Making healthy choices just got easier.At Chemours, we strive to be catalysts for better. We help create a colorful, capable, and cleaner world through the power of chemistry. And, we are committed to creating an environment that empowers you in your quest for optimal health.

As a Chemours employee, your health and well-being are among our top priorities. That’s why we provide a variety of tools, programs, and resources to help you achieve your personal health goals.

Once again this fall, Chemours will offer annual health screenings—an important step towards improved health and well-being.

By participating in all three free and confidential* health screenings—Biometric Health Screening, Health Risk Assessment, and Tobacco Test—you can qualify for a $115 monthly medical insurance premium discount. These health screenings are available through Interactive Health at no cost to you. Best of all, they are convenient, simple, and give you the important information you need to make healthy choices.

See page 2 for details on the health screening wellness program and how to pay lower medical insurance premiums.

What’s Inside

Aetna One Advocate Unlimited 24/7 access to your personal Health Advocate

How to lower your premiums Pay lower medical insurance premiums for taking healthy actions

Get financially fit The importance of saving for your retirement

Key Dates to Remember

September 30, 2019 Last day to complete your health screenings

October 28, 2019 Annual Open Enrollment for 2020 benefits starts

November 8, 2019 Last day to enroll or waive coverage for 2020 benefits

Start planning now for a healthy 2020.

Your Benefits NewsletterSeptember 2019

*Important: Screening results and your health information are always protected by HIPAA laws and will never be shared with anyone.

On-site preventative health screenings, administered by Interactive Health, will be offered at 18 Chemours locations. Employees who can’t make it to an on-site screening can complete the screening at a LabCorp location (contact Interactive Health to schedule an off-site screening).

Interactive Health will send the results of your tobacco screening to your home mailing address within two weeks. The letter will include next steps, if necessary.

Make your health and well-being a priority. Schedule your screenings today and pay lower medical insurance premiums in 2020.

Take charge of your health and pay lower premiums.Receive a $115 monthly medical insurance premium discount by taking action.

Simply complete these free, confidential health screenings by September 30, 2019, and pay lower 2020 Chemours medical insurance premiums.

1Biometric Screening

Onsite (Chemours location) or offsite (LabCorp location)

2Health Risk AssessmentPaper or online questionnaire

3Tobacco Verification

Test completed together with Biometric Screening

COMPLETE YOUR HEALTH SCREENING

IN JUST

MINUTES25

Your screening will reveal critical health data points, such as blood pressure, total cholesterol, HDL, LDL, triglycerides, and glucose levels.

Attend an on-site health screening* It’s quick, free, and confidential. Once you complete your on-site screening, your health coach will review your results, discuss your lifestyle habits, and recommend programs and resources to help you reach your personal health goals.

There are two ways to schedule your on-site health screening:

1. By Phone Call Interactive Health (855) 271-5132 to schedule your on-site appointment

2. Online Go to myinteractivehealth.com and use Sponsor Code SAPV4. You only need to register once (if you registered last year, there is no need to register again).

⚫ Click the link in the “Schedule Your Health Evaluation” box at the top of the page.

⚫ Confirm your personal information and select your appointment location, date, and time.

⚫ Continue until you are prompted to confirm your appointment.

*For locations using paper appointment registration, please see your HR representative to schedule your appointment time.

Aetna One Advocate (A1A) Your partner in achieving optimal health and well-being.Managing your health and benefits can be challenging—coordinating care, using the available benefit programs, and understanding healthcare costs. And sometimes life gets in the way of making the best healthcare decisions.

Your A1A team is here to help you. They know your healthcare plan and can provide expert support when you need it. A1A keeps all calls strictly confidential—your health information is always protected by HIPAA laws and will never be shared with anyone without your consent.

A1A advocacy services include:

⚫ Scheduling doctor appointments

⚫ Providing information about diagnoses and treatment options

⚫ Answering your health or benefits questions

⚫ Resolving insurance claims and billing issues

⚫ Providing guidance and support to you and your family

Call Aetna One Advocate anytime, 24/7 at (800) 417-2386 or visit aetna.com.

NEED HELP?

Go to a LabCorp locationThere are two ways to request a LabCorp voucher:

1. By phoneCall Interactive Health Member Services at (800) 840-6100 between 8:00 a.m. and 6:00 p.m. You must complete testing by September 30, 2019.

Interactive Health Member Services will ask you at the time of your request whether you would like your LabCorp voucher emailed to you or mailed to your home address. If you want your LabCorp voucher mailed to your home address, please submit your request as soon as possible to allow time for the LabCorp voucher to arrive.

2. Register for your “Test at a Lab” voucher online Register or log-in to myinteractivehealth.com using Sponsor Code SAPV4. Click the “Schedule Your Health Evaluation” box, and then select “At a Lab.” Upon completing your request, you may choose to download the LabCorp voucher immediately, or have it mailed to your home address. If you prefer to have your voucher mailed to your home, please submit your request as soon as possible to allow time for the LabCorp voucher to arrive.

Alternative options for health screeningIf you are medically unable to participate in the health screening, which is required for you to pay lower medical insurance premiums under this wellness program, you may qualify for an opportunity to pay lower premiums through an alternative course of action which must be completed by September 30, 2019. Please contact Interactive Health at least two (2) weeks prior to this date at (800) 840-6100 or email rasrequest@interactivehealthinc.com to ask our health management team about a reasonable alternative standard.

Can’t make it to an on-site screening?

November 29 is the last day to enroll in the tobacco cessation program.

Enroll by November 29 and complete six (6) 30-minute phone-based coaching sessions within three (3) months of enrolling in the program to be eligible for lower medical insurance premiums.

When you participate in the health screening, you will need to certify whether or not you have used tobacco products.

If you certify that you have not used tobacco products, you will get a tobacco verification test. If your results are negative, you are eligible to pay lower medical insurance premiums. If your results are positive, you can avoid paying higher premiums by completing a tobacco cessation program.

If you certify you are a tobacco user, you will not be given the tobacco test. You can still receive the benefit of lower healthcare premiums as long as you complete the required tobacco cessation program, as well as the Biometric Screening and the Health Risk Assessment.

If you are planning on quitting, we’re ready to help. Enroll in “Tobacco Free for Life” now by calling (800) 840-6100 and avoid paying higher medical insurance premiums. You must complete at least six (6) 30-minute phone-based coaching sessions within three (3) months of enrolling in the program to continue to pay lower medical insurance premiums.

Ready to quit tobacco? We can help.

Address all of your healthcare needs from one placeTeladoc is included in your medical coverage and gives you 24/7 access to board-certified doctors by phone or by video, for everday non-urgent medical conditions. And, if you’re facing something more serious like cancer, a joint disorder, or other condition, Teladoc’s medical experts can provide guidance on an existing diagnosis so you can make informed medical decisions with confidence.

Maintaining a healthy lifestyle is good for you—and your wallet.

Sign up today!Call Teladoc at (800) 835-2362 or visit us online at teladoc.com/chemours

Learn how to save money on your health care. To make the most of your high-deductible medical plan, it pays to be cost-conscious about your healthcare choices. Keeping your healthcare costs as low as possible takes some effort, but the payoff may save you hundreds of dollars.

Practice prevention and self-care By getting your health screenings regularly, you are taking steps to prevent and treat health conditions such as high blood pressure and diabetes.

Look for ways to save moneyThere are many ways to save money when it comes to seeking health care, such as using in-network doctors and facilities, and using generic prescription medication. You should also look for the most appropriate and cost-effective hospitals for your care, and imaging centers for your X-rays.

Maintain a healthy lifestyleBy eating a healthy diet, exercising regularly, being tobacco free, and getting enough sleep, you may avoid preventable chronic conditions such as diabetes and heart disease.

Choose your healthcare providers carefully Before you decide on a doctor or specialist, shop around—fees can vary widely.

Use your health plan wiselyDid you know that the cost of prescription medication may vary by pharmacy? Do you know what your deductibles, co-insurance, and out-of-pocket maximums are, and what benefits are covered under the medical plan you are enrolled in? These are some things you should know to use your plan effectively.

Important Provider Contact Information

Aetna Call (800) 417-2386 or visit aetna.com

Express Scripts Call (800) 282-2881 or visit express-scripts.com

Chemours and Fitbit are partnering to keep you on track to wellness! More details coming soon...

How’s your financial fitness?Not to worry—Chemours has you covered. We provide access to a full host of financial benefits and resources to help you save, plan, and prepare for the years ahead. And some benefit coverage is provided at no cost to you—like life and disability insurance benefits.

Chemours also offers voluntary benefits that provide you with financial protection—like Accident Insurance, Critical Illness Insurance, and Legal Services, all on an after-tax basis and administered by MetLife.

Saving for Your Retirement To help you prepare for your retirement, Chemours makes matching contributions to your 401(k) retirement savings and offers access to financial calculators and investment planning resources through Merrill.

When you’re enrolled in the Chemours 401(k) plan, you can receive a 100% Company match on your 401(k) contributions, up to 6% of your eligible pay. Plan participants may contribute any percentage up to 90% of eligible pay, subject to annual IRS maximum contribution limits. To learn more, call (877) 854-CHEM or visit Benefits OnLine® at benefits.ml.com.

It’s important to decide who would receive the money in your 401(k) account in the event of your death. If you haven’t chosen a beneficiary yet, take a few minutes to do so. Your beneficiary for your life insurance does not automatically carry over to your 401(k).

College Assistance Program (CAP)With the College Assistance Plan, you have access to an online resource that will help lower the cost of your child’s education. For more information, visit collegeassistanceplan.com (Access Code: CollegePlan8).

SoFi Student Loan RefinancingBorrowers save thousands over the life of their loans when they refinance with SoFi.¹

Program benefits include:⚫ Low variable and fixed rates with 5, 7, 10, 15,

and 20-year repayment terms.

⚫ Simplicity—Consolidate all existing student loans (federal and private) into a single loan with one monthly payment.

⚫ No application or origination fees, and no pre-payment penalties.

⚫ Chemours US employees as well as family members may be eligible to receive a $300 Welcome Bonus when they refinance a student or Parent PLUS loan through sofi.com/chemours.

Learn moreTo start, review the SoFi FAQs and this one-minute video about the SoFi pre-approval process. Check the rate you qualify for—visit sofi.com/chemours, email ask@sofi.com, or call SoFi customer service at (855) 456-7634. Checking your rate takes just two minutes and won’t impact your credit score.

Your key datesNow through September 30, 2019Visit the Interactive Health website at myinteractivehealth.com

1. Schedule your health screening appointment.

2. Complete your Health Assessment.

3. If you are a tobacco user, take steps to pay lower medical premiums.

This newsletter provides a quick, easy-to-understand outline of your Plan options. Chemours has made every effort to ensure that this guide accurately reflects the plan documents and contracts. However, if there is any conflict or inconsistency between this guide and those documents or contracts, the documents or contracts will govern. Chemours reserves the right to change, modify, or discontinue at its discretion any of the plans, programs, or services described in this guide.

Terms and Conditions Apply.

¹ SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi’s underwriting requirements. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Current as of June 1, 2017, SoFi loans not offered to residents of Nevada. Other state restrictions may apply. See eligibility requirements at sofi.com/legal. Licensed by the Department of Business Oversight under the California Finance Lender Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636.

By September 30Complete your health screening onsite or offsite by September 30, 2019.

October 28–November 8 Chemours Annual Open EnrollmentYou have two ways to enroll or waive coverage for your 2020 benefits: visit mychemoursbenefits.com or call the Chemours Benefits Service Center at (844) 215-5096 by November 8.

We encourage you to take action to enroll in your 2020 benefits or waive coverage.

November 29, 2019Last day for tobacco users to enroll in the Interactive Health Tobacco Cessation Program.

January 1, 20202020 benefits take effect.

Be sure your personal information is up to date.It is important that your information on file is accurate and up to date. If you have moved, changed your phone number or email address, or recently changed your last name, you will need to update your personal information in Workday. Please note that address changes may impact health benefits.

1. Login to

2. Click Personal Information, then Addresses

3. Edit to Change My Home Contact Information

4. Edit Address

5. Click Submit

To make these changes: