STATE LEVEL BANKERS COMMITTEE (SLBC) GOA

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STATE LEVEL BANKERS COMMITTEE STATE LEVEL BANKERS COMMITTEE (SLBC) GOA (SLBC) GOA

STATE BANK OF INDIASTATE BANK OF INDIACONVENER, SLBC GOACONVENER, SLBC GOA

91st SLBC Goa meeting dated 11.12.2015

Date : 11Date : 11thth Dec. 2015 Dec. 2015Time : 10.30 amTime : 10.30 am

Venue: Venue: The Goa Marriott Resort & Spa, PanajiThe Goa Marriott Resort & Spa, Panaji

9191stst SLBC MEETING OF SLBC MEETING OF GOA STATEGOA STATE

91st SLBC Goa meeting dated 11.12.2015 2

AGENDA ITEM NO.IAGENDA ITEM NO.IConfirmation of the Minutes of the last meetingConfirmation of the Minutes of the last meeting


The minutes of the 90The minutes of the 90thth SLBC meeting (held on the SLBC meeting (held on the 30.09.2015) were circulated vide SLBC letter no. 30.09.2015) were circulated vide SLBC letter no. RBU/LB/12/SLBG-G/726 dated 18.11.2015 a copy of RBU/LB/12/SLBG-G/726 dated 18.11.2015 a copy of the minutes is enclosed as the minutes is enclosed as Annexure IAnnexure I. .

No amendments/suggestions received on the minutes No amendments/suggestions received on the minutes of last meeting held on 30.09.2015, the minutes are of last meeting held on 30.09.2015, the minutes are taken on record as read and confirmed.taken on record as read and confirmed.

AGENDA ITEM NO.II : ACTION TAKEN REPORTAGENDA ITEM NO.II : ACTION TAKEN REPORTPresent Position in respect of Action Points of last meeting Present Position in respect of Action Points of last meeting


S. S. No.No. Action points emerged in the meetingAction points emerged in the meeting Action to be Action to be

taken bytaken by Present PositionPresent Position

11 Presence of State Level officers in SLBC Sub Presence of State Level officers in SLBC Sub group meetingsgroup meetings

Govt. of GoaGovt. of Goa Needs improvementNeeds improvement

22 Joint efforts to increase sponsoring under Joint efforts to increase sponsoring under Govt. sponsored schemesGovt. sponsored schemes

Banks and Banks and sponsoring sponsoring agenciesagencies

Sponsoring by KVIC is Nil and Sponsoring by KVIC is Nil and others need improvement.others need improvement.

33 Timely submission of RBI MIS I TO IV for Timely submission of RBI MIS I TO IV for quarter ended June 15 quarter ended June 15

All banksAll banks Data for Sept 15 Qtr Data for Sept 15 Qtr submitted to RBI.submitted to RBI.

44 Submission of LBR 2, 3 and quick return for Submission of LBR 2, 3 and quick return for Sept. 2015Sept. 2015

All BanksAll Banks Some banks yet to submit the Some banks yet to submit the returns.returns.

55 Submission of SHG & JLG data to LDM Submission of SHG & JLG data to LDM required by NABARD as on 30.09.15required by NABARD as on 30.09.15

All BanksAll Banks Data from few banks Data from few banks awaited.awaited.

66 Activation of dormant SHG Proposal to be Activation of dormant SHG Proposal to be sent to NABARDsent to NABARD

All BanksAll Banks Not reported by any Bank.Not reported by any Bank.

77 Instructions to DRO for waiver of commission Instructions to DRO for waiver of commission under OTS schemeunder OTS scheme

Govt. of Goa Govt. of Goa Matter taken up with Govt. of Matter taken up with Govt. of Goa. Last e-mail in Nov.15Goa. Last e-mail in Nov.15

88 Uploading the PPT of Industries Dept. To the Uploading the PPT of Industries Dept. To the SLBC web siteSLBC web site

Convener Convener SLBC GoaSLBC Goa

Since uploaded.Since uploaded.

AGENDA ITEM NO. AGENDA ITEM NO. III III ISSUES WHERE STATE GOVT. INTERVENTION IS REQUIREDISSUES WHERE STATE GOVT. INTERVENTION IS REQUIRED


Instructions to DRO for waiver of commission Instructions to DRO for waiver of commission under OTS scheme, the matter receiving the under OTS scheme, the matter receiving the attention of the attention of the Govt. of Goa Govt. of Goa

AGENDA ITEM NO. IVAGENDA ITEM NO. IV REVIEW OF PERFORMANCE UNDER ANNUAL CREDIT PLAN 2015-16REVIEW OF PERFORMANCE UNDER ANNUAL CREDIT PLAN 2015-16

Performance under Annual Credit Plan 2015-16 up to 30.09.2015 Performance under Annual Credit Plan 2015-16 up to 30.09.2015 (Rs in Crores)


ActivityActivity

ACP 2015-16 ACP 2015-16

% % AchievAchiev

Targets for the quarter Targets for the quarter ending 30.09.2015ending 30.09.2015

Achievement upto Achievement upto 30.09.201530.09.2015

North North GoaGoa

South South GoaGoa

Goa Goa StateState

North North GoaGoa

South South GoaGoa

Goa Goa StateState

Agri Crop LoansAgri Crop Loans 115.55115.55 121.89121.89 237.44237.44 92.5592.55 65.8765.87 158.42158.42 67%67%

Agri Term LoanAgri Term Loan 103.27103.27 163.26163.26 266.53266.53 60.2860.28 50.4750.47 110.75110.75 42%42%

Sub Total AgriSub Total Agri 218.82218.82 285.15285.15 503.97503.97 152.83152.83 116.34116.34 269.17269.17 53%53%

Industries Industries 172.36172.36 123.67123.67 296.03296.03 149.31149.31 105.15105.15 254.46254.46 86%86%

OPS (Services)OPS (Services) 752.91752.91 850.98850.98 1603.891603.89 775.04775.04 822.48822.48 1597.521597.52 100%100%

TotalTotal 1144.091144.09 1259.801259.80 2403.892403.89 1077.181077.18 1043.971043.97 2121.152121.15 88%88%

Comparative Position of Achievement Comparative Position of Achievement Under ACP 2014-15 & 2015-16 Under ACP 2014-15 & 2015-16

(Rs. in Crores)


ActivityActivity

Achievement under Achievement under ACP 2014-15 Up to ACP 2014-15 Up to

Sept.14Sept.14 % % Ach Ach SeptSept. 14. 14

Achievement under Achievement under ACP 2015-16 Up to ACP 2015-16 Up to

Sept.15Sept.15 % Ach % Ach Sept. Sept.

1515NorthNorthGoaGoa

SouthSouthGoaGoa

GoaGoaStateState

NorthNorthGoaGoa

SouthSouthGoaGoa

GoaGoaStateState

Agri Crop LoansAgri Crop Loans 41.2641.26 14.9014.90 56.1656.16 2525 92.5592.55 65.8765.87 158.4158.422 67%67%

Agri Term LoanAgri Term Loan 80.5180.51 41.1241.12 121.6121.633 5858 60.2860.28 50.4750.47 110.7110.7

55 42%42%

Sub Total AgriSub Total Agri 121.77121.77 56.0256.02 177.7177.799 4141 152.8152.8

33116.3116.3

44269.1269.1

77 53%53%

Industries Industries 61.5961.59 769.51769.51 *831.1*831.100 285285 149.3149.3

11105.1105.1

55254.4254.4

66 86%86%

OPS OPS 747.97747.97 420.54420.54 1168.1168.5151 9393 775.0775.0

44822.4822.4

881597.1597.

5252 100%100%

TotalTotal 931.33931.33 1246.01246.077

2177.2177.4040 109109 1077.1077.

18181043.1043.

97972121.2121.

1515 88%88%

* Due to reporting of NPS data* Due to reporting of NPS data

PRIORITY SECTOR ADVANCESPRIORITY SECTOR ADVANCESPOSITION AS ON 30.09.2015POSITION AS ON 30.09.2015

As on 30.09.15 PSA is Rs.7144.84 crs. which is 41% of total adv.As on 30.09.15 PSA is Rs.7144.84 crs. which is 41% of total adv. The %age of PSAs continues to be above bench mark of 40%The %age of PSAs continues to be above bench mark of 40% Adv. To Women: 11.36% as against bench mark of 10%Adv. To Women: 11.36% as against bench mark of 10% Benchmark targets which needs attention:Benchmark targets which needs attention: DIR advances DIR advances Weaker sections of society Weaker sections of society Advances to SC/ STAdvances to SC/ ST Lending under AGL advancesLending under AGL advances


C:D RATIOC:D RATIOPOSITION AS ON 30.09.2015POSITION AS ON 30.09.2015


The advances level as on 30.09.2015 was Rs. 17,236.12 cr. The advances level as on 30.09.2015 was Rs. 17,236.12 cr. with an increased of Rs. 1529.25 cr. over the Sep. 2014 levels with an increased of Rs. 1529.25 cr. over the Sep. 2014 levels of Rs.15,706.87 cr. The deposit level as on 30-09-2015 being of Rs.15,706.87 cr. The deposit level as on 30-09-2015 being at Rs. 58,163.77 cr. has increased by Rs 8772.68 cr. over Sept at Rs. 58,163.77 cr. has increased by Rs 8772.68 cr. over Sept 2014 level of Rs. 49,391.09 cr.;2014 level of Rs. 49,391.09 cr.;

The C:D ratio as on 31.09.15 is 30% which is below The C:D ratio as on 31.09.15 is 30% which is below the bench the bench mark level of 40% in line with the previous quartersmark level of 40% in line with the previous quarters;;

The major reason for the trend in C:D ratio where there has The major reason for the trend in C:D ratio where there has been increase in deposits of over Rs. 2007.66 crs however been increase in deposits of over Rs. 2007.66 crs however increase in advances of Rs. 785.62 crsincrease in advances of Rs. 785.62 crs

HOME LOANS :HOME LOANS :


EDUCATION LOAN:EDUCATION LOAN: During the quarterDuring the quarter::103 ELs sanctioned agg. Rs. 5.21 crores for studies in India;103 ELs sanctioned agg. Rs. 5.21 crores for studies in India;9 ELs sanctioned agg. Rs 2.03 crore for studies abroad;9 ELs sanctioned agg. Rs 2.03 crore for studies abroad; The position as at end of 30.09.2015: The position as at end of 30.09.2015: 2862 ELs sanctioned agg. Rs.75.81 crores for studies in India;2862 ELs sanctioned agg. Rs.75.81 crores for studies in India;290 ELs sanctioned agg. Rs. 23.56 crore for studies abroad;290 ELs sanctioned agg. Rs. 23.56 crore for studies abroad;

During the qtr.During the qtr. 2926 HLs sanctioned agg. Rs.389.10 crs during the quarter ending 2926 HLs sanctioned agg. Rs.389.10 crs during the quarter ending 30.09.2015 as against Rs 249.92 crs in the previous quarter ;30.09.2015 as against Rs 249.92 crs in the previous quarter ;Outs. as at 30.09.15: 49,711 accounts agg. Rs.3255.79 crs Outs. as at 30.09.15: 49,711 accounts agg. Rs.3255.79 crs

KISAN CREDIT CARDS (KCC)KISAN CREDIT CARDS (KCC) POSITION AS ON 30.09.2015POSITION AS ON 30.09.2015


KCC sanctions:KCC sanctions: During qrt. Sept. 2015: 1819 agg. Rs.18.22 crs. During qrt. Sept. 2015: 1819 agg. Rs.18.22 crs.

as against Rs. 10.63 crs in the previous quarter as against Rs. 10.63 crs in the previous quarter Agg. Outs. in 10,653 accounts Rs. 103.44 crs.Agg. Outs. in 10,653 accounts Rs. 103.44 crs.

SELF HELP GROUP (SHG) SELF HELP GROUP (SHG) as on 30.09.2015as on 30.09.2015


(Nos. in actual & Amt in Crs.) (Nos. in actual & Amt in Crs.)

ParticularsParticulars North GoaNorth Goa South South GoaGoa Goa StateGoa State

Total No. of SHGsTotal No. of SHGs 29092909 26632663 55725572Total Deposits of SHGsTotal Deposits of SHGs 36.3536.35 20.2520.25 56.5956.59Total Loans outstanding of Total Loans outstanding of SHGs SHGs 14.9914.99 7.777.77 22.7622.76

No. of SHGs credit linked No. of SHGs credit linked (during 01.04.15 to 30.09.15)(during 01.04.15 to 30.09.15) 11711171 580580 17511751

Limits sanctionedLimits sanctioned(during 01.04.15 to 30.09.15)(during 01.04.15 to 30.09.15) 12.8912.89 4.774.77 17.6617.66

To be credit linkedTo be credit linked 17381738 20832083 38213821


PRADHAN MANTRI JEEVAN JYOTI BIMA YOJANA (PMJJBY)…… PRADHAN MANTRI JEEVAN JYOTI BIMA YOJANA (PMJJBY)…… PRADHAN MANTRI SURAKSHA BIMA YOJANA (PMSBY)….. PRADHAN MANTRI SURAKSHA BIMA YOJANA (PMSBY)….. ATAL PENSION YOJANA (ABY)……ATAL PENSION YOJANA (ABY)……The schemes launched by Hon. Prime Minister on 9The schemes launched by Hon. Prime Minister on 9thth May, 2015 at Kolkata ; May, 2015 at Kolkata ; The progress under sourcing of applications :The progress under sourcing of applications :

PRADHAN MANTRI JAN DHAN YOJANA:PRADHAN MANTRI JAN DHAN YOJANA:

AGENDA ITEM No. V - Financial Inclusion …….AGENDA ITEM No. V - Financial Inclusion …….

SchemeScheme Upto 30.11.2015Upto 30.11.2015Cases SettledCases Settled

NoNo Amt (in Lacs)Amt (in Lacs)

PMJJBYPMJJBY 104685104685 -- --

PMSBYPMSBY 216066216066 22 4.004.00

APYAPY 38013801 -- --

Accounts OpenedAccounts Opened 1,24,2701,24,270Aadhaar Seeding in %age termsAadhaar Seeding in %age terms 67.30 67.30 Average Balance in the accounts (in Rs.)Average Balance in the accounts (in Rs.) 3,3523,352Rupay Cards IssuedRupay Cards Issued 1,20,1931,20,193PIN Mailer PendingPIN Mailer Pending 32,11632,116Accounts with zero balance in %age termsAccounts with zero balance in %age terms 19.8019.80

Video Conference was held by the Department of Financial Services, Ministry Video Conference was held by the Department of Financial Services, Ministry of Finance, Govt. of India on 27.11.2015 headed by the Secretary Finance. The of Finance, Govt. of India on 27.11.2015 headed by the Secretary Finance. The important agenda items were:-important agenda items were:-

Rupay Card activation limit has been extended from 45 days to 90 days. Activation of Rupay Card should be done while delivering PIN.Rupay Card activation limit has been extended from 45 days to 90 days. Activation of Rupay Card should be done while delivering PIN. Bank Branches to hold camps for delivery of PIN mailers and activation of RuPay cards. 80% cards to be activated by March end.Bank Branches to hold camps for delivery of PIN mailers and activation of RuPay cards. 80% cards to be activated by March end. Efforts to be made for converting accounts with zero balance in to deposit accounts.Efforts to be made for converting accounts with zero balance in to deposit accounts. Efforts to be made to make all the inactive Bank Mitras active and to ensure that Bank Mitra wear the prescribed dress kit. They should be provided Efforts to be made to make all the inactive Bank Mitras active and to ensure that Bank Mitra wear the prescribed dress kit. They should be provided

with literacy material in local language.with literacy material in local language. Adoption of School/ITI should be completed and Financial Inclusion training to be provided to students by December end.Adoption of School/ITI should be completed and Financial Inclusion training to be provided to students by December end. Financial Literacy Centers to be activated. The literacy material should be in local language.Financial Literacy Centers to be activated. The literacy material should be in local language. Mapping of Skilling Institutions of State Govt. with FLC. The list will be sent by DFS.Mapping of Skilling Institutions of State Govt. with FLC. The list will be sent by DFS. Disbursement under PMMY to be improved by financing ITI passouts.Disbursement under PMMY to be improved by financing ITI passouts. As the initial Subsidy of Rs 1000.00 under APY by the Government is available only upto 31-12-15 all banks should observe Log In week between 14As the initial Subsidy of Rs 1000.00 under APY by the Government is available only upto 31-12-15 all banks should observe Log In week between 14 thth--

1919thth December 2015 December 2015


AGENDA ITEM No. V - Financial Inclusion …….AGENDA ITEM No. V - Financial Inclusion …….

AGENDA ITEM VIAGENDA ITEM VI REVIEW OF GOVT. SPONSORED SCHEMES / REVIEW OF GOVT. SPONSORED SCHEMES /

PROGRAMMEPROGRAMME


S. S. No.No.

SchemeSchemeTarget Target

2015-162015-16

Position as on 30.09.2015Position as on 30.09.2015

SponsoredSponsored SanctionedSanctioned RejectedRejected PendingPending

11

PMEGP – DIC PMEGP – DIC 104104 65 65 (496.96)(496.96)

18 18 (126.15)(126.15)

2 2 (2.12)(2.12)

45 45 (348.70)(348.70)

PMEGP – KVICPMEGP – KVIC 4747 00 00 00 00

PMEGP - KVIBPMEGP - KVIB 110110 96 96 (508.91)(508.91)

18 18 (73.05)(73.05)

13 13 (62.69)(62.69)

65 65 (373.17)(373.17)

PMEGP PMEGP TOTALTOTAL 261261 161 161

(1005.87)(1005.87)36 36 (199.20)(199.20)

15 15 (64.81)(64.81)

110 110 (721.87) (721.87)

22 NULM NULM Not allottedNot allotted

33 NRLMNRLM 525525 -- -- -- --

AGENDA ITEM NO VII : AGENDA ITEM NO VII : MSME SECTOR MSME SECTOR Position as on 30.09.2015 Position as on 30.09.2015

1688 Working Capital loans aggregating to Rs.67.66 crores have been sanctioned during 1688 Working Capital loans aggregating to Rs.67.66 crores have been sanctioned during the quarter ending 30.09.2015;the quarter ending 30.09.2015;

The restructuring of loans has been sanctioned in 562 accounts with aggregate limit of Rs. The restructuring of loans has been sanctioned in 562 accounts with aggregate limit of Rs. 69.36 crores;69.36 crores;

Credit flow to MSME sector for the quarter ended Sept.2015 is enclosed as Annexure VII;Credit flow to MSME sector for the quarter ended Sept.2015 is enclosed as Annexure VII;


AGENDA ITEM NO VII : AGENDA ITEM NO VII : MSME SECTOR MSME SECTOR


ShishuShishu KishoreKishore TarunTarun

(upto Rs..50,000)(upto Rs..50,000) (Rs.50,001 to Rs.5 (Rs.50,001 to Rs.5 lac)lac)

(Rs.5.00 lac to Rs. 10 (Rs.5.00 lac to Rs. 10 lac)lac)

No. of No. of A/csA/cs

DisburseDisbursed Amtd Amt


DisburseDisbursed Amtd Amt


Disbursed Disbursed AmtAmt

96489648 28.4128.41 39823982 99.8199.81 11481148 57.6457.64

As on 15.11.2015 Rs. 185.86 crores have been disbursed to As on 15.11.2015 Rs. 185.86 crores have been disbursed to 14,778 enterprenures under PMMY. The schemewise breakup 14,778 enterprenures under PMMY. The schemewise breakup is as under:is as under:

(Rs. in crs.)(Rs. in crs.)

PROGRESS UNDER PRADHAN MANTRI MUDRA YOJAN (PMMY) PROGRESS UNDER PRADHAN MANTRI MUDRA YOJAN (PMMY)

AGENDA ITEM NO VII : AGENDA ITEM NO VII : MSME SECTOR MSME SECTOR


As on 24.11.2015 total 2574 Applilcations sanctioned As on 24.11.2015 total 2574 Applilcations sanctioned by 24 Banks for Rs. 45.41 crores. Out of which release by 24 Banks for Rs. 45.41 crores. Out of which release of Rs. 14.94 cr. have been made to 950 applicants. of Rs. 14.94 cr. have been made to 950 applicants. Total 737 applications are pending for Rs. 12.18 Total 737 applications are pending for Rs. 12.18 crores, detailed report enclosed as crores, detailed report enclosed as Annexure-VIII. Annexure-VIII.

PROGRESS UNDER PROGRESS UNDER OTS SCHEME FOR BORROWERS OTS SCHEME FOR BORROWERS AFFECTED BY BAN ON MININGAFFECTED BY BAN ON MINING::

AGENDA ITEM NO. VIIIAGENDA ITEM NO. VIII CREDIT FLOW TO MINORITY COMMUNITIESCREDIT FLOW TO MINORITY COMMUNITIES (Rs. in Crores)


S. S. No.No. ParticularsParticulars

As onAs on

31.03.1431.03.14 30.09.1430.09.14 31.03.1531.03.15 30.09.1530.09.15

i.i. Total Priority Sector Total Priority Sector Advances Advances 6360.236360.23 6670.686670.68 6746.366746.36 7220.117220.11

ii.ii. Adv. to minority Adv. to minority communitiescommunities 1636.371636.37 1420.361420.36 1715.791715.79 1911.281911.28

iii.iii. % adv. to minority % adv. to minority communitycommunity 26%26% 21%21% 25%25% 26%26%

CREDIT FLOW TO MINORITY COMMUNITIESCREDIT FLOW TO MINORITY COMMUNITIES

AAdvances to minority communities have increased by Rs. 195.49 crores during dvances to minority communities have increased by Rs. 195.49 crores during Sept. 2015 Qtr;Sept. 2015 Qtr;

The advances to minority communities as % age of total PSAs was 26% as on The advances to minority communities as % age of total PSAs was 26% as on 30.09.2015 which is above the 30.09.2015 which is above the BENCHMARK of 15%.BENCHMARK of 15%.

The statement showing Priority Sector Advances to Minority Community for the The statement showing Priority Sector Advances to Minority Community for the quarter ended 30.09.2015 is enclosed as Annexure-IXquarter ended 30.09.2015 is enclosed as Annexure-IX.


AGENDA ITEM IXAGENDA ITEM IXSTEERING SUB-GROUP MEETINGS OF SLBCSTEERING SUB-GROUP MEETINGS OF SLBC


Steering Sub Group (SSG)Steering Sub Group (SSG) Meeting held onMeeting held on Minutes Minutes enclosed asenclosed as

Priority Sector LendingPriority Sector Lending 01.12.201501.12.2015 Annexure-XAnnexure-X

Self Help GroupsSelf Help Groups 01.12.201501.12.2015 Annexure-XIAnnexure-XI

Government Sponsored Scheme Government Sponsored Scheme 01.12.201501.12.2015 Annexure-XIIAnnexure-XII

Financial InclusionFinancial Inclusion 01.12.201501.12.2015 Annexure-XIIIAnnexure-XIII

AGENDA ITEM NO. X : AGENDA ITEM NO. X : LEAD BANK SCHEMELEAD BANK SCHEME

SERVICE AREA MONITORING & INFORMATION SYSTEM (SAMIS)SERVICE AREA MONITORING & INFORMATION SYSTEM (SAMIS)


The percentage of submission of Lead Bank Returns is as under:The percentage of submission of Lead Bank Returns is as under:

ReturnsReturns 30.09.1430.09.14 31.03.1531.03.15 30.06.1530.06.15 30.09.1530.09.15

LBR 2 LBR 2 84%84% 85%85% 80%80% 95%95%

LBR U2LBR U2 84%84% 85%85% 80%80% 95%95%

LBR 3LBR 3 80%80% 77%77% 72%72% 94%94%

LBR U3 LBR U3 80%80% 77%77% 72%72% 94%94%

AGENDA ITEM NO. XI :AGENDA ITEM NO. XI :OTHER MATTERS OF IMPORTANCE OTHER MATTERS OF IMPORTANCE

START-UP INDIA PROGRAMMESTART-UP INDIA PROGRAMME RBI Mumbai vide their letter FIDD.MSME&NFS.No./ RBI Mumbai vide their letter FIDD.MSME&NFS.No./

06.02031/2015-16 dated 1906.02031/2015-16 dated 19thth October 2015 advised that: October 2015 advised that: The Prime Minister of India on the eve of Independence Day The Prime Minister of India on the eve of Independence Day

launched ‘Start-up India Programme’ to disburse loans for start-launched ‘Start-up India Programme’ to disburse loans for start-ups to the ‘Tribal’ in the locality where there is any tribal ups to the ‘Tribal’ in the locality where there is any tribal habitation. Where there is no tribal habitation banks can habitation. Where there is no tribal habitation banks can provide loans to ‘Dalit’ or a ‘Tribal’, give financial support to provide loans to ‘Dalit’ or a ‘Tribal’, give financial support to them and thus 1.25 lakh Dalit Entrepreneurs to come up.them and thus 1.25 lakh Dalit Entrepreneurs to come up.

Banks are therefore advised to take appropriate action to Banks are therefore advised to take appropriate action to implement the directions of the Honorable PM for extending implement the directions of the Honorable PM for extending credit to Tribal/Dalit/Women Entrepreneurs through each of credit to Tribal/Dalit/Women Entrepreneurs through each of their branchestheir branches (Annexure-XIV). (Annexure-XIV).


AGENDA ITEM NO. XI :AGENDA ITEM NO. XI :OTHER MATTERS WITH PERMISSION OF THE CHAIR PERSONOTHER MATTERS WITH PERMISSION OF THE CHAIR PERSON

POWER POINT PRESENTATIONPOWER POINT PRESENTATION

Two Power Point Presentation, one by Chief Executive Officer, Two Power Point Presentation, one by Chief Executive Officer, Investment Promotional & Facilitation Board, Goa and other by Investment Promotional & Facilitation Board, Goa and other by Regional Chief, Housing Urban Development Corpotation Regional Chief, Housing Urban Development Corpotation Limited, Banglore have been arranged for information of the Limited, Banglore have been arranged for information of the member banksmember banks. .


THANK THANK YOU YOU


STATE LEVEL BANKERS COMMITTEE (SLBC) GOA

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