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SUP-VOICESEP.-OCT. 2013

10th September, 2013; as we stood in the Court

Hall No.11 of the Madras High Court, we had mixed

feelings. Mr.Pratip Choudhuri, the former Chairmanwas to make a personal appearance in the contempt

proceedings in the Check – Off case filed by the

Federation. And he appeared in person in thepresence of the Hon’ble Justice.

2. However much we all tried to forget, still, images

of the past came flashing by. On the 4th of October,

2012 when the Federation leaders met him amidsta huge gathering of MD’s, DMD’s and CGM’s of all

the circles, a pre-arranged audience to demonstrate

his arrogance and dictatorship, he shouted and said“apologise and publish it in your website, make it

public”. The intention was to embarrass and to insult.

Today, standing in the Court hall, when anunconditional apology was tendered in front of public,

in front of the press and in front of the advocates

present, he stood pathetically, vanquished. Onecould not help but comparing. The Law of Natural

Justice and the Law of Nature operates and

averages out. He had utilized every opportunity …No,….. created opportunities to insult and put down

people. He would call General Secretaries at

branches and insult them, call their controllers toinsult leaders, fix cameras around leaders. HR

Conclaves, Video conferences, Webcasts in SBI

Times were utilized to insult. His actions of punishingleaders through downgrading and increment cuts,

putting unblemished leaders into 19(3) and hurting

their innocent families, withholding of gratuityoverlooking the payment of gratuity act, a mandatory

regulation, erratic transfers to curtail Association

activities and innumerable such acts which stink ofcruelty and inhuman behavior, flash by like images.

The day would begin with planning insults and end

CHECK-OFF: CONTEMPT CASE BY AISBOFJUSTICE AT LAST……

with further plans to attack, demoralize, putdown and

humiliate people. “Ask them to express remorse!” “I

will dismiss all of them”, “I will meet you all inSupreme court” were some of the utterances, all

filled with venom. The series of violations in Transfer

Policies and attacks on officers which haveinconvenienced many need not be repeated. Lady

Officers, who are 59 years, who were sick, who had

problems were also mercilessly transferredthousands of kilometers away. The word

compassion and mercy had lost its significance.

Indiscriminate transfers violating all agreed bilateralpolicies took place. It was only fear and fear and

fear all the way.

3. Such a person, arrogance personified, stood

in front of the Hon’ble Justice apologetically. In factall the Officers should have been happy, but still,

none rejoiced. We were all pained and sad. Not forthe man, but for the Bank. Because of his ill deedsand dis-obeyance of the Court Order, he had put

the mighty Bank into embarrassment in Public

domain. The image of the Bank was at stake.Washing dirty linen in public could have been

avoided, not if he loved the Bank like a ‘mother’ as

he used to proclaim. We are writing this with painand hurt feelings.

4. If he had implemented the order of theHon’ble Court, it would have been anhonourable exit for both, the Bank and theFederation. It would have been a Win-Winsituation, which is always desirable. If one putsdown people, he should also be prepared to beput down. None can presume to be greater thanthe Hon’ble Court and justice. We did not fire a

bullet. He fired it against himself. Things were carried

too far.

FEDERATION NEWS

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5. The proceedings were over and at the end of it

all, quietly he moved away from the huge crowd of

people, unnoticed, along with his galaxy of advocates,one attorney general from Supreme Court, another

attorney general for South Zone and a Senior

advocate of Chennai and his usual coterie, yes men,and advisors. All the money, power and influence

could not buy justice. Alas…… Nature has its own

way of averaging out. Justice may be delayed butnot denied. Yes Justice was rendered. Truth

Triumphed.

6. For the information of members we are

herewith narrating the sequence of the events at the

Madras High Court that unfolded on 10th Sept. 2013.

7. The Check-off facility which was in vogue since1970’s made available to the Associations and the

Unions in State Bank of India was unilaterally

withdrawn by the bank through a letter dated 17thSeptember 2013, on flimsy grounds and under the

pretext of availability of alternate technology

channels. The Federation took up the issue throughcorrespondence, negotiations and persuasion. We

had informed the bank that the whole issue was

sensitive and an emotional issue and had to besorted out. But our fervent appeals and pleas were

not respected. But the bank decided the go ahead

and implement the unilateral withdrawal in the salaryof September 2013. The Hon’ble High court of

Madras granted a stay on the impugned order to the

Chennai Circle Association on 23/09/2013.Thereafter on 24.09.2013 in response to the writ filed

by the Federation, the Hon’ble court extended the

stay to all the circles. On the 25/09/2013 when thebank tried to move a modification application, and

vacate the stay, the Hon’ble judge refused to vacate

the stay. The stay order was operative. But the bankdid not implement the stay and chose to disburse

the salary without the check off to all the circles

except the Chennai Circle, under the pretext of time

being too short to effect changes in the HRMS. They

made a prayer to the court that a minimum period of

eight days were required to effect the changes andreintroduce check off in HRMS. Well! this was a

statement made by the Bank in the Hon’ble High

Court of Chennai making a wrong statement underoath/affidavit could amount to perjury! All the officers

in the bank and those working in HRMS and

especially at Belapur know the truth, that if required,this could have been affected in the salary of 25/09/

2013. It was just a matter of few hours.

8. Thereafter a contempt case was filed. The

Hon’ble High Court had summoned Mr.Pratip

Chaudhuri the then Chairman and the CGM HR forPersonal appearance on 30/09/2013. But Mr Pratip

Chaudhuri did not appear on that day. The Hon’ble

High Court summoned him again for personalappearance on 10th Oct, 2013. Mr. Pratip Chaudhuri

was therefore present in the court in person. He

was asked to be identified. The bank then tenderedan unconditional apology. The Senior Counsel for

the bank assured the Hon’ble judge that the

subscription for the month of September 2013 wouldbe paid before 15/10/2013 by debit to the suspense

account and credited to the respective circle

Associations.

9. M/s Vaighai, Sr.Advoate Chennai High Courtwho argued the case for the Federation had

presented a water tight case. In the affidavit filed by

the Federation, the entire technical intricacies of theworking of the HRMS, the sequence of steps

involved in implementing/non implementing the

check-off, the logic on how the check off could havebeen implemented in a few hours and the efforts of

the federation to sort out the issue amicably were

highlighted. It was argued by the advocate for thefederation that Mr. Pratip Chaudhuri cannot now

represent the bank and hence has to file an affidavit

in his personal capacity which has been accepted

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by the banks counsel in the presence of the Hon’ble

judge.

10. Com.B.K.Awasthi, President-AISBOF,

Com.Y.Sudarshan, the General Secretary of the

Federation, Com. Thomas Franco Rajendra Dev,the General Secretary of the Chennai Circle

Association along with a number of officers of

Chennai Circle were present.

11. We take this opportunity to thank all the wellwishers and all the comrades from all over the

country who stood by the federation and extended

moral support. We also thank Com. Thomas FrancoRajendra Dev and his team of comrades from

Chennai Circle who helped in gathering material and

putting the issues in proper perspective before theadvocate. We express our thanks to M/S Vaigai and

team for the legal support rendered and the excellent

and logical manner in which the case was put up.

12. Comrades, Now the situation is changing.

The undersigned along with the President

Shri.B.K.Awasthi and the Jt.General SecretaryShri.Ramkumar Sabhapathi had an occasion to visit

Mumbai and greet the Chairperson Mrs.Arundathi

Bhattacharya. The meeting which lasted for aroundtwenty minutes was very cordial and positive. It was

decided that we should remove all the irritants and

make a new beginning. The 18th floor of thecorporate center was, for once, filled with fresh air,

rid of the suffocation and nausea of tyranny.

Thereafter, we met the DMD & CDOShri.B.V.Chaubal, the CGM(HR) Shri.Ranjit

Goswami and the DGM (IR) Shri.Raghav, and AGM

(IR), Shri.Indranil Bhanja and decided to meet againshortly to sort out all the unresolved issues and move

forward.

13. We are sure that under the leadership of the

new chairperson Mrs Arundhati Bhattacharya who

has taken over the reins very recently, all such irritants

will be removed so that the bank, the officers and

the federation can work together in an atmosphere

of cordial Industrial relations and channelize all theenergy into productive channels. We are all aware

of the challenges that the Bank is facing in the

current global and national economic scenario.Therefore we appeal to all our officer comrades to

rise up to the occasion and contribute whole

heartedly in taking the bank to greater heights.

14. Today the Bank has very sportingly put up the

news paper clip of Business standard on the Check-Off issue in the SBI Times. Also all the derogatory

and negative upload has been removed. Comrades,

this is a change in approach and a very positive one.

15. We all hope that this will pave way for a betterunderstanding of each other. We appeal to the

Management that we should begin with a clean slate

in an atmosphere of mutual Trust and team spirit.

16. Let us all join together to pledge our support to

all progressive and positive endeavours of the newchairperson and work like a family that State Bank

is known for since ages and continue to remain

partners in progress.

With greetings,

(Y. SUDARSHAN)GENERAL SECRETARY, AISBOF

• Trust your hunches. They are usually basedon facts filed away just below the consciouslevel. - Dr. Joyce Brothers

• Failure can be bought on easy terms - successmust be paid for in advance.

- Cullen Hightower

• What the world really needs is more love andless paperwork. - Pearl Bailey

5


The Scheme of providing Furniture and Fixtures toOfficers was rationalized during May 2007. Since2008-2009, as a result of the continuous follow-upand efforts of the Federation, various improvementsin the life span of electric, electronic items, Purchaseof Curtains, Mattresses, Inverters, inclusion ofadditional items of furniture and electronic goods,etc. were introduced at regular intervals. We havebeen demanding revision of the monetary ceilingsand other improvements in various CNC meetingsand through several communications.

2. We are glad to inform you that the Managementhas now acceded to our long pending demand andrevised the ceilings as under :

REVISION OF MONETARY CEILING FORRESIDENTIAL FURNITURE PROVIDED TO OFFICERS

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S/Shri

August 2013 :• RAJENDRA KUMAR GOYAL, MULTAI• PRATAP KUMAR MAZUMDAR, COMMERCIAL BR. BILASPUR• JANARDHAN SOMDEO, BARTUNGA• RAJ MAHENDRA TIWARI, LOCAL HEAD OFFICE BHOPAL• RAM RATAN SONI, SMECC, GWALIOR• PRAKASH CHAND JAIN, PROTHVIPUR• PRADEEP KUMAR JAIN, GUNA• DHARAM CHAND NAGESH, C.S.W.T.BSF.CAMPUS• GAGAN KUMAR CHOUDHARY, C.C.P.C., NR GPO, INDORE• PRAKASH CHANDRA NISHAD, CHOWK BAZAR, SHAJAPUR• ASHOK KHANDELWAL, R.B.O-5, UJJAIN• SHASHIKANT NANNORE, R.A.S.M.E.C.C C/O SBI, UJJAIN• LAXMIKANT V.MANE, RATLAM• GOVIND PRASAD SHARMA, KACHERI CHOWK, SEONI• I.B.ROY, R.B.O-4, KATNI• R.V.N.MURTY, SHAHDOL• SHAYAM JI TANDEY, NEORA• VINOD KUMAR BAJPAI, ZONAL OFFICE GWALIOR

September 2013 :• B.D.SHARMA, BHOPAL MAIN BRANCH• PRADEEP B.SHARMA, LOCAL HEAD OFFICE BHOPAL• SHITAL PRASAD SHRIVASTAVA, G.E.C.REWA• SUSERLA VENKAT S. RAMNA, LOCAL HEAD OFFICE BHOPAL• MIHIR KUMAR NAG (VRS-JUN 2012), BILASPUR• M.K.KASHYAP, MANDLA• KESHAV MANGTANI, LOCAL HEAD OFFICE BHOPAL• N.K.SADHWANI, S.T.C. C/O SBI, SULTANIA ROAD, BHOPAL• ARUN CHANDRA MANDAL, COMMERCIAL BR. RAIPUR• VISHWA BEHARI MISHRA, MAYUR MARKET GWALIOR• MANOJ VARMA, OLD PALASIA INDORE• GYANIRAM KANEKAR, KESHKAL• SURJEET SINGH, SCHEME NO. 54, A.B.ROAD,INDORE• SHASHIKANT K SAXENA, ASHTA

October 2013 :• A.K. NANHORIYA, R.B.O-1, JABALPUR• B.L. BHAMMERKAR, JEHANGIRABAD, BHOPAL• PREM SAGAR PATNAIK, R.B.O-2, RAIPUR• SMT. RAJ KUMARI PILLAI, P.Y. ROAD, INDORE• ASHOK KUMAR JAIN, DATIA MAIN• ASHISH BANARJEE, R.A.C.P.C., BHOPAL• MOHAN LAL KHARE, JABALPUR CITY• PURUSHOTTAM MALVIYA, PENSION CELL GOVINDPURA, BPL• SYED SIRAJ ALI, MAULANA AZAD COLLEGE, BHOPAL• MORESHWAR GAIKWAR, SUBHASH CHOWK, BALAGHAT• BHAGWAN PRASAD SAXENA, BEOHARI• SATISH KUMAR AGRAWAL, M.G. ROAD MARKET BRANCH

RETIREMENTS

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MEDICAL REIMBURSEMENT :

COST OF GLUCOMETER AND

TEST STRIPS DEMANDED

The Federation recently sent a communication

to the Dy.Managing Director and the CDO, Corporate

Center, State Bank of India, Mumbai on the issue of

reimbursement of the cost of Glucometer and the

Test strips to the Officers’ in order to monitor the

blood sugar levels regularly under the medical

reimbursement scheme. Many of our employees and

officers are suffering from diabetes due to extreme

stress and work pressure.

2. We note to advise the developments.

3. However, there are certain issues/anomalies thatneed to be addressed which we shall take up withthe Federation for taking up with the CorporateCentre, in due course. It shall be our endeavour toensure regular improvements in the scheme. Werequest our members to avail of the facility providedby the Bank accordingly.

4. Members are requested to take note of thechanges/modifications and be guided accordingly.

With greetings,

(SANJEEV MISHRA)GENERAL SECRETARY

7


30th September, 2013……………………???

Over the last few days I have been receiving callsthat on the 30th, Officers all over the country should

wear black badges, or go on a day’s flash strike,

conduct demonstration etc. These were theunhindered, spontaneous expressions of our

members. Members also included non members.

Non members included top officials and executivesalso. Therefore, one could see and visualize a total

sense of frustration, a sense of suppression and

suffocation that engulfed our officers all over..…,members and non members alike. The all pervading

atmosphere of stink at the corporate centre and

down under and all over had poisoned the otherwiseserene and unpolluted environs of the bank across

the country. Many top officials had complained thatthey had become unwilling ‘Yes-masters’ out of fear

of reprimand and were merely executing the orders

of ‘his master voice’. Don’t believe me! But this isthe TRUTH and the ONLY TRUTH.

2. While we respect their sentiments andemotions, after due discussions with all the circle

General Secretaries, we decided that investing on a

strike on 30th is a waste. It could, at maximum,satisfy our ego of hurting an evil man on his

retirement. But while we aim our guns and shoot,

the bullet may miss him hit some other target, whichis not our aim. It is not our intention to hurt the Bank.

It is not our intention to hurt any other. But in the

event of any harsh organizational action, definitelythe Bank and its image would have been hurt. Nevermind if we don’t have maturity! Never mind if we,

in comparison to other organizations are destructiveand less bothered about the Bank and its image. No

thanks. We don’t need any certificate from the one

who has been responsible in pushing this great

organization into a micro-managing mess ofdisplaced priorities and a cris - cross , labyrinth of

confusion lost in the bylanes of policy crisis. Never

mind! Slogan shouting organizations are notcompetent enough to think on policy matters.

Comrades, no person; however big the bubble of

his image or ‘the dirty picture’ could be, can belittle athe mighty organization that the Federation has been,

and is. To all those psychopaths who think that by

inflicting few scratches they have killed anorganization, I would like to remind and caution that

the federation is a people oriented organization. We

leaders will come and go…. like the Chairmen ofthe Bank. But it is the people who build the Bank

and the Federation. Let us not undermine and insultthe sentiments of our grass root level officers and

employees. It not only affects the Federation but also

the Bank. The withdrawal of “Check – Off”, the latestcheap gimmick played, has hurt the sentiments of

all the officers. If only the beloved Chairman had

heard the type of abuses hurled by our officersincluding the senior ones all over the country, on the

withdrawal of the Check Off, he would have buried

himself alive in shame. There is need for the Bankto respect the sentiments of its human resources

and take them into confidence. Whether anyone likes

it or not.. The Federation is the representative body…duly recognized and its sentiments have to be

respected.

3. Comrades, too much of “blow hot” and “blow

cold” has been indulged because of the November

2011 strike call. It was a strike that nevermaterialized. It was a call which was withdrawn.

Instead of moaning till death in every forum, in every

THE ULTIMATE BALANCE SHEET……30TH SEPTEMBER, 2013

DEEP STARE OF THE BARE FACTS ………………

AISBOF CIRCULAR NO. 107 DATED 28.09.2013

8


meeting, at every place, every person connected or

not, at every SBLC, at every class, on the first

address, on the last address (during retirement) andboring people to death, eating away productive the

time and energy of the unwilling listeners, he could

have spent one hundredth of that time to find outwhat the actual grievances were and made efforts

to redress the same. The Federation has not given

a single strike call since November, 2011 till date.But the hatred continues unabated. When two

countries, traditional enemies fight, they also make

amends, come to a ceasefire and shake hands. Isthe hatred so deep, so wide that there is no place

for reproach? There is no point discussing and

wasting time on those issues.

4. Comrades, the series of issues, one after the

other are all related to one small speck ofmisunderstanding. It is true that “A Spark neglected

burns the house”. Yes it has. All the issues - be it the

charge sheets issue, be it the transfers issue, be itthe issue of benefits or the Check-Off, could have

all been settled across the table in two hours! We

have spent two years in quarrel. And as we quarrel,the growth of the Bank takes a beating. Imagine the

time and money spent on all these issues.

a) Court cases : At every hearing many officials

from Corporate Centre descend on the Circle High

Court. The TA, DA, HA spent on hundreds ofhearings on all the cases in all the Circles? Whose

money is being spent?

b) Transfers : Under the unilateral – 3 years, 6

years, 9 years policy, officers who had just reportedone or two months ago have been sent on IMT

transfers. Officers and ladies with 6 months service

remaining (59 years and above) have beentransferred. Imagine the transfer allowance, joining

time, the Bank has to provide. What a waste of time

and money. How can these officers concentrate onwork?

I don’t want to discuss other issues. But such

misplaced priorities and micro-management has

eaten away executive time and energy. HR/IR issuesshould be handled by the IR Dept. There is a

separate structure provided by the Bank for IR/HR.

One should respect the structure. There is no needfor the Top Boss to look into minor issues,

circumventing the IR Dept. Many a times the officials

of IR Dept., are held responsible for ill conceivedhasty actions of the Boss and have to face the wrath

of the Courts and the people.

Well! slogan shouting organizations are not entitled

to speak on policy issues of the Bank. Yes! but all

the same the performance of our Dear Bank hastaken a severe beating in all spheres of growth

parameters. Be it the market capitalization, be it

market share, be it CASA. The Less said about NPA’sand fall in share price the better. ‘The demonstration

of 28th August, 2012 lead to decline in Market

Capitalisation’ said the boss. But What Today? Thereis no demonstration. So today, we all shall therefore

blame the economy, the global scenario, the weather

conditions etc. Luckily we did not go on strike. Elseall the performance related parameters would have

been on us once again! God is great.

Now finally, to wish good bye let me prepare a

Balance Sheet of the benefits which our officers got

during the last two and a half years and compare itwith the period prior to that.

The Balance Sheet

May 2011 to September, 2013: courtesy, thePresent Chairman

1. Enhancement of leased rentals - Pleasenote the concept of leased accommodationwas introduced in the 1970’s. It wasbecause of the ‘efforts of the federation thatthis concept was introduced and given toall officers. The present management hasonly enhanced it.

9


2. Enhancement in compensation onaccount of death of an officer – Presently

it has only been enhanced. The origin of theconcept again has to be credited to the

Federation.

3. 2nd mobile to officers – More of a pain

than a pleasure. Because calls are made

during midnight also, disturbing the officerspeace and health.

4. Enhancement in Scholarship amount for

children.

5. Enhancement in furniture entitlement. This

is meager and not applicable to all because

of the negative clauses incorporated, andclassification of mattresses and curtains

into electronic items and an electronic items

and so on. (Imagine curtains as an electronicitem. The shopkeepers will laugh at our

wisdom)

5. I sincerely want to pen down more benefits during

the period, but however hard my new parker penpulls me, I am unable to think of any.

6. Only negative reversals and pull downs likedenial of stagnation increments to people who opt

out, withdrawal of check-off facility despite courts

order, termination of PO’s, a Tsunami of chargesheets, disproportionate punishments, vengeance

galore, hatred unlimited, violation of all bilateral

transfer policies, sufferings of lady officers,humiliation to senior executives, misuse of SBI times,

outbursts at SBLC’s, undue delay in promotion and

transfer exercise (even today CMC transfers are notcomplete). a total sense of suppressed frustration

all over, in all grades, and so on… and so on…..

7. Now let us look into the benefits thataccrued during the few years preceding 2011 –the Past Chairman.

8. Before penning down the benefits I would like to

mention an incident that keeps coming to my mind

again and again and makes me bow my head inappreciation, reverence and deep respect to the then

chairman Shri.O.P.Bhatt.

9. The occasion was a Dharna in front of the

Corporate Centre. Suddenly, the then charismatic

Chairman walked into the arena, joined in shoutingslogans, greeted all the members present and

arranged for food and water to all. Hats off to him for

understanding. Hats off. We were right or wrong inconducting the Dharna is not the issue. But he made

us feel humble, feel like being a part of the family

and later that day all the issues got resolvedautomatically. That was another Management

Style… probably more effective. That was a period

marked by the ‘Jodhpur declaration’ where theManagement, the Federation and the Union made

joint appeals and joint declarations”. That was a

period of ‘Parivarthan’ ‘Udaan’. But now we are ‘Backto Basics’…. and still groping… on how to hide,

cover up and so on……..

10. The benefits of the past period is all here for you

to see. Between June 2006 to 31.03.2011, Sixty fourtimes the service conditions of our officers were

improved. Some major benefits are: Courtesy the

Past Chairman.

1. Enhancement in Housing loan from 7.5 to

20 lacs.

2. Extension of repayment period of HL upto

75 years of age.

3. Extension of concessional rate of interestupto 20 lacs.

4. Introduction of Servant allowance.

5. Enhancement of the ceiling on

entertainment expenses.

6. Enhancement in Conveyance expensesetc.,

10


7. Introduction of Group Insurance Scheme.

8. Introduction of Furniture Scheme/Maintenance.

9. Substantial enhancement in leased

accommodation.

10. Introduction of Any where lease facility.

11. Improvements in superannuation benefits

12. Enhancement in personal loan Scheme.

13. Introduction of computer loan at 5% simple

interest.

14. Grant of computer increments to scale 4and 5 on fitment.

15. Enhancement of out of pocket expenses.

16. Improvements of REMBS.

17. Special Balancing allowance introduced.

18. Improvements in Scholarship and Staff

Welfare Scheme.

19. Absorption of contract officers – OMR’s

CRE etc. on permanent basis.

20. Residential telephone to all officers.

21. Enhancement of Medical Reimbursement.

22. Incentives Scheme.

23. Mobile handsets to all officers.

24. Enhancement in brief case.

25. Promotional policy of Specialist Officers.

26. Placing PO’s/TO’s in Scale II after

screening test.

27. Availing LFC after retirement.

28. Encashment of one day’s PL for PM’s Relief

Fund on account of natural calamity on 3occasions.

29. 2nd additional Housing Loan for repairs.

30. Introduction of incentives for meritorious

children.

11. The above list is only indicative and not

comprehensive. There were strike calls then also.There were demonstrations. But the voice of dissentwas understood in the right perspective and issues

resolved amicably as is done within our families.

12. I don’t want to brood further as my pen reminds

me to think positive. And positive it has to be….for “Life is about Future”. We all live in hope…

the Bank, the Federation and our officers and

employees. Now forget the balance sheet and letus look forward to a better future….. as, in the

interests of the Bank and its officers/employees, lies

the welfare of all. So, as we move out of the blackhole and beyond the dark shadows let us hopethere is sun shine.

13. I appeal to all of you individually to work veryhard and sincerely putting in extra hours to takethe State Bank of India to greater heights. Fewhours from now…. An Era ends. History will record

it as a ‘Dark Era’. And at the dawn of a New Era….

let us hope that the hopes and aspirations of ourofficers will be respected and understood. So long…

Good Bye…..

With greetings,

LONG LIVE STATE BANK OF INDIA

LONG LIVE THE FEDERATION

LONG LIVE OUR UNITY, MARCH ON……


11


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flÊÁ·¸∑§ •Ê◊-‚÷Ê ÁŒŸÊ¥∑§ 06-10-2013 ∑§Ë ∞ÁÃ„UÊÁ‚∑§‚»§‹ÃÊ ¬⁄U •Ê¬ ‚÷Ë •¥‡ÊäÊÊ⁄UËªáÊÊ¥ ∑§Ê ∑§ÊÁ≈U‡Ê— ∑§ÊÁ≈U‡Ê$—’äÊÊß¸U–

Á◊òÊÊ¥, 06-10-2013 ÿ„U fl„U ÁŒŸ „ÒU ¡’ ‚„U∑§ÊÁ⁄UÃÊ ∑§ßUÁÃ„UÊ‚ ◊¥ •Ê¬∑§ mUÊ⁄UÊ ÷Ê¬Ê‹ ◊¥ ∞∑§ ŸÿÊ ‚Ê¬Ÿ ⁄UøÊªÿÊ „ÒU– 600+∑§Ë ‚¥ÅÿÊ ◊¥ ‚ŒSÿÊ¥ ∑§Ë •÷ÍÃ¬Ífl¸ ©U¬ÁSÕÁÃŸ ‚÷Ê ◊¥ Ÿÿ •ÊÿÊ◊ SÕÊÁ¬Ã Á∑§∞ „Ò¥U– ©UûÊ◊ ◊¥ø √ÿflSÕÊ,‚¡Êfl≈U, ‹¡Ë¡ ÷Ê¡Ÿ, ’„ÈU◊ÍÀÿ ‚È¤ÊÊfl ∞fl¥ ¬˝SÃÊfl ¬ÊÁ⁄UÃÁ∑§ÿ ªÿ– ‚ŒSÿÊ¥ ∑§Ë ‚Á∑˝§ÿ ‚„U÷ÊÁªÃÊ Ÿ •Êª¥ÃÈ∑§Ê ∑§Ê‚¥ÃÈCU Á∑§ÿÊ– ÿ„U •Ê¬ ‚÷Ë ◊ÊŸŸËÿ •¥‡ÊäÊÊ⁄UË ‚ŒSÿÊ¥∑§ ‚„UÿÊª, ‚◊¬¸áÊ ∞fl¥ •ÊSâÊÊ ∑§ ∑§Ê⁄UáÊ ‚¥÷fl „ÈU•Ê–◊ÈÅÿ •ÁÃÁÕ üÊË •M§áÊ ªÈ≈Í¸U, ‚flÊ ÁŸflÎÃ DGP ∞fl¥∑˝§Ê¥ÁÃ∑§Ê⁄UË ‚◊Ê¡‚fl∑§, ∑§ ‚Ê⁄UªÊÁ÷¸Ã ©UhU’ÊäÊŸ Ÿ ‚÷ËüÊÊÃÊ•Ê¥ ∑§Ê ◊Ÿ ◊Ê„U Á‹ÿÊ– •ÁäÊ∑§Ê⁄UË ‚¥ÉÊ ∑§ ◊„UÊ‚ÁøflüÊË ‚¥¡Ëfl Á◊üÊÊ mUÊ⁄UÊ ‚¥ÉÊ ∑§Ë ªÁÃÁflÁÉÊÿÊ¥ ¬⁄U ¬˝∑§Ê‡Ê«UÊ‹Ã „ÈU∞ ‚„U∑§ÊÁ⁄UÃÊ ¬⁄U ÷Ë ¬˝∑§Ê‡Ê «UÊ‹Ê ªÿÊ ∞fl¥•◊Í‹, Á‹îÊÃ ¬Ê¬«∏, ‚Ê¥øË Á◊À∑§, •ÊÁŒ ‚¥SÕÊ•Ê¥ ∑§Ê‚„U∑§ÊÁ⁄UÃÊ ∑§Ê SÃê÷ ÁŸM§Á¬Ã Á∑§ÿÊ–

Á◊òÊÊ¥, ßU‚ ¬òÊ ∑§ ◊Êäÿ◊ ‚ ◊Ò¥ •Ê¬‚ •Ê◊ ‚÷Ê ÁŒŸÊ¥∑§06-10-2013 ∑§ ÁmUÃËÿ ‚òÊ (Á’¡ÁŸ‚ ‚‡ÊŸ) ◊¥ ◊ÊŸŸËÿ•¥‡ÊäÊÊÁ⁄UÿÊ¥ ‚ ¬˝Ê# ¬˝SÃÊflÊ¥ ∞fl¥ ‚È¤ÊÊflÊ¥ ‚ •Ê¬∑§Ê •flªÃ∑§⁄UÊ ∑§⁄U •Ê¬∑§ ÁfløÊ⁄UÊ¥ ∑§Ê ¡ÊŸŸÊ øÊ„UÃÊ „Í°U ÃÊÁ∑§ ÁŸáÊ¸ÿ◊¥ ‚÷Ë ‚ŒSÿÊ¥ ∑§Ë ÁfløÊ⁄UäÊÊ⁄UÊ ∑§Ê ‚◊Êfl‡Ê ¬Ê⁄UŒÁ‡Ê¸ÃÊ¬ÍáÊ¸Á∑§ÿÊ ¡Êfl–

‚÷Ê ∑§ ÁmUÃËÿ ‚òÊ ◊¥ ‚ŒSÿÊ¥ mUÊ⁄UÊ ‚¥SÕÊ ∑§ ∑§Êÿ¸∑§‹Ê¬Ê¥

•ÁäÊ∑§Ê⁄UË ‚„U∑§Ê⁄UË ‚Êπ ‚Á◊ÁÃ ◊ÿÊ¸ÁŒÃ, ÷Ê¬Ê‹ ∑§Ë

flÊÁ·¸∑§ •Ê◊-‚÷ÊÁŒŸÊ¥∑§ 06-10-2013

¬⁄U •¬ŸË ‚¥ÃÈÁCU ∞fl¥ ¬ÍáÊ¸ ÁflEÊ‚ √ÿQ§ Á∑§ÿÊ ªÿÊ ∞fl¥∑§Êÿ¸∑§ÊÁ⁄UáÊË ∑§Ê ◊ÈQ§ „UŒÿ ‚ ‚⁄UÊ„UÊ ªÿÊ– ‚ê◊ÊŸËÿ‚ŒSÿÊ¥ mUÊ⁄UÊ ÁŸ◊AÁ‹ÁπÃ ¬˝SÃÊfl ∞fl¥ ‚È¤ÊÊfl ÁŒÿ ª∞–•Ê¬‚ ÁŸflŒŸ „ÒU Á∑§ ‚¥ŒÁ÷¸Ã ¬˝SÃÊflÊ¥ ∞fl¥ ‚È¤ÊÊflÊ¥ ¬⁄U•¬ŸË ’’Ê∑§ Á≈Uå¬áÊË ¬̋Á·Ã ∑§⁄‘¥U ÃÊÁ∑§ •ÁäÊ∑§Ê⁄UË ‚„U∑§Ê⁄UË‚Êπ ‚Á◊ÁÃ ∑§Ë ’„UÃ⁄UË „UÃÈ ‚È¤ÊÊflÊ¥ ¬⁄U •◊‹ Á∑§ÿÊ¡ÊŸÊ ‚¥÷fl „UÊ–

¬˝SÃÊfl ∑˝§◊Ê¥∑§ 01—- üÊË •Ê.¬Ë. ◊Ê≈UflÊŸË mUÊ⁄UÊ ¬˝SÃÊÁflÃÁ∑§ÿÊ ªÿÊ Á∑§ ¬Á⁄UflÊ⁄U ∑§ÀÿÊáÊ ÿÊ¡ŸÊ ∑§ •¥Ãª¸Ã ¬˝ÁÃ◊Ê„U¡◊Ê ∑§Ë ¡ÊŸ flÊ‹Ë ⁄UÊÁ‡Ê ∑§Ê M§. 500/- ‚ ’…∏UÊ∑§⁄U M§.1000/- ∑§Ë ¡ÊŸË øÊÁ„U∞–

¬˝SÃÊfl ∑˝§◊Ê¥∑§ 02—- üÊË ∞‚.∑§.¡ÒŸ mUÊ⁄UÊ ¬˝SÃÊÁflÃÁ∑§ÿÊ ªÿÊ Á∑§ ¬Á⁄UflÊ⁄U ∑§ÀÿÊáÊ ¡◊Ê ÿÊ¡ŸÊ ∑§ •¥Ãª¸ÃÁŸÿÁ◊Ã Á∑§SÃ ∑§ •‹ÊflÊ M§. 100/- ∑§ ªÈáÊŸ ◊¥ •ÊÒ⁄U•ÁäÊ∑§ ⁄UÊÁ‡Ê ¡◊Ê ∑§⁄UŸ ∑§Ë ‚ÈÁfläÊÊ „UÊŸË øÊÁ„U∞ ∞fl¥ ßU‚¬⁄U éÿÊ¡ Œ⁄U ’…∏UŸÊ øÊÁ„U∞–

¬˝SÃÊfl ∑˝§◊Ê¥∑§ 03—- üÊË ⁄UÊ¡ãŒ˝ •ª˝flÊ‹ mUÊ⁄UÊ ¬˝SÃÊÁflÃÁ∑§ÿÊ ªÿÊ Á∑§ •ÁäÊ∑§Ê⁄UË ‚„U∑§Ê⁄UË ‚Êπ ‚Á◊ÁÃ mUÊ⁄UÊÁ◊ÿÊŒË ¡◊Ê ÿÊ¡ŸÊ ¬˝Ê⁄¥U÷ ∑§Ë ¡Êfl ∞fl¥ ‚ŒSÿÊ¥ mUÊ⁄UÊ ¡◊Ê∑§Ë ªß¸U ⁄UÊÁ‡Ê ¬⁄U 11 ¬˝ÁÃ‡ÊÃ flÊÁ·¸∑§ ∑§Ë Œ⁄U ¬⁄U éÿÊ¡¬˝ŒÊŸ Á∑§ÿÊ ¡Êfl–

¬˝SÃÊfl ∑˝§◊Ê¥∑§ 04—- üÊË ‚Ê„UŸ ªÈ#Ê mUÊ⁄UÊ ¬˝SÃÊÁflÃÁ∑§ÿÊ ªÿÊ Á∑§ ‚Á◊ÁÃ mUÊ⁄UÊ ¬˝ŒÊŸ ∑§Ë ¡ÊŸ flÊ‹Ë ́ §áÊ ∑§Ë‚Ë◊Ê ◊¥ ßU¡Ê»§Ê Á∑§ÿÊ ¡Êfl–

¬˝SÃÊfl ∑˝§◊Ê¥∑§ 05—- üÊË ÁÃ«∏U∑§ mUÊ⁄UÊ ¬˝SÃÊÁflÃ Á∑§ÿÊªÿÊ Á∑§ flÊ„UŸ ́ §áÊ ¬˝ŒÊŸ ∑§⁄UŸÊ ¬˝Ê⁄¥U÷ Á∑§ÿÊ ¡Êfl ∞fl¥ ßU‚

12


¬⁄U ◊ÊÁ¡¸Ÿ ◊ŸË 20 ¬˝ÁÃ‡ÊÃ ‹Ë ¡Êfl–

¬˝SÃÊfl ∑˝§◊Ê¥∑§ 06—- üÊË ∞‚.¬Ë. πòÊË Ÿ ¬˝SÃÊfl ⁄UπÊÁ∑§ ¬Á⁄UflÊ⁄U ∑§ÀÿÊáÊ ¡◊Ê ÿÊ¡ŸÊ ∑§ ‚ÊÕ-‚ÊÕ ‚ŒSÿ‚È⁄UˇÊÊ ‡ÊÈÀ∑§ ∑§Ë flÃ¸◊ÊŸ ⁄UÊÁ‡Ê M§. 100/- ‚ ’…∏U∑§⁄U200/- ∑§Ë ¡Êfl ∞fl¥ ‚flÊ ∑§ ŒÊÒ⁄UÊŸ ◊ÎàÿÈ „UÊŸ ¬⁄U flÃ¸◊ÊŸ⁄UÊÁ‡Ê M§. 5 ‹Êπ ∑§Ê ’…∏UÊ∑§⁄U M§ 7 ‹Êπ ∑§Ë ¡Êfl–

‚¥øÊ‹∑§ ◊¥«U‹ ∑§Ë ◊ËÁ≈¥UªÁŒŸÊ¥∑§ 05-10-2013

üÊË ÃË⁄UÕ Á‚¥„U π⁄U’¥ŒÊ, ‚¥øÊ‹∑§, mÊ⁄UÊ ÿ„U ‚È¤ÊÊfl ÁŒÿÊªÿÊ Á∑§ Á»§‹„UÊ‹ ́ §áÊ ∑§Ë ⁄UÊÁ‡Ê M§. 5,00,000/- ‚ ∑§◊∑§⁄U M§. 3,00,000/- Á∑§ÿÊ ¡Êfl ÃÊÁ∑§ •ÁäÊ∑§ ‚ •ÁäÊ∑§‚ŒSÿ ‹Ê÷Ê¥ÁflÃ „UÊ¥–

üÊË ‚¥¡Ëfl Á◊üÊÊ, ◊„UÊ‚Áøfl, ÷Ê⁄UÃËÿ S≈U≈U ’Ò¥∑§ •ÁäÊ∑§Ê⁄UË‚¥ÉÊ ∞fl¥ ‚Á◊ÁÃ ©U¬ÊäÿˇÊ, mUÊ⁄UÊ ‚È¤ÊÊfl ÁŒÿÊ ªÿÊ Á∑§‚„U∑§Ê⁄UË ’Ò¥∑§ ∑§ ´§áÊ ¬⁄U ÁŸ÷¸⁄UÃÊ ∑§◊ „UÊŸÊ øÊÁ„U∞– 11¬˝ÁÃ‡ÊÃ éÿÊ¡ Œ⁄U ‚ ´§áÊ ¬˝Ê# ∑§⁄U 9 ¬˝ÁÃ‡ÊÃ ∑§Ë Œ⁄U ‚´§áÊ ¬˝ŒÊŸ ∑§⁄UŸÊ ©UÁøÃ Ÿ„UË¥ „ÒU– ßU‚∑§Ê ‚ËäÊÊ •‚⁄U¬Á⁄UflÊ⁄U ∑§ÀÿÊáÊ ¡◊Ê ÿÊ¡ŸÊ ∑§Ë éÿÊ¡ Œ⁄U ∞fl¥ •¥‡Ê ¬⁄U¬˝Ê# „UÊŸ flÊ‹ Á«Áfl«¥U«U ¬⁄U ¬«∏ÃÊ „ÒU– ¬Á⁄UflÊ⁄U ∑§ÀÿÊáÊÿÊ¡ŸÊ ¬⁄U éÿÊ¡ Œ⁄U ÷Ë ’…∏UÊŸÊ øÊÁ„U∞– „U◊¥ ´§áÊ Ÿ ‹ŸflÊ‹Ê¥ ∑§ Á„UÃÊ¥ ∑§Ê ÷Ë äÿÊŸ ⁄UπŸÊ øÊÁ„U∞– ‚Á◊ÁÃ mUÊ⁄UÊ¬˝ŒÊŸ Á∑§ÿ ¡ÊŸ flÊ‹ ´§áÊ ∑§Ë éÿÊ¡ Œ⁄U, ’Ò¥∑§ mUÊ⁄UÊÁ◊ÿÊŒË ¡◊Ê ¬⁄U ŒË ¡ÊŸ flÊ‹Ë éÿÊ¡ Œ⁄U ‚ •ÁäÊ∑§ „UÊ–

©U¬⁄UÊQ§ ¬˝SÃÊflÊ¥ ◊¥ ‚ ÁŸ◊A ¬˝SÃÊfl ¬ÊÁ⁄UÃ Á∑§ÿ ªÿ—-

1. ´§áÊ ⁄UÊÁ‡Ê ¬⁄U flÃ¸◊ÊŸ éÿÊ¡ Œ⁄U 9 ¬˝ÁÃ‡ÊÃ ‚ ’…∏UÊ∑§⁄U10 ¬˝ÁÃ‡ÊÃ ∑§Ë ¡Êfl–

2. ¬Á⁄UflÊ⁄U ∑§ÀÿÊáÊ ¡◊Ê ÿÊ¡ŸÊ ¬⁄U éÿÊ¡ Œ⁄U flÃ¸◊ÊŸ 6¬˝ÁÃ‡ÊÃ ‚ ’…∏UÊ∑§⁄U 7 ¬˝ÁÃ‡ÊÃ ∑§⁄U ¡Êfl–

3. ¬Á⁄UflÊ⁄U ∑§ÀÿÊáÊ ¡◊Ê ÿÊ¡ŸÊ ∑§Ë ⁄UÊÁ‡Ê M§. 500/- ‚’…∏UÊ∑§⁄U L§. 850/-¬˝ÁÃ◊Ê„U ∑§Ë ¡Êfl–

4. ‚ŒSÿ ∑§Ë ‚flÊ ∑§ ŒÊÒ⁄UÊŸ ◊ÎàÿÈ ¬⁄U flÃ¸◊ÊŸ ⁄UÊ„UÃ ⁄UÊÁ‡ÊL§. 5 ‹Êπ ‚ ’…∏UÊ∑§⁄U L§. 6 ‹Êπ ∑§Ë ¡Êfl– ßU‚ „UÃÈ‚ŒSÿ ‚È⁄UˇÊÊ ‡ÊÈÀ∑§ ∑§Ë ⁄UÊÁ‡Ê L§. 100/- ‚ ’…∏UÊ∑§⁄UL§. 150/- ∑§Ë ¡Êfl–

5. àÿÊÒ„UÊ⁄ U ´§áÊ ∑§Ë ⁄UÊÁ‡Ê ∑§Ë •ÁäÊ∑§Ã◊ ‚Ë◊ÊM§. 20,000/- ‚ ’…∏UÊ∑§⁄U M§. 50,000/- ∑§Ë ¡Êfl–÷ÈªÃÊŸ •flÁäÊ ÿÕÊflÃ ⁄U„UªË–

©U¬⁄UÊÄÃ ‚„U◊ÁÃÿÊ¥ (Rosolutions passed in AGM)∑§Ê •ÊªÊ◊Ë ’Ê«¸U •ÊÚ»§ «UÊÿ⁄‘UÄ≈U‚¸U ∑§Ë ◊ËÁ≈¥Uª ◊¥ ÁflSÃÎÃøøÊ¸ ∑§ ©U¬⁄UÊ¥Ã ÁŒŸÊ¥∑§ 01-01-2014 ‚ ÁŸÿ◊flhU ∑§⁄U‹ÊªÍ Á∑§ÿÊ ¡ÊflªÊ–

‚ÊÁÕÿÊ¥ ©U¬⁄UÊQ§ ¬˝SÃÊflÊ¥ ¬⁄U ‚¥SÕÊ ∑§Ë ’„UÃ⁄UË ∞fl¥ ¬˝ªÁÃ„UÃÈ •Ê¬∑§ ‚È¤ÊÊflÊ¥ ∑§Ê „U◊¥ ß¥UÃ¡Ê⁄U „ÒU– „U◊¥ ÁflEÊ‚ „ÒU •Ê¬‚÷Ë ◊ÊŸŸËÿ •¥‡ÊäÊÊ⁄UËªáÊ ©UQ§ ¬˝SÃÊfl ‚ ‚„U◊Ã „UÊ¥ª–

‚¥SÕÊ ∑§Ë e-mail id [email protected] ¬⁄U ÿÊ¬òÊ ÿÊ SMS [9425156635] mUÊ⁄UÊ •¬Ÿ ‚È¤ÊÊfl ¬˝Á·Ã∑§⁄‘¥U–

ÁflŸÿflÃ˜,

(•ÁŸ‹ Á◊üÊÊ)•äÿˇÊ

• If you do no tell the truth about yourself, youcannot tell it about other people.

- Virginia Woolf

• Our lives begin to end the day we becomesilent about things that matter. - Malcom X

• When you reach for the stars, you may notquite get one, but you won’t come up with ahandful of mud either. - Reader’s Digest

• It is amazing what ordinary people can do ifthey set out without pre-conceived notions.

- Charles Kettering

13


AISBOF Cir. No. 68 dated 03-08-2013

We have to-day sent a communication to theDy.Managing Director and the CDO, CorporateCenter, State Bank of India, Mumbai, on the issuesof acute shortage of officers at Bhopal Circle. As aresult, the officers in the Circle are facinginnumerable problems, leading to deterioration in thequality of services rendered at Branches, increasingnumber of customer complaints, etc.

2. Hence we have requested the Corporate Centreto immediately redress this chronic issue of acutestaff shortage at Bhopal Circle on an urgent basis. Acopy of the same is furnished below.

With greetings,


AISBOF Letter No. 8207/50/13 dated 3.08.2013.

To,

The Deputy Managing Director & CDO,State Bank of India,Corporate Centre, Madame Cama Road,MUMBAI - 400 021.

Dear Sir,

ACUTE SHORTAGE OF OFFICERSIN BHOPAL CIRCLE

We invite your attention to the issue of acuteshortage of officers at Bhopal Circle. This burningissue has been highlighted by the circle Associationthrough various correspondences with the CircleCGM, through CNC and ANC meetings and frequentoral reminders at the circle level. This has also beenan issue at the various Central Negotiating Councilmeetings. Yet the problem remains unresolved. Asa result, the officers in the circle area facinginnumerable problems, some of which are as

FEDERATION STRONGLY TAKES UPTHE ACUTE SHORTAGE OF OFFICERS IN BHOPAL CIRCLE

WITH THE CORPORATE CENTREfollows:-a. Officers are being forced to use passing powers

beyond their specified limit, based on oralinstructions.

b. Officers at single officer branches are asked touse password of the joint custodian to replenishcash at ATM;

c. Officers are made to work very late and forcedto work on holidays and sundays without anymonetary compensation.

d. Severe dilution in systems and procedures, noncompliance of KYC norms and other laid downinstructions in order to complete the day’s workand VVR checking, and to achieve targets, withina time frame.

e. Denial of legitimate leave when needed.

2. As a result, deterioration in the quality of servicesrendered at branches, increasing number ofcustomer complaints, poor quality of assets, sharpincrease in NPA’s, poor internal house keeping allleading to customer complaints and poor growthrates have become common.

3. Apart from the above, the officer’s are highlyfrustrated due to the unmanageable pressure of workcoupled with acute staff shortage, which saw manyofficers resigning from the bank not to speak of theseries of suicides during the last couple of years atBhopal Circle. In view of the above, we request youto immediately redress this chronic issue of acutestaff shortage at Bhopal Circle on an urgent basis inthe best interests of providing good customer serviceand maintenance of healthy industrial relations atthe circle. Hope you will accord utmost priority tothe issue.

Thanking you,

Yours faithfully,


14


LONG PENDING ISSUES : TRANSFER POLICY, ETC.

The Federation recently sent a communication and reminders to the Corporate Office for their immediateintervention in the matter of the difficulties that are experienced by our members on account of transferexercise of the current year including the transfer of office-bearers. Copies of the related communication isfurnished for your information.

2. We note to advise you the developments in this regard.

Copy of AISBOF Letter No.6543/62/13 dated 22nd August, 2013

The Dy. Managing Director and CDO,State Bank of India, Corporate Centre,Madame Cama Road, MUMBAI.

Dear Sir,

BHOPAL CIRCLE : TRANSFER OF PRINCIPALOFFICE-BEARERS IN VIOLATION OF IMMUNITY NORMS

Please refer to the discussion we had with you on 26.06.2013, 12.07.2013 and the various correspondencesin respect of the transfers of the under mentioned principle office bearers of Bhopal Circle in violation oftransfer immunity norms.

2. We regret to inform you that the Bhopal Circle Management has not yet placed/posted the officersconcerned as per the agreed immunity norms. The Circle Association has also sent several reminders tothe Circle Management apart from raising the issue at the Circle Negotiating Council meeting at Bhopal.

3. The following are the office bearers who are to be placed appropriately:

Sl.No. NAME OF THE OFFICE POSITION IN THE PRESENT POSTINGBEARERS (S/SHRI) ASSOCIATION

1 Madan Jain DGS, Bhopal SMECC, Bhopal2 T.S.Khanbanda DGS, Indore SPCAB, Indore3 Vijay Yechuri DGS, Raipur SARB, Raipur4 Akhtar Hussain DGS, Bilaspur MPST, Region-I, Bilaspur5 P.K.Sharma DGS, HQ, Bhopal Khammann6 Rajesh Jaiswal Asst.Secretary (Finance) Panaji

4. The above violations are hampering the working of the Association and may lead to an Industrial Relationissue. We therefore, urge upon you to sort out the issue at the earliest in the best interests of maintainingcordial Industrial relations atmosphere.

Thanking you,

Yours faithfully,


15


PROMOTIONS TO THE GRADE OFDEPUTY MANAGING DIRECTOR (2013-14)

• Shri Narayanan Jambunathan

PROMOTIONS TO THE GRADE OFCHIEF GENERAL MANAGER (2013-14)

• Shri Yashovardhan Sinha• Shri Abhay Chintaman Choudhary• Shri Rakesh Sharma

PROMOTIONS TO THE GRADE OFGENERAL MANAGERS : SCALE - VII (2013-14)

• Shri Umesh Kumar Pandey• Dhananjaya Arvind Tambe• Shri Rakesh Chandra• Shri Arun Mehta• Shri Sunil Kumar Tandon• Shri Hardayal Prasad

PROMOTIONS TO THE GRADE OFDEPUTY GENERAL MANAGERS :

SCALE - VI (2013-14)

• Shri Amin Navinchandra Raju• Shri Aryakara Joy C.• Shri Banerjee Amrendra Nath• Shri Bedekar Purushottam Sharad• Shri Hemraj Shuvinder• Shri Rayabharam Radhakrishna• Shri Sankara Narayananan C.• Shri Sharad Satyanarayan Chandak• Shri Siddiqui Imranul Abedeen

16

‹ˇÊáÊ — • ⁄UÊ‡ÊŸË ∑§ øÊ⁄UÊ¥ •Ê⁄U •Ê÷Ê ÁŒπÊß¸U ŒŸÊ (ßUãŒ˝äÊŸÈ·Ëÿ ÉÊ⁄‘U)• Ÿ Ê⁄U ◊¥ ‚¥∑§⁄UÊŸ •ÊŸÊ (‚È⁄¥Uª ¡Ò‚Ë Ÿ Ê⁄U •ÊŸÊ) • Ÿ Ê⁄U ÉÊ≈U ¡ÊŸÊ• •Ê¥π ◊¥ ‹‹Ê◊Ë • •Ê¥πÊ¥ ◊¥ äÊÈ¥äÊ‹Ê¬Ÿ •ÊŸÊ • •Ê¥π ◊¥ ŒŒ¸ „UÊŸÊ ••Ê¥πÊ¥ ◊¥ ¬ÊŸË •ÊŸÊ • •Ê¥πÊ¥ ∑§ •Êª ∑§Ê‹ äÊé’ ÁŒπÊß¸U ŒŸÊ •©U’∑§Êß¸U ÿÊ ©UÀ≈UË •ÊŸÊ • Á‚⁄U ŒŒ¸Ç‹ÊÚ∑§Ê◊Ê „UÊŸ ∑§Ê ¡ÊÁπ◊ Á∑§‚ ? • Á¡Ÿ ‹ÊªÊ¥ ∑§Ë •ÊÿÈ 40 fl·¸

Ç‹ÊÚ∑§Ê◊Ê (∑§ÊÚøÁ’ãŒ, ∑§Ê‹Ê ◊ÊÁÃÿÊ) ∑§Ê ª¥÷Ë⁄UÃÊ ‚ ‹¥ •ÊÒ⁄U •¥äÊàfl ∑§ πÃ⁄‘U ‚ ’ø¥‚ •ÁäÊ∑§ „ÒU • Ÿ ÊŒË∑§ ∑§Ë Ÿ Ê⁄U ∑§Ê ÉÊ≈U ¡ÊŸÊ • Á¡Ÿ ‹ÊªÊ¥ ∑§¬Á⁄UflÊ⁄U ◊¥ Ç‹ÊÚ∑§Ê◊Ê ∑§Ê ßUÁÃ„UÊ‚ ⁄U„UÊ „ÒU • Á¡Ÿ ‹ÊªÊ¥ ∑§Ë •Ê¥πÊ¥ ∑§÷ËÃ⁄U ∑§Ê Œ’Êfl (•Êß¸U•Ê¬Ë) •‚Ê◊Êãÿ M§¬ ‚ •ÁäÊ∑§ „UÊÃÊ „ÒU •Á¡Ÿ ‹ÊªÊ¥ ◊¥ ßU‚ Ã⁄U„U ∑§ ¡ÊÁπ◊ ÉÊ≈U∑§ „Ò¥U - «UÊÿÁ’≈UË Ê, ◊ÊÿÊÁ¬ÿÊ(ŒÍ⁄U ∑§Ë Ÿ Ê⁄U ∑§Ê ∑§◊ ÊÊ⁄U „UÊŸÊ), ÁŸÿÁ◊Ã, ŒËÉÊ¸-∑§Ê‹ËŸ S≈UË⁄UÊÚßU«U/∑§Ê≈UË¸ ÊÊŸ ∑§Ê ¬˝ÿÊª, ¬„U‹ ∑§÷Ë •Ê¥π ◊¥ øÊ≈U ‹ªË „UÊ–

ÿÊŒ ⁄Uπ¥, ◊ÊÁÃÿÊÁ’ãŒ (∑Ò§≈˛UÄ≈U) ∑§ ’ÊŒ •¥äÊàfl ∑§Ê ŒÍ‚⁄UÊ ’«∏Ê ∑§Ê⁄UáÊ Ç‹ÊÚ∑§Ê◊Ê „ÒU–ßU‚ ⁄UÊª ∑§Ë ÁŸÿÁ◊Ã ¡Ê°ø mÊ⁄UÊ ¡ÀŒ ¬„UøÊŸ ∑§⁄U ⁄UÊ∑§ÕÊ◊ ∑§Ë ¡Ê ‚∑§ÃË „ÒU–

¬˝SÃÈÁÃ — üÊË ªÊ¬Ê‹ ⁄UÊΔUÊÒ⁄U


17

S.No. NAME (S/Shri) POSTED AT1 AJAY K.JAIN C.C.P.C.,ZO, JABALPUR

2 PRAMOD KUMAR VERMA R.B.O-1, JABALPUR

3 ARVIND MANDAL4 SMT JYOTI RANI WANY R.A.C.P.C. SBI, SECTOR-1, BHILAI

5 SHIV KUMAR AGRAWAL R.B.O-2, JABALPUR

6 RAM KRISHAN GARG S.M.E.C.C.C. (NR.COMM. BR.) BHOPAL7 DEVENDRA KUMAR KHARE HOSHANGABAD

8 RAVINDRA MEHTA TULARAM CHOWK JABALPUR9 MS NEERU PUNJ SHARMA LOCAL HEAD OFFICE BHOPAL

10 O.P.GUPTA R.B.O-4, HOSHANGABAD

11 JAYANT BHARDWAJ BHILAI MAIN12 DEEPAK HEDAOO ZONAL OFFICE BHOPAL

13 SUNIL KULKARNI SULTANIA ROAD BHOPAL

14 SANJAY KUMAR TIWARI MAYUR MARKET GWALIOR15 M.SHEO PRASAD RAO R.B.O-1, BHOPAL

16 RAJEEV KUMAR SHARMA KAMLA NEHRU NAGAR,JBP.17 SANJAY P. SHUKLA S.M.E.C.C. RAIPUR

18 ASHOK GUPTA LOCAL HEAD OFFICE BHOPAL

19 RAKESH KUMAR AGRAWAL R.B.O-2, GWALIOR20 KESHAV KUMAR GUPTA ZONAL OFFICE GWALIOR

21 SURESH KUMAR SHARMA R.B.O-2, GWALIOR22 VIJAY KUMAR CHANGDER LOCAL HEAD OFFICE BHOPAL

23 YALLAPNTULA VENKAT RAMANA RAIPUR MAIN BR.

24 CHANDRA KISHORE BAIRAGI R.B.O-4, HOSHANGABAD25 RAVI RAMACHANDRAN CHHINDWARA

26 HEERANAND CHAUDHARY R.B.O-3, BHILAI

27 SABU P.SIMON S.T.C. INDORE28 SUNIL KUMAR LALA ZONAL OFFICE -INDORE

29 SHEKHAR SHUKLA KUTCHERY RAIPUR30 DEEPAK KOTHARI LOCAL HEAD OFFICE BHOPAL

31 NARENDRA KUMAR SRIVASTAVA LCPC, SBI ADMIN OFFICE

32 NISHIKANT ZARE SADAR BAZAR, SENDHWA33 JAYANT KUMAR PATNAIK RAIPUR MAIN BR.

34 KAILASH S YADAV

35 K.K.ACHARYA ZONAL INSPECTION OFFICE,BHAVNAGAR,36 ULHAS KUMAR BHORKAR (ZIO BHAVNAGAR)

37 PRAFULLA KUMAR BARGALE OFFICE ADMN DEPT, GLOBAL IT CENTRE,38 VINOD KUMAR KESHARE S.A.M.B. BHOPAL

39 M.A. SHEIKH (ZIO HYBAD) LOCAL HEAD OFFICE BHOPAL

40 ALOK TYAGI (MUMBAY) CORPORATE CENTRE,41 HEMANT POUNDARIK ZONAL INSPECTION OFFICE,BHOPAL

PROMOTIONS TO SMGS-V (2013-14)


18

PROMOTIONS TO SMGS-IV (2013-14)

S.No. NAME (S/Shri) POSTED AT

1 AGARWAL BHAGAWAT NARAYAN A.D.B.PIPARIYA

2 AGRAWAL MUKESH KUMAR JAMUNA COLLERY

3 AGRAWAL RAJEEV KUMAR SPECIALISED BR KHARGONE

4 AGRAWAL SHAILENDRA KUMAR R.B.O-1, GWALIOR

5 AGRAWAL SUNIL KUMAR R.A.C.P.C.,BHOPAL

6 AGRAWAL SUSHIL YADAVCHAND STAFF TRAINING CENTRE, JABALPU

7 ALEKAR SATISH MARTAND LOCAL HEAD OFFICE BHOPAL

8 ARORA HARVANSH LAL A.D.B.DATIA

9 AWASTHI CHANDRA PRAKASH PANDARIA

10 BAID AJAY KUMAR R.A.S.M.E.C.C, SBI,SARKHAND,

11 BAJPAI AJAY DAMOH MAIN

12 BAPAT DEEPAK GAJANAN KHANDWA ROAD,BURHANPUR

13 BARA BIPIN KISHORE RBO-4 BILASPUR-AMBIKAPUR

14 BAXI SUNIL R.B.O-5, KHANDWA

15 BEDI SANJAY MADANMOHAN AGAR,NAGAR PALIKA PARISHAD

16 BHAGAT HARI KISHAN GANJ AREA, CHHINDWARA

17 BHAMRE MOTIRAM PANSEMAL

18 BHATI DEVENDRASINGH KHIRKIYA

19 BISHT ARJUN SINGH LOCAL HEAD OFFICE BHOPAL

20 BUNDELA SUNIL R.B.O-3, INDORE

21 CHAKRABORTY DEBASISH R.B.O-2, KORBA

22 CHAUDHARY MANOJ KUMAR LOCAL HEAD OFFICE BHOPAL

23 CHAUHAN PUKHRAJ SINGH REHTI

24 CHHABRA HARPREET SINGH DASHERA MAIDAN, NEEMUCH

25 CHOPRA MANGILAL PARASIA

26 CHOUBEY NEERAJ SHARAD GADARWARA

27 CHOUDHARY NARENDRA BAHADUR SHEOPUR KALAN

28 CHOUDHARY SITA RAM WARASEONI

29 CHOUHAN YOGESH FREEGANJ, UJJAIN

30 DARDA SANTOSH KUMAR AGRAWAL NAGAR,INDORE

31 DARGARH SUDHANSHU MAHESHCHAND KANKER

32 DAS PRADIP KUMAR PITHAMPUR

33 DAVE REETA A.D.B.VIDISHA

34 DAVE VINAY KHARGONE

35 DHOKE MOHAN RAMANUJGANJ

36 DIWAN RAKESH CHANDRA S.M.E.C.C. RAIPUR

37 GABHNE YOGESH KUMAR R.B.O-1, RAIPUR

38 GANGRADE SANJAY RAMCHANDRA BHILAI MAIN

39 GOSWAMI SATYAWAN PRAHLAD R.A.S.M.E.C.C.C.,PLOT NO.43

40 GOVINDRAJAN B PATEL ROAD,BHANDER


19


41 GUPTA DINESH PRASAD BAGBAHARA

42 GUPTA KAMLESH R.B.O-4, JAGDALPUR

43 GUPTA MADHUKAR KUMAR S.T.C.INDIRA GANDHI UNIVERSITY

44 GUPTA MANOJ KUMAR S.T.C.INDIRA GANDHI UNIVERSITY

45 GUPTA NAND KISHORE R.B.O-3, BHILAI

46 GUPTA SANTOSH KUMAR LASHKAR GWALIOR

47 GUPTA SHARAD KUMAR MAHARANA PRATAP.NAGAR.BPL

48 GUPTA SHARDA LOCAL HEAD OFFICE BHOPAL

49 GUPTA UDAY KUMAR R.B.O-1, GWALIOR

50 GURUDEO AWADHESH KUMAR S.M.E.C.C.C. (NR.COMM. BR.) BH

51 HALWE ANAND R.B.O-2, BHOPAL

52 HANWATE KIRAN KUMAR CHHATISGARH STATE ELE.BOARD, K

53 HASDA RAGHU NATH R.A.S.M.E.C.C, SBI,SARKHAND,

54 JAIN ALOK S.M.E.C.C.C. (NR.COMM. BR.) BH

55 JAIN KAMLESH KUMAR PANNA

56 JAIN PRAMOD KUMAR KYMORE

57 JAIN SANMAT SMECC, JABALPUR

58 JAIN SANTOSH KUMAR GAROTH

59 JAIN SUCHITRA LOCAL HEAD OFFICE BHOPAL

60 JAMBULKAR PARESH LOCAL HEAD OFFICE BHOPAL

61 JOSHI BHUPENDRA LOCAL HEAD OFFICE BHOPAL

62 JOSHI GHANSHYAM MANGILAL MAYUR MARKET, GWALIOR

63 KHADIA SHANKAR AMBIKAPUR

64 KHAN MOHAMMAD RASHID LOCAL HEAD OFFICE BHOPAL

65 KHAN TAJ AHMAD SONAGIRI, BHOPAL

66 KHAPEKAR BHASKAR NILKANTH BETULGANJ, BETUL

67 KHARE SURENDRA KUMAR PIPARIYA

68 KHATRI BALDEV RAJ RAIGARH

69 KHOLE SANJAY VIJAY DHAR

70 KOCHAR DEVENDRA DASHARATHMAL SHOBHAPUR

71 KORI MOHAN LAL NAINPUR

72 KOSHTA DAMODAR PRASAD SIDHI

73 KUMAR SATISH MANDIDEEP

74 KUMAR VINEET BHATAPARA

75 LEYANGI ANTHONY MAIHAR

76 LIKHITE DEEPAK VISHWANATH TOPKHANA, RATLAM

77 MALKANI RAJU LAJPAT JAORA ADB

78 MALL KISHORE KUMAR R.A.C.P.C. SBI, SECTOR-1, BHIL

79 MANI RAVINDRAKUAMR TULSI CHACHODA

80 MARAVI BALDEV PRASAD MAHASAMUND

81 MATHUR RAMSHARAN MAHESHNARAYAN R.A.S.M.E.C.C, SBI,SARKHAND,

82 MEHRA RAMESH CHANDRA MOTI MAHAL GWALIOR


20


83 MISHRA ARVIND LOCAL HEAD OFFICE BHOPAL

84 MISHRA AVANEESH DEVENDRAKUMAR GODHA COLONY INDORE

85 MISHRA PREM CHAND I.T.I.COLONY RAMPUR

86 MISHRA RAM NARESH RAJENDRA MARG, MAHIDPUR

87 MITTAL ARVIND S.A.R.B. C/O SBI, PRAKASH NAGA

88 NAGARIA SHAILESH KUMAR SEONI

89 NAGCHANDI ARCHANA SANJAY SARAFA CHOWK, HOSHANGABAD

90 NIGAM ARUN KUMAR R.B.O-1, JABALPUR

91 NIKHARA DIPAK KUMAR R.B.O-4, GUNA

92 OSTWAL NAVEEN KUMAR R.B.O-7, MANDSAUR

93 PAITHANKAR SHRIKRISHNA DAMUA

94 PANDA AJAY KUMAR KESHKAL

95 PANDEY JAI PRAKESH UMARIA

96 PANERI BANSILAL S SME,REWA

97 PARMAR MANOJ KUMAR R.B.O-5, UJJAIN

98 PATERIA HIRAMAN NAI AABADI ROAD,CHHINDWARA

99 PATHAK RAJESH R.N.T. MARG BR INDORE

100 PATNI ALOK KAILASH S.M.E.C.C. - 2

101 PENUMALA SATYANARAYAN KAWARDHA

102 PRADHAN ALOKA KUMAR LOCAL HEAD OFFICE BHOPAL

103 PRADHAN SHASHIKANT BRAJ BARAMKELA

104 PRAJAPATI MAHENDRA KUMAR SUBHASH GANJ,DABRA

105 PRAKASH SANDEEP R.B.O-2, INDORE

106 PRASAD GAGAN MOHAN S.T.C. C/O SBI, SULTANIA ROAD,

107 RAO KALYAN R.B.O-2, KORBA

108 RAYATE AJAY VASANT BUS STAND, ANJAD

109 REGAR RAM CHANDRA MAIN ROAD,BHITARWAR

110 ROY APURBA ANUPPUR

111 RUSHI BHAVANA P SARAIPALLI (CHIWARKUTA)

112 SABHARWAL DEEPAK LOCAL HEAD OFFICE BHOPAL

113 SAMUDRAWAR VIJAY KUMAR R.B.O-2, RAIPUR

114 SARJARE RAMKRISHNA PANDHURNA

115 SAXENA ARVIND KUMAR R.B.O-1, BHOPAL

116 SERUWANI DILEEP KUMAR NEW BUS STAND, SEHORE

117 SETH BISESWAR - R.B.O-4, KATNI

118 SEVAK MAHESH KUMAR LOCAL HEAD OFFICE BHOPAL

119 SHAHARE VIJAY MAROTI BAGICHA

120 SHAHID MOHAMMAD LOCAL HEAD OFFICE BHOPAL


21


121 SHARMA GAJENDRA KUMAR LOCAL HEAD OFFICE BHOPAL

122 SHARMA GIRISH KUMAR GOVINDPURA,BHOPAL

123 SHARMA JAIDEEP LOCAL HEAD OFFICE BHOPAL

124 SHARMA RAMASHANKAR RUDRADEO BIJAWAR

125 SHIRPURKAR HARSHIL A FATEHGARH

126 SHRIVASTAVA AJAY KUMAR S.M.E.C.C. - 2

127 SHRIVASTAVA RAJESH INDORE CITY

128 SHRIVASTAVA SANTOSH JOURA

129 SHRIVASTAVA SHIV KUMAR R.B.O-4, GUNA

130 SHRIVASTAVA SUNIL KUMAR BERASIA

131 SHROTRIYA NARESH PANNA

132 SHUKLA BALENDU SHEKHAR R.B.O-1, INDORE

133 SHUKLA RAJU ITARSI MAIN

134 SHUKLA SHIV NARANYA R.B.O-1, JABALPUR

135 SINGH KAMAL LOCAL HEAD OFFICE BHOPAL

136 SINGH PRAMOD KUMAR ZONAL OFFICE JABALPUR

137 SINGH RAM SUSHIL UDAYACHAL BHOPAL

138 SINGH SHASHI PRAKASH COMMERCIAL BR. BILASPUR

139 SINGH SURYA NARAYAN LOCAL HEAD OFFICE BHOPAL

140 SINGH YASHWANT BHIKANGAON

141 SINGHAL AJAY R.A.C.P.C. SBI, ZO GWALIOR

142 SINHA GOVIND PRASAD R.B.O-1, RAIPUR

143 SINHA KAMAL KISHORE NAGDA

144 SOLANKI VIRENDRA KUMAR BHIMS BADA BAZAR

145 SUBRAMANIAN GOPAL CIVIL LINES- KHANDWA

146 SWAMI ANIL KUMAR M.G.ROAD,BARWANI

147 T. SUBBA RAO S.E.C.L.BILASPUR

148 THAKKAR RAJESH JAYANTILAL RAIPUR MAIN BR.

149 THAKUR VINEET SINGH R.B.O-1, JABALPUR

150 TIGGA BISWAJIT RBO-4 BILASPUR-AMBIKAPUR

151 TIRKEY VINCENT HOSHANGABAD

152 TIWARI DINESH KUMAR AGRESAN CHOUWK (RAIPUR)

153 TOPPO CYPRIYAN - S.A.R.C., Z.O.,JABALPUR

154 TRIVEDI PRAKASH GHANSHYAM R.B.O-4, INDORE

155 TULARAM SAHU MAHESH KUMAR GOPALGANJ

156 VERMA PAWAN KUMAR RAIPUR MAIN BR.

157 VORA SHAILENDRA MADANLAL NEEMUCH -

158 VYAS SURESH NIRANJAN PRASAD M.G.ROAD, MAHESHWAR

159 YADAV SHANKARLAL RAMAJI R.A.C.P.C.,NR GPO, INDORE-4520


22

PROMOTIONS TO MMGS-III (2013-14)

TOT NAME (S/Shri) POSTEDAT

1 Mrs Reema Datta R.B.O-2, BHOPAL2 Smt. Savita Burman COLLECTORATE BILASPUR3 Smt. Sujata Dubey BARGI PROJECT4 Smt Sarangi Nilotpala ZONAL OFFICE GWALIOR5 Smt Dhanvantri Tiwari SMECC, GWALIOR6 Mrs Asha Joshi MR-9,SOPA CAMPUS, INDORE7 Ku. Bhagyawati Jain KHURAI8 Ku. Sunita Singh G.R.C., JABALPUR9 Smt Adelina Das TELIBANDHA,RAIPUR10 Smt Martha Salomi Horo SHASTRI MARKET11 Joel Tirkey SMECC, BHILAI12 Smt Maria Domitila Tirkey P.B.BRANCH - RAIPUR13 Alok Agarwal KHANDWA MAIN14 Manohar Akodiya DHANDIA15 Ramesh Lal Amarnani CEMENT ROAD, PIPARIYA16 Ananth Ramakrishnan AWADHPURI,157/A-SECTOR17 Sahab Singh Bais UMARNALA18 Gajendra Kumar Buwe KURWAI (VIDISHA)19 Shailesh Chaturvedi T.T. NAGAR, BHOPAL20 Ghanshyam Das Chaurasia R.B.O-5, KHANDWA21 Indrajeet Singh Choudhary KHANDWA ROAD,BURHANPUR22 M.H. Chourey CHOLA ROAD23 Shailendra Dharwa R.B.O-4, HOSHANGABAD24 Praful Jugal Dungdung S.A.R.B., BHOPAL25 Sanjay Gadge MANDIDEEP26 Gajanand Gayakwad ZONAL OFFICE BHOPAL27 Kishore Kumar Gupta R.B.O-4, HOSHANGABAD28 B.K. Harisinghani HEAVY.ELEC.TOWNSHIP BHOPAL29 Rajendra Kumar Jain PIPARIYA30 Umesh Kumar Jakhotiya CHHINDWARA31 Ramesh Chandra Jat MANDLESHWAR32 Sylvanus Kujur SEMARI HARCHAND (KAMTEE)33 Suhas Kalamkar BHIKANGAON (KHARGONE)34 Avinash Kumar Khare C.C.P.C., (NR.COMM. BR.) BHOPA35 Anil Kurup HEAVY.ELEC.TOWNSHIP BHOPAL36 Hermon Lakra SALAMATPUR37 Jugal Kishore Maithil MANDIDEEP38 Dinesh Chandra Malpani HOSHANGABAD


23


39 Vimal Kumar Malviya KANOD MIRJI40 Rajeev Kumar Mandal SHAMSHABAD41 Saji Mathew BERASIA42 Naresh Meghani HAJIPUR ROAD, SIRONJ43 Ratan Lal Mehta KOH-E-FIZA, BHOPAL44 Pintu Ranjan Mistry SPL CURRNCY ADMN (BHOPAL)45 Mahendra Kumar Parate BISTAN46 Padmakar R.pare SEONI MALWA47 Nidheesh Kumar Parsai A.D.B.PIPARIYA48 Ragheewar Singh Rai CHANDBARH49 Sudhir Ronge R.A.C.P.C.,BHOPAL50 Kangkan Kumar Roy SARNI51 Nelan Samad S.M.E.(INDUL. AREA) GOVINDPURA52 Lokendra Kumar DOBI VB53 Devanand Satankar AFS AMLA54 Hemant Kumar Saxena R.B.O-1, BHOPAL55 Harish Chandra Shah R.A.C.P.C.,BHOPAL56 S.ram Sharma VIDISHA ROAD, RAISEN57 Shahbaz Alam A.D.B.VIDISHA58 Shailesh Shrivastava BAKTARA59 Nirmal Kumar Shukla HOSHANGABAD60 Abdul Majeed Siddiqui R.B.O-4, HOSHANGABAD61 Vilas Krishana Rao Silekar NAI AABADI ROAD,CHHINDWARA62 Rajeev Singh KOTHI BAZAR63 Gokul Prasad Soni ITARSI MAIN64 Pradeep Sugandhi ASHOKA GARDEN BR. BHOPAL65 Mahendra Mishra R.B.O-5, KHANDWA66 Rajendra Prasad Suryawanshi NARMADA BHAWAN, BHOPAL67 Augustus Tigga SILWANI68 Durga Singh Uikey SPL CURRNCY ADMN (BHOPAL)69 Tarvendra Shekhar Verma D.R.M. OFFICE,BHOPAL70 Vijay Wani R.B.O-2, BHOPAL71 Kailash Chandra Bhorga SIRALI72 Jyotirindra Chatterjee ZONAL OFFICE BHOPAL73 H.l.tandekar BICHHUA74 Ved Prakash Agrawal N.T.P.C.JAMNAPALLI75 Nayyar Ahmed R.B.O-1, BILASPUR76 Francis Bilung BALCO TOWNSHIP KORBA77 Asit Baran Das R.A.S.M.E.C.C, SBI,SARKHAND,78 Debashis Das MANIKPUR


24


79 Dilip Kumar Das BILASPUR80 Soumitro Dasgupta SARKANDA81 Emanuel Ekka TAPKARA82 Ajay Kumar Ghosh SRIKANT VERMA ROAD(BILASPUR)83 Pradeep Kumar Gupta ZONAL OFFICE, BILASPUR MAIN BR84 Rajat Kanti Haldar PACHPHERI VB85 Girish Chandra Joshi ZONAL OFFICE, BILASPUR MAIN BR86 Stanislas Kerketta COLLECTORATE BILASPUR87 Shilanand Swargprasad Kindo CHAKRADHARNAGAR88 Abhay Kumar PALI VB89 Santosh Kumar SIRIGITTI90 Nawal Chand Prakash Lader MUNGELI91 Shatrughan Lal Miree RAIGARH92 C.v.raman Murthy R.B.O-1, BILASPUR93 Nalini Kanta Panda SARIYA94 Dilip Kumar Pandey DIPIKA (KORBA)95 Nago Chintamanji Parate R.B.O-3, RAIGARH96 Sanjay Prasad DHELWADIH (KORBA)97 Pantula Venkat Sai Rajesh KAWARDHA98 Rajendra Kumar Sahu R.B.O-3, RAIGARH99 Ramesh Kumar Sannala HIGH COURT, BILASPUR100 Abhay Kumar Sharma R.B.O-2, KORBA101 Ajay Kumar Sharma R.B.O-2, KORBA102 Dinesh Chandra Shrivastava LAILUNGA103 Jay Prakash Singh SARKANDA104 Anand Prakash Tigga A.D.B.BILASPUR105 Yogesh Kumar Tiwari CHAKARBHATA106 Vincent Xalxo BATAULI107 Tobias Ekka BISHRAMPUR108 Surjeet Singh Hura R.B.O-2, KORBA109 Heera Ram Tandon ZONAL OFFICE, BILASPUR MAIN BR110 Rakesh Kumar Baronia R.B.O-3, CHHATARPUR111 Narayan Das Chanderiya MOH ROAD, MEHGAON112 Rajendra Kumar Chaturvedi GOHAD113 Sanjay Kumar Dixit R.B.O-3, CHHATARPUR114 Yashwant Gore LOCAL HEAD OFFICE BHOPAL115 S.govardhan R.B.O-2, GWALIOR116 Abhay Kumar Gupta A.B.ROAD, KOLARUS117 Rakesh Gupta GURUDWARA CHOWK, SHIVPURI118 Ram Mohan Gupta SMECC, GWALIOR


25


119 Shyam Bihari Gupta HATWARA ROAD,CHHATARPUR120 Lochan Prasad Ishda RAIPURA PANNA121 Ashish Jain KAILARAS (MORENA)122 Pradeep Kumar Jain AIRPORT ROAD(GWALIOR)123 Ravihora Pal Singh Jat R.B.O-4, GUNA124 Ramesh B. Jha GUNA125 Pradeep Kumar Joshi R.B.O-2, GWALIOR126 Akbar Khan PARADE CHOURAHA,BHIND127 Akhil Kumar Khare R.B.O-6, DAMOH128 Surndra Kumar Kulhara KARAHIYA VB129 Surendra Kumar HARPALPUR130 G.d. Lalwani LUKWASA131 Arvind Mishra R.B.O-1, GWALIOR132 Ramesh Chandra Mishra R.B.O-3, CHHATARPUR133 Mukherjee Joy LIDHORA134 Manish Nigam PAWAI135 Virendra Singh Nigam GWALIOR MAIN136 Anil Kumar Pande MAKSUDANGARH137 Roop Naryan Patel CHHATARPUR138 Gulab Singh Rathore IKLERA(TALEN)139 Prakash Chand Sahu KUMAWAT GANJ, NARSINGHGARH140 Harjeet STATION ROAD, ASHOKNAGAR141 Kailash Sharma PACHORE (RAJGARH)142 Ravindra Prasad Shrivastava R.B.O-3, CHHATARPUR143 Raghavendra Shrivastava CHHATARPUR144 Alok Shrivastava BADAGAON (TIKAMGARH)145 Kuldeep Narayan Shrivastava KUMAWAT GANJ, NARSINGHGARH146 Rajesh Babu Shrivastava AMBAH (MORENA)476444147 Rajan Kumar Sinha KAKARHATTI148 Krishna Sinku NARSINGARH149 Hari Shankar Sirasya GANDHI ROAD, DATIA150 Rajesh Kumar Sonkar BICHHODANA151 Mohan Lal Sulaiya BUXWAHA152 Girish Kumar Tiwari SATAI153 Om Prakash Tiwari PORSA MARKET(MORENA ROAD)154 Raghu Raj Singh Tomar ALAPUR GWALIOR155 Hari Babu Verma OLD A.B.ROAD,BIAORA156 Joti Prakash Verma R.B.O-3, CHHATARPUR157 Pramod Vyaghrambare PANCHAYAT BHAWAN, JIRAPUR158 Deen Dayal Karigar TENDUKHERA


26


159 Shailendra Saxena (bharti) TRANSPORT NAGAR, GWALIOR160 Satish Shrivastava HAJIRA GWALIOR161 Bhole Shankar Ajmeri IND.ESTATE INDORE162 Vijay Krishna Rao Badge R.B.O-3, INDORE163 Narendra Bairagi A.D.B.KHACHROOD164 Sunil Kumar Bhatnagar BADI POLAI165 Suresh Bhilkar PITHAMPUR166 Prakash Bhuriya KHETIA167 Shanker Lal Borasi DEWAS MAIN168 Rajendra Chiplunkar KHATEGAON169 Shambhu Nath Choudhary SHAJAPUR170 Hemendra K. Dadhich ZONAL OFFICE -INDORE171 Manoj Singh Deora R.B.O-3, INDORE172 Mahesh Kumar Dubey D.A.V.V., BHAWARKUA ROAD,INDOR173 Bhim Rao Gedam HATPIPLIYA, BAGLI ROAD174 Dravin Kumar Thakur AAGAR (SHAJAPUR)175 Pradeep Kumar Gujarathi SIYAGANJ,INDORE176 Kamlesh Gupta P.B.BR. INDORE177 Sunil Kumar Gupta MAKSI NAGAR178 Bhupendra Jain R.A.S.M.E.C.C C/O SBI, UJJAIN179 Pankaj Kumar Jain BAGLI180 Sunil Kumar Jain IFB, INDORE181 Arif Khan R.B.O-4, INDORE182 Mohammed Iliyas Khan R.B.O-3, RATLAM183 Pradeep G.khopkar R.B.O-5, UJJAIN184 Suresh Kothari R.B.O-4, INDORE185 Abhishek Kumar R.B.O-3, RATLAM186 Vinod Kumar Mahore UDAINAGAR187 Harkesh Meena PIPLYAMANDI188 Sunil Mehta MUKHERJEE CHOWK, MANDSAUR189 Rajesh Nagar ALOT190 Vijay Pagey R.B.O-5, UJJAIN191 Mohan Lal Patel R.B.O-7, MANDSAUR192 D.N. Patidar JULWANIA193 Mangal Popli R.B.O-5, UJJAIN194 Vijay Kumar Choudhary NAI ABADI MANDSAUR195 Basant Kumar Raikwar R.B.O-4, INDORE196 Ravi Ranjan Raj R.B.O-4, INDORE197 Kulwant Singh R.B.O-2, INDORE198 Praveen Saxena AGAR,NAGAR PALIKA PARISHAD


27


199 Sharad Goyal VIKRAM NAGAR (DAMODARPURA)200 Adesh Kumar Sharma R.B.O-3, RATLAM201 R.K. Sharma JAORA ADB202 Rajendra Shrivastava A.D.B.LADUNA203 Sujit Kumar Singh DHAR204 R.K. Solanki INDORE MAIN205 Mahesh Tahiliani PETLAWAD (JHABUA)206 Kamal Talwar D.A.V.V., BHAWARKUA ROAD,INDOR207 Ravindra Singh Thakur R.B.O-1, INDORE208 Rajesh Verma R.B.O-3, RATLAM209 Ram Niwas Vijayvargiya KASTURBA NGR RATLAM210 Mukesh Nagar RATLAM211 Shyamsunder Vyas SINGOLI212 Mohan Lal Sisodia COLLECTORATE DHAR213 Satish Chand Agrawal DEEP COMPLEX, REWA214 Anil Kumar Arya TEONI VB215 Hemant Kumar Arya JAITWARA216 Devendra Kumar Bagde KATANGI217 Bhanu Prakash Singh Baghel C.C.P.C.,ZO, JABALPUR218 Shailendra Kumar Bhatt GHANTAGHAR - KATNI219 Santosh Kumar Birua JAYANT220 Alok Singh Chouhan SIHORA221 Laxman Singh Chouhan LCPC, SBI ADMIN OFFICE222 Manoj Kumar Das AMARKANTAK223 Ashok Kumar Dehariya PADAV (MANDLA)224 Ram Kishore Dubey KEWALARI BR.(SEONI)225 Sanjay Dwivedi BINA226 Niranjan Gajbhiye BHORGARH VB227 Kuldeep Garg KATNI228 Y.K. Gautam PATAN (JABALPUR)229 Naresh Kumar Himthani R.B.O-2, JABALPUR230 Bhab Nath Jha JHINGURDA231 Vinod Jobanputtra R.B.O-2, JABALPUR232 Bhagchand Kamde KUNDAM233 Dinesh Kumar Khatri NEW KATNI JUNCTION234 C.L. Kori SHAHGARH235 Chunni Lal Kori CIVIL LINES SAUGOR236 Jagannath Prasad Kori SCAB SAGAR237 Arun Kumar R.B.O-5, SAUGOR238 Rakesh Kumar Sharma R.B.O-1, JABALPUR


28


239 Sanjay Kumar R.B.O-3, SATNA240 Suneel Kumar SME,REWA241 Kishor Kumar Lahori SADAR (JABALPUR)242 Kundan Singh Lodhi RACPC MAIN BR., JABALPUR243 P.K. Mahapatra R.B.O-5, SAUGOR244 Sudeen Mahto R.B.O-3, SATNA245 Bhagwan Majhi REWA246 Anil Kumar Maurya HANUMANA247 Subhash Meshram BARGHAT248 Abhishek Patel ZONAL OFFICE JABALPUR249 Chandra Prakash GOSALPUR VB250 Krishna Kumar Prasad R.B.O-1, JABALPUR251 Tej Singh Rai KACHERI CHOWK, SEONI252 Subhash Ramtekkar SIHORA253 Sanjay Richharia KAMLA NEHRU NAGAR,JBP.254 Deep Chand Sharma ZONAL OFFICE JABALPUR255 M.v.satyanarayana Sharma AMLAI256 Satyendra Kumar Sharma COLLECTORATE BR. SATNA257 Sahir Mohd Sheikh DEEP COMPLEX, REWA258 Yaduras Singh Shivwanshi JAWAHARGANJ, JABALPUR259 Prahalad Kumar Shrivastava MAKRONIYA, SAGAR260 Deepak Shukla BAMHNI BAZAR261 Ajeet Kumar Singh SEHORA CITY262 Dinesh Prakash Singh DEOSAR263 Dinesh Kumar Soni R.B.O-2, JABALPUR264 Subhash Chandra Srivastava REWA CITY265 Purushottam Sukhadeve P.B.BR., NAPIER TOWN266 Jagdish Narayan Rao Taskar MANGLIPETH (SEONI)267 Hemant D.thakur AMILIKI VB268 Anil Tiwari RANJHI JABALPUR269 Rajendra Prasad Tiwari REWA270 Ramayan Prasad Tiwari JAISINGHNAGAR271 Santosh Kumar Tiwari GUN CARRIAGE FACTORY.JBP.272 Sushil Kumar Tiwari R.B.O-4, KATNI273 Arvind Kumar Upadhyay P.B.BR., NAPIER TOWN274 M.L. Vishwakarama SMECC, JABALPUR275 Sushil Kumar Shrivastava R.B.O-5, SAUGOR276 Rakesh Kumar Awashti LOCAL HEAD OFFICE BHOPAL277 Rajesh Kumar Dubey LOCAL HEAD OFFICE BHOPAL278 Shirish Kumar Gaur LOCAL HEAD OFFICE BHOPAL


29


279 Raj Bahadur Goyal LOCAL HEAD OFFICE BHOPAL280 Anil Kumar Gupta CHHINDWARA281 Ashok Kumar Humnekar LOCAL HEAD OFFICE BHOPAL282 Naresh Malviya LOCAL HEAD OFFICE BHOPAL283 Anil Kumar Mishra LOCAL HEAD OFFICE BHOPAL284 R.muraleedharan LOCAL HEAD OFFICE BHOPAL285 Prakash Narayan LOCAL HEAD OFFICE BHOPAL286 Chandra Shekar LOCAL HEAD OFFICE BHOPAL287 Harish Kumar Shrivastava LOCAL HEAD OFFICE BHOPAL288 Adarsh Shukla LOCAL HEAD OFFICE BHOPAL289 Sunil Tiwari LOCAL HEAD OFFICE BHOPAL290 Neeraj Yagnik LOCAL HEAD OFFICE BHOPAL291 K.K. Nayan Chanchal COMMERCIAL BR., INDORE292 Subhash Chand Gupta293 Pravin Jain COMMERCIAL BR., INDORE294 Sukhmal Lakhawat COMMERCIAL BRANCH BHOPAL295 Bhagwan Das Rawal296 Suman Kumar Shahi297 Mahesh Kumar Sharma COMMERCIAL BR., INDORE298 Pramod Kumar Jain COMMERCIAL BR., INDORE299 Shiv Ram Baghel A.D.B.JAGDALPUR300 Clement Bando PAKHANJORE301 Ajit Banerjee BHATAPARA302 Sanatan Chandra Bardhan SMECC, BHILAI303 Prakash Barwa C.C.P.C., Z.O. RAIPUR304 Raj Kumar Bhardwaj R.B.O-3, BHILAI305 Prakash Rao Bhise HATERI CHOWK,SAKTI306 Surendra Haribhau Bhujade S.M.E. BR JAGDALPUR307 Narendra Borkar ANTAGARH308 C. Dinesh C.C.P.C., Z.O. RAIPUR309 Arun Kumar Chouhan MOWA310 Vishram Singh Churendra SARAIPALLI (CHIWARKUTA)311 Gautam Das R.B.O-4, JAGDALPUR312 Saminder Nath Gandhi R.B.O-4, JAGDALPUR313 Manoj Kumar Gupta R.B.O-2, RAIPUR314 Umesh Kumar Gupta ARANG (RAIPUR)315 Jyoti Ranjan PAMGARH316 Praween Anil Kandulna SAKTI317 Vijay Kumar Kanwar JANJGIR318 Dharm Raj Kashyap NAKULNAR VB319 Jeewrakhan Kawde JANJGIR


30


320 Ashok Khilnani R.B.O-1, RAIPUR321 Ashok Kumar PHAPHADIH RAIPUR322 Rajeev Kumar Jha INDUSTRIAL AREA URLA323 Amrit Lal JAGDALPUR324 Lalichiti Ramesh R.B.O-1, RAIPUR325 Bandu Limje BHOPALPATNAM326 Jailal Mandawi JAGDALPUR327 Ashok Natthuji Meshram JANJGIR328 Soumyashree Debashish Mishra R.B.O-2, RAIPUR329 A.k.maharana R.B.O-3, BHILAI330 G.satyanarayan Murty331 Mohammad Abdul Nasair S.M.E.C.C. RAIPUR332 Ganesh Kumar Nimje SMECC, BHILAI333 Tapas Kumar Pal SARB, BHILAI334 Gopal Krishna Panda ZONAL OFFICE RAIPUR335 Satish Kumar Pande MAKADI336 Rakesh Pandya CHARODA (BHILAI)337 Camil Panna HIRMI338 Vishwas Shankar Patankar BHILAI CAMP AREA339 Gowardhan Prasad SAKTI340 N.narayan Raju R.B.O-2, RAIPUR341 Bhupendra Rambhad MURMUNDA342 R.s.bhaskar Rao GUDIARI (RAIPUR)343 Sanat Kumar Saha A.D.B.RAJNANDGAON344 Anil Kumar S.sahare ZONAL OFFICE RAIPUR345 Kailash Chandra Sahoo S.M.E.C.C. RAIPUR346 Ramesh Chandra Samanta R.B.O-2, RAIPUR347 Ramesh Kumar Sharma GRASIM CEMENT -RAVAN348 Arvind Kumar Singh KAUHA KUNDA349 Binay Kumar Sinha ZONAL OFFICE RAIPUR350 Rajesh Singh Solanki RAIPUR MAIN BR.351 Resham Lal Tondon NAWAPARA RAJIM352 Chandra Darshan Thakur AMBEDKAR CHOWK,BALODA BAZAR353 Mahendra Singh Thakur SUNDER NAGAR (RAIPUR)354 Joachim Tirkey KUTCHERY RAIPUR355 Pancratius Tirkey R.B.O-3, BHILAI356 M.v.v.raman R.B.O-3, BHILAI357 Sheshrao Uike RAIPUR MAIN BR.358 Prem Chand Yadav STATION ROAD, MAHASAMUND359 Subhash Chandra Bosu R.B.O-1, RAIPUR360 Subrata Paul R.B.O-1, RAIPUR


31

PROMOTION YEAR 2013-14PROMOTIONS TO MMGS-II

S. No. NAME (S/Shri) POSTED AT

1 MS. ADHWARYU DEEPIKA T.T. NAGAR, BHOPAL2 ADKANE RAHUL A.D.B.BURHANPUR3 AGARWAL CHANDRA SHEKHAR KANOD MIRJI4 AGARWAL MUKESH KUMAR SEEMARIYA KURD5 AGRAWAL BIHARI SHYAM SHAMSHABAD6 MS. AGRAWAL NIDHI ITARSI MAIN7 ALI S. N. S.M.E.C.C.C. (NR.COMM. BR.) BH8 ANIS AZAM S.M.E.C.C.C. (NR.COMM. BR.) BH9 ARORA AJAY KUMAR PIPARIYA10 MS. AWASTHI MAYA R.A.C.P.C.,BHOPAL11 AWASTHI MUNNA LAL BHOPAL MAIN BRANCH12 AZAD RAJNISH KUMAR BETUL MAIN13 BARBATE ANTER LAL GHANTA GHAR, HARDA14 BARGALE SANJAY KUMAR KHIRKIYA15 BECK GYAN PRAKASH SPL. GOVT. BUSINESS BR.16 BELWALKAR HARISH M R.A.C.P.C.,BHOPAL17 BHARGAV SANJAY BERASIA18 BHATTACHARYA RANA BHOPAL MAIN BRANCH19 BHATTACHARYA RUPANTAR PARASIA20 BILGAIYAN ARVIND R.B.O-2, BHOPAL21 BOKADE MADHUKAR G GULMOHAR COLONY, BHOPAL22 BOKDE SHIVSHANKAR AMARWARA23 CHATURVEDI SWAPNIL R.B.O-2, BHOPAL24 CHOUBEY PANKAJ R.A.C.P.C.,BHOPAL25 CHOUDHARY ARUN R.B.O-1, BHOPAL26 DARYANI PRAKASH UDAYACHAL BHOPAL27 DAVE MAYAN KUMAR KHANDWA ROAD, KHARGONE28 DEO SANTOSH PRABHAKAR CHHINDWARA29 DESHPANDE RAJDUTTA PANDHURNA30 MS. DEVARA KARUNA SHIVAJI NAGAR BHOPAL31 DHARMANI ARJUN KUMAR SEONI MALWA32 DUA HARBANS LAL VIDISHA33 DUBEY OM PRAKASH BABAI34 GAIKWAD J. SURENDRA CHIKHALIKALAN35 GHAUSUDDIN AHMAD SULTANIA INFENTORY LINES,36 GORE KISHORE MANDLESHWAR37 GORE SACHIN A.D.B.SEONI MALWA


32


38 GUJJAR KAILASH CHANDRA HARDA39 MS. GUMASTA JYOTI ASHTA40 GUPTA HARINARAYAN PARWALIYA SADAK (BHOPAL)41 MS. GUPTA SHAILJA O P NAYAPURA(KOLAR ROAD), BHOPAL42 GUPTA SUNIL PIPARIYA43 HARDAS SAKHARAM SHASHANK AIRPORT ROAD BR.(BHOPAL)44 HEDAOO BABURAO A.D.B.CHHINDWARA45 HEDAU DHYANESHWAR NEPANAGAR, BURHANPUR46 JAIN R. K. VINDHYACHAL BHAWAN BHOPAL47 JAIN RAKESH KUMAR PENSION CELL GOVINDPURA48 JAIN SANJAY KUMAR PATEL CHAMBERS, KHANDWA49 MS. JANKPURI MUKATI ANAND NAGAR(KHANDWA)50 JHA SUDHIR KUMAR PERSONAL BANKING-(ARERA COLONY51 JHAMTANI HASSANAND OLD SECRETARIAT52 KALE RUPESH KUMAR KARHI53 KALE VIJAY KUMAR R.B.O-6, BETUL54 KAMBLE SATISH R.A.C.P.C.,BHOPAL55 KANASIA RAJENDRA SINGH S.A.R.B., BHOPAL56 KERHALKAR DEEPAK C.C.P.C., (NR.COMM. BR.) BHOPA57 KESWANI PRAMOD NEORI HILLS, BHOPAL58 KOHAD DILIP DIGAMBAR PRABHATPATTAN VB59 KOLHEY SHEKHAR SUKRITDAS DAMUA60 KOLTE ASHOK RAJARAM CHHINDWARA61 MS. KORI JAYA KOTHI BAZAR62 MS. KORI SUNITA SALAMATPUR63 KSHITIJ TIWARI PENSION CELL GOVINDPURA64 KUMAR ANJESH T.T. NAGAR, BHOPAL65 KUMAR MANISH R.A.C.P.C.,BHOPAL66 KUMAR PRASHANT C.C.P.C., (NR.COMM. BR.) BHOPA67 KUMAR RAJESH BADI,(BARELI) RAISEN68 KUMAR SATISH SILWANI69 KUREEL VIJAY R.B.O-6, BETUL70 MS. KUSHWAH ANITA BAGH MUGALIA, BHOPAL71 LAL MAHOBE ASADU BETUL MAIN72 M BABY S VIDISHA73 MAHESHWARI NIKHIL M.G.ROAD, MAHESHWAR74 MAIKU NAGLE RAJU HAMIDIA ROAD BHOPAL75 MALVIYA ANIL KUMAR A.D.B.SEONI MALWA76 MALVIYA ASHOK KUMAR R.A.C.P.C.,BHOPAL77 MARMAT HARISH KUMAR BEGUMGANJ


33


78 MEHRA VINAY KUMAR BASODA79 MEHROLIA KALYAN DAS BHAINSDEHI80 MOHNANI MOHAN LAL CHANDBARH81 MORON ATUL SHYAMPUR (SEHORE)82 NACHIKETA BHAVE NARAYAN M.L.A.REST HOUSE BHOPAL83 NAGCHANDI SANJAY RANGNAT R.B.O-2, BHOPAL84 NAIDU SATYANARAYANA P SULTANIA ROAD BHOPAL85 NASIM AKHTAR R.A.C.P.C.,BHOPAL86 NAWLAKHE JITENDRA KUMAR CIVIL LINES- KHANDWA87 NEMA A K. VASANT KUNJ, GULMOHAR88 NIMADE AMIT DB MALL, BHOPAL89 NINAWE PADMAKAR KESHAORAO SHEOPUR90 MS. OMAR SHILPI MAHAVIR NAGAR BHOPAL91 PAL ANIL HARDA92 PAL BAHADUR LAL SULTANPUR93 PALIWAL RADHESHYAM R.A.C.P.C.,BHOPAL94 PAR PURUSHOTTAM SITARAMJI HARRAI95 PARE BRIJESH KUMAR BANKHEDI96 PARWANI MANOHAR LAL KOH-E-FIZA, BHOPAL97 POTDAR PAVAN SOHAGPUR98 QURESHI SHAHZEB PERSONAL BANKING-(ARERA COLONY99 MS. RAIKWAR NEETA VINDHYACHAL BHAWAN BHOPAL100 MS. RAJARAMAN HAMIDIA ROAD BHOPAL101 RAJPUT RAJENDRA SINGH S.M.E.C.C.C. (NR.COMM. BR.) BH102 RAMTE HANSRAJ SHANKAR AMBHARA103 RAMTEKE BALIRAM PRADEEP JAWAR104 RAO RAJENDRA S.M.E.C.C.C. (NR.COMM. BR.) BH105 RAO SHARAD CHANDRA CHAURAI106 MS. RASHID KHAN SEEMA MANSOOR SHERPUR,VIDISHA107 RAWAL VISHWAS S.M.E.C.C.C. (NR.COMM. BR.) BH108 RAWERKAR SHARAD CHANDRA SHAHPURA, BHOPAL109 ROHAR JAGDISH PRASAD HEAVY.ELEC.TOWNSHIP BHOPAL110 SADHNANI PURUSHOTTAM MAGANDAS ICHHAWAR (SEHORE)111 MS. SAHOO BINAY KUMAR BHOPAL UNIVERSITY112 MS. SAMUEL BALA PREETI R.A.C.P.C.,BHOPAL113 SARATHE SANTOSH KUMAR SARAFA CHOWK, HOSHANGABAD114 SAROJ RAM SHANKER KUMAR KHARGONE ROAD, SANAWAD115 MS. SAXENA ABHA KAPIL ARERA HILLS BHOPAL116 SEN GOPAL CHANDRA JAISTAMBH CHOWK, LATERI117 SHARMA GHANSHYAM A.D.B.SEHORE


34


118 SHARMA RAJESH RAMNATH SIHADA119 SHENDURNIKAR ARUN S.M.E.C.C.C. (NR.COMM. BR.) BH120 SHILPKAR RAJKUMAR DHANDIA121 SHRIVASTAVA DINESH KUMAR R.B.O-2, BHOPAL122 MS. SHRIVASTAVA JAYA SHIVAJI NAGAR BHOPAL123 SHRIVASTAVA SANJEEV IDGAH HILLS ,BHOPAL124 SHRIVASTAVA SUNIL KUMAR R.A.C.P.C.,BHOPAL125 SHUKLA PRASHANT KUMAR SULTANIA ROAD BHOPAL126 SHUKLA SUSHIL KUMAR KHARGONE127 SINGH AWADHESH KHANDWA ROAD,BURHANPUR128 SINGH VARINDER PAL GB BARETH129 SOLANKI SHARAD KUMAR VALLABH BHAWAN BHOPAL130 SONA SUKESH SHAHPUR (BURHANPUR)131 SONI NARENDRA A.D.B.BARELI132 MS. SUNDARESAN ARUNA KOLAR ROAD, BHOPAL133 SUSHIL CHAKRAVO SAMAR KUMAR CAC, SHAHPURA,BHOPAL134 MS. SUVARNI MOHANAN AWADHPURI,157/A-SECTOR135 TAMRAKAR SHYAM KUMAR BHOPAL MAIN BRANCH136 TATTOO RAVINDRA MAHADEV KOLGAON VB137 TEMBHEKAR PRADIP MAROTI PIPALDHAR138 THAKUR DEEPAK CHANDBARH139 MS. TIWARI REETA HARDA140 TONK MOHAN SINGH NEELBAD VB141 TRIPATHI BRIJ PRAKASH BAKTARA142 UPADHYAY MAYANK BASODA143 VAIDYA ASHISH PARASIA144 VASWANI SUNIL KUMAR BAKTARA145 MS. VERMA ARCHANA C.C.P.C., (NR.COMM. BR.) BHOPA146 VERMA OM PRAKASH BEDIYA (KHARGONE)147 VIKASH RAJIV A.D.B.PIPARIYA148 VISHNU GAWAI SHANKER CEMENT ROAD, PIPARIYA149 VISWAKARMA BALKISHAN PENSION CELL GOVINDPURA150 MS. VYAS RENU HOSHANGABAD151 WIDHANI MANOJ KUMAR R.B.O-1, BHOPAL152 MS. YADAV ALKA RANI SHAHPURA, BHOPAL153 BAHLA SARGU BAGICHA154 BHATTACHARYA DEBASISH SRIKANT VERMA ROAD(BILASPUR)155 MS. BHENGRA SHOBHA ZONAL OFFICE, BILASPUR MAIN BR156 CHAURASIA NILESH KUMAR COMMERCIAL BR. BILASPUR157 CHOUDHARY DINESH KUMAR TIFRA


35


158 DAS BRAJ KISHORE CHHAL (RAIGARH)159 DAS RAJENDRA KUMAR COMMERCIAL BR. BILASPUR160 DAUD KUJUR A.D.B.BILASPUR161 DEKATE KRISHNA KUMAR KAWARDHA162 DEOGAM BIKRAM DHARAMJAIGARH163 DEWANGAN GOVARDHANLAL KHARSIA164 EKKA R.K. DEEPAK SME,RAIGARH165 EKKA SOMRA PALI VB166 GAGARAI MAHIPAL BAITHALPUR167 GANGOPADHYAY ABHIGYAN RAIGARH168 HAZRA TAPAS KUMAR MUNGELI169 HEMBRAM PRABHAT KUMAR BARTUNGA170 HEMROM STEPHEN KONDATARAI171 MS. KANDULNA NEELAM SANGITA COLLECTORATE BILASPUR172 KARNA HRUSIKESH SAHASPUR LOHARA173 KAZA SHANKER RAVI MOCHH174 KERKETTA SUDHIR WADRAFNAGAR175 KOSRE CHANDRA SEKHAR I.T.I.COLONY RAMPUR176 MS. KOSRE MAHESHWARI SCAB-BILASPUR177 KUDDADA GULAB SINGH KORBA CITY BR.178 KUJUR AKHIL NITISH RBO-4 BILASPUR-AMBIKAPUR179 KUJUR ALEXANDER KHARSIA180 KULDEEP DEO DAS BHAIYATHAN181 KUMAR ANAND KATHAKONI VB182 KUMAR JADABENDRA SURAJPUR183 KUMAR SHAILENDRA AMBIKAPUR184 KURREY SANTOO RAM SCAB-BILASPUR185 LIYANGI BHAGWAN RAIGARH186 MAHAJAN NISHI KANT PONDI UPRORA VB187 MINJ RUDOLF RAKES JASHPURNAGAR188 MINZ ABINASH ARUN SURAJPUR189 MINZ NICODIM BILHA190 MINZ ROMANUS A.D.B.SARANGARH191 MOHAN MANISH KUMAR RAIGARH192 MUDULI GOURANGA CHARAN R.A.S.M.E.C.C, SBI,SARKHAND,193 MURTHY P. K. KAWARDHA194 MURTHY Y.S. P.B.Br. BILASPUR195 NAG PRABHU SAHAI GHARGHODA196 NANDE PRAKASH CHANDRA MUNGELI197 NATU VISHWAS S.E.C.L.BILASPUR


36


198 NINAWE SHRIRAM JAGNATH CHHURI KHURD (KORBA)199 PAN DILIP KUMAR MP NAGAR ,KORBA200 PANDEY I.B. A.D.B.SARANGARH201 PANDEY RAKESH KUMAR ITWARI BAZAR,RAIGARH202 PATHAK U.K. KANSABEL203 PATRA SHAKTI PADA WEST KORBA204 PATRA SIBA NARAYAN R.B.O-1, BILASPUR205 PINGUA MOHAN SINGH PENDRA ROAD206 PRASAD AJAY SHANKAR TAKHATPUR (BILASPUR)207 PRASAD PRAMOD KUMAR MANENDRAGARH208 PURTY BASANT SACHID PATNA (BAIKUNTHPUR)209 PURTY MURLI DHAR SARIYA210 RAO J. P. AMBIKAPUR CITY211 SAHAY ALOK KUMAR P.B.Br. RAIGARH212 SAWAIYAN DHRUVA MANENDRAGARH213 SHARMA ADITYA KUMAR BALCO TOWNSHIP KORBA214 SHARMA MANOJ KUMAR PENDRA ROAD215 SHARMA VIJAY KUMAR KATGHORA216 SHEIKH ABDULLA SIPAT217 MS. SHRIVASTAVA NEENA R.A.S.M.E.C.C, SBI,SARKHAND,218 SIDAR MUNURAM LAILUNGA219 SINGH SHAILESH KUMAR DHARAMJAIGARH220 SINHA PRAKASH CHANDRA TELEPHONE EXCHANGE ROAD,BILASP221 MS. SINHA PRIYANKA RATANPUR(BILASPUR)222 SINKU GAJESH KUMAR KOTBA(JASHPUR)223 SOREN LUGU KUNKURI224 THAKUR GAJPAL SINGH GEVERA PROJECT225 THAKUR RAMNATH H.T.P.S.KORBA226 TIGGA AUGUSTUS MORGA V.B.227 TIRKEY GEORGE WILLIAM SARAB KAMBO228 TIWARI SHAMBHU NATH CHHATISGARH STATE ELE.BOARD, K229 TOPPO NORBERT RAIGARH230 TOPPO SANJAY FRANCIS JANAKPUR231 TRIPATHI LAXMINARAYAN MOHAN N.T.P.C.JAMNAPALLI232 TUDU KISHOR RAJ CHURCHA233 VERMA RAKESH KUMAR PACHPHERI VB234 WAHANE PRAKASH KUMAR SURAJPUR235 MS. WAZHALWAR ARCHANA COLLECTORATE BILASPUR236 XALXO SUNIL JASHPURNAGAR237 YADAV LAXMI PRASAD A.D.B.RAIGARH


37


238 AGARWAL J.K. CHHATARPUR239 AGNIHOTRI SHARAN GAYTRI A.D.B.CHHATARPUR240 AGRAWAL PRADEEP PICHHORE241 AGRAWAL V. K. P.B.BR- PHOOLBAGH, GWALIOR242 AHARWAL BHUPESH PATNA (RAJA)243 AHIRWAR HARISH CHANDRA S.S.I. BRANCH CHATARPUR244 BHAGWAN SWAROOP RAGHOGARH245 BHASKAR AJAY KUMAR NARWAR (SHIVPURI)246 CARPENTER DINESH KUMAR BIJAWAR247 CHAHAR MEGH SINGH IMLI CHOWK, PORSA248 CHHABRA RAKESH R.A.C.P.C. SBI, ZO GWALIOR249 CHOPRA RAJNISH KUMAR R.B.O-6, DAMOH250 DAS PRASUN BANMORE VB251 MS. DIXIT MRINALINI SMECC, GWALIOR252 GAUR BIRENDRA SINGH SMECC, GWALIOR253 GAUR HARISH CHANDRA KARAHIYA VB254 GAUR U.P.S. GWALIOR MAIN255 GOYAL SHRIKRISHNA AJUDHIPRASAD PATEL ROAD,BHANDER256 GUPTA ARUN KUMAR PARADE CHOURAHA,BHIND257 GUPTA ASHOK KUMAR PATEL NAGAR,GWALIOR258 GUPTA DEOPRAKASH G.R.MEDI. COLL. GWALIOR259 GUPTA HARISH CHANDRA SEONDHA260 GUPTA LAXMI NARAYAN GURUDWARA CHOWK, SHIVPURI261 GUPTA N.K. SMECC, GWALIOR262 GUPTA RAMSWAROOP JAIDA (PANDOLA)263 GUPTA SANJEEV NAYA BAZAR(GWALIOR)264 GUPTA VIJAY KUMAR GANDHI ROAD, GWALIOR265 GUPTA VINOD KUMAR JABERA266 HANDE SANJAY RAMBAGH COLONY GWALIOR267 JADON AJAY SINGH JAYENDRAGANJ GWALIOR268 JAIN A.K. NIWARI269 JAIN ALOK KUMAR BHANDER (DATIA)270 JAIN DINESH KUMAR DEODONGRA271 JATAV DINESH CHANDRA LAHAR ROAD,BHIND272 JOSHI ASHOK KUMAR JAMNER273 JOSHI DEEPAK MAYUR MARKET GWALIOR274 JOSHI RAMESH KUMAR GANDHI CHOWK, KHANIADHANA275 KANDULNA ABRAHAM KINDRAHO276 KAUL VINOD KUMAR MORENA277 KHANDAIT ASHOK KUMAR RAMBAGH COLONY GWALIOR


38


278 KOTHARI PRADEEP RAMNARAYAN NARSINGHGARH (RAJGARH)279 KUKREJA R.K. P.B.BR- PHOOLBAGH, GWALIOR280 KULSHRESHTHA K S PAGARA281 KUMAR AMIT R.B.O-1, GWALIOR282 KUMAR HITENDRA MOTI MAHAL GWALIOR283 KUMAR SANJEEV PATEL ROAD,BHANDER284 KURMI N. P. HATTA285 LADKANI ASHOK PARWAHA286 LAGHATE ANAND MANOHAR RAJNAGAR287 LEPANDE YUVRAJ NARHARI DAMOH MAIN288 MANDVI MANOHAR DEVENDRA NAGAR289 MEENA DEVENDRA KUMAR GUNA290 MEENA KEDAR LAL BARODA(SHEOPUR)291 MEENA PRABHU DAYAL R.B.O-1, GWALIOR292 MISHRA ANIL KUMAR GORMI(KACHNAV KALAN)293 MISHRA SURENDRA DUTT GULGANJ294 MS. MOUNDEKAR GEETA G COLLECTORATE , GUNA295 MOURYA MANGAL SINGH M.S.ROAD, MORENA296 NAPIT H.C. R.B.O-3, CHHATARPUR297 PAL SATISH CHANDRA SHIVPURI298 PARASHAR ASHUTOSH ARON BR. (GUNA)299 PATHAK SANTOSH KUMAR COLLECTROATE, TIKAMGARH300 POPLI RAJEEV KUMAR BARADARI CHOURAHA, MORAR301 MS. PRAJAPATI DEEPA MOTI MAHAL GWALIOR302 PURI NARAYAN PRAKASH GURUDWARA CHOWK, SHIVPURI303 RAGHUVANSHI K R AMANGANJ304 RAGHUWANSHI DEEPENDRA R.B.O-4, GUNA305 RAZDAN SATISH COMMERCIAL BRANCH GWALIOR306 MS. SAMUEL SUSAN COLL.GORKHI (GWALIOR)307 SANYAL SHIMAN GURUDWARA CHOWK, SHIVPURI308 SELOT NITIN MUHANDRA309 SHANDILYA PAWAN K. DATIA MAIN310 SHARMA BABU RAM MAU (GWALIOR)311 SHARMA CHANDRA SHEKHAR BANMORE VB312 SHARMA D P P.B.Br. SHIVPURI313 SHARMA RAJESH CHANDRA AIRPORT ROAD(GWALIOR)314 SHARMA VIKAS R.B.O-5, GWALIOR315 SHARMA VIRENDRA KUMAR PANNA316 MS. SHRIVASTAV MAMTA R.A.C.P.C. SBI, ZO GWALIOR317 SHRIVASTAVA AMIT KUMAR CHANDERI (ASHOK NAGAR)


39


318 SHRIVASTAVA SATISH M.S.ROAD, MORENA319 SHUKLA NEERAJ GOHAD320 SIJORIA KISHORI LAL GANDHI ROAD, KARERA321 SINGH AMAR SUBHASH GANJ,DABRA322 SINGH ARABIND PAL MORENA TIRAHA, AMBAH323 SINGH PARIHAR SURENDRA A.D.B.CHHATARPUR324 SINGH RAJESH KUMAR CITY BRANCH, MUNGAOLI325 SINGH RAJVEER THARA VB326 SINGH YOGENDRA KHAJURAHO327 SONI ARVIND KUMAR A.D.B.SARANGPUR328 SONI P. G. A.D.B.CHHATARPUR329 SOOD ARUN KUMAR IND.ESTATE GWALIOR330 SURYAVANSHI SATYAPAL SINGH M.S.ROAD, MORENA331 MS. TAMRAKAR BHARTI JEERAPUR ( RAJGARH)332 TIWARI BHAGWAN DAS GURUDWARA CHOWK, SHIVPURI333 TIWARI S.P. DINARA334 TIWARI SUBODH GWALIOR MAIN335 TOMAR R.K.S. CHANDERI ROAD, PICHORE336 TRIPATHI RAM PRAKASH KHAJURAHO337 TRIPATHI SUBHASH CHANDRA PRATAPPURA (ORCHA)338 TYAGI ANIL R.B.O-3, CHHATARPUR339 ULHAS AMBARDEKAR IND.ESTATE GWALIOR340 VELANKAR PANKAJ A.B.ROAD, KOLARUS341 VERMA A.K. DABRA (GWALIOR)342 VINOD PRAJAPATI KUMAR DAMOH MAIN343 YADAV ANAND PRAKASH GANESH MARKET, PANNA344 YADAV Y.S. MEHGAON (BHIND)345 ARORA S KARTAR IND.ESTATE RATLAM346 BALKRISHNA NARAYANSWAMY UNIVERSITY CAMPUS,INDORE347 MS. BANSAL RAJNI PADAMCHAND MADHAV COLLEGE CAMPUS UJJAIN348 BATHIA CHANDANMAL SIMLAWADA349 BHATI KRISHNA MURARI RAJENDRA MARG, MAHIDPUR350 BHATNAGAR SUSHIL KUMAR JAWAHAR PATH, JAORA351 BHAVE ANAND AIRPORT INDORE352 BHIDE SURESH VASANT FAZALPURA UJJAIN353 BILAYE SATISH GAJANAN ALOT354 BORANA VIJAY KUMAR COLLECTORATE RATLAM355 BORASI RAMPOODAN JAORA ADB356 BUDHESINGH GANDHWANI357 CHACHANI BHUPENDRA KUMAR STATION ROAD RATLAM


40


358 CHAMPAWAT DINESH JAORA (RATLAM)359 CHAUHAN MAHENDRA KUMAR UJJAIN MAIN(BUDHWARA)360 CHHOTELAL RAWAL CLOTH MARKET INDORE361 CHOUDHARY SHEKHAR COLLECTORATE, INDORE362 CHOURASIA RAKESH KUMAR R.B.O-3, RATLAM363 DARIYA RAJESH B R.B.O-3, RATLAM364 DATTATRAY JADHAV RAO B RATLAM365 DAVE PRADIP KUMAR BADNAWAR366 DESHPANDE AJAY SHRIDHAR R.B.O-5, UJJAIN367 DHANAITKAR GIRISH S.M.E.C.C. - 2368 DODIYAR V FRANCIS A.D.B.THANDLA369 DUBE DEEPAK KUMAR MANIK BAG, INDORE370 DUBEY SATISH CHANDRA CLOTH MARKET INDORE371 FARKYA MANISH MANDI PRANGAN, MANDSAUR372 GOKHALE SACHIN OLD PALASIA INDORE373 GUJRAL BALRAM KUMAR PALSUD ROAD, RAJPUR374 GUPTA CHANDRASHEKHAR INDORE CITY375 GUPTA RISHI PALSIKAR COLONY,INDORE376 GUPTA UMA SHANKAR CITY BRANCH, NAGDA377 JADAUN SUDHIR PRATAP SINGH MANIK BAG, INDORE378 JAIN AJAY KUMAR MOHIDPUR (UJJAIN)379 JAIN VIKRAM KUMAR R.B.O-7, MANDSAUR380 JAISIRAM SHAKYA LALTA PRASAD BARWANI381 MS. JHALA RENUKA R.A.C.P.C.,NR GPO, INDORE-4520382 JIWANLAL KISHORE KUMAR S.M.E.C.C.C.-5 Y.N. RD, INDORE383 JOHNSON MANISH RATLAM384 JOSHI ARVIND SITAMAU385 JOSHI NIKHILESH RAMESHCHANDRA PANSEMAL386 KALELE PRADEEP KUMAR R.B.O-2, INDORE387 KANSHIRAM SHARM ASHOK KUMAR KHETIA388 KANUNGO AJAY CHORAL389 KAPIL SURESH KUMAR NARWAR390 KERHALKAR SHYAMKANT PRABHAT 5-Y.N.ROAD,INDORE391 KUMAR ANAND SAINATH COLONY, BARWANI392 KUMAR NAVIN HOUSING FIN. BR. INDORE393 KUMAR PRABHAT KHAWASA394 KUMAR RAKESH RANJAN ANAND GANJ MANDI, KUKSHI395 KUMAR RAVINDRA PALSOOD VB396 KUMAR VIKAS S.M.E.C.C.C.-5 Y.N. RD, INDORE397 MAHESHWARY SURESH CHANDRA KAMED


41


398 MS. MALKANI NIKKEY S.M.E,AIMO BUILDING,INDORE399 MANDLOI CHARUDATTA R.B.O-2, INDORE400 MANTRI PRAMOD KUMAR R.B.O-5, UJJAIN401 MESHRAM RAJESH KUMAR MUKHERJEE MARG, NALKHERA402 MORE RAJENDRA RAO HARSODAN VB403 MUKHERJEE SAGAR R.B.O-1, INDORE404 NANNORE RAVINDRA KUMAR N.R.I. BR. RATLAM405 NIKTE SANJAY BUS STAND, ANJAD406 PANDEY SUDESH KUMAR M.G.ROAD, DHAR407 PATHAK RAM KRISHNA AGAR,NAGAR PALIKA PARISHAD408 PATIDAR NARENDRA KUMAR NAYAGAON409 MS. PAWGI SUCHITRA S.M.E.C.C. - 2410 RAI RAM GOPAL D.R.M. OFFICE, RATLAM411 RAO SUDHEER RAMCHANDRA DEPALPUR (INDORE)412 RAVERKAR SUNIL VASANT PITHAMPUR413 MS. SAHU SHWETA FREEGANJ, UJJAIN414 SAINI AMIT KUMAR KANAWATI415 SAJJANLAL PATID ARVIND KUMAR KRISHI UPAJMANDI,MANDSAUR416 SHAH MUKESH KUMAR GUMSHTA NAGAR,INDORE417 SHAKEEL MOHAMMAD THIKRI418 SHARMA MAHESH P.B.Br. DEWAS419 SHRIVASTAVA UMESH KUMAR R.B.O-5, UJJAIN420 SHUKLA DINESH CHANDRA COMMERCIAL BR. RATLAM421 SINGH ASHAY KUMAR R.A.C.P.C.,NR GPO, INDORE-4520422 SINHA PRIYTOSH SADAR BAZAR, SENDHWA423 SOLANKI LALIT B SONKATCH424 SONI KISHORE R.A.S.M.E.C.C C/O SBI, UJJAIN425 TIKAWAT SHERSINGH R.A.S.M.E.C.C C/O SBI, UJJAIN426 VIJAYVARGIYA SANJAY KUMAR VIKRAM NAGAR (DAMODARPURA)427 VYAS RAJESH BADRINARAYAN KUNDA428 WADIA HARI PRAKASH MADHAV NAGAR UJJAIN429 YAGNIK YOGESH CHANDRA MANDSAUR430 ADYAL JAGESHWAR VITHALRAO KHURAI431 AGRAWAL PRAMOD KUMAR LCPC, SBI ADMIN OFFICE432 AJAY AMIT SHEKH LALPUR (BURHAR)433 BAGDE SUNEEL KUMAR A.D.B.NARSINGHPUR434 BAGHEL BALBIR SINGH SMECC, JABALPUR435 BAGHEL RAGHVEN SINGH REWA436 BAIN ANSUJ KUMAR SLEEMNABAD VB437 BANERJEE PRAVEEN KUMAR RIDGE ROAD JABALPUR


42


438 MS. BANSOD DURGA BALAGHAT439 BARAPATRE ANAND KUMAR LCPC, SBI ADMIN OFFICE440 BARAPATRE DINESH SHANKAR JHINGURDA441 BEOHAR RAVESH C.C.P.C.,ZO, JABALPUR442 MS. BHARGAVA NIHARIKA COMMERCIAL BR. JABALPUR443 BHATTACHARYA P K. KOTMA444 BHURIYA GOVIND PRASAD BARHI445 BOORA PURTEJ SINGH COMMERCIAL BR. JABALPUR446 BORKAR PRAMOD KUMAR KOCHEWAHI447 BOSE CHITTA RANJAN LCPC, SBI ADMIN OFFICE448 CHAHANDE HEMANT KUMAR BARGHAT449 CHINCHKHEDE BHUPENDRA BUDHAJI COLLECTORATE BR. KATNI450 CHOUDHARY KARTIKESH VIJAYRAGHAVAGARH VB451 CHOUHAN PAWAN SINGH KATNI452 DAS BISWAJEET R.B.O-5, SAUGOR453 DEOGHARE SANJAY PANDURANGRAO BAIHAR (LAMTA ROAD)454 DHAPODKAR SANJAY KAMLA NEHRU NAGAR,JBP.455 DHUPAR SUBHASH GOSALPUR VB456 DIXIT VIJAY KUMAR BADA BAZAR457 DUBEY SURYAKANT KATANGA (JABALPUR)458 EKKA LUCAS DHANPURI459 GARG VIDHYA PRAKASH BIHARI CHOWK, SATNA460 GOUR PRAMOD KUMAR SINGH C.C.P.C.,ZO, JABALPUR461 GUPTA NATTHU LAL SATNA462 GUPTA SAILESH KUMAR SMECC, JABALPUR463 HALVE SANJAY KUMAR MAKRONIYA, SAGAR464 MS. HINGNIKAR VRINDA STATION ROAD, BINA465 JAIN NILAY R.B.O-1, JABALPUR466 JAIN SUSHIL CIVIL LINES SAUGOR467 JHA AJAY KUMAR NIGAHI468 JOSHI GAURAV SHAHDOL469 KARMAKAR SHOBHAN KUMAR GUN CARRIAGE FACTORY.JBP.470 KASHYAP HEM JABALPUR MAIN471 KATHAL RAJEEV MADAN MAHAL BRANCH472 KHAIRWAR BHOOKAN LAL JAITHARI473 KHALE MANISH KUMAR BANDA (BALAI)474 KHAN PARVEZ NAWAZ SATNA CITY475 KHARE CHANDRA KANT GORAKHPUR JABALPUR476 KHARE SANDEEP MEDICAL COLLEGE (SAUGAR)477 MS. KIRAN JASMINE R. KATNI MARKET


43


478 KOCHE GAMAJI JAMUNA COLLERY479 KSHAT BHAGWAN RAJESH SEONI480 KUMAR CHANDRAYAN RAJESH MASTANA CHOWK,RANJHI, JABALPUR481 KUMAR GANESH SATNA482 KUMAR RAJEEB GORBI483 KUMAR SANJEEV KARELI484 KUMAR SINGH RAJ RACPC MAIN BR., JABALPUR485 KUMAR SUNIL AMARKANTAK486 KUMAR UTTAM DABHAURA487 KUNWAR BAHADUR SINGH SHAHPUR (SAUGOR)488 KUSHWAHA NAND KUMAR KANTI489 LAL M A C.C.P.C.,ZO, JABALPUR490 LEWIS ADVIN WAIDHAN491 MALVIYA VIPIN KUMAR BIHARI CHOWK, SATNA492 MANDAL NETAI CHANDRA KOYAL KOOTH (RAJMILLAN)493 MEHRA VIJAY KUMAR LCPC, SBI ADMIN OFFICE494 MISHRA VINOD KUMAR SHAHDOL495 MITTAL ARUN KUMAR MORWA496 MOHD SHABBIR JAITWARA497 MONTE MANUJA M TULARAM CHOWK JABALPUR498 MUKHERJEE SOMNATH ZONAL OFFICE JABALPUR499 NAGDEVE MILIND G LAMTA500 NAGPURKAR SURESH BABURAO LANJHI501 NAIK SUDHIR SUDHAKAR RANJHI JABALPUR502 NAMDEO ALOK KUMAR SMECC, JABALPUR503 NANDAN HIRA LAL DUDHI CHUA504 NAWATHE RAJESH JABALPUR MAIN505 NIMJE KHEMRAJ JAGANNATH SHAHDOL506 NIPANE VILAS BABU DINDORI507 PANDE RAKESH TULARAM CHOWK JABALPUR508 PANDYA AKHIL KUMAR PBB, CANTONEMENT, JABALPUR509 MS. PANNA DEEPTI P CIVIL LINES SAUGOR510 PATEL PRAVESH KUMAR NAINPUR511 PATEL RAMNATH BICHIYA RAIT512 MS. PERSHADI KANCHAN RANI MADAN MAHAL BRANCH513 PILLAI MANI LCPC, SBI ADMIN OFFICE514 MS. PILLAI PRAMILA JABALPUR MAIN515 PRASAD NIRMAL LCPC, SBI ADMIN OFFICE516 RAI SHIV KUMAR IND.ESTATE ADHARTAL517 RAIKWAR DINESH KUMAR NAGOD


44


518 RAJ VED REWA519 RANJAN PRAKASH CHITRANGI

520 RAO A V JAGAN MOHAN GWARIGHAT ROAD, JABALPUR

521 RAO SHRINIVAS C S LCPC, SBI ADMIN OFFICE

522 RATHORE JAIDEEP KATNI

523 RAWAT MANISH SINGH SIRCHOPI (BPSCL)

524 SANAT PANDEY KUMAR GAYATRI COMPLEX, SIDHI

525 SANJAY KOHLI - RIDGE ROAD JABALPUR

526 SARMA GARIMELLA V S J R G C.C.P.C.,ZO, JABALPUR527 SAROJ R D JABALPUR MAIN

528 SARYAM SINGH SURENDRA AMLAI

529 SHARMA MUKESH KUMAR RAMPUR, JABALPUR

530 SHARMA SANJAY KUMAR JAWAHARGANJ,JABALPUR

531 SHINDE PREM SUNIR LCPC, SBI ADMIN OFFICE

532 SHRIVASTAV ASIM LCPC, SBI ADMIN OFFICE

533 SHRIVASTAV MANOJ KUMAR SASAN (SINGRAULI)

534 SHRIVASTAVA A K. LCPC, SBI ADMIN OFFICE535 SHRIVASTAVA AJAY KUMAR LCPC, SBI ADMIN OFFICE

536 SHRIVASTAVA PRAVEEN PIPARIYAKALAN VB

537 SHRIVASTAVA PRAVEEN KUMAR LCPC, SBI ADMIN OFFICE

538 SHRIVASTAVA RAJIVE COMM. BANKING, SATNA

539 SHRIVASTAVA SAURABH RACPC MAIN BR., JABALPUR

540 SHRIVASTAVA SUDHIR G.E.C.JABALPUR

541 MS. SHUKLA SMT ARUNA JABALPUR MAIN542 SHUKLA VATSAL PANAGAR

543 SINGH ASHOK SMECC, JABALPUR

544 SINGH MANOJ KUMAR LALPUR (BURHAR)

545 SINGH SANJAY KUMAR LCPC, SBI ADMIN OFFICE

546 MS. SINGH SUJATA JABALPUR MAIN

547 SINGH VIJAY DEEP COMPLEX, REWA

548 SINGH VIRENDRA PRATAP MAIHAR

549 SINHA KAMLESH KUMAR KARMETA (JABALPUR)550 SINHA MANOJ KUMAR COMM. BANKING, SATNA

551 SINHA RAVISHANKER LCPC, SBI ADMIN OFFICE

552 SINHA SANJEEV RANJAN CHOURAI

553 SISODIA SAJJANSINGH D LCPC, SBI ADMIN OFFICE

554 SOMKUNWAR CHANDRABHAN DEVRAO LCPC, SBI ADMIN OFFICE

555 SONI SURENDRA KUMAR LCPC, SBI ADMIN OFFICE


45


556 SOODEN C S LCPC, SBI ADMIN OFFICE

557 SUBRAMANIAM RAVI JABALPUR MAIN

558 SUNIL NEMA KUMAR LINGA VB

559 TEKAM DINESH SHIVRAM MANGLIPETH (SEONI)

560 MS. TEMBHURNE MAMTA MAIHAR561 TEMBHURNE NAND KISHORE AMARPATAN

562 THAKUR CHOUHAN SINGH CIVIL LINES SAUGOR

563 TIJARE AVINASH LAKHNADON

564 TIRPUDE VISHWESHWAR PRALHAD VIJAYRAGHAVAGARH VB

565 MS. TIWARI ANUBHA TULARAM CHOWK JABALPUR

566 TIWARI GYANESHWAR JABALPUR CITY

567 MS. TIWARI KALPANA MARHATAL JABALPUR

568 TIWARI MUKESH KUMAR AMARPUR VB569 TULE OMPAKASH LALBARHA (BALAGHAT)

570 UMREDKAR ANIL SHYAM GHANSORE

571 UPADHYAY AMIYA SADAR (JABALPUR)

572 VAIDHYA SUNIL C LCPC, SBI ADMIN OFFICE

573 VERMA AMIT KUMAR KATNI MARKET

574 VERMA BAIJNATH SATNA

575 VERMA BIJENDRA KUMAR LCPC, SBI ADMIN OFFICE576 VERMA KULDEEP KUMAR LCPC, SBI ADMIN OFFICE

577 VERMA RAKESH DHANPURI

578 VISHWAKARMA DINESH KUMAR KEWALARI BR.(SEONI)

579 WALKAR D A MALANJKHAND

580 WASNIK VISHWAJIT DIGAMBER BOHARIBAND VB

581 YADAV RAJENDRA KUMAR R.B.O-5, SAUGOR

582 ALI SYED ANJUM LOCAL HEAD OFFICE BHOPAL

583 QURESHI IZAUR REHMAN LOCAL HEAD OFFICE BHOPAL584 BANERJEE ARUN COMMERCIAL BRANCH BHOPAL

585 HORE SATRAJIT COMMERCIAL BR. RAIPUR

586 LALA RAJESH COMMERCIAL BRANCH BHOPAL

587 PATNI SHAILESH DUTT MHOW-NEEMUCH ROAD, PITHAMPUR

588 RAI VIVEK COMMERCIAL BR., INDORE

589 SINGH DEEPAK KUMAR COMMERCIAL BR. BHILAI

590 VERMA DEEPAK COMMERCIAL BRANCH BHOPAL

591 AGRAWAL SHANKAR GYAN R.A.C.P.C.(ZO-RAIPUR)592 ANAND MOHANLAL RANJEE SARB, BHILAI

593 MS. AYACHIT ASHA RAVINDRA SUNDER NAGAR (RAIPUR)


46


594 BAIS SHARAD SINGH BASTAR VB

595 BANGRE BUDDHI PRAKASH CHHIRHA

596 BHATT BIJAN KUMAR RESALI (BHILAI)

597 BIJOLE RAMESH KUMAR COLLECTORATE BR.

598 CHANDRAKAR PARMESHWAR LAL MALVIYA NAGAR599 CHOUDHARY MANOJ BACHELI

600 CHOUHAN DEVESH JANJGIR

601 CHOURASIA MUKESH KUMAR DANTEWARA

602 DAMKE SURESH RAM SAGAR PARA

603 DAS SUBRAT KHARORA (TILDA-RAIPUR)

604 DASGUPTA SHANTANU SMECC, BHILAI

605 DEB SHANTANU GOSHALA PARA, RAJNANDGAON

606 DEHURY BASI TIRTHA PAMGARH607 DONGRE CHANDA SADASHIV R.A.C.P.C. SBI, SECTOR-1, BHIL

608 FERNARDEZ JOSHUA R.A.C.P.C.(ZO-RAIPUR)

609 GHOSH SANJEEV KUMAR R.A.C.P.C.(ZO-RAIPUR)

610 GONNADE RAJENDRA KUMAR S.M.E.C.C. RAIPUR

611 GUHA ANJAN SARONA

612 GUPTA ABHISHEK R.B.O-2, RAIPUR

613 GUPTA JAIPRAKASH R.A.C.P.C.(ZO-RAIPUR)614 HALDER KAMAL SAKTI

615 IYER HARIHARAN COLLECTORATE RAJNANDGAON

616 JAISWAL RAMESHWAR BARADWAR (JANJGIR)

617 JAMUDA DIBRU GARIABAND

618 JHA PRABHASH KUMAR PURANI BASTI RAIPUR

619 MS. KAIMAL SHEELA R.A.C.P.C.(ZO-RAIPUR)

620 KASHYAP MAHAVIR CHAMPA

621 KHADILKAR RAVINDRA MADHUKAR INDUSTRIAL AREA URLA622 KOMMU SAHAN KUMAR JAGDALPUR

623 KORLEPARA BABA MEHAR BABA P & SB (INDRAWATI)RAIPUR

624 KRISHNAN MOHAN IND.ESTATE BHILAI

625 MS. KULKARNI SMRITI R.A.C.P.C. SBI, SECTOR-1, BHIL

626 KUMAR ASHUTOSH DONDI

627 KUMAR MANOJ R.A.C.P.C.(ZO-RAIPUR)

628 KUMAR PRAVEEN R.B.O-3, BHILAI

629 KUMAR SANTOSH R.A.C.P.C.(ZO-RAIPUR)630 KUMBHARE PANKAJ BIRKONI

631 LAHIRI SUBRATO KUMAR NANDINI TOWNSHIP BHILAI



632 LAKHE VIVEK R.A.C.P.C. SBI, SECTOR-1, BHIL

633 LUGUN KIRAN KUMAR ASULKHAR

634 MAITY KISHOR KUMAR VAISHALI NAGAR,BHILAI

635 MALLICK DEEPAK KUMAR BAKAWAND VB

636 MARKAM SANTOO RAM R.A.C.P.C.(ZO-RAIPUR)637 MESHRAM RAHUL KUMAR DONDI LOHARA

638 MESHRAM RAKESH GAJANAND DESHLAHRA COMPLEX,DURG

639 MILIND RANGARI T NANDINI TOWNSHIP BHILAI

640 MISHRA KANCHAN PRASAD R.A.C.P.C. SBI, SECTOR-1, BHIL

641 MS. MISHRA NEHA R.B.O-1, RAIPUR

642 MISHRA PRATIMAN R.B.O-1, RAIPUR

643 MISHRA UMASHANKER GOSHALA PARA, RAJNANDGAON

644 MURTY VENKAT RAMAN GADE R.A.C.P.C. SBI, SECTOR-1, BHIL645 NANDANWAR NIRMAL KUMAR DURG MAIN

646 NANDERKAR LALIT KHAIRAGARH

647 PANDEY SHASHI BHUSHAN BARONDA BAZAR (BAMHNI)

648 MS. PARULE BHARATI P.B.Br. BHILAI

649 PATEL S.K. SAKTI

650 PHULZELE SHEKHAR PANDURANG R.A.C.P.C.(ZO-RAIPUR)

651 PRASAD RANJIT GARIABAND652 MS. PUSHPLATA SMECC, BHILAI

653 RAO ANAL PRABHAKAR S.M.E., BR. BHILAI

654 RAO K.S.J. RAIPUR MAIN BR.

655 RAO L. P. PITHORA

656 RAO P.V.RAMESH R.B.O-3, BHILAI

657 RAO RAMAN D V DHAMDHA (DURG)

658 RAO S M BICHHIYA SAB

659 RAPTAN PARIMAL KANTI COLLECTORATE BR.660 SAHU BAHARU RAM SPL. GOVT. BUSINESS, RAIPUR

661 SAHU PURSHOTTAM R.A.C.P.C. SBI, SECTOR-1, BHIL

662 SANTOSH KUMAR MAHASAMUND

663 MS. SARTHI MEERA KUTCHERY RAIPUR

664 SATYANARAYANA VADIGI BAGBAHARA

665 SAWAIYA R. SARAGAON

666 SHEKHAR MOHAN MUGHAL BERLA

667 SHIVANI VIKAS R.B.O-3, BHILAI668 SHRIVASTAVA VIJAY KUMAR DONGARGARH

669 SHRIWASTAV SHAILENDRA KUMAR C.C.P.C., Z.O. RAIPUR

47


48


670 SHUKLA A.K. BILAIGARH

671 SIDDIQUI ARIF MOHAMMAD BALODA BAZAR

672 SONAR RAJESH KUMAR SEORINARAYAN

673 SONI SUNIL KUMAR CHHUIKHADAN

674 SRINIWAS C. BHAKARA

675 SUNDI SRIRAM SINGH CSEB COLONY

676 MS. SUNITA R.B.O-3, BHILAI

677 SURIN G.P. NAWAPARA RAJIM

678 TANTY ANOOP KUMAR BHATAPARA

679 THAKUR JITENDRA SINGH RAIPUR MAIN BR.

680 TIRKEY MITHILESH KUMAR R.B.O-4, JAGDALPUR

681 TIRKEY R.K. JANJGIR

682 TRIPATHI MANOJ NANDKISHORE SARAIPALLI (CHIWARKUTA)

683 TRIPATHI VIVEKANAND R.B.O-3, BHILAI

684 MS. V.K. GEETA BHILAI MAIN

685 VARADA SHEKHAR DURG MAIN

686 VEDULA SHIVA PRASAD R.A.C.P.C.(ZO-RAIPUR)

687 VEERA VENKATA SATYA SAIBABA PHARASGAON

688 VERMA DEV KUMAR R.A.C.P.C.(ZO-RAIPUR)

689 VERMA JAYESH RAJNANDGAON

690 WAKANKAR SANJAY M RAM SAGAR PARA

691 MS. WASNIK KAVITA COLLECTORATE RAJNANDGAON

692 MS. WILLIAM ASHA MARODA UTTAI

693 MS. MATHEW REENA SEHORE

694 MISHRA ASHUTOSH NANDA

695 SINGH MAHARAJ S.A.R.B., Z.O., GWALIOR

696 MS. JAIN SARALA R.A.C.P.C.,NR GPO, INDORE-4520

697 KAJWAKDAR PRADEEP CHANDRA C.C.P.C., NR GPO, INDORE

698 PANWARI HEMRAJ R.B.O-3, RATLAM

699 PANDEY SUNIL DUTT LALPUR (BURHAR)

700 RAI SATESH KUMAR LCPC, SBI ADMIN OFFICE

701 SHRIVASTAVA ANIL KUMAR MILLONIGANJ

702 SHRIVASTAVA VIJAY KUMAR LCPC, SBI ADMIN OFFICE

703 UIKEY N. S. SEONI

704 BHATT MUKESH KUMAR SMRITI NAGAR BHILAI

705 MS. DESHPANDE SUBHANGI G.C.E.T.RAIPUR

706 MS. VERMA ANUPAMA NEW SHANTI NAGAR RAIPUR


49

PROMOTION TO JMGS-I (2013-14)

S.No. NAME (S/Shri) BRANCH

1 Ms Neelima Harkare Gulmohar Colony, Bhopal

2 Vijay Kumar Dhingra Udayachal Bhopal

3 Anshumali Mishra Berasia Road

4 Ms Jyotsna Nitin Phapunkar Budhni

5 Jagdish Dayaram Gadge Kasrawad

6 Yogesh S Dekhane Anand Nagar Khandwa

7 Shashikant Wamanlal Kothiwala Khandwa Road,Burhanpur

8 Gajrajsingh N Yadav Maheshwar Road, Barwaha

9 Hemant Digambar Borkar Bhopal Main Branch

10 Jagdish Keswani Bhopal Main Branch

11 Vimal Kumar Vijilal Kumrawat Manik Bagh Road Indore

12 Deepak Lalit Kumar Mehtha Industrial Finance Branch

13 Devendra Ram Swami Rangshai Uchhod

14 Shailendra Kumar Upadhyay Madhav Nr Ujjain

15 Hargovind Nechal Das Vachhani Ratlam

16 Ashish Purshottam Sharma Ratlam

17 Tej Singh Chouhan Jaora Sugar Mill Jaora

18 Kamal Kumar Meena Rampura

19 Bacchu Singh Meena Bhanpura Old Bus Stand, Mandsaur

20 Ramesh Kumar Parwani Tilakheda (Pipliamandi) D

21 Manoj Kumar Sundrani Currency Administration C

22 Manoj Kumar Rawat Centralised Clg Processin

23 Harishchandra Sitaram Bansal Collectorate, Gwalior

24 Neelendra Lalsingh Verma Sumaoli (Morena)

25 Ms Meena Banerjee A.D.B. Chhatarp -

26 Girish Singh Panchpal A B Road Udankhedi - Rajgarh

27 Vinod Kumar Shrikrishna Laloni - Guna

28 Mithalesh Kumar Ashok Nagar

29 Satish Kumar Munnilal Kori Station Road, Ashoknagar

30 Sunil Kumar Shrivastava Pbb Rewa

31 Lallu Prasad Chandra Bijuri

32 Dinesh Kumar Mishra Saugor

33 Manohar Prasad Rakeshia Khulari VB - Narsinghpur

34 Madhu Sudan Yadav Station Road, Bina


50

S.No. NAME (S/Shri) BRANCH

35 Som Nath Bhattacharya LCPC Jabalpur

36 Parmeshwar Sanatan Murmoo LCPC Jabalpur37 Ram Lal Lakho Sawainya LCPC Jabalpur

38 Hemant Salam LCPC Jabalpur

39 Sunita Basant Binha LCPC Jabalpur

40 Ranjeet Kumar Sirekhan Paswan Ratanpur - Bilaspur

41 Subir Kumar Makhanchandra Lodh Masturi - Bilaspur

42 Ms Chandra Kiran Verma Katghora - Korba

43 Raj Mohan Sidhendar Jonko Z O Bilaspur

44 Vijendra Singh Rajput New Shanti Nagar Raipur45 Ramesh Kumar Tiwari Sunder Ngr Raipur

46 Arvind Deshpande RBO R1 Raipur

47 Vidya Kumar Vishal Singh Hirmi - Balod Bazar

48 Rajni Kujur Station Road, Mahasamund

49 Bibhuti Bhushan Biswas Durg

50 Satish Kumar Pandey Bhilai Steel Plant Area

51 Arun Kumar Ramji Tembhekar Vaishali Nagar Bhilai

52 Ms Shubhangi Sudhir Satarkar Centralised Clearing Process (ZO RAIPUR)53 Ms Vani Krishnan Secretariat Of G M-2

54 R.P. Ramgopal

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The All India State Bank Officers’ Federation isone of the pioneers in the Bank Officers’ movementwith a history of 50 years of glorious struggles,sacrifices and success in ensuring trade union rightsto the supervisory cadre in the Banking Industry. TheFederation has also played a major role in forgingunity amongst the Bank Officers working in theBanking Industry over the last several years. TheFederation is the sole negotiator in the Bank with100% of membership under its banner numberingover 90,000 working in the State Bank group as awhole.

2. Over the last one year, the Management hascommenced attacking the trade union rights of theOfficers’ fraternity. The Leaders of the CircleAssociations were served with chargesheets forhaving organized, demonstrations on 28th August,2012. Thereafter, the management indulged invictimization transfers of the office-bearers all overthe country and resorted to indiscriminate transfersof the General members also.

3. The Federation waited with a lot of patience withthe hope that the things will improve and the actionson the part of the Management will be retraced inthe interest of the harmonious industrial relations andcustomer service. However, there has not been anypositive development. Thanks, to the solidarity andcommitment of our membership across the country,these moves of the Management did not deter themfrom participating in all our activities and havecontinued to remain committed to this greatFederation.

4. With this background, the Federation held amembers' meeting and a day-long Dharna in frontof Jantar Mantar, New Delhi on 8th September, 2013

ANNIVERSARY OF 28TH AUGUST, 2012 DEMONSTRATIONS WHICH LEDTO CHARGESHEETING OF OFFICE-BEARERS :

PROTEST AGAINST VICTIMISATION AND REITERATION OFOUR RIGHT TO DEMONSTRATE :

MASSIVE MEMBERS MEETING AND DHARNA AT DELHI IN FRONT OFJANTAR MANTAR ON SUNDAY THE 8TH SEPTEMBER, 2013

to reiterate our right to demonstrate and to thank allthose members and leaders who made tremendousefforts and sacrifices in building and consolidatingour movement in the last 50 years.

5. The events that led to the current industrialrelations crisis has drawn the attention of the rankand file across the country.

6. Our Delhi Circle Association obtaininednecessary permission from the Police authoritiesand also ensured that all other related activities arekept ready such as media coverage, inviting theimportant personalities Member of Parliament, TradeUnions leaders.

7. The leaders of other trade unions, under thebanner of the United Forum of Bank Unions, alsoparticipated actively in the Dharna and addressedour comrades. The response was overwhelming.

8. Senior Comrades, who were retired under 19(3)and those who have been punished for the act ofdemonstration on 28th August, 2012, alsoparticipated in the demonstrations.

9. All the Affiliates of the Federation activelyparticipated in large numbers which certainlyattracted the attention of the trade union fraternity,and made the event successful.

CONGRATULATIONS TO OUR ESTEEMEDCOMRADES FOR A MASSIVE MEETING

AND DEMONSTRATIONS AT JANTAR MANTARON 8TH SEPTEMBER, 2013

AND MAKING IT A GRAND SUCCESS AND AHISTORICAL MILESTONE

IN THE HISTORY OF STRUGGLESOF ALL-INDIA STATE BANK OFFICERS’

FEDERATION

51


Delhi, ...... the soul of our Country ..... one of themost historic capitals in the world, is a city wherethe rich past co exists with the vibrant present,singing in perfect harmony. With all its complexities,heritage, culture, and political upheavals, thistantalizing, fascinating city of pleasure and pain,where the mute monuments and icons speakeloquently of the glory of the bygone era, stoodwitness to one more historic event.

2. 8th September, 2013............. as the golden raysof the morning sun blessed the sylvan surroundingsof the beautiful city of Delhi, the historic Jantar-Mantar maidan eagerly awaited the arrival ofcomrades of the affiliates of the AISBOF from allover the country. They came.... they came in waves.Waving their hands... Holding banners.... Sportingcolours.... Colours of Unity.... Colours of Solidarity,Colours of Militancy, Colours beyondComprehension. There was joy...... there wasecstasy... there were smiles all around. There wereover 3000 comrades. The atmosphere was charged.Charged with festivity, charged with hope, Chargedwith anticipation. One could see the invisible stringof oneness, the feeling of camaraderie, the feelingof willingness to sacrifice, desire to carry forwardand hold the flag of dignity and self esteem, high.

3. The numbers swelled as the comrades camein an unending stream. The dais was beautifullydecorated with banners and placards displaying theissues that are the subject matter of the currentindustrial relations crisis in the Bank. Com.RavindraGupta and Com.Kanwar Singh the newly electedPresident and General Secretary, SBIOA DelhiCircle, came on stage to begin the function.Com.Kanwar Singh made the opening remarks and

MASSIVE PARTICIPATION AT DELHI :OVER 3,000 COMRADES SWARM 'JANTAR MANTAR' :

PROTEST RECORDED WITH TELLING EFFECT : HISTORICAL EVENTIN THE BANK OFFICERS’ MOVEMENT

AISBOF Cir. No. 93 dated 11.09.2013 :

explained the purpose of the meeting and the Dharna.Com.Ravindra Gupta, gave a brief account of theprogramme and extended a warm welcome to allthe members present in the meeting.Com.B.K.Awasthi, President of the Federation wasinvited to preside over the Dharna Programme witha thunderous applause and slogans shouting by themilitant comrades. Com.YSudarshan, GeneralSecretary of the Federation was invited amidst loudcheers and slogans. Thereafter all the Presidents,General Secretaries of the affiliates and office-bearers who had superannuated under thedraconian rule 19(3) and those who had undergonepunishments were invited. The programme beganwith a ‘Saraswati Vandana’. The members who hadgathered from far and near had crossed the 3000mark. It was a sea... a sea..... of Camaraderie andUnity.

4. Com. Kanwar Singh, compering theprogramme, invited Com.B.K.Awasthi, the Presi-

dent of the Federation to formally inaugurate theDharna. Com.B.K.Awasthi, while ex-plaining indetail, the events that led to the current industrialrelations crisis in the bank, made special referenceto the attack on the trade union activities and thesubsequent victimization of the leaders of themovement by the Management. He declared that thiswas an exhibition of protest and anger by our militantcomrades who would be willing to make anysacrifice in protecting the interest of the Federation.In his usual flamboyant style and in chaste poeticHindi, mixed with ‘shairies’ and couplets, he stressedthe need for AISBOF and the AISBISF to cometogether at this crucial Juncture. Explaining in detailthe IR crisis in the Bank, he said that the head of the

52


family is equally responsible if there is a crisis in thefamily. Praising the officers and Employees, he saidthat these are our resources who implementedcomputerization and Technology in our Bank. He alsospoke about the performance of the Bank since thelast year and said that if profits are declining andNPAs are increasing, who should be heldresponsible? Recalling the events that lead to chargesheets issued to presidents and GeneralSecretaries, he said that these should be taken toits logical end.

5. The Dharna was marked with the presence ofseveral senior leaders from the frater-nalorganizations like Com.A.K.Padmanaban, Presidentof CITU, Com.M.V.Murali, Convenor UFBU andGeneral Secretary of AISBISF, Com.S.Nagarajan,General secretary AIBOA, Com.Harvinder Singh,General SecretaryAIBOC and Federation of BOIOA,Com.J.PSharma, Vice President of AIBEA,Com.C.R.Kansal, INBOC, Com.Ajay Jaitely workingPresident AIPNBOA, Com.Debasis Ghosh, GeneralSecretary of UBI Officers Association and OfficeBearers of ABOA, AIBOC, Delhi Unit.Com.D.K.Tripathi, President of ABOA, Unit SBP,Com. Parveen Chabra and Com.Mamgain Presidentand General Secretary of SBSU Delhi Unit and alsoall the constituents of the United Forum of BankUnions. They were all invited to dais by the leadersof the Federation.

6. Com.M.VMurali, the convener of the UnitedForum of Bank Unions, speaking on the occasion,congratulated AISBOF for holding the first Dharnaat Jantar Mantar in the history, of the federation anddecried the anti-trade union attitude of theManagement in State Bank of India. He expressedhis strong support and the support of the constituentsof the United Forum of Bank Unions in ensuring thesuccess of the struggle launched by the All IndiaState Bank Officers’ Federation. He touched uponthe issue of charge sheets, and the present I R crisisin the Bank. He also told that stopping of check off

facility at Lucknow Circle was an unheard of actionand condemned such a vindictive and unjust actionwhere the Management exceeded its authority. Hetold that the UFBU has already taken up the issue ofIR crisis in the Bank with the IBA and governmentthrough a memo-randum. He also coveredextensively, the current challenges that are beforethe banking industry and the need for the entireworkforce in the banking industry to rally round theUnited Forum of Bank Unions to protect the hardearned trade union rights in the days to come andassured total support from the UFBU and theAISBISF

7. Com.A.K.Padmanabhan, President CITU,extended fraternal support to the agita-tionprogramme. He also cautioned that the attempt ofthe management to curb the trade union rights is anagenda of the Government to hand over the bankingindustry to the private sector. He spoke about the 50years of contribution of the AISBOF to the trade unionmovement. He touched upon the ILO resolutions,rights conferred on Trade Unions; the struggleslaunched by CITU, the Chennai High CourtJudgement, and said that, all the Trade unions shouldunite to counter the onslaught of the management.He wished the agitation a grand success and pledgedtotal support from the CITU.

8. Com.Harvinder Singh, General Secretary of theAll India Bank Officers’ Confedera-tion spoke aboutthe current industrial relations crisis, and theattempts of the Manage-ment to curb the trade unionrights of the officers’ fraternity. He also explained atlength the series of anti-trade union actions of theManagement of State Bank and assured themembers all support on behalf of the AI BOC andexpressed total solidarity with the Federa-tion. Healso referred to the ILO resolution No.87 and No.98which gives the right to organize and protection toTrade Union rights. ‘India is a party to the ILOconvention and hence this has to be respected’, hesaid.

53


9. Com.YSudarshan, General Secretary of theFederation addressing the participants narrated theentire sequence events that culminated into thepresent massive Dharna in front of the Jantar Mantar.He described the Dharna as a peaceful protestaction against the anti-trade union stance of theManagement of the Bank. He also desired that theManagement should take note of the strongsentiments of the members of the Federation acrossthe country and should immediately resolve theissues that have led to this indus-trial relations crisisin the Bank. The federation has always believed inthe maxim ‘Nation first, Organization next andIndividual last’. It is our duty to follow the systemsand proce-dures and protect the interest of the Bankat all times. He appealed to the members to worksincerely for Bank, as the Bank is as much a motherto us as to anybody else. Officers of SBI have alwaysbeen sincere and have been a part of its journeyfrom the manual Banking era to the present day coreBanking and business process re-engineering. Morethan monetary needs, the self esteem and dignity ofthe officers is of utmost importance. The Federationstands committed to protect this, he said. He alsorecalled all the burning issues, the past history ofthe federation and appealed to the members to standunited and rise up to the occasion when called for.He assured the members that all out efforts wouldbe made to restore the past glory and tradition ofthe Federation. He also thanked, on behalf of theFederation, all the leaders from the trade unionfraternity for having re-sponded to the invitation andfor participating in this historical dharna.

10. Thereafter, Com.S.Nagarajan, GeneralSecretary of AIBOA, recalled the famous agitationof June 1969 and said that history was repeating.The officers’ of SBI and its Federation has alwayscontributed for the progress of the Bank and theworking conditions of the officers. The attack by themanagement on a progressive trade union whorepresent more than 90,000 officers is not in the rightperspective and has to be condemned, he said. He

pledged total support for all the decisions, theFederation would take, he concluded. 11. Later,Com.J.PSharma, Vice President of AIBEA conveyedthe good wishes and sup-port ofCom.C.H.Venkatachalam, General Secretary, AIBEAand expressed total solidarity with the Federation.He also said that AIBEA condemns the unwarrantedattacks, charge sheets by the highhandedManagement and stands committed to support theFederation in all its struggles.

12. Com.Ramkumar Sabhapathy, Joint GeneralSecretary of the Federation and the GeneralSecretary of Mumbai Circle, spoke about the variouscourt cases, the court judg-ments, the chargesheets, gratuity case, and the series of attacks ofthe managements and appealed to all officers toremain united to fight back tooth and nail.

13. Com.C.R.Kansal from the INBOC, conveyed thegood wishes of Com.K.K.Nair, the General Secretaryof Indian National Banks Officers Congress,condemned the anti trade union attitude of theManagement, expressed total support and solidarityand congratu-lated all the comrades who hadassembled.

14. Later, on behalf of the retirees who hadunderwent punishment and 19(3)Com.B.S.Ravindra, past General Secretary ofSBIOA(K), Bangalore Circle, Com.Thoakar K.D.,Past General Secretary of Mumbai Circle, andCom.M.K.Virmani, past General Sec-retary ofChandigarh Circle, expressed their sentiments andurged upon the officers to stand united.

15. Com.K.K.Nair, General Secretary of INBOC andCom.C.H.Venkatachalam, the Sec-retary of AIBEAhad conveyed messages of solidarity and confirmedthat they would stand by the Federation in all theirstruggles. We sincerely express our thanks to allthe leaders of the Fraternal Organizations who stoodby us and expressed support.

16. In course of the deliberations by the leaders of

54


the various constituents of the United Forum of BankUnions - the following observations were made:-

a) The right to form trade union is a fundamentalright and cannot be curbed.

b) The unity of the working force a cross theIndustry is the only solution to defend the hardearned rights of the working class.

c) The right of expression is guaranteed underarticle 19 of the Constitution of India and hencedemonstrations cannot be the subject matter ofthe charge sheets.

d) The victimization transfers, dubious method ofcharge sheeting the leaders and holding themguilty of misconduct for obeying the call of theFederation in observ-ing the demonstrationsthroughout the country will have to be reversedby the Management;

e) The industrial relations crisis that is developingin State Bank of India is bound to affect the entirebanking industry and the agitation may spreadto all other banks as well;

f) The unions in the entire banking industry wouldbe standing solidly behind the Officers’Federation in State Bank and would be extendingall support to the struggle launched by them.

g) The attack on the trade union rights of theOfficers’ in State Bank of India is a sinister designto de-unionize the officers not only in State Bankof India but also to extend it to other banks aswell.

h) Hence the entire financial Sector trade unionsshould now take a call and get ready for a largerbattle and utilize all avenues to take it to a logicalend.

17. The Dharna concluded with a vote of thanks byCom.D.Thomas Frdnco Rajendra Dev, GeneralSecretary of Chennai Circle Affiliate.

18. Comrades, as the meeting and Dharna came

to an end, the large number of officers assembledat the venue were reluctant to leave. It was acelebration .....It was an expres-sion .....It was astatement ....... Clear and loud. The membersresolved to stand united and carry on the struggleagainst the anti trade union stance of themanagement.

19. The Federation thanks and places on recordthe untiring efforts of Com. Ravindra Gupta andCom.Kanwar Singh, President and Genera)Secretary of the Delhi Circle Affili-ate and theirentire team of volunteers who strived hard amidstconstraints to make the historic event memorable.We also thank all the Presidents and GeneralSecretaries and their entire team for the successof the programme.

LONG LIVE ‘STATE BANK OF INDIA’LONG LIVE’AISBOF’

LONG LIVE ‘OUR UNITY’MARCH ON.......

With greetings,


• Things turn out best for the people who makethe best of the way things turn out.

- John Wooden

• The purpose of learning is growth, and ourminds unlike our bodies can continue growingas we continue to live. - Mortimer Adler

• After the unexpected has happened, there isalways someone who knew it would.

- Anonymous

55


56

PROMOTION TO MMG - II ANDMMG-III : WAIVER OF INTERVIEWAND AUTOMATIC PROMOTION

The Federation recently sent a communication to

the Dy. Managing Director and the CDO, Corporate

Center, State Bank of India, Mumbai, requesting to

call for options of opting out and opting in under the

present policy with regard to Promotion to MMG - II

and MMG-III – Waiver of Interview and Automatic

Promotion under the changed circumstances. A

copy of the same is furnished below.

AISBOF Letter No. 6517/52/13 Datd 05.08.2013

To,

The Deputy Managing Director & CDO,

State Bank of India,

Corporate Centre, Madame Cama Road,

MUMBAI - 400 021.

Dear Sir,

PROMOTION TO MMG - II AND MMG-III –WAIVER OF INTERVIEW AND AUTOMATIC

PROMOTION

Please refer to our letter No.6517/51/13 dated

3rd August, 2013; wherein we had requested that

candidates who had opted out of the promotion

process earlier, that is as on 01.04.2013, due to

various reasons, should now be given one more

opportunity to opt in for promotions, under the

changed circumstances.

2. We are now receiving representations from

many affiliates wherein many unwilling candidates

have expressed opinion that they should be given

an opportunity to opt out also, else they would get

promoted automatically.

PROMOTION TO MMG - II ANDMMG-III : WAIVER OF INTERVIEW


the Dy.Managing Director and the CDO, Corporate

Center, State Bank of India, Mumbai, on Promotion

to MMG - II and MMG-III – Waiver of Interview, seeking

one more opportunity to those candidates who had

opted out of the promotion process this year. Many

candidates had opted out due to reasons of shortage

of time available for preparation for the written

exams/interview due to annual closing work,

statutory audit, regular work pressure or due to

personal reasons, domestic pressures, etc.

2. We note to advise the developments.

3. Therefore we now request you to please call for

options of opting out and opting in under the present

policy so as to give a fair chance, either way, to all

the candidates.

Thanking you,

Yours faithfully,

(Y. SUDARSHAN)

GENERAL SECRETARY, AISBOF

• Awaken the sleeping giant within you.

- Nepoleon Hill

• If we fail to plan, we plan to fail.

- Nepoleon Hill

• Any fact facing us is not as important as ourattitude towards it for that determines oursuccess or failure. - Norman Vincent Peale


In a recent communication sent to the Corporate

Center, the Federation had sought certain relief to

those Officers who wanted to opt out from or opt into the promotion process to Scale II and Scale III

conducted recently. In response to its

communication, the Bank has sent a reply which isfurnished below along with the Federation's

response, the contents of which are self-explicit.

2. All our members are requested to await further

developments in the matter.

With greetings,


The Reply received from the Management asfollows:

PROMOTION TO MMGS – II & MMGS –III

“ We refer to your letter NO.6517/52/13 dated

05.082013, whereby the issue of giving additionaloption about opting out and opting in under the

promotion policy for promotion has been raised. In

this connection, reference may be made to e-CircularNO.CDO/P&HRD/2/2013-14 dated 01.04.2013 by

which it was notified that those officers who are not

willing to participate in promotion process mayexercise their option. All options exercised by the

eligible officers in terms of the said circular have

been taken in to account.

2. The promotion process to MMGS-II has beencompleted on 06.08.2013. Incidentally, in terms of

IBA letter NO.PD/GSN/76/665/2006-07/976 dated

24.05.2006, based on Government guidelines,

PROMOTION TO MMGS II AND MMGS III

officers who opt out of the promotion exercise are

not eligible for stagnation increments. We observe

that the Courts have held that a person givenopportunity to rise to a higher cadre cannot complain

of stagnation by indulging in Self- imposed

stagnation. We are examining this aspect based onIBA/ Govt. of India directives. “

AISBOF Letter No.6517/71/2013 dated 29thAugust, 2013

To,

The Deputy Managing Director & CDO,State Bank of India, Corporate Centre,Madame Cama Road,

MUMBAI - 400 021.

Dear Sir,

PROMOTION TO MMGS II &MMGS III

We are in receipt of your letter No.HR:CM:7:SPL:895

dated 12.08.2013. The issue raised by us was to

provide one more opportunity of opting out/opting in,under the changed circumstances of automatic

promotions.

2. However, in the second paragraph of your letter,

your reference to the old instructions that were issuedby the IBA and the Government, after a gap of seven

years, is unfortunate. The issue was elaborately

deliberated and considering the mammoth size ofthe Bank, the practical difficulties that the officers

encountered in respect of mobility, education of

children, health issues etc., a pragmatic approachwas adopted by the Management and the Federation.

57


3. Perusing through the contents of the secondpara, we are unable to understand, the reference

made to ‘Opting Out’. As per the extant instructions

of the Bank, the promotion policy provides for optingout of the promotion exercise for the concerned

promotion year or for more than one year. Where

an officer chooses to opt out, a ‘chance’ shall not bedeemed to have been availed. Hence, his chance is

protected and he/she can avail the same at a future

date. Also vide circular No.CDO/P&HRD- CM/56/2007-08 dated 05/01/2008 the Executive Committee

of the Central Board in its meeting held on 28th

December, 2007 approved a revised promotionpolicy, which provides for opting out of the promotion

year under each channel. Hence ‘Opting Out’ cannot

be construed as self imposed stagnation, as his‘chances’ are still wide open.

Thanking you,

Yours faithfully,


GOVERNMENT TAKES A HUMANE

CONSIDERATION FOR AGED

PENSIONERS :

ENHANCEMENT IN PENSION TO

SENIOR PENSIONERS

One of the contentious issues pending with the

Management is the comprehensive improvements

in the Pension Scheme in State Bank of India. The

issues pertaining to 7th Bipartite retirees, removal

of ceiling on the pension and also in the area of

commutation, etc. are still pending with the Bank.

2. The Government of India has set the trend and

has made comprehensive review of the Pension

scheme on the basis of the 6th Pay Commission.

The Pay Commission had recommended, apart

from several other improvements, the upgradation

of Pension as and when the retiree advances in age,

considering the escalation in the cost of living as

well as the medical expenditure that they are required

to meet. The amendment to the Govt. Pension Rules

brings a lot of relief to those who are 80 and above

and the Pension gets almost increased by 100%

when they reach 100 years.

3. It is in this background, the Federation recently

sent a detailed communication to the Management

of the Bank for adopting a similar humane approach

and make necessary amendments to our Pension

Rules apart from taking care of all other pending

issues so that the present relaxation in respect of

the Government employees is extended to our

members as well.

4. We note to advise further developments in due

course.

• Love of money is the root of all evil. - Bible

• Do your best and forget the rest. - C. Forbes

• It is not the strongest of the species thatsurvives, nor the most intelligent. It is the onethat is the most adaptable to change.

- Charles Darwin

• If a man wants to learn from his mistakes, hemay learn from every mistake.

- Charles Dickens

• Men, it has been well said, think in herds; itwill be seen that they go mad in herds, whilethey only recover their senses slowly and oneby one. - Charles McKay

58



the Corporate Office in respect of the landmark

Judgement delivered by the Hon’ble Supreme Court

of India presided over by the bench headed by

Justice K.S. Radhakrishnan and Justice A.S. Sikri,

in an appeal filed by the State Govt. of Jharkhand V/

s Jitendra Kumar Srivastava, wherein the bench has

ruled that Pension, Leave Encashment, Gratuity

and other benefits on Superannuation is treated

as right to property, vested in the hands of

retirees under Article 300 A of the Constitution

of India.

2. We reproduce hereunder the gist of the order

as follows:

……..”It is an accepted position that gratuity and

pension are not bounties. An employee earns

these benefits by dint of his long, continuous,

faithful and unblemished service. Right to

receive pension was treated as right to

property.”

……..”According to Article 300 A of the

Constitution, no person shall be deprived of his

property save by authority of law. A person

cannot be deprived of his pension without the

authority of law. It follows that the attempt of the

appellant [in this case the Jharkhand

government] to take away a part of pension or

gratuity or even leave encashment without any

statutory provision and under the umbrage of

administrative instruction cannot be

countenanced.”

………”It hardly needs to be emphasised that

the executive instructions do not have statutory

character and, therefore, cannot be termed as

‘law’ within the meaning of Article 300A of the

Constitution. On the basis of such a circular,

which is not having force of law, the appellant

cannot withhold — even a part of pension or

gratuity. So far as statutory rules are concerned,

there is no provision for withholding pension

or gratuity in the given situation. Had there been

any such provision in these rules, the position

would have been different.”

3. In this connection, the Federations has drawn

the management's attention to its letter No. 6466/

27/13 dated 20th June, 2013 sent to them to release

the full pension, gratuity, leave encashment and other

benefits withheld in respect of our office bearers of

various Circle Association, who were placed/retired

under Rule 19(3) of SBISR on account of

chargesheet issued and pending departmental

enquiry, in the light of the Judgement of the Supreme

Court of India.

4. We note to advise you the developments.

RIGHT TO RECEIVE PENSION IS TREATEDAS RIGHT TO PROPERTY :

SC : ‘RETIREMENT BENEFITS CAN’T BEWITHHELD PENDING ENQUIRY’

• Dream, dream, dream. I convert these dreamsinto thoughts and then transform them intoaction. - Dr. APJ Abdul Kalam

• You have to dream before your dreams cancome true. - A.P.J. Abdul Kalam

• The worst form of inequaltity is to try to makeunequal things equal. - Aristole

• What we have to learn to do, we learn bydoing. - Aristole

59


The Federation recently sent a communication tothe Dy.Managing Director and the CDO, CorporateCenter, State Bank of India, Mumbai, to upload theJudgement passed by the Chennai High Courtagainst the Charge sheet issued by the Managementto the President and General Secretary of theChennai Circle Association for holding a lunch hourdemonstration on 28th August, 2012 in SBI timesportal. A copy of the same is furnished below.

2. Further development in this regard will beadvised shortly.

AISBOF Letter No.8156/55/13 datd 10.08.2013

To,

The DMD & CDO,State Bank of IndiaCorporate Centre,Madame Came Road,MUMBAI.

Dear Sir,

COMMUNICATION IN SBI TIMESCHENNAI HIGH COURT

JUDGEMENT

The Bank has a technology channel at its disposalto reach the employees and officers of the Bank onthe banks’ business and other major issuesconnected to the overall growth and image of thebank, in order to involve the rank and file across thecountry.

2. The Management has been using the intra netportal to publish the various court judgements whichhad gone in favour of the Management when theCircle Associations had challenged the disciplinaryproceedings in the court of law. The portal was also

COMMUNICATION IN SBI TIMES :CHENNAI HIGH COURT JUDGEMENT

used for publishing the verdict of the courts in thetransfer of Office bearers case and the failure of themediation proceedings. All these messagescontained only the points which were favourable tothe management and not the entire case.

3. The Chennai Circle Association had challengedthe issuing of charge sheet to its President andGeneral Secretary for holding a demonstration on28th August 2012 and when the single judge of themadras high Court was not inclined to quash theproceedings, the same was immediately publishedin the intra net portal. Aggrieved by the Court Order,our Chennai Circle affiliate filed a writ appeal beforethe bench of the Madras High Court and the Hon’bleBench was pleased to pass an order on 3rd July,2013 quashing the charge sheets and the enquiryproceedings which had taken place after the singlejudge order.

4. It is but appropriate that the latest verdict of theHon’ble bench of the Madras High Court also bepublished in the intra net portal. We are sanguinethat the management which was always sailingtogether with the workforce for the betterment of theBank and its business will surely publish this verdictalso in the intra net portal. We furnish below theexcerpts from the judgement which may please bepublished in SBI Times.

Madras High Court quashes the Charge Sheetto the President & General Secretary ofSBIOA(CC):

5. The Bank Management initiated DisciplinaryProceedings against D. Thomas Franco RajendraDev, General Secretary and D. Suresh Kumar,President of SBIOA(CC) in September 2012.Challenging the charge memo in the High Court ofMadras, the two office bearers contended that thedemonstration is guaranteed as a part offundamental right. The single judge hearing the case

60


was not inclined to quash the charge memo.Aggrieved by this the two office bearers filed a writappeal before the bench of the Hon’ble High Courtof Madras and the Hon’ble bench was pleased topass an order quashing the charge sheets issuedto the two officers.

6. We furnish below certain excerpts from therelevant judgement.

……..We fail to understand how holding ademonstration, per se, would amount to amisconduct.

…….. we fail to understand how the participationby an Officer who incidentally holds the post inthe governing body of the Union, would goagainst Rule 50(4), 50(5) and 50(6) of the Rules.

………..we fail to understand the logic of therespondents that holding of such ademonstration has brought disrepute to theBank or affected the functioning of the Bank,amounting to misconduct.

………..Whatever be the consideration which ledto the dropping of the charges, we feel that giventhe identical set of circumstances and the chargesheet being of a cyclostyled form, therespondents should have thought twice beforeproceeding further in this matter. In thecircumstances, we have no hesitation in settingaside the order of the learned single Judge

……….. However, when on the admitted facts,the proceedings appear ex facie discriminatoryin character and that there are no specificcomplaints of misconduct and that the allegationsof misconduct flow only from the general provisionsregarding the code of conduct in relation to the officialstatus of the appellants, who incidentally held thepost of President and General Secretary of theUnion, which is recognised by the respondents too,we do not find any ground to reject the case of theappellants at the stage of the charge memo.

………..When that being the case, with no

grievance projected on the holding of office inthe Association, we fail to understand how thedemonstration held by the Officer would comeas in conflict with Rule 50(4), 50(5) and 50(6) tobecome “misconduct” under Rule 64, invitingdisciplinary action.

………..we do not know what one would call thepresent proceedings against the appellant asnothing but one writ with mala fide.

……….. considering the weakness of theallegations made, not fitting in with themisconduct concept, and with discriminatorytreatment writ large, we have no hesitation inallowing the Writ Appeals, thereby setting asidethe order of the learned single Judge.Accordingly, the Writ Appeals are allowed andthe proceedings challenged in the writ petitionsare quashed.

7. We are confident that you will arrange to uploadthe above mentioned judgement in the intra net portalwhich will go a long way in showing to the work forcethat the Bank management is impartial and alsoalways open to comments and criticisms.

With regards,

Yours faithfully,


• Take time to live because the world has somuch to give. - Anonymous

• He who cannot forgive others breaks thebridge over which he must pass himself.

- Anonymous

• Your goal should be just out of reach, but notout of sight. - Anonymous

61


AISBOF Letter No. 8502/67/2013dated : 24th August 2013

To,

The Deputy Managing Director & CDO,State Bank of India, Corporate Centre,Madame Cama Road,MUMBAI - 400 021.

Dear Sir,

PATNA CIRCLE : PANKI BRANCH :KIDNAPPING OF THREE OFFICERS

Please refer to our letter No. 8502/48/13 dated 3rdAugust, 2013 in respect of the above mentionedsubject, wherein we had raised certain issues aboutthe safety of our officers in the extremist infecteddistricts like Palamau, Chatra, Gumla, Giridih,Dumka, Jammu, Aurangabad, Munger, WestChamparan, Jehanabad, Gaya and many otherdistricts of North East. Apart from incidents ofkidnapping, extortion, murder, pressurising forsanction of loans etc., there is also a threat to theBank’s property and documents. We had alsosuggested closure/shifting of Panki Branch due torepeated instances of Kidnapping and murder.

2. We would once again like to reiterate thesuggestions we made in the light of the recentdevelopments.

a) The Government should be asked to providePolice security in Branches located in extremisthit pockets.

b) The maximum stay of officers posted inbranches in Red Corridor of Jharkhand & Biharand North East should be two years and

thereafter they should be given choice postings.

c) The Branch timings in extremist infested areasshould be fixed between 9:00 a.m to 4:00 p.m.The business hours should also be reduced byan hour to enable the officers to leave the branchwell in time.

d) Separate life cover of Rs.25 lacs should beprovided by the Bank to the officers working inextremist infested areas to inculcate a sense ofsecurity among them.

3. In view of the above, we would like to requestyou to bestow your personal attention to review thepresent policy and provide appropriate safeguard toofficers working at Panki Branch and all other suchidentified Centers to ensure non recurrence of similarinstances in future.

4. We therefore, request you to convene a separatemeeting for discussing the issue threadbare. In themeanwhile, the Circle Management at Patna, LHOmay be requested to discuss the issue of PankiBranch threadbare with the Patna General Secretaryof SBIOA to extend necessary succor and relief tothe affected officers/Branch, including transfer of theofficers to their place of choice to enable them tocome out of the trauma and ordeal experiencedduring their captivity.

Please treat the matter as urgent.

Yours faithfully,


EXTREMIST-INFECTED DISTRICTS :FEDERATION REQUESTS MANAGEMENT

TO REVIEW EXTANT POLICY

62



the Corporate Center in respect of the confirmation

test for Probationary officers and Trainee Officersof 2011 batch the results of which have been

announced.

2. About 68 officers have not been confirmed due

to their scores below the cut-off level. The Federation

is also given to understand that when the first listwas released, many of their names found a place in

the list of confirmed officers. Later a revised list was

released where in their names were deleted. Manyof the officers are perplexed and confused about the

status of their confirmation.

3. The Federation has requested the Management

for their immediate intervention in the matter.

4. Vide extant instructions, the services of

Probationary officers and Rural ProbationaryOfficers who fail in the second test will be terminated

and the TO’s will be reverted back to clerical cadre.

While appreciating the rationale behind thisinstruction, the Federation put forth the following

points for your the management's consideration :

a. The PO’s were picked through a rigorous All India

level entrance examination, where the cream of

the graduates, postgraduate, engineeringgraduates, fresher’s just out of college were

selected, from thousands of aspirants .

b. They have opted to join the State Bank of India,

even though they had many options and afterrejecting the other alternatives.

c. The Bank has invested huge amount of money,time and expertise on these young officers in

providing adequate skills training them in the

areas of General Banking, forex, advances,

cross selling etc.

d. All the young officers are tech savvy and qualified

and can be moulded to shoulder higher

responsibilities.

e. Terminating the services of such young officers

who are on the threshold of their career will notonly demoralize them but also the other PO’s

and may send a wrong signal to the outside

world to other aspiring youngsters willing to jointhe Bank.

f. It is a hard reality and a fact that most of the

POs were used for marketing, cross selling,

selling of Pos machines, CCDP corrections,NPA Management, etc. Vide its letter No. 6466/24/13 dated 19.06.2013, the Federation hadhighlighted this issue and requested thatPOs should not be used for such purposesthat will detract them from their trainingschedule leading to poor performance in theconfirmation test, for no fault of theirs.

5. In view of the above, the Federation hasrequested the management to provide one moreopportunity to those young PO’s so as to enable

them to prepare well and appear for the exam. Wehope that the sentiments of the young officers who

have been selected by the Bank from amidst

thousands of aspirants from all over will be takencare of, which will also be, not only economical and

cost effective, but a morale booster and will project

the Bank as being reasonable in understanding theconstraints and ground realities.


PROBATIONARY/TRAINEE OFFICERS :CONFIRMATION TEST :

UNSUCCESSFUL CANDIDATES

63


The Bank is introducing a number of changes in the

existing promotion policy unilaterally although thepromotion policy is a bipartite issue and our

Federation should be taken into confidence before

effecting any changes in the policy. In the light ofthese developments, the Federation recently sent a

detailed communication to the Corporate Center,

conveying its views in the matter and seeking anearly discussion on the issue of promotion policy. A

copy of its communication, which is self-explicit, is

furnished below.

2. All our members are requested to await further

developments in the matter.

With greetings,


AISBOF Letter No. 6517/69/2013 dated 26thAugust, 2013

To,

The Deputy Managing Director & CDO,State Bank of India, Corporate Centre,

Madame Cama Road,

MUMBAI - 400 021.

Dear Sir,

COMPREHENSIVE REVIEW OFPROMOTION POLICY

The Promotion Policy in respect of Officers in the

Bank is based on the agreement reached between

FEDERATION DEMANDS COMPREHENSIVEREVIEW OF PROMOTION POLICY

the Federation and the Management from time to

time. The Promotion Policy which was designedearlier is now over due for review. We have been

noticing in the last couple of months that a series of

changes are being effected by the Bank without priordiscussions and understandings between the

Management and the Federation.

2. The Promotion Policy, particularly in respect of

Scale I to II and II to III is settled after detailed

discussions between the Federation and theManagement. In respect of promotions to other

higher scales, the Management holds consultations

with the representatives of the Federation and theirviews are given due consideration at the time of the

finalization of the policy by the Corporate Center. In

the recent past, there has been a change in theprocess of promotion from scale I to II and II to III

without holding any discussions with the Federation.The Federation has the advantage of the feedback

that it receives from members and would be able to

convey the hopes and aspirations of the officers’fraternity while finalizing the policy by the

Management. In view of the fact that the vacancies

have been much more than the eligible candidates,the bank decided to do away with the usual

procedure and decided to go ahead with the onetime

promotion of all the eligible candidates. However, thisissue was not discussed with the Federation.

Though the option to opt out or opt in was obtained

as on 01/04/2013, under the changedcircumstances, candidates wanted to give fresh

preferences.

3. The other incident which has come to our

knowledge is that Probationary and Trainee Officer’s

screening test. The number of such officers whofailed to clear the exams was quite alarming and

64


confirms our earlier apprehension that the

Probationary Officers and Trainee Officers are being

used to undertake other responsibilities overlookingtheir training schedule and thus it has affected their

performance in the screening test. We have already

sent a detailed communication for reconsiderationof the stand taken by the Management in this regard.

On the one hand Scale I to II, II to III have been

automatically promoted because of the largevacancies. But termination of the services of 68

PO’s who are trained will create a huge shortage

especially when there is an acute shortage of staffin every circle.

4. The recent trends in the employment marketindicates that the State Bank of India is one of the

most preferred employer by the youngsters who

pass out from their colleges with brilliant academicrecord behind them and participate in the recruitment

examinations conducted at a periodical intervals.

The Bank is also getting qualified graduates fromalmost all fields including medicine, engineering

apart from the software etc. This is a good reflection

on the performance of the bank and also the careerprospectus that is available in the Bank. It is, in this

back ground we need to nurture this sentiment to

ensure that the attrition rate is reduced in the bankwhen these youngsters join the institution since they

would be a valuable asset of the institution and could

contribute very substantially for the success of ourbank.

5. There is also a need to review the promotion

policy of RMRO’s Technical Officers, Specialist

Officers, Medical Officers etc., in the light of thechanging work environment.

6. We have been receiving a number ofrepresentations about the need for review of the

existing promotion policy keeping in tune with the

present banking environment in order to ensure thatthe officers’ are provided good career prospects and

that the promotion process is devoid of frustration

in the interest of better performance of the

employees and officers working in the Bank. Themeeting of the General Secretaries of the affiliates

which was convened in the recent past had an

occasion to discuss about these issues. The presentpromotion policy and the need for a comprehensive

review of the same keeping in view the present

competitive environment in the banking industry.

6. We, therefore, request you to look into our views

and arrange to convene a follow-up committeemeeting to discuss the subject exclusively before

we take up the same for the consideration of the

Central Negotiating Council, considering the presentbanking scenario as well as the hopes and

aspirations of thousands and thousands of officers

who join our ranks in the bank

Please treat the matter as urgent,

Thanking you,

Yours faithfully,


• God helps those that help themselves.

- Benjamin Franklin

• Early to bed, early to rise keeps a man healthy,wealthy and wise. - Benjamin Franklin

• By failing to prepare, you are preparing to fail.

- Benjamin Franklin

• No king on the earth is safe in his job as atrade union official. - Bernard Shaw

• What a great man does is followed by others.People go by the example he sets.

- Bhagwat Gita

65


The Federation recently sent a communicationto the Dy. Managing Director and the CDO,Corporate Center, State Bank of India, Mumbai, onthe issues that are affecting the officers’ fraternity indifferent parts of the country during the annualtransfer exercise. A copy of the same is furnishedbelow.

2. All our members are requested to await furtherdevelopments in this regard.

AISBOF Letter No.6543/36/13 Dated 20th July,2013

To,


Dear Sir,

ANNUAL TRANSFERS – PROBLEMSOF OFFICERS

The annual transfer exercise of the Officers takesplace in all the Circles as per the Transfer Policyagreement entered into between the CircleAssociations and the Circle Management on thebasis of the model policy guidelines issued to themby the Corporate Center. The model transferguidelines were evolved through continuous dialogueand debate between the representatives of theFederation and the Management at the CorporateCenter.

2. The State Bank of India is a unique organizationwith a large number of supervisory staff working inthe branches all over the country. Transfers areinevitable in view of the placements mandatoryrequirements, the career prospects of the Officersin the bank and also to meet the specific requirement

ANNUAL TRANSFERS - PROBLEMS OF OFFICERS

of the branches in the conduct of the business in asmooth manner. It is also a fact that transfers resultin hardship to the Officers whenever they are movedfrom one center to another, as it entails the shiftingof the family, the education of the children etc. In thelight of these implications the Federation and theCorporate Center had come to certain broadunderstandings and arrived at guidelines in the formof model policy, which was adopted by the CircleManagements with necessary amendments,suitable to the topographical situation of each circleand other circle specific issues.

3. The transfer of such a large number of officersduring annual transfer exercise had been done in asmooth manner earlier as far as possible. However,in the recent past we have been receiving a numberof representations from the circle affiliates, on theseveral difficulties they have been facing during theannual transfer exercise and the violations of extantcircle transfer policy guidelines. The most commonissues that have been enumerated in the majority ofthe Circles are as follows:-

a) Violation of the understandings/modalitiesreached at the Circle level, and deviations fromthe agreed circle transfer policy.

b) The delay in the commencement and conclusionof the transfer exercise resulting in a lot ofhardship to the officers in ensuring admissionto the schools, fixation of accommodation etc.We understand that in some circles transferexercise is yet to be completed.

c) The violation of the extant instructions in regardto the inter-module transfers, causing hardshipto the officers’ fraternity in the circles;

d) The absence of discussions between the CircleAssociation and the Management which usedto take place in order to ensure a smoothimplementation of transfer exercise, as in theearlier years;

66


e) The lack of sympathy and consideration for thosewho come under special category when thetransfers are effected, such as – medical cases,last leg of their services etc.,

f) The representations of the Officers for changeof the transfer on the compassionate groundsnot being considered in a large number of cases.

4. It is pertinent to bring to your notice that althoughwe are now in the middle of July, at several circles,the transfer exercise is yet to start thereby causinga serious tension to all those officers who areaffected by this delay.

5. We are therefore of the opinion that there shouldbe an exclusive meeting to discuss all these issuesand problems threadbare so that the ambiguity andconfusion with regard to interpretation andimplementation of the model transfer policy/circletransfer policy can be clarified. We also request youto advise the circles to adhere to the circle transferpolicy wherever such agreements are in existence,to avoid dissatisfaction and to ensure that the officersare able to contribute effectively.

Thanking you,

Yours faithfully,


INTER-CIRCLE TRANSFER OFOFFICERS : JMGS–I POSTED TO

OUTSIDE CIRCLE IN 2008

Our members are aware that in the course ofproviding more opportunities for promotion to JMGSI, the Corporate Center had given an offer that allthose who were willing to accept postings outsidetheir home circle, would be promoted as JMG-Iagainst the vacancies existing in the circles whichhave shortage. Thus, a number of JMG I Officersduring the year 2008 were posted outside their circle.The issue of their retransfer was taken up with theCorporate Center and an assurance was given bythe Management that these Officers would beretransferred to their parent circle after thecompletion of their term in those Circles.

2. The issue remained unresolved for a long time.The Federation had requested the Bank to look intothe grievances of these Officers since they havealready completed nearly 5 years in the otherCircles.

3. The issue was specially flagged to theCorporate Center and they were persuaded to lookinto the difficulties of these Officers and relieve themat the earliest to their parent circles to enable themto settle in their new place of postings etc.,

4. We are happy to inform all our members thatthe Bank relieved them to their parent Circles to avoidfurther hardship to them. We thank the managementfor the positive response.

5. All our members are requested to take note ofthese developments.

With warm greetings,


• And in the end, it is not the years in your lifethat count. It is the life in your years thatcounts. - Abraham Lincoln

• If you want to test a man’s character, give himpower. - Abraham Lincon

• Every moment dies a man. Every moment oneis born. - Alfred Tennyson

67


The Federation recently sent a communicationto the Dy. Managing Director and the CDO,Corporate Center, State Bank of India, Mumbai, onthe issues of Pressure of work and non-availabilityof Leave in Single Officer Branches that are affectingthe officers’ fraternity in different parts of the country.A copy of the same is furnished below.

2. All our members are requested to await furtherdevelopments in this regard.

AISBOF Letter No.6531/37/13 dated 22.07.2013

To,


Dear Sir,

PRESSURE OF WORK AND NON-VAILABILITY OF LEAVE IN

SINGLE-OFFICER BRANCHES

It is a happy augury that our Bank is making rapidstrides in all fronts and continues to occupy thenumero uno position among the committee of PublicSector Banks. We have emerged as a Bank withstrong fundamentals reaching out to far flung areasby opening our branches in hitherto unbanked areas.We have opened thousands of branches and wehave on card a plan to open more than 1000branches during the current financial year. We, as aresponsible and responsive trade union of Officers,always committed to concerted growth of ourbeloved Bank, support the moves of the Bankembarking upon expansion, organic growth,technology upgradation etc.

PRESSURE OF WORK AND NON-VAILABILITY OFLEAVE IN SINGLE-OFFICER BRANCHES

2. This growth process has brought in its terrain,a number of problems for the Officers’ community.During the past few years, we launched a massiveexpansion programme under which many brancheswere opened with a single officer. Although almostall our branches with single officer across the countryhave crossed the business level of Rs.10 crore, nosecond Officer has been posted in most of thebranches. This has put enormous pressure on theofficer who has to struggle to enhance the advancesportfolio, bring quality business, keep up the tempoof recovery, which is becoming increasinglydemanding nowadays. The pressure on the Officersis so much that they are compelled to work for extrahours on a routine basis, work on holidays andSundays, leaving little or no time for personal mattersincluding spending quality time with the family andchildren. As there is no second officer in the branch,such of those Officers who are heading the singleOfficer branches are working under tremendouspressure.

3. The above situation is prevailing in most of theDistrict Head Quarters Branches, where there areno officers who can handle keys of Accountant/CashOfficer.

4. Because of the foregoing developments, theseofficers are not in a position to avail leave, even forattending important social functions such asmarriages, to give a courtesy call on the occasionof death of relatives etc.

5. This has led to simmering discontent amongstthe Officers whose efficiency is getting stunted onaccount of carrying tremendous work pressure ontheir shoulders, leading to frustration, demoralizationamong many young Officers. We are afraid, thissituation may result in under or non-performancewhich will definitely have an adverse impact on ourBank’s concerted growth.

68


PRESSURE ON THE OFFICERSTO REDUCE NPAs

On the basis of our vigorous interactions with theesteemed members, we have informed theFederation that the Controllers are exertingtremendous pressure on the Officers to reduce theNPAs, without giving adequate staff support andinfrastructure to the branches. The acute shortageof staff at branches, changing priorities on a dailybasis, multiple instructions from multiple controllersand departments has handicapped our Officers andManagers who are unable to embark upon anaggressive recovery drive towards reduction ofNPAs.

2. The Federation recently sent a communicationto the Dy.Managing Director & CDO, CorporateCenter, State Bank of India, Mumbai, on the issue.Further development in this regard will be advisedshortly.

69

PAYMENT OF SALARY ANDALLOWANCES TO OFFICERS

FOR THE MONTH OF SEPT, 2013The Federation recently sent a communication tothe Corporate Centre in respect of the subject matter.A copy of the letter is appended.

2. All our members are requested to await furtherdevelopments in the matter.

With greetings,


AISBOF Letter No. 6032/82/13 dated 25thSeptember, 2013

To,The Deputy Managing Director & CDO,State Bank of India,Corporate Centre, Madame Cama Road,MUMBAI - 400 021.

PAYMENT OF SALARY ANDALLOWANCES TO OFFICERS

FOR THE MONTH OF SEPT, 2013

We have been receiving several representation andqueries from our members stating that the salaryand allowances for the month of Sept. 2013 has notbeen paid to them today. Non-payment of salary andallowances has put the officers and their families into financial distress and they are expected to meetseveral commitments from out of the salary.

2. As already advised to you yesterday, Hon’bleHigh Court of Chennai had issued a stay order tothe Bank’s proposal to discontinue the check off fromsalary and allowances of our members. Even todaythe court has refused to change its position. Hence,we request you to pay the salary and allowances toofficers today itself by effecting check off. Pleaseoblige.

Yours faithfully,

Sd/-


6. In view of the foregoing we strongly feel that theissue needs to be addressed with all seriousnessand therefore we request you to post a second Officerto all the Single Officer branches and also additionalofficers at the District Head Quarters branches. Thiswill help to motivate and improve the morale of theOfficers, which is the need of the hour, to make ourbeloved bank “a Banker to Every Indian”.

Please treat the matter as urgent.

Thanking you,

Yours faithfully,



RECENT UPLOAD IN SBI TIMES :BENGAL CIRCLE

The Management of State Bank of India recentlyposted a bilingual update “MANAGEMENT’S RIGHT

TO TRANSFER UPHELD BY CALCUTIA HIGH

COURT” in connection with a Writ Petition filed byCom. Soumya Datta, President SBIOA Bengal

Circle, challenging the transfer order to Kamarhati

Branch which is 17-18 KMs from head quarters ofthe Association. The Circle Management has also

put up a Bengali Version of the communication in

Circle HR site. We understand that the main objectiveof filing the Writ Petition by Bengal President was to

point out that the Transfer Order was Vindictive, and

meant to deny the Circle Association from utilizingthe services of Circle President on a daily basis,

which was an attempt to scuttle the activities of the

association. There was no question of shirkingresponsibility; there were 64 branches/offices within

4 KM radius of Local Head Office. Curiously, Com.

Datta could not be accommodated in anyassignment in any of the branches /offices. In fact,

the management has been deliberately uploading a

series of communications to confuse the minds ofmembers and to show the SBIOA leadership in poor

light.

2. While the Circle President has remained sick

and has been under treatment for some time, thenature of his ailment has been highlighted in public

domain which is in bad taste. Besides, it has once

again been circulated amongst the users of SBITimes that the leaders of SBIOA are reluctant to

assume responsibility, at the cost of suffering and

woes to ordinary officers. It is pertinent to mentionthat hundreds of office-bearers of different tiers of

the Association are working in key responsible

positions at difficult terrains of Circle. In fact,throughout the country, activists and office-bearers

of our various Circle Associations are contributingsignificantly and working in the remotest areas to

foster the growth and development of our esteemed

organization. They have also been contributing tostabilize the Bank's initiatives, thrust areas, the new

schemes of the Bank and the circle budgets and

targets. In fact, even today almost all the membersand the Circle Associations maintain good

relationship with the Circle Management.

3. Ever since the upload on SBI Times has been

published, comrades from all over the country havebeen sending messages to the federation

expressing deep anguish at the attitude and the

intention of the management and are expressingsolidarity with the Bengal Circle Association and

Com. Soumya Datta. The sentiments of all the

members are hurt. The show of unity and solidarityis praisewarthy and we hope that the enlightened

members will ignore such uploads, and continue to

work sincerely with devotion, diligence and hardwork for the upliftment of State Bank of India, which

is our employer. We also request that our members

should not get unduly provoked by such uploads andshould maintain their calm and maturity they are

known to display.

UPLOAD IN SBI TIMES :DEROGATORY REMARKS ON

COM. SOUMYA DATTA WITHDRWAN

We are happy to inform the members that due tothe Federation's strong representation and follow-

up, the management has withdrawn the derogatory

and personal remarks made on the health of SriSoumya Datta, the President, SBIOA, Bengal Circle.

We once again request our members not to get

provoked and to maintain their calm. Our endevouris to remain positive and ensure a fair work

atmosphere.

70


One of the major advancements that the Officers’Federation was able to secure for the benefit of theOfficers fraternity in the Bank has been the benefitof Medical facilities to Officers and their families. TheMedical Benefit presently available in the Bank forOfficers’ takes care of their health issues and alsoprovides lot of comfort to them in shouldering theresponsibility of ensuring all round growth of theBank. The Officers’ are subject to frequent transfersand as a result they are required to move from onecenter to another center at the cost of their personalhealth and the health of the family. The present dayworking conditions and work pressures compel anofficer to work day and night in ensuring that thecorporate goals are achieved and that the bankretains its premier position.

2. The frequent transfers, continuous working withcomputer, changing priorities, staff shortage andother constraints, stress levels and work pressureaffects their health, thereby requiring medicalattention including hospitalization for undergoingtreatment. At present, our service condition providesfor full reimbursement of the expenditure incurredfor self and 75% of the expenditure incurred inrespect of the family members for medical treatmentincluding the hospitalization, thus ensuring that theofficers are not out of pocket on account of theirmedical problems. This facility is available to theOfficers’ in State Bank of India from the timeimmemorial and lot of improvements have beenbrought about in the recent years in respect ofidentification of hospitals, pathological centers,dispensaries in the Bank and as also the quality ofthe medical treatment. There is still a lot of scopefor improving the existing medical facilities for theofficers and their families in the Bank. The Federationhas been striving in this direction on an on-goingbasis.

WELFARE OF THE OFFICERS’ FRATERNITY :MEDICAL BENEFITS IN THE BANK

3. Now there is an attempt on the part of theGovernment and the Indian Banks’ Association towash off their hands from the welfare responsibilityof the employees and officers in the Banks. TheBanking industry has excellent arrangement as faras the medical benefits are concerned and it needsto be further improved. The IBA appears to be toyingwith the idea of Mediclaim insurance cover to theemployees and officers by paying premium on anannual basis. This is nothing but a retrograde stepon the part of the IBA and an attempt to evade theresponsibility towards their workforce. The‘insurance claim’ experience is known to each andevery one and it is nothing but harassment to thosewho are in urgent need of medical treatment. Thepresent system of improved medical schemeavailable in the Bank has been taking care of therequirements of the employees and officers andwhat is needed is a review of the scheme for furtherimprovements and not an evasive approach towardsthis major responsibility on the part of the employer.

4. The medical facilities in our Bank areindependent of the schemes that have beenintroduced in other banks as per the agreementssigned between the unions and the IBA. However,as a part of the movement responsible for thebetterment of the employees and officers in thebanking industry, we have a role to play and definitelywe oppose any such moves on the part of the IBAas well as the managements concerned in order todefend the hard earned facility of medical benefitscheme that are available to others as well

5. We are sure that the members across thecountry will understand the game plan of IBA andwould be in readiness to jump into action to defendthe hard earned rights of our employees and officersif need be through sustained struggles andsacrifices.

71


The Federation recently sent a communication toCorporate Centre with regard to the above subjectmatter. A copy of the letter is appended for yourinformation.


AISBOF Letter No. 6466/76/13 dated 11.09.2013

To,


Dear Sir,

PERSONAL ACCIDENT INSURANCE (PAI)CERTIFICATE REGARDING CRITICAL

ILLNESS:

We have been advised by branches that, whileauthorizing the PAI of customers in CBS, theOfficers are required to certify that the policy holderdoes not suffer from any critical illness as mentionedin Policy Document and unless this is confirmed bythe concerned official, the transaction cannot beauthorized. A copy of the screen shot from CBS isenclosed herewith. This does not appear to be inorder for the following reasons.

1. The Policy covers only the accidental deaths.

2. The Policy document is not provided to theBranches as the same are sent directly to thecustomers and therefore the list of critical illnessas contained in the policy document is notknown to the official who is required to certify.

3. No Medical certificate is required to be producedby the policy holder.

PERSONAL ACCIDENT INSURANCE (PAI) :CERTIFICATE REGARDING CRITICAL ILLNESS

4. Our Officers are not competent to certify themedial illness of the customer who wishes toinsure himself under the Policy.

In view of the above, we request you to take up thematter suitably with concerned department atCorporate Centre and GITC Belapur, for removal ofthis certificate from the CBS.

Thanking you

Yours faithfully,

Sd/-

(Y. SUDARSHAN)


72

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OBITUARY

Late Sarvashri

01. Ajay Patkar,Hajipur Road Branch, Sironj (MP)

02. Shailesh Ambaselkar, Chourai Br. Jabalpur

03. K.R. Boudh, Supela Branch, Bhilai

04. Iftekar Ahmed Hasmi, Thandla Br..

05. Smt. Priyanka Bajpai, SBI,ADB Sehore

06. Anil Kumar, LHO, Bhopal (Missing at Uttarakand)

07. Smt. Prema Toley, Hoshangabad Rd. Br., Bpl.

Ex-office-bearers of SBIOA, Bhopal Circle

01. T.W. Bajajani, ex-President (Circle),

ex-General Secretary

02. P.K. Shrivastava, ex-President (Circle)



the Corporate Centre with regard to the above

subject matter. A copy of the letter is appended for

your information.

2. We note to advise the developments in the

matter.

(SANJEEV MISHRA)

GENERAL SECRETARY

No. 8104/75/13 Date:11th September,2013

To,

The Deputy Managing Director & CDO,

State Bank of India,

Corporate Centre, Madame Cama Road,

MUMBAI - 400 021.

Dear Sir,

UPLOAD IN SBI TIMES- BOMBAYHIGH COURT ORDER

With reference to the above mentioned upload in

SBI Times, in respect of the Writ Petitions of Shri

K.D. Thaokar past General Secretary and Shri R.

H. Chandanshive, past President of the Mumbai

Circle Association, you have stated in para two as

under:-

“Justice G. S. Patel and Justice A.S. Oka,

after hearing all the parties dismissed the writ

petition”, which is not a statement of fact.

2. We draw your kind attention to the page No.3,

para No. 5, wherein the Hon’ble justices G.S. Patel

and A.S. Oka clearly conclude as under:-

“By keeping all the contentions on merits

open, we dispose of the petition No costs”.

3. The writ is disposed of and not dismissed, which

conveys a misguiding and improper meaning and

amounts to misrepresentation of a legal fact. We

request you to amend the same suitably, as it is legal

matter.

4. At the same time, we once again in all fairness,

request you to put on site the Chennai High Court

judgement wherein the Bench had quashed the

charge sheets issued to the President and General

Secretary of Chennai Circle.

Thanking you

Yours faithfully,

Sd/-

(Y. SUDARSHAN)


UPLOAD IN SBI TIMES :BOMBAY HIGH COURT ORDER

• Some books are to be tasted, some to beswallowed and some to be chewed anddigested. - Francis Bacon

• The secret of health for both mind and body isnot to mourn for the past, not to worry aboutthe future and not to anticipate troubles, butto live in the present moment wisely andearnestly. - Gautam Buddha

• To conquer oneself is a greater victory than toconquer thousands in a battle.

- Gautam Buddha

73


The Federation recently sent a communication tothe Corporate Centre, in respect of the above subjectmatter. A copy of the letter is appended, along withthe copy of the Advocate's letter addressed toChairman, Chief General Manager (HR), SBI,Mumbai and The Deputy General Manager & CircleDevelopment Officer, SBI, Chennai Circle, for yourinformation.

With greetings,


AISBOF Letter No.: 6032/79/2013 dated 23rdSeptember, 2013

The Deputy Managing Director & CDO,State Bank of India, Corporate Centre,Madame Cama Road, MUMBAI - 400 021.

Dear Sir,

CHECK-OFF FACILITY EXTENDEDTO CIRCLE AFFILIATESHIGH COURT: MADRAS –

W.P.NO.26495 OF 2013SBIOA (CHENNAI CIRCLE) –

PETITIONER VS.SBI AND TWO OTHERS -

RESPONDENTS

The Hon’ble High Court of Chennai had in theaforesaid writ petition challenging the letterNo.CDO:IR:SP/46 dated 17.09.2013 issued by theCGM(HR) discontinuing the Check-Off facilityextended to all our circle affiliates and the covering

CHECK-OFF FACILITY EXTENDED TO CIRCLE AFFILIATES :HIGH COURT: MADRAS – W.P.NO.26495 OF 2013 :

SBIOA (CHENNAI CIRCLE) – PETITIONER VS.SBI AND TWO OTHERS - RESPONDENTS

letter dated 18.09.2013 issued by the DGM& CDOof Chennai Circle to our Chennai affiliate, passedan interim order to stay the operation of the aforesaidtwo letters. We are herewith enclosing theadvocate’s letter for your perusal and necessaryaction. We shall be forwarding the order as soon asthe same is made available.

2. In view of the above we request you toimmediately take note of the High Court’s Order andcontinue the “Check-Off” facility in respect of all theCircle affiliates of the All India State Bank Officers’Federation in respect of the Salary disbursementthat is due on 25th September, 2013.

Thanking you,

Yours faithfully,

Sd/-(Y. SUDARSHAN)GENERAL SECRETARY, AISBOF

R.VAIGA,ANNA MATHEWAdvocate, Chennai - 600 001.

To

1. The Chairman,State Bank of 1ndia,Corporate Centre,Madame Cama Road,Mumbai.

2. The Chief General Manager (HR),State Bank of India,JnduIria1 Re’ations Departn’ient,Corporate Centres,Madame Cams Road,Mumbai.

3. The Deputy General Manager &Circle Development OfficersState Bank of India,Local 1-lead Office,Chennai 600 0()6.

74


Sir,

SUFR HIGH COURL :MADRAT - W.PNO.26495 OF 2013

SBI OFFICERS ASSOCIATION (CHENNA!CIRCLE) — PETITIONER VS

STATE BANK OF INDIA AND TWO OTHERS –RESPONDENTS

The aforesaid Writ Petition challenging the letter

dated 17.9.2013 issued by the 2nd of you a

forwarded by the letter dated 18.9.2013 issued by

the 3rd of you, to discontinue the Check Off facility

to the Petitioner Association and for a consequential

direction to continue the ‘Check Off’ facility has been

admitted by the Madras High Court today.

Pending final disposal of the Writ Petition, the High

Court has also passed an Interim Order to stay the

operation of the aforesaid two letters dated 17.92013

and 18.9.2013. The order of the High Court will be

delivered to you separately.

You are therefore requested to take note of the High

Court’s order and to continue the check off facility to

the Petitioner’s Association. SB] Officers Association

(Chennai Circle) and continue to deduct the

Association’s subscription from its members as per

their request for the month of September 2013 and

thereafter.

Yours faithfully,

Sd/-

Counsel for the Petitioner

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• So much has been given to me; I have no timeto ponder that, which has been denied.

- Helen Keller

• Do not find faults. Find solution instead.

- Henry Ford

75

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The Federation recently sent a communication tothe Corporate Centre in respect of the above subjectmatter. A copy of the letter is appended, along withthe copy of the Advocates letter addressed toChairman and the Chief General Manager (HR), SBI,Corporate Centre, Mumbai, for your information.

2. All our members are requested to await furtherdevelopments in the matter.

With greetings,


AISBOF Letter No. 6032/81/2013 dated 24thSeptember, 2013

The Deputy Managing Director & CDO,State Bank of India, Corporate Centre,Madame Cama Road, MUMBAI - 400 021.

Dear Sir,

CHECK-OFF FACILITY EXTENDEDTO CIRCLE AFFILIATES

HIGH COURT: MADRAS –W.P.NO.26649 OF 2013

ALL INDIA STATE BANK OFFICERS’FEDERATION – PETITIONER VS.

SBI AND ANOTHER -RESPONDENTS

The Hon’ble High Court of Madras had in theaforesaid writ petition challenging the letterNo.CDO:IR:SP/46 dated 17.09.2013 issued by theCGM(HR) discontinuing the Check-Off facility

CHECK-OFF FACILITY EXTENDED TO CIRCLE AFFILIATESHIGH COURT: MADRAS – W.P.NO.26649 OF 2013

ALL INDIA STATE BANK OFFICERS’ FEDERATION –PETITIONER VS. SBI AND ANOTHER - RESPONDENTS

extended to all our circle affiliates and the lettersissued by the DGM & CDO of all the affiliate CircleAssociations passed an interim order to stay theoperation of the aforesaid letter dated 17.09.2013.The order was passed in the presence of the Bank’sCounsel. The order of the High Court will be deliveredtomorrow.

2. In view of the above we request you toimmediately take note of the High Court’s Order andcontinue the “Check-Off” facility in respect of all theCircle affiliates of the All India State Bank Officers’Federation in respect of the Salary disbursementthat is due on 25th September, 2013.

3. We are herewith enclosing the advocate’s letterfor your perusal and necessary action. We shall beforwarding the order as soon as the same is madeavailable. We also request you to immediatelyremove the publication in the SBI Times as it maylead to the members and operating staff getting mis-leaded.

Thanking you,

Yours faithfully,

Sd/-


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Further to our Circular No.100 in respect of thecaptioned subject, we wish to place before thePeople’s Court the following facts and BARE, NAKEDTRUTHS, ……....Truths that will unmask the uglycover up by our Top Officials.

2. On the 19th of September, 2013, all of a sudden,like a bolt from the blue, a letter dated 17/09/2013was received from the Corporate Centre signed bythe CGM(HR) withdrawing the ‘Check off facility’ ofall our affiliates with immediate effect. The extractof the letter :-

Quote

CHECK OFF FACILITY EXTENDED TOYOUR CIRCLE AFFILAITES

The check off facility was extended to the Federationat a time when the technology platform like CBS,Internet banking, ATMs, mobile banking etc., forinstant and seamless fund transfers from oneaccount to another and from one geographical areato another were not available. The check off facilityrequires the Bank to administer, store and managea large quantity of data which is not required withthe advancement of technology. All your memberswho wish to contribute to the Association can easilydo so now using core banking, internet banking etc.The check off facility has, therefore, lost its utility ina present scenario. We, therefore, propose todiscontinue the facility in respect of all your affiliateswith immediate effect.

Accordingly, you are requested to make alternativearrangements. All banking facilities such as internetbanking, mobile banking, CBS will be made availableto your members free of cost to facilitate the fundtransfer. You may also indicate the assistance yourequire from the Bank for a smooth transition to thenew system.

Sd/-

Chief General Manager (HR)

Unquote3. Comrades let us analyse this letter:-

(a) It says check off was extended when CBS,Internet Banking, ATM’s and other Technologywas not available. How is it possible that now,with the availability of all technology platformsalso, the bank finds it difficult to administer, Storeand manage large quantity of data? Now it shouldbe all the more easy and less of a burden. TheBank may, like an ostrich, fool itself, and probablythe public, but not you comrades, who can easilysee through this bald bluff. You all know howmuch of storage capacity in respect of datastorage, the central server has. The logic ofstrain on data storage is false because thecapacity in respect of other deductions likepension, PF, Insurance, advances etc., occupiesmore space and management of data.

(b) The check off was prevalent in bank since thelast four decades. What was the urgency inremoving it overnight? The above letter says thatwe may shift over to a new system. Again seethe bluff….without any time for such so calledshifting over, they have withdrawn check off. Itonly shows their intentions.

(c) Check off is prevalent in all the banks. Even inour bank it is only for the Association that thisfacility has been removed. So all that bluff abouttechnology is a hoax!

(d) The irrecoverable authorizations have beengiven by the officers individually and can bewithdrawn only by the officers concerned.

(e) On 27th January 1970, as per therecommendations of the National Commissionon Labour vide letter No Per 2281, the thenManaging Director of the Bank had instructedthe Circles to extend the facility of check-off tothe Union and Associations.

3. On the 11th of January 1988, the Ministry ofFinance reiterated this and instructed all the public

AISBOF CIRCULAR NO. 105 DATED 28.09.2013

CHECK-OFF FACILITY EXTENDEDTO CIRCLE AFFILAITES

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sector banks to follow suit to avoid discontentmentbetween the employees. Based on this instruction,the then DMD (P & S) reiterated instructions to allthe circles to extend the facility. “Comrades, theseare the instructions of the government. TheMandates of the employees/officers. How can thebank unilaterally withdrawthe 40 years old facility ina flicker of second”….These are not NPA figures thatcan be changed overnight.

4. Pushed to the wall, the Chennai affiliate movedthe Madras High Court and the Honourable Judgewas pleased to grant an immediate stay on 23/09/2013. Immediately the Federation filed another writat the Madras High Court as a matter of additionalprecaution. Despite the efforts of the battery of Bank’scounsel, the Hon’ble Judge granted Stay Order onwithdrawal of the check-off for the Federation also.

5. It was observed as to why there was so much ofan urgency to withdraw this 40 year old facility? Nonecould answer. It is for you to judge comrades!

6. The next day again the counsel of the bank alongwith a huge battalion of executives tried to vacatethe stay. Despite an Additional Solicitor General fromthe Supreme Court coming to Chennai and arguingthe case the STAY ORDER STOOD.

7. The arguments put forth by the bank was that,the stay was granted on 24th and since the salarywas to be disbursed on 25th, the time for effectingchanges is too short. The bank made a statementthat it takes many days to reverse and reincorporatecheck off! What a false statement! They may fooloutsiders. But the entire staff of the bank knows thatit could have been done immediately. We all knowthat two sets of data, one with check off and onewithout was kept ready, awaiting instructions forpush in the last minutes. But a different picture wasgiven to the court.

8. On the evening of 25th the management ignoredthe stay order and released salaries without check-off. Was it audacity? Was it ignorance? Was it both?But obviously it was under ‘His’ instructions. ‘HisMasters instruction’ overrides allconsiderations….even judicial! And so the Court

Order was VIOLATED. If in the bank an officer wouldhave committed a similar offence he would havebeen punished severely. Insubordination in the bankis serious. But violating court orders…..Well ….Ishall not comment.

9. Even in the case of Chennai circle, where checkoff was effected, there were aberrations. Check offin respect of Members of Chennai Circle Associationworking outside Chennai were not considered.

10. All the above points and issues were linked andtwo comprehensive contempt petitions were filed inthe individual names of the respondents i.e. ShriPratip Choudhuriand Shri. Ranjit Goswami, forbreach of the stay order. The Hon’ble judge wantedthe bank’s counsel to be present in the afternoon.But shockingly….. Surprisingly the bank’s counsel’soffice was locked, the mobiles switched off and theywere not traceable. At least not on earth. All effortsof our advocate to trace them failed. Another attemptto dodge and circumvent. The Hon’ble judge thenordered Notices to Shri Pratip Choudhuri, theChairman and Shri Ranjet Goswami, the CGM(HR)returnable on 30/09/2013 on which date the hearingwill take place and the court will pass further orders.

11.Comrades, one more vindictive act on the part ofthe outgoing Chairman. A man who proclaims to beloving the bank like a “Mother” is not able tocomprehend that he is damaging the cordialrelationship of officers with the bank. He will exit in aday or two. But the relationship sours, and as theofficials who were unwillingly a part of all suchvindictive actions will have to stay back in the bank,the fabric of future IR atmosphere gets vitiated. AndNO BANK can afford to ill treat 70,000 officers andthink of prospering or walking together hand in hand.By attempting to withdraw the check-off, it is NOTthe Federation that he has hurt, but the whole lot of70,000 officers. Today our committed officers willcontribute double the amount voluntarily if called for.The senior counsel for the bank made a statementin the court, on 25th Sept. that “the Associationswere collecting subscription under coercion”……How the Management tries to misguide the judiciaryeven.

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12. You are the Judge………..you know the truth. Inthe video conference on the same day a commentwas made……..”The Associations have beenchocked for funds”…….….And one of the SeniorCDO comments….”ha…ha…ha the officers havebecome richer by Rs. 100/-” Imagine the abysmaldepths to which people can stoop.

13. Comrades, the issue of check off is a veryserious issue. Since the matter is with the Hon’bleCourt we shall wait. But this issue, sooner or laterhas to be settled and check off restored or else weappeal to every member to be in readiness and weshall settle it in the people’s court. A Copy of theOrder issued by the Hon’ble High Court of Madrasand Notice served by our counsel to the Chairmanand the CGM (HR) are enclosed.

14. Let not the Management test the patience of theofficers. The issue of check off is extremelyemotional issue involving all the individual officers.By withdrawing this, management has ignited aVOLCANO.

15. The withdrawal of check off is being perceivedby all the members as an attempt to deunionise andbelittle the representative character of the Federationwhich has been established over the last fifty years.We once again reiterate our stand taken in the letterdated 21/09/2013 to the DMD & CDO, that theFederation, at a later date should not be blamed forresultant Industrial unrest. Wehope that the issuegets sorted out at the earliest. We shall keep youinformed of the further developments.

Long live Our Unity

Long live Our Solidarity.

With greetings,


WITHDRAWAL OF CHECK OFFFACILITY : CONTEMPT CASE

AGAINST Mr. PRATIP CHAUDHURIAND OTHERS

The contempt case against Mr. Pratip Chaudhuri(Chairman), Mr. Ranjit Goswami (CGM-IR)and Mr.N.R. Sathpathy (CDO of Chennai Circle) came upfor hearing before Madras High Court on 30.09.2013.The Bank’s senior Counsel along with otheradvocates tried to convince the court that Shri PratipChaudhuri, the Chairman, be exempted from thecontempt petition citing various frivolous reasons.The advocate for the Federation Ms. R. Vaigai arguedthe case in an excellent manner, putting forth validarguments in defence. After hearing both sides,the Hon’ble Justice Mr. Kirubakaran hadsummoned Shri Pratip Chaudhuri, the Chairmanof State Bank of India, who retired on 30.09.2013,to be personally present in the High Court atthe next hearing, to be held on 10th October,2013 (latest development advised separately).

2. The withdrawal of check-off facility, a “heinouscrime” by the Management, has hurt the sentimentsof each and every officer of State Bank of India. Thischeap gimmick is seen by the entire Trade Unionfraternity as an attempt to deunionise. We sincerelyhope that this issue is resolved immediately, elsemay force the Federation to jump in to Organisationalaction.

3. The natural Justice and the law of averageshas played its role. We hope that the long handsof Justice will book the guilty.

With greetings,


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2. As I sit back and close my eyes and introspect,images of the past two years flash by like a fleetingtrain. Images of the video conferences, images ofthe public address, images of the compulsory videoclippings at SBLC’s, images of the utterances atconclaves, personal meetings, press conferences,images of haughty vulgar display of arrogance…Images of the invincibility of a man… a dictator whoequates himself to God! I am reminded of the greathonourable dictators of the past whom history hasburied deep into the earth. They are all today, nothingbut dust….. yes fine dust! Vanity takes a mannowhere…. A little bit of humbleness would placeone in the hearts of all the people and many, manyyears later one would remember the person for allthe good deeds.

3. Normally, the retirement of a Chairman of a Bankwould have been marked by bonhomie, felicitationsin the CNC, exchanges of good wishes functionseverywhere and so on. But yesterday, was a dry day.Not a drop of tear on anyone eyes. Not a word ofgood bye. It was just ‘Good riddance’. I received callsfrom all over the country. In one Circle sweets weredistributed. In another, people joined together tomourn. In many circles meetings were conducteddecrying the glorious Saga of misdeeds of the last 2years. Some others did not want to waste their timeon an insignificant exit of a tyrant. Even in theCorporate Centre there was a sigh of relief. Hard todigest but true. And so the day passed. Alas! theChairman of the Biggest Bank had to exit soignominiously. I could not resist going to the past, ofwhich you are all aware. When Shri.Pratip Choudhuritook over as the Chairman, the then leaders of theFederation met him and expressed support. Later,as there were pending issues, unresolved in theCNC’s, with no other option left, a strike call wasgiven on 8th and 9th of November, 2011. The callwas withdrawn. It was a strike which never was’.Failure of the Bank, decline in market capitalizationetc., were foisted on the Federation. Instead of

appreciating the Federation he decided to attack.When the leaders tried to talk they were rebuked.Several benefits which were to be reviewedperiodically were held up. The efforts of theFederation to improve the relationship bore no fruits.

4. Despite, all this, the Federation invited the thenChairman to the 25th Triennial General Council ofthe Federation at Chennai. It has been a traditionthat, all the past Chairmen participated personallyand were a part of the triennial celebrations. All ourofficers looked forward to his presence eagerly. Butthe AGM(HR) of Chennai was sent to the meeting. Itwas not liked by our members.

5. The quarterly CNC meetings are like Cushionwhere the issues percolating upwards from theCircle CNC’s are discussed. But the Periodicity ofthese CNC’s either at Central level or at the Circlelevel started diminishing. Issues got piled up. On rareoccasions when the CNC’s were held, they were amere formality. Relationship started getting sour.When communication gets diluted, relationship takesa beating. And so it was.

6. It was in this background, that when a unilateraldecision to introduce 7 day banking in State Bankwas announced, peaceful lunch time demonstrationswere conducted. The subject of 5 days banking isdear to all, at the Industry level and at the Bank level.

7. Thereafter explanations were ordered and whenthe General Secretaries thought that the matter wasclosed charge sheets were issued to Presidents andGeneral Secretaries. We had a meeting with theChairman on 4th of October, 2012 which was onesided. For the reasons best known, he continued toattack the office bearers. In violation of the principlesof Natural Justice, the then Chairman addressed ameeting of enquiry officers and presenting officers.With no alternative left, Presidents and GeneralSecretaries approached the respective High Courts.When the judiciary started applying brakes on theunilateral and unlawful actions, he became furiousand resorted to transfers of office bearers, violatingthe extant understandings. They were all put undersurveillance.

ONE LAST TIME…… before YOU FADE AWAY……

(Contd. from page 1)

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8. At this point of time, I would like to mention thatthe monitoring of all the Presidents and GeneralSecretaries was amusing. We all liked it because itwas funny. But it was a waste, because, as goodofficers we had all worked at branches and werenot shirkers. In fact my stint at Yelahanka New Townbranch was so refreshing and enjoyable where Imade a whole lot of new friends. I enjoyed working.The monitoring was a sheer waste of executive timeand energy.

9. But I have always wondered how as theChairman of a World Class Bank he had so muchof time. I marvelled at his Time Management ofmisplaced priorities, because his day would beginby monitoring 28 Presidents and GeneralSecretaries’ movements. In between he would callthe controllers and LHO functionaries to cross check.Also he would be spending time with his advocatesin respect of the various court cases, apart fromplanning new attacks. He also would study our byelaws and that of all our affiliates. And then thinking ofwhat to load in SBI Times! Amidst all these theregular video conferences! Conclaves! In a way, wewould like to thank him for propagating our namesin most of the video conferences. The entire countryknows us by now. Excellent Time Management!

10. But sometimes I feel sad that a Chairman hasto do all this micro management on routine HRissues, other minor transfers, ATM cash outs, branchissues etc. Probably, if this time could have beendevoted for business and NPA’s we would have beenbetter off. Well I can’t be a Judge and shall not touchthis subject.

11. Coming back to the issue of charge sheets, theChennai High Court quashed the Charge sheets. Inthe other 50% of the courts the Bank could notproceed further. Judges have made very stringentcomments on the Bank which have been held backand not told to the then Chairman. The Chairmanwas continuously kept in the dark on many issues.We also kept quite because we did not want toexpose our colleagues. The total amount spent onall the caveats and the court cases and advocates

would run to crores. As the father of family the thenChairman could have excused and closed the issueand all this time, energy and money and ill feelingscould have been saved. Was it all worth the trouble?

12. The insults that were heaped on the president ofBengal Circle, and all other leaders, sending seniorofficers under 19(3) and hurting their families,withdrawal of Check-Off at Lucknow and, now allover, sheer violation of all norms of bilateral decency,the venom that was vomited in all the addresses,the selective, discriminating publications in SBITimes and the insult that was heaped on individualswho came to meet him will all haunt him in the daysto come, in the dark avenues of the mind. Arroganceand vanity always gets buried in thorny terrains ofhistory and time.

13. My letter would not be complete if I don’t recallmy meeting with the then Chairman, at Bangalore. Iwas not the General Secretary of the Federationthen. But since he was at Bangalore; I thought I couldmeet him and impress upon him to forget the pastand move forward. It was a straight, honest andsincere wish. As I entered with a bouquet, he shoutedat me to keep it outside. No sooner had we sat downhe started shouting about November, 2011 strikeetc., I was fed up of the same replay of the cassettefor the hundredth time. But he continued shouting,fuming and trembling, his face red with anger. OurCGM, GM’s and CDO’s were a witness to theepisode. I was only smiling and requesting him toensure normalization of relationship. It was notarrogance on my part as he perceived but a genuinedesire. I had not come to seek pardon or mercy orclosure of the case. That he could not achieve in histime. He even used words which were not decent. Idon’t want to reproduce. Imagine, if I had retaliatedwith similar language what would have been hisimage. I did not cross the boundaries of decency,because I have been brought up by my parents thatway. I was not angry with him. I only pitied him at themental turmoil and agony which he was undergoing.Images of imaginary hallucination were probablyhaunting him. I went away. Even today I feel for him.I pity him.

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14. The Federation was born in the year 1965. Thefive decades of history is an evidence of constructiveco-operation and collaboration with themanagements over a period of time. We have goneon strikes and demonstration. But all these wereaimed at improving the service conditions. Theywere and are not aimed at individuals. We havealways enthused our members to translate theobjectives of the Bank to reality. Our officers toil dayand night at the remotest corners of the countrybraving threats from terrorists, bad weather andadverse conditions. We were fortunate to havechairman who unhesitatingly acknowledged thecontribution of the Federation. All top executivesincluding him, have been a beneficiary of theimprovements in service conditions, wage revisionsetc., through the federation. The plethora of facilitiesenjoyed by all the officers today is because of thedemands raised by the Federation only. Such aFederation should not be marginalized ordemolished for personal ego. I wish he had not doneall this.

15. Today he is out of the Bank. As he goes homeand sits back and broods over the entire episode, Iwould like to ask him one simple question…………?What has he gained? He has not succeeded indemolishing the Federation. That they can’t. Instead,the entire episode has only created bitterness andhas hurt the bank. I understand that ‘any sacrificefor the Bank is good’…. But in the process let notthe Bank be sacrificed.

16. Yesterday, on the day of his exit, all the officersin the country were rejoicing. Whatever littlesympathy he had was lost due to the sequence ofevents of the last few days. These incidents of ego,vanity and sheer, brute arrogance has shown him inpoor light. On a day when he should have carriedhome the good wishes, he is carrying the curses ofthousands and thousands of officers. I am beinghonest. This is the truth. One may not be able todigest, but all the same this is it.

17. In his farewell message, yesterday apart fromall the self boasting, attempts to divide the award

staff and officers, trying to prove that he was nothingless than God, he makes one statements in itemNo.10 under the head ‘Challenges’ which is asfollows:

18. “In the larger interests of the Bank, we need tosettle our internal differences and move on.Therefore it is necessary to sink our internaldifferences and move on with the larger cause ofmaking the Bank stronger and taking it forward togreater heights”.

I think, for this one statement we should allcollectively stand up and laugh and laugh… andlaugh….. and scratch our heads and pull our hair….and fall down and laugh again!

19. Using his own phrase – “what a Rhetoric!’ ‘Whata Sarcasm! ‘ I wish he understood the meaning ofthose utterances!

20. Henceforth, it will be a long holiday. He will beaway. Away from power, Away from Sycophants whoflatter, Away from all the glitter and glare of pressand media and all that money and position couldbuy all these days. I hope that he will sit back andrelax introspect and reflect on all the events that hehas travelled along with.

21. With this article, let us no more discuss onthis issue and waste our time. We shallhenceforth concentrate on the future and try tochalk out our priorities and set goals for thecomprehensive development of the BANK andthe Federation. Good Bye…. to the darkshadows….. once and for all… Good bye…

With greetings,

LONG LIVE STATE BANK OF INDIA

LONG LIVE OUR FEDERATION

LONG LIVE OUR UNITY


83


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(•Êß¸U.•Ê⁄U.) Áfl÷Êª ∑§ ‚ÊÕ „Èß¸U ’ÒΔU∑§Ê¥ Ÿ ÃÊ ◊Ê„UÊÒ‹ ◊¥‡ÊÍãÿÃÊ „UË ÷⁄U ŒË– »§«U⁄‘U‡ÊŸ øÊ„UÃÊ ÕÊ– Á∑§ ◊Ê◊‹ ∑§Ê ‚È‹¤ÊÊÁ‹ÿÊ ¡Êÿ •ÊÒ⁄U •Êª ∑§ ∑§Ê◊ Á∑§ÿ ¡Êÿ¥– ‚¥ê’ãäÊÊ¥ ∑§Ê ‚Ê◊Êãÿ’ŸÊŸ ÃÕÊ •¬ŸË ÷ÊflŸÊÿ¥ ©UŸ Ã∑§ ¬„È¥UøÊŸ ∑§ ‚Ê⁄‘U ¬˝ÿÊ‚

√ÿÕ¸ ªÿ–

„U◊Ê⁄‘U ¬ŒÊÁäÊ∑§ÊÁ⁄UÿÊ¥ ∑§ ¬Ê‚ ∑§Êß¸U ⁄UÊSÃÊ Ÿ„UË¥ ’øÊ •ÊÒ⁄U •ÛÊÃ—

©Uã„¥U ãÿÊÿ ¬ÊŸ ∑§ Á‹ÿ ãÿÊÿ ¬ÊŸ ∑§ Á‹ÿ ãÿÊÿÊ‹ÿ ∑§Ë ‡Ê⁄UáÊ◊¥ ¡ÊŸÊ ¬«∏Ê–

3. ßU‚ ’Ëø ’Ò¥∑§ Ÿ ÷Ë »§«U⁄‘U‡ÊŸ ∑§ Áπ‹Ê»§ ◊Èê’ß¸U ©UëøãÿÊÿÊ‹ÿ ◊¥ M§. 100 ∑§⁄UÊ«∏ ∑§Ë ̌ ÊÁÃ ∑§Ê ∑§‚ ŒÊÿ⁄U ∑§⁄U ÁŒÿÊ–◊ÊŸŸËÿ ◊Èê’ß¸U ©UìÊ ãÿÊÿÊ‹ÿ Ÿ ∞∑§ ◊äÿSÕ (◊ËÁ«Uÿ≈U⁄U)ÁŸÿÈQ§ Á∑§ÿÊ ‹Á∑§Ÿ ¬˝’ãäÊŸ ∑§ •Á«∏ÿ‹ ⁄UflÒÿ ∑§ ∑§Ê⁄UáÊ ÿ„U◊äÿSÕÃÊ ÷Ë Áfl‚»§‹ „UÊ ªß¸U–

4. •÷Ë ¬„U‹Ë ÿÊÁø∑§Ê ŒÊÿ⁄U Ÿ„UË¥ „ÈUß¸U Á∑§ ∞‚ÊÁ‡Êÿ‡ÊŸ ∑§¬ŒÊÁäÊ∑§ÊÁ⁄UÿÊ¥ ∑§Ê „U«∏’«∏Ë ◊¥ ‚ÈŒÍ⁄U ∑§ãŒ˝Ê¥¥, SÕÊŸÊ¥ ¬⁄U SÕÊŸÊãÃÁ⁄UÃ∑§⁄U ÁŒÿÊ ªÿÊ ÃÊÁ∑§ fl •¬ŸË ßU‚ •ª‹Ë ÷ÍÁ◊∑§Ê, Á¡‚ ¬̋’ãäÊŸŸ ©UŸ ¬⁄U ÕÊ¬Ê „ÒU, ∑§Ê ¬˝÷ÊflË …¥Uª ‚ ÁŸflÊ¸„U Ÿ ∑§⁄U ‚∑§–ÁflÁ÷ÛÊ ◊á«U‹Ê¥ ◊¥ ø‹ ⁄U„U ßUŸ ãÿÊÊÁÿ∑§ ◊Ê◊‹ŸÊ¥ ∑§Ê •≈Uã«U∑§⁄UŸ ∑§ Á‹ÿ ◊Èê’ß¸U fl ŒÍ‚⁄‘U ◊á«U‹Ê¥ ‚ flÁ⁄UDU ∑§Êÿ¸¬Ê‹∑§¬˝ÁÃÁŸÿÈQ§ Á∑§ÿ ªÿ– ∑È§¿U ◊¥«U‹Ê¥ ◊¥ ãÿÊÿÊ‹ÿ Ÿ ¡Ê¥ø ∑§Ë•ŸÈ◊ÁÃ Œ ŒË– ŒÍ‚⁄‘U ∑È§¿U ◊¥«U‹Ê¥ ◊¥ ÷Ë ¡Ê¥ø ∑§Ë •ŸÈ◊ÁÃ ŒËªß¸U, ¡„UÊ¥ ¬˝’ãäÊŸ mUÊ⁄UÊ ÁŒÿ ªÿ Œá«U ∑§Ê ¬ÈŸ— ãÿÊÿÊ‹ÿ ◊¥ ‹¡ÊŸÊ ÕÊ– øÛÊß¸U ◊¥«U‹ ◊¥ ÁŸáÊ¸ÿ ∞ÁÃ„UÊÁ‚∑§ ⁄U„UÊ •ÊÒ⁄U ◊ÊŸŸËÿ©UìÊ ãÿÊÿÊ‹ÿ Ÿ •Ê⁄UÊ¬ ¬òÊ ∑§Ê πÊÁ⁄U¡ ∑§⁄U ÁŒÿÊ– ◊¡ŒÊ⁄U’ÊÃ ÿ„U ⁄U„UË Á∑§ ¡„UÊ¥-¡„UÊ¥ ◊ÊŸŸËÿ ãÿÊÿÊ‹ÿÊ¥ Ÿ „U◊Ê⁄UËÿÊÁø∑§Êÿ¥ ÁŸ⁄USÃ ∑§Ë¥, ©Uã„¥U ¬˝’ãäÊŸ Ÿ ’Ò¥∑§ ∑§Ë ‚ÊßU≈U ¬⁄U«UÊ‹∑§⁄U πÍ’ ¬˝øÊÁ⁄UÃ ∑§⁄UÊÿÊ, ‹Á∑§Ÿ ◊ÊŸŸËÿ øÛÊß¸U ©UìÊãÿÊÿÊ‹ÿ ∑§Ê ÁŸáÊ¸ÿ •Ê¡ Ã∑§ ‚ÊßU≈U ¬⁄U Ÿ„UË¥ «UÊ‹Ê ªÿÊ „ÒU,ÄÿÊ¥Á∑§ fl„U „U◊Ê⁄‘U ¬ˇÊ ◊¥ „ÒU– ©UŸ ◊á«U‹Ê¥ ◊¥ ¡„UÊ¥ „U◊Ê⁄‘U ◊„UÊ¥◊¥òÊË/•äÿˇÊ ‚flÊ ÁŸflÎûÊ „UÊŸ flÊ‹ Õ, fl„UÊ¥ ¡Ê¥ø ∑§Ê •‹ª ⁄UπÃ„ÈUÿ ©Uã„¥U 19(3) ∑§ Ã„UÃ ‚flÊ ÁŸflÎûÊ Á∑§ÿÊ ªÿÊ •ÊÒ⁄U ©UŸ∑§‚÷Ë ‚flÊ-ÁŸflÎÁûÊ ‹Ê÷ ⁄UÊ∑§ Á‹ÿ ªÿ– ßUŸ◊¥ ‚ ∑È§¿U •ÁäÊ∑§Ê⁄UË„ÒU—-

1. ∑§Ê◊⁄‘U«U ∑§.«UË. ΔUÊ©U∑§⁄U, ◊„UÊ◊¥òÊË, ◊Èê’ß¸U ◊á«U‹2. ∑§Ê◊⁄‘U«U •Ê⁄U.∞ø.øãŒŸÁ‡Êfl, ◊„UÊ◊¥òÊË,

◊Èê’ß¸U ◊¥«U‹ (Ãà∑§Ê‹ËŸ •äÿˇÊ)

3. ∑§Ê◊⁄‘U«U ∞‹.∑§.Á◊üÊÊ, •äÿˇÊ, ÷ÈflŸE⁄U ◊á«U‹4. ∑§Ê◊⁄‘U«U ’Ë.∞‚.⁄UÁflãŒ˝Ê, ◊„UÊ◊¥òÊË, ’¥ª‹ÊÒ⁄U ◊á«U‹5. ∑§Ê◊⁄‘U«U ∞◊. ◊ŸÒÿÊ, ◊„UÊ◊¥òÊË, „ÒU⁄UÊ’ÊŒ ◊á«U‹

∑§Ê‹ ‚Êÿ ∑§Ë •Ê„U≈U...(Contd. from page 1)

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5. »§«U⁄‘U‡ÊŸ •¬Ÿ ßUŸ ’„UÊŒÈ⁄U ‚ÊÁÕÿÊ¥ ∑§Ê ’äÊÊß¸U ŒÃÊ „ÒU,Á¡ã„UÊŸ fl·ÊZ ∑§Ë •¬ŸË ’ŒÊª ∞fl¥ ‚ìÊË ’Ò¥∑§ ‚flÊ ∑§ ’ÊŒ 19

(3) ∑§Ê ’Ò¡ •¬Ÿ ‚ËŸ ‚ ‹ªÊ∑§⁄U ’Ò¥∑§ ‚ ÁflŒÊ ‹Ë– ‚ÊÁøÿ,ÿ„U ©UŸ∑§ ¬Á⁄UflÊ⁄U, ©UŸ∑§ ’ìÊÊ¥ ‚Á„UÃ Œ‡Ê ÷⁄U ◊¥ ∑§Êÿ¸⁄UÃ „U◊Ê⁄‘U∑§Ê◊⁄‘U«U ‚ÊÁÕÿÊ¥ ∑§ Á‹ÿ Á∑§ÃŸË ∑§CU¬˝Œ ÁSÕÁÃ ⁄U„UË „UÊªË–‹Á∑§Ÿ ‚ÊÁÕÿÊ¥, fl ‚ìÊ ∑§Ê◊⁄‘U«U „Ò¥U •ÊÒ⁄U „U◊ ©UŸ∑§Ê ’Á‹ŒÊŸ

√ÿÕ¸ Ÿ„UË¥ ¡ÊŸ Œ¥ª– ©UŸ∑§Ê „U◊ ‚’∑§Ê ‹Ê‹ ‚‹Ê◊–

6. „U◊Ê⁄‘U ∑È§¿U ¬ŒÊÁäÊ∑§ÊÁ⁄UÿÊ¥ ∑§Ë ¡Ê¥ø ‚◊Ê# „UÊŸ ∑§ ’ÊŒ

¬˝’ãäÊŸ mUÊ⁄UÊ ©Uã„¥U ∞∑§ ª˝«U ŸËø ∑§⁄U ÁŒÿÊ ªÿÊ– „U◊Ê⁄‘U ÿ‚ÊÕË „ÒU—-

1. ∑§Ê◊⁄‘U«U ⁄UÊ∑§‡Ê •ª˝flÊ‹, ◊„UÊ◊¥òÊË, ÁŒÑË ◊á«U‹2. ∑§Ê◊⁄‘U«U ⁄UflËãŒ˝ ªÈ#Ê, •äÿˇÊ, ÁŒÑË ◊á«U‹

3. ∑§Ê◊⁄‘U«U ‚◊Ë⁄U ’Ÿ¡Ë¸, •äÿˇÊ, ÷Ê¬Ê‹ ◊á«U‹4. ∑§Ê◊⁄‘U«U ‚¥¡Ëfl Á◊üÊÊ, ◊„UÊ◊¥òÊË, ÷Ê¬Ê‹ ◊á«U‹5. ∑§Ê◊⁄‘U«U ∞◊.∑§.Áfl⁄U◊ÊŸË, ◊„UÊ◊¥òÊË, ø¥«UËª…∏U6. ∑§Ê◊⁄‘U«U «UË.∑§.‡Ê◊Ê¸, ◊„UÊ◊¥òÊË, ø¥«UËª…∏U

(Ãà∑§Ê‹ËŸ •äÿˇÊ)7. ∑§Ê◊⁄‘U«U ∞‹.∑§.¬Ë.Á‚„U (Ãà∑§Ê‹ËŸ •äÿˇÊ)

¬≈UŸÊ ◊á«U‹

7. ßU‚ ’Ëø ÷ÈflŸE⁄U ‹’⁄U ∑§Ê≈¸U Ÿ ÁŸáÊ¸ÿ ÁŒÿÊ Á∑§ Á∑§‚Ë∑§◊¸øÊ⁄UË ∑§Ë ª˝ëÿÈ≈UË Ÿ„UË¥ ⁄UÊ∑§Ë ¡Ê ‚∑§ÃË •ÊÒ⁄U ©Uã„UÊ¥Ÿ ’Ò¥∑§∑§Ê ∑§Ê◊⁄‘U«U ∞‹.∑§ Á◊üÊÊ (¬Ífl¸ •äÿˇÊ, ÷ÈflŸE⁄U ◊¥«U‹)

Á¡ã„UÊ¥Ÿ ÿ„U ∑§‚ ŒÊÿ⁄U Á∑§ÿÊ ÕÊ, ∑§Ê ©UŸ∑§Ë ª˝ëÿÈ≈UË ⁄UÊÁ‡Ê ∑§Ê÷ÈªÃÊŸ éÿÊ¡ ‚Á„UÃ ∑§⁄UŸ „UÃÈ ÁŸŒ¸Á‡ÊÃ Á∑§ÿÊ– ¡’ Ã∑§ ’Ò¥∑§ˇÊòÊËÿ üÊ◊ •ÊÿÈQ§ ∑§ ÿ„UÊ¥ •¬ŸË •¬Ë‹ ∑§⁄UÃÊ, ◊ÊŸŸËÿ‚flÊ¸ìÊ ãÿÊÿÊ‹ÿ Ÿ •¬Ÿ ∞∑§ ∞ÁÃ„UÊÁ‚∑§ ÁŸáÊ¸ÿ ◊¥ ÿ„U

©UÑπ ∑§⁄U ÁŒÿÊ Á∑§ ¡Ê¥ø ‹Áê’Ã „UÊŸ ∑§ ∑§Ê⁄UáÊ Á∑§‚Ë∑§◊¸øÊ⁄UË ∑§Ë ¬¥‡ÊŸ, ª˝ëÿÈ≈UË •ÊÒ⁄U ©U‚∑§ •ãÿ ‚flÊ ÁŸflÎÁûÊ‹Ê÷Ê¥ ∑§Ê Ÿ„UË¥ ⁄UÊ∑§Ê ¡Ê ‚∑§ÃÊ– •Ê¬ ¡ÊŸÃ „ÒU, ∑§Ê⁄U¬Ê⁄‘U≈U∑§ãŒ˝ ‚ ‡ÊË·¸ •ÁäÊ∑§ÊÁ⁄UÿÊ¥ ∑§Ê ÁflÁ÷ÛÊ ãÿÊÿÊ‹ÿÊ¥ ◊¥ ø‹ ⁄U„U

ßUŸ ◊Ê◊‹Ê¥ ∑§Ê √ÿÁQ§ªÃ M§¬ ‚ ŒπŸ ∑§ Á‹ÿ ¬˝ÁÃÁŸÿÈQ§Á∑§ÿÊ ªÿÊ– ‚Êø¥ ∑§Êÿ¸¬Ê‹∑§ SÃ⁄U ∑§ •ÁäÊ∑§ÊÁ⁄UÿÊ¥ ∑§Ê Á∑§ÃŸÊ

‚◊ÿ, äÊŸ ÃÕÊ ‚¥‚ÊäÊŸ ßU‚ ¬⁄U •¬√ÿÿ Á∑§ÿÊ ªÿÊ–

8. ¬ÈŸp, flÊÁ·¸∑§ SÕÊŸÊãÃ⁄UáÊ ¬˝Á∑˝§ÿÊ ∑§ ŒÊÒ⁄UÊŸ ¬˝’ãäÊŸ •ÊÒ⁄U»§«U⁄‘U‡ÊŸ/∞‚ÊÁ‚ÿ‡ÊŸ ∑§ ’Ëø ¬⁄US¬⁄U „Èß¸U ‚„U◊ÁÃÿÊ¥ ∑§Ê©UÑÉÊ¥Ÿ ∑§⁄UÃ „ÈUÿ ’«∏Ë ‚¥ÅÿÊ ◊¥ •ŸÈÁøÃ SÕÊŸÊãÃ⁄UáÊ Á∑§ÿ

ªÿ– •ŸÈ∑§ê¬Ê •ÊäÊÊÁ⁄UÃ SÕÊŸÊãÃ⁄UáÊÊ¥, ◊Á„U‹Ê •ÁäÊ∑§ÊÁ⁄UÿÊ¥,S¬Ê©U‚, ‚flÊ ÁŸflÎÁûÊ ∑§ ∑§⁄UË’ „UÊŸ flÊ‹Ë •ÁãÃ◊ ÁŸÿÈÁQ§ÿÊ¥•ÊÁŒ ∑§ ’Ê⁄‘U ◊¥ ÁfløÊ⁄U Ÿ„UË¥ Á∑§ÿÊ ªÿÊ– ∞‚ •ÁäÊ∑§ÊÁ⁄UÿÊ¥,S¬Ê©U‚, ‚flÊ ÁŸflÎÁûÊ ∑§ ∑§⁄UË’ „UÊŸ flÊ‹Ë •ÁãÃ◊ ÁŸÿÈÁQ§ÿÊ¥

•ÊÁŒ ∑§ ’Ê⁄‘U ◊¥ ÁfløÊ⁄U Ÿ„UË¥ Á∑§ÿÊ ªÿÊ– ∞‚ •ÁäÊ∑§Ê⁄UË ÷ËÁŸŒ¸ÿÃÊ¬Ífl¸∑§ SÕÊŸÊãÃÁ⁄UÃ Á∑§ÿ ªÿ, Á¡Ÿ∑§Ë ‚flÊ •flÁäÊ ◊ÊòÊ7 ◊Ê„U ‡Ê· ÕË, ¡Ê 59 fl·¸ ∑§Ë ©U◊˝ ‚ ™§¬⁄U ∑§ Õ– ‚Êø¥,Á¡Ÿ∑§Ë ‚flÊ 7 ◊Ê„U ‡Ê· „UÊ, ©UŸ∑§Ê SÕÊŸÊãÃÁ⁄UÃ ∑§⁄U SÕÊŸÊãÃ⁄UáÊ

÷ûÊ, ÿÊòÊÊ ÷ûÊ, ◊¥„UªÊß¸U ÷ûÊ, ÉÊ⁄‘U‹Í flSÃÈ•Ê¥ ∑§Ë Á‡ÊÁç≈¥Uª ‚Á„UÃ∑§Êÿ¸ª˝„UáÊ •flÁäÊ ÷ûÊ •ÊÁŒ ¬⁄U •ŸÊfl‡ÿ∑§ ⁄UÊÁ‡Ê ∑§ πø¸ ∑§ÊÄÿÊ •ÊÒÁøàÿ ÕÊ– ¿U— ◊Ê„U •ÊÒ⁄U ∞∑§ ÁŒŸ ∑§Ë ‚flÊ ‡Ê· ⁄UπŸflÊ‹ •ÁäÊ∑§ÊÁ⁄UÿÊ¥ ∑§Ê ÷Ë Ÿ„UË¥ ’Å‡ÊÊ ªÿÊ– ¡’ ‚flÊ∑§Ê‹ ∑§

•ÁãÃ◊ ÁŒŸÊ¥ ◊¥ •ÁäÊ∑§ÊÁ⁄UÿÊ¥ ∑§Ê •¬ŸË ‚flÊ ÁŸflÎÁûÊ ∑§Ë ÷ÊflËÿÊ¡ŸÊ ’ŸÊŸÊ „UÊÃÊ „ÒU, ©U‚ ‚◊ÿ ©Uã„¥U SÕÊŸÊãÃÁ⁄UÃ ∑§⁄U ÁŒÿÊªÿÊ– Á∑§ÃŸÊ ŒÈ÷Ê¸Çÿ¬ÍáÊ¸ „ÒU Á∑§ ÁflûÊ fl·¸ ∑§Ë ÁmUÃËÿ ÁÃ◊Ê„UË∑§Ê •ÁãÃ◊ ◊Ê„U ÿÊŸË Á‚Ãê’⁄U •Ê ªÿÊ „ÒU, •ÊÒ⁄U ÁflÁ÷ÛÊ ◊¥«U‹Ê¥

◊¥ •÷Ë Ã∑§ SÕÊŸÊãÃ⁄UáÊ ¬˝Á∑˝§ÿÊ ¬Í⁄UË Ÿ„UË¥ „UÊ ‚∑§Ë „ÒU– ÿ„U•ÊÒ⁄U •Êª Ã∑§ ø‹ÃË ⁄U„UªË– flÃŸ◊ÊŸ 3 fl 4 ∑§ •ÁäÊ∑§ÊÁ⁄UÿÊ¥∑§Ë SÕÊŸÊãÃ⁄UáÊ ¬˝Á∑˝§ÿÊ •÷Ë ‡ÊÈL§ „UË Ÿ„UË¥ „ÈUß¸U „ÒU– „U◊Ê⁄UË∞‚ÊÁ‚ÿ‡ÊŸ ∑§Ê ¡ÊŸ’Í¤Ê∑§⁄U ßU‚◊¥ ‡ÊÊÁ◊‹ Ÿ„UË¥ Á∑§ÿÊ ªÿÊ

•ÊÒ⁄U ¬Á⁄UáÊÊ◊ •Ê¬∑§ ‚Ê◊Ÿ „ÒU-Ÿß¸U ¬ŒÊÛÊÁÃÿÊ¥ ∑§ ’ÊŒ πÊ‹Ë„ÈUÿ ¬ŒÊ¥ ∑§Ê ÷⁄UŸ ÃÕÊ •ÁäÊ∑§ÊÁ⁄UÿÊ¥ ‚ •ÁŸflÊÿ¸ •‚ÊßUã◊¥≈U¬Í⁄UÊ ∑§⁄UŸ „UÃÈ SÕÊŸÊãÃ⁄UáÊ ¬˝Á∑˝§ÿÊ ¬ÈŸ— ‡ÊÈM§ ∑§Ë ¡ÊÿªË ÃÕÊ’ÊäÊÊÿ¥ ¬ÒŒÊ ∑§Ë ¡ÊÿªË– ’Ò¥∑§ ∑§Ê ßU‚ ◊Ê◊‹ ◊¥ ‚flÊ¸ÁäÊ∑§Ê⁄U

¬˝Ê# „ÒU •ÊÒ⁄U •ÁäÊ∑§ÊÁ⁄UÿÊ¥ ∑§Ê Á’ŸÊ •ÊflÊ¡ ©UΔUÊÿ øÈ¬øÊ¬¡Ê∑§⁄U Ÿÿ ∑§Êÿ¸SÕ‹ ¬⁄U Á⁄U¬Ê¸≈U ∑§⁄UŸÊ „ÒU– ∑§„UÃ „Ò¥U Á∑§ ©Uã„¥¥U¬≈˜U≈UÊ∑Î§Ã •ÊflÊ‚ ∑§Ë ‚ÈÁfläÊÊ ÃÊ ©U¬‹éäÊ ∑§⁄UÊß¸U „UË ªß¸U „ÒU–

9. ∞ø.•Ê⁄U.‚ê’ãäÊË ÁflÁ÷ÛÊ ¬˝Á∑˝§ÿÊ•Ê¥ ∑§ Áfl‹ê’ ∑§Ê ∑§Ê⁄UáÊ

85


„ÒU ’Ò¥∑§ ∑§ flÁ⁄UDU •ÁäÊ∑§Ê⁄UËªáÊ ∑§Ê ∞Ÿ.¬Ë.∞.‹Ê÷ ¬˝ŒÃÊ ∑§¬˝ÊfläÊÊŸÊ¥ ∑§Ê Ãÿ ∑§⁄UŸ ◊¥ ‹ª ⁄U„UŸÊ, ∞ø.•Ê⁄U. ∑§Ê Ÿê’⁄U ÃÊ

’ÊŒ ◊¥ •ÊÃÊ „ÒU–

10. ¬ÈŸ— „U◊Ÿ •ÊãŒÊ‹Ÿ Ÿ ∑§⁄U∑§ ÁSÕÁÃ ∑§Ê ©U‹¤ÊŸ ‚ ’øÊÿÊ–

ßU‚∑§Ê üÊÿ „U◊Ê⁄‘U ©UŸ •ÁäÊ∑§ÊÁ⁄UÿÊ¥ ∑§Ê „ÒU ¡Ê •¬Ÿ ÁŸÿãòÊ∑§Ê¥mUÊ⁄UÊ Á∑§ÿ ªÿ •¬◊ÊŸ •ÊÒ⁄U ¬⁄US¬⁄U ‚◊¤Ê ∑§ •÷Êfl ◊¥ ÷Ë©UŸ∑§ ©U∑§‚Êfl ◊¥ Ÿ„UË¥ •Êÿ •ÊÒ⁄U ’Ò¥∑§ ∑§Ë ¬˝ªÁÃ „UÃÈ ÁŸ⁄UãÃ⁄Uß¸U◊ÊŸŒÊ⁄UË ∑§ ‚ÊÕ ∑§Êÿ¸ ◊¥ ‹ª ⁄U„U– ŒÈ÷Ê¸Çÿ „ÒU Á∑§ ßU‚ ’Ëø

’Ò¥∑§ ∑§Ê ∞Ÿ.¬Ë.∞. ’…∏UÊ „ÒU– ’Ò¥∑§ ∑§Ê ¬Á⁄UáÊÊ◊ •ÊÒ⁄U ©U‚∑§Ë¬˝ªÁÃ ©Uà‚Ê„U¡Ÿ∑§ Ÿ„UË¥ „ÒU– ßUŸ ∞Ÿ.¬Ë.∞. ‹Ê÷ ¬˝ŒÃÊ ÃÕÊ’Ê¡Ê⁄U ¬Í¥¡Ë∑§⁄UáÊ •ÊÁŒ ∑§ Á‹ÿ ∞‚ÊÁ‚ÿ‡ÊŸ ∑§Ê ŒÊ·Ë Ÿ„UËΔU„U⁄UÊÿÊ ¡Ê ‚∑§ÃÊ– ∑§Êÿ¸¬Ê‹∑§Ê¥ ‚Á„UÃ ¬Í⁄‘U ’Ò¥∑§ ◊¥ ∑§Êß¸U ÷Ë

ßU‚ ÁSÕÁÃ ‚ πÈ‡Ê Ÿ„UË¥ „ÒU– flÊÃÊfl⁄UáÊ ◊¥ ÉÊÈ≈UŸ ÃÕÊ ‚¥òÊÊ‚√ÿÊ# „ÒU– ÃÊÁ„U⁄U „ÒU, ßU‚∑§ Á‹ÿ ∞‚ÊÁ‚ÿ‡ÊŸ Á¡ê◊ŒÊ⁄U Ÿ„UË¥„ÒU– ¡Ê ‚◊ÿ, ™§¡Ê¸ •ÊÒ⁄U äÊŸ ∞‚ÊÁ‚ÿ‡ÊŸ ‚ Á÷«∏Ÿ ÃÕÊ ‚Íˇ◊¬˝’ãäÊŸ „UÃÈ ‹ªÊÿÊ ªÿÊ, ©U‚ ©Uà¬ÊŒ∑§ ∑§ÊÿÊZ ◊¥ ‹ªÊÿÊ ¡Ê

‚∑§ÃÊ ÕÊ– „U◊Ÿ ¡Ê •fl‚⁄U ‹ÊªÃ ÿÊ flÒ∑§Áå‹∑§ ‹ÊªÃ¥ ª°flÊß¸U„Ò¥U, ©UŸ∑§Ê ◊ÍÀÿ •Ê¡ •Ê°∑§Ê Ÿ„UË¥ ¡Ê ‚∑§ÃÊ–

11. Œ‡Ê ÷⁄U ◊¥ •ÁäÊ∑§ÊÁ⁄UÿÊ¥ ∑§Ê ©U‚ ‚◊ÿ ª„U⁄UÊ ‚Œ◊Ê ¬„È¥UøÊ,¡’ ∑§Ê‹∑§ÊÃÊ ◊¥«U‹ ∑§ •äÿˇÊ ∑§Ë ’Ë◊Ê⁄UË ∑§Ê √ÿÁQ§ªÃ◊Ê◊‹Ê ‚Êfl¸¡ÊÁŸ∑§ ∑§⁄U ©U‚ ‚ÍøŸÊ ∑§Ê ∞‚.’Ë.•Êß¸U. ≈UÊßUê‚¬⁄U «UÊ‹ ÁŒÿÊ ªÿÊ– Œ‡Ê ◊¥ ÷Ê⁄UÃËÿ S≈U≈U ’Ò¥∑§ ∑§ •ÁäÊ∑§ÊÁ⁄UÿÊ¥

∑§Ê „UË Ÿ„UË¥, ŒÍ‚⁄‘U ’Ò¥∑§ ∑§ •ÁäÊ∑§ÊÁ⁄UÿÊ¥ ∑§Ê ÷Ë ÿ„U ÉÊÁ≈UÿÊ π‹ŸÊªflÊ⁄U ‹ªÊ– »§«U⁄‘U‡ÊŸ ∑§ Áfl⁄UÊäÊ ¬⁄U ¬˝’ãäÊŸ Ÿ ‚ÊßU≈U ‚•¬ŸË ∑È§Áà‚Ã Á≈Uå¬áÊË „U≈UÊß¸U–

12. ‹πŸ™§ ◊á«U‹ ∑§ ‚ŒSÿÊ¥ ‚ ø∑§•Ê»§ ∑§ ◊Êäÿ◊ ‚•¥‡ÊŒÊŸ ¬˝Ê# ∑§⁄UŸ ∑§Ê ∑§Êÿ¸ ÷Ë ◊¥«U‹ ¬˝’ãäÊŸ mUÊ⁄UÊ •’ ⁄UÊ∑§ÁŒÿÊ ªÿÊ „ÒU, ÿ„U ∑§„U∑§⁄U, Á∑§ fl„UÊ¥ ÁòÊflÊÁ·¸∑§ øÈŸÊfl ‚¥¬ÛÊ

Ÿ„UË¥ ∑§⁄UÊÿ ªÿ „ÒU– ¡’Á∑§ Ãâÿ ÿ„U „ÒU Á∑§ ‚Á∑¸§‹ ∞‚ÊÁ‚ÿ‡ÊŸŸ ≈˛U«U ÿÍÁŸÿŸ ∑§ ©U¬ ⁄UÁ¡S≈˛UÊ⁄U ∑§Ê fl„U •ÊŒ‡Ê ◊¥«U‹ ¬˝’ãäÊŸ‚Á◊ÁÃ ∑§Ê ©U¬‹éäÊ ∑§⁄UÊÿÊ „ÒU, Á¡‚∑§ •ãÃª¸Ã øÈŸÊfl ∑§Êÿ¸ ∑§Á‹ÿ Ÿflê’⁄U Ã∑§ ∑§Ê ‚◊ÿ •ŸÈ◊ãÿ Á∑§ÿÊ ªÿÊ „ÒU– ÿ„UË Ÿ„UË

fl„UÊ¥ ∑§ ◊á«U‹ •äÿˇÊ ∑§Ê 400 Á∑§‹Ê◊Ë≈U⁄U ŒÍ⁄U SÕÊŸÊãÃÁ⁄UÃ∑§⁄U∑§ øÈŸÊfl ¬˝Á∑˝§ÿÊ ◊¥ Ÿß¸U ’ÊäÊÊ ¬ÒŒÊ ∑§Ë ªß¸U „ÒU–

13. øÁ‹ÿ, ¡„UÊ¥ øÈŸÊfl ‚◊ÿ ‚ „UÊ ªÿ „ÒU •ÊÒ⁄U ¡„UÊ¥ ∑§¬ŒÊÁäÊ∑§ÊÁ⁄UÿÊ¥ ∑§Ë ÁŸÿÈÁQ§ ßUêÿÈÁŸ≈UË ∑§ •äÊËŸ „UÊŸË øÊÁ„Uÿ

ÕË, ©Uã„¥U ÷Ë ŒÍ⁄U-ŒÍ⁄U SÕÊŸÊãÃÁ⁄UÃ ∑§⁄U ÁŒÿÊ ªÿÊ– ’¥ª‹ÊÒ⁄U◊á«U‹ ◊¥ ÿlÁ¬ øÈŸÊfl ∑§ ’ÊŒ „UË ¬ŒSÕÊÁ¬Ã „ÒU– fl„UÊ¥ ∑§Ë•Ê◊ ‚÷Ê mUÊ⁄UÊ •¥‡ÊŒÊŸ ’…∏UÊŸ ∑§Ê •ŸÈ◊ÊŒŸ Á∑§ÿÊ ªÿÊ ÃÕÊ‚ŒSÿÊ¥ mUÊ⁄UÊ ∑§≈UÊÒÃË ∑§⁄UŸ ‚¥’¥äÊË ÁŸŒ¸‡Ê ŒŸ ∑§ ’Êfl¡ÍŒ •èÊË

Ã∑§ ßU‚ ‹ÊªÍ Ÿ„UË¥ Á∑§ÿÊ ªÿÊ „ÒU ß‚‚ ©UŸ∑§Ê øÈŸÊfl flÊ‹Ê Ã∑¸§πÊπ‹Ê ‚ÊÁ’Ã „ÈU•Ê– ÷Ê¬Ê‹, ◊Èê’ß¸U, ø¥«UËª…∏U •ÊÒ⁄U „ÒUŒ⁄UÊ’ÊŒ◊¥ ∞‚ÊÁ‚ÿ‡ÊŸ ∑§ ¬ŒÊÁäÊ∑§ÊÁ⁄UÿÊ¥ ∑§Ë SÕÊŸÊãÃ⁄UáÊ ‚¥’¥äÊË‚◊SÿÊ∞¥ •÷Ë Ã∑§ „U‹ Ÿ„UË¥ „ÈUß¸U– ∑§Ê‹∑§ÊÃÊ, ◊Èê’ß¸U, øÛÊß¸U,

ÁŒÑË, ÷Ê¬Ê‹ fl ’¥ª‹ÊÒ⁄U ◊¥«U‹Ê¥ ◊¥ ∑§ß¸U •ŸÊÒÁøàÿ¬ÍáÊ¸ flÊÁ·¸∑§SÕÊŸÊãÃ⁄UáÊ Á∑§ÿ ªÿ „Ò¥–

14. ‚Ë.∞Ÿ.‚Ë. ∑§Ë ’ÒΔU∑§Ê¥ ◊¥ øøÊ¸ Á∑§ÿ ªÿ ÁflÁ÷ÛÊ ◊Èg,Á¡Ÿ◊¥ »§ŸË¸ø⁄U ÷ûÊÊ ’…∏UÊŸ ¡Ò‚ ∑È§¿U ‹Ê÷ ∑§ ◊Èg ÷Ë ‡ÊÊÁ◊‹„Ò¥U, •’ Ã∑§ ¬˝∑§Ê‡Ê ◊¥ Ÿ„UË¥ ‹Ê∞ ¡Ê ‚∑§ „Ò¥U– ¬Ífl¸ ∑§Ë ÃÈ‹ŸÊ ◊¥ÁflªÃ ŒÊ fl·Ê¸ ∑§ ŒÊÒ⁄UÊŸ •ÁäÊ∑§ÊÁ⁄UÿÊ¥ ∑§Ê ŸÊ◊ ◊ÊòÊ ∑§ ‹Ê÷

Á◊‹ ¬Êÿ „Ò¥U– ÿlÁ¬ „U◊ ∑§Ê⁄U¬Ê⁄‘U≈U ∑§ãŒ˝ ∑§ •ÊßU̧.•Ê⁄U./∞ø.•Ê⁄U.Áfl÷Êª ∑§ ‚ÊÕ ÁŸ⁄UãÃ⁄U ‚¥¬∑¸§ ◊¥ „ÒU, ‹Á∑§Ÿ ÿ ◊Ê◊‹ ¡‚ ∑§Ã‚ ¬«∏ „Ò¥– »§«U⁄‘U‡ÊŸ mUÊ⁄UÊ ©UΔUÊÿ ªÿ ∑§ß¸U ∞‚ ŒÍ‚⁄‘U ◊Èg ÷Ë „Ò¥,Á¡Ÿ∑§Ê ¬˝’ãäÊŸ ‚ ∑§Êß¸U ¡flÊ’ Ÿ„UË¥ ¬˝Ê# „ÈU•Ê „Ò¥U–

15. ‚ÊÁÕÿÊ¥, ≈˛U«U ÿÍÁŸÿŸ ∑§ •ÁäÊ∑§Ê⁄U ‹«∏∑§⁄U Á‹ÿ ¡ÊÃ „Ò¥U–≈˛U«U ÿÍÁŸÿŸ •Ê¥ŒÊ‹ŸÊ¥ ∑§Ê ¬Í⁄UÊ ∑§Ê ¬Í⁄UÊ ßUÁÃ„UÊ‚ ‚¥ÉÊ·¸ •ÊÒ⁄U

àÿÊª ‚ ÷⁄UÊ ¬«∏Ê „ÒU– fl·ÊZ ¬„U‹ ’ŸÊÿ ªÿ ÁmU¬ˇÊËÿ ◊¥ø •Ê¡Áfl‹ËŸ „UÊ ¡ÊŸ ∑§Ë ÁSÕÁÃ ◊¥ „Ò¥U– ÁflªÃ 50 fl·ÊZ ◊¥ „U◊ŸÁŸÿÁ◊Ã flÃŸ ¬ÈŸ⁄UËˇÊáÊ, ‚flÊ ÁŸflÎÁûÊ ‹Ê÷ ©UŒÊ„U⁄UáÊÊÕ¸ ¬¥‡ÊŸ◊¥ ’…∏UÊûÊ⁄UË, »Ò§Á◊‹Ë ¬¥‡ÊŸ, ∑§êÿÈ≈U‡ÊŸ, ◊„¥UªÊß¸U ÷ûÊ ∑§Ê 100

¬˝ÁÃ‡ÊÃ Áfl‹ÿŸ, ¬Ë ÄÿÍ ¬Ë, ∞»§.¬Ë.¬Ë. ∑§Ë •fläÊÊ⁄UáÊÊÿ¥,¬≈˜U≈UÊ∑Î§Ã •ÊflÊ‚ ∑§Ë ‚ÈÁfläÊÊ, flÊ„UŸ, ‚◊ÊøÊ⁄U ¬òÊ, ◊¡ŒÍ⁄UË÷ûÊÊ, ◊Ê’ÊßU‹ »§ÊŸ, ÁøÁ∑§à‚Ê ‹Ê÷, •ÊflÊ‚ ´§áÊ, flÊ„UŸ´§áÊ, àÿÊ„UÊ⁄U •Áª˝◊ ÿ„UÊ¥ Ã∑§ Á∑§ ¡Ê ÷Ë ‹Ê÷ ‚Êø ¡Ê ‚∑§Ã

86


Õ, fl ‚’∑§ ‚’ »§«U⁄‘U‡ÊŸ ∑§ ¬˝ÿÊ‚Ê¥ ‚ „UË ¬˝Ê# „Èÿ „Ò¥U– ‚÷Ë∑§Êÿ¸¬Ê‹∑§ ∑§÷Ë „U◊Ê⁄‘U ‚ŒSÿ ⁄U„U „Ò¥U ÃÕÊ ¬ »§«U⁄‘U‡ÊŸ mUÊ⁄UÊ

Á∑§ÿ ¡ÊŸ flÊ‹ ‚Ê◊ÍÁ„U∑§ ¬˝ÿÊ‚Ê¥ fl ¬˝’ãäÊŸ ∑§ ‚ÊÕ ‚Ê◊ÍÁ„U∑§‚◊¤ÊÊÒÃÊ flÊÃÊ¸•Ê¥ ◊¥ „U◊Ê⁄‘U ‚„U÷ÊªË ⁄U„U „Ò¥U– ©UŸ ‚’Ÿ •¬Ÿ∑Ò§Á⁄Uÿ⁄U ◊¥ ¬˝ªÁÃ ∑§Ë „ÒU– ©Uã„UË ◊¥ ‚ ∑È§¿U „U◊Ê⁄‘U ¬ŒÊÁäÊ∑§Ê⁄UË ÷Ë⁄U„U „Ò¥U– ßUŸ ‚’Ÿ ©UŸ ¬ŒÊÛÊÁÃ ŸËÁÃÿÊ¥ ÃÕÊ SÕÊŸÊãÃ⁄UáÊ ŸËÁÃÿÊ¥

∑§Ê ‹Ê÷ ©UΔUÊÿÊ „ÒU– •Ê¡ ©UŸ∑§ ‚Ê⁄‘U Á∑§ÿ äÊ⁄‘U ¬⁄U ¬ÊŸË »§⁄UŸÊÃÕÊ »§«U⁄‘U‡ÊŸ ∑§Ë ’ÈÁŸÿÊŒ ∑§Ê ŸCU ∑§⁄UŸ ∑§Ê ¬˝ÿÊ‚ ÉÊÊ⁄U•Êpÿ¸¡Ÿ∑§ „Ò¥U–

16. ’Ò¥∑§ ∞‚ÊÁ‚ÿ‡Ê, ÿÍÁŸÿŸ (SEWA)•ÊÒ⁄U ¬¥‡ÊŸ⁄U ‚÷ËßU‚ ¬˝ªÁÃ ∑§ „U◊‚»§⁄U ⁄U„U „Ò¥– »§«U⁄‘U‡ÊŸ Ÿ „U◊‡ÊÊ ’Ò¥∑§ ∑§Ë „U⁄U¬„U‹ ∑§Ê ∑§ÊÿÊ¸ÁãflÃ ∑§⁄UŸ ◊¥ ‚„UÿÊª ¬˝ŒÊŸ Á∑§ÿÊ „ÒU øÊ„U fl„U

◊ÒŸÈ•‹ ’Ò¥Á∑§ª ∑§Ê ‚◊ÿ ⁄U„UÊ „UÊ ÿÊ Á»§⁄U ’Ò¥∑§ •ÊÁ»§‚∑¥§åÿÍ≈U⁄UË∑§⁄UáÊ ‚ ‹∑§⁄U ∑§Ê⁄U, ’Ò¥Á∑§ª, ’Ë.¬Ë.•Ê⁄U, ‹ˇÿÊ¥ ∑§Ë¬˝ÊÁ#, ∞Ÿ.¬Ë.∞. ÉÊ≈UÊŸ ¡Ò‚ •ãÿ ÁflÁfläÊ ˇÊòÊ– »§«U⁄‘U‡ÊŸ Ÿ¥’Ò¥∑§ ∑§Ë ∑§ËÁÃ¸ ¬ÃÊ∑§Ê ‹„U⁄UÊŸ ◊¥ ‚ŒÒfl ‚„UÿÊª Á∑§ÿÊ „ÒU–

17. ∞∑§ ‚◊ÿ fl„U ÷Ë ÕÊ ¡’ ’Ò¥∑§ ¬˝’ãäÊŸ ÃÕÊ ∞‚ÊÁ‚ÿ‡ÊŸÊ¥∑§ ‚¥ÿÈQ§ ∑§ÊãÄ‹fl •ÊÿÊÁ¡Ã Á∑§ÿ ªÿ, ‚ÿÈQ§ ÉÊÊ·áÊÊÿ¥ ∑§Ë

ªß¸U •ÊÒ⁄U ‚¥ª-‚¥ª „U◊ ‚÷Ë •Êª ’…∏U– ªÊÒ⁄U ∑§ËÁ¡ÿªÊ ¬˝Œ‡Ê¸Ÿ,„U«∏ÃÊ‹¥, ÁfløÊ⁄U ◊Ã÷Œ Ã’ ÷Ë ø‹Ã ⁄U„UÃ Õ– ‹Á∑§Ÿ ŒÊŸÊ¥¬ˇÊÊ¥ Ÿ ∞∑§ ŒÍ‚⁄‘U ∑§Ë ÁSÕÁÃ ∑§Ê ∞∑§ ŒÍ‚⁄‘U ∑§Ë Áflfl‡ÊÃÊ ∑§Ê‚◊¤ÊÊ ÃÕÊ ∞∑§ ¬Á⁄UflÊ⁄U ∑§Ë Ã⁄U„U •Êª ’…∏UŸ ∑§Ê ¬˝ÿÊ‚ Á∑§ÿÊ–

•ÁäÊ∑§ÊÁ⁄UÿÊ¥ ∑§Ê •‹ª ∑§⁄UŸ •ÕflÊ ©Uã„¥U ‹ˇÿ ’ŸÊŸ ∑§Ê∑§Êÿ¸ ßU‚‚ ¬Ífl¸ ∑§÷Ë Ÿ„UË¥ Á∑§ÿÊ ªÿÊ–

18. •Ê¡ 28 •ªSÃ ∑§Ê ÁŒŸ ’Ò¥∑§, »§«U⁄‘U‡ÊŸ ÃÕÊ ∞‚ÊÁ‚ÿ‡ÊŸ∑§ ¬˝ÁÃ „U◊¥ •¬Ÿ ‚◊¬áÊ¸ ∑§Ê ŒÊ„U⁄UÊŸ ∑§Ê ÁŒŸ „ÒU– ’Ò¥∑§ •Ê¡∑§ÁΔUŸ ŒÊÒ⁄U ‚ ªÈ¡⁄U ⁄U„UÊ „ÒU– ‡ÊË·¸ ∑§Êÿ¸¬Ê‹∑§Ê¥ ∑§ ßU‚ •Á«∏ÿ‹⁄UflÒÿ ∑§ ’Êfl¡ÍŒ „U◊ ’Ò¥∑§ ∑§ ‚ÊÕ ∑¥§äÊ ‚ ∑¥§äÊÊ Á◊‹Ê∑§⁄U ø‹¥

•ÊÒ⁄U ∑§«∏Ë ◊„UŸÃ ∑§⁄‘¥U, „U◊ ∞Ÿ.¬Ë.∞. ÉÊ≈UÊŸ ∑§ Á‹ÿ •ÊÒ⁄U¬˝ÁÃ’hU „UÊ¥, •¬ŸË •ÊÁSÃÿÊ¥ ∑§Ë ªÈáÊflûÊÊ ’…UÊÿ¥ ÃÕÊ ¬˝áÊÊ‹Ë¬˝Á∑˝§ÿÊ ∑§Ê ©UÑ¥ÉÊŸ Ÿ ∑§⁄UÃ „ÈUÿ ‚◊ÈÁøÃ Ã⁄UË∑§ ‚ ‹ˇÿ ¬˝ÊÁ#∑§Ê ¬˝ÿÊ‚ ∑§⁄‘¥U– ¬˝áÊÊ‹Ë ¬˝Á∑˝§ÿÊ ∑§ ¬Ê‹Ÿ ¬⁄U ßU‚Á‹ÿ äÿÊŸ

ÁflÁ÷ÛÊ ◊á«U‹ „U◊ ‚’ •ÁäÊ∑§ÊÁ⁄UÿÊ¥, ∑§◊̧øÊÁ⁄UÿÊ¥ ‚ „UË Á◊‹∑§⁄U’Ÿ „Ò¥U •ÊÒ⁄U ßU‚∑§Ë ¬˝ªÁÃ ‚ „U◊ ‚’∑§Ë ¬˝ªÁÃ „UÊªË–

19. ‚ÊÕ „UË, ‚ÊÁÕÿÊ¥ „U◊¥ ∑§ÁΔUŸ ‚¥ÉÊ·¸ •ÊÒ⁄U àÿÊª ‚ ¬˝Ê#Á∑§ÿ ªÿ ≈˛U«U ÿÍÁŸÿŸ ∑§ •ÁäÊ∑§Ê⁄UÊ¥ ‚ ÷Ë ∑§Êß¸U ‚◊¤ÊÊÒÃÊ Ÿ„UË¥

∑§⁄UŸÊ „ÒU– „U◊Ê⁄‘U ‚ÊÕË ¡„UÊ¥ ’Ò¥∑§ ∑§ Á‹ÿ •¬ŸÊ ‡ÊÃ ¬˝ÁÃ‡ÊÃÿÊªŒÊŸ ŒŸ ∑§Ê ÃÒÿÊ⁄U „Ò¥U, √„UË¥ ÿÁŒ ¬˝’ãäÊŸ ∑§Ê ÿ„UË •Á«∏ÿ‹⁄UflÒÿÊ ⁄U„UÊ ÃÕÊ „U◊Ê⁄UË ¡Êÿ¡ ◊Ê¥ª¥ Ÿ ◊ÊŸË ªß¸U ÃÊ ‚¥ªΔUŸÊà◊∑§∑§Êÿ¸flÊ„UË ◊¥ ∑Í§ŒŸ¥ ∑§ Á‹ÿ ÷Ë „U◊¥ ÃÒÿÊ⁄U ⁄U„UŸÊ øÊÁ„Uÿ– ‡ÊÊÁãÃ

¬ÍáÊ¸ Ã⁄UË∑§ ‚ •¬ŸË ’ÊÃ ∑§„UŸ, ‡ÊÊÁãÃ¬ÍáÊ¸ Ã⁄UË∑§ ‚ ¬˝Œ‡Ê¸Ÿ∑§⁄UŸ ∑§ Á‹∞ „U◊Ê⁄‘U •ÁäÊ∑§Ê⁄UÊ¥ ∑§Ê ∑§Êß¸U ÁŸÿÁãòÊÃ Ÿ„UË¥ ∑§⁄U‚∑§ÃÊ– fl „U◊Ê⁄‘U ÁŒ‹ ◊¥ ’ÒΔU „ÈUÿ „ÒU– 28 •ªSÃ „U◊Ê⁄‘U Á‹ÿ©Uã„UË¥ ÿÊŒÊ¥ ∑§Ê ¬ÈŸ¡Ë¸ÁflÃ ∑§⁄UŸ, ©U‚ ‚ÊÑÊ‚ ◊ŸÊŸ ∑§Ê ÁŒŸ

„ÒU– „U◊Ÿ ‚÷Ë •ÁäÊ∑§ÊÁ⁄UÿÊ¥ ∑§Ë ÷ÊflŸÊ•Ê¥ ∑§Ë •Á÷√ÿÁQ§ SflM§¬•Ê¡ ∑§ ÁŒŸ •¬Ÿ ◊ÈQ§ ∞fl¥ S¬CU ÁfløÊ⁄UÊ¥ ∑§Ê ⁄UπÊ „ÒU– ≈˛U«UÿÍÁŸÿŸ, Á¡‚∑§Ê ◊Í‹ ‚Ê◊ÍÁ„U∑§ ‚◊¤ÊÊÒÃÊ flÊÃÊ¸ÿ¥ „Ò¥U, ¡Ê ªÁ⁄U◊Ê,ãÿÊÿ ÃÕÊ •Êà◊ ‚ê◊ÊŸ ∑§Ë ¬˝ÃË∑§ „ÒU, „U¡Ê⁄UÊ¥ fl·ÊZ ‚ ◊ÊŸfl

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87


- •äÿˇÊ,•Áœ∑§Ê⁄UË ‚„U∑§Ê⁄UË ‚Êπ ‚Á◊ÁÃ

•Áœ∑§Ê⁄UË ‚„U∑§Ê⁄UË ‚Êπ ‚Á◊ÁÃ, ÷Ê¬Ê‹

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31513814962}

BHOPAL (VIJAY STAMBH)The CaretakerHIG-501, 5th Floor, Vijay Stambh,M.P. Nagar, Bhopal (M.P.) 462 011.Ph. : 2675383, 4237767Contact Person : Shri Anil Mishra -Mob. : 09425156635

GUEST HOUSE RAIPURThe CaretakerP-21, Aventi Vihar, Telibandha,G.E. Road, Raipur(CG)Ph. : 0771-4039495Mob. : 09630875897Contact Person : Shri Pawan Mishra -Mob. : 08718803688, 09977006775

BHOPAL (PLATINUM PLAZA)The CaretakerFlat No.44, Orange ,1st Floor, Platinum Plaza,Near Mata Mandir,T.T.Nagar, BhopalPh. : 2774484, 4206595, 09425009642Mob. : 9993635531Contact Person : Shri Rakesh Agarwal-Mob. : 09425009642

BE A LEADER - NOT A BOSSThe Boss Drives His MenThe Leader Inspires Them.

The Boss Depends On AuthorityThe Leader, On Goodwill.

Boss Evokes FearThe Leader Radiates Love.

The Boss Says “I”The Leader Says “We”.

The Boss Shows Who is WrongThe Leader Shows What is Wrong.

The Boss Knows How it is DoneThe Leader Shows How to Do It.

The Boss Abuses MenThe Leader Uses Them.

The Boss Demands RespectThe Leader Commands Respect.

88

SHORTEST COURSEIN HUMAN BEHAVIOUR

• 6 Important words : I admit I made a mistake.

• 5 Important words : You did a good job.

• 4 Important words : What is your opinion?

• 3 Important words : Will you please?

• 2 Important words : Thank you.

• 1 Important word : We.

• Least Important word : I.


STATE BANK VISHWA YATRA FOREIGN TRAVEL CARD :IMPORTANT POINTS

Compiled by : SHRI PANKAJ CHATURVEDI, Dy. Managar, Bhopal Main Branch & Team I.B.Edited by : SHRI GOPAL RATHORE, Ex-Asstt. General Manager, SBI

89

, ,

,

,

,

H

word-

transacted


I

STAFF MATTERS

Staff Sup. : Deputation of Bank’s Officers to Bank’sSubsidiaries & Outside Organisations : Recovery ofContribution Towards Superannuation Benefits, etc. : W.e.f.01.04.2012 : e-Cir/1246/2012-13.

Staff Misc. : Collection of Contribution from Staff/Customers : Prohibited as per Service Rules : e-Cir/1274/2012-13.

The Rule of Conduct signed by the employee at the time ofjoining the Bank also contains the following clause :

“Any employe accepting from a constituent of the Bank, aGift other than that of fruit or flowers will, unless thepermission of the Bank has been previously obtained, beliable to dismissal from service.”

Staff Misc. : Individual Housing Loan Before Retirement :e-Cir/1247/2012-13 :

a) Even if employee is not able to acquire/completeconstruction of house before his retirement, housing loanunder IHLs can be sanctioned, provided the employee givescash collateral equivalent to the loan sanctioned, tillequitable mortgage on the property is created in favour ofthe Bank.

b) A maximum period of 6 months from the date ofretirement may be allowed for commencing of repaymentin deserving cases by the sanctioning authority in case ofdelay in completion of the project.

However, in those cases which are cash collateralized dueto delay in completion, a moratorium period up to 18 monthsfrom the date of retirement may be allowed, depending onthe likely completion of the project.

c) Repayment after retirement up to 75 years of age,subject to the maximum tenure of loan being 20 years.

A D V A N C E S

Constitution of RCC : Regional Credit Committee : TheBank has created Regional Credit Committees in all Regionsacross the country, including Regions at those centreswhere DGM (B&O) Offices are located, for faster creditdispensation by bringing credit decision nearer to business

EXTRACTS FROM RECENT CIRCULARS, ETC.COMPILED BY : SHRI GOPAL RATHORE

Ex-Asstt. General Manager, SBIEx-President, SBIOA, Bhopal Circle

Mobile : 094256 03008 (unchanged)

KNOWLEDGE IS POWER • IGNORANCE OF LAW IS NO EXCUSE• LAW FAVOURS THE VIGILANT, NOT THE INDOLENT

90

• We must not allow the clock and calendar toblind us to the fact that each moment of life isa miracle and mystery. - H G Wells

• Since I cannot increase the duration of mylife, let me increase its intensity.

- Dr. Homi Bhabha

• Behave the same way with others, as you wouldlike them to do to you. - Jesus Christ

centres and customers, to meet the competition from otherbanks, to ease pressure on the Zonal Credit Committeeand to enhance its efficiency and diligence on higher-valueproposals : e-Cir/1244/2012-13.

Loans Against Term Deposits : Interest Rate : @ 0.40%above the interest paid on Term Deposits : Valid till31.03.2013 : e-Cir/1253/2012-13.

The revised rate is applicable to all Business Units/Groupsof the Bank.

Adv. Against Units of Mutual Funds : RBI’s Instructions :The RBI are not in favour of the banks extending credit toCorporates/Non-Corporates (other than individuals) againstunits of debt-oriented mutual funds : e-Cir/1272/2012-13.

SBI Combo Loan Scheme : New Product : Under thecombo product, the limit for a car loan and a two-wheelerloan is combined into a single limit for the entire tenure ofthe loan and at the interest rate as applicable under theregular car loan scheme. Thus, a customer applying underCombo Loan product is benefitted in interest rate for two-wheeler loan portion. Besides, he can avail maximum tenureof 7 years for this combo limit : e-Cir/1269/2012-13.

The salient features of the scheme are detailed in e-Cir/1269/2012-13.

Car Loans, Home Loans : Personal Accident Insurance :The Bank has discontinued the Free (Complimentary) GroupPersonal Accident Insurance Cover (Death only) providedto its Existing as well as New Home & Car Loan customerswith effect from 01.07.2013 (i.e., on the expiry of the currentMaster Policy).


EXTRACTS FROM RECENT CIRCULARS, ETC. .....

• In prosperity, our friends know us. In adversity,we know our friends.

- John Collins

• One half of the world cannot understand thepleasure of the other. - Jane Austen

• If you do not think of future, then you have nofuture. - John Galsworthy

• Mind can make heaven of hell and hell ofheaven. - John Milton

91

However, in case of any incident of accidental death of anyborrower(s) on or before 01.07.2013, the relative claim,along with the required documents, should be submittedimmediately to SBI General Insurance Co. Ltd. forsettlement of such claims : e-Cir/1294/2012-13.

Home Loans : Take-over : From Associate Banks :Whenever individual requests for Take-over of Home Loansare received from Customers of the Associate Banks, wemay consider such proposals on merits, provided that theymaintain their salary accounts with us under our CorporateSalary Package. However, our Branches should not canvassfor Take-over of Home Loans from the Associate Banks :e-Cir/1293/2012-13.

Education Loans : PAN Card : In cases the Student/Parent/Guardian has applied for PAN through our Branch and theBranch has submitted the same to the respective IT Deptt,but the Student/Parent/Guardian has not yet received thePAN Card, the disbursement of 1st tranche of EducationLoan may be made, pending receipt of the PAN Card.

Also, in cases where the Student/Parent/Guardian haveapplied for PAN on their own, but PAN Card is not yetreceived, the disbursement of 1st tranche may be made,pending receipt of the PAN card, provided the Student/Parent/Guardian produces an acknowledgement copy ofsubmission of the PAN application to the respective IT Dept.However, the Branch should ensure that PAN details of theStudent and Parent/Guardian are received before the nextdisbursement is made : e-Cir/1242/2012-13.

Xpress Credit Loans : Revised Sanctioning Structure :Clarifications : Detailed in e-Cir/1263/2012-13.

Scheme for Lending to MFIs/NGOs : UpdatedInstructions : Detailed in e-Cir/1283/2012-13.

Corporate Loan : Revised Guidelines : Clarifications : e-Cir/1279/2012-13.

Tractor Finance : Consolidated List of approved modelsof tractors : Approved by CFMTTI, Budni, MP, and FMTTI,Hissar : Updated as on February 2013 : e-Cir/1254/2012-13.

Branches should finance only those models of tractors,which are included in the list.

Special OTS for Tractor Loans : Frequently AskedQuestions, Proposal Formats, etc. : e-Cir/1241/2012-13.

II

ACCOUNTING SYSTEMS

CTS 2010 Standard : IOIs : The new functionality forprinting of CTS-2010 Standard compliant IOIs (Draft,Banker’s Cheque, and Draft on Associate Banks) was rolled-out in phased manner. The final roll-out at all branches

across the country was done on 01st June, 2013 : e-Cir/268/2013-14.

RFIA : Risk-focussed Internal Audit & Credit Audit :Incentive : In order to promote compliance culture andreduce the average closure time of audit reports, a systemof incentivezing branches by awarding some additionalscores for quality compliance within a short period hasbeen introduced w.e.f. 01.03.2013. This system of rewardswill encourage the Branches with borderline ratings toupgrade their ratings through prompt compliance, in additionto improving overall compliance and average closure timeof Audit Reports of the Bank : e-Cir/318/2013-14.

In case any false compliances are observed subsequently,the matter will be viewed seriously and appropriate punitiveaction will be taken against the erring official, in addition topenalty for the Branch.

COMPUTERISATION

Cash Balances : Differences in Cash Balances in BGLand CGL A/c : The operating units should ensure that thedifferences in cash related BGL/CGL accounts are to belocated and reconciled at their (Branch) end on daily basis :e-Cir/277/2013-14.

SBI ATM : Unsuccessful Transactions and Successful ButDisputed Transactions : Standard Operating Procedure(SOP) Introduced : Details furnished in e-Cir/288/2013-14.

The prescribed back-up register should be maintainedproperly.

INB : Interface : Maker-Checker Functionality : Delegatingthe Role of INB Maker to Award Staff, and INB Checker toSupervising Staff. Details furnishes in e-Cir/313/2013-14.

Retail INB : Extension for Waiver of Charges for intra-bank transactions and Concession in Exchange for issuingdrafts through on-line requests : e-Cir/261/2013-14.

Courier charges of Rs. 25/- should be recovered for deliveryof drafts at doorstep.

No charge is to be levied for staff and Bank pensioners.



• Strive for perfection and you will reachexcellence. - JRD Tata

• It is not the excessiveness but the irregularityof work that kills a man.

- Mahatma Gandhi• The best remedy of anger is to keep quiet.

- Mahatma Gandhi• One who is fond of reading can be happy

anywhere. - Mahatma Gandhi• Live as if were to die tomorrow,

Learn as if you were to live forever.- Mahatma Gandhi

92

Mobile Banking Services : Virtual Card : In order toprovide one more value-added service, combining thebenefits of using the Bank account and the universalacceptance of a VISA Card on our MBS platform, the Bankhas recently introduced an option for the generation of virtualcard in a highly secured environment : e-Cir/29/2013-14.

Virtual Cards, also known as Electronic Cards or e-Cards,are pre-paid cards created for e-commerce transactions.

For reasons of security, the facility is available only overthe GPRS-based application - “State Bank Freedom -Premium”.

CASH DEPT. : SYSTEMS/PROCEDURES

Exchange of Notes & Coins : RBI Master Circular :Enclosed to e-Cir/336/2013-14.

Counterfeit Notes : Detection and Impounding : RBIMaster Circular : Enclosed to e-Cir/333/2013-14.

Currency Transfers : Penal Interest : RBI Master Circular :Enclosed to e-Cir/333/2013-14.

Transportation of Cash : By Banks : Standard OperatingProcedure : Indian Banks’ Association advised the banksto evolve a Standard Operating Procedure for movement ofcash by Banks, during election period to ward off misuseof cash vans : e-Cir/224/2013-14.

D E P O S I T S

KYC Day : Observance on 01.08.2013 : Activities to beundertaken : e-Cir/417/2013-14.

Domestic Term Deposits : Retail Deposits (Below Rs. 1Crore) : Premature withdrawal : Charges : e-Cir/4/2013-14 :

Period Single Term Deposit Single Term DepositLess than Rs. 15 Lac Rs. 15 Lac to Less

than Rs. 1 Crore

a) Below 1 year 0.5% p.a. NIL

b) 1 year and above 0.5% p.a. 0.5% p.a.

Domestic Term Deposits : Bulk Deposits (Rs. 1 Crore &above) : Interest Rates : w.e.f. 07.06.2013 : Detailed in e-Cir/195/2013-14.

Domestic Term Deposits : Bulk Deposits (Rs. 1 Crore &above) : Interest Rates : w.e.f. 07.06.2013 : The reductionof 25 bps with effect from 07th June 2013 on the tenors 7days to below 1 year is not applicable for Senior Citizens :Detailed in e-Cir/245/2013-14.

Domestic Term Deposits : Bulk Deposits (Rs. 1 Crore &above) : Premature Withdrawal : e-Cir/195, 245/2013-14 :

a) There is no penalty for premature withdrawal of bulkdeposits of tenors below one year provided these haveremained with the Bank for at least 7 days.

b) In other cases of premature withdrawal, the Interest is0.50% below the rate applicable for the period the deposithas remained with the Bank or 0.50% below the contractedrate, whichever is lower. However, no interest is paid if thedeposit remains for less than 7 days period.

TDS : FY 2013-14 : The rate of TDS is higher of 20% or theapplicable rate in all cases where valid PAN is not quotedby the recipient. The declaration filed in 15G and 15H isalso not valid unless the person filing the declarationfurnishes his PAN in such declaration. Therefore, Branchesshould make extra efforts in persuading the customers toprovide their PAN : e-Cir/301/2013-14.

Non-compliance with TDS requirements, provided in the ITAct, is subject to severe penalties. Branches/Officesshould, therefore, ensure that there is no violation of TDSprovisions.

A delay in furnishing TDS statements, results in a fee ofRs. 200 per day on the Bank, besides possible penaltiesimposed by the Income-Tax department.

SBI Tax-Saving Scheme : e-TDR, e-STDR : The Bankhas made available through the Internet banking portal thee-TDR/e-STDR facility w.e.f. 25.05.2013 : e-Cir/214/2013-14.

The advice is to be printed by the Home Branch only at therequest of the depositor and the customer should collectthe same from the Home Branch.

Staff Deposits : Associations/Societies : Interest ondeposits of societies (including co-operative housingsocieties) and associations formed exclusively by membersof Bank’s staff are paid at rate applicable to the staff,subject to submission of a declaration by the society/association at yearly intervals on 1st April each year thatmonies deposited or which may, from time to time, bedeposited into their account belong to the member of thesociety/association who are members of Bank’s staff : e-Cir/280/2013-14.



• If the only prayer you said in your life was,"Thank you," that would suffice.

- Meister Eckhart

• I see God in every human being.

- Mother Teresa

• Life is like a roller-coaster – one minute up andthe next second down, only down is faster thanup. - Nafisa Joseph

93

A new customer type has been created in CBS for thispurpose.

The necessary declaration obtained from the society/association at the time of opening of such accounts andalso at the beginning of subsequent financial year shouldbe handled by the Branches administratively.

Staff Deposits : HUF : The RBI recently clarified thatextending benefit of additional interest on deposits of Bank’sstaff as Karta in an HUF account is not in conformity withtheir extant regulations : e-Cir/247/2013-14.

Such term deposits should not be given the benefit ofadditional rate of interest either under Senior Citizencategory or under Staff category.

GOVT. BUSINESS

Govt. Business : Opening of Letters of Credit : MarginMoney for Issuance of Letters of Credit : One off Letter ofCredit with NIL margin (and without credit limit) on behalfof Central Govt. Depts./Ministeries Accredited to our Bankmay be opened only by the Branches handling the businessof the LC applicant Government Dept./Ministry : e-Cir/354/2013-14.

Such one off LC request with Nil margin from State Govt./undertaking may not be entertained.

RBI Relief / Savings Bonds : Nomination Facility : RBIMaster Circular : Enclosed to e-Cir/348/2013-14.

RBI Relief / Savings Bonds : Appointment/Delisting ofBrokers & Payment of Brokerage : RBI Master Circular :Enclosed to e-Cir/352/2013-14.

Pensions Payments : RBI Master Circular : OnDisbursement of Pension by Agency Banks : Updated upto 30.06.2013 : e-Cir/398/2013-14.

Central Govt. Pensions : Joint Accounts : The jointaccount of the pensioners with the spouse could beoperated either by ‘Former of Survivor’ or ‘Either or Survivor’basis, subject to the following conditions : e-Cir/255/2013-14 :

a) Once pension has been credited to a pensioner’saccount, the liability of the Government/bank ceases. Nofurther liability arises, even if the spouse wrongly drawsthe account.

b) The pensioner’s death should be intimated to the Bankat the earliest and in any case within one month of thedemise.

PPF, 1968 : Recent Changes : Consolidated Instructions :Detailed in e-Cir/273/2013-14.

PPF, 1968 : Authorisation : There is no need to obtain anyseparate authorization from Government Authorities for

conducting PPF/SCSS business : e-Cir/324/2013-14.

PPF, 1968 : Transferred A/cs : With regard to transfer ofPublic Provident Fund Account from our one Branch toanother Branch, the accrued interest is not to be remittedby the transferor Branch at the time of transfer of account.The accrued interest is only to be advised by the transferorBranch : e-Cir/324/2013-14.

SCSS, 2004 : Recent Changes : Consolidated Instructions :Detailed in e-Cir/273/2013-14.

Central Govt. : Zeroisation of Balances : Of all DealingBranches, on 01.06.2013 : Adjusting of LOCs on CentralGovt. Accounts : Resetting/Updation of GAD5 Balancesby the Central Govt. Dealing Branches : e-Cir/181/2013-14.

Transfer of balances as on 31.05.2013 of individual CentralGovernment Accounts of all the Dealing Branches : Thisexercise was carried out on 01.06.2013.

Govt. Business : Agency Commission : Master Circular :Updated up to 30.06.2013 : e-Cir/421/2013-14.

Govt. Business : Agency Commission : Rates : w.e.f.01.07.2012 : Extant Instructions Reiterated : e-Cir/177/2013-14.

Other Important Points While Claiming Commission :Detailed in e-Cir/177/2013-14.

Govt. Commission : Identification of other banktransactions : For P-report Purposes : CBS recently newfield in this regard : e-Cir/229/2013-14.

Govt. Commission : Adjusting Entries : Roll-out of GBSSCommission Module : w.e.f. March’13 Quarter : ActionPoints/Precautions for the Branches : e-Cir/394/2013-14.

CBEC Business : Mandatory Quoting of ChallanIdentification Number (CIN) on Physical copies of Challans :Extant Instructions : Reiterated : e-Cir/242/2013-14.

The computerized receipt could be handed over to theassessee as an acknowledgement/proof of tax paymentand the banks should retain the tear-off counterfoil presentlyprovided to the assessee for its own record.


• Inaction is akin to being dead. - Mussolini• You can do it if you believe you can.

- Nepoleon Hill• Every adversity carries with it the seed of an

equivalent or greater benefit.- Nepoleon Hill• The secret of getting things done is : DO IT

NOW. - Nepoleon Hill• Defeat may be a stepping stone or a stumbling

block according to the way you accept it.- Nepoleon Hill

• To be happy, make other happy.- Nepoleon Hill

94


The challan number generated by the Bank’s computersystem should immediately be entered on the main portionand the tear off counterfoil at the appropriate space providedfor it. The Challan number is to be generated on the date oftender and not on the date of realisation.

CBDT Receipts : Collection of TDS on Sale Value ofImmovable Property : New section 194-1a added : In termsof section 194-IA of Income-Tax Act, 1961, w.e.f.01.06.2013, buyer (transferee) of an eligible immovableproperty will have to deduct and deposit TDS equivalent to1% of the sale value of immovable property wherever salevalue is Rs. 50 Lac and above. Ministry of Finance hasadvised SBI to collect TDS on sale value of immovableproperty through Internet Banking (www.onlinesbi.com). OurBank is also the sole collecting banker of such fees incash/cheque : e-Cir/270/2013-14.

A new challan Form 26QB (TDS on sale of property) hasbeen introduced with is available at Tax Information Network(TIN) site. Other details for filling in the Challan are detailedin e-Cir/270/2013-14.

Process Flow : Detailed in e-Cir/282/2013-14.

MISC. BUSINESS

RBI Remittance Facility Scheme : Revision : w.e.f.02.07.2007 : e-Cir/246/2013-14 :

a) The draft will continue to be issued by all the offices ofRBI. The consolidated list of drafts issued and funding willbe provided to Mumbai Branch only.

b) All the drafts issued on or after 02.07.2007 should bepaid by debit to Mumbai Branch, through IBTS. The draftsissued before 02.07.2007 under old RBIRFS will continueto be paid by debit to GAD (9595).

c) The present procedure for obtaining reimbursementthrough GAD (9595) will continue.

d) Present system of submission of drawing schedule toGAD (9595), Navi Mumbai will continue.

e) The Mumbai Branch will issue draft advice of all thedrafts exceeding Rs. 1,000/- to the concerned payeebranches.

f) RBI will provide the details of the cancelled drafts toMumbai Branch only and amount would be recovered fromthe Bank’s Principal Account with RBI.

Dividend Warrants : Wrongful Dishonour by CCPCs/Branches : These DW accounts are pre-funded by thecorporates. Wrongful dishonour of dividend warrants causessevere embarrassment to the top management of theCompany as well as the Bank. It also tarnishes the Bank’simage, resulting in loss of business and exposing the Bankto avoidable pecuniary liability : e-Cir/310/2013-14.

Dividend warrants (DWs) should not be dishonoured forthe wrong reasons. Further, before returning any DW,Branches/CCPCs should contact the Dividend PaymentTeam at CMP Centre.

Drop Box Facility : Record : Branches, both at BPR andnon-BPR centers, should now record the details ofinstruments collected at Drop Box : e-Cir/407/2013-14.

Safe Deposit Lockers : Allotment : Extant InstructionReiterated. While there is no change in the earlierinstructions, more than ordinary care should be taken whileallotting more than one locker to a customer either singlyor jointly : e-Cir/414/2013-14.

SERVICE CHARGES

Nostro Account : Closure : The Bank has decided to closeas many Nostro accounts as possible.

These accounts are to be closed w.e.f. 30.06.2013 : e-Cir/182/2013-14.

Branches have been advised not to undertake anytransaction involving these accounts after 31.05.2013.

INTERNATIONAL BANKING

FCNB Loans : Hedging of Foreign Currency Exposure :Fund Angle Clearance (FAC) for FCNB loans are currentlyaccorded for a maximum period of 12 months and rolled-over in case of need : e-Cir/265/2013-14.

FAC is not granted by the Global Market Units if approvalof waiver for hedging is more than a year old.

Branches need to take 100% hedging for BB+and belowrated corporates invariably : e-Cir/298/2013-14.

MISC. TOPICS

Customer Service : To Public : RBI Master Circular :Scheme of incentives & penalties for Bank branches basedon Performance in Rendering Customer Service : Enclosedto e-Cir/335/2013-14.

SUP-VOICESEP.-OCT. 2013EXTRACTS FROM RECENT CIRCULARS, ETC. .....

95

COMPUTERISATION

Use of Licensed Software : Only legal and licensedsoftware must be used in our offices and that use of anypirated or Unlicensed software is liable not only fordisciplinary action but also for peal actio as per theprovisions of the law : e-Cir/174, 256/2013-14.

No employee of the Bank is authorised to use anyunlicensed software in full or part, as it will be in violation oflaw as well as of the Bank’s policy. Employees are,therefore, exhorted to use and encourage the use of onlylicensed and authorised software in the Bank. Eachemployee is responsible for the software packages andapplications in use at his/her personal computer, and he/she will be personally liable for any violation of the law andBank’s instructions in this regard.

Lotus Symphony : Use for Office Productivity : DetailedGuidelines : e-Cir/256/2013-14.

IT Application : Registration : & Control Self-Assessmentby IT Application Owners : Procedure : Detailed in e-Cir/126/2013-14.

Phishing Attacks : Using Fake Identity Card of the Bank :There are possibilities of our customers/staff membersencountering such types of phishing attacks through fakebank ID Card. All the staff members are advised to exercisecaution and arrange to display a suitable notice in thebranch premises cautioning the public not to fall prey tosuch phishing attacks : e-Cir/204/2013-14.

Core Banking : Reopening of Erroneously Closed Deposit/Loan A/cs : Operative Guidelines : Detailed in e-Cir/067/2013-14.

State Bank Smart Payout Card : New Product : With aview to providing basic banking needs for persons who donot have bank accounts or key documents viz. blue collaremployees/workers/contract labourers both in organizedand unorganized sectors and other persons having lowincome and bringing them within the ambit of financialincluding and also, as an add on card to an existing accountholder for giving the card to his/her ward(s) and/or otherdepartment family members etc., State Bank Smart PayoutCard, a new variant of rupee prepaid card has been rolledout on 23.04.2013 : e-Cir/082/2013-14.

Details furnished in e-Cir/082/2013-14.

State Bank Xpress Money Card : With a view to providingconvenience to the Beneficiaries receiving inwardremittances under Money Transfer Service Scheme (MTSS)of Reserve Bank of India, State Bank Xpress Money Card,a new variant of rupee prepaid card has been rolled out.Inward remittances received through UAE Exchange and

Financial Services Ltd only can be loaded into these Card :e-Cir/284/2013-14.

Green Remit Card : Charges : All branches issuing GreenRemit Cards (GRC) have to charge Rs. 20/- as cardissuance charge from 15.7.2013. The branch would collectRs. 20/- in cash, form the applicant of GRC and the samewould be credited to Commission Account at the branch.The staff/official in-charge of issuance of cards has tometiculously ensure that the charge is levied in all caseswithout fail : e-Cir/360/2013-14.

Mobile Banking Services : Reward & RecognitionScheme : Launched : w.e.f. 01.07.2013 : e-Cir/319/2013-14.

D E P O S I T S

Premier Banking Services : Relationship Manager : TheBank has recently given transaction rights only to thoseRMs (Premier Banking Services) whose customers areentirely from a single branch : e-Cir/155/2013-14.

The other RMs (Premier Banking Services) viz., the ClusterRMs who have customers from more than one branch,would continue to have the existing level of CBS rights(level 10-viewing rights).

Further clarifications regarding the rights are detailed e-Cir/216/2013-14.

KYC Norms : Branches should leverage UID under KYCnorms in all cases where the address on the accountopening form and Aadhar letter were identical and step upthe pace of account opening, as this is also in tune withRBI instructions : e-Cir/090/2013-14.

KYC Norms : Self-Help Groups : KYC verification of all themembers of SHG need not be done while opening thesavings bank account of the SHG and KYC verification ofall the office bearers would suffice : e-Cir/018/2013-14.

No separate KYC verification of the members or officebearers in necessary at the time of credit-linking of SHGs.

• I recommend you to take care of minutes. Thenhours shall take care of themselves.

- Chesterfield

• The journey of a thousand miles begins witha small step. - Chinese saying

• A wise man learns from his experiences butwiser ones do so from others’.

- Chinese saying

• He, who refuses to forgive, breaks the bridgeover which he, too, must cross. - Confucius


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Physically Handicapped Persons : Banking Facilities :RBI has advised Banks to extend all banking facilities suchas cheque book facility including third party cheques, ATMfacility, Net Banking facility, locker facility, retial loans, creditcards etc., to visually challenged/persons with disabilities,without any discrimination as they are legally competentto contract : e-Cir/322/2013-14.

Deposit Accounts : Prevention of Frauds : e-Cir/309/2013-14.

a) When the customer transacts at the Single WindowCounter, there should be a safe distance from the nextcustomer for the transaction to be conducted, so that nextperson in the queue may not observe the transactionconducted by the customer and any possibility of shouldersurfing, enabling perpetration of fraud by the next personin the queue be a avoided.

b) It is therefore, suggested that a marking on the floor,say, a “Yellow Line” be made leaving a gap of a few feetbetween the customer currently transacting in the SWOcounter and the next person in the queue. The next personin the queue should approach the counter only when theearlier customer has finished his transaction.

c) Further, customers must be educated to avoid seekinghelp in filling up withdrawal forms, etc., from unauthorisedpersons present inside the branch premises, especiallyduring heavy transaction days.

d) The SWO operator/Security Personnel shouldexercise due diligence and be alert enough, so that whenthey notice any suspicious activities like shoulder surfing,they should thwart such moves of fraudsters.

e) The existing token system must be effectivelyimplemented and only one customer allowed to transactat one time at the counter. Rest of the customers mayremain seated and approach counter only when their turncomes.

Interest Rates on Deposits : Army/Navy/Airforce GroupInsurance Fund : Henceforth, all quotes of rate of intereston deposits to Group Insurance fund of Army, Navy and AirForce should be only at card rate for corresponding tenors :e-Cir/101/2013-14.

Payment of Cheques : Imp. Precautions : e-Cir/165/2013-14 :

a) Instruments must be tested under Ultra Violet Lampand through Water Droplet test (Fugitive ink test) beforeauthorization for payment.

b) Extraordinary care needs to be taken at the time ofauthorizing high value non-home cheques/cheques withboth non-home legs.

c) Extraordinary attention must be given on theinstructions which have cello tape pasting at the place ofpayee’s name and amount in words & figures beforeauthorizing for payment.

GOVT. BUSINESS

Govt. Business : Safeguard Against FraudulentTransactions : Extant Instruction Reiterated : in e-Cir/225/2013-14.

RBI Relief/Saving Bonds : Reconciliation : In case ofnon-submission/delay in submission/submission ofincorrect data and non-reconciliation with RBI, CAS,Nagpur within the above timeline, a penalty of Rs. 1000/-per day would be levied for the delay beyond the prescribeddate and would be recovered by RBI, CAS, Nagpur fromthe brokerage/commission amount payable to the Bankunder the Scheme. Such penalties for regulatory breachhave to be avoided at all cost due to their impact on Banks’image : e-Cir/167/2013-14.

Collection of RTI Fees : Through Various Modes by SBIand Associates Banks : e-Cir/052/2013-14.

Central Govt. Transactions : Settlement Norms : Disposalof Delay Period Interest Claims : Extant Instructionsreiterated : e-Cir/191/2013-14.

Definition of “T” : In RBI parlance, the T denotes transaction.It is necessary to understand that transaction date is theday when money is available to the branch. Therefore, inthe case of collections/clearing the transaction date willbe the date when the money is available to the branch.

Central Govt. Transactions : DPI Claims : DelayedPayment Interest Claims : Originally, the expenditure wasto be classified under the head charges not enumerated :e-Cir/377/2013-14.

For exercising these powers, each individual penal interestclaim on each delayed transaction will be treated separately.

A separate BGL named CHRGS-INTT TO GOVT ONDELAYED DEPORTING has been specifically createdunder the Charges account for this purpose.


• It does not matter how slowly you go so longas you do not stop. - Confucius.

• We are always preparing to live but we neverreally live - Emerson

• Nothing is impossible for one who can decide.

- Emerson

• Work expands to fill the time available for itscompletion. - Parkinson's Law


UMEA Business : Receipt of Passport Fees : Ministry ofExternal Affairs (MEA) has approved a new Scheme forcollection of Passport Fees through SBI which will belaunched shortly, by them. The Passport Fees will bedeposited by the Applicant using any of these modes viz.(i) Cash Deposit at all SBI branches, (ii) Internet Bankingof SBI and (iii) Debit/Credit Cards (Visa/Master) of all banks.For on-line transactions, SBI Internet Banking website andState Bank Payment Gateway have been integrated withMEA website : e-Cir/172/2013-14.

CBEC Transactions : Mandatory Quoting of CIN : e-Cir/242/2013-14.

a) The computerised receipt should be handed over tothe assessee as an acknowledgement/proof of tax paymentand the banks should retain the tear-off counterfoil presentlyprovide to the assessee for its own record.

b) The challan number generated by the Bank’s computersystem should immediately be entered on the main portionand the tear off counterfoil at the appropriate space providedfor it. The Challan number is to be generated on the date oftender and not on the date of realisation. Maximum careshould be taken while endorsing the challan number of thephysical document to avoid mistakes.

c) The collecting bank will not issue receipt in any otherformat.

d) Care must be taken to ensure that the impression ofthe receipt stamp is clear and legible and do not disfigurethe contents of the challan.

SERVICE CHARGES

Cheque Returning Charges : Technical Reasons :Cheque return charges shall be levied only in cases wherethe customer is at fault and is responsible for such returns.The illustrative, but not exhaustive, list of objections, wherethe customers are not at fault is as per Annexure to e-Cir/202/2013-14.

Cheques that need to be re-presented without any recourseto the payee shall be made in the immediate nextpresentation clearing not later than 24 hours (excludingholidays) with due notification to the customers of such re-presentation through SMS alert, e-mail etc.

Processing Fees : Car Loans : w.e.f. 01.07.2013 : e-Cir/291/2013-14.

Non-fund-based Business : Service Charges : Guidelinesfor extending concession to low rated borrowers : Detailedin e-Cir/039/2013-14.

Clarifications : Detailed in e-Cir/104/2013-14.

Revised Instructions Regarding Review/Withdrawal of

concession in the event of LC devolvement BG invocation :Detailed in e-Cir/251/2013-14.

INTERNATIONAL BANKING

Foreign Currency Notes : Reconcilation : The mis-matchBetween System Balances and Physical Balances shouldbe reconciled on a daily basis : e-Cir/093/2013-14.

Branches should ensure that minimum balances of FCNsare maintained.

Foreign Currency Notes : Retention Limits : FCNRetention Limits of Branches should not be fixed at highlevel. Controllers should re-examine the Foreign CurrencyRetention Limit of the branches and reduce the retentionlimits to reasonable levels with clear instructions to thebranches to hand over the FCNs to TCIL (M/s ThomasCook India Ltd) at regular intervals and reduce their balances: e-Cir/296/2013-14.

FIRC : Foreign Inward Remittance Certificate : Branchesshould ensure that : e-Cir/207/2013-14 :

a) FIRCs are issued for eligible purpose only.

b) Validity of FIRCs is restricted to one year.

c) Duplicate FIRC should not be normally issued fortransactions that are more than one year old.

SBFTC : State Bank Foreign Travel Card : As a matter ofabundant precaution and keeping in line with the everchanging technology, the Bank has decided to phase outMegstripe Cards. : e-Cir/042/2013-14.

The production of Magstripe cards was topped after wemoved to EMV based CHIP & PIN technology.

The branches having old stocks of Megstripe Cards shoulddestroy the same immediately under confirmation to theircontrollers.

SBFTC : STP : The Bank has recently launched a StraightThrough Process (STP), by adding an interface with theCore Banking screen also, to make the process fast andsimple : e-Cir/380/2013-14.


• Yesterday is dead, tomorrow is unborn, whyfret about them if today be sweet.

- Omar Khayyam

• He who learns nothing from the past will bepunished by the future.

- Prophet Zarathushtra

• It is good to forgive but it is better to forget.

- Robert Browning

97


FE Contracts : Cancellation : In the absence of anyinstructions from the customer, a contract which hasmatured shall be cancelled by the bank on the 3rd workingday after the maturity date : e-Cir/392/2013-14.

The amended rule is effective from 01.04.2013.

FCNB Loans : Revised Pricing Structure : W.e.f.13.06.2013 : Detailed in e-Cir/234/2013-14.

LCs : SFMS : The Govt. of India have instructed all banksto mandatorily use SFMS platform for LC relatedtransactions w.e.f. 01.01.2013 : e-Cir/026/2013-14.

All operating units should strictly adhere to the instructionson mandatory use of SFMS for receiving or sending LC-related transactions.

LCs : Discounting of Bills Thereunder : Recent Modifications: Detailed in e-Cir/160/2013-14.

The Modification are not applicable to International BankingGroup/Foreign Offices.

LCs : Devolvement : Revised Instructions Regarding Review/withdrawal of concession in the event of LC devolvment : e-Cir/251/2013-14.

LCs : Physical Inspection : Physical Inspection of the unit/activity is to be made mandatory for all Non-Fund basedactivities in respect of Foreign BGs/LCs etc. In this regard,the services of the local branches/offices may be utilised :e-Cir/252/2013-14.

Import of Gold : by Nominated Bank/Agencies : Tomoderate the demand for gold for domestic use, it hasbeen decided the import of gold on consignment basis bybanks, only to meet the genuine needs of exporters ofgold jewellery : e-Cir/154, 168/2013-14.

Clarification : Detailed in e-Cir/179/2013-14.

Import of Gold : by Nominated Banks/Agencies : Anyimport of gold on consignment basis by both nominatedagencies and banks shall now be permissible only to meetthe needs of exporters of gold jewellery : e-Cir/200/2013-14.

It has further been decided by RBI that all Letters of Credit(LC) to be opened by Nominated Banks/Agencies for importof gold under all categories will be only on 100 percentcash margin basis. Further, all imports of gold willnecessarily have to be on Documents against Payment(DP) basis. Accordingly, gold imports on Documentsagainst Acceptance (DA) basis will not be permitted. Theserestrictions will however not apply to import of gold to meetthe needs of exporters of gold jewellery.

Cautious approach should be adopted towards exposure

to exporters of gold jewellery.

Import of Gold : by Nominated Banks/Agencies :Branches are required to ensure that credit in any form orname is not enabled for import of any form of gold. Importof gold on loan basis may, however, continue to be allowedsince the scheme envisages that the nominated banks/nominated agencies can import gold on loan basis for on-lending only to the exporters of jewellery in sync with thenon-applicability of the above restrictions to exporters ofgold jewellery : e-Cir/355/2013-14.

Import of Gold : by Nominated Banks/Agencies : Basedon a review of the extant instructions and in consultationwith Govt. of India, it has been decided to rationalize theimport of gold in any form/purity including import of goldcoins/dore into the country : e-Cir/399/2013-14.

Export of Goods & Services : Realization Period : It hasnow been decided by RBI that the units located in SEZsshall realize and repatriate, full value of goods/software/services, to India within a period of twelve months from thedate of export. Any extension of time beyond the abovestipulated period may e granted by Research Bank of India,on case to case basis : e-Cir/228/2013-14.

The above changes will be applicable with immediate effectand shall be valid for one year subject to review.

Rupee Export Credit : Interest Subvention : Interestsubvention of 2% extended w.e.f. 01.01.2013 to 31.03.2014on pre and post shipment rupee export credit for certainemployment - Oriented export sectors : e-Cir/220/2013-14.

Additional sectors detailed in e-Cir/220/2013-14.

Foreign Bank Guarantees : ECGC Coverage : All ForeignBank Guarantees should have ECGC coverage. For anywaiver, approval from the ECCB should be obtained : e-Cir/218/2013-14.


• It is not important as to how a man dies butmore important is to know how he lives.

- Dr. Samuel Johnson

• If wishes were horses, we’d ride them.

- Shakespeare

• The more we read, the more conscious webecome of our ignorance. - Shelley

• Your attitude determines your altitude.

- Shiv Khera

• Winners don't do different things, they dothings differently. - Shiv Khera

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