Step into Careers in BankingFriday 3 February 2012

08.30 Registration and refreshments09.20 Welcome

Jenny Barber, Head of Education and Careers, Financial Skills Partnership

09.25 Trends in banking Brian Capon, Assistant Director of Media Relations, British Bankers Association

09.40 The difference between retail, corporate and wholesale banking Rod McKee, Head of Financial Capability, Institute of Financial Services David Fear, Relationship Director, Institute of Financial Services

10.00 Question time: the real story Representatives from Barclays, HSBC, Nationwide, Santander , BritishBankers Association and the Institute of Financial Services

10.45 Conclusion and close Jenny Barber, Head of Education and Careers, Financial Skills

Partnership

Rod McKeeVice Principal Financial Capability

Ifs School of Finance

David FearRelationship Director

Institute of Financial Services

ifs School of Finance

Step into Banking

The difference between, Retail, Corporate and Wholesale banking

•Started in 1897 as The Chartered Institute of Bankers

•An Educational Charity

•Regulatory Qualifications

•Degrees

•Taught Degree Awarding Powers

•14-19 Qualifications since 2001

ifs School of Finance

Background of the ifs

ifs School of Finance

Industry Segments within the Banking Industry

http://www.ifslearning.ac.uk/Careers/GettingStartedInFinancialServices/IndustrySectors.aspx

RETAIL BANKINGBUSINESS & CORPORATE

BANKING

INVESTMENT BANKING

ifs School of Finance

ifs School of Finance

ifs School of Finance

RETAIL BANKINGhttp://www.ifslearning.ac.uk/Careers/GettingStartedInFinancialServices/IndustrySectors/RetailBanking.aspx

• Payments — debit cards, cheques, etc….

• Short-term unsecured loans — such as credit cards…

• Management facilities — for example, your current account….

• Savings — deposit accounts and, increasingly, other forms of savings and investments;

• Loans — such as car loans

• Mortgages.

ifs School of Finance

BUSINESS & CORPORATEBANKING

BUSINESSES NEED TO:•Borrow money to set up or expand their businesses. •Be able to take payments from their customers in the form of cash, cheques, cards and electronic payments. •Pay their staff. •Pay suppliers. •Insurance policies. •Manage their cash balances and make a return on them. •If they export, they need foreign exchange. •Larger exporters will often want to protect themselves against currency shifts, so they buy currency futures. •Perhaps most important of all for some companies, they need to manage cash flow and create a whole range of sub-businesses

•http://www.ifslearning.ac.uk/Careers/GettingStartedInFinancialServices/IndustrySectors/BusinessandCorporateBanking.aspx

ifs School of Finance

INVESTMENT BANKINGhttp://www.ifslearning.ac.uk/Careers/GettingStartedInFinancialServices/IndustrySectors/InvestmentBanking.aspx

Investment bankingInvestment banks have two primary roles:•They help governments and companies to raise money through the sale of shares and bonds (a form of long-term lending). •They maintain a market in those stocks and shares (collectively known as securities) by acting as brokers, enabling them to be bought and sold.

Wholesale bankingsThis is the part of banking that deals in the huge amounts of money generated by all those deposit and current accounts around the world. Some of this money is lent to governments or large companies to help fund their activities. In addition, wholesale banks also provide companies with foreign exchange trading services.

ifs School of Finance

JOB OPPORTUNITIES WITHIN EACH SECTOR

Retail Banking Graduate Entry ProgrammesWealth ManagementOperations and AdministrationMortgage AdviserFinancial AdviserCustomer Service and Sales Representative — Call CentreCustomer Service and Sales Representative — BranchBusiness BankerCredit Risk Officer

RETAIL

ifs School of Finance

JOB OPPORTUNITIES WITHIN EACH SECTOR

Business BankerCorporate Finance

Operations and AdministrationCredit Risk Officer

Compliance Officer

BUSINESS & CORPORATE

ifs School of Finance

JOB OPPORTUNITIES WITHIN EACH SECTOR

Corporate Finance.Trader City Operations and Trade Support Credit Officer Investment ManagementACT.Equity/Financial Analyst

INVESTMENT BANKING

ifs School of Finance

Thank you for listening