Something new is coming! Follow us on social media ...
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Holiday shopping? We've got all the perks you need. From cashback & rewards, to prizes or just good 'ole competitive rates. Ask us about our credit cards today. FAST LANE DECEMBER 2018 Something new is coming! Follow us on social media @hiwayfcu BE ON HIGH ALERT DURING THE HOLIDAYS A time to be merry, spread Christmas cheer, and a happy new year to all. However, during a season of giving scammers take advantage. While you are busy shopping, scams can easily be disguised and go under the radar. Below are some things to watch for to protect yourself during this holiday season and throughout the year. Use a credit card for online transactions Whenever you are required to give out card numbers for a transaction, you can help protect yourself and your funds by using a credit card versus a debit card. Your credit card isn't connected to your main source of money. If there does happen to be fraudulant charges, waiting for your money to be returned will not be as stressful on credit versus a debit. Check your account history often If you prefer to use a checking account for your spending, monitor your accounts and make sure you recognize each transaction as your own. Scammers like to target large holiday sale days to conduct their charges as they are less likely to be noticed amongst holiday shopping expenses. If you do see something, call the number on the back of your card right away. Donate to charities you know and trust People take advantage of the kindness and compassion of others through false disaster relief fundraisers or Go Fund Me pages with no intent to give to the cause you wish to support. To avoid these scams, research the companies you would like to support and make sure they are trusted entities. Free (Just Pay Shipping) offers Ads on social media for "free" merchandise are everywhere. Consumer beware, often times when credit card information is required, it is a scam. Either the companies inflate shipping costs to more than what the item is worth, or they take your credit card numbers with no intent of shipping the item. MERRY CHRISTMAS & HAPPY NEW YEAR Sending you warm wishes this holiday season! Thank you for being a part of our community. CASH-BACK FRILL-FREE REWARDS
Transcript of Something new is coming! Follow us on social media ...
Holiday shopping? We've got all the perks you need.
From cashback & rewards, to prizes or just good 'ole competitive rates. Ask us about our credit cards today.
FASTLANED E C E M B E R 2 0 1 8
"If a child, spouse, a life partner or a parent depends on you and your income, you need life insurance."
— SUZE ORMAN
Something new is coming! Follow us on social media @hiwayfcu
BE ON HIGH ALERT DURING THE HOLIDAYSA time to be merry, spread Christmas cheer, and a happy new year to all. However, during a season of giving scammers take advantage. While you are busy shopping, scams can easily be disguised and go under the radar. Below are some things to watch for to protect yourself during this holiday season and throughout the year.
Use a credit card for online transactionsWhenever you are required to give out card numbers for a transaction, you can help protect yourself and your funds by using a credit card versus a debit card. Your credit card isn't connected to your main source of money. If there does happen to be fraudulant charges, waiting for your money to be returned will not be as stressful on credit versus a debit.
Check your account history oftenIf you prefer to use a checking account for your spending, monitor your accounts and make sure you recognize each transaction as your own. Scammers like to target large holiday sale days to conduct their charges as they are less likely to be noticed amongst holiday shopping expenses. If you do see something, call the number on the back of your card right away.
Donate to charities you know and trustPeople take advantage of the kindness and compassion of others through false disaster relief fundraisers or Go Fund Me pages with no intent to give to the cause you wish to support. To avoid these scams, research the companies you would like to support and make sure they are trusted entities.
Free (Just Pay Shipping) offers Ads on social media for "free" merchandise are everywhere. Consumer beware, often times when credit card information is required, it is a scam. Either the companies inflate shipping costs to more than what the item is worth, or they take your credit card numbers with no intent of shipping the item.
MERRY CHRISTMAS
&HAPPY NEW
YEAR
Sending you warm wishes this holiday
season!
Thank you for being a part of
our community.
CASH-BACK FRILL-FREE REWARDS
Federally insured by NCUA follow us!
OUT&ABOUT
651.291.1515 • 800.899.5626 • hiway.org
Hiway Credit Union Foundation Inaugural event a success for financial literacy!
In March of 2018, Hiway launched an independent 501(c)3 non-profit organization, Hiway Credit Union Foundation. The Foundation aims to increase support through tax-deductible charitable donations and volunteer opportunities in our community. On November 8, 2018, the Foundation held its inaugural fundraising event and it was a huge success. Business partners, fellow Minnesota credit unions and educators all came out to support by joining us at the Saint Paul Curling Club. With over 100 curlers participating, the Foundation looks to use the raised funds to support efforts in financial literacy throughout 2019.
For more information about our Foundation, to donate or inquire visit:hiway.org/foundation
Help us decorate our Tree of Warmth by bringing in new hats, gloves & socks
TAKING DONATIONS AT ALL LOCATIONS
THROUGH DECEMBER 31
Donations will benefit Love One Another, a nonprofit organization dedicated to serving the homeless community, vulnerable individuals, disadvantaged youth and their families in the Twin Cities.
Stuff Your StockingFinance your auto loan at Hiway between December 1 – December 31, 2018 and get
1% CASH BACK1
(UP TO $250)
1Offer valid 12/1/18 through 12/31/18 on new or used auto loans. Minimum amount financed must be $10,000. Financing term must be 36 months or more. Maximum cash back is $250 per loan. Offer does not apply to loans currently financed with Hiway. Loans subject to credit approval. One percent (1%) of the loan amount (up to $250) will be deposited into the member’s Hiway Savings Account within seven (7) business days after the loan closes. Offer subject to change without notice. Offer cannot be combined with other Hiway offers. Other terms and conditions may apply. Qualifications apply. 1099 MISC may apply if rewards/income paid in one calendar year exceed $600.
SAVE MONEY. APPLY TODAY!
