EmploymentProtection Scheme

As an employer it is essential that you keep

up-to-date with new regulations and

legislation as non-compliance can be costly.

Awards for unfair dismissal have increased

beyond £60,000 and awards in relation to

discrimination are unlimited; this means your

balance sheet could be exposed to serious

and possibly crippling financial loss.

The chances of being involved in an

employment dispute are already higher than

your business suffering a serious fire or theft.

You readily insure your assets against

traditional perils so why leave your balance

sheet exposed to this current and increasing

threat?

How to Make it DifferentThis employer could have had proper policies

in place, access to legal advice, then financial

protection if things had gone wrong.

A simple and flexible insurance policy can be

arranged on your behalf. This, in combination

with specialist legal advice, can provide cover

against Employment Tribunal awards of

compensation, settlements and the associated

legal costs, giving you peace of mind at an

affordable price.

How Does This Differ FromOther Employment Schemes?You will not be dealing with unqualified

consultants. You will talk directly to specialist

employment solicitors at Stone King who will

offer expert advice and, above all else, peace

of mind.

Unlike some other schemes you will not be

tied into a long term agreement.

is this you?

“I am the Chief Executive of an organisation which started

about 30 years ago. For many years we grew and we

thought we cared for our staff. Last year one of our

managers claimed she had been sexually harassed.

We defended the claim but got tied up in the Employment

Tribunal and it cost a lot of money.

We nearly had to close.”

By taking out cover with Stone King you

have the reassurance of:

� Annual Review - A full review of your

employment contract and procedures.

� Insurance - Insurance Cover for up to

£100,000 per claim to include awards

of compensation, settlements and the

cost of legal representation in

preparing and fighting a tribunal

claim.*

� Newsletter - A regular newsletter

keeping you informed of recent

employment law developments.

� Helpline - You will be provided with a

helpline that is available to deal with

all of your day-to-day enquiries about

employment law issues.

*See policy wording for full details

what do I get?

what are the benefits?Financial Stability No unexpected tribunal costs; just a monthly fee gives

protection to your balance sheet.

Affordable The ability to budget for your employment law costs withcertainty. The ability to spread the insurance cost and thecost of the employment law help-line by instalmentsthrough a premium payment facility at no extra charge.

Comprehensive Up to £100,000 of cover for any one claim including coverfor your legal costs.

Flexible You can choose both the level of cover and the amount ofthe excess on the Policy which is appropriate to yourbusiness.

Freedom of Choice With other schemes your calls may be dealt with at a callcentre not using expert specialists such as we provide atStone King.

Expert Advice The telephone help-line gives you access to employmentlaw advice on issues as and when they arise and helps youto avoid future claims.

“...to thank you and your colleagues for the excellent way you handled the case. Obviously we

are delighted with the outcome but regardless we were extremely pleased with the manner in

which you provided support and had great faith we were at all times getting the best advice

available.”Head of HR, Substantial Nursing Home Group

Call Peter Woodhouse or Nick Watson to

discuss how this policy can help you.

If you are interested and would like to

have a no obligation estimate, simply fill

in the attached request for an estimate

and return it to us.

Remember, an employment dispute is

not just bad news for the management

team because it distracts them from

their core duties, but the potential knock-

on effect to other employees can also

damage morale and seriously affect your

organisation.

Don’t become another statistic or

newspaper head-line; you can take steps

to protect your business and the

increasing threats posed by employment

legislation. A ‘compliant’ organisation is

normally more productive because good

staff relations mean you are all able to

focus on the thing that really matters –

the success of your organisation. In the

final analysis could your organisation

afford to pay in excess of £60,000 in

compensation?

“Knowing we have quick, honest and accurate advice regarding employment law at the end

of a phone, at the times we need it, without having to go through dozens of switchboards to

be able to speak to someone is really important in this day and age.”Steve Newman Managing Director City Sightseeing Ltd

If you have any questions or wish to discuss this policy then please do not hesitate

to call either Peter Woodhouse or Nick Watson on 01225 337599.

Alternatively please complete and return the attached ‘request for estimate’

what do I do next?

1. Name

2. Title

3. Address

Postcode

4. Tel email:

5. Name of your organisation

6. Please state the nature of your business

7. Please confirm your current annual wage roll

for all members of staff, including Directors

8. How many people do you employ?

9. Has the organisation been subject to any employment

law claims within the last three years?

If so how many?

Fax Application

If you wish to obtain a no obligationestimate to protect your employmentinterests then simply complete thisquestionnaire and fax it back to us on01225 335437.

We will provide you with an indication ofhow much your annual insurance will be*.

* Subject to full application & insurer's acceptance.

request for estimate

Stone King LLP

13 Queen Square Bath BA1 2HJTel. 01225 337599Fax. 01225 335437

28 Ely Place London EC1N 6TDTel. 020 7796 1007Fax. 020 7796 1017

Wellington House, East Road,Cambridge CB1 1BHTel. 01223 451070Fax. 01223 451100

email: employment@stoneking.co.ukwww.stoneking.co.uk

Stone King LLP - registered limited liability partnership no OC315280, registered office 13 Queen Square, Bath BA1 2HJ

The firm is not authorised under the Financial Services and Markets Act 2000 but we are able in certain circumstances tooffer a limited range of investment services to clients because we are members of the Law Society. We can provide theseinvestment services if they are an incidental part of the professional services we have been engaged to provide.

The Stone King Employment Protection Scheme provides legal employment advice which in some cases can becomplemented by insurance cover against specified risks. We only offer investment services to this extent.

The insurance is underwritten by Vision Underwriting Limited (Vision) registered in England & Wales No 4451375 RoyalMews St George's Place Cheltenham GL50 3PQ on behalf of Great Lakes Reinsurance (UK)PLC.

Vision is authorised & regulated by the Financial Services Authority 305651. Disputes and issues in relation tocompensation should be raised with Vision and thereafter through the Financial Ombudsman Service.

© Stone King LLP 2007