Legal & General Mortgage Club

St James Place Gross & Net Procuration Fees

LENDER PRODUCT GROSS FEE MIN MAX NET FEE MIN MAX

Buy to Let 0.45% £0 £0 0.440% £0 £0

Buy to Let - Retention 0.20% £0 £0 0.190% £0 £0

Ported Products 0.36% £0 £0 0.350% £0 £0

Residential - Retention 0.20% £0 £0 0.190% £0 £0

Standard products - L&G

Exclusives0.36% £0 £0 0.350% £0 £0

Standard Residential Mortgages0.36%

£0 £0 0.350% £0 £0

Additional Loan 0.30% £50 £0 0.275% £50 £0

Buy to Let 0.50% £200 £0 0.450% £180 £0

Offset 0.45% £200 £0 0.425% £185 £0

Ported Products 0.30% £0 £0 0.275% £0 £0

Product Transfers BTL 0.30% £0 £0 0.280% £0 £0

Product Transfers Residential 0.30% £0 £0 0.280% £0 £0

Residential 0.45% £200 £0 0.425% £185 £0

Residential Ported Products 0.30% £0 £0 0.280% £0 £0

High Net Worth Loans 0.55% £0 £0 0.500% £0 £0

Buy to Let 0.55% £0 £0 0.500% £0 £0

Buy to Let - Retention 0.35% £0 £0 0.300% £0 £0

Direct Cases 0.40% £0 £0 0.350% £0 £0

Later Life 0.45% £0 £0 0.400% £0 £0

Residential 0.45% £0 £0 0.400% £0 £0

Residential - Retention 0.35% £0 £0 0.300% £0 £0

Specialist BTL 0.80% £0 £0 0.750% £0 £0

Buy to Let 0.55% £0 £0 0.500% £0 £0

Buy to Let Retention 0.35% £0 £0 0.330% £0 £0

All Products 0.40% 0.380%

Buy to Let 0.50% £0 £0 0.470% £0 £0

Buy to Let - Retention 0.25% £0 £0 0.230% £0 £0

First Start 0.50% £0 £0 0.475% £0 £0

Porting and Further Advance 0.25% £0 £0 0.230% £0 £0

Residential 0.40% £0 £0 0.375% £0 £0

Residential - Retention 0.25% £0 £0 0.230% £0 £0

Buy to Let 0.45% £0 £0 0.450% £0 £0

Buy to Let - Retention 0.20% £0 £0 0.200% £0 £0

Further Advances 0.30% £0 £0 0.280% £0 £0

Offset 0.35% £0 £0 0.350% £0 £0

Residential 0.40% £0 £0 0.400% £0 £0

Retention - Mainstream 0.20% £0 £0 0.200% £0 £0

Buy to Let 0.375% £150 £0 0.35% £150 £0

Residential 0.375% £150 £0 0.35% £150 £0

Retention 0.200% £0 £0 0.19% £0 £0

RIO (Retirement Interst Only) 0.375% £150 £0 0.35% £150 £0

All Products 0.37% £0 £0 0.350% £0 £0

Note: * Standard Residential Mortgages include Help to Buy, Lifetime Tracker, Ported products and any

other product we may introduce on occasion.

Buy to Let & Let to Buy 0.44% £0 £0 0.440% £0 £0

Buy to Let & Let to Buy - Further

Advances0.44% £0 £0 0.440% £0 £0

Buy to Let & Let to Buy - Product

Transfers0.44% £0 £0 0.440% £0 £0

Buy to Let 0.60% £0 £0 0.500% £0 £0

Residential 0.60% £0 £0 0.500% £0 £0

Buckinghamshire BS 0.40% £0 £3,000 0.350% £0 £2,800

Chorley / Dudley / Furness /

Vernon0.40% £0 £0 0.350% £0 £0

Hanley BS / Holmesdale BS /

Mansfield BS / Stafford Railway

BS / Tipton&Coseley

0.40% £0 £0 0.350% £0 £0

Hinckley & Rugby 0.40% £0 £0 0.350% £0 £0

Monmouthshire

BS/Loughborough BS0.40% £0 £0 0.350% £0 £0

Newcastle BS/Together 0.40% £0 £0 0.350% £0 £0

Nottingham BS 0.50% £500 £2,500 0.450% £450 £2,250

Penrith BS/Bath

BS/Darlington/West Bromwich

BS

0.40% £0 £0 0.350% £0 £0

Precise Mortgages 1.25% £0 £0 1.200% £0 £0

Virgin Custom Build 0.40% £0 £0 0.350% £0 £0

Buy to Let and Contractors 0.42% £0 £4,000 0.400% £0 £4,000

Existing Customer

Retention/Product Transfer0.22% £0 £4,000 0.200% £0 £4,000

Residential & Retirement

Products0.40% £0 £4,000 0.380% £0 £4,000

RIO (Retirement Interst Only) 0.40% £0 £4,000 0.380% £0 £4,000

Shared Ownership 0.40% £0 £4,000 0.380% £0 £4,000

Buy to Let 0.40% £150 £3,500 0.370% £125 £3,500

Buy to Let - Retention 0.20% £75 £1,750 0.190% £70 £1,750

Residential 0.40% £150 £3,500 0.370% £125 £3,500

Residential - Retention 0.20% £75 £1,750 0.190% £70 £1,750

2nd Charge Loans 1.50% £0 £0 1.250% £0 £0

First Charge Lending 1.50% £0 £0 1.250% £0 £0

Buy to Let 0.50% £0 £0 0.450% £0 £0

Residential 0.40% £0 £0 0.380% £0 £0

Buy to Let 0.40% £0 £0 0.380% £0 £0

Product Transfers 0.20% £0 £0 0.200% £0 £0

Standard Residential 0.40% £0 £0 0.380% £0 £0

Specialist Case 0.38% £0 £0 0.380% £0 £0

All Products 0.35% £0 £0 0.330% £0 £0

Buy to Let 0.45% £0 £15,000 0.450% £0 £15,000

Buy to Let - Product Transfer 0.30% £0 £0 0.300% £0 £0

First Time Buyers 0.45% £0 £15,000 0.450% £0 £15,000

Offset 0.45% £0 £15,000 0.450% £0 £15,000

Residential Product Transfers 0.30% £0 £0 0.300% £0 £0

Standard Residential 0.45% £0 £15,000 0.450% £0 £15,000

Existing Customer Product

Change0.40% £0 £0 0.370% £0 £0

Further Advances 0.40% £0 £0 0.370% £0 £0

Residential 0.40% £0 £0 0.370% £0 £0

Note: Direct Access only available to select Partners, Please contact our Mortgage Support Services for

further information

Note: BM Solutions do not pay a proc fee on their SVR products.

BM Solutions will only pay procuration fees on Further Advances for loans over £15,000.

Note: No procuration fees are payable on Product transfers.

Note: Direct Access only available to select Partners, Please contact our Mortgage Support Services for

further information

All Products 0.40% £0 £0 0.370% £0 £0

Retention 0.20% £0 £0 0.180% £0 £0

All Products 0.40% £0 £0 0.370% £0 £0

All Produts 0.004 £250 £0 0.400% £250 £0

All Products 0.50% £0 £0 0.450% £0 £0

Buy to Let 0.50% £0 £0 0.450% £0 £0

Residential 0.50% £0 £0 0.450% £0 £0

Product Transfer 0.30% £0 £0 0.280% £0 £0

Residential/BTL 0.40% £0 £0 0.380% £0 £0

Buy to Let 0.55% £0 £0 0.500% £0 £0

Introducer Only 0.40% £0 £0 0.370% £0 £0

Product Transfer 0.30% £0 £0 0.250% £0 £0

Specialist BTL 0.70% £0 £0 0.670% £0 £0

Further Advances 0.36% £0 £0 0.350% £0 £0

Product Transfers 0.36% £0 £0 0.350% £0 £0

Standard products 0.36% £0 £0 0.350% £0 £0

Ex Tesco borrower Product

Transfer (restricted panel only)0.30% 0.280%

Ex Tesco borrower Additional

Borrowing (restricted panel only)0.43% 0.380%

Standard Residential 0.35% 0.300%

Buy to Let 0.40% 0.350%

Self Build 0.50% 0.450%

2nd Holiday Home 0.50% £0 £0 0.480% £0 £0

Bridging 0.75% £0 £0 0.700% £0 £0

Buy to Let 0.50% £0 £0 0.480% £0 £0

Residential Owner Occupied 0.50% £0 £0 0.480% £0 £0

Residential Self-Build 0.75% £0 £0 0.700% £0 £0

Buy to Let 0.42% £0 £0 0.400% £0 £0

Residential 0.42% £0 £0 0.400% £0 £0

RIO (Retirement Interst Only) 0.42% £0 £0 0.400% £0 £0

Holiday Let 0.55% £0 £6,000 0.500% £0 £6,000

Portfolio BTL Loan 0.55% £0 £6,000 0.500% £0 £6,000

Flexible Lifetime Mortgage 0.024 £0 £11,229 2.400% £0 £11,229

Lump Sum Lifetime Mortgage 0.0225 £0 £11,250 2.250% £0 £11,250

Over 55 Retention 0.25% £0 £0 0.220% £0 £0

Residential Product 0.55% £238 £0 0.500% £238 £0

Retirement Mortgage 1.25% £0 £6,250 1.250% £0 £6,250

Buy to Let & Futher Advance 0.50% £0 £0 0.480% £0 £0

Product Transfers 0.20% £0 £0 0.190% £0 £0

Residential & Futher Advance 0.40% £0 £0 0.380% £0 £0

Bridging 1.20% £0 £0 1.000% £0 £0

Buy to Let 1.05% £0 £0 0.850% £0 £0

Commercial 1.05% £0 £0 0.850% £0 £0

All Products 0.50% £0 £0 0.500% £0 £0

Buy to Let 0.40% £150 £0 0.370% £125 £0

Credit Repair 0.50% £0 £0 0.470% £0 £0

Further Advance £0 £0 £0 £0 £0 £0

Residential £0 £150 £0 £0 £125 £0

RIO (Retirement Interst Only) 0.40% £150 £0 0.370% £125 £0

Note: Direct Access only available to select Partners, Please contact our Mortgage Support Services for

further information

Buy to Let 0.50% £0 £0 0.400% £0 £0

Prime 0.50% £0 £0 0.400% £0 £0

Prime One 0.50% £0 £0 0.400% £0 £0

Retention 0.50% £0 £0 0.400% £0 £0

Buy to Let 0.50% £0 £0 0.450% £0 £0

Further Advance - Buy to Let 0.50% £150 £0 0.450% £125 £0

Further Advance - Residential 0.40% £150 £0 0.350% £125 £0

Product Transfers 0.30% £0 £0 0.270% £0 £0

Residential 0.40% £0 £0 0.350% £0 £0

Buy to Let Range 0.80% £0 £0 0.700% £0 £0

All Products 0.55% £0 £0 0.450% £0 £0

All Products 3.00% £525 £10,000 2.850% £500 £10,000

Further Drawdown 1.50% £0 £0 1.500% £0 £0

Premier Flexible 2.05% £0 £0 2.000% £0 £0

Loans over £444,444 0.150% +£10K

Income Lifetime Mortgage (initial

drawdown only – each further

monthly income payment, paid

monthly direct to adviser)

3.00% £0 £10,000 2.850% £0 £10,000

Buy to Let 0.50% £0 £0 0.450% £0 £0

Mainstream 0.40% £0 £0 0.380% £0 £0

Product Transfers 0.20% £0 £0 0.180% £0 £0

RIO (Retirement Interst Only) 0.40% £0 £0 0.380% £0 £0

Shared Ownership 0.40% £0 £0 0.380% £0 £0

Buy to Let 0.35% £150 £0 0.350% £150 £0

Residential 0.35% £150 £0 0.350% £150 £0

Retention 0.25% £0 £0 0.230% £0 £0

Buy to Let 0.70% £0 £0 0.60% £0 £0

Flexible Lifetime Mortgage 0.015 £0 £0 1.500% £0 £0

Lump Sum 0.0175 £0 £0 1.750% £0 £0

Buy to Let 0.42% £0 £0 0.400% £0 £0

Ex Pat BTL 0.50% £0 £0 0.480% £0 £0

Residential 0.37% £0 £0 0.350% £0 £0

RIO (Retirement Interst Only) 0.37% £0 £0 0.350% £0 £0

Expat Buy to Let 0.40% £0 £0 0.370% £0 £0

Expat Residential 0.40% £0 £0 0.370% £0 £0

RIO (Retirement Interst Only) 0.40% £0 £0 0.370% £0 £0

Standard Buy to Let 0.50% £0 £0 0.470% £0 £0

Standard Older Borrowers 0.40% £0 £0 0.370% £0 £0

Standard Residential 0.40% £0 £0 0.370% £0 £0

1st Charge Loans 0.55% £0 £0 0.500% £0 £0

2nd Charge Loans 1.10% £0 £0 1.000% £0 £0

Bridging and Development

Finance1.50% £0 £0 1.300% £0 £0

Buy to Let 0.55% £0 £0 0.500% £0 £0

Buy to Let 0.0035 £150 £1,000 0.350% £150 £1,000

Credit Recovery 0.0065 £150 £1,000 0.650% £150 £1,000

Near Prime/Credit Assist 0.0055 £150 £1,000 0.550% £150 £1,000

Product Transfers 0.0025 £150 £1,000 0.250% £150 £1,000

Residential 0.0035 £150 £1,000 0.350% £150 £1,000

RIO (Retirement Interst Only) 0.0035 £150 £1,000 0.350% £150 £1,000

Self Build 0.0035 £150 £1,000 0.350% £150 £1,000

Self Build (no min fee) 0.0035 £0 £1,000 0.350% £0 £1,000

Shared Ownership 0.0035 £150 £1,000 0.350% £150 £1,000

0.000% + £10K

Buy to Let 0.43% £0 £20,000 0.410% £0 £20,000

Intergenerational Mortgage 0.60% £0 £20,000 0.600% £0 £20,000

Rate Switch - Residential 0.30% £0 £0 0.300% £0 £0

Residential 0.40% £0 £20,000 0.380% £0 £20,000

Interest Choice 0.0225 £0 £0 2.250% £0 £0

Premier Choice 1 0.0225 £0 £0 2.250% £0 £0

Premier Choice 2 0.0225 £0 £0 2.250% £0 £0

Tailored Choice 0.0225 £0 £0 2.250% £0 £0

All Products 0.40% £0 £0 0.390% £0 £0

Rate Switch/Retention 0.20% £0 £0 0.190% £0 £0

Buy to Let 0.45% £250 £10,000 0.440% £250 £10,000

Buy to Let Product Transfer 0.20% £0 £10,000 0.180% £0 £10,000

Mainstream 0.40% £250 £10,000 0.380% £250 £10,000

Residential Product Transfer 0.20% £0 £10,000 0.180% £0 £10,000

All Products 0.37% £125 £3,500 0.350% £115 £3,500

Product Transfers 0.20% £0 £0 0.180% £0 £0

RIO (Retirement Interst Only) 0.37% £125 £3,500 0.350% £115 £3,500

Buy to Let 0.50% £0 £0 0.450% £0 £0

Buy to Let Retention 0.20% £0 £0 0.180% £0 £0

Residential 0.40% £0 £0 0.370% £0 £0

Residential Retention 0.20% £0 £0 0.180% £0 £0

Buy to Let 0.40% £200 £2,000 0.380% £175 £1,850

Limited Company BTL 0.55% £0 £0 0.500% £0 £0

Mainstream 0.40% £200 £2,000 0.380% £175 £1,850

RIO (Retirement Interst Only) 0.40% £200 £2,000 0.38% £175 £1,850

All Products 2.50% £0 £0 2.300% £0 £0

Buy to Let 0.55% £300 £0 0.500% £250 £0

Buy to Let Further Advance 0.55% £0 £0 0.500% £0 £0

Buy to Let Product Switches 0.30% £0 £0 0.280% £0 £0

Product Transfer 0.30% £0 £0 0.280% £0 £0

Short Term Funding 0.75% £0 £0 0.700% £0 £0

Buy to Let 0.38% £0 £1,500 0.350% £0 £1,450

Residential 0.38% £0 £1,500 0.350% £0 £1,450

Retention 0.20% £0 £750 0.180% £0 £735

Buy to Let 0.50% £0 £0 0.400% £0 £0

Residential 0.50% £0 £0 0.400% £0 £0

Buy to Let 0.48% £0 £1,680 0.430% £0 £1,680

Buy to Let - Retention 0.30% £0 £0 0.280% £0 £0

Buy to Let Premier / Let to Buy 0.48% £0 £2,400 0.430% £0 £2,400

Premier Buy to Let/Let to buy -

Retention0.30% £0 £0 0.280% £0 £0

Retention - Mainstream 0.30% £0 £0 0.280% £0 £0

Standard products 0.40% £0 £4,000 0.370% £0 £4,000

Buy to Let 0.50% £0 £0 0.470% £0 £0

Buy to Let - Retention 0.25% £0 £0 0.230% £0 £0

First Start 0.50% £0 £0 0.475% £0 £0

Porting and Further Advance 0.25% £0 £0 0.230% £0 £0

Residential 0.40% £0 £0 0.375% £0 £0

Residential - Retention 0.25% £0 £0 0.230% £0 £0

Retirement Link 0.50% £0 £0 0.475% £0 £0

Note: Procuration fee only paid on loans above £25k, or £10k for residential re-mortgages.

Note: Direct Access only available to select Partners, Please contact our Mortgage Support Services for

further information

0% facility fee bridging loans 1.00% £0 £0 0.900% £0 £0

Bridging & Short Term lending 1.75% £0 £0 1.300% £0 £0

Buy to Let 0.60% £0 £0 0.500% £0 £0

Homeowner / Residential 0.60% £0 £0 0.500% £0 £0

Product Transfers 0.30% £0 £0 0.280% £0 £0

Refurb BTL 0.60% £0 £0 0.500% £0 £0

2nd Charge Prime 1.10% 1.000%

2nd Charge Near Prime PF3 and

PF41.10% 1.000%

2nd Charge Near Prime PF5 1.35% 1.250%

2nd Charge Near Prime PF6 1.60% 1.500%

2nd Charge Large Loans 1.10% 1.000%

2nd Charge BTL 1.10% 1.000%

Buy to Let 0.40% £0 £2,500 0.400% £0 £2,500

Mainstream 0.40% £0 £2,500 0.400% £0 £2,500

Retention 0.20% £0 £0 0.200% £0 £0

All Products 0.40% £175 £2,000 0.380% £175 £2,000

Product Switch/Retention 0.20% £200 £0 0.190% £200 £0

All Products 0.023 £0 £0 2.300% £0 £0

Cash Release Product 1.15% £0 £0 1.150% £0 £0

First Time Buyer 0.37% £0 £2,500 0.350% £0 £2,250

Further Advance 0.37% £0 £2,500 0.350% £0 £2,250

Home Purchase 0.37% £0 £2,500 0.350% £0 £2,250Remortgage (including

unencumbered properties)0.37% £0 £2,500 0.350% £0 £2,250

RBS UK Buy to Let 0.30% £0 £0 0.275% £0 £0

UK Buy to Live 0.23% £0 £0 0.200% £0 £0

UK Buy to Live 0.23% 0.200%

UK Buy to Let 0.30% 0.275%

BTL – Light Refurbishment & Ex

Pat0.45% £0 £0 0.400% £0 £0

Buy to Let 0.45% £0 £0 0.400% £0 £0

Credit Repair 1.00% £0 £0 0.900% £0 £0

Owner Occupier / Next Step/

FTB0.45% £0 £0 0.400% £0 £0

Professional and Contractor

Mortgage0.45% £0 £0 0.400% £0 £0

RIO (Retirement Interst Only) 0.45% £0 £0 0.400% £0 £0

Self Build 1.00% £0 £0 0.900% £0 £0

Self Employed 0.45% £0 £0 0.400% £0 £0

Acquisitions 0.40% £0 £0 0.400% £0 £0

Further Advance 0.00% £0 £120 0.000% £0 £120

Mortgage Acquisition 0.37% £0 £0 0.370% £0 £0

Product Transfer 0.37% £0 £0 0.370% £0 £0

Product Transfers 0.40% £0 £0 0.400% £0 £0

2nd Charge Loans 1.50% £0 £0 1.250% £0 £0

Later Life Lending 0.0125 £0 £0 1.000% £0 £0

Buy to Let 0.50% £0 £0 0.470% £0 £0

Buy to Let - Product Transfer 0.35% £0 £0 0.330% £0 £0

Mainstream 0.40% £0 £0 0.400% £0 £0

Product Transfer - Residential 0.30% £0 £0 0.280% £0 £0

Shared Ownership 0.45% £0 £0 0.420% £0 £0

All Products 0.40% £0 £0 0.370% £0 £0

Non Professional BTL 0.50% £0 £6,000 0.450% £0 £5,750

Professional BTL 0.75% £0 £10,000 0.700% £0 £9,750

Buy to Let 0.37% £0 £0 0.350% £0 £0

Residential 0.37% £0 £0 0.350% £0 £0

Buy to Let 0.35% £0 £0 0.320% £0 £0

Mainstream 0.35% £0 £0 0.320% £0 £0

Shared Ownership 0.35% £0 £0 0.320% £0 £0

Buy to Let / Residential

Investment0.52% £0 £0 0.500% £0 £0

Family Mortgage 0.57% £0 £0 0.550% £0 £0

Further Advances 0.27% £0 £0 0.250% £0 £0

Offset 0.52% £0 £0 0.500% £0 £0

Ported Products (existing

Customer)0.15% £100 £0 0.100% £75 £0

Product Switches 0.22% £0 £0 0.200% £0 £0

RIO (Retirement Interst Only) 0.42% £180 £0 0.400% £180 £0

Standard Residential 0.42% £180 £0 0.400% £180 £0

Buy to Let 0.60% £0 £0 0.500% £0 £0

Residential 0.60% £0 £0 0.500% £0 £0

Buy to Let 0.48% £0 £0 0.480% £0 £0

Large Portfolio Products 0.58% £0 £0 0.580% £0 £0

Limited Company Buy to Let 0.58% £0 £0 0.580% £0 £0

Switcher Product Advance 0.20% £0 £0 0.190% £0 £0

Buy to Let 0.45% £225 £4,500 0.400% £220 £4,400

Residential 0.42% £225 £4,200 0.400% £200 £4,100

RIO (Retirement Interst Only) 0.42% £225 £4,200 0.400% £200 £4,100

Bridging (only avliable to

selected partners)1.00% £0 £0 0.900% £0 £0

Buy to Let 0.60% £0 £0 0.550% £0 £0

Residential 0.60% £0 £0 0.550% £0 £0

BTL Product Transfers 0.30% £0 £0 0.280% £0 £0

Buy to Let 0.48% £0 £0 0.460% £0 £0

Residential 0.40% £0 £0 0.380% £0 £0

Residential Product Transfers 0.30% £0 £0 0.280% £0 £0

2nd Charge Loans 1.25% 1.000%

Bridging Finance 1.25% 1.000%

Buy to Let 0.42% £150 £0 0.400% £125 £0

Residential 0.37% £150 £0 0.350% £125 £0

Retention 0.22% £150 £0 0.200% £125 £0

Buy to Let 0.50% £0 £0 0.450% £0 £0

Product Transfer (full loan

amount)0.38% £0 £0 0.360% £0 £0

Shared Ownership 0.50% £0 £0 0.450% £0 £0

Standard products/Ported

Products 0.50% £0 £0 0.450% £0 £0

Buy to Let 0.50% £0 £0 0.450% £0 £0

Residential 0.45% £0 £0 0.400% £0 £0

All Products 0.40% £0 £0 0.380% £0 £0

Further Advance 0.40% £0 £0 0.380% £0 £0

Product Transfers 0.20% £0 £0 0.190% £0 £0

Buy to Let 0.50% £0 £0 0.450% £0 £0

Whilst we make every effort to ensure this data is correct, the procuration fees listed are for

reference only and are subject to change at short notice. Prior to submission of any mortgage

application, members should confirm what will be paid by contacting the lender directly. Legal & General Mortgage Club will not reimburse members for any differences between figures

listed and the final amount paid to our members.

Please Note: For any cases claimed where the procuration fee due is potentially greater than £5000,

we will need to verify the case with the lender before making payment. Please accept our apologies

for the delay in payment. For any question please Contact our Commissions Team on 0370 900 5010.

Note: Direct Access only available to select Partners, Please contact our Mortgage Support Services for

further information

Note: Direct Access only available to select Partners, Please contact our Mortgage Support Services for

further information

Please make sure you use the Gross Fee when disclosing procuration fees on KFIs for all lenders.