Snippetz Issue 436

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Larry E Stiltner Agency 481 Hwy 105 Suite 212 (719) 481-8382 Bus Monument, CO 80132 All your protection under one roof. ©1997 American Family Mutual Insurance Company and its Subsidiaries Home Office – Madison, WI 53783 www.amfam.com NA-07497 Rev. 1/03 719-488-1400 www.monumentcoins.com [email protected] In the MONTEVERDE Center 325 2nd St. Suite U, Monument Co Bring this ad to receive an Extra 5% when we buy your Gold NOW OPEN MONUMENT COINS Buy • Sell • Trade…Coins, Gold & Silver Get TOP DOLLAR in CA$H for your OLD GOLD Jewelry! Host a Gold Party with your Friends, And Receive Extra Cash!!! Al Dobrick - 30 Years Exp 24 Month Certificate of Deposit 2.07% APY* A SPECIAL BRAND OF ACCOUNTS Minimum Deposit $500.00 Penalty for Early Withdrawal *Rates subject to change *APY based on quarterly compounding Annual Percentage Yield as of November 9, 2009 FIRST NATIONAL BANK MONUMENT 625 Hwy 105 Member 719-481-0008 11 Month Certificate of Deposit 1.22% APY* Minimum Deposit $500.00 Penalty for Early Withdrawal *Rates subject to change *APY based on quarterly compounding Annual Percentage Yield as of November 9, 2009 by Deborah Stumpf S n I p p e S n I p p e t z ® t z OF NORTHERN EL PASO COUNTY & LARKSPUR SNIPPETZ HONORS GIRL SCOUTS OF AMERICA © 2010 - FUNDER ENLIGHTENING INC. FREE WEEKLY ISSUE 436 MARCH 8, 2010 Janet Susan Terry 430 Beacon Lite Rd. #155, Monument (719) 481-6555 Girl Scouts of America... Continued on Page 2 “Girl Scouts offered a wonderful group of girls where common concerns and interests could come together. We could learn, be challenged, and support one another. It was a very positive aspect of my life and played an important role in shaping who I am today.” Judy Woodruff Senior Correspondent, PBS NewsHour & Girl Scout Alumna G irl Scouts of the USA is 98 years old this month! In 98 years, the organization has grown from 18 starting members to 3.4 million. About 50 million women have been mem- bers of Girl Scouts since its inception. The girls’ organization is committed to providing a nurtur- ing environment enabling girls to attain skills for success in childhood and adulthood. Their mis- sion: build girls of courage, confidence and char- acter, who make the world a better place.

description

SNIPPETZ HONORS GIRL SCOUTS OF AMERICA

Transcript of Snippetz Issue 436

All your protection under one roof.

©1997 American Family Mutual Insurance Company and its SubsidiariesHome Office – Madison, WI 53783

www.amfam.comNA-07497 Rev. 1/03

Larry E Stiltner Agency481 Hwy 105 Suite 212(719) 481-8382 BusMonument, CO 80132

All your protection under one roof.

©1997 American Family Mutual Insurance Company and its SubsidiariesHome Office – Madison, WI 53783

www.amfam.comNA-07497 Rev. 1/03

Larry E Stiltner Agency481 Hwy 105 Suite 212(719) 481-8382 BusMonument, CO 80132

All your protection under one roof.

©1997 American Family Mutual Insurance Company and its SubsidiariesHome Office – Madison, WI 53783

www.amfam.comNA-07497 Rev. 1/03

Larry E Stiltner Agency481 Hwy 105 Suite 212(719) 481-8382 BusMonument, CO 80132

719-488-1400www.monumentcoins.com

[email protected] the MONTEVERDE Center

325 2nd St. Suite U, Monument Co

Bring this ad to receive an Extra 5% when we buy your Gold

NOW OPEN

MONUMENT COINSBuy • Sell • Trade…Coins, Gold & Silver

Get TOP DOLLAR in CA$H

for your OLD GOLD Jewelry!Host a Gold Party with your Friends,

And Receive Extra Cash!!!

Al Dobrick - 30 Years Exp

24 MonthCertifi cate of Deposit

2.07% APY*

A SPECIAL BRAND OFACCOUNTS

Minimum Deposit $500.00Penalty for Early Withdrawal*Rates subject to change*APY based on quarterly compoundingAnnual Percentage Yield as of November 9, 2009

FIRST NATIONALBANK MONUMENT625 Hwy 105

Member 719-481-0008

11 MonthCertifi cate of Deposit

1.22% APY*Minimum Deposit $500.00Penalty for Early Withdrawal*Rates subject to change*APY based on quarterly compoundingAnnual Percentage Yield as of November 9, 2009

by Deborah Stumpf

FIRST NATIONALBANK MONUMENT625 Hwy 105

Member 719-481-0008

11 MonthCertifi cate of Deposit

1.22%Minimum Deposit $500.00Penalty for Early Withdrawal*Rates subject to change

SnIppeSnIppetz®

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SNIPPETZ HONORS GIRL SCOUTS OF AMERICA

© 2010 - FUNDER ENLIGHTENING INC. • FREE WEEKLY • ISSUE 436 • MARCH 8, 2010

Janet Susan Terry

430 Beacon Lite Rd. #155, Monument(719) 481-6555

Girl Scouts of America... Continued on Page 2

“Girl Scouts offered a wonderful group of girls where common concerns and interests could come together. We could learn, be challenged, and support one another. It was a very positive aspect of my life and played an important role in shaping who I am today.”

Judy Woodruff Senior Correspondent, PBS NewsHour

& Girl Scout Alumna

Girl Scouts of the USA is 98 years old this month! In 98 years, the organization has grown from 18 starting members to 3.4

million. About 50 million women have been mem-bers of Girl Scouts since its inception. The girls’ organization is committed to providing a nurtur-ing environment enabling girls to attain skills for success in childhood and adulthood. Their mis-sion: build girls of courage, confi dence and char-acter, who make the world a better place.

SNIPPETZ HONORSGIRL SCOUTS OF AMERICA

Girl Scouts of America... Continued from Page 1

2

719-271-8742Almost Everything Fixed

Around the House

Free Estimates / Satisfaction Guaranteed

Licensed and Insured

Specializing in your “To Do” List

THIS WEEK IN SNIPPETZ

ALL RIGHTS RESERVED © 2010PUBLISHED BY FUNDER ENLIGHTENING, INC.

George Wilkins - Publisher

PO Box 789 Monument, CO, 80132

(719) 487-0484email: [email protected]

NEXT WEEK IN SNIPPETZ

FEATURE ARTICLESTai Yi - Seasonal Changes... 6

Moments In Time... 8

Senior News Line... 12

Strange But True... 13

STYLE 5Kim’s Korner

REAL ESTATE 9Robin’s Rap... 9

SNIPPETZ BUSINESS DIRECTORY PAGE 10

Local Businesses on the Go!

HEALTH AND WELLNESS 10-11To Your Good Health... 11

CLASSIFIED PAGE 13GREAT BARGAINS - Find Your Treasure!

Business / Employment Opportunities

THE DINING GUIDE PAGES 13-15Patricia’s Café... 15

Good Housekeeping One... 15

PUZZLES, TRIVIA,ENTERTAINMENT 16-17

Trivia Test • Sports Quiz • Flash Back

Super Crossword • Weekly Sudoku

Couch Theater DVD Previews

Huey’s Page (Comics)

Salome’s Stars (Weekly Horoscope)

BUSINESS AND FINANCEPAGES 18-19

Financial Focus ... 18

The Law According to Stevens ... 19

Dollars and Sense... 19

SNIPPETZ®

OF NORTHERN EL PASO COUNTY & LARKSPUR

Girl Scouts of America... Continued on Page 3

W H E N Q U A L I T Y C O U N T S W H E N Q U A L I T Y C O U N T S

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WHEN QUALITY COUNTS WHEN QUALITY COUNTSWH

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Black & White and Color Copies

Graphic Design

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and receive10 Black & White

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719-488-25441756 Lake Woodmoor Drive

Monument, Colorado Bindery

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COMING UP DAISIESGirl Scouts was founded in 1912 by Juliette “Daisy” Gor-don Low in Savannah, Georgia. Low was born in 1860 and grew up with parents who encouraged and supported her in all her endeavors. She liked everything but school – animals, outdoors, sports and art. She attended board-ing school during her high school years and was privileged enough to travel extensively as an adult. On one of her trips to England, Low became friends with Lord Baden-Powell who founded the boy scouts along with his sister Agnes.

Excited about the scouting organization in England, Low believed girls in the United States needed this kind of op-portunity. As soon as she returned home from her transat-lantic trip, she went to work starting the scouting organiza-tion for girls in Savannah. Although she was an unlikely candidate to begin an endeavor like this – she suffered health problems and did not possess especially good busi-ness skills – she believed in the cause and went forward. And what an organization it has become.

THE ORGANIZATIONThe national headquarters is in New York City and there are more than 100 Girl Scout councils (offi ces) around the country that support the local troops. The home offi ce and councils have employees, but by far the largest “staff” is made up of volunteers – parents and others who act as troop leaders.

SPEAKING OF LEADERSHIPGirl Scouts is all about teaching girls leadership skills. Their philosophy is that there are three keys to leadership – discover, connect and take action. Within these keys are leadership outcomes.

Discover – girls develop a strong sense of self; positive values; gain practical life skills; seek challenges in the world; and develop critical thinking skills.

Connect – girls develop healthy relationships; promote cooperation and team building; resolve confl icts; advance diversity; and feel connected to their communities, both locally and globally.

Take action – girls can identify community needs; become resourceful problem solvers; advocate for themselves and others, both locally and globally; educate and inspire oth-ers to act; and feel empowered to make a difference in the world.

AND THEN THERE WERE COOKIESEver wonder how the Girl Scout cookie got started? Well, it started with scout mothers and their girls baking sugar cookies at home and selling them to raise funds for scout-ing activities. This started as early as 1917. The Girl Scout Web site reports that the earliest recorded cookie sale took place in Muskogee, Oklahoma where girls baked cookies to sell at their high school as a service project. By 1922, Girl Scouts published a sugar cookie recipe for all scouts

to bake for fundraisers if they so desired. The girls pack-aged them in wax paper bags and sold them, usually door-to-door, for 25 to 35 cents per dozen.

• In 1934, scouts in Philadelphia became the fi rst to sell cookies commercially baked, followed by a large council in New York to do the same in 1935.• In 1936, the national organization began selling com-mercially baked cookies. Apparently selling like hot cakes, the cookies were being sold by 125 local councils by the next year.• In 1942, the cookie was temporarily set aside for calen-dar sales due to rationing of baking supplies during World War II.• In 1948, 29 commercial bakers held a license to bake Girl Scout Cookies.• By the mid 1950s, there were four fl avors of cookies – shortbread, chocolate mint (now called Thin Mints), a fi lled chocolate cookie and a fi lled vanilla cookie.• In the mid 1960s, the baby boomers became scouts and introduced additional cookie fl avors including peanut but-ter.• In the 1970s, packaging became more standardized and colorful. There were also fewer licensed bakers in the country to fulfi ll orders, ensuring even more standardiza-tion of product.• In the early 1990’s, there were only two licensed bak-ers providing cookies, and low fat and sugar free options became available. By the end of that decade, it was back to three bakers.• Now there are two licensed bakers and about eight vari-eties of cookies.

LEVELS OF GIRL SCOUTSGirls work through the ranks based on age. With the goal of leadership skills in the forefront, girls have an opportu-

SNIPPETZ COOKS UPSOME POTATO SNIPS

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OF NORTHERN EL PASO COUNTY & LARKSPUR

Girl Scouts of America... Continued from Page 2

Expert Hair Stylists

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A local Colorado Birder with a Life List of 3,141 species of birds as of August 3, 2009 just fi nished writi ng an interesti ng 385 page book ti tled, “A LIFETIME OF JOKES, QUOTES and OTHER THINGS”.

When you read this book you will see the world through the eyes of a Notch Victi m, Reti red Military Man, a Baseball Fan, A Sportsman, a World Traveler, a Birder, a Naturalist, a Colorado High School Biology Teacher, a Lecturer, and a Reti red Senior Citi zen.

A LIFETIME OF JOKES,QUOTES & OTHER THINGS!

Autographed books can be bought from Vern at 15065 Sun Hills Drive, Colorado Springs, Colorado 80921-2102 or Phone (719) 488-3175 or later,

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Hardback Cover Copies are available for $29.95 and thePaperback Cover Copies are $19.95. Vern will pay the postage!

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nity to learn valuable life skills and earn badges and other awards. The youngest girls are Daisies (kindergarten age). Then the girls move to Brownies (fi rst through third grades); Juniors (fourth through sixth grades); Cadettes (seventh through ninth grades); and Seniors (ninth through twelfth grades).

BEYOND THE BADGEGirls in the older levels can also earn the very prestigious bronze, silver and gold awards, which are awarded for complet-ing service projects that have extensive requirements. Girls are honored at an end-of-year ceremony in their communities and can include these impressive awards on their college applications.

THE ORIGINAL AWARDS:• From 1916 to 1919, Girl Scouts could earn The Golden Eagle of Merit by making a difference in their communities.• The Curved Bar Award was the highest award in scouting from 1940 to 1963.• From 1963 to 1980, First Class was the award to earn. This designation meant that a girl was an “all around” per-son with many skills.

INTERESTING FACTS• The fi rst Girl Scout handbook was named “How Girls Can Help Their Country,” published in 1913.• The fi rst Girl Scouts were called Girl Guides.• Learning how to play basketball was the very fi rst group activity done by Juliet Gordon Low’s inaugural troop of 1912.• The Thin Mints are the hottest seller of all cookies with 25 percent of sales. The Samoas or Caramel deLites come in as a close second at 19 percent.• The same cookie is named dif-ferently in different regions of the country depending on who the cookie supplier is.• The fi rst uniform was blue.• First Lady Lou Henry Hoover was elect-

ed twice to be president of the Girl Scouts of the USA.• By 2005, about 67 percent of women in the House of Representatives were Girl Scouts and over 71 percent in the Senate were scouts.

THAT’S A LOT OF COOKIESIn 2008, 15-year-old Jennifer Sharpe of Dearborn, Michigan sold 17,328 boxes of cookies by tenaciously selling cookies on a street corner in her neighborhood. Although Girl Scouts does not track individual sales, it is likely Sharpe set a world record.

FAMOUS GIRL SCOUTSElizabeth Dole - former president, Ameri-can Red CrossLois Juliber – former COO at Colgate-Pal-molive; current board chair at DuPontElaine Jones – former head of NAACP Le-gal Defense & Education FundNancy Reagan - wife of president Ronald ReaganHillary Rodham Clinton, Hillary – secre-tary of state, former U.S. senator & wife of president Bill ClintonLaura Bush - wife of president George Bush, Jr. Madeleine Albright - former U.S. secretary of stateDr. Joyce Brothers – psychologist and ad-vice columnistLt Col Eileen Collins – fi rst woman space shuttle commander astronautSandra Day O’Connor – fi rst female U.S. Supreme Court justiceKatie Couric – TV anchorwoman and jour-nalistWalters, Barbara – TV anchorwoman and journalistCarol Elliot - brigadier general, USAFBonnie Blair – 1994 gold Olympian speed skaterPeggy Fleming - 1968 fi gure skating gold OlympianDorothy Hamill - 1976 fi gure skating gold OlympianNancy Lopez - pro-golferGloria Steinem - authorJudith Viorst - author of poetry collections and children books

4

SNIPPETZ®

OF NORTHERN EL PASO COUNTY & LARKSPUR

MONUMENT - Kyrsten and Brad Dail will celebrate the Grand Open-ing of Tri-Lakes Tiki Tans on Satur-day, March 13, 2010 from 9:00AM to 12:00PM. The celebration will include an IPod giveaway, free prod-uct samples and 20% off products and services, which will be applicable for the entire day.

Heatwaves Tanning Salon was pur-chased by Brad and Kyrsten Dail in December ’09. It has been totally re-modeled and is now open under the new name of Tri-Lakes Tiki Tans, Inc.

The business remains located in the Monument Shopping Center behind Rosie’s Diner. To address the needs of their customers, the new operating hours are from 9am – 8pm, Monday through Saturday, and 10am – 7pm Sunday.

Brad says, “We look forward to serv-ing the Tri-Lakes area with our re-modeled location and our family at-mosphere.

Kyrsten, has been a career tanner for several years, enjoys meeting and greeting people and has tanned at dif-ferent locations over the years and has compiled what she likes and dislikes and has brought that out in Tri-Lakes Tiki Tans, Inc.” Brad, who isn’t a tan-ner enjoys meeting new people and providing a service in this small town that is “above the bar and is tailored to you the customer.”

Tiki Tans has 5 lay-down beds, 1 stand-up booth, spray tanning by appoint-ment only and a water massage bed. Kyrsten offered, “We will be offering year-round bathing suites and beach attire for all your vacation needs.

So, if you’re getting ready for a vaca-tion, a special event or just wanting to relax, stop by and see us for the best rates in town.”

Brad and Kyrsten are looking forward to meeting you and their resident dog “Toby” looks forward to greeting ev-eryone. They are excited and shared, “Thanks again for your support! The Dail family.”

GRAND OPENING ATTRI-LAKES TIKI TANS!

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Monument, CO 80132(719) 487-2744

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3/31/10.

New Classes in New Classes in Resin and Enamel!Resin and Enamel!

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Yarn and Needles!

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5

SNIPPETZ®: STYLE & THE LOCAL SCOOP

20%

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Spring Into March! Shake The Winter Blues... New Items Arrive Daily!

High End Furniture

Home Decor

Prom Dresses

Women’s Clothing

Jewelry

Name Brand Purses

Located in the Safeway Plaza

488-1170www.redouxconsignment.com

HayCo L.L.C.For All Your Hay & Straw Needs!Sm. Squares • Lg. Squares • Rounds

Alfalfa • Grass • Mixed • Straw Specializing in Excellent Quality Horse Hay

We Deliver719-339-3525

Ask About Our New Year O� er!

366 Second Street, Monument

719.487.7767 www.FloorsandWindows.com

Specializing in:Hardwood • Laminate • Vinyl

Lighting • Blinds • Drapes • Shutters Carpet • Tile CountertopsArea Rugs • Natural Stone

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JUSTIN PALMER481 Hwy 105 • Ste B - 188

Monument CO 80132

REPAIRS AND PROFESSIONAL INSTALLATION OF:PORCELAIN • CERAMIC • NATURAL STONE • COMPLETE SHOWER REMODELS

CUSTOM KITCHEN BACKSPLASHES • FLOORS • WALLS • COUNTERTOPS

FREE ESTIMATES • COMMERCIAL / RESIDENTIAL

KIMS

KORNERby Kim Carson

SELECTINGEXTERIOR

PAINT COLORS

Like to know more?Kim can be reached

at 719-487-7767

Spring is almost upon us and for some that means sprucing up the exterior paint colors on their

houses. Here are some common mis-takes to avoid in selecting exterior paint colors. Ron Heard from CertaPro, points out the some common mistakes to avoid when selecting your exterior paint colors.

“Don’t assume that a colorful and imaginative color scheme will cost a great deal more for product and labor. Unless the scheme is a “painted lady” with numerous colors, this is rarely the case.

Avoid accent colors on unattractive elements such as gutters, downspouts, protruding garage doors, air condition-ing units and unevenly placed windows. Paint these items the same as the main body color.

Don’t ignore the neighbors’ houses the color scheme you choose should

not clash with the neighbors’ houses. It then becomes a lose-lose situation. Choose a scheme that blends with the neighborhood or stands out in a suit-able, unobtrusive manner.

Landscaping counts, consider trees that change color, fl owering shrubs and fl ower gardens when selecting colors for compatibility. Heavily wooded lots will make colors look darker due to shade and also camoufl age homes, so attention to detail is needed. Greens are not an ideal choice for this situation unless your goal is to hide the house in the trees.”

Next week we will cover the color placement for exteriors.

SPRING CLEANING:

Join us on Sunday, March

14th at Muttz N’ Stuff in

Parker and let us wash your

dog or come help us wash!

What’s the best part you

ask? You go home with a

clean dog, your donation is

tax deductible and ALL the

proceeds benefit GRFR dogs.

Time: 10:00-3:00 Date: 3/14/10 Sunday

COST:

$15 for small dogs (under 30lbs)

$25 for large dogs (30lbs and over)

For more information visit our website at : Goldenretrieverfreedom.org

Primary Business Address Your Address Line 2 Your Address Line 3 Your Address Line 4

Microsoft

Golden Retriever Freedom Rescue Dog Wash

Wash a dog….save a dog!

Mino Fuller from Hands on Hounds will be there to offer consultations, massage, and reiki to anyone interested. http://www.handsonhounds.com/index.html

StarHandymanServices

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Hal McGee • FREE ESTIMATES • (719) 332-0551

• Laminate Flooring• Trim Repair & Installati on• Deck Repair & Staining• Fencing & Repairs• Painti ng (Inside)• And Much More!

6

SNIPPETZ®: THE LOCAL SCOOP

EMPOWERMENT THROUGH HEALING, LLC

[email protected] • www.empowermentthroughhealing.com • Monument, CO

Tai Yi Energy Practitioner - Tami Urbanek

Under mental, emotional, or physical stress? Low immune system? Anxiety? Depression? Lack of focus?

Tai Yi means Supreme Movement and is an ancient form of Chinese energy work that is similar to acupuncture and can assist in many ailments.

719-641-2017Making New Choices to Create a New Reality

FREE 30 MINUTE CONSULTATION WITH SESSION

Many are aware of SAD (Seasonal Affective Disorder) and other ail-ments that can be common in the

winter season. With few hours of sunshine and even fewer hours of being outside in the sun, for many of us, we can feel the symptoms of low or sluggish energy levels and/or mild depression in some cases. Very easy ways to remedy this is to spend more time in the sun when possible (and when not at risk of extreme temperature expo-sure), exercise, adequate sleep, and making appropriate changes to the diet, as well as bringing in natural light into the home, of-fi ce, and/or room. In the meantime, spring is just around the corner and brings warmer temperatures, new ideas, and more oppor-tunities to begin new projects or to expand current projects.

For every season there are guidelines that are benefi cial to follow that will add ben-efi t to the currents season. When we follow the guidelines, we can experience a shift in how we are responding to the natural changes of the earth and in essence benefi t-ing from those changes.

People can benefi t in the spring by follow-ing these guidelines: adding carbohydrates slowly, adding exercise, and beginning new projects. Spring is a wonderful time to begin new projects as well as learning new things. Spring is about renewal. If one is pondering about learning a different lan-guage, a new subject, or improving an abil-ity, spring is the time to begin.

A Tai Yi (pronounced Tie Yee) exercise/treatment that can help with spring and the other three seasons is Earth Core Balance. Earth Core Balance is for assisting in bal-ancing the body with the earth changes. It will also assist in feeling passion. Passion

TAI YI -SEASONALCHANGES,SPRING IS AMONG US

is critical to creating new changes in life and creating new projects in work. Ameri-cans, as a whole, lack in feeling of passion, whereas, Europeans typically feel more passion. Ones’ level of passion is usually associated with their level of joy.

Tami Urbanek

For more Tai Yi exercises andTai Yi History, visit:

www.empowermentthroughhealing.com

mild- the new solution for your back pain.You’ve had back and leg pain for years. You tried the meds. Took injections that wore off. Even considered surgery. Now there’s a less invasive option. mild. Minimally Invasive Lumbar Decompression. There are no implants. It’s swift and simple. You can choose local anesthetic and likely be home the same day. Even back to work the next. And within weeks, you should be on your way back to the active life you thought was gone forever.

Call 719-228-9440 for more information. Interventional Pain Management 3010 N. Circle Dr., Suite 202

Do you ever feel medication may not be enough?

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introducing mild® for Lumbar Spinal Stenosis patients.

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JEFF BURUMTO HOLD

MARCH 19th ROTH CONVERSION

SEMINARMonument, CO - Jeff Burum, CPA, MBA LLC and Professional Financial Plan-ning, Inc will be hosting a Roth Conver-sion Seminar to be presented by Stephanie Curry, CLU, ChFC, CFP, FLMI, and As-sistant Vice President of the Retirement Resources Group at Pacifi c Life Insurance Company on Mar 19th, 1130 am-1:00 pm at the Jackson Creek Commerce Center; 16055 Old Forest Point, Ste 300, Monu-ment, CO 80132. The seminars will in-clude a light lunch-in; to RSVP, please call 719.488.5637 or 719.596.3718, visit the website at www.jeffburum.com, or contact us via email at [email protected].

Jeff and Stephanie will be discussing the recent changes to the Internal Revenue Code (IRC) which facilitate conversions from traditional IRAs to Roth IRAs. They will then discuss the advantages and disad-vantages, as these changes may affect an individual’s current and future taxation as well as future fi nancial planning. It is im-

portant to note, that while these strategies may be benefi cial and may provide unique opportunities, they are not new and are in fact somewhat similar to Roth conver-sion strategies implemented by Congress in 1998. In fact, the new laws may not even be useful as individuals can convert any amount of IRAs to Roths right now and control their own individual taxation by making gradual conversions each year rather than all at once.

In reality, an individual should consult IRS Publication 590 to understand the rules for traditional and Roth IRAs, and then consult their tax and fi nancial advisors BEFORE taking advantage of any changes to the IRC and changing their fi nancial plans.

Stephanie Curry has 30+ years of industry experience. Stephanie’s experience en-compasses a variety of fi nancial positions from individual inside and outside sales, wholesaler, advanced life consultant, and advanced annuities consultant. Stephanie has sold a broad spectrum of fi nancial ser-vice products including annuities, mutual funds, life insurance, and property/casualty products. Her focus for the past 15+ years has been on charitable giving and retire-ment planning strategies. Stephanie is chair of the Retirement Sections for the Society of Financial Services Professionals and is on the advisory committee of the National Marine Sanctuary Foundation.

THE PALMER LAKE HISTORICAL SOCIETY

PRESENTS“AN EVENING WITH

LUCRETIA VAILE”

Join the Palmer Lake Historical Society for an entertaining and informative evening about the life

of one of Palmer Lake’s most infl uen-tial citizens. Ms. Cathleen Norman, a member of the Historical Society, will portray Lucretia Vaile as she presents the life and contributions of Ms. Vaile through pictures and “recollections.”

Lucretia Vaile’s name has been associ-ated with Palmer Lake since the 1880’s when, as a small child, she came with her parents to spend the summers here. Throughout her lifetime she was in-terested in the cultural development of this mountain community. She sug-gested having the annual Yule Log cer-emony. In 1968 she donated her home to Palmer Lake for an art gallery and was a charter member of the Palmer Lake Historical Society. She died in

California in 1977. Her bequest to the town, along with additional funds from El Paso County, made it possible to build the Lucretia Vaile Library/Muse-um, a memorial of her contribution to the cultural heritage of Palmer Lake.

The mission of the Palmer Lake His-torical Society is to preserve and pro-mote history through presentations and activities that bring alive the historical events that took place in the Tri-Lakes area or affected local or Colorado his-tory. The Society’s motto is “History should be more than a memory.” The Palmer Lake Historical Society is a non-profi t 501(c)3 organization located in Palmer Lake, Colorado.

This program is free to the public. Re-freshments will be served. Visit our website at www.palmerdividehistory.org

WHEN & WHERE:

WHEN: Thursday, March 18, 2010, from 7:00pm to 8:00pm. Doors open at 6:30pm.

WHERE: Palmer Lake Town Hall, 66 Lower Glenway Street, Palmer Lake, CO 80133

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• On March 11, 1818, “Frankenstein; or, The Modern Prometheusm” is published. The book, by 21-year-old Mary Woll-stonecraft Shelley, is frequently called the world’s fi rst science-fi ction novel. In Shel-ley’s tale, a scientist animates a creature constructed from dismembered corpses.

• On March 10, 1876, the fi rst discernible speech is transmitted over a telephone sys-tem when inventor Alexander Graham Bell summons his assistant in another room by saying, “Mr. Watson, come here; I want you.” Bell had received a telephone patent three days before, just hours ahead of an-other inventor, Elisha Gray.

• On March 12, 1903, the New York Highlanders are giv-en the go-ahead by team owners to join baseball’s American League. The High-landers had recently moved from Balti-more, where they were called the Ori-oles. The team offi -

cially changed its name to the New York Yankees in 1913.

• On March 14, 1935, 6-year-old actress Shirley Temple presses her hands in ce-ment outside Grauman’s Chinese Theater in Los Angeles. She fi rst won attention with a song and dance in the 1934 movie “Get Up and Cheer.”

• On March 13, 1942, the Quartermaster Corps of the U.S. Army begins training dogs for the newly established War Dog Program, or “K-9 Corps.” The top canine hero of World War II was Chips, who at-

tacked an enemy machine gun nest in Italy, forcing the entire crew to surrender. The wounded Chips was awarded the Dis-tinguished Service Cross, Silver Star and the Purple Heart -- all of which were later revoked due to an Army policy preventing offi cial commendation of animals.

• On March 9, 1959, the fi rst Barbie doll goes on display at the American Toy Fair in New York City. Barbie was the fi rst mass-produced toy doll in the United States with

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• On March 8, 1969, the Pontiac Firebird Trans Am is introduced. The Trans Am was one in a series of muscle cars released by Pontiac in the 1960s, including the Grand Prix and the GTO designed by a young John DeLorean.

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Article by Robyn GrahamKeller Williams

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Foreclosure vs Short Sale

LIBRARY OF ALL PAST ARTICLES:www.SpringsRealtyTalk.com

For further information, please feel free to call Robyn Graham at Keller Williams Real Estate 719-216-4421

or email [email protected]

There are seller qualificationsrequired for a "Short Sale":

1. A hardship situation that must beapproved by the lender(s).

2. Delinquent in monthly mortgagepayments (approximately 3 months).

3. "Upside down" in what is owed tothe lender(s) due to economic andmarket conditions.

4. Must be financially insolvent.Acceptable Hardships (A materialchange in the financial situation of ahomeowner that is or will affect theirability to pay their mortgage):

- Payment increase or mortgageadjustment; Loss of job; Businessfailure; Damage to property; Deathof a spouse; Death of family mem-bers; Severe illness; Inheritance;Divorce; Separation; Relocation;Military service; Insurance or taxincrease; Reduced income; Toomuch debt; Incarceration

If a homeowner qualifies to sell theirproperty short, then it is imperativethat they begin this process beforeit's too late. It is possible to stall aforeclosure if the lender(s) knowsthat a homeowner is actively andaggressively marketing their propertyfor sale. Once an offer is receivedfrom a buyer on the property, thelender will negotiate the acceptance,and the buyer will purchase thisproperty short.

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Today, 1 in 10 homeowners are fac-ing the possibility of losing theirhomes to foreclosure due to a hard-ship. They are delinquent in payingtheir mortgage payments, they areupside down in what they owe totheir mortgage lender due to eco-nomic and market conditions, andthey are financially insolvent.

A "Short Sale" is possible whenthe homeowner's mortgage com-pany or companies are owed morethan a home is worth in the cur-rent market. A qualified CDPERealtor® negotiates with the mort-gage company to accept less thanthe full balance of the loan includingall closing costs.

A Certified Distressed PropertyExpert (CDPE) is a Realtor® whohas attended extensive training andhas the knowledge, experience, andmaterials available to help home-owners facing foreclosure...and...buyers looking to purchase pre-fore-closure properties, successfullynegotiate and close a "Short Sale"on their behalf.

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DIET, PAINAND

DIVERTICULITISDEAR DR. DONOHUE: I need infor-mation on how to avoid fl are-ups of di-verticulitis. I am a 53-year-old female. I was diagnosed with diverticulitis in 2008 after suffering for months from discomfort that fi nally became unbear-able. The doctor gave me an antibiotic that cleared the problem up. What I need to know is this: How long after eating a problem food does discomfort ensue? I’ve tried to tie discomfort to a partic-ular food. I just can’t fi gure out which ones cause the problem. For instance, if I have a problem on Tuesday afternoon, would that be from food I ate Tuesday morning, or the day before, or the day before that? -- D.F.

ANSWER: You need a clearer picture of what causes diverticular pain. You’re barking up the wrong tree. Diverticula are small bulges on the colon’s outer wall. The bulges are the lining of the colon that has been pushed through the muscular colon wall and has popped out on its outer surface. They are pea-size to marble-size. When the necks of diverticula become obstructed, bacte-ria within the diverticula causes swell-ing and pain. Prevention of diverticula formation and diverticula obstruction centers on a high-fi ber diet. A particular food isn’t usually the culprit. A lack of fi ber is the troublemaker.

Fiber holds on to water and keeps the food residue soft. If the residue hardens, the colon has to generate great force to move it along, and that force is respon-

sible for diverticula formation. You need to get 25 grams to 30 grams of fi ber dai-ly. Fruits, vegetables and whole grains are fi ber sources. Whole grains are grains that haven’t been refi ned. They retain their outer coat -- bran. Bran is excellent fi ber.

Diverticulitis -- infl amed diverticula -- produces pain, most often felt in the lower left side of the abdomen. Some-times it leads to rectal bleeding. An at-tack of diverticulitis calls for a change in diet, either to a liquid one or one with soft foods.

If you still want to track a particular food as the cause of a diverticulitis at-tack, I’ll give you the rough time se-quences of food passage. It takes one to two days for food to pass from mouth to the end of the colon. At most, it takes three days. Anything beyond that time is abnormal.

The booklet on diverticulosis explains this common malady in detail. To order a copy, write: Dr. Donohue -- No. 502W, Box 536475, Orlando, FL 32853-6475. Enclose a check or money order (no cash) for $4.75 U.S./$6 Canada with the recipient’s printed name and address. Please allow four weeks for delivery. ***DEAR DR. DONOHUE: Several months ago, I fell. X-rays indicate that I have arthritis in my left hip. When I re-sumed my exercise program, I had pain on raising my left leg about 12 inches off the ground. Do I increase or de-crease my exercise? Is there a painkiller or vitamin I should take? -- B.W.ANSWER: Pain is a signal to stop do-ing whatever it is that causes it. Perhaps arthritis is the cause. A cause has to be found before continuing any exercise that brings it on. Don’t blunt the pain with medicines until you fi nd the cause. Vitamins will not help.

***

Dr. Donohue regrets that he is unable to answer individual letters, but he will incorporate them in his column when-ever possible. Readers may write him or request an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475.

(c) 2010 North America Synd., Inc.

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My garden for this summer is already taking shape, at least on the kitchen counters, where

dozens of little seed pots are lined up in fl ats. This year my goal is to grow vege-tables for the food bank. I’ve already tried out my new PotMaker, a handy wooden gadget for making seed-starting pots out of newspaper.

I almost gave up gardening last year, mostly because of all the work. The stoop-ing and bending was the worst of it. This year things will be up higher and easier to reach. A father-and-son team here in town are working on some trellises for me. Those will be for the climbing plants. When the weather is warmer, father and son will be over here building some extra-high raised beds.

A neighbor and I have gone in together on the cost of seeds. We have different ways of planting and growing, so we’ll have to see which methods work best. (She goes for grow lights, while I prefer the sun, for

one thing.)

So far, the menu-to-be consists of sweet peppers (mostly for the bright colors), tomatoes, carrots, three types of lettuce, radishes, cucumbers, green beans and climbing spinach.

If you don’t have garden space, your town might have a site designated for a seniors’ vegetable garden. Or if you live in a re-tirement center, ask about setting aside a communal area for residents to grow veg-etables or fl owers.

Here are some places to get a head start on planning your garden:

Burpee (www.burpee.com) Phone Orders: 1-800-888-1447

Park Seed Company (www.parkseed.com) 1-800-213-0076

Johnny’s Seeds (www.johnnyseeds.com) 1-877-564-6697

To get started, all you need is pencil, pa-per, catalog -- and your imagination. For tips on how to grow your own vegetables, see The Vegetable Gardening Guru at www.vegetablegardeningguru.com

Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].

(c) 2010 King Features Synd., Inc.

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SNIPPETZ® LOCAL SCOOP / DINING GUIDE

Samantha Weaver

• It was American sports writer Art Spander who made the following sage observation: “The great thing about democracy is that it gives every voter a chance to do something stupid.”

• With only two known to exist, the rarest U.S. postage stamp is the 1-cent 1868 Benjamin Franklin Z-Grill, so called because of the shape that was impressed into the stamp. One of the Z-Grills is in the collection of the New York Public Library, and the other was sold in 1998 for $935,000. That’s not the end of the story, though; in Octo-ber of 2005, the same stamp was trad-ed for a block of stamps valued at $3 million.

• The next time you’re eating an Oreo cookie, consider this: It takes 90 min-utes to make each cookie, and each one has precisely 90 ridges on the rim.

• Hindus do not eat eggs, believing them to be a valuable source of life.

• It may be hard to believe, but there is an offi cial competition to see who can sit in a sauna for the longest period of time. The World Sauna Championships have taken place in Heinola, Finland, annually since 1999. The starting tem-perature is a sweltering 110 degrees Celsius (230 F), and a liter of water is poured on the stove every 30 seconds. The winner is the last person who is able to leave the sauna without assis-tance. Competitors participate at their own risk, and they are required to sign a waiver agreeing not to take legal ac-tion against the event organizers.

• The word hippopotamus comes from the Greek for “river horse.”

***

Thought for the Day: “The only re-ally good place to buy lumber is at a store where the lumber has already been cut and attached together in the form of furniture, fi nished, and put in-side boxes.” -- Dave Barry

(c) 2010 King Features Synd., Inc.

THE UPS STORE HAS NEW OWNERS...AND WE ARE PROUD TO BE A PART OF THE COMMUNITY!

• UPS Shipping • Packaging Services • Copying, Finishing & Printing Services

• Mailbox Services • Freight Services • Offi ce Supplies

• Packaging & Moving Supplies • Mail Services • Notary Services

This coupon valid at:

COLOR COPIES(8.5x11, single sided, white 28# paper)

590 Highway 105Monument, CO 80132

719.487.1730 TEL719.487.1731 FAX

Safeway Shopping Center

“The only re-ally good place to buy lumber is at a store where the lumber has already been cut and attached together in the form of furniture, fi nished, and put in-

-- Dave Barry

ERIC’SEEERICRICRIC

MONUMENTMMONUMENTONUMENTONUMENT

GRILLECASUAL AMERICAN

Exceeding Your Expectations!

SEE OUR MENU ON OUR WEBSITE: www.ericsmonumentgrille.com

TRY ONE OF OURNEW LUNCH SPECIALS!

11:00 to 2:00PM

SUNDAY BREAKFAST BUFFETWith Omelets, Waffl es and Eggs Benedict

Cooked To Order

$12.95

(Includes Beverage)

Breakfast ItemsServed All Day & Night

HAPPY HOURS4PM - 7PM / MONDAY - FRIDAY

Draft Beers $2.50 - $3.50Wines (All Wines $1.00 OFF During Happy Hours)

Liquors (All Single Shot Well Drinks) $2.50Margaritas (Home made Pre-mix) $2.00

OPEN 7 DAYS A WEEK!Mon-Sat - 10:00AM - 10:00PM

Sunday - 9:00AM - 3:00PM

PRIVATE ROOMSeats up to 44

NO ROOM CHARGE

HOLD YOUR COMPANY,CLUB OR FAMILY

LUNCHEONS/DINNERS HERE!

OFF SITE CATERINGAvailable for your events

Go to: www.ericsmonumentgrille.comfor additi onal informati on

(719) 594-43001455 Cipriani Loop

Monument, Co 80132

FREE WiFi available for our customers

Tri-Lakes Center for the Arts Presents

January 23 Rob Drabkin - Solo acoustic concert Sat. 7:30 pm featuring Rob’s latest CD release. Voted Colorado’s Best Singer-Songwriter by Westword Music for ‘08 and ‘09!

February 13 Sammy Dee Band - Get a taste of Sat. 7:30 pm Louisiana Texas Style Blues while celebrating Valentines and Mardi Gras all in one night!

February 27 Wendy Woo & Robin Hoch - Acoustic Sat. 7:30 pm duo with Wendy on guitar and Robin on viola are back by popular demand!

March 12 Chuck Pyle - The Zen Cowboy is always Fri. 7:30 pm intriguing the audience with his humble, yet straight forward infectious melodies.

March 21 Hausmusik String Quartet - Chamber Sun. 2:30 pm music at its finest!

Contact the Tri-Lakes Center for the Arts or visit our website at www.trilakesarts.org

for more detailed information. 719-481-0475 * 304 Hwy 105 * Palmer Lake, CO

March 12Friday, 7:30 PM

Chuck Pyle - The Zen Cowboy is always intriguing the audience with his humble, yet straight forward infectious melodies.

March 21Sunday, 2:30 PM

Hausmusik String Quartet - Chamber music at its fi n-est!

Ice Cream Makerfor a Day

Looking for a special way to celebrate your

child‛s birthday?

WE HAVE IT!!

Your child and guests will make their own ice cream. One deliciouslearning experience!

PIKES PEAK ICE CREAM & GELATO481 Highway 105, Unit # 208

Monument, CO 80132Tel: (719) 313-9484

htt p://www.PikesPeakIceCream.comOPEN 7 DAYS A WEEK!

We cater holiday parti es,off er fundraising opportuniti es for

schools, sports teams and civic groups and now have holiday ice cream cakes

and gelato pies.

Our gelato and ice cream is handmade every day in our store with the

freshest, locally sourced ingredientsand our gelato ingredients are

imported from Italy.

MONDAY TUESDAY WEDNESDAY

THURSDAY FRIDAY SUNDAY

BUY ONEICE CREAM OR GELATO - GETONE FREE

ICE CREAMOR GELATO

SENIOR TUESDAY

Seniors get an ice cream or gelato for

50% OFF

CARRY OUT WEDNESDAYBuy One - Get One

FREEon pints or quarts

of ice cream or gelato

BUY ALARGE COFFEE

GETONE FREE

SMALLCANNOLI

BUY TWOLARGE CANNOLIS

GETONE FREE

LARGECANNOLI

CAFFE LATTESAND

CAPPUCCINOS

$1Please menti on this ad to get the special!

14

SNIPPETZ® DINING GUIDE

NOWCATERING!CATERING!CATERING!

COME ON INAND WATCH

MARCH MADNESS AND THE NUGGETS!

3/31/10

$1,000 Free Gas Give Away!$100 Gas Gift Card Given Away Every Week at Both Locations!

Coffee Cup Café251 Front Street, Monument 80132 (719) 488-0663 www.coffeecupmonument.com

Now open starting at 6 am - 3 pm 7 days a week!

A Second Cup13860 Gleneagle Dr, Colorado Springs 80921 (719) 481-6446 www.asecondcup.net

Open starting at 6 am - 9 pm 7 days a week!

Your Local Ale House!20 Micro Brews on Tap!

Early Bird Special

$2.99 Breakfast!2 Eggs, Bacon or Sausage, Country Fries & Toast

@ Both Locations!Mon thru Fri Before 9am

Give away begins on Monday, February 15, 2010. $100 gift card will be given away from previous weeks entries. Give away will take place on or after 2pm every Monday during the length of the give away.

Must register with valid email address or be present to win. Entries from earlier weeks will not be included in current weeks drawing. Give away at each location will be limited to the entries received at that

location. Enter as many times and as many weeks as you like. No purchase necessary. Must be over 18 to take place in give away. You will have three weeks after the date of email notification to pick up gas card at location of drawing.

Last give away will take place on Monday March 15, 2010.

Like Beer?20 Crafts on Tap!

www.eatatrosies.com

SERVINGBreakfast • Lunch • Dinner

AND THE NUGGETS!PRIME RIBON FRIDAY NIGHTS

5PM - 9PM$ 10.99

411 Hwy. 105 • Monument, CO 80132(719) 481-3287

75 Hwy 105 Palmer Lake

719-481-2222

Open at 4:30 Wed-Mon • CLOSED TUESDAY

Sunday

Spaghetti Supper

Spaghetti

with Meatballs

and Sausage $8.95

Monday

Pick A Parmigiana

Chicken, Veal or

Eggplant $9.95

WednesdayCOUPON CRAZY!We will honorany restaurantscurrent coupons!ThursdayItalian Comfort FoodBaked Rigatoni, Lasagnaor Manicotti $9.95

75 Hwy 105 Palmer Lake

AVAILABLE FOR PRIVATEPARTIES AND CATERING

MARCH SPECIALS

15

SNIPPETZ® DINING GUIDE

Pizza • Pasta • LasagnaSalads • Sandwiches

Beer • Wine

Tuesday - Friday 5 - 9 pmSaturday 11:30 am - 9 pm

4 Hwy. 105 • Palmer Lake719-481-3244

website: http://www.bellapanini.com

GLUTEN FREE - Pizza, Pasta, SaucesTry Our Specials

Tuesday through Thursday!

PATRICIA’S CAFÉ

These Unique and Delicious Recipes are presented to you by Pat McClelland - owner of

Bella Panini in Palmer Lake and Bayou BarBQ in Monument

Check out their websites: http://www.bellapanini.com and www.bayoubarbq.com

CAJUN & BARBQFare

Dine-in or Take-outTuesday - Saturday 11:00am - 8:00pm

481 Hwy. 105, Suite G • Monument, CO(719) 488-2799

Website: BAYOUBARBQ.COM

BAYOUBARBQ

WEDNESDAY ISCATFISH DAY!

GOOD HOUSEKEEPING ONE

OVEN-FRIEDCRAB CAKES

These golden crab cakes are baked, not fried in butter, and the tartar sauce, a lighter-than-ever version of the classic fi sh topping, is made

with reduced-fat mayonnaise dressing and a little mustard to zip it up.

Tartar Sauce:1/2 cup reduced-fat cholesterol-free mayonnaise dressing3 tablespoon sweet-pickle relish1 teaspoon Dijon mustard

Crab Cakes:1 container (16-ounce) lump crabmeat

2 large egg whites1 small onion, grated1 small (about 6 ounces) zucchini, coarsely shred-ded2 tablespoons reduced-fat cholesterol-free mayon-naise1 tablespoon Worcestershire2 teaspoons dry mustard1/2 teaspoon saltFinely crushed saltine crackers1/2 bunch watercress

1. Tartar Sauce: In small bowl, combine mayon-naise dressing, relish and Dijon mustard until blend-ed. Cover and refrigerate.2. Crab Cakes: Preheat oven to 450 F. Pick over crabmeat to remove any pieces of shell or cartilage.3. In medium bowl, beat egg whites, onion, zucchini, mayonnaise, Worcestershire, dry mustard and salt until blended; stir in crabmeat and all but 2 table-spoons cracker crumbs. Shape crab mixture into six 3 1/2-inch patties (mixture is very soft and moist). Coat patties with remaining cracker crumbs.4. Spray 15 1/2 by 10 1/2-inch jelly-roll pan with non-stick cooking spray. Place crab cakes in pan. Lightly spray crab cakes with nonstick cooking spray. Bake 15 to 20 minutes or until golden and cooked through, turning once.5. Arrange crab cakes on platter. Garnish with water-cress. Serve with Tartar Sauce. Serves 6.

• Each serving: About 245 calories, 12g total fat, 80mg cholesterol, 810mg sodium.

For thousands of triple-tested recipes, visit our Web site at www.goodhousekeeping.com/recipefi nder/.

(c) 2010 Hearst Communications, Inc.All rights reserved

GRILLED PORK TENDERLOIN

Pork TenderloinsOlive OilGarlic PowderOnion PowderKosher SaltItalian Seasoning

1. Preheat grill.2. Place tenderloin in a dish and coat well with enough olive oil.3. Liberally sprinkle each of the remaining ingre-dients over the tenderloin.4. Grill turning often until done, internal tempera-ture should be about 160°F.

Pork tenderloins usually come 2 per package. Hopefully you will have leftovers. They are great in salads or on sandwiches over the

next few days. Pork is the other white meat mean-

ing that it is lower in fat and is better for you com-pared to beef.

In the old days commercial pork was raised on slop, which were scraps from the kitchen so trichi-nosis was often found in pork products if the meat was not cooked well enough. However, new regulations have put a stop to this and in doing so have pretty much put an end to trichinosis in pork. Cooking meat to 160°F will still have some pink, which will make the pork juicy. If the pork is contaminated, cooking it to 137°F will kill any trichinosis. Trichinosis is caused by little parasitic worms that get into the muscles including the dia-phragm and can be fatal if not treated.

Be creative,have fun and enjoy!!!

24 Hwy. 105 in Palmer Lake

Shakes • Malts • Cones • Sundaes • Banana Splits Root Beer Floats • Chicago Style Hot Dogs

Bratwurst • Soups • Chili

Rock House Ice Cream 488-6917

Serving Anne & Mann’s Gourmet Ice Cream

OPENING TUESDAY, MARCH 23RD

16

(c) 2010 King Features Synd., Inc.

Trivia Test ByMarge Svenson Sports Quiz By

Chris Richcreek

1. GEOGRAPHY: Which U.S. state is west of Ohio?

2. LITERATURE: Who wrote the nov-el “Where the Red Fern Grows”?

3. LANGUAGE: What does the Latin suffi x “grade” mean?

4. SCIENCE: Who originated quan-tum theory?

5. MEDICINE: What does the no-tation “a.c.” mean when it is writ-ten on drug prescriptions?

6. ACRONYMS: What does the ac-ronym IMF stand for?

7. GAMES: What do you get when you pass “Go” in Monopoly?

8. TELEVISION: What is Kramer’s fi rst name in the “Seinfeld” com-edy series?

9. ART: What is the painting tech-nique called “impasto”?

10. PERSONALITIES: What age did comedian Jack Benny always claim to be?

1. Four people managed both the Yankees and the Mets during their careers. Name three of them.2. How many times did Boston Red Sox great Ted Williams have 100-plus walks in a season?3. In 2008, Baltimore’s Ed Reed became the second player in NFL history to return two intercep-tions 100-plus yards. Who was the fi rst to do it?4. Three men’s basketball coaches have won an NCAA title, an NIT postseason championship and an Olympic gold medal. Name two of them. 5. The New York Rangers and Washington Capitals were involved in the longest shootout in NHL history. How many rounds was it?6. When was the last time before John Crews in 2009 that a U.S.-born male won the Philadelphia Marathon?7. How many consecutive LPGA Player of the Year Awards had Lorena Ochoa won entering 2010?

(c) 2010 King Features Synd., Inc.

SNIPPETZ® PUZZLES AND TRIVIA

1. Who had No. 1 hits with “Mem-ories Are Made of This” (1955) and “Everybody Loves Some-body” (1964)?

2. Name the song that accom-panied the Dancing Baby on the “Ally McBeal” television show. Who wrote and fi rst performed the song?

3. What is “The Night Chicago Died” about? Is it true?

4. Name the artist who had No. 1 hits on the R&B charts in the mid-1970s with “You’re the First, the Last, My Everything” and “What Am I Gonna Do with You.”

5. Name the Four Seasons song that was made into a hit by Brit-ish group The Tremeloes.

6. Which Melanie song talks about roller skates?

New DVD Releases forWeek of March 8, 2010PICKS OF THE WEEK

“Precious: Based on the Novel ‘Push’ by Sapphire” (Rated R) -- Gabourey Sidibe stars as Precious Jones, a 16-year-old, morbidly obese, illiterate, poverty-stricken girl who is pregnant for the second time after being raped by her father. Her fi rst child (also a product of incestuous rape) was born with Down Syndrome. Precious’ mother (played by Mo’Nique) physically and verbally abuses the teen, who has no

friends, but retreats into a rich fantasy life, where she dreams of becoming a pop star. With the help of a teacher and others, there seems to be a glimmer of hope for the girl, but before things improve, Precious’ situa-tion will fi rst need to get much darker.“The Who: The Kids Are Alright” (Unrat-ed) -- This is one of the greatest rock-n-roll documentaries ever made. Highlighting the band’s tumultuous career from its rocky early ‘60s Mod roots to the death of drum-mer Keith Moon in 1978, this new Blu-Ray release has been beautifully remas-tered -- especially the sound of early TV performances where tape speeds were out of phase. This release includes more than 100 hours of extra footage, a documentary on the remastering of fi lm and an interview with lead singer Roger Daltrey.“Civilisation: Complete Series” (Unrated) -- Two years in the making. More than 100 locations in 13 countries. A landmark tele-

vision documentary event. First broadcast in 1969, Lord Kenneth Clark’s “Civilisa-tion, A Personal View” still ranks as one of the greatest series about Western culture ever produced. Using art, music, literature and architecture to illustrate the march of Western civilization, Lord Clark asks im-portant questions such as: What is the dif-ference between Art and Culture -- and are they worth saving? If you are a fan of James Burke’s “Connections” and “The Day The Universe Changed” series, then this is one collection you need to add to your video library.“Tenspeed & Brown Shoe” (Unrated) -- Jeff Goldblum and Ben Vereen’s short-lived 1980 detective comedy series fi nally gets a DVD release. Goldblum plays Lionel “Brown Shoe” Whitney, a stockbroker who fantasizes about becoming a hard-boiled detective. Vereen is E.L. “Tenspeed” Turn-er, a grifter who plays on Brown Shoe’s de-

lusions in the hopes of making a big score. Hilarity ensues.

TV SERIES“Walker Texas Ranger”

The Complete Series Pack“Johnny Bravo” Season One

“Wiseguy” The Collector’s Edition“In Plain Sight” Season Two

“Greek: Chapter Four”“Tremors” Complete Series

“Hannah Montana” Miley Says Goodbye“National Geographic -- Lost JFK Tapes:

The Assassination”“Walker Texas Ranger”

The Seventh Season“Scarecrow and Mrs. King” The Complete First Season

“Matt Houston” The First Season“Silk Stalkings” Season One

(c) 2010 King Features Synd., Inc.

In order to keep everyone honest (you know who you are,) we have moved the answers and solutions to the trivia and puzzles to the next page (17).

(c) 2010 King Features Synd., Inc.

17

HUEY’SPAGE

SNIPPETZ® COMICS AND ENTERTAINMENT

Answers & Solutions MARCH 8, 2010

TRIVIA TEST ANSWERS

SPORTS QUIZ ANSWERS

FLASH BACK ANSWERS1. Dean Martin (born Dino Paul Crocetti) re-leased many singles, but those were his biggest hits. 2. “Hooked on a Feeling.” B.J. Thomas came out with the song in 1969.3. The Paper Lace song is about a shootout between gangster Al Capone and the Chicago police. The song is fi ction.4. Barry White. 5. “Silence is Golden” reached No. 1 in the U.K. but only made it to No. 11 in the U.S. in 1967. The Four Seasons version was the B-side to “Rag Doll.”6. “Brand New Key.”

1. Indiana2. Wilson Rawls

3. Walking or moving4. Max Karl Ernst Planck

5. “before meals” or ante cibum in Latin6. International Monetary Fund

7. $2008. Cosmo

9. A thick layer of paint10. 39

1. Yogi Berra, Dallas Green, Casey Stengel and Joe Torre.2. Eleven times in his 19-year major-league ca-reer.3. The Philadelphia Eagles’ Lito Sheppard.4. Bob Knight, Pete Newell and Dean Smith.5. Fifteen rounds in 2005.6. Brian Clas won it in 2000.7. Four in a row.

ARIES (March 21 to April 19) Change is still dominant for Rams and Ewes, both in the workplace and their private lives. This is also a good time to look at a possible re-location if that has been one of your goals.

TAURUS (April 20 to May 20) Doing things for others is what you do well. But don’t forget that Bovines thrive on the arts, so make some time for yourself to indulge your passion for music and artistic expres-sions.

GEMINI (May 21 to June 20) While the Romantic Twin considers where to go for his or her upcoming vacation, the Practical Twin will start making travel plans now to take advantage of some great bargains.

CANCER (June 21 to July 22) Your sensi-tive nature helps you deal with a diffi cult emotional situation. Be patient and contin-ue to show your sincere support wherever (and for whomever) it is needed.

LEO (July 23 to August 22) You’re mak-ing progress as you move through some unfamiliar territory. And while there might be a misstep or two along the way, overall you’re heading in the right direction. Good luck.

VIRGO (August 23 to September 22) Some good news arrives -- and just in time to remind you that you’re making progress. Perhaps things aren’t moving as quickly as you’d prefer, but they’re moving neverthe-less.

LIBRA (September 23 to October 22) This is a good week to step back and assess the facts that have recently emerged to see where they can be used to your advantage. Also, don’t hesitate to make changes where necessary.

SCORPIO (October 23 to November 21) You should begin to experience some sup-port from those who now agree with your point of view. This should help counter the remaining objections from die-hard skep-tics.

SAGITTARIUS (November 22 to Decem-ber 21) Don’t let your aim be defl ected by trivial matters as you try to resolve a con-fusing situation. Take time to fi nd and thor-oughly assess the facts before making any decision.

CAPRICORN (December 22 to January 19) The possibility of moving to another location has come up. But before you dis-miss it as unworkable, it’s worth checking out just in case it does have some merit af-ter all.

AQUARIUS (January 20 to February 18) New relationships -- personal or work-related -- show mixed signals. Best to as-sume nothing. Let things play themselves out until you have something substantive to work with.

PISCES (February 19 to March 20) Your ability to make needed changes without causing too much, if any, negative ripple effect comes in handy when dealing with a sensitive matter either on the job or in the family.

BORN THIS WEEK: Although you like things to go smoothly, you’re not shy about making waves when you believe the situa-tion calls for it.

(c) 2010 King Features Synd., Inc.

18

SNIPPETZ® BUSINESS AND FINANCE

For additional information, contact:

Adam Grayson755 Hwy.105, Ste M-4 • Palmer Lake, CO

719-481-4964

FINANCIAL FOCUS

PLAN NOW FORUNEXPECTED

EARLYRETIREMENT

Provided by Adam Graysonof EdwardJones Investments

None of us can see what the future holds for us. But you have to make certain assumptions if you’re go-

ing to create a strategy for building the resources you’ll need for a comfortable retirement. But what happens when those assumptions prove unrealistic? Unfortunately, many people are wrestling with this very problem. Specifi cally, they plan to work until a certain age — but they leave the work force earlier. Obviously, this can have a big effect on a variety of other retirement income factors, such as the amount of money they need to put away each year while they’re still working and the age at which they should start col-lecting Social Security and begin tapping into their IRA, 401(k) and other retirement accounts. Just how big a problem is this? Consider the following statistics from the Employee Benefi t Research Institute’s 2009 Retire-ment Confi dence Survey:

Forty-seven percent of retirees left the work force earlier than planned.

Of that total, 42 percent did so because of health problems or disability, 34 percent left due to their employers’ downsizing or closure, and 18 percent left to care for a spouse or another family member.

So here’s the bottom line: Even if you think you’re going to work until, say, 65, and you want to work until 65, you may be forced to quit at 62, 60 — or even younger. And during those years you won’t be work-ing, you’re not just losing out on earned income — you’re also not contributing to

your 401(k) or other employer-sponsored retirement plan, and you might lose your ability to contribute to your IRA as well. At the same time, your retirement lifestyle ex-penses have begun earlier than you antici-pated — and many people fi nd that these costs aren’t much, if any, lower than the expenses they incurred while working.

What can you do to help avoid coming up short of the income you’ll need during your retirement years? For one thing, don’t spend a lot of time focusing on those things you can’t control, such as downsizing or an unexpected health crisis or disability. Instead, concentrate on those factors over which you have power. Consider the fol-lowing:

Maximize your contributions to your 401(k) and IRA. Each year, put as much as you can afford into your IRA and your 401(k) or other employer-sponsored retire-ment plan.

Invest for growth. Include growth-oriented investments, such as stocks, in your bal-anced portfolio if appropriate for your ob-jectives, risk tolerance and time horizon. While it’s true that growth vehicles will fl uctuate in value, you can help reduce the effects of volatility by buying quality in-vestments and holding them for the long term.

Create alternative plans. While you may want to construct an investment strategy based on retiring at a certain age, you’ll also want to come up with some alterna-tive scenarios based on different retirement ages and corresponding differences in other factors, such as amounts invested in each year, rate of return, age at which you begin taking Social Security, and so on. A fi nancial professional can help you develop these “hypotheticals.”

You can’t predict the future. But you can at least help yourself prepare for those twists of fate that await you as you plan for retire-ment.

This article was written by Edward Jones for use by your local Edward Jones Finan-cial Advisor.

IT’S TIME TO MAKE THE WORLD

A BETTER PLACE TO DRIVE.

Joslin Nagle 1850 Woodmoor Dr., Ste. [email protected]

Feature is optional and subject to terms and conditions. Available in select states now and in most states by 1/31/06 (subject to regulatory approval whererequired).Allstate Fire and Casualty Insurance Company: Northbrook, IL. © 2007 Allstate Insurance Company

Your Choice Auto® Insurance. Deductible Rewards, AccidentForgiveness and more. Sound Good? Call me today.

719.481.4740

“Your Lender Next Door”

NEED CASH?

NEED FINANCIAL FREEDOM?

NEED RATE STABILITY?

CALL US TODAY FOR YOUR FREE LOAN ANALYSIS Proudly Serving the Tri-Lakes Area and Colorado Springs

Offi ce: (719) 260-9847 • Kimberly Gilbertson: (719) 963-1196 • Selina Rodriguez: (719) 649-5953

You’re Invited …There are several strategies to help reduce your tax burden. Choosing tax-advantaged investments is one of them.

Join us for our free seminar Tax-free Investing: It’s Not What You Make, It’s What You Keep. You’ll learn about:

Tax-advantaged investments and their features ❚

Tax-free investment returns vs. taxable investment returns ❚

Three ways to purchase municipal bonds ❚

How tax-free investing can help you achieve your goals ❚

DO YOU WANT MORE CONTROL OVER

THE TAXES YOU PAY?

Date:

Time:

Location:

Call today to reserve space for yourself and a guest at this free educational seminar.

www.edwardjones.com Member SIPC

Unit trusts and mutual funds are offered and sold by prospectus. You should consider the investment objectives, risks, and charges and expenses carefully before investing. The prospectus contains this and other information. Your Edward Jones financial advisor can provide a prospectus, which should be read carefully before investing.

Adam R GraysonFinancial Advisor.

755 Hwy 105Suite M-4Palmer Lake, CO 80133719-481-4964

Tuesday, March 30, 2010

6 p.m.

Bella Panini Restaurant Palmer Lake, Colorado

Dinner will be served.

RSVP: Please call Kathy Williams at 481-4964 by March 26th

I’m saving $105 a year by shu ng down all the way. What can you do? Find out how the li le changes add up at TogetherWeSave.com. TogetherWeSave.com.

STICKING TO A BUDGET IS EASIER WITH MY COMPUTER TURNED OFF.

19

SNIPPETZ® BUSINESS AND FINANCE

❖ Business Formation

❖ Business Planning

❖ Intellectual Property

❖ Employment Law

❖ Mergers and Acquisitions

❖ Wills, Estate, Probate

❖ Transactional (Contract) Services

Lisa Welch StevensAttorney at Law, P.C.

Admitted to Colorado State Barand U.S. Federal Bar for the

District of Colorado

Member: Colorado & El Paso County Bar Association

719.488.9395lisa@lwslawfi rm.com • www.lwslawfi rm.com

Law Offi ces ofChristopher C.

Meyer,P.C.

13540 Northgate Estates Dr., #200Colorado Springs,

CO 80921(719)488-9395

DIVORCE / FAMILYLAW

Experienced - AffordableConvenient

Please visit our comprehensive website for divorce information:

www.cmeyerlaw.com

PREPAID PLANS LIMIT CELL PHONE COSTS

Not everyone wants a cell phone that takes and send pictures, sends text messages, connects to the Internet to receive and

send e-mail, and has custom graphics, a fi nger touch-screen, music player, video capture and voice memo. Sometimes people just want a phone that takes and makes calls -- and cheaply.

Choosing a cell-phone plan can be just as com-plicated.

When you’re hunting for a cell-phone plan,

maybe the best one is no plan at all. Consider whether a prepaid phone service is right for you. Typically, this means you’d buy an inexpensive, no-frills phone (although with many of them you can receive text messages).

With a prepaid plan, you pay for the phone up front. There’s no credit check, no contract to sign, no monthly charges. You pay in advance for your minutes. The more minutes you buy, the longer you have to use them because the minutes generally don’t roll over.

Even with prepaid phone service, beware the cost of daily use. There’s a tradeoff between the number of days you’ll use your phone and the cost of each minute. For example, with one large carrier, your access cost on the days you use the phone is $3.99 but your minutes are free, with text messages only costing 1 cent. On the other end of that spectrum, there are no-frills basic ser-vices that cost you nothing to make calls on a daily basis, but each minute of calling costs 25 cents with 20 cents for each text message.

For low-minute users, there are a few big-name

carriers that offer 1,000 minutes for $100, and the minutes don’t expire for a year. Sign up for more minutes before expiration, and those old minutes will roll over. You’ll pay $1 for access on the fi rst call of any day, and all calls are 10 cents per minute.

Consider who’s going to be using the phone, and how. A prepaid phone and service can be good for a teenager who needs to learn about setting limits, especially if that teen has run up astro-nomical phone bills in the past.

Here’s the best part about not signing a contract: If you absolutely hate your carrier or your phone, there’s no problem with changing to another.

David Uffi ngton regrets that he cannot personal-ly answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].

(c) 2010 King Features Synd., Inc.

© November, 2004, by Lisa Welch Stevens, Esq.,

If you are a small business owner, whether a sole proprietorship, general partnership, “S” corporation, LLC or other entity, chances are

you have a December 31st fi scal year end (FYE). Your FYE is the perfect time to make sure your business’ legal affairs are in order.

As an owner, you may have formed a “corpo-rate” entity to own and operate your business. If so, congratulations – you have gained some pro-tection from personal liability for debts or other claims arising out of your business’ operations. Your FYE is the perfect time to take the addi-tional step of maintaining that corporate shield by observing an important formality: drafting annual minutes. (For purposes of this article, the term “corporate” or “corporation” shall refer to any type of entity registered with the Offi ce of the Secretary of State of Colorado, which offers limited liability to its owners.)

THE LAWACCORDINGTO STEVENS

by Lisa Welch Stevens,Attorney at Law P.C.

FISCAL YEAR END:DOT YOUR “I”S AND CROSS YOUR “T”S

Colorado law permits corporate entities to prepare annual consent minutes, in lieu of holding annu-al meetings, so long as all of the shareholders and directors (or, in the case of LLCs, members and/or managers) unanimously approve such minutes, and so long as the necessary statutory language and citations are included.

Annual minutes should list and briefl y describe all major trans-actions entered into by the busi-ness during the past fi scal year. Examples of items to be approved include: (1) appointment of of-fi cers/managers and election of directors for the next fi scal year; (2) salary changes for owner/em-ployees; (3) election or revocation of “S” election; (4) loans to or from the business; (5) substantial changes in business operations; (6) equipment or real estate lease

agreements; (7) changes in registered offi ce or agent; etc.

It may seem silly to go through this formality, especially where your business has only one or two owners. But by observing this and other cor-porate formalities you are treating your business like the separate legal entity it is meant to be, and not as your alter ego. The more you treat it as a separate entity, the more likely courts are to re-spect the corporate form, and to not pierce your corporate veil. Consult with your business’ legal advisor regarding your specifi c situation, and dot those “I”s and cross those “T”s: that small in-vestment of time may buy a lot of “insurance” down the road.

For additional information contact,Lisa Welch Stevens, Attorney at Law P.C.

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