State of the Business Report - 2017 · PDF fileData mining for this report was perfomred over...

Prepared by D Squared Engineering, Corp. © 2017

Key Biscayne Chamber of Commerce - Advocacy CommitteeState of the Business Report - 2017

4

6

8

10

12

14

16

17

18

20

22

2 3

WELCOME TO THE2017 STATE OF THE BUSINESS REPORT

Chamber Mission Statement

The Mission of the Key Biscayne Chamber of Commerce is to help members find their success; be a comprehen-sive resource center; make the Village of Key Biscayne the community of choice to live, work, and play; promote Key Biscayne as a tourist destination; strengthen the partner-ship between the, residents, business community, Vil-lage government and agencies; create, inspire and facili-tate community leadership; and foster a business climate that promotes integrity and excellence in all endeavors.

Data mining for this report was perfomred over the Summer of 2017 by members of the Advocacy Committee, Chamber staff, and an internship team. D Squared Engi-neering sorted, sifted and prepared the information collected in this annual report.

TABLE OF CONTENTS

Statement from the Chair......................................................................

The Advocacy Committee Team.........................................................

Insightful Demographics.......................................................................

Our Business Community.......................................................................

GDP Snapshots, Rankings & Stats.......................................................

Real Estate Trends.....................................................................................

Banking Sector...........................................................................................

Parks & Recreation....................................................................................

Education.....................................................................................................

Village Budget Overview........................................................................

Appendix......................................................................................................

THE STATE OF THE BUSINESS REPORT IS A LIVING DOCUMENT. ITS INTENT IS TO PROVIDE LOCAL BUSINESS OWNERS AND COMMUNITY MEMBERS ACCESS TO DETAILED ANALYTICS RELATED TO KEY SUBJECT AREAS THAT IMPACT THE ECONOMY AND QUALITY OF LIFE ON THE KEY.

Prepared by D Squared Engineering, Corp. © 2017 Prepared by D Squared Engineering, Corp. © 2017

4

Dear Business Owners,

It is an honor, and our pleasure, to bring you the State of the Business Report on behalf of the Advocacy Committee of the Key Biscayne Chamber of Commerce.

During this time, I have had the oppor-tunity to work and develop this plan with some great individuals, and their companies (listed in this presentation). Thank you all for the great service you’ve provided to our business community.

As a member of the business communi-ty for 21 years, I have seen tremendous changes in the business climate. The population has doubled, real estate val-ues have increased seven-fold, and forms of marketing a communication have drastically changed. Our small Village is next door to an international metropolis that strongly influences our community.

On the marketing forefront, digital has surpassed paper. Cell phones have given

way to smart phones, and social me-dia competes with print ad. Phone book ads are antiquated and have given way to Google, Facebook, Linkedin, You-Tube, Twitter and Instagram. This is the way we communicate our message.

Businesses compete in a whole new arena, and the market is moving faster than before. Service, expedited com-munication and quality count more than ever. However, don’t discount the face to face offered by the Chamber.

Our study shows that we are a growing, international, dense, highly educated and wealthy community. Growth has benefited many, but needs to be managed for future sustainability. Our hope is that this report as-sists you in better understanding your mar-ket, and prepares you to succeed and thrive!

Robert Duzoglou Chair | Advocacy Committee

A LETTER FROM THE CHAIRTO THE BUSINESS COMMUNITY

Welcome To Island

Paradise!

Robert DuzoglouChair of the Advocacy Committee

Over The Years - Past Chair | KB Chamber of Commerce- Advisory Board | KB Chamber of Commerce- Past Chair | Coalition of Chambers Miami-Dade- Managing Partner | D Squared Engineering- Owner | Academy of Martial Arts- Business of the Year Recipient (KB Chamber) in the categories of Education & Fitness- Past Chair | Rotary International Key Biscayne

Fondest Memory of Key BiscayneMoving to the island in 1996.

Favorite Quote“Start by doing what is necessary; then do what is possible; and suddenly you’re doing the impossi-ble.” - St. Francis of Assisi


Duis neque quam, blandit ut eros sit amet, maximus porta augue.

Shayna LopateCommittee Member

Vice President | BB&T Bank Key Biscayne

Diego AguirreCommittee Intern

FIU | School of Business

Kenzo TamaeCommittee Intern

FIU | School of Business

76

A LETTER FROM THE PRESIDENT

Alicia Ortiz | Chamber President

As Key Biscayne businesses continue to prosper, keeping up with te facts allows for informed and data based decision making. We at the Chamber are pleased to provide you with the State of the Business Report. Thank you for your continued support!

Robert DuzoglouCommittee Chair

Managing Partner | D Squared Engineering

Owner | Academy of Martial Arts

Ignacio SegurolaCommittee Member

Owner | Law Offices of Ignacio J. Segurola

Brett MossCommittee Member

Owner | Moss Architecture

Village Council Member

Gabriel ChavarriaCommittee Member

Owner | CH2 Design Firm

Karen LlorenteCommittee Member

Owner | Shell Gas Station

Michael DaveyCommittee Member

Owner | Law Offices of Michael W. Davey

THE 2016 ADVOCACY COMMITTEE “GREAT THINGS ARE BROUGHT ABOUT AND BURDENS ARE LIGHTENED THROUGH THE EFFORTS OF MANY HANDS ANXIOUSLY ENGAGED IN A GOOD CAUSE.” - ELDER M. RUSSEL BALARD

Derek DuzoglouCommittee Member

Founder | D Squared Engineering

Glen Von HartzCommittee Member

Financial Consultant | AXA Advisors

Joe CooteCommittee Member

Director of Residences | Ritz Carlton of Key Biscayne


2017 Action ItemsIt is the plan of the Committee to assess key

target areas which require immediate & consistent

attention. Through careful research, planning and

discussion, the Committee formulated the 2017

Action Items Checklist, which was comprised of the

foolowing categories:

1. Sea Level Rise2. Beach Renourishment3. Sustainability Plan4. Causeway Authority5. Public Transportation

6. Density, Infrastructure & Parking7. State of the Business Report8. Proactive Council Engagement9. Building Department

Age Pop. %0-4 896 6.975-9 986 7.67

10-14 1,197 9.3115-17 627 4.8818-20 531 4.1321-24 617 4.8025-34 762 5.9335-44 1,751 13.6245-54 2,335 18.1755-64 1,709 13.3065-74 1,443 11.23

Year Global U.S. Florida Miami-Dade Key Biscayne2000 6,126,622,121 281,421,906 15,982,378 2,253,362 10,5072010 6,929,725,043 309,349,700 18,801,310 2,496,435 12,3912015 7,349,472,099 320,917,656 20,271,272 2,693,117 12,9882016 7,432,663,275 323,134,538 20,636,975 2,712,945 13,2192017 7,515,284,153 325,365,189 21,002,678 - -

2020* 7,758,156,792 398,000,000* 22,099,787* 2,717,585* -

No. of Vehicles

No. of Households

%

0 213 3.911 1,801 33.062 2,728 50.083 578 10.614 88 1.625 39 0.72

No. of People

No. of Households

%

1 1,409 25.872 1,741 31.963 813 14.934 910 16.715 425 7.80

6+ 149 2.74

8 9

INSIGHTFUL DEMOGRAPHICS

“DEOMOGRAPHICS ARE A KEY INDICATOR THAT HELP US TO BETTER UNDERSTAND SIZE, STATUS AND BEHAVIOR OF POP-ULATIONS. HAVING A PULSE ON THESE METRICS WILL ASSIST US IN ASSESSING RISK, AND PROPERLY PLANNING FOR FU-TURE GROWTH & SUSTAINABILITY.

To ensure this report was all encompassing, our team has compiled data as it pertains to five areas: global, national, state, county and city (with a highlight, of course, on Key Biscayne).

In Miami-Dade, 48% of Millennials live at home1.

40%: The average percent of income spent on housing for those residing in Miami-Dade1.

46.3% of those residing in Key Biscayne are foreign born (2011-2015 statistic)2.

HISPANIC CULTUREOn every corner and with every conversa-tion, we can see what an integral part of our community Hispanic culture has become. According to a study by FIU’s Metropolitan Center, Florida ranks 6th among states with the highest percentage of Hispanics at 25%1.

MIAMI HOUSING EXPENDITURES62% of Miami-Dade residents spend and average of 40% of their income on hous-ing. The median rental price is $2,150, and roughly 48% of Millennials live at home.1

A good community insures itself by trust, by good faith and good will, by mutual help. A good community, in other words, is a good local economy.” - Wendell Berry | American Novelist

Key Biscayne Population By Age

Key Biscayne Household Population

Key Biscayne Vehicle Statistics

Gender Split Statistics

United States | Florida |

Miami-Dade | Key Biscayne |

49.2%48.8%49.0%47.2%

50.8%51.2%51.0%52.8%

| United States | Florida | Miami-Dade | Key Biscayne

MEDIAN HOUSEHOLD INCOME3Population Trends: 2000-2020(* represents projected value)

62%

25%


Business Center Name

No. of Businesses

Chamber Members

Harbor Plaza 13 8

Key Executive Bld. 46 10

The Arcade 14 3

Key Colony Plaza 26 7

The Square 35 14

The Galleria 37 21

Winn Dixie Mall 21 7

CVS Mall 5 1

KB Office Building 16 2

800 Crandon Blvd. 2 1

959 Crandon Blvd. 5 2

30 & 50 W. Mashta 7 3

The Esplanade 23 6

Stand Alone 7 4

New Business Category

No. of New Businesses

Restaurants 1E-Commerce 6

Construction Mgmt 2Vacation Rentals 1

Recruiting 1Home Offices 1

Cosmetic Tattoos 1Fitness Studios 1

Consulting Services 1Health Studios 1Condo Assoc. 1

10 11

OUR BUSINESSCOMMUNITY

A POSITIVE PULSEYes, we are members of a very small com-munity; and while major business cat-egories are competitive (i.e. restau-rants), there are some upswings that assist in bolstering our local economy.

Key Biscayne is a wealthy community. The average household income is 200% high-er than the Miami-Dade average ($123,284 vs. $43,129)1,5 resulting in more disposable income. A big bonus for local businesses.

BUILDING PERMITSIn 2016, 525 master building permits were issued by Building, Zoning, & Planning Dept., bring-ing in $1,416,461 in revenue.

HOMES GALOREThere are 1,366 single family homes, and 5,392 apartments spread among 48 building complexes in Key Biscayne.

BUSINESS TAX LICENSESWith an increase over previous years, 923 businesses registered with the Village in 2016, result-ing in $137,931 in revenue.

LARGER CUSTOMER BASESince 1990, Key Biscayne’s pop-ulations has grown by 49%; jumping from 8,965 to just over 13,000 residents in 2016.

POSITIVE TRAFFIC7.5 million vehicles pass through the tolls each year, and 968,132 vehicles attend Bill Baggs State Park; great for local businesses.

HIGH DENSITYThe population density of Key Bis-cayne is among the top 1% of most dense cities in the United States.4

Furthermore, there is a tremendous amount of traffic (and in a positive economic sense) that passes through our community each year. With 7.5 million vehicles traversing the bridg-es, and nearly 1 million guests at Bill Baggs, a captive audience is not in short supply.

Finally, there’s a tremendously strong sense of community. Residents enjoy the opportunity to jump on a golf cart and head to a local restaurant or store rather than trecking the causeways and bridg-es. Let’s face it - Key Biscayne is THE place to be!

The Village of Key Biscayne is a flourishing economic micro-cosm of Miami-Dade with 923 registered businesses, cover-ing an impressive 57 categories.

Local business taxes provide a sig-nificant revenue to the Village, and brought in $137,931 in 2016.

A number of new companies also registered with the Village in 2016, and are broken down in the fol-lowing categories and quantities:

KEY BISCAYNE BUSINESS CENTER ANALYSIS


D

20167

Rank State GDP ($US Billions)

1 California $2,450 2 Texas $1,6453 New York $1,4604 Florida $8935 Illinois $7726 Pennsylvania $6847 Ohio $5998 New Jersey $5799 North Carolina $510

10 Georgia $501

Government, 11%

Farm, 1%

Nonfarm Goods Producing, 9%

Wholesale & Retail Trade, 16%

Transport & Warehousing, 6%

Finance, Insurance & Real Estate, 26%

Professional Services, Mgmt of Co. & Admin

Services, 13%

Education & Healthcare, 8%

Leisure, Accomodation & Food

Service, 5%

Information & Other Private Services, 5%

1312

Miami-Dade has always been known for its diversity, and this is no different when it comes to the economy. Generating an impressive annual GDP of $111 Billion, Miami-Dade is on the forefront of growth - assisting to boost Florida up the national rankings.

GDP SNAPSHOTS, RANKINGS & STATS

account for the largest GDP at

26%WITH AN ANNUAL GDP OF

$893 BILLION(UP FROM $789 BILLION IN 2015)6

IN 2016, FLORIDA JUMPED 3 SPOTS FOR TOP GDP STATES, INCREASING (SINCE 2015) BY

13.1%

2016 WAS A STRONG YEAR FOR FLORIDA.

SIGNIFICANT GAINS WERE EXPERIENCED

IN THE AREAS OF FINANCE, INSURANCE, REAL ESTATE,

RENTAL AND LEASING.7

Florida GDP Ranking - 2016

Miami-Dade’s GDP Composition8

Finance, insurance & real estate

90% of Miami-Dade’s GDP comes from the private sector. Behind finance, insurance and real estate (the largest sector), is the Commerce sector comprised of whole-sale, retail, transportation and warehous-ing - accounting for 22% of the total GDP.8


Bed-rooms

Median Sale Price

Y-O-Y % Change

3 Months Prior

1 Year Prior

5 Years Prior

1 $465,000 +25.70% $510,000 $370,000 $295,0002 $820,000 +4.50% $925,000 $785,000 $622,5003 $2,025,000 +37.30% $1,750,000 $1,474,500 $1,350,000

Avg. $1,103,333 +25.87 $1,061,666 $876,500 $755,833

1514

REALESTATETRENDS

TOWNHOME AND CONDOSTATISTICS

SINGLE FAMILY HOMESTATISTICS

SPECIAL KEY NUMBERSSTATISTICS

Avg. days on market: 146 days Avg. active inventory: 291 units No. of accepted offers: 12/month Avg. price per sq.ft.: $661 Avg. sale price vs. list price: 93.6%

Avg. days on market: 145 days Avg. active inventory: 104 No. of accepted offers: 3/month Avg. price per sq.ft.: $870 Avg. sale price vs. list price: 92.1%

Mackle homes were 1,200 sq.ft. Most homes sold to WWII veterans Original prices started at $9,540 $500 was the down payment Flood insurance est. in 1968

Townhomes & CondosKey Biscayne10

With a wide range of build-ing types and price points, Key condos and townhomes witnessed an average availa-bility of 42 units per month.

Single Family HomesKey Biscayne10

There are currently 1,366 single family homes on the island, and 3 empty lots for sale (all of which are water-front and start at $7.95M).

Historic FiguresKey Biscayne11

Since the original 1950’s Mackle homes were built, the average single fami-ly home size has increased by an impressive 201%.

Key Biscayne Real Estate Figures and Trends9

Although prices have stabilized across other local markets, Key Bis-cayne property values continue to rise.

1. Median home sales over 2015 have increased by 1% ($10,000)

2. The average price per square foot (over the past year) has decreased from $627 to $605 (a change of 3.5%), but the average is still higher.

3. In 2016 the Village has witnessed an average sale of 30 properties per month (from apartments to single family homes).

4. The average rental price in Key Biscayne is $6,737 per month.

Key Biscayne’s active inventory count in 2016 was 389 units. Of that, 97 were homes and 292 were apart-ments and/or town-homes.9

Key Biscayne Real Estate Statistics9


300,000Miami Open Spectators

367,000Crandon Park Guests

41,647 rounds of golf played

13,260 visiting the driving range

Institution Info Outside of Market Inside of Market

Institution Cert State HQ

Bank Class

Charter Type

No. of Offices

Deposits ($000)

No. of Offices

Deposits ($000)

Market Share

Citibank 7213 SD N Federal 755 492,753,000 1 321,000 24.38%Northern Trust 913 IL SM State 63 41,140,374 1 298,420 22.66%BB&T 9846 NC NM State 2,251 166,783,798 1 211,556 16.07%Bank of America 3510 NC N Federal 4,752 1,204,302,677 1 182,831 13.89%SunTrust 887 GA SM State 1,424 155,240,349 1 113,845 8.65%Wells Fargo 3511 SD N Federal 6,213 1,145,227,703 1 109,297 8.30%Chase 628 OH N Federal 5,412 1,155,105,260 1 79,758 6.06%

Totals 20,870 4,360,553,161 7 1,316,707 100%

Business Services

Business Checking

Business Credit Card

Merchant Services Payroll Remote

DepositIntl.

PaymentOnline Access

Citibank Sabadell

BB&T Bank of America SunTrust Wells Fargo Chase Lines of Credit & Employee Benefits

SBA Loan

Equipment Finance

Small Business

Loan

Invoice Financing

Retirement Plan

Group Life Insurance

Deferred Compensa-

tion

968,132 Bill Baggs witnesses tremendous attend-ance each year, with peak months in April and July (98,967 & 101,158 people respectively).

Youth & TeensProgram registration at the Community Center:

4,035

Adults & SeniorsProgram registration at the Community Center:

4,428

Aquatic ProgramRegistration at the Community Center:

2,436

570,000Seaquarium Annual

Attendees And one of the most visited attractions in South Florida.

The top four banks in Key Biscayne account for 77% of overall deposits, with the highest being Citibank.

Citib

ank

BB&T

Nor

ther

n Tr

ust

Bank

of A

mer

ica

13.89%

24.38%

22.66%

16.07%

Annual Attendance

16 17

BANKING SECTOROur little stretch of land is home to EIGHT banking

Miami-Dade has become known as the financial capital of Latin America, and continues to grow.12

With investments from banks and financial ser-vice companies (i.e. Visa & PayPal), Miami-Dade has the largest concentration of domes-tic and international banks on the East Coast of the United States south of New York City.

Key Biscayne Financial Institution Statistics

77%PARKS & RECREATION


institutions; 50% of which have Federal charters.

Financial Institution Services Matrix

Enrollment Stats PK3 PK4 K 1st 2nd 3rd 4th 5th 6th 7th 8th

K-8 Center 20 Combined 123 154 186 174 216 202 74 72 74St. Agnes Academy 37 44 50 48 53 51 58 50 43 37 36Presbyterian Church 76 Combined 9 8 - - - - - - -St. Christoper’s 11 17 17 13 8 14 15 6 0 - -

Ethnicity Breakdown K-8Hispanic 77%White 21%Black 0.6%Other 1.04%

Enrollment Stats 6th 7th 8th 9th 10th 11th 12th

Mast Academy 143 109 144 268 276 247 215

48%

77%

Uniquelly located at the epicenter of Latin America, Miami-Dade is a diverse multinational city, whose school district covers an immense 2,000 square miles.

As a result, district students speak 56 different languages and represent an incredible 160 coun-tries from around the globe.

Just as in Key Biscayne, the Hispan-

ic community of Miami-Dade repre-

sents the largest percentage of the

student body, coming in at 69.2%.

The county also has a unique break-

down of schools with 126 (22.3%)

with Charter school status, and 339

(59.7%)indicated as traditional schools.

The Miami-Dade County Public School system is made up of 465 schools, and is the 4th largest system in the nation.

2015-2016 School Year- 356,480 students

- 18,520 teachers- 39% rated as A schools13

- K-8 & MAST are A schools

19%The percentage of St. Agnes

students that speak primarilyEnglish at home.

KEY BISCAYNE EDUCATION

1,402

18 19

Schools Servicing Key BiscayneK-8 Center

Mast AcademySt. Agnes Academy

The Magic of LearningThe Community Church

St. Christopher’sThe Presbyterian Church

1,295

507

The total number of students at the K-8 Center. The largest grade is 4th, with a total count of 216 students.

The percentage of students at the K-8 Center that are of

Hispanic origin and/or decent.

Of the students at K-8 Center have English as a first language at home

(633 students out of 1,295).

Of the student body, 4th grade is also the largest with a total of 58 students.

Students currently enrolled at St. Agnes Academy. Students are currently enrolled

at Mast Academy between 6th and 12th grade. The largest

class is 10th, with 276 students.


The Giving Tree

Award

Revenue Category

FY 2016 Adopted

YTD @ 8-31-16

FY 2017 Adopted

Ad-Valorem Taxes $22,006,983 $22,107,744 $23,766,962Utility Taxes $2,679,538 $2,322,218 $2,563,727Licenses & Permits $1,889,000 $2,263,382 $1,635,000Franchise Fees $595,000 $603,888 $605,000State Shared Revenue $1,252,941 $1,179,077 $1,334,518Charges For Services $3,313,850 $3,205,390 $3,407,800Other Revenue $82,000 $81,746 $82,000Total Revenues $31,819,312 $31,763,445 $33,395,007

ExpenditureCategory

FY 2016 Adopted

YTD @ 8-31-16

FY 2017 Adopted

Council $235,101 $239,279 $246,101Manager $1,759,769 $1,516,875 $2,235,098Clerk $358,464 $79,139 $372,462Attorney $710,000 $970,036 $1,210,000Debt Service $3,695,425 $3,032,459 $4,046,106BZP $1,981,007 $1,723,517 $2,050,363Public Works $1,746,550 $1,672,055 $2,025,422Police $5,860,839 $4,973,646 $6,925,401Fire $6,837,417 $5,649,301 $6,845,534Parks $1,348,852 $1,116,358 $1,427,855Comm. Center $2,371,614 $2,350,482 $2,691,884Athletics $654,071 $710,548 $801,569Total Expenditures $27,559,109 $24,033,694 $30,877,794

2120 21

VILLAGE BUDGETOVERVIEW 2016/2017

This section provides an overview of the

2016/2017 Village annual budget.

It is split into two sections: revenues and expenditures, each of which also

provides year to date (YTD) stats for

the middle of FY 2016.

The 2020 Vision Plan was developed as a continuation of the Village’s Master Plan from 1995. Some of the major categories

“The attention we give to the future strengthens our community today, and helps instill in our children and neighbors a value ethic of citizen-ship.”15

Excess Revenues After Expenditures

FY 2016 Adopted $4,260,203

YTD @ 8-31-16 $7,729,751

FY 2017 Adopted $2,517,213

THE VILLAGE OF KEY BISCAYNE WAS INCORPORATED ON JUNE 23, 1991 TO PROVIDE FOR LOCAL CONTROL OVER DEVELOPMENT, IMPROVED INFRASTRUCTURE AND SERVICES, AND BETTER GOVERNMENTAL PROCESS.

Revenues 2016/201714

Expenditures 2016/201714

Community Character & Quality of Life

Sustainable Community Structure

People & Relationships

Governance

69%

In FY 2016, Ad Valorem Taxes were the high-est contributing source of revenue, coming in at 69.60%.

22 23

APPENDIXINSIGHTFUL DEMOGRAPHICS

1. FIU Metropolitan Center- https://metropolitan.fiu.edu/research/periodic-publications/hot-topics/miami-dade-profile-final-1.pdf- https://metropolitan.fiu.edu/research/periodic-publications/hot-topics/2016-hispanic-population.pdf

2. U.S. Census Bureau- https://www.census.gov/quickfacts/fact/table/keybiscaynevillageflorida/PST045216

3. Citydata.com- http://www.city-data.com/city/Key-Biscayne-Florida.html

OUR BUSINESS COMMUNITY1. FIU Metropolitan Center

- https://metropolitan.fiu.edu/research/periodic-publications/hot-topics/miami-dade-profile-final-1.pdf- https://metropolitan.fiu.edu/research/periodic-publications/hot-topics/2016-hispanic-population.pdf

4. Areavibes.com- http://www.areavibes.com/key+biscayne-fl/demographics/

5. Point2homes.com- https://www.point2homes.com/US/Neighborhood/NY/New-York-City-Demographics.html

GDP SNAPSHOTS, RANKINGS & STATS6. Huffington Post

- http://www.huffingtonpost.com/entry/states-fastest-growing-economies_us_576449abe4b0853f8bf0ce6e7. Bureau of Economic Analysis

- https://bea.gov/newsreleases/regional/gdp_state/2016/pdf/qgsp0716.pdf8. Miami-Dade County Data

- https://www.miamidade.gov/green/library/iclei-case-study.pdf

REAL ESTATE TRENDS9. Trulia.com

- https://www.trulia.com/real_estate/Key_Biscayne-Florida/market-trends/10. Data provided by realtor from Coldwell Banker11. Wikipedia.com

- https://en.wikipedia.org/wiki/Key_Biscayne,_Florida

BANKING SECTOR12. Beacon Council

- http://www.beaconcouncil.com/target-industries/international-banking-finance

KEY BISCAYNE EDUCATION13. Miami-Dade School Data

- http://drs.dadeschools.net/StatisticalHighlights/SH1516.pdf

VILLAGE BUDGET OVERVIEW14. Village Website - Annual Budget

- http://keybiscayne.fl.gov/clientuploads/Administration%20&%20Finance/Budgets,%20CIPs%20&%20CAFRs/VKB_AdoptedBudgetFY2016-2017.pdf

15. Village Website - Master Plan- http://keybiscayne.fl.gov/clientuploads/Building,%20Zoning%20Planning%20&%20Public%20Works/Planning%20Divi-sion/Comprehensive%20Master%20Plan%20-%20EAR/VKB_MasterPlan_1995_Amended12-9-08_Corr9-2-10.pdf

ADVOCACY COMMITTEE


D SQUARED ENGINEERING, CORP. 328 Crandon Blvd. Suite 206Key Biscayne, Florida 33149www.d-squaredengineering.comE | [email protected] | 305-209-4DSQ (4377)

Key Biscayne Chamber of Commerce88 W McIntyre Suite #100

Key Biscayne, FL 33149 (305) 361-5207

www.keybiscaynechamber.org

“A satisfied customer is the best business strategy of all.”

Michael LeBoeuf

Prepared by D Squared Engineering, Corp. © 2017

State of the Business Report - 2017 · PDF fileData mining for this report was perfomred over...

Documents

Transcript of State of the Business Report - 2017 · PDF fileData mining for this report was perfomred over...