Snippetz Issue 418

All your protection under one roof.

©1997 American Family Mutual Insurance Company and its SubsidiariesHome Office – Madison, WI 53783

www.amfam.comNA-07497 Rev. 1/03

Larry E Stiltner Agency481 Hwy 105 Suite 212(719) 481-8382 BusMonument, CO 80132









The Few, The Proud... Continued on Page 2

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"Some people spend an entire lifetime wonder-ing if they made a difference. The Marines don't have that problem." - 1985, President Ronald Reagan

The Continental Congress established the U.S. Marine Corps on Nov. 10, 1775 as land forces to assist naval

fl eets. That resolution signifi ed the offi cial birth date of the U.S. Marine Corps, a proud branch of the military that began to set them-selves apart during the Revolutionary War. The head-and-shoulders-above tradition of the Marine Corps has been built upon for centuries.

MARINE BEGINNINGSAlthough the Marine Corps celebrates its incep-tion as the Nov. 10 date in 1775, the Corps, along with the Continental Navy, was actually shut down when the Treaty of Paris ended the Revo-lutionary War in 1783.

On July 11, 1798, the Marine Corps was re-es-tablished, and the Marines were again forces to contend with amid hostile aggressions toward the U.S. The Marines fought the Barbary pirates along the shores of Tripoli; they battled along-side naval fl eets during the War of 1812 and stood strong with Andrew Jackson in the defeat of the British at New Orleans, to name of few. In the next decades, the Marines were instrumental in protecting U.S. interests around the world.

The Few, The Proud... Continued from Page 1


2

THIS WEEK IN SNIPPETZ

Cover Story

ALL RIGHTS RESERVED © 2009PUBLISHED BY FUNDER ENLIGHTENING, INC.

George Wilkins - Publisher

PO Box 789 Monument, CO, 80132

(719) 487-0484email: [email protected]

NEXT WEEK IN SNIPPETZ

FEATURE ARTICLESStrange But True... 5

Moments In Time... 8

Senior News Line... 19

STYLE 5Kim’s Korner... 5

SNIPPETZ BUSINESS DIRECTORY PAGE 10

Local Businesses on the Go!

PETS 10SAINT Adoptions

Paws Corner

THE DINING GUIDE PAGES 12-13Patricia’s Café... 13

Vino-Bits... 13

PUZZLES, TRIVIA,ENTERTAINMENT 14-15

Trivia Test • Sports Quiz • Flash Back

Super Crossword • Weekly Sudoku

Couch Theater DVD Previews

Huey’s Page (Comics)

Salome’s Stars (Weekly Horoscope)

BUSINESS AND FINANCEPAGES 16-17

Financial Focus ... 16

The Law According To Stevens... 17

Dollars and Sense... 17

CLASSIFIED PAGE 18GREAT BARGAINS - Find Your Treasure!

Business / Employment Opportunities

REAL ESTATERobin’s Rap... 19

New Homes... 20

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SNIPPETZ PAYS HOMAGE TOTHE FEW, THE PROUD

SNIPPETZ PREPARES FORSADIE HAWKINS DAY

During the peak of World War II, the Marine Corps had six divisions, fi ve air wings and more than 485,000 troops. During the latter war, 87,000 Marines were killed and wounded; 82 Marines had earned the Medal of Honor.

Today, the Marine Corps operates under the U.S. Department of the Navy and is the smallest of the armed forces, with 190,000 active duty and 40,000 reserve Marines, in the Department of Defense (2008 fi gures).

The Marine Corps is headquartered in Arlington, Va.

SEMPER FIDELISFortitudine (with fortitude) was the fi rst motto of the Marine Corps initiated in conjunction with the War of 1812. By Sea and by Land – from the Royal Marine’s “Per Mere, Per Terram” – was the second motto. The third motto, “To the Shores of Tripoli,” eventually be-came a familiar line in the Marine hymn – “From the Halls of Montezuma to the Shores of Tripoli.”

In 1883, the Marine Corps adopted Semper Fidelis, Latin for “always faithful” as its offi cial motto. The service men and women of the Marine Corps wear their uniform with pride. Semper Fidelis, or some-times shortened to Semper Fi, exemplifi es their loy-alty and dedication.

OOH-RAH!There are a few theories about the origination of the Marine greeting, “OOH-RAH.” One asserts that Marines on U.S. submarines during the Korean War responded to a call to action when they heard the vessel’s klaxon alarm – which sounded like “A-OO-GAH.” The sound became a Marine cheer on the sub-marine as a sign of battle readiness.

Legend has it that a sergeant serving on the fi rst Amphibious Reconnaissance Battalion took the “A-OO-GAH” cheer with him when he became a drill instructor in San Diego. He handed it down to drill instructor students and they passed it on to their re-cruits. It eventually became part of the Recon ca-dence. Throughout the years, the Marines shortened “A-OO-GAH” to OOH-RAH.

Another theory is that “OOH-RAH” is derived from

the Turkish phrase “kill them all,” which was adopted as the Russian battle cry as “urrah.”

ONCE A MARINE,ALWAYS A MARINE

Although Semper Fi is the actual motto of the U.S. Marine Corps, “once a marine, always a marine” is the motto of the Marine Corps League – signifying its lifelong meaning to those who have “earned the title of Marine.” Semper Fi is a reminder to a Marine that he or she will live by the core values of honor, courage and commitment for a lifetime. No Marine can ever be undone.

FIRST TO FIGHTThe Marine Corps mantra and one of its missions is to be the fi rst on the scene when the country’s inter-ests are being threatened – fi rst to help and fi rst to fi ght.

“For this, we have earned the reputation as “Ameri-ca’s 911 Force” — our nation’s fi rst line of defense.” The Marine Corps states that its ability to respond from the ground, the air and the sea distinguishes it as the “premier expeditionary force.”

MARINE QUIPSThe Marine Corps has been referenced by many terms that depict their unique identity among U.S. military branches.

• Leathernecks: The leather neckpiece was part of the Marine uniform from 1775 to 1875 – worn around their throats to keep their heads held erect.

• Devil Dogs: Germans coined this term in referring to the tenacity and fi ghting ability of the Marines – a reference to fi ghting dogs of the old days.

• Esprit de Corps: The spirit of a Marine unit – de-votion, loyalty and honor.

• Uncommon Valor – a Common Virtue: referring to World War II victories, especially Iwo Jima, the largest all-Marine battle in history.

• Jarhead: The sailors called Marines “jarheads”

3

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The Few, The Proud... Continued from Page 2


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because of the high collars of their uniforms – to the sailors, the collars looked like mason jars.

FAMOUS MARINES• Captain Kangaroo (Bob Keenan) – an iconic children’s television entertainer who started in the 1950s and continued for 30 years.

• Bea Arthur – actress best known for her role in the TV series “Maude” in the 1970s and “The Golden Girls” in the 1980s. She was one of the Marine’s fi rst female recruits.

• John Glenn – the fi rst man to orbit the earth in the Friendship 7 aircraft and a U.S. senator from Ohio.

• Drew Carey – star of the comedy show “The Drew Carey Show” and currently the host of “The Price is Right” – replacing Bob Barker; Carey’s signature crew cut came out of his stint as a Marine reservist.

• Gene Hackman – another actor and Academy Award winner for his role in “The French Connec-tion;” Hackman joined the Marines at age 16, having lied about his age.

• Ed McMahon – best known as Johnny Carson’s sidekick on “The Tonight Show” from 1962 to 1992; McMahon joined the Marines and later trained fi ght-er pilots.

Other notable Marines: George Jones, country singer; Brian Keith, Lee Marvin, Steve McQueen – actors; Leon Uris, novelist; Ken Norton, boxer; Lee Trevino, PGA golfer

MARINE CORPS TRIVIA• Maj. Samuel Nichola is considered to be the fi rst Marine commandant. He led the Marines throughout the American Revolution.

• Scarlet, gold and green are the offi cial colors of the Marine Corps.

• The Marine Corps hymn is the oldest offi cial an-them of any U.S. military service.

• The Marine Corps band is the oldest musical or-

4

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ganization in the U.S. and has played at every presidential inauguration since 1801. Because of the latter, the band is also known as “The President’s Own.”

• The emblem – an eagle, globe and anchor – was adopted in 1868. The globe and the anchor signify worldwide service and the sea. The eagle, with its wings spread, represents the country, and the Marine motto is clenched in the beak of the bird.

• The red stripe on the uniforms (the blood stripe) is thought to represent the blood that was shed by Marines at the Battle of Chapaultepec during the 1846 war with Mexico.

• On Aug. 13, 1918, Opha Mae John-son was the fi rst woman to enlist in the Marine Corps Reserves. During World War I, 304 other females joined John-son in the Marine Reserves. After the war ended, so did the female division of the corps. It took another 25 years before women would again be part of the Marine Corps. In February 1943, Gen. Thomas Holcomb, then comman-dant of the Marine Corps, announced that the Marine Corps Women’s Re-serve had been formed. Women can be assigned to all Marine occupational fi elds except combat arms, air defense and antiterrorism units.

SCHOOLEDTO BE A MARINE

Young men can get an early start on their Marine career by attending the Marine Military Academy, a college preparatory school for males in grades eight through 12. The Academy of-

fers an optional year for post graduate study.

The Academy is located in Harlingen, Texas, on 142 acres. Students follow strict regiments not unlike the U.S. Ma-rine Corps. The structure is designed to emulate the same goals of the Corps – to develop courage, character and leadership. The school accepts high-school age males nationwide as well as internationally – the yearly cost is more than $26,000.

An Air Wing program is offered to ca-dets interested in becoming profession-al pilots and certifi ed fl ight instructors.

Whether high school graduates are from the Military Academy or from public or private schools, the U.S. Naval Academy in Annapolis, Md., is the Marine equivalent of the U.S. Air Force Academy. The Naval Academy offers undergraduate study for men and women seeking to become com-missioned offi cers.

AT-HOME ASSIGNMENTSThe Marines operate 11 bases in the U.S. and Okinawa. California, Ari-zona, Hawaii, South and North Caro-lina, Virginia and Washington D.C. are home bases for Marine enlistees and offi cers.

Recruits train at Parris Island in South Carolina or in San Diego, Calif. Offi -cers train at Quantico, Va.

THE NATIONAL MUSEUM OF THE MARINE CORPS

In November 2006, the Marine Corps launched a tribute to all U.S Marines

with the opening of the National Muse-um of the Marine Corps. Denver, Colo., architects Fentress-Bradburn designed the 118,000-square-foot structure, lo-cated on more than 135 acres in Tri-angle, Va., near the Quantico Marine Corps base. The structure is embedded with the iconic image of the raising of the American fl ag on Iwo Jima – the ar-chitectural inspiration for the building.

Highlights include the era exhibit gal-leries, where multimedia technology brings the Marines’ war time experi-ences to life to museum visitors. The World War II Gallery, the Vietnam Gal-lery and the Korean War Gallery are part of the depiction of Marines in op-eration. Also on deck are galleries edu-cating visitors about Global terrorism, Marine training and the Marine band. About 1,000 artifacts are on display like the Grumman Panther, one of the fi rst of the Marine Corps jet aircraft.

Overlooking the museum is the 3-acre Semper Fidelis Memorial Park, where Marine Corps organizations and those who served are honored with monu-ments and commemorative bricks.

The National Museum of the Marine Corps has been recognized for excel-lence by the Themed Entertainment Association, the equivalent of an

Academy Award. The THEA chose the museum out of 120 nominees, which included theme parks, events and mu-seums.

STRIKING A POSETo further attest to the stalwart charac-ter of the Marines, 10 Marines based in Quantico posed for hours covered in “goo” and plaster so exhibit fabricators could accurately mold their bodies for a lifelike display.

Two of the Marines were cast in simi-lar positions close to their experiences when they were stationed together in Iraq.

As part of a World War I scene, Sgt. Mark Wangler is posing as a Marine helping a wounded Marine in the back of a truck. Sgt. Richard Tack posed as the wounded Marine – and, in real-ity, he was shot in the leg in Iraq, and Wangler helped pull Tack to safety and administered fi rst aid until the medic arrived.

OOH-RAH!

5

SNIPPETZ®: STYLE & THE LOCAL SCOOP

Samantha Weaver

• It was Ogden Nash, well-loved American author of humorous po-etry, who made the following sage observation: “The door of a bigot-ed mind opens outwards so that the only result of the pressure of facts upon it is to close it more snugly.”

• The modern dishwasher was in-vented all the way back in 1889, and it’s no surprise that it was a woman, not a man, who came up with the labor-saving device. It is interesting to note, however, that it wasn’t her own labor Josephine Cochrane was saving when she in-vented the device; Mrs. Cochrane had servants to do the washing up. In fact, she wasn’t interested in saving labor at all -- she was sim-ply tired of the servants chipping the fi ne china.

• You had more taste buds before you were born than you do now -- more than you’ve had at any time in your life, in fact.

• The beloved children’s book “Green Eggs and Ham” would not exist if it hadn’t been for a bet. Ben-nett Cerf, Dr. Seuss’ editor, bet the author $50 that he couldn’t write a book using no more than 50 differ-ent words. Dr. Seuss used precisely 50 words, collecting the $50 and creating a classic at the same time.

• You might be surprised to learn that about 29 percent of people who go to beauty spas are men.

• If your family is like most Ameri-can households, you waste approxi-mately $600 every year by throwing away unspoiled food.

• The world’s tallest tree can be found in Redwood National Park, in California. The tree, known as “Hy-perion,” stands nearly 380 feet tall.

***

Thought for the Day: “I never did give them hell. I just told the truth, and they thought it was hell.” -- Harry S. Truman

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The Tri-Lakes Senior AllianceTHRIFTSTORE

Tuesday through Saturday - 10:00 am – 4:00 pm(719) 488-3495

For information, to volunteer, or to donate items, call the store during business hours.

Proceeds benefi t the Tri-Lakes Senior Citizen Program

SPORTING GOODSBicycles, skis, heaters, coolers,

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SNIPPETZ®: THE LOCAL SCOOP

The Tri-Lakes Senior AllianceTHRIFTSTORE

Tuesday through Saturday - 10:00 am – 4:00 pm(719) 488-3495

For information, to volunteer, or to donate items, call the store during business hours.

Proceeds benefi t the Tri-Lakes Senior Citizen Program

SPORTING GOODSBicycles, skis, heaters, coolers,

golf clubs, camp chairs,back packs, roller skates

FURNITUREDesks, entertainment centers,

fi le cabinets, coffee tables, rocker, beds, collectibles

APPLIANCESKitchen stove & oven, microwaves, vacuum cleaner,

bread makers, juicers, clocks, clock-radios

CHILDREN ITEMSToys, games, bicycles, back-packs, strollers,

portable crib

The Tri-Lakes Senior Alliance reopens its improved

Thrift Store Tuesday through Saturday, 10:00 am–4:00 pm

719-488-3495

For information, to volunteer, or to donate items, call the store during business hours. Proceeds benefit the Tri-Lakes Senior Citizen Program

Incredible savings on things you need (or want). Sporting Goods – Bicycles, skis, heaters, coolers,

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TOOLSCar jacks, sander, wrenches, hack saws, hand trucks,

tire chains, snow shovels, tool boxes

FURNISHINGSChandeliers, ceiling fans, table lamps, fl oor lamps, knick-knacks, baskets, tables, pictures, suit cases

BOOKSOver 2,000 paper-backs, hard-backs, collector

books – All subjects

NOTE:We can not accept electronics,

clothes, shoes, pursesor child’s car seats.

NOVEMBER SPECIALS:STOREWIDE SALE - 20% OFF

DESKS - 50% OFF

DECEMBER:SANTA CLAUS VISITSDECEMBER 19 - 1-3PM

8

PLEASE SUPPORT OUR ADVERTISERS - THEY MAKE SNIPPETZ® POSSIBLE!

SAFE • CLEAN • SECURE Double J

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By Appointment: 495-1774

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VACATIONS EARLY

• Reasonable Rates• Large/Indoor Heated Runs• Elevated Dog Beds• Overnight/Long Term

• Catering to Special Diets & Other Needs• Multi Pet Discounts for Pet Roommates

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y. 83

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pson

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QUALITY GOODS & SERVICES

• On Nov. 4, 1842, after a stormy three-year courtship, Abraham Lincoln marries Mary Todd in Springfi eld, Ill. Mary came from a distinguished Kentucky family, and some of her relatives frowned upon her association with Lincoln, who was a country lawyer and a minor fi gure in the state legislature.

• On Nov. 6, 1899, James Ward Packard, an electrical-wire manufacturer, test-drives the fi rst Packard automobile through the streets of Warren, Ohio. The Model A fea-tured a one-cylinder engine producing 12

horsepower.

• On Nov. 8, 1900, Margaret Mitchell, author of “Gone with the Wind,” is born in Atlanta. Mitchell worked as a journal-ist for the Atlanta Journal for six years. She quit after an an-kle injury limited her mobility, and she de-

voted herself to her novel about the South during and after the Civil War. The book, published in 1936, sold 1 million copies in its fi rst six months in print.

• On Nov. 5, 1911, Leonard Slye, later known as Roy Rogers, is born in Cin-cinnati. The singer and cowboy actor launched “The Roy Rogers Show,” a mix of music and drama, in 1944. The show always closed with the song “Happy Trails,” which became known as Rogers’ theme song.

• On Nov. 7, 1944, Democrat Franklin D. Roosevelt is re-elected president of the United States for a record third time, be-coming the fi rst and only president in his-tory to win a fourth term in offi ce. Three months after his inauguration, Roosevelt died of a massive cerebral hemorrhage.

• On Nov. 3, 1956, the “Wizard of Oz” is broadcast on television for the fi rst time. Some 45 million people tuned in to CBS to see the 1939 movie classic. Star Judy Garland’s 10-year-old daughter, Liza Min-

nelli, introduced the program.

• On Nov. 2, 1989, Carmen Fasanella, a taxicab driver from Princeton, N.J., re-tires after 68 years and 243 days of ser-vice. Fasanella, who was continuously licensed as a taxicab owner and driver in the Borough of Princeton, N.J., since Feb. 1, 1921, is the most enduring taxi driver on record.


THE PLACE FOR GREATBIRTHDAY GIFTS

FREE Gift Wrapping

Unique HandcraftedDollhouses & Accessories

for the Discriminating “Mini-Home Owner”

Both stores conveniently located at274 Washington Street, Historic Monument

481•1361

A CUT ABOVEDRYWALL

When You Want It Done Right...The First Time!

Drywall Patches,

Repair andTexturing

• No Job Too Small• Free Estimates

• Reasonable Rates• 25 Years of Experience

Call Mark Today!

Home: 719-481-0509Cell: 719-237-9277

HUGE SALE!!

finders keepersby Peggy Rima

NEW FALL ARRIVALS!Incredible Jewelry Unique Gifts Local Art

Pottery & Candles Colorado Jams, Salsas & Honey

“gifts from the heart”

Celebrating 9 Years in Palmer Lake • (719) 487-8020 • 91 Hwy. 105 • Palmer Lake

PO Box 863Monument, CO 80132

Barbara Oakley719-488-2119

TRI-LAKES &GLENEAGLEWELCOMING

9

SNIPPETZ® THE LOCAL SCOOP

Bonnie B. Baswell, M.D.Eric L. Caplan, M.D.

Heather F. Fink, PA-C

Specialized Adult and Pediatric

Allergy and Asthma Care

Now in Monument

Enjoy the Beauty of Colorado Without the Sneeze or the Wheeze.

Individualizedtreatment for:

Nasal AllergiesChronic Sinusitis

Food AllergyHives

EczemaAsthma

Including Allergy Injections

719-592-1365www.csallergy.com

550 Highway 105Monument, CO 80132Wednesday Afternoons

At the Medical Centernext to Safeway

Give the Gift of Health!Enrollment

All New Members Receive a FREE Social Membership at the

Buy Gift Card for OFF ~ a Savings!

Please visit our website www.JeffBurum.com for more information, resume, and detailed services.

Your Partner For Success

• In co me Ta x A cc oun t i ng Qu ic kboo ks Tra i n in g Pa yro l l • Bus in es s S t a r t - Up Fi na nc i a l P la n n ing • E s t a t e P la n n ing

Jeff Burum CPA, MBA, LLC

Please call for a free 30 min consultation

16055 Old Forest Pt. Ste 300 Monument, CO 80132 (719) 488-5637 Ph (719) 488-5651 FAX www.JeffBurum.com [email protected]

6799 Bismark Rd Ste E Colorado Springs, CO 80922 (719) 596-3718 Ph (719)596-3719 FAX www.JeffBurum.com [email protected]

Jeff Burum, CPA, MBA, MA, IAR has 22 years of experience specializing in providing comprehensive tax and financial services for businesses and individuals. He is a former instructor of individual, corporate, partnership, estate and trust taxation, and Assistant Professor of accounting and taxation at Colorado Technical University, Regis University, and Education America College. He is also the former Chief of Budget at the United States Air Force Academy where he managed a $300M operating budget, past President of the Colorado Springs Chapter of the Colorado Society of Public Accountants, a Desert Storm/Desert Shield Veteran, and a 1984 Air Force Academy graduate.

Securities,insurance, and annuities offered through The Leaders Group, Inc; Investment advisory services offered through TLG Advisors, Inc. Member SIPC/FINRA

GRAND OPENING AND RIBBON CUTTINGAT OUR MONUMENT OFFICE

THURSDAY • NOVEMBER 12, 2009 • 4:30PM - 6:30PM

You are cordially invited to the grand opening ribbon cutting for Jeff Burum, CPA, MBA, LLC on Thursday, November 12, 2009 from 4:30pm - 6:30 pm, the Ribbon Cutting is scheduled for 5:15 pm, at 16055 Old Forest Point #300, Monument, CO which is located off Jackson Creek Parkway and Leath-er Chaps, in the building behind Ent

THE TRI-LAKES CHAMBER OF COMMERCE MEMBER JEFF BURUM, CPA IS HOSTING A RIBBON CUTTING

Federal Credit Union across from Monument Marketplace.

Please join Jeff as he celebrates the Grand Opening of his new Monu-ment location. Hors d' oeuvres and beverages will be served. Enter to win a door prize for a Free 2009 in-dividual tax return.

Auriel Essence Day Spa is now.....

Tue & Thur 9-6 Wed, Fri & Sat 9-4Sun & Mon Closed

Auriel Essence Skin Care236 Washington St #3 • Monument, CO 80132

719.375.8831

S A V E

15%

Auriel Essence proudly uses, and retails Sanitas skin

care products. Sanitas is a internal,

and external pharmaceutical system. These products are

formulated, and manufactured right

here locally, in Boulder, Colorado.Offers Expires: Nov. 15th

FALL SPECIALTreat yourself to a delicious Pumpkin body scrub, and Pumpkin enzyme mask! These products are wonderful, and smell amazing! They are guaranteed to get rid of dull dry skin, leaving you feeling soft, and smooth. Your skin will be glowing, and you will leave feeling relaxed, and re-vitalized! Special price $105 for both treatments, Regular price $130

ROOM FOR RENT: $300.00for massage, or nails. locatedin North Chapala building. Internet, and phone included.

Call for more info. 719-375-8831

10

SNIPPETZ BUSINESS DIRECTORYTHE PLACE TO FIND LOCALBUSINESSES ON THE GO!

A PLUS PLATINUMCARPET AND TILE CARE

Steam truck mount extraction.$15 OFF SPECIAL!

719-440-9148or 719-339-2708

FLOORS

FINANCIAL

COLORADO NATIONALBANK

581 Hwy. 105719-488-4309

Your Key to Commercial andPersonal Banking

INSURANCE

AMERICAN FAMILY INSURANCELarry E Stiltner Agency481 Hwy 105 Suite 212

719-481-8382 Bus.Monument, CO [email protected]

AUTOMOTIVE

MAXX POWER LLCSpecializing in

Diesel Performance(719) 488-0943

www.maxxpowertrucks.com

RICHARD PETERSON 719-481-1868R. Peterson Construction, LLC

Licensed & InsuredCustom Homes ✷ Detached

Garages ✷ Basement [email protected]

CONSTRUCTION HOME DECOR

MARGO’S ON THE ALLEY“For You and Your Home”

215 Chapala Plaza719-487-1406

www.margosonthealley.com

VILLA DECORPolish Pottery

Home & Garden Accents868 Hwy 105, Palmer Lake, CO 80133

Mon - Sat, 10AM - 6PMPhone: 719-481-1981

SPECIALIZED CARPENTRYLocal, Personal & Affordable. Remod-el your house or fi nish your basement. More than 25 years of experience in

fi ne carpentry, remodeling & construc-tion. Licensed, bonded & insured.In-house design and engineering.

For a FREE consultation/estimate call: 719-359-6855

REMODELING

TLC COMPUTER REPAIRSales and Service

PC Recycling Center303 B Hwy 105 / Monument

Across from the 7-11719-302-2937

COMPUTER

TWO TIMERS FINE CONSIGN“Smart, Savvy and Green”Women‘s and Children’s

Monument Plaza719-484-0300

www.twotimers.net

CONSIGNMENT

PET GROOMING

DIRTY DOG GROOMING481 Hwy 105 #206

Monument, COWe aim to rid this townof all them “Dirty Dogs.”

719-481-2968

COUNTRY CRITTERS UPTOWNGentle ProfessionalAll Breed Grooming

Serving The Tri-Lakes AreaWest End Center

719-481-0220MORTGAGE

1ST METROPOLITAN MORTGAGEJerry Case & Daniel Shepard

Owners of your local Sears Store. We are fully licensed on all of the following products, VA, FHA, conventional loans, Reverse Mortgages and we can help

with any and all mortgage needs.Call us today for a FREE credit report.

719-314-1320www.nostresshomeloans.com

HEATWAVESTANNING SALON

481 Hwy. 105 Ste. 210Monument, CO 80132

719-488-8884(behind Taco Bell)

TANNING

CYLINDER HEAD SERVICEValve Jobs

Seats • GuidesSurfacing

Foreign • Domestic • Gas • DieselRup Engines 719-205-3010

KARAOKE

SPOTLIGHTERS ENTERTAINMENT Hollywood-style Karaoke

We keep everything fun and make everyone sound like a pro with our professional sound system and mixing experience. We are avail-able for private parties, weddings, etc. or come check us out at PINZ everyThursday from 9pm - 1am

719-231-2946Email: [email protected]

REAL ESTATE

TINA PETERSON ABR-GRI-ePRORemax Advantage Realty

719-460-7614Are You Looking to

Buy or Sell?www.ColoradoHomesMarket.com

FENCING

LAW FENCE CO. 20 YRS experience building

and repairing all types of fence FREE ESTIMATES

719-520-5538 [email protected]

LANDSCAPING

COLORADO CUSTOM ROCK LANDSCAPING INC.Licensed and insured

Serving the Front Range area for over 30 yrs.Commercial & residential landscaping services

ccrlandscaping.comCall for a FREE Estimate! 719.598.6871

PAINTING

CertaPro PaintersResidential And Light-Commercial

Interiors, Exteriors And Decks(719) 475-1616www.certapro.com

Painting • Passion • Professionalism

ROOFING

CAMPBELL ROOFING INC.Serving Colorado Since 1984

Licensed and InsuredMember of BBB and Chamber430 Beacon Lite Rd., Ste 110

719-573-9395

PRIME ROOFING, INC.Your local Monument Roofer

24 Years of Experience working for youLicensed and InsuredMember of the BBB Call: 719-599-4020

ACCOUNTANT

THE WALSH COMPANY430 Beacon Lite Road #155 Monument 481-6555 - [email protected]

Individual and Business Tax Returns. Payroll, bookkeeping and fi nancial

statement accounting services.

By Sam Mazzotta

CAN YOU AFFORD A NEW PET?

DEAR PAW’S CORNER: I’m inter-ested in adopting a puppy from our local shelter. However, my friends are giving me confl icting advice. Some say shelter pets are popular because they’re cheaper than purebreds -- whatever that means. Another friend said that pets can be costly and that her puppy has already racked up thousands of dol-lars in vet bills. What’s your advice? -- Tabitha in Little Rock

DEAR TABITHA: I’d say continue going with your gut on this decision. You’re wisely weighing the advice your friends have given, now add a bit of research to the process.The fi nancial aspect of pet ownership is well worth considering. Your friend encountered unplanned medical bills. While certainly no one wants her pet to get sick, it’s important to acknowledge that it can happen. Pets have plenty of regular medical expenses as well, in-cluding annual checkups, vaccinations and tags.A recent column by Kristen Sullivan at FiLife.com (http://www.fi life.com/stories/love-loot-surprise-its-a-boy-

Paws Corner

can-you-afford-him) discusses some of the costs pet owners should plan for before adopting a pet. How much will the initial adoption cost? (Most shel-ters charge a fee at adoption that gen-erally includes payment for spaying/neutering, among other things.) How much will you pay for food, equip-ment, training and toys? Figuring these expenses into the household budget is important.A “reality check” that goes beyond the dollars-and-cents reckoning also is important: Can you meet all of a pet’s needs? The ASPCA has a list of 10 questions to ask yourself before adopt-ing (http://www.aspca.org/adoption/adoption-tips/questions-to-ask-before-adopting.html).If, after taking the above steps and do-ing your homework as well as possible, you decide not to adopt a pet, don’t beat yourself up. You’re concerned about providing a great home for a dog -- and you have to be fi nancially and emotionally prepared to do so. I wish you the best, no matter what your deci-sion.

Send your tips, questions and comments to Paw’s Corner, c/o King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or e-mail them to [email protected].


MOMMA STILL NEEDS A HOME

This is Momma. She fi rst appeared in Snippetz issue 404,

and is still in need of a loving family. She was abandoned while very pregnant. She was then taken to a local shelter where she had her pups. Her alloted days were up and she was placed on the kill list along with her puppies. A very kind-hearted person contacted one of SAINT’s members and told her of Momma and her situation.

Our member immediately opened her heart and her front door and Momma and her pups were saved.

Momma is part Heeler. Momma is about about 1 1/2 years old. She has been spayed. She is a very sweet dog and very good with children and dogs.

We are just not sure if she enjoys the company of cats. Three of Momma’s pups are still up for adoption as well. Please go to our website and read their story.

If you think Momma needs to be in your family and you would like to adopt her, please call SAINT Animal Rescue located in Calhan. Our phone number is 541-3099 but you might need to use the 719 area code.

It is always a challenge when adopting a new pet. SAINT Animal Rescue asks the adopter to give the animal a reasonable amount of time to adjust to it’s new family and environment. This is so very important to your new family member as well as your existing family members.

Please visit our website at saintanimalrescue.org and as always thank you for caring.

“There is only one smartest dog in the world, and every boy has it.” -Anonymous

11

SNIPPETZ® THE LOCAL SCOOP

Healing TouchTherapeutic MassageRobyn Graham, LMT212 N. Washington St.Suite A, Monument719-216-4421

First time use only please

off

Regular Pricing: $65 - 1 hr $85 - 1 1/2 hr $105 - 2 hr

Specializing in Deep Tissue Swedish Massage!

Healing TouchTherapeuticMassageRobyn Graham, LMT212 N. Washington St., Suite Ain the Chapala Bldg in Monument

For Information and MASSAGE PRODUCTS:www.HealingTouch-MassageTherapy.com

719-216-442110off

10off

10off10 off

THETRI-LAKES

TEAMATTENTION:

TRI-LAKES HOMEOWNERSDuring this economic downturn, there is a silver lining. The cost of material goods is lower now than it has been for years. The cost for labor has also been reduced signifi cantly. The result for residential homeowners is the cost of remodeling is at an all-time low. If you remodel during this window of opportunity, you will realize a huge return on your investment. When our economy turns around, as it has several times before, the old adage “Buy Low, Sell High” can really apply to the value that will be added to your home.

Here is a list of the local contractors who work together to help you with all of your residential home repair and general remodeling. Everyone is licensed and insured, and together, we have over 275 years experience. We all promise top-quality workmanship, warrantied materials and fi rst-class customer service.

CONS

TRUC

TION PLUMBING

ELEC

TRIC

AL

TRI-LAKES BUILDING CO. INC.Commercial contractor licensed and insured. Commercial and residential

construction and remodeling. Fine cabinetry and door and drawer repair in our local shop. Established in 1977. PH: 719-481-2671

MJB PLUMBING & HEATING INC.Installation And Repair Of Plumbing, Gas Lines, Hot Water Heat.

PH: 719-488-2738 • FAX: 719-488-1676

HEATING

DUKES ELECTRICWe have serviced the Tri-Lakes Community, El Paso Country and

Douglas County for 33 years in residential and commercial electrical installation and repair. PH: 719-481-3557

ARROW HAWK HEATINGNew Construction, Remodeling, Furnace Replacement and Repair.

PH: 719-488-1991

PRO-TECH ROOFING SYSTEMS & SEAMLESS GUTTERLocally owned, specializing in all types of roofi ng and gutter installation.

All of our work is covered by a fi ve year workmanship warranty withsatisfaction guaranteed. References at your request.

PH: 719-473-9554 • FAX: 719-473-9555 • Email: [email protected]

HAVENS S&P CONCRETE CO.PHIL HAVENS

Flatwork: Commercial • Residential • DecorativePH:/FAX: 719-264-7742 • CELL: 719-310-8866

OCEAN CONSTRUCTIONA Wave of Excellent Carpentry

Richard Harding • Insured Independent ContractorPH: 719-243-4075

ROBERT GLEN PAINTING & DRYWALL INC.Specializing in Residential and Commercial Repaints & Drywall Repairand Texture Matching. Professional, Friendly Staff Ready to Serve Your

Needs. Serving Southern Colorado Since 1995. PH: 719-593-8148 • FAX: 719-593-9352 • Email: [email protected]

EAGLE PLASTERING INC.Professional Integrator in Hard Coat Stucco Systems, Drywall,

Masonry and High Performance EIFS for Sustainable Construction.PH: 719-227-7533 • FAX: 719-227-7530 • SALES: 719-227-7533 EXT-8009

BLACK DIAMOND EXCAVATION LLC.Skid Loader Work, Grading, Landscaping, Trenching

Post Holes, Boulder Walls, Driveways. JIM • PH: 719-459-0391

PAIN

TING ROOFING

CONC

RETE

PLAS

TER /

DRYW

ALL

CONSTRUCTIONEXCAVATION

Our Schedules are fi lling up quickly.CALL TODAY FOR AN APPOINTMENT!

12

SNIPPETZ® DINING GUIDE

AVAILABLE FOR PRIVATEPARTIES AND CATERING

75 Hwy 105 Palmer Lake719-481-2222

Open Nightly at 4:30

La Zingara

Daily Specials

Sunday

“Sunday Supper”

Lasagna, Baked Ravioli,

Manicotti

$10.95

Monday

“Pick a Parmigiana”

Veal, Chicken or Eggplant

$9.95

Tuesday“Coupon Crazy”We will honor anyrestaurant’s valid couponWednesday“Man Vs. Food”All you can eat Lasagna$11.95Thursday“Thirsty 33 Thursday”1/3 OFFall bottled wine

PATIO NOW OPEN!

OUR PATIO IS STILL OPEN!!

NOWCATERING!CATERING!CATERING!COME ON IN

AND WATCHTHE BRONCOSAND ROCKIES!

11/30/09

www.eatatrosies.com

SERVINGBreakfast • Lunch • Dinner

THE BRONCOSAND ROCKIES!PRIME RIB

ON FRIDAY NIGHTS5PM - 9PM

$ 10.99

411 Hwy. 105 • Monument, CO 80132(719) 481-3287

Coffee Cup Café251 Front Street, Monument 80132 (719) 488-0663 www.coffeecupmonument.com

Now open starting at 6 am - 3 pm 7 days a week!

A Second Cup13860 Gleneagle Dr, Colorado Springs 80921 (719) 481-6446 www.asecondcup.net

Open starting at 6 am - 9 pm 7 days a week!

Your Local Ale House!20 Micro Brews on Tap!

Now offering NFL Sunday Ticket @ A Second Cup with

Happy Hour Specials All DaySundays and Mondays!

Early Bird Special

$2.99 Breakfast!2 Eggs, Bacon or Sausage, Country Fries & Toast

@ Both Locations!Mon thru Fri Before 9am

All you can eat crab legs everyThursday after 5 pm @ Second Cup

$15.99 Crab Legs

Wednesday Night Poker!First Game @ 7:00pm

Second Game @ 10:00pm

13

SNIPPETZ® DINING GUIDE

Pizza • Pasta • LasagnaSalads • Sandwiches

Beer • Wine

Tuesday - Friday 5 - 9 pmSaturday 11:30 am - 9 pm

4 Hwy. 105 • Palmer Lake719-481-3244

website: http://www.bellapanini.com

“TRY OUR SPECIALSTUESDAY THROUGH

THURSDAY!”

Highway 105 & Primrose St.

Dine In or

TakeOut

Steaks ❁ Shrimp ❁ Chicken ❁ Burgers ❁ Burritos

Our Famous ReubensBINGO! Saturdays at 6:15

SENIORS EAT FREE Mon, Tue & Wed(buy one adult entree, get one senior meal free)

BREAKFAST SUNDAY 8:30-10:30amBiscuit & Gravy $1.95 ALL DAY Sunday

Sunday through Thursday 11:00 - 3:30Friday and Saturday 11:00 - 8:00

481-TOOT 8 6 6 8

488-3019or www.thewineseller.net

“Real Wine for Real People”Simply the best, most thoughtful selection

of wine under $20 anywhere.Check out our eclectic microbeer

and spirits selection too!

Public wine tastings held monthly.Sign up for our e-newsletter to find out when.

Located on Hwy 105between Palmer Lake & Monument.

Hours: Tuesday - Saturday 11am to 6pm.

Vino-BitsWine Appreciation

& Tasting Tips

brought to youby

Dirk atThe Wine Seller

PATRICIA’S CAFÉ

These Unique and Delicious Recipes are presented to you by Pat McClelland - owner of

Bella Panini in Palmer Lake and Bayou BarBQ in Monument

Check out their websites: http://www.bellapanini.com and www.bayoubarbq.com

Shakes • Malts • Cones • Sundaes • Banana Splits Root Beer Floats • Chicago Style Hot Dogs

Bratwurst • Soups • Chili

24 Hwy. 105 in Palmer Lake

HOURSTuesday through Sunday - 11:00AM - 8:30PM

Closed on Mondays!

Rock House Ice Cream 488-6917

Serving Anne & Mann’s Gourmet Ice Cream

CAJUN & BARBQFare

Dine-in or Take-outTuesday - Saturday 11:00am - 8:00pm

481 Hwy. 105, Suite G • Monument, CO(719) 488-2799

Website: BAYOUBARBQ.COM

BAYOUBARBQ

WEDNESDAY IS CATFISH DAY!COME SEE GUITARIST MIGUEL NADAL PERFORM LIVE EVERY WEDNESDAY 6 TO 8PM

CORKS AREN’T ALL THEY’RE CRACKED UP TO BE

Corks aren’t perfect. They can sometimes de-velop a moldiness that spoils the wine, and they’re a frustrating barrier between you

and the wine. For wines that are intended to be con-sumed young-like most white wines-a screw cap is less risky, simpler to remove, and just as effective in keeping out the air. But traditions die hard, and the cork will probably be the closure of choice even on young wines for some time to come.

ROASTED CHICKEN BREASTS

Chicken Breasts with skin and boneOlive OilGarlic PowderOnion PowderKosher SaltItalian Seasoning

1. Preheat oven to 450ºF.

2. Place chicken (bone down/skin up) in a baking

pan and coat well with enough olive oil.

3. Liberally sprinkle each of the remaining ingre-

dients over the chicken.

4. Bake for 1 hour.

I did this recipe a little different because it’s hard to use to many. So don’t be afraid of using too much. Also, you can do as many chicken breasts as you

want. If you start overlapping the breasts you might have to leave them in just a little longer. After the hour check the center by cutting into it and making sure there is no pink inside.

When I bake in my oven I have two baking stones that I put on the top shelf and the bottom shelf so I get a more even bake. At the very high temperature, the chicken will come out extremely moist with a whole lot of fl a-vor. You can use other spices such as tarragon with a half a lemon squeezed over each breast or some cumin and oregano with some lime.

You can serve the chicken with mashed potatoes, gravy (made from the drippings) and then some vegetables on Sunday night dinner and then use the leftovers to make a tasty soup. Just remove the meat (set a side) from the skin and bones and place in a stockpot with some sau-téed carrots, celery, onions, spices and water. Simmer until you get all of the fl avor out of the skin and bones (about an hour), add the meat back in after chopping or shredding and add some pasta. Yum! I like to have several roasted chicken breasts on hand so I can make a meal any time including eggs in the morning or a salad at lunch.

Be creative, have fun and enjoy!!!

14


Trivia Test ByMarge Svenson Sports Quiz By

Chris Richcreek

1. GEOGRAPHY: How many lakes are in the North American Great Lake chain?2. ARTS: What was choreographer George Balanchine’s native coun-try?3. RELIGION: What is the formal name of the Quakers?4. TELEVISION: What high school did Richie Cunningham attend in the sitcom “Happy Days”?5. MOVIES: What baseball movie introduced the character of “Wild Thing”?6. LAW: Who is the current chief justice of the U.S. Supreme Court?7. AD SLOGANS: What kind of candy “melts in your mouth, not in your hands”?8. ANATOMY: Where is the pari-etal bone located in the human body?9. MATH: How many minutes are in a day?10. GENERAL KNOWLEDGE: What is the symbol of the zodiac sign Cancer?

1. Detroit’s Placido Polanco set a major-league record in 2007 for consecutive errorless games at second base. How many did he have?2. Three New York Yankees have won the Rookie of the Year Award the same year they played for a World Series-winning team. Name two of them.3. Name the last team to lead the NFL in total defense, rushing de-fense and passing defense in the same season.4. When was the last time before Kansas’ Cole Aldrich in 2009 that a men’s basketball player had a triple-double in the NCAA Tourna-ment?5. Mike Sillinger holds the NHL re-cord for most teams played for by one player. How many?6. Name the fi rst person to win all three Alpine skiing gold medals at a Winter Olympics.7. Who was the last women’s golf-er other than Annika Sorenstam to win two majors on the LPGA Tour in one season?


SNIPPETZ® PUZZLES AND TRIVIA

1. How did the Bay City Roll-ers get their name? What country were they from?

2. What’s the real name of the female lead singer of the group Blondie?

3. Boston-based group The Cars has a new name. What is it?

4. Which group is responsible for “Peppermint Twist”?

5. What was the Wall of Sound?

6. Who is Whitney Houston’s equally well-known cousin?

New DVD Releases forWeek of November 2, 2009

PICKS OF THE WEEKAh yes, the holiday season is once again upon us, which means it’s time for the studios to repackage previous releases in the hope that the new box and shoddy extras will convince you to cough up twice as much dough buy-ing something you already own -- or as gift for someone in your offi ce’s Secret Santa. Let’s take a gander at the Good,

Bad and Ugly of this week’s offerings:THE GOOD

“National Lampoon’s Christmas Vaca-tion (Ultimate Collector’s Edition)” -- In addition to the DVD, this set comes with a bag of “instant snow,” four drink coasters with quotes from the fi lm on them, a button that reads, “I Survived a Griswold Family Christmas,” a Santa Hat and a miniature moose mug like the one Clark (Chevy Chase) drinks egg nog from in that one scene where he drinks egg nog. (Yeah, I know that was repetitive. I just like saying Nog.) It retails for about 50 bucks, but if you look around you can get it for around 30, which seems reasonable consider-ing you’re getting a moose mug -- for NOG.

THE BAD“North by Northwest (50th Anniversa-

ry Edition)” -- Cary Grant stars in this Alfred Hitchcock-directed comedy/thriller about an advertising executive mistaken for a spy. You’d think such a classic, iconic fi lm would get the multi-disc treatment with tons of extras. You would be wrong. One disc, a few extras and a fl imsy little picture book. For $35, I expect more. Heck, for that money, I could buy another copy of “Christmas Vacation” and have TWO moose mugs -- for NOG.

THE UGLY“Forrest Gump (Chocolate Box Gift Set)” -- What better way to celebrate this Oscar winner than to re-release the DVD in a box that looks like a box of chocolates? Yes, for 50 bucks, you can get “Forrest Gump” in a box that, when opened, contains a hunk o’ cardboard with a picture of chocolates printed

on it. Oh, and you get a white feather. Yeah, Fifty Bucks. No Chocolate.

TV SERIES“Star Wars The Clone Wars” The Complete Season One“Spin City” Season Three

“Walt Disney Treasures: Zorro” The Complete First and Second Seasons

“Fraggle Rock” The Complete Final Season

“Mission: Impossible” The Final TV Season

“The Donna Reed Show” Season Three

“The Rockford Files: Movie Collection” Vol. 1

“Here’s Lucy” Season Two


In order to keep everyone honest (you know who you are,) we have moved the answers and solutions to the trivia and puzzles to the next page (15).


15

HUEY’SPAGE

SNIPPETZ® COMICS AND ENTERTAINMENT

Answers & Solutions NOVEMBER 2, 2009

TRIVIA TEST ANSWERS

SPORTS QUIZ ANSWERS

FLASH BACK ANSWERS1. The group got its name when their manager stuck a pin in a map of the U. S. and it hit Bay City, Mich. The group was from Scotland.2. Deborah Harry, who was once employed as a Play-boy Bunny. The group’s fi rst No. 1 single was “Heart of Glass” in 1979.3. Oddly enough, The New Cars. They’re best known for “Just What I Needed” (1978).4. Joey Dee and the Starliters in 1961. Seeing Chub-by Checker’s success with “The Twist,” they decided to cash in on the popularity. Dee still makes appear-ances on the East Coast.5. In the early years, the Grateful Dead got tired of PA systems that distorted their music and had a portable mega sound system built: the Wall of Sound.6. Dionne Warwick. Houston’s fi rst No. 1 hit on the R&B charts was “You Give Good Love” in 1985.

1. Five (Huron, Ontario, Michigan, Erie and Superior)2. Russia

3. Religious Society of Friends4. Jefferson High

5. “Major League” (Pitcher Ricky Vaughn, played by Charlie Sheen)

6. John Roberts7. M&Ms

8. The skull9. 1,440 (24 hours x 60 minutes)

10. The Crab

1. He set the mark at 144 games and went on to play a total of 186 games before making an error.2. Gil McDougald (1951), Tom Tresh (‘62) and Derek Jeter (‘96).3. The Philadelphia Eagles in 1991.4. Dwyane Wade of Marquette in 2003.5. Twelve teams.6. Australian Toni Sailer in 1956.7. Karrie Webb won the LPGA Championship and U.S. Women’s Open in 2001.

ARIES (March 21 to April 19) Lots of choices could make it diffi cult to select what is best for your needs. Avoid snap judgments. Take the time to check them all out to fi nd the one that really meets your goals.

TAURUS (April 20 to May 20) You could once again experience pressure from others who would like to see you move in another direction. But heed your Bovine instincts to stay on your own path.

GEMINI (May 21 to June 20) Taking charge of a project that seems to be about to stall or collapse altogether could be a challenge. But once everyone knows what you expect of him or her, things should go smoothly.

CANCER (June 21 to July 22) Avoid the pressures of the upcoming holiday period by setting a time right now to discuss how to divide up the responsibility of helping a loved one come through a diffi cult period.

LEO (July 23 to August 22) It’s not too early for all you Leonas and Leos to start making long-distance travel plans. The sooner you stop procrastinating and start deciding where, when and how you’re go-ing, the better.

VIRGO (August 23 to September 22) Someone you’ve known for years might disappoint you, or even make you feel you’ve been betrayed. But check the facts carefully before you make charges that could backfi re on you.

LIBRA (September 23 to October 22) A holiday plan might need to be revised to accommodate an unexpected complication. Come up with an alternative arrangement as soon as possible to avoid more problems down the line.

SCORPIO (October 23 to November 21) Don’t accept halfway explanations for a situation that requires full disclosure. The more you know now, the better able you will be to handle any complications that might arise.

SAGITTARIUS (November 22 to Decem-ber 21) The cooperation you relied upon might not be easy to get. Maybe there’s an information gap. See if everyone under-stands the situation. If not, be sure to offer a full explanation.

CAPRICORN (December 22 to January 19) Problems caused by that recent work-place distraction should soon be easing, allowing you to resume working at a less frantic pace. That personal matter also be-gins to ease up.

AQUARIUS (January 20 to February 18) Changing your mind about a job decision isn’t easy for the usually committed Aquar-ian. But once you check it out, you’ll fi nd facts you didn’t know before. And facts don’t lie.

PISCES (February 19 to March 20) Your unique way of sizing up a situation gives you an edge in resolving that upsetting workplace problem. Stay on your current course regardless of any attempts to dis-tract you.

BORN THIS WEEK: You are emotion-ally attuned to what’s going on around you, and you easily pick up on people’s needs.


16

SNIPPETZ® BUSINESS AND FINANCE

For additional information, contact:

Adam Grayson755 Hwy.105, Ste M-4 • Palmer Lake, CO

719-481-4964

FINANCIAL FOCUS

SHOULD YOU ADD

“MUNIS” TO YOUR

PORTFOLIO?Provided by Adam Grayson

of EdwardJones Investments

It’s election season. Although you won’t be selecting either a new president or a new Congress, you may well have the

opportunity to vote on something that can affect your city or state: municipal bonds. However, just because you vote to give your state or local government permission to issue municipal bonds doesn’t mean you have to invest in them. But should you?

Before you can answer that question, you need to know what municipal bonds are and how they work. General obligation bonds are backed by property taxes and fi nance projects from cities, counties, school districts and states. Revenue bonds are backed by a specifi c revenue source and fi nance hospitals, utilities, airports, affordable housing and other public works. So when you invest in a revenue bond, you are being somewhat civic-minded, although you aren’t confi ned to bonds issued by your city or state.

You can get other tangible benefi ts from investing in municipal bonds, or “munis.” First, you’ll receive regular interest payments. Just as importantly, these payments typically are exempt from federal income taxes — and possibly state and local income taxes as well. Keep in mind, however, that they may be subject to the alternative minimum tax. Consequently, if you’re in an upper tax bracket, you may be especially interested in munis.

Still, before investing in a muni, you’ll want to determine its yield. Basically, a bond’s yield is the rate of return it promises at any given price; when a bond’s price rises, its yield usually falls, and vice versa. The longer the time to a bond’s maturity, the greater its interest rate risk. To compare the yield of a tax-free muni to that of a taxable bond, you must calculate its tax-equivalent yield, which is based on the muni’s interest

rate and your individual tax bracket. For example, let’s say you are considering a tax-free muni that pays 4% interest, and you’re in the 28% tax bracket. To determine the bond’s tax-equivalent yield, subtract your tax rate (.28) from 1, giving you .72. Then divide the bond’s rate, or .4, by .72, giving you 5.5%. This means you would need to fi nd a taxable bond that pays at least 5.5% to equal the yield of a tax-free muni paying 4%.

Even if you’ve determined that a tax-free muni’s yield compares favorably to that of a taxable bond, you need to assess some of the potential risks of owning munis. For one thing, municipalities are clearly not exempt from the effects of the long and harsh recession we’ve experienced. Consequently, some projects funded by munis may have trouble generating the revenue needed to repay the bonds’ investors.

Another potential issue to consider with munis is their liquidity. Some states, such as New York and California, issue a great many bonds, which are traded regularly. But some municipalities operate in more illiquid markets, so if you buy a muni from one of these issuers, you may need to hold it until it matures.

Also, munis are traded “over the counter” rather than on an exchange, so it can sometimes be diffi cult to get a price quote for your bond, not to mention a buyer. These liquidity issues may not matter to you, however, if you intend to hold your bond until maturity, collecting regular interest payments along the way and eventually receiving your principal back. There is also credit risk when investing in bonds, where if the issuer defaults you could potentially lose all of your principal.

In any case, as long as you’ve done your research and gotten help from a qualifi ed fi nancial professional, you may fi nd that municipal bonds can benefi t you — so give them some thought.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.

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Feature is optional and subject to terms and conditions. Available in select states now and in most states by 1/31/06 (subject to regulatory approval whererequired).Allstate Fire and Casualty Insurance Company: Northbrook, IL. © 2007 Allstate Insurance Company

Your Choice Auto® Insurance. Deductible Rewards, AccidentForgiveness and more. Sound Good? Call me today.

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www.edwardjones.com Member SIPC

The decisions you make today can have a lasting impact on your future. Are you asking yourself questions like: Is the recession over? Is this recovery real? When will my investments recover? If so, it’s time to consider whether the time is right for you to get off the sidelines and back into the market.

Join us for our latest free Outlook and Opportunities seminar, 10 Reasons to Be a Long-term Bull. You’ll learn:

❚ What you need to know about inflation

❚ Why this recession hasn’t turned into another Great Depression

❚ How to best prepare for what lies ahead

Call today to reserve space for yourself and a guest at this free educational seminar.

Date:

Time:

Location:

TODAY’S DECISIONS CAN IMPACT YOUR FINANCIAL FUTURE.You’re Invited …

Adam R GraysonFinancial Advisor.

755 Hwy 105Suite M-4Palmer Lake, CO 80133719-481-4964

Tuesday, November 17, 2009

6:00 p.m.

Bella Panini - Palmer Lake, CO

Please call Kathy Williams at 481-4964

Dinner will be served.

RSVP:

RES

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AY 2

009

You’re Invited...

The decisions you make today can have a lasting impact on your future. Are you asking yourself questions like; Is the recession over? Is this recovery real? When will me investments recover? If so, it’s time to consider whether the time is right for you to get off the sidelines and back into the market.

Join us for our latest free Outlook and Opportunities seminar, 10 Reasons to Be a Long-term Bull. You’ll learn:

• What you need to know about infl ation• Why this recession hasn’t turned into another Great Depression• How to best prepare for what lies ahead

Date: Tuesday, November 17, 2009

Time: 6:00 p.m.

Location: Bella Panini - Palmer Lake, CO

RSVP: Please call Kathy Williams at 481-4964

Dinner will be served.

17

SNIPPETZ® BUSINESS AND FINANCE

❖ Business Formation

❖ Business Planning

❖ Intellectual Property

❖ Employment Law

❖ Mergers and Acquisitions

❖ Wills, Estate, Probate

❖ Transactional (Contract) Services

Lisa Welch StevensAttorney at Law, P.C.

Admitted to Colorado State Barand U.S. Federal Bar for the

District of Colorado

Member: Colorado & El Paso County Bar Association

719.488.9395lisa@lwslawfi rm.com • www.lwslawfi rm.com

Law Offi ces ofChristopher C.

Meyer,P.C.

13540 Northgate Estates Dr., #200Colorado Springs,

CO 80921(719)488-9395

DIVORCE / FAMILYLAW

Experienced - AffordableConvenient

Please visit our comprehensive website for divorce information:

www.cmeyerlaw.com

© June 2006, Lisa Welch Stevens, Esq.

Recently I met with a prospective client, who had an employment law matter. She had a potentially good case, but I was not

able to take her on as a client. She wanted me to undertake the matter on a contingency basis, which I do not do. She had been told the same by several another attorneys, and she asked me, “Are contingency fee arrangements just a myth?” Well, no, they are not a myth, but they are not nearly as common as Hollywood and other media may lead you to think. Most attorneys require payment on a monthly or twice a month basis, whether that payment is made at the time of billing or drawn against a retainer amount. And in fact, attorneys are not permitted to take on certain types of matters on a contingency basis at all. Examples of such types of matters listed in Chapter 23.3 of the Colorado Rules of Civil Procedure, Rule 3 are: (1) the procuring of an acquittal upon any favorable disposition of a criminal charge; (2) the procuring of a dissolution of marriage, determination of invalidity of marriage, or legal

separation; (3) in connection with any case or proceeding where a contingency method of a determination of attorneys’ fees is otherwise prohibited by law, the Colorado Rules of Professional Conduct, or governmental agency rule; or (4) if it is unconscionable, unreasonable, and unfair. And even where such arrangements are permitted, they are highly regulated, and require mandatory disclosures and terms in the written contingency fee agreements. Regulations aside, very few solo or small fi rm attorneys outside the personal injury law fi rm “mills” will agree to take matters under contingency. This is for very simple economic reasons – the overhead on operating a law fi rm is quite expensive. The attorney must pay, of course, the normal expenses of an offi ce, such as rent, utilities, salaries for staff, insurance, offi ce supplies, bookkeeping and accounting, and marketing. In addition, however, there are costs unique to attorneys, such as annual dues to maintain one’s law licenses, malpractice insurance,

subscription fees to online legal research services, fees to online electronic case fi ling systems for both state and federal court, subscription fees to online document services, legal books and forms and annual updates to such books, tuition for mandatory continuing legal education courses, and professional association dues. In addition, there are fi nancial costs to any litigation: court fi ling fees, service fees, etc. Most lawsuits take at least a year to go to trial; very few solo or small law fi rms have the fi nancial reserves to be able to front their expenses for that period of time. Contingency fee arrangements are not a myth, but it can be very diffi cult to fi nd an attorney willing to agree to one. And a client requesting one should be aware that they are in fact asking the attorney to make a very large fi nancial sacrifi ce.

For additional information contact,Lisa Welch Stevens, Attorney at Law P.C.

Representing Colorado Businessesand Business Owners

719.488.9395

BLOCK DRAFTS TO CUT HOME

HEATING COSTSHeating fuel prices are down, but now

that there’s a nip in the air, you could be discovering all the air leaks in your

home. Here are some things you can do yourself to block the cold.

--If outdoor temperatures are less than 50 F, you shouldn’t caulk outside; however, plastic sheet-ing on the inside of windows can go a long way toward keeping the heat in. There are two meth-ods you can do yourself:

1) Plastic sheeting that comes in a kit with dou-ble-sided tape. Leave as much space as you can between the glass and the plastic because it’s the space that blocks the cold air before it gets into the room. Use a hair dryer to shrink the plastic, and it becomes nearly as clear as glass. At the end of the heating season when you remove the plastic, you may need vinegar to remove the last remnants of glue from the tape.

2) Removable interior panels that can be reused year after year. You’ll need basic supplies such as one-by-two boards, foam strips and plastic sheet-ing. These panels are sturdy and hold back drafts even better than plastic sheeting in kits and are cheaper over the long term. For detailed plans to build your own, go to www.arttec.net and scroll most the way down the page to “Thermal Win-dows.” You’ll fi nd a materials list with estimated pricing and lots of photos and instructions.

--Caulk around pipes under sinks. Use expand-able foam, and wear disposable rubber gloves. (If you get any your hand, it’s hard to get off.)

Let dry around the pipes and trim with a sharp blade.

--Put another layer of insulation in the attic, if you have one.

--Replace your furnace fi lter if you didn’t do this in the fall. Buy an extra and keep it on hand to change in the middle of winter.

--Install storm doors on exit doors.

--Hang insulating drapes on windows. Open them up during the day to let the sun warm the rooms, and close them when the sun goes down.The more cold air you block from getting into your home, the more comfortable you’ll be -- and the lower your heating costs.

David Uffi ngton regrets that he cannot personally answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].


DO CONTINGENCY FEE ARRANGEMENTS REALLY EXIST, OR ARE THEY JUST A MYTH?

THE LAWACCORDINGTO STEVENS

by Lisa Welch Stevens,Attorney at Law P.C.

18

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® Classifi ed ads will run a minimum of fi ve consecutive weeks unless otherwise ar-ranged. Classifi ed ads must be received no later than Wednesday before 12:00 pm in order to ap-pear in the following week’s issue. We reserve the right to refuse or edit ads for any reason deemed necessary.

Ads must be submitted by E-mail or U.S. Mail

E-mail: [email protected]

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SERVICES

LIKE NEW! 3br/2ba 1404 sq.ft. manufactured home on lge lot MM Park.New ref.& neutral carpet, cer.tile in kit,utility &entry.W/D, DW, 2 storage sheds. $44,500

Call owner 488-0986 to see!

FOR SALE

APARTMENTSfor RENT

HELP WANTED

APARTMENT FOR RENTAVAILABLE NOW!

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WOODMOOR CONDO FOR RENT

1800 s/f, one level! 3 bed/2 bath/1 car garage. Overlooks lake. 2 bal-conies, fi replace, vaulted ceilings, all applicanced included. N/S, N/P. $1175 p/month w/ 1st month dep. Avail Oct 1. Call 719.237.8842

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OWNER CARE - HORSE SPACEPrivate stall & small pasture, tack room and inside hay storage. Trail-er space available. For multiple horses @ $100ea/mo, Min. $300/mo plus Elec. in winter. Available now. North of Monument @ I-25 & County Line Rd. Lease required. 719-487-1327

FULL SERVICE SALON Nail Technician wanted-part-time.

Booth rent.Hair Stylist wanted part-time/full-time

established clients preferred. Booth rent. - 2 booths availableAttitudes 487-7366 / 338-9423

COMMERCIAL ROOMFOR RENT

$300.00 mo. - for massage, or nails. located in North Chapala building. Internet, and phone in-cluded.Call for more info. 719-375-8831

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On ranch. Utilities included. $650./month. Located off I-25 betweenLarkspur & Monument. No smok-ing. Pets & horses negotiable. 719-481-2126

Monument, CO – October 28, 2009. Since it’s inaugural season in 2007 Lewis-Palmer School District 38’s (LPSD38) Ice Hockey team has proven that hard work, team effort and heart can lead to success. The team has advanced each year in the playoffs coming in as State Runner Up for the 2008-2009 season.

The team works hard on and off the ice year round to accomplish their goals. Un-like most of the LPSD sports, the ice hock-ey team is responsible for providing half of the funding associated with running the team.

In addition, the players provide and are re-sponsible for maintaining their own equip-ment. In the past the team has raised funds through a variety of events to pay for team expenses the majority of which is practice time at the ice rink. This year the team is working together to accomplish the full season fundraising effort by hosting one event.

On November 20, 2009, the LPSD 38 Ice Hockey team is hosting a charitable fund-raising event at Sundance Mountain Lodge. The Breakaway Hockey Event is a silent auction, dinner and dance with music pro-vided by Running with Scissors. The goal for the silent auction is to raise the $8,000 needed to fully fund the ice hockey team while displaying local business’ products and services to the community attending the event.

Included in the items to be auctioned are: • 2 round trip airline tickets in the lower 48 States valid for one year,• 2 Broncos tickets to 12/20 game in the 50 yard line VIP Suite including food bever-ages and parking, • Mountain Condos Ski tickets• Avs and Broncos certifi ed autographed items

Tickets to the Breakaway Hockey Event can be purchased by calling Catherine at 719-339-7111. 40% of the ticket price is tax deductible. The event is supported by LPHS Booster Club a component fund of Pikes Peak Community Foundation.

LPSD 38 began offering ice hockey at the high school level in 2007. Over the past three years the team has quickly proven to be one of the top teams in the State. With great effort and hard work the team has advanced in the playoffs each year. They played in the State quarterfi nals playoffs in 2007, played at the frozen four in the semi-fi nals in 2008 and were the State Runner up in the State Championship game in 2009. The hockey team is coached by Steve Fillo and assistant coaches Dallas Strawn and Kevin Margarucci.

Join the LPSD 38 hockey team fans at one of the exciting games this winter. Friday night IS hockey night, games start at 6:30 p.m. December – February at the Colorado Sports Center in Monument.

BREAKAWAY HOCKEY EVENT TO RAISE FUNDS FOR HIGH SCHOOL HOCKEY TEAM

Kenyon Design

Quality Doesn’t Cost... It Pays!

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• Interior & Exterior Remodel

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CUSTOM HOME FOR RENTOff County Line Rd. 6 bedrooms / 4 baths, 3 car garage. $2250/mo. Short or long term lease. Pets OK. Owner/Agent. Call Jim: Stiltner Realty - 719-964-3526

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Article by Robyn GrahamKeller Williams

Real Estate, LLC

Preparing for the Fall Season, Part 7Indoor Maintenance Checklist

Before the weather grows colder it's important to preparefor the winter months to prevent costly damage.

reset button to pop up.If there are young children in the

house, make sure electrical outletsare equipped with safety plugs.

PLUMBINGCheck all faucets for signs of

dripping and change washers asneeded. Faucets requiring frequentreplacement of washers may be inneed of repair.

Check the basement floor drainand plumbing fixtures that are notused frequently, such as a laundrytub or spare bathroom sink, tub orshower stall, run some water brieflyto keep water in the trap.

Clean drains in dishwasher,sinks, bathtubs and shower stalls.

To prevent pipes freezing andbursting, ensure that the pipes arewell insulated.

Know how to locate and turn offthe water shut-off valve in casepipes do freeze.

Test plumbing shut-off valves toensure they are working and to pre-vent them from seizing. Rememberto clean or replace filters once amonth, or as needed.

Check for leaky faucets in kitchenand bathrooms. Replace washers asnecessary.

Make sure that the caulkingaround your bathroom fixtures isadequate to prevent water fromseeping into the sub-flooring.

Check for cracked or missingcaulk around the base of your toilet, bath tub, and bathroom cabinets.Properly sealing gaps between yourbathroom fixtures and flooring mate-rial can prevent damage.

For further information, please feel free to call

Robyn Graham at Keller Williams Real Estate

719-216-4421 or [email protected]

SAFETYRegularly check the house for

safety hazards such as a loosehandrail, lifting or buckling carpet,etc.

Seal drafty doors and windows. Ifyou added up all of the small crackswhere heating and cooling escapesfrom a home, it would be the sameas having a window open. Replaceseals as needed.

Check basement walls and floorfor dampness. Be sure to cleandehumidifier regularly, if you haveone.

All exterior doors should havedeadbolt locks.

Check all window and door locksfor proper operation.

Review your fire escape plan withyour family.

Make sure there are workingnightlights at the top and bottom ofall stairs.

Inspect and clean dust from thecovers of your smoke and carbonmonoxide alarms.

Tile and painted wood or concretestairs can be slippery when wet orwhen a person's shoes are wet.

Resurface the treads with slip-resistant strips near the stair nosing.

latch may need to be adjusted or theseal may need to be replaced.

If you have a coil-back refrigera-tor, vacuum the coils at least twiceeach year. Your refrigerator will runmore efficiently with clean coils.

Also, stock up! A full refrigeratoruses less energy than an emptyone.

ELECTRICCheck electrical cords, plugs and

outlets for all indoor and outdoorseasonal lights to ensure fire safety.If worn, or if plugs or cords feelwarm to the touch, replace!

Test the ground fault circuit inter-rupter(s) monthly by pushing the testbutton, which should then cause the

CLEANNGVacuum bathroom fan grille.Vacuum fire and smoke detec-

tors, as dust or spider webs canprevent them from functioning.

Check gauges on all fire extin-guishers; recharge or replace ifnecessary.

Clean dryer vent, A/C, stovehood and room fans.

Remove window A/C units, orinstall weatherproof covers.

Vacuum radiator grilles on backof refrigerators and freezers, andempty and clean drip trays.

Make sure your refrigerator doorseals are airtight. Test them byclosing the door over a dollar bill. Ifyou can pull the bill out easily, the

19

Robyn GrahamCDPE, ABR, GRI, QSC, CLHMS, CDPE

719-216-4421

Search Entire MLS: www.CoSpringsMLS.com

First Time Home Buyers!

Call me to find out how you canreceive up to $8000 from the

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Luxury Living in Woodmoor !6 Bedroom 4 Bath 3 Car Garage

Large Corner Lot; Incredible Views of

Pikes Peak from Master Bedroom! Walk

to Woodmoor Country Club; Gas Log

Frplc; Radiant Floor Heat; Crown

Molding; 6 Panel Solid Doors; Pella

Windows; Hardwood Floors; Granite

Countertops; Jetted Tub; Wet Bar; Hot

Tub; Auto Sprinklers

$540,000 www.19450indian.com

Tuscan Home in Wissler Ranch!5 Bedroom 5 Bath 3 Car Garage

3 Acres; Private Forest Setting; '98

Parade of Homes Winner; Huge Stone

Frplc Wall; 2 Story Wood Beam Clngs;

Butternut Woodwork; Granite & Stone

tile; Romantic Master Suite w/ Private

Sitting area & Frplc; Jetted Tub; Walk-

Out Bsmnt; Family Rm w/ Frplc & Wet

Bar; Workout Rm/ Theater; A/C; Alarm

$739,900 www.20175wissler.com

SNIPPETZ®


SENIORNEWS LINE

by Matilda Charles

ONEFLU SHOT... OR TWO?

Confused about whether to get a fl u shot this year? You’re not alone. The fl u has

been all over the news, and some of the “facts” don’t match, depending where you get your information.

There are two versions of the fl u right now: the seasonal garden-va-riety that comes around every year, and the swine fl u, also called H1N1 fl u. There are slightly different symptoms for both, with severity ranging from mild to severe. There are two different fl u shots, too, one for each type. Just getting a season-al fl u shot won’t cover you for the H1N1 fl u, and vice versa.

The swine fl u vaccine naysayers have been busy, putting out informa-tion that might not be true. There’s even a question about who really needs a swine fl u shot. (Do seniors really have a built-in immunity to it?) But it’s possible to get correct information. The U.S. Department of Health and Human Services has

a comprehensive Web site with all sorts of facts about the seasonal and H1N1 fl us and vaccines at www.fl u.gov. Also check the Centers for Dis-ease Control and Prevention’s site: www.cdc.gov.

Should you have shots for one or both types? That’s a question you need to ask your doctor, and he or she will decide based on your health and personal medical history.

For locations near you to get a fl u shot, go to www.fl u.gov and scroll all the way to the bottom to “Use Locator.” Or use the locator at www.fl ucliniclocator.org. Another site, at www.fi ndafl ushot.com, has a reminder feature.

Meanwhile, wash your hands fre-quently. Carry a small bottle of hand sanitizer in your pocket when you go out. Use the sanitizer wipes at the grocery store to clean the handle of the cart before you touch it. Don’t be around people who are sick. Stay healthy: Get enough rest and good nutrition.

Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].


202020

SNIPPETZ® NEW HOMES / FINANCE

Visit us atwww.masterbilt.com

or call719.964.3526

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FIRST RATEELECTRICAL SERVICES, INC.

email:[email protected]

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1133 Greenland Forest Drive • 3,775 total square feet • 4 bedrooms, 3 baths, oversized 3 car garage • gourmet kitchen with granite countertops, custom tile, and hardwood fl oors • Stucco exterior with trex front and rear decks • Walkout basement on 1/2 acre homesite • Act now and pick your colors and interior options

THE SANCTUARY1053 Greenland Forest Drive

• 4,501 s.f. total (4,391 s.f. fi nished) • 5 bedrooms / 4-1/2 baths / 3 car garage • gourmet kitchen with slab - granite countertops and GE Profi le stainless steel appliances • hand-trowelled textured walls • large master suite with custom 5 piece bath • 3/4 acre treed homesite • district 38 schools

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Snippetz Issue 418

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