Brooklyn • Dayville • Jewett CityPlainfield • Preston

JCSBank.com • 860-376-4444

Member FDIC180JCN0011

Calendar of Events

Look for us at some of these upcoming events:

Griswold Night Light ParadeVeteran’s Park, Jewett City

May 4, 2019

Great Strides WalkOcean Beach, New London

May 5, 2019

Hospice Walk 2019Mohegan Park, Norwich

May 11, 2019

ECPAA Jazz FestivalYurechko Tree Farm, Griswold

June 8, 2019

Listeners of WINY may hear some familiar voices, including Bank President Kevin Merchant, on their drive to work. That’s because we are highlighting some of our business customers through a series of commercials now airing on the local station.

Not in the station’s area? Visit our website — JCSBank.com — to listen to each story, starting with an interview with Ric Hermonot from Ekonk Hill Turkey Farm in Sterling.

Your bank now on your radio!

Spring 2019

We continued to carry out the Foundation’s mission giving back to the communities we serve by awarding $78,200 in grants to local non-profit organizations.

Awards supported a variety of organizations such as food pantries, libraries, fire departments, ambulance companies, programs for the arts, and health and social services groups, which ultimately benefit our neighbors here in the communities where we all live and work.

Since the Foundation’s inception 15 years ago, we have awarded over $830,000 in grants to very deserving recipients, who in turn provide much needed services in our communities.

Jewett City Savings Bank Foundation awards over $78,000 in local grants

$78,2002018

Foundation support in 2018:

1 Emergency Services 31,0002 Food Pantries 12,0003 Health Services 8,0004 Social Services 6,7005 Libraries 6,0006 Arts & Culture 4,5007 Education 4,0008 Business & Economic 3,5009 Youth Services 2,500

Photo credit: South Killingly Fire Department

OF 2015 OF 2016 OF 2017OF 2014 OF 2018

Proud to be named the Best Community Bank

for fifth consecutive year

by readers of The Commercial Record

Phishing: Don’t Take the Bait

The snow has (finally) melted and our thoughts turn to spring. . . and our springtime ‘to do list.’ Homeowners looking for a way to pay for home repairs and upgrades may be able to tap into their home’s equity with a home equity loan or line of credit. Plus, the interest you pay may be tax deductible. (See a tax professional for details about the deductibility of interest.)

*Payment based on Annual Percentage Rate (APR) of 4.500%. APR effective as of January 16, 2019 and subject to change without notice. 20-year term requires 240 monthly payments of $6.33 per $1,000 borrowed. Maximum loan-to-value of 80% on 1 to 2 family owner-occupied residential property. Minimum loan amount $10,000. No condominiums. No homes listed for sale or intended for sale. Payments do not include taxes and insurance, if applicable. Actual payments will be greater.

Spring has sprung

Apply Online – JCSBank.com

The 2018 Annual Report is hot off the press! This year we are highlighting the Bank’s Core Values — Excellence, Integrity, Community, Customers — through photos, news and updates from the past year. Visit our website, or pick one up at a branch!

$25,000 Borrow

$158Pay per month*

Time to get home improvements done!

According to the Federal Trade Commission “Phishing is when someone uses fake emails or texts — even phone calls — to get you to share valuable personal information, like account numbers, Social Security numbers, or your login IDs and passwords. Scammers use this information to steal your money, your identity or both.”

Don’t fall victim to this scam — Visit our Security Center at JCSBank.com to learn how to recognize the bait, avoid the hook and report phishing scams.

Committed to You

Read the 2018 Annual Market Review

Important InformationInvestment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC. Infinex and the bank are not affiliated. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.

Tom KosekInvestment ExecutiveInfinex Investments, Inc. 860-376-7149tomkosek@infinexgroup.com

There’s no question, 2018 was an eventful year for the United States — and for investors. The President’s efforts to reduce the trade deficit by re-writing trade agreements, Democrats reclaiming the House during mid-term elections, and end-of-year stock market volatility has left many investors asking a very important question: “What does it mean for my financial future?”

Infinex Financial Group located at Jewett City Savings Bank invites you to uncover the answers in two easy ways: visit https://www.jcsbank.com/infinex/contact/ to download our latest Infinex newsletter or to schedule an appointment with Tom Kosek, our Infinex Investment Executive.

Need Help with Online or Mobile Banking?Online and Mobile Banking are convenient — until you have an issue, and then the services can be a source of frustration. Now, if you have any questions about Online and Mobile Banking you can call our 24-hour support line* — 888-201-9534 for answers. Members of our team are available to help customers with issues including Online Banking, Bill Payment, our Mobile app and much more. (Please note, they can’t help with other issues, such as your Jewett City Savings Bank deposit or loan accounts.)

*The support center is closed on New Year’s Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas Day.