Summary of Benefits - Quotit...S5967_NA014903_PDP_SOB_ENG CMS Approved 09142011 NAPDPSOB38900_0411...

32
Summary of Benefits WellCare Signature (PDP) | WellCare Classic (PDP) Prescription Drug Plans S5967_NA014903_PDP_SOB_ENG CMS Approved 09142011 NAPDPSOB38900_0411 ©WellCare 2011 NA_04_11_PDP S5967 01/01/12–12/31/12

Transcript of Summary of Benefits - Quotit...S5967_NA014903_PDP_SOB_ENG CMS Approved 09142011 NAPDPSOB38900_0411...

  • Summary of BenefitsWellCare Signature (PDP) | WellCare Classic (PDP)

    Prescription Drug Plans

    S5967_NA014903_PDP_SOB_ENG CMS Approved 09142011 NAPDPSOB38900_0411 ©WellCare 2011 NA_04_11_PDP

    S5967

    01/01/12–12/31/12

  • Section I – Introduction to Summary of Benefits

    Summary of Benefits | 1

    Thank you for your interest in WellCare Signature (PDP) and WellCare Classic (PDP). Our plans are offered by WellCare Prescription Insurance, Inc./WellCare, a Medicare Prescription Drug Plan that contracts with the federal government. This Summary of Benefits tells you some features of our plans. It doesn’t list every drug we cover, every limitation or exclusion. To get a complete list of our benefits, please call WellCare Signature (PDP) and WellCare Classic (PDP) and ask for the “Evidence of Coverage.”

    You have choices in your Medicare prescription drug coverageAs a Medicare beneficiary, you can choose from different Medicare prescription drug coverage options. One option is to get prescription drug coverage through Medicare Prescription Drug Plans, like WellCare Signature (PDP) or WellCare Classic (PDP). Another option is to get your prescription drug coverage through a Medicare Advantage Plan that offers prescription drug coverage. You make the choice.

    How can I compare my options?The charts in this booklet list some important drug benefits. You can use this Summary of Benefits to compare the benefits offered by WellCare Signature (PDP) and WellCare Classic (PDP) to the benefits offered by other Medicare Prescription Drug Plans or Medicare Advantage Plans with prescription drug coverage.

    Where are WellCare Signature (PDP) and WellCare Classic (PDP) available?There is more than one plan listed in this Summary of Benefits. If you are enrolled in one plan and wish to switch to another plan, you may do so only during certain times of the year. Please call Customer Service for more information.

    Who is eligible to join?You can join these plans if you are entitled to Medicare Part A and/or enrolled in Medicare Part B and live in the service area.

    If you are enrolled in an MA coordinated care (HMO or PPO) plan or an MA PFFS plan that includes Medicare prescription drugs, you may not enroll in a PDP unless you disenroll from the HMO, PPO or MA PFFS plan.

    Enrollees in a Private Fee-For-Service plan (PFFS) that does not provide Medicare prescription drug coverage, or an MA Medical Savings Account (MSA) plan, may enroll in a PDP. Enrollees in an 1876 Cost plan may enroll in a PDP.

    Where can I get my prescriptions?WellCare Signature (PDP) and WellCare Classic (PDP) have formed a network of pharmacies. You must use a network pharmacy to receive plan benefits. We will not pay for your prescriptions if you use an out-of-network pharmacy, except in certain cases.

  • Section I – Introduction to Summary of Benefits

    Summary of Benefits | 2

    WellCare Signature (PDP) and WellCare Classic (PDP) have a list of preferred pharmacies. At these pharmacies, you may get your drugs at a lower co-pay or coinsurance.

    A non-preferred pharmacy is still a network pharmacy, but you may have to pay more for your prescription drugs.

    The pharmacies in our network can change at any time. You can ask for a Pharmacy Directory or visit us at www.wellcarepdp.com. Our Customer Service number is listed at the end of this introduction.

    Does my plan cover Medicare Part B or Part D drugs?WellCare Signature (PDP) and WellCare Classic (PDP) do not cover drugs that are covered under Medicare Part B as prescribed and dispensed. Generally, we only cover drugs, vaccines, biological products and medical supplies that are covered under the Medicare Prescription Drug Benefit (Part D) and that are on our formulary.

    What is a prescription drug formulary?WellCare Signature (PDP) and WellCare Classic (PDP) use a formulary. A formulary is a list of drugs covered by your plan to meet patient needs. We may periodically add, remove or make changes to coverage limitations on certain drugs, or change how much you pay for a drug. If we make any formulary change that limits our members’ ability to fill their prescriptions, we will notify the affected enrollees before the change is made. We will send a formulary to you and you can see our complete formulary on our website at www.wellcarepdp.com.

    If you are currently taking a drug that is not on our formulary or subject to additional requirements or limits, you may be able to get a temporary supply of the drug. You can contact us to request an exception or switch to an alternative drug listed on our formulary with your physician’s help. Call us to see if you can get a temporary supply of the drug or for more details about our drug transition policy.

    What should I do if I have other insurance in addition to Medicare?If you have a Medigap (Medicare Supplement) policy that includes prescription drug coverage, you must contact your Medigap Issuer to let them know that you have joined a Medicare Prescription Drug Plan. If you decide to keep your current Medigap supplement policy, your Medigap Issuer will remove the prescription drug coverage portion of your policy. Call your Medigap Issuer for details.

    If you or your spouse has, or is able to get, employer group coverage, you should talk to your employer to find out how your benefits will be affected if you join WellCare Signature (PDP) or WellCare Classic (PDP). Get this information before you decide to enroll in this plan.

  • Section I – Introduction to Summary of Benefits

    Summary of Benefits | 3

    How can I get extra help with my prescription drug plan costs or get extra help with other Medicare costs?You may be able to get extra help to pay for your prescription drug premiums and costs as well as get help with other Medicare costs. To see if you qualify for getting extra help, call:

    • 1-800-MEDICARE (1-800-633-4227). TTY/TDD users should call 1-877-486-2048, 24 hours a day, 7 days a week and see www.medicare.gov ‘Programs for People with Limited Income and Resources’ in the publication Medicare and You

    • The Social Security Administration at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY/TDD users should call 1-800-325-0778 or

    • Your state Medicaid office

    What are my protections in this plan?All Medicare Prescription Drug Plans agree to stay in the program for a full calendar year at a time. Plan benefits and cost sharing may change from calendar year to calendar year. Each year, plans can decide whether to continue to participate with the Medicare Prescription Drug Plan Program. A plan may continue in their entire service area (geographic area where the plan accepts members) or choose to continue only in certain areas. Also, Medicare may decide to end a contract with a plan. Even if your Medicare Prescription Drug Plan leaves the program, you will not lose Medicare coverage. If a plan decides not to continue for an additional calendar year, it must send you a letter at least 90 days before your coverage will end. The letter will explain your options for Medicare coverage in your area.

    As a member of WellCare Signature (PDP) and WellCare Classic (PDP), you have the right to request a coverage determination, which includes the right to request an exception, the right to file an appeal if we deny coverage for a prescription drug, and the right to file a grievance. You have the right to request a coverage determination if you want us to cover a Part D drug that you believe should be covered. An exception is a type of coverage determination. You may ask us for an exception if you believe you need a drug that is not on our list of covered drugs or believe you should get a non-preferred drug at a lower out-of-pocket cost. You can also ask for an exception to cost-utilization rules, such as a limit on the quantity of a drug. If you think you need an exception, you should contact us before you try to fill your prescription at a pharmacy. Your doctor must provide a statement to support your exception request. If we deny coverage for your prescription drug(s), you have the right to appeal and ask us to review our decision. Finally, you have the right to file a grievance if you have any type of problem with us or one of our network pharmacies that does not involve coverage for a prescription drug. If your problem involves quality of care, you also have the right to file a grievance with the Quality Improvement Organization (QIO) for your state. Please refer to the Evidence of Coverage (EOC) for the QIO contact information.

  • Section I – Introduction to Summary of Benefits

    Summary of Benefits | 4

    What is a Medication Therapy Management (MTM) program?A Medication Therapy Management (MTM) program is a free service we offer. You may be invited to participate in a program designed for your specific health and pharmacy needs. You may decide not to participate, but it is recommended that you take full advantage of this covered service if you are selected. Contact WellCare Signature (PDP) and WellCare Classic (PDP) for more details.

    Where can I find information on plan ratings?The Medicare program rates how well plans perform in different categories (for example, detecting and preventing illness, ratings from patients and customer service). If you have access to the Web, you may use the Web tools on www.medicare.gov and select “Health and Drug Plans” then “Compare Drug and Health Plans”to compare the plan ratings for Medicare plans in your area. You can also call us directly to obtain a copy of the plan ratings for this plan. Our Customer Service number is listed below.

    Please call WellCare for more information about WellCare Signature (PDP) or WellCare Classic (PDP).

    Visit us at www.wellcarepdp.com or, call us:

    Customer Service Hours: October 15–February 14 — 8:00 a.m. to 2:00 a.m. Eastern, 7 days a week February 15–October 14 — 8:00 a.m. to 2:00 a.m. Eastern, Monday through Friday

    Current members should call toll-free and locally (888) 550-5252 (TTY/TDD (888) 816-5252).

    Prospective members should call toll-free and locally (888) 293-5151 (TTY/TDD (888) 816-5252).

    For more information about Medicare, please call Medicare at 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. You can call 24 hours a day, 7 days a week. Or visit www.medicare.gov on the Web.

    This document may be available in other formats such as Braille, large print or other alternate formats.

    This document may be available in a non-English language. For additional information, call Customer Service at the phone number listed above.

    Este documento puede estar disponible en un idioma diferente al inglés. Para información adicional, llame a Servicio al Cliente al número de teléfono indicado más arriba.

  • Sum

    ma

    ry o

    f Ben

    efit

    s |

    5

    WEL

    LCA

    RE S

    IGN

    ATU

    RE (P

    DP)

    WEL

    LCA

    RE C

    LASS

    IC (P

    DP)

    ORI

    GIN

    AL

    MED

    ICA

    REBE

    NEF

    IT

    Out

    patie

    nt

    Pres

    crip

    tion

    Dru

    gs

    If yo

    u ha

    ve a

    ny q

    uest

    ions

    abo

    ut t

    his

    plan

    ’s be

    nefit

    s or

    cos

    ts, p

    leas

    e co

    ntac

    t W

    ellC

    are

    for

    deta

    ils.

    Sect

    ion

    II –

    Su

    mm

    ary

    of B

    enef

    its

    Dru

    gs C

    over

    ed U

    nder

    Med

    icar

    e Pa

    rt D

    Gen

    eral

    This

    plan

    use

    s a

    form

    ular

    y. T

    he p

    lan

    will

    sen

    d yo

    u th

    e fo

    rmul

    ary.

    You

    ca

    n al

    so s

    ee t

    he fo

    rmul

    ary

    at

    ww

    w.w

    ellc

    arep

    dp.c

    om o

    n th

    e W

    eb.

    Diff

    eren

    t ou

    t-of

    -poc

    ket

    cost

    s m

    ay

    appl

    y fo

    r peo

    ple

    who

    :

    • ha

    ve li

    mite

    d in

    com

    es,

    • liv

    e in

    long

    -ter

    m c

    are

    faci

    litie

    s, or

    • ha

    ve a

    cces

    s to

    Indi

    an/T

    ribal

    /U

    rban

    (Ind

    ian

    Hea

    lth S

    ervi

    ce)

    prov

    ider

    s.

    $45.

    60-$

    78.2

    0 m

    onth

    ly p

    rem

    ium

    . v

    Dru

    gs C

    over

    ed U

    nder

    Med

    icar

    e Pa

    rt D

    Gen

    eral

    This

    plan

    use

    s a

    form

    ular

    y. T

    he p

    lan

    will

    sen

    d yo

    u th

    e fo

    rmul

    ary.

    You

    can

    al

    so s

    ee t

    he fo

    rmul

    ary

    at

    ww

    w.w

    ellc

    arep

    dp.c

    om o

    n th

    e W

    eb.

    Diff

    eren

    t ou

    t-of

    -poc

    ket

    cost

    s m

    ay

    appl

    y fo

    r peo

    ple

    who

    :

    • ha

    ve li

    mite

    d in

    com

    es,

    • liv

    e in

    long

    -ter

    m c

    are

    faci

    litie

    s, or

    • ha

    ve a

    cces

    s to

    Indi

    an/T

    ribal

    /U

    rban

    (Ind

    ian

    Hea

    lth S

    ervi

    ce)

    prov

    ider

    s.

    $24.

    10-$

    41.0

    0 m

    onth

    ly p

    rem

    ium

    . v

    Mos

    t dr

    ugs

    are

    not

    cove

    red

    unde

    r Orig

    inal

    M

    edic

    are.

    You

    can

    ad

    d pr

    escr

    iptio

    n dr

    ug

    cove

    rage

    to

    Orig

    inal

    M

    edic

    are

    by jo

    inin

    g a

    Med

    icar

    e Pr

    escr

    iptio

    n D

    rug

    Plan

    , or y

    ou c

    an

    get

    all y

    our M

    edic

    are

    cove

    rage

    , inc

    ludi

    ng

    pres

    crip

    tion

    drug

    co

    vera

    ge, b

    y jo

    inin

    g a

    Med

    icar

    e A

    dvan

    tage

    Pl

    an o

    r a M

    edic

    are

    Cos

    t Pl

    an t

    hat

    offe

    rs

    pres

    crip

    tion

    drug

    co

    vera

    ge.

    v

    Plea

    se re

    fer t

    o th

    e C

    o-pa

    y/Pr

    emiu

    m T

    able

    aft

    er t

    his

    sect

    ion

    to fi

    nd o

    ut t

    he c

    osts

    in y

    our a

    rea.

  • Sum

    ma

    ry o

    f Ben

    efit

    s |

    6

    WEL

    LCA

    RE S

    IGN

    ATU

    RE (P

    DP)

    WEL

    LCA

    RE C

    LASS

    IC (P

    DP)

    ORI

    GIN

    AL

    MED

    ICA

    REBE

    NEF

    IT

    Out

    patie

    nt

    Pres

    crip

    tion

    Dru

    gs

    Mos

    t pe

    ople

    will

    pay

    the

    ir Pa

    rt

    D p

    rem

    ium

    . How

    ever

    , som

    e pe

    ople

    will

    pay

    a h

    ighe

    r pre

    miu

    m

    beca

    use

    of t

    heir

    year

    ly in

    com

    e (o

    ver $

    85,0

    00 fo

    r sin

    gles

    , $1

    70,0

    00 fo

    r mar

    ried

    coup

    les)

    . For

    m

    ore

    info

    rmat

    ion

    abou

    t Pa

    rt D

    pr

    emiu

    ms

    base

    d on

    inco

    me,

    cal

    l M

    edic

    are

    at 1-

    800-

    MED

    ICA

    RE

    (1-80

    0-63

    3-42

    27).

    TTY

    use

    rs

    shou

    ld c

    all 1

    -877

    -486

    -204

    8. Y

    ou

    may

    also

    cal

    l Soc

    ial S

    ecur

    ity a

    t 1-

    800-

    772-

    1213

    . TTY

    use

    rs s

    houl

    d ca

    ll 1-

    800-

    325-

    0778

    .

    The

    plan

    off

    ers

    natio

    nal i

    n-ne

    twor

    k pr

    escr

    iptio

    n co

    vera

    ge

    (i.e.

    , thi

    s w

    ould

    incl

    ude

    50 s

    tate

    s an

    d th

    e D

    istric

    t of

    Col

    umbi

    a).

    This

    mea

    ns t

    hat

    you

    will

    pay

    the

    sa

    me

    cost

    -sha

    ring

    amou

    nt fo

    r yo

    ur p

    resc

    riptio

    n dr

    ugs

    if yo

    u ge

    t th

    em a

    t an

    in-n

    etw

    ork

    phar

    mac

    y ou

    tsid

    e of

    the

    pla

    n’s

    serv

    ice

    area

    (fo

    r ins

    tanc

    e, w

    hen

    you

    trav

    el).

    Tota

    l yea

    rly d

    rug

    cost

    s ar

    e th

    e to

    tal d

    rug

    cost

    s pa

    id b

    y bo

    th y

    ou

    and

    a Pa

    rt D

    pla

    n.

    Mos

    t pe

    ople

    will

    pay

    the

    ir Pa

    rt

    D p

    rem

    ium

    . How

    ever

    , som

    e pe

    ople

    will

    pay

    a h

    ighe

    r pre

    miu

    m

    beca

    use

    of t

    heir

    year

    ly in

    com

    e (o

    ver $

    85,0

    00 fo

    r sin

    gles

    , $1

    70,0

    00 fo

    r mar

    ried

    coup

    les)

    . For

    m

    ore

    info

    rmat

    ion

    abou

    t Pa

    rt D

    pr

    emiu

    ms

    base

    d on

    inco

    me,

    cal

    l M

    edic

    are

    at 1-

    800-

    MED

    ICA

    RE

    (1-80

    0-63

    3-42

    27).

    TTY

    use

    rs

    shou

    ld c

    all 1

    -877

    -486

    -204

    8. Y

    ou

    may

    also

    cal

    l Soc

    ial S

    ecur

    ity a

    t 1-

    800-

    772-

    1213

    . TTY

    use

    rs s

    houl

    d ca

    ll 1-

    800-

    325-

    0778

    .

    The

    plan

    off

    ers

    natio

    nal i

    n-ne

    twor

    k pr

    escr

    iptio

    n co

    vera

    ge

    (i.e.

    , thi

    s w

    ould

    incl

    ude

    50 s

    tate

    s an

    d th

    e D

    istric

    t of

    Col

    umbi

    a).

    This

    mea

    ns t

    hat

    you

    will

    pay

    the

    sa

    me

    cost

    -sha

    ring

    amou

    nt fo

    r yo

    ur p

    resc

    riptio

    n dr

    ugs

    if yo

    u ge

    t th

    em a

    t an

    in-n

    etw

    ork

    phar

    mac

    y ou

    tsid

    e of

    the

    pla

    n’s

    serv

    ice

    area

    (fo

    r ins

    tanc

    e, w

    hen

    you

    trav

    el).

    Tota

    l yea

    rly d

    rug

    cost

    s ar

    e th

    e to

    tal d

    rug

    cost

    s pa

    id b

    y bo

    th y

    ou

    and

    a Pa

    rt D

    pla

    n.

  • Sum

    ma

    ry o

    f Ben

    efit

    s |

    7

    WEL

    LCA

    RE S

    IGN

    ATU

    RE (P

    DP)

    WEL

    LCA

    RE C

    LASS

    IC (P

    DP)

    ORI

    GIN

    AL

    MED

    ICA

    REBE

    NEF

    IT

    Out

    patie

    nt

    Pres

    crip

    tion

    Dru

    gs

    The

    plan

    may

    requ

    ire y

    ou t

    o fir

    st t

    ry o

    ne d

    rug

    to t

    reat

    you

    r co

    nditi

    on b

    efor

    e it

    will

    cov

    er

    anot

    her d

    rug

    for t

    hat

    cond

    ition

    .

    Som

    e dr

    ugs

    have

    qua

    ntity

    lim

    its.

    Your

    pro

    vide

    r mus

    t ge

    t pr

    ior

    auth

    oriz

    atio

    n fr

    om W

    ellC

    are

    Sign

    atur

    e (P

    DP)

    for c

    erta

    in d

    rugs

    .

    You

    mus

    t go

    to c

    erta

    in p

    harm

    acie

    s fo

    r a v

    ery

    limite

    d nu

    mbe

    r of d

    rugs

    , du

    e to

    spe

    cial

    han

    dlin

    g, p

    rovi

    der

    coor

    dina

    tion,

    or p

    atie

    nt e

    duca

    tion

    requ

    irem

    ents

    tha

    t ca

    nnot

    be

    met

    by

    mos

    t ph

    arm

    acie

    s in

    you

    r ne

    twor

    k. T

    hese

    dru

    gs a

    re li

    sted

    on

    the

    pla

    n’s

    web

    site,

    form

    ular

    y,

    prin

    ted

    mat

    eria

    ls, a

    s w

    ell a

    s on

    the

    M

    edic

    are

    Pres

    crip

    tion

    Dru

    g Pl

    an

    Find

    er o

    n M

    edic

    are.

    gov.

    If th

    e ac

    tual

    cos

    t of

    a d

    rug

    is le

    ss

    than

    the

    nor

    mal

    cos

    t-sh

    arin

    g am

    ount

    for t

    hat

    drug

    , you

    will

    pay

    th

    e ac

    tual

    cos

    t, no

    t th

    e hi

    gher

    co

    st-s

    harin

    g am

    ount

    .

    If yo

    u re

    ques

    t a

    form

    ular

    y ex

    cept

    ion

    for a

    dru

    g an

    d W

    ellC

    are

    The

    plan

    may

    requ

    ire y

    ou t

    o fir

    st t

    ry o

    ne d

    rug

    to t

    reat

    you

    r co

    nditi

    on b

    efor

    e it

    will

    cov

    er

    anot

    her d

    rug

    for t

    hat

    cond

    ition

    .

    Som

    e dr

    ugs

    have

    qua

    ntity

    lim

    its.

    Your

    pro

    vide

    r mus

    t ge

    t pr

    ior

    auth

    oriz

    atio

    n fr

    om W

    ellC

    are

    Cla

    ssic

    (PD

    P) fo

    r cer

    tain

    dru

    gs.

    You

    mus

    t go

    to

    cert

    ain

    phar

    mac

    ies

    for a

    ver

    y lim

    ited

    num

    ber o

    f dru

    gs,

    due

    to s

    peci

    al h

    andl

    ing,

    pro

    vide

    r co

    ordi

    natio

    n, o

    r pat

    ient

    edu

    catio

    n re

    quire

    men

    ts t

    hat

    cann

    ot b

    e m

    et b

    y m

    ost

    phar

    mac

    ies

    in y

    our

    netw

    ork.

    The

    se d

    rugs

    are

    list

    ed

    on t

    he p

    lan’

    s w

    ebsit

    e, fo

    rmul

    ary,

    pr

    inte

    d m

    ater

    ials

    , as

    wel

    l as

    on t

    he

    Med

    icar

    e Pr

    escr

    iptio

    n D

    rug

    Plan

    Fi

    nder

    on

    Med

    icar

    e.go

    v.

    If th

    e ac

    tual

    cos

    t of

    a d

    rug

    is le

    ss

    than

    the

    nor

    mal

    cos

    t-sh

    arin

    g am

    ount

    for t

    hat

    drug

    , you

    will

    pay

    th

    e ac

    tual

    cos

    t, no

    t th

    e hi

    gher

    co

    st-s

    harin

    g am

    ount

    .

    If yo

    u re

    ques

    t a

    form

    ular

    y ex

    cept

    ion

    for a

    dru

    g an

    d W

    ellC

    are

  • Sum

    ma

    ry o

    f Ben

    efit

    s |

    8

    WEL

    LCA

    RE S

    IGN

    ATU

    RE (P

    DP)

    WEL

    LCA

    RE C

    LASS

    IC (P

    DP)

    ORI

    GIN

    AL

    MED

    ICA

    REBE

    NEF

    IT

    Out

    patie

    nt

    Pres

    crip

    tion

    Dru

    gs

    Sign

    atur

    e (P

    DP)

    app

    rove

    s th

    e ex

    cept

    ion,

    you

    will

    pay

    Tie

    r 4:

    Non

    -Pre

    ferr

    ed B

    rand

    Dru

    gs c

    ost-

    shar

    ing

    for t

    hat

    drug

    .

    Cla

    ssic

    (PD

    P) a

    ppro

    ves

    the

    exce

    ptio

    n, y

    ou w

    ill p

    ay T

    ier 3

    : N

    on-P

    refe

    rred

    Bra

    nd D

    rugs

    cos

    t-sh

    arin

    g fo

    r tha

    t dr

    ug.

    In-N

    etw

    ork

    $0 d

    educ

    tible

    .

    In-N

    etw

    ork

    $0 o

    r $32

    0 ye

    arly

    ded

    uctib

    le

    (see

    pag

    es 2

    0-22

    for i

    nfor

    mat

    ion

    abou

    t th

    e de

    duct

    ible

    in y

    our s

    tate

    )

    Initi

    al C

    over

    age

    You

    pay

    the

    follo

    win

    g un

    til t

    otal

    ye

    arly

    dru

    g co

    sts

    reac

    h $2

    ,930

    :

    Reta

    il Ph

    arm

    acy

    Tier

    1: P

    refe

    rred

    Gen

    eric

    Dru

    gs•

    $0 c

    o-pa

    y fo

    r a o

    ne-m

    onth

    (3

    1-da

    y) s

    uppl

    y of

    dru

    gs in

    th

    is tie

    r

    • $0

    co-

    pay

    for a

    thr

    ee-m

    onth

    (9

    3-da

    y) s

    uppl

    y of

    dru

    gs in

    th

    is tie

    r

    Initi

    al C

    over

    age

    Aft

    er y

    ou p

    ay y

    our y

    early

    ded

    uctib

    le,

    you

    pay

    the

    follo

    win

    g un

    til t

    otal

    ye

    arly

    dru

    g co

    sts

    reac

    h $2

    ,930

    :

    Reta

    il Ph

    arm

    acy

    Tier

    1: P

    refe

    rred

    Gen

    eric

    Dru

    gs•

    $0-$

    6 co

    -pay

    for a

    one

    -mon

    th (3

    1-da

    y) s

    uppl

    y of

    dru

    gs in

    thi

    s tie

    r v

    • $0

    -$18

    co-

    pay

    for a

    thr

    ee-m

    onth

    (9

    3-da

    y) s

    uppl

    y of

    dru

    gs in

    thi

    s

    tier v

    v

    Plea

    se re

    fer t

    o th

    e C

    o-pa

    y/Pr

    emiu

    m T

    able

    aft

    er t

    his

    sect

    ion

    to fi

    nd o

    ut t

    he c

    osts

    in y

    our a

    rea.

  • Sum

    ma

    ry o

    f Ben

    efit

    s |

    9

    WEL

    LCA

    RE S

    IGN

    ATU

    RE (P

    DP)

    WEL

    LCA

    RE C

    LASS

    IC (P

    DP)

    ORI

    GIN

    AL

    MED

    ICA

    REBE

    NEF

    IT

    Out

    patie

    nt

    Pres

    crip

    tion

    Dru

    gs

    Tier

    2: N

    on-P

    refe

    rred

    Gen

    eric

    Dru

    gs•

    $0-$

    20 c

    o-pa

    y fo

    r a o

    ne-m

    onth

    (3

    1-da

    y) s

    uppl

    y of

    dru

    gs in

    thi

    s tie

    r v

    • $0

    -$60

    co-

    pay

    for a

    thr

    ee-

    mon

    th (9

    3-da

    y) s

    uppl

    y of

    dru

    gs

    in t

    his

    tier v

    Tier

    3: P

    refe

    rred

    Bra

    nd D

    rugs

    • $4

    0-$4

    5 co

    -pay

    for a

    one

    -mon

    th

    (31-

    day)

    sup

    ply

    of d

    rugs

    in t

    his

    tier v

    • $1

    20-$

    135

    co-p

    ay fo

    r a t

    hree

    -m

    onth

    (93-

    day)

    sup

    ply

    of d

    rugs

    in

    thi

    s tie

    r v

    Tier

    4: N

    on-P

    refe

    rred

    Bra

    nd D

    rugs

    •$

    70-$

    95 c

    o-pa

    y fo

    r a o

    ne-m

    onth

    (3

    1-da

    y) s

    uppl

    y of

    dru

    gs in

    thi

    s tie

    r v

    •$

    210-

    $285

    co-

    pay

    for a

    thr

    ee-

    mon

    th (9

    3-da

    y) s

    uppl

    y of

    dru

    gs

    in t

    his

    tier v

    Tier

    2: P

    refe

    rred

    Bra

    nd D

    rugs

    •$

    38-$

    45 c

    o-pa

    y fo

    r a o

    ne-

    mon

    th (3

    1-da

    y) s

    uppl

    y of

    dr

    ugs

    in t

    his

    tier v

    • $1

    14-$

    135

    co-p

    ay fo

    r a t

    hree

    -m

    onth

    (93-

    day)

    sup

    ply

    of

    drug

    s in

    thi

    s tie

    r v

    Tier

    3: N

    on-P

    refe

    rred

    Bra

    nd

    Dru

    gs•

    $89

    -$95

    co-

    pay

    for a

    one

    -m

    onth

    (31-

    day)

    sup

    ply

    of

    drug

    s in

    thi

    s tie

    r v

    • $2

    67-$

    285

    co-p

    ay fo

    r a t

    hree

    -m

    onth

    (93-

    day)

    sup

    ply

    of

    drug

    s in

    thi

    s tie

    r v

    Tier

    4: S

    peci

    alty

    Tie

    r D

    rugs

    • 25

    %-3

    3% c

    oins

    uran

    ce fo

    r a

    one-

    mon

    th (3

    1-da

    y) s

    uppl

    y

    of d

    rugs

    in t

    his

    tier v

    v

    Plea

    se re

    fer t

    o th

    e C

    o-pa

    y/Pr

    emiu

    m T

    able

    aft

    er t

    his

    sect

    ion

    to fi

    nd o

    ut t

    he c

    osts

    in y

    our a

    rea.

  • Sum

    ma

    ry o

    f Ben

    efit

    s |

    10

    WEL

    LCA

    RE S

    IGN

    ATU

    RE (P

    DP)

    WEL

    LCA

    RE C

    LASS

    IC (P

    DP)

    ORI

    GIN

    AL

    MED

    ICA

    REBE

    NEF

    IT

    Out

    patie

    nt

    Pres

    crip

    tion

    Dru

    gs

    Tier

    5: S

    peci

    alty

    Tie

    r D

    rugs

    • 33%

    coi

    nsur

    ance

    for a

    one

    -m

    onth

    (31-

    day)

    sup

    ply

    of d

    rugs

    in

    thi

    s tie

    r

    Long

    -Ter

    m C

    are

    Phar

    mac

    y

    Tier

    1: P

    refe

    rred

    Gen

    eric

    Dru

    gs•

    $0-

    $6 c

    o-pa

    y fo

    r a o

    ne-m

    onth

    (3

    1-da

    y) s

    uppl

    y of

    dru

    gs in

    thi

    s tie

    r v

    Tier

    2: P

    refe

    rred

    Bra

    nd D

    rugs

    •$

    38-$

    45 c

    o-pa

    y fo

    r a o

    ne-

    mon

    th (3

    1-da

    y) s

    uppl

    y of

    dru

    gs

    in t

    his

    tier v

    Tier

    3: N

    on-P

    refe

    rred

    Bra

    nd

    Dru

    gs•

    $89

    -$95

    co-

    pay

    for a

    one

    -m

    onth

    (31-

    day)

    sup

    ply

    of d

    rugs

    in

    thi

    s tie

    r v

    v

    Plea

    se re

    fer t

    o th

    e C

    o-pa

    y/Pr

    emiu

    m T

    able

    aft

    er t

    his

    sect

    ion

    to fi

    nd o

    ut t

    he c

    osts

    in y

    our a

    rea.

    Long

    -Ter

    m C

    are

    Phar

    mac

    y

    Tier

    1: P

    refe

    rred

    Gen

    eric

    Dru

    gs•

    $0

    co-p

    ay fo

    r a o

    ne-m

    onth

    (3

    1-da

    y) s

    uppl

    y of

    dru

    gs in

    th

    is tie

    r

    Tier

    2: N

    on-P

    refe

    rred

    Gen

    eric

    D

    rugs

    •$

    0-$2

    0 co

    -pay

    for a

    one

    -mon

    th

    (31-

    day)

    sup

    ply

    of d

    rugs

    in t

    his

    tier v

    Tier

    3: P

    refe

    rred

    Bra

    nd D

    rugs

    •$

    40-$

    45 c

    o-pa

    y fo

    r a o

    ne-

    mon

    th (3

    1-da

    y) s

    uppl

    y of

    dru

    gs

    in t

    his

    tier v

  • Sum

    ma

    ry o

    f Ben

    efit

    s |

    11

    WEL

    LCA

    RE S

    IGN

    ATU

    RE (P

    DP)

    WEL

    LCA

    RE C

    LASS

    IC (P

    DP)

    ORI

    GIN

    AL

    MED

    ICA

    REBE

    NEF

    IT

    Out

    patie

    nt

    Pres

    crip

    tion

    Dru

    gs

    Tier

    4: S

    peci

    alty

    Tie

    r D

    rugs

    • 25

    %-3

    3% c

    oins

    uran

    ce fo

    r a o

    ne-

    mon

    th (3

    1-da

    y) s

    uppl

    y of

    dru

    gs

    in t

    his

    tier v

    Tier

    4: N

    on-P

    refe

    rred

    Bra

    nd D

    rugs

    •$

    70-$

    95 c

    o-pa

    y fo

    r a o

    ne-

    mon

    th (3

    1-da

    y) s

    uppl

    y of

    dru

    gs

    in t

    his

    tier v

    Tier

    5: S

    peci

    alty

    Tie

    r D

    rugs

    • 33%

    coi

    nsur

    ance

    for a

    one

    -m

    onth

    (31-

    day)

    sup

    ply

    of d

    rugs

    in

    thi

    s tie

    r v

    Mai

    l-Ord

    er

    Tier

    1: P

    refe

    rred

    Gen

    eric

    Dru

    gs•

    $0 c

    o-pa

    y fo

    r a o

    ne-m

    onth

    (3

    1-da

    y) s

    uppl

    y of

    dru

    gs in

    thi

    s tie

    r fro

    m a

    pre

    ferr

    ed m

    ail-

    orde

    r pha

    rmac

    y

    • $0

    co-

    pay

    for a

    thr

    ee-m

    onth

    (9

    3-da

    y) s

    uppl

    y of

    dru

    gs in

    thi

    s tie

    r fro

    m a

    pre

    ferr

    ed m

    ail-

    orde

    r pha

    rmac

    y

    Mai

    l-Ord

    er

    Tier

    1: P

    refe

    rred

    Gen

    eric

    Dru

    gs•

    $0-

    $6 c

    o-pa

    y fo

    r a o

    ne-m

    onth

    (3

    1-da

    y) s

    uppl

    y of

    dru

    gs in

    thi

    s tie

    r fro

    m a

    pre

    ferr

    ed m

    ail-o

    rder

    ph

    arm

    acy

    v

    •$

    0-$1

    5 co

    -pay

    for a

    thr

    ee-

    mon

    th (9

    3-da

    y) s

    uppl

    y of

    dru

    gs

    in t

    his

    tier f

    rom

    a p

    refe

    rred

    m

    ail-o

    rder

    pha

    rmac

    y v

    v

    Plea

    se re

    fer t

    o th

    e C

    o-pa

    y/Pr

    emiu

    m T

    able

    aft

    er t

    his

    sect

    ion

    to fi

    nd o

    ut t

    he c

    osts

    in y

    our a

    rea.

  • Sum

    ma

    ry o

    f Ben

    efit

    s |

    12

    WEL

    LCA

    RE S

    IGN

    ATU

    RE (P

    DP)

    WEL

    LCA

    RE C

    LASS

    IC (P

    DP)

    ORI

    GIN

    AL

    MED

    ICA

    REBE

    NEF

    IT

    Out

    patie

    nt

    Pres

    crip

    tion

    Dru

    gs

    • $0

    co-

    pay

    for a

    thr

    ee-m

    onth

    (9

    3-da

    y) s

    uppl

    y of

    dru

    gs in

    th

    is tie

    r fro

    m a

    non

    -pre

    ferr

    ed

    mai

    l-ord

    er p

    harm

    acy

    Tier

    2: N

    on-P

    refe

    rred

    Gen

    eric

    D

    rugs

    •$

    0-$2

    0 co

    -pay

    for a

    one

    -m

    onth

    (31-

    day)

    sup

    ply

    of d

    rugs

    in t

    his

    tier f

    rom

    a

    pref

    erre

    d m

    ail-o

    rder

    ph

    arm

    acy

    v

    •$

    0-$5

    0 co

    -pay

    for a

    thr

    ee-

    mon

    th (9

    3-da

    y) s

    uppl

    y of

    dru

    gs in

    thi

    s tie

    r fro

    m

    a pr

    efer

    red

    mai

    l-ord

    er

    phar

    mac

    y v

    •$

    0-$6

    0 co

    -pay

    for a

    thr

    ee-

    mon

    th (9

    3-da

    y) s

    uppl

    y of

    dr

    ugs

    in t

    his

    tier f

    rom

    a

    non-

    pref

    erre

    d m

    ail-o

    rder

    ph

    arm

    acy

    v

    •$

    0-$1

    8 co

    -pay

    for a

    thr

    ee-

    mon

    th (9

    3-da

    y) s

    uppl

    y of

    dru

    gs

    in t

    his

    tier f

    rom

    a n

    on-p

    refe

    rred

    m

    ail-o

    rder

    pha

    rmac

    y v

    Tier

    2: P

    refe

    rred

    Bra

    nd D

    rugs

    •$

    38-$

    45 c

    o-pa

    y fo

    r a o

    ne-

    mon

    th (3

    1-da

    y) s

    uppl

    y of

    dru

    gs

    in t

    his

    tier f

    rom

    a p

    refe

    rred

    mai

    l-or

    der p

    harm

    acy

    v

    •$

    95-$

    112.5

    0 co

    -pay

    for a

    thr

    ee-

    mon

    th (9

    3-da

    y) s

    uppl

    y of

    dru

    gs

    in t

    his

    tier f

    rom

    a p

    refe

    rred

    mai

    l-or

    der p

    harm

    acy

    v

    •$

    114-$

    135

    co-p

    ay fo

    r a t

    hree

    -m

    onth

    (93-

    day)

    sup

    ply

    of d

    rugs

    in

    thi

    s tie

    r fro

    m a

    non

    -pre

    ferr

    ed

    mai

    l-ord

    er p

    harm

    acy

    v

    v

    Plea

    se re

    fer t

    o th

    e C

    o-pa

    y/Pr

    emiu

    m T

    able

    aft

    er t

    his

    sect

    ion

    to fi

    nd o

    ut t

    he c

    osts

    in y

    our a

    rea.

  • Sum

    ma

    ry o

    f Ben

    efit

    s |

    13

    WEL

    LCA

    RE S

    IGN

    ATU

    RE (P

    DP)

    WEL

    LCA

    RE C

    LASS

    IC (P

    DP)

    ORI

    GIN

    AL

    MED

    ICA

    REBE

    NEF

    IT

    Out

    patie

    nt

    Pres

    crip

    tion

    Dru

    gs

    Tier

    3: P

    refe

    rred

    Bra

    nd D

    rugs

    • $4

    0-$4

    5 co

    -pay

    for a

    one

    -m

    onth

    (31-

    day)

    sup

    ply

    of d

    rugs

    in

    thi

    s tie

    r fro

    m a

    pre

    ferr

    ed

    mai

    l-ord

    er p

    harm

    acy

    v

    • $1

    00-$

    112.5

    0 co

    -pay

    for a

    thr

    ee-

    mon

    th (9

    3-da

    y) s

    uppl

    y of

    dru

    gs

    in t

    his

    tier f

    rom

    a p

    refe

    rred

    m

    ail-o

    rder

    pha

    rmac

    y v

    • $1

    20-$

    135

    co-p

    ay fo

    r a t

    hree

    -m

    onth

    (93-

    day)

    sup

    ply

    of d

    rugs

    in

    thi

    s tie

    r fro

    m a

    non

    -pre

    ferr

    ed

    mai

    l-ord

    er p

    harm

    acy

    v

    Tier

    4: N

    on-P

    refe

    rred

    Bra

    nd

    Dru

    gs•

    $70-

    $95

    co-p

    ay fo

    r a o

    ne-

    mon

    th (3

    1-da

    y) s

    uppl

    y of

    dru

    gs

    in t

    his

    tier f

    rom

    a p

    refe

    rred

    m

    ail-o

    rder

    pha

    rmac

    y v

    • $1

    75-$

    237.5

    0 co

    -pay

    for a

    thr

    ee-

    mon

    th (9

    3-da

    y) s

    uppl

    y of

    dru

    gs

    in t

    his

    tier f

    rom

    a p

    refe

    rred

    m

    ail-o

    rder

    pha

    rmac

    y v

    Tier

    3: N

    on-P

    refe

    rred

    Bra

    nd

    Dru

    gs•

    $89-

    $95

    co-p

    ay fo

    r a o

    ne-

    mon

    th (3

    1-da

    y) s

    uppl

    y of

    dru

    gs

    in t

    his

    tier f

    rom

    a p

    refe

    rred

    m

    ail-o

    rder

    pha

    rmac

    y v

    • $2

    22.5

    0-$2

    37.5

    0 co

    -pay

    for a

    th

    ree-

    mon

    th (9

    3-da

    y) s

    uppl

    y of

    dru

    gs in

    thi

    s tie

    r fro

    m a

    pr

    efer

    red

    mai

    l-ord

    er

    phar

    mac

    y v

    • $2

    67-$

    285

    co-p

    ay fo

    r a t

    hree

    -m

    onth

    (93-

    day)

    sup

    ply

    of

    drug

    s in

    thi

    s tie

    r fro

    m a

    non

    -pr

    efer

    red

    mai

    l-ord

    er

    phar

    mac

    y v

    Tier

    4: S

    peci

    alty

    Tie

    r D

    rugs

    • 25

    %-3

    3% c

    oins

    uran

    ce fo

    r a

    one-

    mon

    th (3

    1-da

    y) s

    uppl

    y of

    dru

    gs in

    thi

    s tie

    r fro

    m a

    pr

    efer

    red

    mai

    l-ord

    er

    phar

    mac

    y v

    v

    Plea

    se re

    fer t

    o th

    e C

    o-pa

    y/Pr

    emiu

    m T

    able

    aft

    er t

    his

    sect

    ion

    to fi

    nd o

    ut t

    he c

    osts

    in y

    our a

    rea.

  • Sum

    ma

    ry o

    f Ben

    efit

    s |

    14

    WEL

    LCA

    RE S

    IGN

    ATU

    RE (P

    DP)

    WEL

    LCA

    RE C

    LASS

    IC (P

    DP)

    ORI

    GIN

    AL

    MED

    ICA

    REBE

    NEF

    IT

    Out

    patie

    nt

    Pres

    crip

    tion

    Dru

    gs

    • $2

    10-$

    285

    co-p

    ay fo

    r a t

    hree

    -m

    onth

    (93-

    day)

    sup

    ply

    of d

    rugs

    in

    thi

    s tie

    r fro

    m a

    non

    -pre

    ferr

    ed

    mai

    l-ord

    er p

    harm

    acy

    Tier

    5: S

    peci

    alty

    Tie

    r D

    rugs

    • 33

    % c

    oins

    uran

    ce fo

    r a o

    ne-

    mon

    th (3

    1-da

    y) s

    uppl

    y of

    dru

    gs

    in t

    his

    tier f

    rom

    a p

    refe

    rred

    m

    ail-o

    rder

    pha

    rmac

    y

    • 33

    % c

    oins

    uran

    ce fo

    r a o

    ne-

    mon

    th (3

    1-da

    y) s

    uppl

    y of

    dru

    gs

    in t

    his

    tier f

    rom

    a n

    on-p

    refe

    rred

    m

    ail-o

    rder

    pha

    rmac

    y

    Cov

    erag

    e G

    apA

    fter

    you

    r tot

    al y

    early

    dru

    g co

    sts

    reac

    h $2

    ,930

    , you

    rece

    ive

    a di

    scou

    nt o

    n br

    and-

    nam

    e dr

    ugs

    an

    d pa

    y 86

    % o

    f the

    pla

    n’s

    cost

    s

    for a

    ll ge

    neric

    dru

    gs u

    ntil

    your

    ye

    arly

    out

    -of-

    pock

    et d

    rug

    cost

    s re

    ach

    $4,7

    00.

    Cov

    erag

    e G

    apA

    fter

    you

    r tot

    al y

    early

    dru

    g co

    sts

    reac

    h $2

    ,930

    , you

    rece

    ive

    a di

    scou

    nt

    on b

    rand

    -nam

    e dr

    ugs

    and

    pay

    86%

    of

    the

    pla

    n’s

    cost

    s fo

    r all

    gene

    ric

    drug

    s un

    til y

    our y

    early

    out

    -of-

    pock

    et d

    rug

    cost

    s re

    ach

    $4,7

    00.

    • 25

    %-3

    3% c

    oins

    uran

    ce fo

    r a o

    ne-

    mon

    th (3

    1-da

    y) s

    uppl

    y of

    dru

    gs

    in t

    his

    tier f

    rom

    a n

    on-p

    refe

    rred

    m

    ail-o

    rder

    pha

    rmac

    y v

  • Sum

    ma

    ry o

    f Ben

    efit

    s |

    15

    WEL

    LCA

    RE S

    IGN

    ATU

    RE (P

    DP)

    WEL

    LCA

    RE C

    LASS

    IC (P

    DP)

    ORI

    GIN

    AL

    MED

    ICA

    REBE

    NEF

    IT

    Out

    patie

    nt

    Pres

    crip

    tion

    Dru

    gs

    Cat

    astr

    ophi

    c C

    over

    age

    Aft

    er y

    our y

    early

    out

    -of-

    pock

    et

    drug

    cos

    ts re

    ach

    $4,7

    00, y

    ou p

    ay

    the

    grea

    ter o

    f:

    • 5%

    coi

    nsur

    ance

    , or

    • $2

    .60

    co-p

    ay fo

    r gen

    eric

    (in

    clud

    ing

    bran

    d dr

    ugs

    trea

    ted

    as g

    ener

    ic) a

    nd a

    $6.

    50 c

    o-pa

    y fo

    r all

    othe

    r dru

    gs.

    Cat

    astr

    ophi

    c C

    over

    age

    Aft

    er y

    our y

    early

    out

    -of-

    pock

    et

    drug

    cos

    ts re

    ach

    $4,7

    00, y

    ou p

    ay

    the

    grea

    ter o

    f:

    • 5%

    coi

    nsur

    ance

    , or

    • $2

    .60

    co-p

    ay fo

    r gen

    eric

    (in

    clud

    ing

    bran

    d dr

    ugs

    trea

    ted

    as g

    ener

    ic) a

    nd a

    $6.

    50 c

    o-pa

    y fo

    r all

    othe

    r dru

    gs.

    Out

    -of-

    Net

    wor

    kPl

    an d

    rugs

    may

    be

    cove

    red

    in

    spec

    ial c

    ircum

    stan

    ces,

    for i

    nsta

    nce,

    ill

    ness

    whi

    le t

    rave

    ling

    outs

    ide

    of t

    he p

    lan’

    s se

    rvic

    e ar

    ea w

    here

    th

    ere

    is no

    net

    wor

    k ph

    arm

    acy.

    Yo

    u m

    ay h

    ave

    to p

    ay m

    ore

    than

    yo

    ur n

    orm

    al c

    ost-

    shar

    ing

    amou

    nt

    if yo

    u ge

    t yo

    ur d

    rugs

    at

    an o

    ut-

    of-n

    etw

    ork

    phar

    mac

    y. In

    add

    ition

    , yo

    u w

    ill li

    kely

    hav

    e to

    pay

    the

    ph

    arm

    acy’

    s fu

    ll ch

    arge

    for t

    he

    drug

    and

    sub

    mit

    docu

    men

    tatio

    n to

    rece

    ive

    reim

    burs

    emen

    t fr

    om

    Wel

    lCar

    e Si

    gnat

    ure

    (PD

    P).

    Out

    -of-

    Net

    wor

    kPl

    an d

    rugs

    may

    be

    cove

    red

    in

    spec

    ial c

    ircum

    stan

    ces,

    for i

    nsta

    nce,

    ill

    ness

    whi

    le t

    rave

    ling

    outs

    ide

    of t

    he p

    lan’

    s se

    rvic

    e ar

    ea w

    here

    th

    ere

    is no

    net

    wor

    k ph

    arm

    acy.

    Yo

    u m

    ay h

    ave

    to p

    ay m

    ore

    than

    yo

    ur n

    orm

    al c

    ost-

    shar

    ing

    amou

    nt

    if yo

    u ge

    t you

    r dru

    gs a

    t an

    out-

    of-

    netw

    ork

    phar

    mac

    y. In

    add

    ition

    , yo

    u w

    ill li

    kely

    hav

    e to

    pay

    the

    ph

    arm

    acy’

    s fu

    ll ch

    arge

    for t

    he

    drug

    and

    sub

    mit

    docu

    men

    tatio

    n to

    rece

    ive

    reim

    burs

    emen

    t fro

    m

    Wel

    lCar

    e C

    lass

    ic (P

    DP)

    .

  • Sum

    ma

    ry o

    f Ben

    efit

    s |

    16

    WEL

    LCA

    RE S

    IGN

    ATU

    RE (P

    DP)

    WEL

    LCA

    RE C

    LASS

    IC (P

    DP)

    ORI

    GIN

    AL

    MED

    ICA

    REBE

    NEF

    IT

    Out

    patie

    nt

    Pres

    crip

    tion

    Dru

    gs

    Out

    -of-

    Net

    wor

    k In

    itial

    C

    over

    age

    You

    will

    be

    reim

    burs

    ed u

    p to

    the

    pl

    an’s

    cost

    of t

    he d

    rug

    min

    us t

    he

    follo

    win

    g fo

    r dru

    gs p

    urch

    ased

    out

    -of

    -net

    wor

    k un

    til t

    otal

    yea

    rly d

    rug

    cost

    s re

    ach

    $2,9

    30:

    Tier

    1: P

    refe

    rred

    Gen

    eric

    Dru

    gs•

    $0 c

    o-pa

    y fo

    r a o

    ne-m

    onth

    (3

    1-da

    y) s

    uppl

    y of

    dru

    gs in

    thi

    s tie

    r

    Tier

    2: N

    on-P

    refe

    rred

    Gen

    eric

    D

    rugs

    • $0

    -$20

    co-

    pay

    for a

    one

    -m

    onth

    (31-

    day)

    sup

    ply

    of d

    rugs

    in

    thi

    s tie

    r v

    Tier

    3: P

    refe

    rred

    Bra

    nd D

    rugs

    • $4

    0-$4

    5 co

    -pay

    for a

    one

    -m

    onth

    (31-

    day)

    sup

    ply

    of d

    rugs

    in

    thi

    s tie

    r v

    Out

    -of-

    Net

    wor

    k In

    itial

    C

    over

    age

    Aft

    er y

    ou p

    ay y

    our y

    early

    de

    duct

    ible

    , you

    will

    be

    reim

    burs

    ed

    up to

    the

    plan

    ’s co

    st o

    f the

    dru

    g m

    inus

    the

    follo

    win

    g fo

    r dru

    gs

    purc

    hase

    d ou

    t-of

    -net

    wor

    k un

    til

    tota

    l yea

    rly d

    rug

    cost

    s re

    ach

    $2,9

    30:

    Tier

    1: P

    refe

    rred

    Gen

    eric

    Dru

    gs•

    $0-$

    6 co

    -pay

    for a

    one

    -mon

    th

    (31-

    day)

    sup

    ply

    of d

    rugs

    in t

    his

    tier v

    Tier

    2: P

    refe

    rred

    Bra

    nd D

    rugs

    • $3

    8-$4

    5 co

    -pay

    for a

    one

    -m

    onth

    (31-

    day)

    sup

    ply

    of d

    rugs

    in

    thi

    s tie

    r v

    v

    Plea

    se re

    fer t

    o th

    e C

    o-pa

    y/Pr

    emiu

    m T

    able

    aft

    er t

    his

    sect

    ion

    to fi

    nd o

    ut t

    he c

    osts

    in y

    our a

    rea.

  • Sum

    ma

    ry o

    f Ben

    efit

    s |

    17

    WEL

    LCA

    RE S

    IGN

    ATU

    RE (P

    DP)

    WEL

    LCA

    RE C

    LASS

    IC (P

    DP)

    ORI

    GIN

    AL

    MED

    ICA

    REBE

    NEF

    IT

    Out

    patie

    nt

    Pres

    crip

    tion

    Dru

    gs

    v

    Plea

    se re

    fer t

    o th

    e C

    o-pa

    y/Pr

    emiu

    m T

    able

    aft

    er t

    his

    sect

    ion

    to fi

    nd o

    ut t

    he c

    osts

    in y

    our a

    rea.

    Tier

    4: N

    on-P

    refe

    rred

    Bra

    nd

    Dru

    gs•

    $70-

    $95

    co-p

    ay fo

    r a o

    ne-

    mon

    th (3

    1-da

    y) s

    uppl

    y of

    dru

    gs

    in t

    his

    tier v

    Tier

    5: S

    peci

    alty

    Tie

    r D

    rugs

    • 33

    % c

    oins

    uran

    ce fo

    r a o

    ne-

    mon

    th (3

    1-da

    y) s

    uppl

    y of

    dru

    gs

    in t

    his

    tier

    You

    will

    not

    be

    reim

    burs

    ed fo

    r th

    e di

    ffer

    ence

    bet

    wee

    n th

    e ou

    t-of

    -net

    wor

    k ph

    arm

    acy

    char

    ge a

    nd

    the

    plan

    ’s in

    -net

    wor

    k al

    low

    able

    am

    ount

    .

    Add

    ition

    al O

    ut-o

    f-N

    etw

    ork

    Cov

    erag

    e G

    apYo

    u w

    ill b

    e re

    imbu

    rsed

    up

    to 14

    %

    of t

    he p

    lan’

    s al

    low

    able

    cos

    t fo

    r ge

    neric

    dru

    gs p

    urch

    ased

    out

    -of-

    netw

    ork

    until

    tot

    al y

    early

    out

    -of-

    pock

    et d

    rug

    cost

    s re

    ach

    $4,7

    00.

    Add

    ition

    al O

    ut-o

    f-N

    etw

    ork

    Cov

    erag

    e G

    apYo

    u w

    ill b

    e re

    imbu

    rsed

    up

    to 14

    %

    of t

    he p

    lan’

    s al

    low

    able

    cos

    t fo

    r ge

    neric

    dru

    gs p

    urch

    ased

    out

    -of-

    netw

    ork

    until

    tot

    al y

    early

    out

    -of-

    pock

    et d

    rug

    cost

    s re

    ach

    $4,7

    00.

    Tier

    3: N

    on-P

    refe

    rred

    Bra

    nd

    Dru

    gs•

    $89-

    $95

    co-p

    ay fo

    r a o

    ne-

    mon

    th (3

    1-da

    y) s

    uppl

    y of

    dru

    gs

    in t

    his

    tier v

    Tier

    4: S

    peci

    alty

    Tie

    r D

    rugs

    • 25

    %-3

    3% c

    oins

    uran

    ce fo

    r a o

    ne-

    mon

    th (3

    1-da

    y) s

    uppl

    y of

    dru

    gs

    in t

    his

    tier v

    You

    will

    not

    be

    reim

    burs

    ed fo

    r the

    di

    ffer

    ence

    bet

    wee

    n th

    e ou

    t-of

    - ne

    twor

    k ph

    arm

    acy

    char

    ge a

    nd t

    he

    plan

    ’s in

    -net

    wor

    k al

    low

    able

    am

    ount

    .

  • Sum

    ma

    ry o

    f Ben

    efit

    s |

    18

    WEL

    LCA

    RE S

    IGN

    ATU

    RE (P

    DP)

    WEL

    LCA

    RE C

    LASS

    IC (P

    DP)

    ORI

    GIN

    AL

    MED

    ICA

    REBE

    NEF

    IT

    Out

    patie

    nt

    Pres

    crip

    tion

    Dru

    gs

    You

    will

    be

    reim

    burs

    ed u

    p to

    the

    di

    scou

    nted

    pric

    e fo

    r bra

    nd-n

    ame

    drug

    s pu

    rcha

    sed

    out-

    of-n

    etw

    ork

    until

    tot

    al y

    early

    out

    -of-

    pock

    et d

    rug

    cost

    s re

    ach

    $4,7

    00.

    You

    will

    not

    be

    reim

    burs

    ed fo

    r the

    di

    ffer

    ence

    bet

    wee

    n th

    e ou

    t-of

    -ne

    twor

    k ph

    arm

    acy

    char

    ge a

    nd t

    he

    plan

    ’s in

    -net

    wor

    k al

    low

    able

    am

    ount

    .

    Out

    -of-

    Net

    wor

    k C

    atas

    trop

    hic

    Cov

    erag

    eA

    fter

    you

    r yea

    rly o

    ut-o

    f-po

    cket

    dr

    ug c

    osts

    reac

    h $4

    ,700

    , you

    will

    be

    reim

    burs

    ed fo

    r dru

    gs p

    urch

    ased

    ou

    t-of

    -net

    wor

    k up

    to

    the

    plan

    ’s co

    st o

    f the

    dru

    g, m

    inus

    you

    r cos

    t-sh

    are,

    whi

    ch is

    the

    gre

    ater

    of:

    • 5%

    coi

    nsur

    ance

    , or

    • $2

    .60

    co-p

    ay fo

    r gen

    eric

    (in

    clud

    ing

    bran

    d dr

    ugs

    trea

    ted

    as g

    ener

    ic) a

    nd a

    $6.

    50 c

    o-pa

    y fo

    r all

    othe

    r dru

    gs.

    You

    will

    be

    reim

    burs

    ed u

    p to

    the

    di

    scou

    nted

    pric

    e fo

    r bra

    nd-n

    ame

    drug

    s pu

    rcha

    sed

    out-

    of-n

    etw

    ork

    until

    tot

    al y

    early

    out

    -of-

    pock

    et

    drug

    cos

    ts re

    ach

    $4,7

    00.

    You

    will

    not

    be

    reim

    burs

    ed fo

    r the

    di

    ffer

    ence

    bet

    wee

    n th

    e ou

    t-of

    -ne

    twor

    k ph

    arm

    acy

    char

    ge a

    nd t

    he

    plan

    ’s in

    -net

    wor

    k al

    low

    able

    am

    ount

    .

    Out

    -of-

    Net

    wor

    k C

    atas

    trop

    hic

    Cov

    erag

    eA

    fter

    you

    r yea

    rly o

    ut-o

    f-po

    cket

    dr

    ug c

    osts

    reac

    h $4

    ,700

    , you

    will

    be

    reim

    burs

    ed fo

    r dru

    gs p

    urch

    ased

    ou

    t-of

    -net

    wor

    k up

    to

    the

    plan

    ’s co

    st o

    f the

    dru

    g, m

    inus

    you

    r cos

    t-sh

    are,

    whi

    ch is

    the

    gre

    ater

    of:

    • 5%

    coi

    nsur

    ance

    , or

    • $2

    .60

    co-p

    ay fo

    r gen

    eric

    (in

    clud

    ing

    bran

    d dr

    ugs

    trea

    ted

    as g

    ener

    ic) a

    nd a

    $6.

    50 c

    o-pa

    y fo

    r all

    othe

    r dru

    gs.

  • Sum

    ma

    ry o

    f Ben

    efit

    s |

    19

    WEL

    LCA

    RE S

    IGN

    ATU

    RE (P

    DP)

    WEL

    LCA

    RE C

    LASS

    IC (P

    DP)

    ORI

    GIN

    AL

    MED

    ICA

    REBE

    NEF

    IT

    Out

    patie

    nt

    Pres

    crip

    tion

    Dru

    gs

    You

    will

    not

    be

    reim

    burs

    ed fo

    r th

    e di

    ffer

    ence

    bet

    wee

    n th

    e ou

    t-of

    -net

    wor

    k ph

    arm

    acy

    char

    ge a

    nd

    the

    plan

    ’s in

    -net

    wor

    k al

    low

    able

    am

    ount

    .

    You

    will

    not

    be

    reim

    burs

    ed fo

    r th

    e di

    ffer

    ence

    bet

    wee

    n th

    e ou

    t-of

    -net

    wor

    k ph

    arm

    acy

    char

    ge a

    nd

    the

    plan

    ’s in

    -net

    wor

    k al

    low

    able

    am

    ount

    .

  • Sum

    ma

    ry o

    f Ben

    efit

    s |

    20

    Co-

    pa

    y/Pr

    emiu

    m T

    ab

    le

    S596

    7

    Stat

    eM

    onth

    ly

    Prem

    ium

    Ded

    uctib

    leTi

    er 1

    (P

    refe

    rred

    Gen

    eric

    )Ti

    er 2

    (P

    refe

    rred

    Bra

    nd)

    Tier

    3

    (Non

    -Pre

    ferr

    ed B

    rand

    )Ti

    er 4

    (S

    peci

    alty

    Ti

    er)

    31

    Day

    s93

    Day

    sPr

    efer

    red

    Mai

    l-Ord

    er

    93 D

    ays

    31

    Day

    s93

    Day

    sPr

    efer

    red

    Mai

    l-Ord

    er

    93 D

    ays

    31

    Day

    s93

    Day

    sPr

    efer

    red

    Mai

    l-Ord

    er

    93 D

    ays

    31 D

    ays

    AK

    $37.

    00$3

    20$0

    $0$0

    $39

    $117

    $97.

    50$8

    9$2

    67$2

    22.5

    025

    %

    AL

    $34.

    50$3

    20$0

    $0$0

    $42

    $126

    $105

    $90

    $270

    $225

    25%

    AR

    $33.

    10$3

    20$0

    $0$0

    $41

    $123

    $102

    .50

    $95

    $285

    $237

    .50

    25%

    AZ

    $26.

    40$3

    20$0

    $0$0

    $45

    $135

    $112

    .50

    $95

    $285

    $237

    .50

    25%

    CA

    $31.5

    0$3

    20$0

    $0$0

    $42

    $126

    $105

    $95

    $285

    $237

    .50

    25%

    CO

    $34.

    00$3

    20$0

    $0$0

    $42

    $126

    $105

    $95

    $285

    $237

    .50

    25%

    CT

    $33.

    70$3

    20$0

    $0$0

    $41

    $123

    $102

    .50

    $94

    $282

    $235

    25%

    DC

    $34.

    30$3

    20$0

    $0$0

    $42

    $126

    $105

    $95

    $285

    $237

    .50

    25%

    DE

    $34.

    30$3

    20$0

    $0$0

    $42

    $126

    $105

    $95

    $285

    $237

    .50

    25%

    FL$2

    7.00

    $320

    $0$0

    $0$3

    8$1

    14$9

    5$9

    0$2

    70$2

    2525

    %

    GA

    $32.

    30$3

    20$0

    $0$0

    $41

    $123

    $102

    .50

    $92

    $276

    $230

    25%

    HI

    $32.

    30$0

    $6$1

    8$1

    5$4

    1$1

    23$1

    02.5

    0$9

    5$2

    85$2

    37.5

    033

    %

    IA$3

    9.40

    $320

    $0$0

    $0$4

    5$1

    35$1

    12.5

    0$9

    5$2

    85$2

    37.5

    025

    %

    ID$4

    1.00

    $320

    $0$0

    $0$4

    5$1

    35$1

    12.5

    0$9

    5$2

    85$2

    37.5

    025

    %

    IL$3

    1.20

    $320

    $0$0

    $0$4

    2$1

    26$1

    05$9

    5$2

    85$2

    37.5

    025

    %

    IN$3

    7.10

    $320

    $0$0

    $0$4

    3$1

    29$1

    07.5

    0$9

    5$2

    85$2

    37.5

    025

    %

    KS$3

    7.40

    $320

    $0$0

    $0$4

    1$1

    23$1

    02.5

    0$9

    5$2

    85$2

    37.5

    025

    %

    KY$3

    7.10

    $320

    $0$0

    $0$4

    3$1

    29$1

    07.5

    0$9

    5$2

    85$2

    37.5

    025

    %

    LA$3

    6.90

    $320

    $0$0

    $0$4

    0$1

    20$1

    00$9

    1$2

    73$2

    27.5

    025

    %

    WEL

    LCA

    RE C

    LASS

    IC (P

    DP)

  • Sum

    ma

    ry o

    f Ben

    efit

    s |

    21

    Co-

    pa

    y/Pr

    emiu

    m T

    ab

    le

    S596

    7

    Stat

    eM

    onth

    ly

    Prem

    ium

    Ded

    uctib

    leTi

    er 1

    (P

    refe

    rred

    Gen

    eric

    )Ti

    er 2

    (P

    refe

    rred

    Bra

    nd)

    Tier

    3

    (Non

    -Pre

    ferr

    ed B

    rand

    )Ti

    er 4

    (S

    peci

    alty

    Ti

    er)

    31

    Day

    s93

    Day

    sPr

    efer

    red

    Mai

    l-Ord

    er

    93 D

    ays

    31

    Day

    s93

    Day

    sPr

    efer

    red

    Mai

    l-Ord

    er

    93 D

    ays

    31

    Day

    s93

    Day

    sPr

    efer

    red

    Mai

    l-Ord

    er

    93 D

    ays

    31 D

    ays

    MA

    $33.

    70$3

    20$0

    $0$0

    $41

    $123

    $102

    .50

    $94

    $282

    $235

    25%

    MD

    $34.

    30$3

    20$0

    $0$0

    $42

    $126

    $105

    $95

    $285

    $237

    .50

    25%

    ME

    $31.0

    0$3

    20$0

    $0$0

    $42

    $126

    $105

    $94

    $282

    $235

    25%

    MI

    $35.

    60$3

    20$0

    $0$0

    $45

    $135

    $112

    .50

    $95

    $285

    $237

    .50

    25%

    MN

    $39.

    40$3

    20$0

    $0$0

    $45

    $135

    $112

    .50

    $95

    $285

    $237

    .50

    25%

    MO

    $35.

    30$3

    20$0

    $0$0

    $40

    $120

    $100

    $90

    $270

    $225

    25%

    MS

    $35.

    60$3

    20$0

    $0$0

    $39

    $117

    $97.

    50$9

    0$2

    70$2

    2525

    %

    MT

    $39.

    40$3

    20$0

    $0$0

    $45

    $135

    $112

    .50

    $95

    $285

    $237

    .50

    25%

    NC

    $35.

    40$0

    $5$1

    5$1

    2.50

    $44

    $132

    $110

    $95

    $285

    $237

    .50

    33%

    ND

    $39.

    40$3

    20$0

    $0$0

    $45

    $135

    $112

    .50

    $95

    $285

    $237

    .50

    25%

    NE

    $39.

    40$3

    20$0

    $0$0

    $45

    $135

    $112

    .50

    $95

    $285

    $237

    .50

    25%

    NH

    $31.0

    0$3

    20$0

    $0$0

    $42

    $126

    $105

    $94

    $282

    $235

    25%

    NJ

    $37.4

    0$0

    $6$1

    8$1

    5$4

    5$1

    35$1

    12.5

    0$9

    5$2

    85$2

    37.5

    033

    %

    NM

    $24.

    10$3

    20$0

    $0$0

    $45

    $135

    $112

    .50

    $95

    $285

    $237

    .50

    25%

    NV

    $28.

    40$0

    $6$1

    8$1

    5$4

    2$1

    26$1

    05$9

    2$2

    76$2

    3033

    %

    NY

    $39.

    40$0

    $6$1

    8$1

    5$4

    4$1

    32$1

    10$9

    5$2

    85$2

    37.5

    033

    %

    OH

    $30.

    40$3

    20$0

    $0$0

    $43

    $129

    $107

    .50

    $95

    $285

    $237

    .50

    25%

    OK

    $34.

    60$3

    20$0

    $0$0

    $43

    $129

    $107

    .50

    $93

    $279

    $232

    .50

    25%

    OR

    $36.

    00$3

    20$0

    $0$0

    $44

    $132

    $110

    $95

    $285

    $237

    .50

    25%

    WEL

    LCA

    RE C

    LASS

    IC (P

    DP)

  • Sum

    ma

    ry o

    f Ben

    efit

    s |

    22

    Co-

    pa

    y/Pr

    emiu

    m T

    ab

    le

    S596

    7

    Stat

    eM

    onth

    ly

    Prem

    ium

    Ded

    uctib

    leTi

    er 1

    (P

    refe

    rred

    Gen

    eric

    )Ti

    er 2

    (P

    refe

    rred

    Bra

    nd)

    Tier

    3

    (Non

    -Pre

    ferr

    ed B

    rand

    )Ti

    er 4

    (S

    peci

    alty

    Ti

    er)

    31

    Day

    s93

    Day

    sPr

    efer

    red

    Mai

    l-Ord

    er

    93 D

    ays

    31

    Day

    s93

    Day

    sPr

    efer

    red

    Mai

    l-Ord

    er

    93 D

    ays

    31

    Day

    s93

    Day

    sPr

    efer

    red

    Mai

    l-Ord

    er

    93 D

    ays

    31 D

    ays

    PA$3

    4.90

    $320

    $0$0

    $0$4

    0$1

    20$1

    00$9

    2$2

    76$2

    3025

    %

    RI$3

    3.70

    $320

    $0$0

    $0$4

    1$1

    23$1

    02.5

    0$9

    4$2

    82$2

    3525

    %

    SC$3

    9.60

    $320

    $0$0

    $0$4

    0$1

    20$1

    00$9

    0$2

    70$2

    2525

    %

    SD$3

    9.40

    $320

    $0$0

    $0$4

    5$1

    35$1

    12.5

    0$9

    5$2

    85$2

    37.5

    025

    %

    TN$3

    4.50

    $320

    $0$0

    $0$4

    2$1

    26$1

    05$9

    0$2

    70$2

    2525

    %

    TX$3

    0.70

    $320

    $0$0

    $0$4

    5$1

    35$1

    12.5

    0$9

    5$2

    85$2

    37.5

    025

    %

    UT

    $41.0

    0$3

    20$0

    $0$0

    $45

    $135

    $112

    .50

    $95

    $285

    $237

    .50

    25%

    VA$3

    3.20

    $320

    $0$0

    $0$4

    1$1

    23$1

    02.5

    0$9

    1$2

    73$2

    27.5

    025

    %

    VT

    $33.

    70$3

    20$0

    $0$0

    $41

    $123

    $102

    .50

    $94

    $282

    $235

    25%

    WA

    $36.

    00$3

    20$0

    $0$0

    $44

    $132

    $110

    $95

    $285

    $237

    .50

    25%

    WV

    $34.

    90$3

    20$0

    $0$0

    $40

    $120

    $100

    $92

    $276

    $230

    25%

    WY

    $39.

    40$3

    20$0

    $0$0

    $45

    $135

    $112

    .50

    $95

    $285

    $237

    .50

    25%

    WEL

    LCA

    RE C

    LASS

    IC (P

    DP)

  • Sum

    ma

    ry o

    f Ben

    efit

    s |

    23

    S596

    7

    Stat

    eM

    onth

    ly

    Prem

    ium

    Tier

    1

    (Pre

    ferr

    ed

    Gen

    eric

    )

    Tier

    2

    (Non

    -Pre

    ferr

    ed G

    ener

    ic)

    Tier

    3

    (Pre

    ferr

    ed B

    rand

    )Ti

    er 4

    (N

    on-P

    refe

    rred

    Bra

    nd)

    Tier

    5

    (Spe

    cial

    ty

    Tier

    )

    31 D

    ays

    and

    93

    Day

    s31

    Day

    s93

    Day

    sPr

    efer

    red

    Mai

    l-Ord

    er

    93 D

    ays

    31 D

    ays

    93 D

    ays

    Pref

    erre

    d M

    ail-O

    rder

    93

    Day

    s31

    Day

    s93

    Day

    sPr

    efer

    red

    Mai

    l-Ord

    er

    93 D

    ays

    31 D

    ays

    Co-

    pa

    y/Pr

    emiu

    m T

    ab

    le

    AK

    $60.

    00

    $0$2

    0$6

    0$5

    0$4

    5$1

    35$1

    12.5

    0$8

    5$2

    55$2

    12.5

    033

    %

    AL

    $65.

    90$0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $85

    $255

    $212

    .50

    33%

    AR

    $63.

    80$0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $85

    $255

    $212

    .50

    33%

    AZ

    $55.

    50$0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $95

    $285

    $237

    .50

    33%

    CA

    $55.

    40$0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $90

    $270

    $225

    33%

    CO

    $65.

    10$0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $90

    $270

    $225

    33%

    CT

    $55.

    90$0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $90

    $270

    $225

    33%

    DC

    $56.

    40$0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $90

    $270

    $225

    33%

    DE

    $56.

    40$0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $90

    $270

    $225

    33%

    FL$5

    5.00

    $0$2

    0$6

    0$5

    0$4

    5$1

    35$1

    12.5

    0$8

    5$2

    55$2

    12.5

    033

    %

    GA

    $61.9

    0$0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $85

    $255

    $212

    .50

    33%

    HI

    $65.

    90$0

    $0$0

    $0$4

    0$1

    20$1

    00$7

    0$2

    10$1

    7533

    %

    IA$7

    2.00

    $0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $95

    $285

    $237

    .50

    33%

    ID$7

    8.20

    $0$2

    0$6

    0$5

    0$4

    5$1

    35$1

    12.5

    0$9

    5$2

    85$2

    37.5

    033

    %

    IL$6

    0.00

    $0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $90

    $270

    $225

    33%

    IN$6

    8.60

    $0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $90

    $270

    $225

    33%

    KS$6

    6.00

    $0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $85

    $255

    $212

    .50

    33%

    KY$6

    8.60

    $0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $90

    $270

    $225

    33%

    LA$6

    5.40

    $0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $85

    $255

    $212

    .50

    33%

    MA

    $55.

    90

    $0$2

    0$6

    0$5

    0$4

    5$1

    35$1

    12.5

    0$9

    0$2

    70$2

    2533

    %

    WEL

    LCA

    RE S

    IGN

    ATU

    RE (P

    DP)

  • Sum

    ma

    ry o

    f Ben

    efit

    s |

    24

    S596

    7

    Stat

    eM

    onth

    ly

    Prem

    ium

    Tier

    1

    (Pre

    ferr

    ed

    Gen

    eric

    )

    Tier

    2

    (Non

    -Pre

    ferr

    ed G

    ener

    ic)

    Tier

    3

    (Pre

    ferr

    ed B

    rand

    )Ti

    er 4

    (N

    on-P

    refe

    rred

    Bra

    nd)

    Tier

    5

    (Spe

    cial

    ty

    Tier

    )

    31 D

    ays

    and

    93

    Day

    s31

    Day

    s93

    Day

    sPr

    efer

    red

    Mai

    l-Ord

    er

    93 D

    ays

    31 D

    ays

    93 D

    ays

    Pref

    erre

    d M

    ail-O

    rder

    93

    Day

    s31

    Day

    s93

    Day

    sPr

    efer

    red

    Mai

    l-Ord

    er

    93 D

    ays

    31 D

    ays

    Co-

    pa

    y/Pr

    emiu

    m T

    ab

    le

    WEL

    LCA

    RE S

    IGN

    ATU

    RE (P

    DP)

    MD

    $56.

    40

    $0$2

    0$6

    0$5

    0$4

    5$1

    35$1

    12.5

    0$9

    0$2

    70$2

    2533

    %

    ME

    $45.

    60$0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $90

    $270

    $225

    33%

    MI

    $58.

    50

    $0$2

    0$6

    0$5

    0$4

    5$1

    35$1

    12.5

    0$9

    5$2

    85$2

    37.5

    033

    %

    MN

    $72.

    00$0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $95

    $285

    $237

    .50

    33%

    MO

    $66.

    50$0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $85

    $255

    $212

    .50

    33%

    MS

    $71.9

    0$0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $85

    $255

    $212

    .50

    33%

    MT

    $72.

    00$0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $95

    $285

    $237

    .50

    33%

    NC

    $74.

    40$0

    $0$0

    $0$4

    0$1

    20$1

    00$7

    0$2

    10$1

    7533

    %

    ND

    $72.

    00$0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $95

    $285

    $237

    .50

    33%

    NE

    $72.

    00$0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $95

    $285

    $237

    .50

    33%

    NH

    $45.

    60$0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $90

    $270

    $225

    33%

    NJ

    $67.

    50$0

    $0$0

    $0$4

    0$1

    20$1

    00$7

    0$2

    10$1

    7533

    %

    NM

    $48.

    00$0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $95

    $285

    $237

    .50

    33%

    NV

    $64.

    30$0

    $0$0

    $0$4

    0$1

    20$1

    00$7

    0$2

    10$1

    7533

    %

    NY

    $65.

    90$0

    $0$0

    $0$4

    0$1

    20$1

    00$7

    0$2

    10$1

    7533

    %

    OH

    $57.

    00$0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $85

    $255

    $212

    .50

    33%

    OK

    $69.

    20$0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $90

    $270

    $225

    33%

    OR

    $70.

    90$0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $95

    $285

    $237

    .50

    33%

    PA$5

    8.80

    $0$2

    0$6

    0$5

    0$4

    5$1

    35$1

    12.5

    0$8

    5$2

    55$2

    12.5

    033

    %

    RI$5

    5.90

    $0$2

    0$6

    0$5

    0$4

    5$1

    35$1

    12.5

    0$9

    0$2

    70$2

    2533

    %

  • Sum

    ma

    ry o

    f Ben

    efit

    s |

    25

    S596

    7

    Stat

    eM

    onth

    ly

    Prem

    ium

    Tier

    1

    (Pre

    ferr

    ed

    Gen

    eric

    )

    Tier

    2

    (Non

    -Pre

    ferr

    ed G

    ener

    ic)

    Tier

    3

    (Pre

    ferr

    ed B

    rand

    )Ti

    er 4

    (N

    on-P

    refe

    rred

    Bra

    nd)

    Tier

    5

    (Spe

    cial

    ty

    Tier

    )

    31 D

    ays

    and

    93

    Day

    s31

    Day

    s93

    Day

    sPr

    efer

    red

    Mai

    l-Ord

    er

    93 D

    ays

    31 D

    ays

    93 D

    ays

    Pref

    erre

    d M

    ail-O

    rder

    93

    Day

    s31

    Day

    s93

    Day

    sPr

    efer

    red

    Mai

    l-Ord

    er

    93 D

    ays

    31 D

    ays

    Co-

    pa

    y/Pr

    emiu

    m T

    ab

    le

    SC$6

    3.80

    $0$2

    0$6

    0$5

    0$4

    5$1

    35$1

    12.5

    0$8

    5$2

    55$2

    12.5

    033

    %

    SD$7

    2.00

    $0$2

    0$6

    0$5

    0$4

    5$1

    35$1

    12.5

    0$9

    5$2

    85$2

    37.5

    033

    %

    TN$6

    5.90

    $0$2

    0$6

    0$5

    0$4

    5$1

    35$1

    12.5

    0$8

    5$2

    55$2

    12.5

    033

    %

    TX$6

    0.30

    $0$2

    0$6

    0$5

    0$4

    5$1

    35$1

    12.5

    0$9

    5$2

    85$2

    37.5

    033

    %

    UT

    $78.

    20$0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $95

    $285

    $237

    .50

    33%

    VA$6

    2.00

    $0$2

    0$6

    0$5

    0$4

    5$1

    35$1

    12.5

    0$8

    5$2

    55$2

    12.5

    033

    %

    VT

    $55.

    90$0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $90

    $270

    $225

    33%

    WA

    $70.

    90$0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $95

    $285

    $237

    .50

    33%

    WV

    $58.

    80$0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $85

    $255

    $212

    .50

    33%

    WY

    $72.

    00$0

    $20

    $60

    $50

    $45

    $135

    $112

    .50

    $95

    $285

    $237

    .50

    33%

    WEL

    LCA

    RE S

    IGN

    ATU

    RE (P

    DP)

  • 1-888-293-5151 | TTY: 1-888-816-5252Hours of operation are Monday–Sunday,

    8 a.m. to 2 a.m. Eastern. Between 2/15/12 and 10/14/12, representatives are available Monday–Friday, 8 a.m. to 2 a.m. Eastern.

    Or visit us anytime at www.wellcarepdp.com.

    3890

    0