Stapletonv.AdvocateHealthCareNetwork · Stapletonv,AdvocateHealthCareNetwork SettlementAgreement...

Stapleton v. Advocate Health Care Network

Settlement Agreement

February 16, 2018

UNITED STATES DISTRICT COURT

FOR THE NORTHERN DISTRICT OF ILLINOIS

EASTERN DIVISION

)MARIA STAPLETON, et al. on behalf of

)themselves, individually, and on behalfof

all others similarly situated, and on behalf

of the Advocate Plan,

))

Civil Action No. l:14-cv-01873)Plaintiffs,

))

vs.))

ADVOCATE HEALTH CARE)

NETWORK AND SUBSIDIARIES, et al.

Defendants. ))

CLASS ACTION SETTLEMENT AGREEMENT

This CLASS ACTION SETTLEMENT AGREEMENT ("Settlement Agreement") is

entered into by and between Plaintiffs, as defined in § 1.19 below, and Defendants, as defined in

§1.12 below. Plaintiffs and Defendants are referred to collectively in this Settlement Agreement

as the "Parties." Capitalized terms and phrases have the meanings provided in § 1 below or as

specified elsewhere in this Settlement Agreement.

1. DEFINITIONS

"Accrued Benefit" shall mean: the single-sum dollar balance (commonly referred to in

the Plan Summary as a participant's "account" and referred to on the participant website as the

"account balance") and shall not include, among other things, optional forms of benefits and

procedural provisions of the Plan.

1.1.

1.2. "Action" shall mean: the class action Stapleton v. Advocate Health Care Network, an

Illinois Non-profit Corporation, Kevin Brady, an individual, the Benefit Plan Administrative

Committee for Church Plans of Advocate Health Care Network, John and Jane Does 1-20,

Members of the Benefit Plan Administrative Committee for Church Plans of Advocate Health

Care Network, each an individual, The Compensation and Benefits Committee of the Board of

Directors of Advocate Health Care Network, John and Jane Does 21-40, Members of the

Compensation and Benefits Committee of the Board of Directors of Advocate Health Care

Network each and individual and John and Jane Does 41-60, each an individual, Case No. 1:14-

cv-0 1 873 , pending in the United States District Court for the Northern District of Illinois.

1.3. "Advocate" shall mean: Defendant Advocate Health Care Network, an Illinois not-for-

profit coiporation.

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"Advocate Plan " or "Plan " shall mean: Advocate Health Care Network Pension Plan.1.4.

1 .5. "Advocate Plan Trust" or the "Plan Trust" shall mean: the trust that holds and distributes

the assets of the Advocate Plan.

"Church Plan" shall mean: a plan which meets the definition of a "Church Plan" under1.6.

ERISA § 3(33), 29 U.S.C. § 1002(33), and Internal Revenue Code § 414(e) and is thus exempt

from the provisions of Title I, Title II, and Title IV of ERISA.

"Class Counsel" shall mean: Keller Rohrback L.L.P. and Cohen Milstein Sellers & Toll,1.7.

PLLC.

"Class Notice" shall have the meaning provided in § 2.2. 1 .1.8.

"Class Settlement Commitment" shall have the meaning set forth in § 7. 1 . 1 .1.9.

1.10. "Complaint" shall mean: the Class Action Complaint filed in the Action on March 17,

2014.

1.11. "Court" shall mean: The United States District Court for the Northern District of Illinois.

1.12. "Defendants" shall mean: Advocate Health Care Network, an Illinois Non-Profit

Corporation, Kevin R. Brady, an individual, the Benefit Plan Administrative Committee for Church

Plans of Advocate Health Care Network, John and Jane Does 1-20, Members of the Benefit Plan

Administrative Committee for Church Plans of Advocate Health Care Network, each an individual,

the Compensation and Benefits Committee of the Board of Directors of Advocate Health Care

Network, John and Jane Does 21-40, Members of the Compensation and Benefits Committee of the

Board of Directors of Advocate Health Care Network, each an individual, and John and Jane Does

41- 60, each an individual.

1.13. "Effective Date ofSettlement" shall mean: the date on which all of the conditions to

settlement set forth in § 2 of this Settlement Agreement have been fully satisfied or waived and

the Settlement shall have become Final.

1.14. "ERISA" shall mean: the Employee Retirement Income Security Act of 1974, as

amended, including all regulations promulgated thereunder.

1.15. "Final" shall mean: with respect to any judicial ruling or order in the Action, that the

period for any appeals, petitions, motions for reconsideration, rehearing or certiorari, or any

other proceedings for review ("Review Proceeding") has expired without the initiation of a

Review Proceeding, or, if a Review Proceeding has been timely initiated, that there has occurred

a full and completed disposition of any such Review Proceeding, including the exhaustion of

proceedings in any remand and/or subsequent appeal on remand.

1.16. "Final Approval Order" shall have the meaning set forth in § 2.2.5(a), below.

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1.17. "Incentive Awards" shall mean: any monetary amounts awarded by the Court in

recognition of the assistance of any Plaintiff(s) and/or Named Plaintiff(s) in the prosecution of

the Action and payable pursuant to § 7.1.5, below.

"Person" shall mean: an individual, partnership, corporation, or any other form of1.18.

organization.

1.19. "Plaintiffs" and "Named Plaintiffs" shall mean: Maria E. Stapleton, Judith M. Lukas,

Sharon L. Roberts, and Antwain B. Fox, incorrectly named in the Complaint as Antoine Fox.

1.20. "Plaintiffs ' Counsel" shall mean: collectively, Class Counsel and Stephan Zouras, LLP.

1.21. "Plan Benefits Guarantee" has the meaning set out in 7.1, below.

1.22. "Plan" shall mean: the Advocate Plan.

1 .23 . "Released Claims" shall have the meaning provided in § 3 . 1 .

1 .24. "Releasees" shall mean: Advocate Health Care Network, all entities that are considered

to be a single employer with Advocate Health Care Network under Internal Revenue Code § 414,

the Benefit Plan Administrative Committee for Church Plans of Advocate Health Care Network

("Church Plan Committee") and members of the Church Plan Committee, the Compensation and

Benefits Committee of the Board of Directors of Advocate Health Care Network

("Compensation Committee"), members of the Compensation Committee, Kevin Brady, and the

employees, agents, directors, members, insurers and legal representatives of the entities or

persons mentioned in this Section.

1.25. "Settlement" shall mean: the settlement to be consummated under this Settlement

Agreement pursuant to the Final Approval Order.

1 .26. " Settlement Class " and/or "Settlement Class Members " shall mean: All persons who, as

of the Settlement Date, are or were Plan participants, whether vested or non-vested, and their

beneficiaries.

1 .26. 1 The Settlement Class and the Settlement Class Members do not include any

participants or their beneficiaries who become eligible to participate in the Plan

after the Settlement Date.

1 .27. "Settlement Date" shall mean the date the Final Approval Order becomes Final.

1 .28. "Successor-in-interest" or "Successor" shall mean: a Person's estate, legal

representatives, heirs, successors or assigns, and any other Person who can make a legal claim by

or through such Person.

1 .29. "Term Sheet" shall mean: the document entitled "Stapleton v. Advocate Settlement

Term Sheet" dated January 1 0, 20 1 8, and executed by Defendants' counsel and Class Counsel on

January 10, 2018.

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1 .30. "Term Sheet Date" shall mean: January 1 0, 20 1 8.

2. CONDITIONS PRECEDENT TO EFFECTIVENESS OF THE SETTLEMENT

2. 1 . Effectiveness ofThis Settlement Agreement. This Settlement Agreement shall not become

binding unless and until each and every one of the following conditions in §§ 2.2 through 2.7

shall have been satisfied.

Court Approval. The Settlement contemplated under this Settlement Agreement shall

have been approved by the Court, as provided for in this § 2.2. The Parties agree jointly to

recommend to the Court that it approve the terms of this Settlement Agreement and the

Settlement contemplated hereunder. The Parties agree to undertake their best efforts, including

all steps and efforts contemplated by this Settlement Agreement, and any other steps or efforts

which may become necessary by order of the Court (unless such order modifies the terms of this

Settlement Agreement) or otherwise, to carry out this Settlement Agreement, including the

following:

2.2.

2.2. 1 Motion for Preliminary Approval ofSettlement and ofNotices. The Court shall

have approved the preliminary motion to be filed by Plaintiffs on or before February 9, 2018

("Preliminary Motion") by issuing an order (the "Preliminary Approval Order"), including the

class notice approved by the Court (the "Class Notice"):

(a) Preliminarily approving this Settlement Agreement;

(b) Directing the time and manner of the Class Notice; and

(c) Finding that: (i) the proposed form of Class Notice fairly and adequately:

(A) describes the terms and effect of this Settlement Agreement and of the

Settlement, (B) gives notice to the Settlement Class of the time and place

of the hearing of the motion for final approval of this Settlement

Agreement, and (C) describes how the recipients of the Class Notice may

object to approval of this Settlement Agreement; and (ii) the proposed

manner of communicating the Class Notice to the members of the

Settlement Class is the best notice practicable under the circumstances.

2.2.2 Class Certification.

The Court shall have certified the Action as a non-opt out class action for

settlement purposes only, pursuant to Federal Rules of Civil Procedure 23(b)(1) and/or (b)(2),

with Named Plaintiffs as the named Settlement Class representatives, Keller Rohrback, L.L.P.,

and Cohen Milstein Sellers & Toll, PLLC as Class Counsel, and with the "Settlement Class" as

defined above.

(a)

(b) As a condition of settlement, the Parties agree to stipulate to certification

of the Action as a non-opt out class action, and the Class as a non-opt-out class, for settlement

purposes only, pursuant to Federal Rules of Civil Procedure 23(b)(1) and/or (b)(2), on the

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foregoing terms. If the Settlement does not become Final, then no Settlement Class will be

deemed to have been certified by or as a result of this Settlement Agreement, and the Action will

for all purposes revert to its status as of the day immediately prior to the date on which the Term

Sheet was executed.

2.2.3 Issuance ofClass Notice. On the date and in the manner set by the Court in its

Preliminary Approval Order, Defendants will cause notice of the Preliminary Approval Order to

be delivered to the Settlement Class in the form and manner approved by the Court. The Parties

shall confer in good faith with regard to the form of the Class Notice in an effort to utilize cost

effective forms of notice. The Parties agree, and the Preliminary Approval Order shall provide,

that the last known addresses for members of the Settlement Class in the possession of the Plan's

current record-keeper will suffice for all purposes in connection with this Settlement, including,

without limitation, the mailing of the Class Notice. Advocate will pay the cost of notice to the

Settlement Class.

2.2.4 Internet/Publication ofClass Notice. Class Counsel also shall have given notice

by publication of the Settlement Agreement and Class Notice on their firms' websites.

2.2.5 The Fairness Hearing.

On the date set by the Court in its Preliminary Approval Order, the Parties

shall participate in the hearing (the "Fairness Hearing"), during or after

which the Court will determine by entry of the Final Approval Order

whether: (i) this Settlement Agreement is fair, reasonable, and adequate

and should be approved by the Court; (ii) final judgment approving this

Settlement Agreement should be entered ("Judgment"); (iii) the Settlement

Class should be certified as a mandatory non-opt-out class meeting the

applicable requirements for a settlement class imposed by Federal Rule of

Civil Procedure 23; (iv) the requirements of Federal Rule of Civil

Procedure 23 and due process have been satisfied in connection with the

distribution of the Class Notice to members of the Settlement Class; (v)

the requirements of the Class Action Fairness Act have been satisfied; (vi)

to award Incentive Award(s) and if so, the amount; and (vii) to award

attorneys' fees and further expenses and, if so, the amounts.

The Parties covenant and agree that they will reasonably cooperate with

one another in obtaining an acceptable Final Approval Order at the

Fairness Hearing and will not do anything inconsistent with obtaining such

a Final Approval Order.

2.2.6 Motionfor Final Approval ofClass Action Settlement. On the date set by the

Court in its Preliminary Approval Order, Plaintiffs shall have filed a motion (the "Final Approval

Motion") for a Final Approval Order. The Final Approval Motion shall seek the Court's finding

that the Final Approval Order is a final judgment disposing of all claims and all Parties.

(a)

(b)

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2.3. Finality ofFinal Approval Order, The Final Approval Order shall have become Final, as

defined in § 1.15 of this Settlement Agreement.

2.4. Compliance with the Class Action Fairness Act. The Court shall have determined that

Defendants complied with the Class Action Fairness Act of 2005 ("CAFA") and its notice

requirements by providing appropriate federal and state officials with information about the

Settlement.

2.5. Dismissal ofAction, The Action shall have been dismissed with prejudice as against

Defendants on the Effective Date of Settlement.

2.6. No Termination. The Settlement shall not have terminated pursuant to § 9, below.

2.7. Establishment ofEffective Date ofSettlement. If Plaintiffs and Defendants disagree as to

whether each and every condition set forth in § 2 has been satisfied, they shall promptly confer in

good faith and, if unable to resolve their differences within five (5) business days thereafter, shall

present their disputes for determination to Robert M. Meyer, the Parties' mediator, who shall

make a final determination regarding the Effective Date of Settlement and whether all the

conditions set forth in § 2 have been satisfied. No portion of the Class Settlement Commitment

shall be disbursed in the event of such a dispute, pending the mediator's ruling. Disbursement

shall thereafter be made pursuant to the Court's order.

3. RELEASES AND COVENANT NOT TO SUE

3.1. Released Claims.

3.1.1 Released Claims shall mean any and all claims, actions, causes of action,

demands, obligations, liabilities, attorneys' fees, expenses and costs arising out of the allegations

of the Complaint by any member of the Settlement Class, except that Released Claims are not

intended to include the release of any of the following:

(a) Any rights or duties arising out of the Settlement Agreement, including the

express warranties and covenants in the Settlement Agreement;

(b) Individual claims for benefits brought under state law, provided that no

Settlement Class member shall challenge the Plan's status as a church plan exempt from ERISA

in any such claim;

(c) Any claim arising under ERISA with respect to any event occurring after

there is a final adjudication that the Plan is no longer a Church Plan.

3.2. Release by Named Plaintiffs and Settlement Class. Subject to § 9 below, upon the

Effective Date of Settlement, Named Plaintiffs on behalf of themselves and on behalf of the

Settlement Class absolutely and unconditionally release and forever discharge the Releasees

from any and all Released Claims that Plaintiffs or the Settlement Class have. The Settlement

Class covenants and agrees: (i) not to file against any of the Releasees any claim based on,

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related to, or arising from any Released Claim; and (ii) that the foregoing covenants and

agreements shall be a complete defense to any such claim against any Releasee.

3.3. Waiver ofCalifornia Civil Code § 1542. Plaintiffs, on behalf of themselves and on

behalf of the Settlement Class, hereby expressly waive and relinquish, to the fullest extent

permitted by law and equity, the provisions, rights and benefits of § 1542 of the California Civil

Code, which provides: "A general release does not extend to claims which the creditor does not

know or suspect to exist in his or her favor at the time of executing the release, which if known

by him or her must have materially affected his or her settlement with the debtor."

3 .4. Defendants ' Releases ofNamed Plaintiffs, the Settlement Class, and Plaintiffs ' Counsel.

Subject to § 9 below, upon the Effective Date of Settlement, Defendants absolutely and

unconditionally release and forever discharge the Named Plaintiffs, the Settlement Class and

Plaintiffs' Counsel from any and all claims relating to the institution or prosecution of the

Action.

4. COVENANTS

Named Plaintiffs, on their own behalf and on behalf of the members of the Settlement

Class, and Defendants hereby covenant as follows:

Non-Disparagement. The Parties, their counsel, and their agents shall refrain from

making derogatory or disparaging comments as to the subject matter of this Action, the

Settlement Agreement, Plaintiffs, Plaintiffs' Counsel, any Releasee, Defendants, the Plan, and/or

Defendants' Counsel.

4.1.

Plan Status. Nothing herein shall be construed as an agreement that the Plan is not

properly treated as a church plan or that the Plan is subject to ERISA. Similarly, nothing herein

shall be construed as an agreement that the Plan is properly treated as a church plan or that the

Plan is not subject to ERISA.

4.2.

5 . REPRESENTATIONS AND WARRANTIES

5.1. Parties ' Representations and Warranties.

5.1.1 Named Plaintiffs represent and warrant that they have not assigned or otherwise

transferred any interest in any Released Claims against any Releasee, and further covenant that

they will not assign or otherwise transfer any interest in any Released Claims.

5 . 1 .2 Named Plaintiffs represent and warrant, on behalf of themselves and the

Settlement Class, that they shall have no surviving claim or cause of action against any of the

Releasees for the Released Claims against them.

5.1.3 The Parties, and each of them, represent and warrant that they are voluntarily

entering into this Settlement Agreement as a result of arm's-length negotiations among their

counsel; in executing this Settlement Agreement they are relying solely upon their own

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judgment, belief and knowledge, and the advice and recommendations of their own

independently-selected counsel, concerning the nature, extent and duration of their rights and

claims hereunder and regarding all matters that relate in any way to the subject matter hereof;

and each Party assumes the risk of and unconditionally waives any and all claims or defenses

arising out of any alleged mistake as to facts or law.

5.1 .4 The Parties, and each of them, represent and warrant that they have carefully read

the contents of this Settlement Agreement; they have made such investigation of the facts and

law pertaining to this Settlement Agreement and all of the matters pertaining thereto as they

deem necessary; and this Settlement Agreement is executed freely by each Person executing it on

behalf of each of the Parties.

5.2. Signatories ' Representations and Warranties. Each individual executing this Settlement

Agreement on behalf of any other Person hereby personally represents and warrants to the other

Parties that he or she has the authority to execute this Settlement Agreement on behalf of, and

fully bind, each principal that such individual represents or purports to represent.

6. NO ADMISSION OF LIABILITY

Defendants deny any and all allegations of wrongdoing made in the Complaint.

Defendants aver that the Plan has been and continues to be properly administered as a church

plan, as defined in Internal Revenue Code Section 414(e) and ERISA Section 3(33). This

Settlement is not evidence of liability of any type. Defendants maintain: (a) that all

beneficiaries of the Plan have received and continue to receive all benefits they have been

entitled to under the Plan; (b) that disclosures to the Plan's participants have been comprehensive

and continue to be consistent with the Plan's terms; (c) that Advocate's audited financial

statements reflect that the Plan has been responsibly funded historically (d) that Defendants take

the administration of the Plan very seriously and have operated the Plan as a church plan in the

best interests of their employees consistent with Plan documents and the core values of the

Evangelical Lutheran Church in America and the United Church of Christ; and (e) that the

Settlement Class is better served with the Plan being maintained as a church plan instead of an

ERISA plan.

SETTLEMENT CONSIDERATION7.

7.1 . The Class Settlement Commitment

7.1.1 The "Class Settlement Commitment" shall consist of the Plan Benefits Guarantee,

as defined in §§ 7.1.2 and 7.1.3, and the one-time payment to the Former Participant Vesting

Claimants as described in §7.1.4.

7.1.2 Assurance ofPayment ofPlan Benefits. Subject to §§ 7.1.3 and 8.2 hereof,

Advocate hereby guarantees to the Settlement Class, for a period of ten (10) years after the Term

Sheet Date, that the Plan Trust will have sufficient fiinds to pay the Settlement Class the level of

benefits stated in the Plan, as it is amended from time to time.

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7. 1 .3 Obligations Upon Transfer ofPlan Assets and Liabilities to Successor. Should a

corporate transaction occur where the assets and liabilities of the Plan covering Settlement Class

Members transfers to a successor, Advocate will cause the successor to honor the commitment of

Advocate under Section 7.1.2.

7. 1 .4 One-Time Payment to Certain Former Participants With Less Than Five Years

Vesting Service. Within thirty (30) days after the Effective Date of Settlement, Defendants will

make a one-time payment of Three Hundred Dollars ($300.00) each ("Vesting Payment") to

former participants in the Plan who terminated employment on or after January 1, 2013, and on

or before September 1,2017, and completed at least three (3) but less than five (5) years of

vesting service (the "Former Participant Vesting Claimants"). Payment will be issued to the last

known address on file with the Plan. The Former Participant Vesting Claimants are identified in

the schedule attached as Exhibit A, hereto. Former Participant Vesting Claimants will have one-

hundred twenty (120) calendar days after mailing by Defendants to cash their Vesting Payment.

If any such individuals do not cash their checks within that one-hundred twenty (120) day period,

their Vesting Payment checks will be void and a stop-pay will be placed on the checks. In such

event, those individuals will be deemed to have irrevocably waived any right in or claim to a

Vesting Payment, but the Settlement Agreement nevertheless will be binding upon them. Any

Vesting Payments those individuals could have claimed and did not claim shall be retained by

Advocate.

7. 1 .5 Payment to Plaintiffs ' Counsel Defendants will not oppose Plaintiffs' application

to the Court for an award of reasonable attorney fees, out of pocket expenses, and incentive

award(s) ("Incentive Awards") (together, the "Fee Award"). The Fee Award requested by

Plaintiffs and awarded by the Court shall not exceed One Million, Two Hundred and Fifty

Thousand Dollars ($1,250,000.00) (the "Maximum Total Fee"). Any such Fee Award will be at

the sole discretion of the Court. Advocate will cause the Fee Award to be paid in addition to the

consideration described in §§ 7.1.1 through 7.1.4 of this Settlement Agreement. Defendants will

pay, or cause to be paid, to Plaintiffs' Counsel the Maximum Total Fee or any lesser amount as

ordered by the Court in its discretion within 20 calendar days after the Court's entry of the Order

and after the Final Judgment becomes Final as defined in section 1.15 of this Settlement

Agreement.

7.1 .6 Applicationfor Fee Award. Class Counsel shall petition the Court for the Fee

Award on the date set by the Court in its Preliminary Approval Order. Releasees expressly agree

not to contest or take any position with respect to any application for the Fee Award that does not

exceed the Maximum Total Fee, and acknowledge that these matters are left to the sound

discretion of the Court. The procedure for and the allowance or disallowance of any application

for the Fee Award that does not exceed the Maximum Total Fee are matters separate and apart

from the Settlement and shall be requested to be considered by the Court separately from the

Court's consideration of the fairness, reasonableness, and adequacy of the Settlement. Any order

or proceeding relating to the Fee Award, or any appeal from any order relating thereto, or any

reversal or modification thereof, shall have no effect on the Settlement and shall not operate to,

or be grounds to, terminate or cancel the Settlement Agreement or to affect or delay the finality

of the Final Approval Order or Judgment.

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7.2. Cost ofNotice. Advocate will pay the cost of notice to the Settlement Class.

8. AGREED UPON PLAN PROVISIONS.

Plan Mergers. For a period often (10) years after the Term Sheet Date, if the Plan is

merged or consolidated with or into another plan, participants and beneficiaries who are

Settlement Class members will be entitled to the same or a greater Accrued Benefit post-merger

or after a consolidation event as they were entitled to receive immediately before the merger or

consolidation.

8.1.

8.2. Plan Amendment, Freeze or Termination. Advocate retains the right to amend, freeze or

terminate the Plan at any time; provided that, for ten (10) years after the Term Sheet Date, no

amendment or termination will result in a reduction of a Settlement Class member's Accrued

Benefit.

8.3 . Funding Restrictions. If the Plan is ever determined to be governed by ERISA, nothing

in this Settlement Agreement shall be interpreted to prevent the Plan from complying with the

benefit restrictions of Section 436 of the Internal Revenue Code or any other applicable law,

including all restrictions on lump sum payments.

8.4. Plan Administration.

8.4. 1 Plan Documents. For a period of ten (10) years after the Term Sheet Date unless

Plan has been terminated during such period, the Plan documents shall: (a) name a Plan

fiduciary; (b) describe a procedure for allocation of administrative responsibilities; (c) provide a

procedure for plan amendments and identify the persons with authority to make such

amendments; (d) describe the basis under which benefits are calculated and the forms under

which they will be distributed; and (e) provide a joint and survivor annuity as currently defined

in the Plan.

8.4.2 Funding Policy. For a period of ten (10) years after the Term Sheet Date, unless

the Plan has been terminated during such period, Advocate shall maintain a funding policy. The

funding policy need not be incorporated into the Plan.

8.4.3 Plan Summary. For a period of ten (10) years after the Teim Sheet Date, unless

the Plan has been terminated during such period, Advocate will maintain a Plan Summary. The

Plan Summary will state that the Plan is a church plan, is not governed by ERISA, and that the

benefits payable under the Plan are not insured by the Pension Benefit Guaranty Corporation.

The Plan Summary will not comply with ERISA Section 102. If a member of the Settlement

Class sends a written request for a Plan Summary, the Settlement Class member will be provided

with access (electronic or otherwise) to the Plan Summary.

8.4.4 Advocate Plan Statements. For a period of ten (10) years after the Term Sheet

Date, unless the Plan has been terminated during that period, the Plan will make available by

electronic access or otherwise to each Settlement Class member the following information: the

Settlement Class member's own vested account balance (or non-vested account balance, as the

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case may be) and interest credited on such account balance. Settlement Class Members who were

entitled to a vested benefit under a plan that was merged into the Plan incident to an acquisition

by Advocate are excluded from the requirements of this paragraph.

8.4.5 Plan 's Claim Review Procedure. For a period of ten (10) years after the Term

Sheet Date, unless the Plan has been terminated during that period, the Plan's claim review

procedures shall be included in the Plan Summary described in §8.4.3, above, and shall state: (a)

the identity of the person or entity to whom a claim should be addressed; (b) any applicable time

period for filing a claim; (c) the information that must be provided in support of a claim; (d) if a

claim is denied, in whole or in part, the person or entity to whom an appeal should be sent; (e)

the time period for filing a claim appeal; (f) the information the claimant may provide in support

of an appeal; and (g) any statute of limitations periods for filing a benefits related claim.

9. TERMINATION OF THE SETTLEMENT AGREEMENT

9.1. Automatic Termination. This Settlement Agreement shall automatically terminate, and

thereupon become null and void, in the following circumstances:

9.1.1 If the Court declines to approve the Settlement, and if such order declining

approval has become Final, then this Settlement Agreement shall automatically terminate, and

thereupon become null and void, on the date that any such order becomes Final; provided,

however, that if the Court declines to approve the Settlement for any reason, the Parties shall

negotiate in good faith to cure any deficiency identified by the Court; and further provided that,

if necessary to cure any such deficiency, Class Counsel shall re-submit within a reasonable time

the Preliminary or Final Approval Motion with an additional or substitute member of the

Settlement Class as a named Class Representative.

9. 1 .2 If the Court issues an order in the Action modifying the Settlement Agreement,

and if within thirty-one (31) days after the date of any such ruling the Parties have not agreed in

writing to proceed with all or part of the Settlement Agreement as modified by the Court or by

the Parties, then, provided that no Review Proceeding is then pending from such ruling, this

Settlement Agreement shall automatically terminate, and thereupon become null and void, on the

thirty-first day after issuance of the order referenced in this § 9.1 .2.

9. 1 .3 If the Seventh Circuit reverses the District Court' s order approving the

Settlement, and ifwithin ninety-one (91) days after the date of any such ruling the Parties have

not agreed in writing to proceed with all or part of the Settlement Agreement as modified by the

Seventh Circuit or by the Parties, then, provided that no Review Proceeding is then pending from

such ruling, this Settlement Agreement shall automatically terminate, and thereupon become null

and void, on the ninety-first day after issuance of the Seventh Circuit order referenced in this

§9.1.3.

9.1 .4 If the Supreme Court of the United States reverses or remands a Seventh Circuit

order approving the Settlement, and if within thirty-one (31) days after the date of any such

ruling the Parties have not agreed in writing to proceed with all or part of the Settlement

Agreement as modified by the Supreme Court or by the Parties, then this Settlement Agreement

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shall automatically terminate, and thereupon become null and void, on the thirty-first day after

issuance of the Supreme Court order referenced in this § 9. 1 .4.

9.1.5 If a Review Proceeding is pending of an order declining to approve the Settlement

Agreement or modifying this Settlement Agreement, this Settlement Agreement shall not be

terminated until Final resolution or dismissal of any such Review Proceeding, except by written

agreement of the Parties.

9.2. Consequences ofTermination ofthe Settlement Agreement. If the Settlement Agreement

is terminated and rendered null and void for any reason, the following shall occur:

9.2. 1 The Action shall for all purposes with respect to the Parties revert to its status as

of January 9, 2018.

9.2.2 All Releases given or executed pursuant to the Settlement Agreement shall be null

and void; none of the terms of the Settlement Agreement shall be effective or enforceable;

neither the fact nor the terms of the Settlement Agreement shall be offered or received in

evidence in the Actions or in any other action or proceeding for any purpose, except in an action

or proceeding arising under this Settlement Agreement.

1 0. MISCELLANEOUS PROVISIONS

10.1. Jurisdiction. The Court shall retain jurisdiction over all Parties, the Settlement Class, the

Action, and this Settlement Agreement to resolve any dispute that may arise regarding this

Settlement Agreement or the orders and notice referenced in § 2 above, including any dispute

regarding validity, performance, interpretation, administration, enforcement, enforceability, or

termination of the Settlement Agreement, and no Party shall oppose the reopening and

reinstatement of the Action on the Court's active docket for the purposes of effecting this § 1 0. 1 .

10.1.1 Robert Meyer, mediator in the Action, will act as the final arbiter of any

disagreements as to language and confirmatory discovery regarding the Settlement Agreement.

1 0.2. No Limitation ofRemedies. In the event that the Defendants breach this Settlement

Agreement, Plaintiffs will continue to have any and all remedies for such breach. In the event

that Plaintiffs or the Settlement Class breach this Settlement Agreement, Defendants will

continue to have any and all remedies for such breach.

1 0.3. Governing Law. This Settlement Agreement shall be governed by the laws of the United

States, including federal common law, except to the extent that, as a matter of federal law, state

law controls, in which case Illinois law will apply without regard to conflict of law principles.

10.4. Severability. The provisions of this Settlement Agreement are not severable.

10.5. Amendment. Before entry of a Final Approval Order, any common law to the contrary

notwithstanding, this Settlement Agreement may be modified or amended only by written

agreement signed by or on behalf of all Parties. Following entry of a Final Approval Order, any

1705095



February 16, 2018

common law to the contrary notwithstanding, the Settlement Agreement may be modified or

amended only by written agreement signed on behalf of all Parties, and approved by Court

Order.

10.6. Waiver. The provisions of this Settlement Agreement may be waived only by an

instrument in writing executed by the waiving Party. The waiver by any Party of any breach of

this Settlement Agreement shall not be deemed to be or construed as a waiver of any other

breach of this Settlement Agreement, whether prior, subsequent, or contemporaneous with this

Settlement Agreement.

10.7. Construction. None of the Parties hereto shall be considered to be the drafter of this

Settlement Agreement or any provision hereof for the purpose of any statute, case law or rule of

interpretation or construction that would or might cause any provision to be construed against a

drafter.

10.8. Principles ofInterpretation. The following principles of interpretation apply to this

Settlement Agreement:

10.8.1 Headings. The headings of this Settlement Agreement are for reference purposes

only and do not affect in any way the meaning or interpretation of this Settlement Agreement.

10.8.2 Singular and Plural. Definitions apply to the singular and plural forms of each

term defined.

10.8.3 Gender. Definitions apply to the masculine, feminine, and neuter genders of each

term defined.

10.8.4 References to a Person. References to a Person are also to the Person's permitted

successors and assigns.

1 0.8.5 Terms ofInclusion. Whenever the words "include," "includes," or "including"

are used in this Settlement Agreement, they shall not be limiting but rather shall be deemed to be

followed by the words "without limitation."

10.9. Further Assurances. Each of the Parties agrees, without further consideration, and as part

of finalizing the Settlement hereunder, that they will in good faith execute and deliver such other

documents and take such other actions as may be necessary to consummate and effectuate the

subject matter and puipose of this Settlement Agreement.

10.10. Survival. All representations, warranties and covenants set forth in this Settlement

Agreement shall be deemed continuing and shall survive the Effective Date of Settlement.

10.11. Notices. Any notice, demand, or other communication under this Settlement Agreement

(other than notices to members of the Settlement Class) shall be in writing and shall be deemed

duly given if it is addressed to each of the intended recipients as set forth below and personally

1705095



February 16, 2018

delivered, sent by registered or certified mail (postage prepaid), sent by confirmed facsimile, or

delivered by reputable express overnight courier:

A. IF TO NAMED PLAINTIFFS:

Lynn Lincoln Sarko

KELLER ROHRBACIC L.L.P.

1201 Third Avenue, Suite 3200

Seattle, WA 98101-3052

Fax: (206) 623-3384

Ron KilgardChristopher Graver

KELLER ROHRBACIC L.L.P.

3101 North Central Ave., Suite 1400

Phoenix, AZ 85012

Fax: (602) 248-2822

Karen L. HandorfMichelle C. Yau

Julie G. Reiser

Julia HorwitzCOHEN MILSTEIN SELLERS & TOLL, PLLC

1 100 New York Ave., NW, Suite 500 West

Washington, DC 20005

Fax: (202) 408-4699

B. IF TO DEFENDANTS:

Amy L. Blaisdell

Daniel J. Schwartz

Heather M. Mehta

GREENSFELDER, HEMKER & GALE, P.C.

10 South Broadway, Suite 2000

St. Louis, Missouri 63102

Facsimile: 314-345-4792

C. IF TO ADVOCATE:

Kevin BradySenior Vice President & Chief Human Resources Officer

Advocate Health Care3075 Highland Parkway, Suite 600

Downers Grove, IL 60515

1705095



February 16, 2018

With a copy to:

Amy L. Blaisdell

Daniel J. Schwartz

Heather M. Mehta

GREENSFELDER, HEMKER & GALE, P.C.


St Louis, Missouri 63102

Facsimile: 314-345-4792

Any Party may change the address at which it is to receive notice by written notice delivered to

the other Parties in the manner described above.

10.12. Entire Agreement. This Settlement Agreement contains the entire agreement among the

Parties relating to the settlement of the Action. It specifically supersedes any settlement terms or

settlement agreements relating to Defendants that were previously agreed upon orally or in

writing by any of the Parties, including the terms of the Term Sheet and any and all discussions,

representations, warranties, or the like prior to the Effective Date of Settlement.

10.13. Counterparts. This Settlement Agreement may be executed by exchange of faxed or

emailed executed signature pages, and any signature transmitted by facsimile for the purpose of

executing this Settlement Agreement shall be deemed an original signature for purposes of this

Settlement Agreement. This Settlement Agreement may be executed in two or more

counterparts, each of which shall be deemed to be an original, but all of which, taken together,

shall constitute one and the same instrument.

10.14. Binding Effect. This Settlement Agreement binds and inures to the benefit of the parties

hereto, their assigns, heirs, administrators, executors and Successors-in-Interest.

IN WITNESS WHEREOF, the Parties have executed this Settlement Agreement on the dates set

forth below.

1705095



February 16, 2018

FOR NAMED PLAINTIFFSAND THE SETTLEMENT CLASS

(() day of February, 2018.Dated this the

Lynn fcificoln SarkoErin M. RileyKELLER ROHRBACK L.L.P.

1201 Third Avenue, Suite 3200Seattle, WA 98101-3052

Fax: (206) 623-3384

Ron KilgardChristopher GraverKELLER ROHRBACK L.L.P.

3101 North Central Ave., Suite 1400Phoenix, AZ 85012

Fax: (602) 248-2822

Karen L. Handorf

Michelle C. YauCOHEN MILSTEIN SELLERS & TOLL, PLLC

1 100 New York Ave., NW, Suite 500 West

Washington, DC 20005

Fax: (202)408-4699

Class Counsel

1705095



February 16, 2018

FOR ALL DEFENDANTS

Dated this the jfo day of February, 2018.

By:

Amy L. BlaisdfeljDaniel J. Schwartz

Heather M. Mehta

GREENSFELDER, HEMKER & GALE, P.C.:


St. Louis, Missouri 63 1 02

Facsimile: 314-345-4792

Attorneysfor Defendants

1705095

4844-8850-3389. v. 2

i

1705095

1

EXHIBIT A

1. ABAA, LUARDEE 2. ABANGAN, CHONA M. 3. ABDUL-HAKEEM, NAILA 4. ABDULLAH, HANNA 5. ABDUL-MAJID, SUNDOS A 6. ABU DAYEH, ELIAS M. 7. ABURTO, DANIELLE 8. ACCATHARA, JOEL 9. ACEVEDO, MINA 10. ACHODO-ANAELE, UKACHI

11. ACOSTA, JANET 12. ADAMS, JULIE L 13. ADAMS, KIMBERLEE 14. ADAMS, MYISHA 15. ADEMOKOYA, AMBER 16. ADES, SAMUEL S 17. ADKINS, TIFFANY L. 18. ADOURIAN, SARKIS J 19. AESSA, PAULINE E. 20. AGREDANO, CLAUDIA 21. AGUINAGA, ADRIANA 22. AHMED, AMINA

23. AIARDO, CARLY 24. AJIERE, CHIME D. 25. AKELIS, AMY 26. AKINYELE, MARIA T 27. AL SINAWI, LUBNA

28. ALAM, SHAH A 29. ALBANO, CARRIE A 30. ALBERT, DORA E. 31. ALCAIN, GERALDINE G 32. ALEJO, ADALGISA M 33. ALFANO, GERARDO

34. ALI, ASRA 35. ALI, JAWAD G. 36. ALIMISSIS, LOUIS 37. ALLEN, ABBY E. 38. ALLEN, ARNISHA A 39. ALLISTON, ROBIN S. 40. ALTMAN, EDWARD 41. ALUMONA, GLORIA N.

2

42. ALVARADO, MADELINE

43. ALVAREZ, JENNIFER W. 44. ALVAREZ, MICHELLE 45. ALWOOD, ASHLEY C 46. AMBROSE, JACQUELINE 47. AMBURGEY, JENNIFER L 48. AMENYO, AKOFA J 49. AMES, PATRICK K. 50. AMETI, BEKIM 51. ANCHETA, PRISCILLA 52. ANDERSEN, KARA A. 53. ANDERSON, ANGELA N.

54. ANDERSON, AONA S. 55. ANDERSON, CHRISTOPHER 56. ANDERSON, LEVANDRA 57. ANDERSON, MARIBETH 58. ANDERSON, MATTHEW 59. ANDO, JULITA V 60. ANDRADA, KATHLYN C. 61. ANDREOLI, DAMARA B 62. ANDRESEN, LUCINDA 63. ANDUJAR, MARIA C. 64. ANISSIPOUR, SHARAREH 65. ANTHONY, TAMARA O

66. AOFOLAJUWONLO, ADEKEMI 67. ARAKAWA, JUDY 68. AREVALO-NOWELL, EMMANUEL 69. ARKIS, JACK 70. ARMADA, ANTHONY 71. ARMBRUSTER, SARAH 72. ARMSTRONG, KASHKA

73. ARNOLD, ANGELA 74. ARNOLD, CHRISTINA O. 75. ARNOLD, TIMOTHY J 76. ARNSWALD, ROSE A

77. ARTHUR, ROBERT S. 78. ARZET, HEBER D. 79. ASMAL, LUIS S. 80. ATTAWAY, DANIEL J. 81. AUBEY, JOSHUA C. 82. AUGUSTIN, GUIRLAINE 83. AVAKIAN, DEANNA E. 84. AVILA, SILVIA K.

3

85. AVILEZ, ELINES

86. AVINA, ARMANDO E 87. AZCARRAGA, JOAN S 88. AZIMI, MINA 89. BABCZAK, JACQUELYN A. 90. BABIARZ, EMILY 91. BACON, PAMELA A. 92. BADAL, EDWARD 93. BADER, TAMEKA D. 94. BAGBY, CORY S. 95. BAGGETT, RODNEY 96. BAGLEY, ANITA

97. BAILES, CAMERON 98. BAILEY, CHANTEL 99. BAILEY, JENNIFER A 100. BAILEY, STACEY 101. BAINBRIDGE, ELIZABETH 102. BAIRD, MEGAN M. 103. BAJIC, MIRJANA 104. BAKER, LINDA S. 105. BAKER, TANYA E. 106. BAKER-ANDERSON, GAIL C. 107. BALDERAS, CHRISTINE B 108. BALIGOD, ROSEMARIE R

109. BALL, CHARITY N. 110. BALL, CHERYL A 111. BALLAK, THERESA C 112. BALLARD, BRANDON 113. BALOGUN, OLUSOLA 114. BALTAZAR, ERIKA J 115. BALTAZAR, MIRCHELLE C.

116. BANKS, HALEY L 117. BANKS, MARCY 118. BANU, SABIHA 119. BANYA, ANDREW G.

120. BARAHONA, SANDRA P. 121. BARANGO, KAYLA 122. BARBEAU, BETHANNE 123. BARBREY, THOMAS 124. BARCENA, LIZBETH M. 125. BARLOW-WALLS, CHARITA L 126. BARRANCO, MARIA E 127. BARRIO, KATHERINE I.

4

128. BARRIOS MELENDEZ, ANA M.

129. BARRON, JORGE 130. BARRON, LYNN 131. BARROWCLOUGH, MARGARET L 132. BARRY, ADRIENNE 133. BASAS, PAMELA 134. BASHIR, DIMA 135. BASLER, DANIELLE L 136. BATARSEH, JOSEPH 137. BATES, ELNORA 138. BATIE, DENISE L. 139. BATISTE, SHERRI A

140. BAUER, LAURA 141. BAUMANN, COURTNEY E. 142. BAUMANN, JACQUELYN B 143. BAUTISTA, JASON P. 144. BEACH, LYDIA K. 145. BEACHLER, NANCY 146. BEASLEY, VANIA 147. BEATHEA, KANAHI 148. BECKER, VALARIE 149. BEDNARZ-STOPKA, MONIKA M 150. BEELER, SHANEL L 151. BEITELIA, LYNETTE D

152. BELL, ASHLEY 153. BELL, GLORIA 154. BELTOWSKI, IWONA E 155. BENDER, CATHERINE M. 156. BENEGAS, DEREK 157. BENNETT, KAREN A 158. BENNETT, YVONNE

159. BENSON, ABIGAIL MARIE D 160. BENSON, CHRISTINA 161. BENTON, JOHN 162. BENZAQUEN, DANA R

163. BERG, ANNA 164. BERG, SUSAN E. 165. BERNARDI, AMY L. 166. BERNARDO, REY A 167. BERRY-METCALFE, JANICE 168. BESIRI, KUJTIM 169. BETHEL, BINSU B. 170. BHASIN-BHATNAGAR, RUCHIKA

5

171. BHUSAL, SANJAYA

172. BIANCHIN, JOHN 173. BIANCOFIORE, CARMELA M. 174. BIBERSTEIN, JACOB R. 175. BIDDENSTADT, JANELLE A. 176. BIERNACKA, NATALIA 177. BIGANE, BRENDAN P. 178. BILES, SOCORRO 179. BILLY, CHRISTINA A 180. BIRDSALL, AMANDA M. 181. BIRMINGHAM, KIMBERLY E. 182. BISWAS, SUSMITA

183. BIVINS, JONATHAN J. 184. BLANDON, KATRINA Y 185. BLANKENBECKLER, DAWN 186. BLANTON, ANTWOINEIA 187. BLAUSTEIN, AVIVA 188. BLOXSOM, REBECCA K. 189. BLUT, RACHEL L. 190. BOBINAC, EMILY K. 191. BODIWALA, KUNAL 192. BOECKX, DAVID 193. BOEDER, ANNIE L 194. BOEKELOO, JACKLYN M

195. BOEPPLE, JACK 196. BOHLIG, KRISTEN 197. BOHNSAK, ELIZABETH M. 198. BOLTON, MICHAELINA R 199. BOLTON, PENNY L. 200. BONCZAK, BOGUSLAW 201. BONHAM, CHRISTINA H

202. BONNES, KYLIE J. 203. BOONE, PATRICK G. 204. BOOTE, EMILY J. 205. BORECKY, MICHELLE L

206. BORKAN, WENDY 207. BORKERT, RACHEL 208. BORKOWSKI, PETER T. 209. BOROWSKI, DEBRA A 210. BOTTOMS, KERA B. 211. BOURSIQUOT, MARNEISHA Y 212. BOWEN, CHRISTINA 213. BOWMAN, JENNIFER R

6

214. BOYCE, JAMES K

215. BOYD, ALEXANDRIA 216. BOYD-GILLESPIE, JAMEL 217. BOYSTER, MICHELLE A 218. BRACEY, NATASHA Y. 219. BRADLEY, DANIELLE 220. BRADLEY, TRACY M. 221. BRANDON, TA-NESHIA I 222. BRASHER, ERIC E. 223. BRATKO, LANA 224. BRAUN, ANDRE L. 225. BRAY, ASHLEY J.

226. BRAZEL, JARRETT J. 227. BRENNAN, KERRY A. 228. BRIGGS, MICHELLE 229. BRITTEN, ANNMARIE D. 230. BRODERICK, LUCY C. 231. BROEDERDORF, KELLY M 232. BROOKS, ADRIANE J 233. BROOKS, HAROLD 234. BROOKS, JENNIFER E. 235. BROOKS, KATHLEEN 236. BROTZMAN, DEBRA L 237. BROWN, DEBORAH S.

238. BROWN, DUANA A. 239. BROWN, EBONY 240. BROWN, FRANCHESKA F. 241. BROWN, GRACE 242. BROWN, JASEMIN 243. BROWN, KATHERINE 244. BROWN, KELLY

245. BROWN, KENISHA 246. BROWN, REBECCA L. 247. BRUMMET, MELISSA 248. BRUSH, SARA

249. BRYMER, COREY 250. BRZOZOWSKI, KELLY 251. BUBLITZ, BRIANNA I 252. BUCCI-GRIFFIN, CATHY 253. BUCKINGHAM, SAMANTHA 254. BUDZINSKI, TIFFANY R. 255. BUGAYONG, MARZON 256. BULMER, ELIZABETH W.

7

257. BURDEN, ELIZABETH A

258. BURDICK, STEPHANIE 259. BURGANS, KIMBERLY J. 260. BURI, JOSEPH 261. BURKE, WHITNEY 262. BURNS, DARREL 263. BURNS, PATRICK O. 264. BURTON, MARK A. 265. BUSH, LILLIAN 266. BUSKUS, ABBEY G. 267. BUSS, MANDI L 268. BUTLER, SHAREE

269. BUZEA, CARMEN 270. BUZO, JAIME 271. BYRNE, CAROLINE 272. BYRNE, JAMES M. 273. BYUN, DAN 274. CADE, CARMEN 275. CADLE, FIONA 276. CAHUE, SONIA 277. CAIN, BRENDAN P. 278. CAIN, TIMOTHY D 279. CAIRNS, CARRIE A 280. CALDERON, JORGE

281. CALDWELL, MARSHA L 282. CAMACHO GUTIERREZ, JORGE L 283. CAMACHO, MANUEL D 284. CAMPBELL, JEREMIAH 285. CAMPBELL, LYNZE 286. CAMPOS, DAWN M. 287. CAMPOS, MARY R

288. CANCHOLA, MARCELINA 289. CANDIDO, ALBERT J. 290. CANNON, DAVID L. 291. CANO, AZUSENA

292. CANTRELL, ANTHONY 293. CANTWELL, NANCY M. 294. CARD, KATRENA M 295. CARDACIOTTO, PAUL 296. CAREY, ANNE 297. CARLIN, JENNIFER 298. CARLSON, ANN M 299. CARR, MEGAN

8

300. CARR, RACHEL

301. CARRANO, SARA R 302. CARRASQUILLO, ANA 303. CARRELL, KATHY A. 304. CARTER HEARD, DERON M. 305. CARTER, SHIRON 306. CARUSO, APRIL 307. CASE, JENNIFER 308. CASEY, THOMAS 309. CASTILLO, ALFRED 310. CASTILLO, FATIMA V 311. CASTILLO, GINA

312. CASTILLO, IRMA Y. 313. CASTILLO, WILLIAM 314. CASTRO, EVA 315. CASTRO, GENER 316. CASTRO, MANUEL BLAISE O 317. CASTRO-OTERO, MARELIS 318. CATALA, DELIA 319. CATEDRAL, HONEYLEE G. 320. CAVANAUGH, ROYNETTE 321. CAYAS, JOENARD 322. CEASOR, ANGEL 323. CECCHINI, CHRISTINA A.

324. CELIANO, CHARISSE P. 325. CERENO, PRESCILLA A. 326. CERVANTES, TANIA C 327. CESPEDES, ANNA S. 328. CHADHA, HITESH 329. CHAIDEZ, GRACIELA 330. CHALUNKAL, SUSAN

331. CHAMBERS, SHAMBRE 332. CHAMORRO, JOSE A. 333. CHANDLER, LEA S 334. CHAPA, MELISSA

335. CHAPARRO, MELVIN 336. CHAPPELL, TRACY 337. CHARLES, COLLEEN M. 338. CHARO, EVALENA 339. CHARO, TAMARA L. 340. CHAUDHRY, MARIAM 341. CHAUS, FAHAD M 342. CHAVEZ, ERIC A

9

343. CHAVEZ, LAURA

344. CHAVEZ, SYLVIA 345. CHICANO, AARON P 346. CHICOINE, CARRIE M 347. CHIESA, DENNIS C 348. CHILDS, LISA A 349. CHIOU, VICTORIA 350. CHIZE, JOANNA 351. CHMURA, KIMBERLY J. 352. CHRISTENSEN, KELLI L 353. CHU, WAILEEN S 354. CIELLO, DAWN

355. CIMARUSTI, KIMBERLY S. 356. CINO, KATHERINE 357. CINTRON, MARILYN 358. CIOLLI, ALYSSA 359. CISNEROS, ROSALINDA 360. CLARK, DOUGLAS 361. CLARK, RODNEY E. 362. CLARK, TANESE 363. CLARK, TIFFANY 364. CLAUSSEN, JASON 365. CO, THUY 366. COCHRANE, ERIN M

367. COHEN, JAE M 368. COHN, KATHRYN L 369. COLBERT, CARMELITA J 370. COLE, JAMES 371. COLE, JOYAA 372. COLEMAN, JACQUELINE 373. COLEMAN, LATARA

374. COLEMAN, YOLANDA 375. COLLANDER, MATTHEW W. 376. COLLANTES, RACHEL C. 377. COLLETTI, CHRISTINE M

378. COLLINS, ARGIA 379. COLLINS, ROBBIN 380. COLLINS, TEAIRA S 381. COLLINS, TONYA L 382. COLON, TERESA 383. COLUMBIA, CHRIS A 384. COMMO, JOYCE M 385. COMPASIO, PAMELA A

10

386. CONELL, ALEXIS

387. CONNELLY, CAMILLE A 388. CONNORS, ROXANNE 389. CONROY, DARLENE M 390. CONROY, HELENE B. 391. COOK, DAVID J 392. COOPER, ARIANA J. 393. COOPER, KENDRA N. 394. COOPER, MELISSA 395. COOPER, SYLVIA K 396. COOPER, TRACY G 397. COPELAND, MICHAEL

398. COPELAND, SARAH J 399. COPPA, AMY R. 400. CORBIN, KRISTINA M. 401. CORBIN, QIANA 402. CORONADO, SALLY 403. CORSENTINO, KATHRYN 404. CORTEZ, VANESSA 405. COSENTINO, NICHOLAS 406. COYNE, BRENDA 407. CRAIG, BRIANA L 408. CRAIGEN, KEEYA 409. CRAIGEN, VANESSA

410. CRAMER, HEIDI J 411. CRAWFORD, ANNETTE 412. CREAMER, ANDREA 413. CRIOLLO, NURY 414. CRISOSTOMO, NIKKO 415. CRISWELL, BREANNE V. 416. CROSS, APRIL

417. CROSS, LISA M. 418. CROTTY, KAITLIN 419. CROWDER, CERRONE L 420. CRUTCHER, LAKEISHA D

421. CRUZ, APRIL LOVE C 422. CRUZ, GUSTAVO 423. CUA, JEFFERSON 424. CUAJUNCO, KELLY M 425. CUCEU, ELENA C. 426. CULBERTSON, DARCIE 427. CUMMINGS, BRITTANY A 428. CUMMINGS, CHARLES A

11

429. CUMMINGS, QUANTINA T.

430. CURIEL, ALMA E. 431. CURRY, APRIL 432. CURTIS, KIMBERLY F. 433. CZAJKA, JOSHUA R. 434. DABABNEH, REEM R. 435. DABKEY, KRISTEN 436. DABROWSKA, KATARZYNA 437. DAKIL, SUZANNE R. 438. DALANGIN, ANALEAH V. 439. DALE, PARIS 440. DALLAS, LATRICE

441. DANCE, KIMBERLEE M. 442. DANIEL, CALEB 443. DANIELS, SAMANTHA N. 444. DANNER, CATHY J. 445. DARYANANI, MANESH 446. DAUBON, HOPETON D. 447. DAUKSZA, ALEXANDER 448. DAVE, RONAK 449. DAVENPORT, TONYA M. 450. DAVIDSON, BRENDA M 451. DAVIS FAYSON, CLARK J 452. DAVIS, ACOLBE

453. DAVIS, BRANDON 454. DAVIS, CALVIN 455. DAVIS, DEMPSEY T 456. DAVIS, JENNIFER P. 457. DAVIS, JOHNEEN L 458. DAVIS, LATESHA E 459. DAVIS, LINDA D.

460. DAVIS, MARLON 461. DAVIS, MELISSA 462. DAVIS, PAMELA D. 463. DAVIS, RYAN T.

464. DAVIS, THERESA 465. DAWUD, ADWAA 466. DAY, JENNINE L. 467. DEAN, GRETCHEN H 468. DEGROFF, DEBRA L. 469. DEGUZMAN, ROQUE 470. DELA CRUZ, MARY L 471. DELAROSA, MARIA

12

472. DELBERTO, MARIA

473. DELFELD, LAUREN 474. DELGADO, DIANA I 475. DELGADO, SALVADOR 476. DELVALLE, RICHARD 477. DEMES, WILLIAM J. 478. DENTEN, TRACEY C 479. DERAEDT, BRADLEY T. 480. DERENICK-HANNIGAN, RHIANNA 481. DEROSSETT, CARIN J 482. DERTZ, BRIANNA 483. DESAI, SAURABH

484. DHAROD, ANU 485. DI IORIO, DANIEL R. 486. DIAZ, DOMINIQUE 487. DIGLORIA, DONNA 488. DIIPLA, JOYCE K. 489. DILLEY, KIMBERLEY J 490. DINASO, TINA 491. DINEEN, KARRIE 492. D'INNOCENZO, LISA M. 493. DIXON, ANGELA L 494. DIXON, BRADLEY 495. DOBRINSKA, MARY M.

496. DOGAN, KENYATTA 497. DOHERTY, AMY L 498. DOLAN, THERESA 499. DOLOR, LEUVERT C 500. DOMENICO, COURTNEY K 501. DOMINGUEZ, SANDY G. 502. DONGRE, SHARMISHTHA

503. DONLEY, THERESA 504. DONNELL, SHAUNTE 505. DONOVAN, ROBERT S. 506. DOODY, KELLY A

507. DORADO, ROGELIO 508. DORSEY, RORY A. 509. DOSS, MARITZA 510. DOTHARD, CHARLES 511. DOTY, VANESSA M. 512. DOUGHTY-JAYKO, NICHOLE 513. DOUGLAS, CARLTON 514. DOWDY, CHIQUINA

13

515. DOYNOV, STOYAN

516. DOZIER, NICOLE 517. DRAKE, LAUREN 518. DRAUT, JESSICA 519. DRISCOLL, MOLLY A 520. DRISCOLL, NANETTE L. 521. DROBNEY, SHANNON 522. DUAH, BRIDGET 523. DUBROW, RACHEL 524. DUCKWORTH, TRACY L. 525. DUDEK, LAURA T. 526. DUDEVSKI, TODOR

527. DUEZ, CATHERINE S 528. DUFFIN, JESSICA L 529. DUFFY, AMANDA M 530. DUGAN BACKES, ERIN E. 531. DUNCAN, AIYANA N. 532. DUNLAP, EBONY D. 533. DUNLEAVY, ZACHARY W. 534. DUNMORE, LYNNESHA D. 535. DUNN, MARGARET A 536. DUQUE, RAINIER L. 537. DURKIN, HANA 538. DURR, MARKITAH J.

539. DURR, MARY J. 540. DUYUNGAN, ALLANA 541. DWYER, KRISTIN B 542. DWYER, PAMELA L 543. DYER, CYNTHIA S 544. DYKSHORN, ERIKA J. 545. DZIEDZIC, CATHERINE

546. EARLY, MICHELLE L 547. EARWIN, BRANDALYN A. 548. EASTER, LATRICE 549. EBERLE-DRAG, LYNN M

550. EBLING, BARBARA M 551. EDWARDS, BIANCA 552. EDWARDS, JACALYN 553. EDWARDS, JASMINE N. 554. EDWARDS, LE'ANDRA 555. EDWARDS, MILLICENT D. 556. EDWARDS-HINES, CATRINA 557. EDWARDSON, ALYSSA

14

558. EHREDT, RYAN

559. EHRMANTRAUT, STEPHANIE N 560. EIBENBERGER, ANTHONY J. 561. EILAND, ANNETTE 562. ELAM, SAMARA 563. ELDRIDGE, CYNTHIA 564. ELLIOTT, ELIZABETH R 565. ELLIS, AARON L 566. ELLIS, JESSE G 567. ELLYIN, CATHERINE 568. EMERSON, GEORGE E. 569. EMERY, ERNEST J

570. ENGELMAN, NICOLE M 571. ENIKOVA, GUERGANA H 572. ERICKSON, LINSEY 573. ERVIN, MICHAEL 574. ESCARILLA, KATRINA G 575. ESCO, RONALD K. 576. ESLINGER, JAYNE 577. ESPARZA, ANTOINETTE 578. ESPINO BARROS PEREZ, HUMBERTO 579. ESPINOSA, DANIEL 580. ESPINOZA, NATHALY 581. ESSEX, PAMELA Y

582. EVANS, EBONY 583. EVANS, JOLENE 584. EWIG, KIMBERLY D. 585. FAIR, JESSICA E 586. FAIRCHILD, KATHLEEN 587. FALERO, CHRISTINA 588. FALIBENE OPRONDEK, CAROL

589. FARDEN, LOVINA J 590. FARRELL, COLLEEN 591. FARRELL, JAIME L. 592. FASO, NICHOLAS J

593. FAWLEY, RHONDA M. 594. FAYNE, STEPHANIE C. 595. FEDKO, EVA 596. FELICE, KRISTEN L. 597. FENSKE, SHAUNAH 598. FERGUSON, BRENDA 599. FERGUSON, PATRICE 600. FERNANDES, OBRIAN P.

15

601. FERNANDEZ, JOANN E.

602. FIELDS, JASON B. 603. FIGUEROA GUZMAN, GERARDO 604. FILOS, JENNIFER L. 605. FINLON, JOEL 606. FISHER, GRACE A 607. FITTS-COWLEY, APRIL M 608. FITZGERALD, JAMES S 609. FITZGERALD, KELLY W. 610. FITZGIBBONS, BETSY M 611. FITZPATRICK, THOMAS J 612. FITZSIMONS, SYMONNE

613. FLAVIANO, VERONICA 614. FLEMING, ERIN 615. FLEMING, LILLIAN 616. FLEMING, NINA S 617. FLETCHER, NICOLE 618. FLORES MOLINA, JUAN 619. FLORES, GUSTAVO 620. FLOREZ, DAVID 621. FLOWERS, BRIDGET J 622. FOAT, LOUIS 623. FOHLMEISTER, LAUREN 624. FOLAWIYO, SABITIYU K

625. FOLEY, MARY 626. FOMUSA, RENEE 627. FONSECA, CHRISTINE 628. FONTANETTA, CYNTHIA G. 629. FORBES, LINDA S 630. FORREST, SEAN 631. FOSTER, MELISSA

632. FOUNTAIN, VICCI A 633. FOURNIER, DANIELLE 634. FOWLER, MELISSA 635. FOX, ANTWAIN B.

636. FOXWORTHY, KIMBERLY A 637. FRANCISCO, KATRINA V 638. FRANCOEUR, CHRISTINA R. 639. FRANKLIN, ASHLEY 640. FRAZIER, PHYLLIS F 641. FRAZIER, SONIA D. 642. FRAZIER, STEFAN R 643. FREIDEL, JESSE

16

644. FRENCH, ANDREW

645. FRENIER, ERIKA M 646. FREUND, JASMINE 647. FRIEL, ALLISON 648. FRITSCH, JESSICA 649. FRODERMAN, TIMOTHY C. 650. FROMMELT, PAMELA 651. FROOMAN, KATHERINE A 652. FROST, KATELIN M. 653. GABLE, STEPHANIE J. 654. GABUMPA, TANYA P 655. GADBOIS, STEPHANY L

656. GAERTIG, KIMBERLY 657. GAGLIARDI, CHRISTINA A. 658. GAGNON, RYAN 659. GAINER, JUSTIN D 660. GAINES, TATE 661. GAJ, ZDZISLAWA 662. GAL, MAXINE 663. GALEY, ONA M. 664. GALICIA, MARLENE P. 665. GALLOWAY, LOUCHONNA A. 666. GALVIN, LASHONDA 667. GAMA, NICOLE B

668. GAMBLE, JONATHAN E. 669. GANDHI, SONIA 670. GANNON STRINGER, HEATHER M 671. GANT, JAMISE 672. GARAJAU DE CASTILHO, YAMA 673. GARCIA, CYNTHIA 674. GARCIA, GENESIS

675. GARCIA, MARIA 676. GARCIA, OMAR 677. GARCIA, PHYLICIA 678. GARCIA, ROGELIA

679. GARCIA, URSULA R. 680. GARDNER, KESHAWN R 681. GARDNER, TONI 682. GARGOVIC, DENISA 683. GARLING, RICHARD A. 684. GARNER, ANTHONY 685. GARRETT, TAYLOR A. 686. GARZA, JENNIFER E

17

687. GASCOIGNE, JANE E.

688. GASCON, JANE V 689. GASIOR, JACLYN M 690. GASTON, LUTHER L 691. GAUSE, ANDREW J. 692. GAUSE, TAMMY M. 693. GAWRON, DEANNA 694. GAZDA, YVONNE 695. GEBIEN, MARYELLEN 696. GEE, VICTORIA C 697. GEIGER, FREDERICK 698. GENENDER, GABRIELA

699. GEORGE, SHYJU V 700. GERNHOFER, CHRISTY M. 701. GERSHON, GEOFFREY A. 702. GEWARGIS, MARY A. 703. GHANI, USMAN 704. GHOLAP, TEJASI 705. GIARRATANA, STEPHANIE L 706. GIESE, NICOLE L 707. GILBERT, AMANDA K. 708. GILL, BEVERLY A. 709. GILLARD, DANA L 710. GILLIGAN, MEGHAN

711. GILLSON, MARION 712. GINCAUSKAS, CHRISTINE E. 713. GIRGIS, RUBA T. 714. GIULIANI, BETH 715. GIUS, ROSITA M. 716. GIVENS, AVIA L 717. GLASS, AMY M

718. GLASS, ERIN M 719. GLOVER, SYLVIA 720. GODETTE, ANN M 721. GOFF, BRIAN J

722. GOLD, ERIN M 723. GOLDSBY, SHAWN 724. GOLLAYAN, RUBY P. 725. GOMEZ, ANGEL 726. GOMEZ, ANGELA 727. GOMEZ, JEANETTE 728. GONZALES, MICHELLE L 729. GONZALEZ, AMY D

18

730. GONZALEZ, ASHLEY R

731. GONZALEZ, DAMARIS L 732. GONZALEZ, JELISSA N. 733. GONZALEZ, MAITO KATHRINA S. 734. GONZALEZ, MARIA A 735. GONZALEZ, SAMANTHA 736. GOODMAN, GREGORY A. 737. GORDER, DANIELLE E 738. GORDON, NATALIYA 739. GORMAN, KRISTIN M. 740. GORZ, JAIME L 741. GORZ, KRYSTA A.

742. GOULD, JENNIE L 743. GOVANI, PRIYA 744. GRABER, ELIZABETH A 745. GRAHAM, HANNAH E 746. GRAHAM, KAREN L. 747. GRANATA, MICHAEL 748. GRANT, ANTHONY 749. GRANT, CHRISTINA 750. GRANT, JAMES E 751. GRANT, JESSICA 752. GRANT, SHAMEKA 753. GRANT, SHAVONNE N

754. GRANT, SUSAN C. 755. GRAVES, JEANNE L 756. GRAY, ANTOINETTE L 757. GRAY, BENJAMIN L 758. GRAY, TYRONE 759. GRAYS, JERAMIE A. 760. GREEN, CARL D

761. GREEN, CHARISSA D. 762. GREEN, JERECA 763. GREEN, LISA 764. GREENE, JENNY L

765. GREENQUIST, SHANNON 766. GREETIS, KAREN L. 767. GREGORY, LADONNA 768. GREK, RACHEL E 769. GRIFFIN, ANGEL D 770. GRIFFIN, DANETTE 771. GRIFFIN, RENEE 772. GROSSI, LORETTA M.

19

773. GROSSMAYER, MARGARET M

774. GROVEAU, COLLEEN 775. GRYCZEWSKI, KAITLIN 776. GRYCZEWSKI, MICHELLE B. 777. GRZETIC, AMANDA R 778. GUERRERO, SANTIAGO D 779. GUEVARA, JOSE L 780. GUIDER, MICHELLE 781. GUMENYUK, GERASIM 782. GUPTA, RAINA S 783. GUPTA, VIVEK 784. GUSTAFSON, ROBERT G

785. GUSTAFSSON, TRACEY L 786. GUTIERREZ, GARY 787. GUTIERREZ, JOANNA 788. GUZMAN, WILHEM 789. GWALTNEY, SAMUEL 790. HAAG, ASHLEY C 791. HAAG, BRIANNA L. 792. HABIB, IBRAHIM 793. HACKER, JAMIE C 794. HADOWSKI, BARBARA 795. HAGERMAN, LISA 796. HAGLUND, PHILIP K.

797. HALE, ANDREA M. 798. HALEY, ELIZABETH A 799. HALL, BRENDA L. 800. HALL, CATHERINE R 801. HALL, DOREEN 802. HALL, LATISHA R. 803. HALL, RANDA R

804. HALLER, AMANDA L. 805. HAMBLIN, HEATHER N. 806. HAMILTON, NICOLE J. 807. HAMM, JOSEPH P.

808. HAMMEL, CHRISTY K. 809. HAMPTON, SARAH E 810. HANAK, MICHAEL A 811. HANE, REBECCA J. 812. HANEY, CHLOE F. 813. HANNSBERRY, PERCENNIA 814. HANSEN, JAMIE A. 815. HARDIN, AMY

20

816. HARINGER, JILL M

817. HARMS, TONI M 818. HARPER, ERIKA 819. HARPER, KASSANDRA 820. HARPER, MAURICE A. 821. HARR, ALEXIS J 822. HARRIS, ADRIENNE M. 823. HARRIS, ARETHA J. 824. HARRIS, BRANDAN 825. HARRIS, CATRINA 826. HARRIS, JENNIFER L. 827. HARRIS, JULIAN C.

828. HARRIS, LORETHA M 829. HARRIS, MARQUITA L. 830. HARRIS, SHELITHIA T 831. HARRISON, BRIGETTE A. 832. HARTMAN, ELEANORE B 833. HARTWELL, JOSEPH E 834. HARTWELL, STACEY A. 835. HASKETT, STACEY L. 836. HAVELKA, ERIKA G 837. HAVERTY, DEANNA M. 838. HAWKINS, CHRISTOPHER 839. HAYDEN, BRECK G

840. HAYES, JENNIFER I 841. HE, JENNY Y. 842. HEALY, CATHERINE A 843. HEATH, KAREN 844. HEDERMAN, ELIZABETH 845. HEIMAN, DIANA 846. HELLMAN, JOEL B

847. HELMSTETTER, ANGELA D 848. HENNELLY, JULIA J. 849. HENNESSY, JACQUELINE M. 850. HENNIGAN, LAUREN M.

851. HENNINGSEN, SARA M. 852. HENRY, DARRYL 853. HENRY, JACQUELYN L 854. HERARD, ALICE G. 855. HERNANDEZ, MARYUIRI 856. HERNANDEZ, NORMA O. 857. HERRERA, CESAR 858. HERRICK, KATIE

21

859. HERRING, RONNELLE

860. HERRON, CLIFTON J. 861. HESS, ALLISON L. 862. HETFLEISCH, APRIL 863. HEWITT, MEGAN R. 864. HEYOB, SIGNE M. 865. HICKMAN, VANESSA 866. HICKS, JESSICA N. 867. HICKS, MARIETTA 868. HICKS, MICOLE S. 869. HIGGERSON, MELINDA A 870. HILDEBRAND, CARLIE R

871. HILL, MARVA 872. HILL, TANJI D 873. HILLIS, ABBY M 874. HIMSTEDT, JESSICA D. 875. HIROTA, GEORGE J 876. HOBSON, MARK 877. HODGE, ZACHARY T. 878. HODGERS, MARY A. 879. HODGES, LASHONDA M. 880. HODGES, LINDA A 881. HOEHN, COREY D 882. HOFFMAN, STEPHANIE

883. HOFIUS, LAUREN 884. HOGAN, WENDY L 885. HOGUE, CRYSTAL L. 886. HOLDEN, JULIE D. 887. HOLEM, MARY A 888. HOLLAND, DORIAN 889. HOLLAND, ERIN

890. HOLLIS, SONDRA A 891. HOLMES, MATTHEW 892. HOLMES, NICOLE R 893. HOLMES, PATRICIA

894. HOLT, AMBER L. 895. HOMA, JAMIE L 896. HOMERIN, CHANTELLE G 897. HONBO, LARRY Y. 898. HONIOTES, AMANDA 899. HOOF, LATAURUS A. 900. HOOKS, JOHNATHAN 901. HOOKS, MARK A.

22

902. HOOPER, STEVEN C

903. HOPEWELL, NICOLE I. 904. HOSKIN, ALISA 905. HOSKING, KELLY M. 906. HOSKINS, LANESIA D. 907. HOSKINS, RUEBEN J. 908. HOTOPP, TIFFANY A. 909. HOUGHTBY, JENNIFER L 910. HOUSER, JERRAL I 911. HOUSTON, SANDELL D 912. HOWLAND, TASHIANDA S 913. HUBBARD, TROY A

914. HUERTA, NELLY E 915. HUGHES, KRISTI C. 916. HUGHES, TAYLOR 917. HUMISTON, KIMBERLY A 918. HUNT, JANET M 919. HUNT, JOI 920. HUNTER, JASMINE V. 921. HUNTER, TYRECE 922. HUPE, SARA 923. HUSSAIN, SYED A 924. HUSSAIN, SYED R. 925. HUSTON, JENNIFER R

926. HUTCHINGS, ERIN K 927. HUTCHINSON, BRITTNEY N 928. HUTSON, DWIGHT K. 929. HUTTON-MCGLOWN, NINA F 930. IMPOY, MARY 931. INGRIM, JOEL A 932. ISBITAN, HOSSEIN S.

933. IVERSON, MALLORY J 934. IVY, ELANDA 935. IVY, SHIRLEY 936. IWANIEC, MICHAEL E

937. JACKSON, ABRIAL M 938. JACKSON, BERNITA R. 939. JACKSON, BIANCA 940. JACKSON, BRITTANEY 941. JACKSON, LISA 942. JACKSON, ROBYN 943. JACKSON, SAMANTHA R 944. JACOBS, ALEXANDER C

23

945. JAMES, NADJA

946. JANCHENKO, LAUREN 947. JANOWIAK, SARAH 948. JANULIS, JOEL L 949. JARASIUS, LINA B 950. JAROSZEWICZ, ELIZABETH J. 951. JARRETT, BRIAN L 952. JAWORSKI, LYDIA 953. JEFFERSON, TANISHA 954. JERANTOWSKI, GEORGIA 955. JHANG, FLORIA 956. JIANG, EMILY K

957. JIONGCO, SANDI 958. JOHN, ALWIN 959. JOHNSON, ALYSSA L. 960. JOHNSON, BRANDY 961. JOHNSON, CORDARO D. 962. JOHNSON, DATECHA 963. JOHNSON, DEEANN 964. JOHNSON, DOMONIQUE 965. JOHNSON, GREGORY M. 966. JOHNSON, HEATHER 967. JOHNSON, ISABEL 968. JOHNSON, JACQUELYN B.

969. JOHNSON, JALEESA 970. JOHNSON, JEFFREY W 971. JOHNSON, JESSICA 972. JOHNSON, JULIA M 973. JOHNSON, KIMYANA 974. JOHNSON, MARZENA K 975. JOHNSON, MORGAN A

976. JOHNSON, RACHEL E. 977. JOHNSON, SANDRALLA A. 978. JOINTER, KEYUANA N 979. JONES, CHYANNE S.

980. JONES, ENA 981. JONES, GRACE V 982. JONES, JEANETTE C 983. JONES, JEANNETTE H 984. JONES, JEFFREY S 985. JONES, JULIE A 986. JONES, KASINDA 987. JONES, KATRINA

24

988. JONES, KELLY S

989. JONES, KINYOTTA D 990. JONES, MARQUITA J 991. JONES, SAMANTHA 992. JONES, STEFFANIE S. 993. JONES, TIMOTHY 994. JONES, TONYA E. 995. JORDAN, LOUISE 996. JORDAN, STEPHANIE 997. JORGENSEN, LAURA J 998. JOVANOVIC, JULIE P 999. JUCHA, AMY L.

1000. JUNIOR, DE'ANDRIA 1001. JUNTUNEN, ASHLEY 1002. JURKOWSKI, SEAN 1003. JUSKA, RYAN A. 1004. JUVELAND, SHERRI L. 1005. KACIJA, TEKINE 1006. KADONSKY, CRISTINA S. 1007. KAISHAS, SARAH 1008. KAISNER, KRISSA J. 1009. KAKKANAD, BINCYMOL J. 1010. KALCSICS, CATHERINE 1011. KALINOSKY, JENNIFER M

1012. KALUZA, DEANA J. 1013. KAMDAR, AMIT 1014. KANACEVIC, ZAMIRA 1015. KANADY, TONY 1016. KANANOWICZ, LOUIS C. 1017. KANJEE KHOJA, SANNA 1018. KANZULAK, JAMI L.

1019. KAPADIA, VISHAL P 1020. KAPPES, JONATHAN A. 1021. KAPUSINSKI, JESSICA O. 1022. KARABALIEV, RUSI

1023. KAREKA, CHRISTINE 1024. KARNES, ROXANNE S. 1025. KARWACZKA, MARIA 1026. KAUR, AMANDEEP 1027. KAWECKA, MAGDALENA 1028. KAWECKI, ANNA 1029. KAYVANI, ORCHID 1030. KAZAITIS, DEBRA

25

1031. KELLEY, ELIZABETH M.

1032. KELLEY, KESHA R. 1033. KELLY, CYNTHIA D 1034. KELLY, MEGHAN T. 1035. KELLY, TANIA L. 1036. KELLY, TRACY L. 1037. KELLY, VERONICA 1038. KELTS, KAY Y 1039. KEMP, LAKISHA 1040. KENNEDY, NOVELLA 1041. KENNELLY, JENAE D 1042. KENNER, DAWN L.

1043. KERWIN, PETER M. 1044. KESHWANI, NEERJA 1045. KEUNG, SEE G 1046. KHALID, TANEYA 1047. KHAMIS, LUCIA C 1048. KHAN, ADEEL S 1049. KHAN, SHAILA 1050. KHATOON, DANIYA N. 1051. KHATRI, KAMRAN 1052. KHOKHAR, JAWAAD S 1053. KHOKHER, TAHIR M 1054. KHOPKAR, REVATI

1055. KIDD, KIMBERLY S. 1056. KILIMNIK, JESSICA 1057. KIM, ALICE 1058. KIM, CHRIS 1059. KIM, IRENE 1060. KIM, LOIS 1061. KIMBLE, VENUS A

1062. KIMBROUGH-VAZQUEZ, CARRISSA R 1063. KING, ANN T 1064. KING, ANNA 1065. KING, REGINA

1066. KINGSTON, ASHLEY M. 1067. KINN, JAMES W. 1068. KIRBY, MARYBETH 1069. KIRK, TAMMY J 1070. KISER, JOAN E 1071. KISHTA, SAFA H. 1072. KLAMERUS, MICHAEL L 1073. KLEBAN-JONES, GARRETT

26

1074. KLECKNER, TIMOTHY W.

1075. KLUEVER, RITA 1076. KLUNK, KATHLEEN 1077. KMETTY, PAULA M. 1078. KNICKREHM, BRIANNA 1079. KNIGHT, JENDAYI K. 1080. KNIGHT, MONIQUE N 1081. KNISLEY, MICHAEL C. 1082. KNUDTSON, BARBARA J. 1083. KOCEMBA, DOROTA 1084. KOCH, STACEY A. 1085. KOCHANEY, SANDY

1086. KOCHMAN-SIMON, ELLEN 1087. KOERNER, JULIE R. 1088. KOLEV, RENEE M 1089. KOLODZIEJ, AMY J 1090. KOLOMYJSKA, ANNA 1091. KOMADA, JENNIFER R 1092. KONECNY, MARY E 1093. KONING, RICHARD J. 1094. KOOISTRA, SCOTT S 1095. KOOP, NICHOLAS 1096. KOPYTEK, URSZULA 1097. KORITZ, KATY L

1098. KOTARSKI, MEGAN A 1099. KOTAY, JOSEPH Y. 1100. KOTOPOULOS, KATHERINE 1101. KOTULA, KELLY E. 1102. KOWALEWSKI-TROUILLOT, KATHY 1103. KOZBIEL, PETRA V. 1104. KOZLOWSKI, ANGELICA

1105. KRAFT, DANNILYN M 1106. KROK, ANNA 1107. KROL DOLBY, MICHELLE L. 1108. KROLL, KRISTINE A.

1109. KROUPA, STEPHANIE M. 1110. KRUEGER, LEIGH Z. 1111. KRUSZEWSKI, MARK 1112. KRZANIK, NANCY 1113. KUANG, LINDSAY K. 1114. KUCHTA, MALLORY 1115. KUGEL, DANIELLE M 1116. KUHL, HILARY J

27

1117. KULL, ALLISON K

1118. KUPCZYK, KRISTIN M 1119. KUPER, GINELLE 1120. KUSCH, KIMBERLY A 1121. KUSCH, KRISTOPHER A. 1122. KUTA, JOSEPH A 1123. KUTCHER, SUSAN M. 1124. KYLE, EDWIN D. 1125. LA PORTA, KALEY 1126. LACH, BARBARA 1127. LAGIGLIA, MARIELLYN T 1128. LAGRANT, MELISSA A.

1129. LAHORI, JACQUELINE M 1130. LAI, KUO-CHENG K 1131. LAKHVA, ASMA F. 1132. LAKINGER, STEPHANIE 1133. LAMANTIA, LOUISE 1134. LAMOTHE, ERNST P 1135. LAMPE, KRISTEN K. 1136. LAMPERT, JACLEEN A. 1137. LAMPTON, CARMEN 1138. LAMPUGNANO, KATHERINE A 1139. LAND, JOSEPH N. 1140. LAND, KAREN N

1141. LANDRUM-PAPADAKIS, LINDA 1142. LANDUYT, JENNIFER D. 1143. LANE FINCHER, FELICIA 1144. LANE, EMILY M. 1145. LANE, HOLLY E. 1146. LANG, AMY L 1147. LANG, MONIKA

1148. LANGFORD, DANIELLE 1149. LANTZ, JOHN W. 1150. LAPTHORNE, LESLIE 1151. LAROCCO, TERESE E.

1152. LAROUCHE, JOSEPH 1153. LARSON, ALICIA A 1154. LARSON, DAWN M 1155. LARZELERE, STACY J 1156. LASKOWSKY, MEGAN 1157. LASLEY, MICHELE M. 1158. LATEK, SARAH J. 1159. LATTA, SHADI

28

1160. LAUER, RICHARD

1161. LAVERY, TERRENCE 1162. LAYLOCK, MELISSA A. 1163. LAZZARA, CARMELINA 1164. LEDEN, AMY L. 1165. LEE, DONTE E 1166. LEE, GERVAISE B 1167. LEE, JOHN E 1168. LEE, MOLLY A 1169. LEE, TANYA L 1170. LEEPER, HEATHER E 1171. LEIBA, KELLY M

1172. LEIKEL, KARLIE 1173. LEININGER, RACHEL D. 1174. LEMAHIEU, COLLETTE N. 1175. LEMKE, TAMARA 1176. LENNERGARD, LESLIE D 1177. LEON, ANA R. 1178. LEON, GABRIELA R 1179. LEONAS, LISA D 1180. LEPOFF, REBECCA 1181. LESURE, SONISHA T 1182. LEWIS, APRILI N. 1183. LEWIS, ELISABETH

1184. LEWIS, ERIK 1185. LEWIS, FELICIA 1186. LEWIS, FLOYD R 1187. LEWIS, JEROME L. 1188. LEWIS, VALORIE M. 1189. LEWSADER, LESLIE A 1190. LIBBY, LAURA J.

1191. LIBIANO, KATHLEEN L. 1192. LIGAS, SAMANTHA 1193. LINARES, MARISA 1194. LINDEMAN, MARILYN E.

1195. LINDSEY, GIAVONNA M 1196. LINDSEY, MILENA 1197. LINDSTROM, ADAM 1198. LINEBERRY, JERRY D. 1199. LIPPER, KAYLA 1200. LITVACK, MEGAN S. 1201. LIWANAG, MICHAEL 1202. LLOYD, JEFFREY

29

1203. LOCKARD, KAREN

1204. LOGGINS, MISTIE 1205. LOMBARD, TANYA 1206. LONG, TERESA A 1207. LONIE, SONEQUA T. 1208. LOPEZ, ALICIA M 1209. LOPEZ, ESMERALDA M. 1210. LOPEZ, JUAN M 1211. LOPEZ, VERONICA 1212. LOPEZ-PEREZ, CELIA C. 1213. LORENZ, SARA R 1214. LOVE, ELISE V

1215. LOVE, QUANISHA I 1216. LOVELL, LORI 1217. LOVELL, RACHEL N. 1218. LOVERME, JODI L 1219. LOVINGGOOD, ALEXIS 1220. LOWE, JOHN A. 1221. LOWE, MICHAEL P 1222. LOZADA, CHARLES V. 1223. LUNA, DOVE 1224. LUNA, EDUARDO 1225. LUPO, MARCELLO S 1226. LYLES, TARAYSHA N.

1227. LYMAN, RICHARD J 1228. LYNCH, MONIKA 1229. LYON, JOSEPH Q 1230. LYON, STEVEN C 1231. MAALI, MOHAMMED 1232. MAAS, SAMANTHA C. 1233. MABORANG, ALEXANDER REMUS A

1234. MAC DONNELL, BRENDA K 1235. MACA, KAREN 1236. MACAROL, ALLISON K 1237. MACKIE, KAITLYNN M

1238. MACMARTIN, MELISSA 1239. MADDEN, CAILEE K 1240. MADLEM, ELIZABETH A. 1241. MAGEE, LORI L 1242. MAGPAYO, CRIXENIA 1243. MAGSINO, JOMAR D 1244. MAGSINO, REGINA 1245. MAHALICK, BRITTANY K

30

1246. MAHRAN, MOHAMMED

1247. MAINOR, JENNIFER 1248. MAJEWSKI, KIMBERLY R. 1249. MALABRE, CARLA F. 1250. MALKE, LIALA S 1251. MALM, SHERI A. 1252. MAN, MANFRED 1253. MANGAWAN, LINDSEY 1254. MANGIARACINA, BRITTANY 1255. MANN, KARISHMA M 1256. MANN-MCCORKLE, RAEGAN 1257. MANSKI, LORI D.

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31

1289. MASCHING, CORRENA L.

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32

1332. MCINTOSH, NATCOLE

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33

1375. MILLER, KELLY L.

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34

1418. MORENO, LORI

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35

1461. NAVA, ALBERTO R

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36

1504. O'GRADY, DIANE M.

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37

1547. PALUCH, NICOLE E

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38

1590. PEARSON, JILL

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39

1633. POLK, SHASHEENA

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40

1676. RAUH, ROBERT A.

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41

1719. RIVAMONTE, GAZELLE

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42

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43

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