Snippetz Issue 389

All your protection under one roof.

©1997 American Family Mutual Insurance Company and its SubsidiariesHome Office – Madison, WI 53783

www.amfam.comNA-07497 Rev. 1/03

Larry E Stiltner Agency481 Hwy 105 Suite 212(719) 481-8382 BusMonument, CO 80132









National Library Week!... Continued on Page 2

SnIppeSnIppetz®

tznnInnnnnnnnnnnIIIIIIIIIpppppppppppppppp zzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzNORTH & SOUTH

FIRST NATIONALBANK MONUMENT625 Hwy 105

Member

15 MonthCertifi cate of Deposit

2.86% APY*

A SPECIAL BRAND OFACCOUNTS

Minimum Deposit $500.00Penalty for Early Withdrawal*Rates subject to change*APY based on quarterly compoundingAnnual Percentage Yield as of February 4, 2009

719-481-0008

30 MonthCertifi cate of Deposit

3.05% APY*Minimum Deposit $500.00Penalty for Early Withdrawal*Rates subject to change*APY based on quarterly compoundingAnnual Percentage Yield as of February 4, 2009

by Deborah Stumpf

SNIPPETZ OPENS THE BOOKS ON NATIONAL LIBRARY WEEK!

On April 18th, 2009 there will be a Corn Toss tournament in Monument. This event is to

support the Anderson family of Gle-neagle. Evan Anderson, son of Craig and Missy Anderson was diagnosed with Leukemia in January. He is fi ghting his cancer with a terrifi c atti-tude! The tournament will take place at Si’s barn, just north of the park on Front Street in downtown Monument. It will begin at 9:30 am.

COME JOIN THE FUNFOR A GOOD CAUSE!

For those of you who are unfamilliar with the game: Corn Toss, also called bags, or sacks is a game in which players take turns pitching corn-hole bags--small bags fi lled with corn--at a raised platform with a hole in the far end. The entry fee is $41.89 per team (2 people), or $20.95 for an idividual.

If you would like to enter or donate, please send checks to Amy Christison P.O. Box 522 Cripple Creek, CO 80813, contact by phone 641-3322, Or just show up on the 18th and register then!

FREE WEEKLY

ISSUE 389 • APRIL 13, 2009

“The richest person in the world - in fact all the riches in the world - couldn’t provide you with anything like the endless, incredible loot avail-able at your local library.” -Malcolm Forbes

National Library Week is April 13-18, a good time to celebrate all that li-braries do for our communities!

Remember when libraries were rather ominous structures full of musty-smelling books and shushing librarians? Well, if you’ve been to one lately, you know that the neighborhood library is a bustling center of activity. It’s not just for borrowing a book and researching a term paper or thesis. It’s more than that. Now you can check out a movie on DVD, an Xbox 360 or PS3 game;

National Library Week!... Continued from Page 1

National Library Week!...Continued on Page 3

THIS WEEK IN SNIPPETZCover Story

FEATURE ARTICLESStrange But True... 5

Moments In Time... 8

How To Wiggle Out of The Mud... 10

Senior News Line... 12

REAL ESTATE PAGES 6Hot Properties In The Area

Robin’s Rap... 6

STYLE PAGE 9Kims Korner

SNIPPETZ BUSINESSDIRECTORY 10

The Place To Find Local Businesses

on the Go!

PETS 10SAINT Adoptions

Paws Corner

HEALTH AND WELLNESSPAGES 11-12

Diet Center Health Bulletin... 11

The Doctor Is In... 12

THE DINING GUIDE PAGES 13-15Gretchen’s Goodies... 14

Patricia’s Café... 15

Vino-Bits... 15

PUZZLES, TRIVIA, ENTERTAINMENT 16-17

Trivia Test • Sports Quiz • Flash Back

Super Crossword • Weekly Sudoku

Couch Theater DVD Previews

Huey’s Page (Comics)

Salome’s Stars (Weekly Horoscope)

BUSINESS AND FINANCEPAGES 18-19

Financial Focus ... 18

Dollars and Sense... 19

CLASSIFIED PAGE 19GREAT BARGAINS - Find Your Treasure!

Business / Employment

Opportunities

2

ALL RIGHTS RESERVED © 2009PUBLISHED BY FUNDER ENLIGHTENING, INC.

George Wilkins - Publisher

PO Box 789 Monument, CO, 80132

(719) 487-0484email: [email protected]

SNIPPETZ® NORTH & SOUTH

NEXT WEEK IN SNIPPETZSnippetz Beholds the

Splendor of the Good Earth

SNIPPETZ OPENS THE BOOK ONNATIONAL LIBRARY WEEK!

or borrow a book that you can lis-ten to on the MP3 player that comes with it. And if you don’t want to travel to the library, hop online and download a book to play on your MP3. In fact, the online library of-fers many services. On any given day, you can walk in the library and fi nd something different going on - something for everyone.

THE HISTORY OFHISTORY KEEPERS

Archeological fi ndings have dug up rooms full of clay tablets from an-cient cities. Topics of writings were usually commercial transactions and only rarely theological writings or legends. The same types of writ-ings were found in Ancient Egypt, except on papyrus. It wasn’t until some time around the fi fth century that fi ction and non-fi ction writings appeared in Greece on parchment scrolls followed by papyrus scrolls. Except for the Alexandria Library in Egypt, most libraries were pri-vate collections.

It is thought that the Chinese were the fi rst to establish a classifi cation system during the Han Dynasty (202 B.C. – 220 A.D.) with the li-brary catalog written on scrolls of silk.

The fi rst public libraries in the West were built under the Roman Empire and each emperor would strive to build the biggest and best over their predecessor. In these libraries, visi-tors would have direct access to the scrolls, although they were only to be read inside of the library.

Medieval libraries were designed for the labor-intensive books that were literally handwritten. These books were so expensive to produce that they had to be chained to lecterns and shelves so as not to be stolen. The stack system came about in the early 19th century when books be-came less expensive to produce, and libraries were built with translucent fl oors to let the light in. Fortunately, electricity came along ending the need for designing libraries that maximized use of natural light.

FAMOUSLIBRARIES

• The Alexandria Library in Egypt was founded in the early third cen-tury B.C. under the reign of Ptolemy II, intended as a research center. The library came to hold the fi rst collec-tion of documentation on literature, mathematics, astrology, medicine

and other disciplines and included the writings of other civilizations such as the Greeks. The library saw a revival in the late 1990’s and still strives to be a collection site of writ-ings of different cultures around the world.

• New York Public Library was opened in 1911 and now boasts 83 branches and 10 million books. It houses rare books and manuscripts from the 15th to the 20th centuries, including George Washington’s handwritten farewell address.

• The Boston Public Library was founded in the mid-19th century as a working class library. Today, it is a research library and also holds a signifi cant collection of rare books, manuscripts and musical scores.

• The Library of Congress, located in Washington, D.C. was founded in 1800 as a congressional library. However, over the years, the collec-tions have become larger and the in-stitution has become known as the national library of the United States. It has infl uenced libraries around the country by taking an active role in preservation, new methods of in-formation storage and classifi cation systems.

• The Bodleian Library is the main research library of the University of Oxford in England and is one of the oldest libraries in Europe, dating back to the early 1600’s.

PRESIDENTIALLIBRARIES

It was Franklin D. Roosevelt who is credited with starting the presiden-tial library system. Until his presi-dency, important government papers and documents were lost, destroyed or even sold. Congress passed the Presidential Libraries Act in 1955 and there are now 13 presidential libraries, much like museums in a sense. They house collections of ar-tifacts and documents of each of the president’s administrations open for the public to see.

AN HISTORICALSNAPSHOT OF THE PIKES PEAK LIBRARY DISTRICT• In 1903, Colorado Springs fi rst established the Free Public Library.

NATIONAL LIBRARY WEEK!

3

SNIPPETZ® NORTH & SOUTH

National Library Week!... Continued from Page 2

Villa DécorHome and Garden Accents

Largest Selection of Polish Pottery in ColoradoAuthorized Dealer of Lampe Berger

New Location: 868 Hwy. 105 Palmer LakeMon - Sat 10AM - 6PM

(719) 481-1981

DON’T MISS OUR SPECIAL50% OFF ALL RED DOT ITEMS!

719-271-8742Almost Everything Fixed

Around the House

Free Estimates / Satisfaction Guaranteed

Licensed and Insured

Specializing in your “To Do” List

National Library Week!... Continued on Page 4

• Bookmobile service started in 1954.

• The Penrose Public Library opened in 1968 and was funded by the El Pomar Foundation.

• In 1975 the Monument Hill Branch library opened.

• 1981 saw the beginning of computer access to the library system for patrons.

• The Rockrimmon Branch opened in 1989.

• The Penrose Public Library in downtown Col-orado Springs completes a new renovation in 1999, as well as the Monument Branch reloca-tion.

• The Bill and Melinda Gates Foundation funds 11 computer stations at the Penrose Public Li-brary.

• The Monument Branch was named the 2008 Colorado Library of the Year by the Colorado Association of Libraries.

A LIBRARY FOR EVERYONE• For businesses both old and newly forming, the main Penrose Library has more resources than could ever be imagined including Colorado, national and international directories; investment periodicals; small business resources; demo-graphics, fi nancing and advertising information; franchise information; tax and legal resources; grant writing information, and every periodical imaginable.

• If you like staying at home, then the Pikes Peak Library District’s eBranch might be for you. On-line eBooks and eAudios can be downloaded onto a computer or MP3 player. PPLD also has an online book club that will send you chapters

Once you’ve triedour service, you’ll

know why we’re calledCUSTOMER’S CHOICE

Call today for a FREE quote

487-9713 or 351-7476

Art (and win�) �o fe�d your �oul.

366 Second Street (at the corner of Beacon Lite)—the gateway to historic downtown Monumentcall 719.488.2506 online www.secondstreetart.com open tuesday through saturday 10am to 9pm

SATURDAY PRIX FIXE DINNERS5:00–9:00PM

New menu each week with or without wine pairings

WINE BARHAPPY HOUR

Tuesday through Friday 4:00–6:00PM All wines by the glass and beer by the bottle

is half-price

HALF-PRICE BOT TLE NIGHT

Wednesdays 6:00–9:00PM Everything on our list,

by the bottle,

half price

HALF-PRICE HALF-PL ATE THURSDAYS

6:00–9:00PM All half-plates are half-price every

Thursday night

ACOUSTIC MUSIC

FRIDAYS6:30–8:30PM

Perfect music to accompany the

perfect glass of wine

Next Tim� Treat Your Palat� �o LunchGreat food, great service, great atmosphere—you hear it all the time . . . and we deliver, every day.

Fantastic tapas, soups, salads, sandwiches and specials starting at 11:00AM.

S O U P

Soup in Bowllobster bisque, chicken corn chowder

or tomato basil by the cup or in a bread bowl

S A L A D S

Gril led Chicken Meditteraneangrilled chicken on a bed of field greens

with feta, roasted red peppers, artichoke hearts and vinaigrette

Salmon or Gri l l ed Chicken Caesarsmoked salmon or grilled chicken, romaine,

and croutons in a classic caesar dressing

P L A T E S

Malaga Plateboursin, manchego and gorgonzola cheese

with prosciutto, salami, olives and cracked wheat bread

Daily Fruit and Fromageassorted selection of cheeses including brie,

gouda and honey chevre are chosen daily to pair with seasonal fresh fruits and water crackers

S A N D W I C H E S

Roast Beef & Pepperoncinithinly sliced roast beef,

horseradish-infused cream cheese,diced pepperoncinis

and roasted red peppers

Smoked Salmoncream cheese, thinly-sliced

english cucumber, smoked salmonand capers

Turkey Pestopesto, oven-roasted turkey and roasted red peppers

4

SNIPPETZ®: THE LOCAL SCOOP

EVENT PLANNING

237-0796 • 440-9489

JADE

• Birthdays• Graduations• Weddings• Anniversaries• Retirement

• Fourth of July• Thanksgiving• Christmas• Hanukkah• Easter

Whole PartyPlanning or Just

a Little HelpResources

Reasonable RatesReferences

Live comfortably and conveniently in a place you'll be proud to call home. Nurture your spirit with

wellness and fitness programs, and a community that provides

numerous opportunities for social and intellectual engagement.

CALL TODAY TO LEARN MORE: 719-481-9494Move In SPECIALS

For a limited time-

Lovely single-story

two bedroom townhomesFor a limited time-

Lovely single-story

two bedroom townhomes

12105 Ambassador Drive | Colorado Springs, CO 80921-3640 | (719) 481-9494www.seniorlifestyle.com

National Library Week... Continued from Page 3

1445 Cipriani Loop(next to Casa Diego’s)

(719) 487-8660

grandopening!Thursday, April 30, 2009 5-8PM

Come in anytime that day and register for ourproduct giveaway!

10% OFFany services during the month

of May (Exp. 5/30/09)

of popular books each day to your email address.

• The library is looking for volun-teers and participants for the Adult Literacy Program where adults can learn to improve their reading, writ-ing and English skills, as well as prepare for a GED.

• Your computer down? Stop into the library and use one of theirs. All the basic Microsoft programs are there as well as internet access.

• There are reading programs for children of all ages; a Tween Chess Club at the Briargate Branch; book clubs, knitting clubs, fi ction writing clubs and Wii bowling; craft proj-ects, senior driving courses, senior networking; music performances, guest speakers, art exhibits and dis-plays.

• The Pikes Peak Library District website at www.ppld.org is also loaded with information including links to other resources for informa-tion. Links to each library branch and their monthly newsletters and calendars are easily accessed.

You can also chat live with a librar-ian through the website, as well as telephone and email.

LIBRARY FACTS• Colorado has 248 public libraries, not counting school or academic li-braries, as compared to 186 movie theaters. Colorado public libraries employ about 2,800 people.

• Coloradoans borrow 78.8 million items from libraries every year.

• About 55 million people visit Colorado libraries each year.

• Over half of Finland’s popula-tion are registered book borrowers, the highest number per capita in the world.

• Most Roman bath houses started as a library and a cultural center.

• The Family History Library, lo-cated in Salt Lake City, houses over 2.4 million rolls of microfi lmed genealogical records for over 110 countries, as well as microfi che, books, periodicals and electronic resources. Patrons can receive as-sistance to trace their family history in about 30 languages.

NATIONAL LIBRARY WEEK OPEN HOUSE

EVENTSAll libraries in the Pikes Peak Li-brary District are hosting open

houses for National Library Week. Stop by your favorite library branch and to help celebrate and complete an important survey regarding the future of the PPLD. Surveys can be completed at the library during the month of April.

Monument Branch – Tuesday, April 14, 2:30 – 3:30 p.m.Briargate Branch – Thursday, April 16, 11 a.m. – noonRockrimmon Branch – Friday, April 17, 4 – 6 p.m. Palmer Lake Branch – Friday, April 17, 2:30 – 3:30 p.m.

PALMER LAKE ART GROUP TO COLLABORATE WITH BELLA ART AND FRAME

IN MONUMENT!

Palmer Lake Art Group is providing a gallery showing at the prestigious Bella Art

and Frame, 366 2nd St., Suite B, in Monument. Please join us April 16th from 5pm to 7pm and every Thursday until May 14th for art demonstrations. Refreshments will be offered. Come and learn more about what PLAG artists are up to!

Bella Art and Frame has been in

Monument for nearly 10 years and moved to their new location approximately 4 years ago. Bella provides custom framing and offers an eclectic gallery selection for your every gift giving need. The phone number for the gallery is (719) 487-7691 and their hours are Monday through Saturday from Noon to 6pm.

Demonstration dates: April 16, 23, 30, and May 7, and 14 Please call the gallery for more information.

Make sure to stop by for the fi rst Art Hop of 2009 on May 21st when PLAG will be the featured artist!

Don’t miss out on this opportunity to support your local art community!

5


STRANGEBUTTRUEBy Samantha Weaver

• It was 20th-century Indian writer and philosopher Jiddu Krishnamurti who made the following sage observation: “It is no measure of health to be well-adjusted to a profoundly sick society.”

• While the largest animal on the planet is nursing, the baby blue whale puts on an average of 200 pounds every day.

• Chocolate lovers like myself may not believe it, but the most popular fl avor of ice cream in the United States is actu-ally vanilla. Chocolate comes in second place.

• The Great Wall of China is the longest continuous construction project in the history of the world, taking 1,700 years to complete.

• In Washington state, it was once illegal to carry a concealed weapon that was more than 6 feet in length.

• Doubtless you’re familiar with the phrase “let the cat out of the bag,” but did you ever wonder where such an odd turn of phrase came from? It seems that at one time when people bought small livestock, particularly young pigs, the animals were often carried in cloth sacks. It was a not-uncommon practice for unscrupulous salesmen to cheat the purchaser by stuffi ng a live cat into the sack instead of the promised pig. To “let the cat out of the bag” was to give away the dishonest scheme.

• You might be surprised to learn that famed lover and heartbreaker Casanova eventually became a librarian.

• Caesar’s Palace in Las Vegas provides 8,000 parking spaces for its guests. And hopefully extensive maps so they can fi nd where they parked.

***

Thought for the Day:

“Gold in its native state is but dull, unor-namental stuff, and only lowborn metals

IMPORTANT DEFERRED INTEREST PROMOTIONAL OFFER DETAILS (WHEN OFFERED): FINANCE CHARGES accrue on a promotional purchase from the date of the purchase at the regular rate in effect from time to time and all accrued FINANCE CHARGES for the entire promotional period will be added to your account if the purchase is not paid in full by the end of the promotional period or if you default under your card agreement. Making the minimum monthly payment will not pay off your promotional purchase in time to avoid FINANCE CHARGES. With credit approval, for qualifying purchases made on a Sears card (Sears Commercial One® accounts excluded). Sears Home Improvement AccountSM valid on installed sales only. Offer is valid for consumer accounts in good standing and is subject to change without notice. May not be combined with any other credit promotional offer. Promotional offers of 14 months or more require minimum monthly payments as disclosed in the offer. Sears cards: APR up to 26.49%, but if your account has a variable APR, the APR is up to 29.99% as of 3/2/09 and may vary. Lower rates may apply. MINIMUM MONTHLY FINANCE CHARGE: UP TO $2. See card agreement for details including when the default rate applies. Sears cards are issued by Citibank (South Dakota) N.A. Sears Solutions cards are issued by HSBC Bank Nevada, N.A. Offer is only valid for consumer accounts in good standing. See card agreement for rates and minimum payment information applicable to your account. For New Sears Card accounts: As of 3/2/09, APR for purchases 21.15%; Default APR 26.15% (rates may vary). Minimum FINANCE CHARGE: UP TO $2. See card agreement for details including description of the minimum payment calculation and when the default rate applies. Offer is only valid for consumer accounts in good standing. See card agreement for rates and minimum payment information applicable to your account. The Sears Card is issued by Citibank (South Dakota) N.A. Sears Solutions Cards are issued by HSBC Bank Nevada, N.A. Sears is a registered trademark of Sears Brands, LLC. Sale dates as noted on back unless otherwise indicated. This advertisement includes many reductions, special purchases and items at our everyday low prices. Outlet stores excluded. Environmental surcharges extra.

SEARSHOMETOWNSALEGREATSPRINGSALE

FRIDAY, APRIL 10TH

THRU THURSDAYAPRIL 16 TH

PLUSNO PAYMENTS,

NO INTEREST FOR 12 MONTHSON ANY APPLIANCE OVER OVER $399

WITH YOUR SEARS CARDOffer applies to any appliance over $399 after discounts and coupons when you use a

qualifying Sears card and if paid in full within 12 months and account is kept in good standing. Offer not valid with Sears Commercial One® and Sears Home Improvement AccountsSM accounts.

Offer good thru 4/18/2009. See our Important Customer Information below for Important Deferred Interest details. Excludes Outlet Stores.

ORFREE STANDARD DELIVERY

AFTER ONLINE OR MAIL-IN REBATEON ANY APPLIANCE OVER $399

Free standard local delivery on any appliance over $399 after discounts and coupons. Standard delivery includes delivery within the local delivery area Mon. thru Fri. and delivery not requiring additional services or time. Outside local delivery area, customer pays an additional charge.

Rebate values, local areas and additional charges vary. Maximum rebate value $75. See store for details. Excludes KitchenAid® built-in refrigeration and Outlet Stores.

Offer good thru 4/18/2009. See sears.com for online rebate details.

SAVE ON ALL

APPLIANCESExcludes Electrolux, air conditioners,

dehumidifiers, floor care, sewing machines, Great Price items

and closeouts.

PLUS EXTRA

10% OFF ALREADY REDUCED

PRICESExcludes Electrolux, air conditioners,

dehumidifiers, floor care, sewing machines, Great Price items

and closeouts.

FOR AN EVEN GREATER SELECTION SHOP SEARS.COM BUY ONLINE, PICK-UP AT YOUR LOCAL SEARS STOREOn eligible items.Excludes Alaska.

GREEN MONDAYSEVERY MONDAY

IN APRIL SAVE AN ADDITIONAL 5-10% ON KENMORE ELITE®

ENERGY STAR®

QUALIFIED APPLIANCESSee Store for Details.

Friendly Service at Your Local Hometown Store.

APRIL WK. 1 HA 10% OFF + NINP OR FD ISH 1

COME IN Friday, April 10th thru Sunday, April 18thand donate any non-perishable food item to any of our Hometown Stores.

See store for details. Offer valid thru 4/18/2009.

1785 Lake Woodmoor Dr. • Monument Co 80132(719) 487-0662

212 Washington St.Suite H, Monument

In the ChapalaBuilding - 2nd Floor

15% OFF fi rst2

visitsnew clients only • Expires 12/31/09

Specializing in: Men’s, Women’s and Children’s cuts and styles;

color; highlights & lowlights

The Tri-Lakes United Methodist Church’s Methodist Menare building Redwood Picnic Tables

For info & to ORDER contact: Charles Dahlem, at 487-9157

INTRODUCTORY PRICE LIMITED TIME ONLY • 50% DOWN AT TIME OF ORDER

The United Methodist Men of Tri-Lakes United Methodist Church are building picnic tables as a fundraiser. We’re taking orders, now and will have YOUR table

ready in the spring. All tables are built with redwood lumber, to withstand the Colorado weather, assembled and stained with Cabot Stains.

Tables are guaranteed for 3 years. Free Delivery inside El Paso County.

Price: $400.00 Introductory Price: $350.00

excite the admiration of the ignorant with an ostentatious glitter. However, like the rest of the world, I still go on underrat-ing men of gold and glorifying men of mica.” -- Mark Twain

(c) 2009 King Features Synd., Inc.

SNIPPETZ® REAL ESTATE

6

MOUNTAIN AIR SALON

251 North Fronts St., Monument... next to the Coffee Cup Cafe

ASK FOR KAREYAND RECEIVE

20% OFFOFF YOUR SERVICE

when you bring in this ad

MOUNTAIN AIR SALON is under new ownership KAREY ENNOR

We have color specialist, great cuts,extensions and color highlight.

Whatever you need we have a service for you! Come in or call for an appointment.

481-3265 or 332-0810

Call Tom and Kim

359-2767www.theweekendfence.com

We Focus On Repairs Only! On Call Service!

Weekend Fence RepairWe’ll Your Fence Up!

RobynGrahamCDPE, ABR, GRI, QSC, CLHMS

719-216-4421

Condo in Southeast - Great Rental !2 Bed, 2 Bath, 2 Pk Spc Co. Spr.

$77,000 www.2322Lexington.com

1999 John Laing Home !4 Bed, 4 Bath, 2 Car Monument $254,000 www.17070Foxcross.com

Search Entire MLS: www.CoSpringsMLS.com

Drastically Reduced!

CertifiedDistressed

Property Expert!

*Buyers: Call me for a FREE list of Short Sale, Bank Owned

and Foreclosure Properties

*Homeowners: If you are facing Foreclosure,

call me about your Options!

Reduced!

‘98 Parade of Homes Winner !5B, 5B, 3C, 3 Acres N. Blk Forest

$810,000 www.20175Wissler.comReduced!

SHORT SALE!!! INCREDIBLE DEAL!!!3B, 3B, 2C South Co. Springs$163,000 www.3582Venice.info

Reduced!

Custom Gem in Woodmoor !6B, 4B, 3C Monument

$540,000 www.19450Indian.com

Article by Robyn GrahamRE/MAX Properties, Inc.

Your El Paso County Certifi edDistressed Property Expert!

FORECLOSURE AND PRE-FORECLOSURE

PROPERTIES

Today, 1 in 10 homeowners are facing the possibility of losing their homes to foreclosure due to a hardship.

They are delinquent in paying their mortgage payments, they are upside down in what they owe to their mortgage lender due to economic and market conditions, and they are fi nancially insolvent. Additionally, many buyers have less purchasing power than they did in years’ past. A Certifi ed Distressed Property Expert (CDPE) is a Realtor® who has attended extensive training and has the knowledge, experience, and materials available to help homeowners facing foreclosure...and...buyers looking to purchase pre-foreclosure properties, successfully negotiate and close a “Short Sale” on their behalf.A “Short Sale” is when the homeowner’s mortgage company or companies are owed more than a home is worth in the current market. A qualifi ed Realtor® negotiates with the mortgage company to accept less than the full balance of the loan (including seller’s closing costs and commissions) at closing.Top reasons to sell your home through a “Short Sale” and avoid Foreclosure:1. The client will always have to disclose a foreclosure on any mortgage application and many job applications they submit in the future, and this can have an adverse affect on future mortgage rates.2. Credit scores will be lowered by 300+ points, and a foreclosure is the most devastating credit issue someone can have in relation to future credit availability.3. Security clearances and government positions, including but not limited to military and law enforcement, can be jeopardized by a foreclosure.4. Many employers run credit checks on prospective employees, and foreclosure is

one of the top items that will put a potential new hire in jeopardy.There are seller qualifi cations required for a “Short Sale”:1. A hardship situation that must be approved by the lender(s).2. Delinquent in monthly mortgage payments (approximately 3 months).3. “Upside down” in what is owed to the lender(s) due to economic and market conditions.4. Must be fi nancially insolvent.Acceptable Hardships (A material change in the fi nancial situation of a homeowner that is or will affect their ability to pay their mortgage):Payment increase or mortgage adjustment; Loss of job; Business failure; Damage to property; Death of a spouse; Death of family members; Severe illness; Inheritance; Divorce; Separation; Relocation; Military service; Insurance or tax increase; Reduced income; Too much debt; IncarcerationHow can a CDPE help you?If a homeowner qualifi es to sell their property short, then it is imperative that they begin this process before it’s too late. It is possible to stall a foreclosure if the lender(s) knows that a homeowner is actively and aggressively marketing their property for sale. Once an offer is received from a buyer on the property, the lender will negotiate the acceptance, and the buyer will purchase this property short.If you, or someone you know, is facing this situation, please call me so that I can help. Of the approximately 1.4 million Realtors® who are members of the National Association of Realtors® (NAR), there are less than 1 percent who hold a Certifi ed Distressed Property Expert (CDPE) designation. Of the approximately 3,400 Realtors® who are members of the Pikes Peak Association of Realtors (PPAR), less than 300 hold the CDPE designation. Short sale sellers and buyers absolutely require the assistance from someone who has the knowledge, experience, and materials necessary to properly assess their needs and aggressively negotiate and close a short sale on their behalf. When I became a licensed Realtor®, I chose to become one of the leading experts on the challenges homeowners and buyers face. I offer sincere, high-quality service, and my goals are to provide the best full-service Real Estate attention to every single client.

For Additional Information, email questions to

Homes@Robyn Graham.com -- please put “Real Estate Rap” in the subject line.

Or call 719-216-4421or 888-481-8641 Toll Free

Forest View Estates $679,900

Unbelieveable 5/5/7, 4,446 sq ft, 2.9 acres. Must See!

CALL FORA FREE LIST

OF FORECLOSED

HOMES

05209_bw LOGO SHELL 112807.FH11 Wed Nov 28 16:01:49 2007 Page 1

Composite

C M Y CM MY CY CMY K

��

��

��

��

��

��

��

Springs Ranch 2-Story $225,000Immaculate 4/3/2, 2,483 sq ft, New paint,

fl ooring, basement fi nish

Briargate 2-Story $306,000 5/4/2, 3,072 sq ft,

Great fl oorplan, location!

Palmer Lake Townhome $157,5003/3/1, 1,683 sq ft, Nice Paint, Views!!

Woodmoor Bi-Level Gem$357,900

4/3/2 , 3,124 sq. ft.,Redone & Immaculate

The Tri-Lakes Senior Alliance

VISIT THE NEWTHRIFT STORE

VOLUNTEERS NEEDED - CALL (719) 661-3432Proceeds benefi t the Tri-Lakes Senior Citizen Program

Unit No. 9 behind the West End Center,755 Highway 105, Palmer Lake, Colorado

For information and to donate items,call (719) 488-3495 during business hours.

Tuesday through Saturday10:00 am – 4:00 pm

(719) 488-3495Incredible savings on things you need (or want).

BOOKSOver 2,000 paper-backs, hard-backs,

collector books – All subjects

SPORTING GOODSBicycles, skis, heaters, coolers,

golf clubs, camp chairs,back packs, roller skates

FURNITURE(50% off) – Desks, entertainment

centers, antique cradle, fi le cabinets, coffee tables, rocker, beds, collectibles

ELECTRONICSCD/DVD players, AM/FM radios,videos, TV’s, CD’s, DVD’s, VHS’s

APPLIANCESKitchen stove & oven, microwaves,

vacuum cleaner, bread makers, juicers, clocks, clock-radios

CHILDREN ITEMSToys, games, bicycles, back-packs,

strollers, portable crib

TOOLSCar jacks, sander, wrenches, hack

saws, hand trucks, tire chains, snow shovels, tool boxes

FURNISHINGSChandeliers, ceiling fans, table lamps,

fl oor lamps, knick-knacks, baskets, tables, pictures, suit cases

7


The Tri-Lakes Senior Alliance

VISIT THE NEWTHRIFT STORE

VOLUNTEERS NEEDED - CALL (719) 661-3432Proceeds benefi t the Tri-Lakes Senior Citizen Program

Unit No. 9 behind the West End Center,755 Highway 105, Palmer Lake, Colorado

For information and to donate items,call (719) 488-3495 during business hours.

Tuesday through Saturday10:00 am – 4:00 pm

(719) 488-3495Incredible savings on things you need (or want).

BOOKSOver 2,000 paper-backs, hard-backs,

collector books – All subjects

SPORTING GOODSBicycles, skis, heaters, coolers,

golf clubs, camp chairs,back packs, roller skates

FURNITURE(50% off) – Desks, entertainment

centers, antique cradle, fi le cabinets, coffee tables, rocker, beds, collectibles

ELECTRONICSCD/DVD players, AM/FM radios,videos, TV’s, CD’s, DVD’s, VHS’s

APPLIANCESKitchen stove & oven, microwaves,

vacuum cleaner, bread makers, juicers, clocks, clock-radios

CHILDREN ITEMSToys, games, bicycles, back-packs,

strollers, portable crib

TOOLSCar jacks, sander, wrenches, hack

saws, hand trucks, tire chains, snow shovels, tool boxes

FURNISHINGSChandeliers, ceiling fans, table lamps,

fl oor lamps, knick-knacks, baskets, tables, pictures, suit cases

8

PLEASE SUPPORT OUR ADVERTISERS - THEY MAKE SNIPPETZ® POSSIBLE!

SAFE • CLEAN • SECURE Double J

Judi & Jeff Havens - Owners6470 Walker Road • Colorado Springs

By Appointment: 495-1774

Owners on Site- 24 Hour -

Supervision

BOOK YOUR HOLIDAY

VACATIONS EARLY

• Reasonable Rates• Large/Indoor Heated Runs• Elevated Dog Beds• Overnight/Long Term

• Catering to Special Diets & Other Needs• Multi Pet Discounts for Pet Roommates

County Line Rd.

✪Walker Rd.Hwy. 105

Hodgen Rd.Hw

y. 83

Thom

pson

Rd.

Blac

k Fo

rest

Rd.

DoubleJ

ConvenientLocation

DOGBoarding Kennel

QUALITY GOODS & SERVICES

• On April 17, 1790, American states-man, printer, scientist and writer Benja-min Franklin dies in Philadelphia at age 84. Besides writing and publishing “Poor Richard’s Almanack,” Franklin invented the Franklin stove, bifocal eyeglasses and the lightning rod.

• On April 19, 1897, the fi rst Boston Mara-thon is run. It was held on April 19, Pa-triots’ Day, a holiday celebrated in honor of the start of the Revolutionary War. In 1969, Patriots’ Day was offi cially moved to the third Monday of April, and the Bos-ton Marathon has been run on that day ever

since.

• On April 18, 1906, an earthquake esti-mated at close to 8.0 on the Richter scale strikes San Fran-cisco. The quake was caused by a slip of the San Andreas Fault over a segment about 275 miles long.

It was estimated that some 3,000 people died as a result of the Great San Francisco Earthquake and the subsequent fi res it in-fl icted upon the city.

• On April 16, 1926, the fi rst Book-of-the-Month Club selection is distributed. The selection, “Lolly Willows, or, The Loving Huntsman” by Sylvia Townsend Warner, went to nearly 5,000 members who had joined the club, which was established in New York City.

• On April 15, 1947, Jackie Robinson, age

28, becomes the fi rst black player in Ma-jor League Baseball when he steps onto Ebbets Field in Brooklyn, N.Y., to compete for the Brooklyn Dodgers. Robinson broke the color barrier in a sport that had been segregated for more than 50 years.

• On April 14, 1956, the fi rst videotape recorder is demonstrated. The machine, invented by Ray Dolby, Charles Ginsberg and Charles Anderson, recorded both im-ages and sound. CBS purchased three of

the video tape recorders for $75,000 each.

• On April 13, 1997, in Augusta, Ga., 21-year-old Tiger Woods wins the prestigious Masters Tournament by a record 12 strokes. It was Woods’ fi rst victory in one of golf’s four major championships and the great-est performance by a professional golfer in more than a century.


THE PLACE FOR GREATBIRTHDAY GIFTS

FREE Gift Wrapping

Unique HandcraftedDollhouses & Accessories

for the Discriminating “Mini-Home Owner”

Both stores conveniently located at274 Washington Street, Historic Monument

481•1361

A CUT ABOVEDRYWALL

When You Want It Done Right...The First Time!

Drywall Patches,

Repair andTexturing

• No Job Too Small• Free Estimates

• Reasonable Rates• 25 Years of Experience

Call Mark Today!

Home: 719-481-0509Cell: 719-237-9277

finders keepersby Peggy Rima

NEW ARRIVALS FOR SPRING!Incredible Jewelry Unique Gifts Local Art

Pottery & Candles Colorado Jams, Salsas & Honey

“gifts from the heart”

Celebrating 9 Years in Palmer Lake • (719) 487-8020 • 91 Hwy. 105 • Palmer Lake

NEW ARRIVALS FOR SPRING!

Colorado Jams, Salsas & Honey

“gifts from the heart”

Artist Events Katie Brassell April 25th

Darlene Armstrong May 2nd125 Second St.

Historic Downtown Monument 719-481-0250

Once you’ve triedour service, you’ll

know why we’re calledCUSTOMER’S CHOICECall today for a FREE quote

487-9713 or 351-7476

9

SNIPPETZ® : THE LOCAL SCOOP

“Your Lender Next Door”

NEED CASH? NEED FINANCIAL FREEDOM?

NEED RATE STABILITY?

CALL US TODAY FOR YOUR FREE LOAN ANALYSIS Proudly Serving the Tri-Lakes Area and Colorado Springs

Offi ce: (719) 260-9847 • Kimberly Gilbertson: (719) 963-1196 • Selina Rodriguez: (719) 649-5953

COVER YOURWEATHER WORN SIDING

WITHFRESH PERMANENT

STUCCO... OUR SPECIALTY!

STUCCOOVER SIDING

STONEWORK

FIREPLACES

Residential • Commercial

FREE ESTIMATES

OVER SIDING


FREE ESTIMATES


Offi ce: (719) 632-9000 • Rodrigo Terrazas - Owner • Cell: (719) 499-0055

$300 OFFYour whole housestucco installation!

20%

OFF

O

ne (

1) I

tem

(Exc

ludes

sale

items

) (e

xpire

s 4/30

/09)

NEW SPRING CLOTHES AND HIGH-END FURNITURE... ALL WITH TAGS

High End Furniture

Home Decor

Prom Dresses

Women’s Clothing

Jewelry

Name Brand Purses

Located in the Safeway Plaza

[email protected]

Ask About Our New Year O� er!

366 Second Street, Monument

719.487.7767 www.FloorsandWindows.com

Specializing in:Hardwood • Laminate • Vinyl

Lighting • Blinds • Drapes • Shutters Carpet • Tile CountertopsArea Rugs • Natural Stone

We Bring the Showroom to You.®Why run all over town?

Expires: 1/31/08Present this certifi cate to your Nationwide Floor and Window Coverings Designer prior to placingyour order. Only one coupon per family. Off er good for window covering of equal or lesser value.

145429

ASK ABOUTOUR

NEW YEAROFFER!

ALL WINDOW COVERINGS AND DRAPES

10% OFF

366 Second St.Monument

719-487-7767www.FloorsandWindows.com

Like to know more?Kim can be reached

at 719-487-7767

KIMS

KORNERby Kim Carson

GOINGGREEN!

There are the basic needs in life; food, water, clothing and shelter. Our homes, our shelters, are more than a

mere physical structure. They are the place where we retreat for protection, comfort and spend time with friends and family. The materials used for and in our homes refl ect who we are but these materials can come at a large cost to our environment.

Today, manufacturers, architects, designers and builders are stepping up to address their role in providing materials, designs and practices that pave the way for environmentally responsible homes.

You have a role too. Whether you are remolding or building new, choosing Green materials for your home will benefi t your health, comfort, environment and fi nances.

In this section, we are going to cover what it really means to be green, tips on how you can be greener, hot new products that make it easy to be green and remain stylish at the same time.

Next let’s discuss what going green really means. A product’s ‘eco-balance’ is based on an analysis of: its durability and whether its production;• Uses primary energy carriers, such as mineral oil and gas; • Depletes scarce raw materials; • Has fertilization effects; • Leads to acidifi cation; • Damages the ozone layer; • Contributes to global warming; • Produces waste products. According to MIT’s center for transportation and logistics: Environmental regulations are changing the way supply chains are designed and managed. The problem is that the sheer number of regulations, other infl uences such as changing consumer

sentiment, and the complexity of global trade, makes it diffi cult for companies to decide exactly how they should respond to these pressures.

Green Considerations:

Raw Materials• Ideal products being as a plant (bamboo, wood, cork) • How products are harvested is critical • Important to select sustainable harvested products • Consider salvaged products

Manufacturing Process• Less a product is altered, the better • Stone, wood and bamboo require the least manipulation • Others require chemical processing

Transportation• Beware of products that have to be transported across the ocean or long distances • Products within 500 miles are considered acceptable • Shop locally when possible from vendors that supply locally

Green Home Benefi ts:

General Benefi ts• Lower operating costs – less expensive utility bills because of energy and water effi ciency • Increased comfort- green built homes enjoy more even temperatures with fewer drafts • Durability and Lowered Maintenance – green homes are built with materials that are designed to last longer and require less routine maintenance

You can fi nd more out about this subject at our website www.FlooringandDesignCenter.com Next week we will discuss green fl ooring.

Your Professionalfamily Salon

Open Monday to Saturday • Appointment RecommendedWalk-Ins Welcome

• Designer Cuts• Styles• Updos• Bridal Packages• Ear Piercing

• All Your Hair Color Needs• Perms• Waxing• Nails

25% OFFSingle Service

$5 OFFSingle Product

* Our Staff is Redken Trained *Continuous Education to Better Serve You

481-3094481 Hwy 105, Suite A • Monument Plaza Center

Barbara Oakley719-488-2119PO Box 863

Monument, CO80132

TRI-LAKES&

GLENEAGLEWELCOMING

10

SNIPPETZ BUSINESS DIRECTORYTHE PLACE TO FIND LOCALBUSINESSES ON THE GO!

A PLUS PLATINUMCARPET AND TILE CARE

Steam truck mount extraction.$15 OFF SPECIAL!

719-440-9148or 719-339-2708

FLOORS

FINANCIALCOLORADO NATIONAL

BANK581 Hwy. 105719-488-4309

Your Key to Commercial andPersonal Banking

INSURANCEAMERICAN FAMILY INSURANCE

Larry E Stiltner Agency481 Hwy 105 Suite 212

719-481-8382 Bus.Monument, CO [email protected]

AUTOMOTIVE

MAXX POWER LLCSpecializing in

Diesel Performance(719) 488-0943

www.maxxpowertrucks.com

RICHARD PETERSON 719-481-1868R. Peterson Construction, LLC

Licensed & InsuredCustom Homes ✷ Detached

Garages ✷ Basement [email protected]

CONSTRUCTION

HOME DECOR

MARGO’S ON THE ALLEY“For You and Your Home”

215 Chapala Plaza719-487-1406

www.margosonthealley.com

VILLA DECORPolish Pottery

Home & Garden Accents868 Hwy 105, Palmer Lake, CO 80133

Mon - Sat, 10AM - 6PMPhone: 719-481-1981

SPECIALIZED CARPENTRYLocal, Personal & Affordable. Remod-el your house or fi nish your basement. More than 25 years of experience in

fi ne carpentry, remodeling & construc-tion. Licensed, bonded & insured.In-house design and engineering.

For a FREE consultation/estimate call: 719-359-6855

REMODELING

TLC COMPUTER REPAIRSales and Service

PC Recycling Center481 Hwy 105 / Monument Plaza

Behind Domino’s719-302-2937

COMPUTER

TWO TIMERS FINE CONSIGN“Smart, Savvy and Green”Women‘s and Children’s

Monument Plaza719-484-0300

www.twotimers.net

CONSIGNMENT

PET GROOMING

DIRTY DOG GROOMING481 Hwy 105 #206

Monument, COWe aim to rid this townof all them “Dirty Dogs.”

719-481-2968

COUNTRY CRITTERS UPTOWNGentle ProfessionalAll Breed Grooming

Serving The Tri-Lakes AreaWest End Center

719-481-0220MORTGAGE

1ST METROPOLITAN MORTGAGEJerry Case & Daniel Shepard

Owners of your local Sears Store. We are fully licensed on all of the following products, VA, FHA, conventional loans, Reverse Mortgages and we can help

with any and all mortgage needs.Call us today for a FREE credit report.

719-314-1320www.nostresshomeloans.com

HEATWAVESTANNING SALON

481 Hwy. 105 Ste. 210Monument, CO 80132

719-488-8884(behind Taco Bell)

TANNING

CYLINDER HEAD SERVICEValve Jobs

Seats • GuidesSurfacing

Foreign • Domestic • Gas • DieselRup Engines 719-205-3010

KARAOKE

SPOTLIGHTERS ENTERTAINMENT Hollywood-style KaraokeWe keep everything fun and

make everyone sound like a pro with our professional sound sys-tem and mixing experience. We are available for private parties, weddings, etc. or come check us

out at PINZ everyThursday from 9pm - 1am

719-231-2946Email: [email protected]

REAL ESTATETINA PETERSON ABR-GRI-ePRO

Remax Advantage Realty719-460-7614

Are You Looking toBuy or Sell?

www.ColoradoHomesMarket.com

FENCINGLAW FENCE CO.

20 YRS experience building and repairing all types of fence

FREE ESTIMATES 719-520-5538

[email protected]

LANDSCAPING

COLORADO CUSTOM ROCK LANDSCAPING INC.Licensed and insured

Serving the Front Range area for over 30 yrs.Commercial & residential landscaping services

ccrlandscaping.comCall for a FREE Estimate! 719.598.6871

PAINTING

CertaPro PaintersResidential And Light-Commercial

Interiors, Exteriors And Decks(719) 475-1616www.certapro.com

Painting • Passion • Professionalism

ROOFING

CAMPBELL ROOFING INC.Serving Colorado Since 1984

Licensed and InsuredMember of BBB and Chamber430 Beacon Lite Rd., Ste 110

719-573-9395

PRIME ROOFING, INC.Your local Monument Roofer

24 Years of Experience working for youLicensed and InsuredMember of the BBB Call: 719-599-4020

Chyanns’ Pet CareSPECIAL

$6.00 NAIL CLIP

Gentle handling, clean, fun for you, and your pet!Grooming with TLC since 1983 • Scissoring, Big Dogs, Cats

GIFT CERTIFICATES AVAILABLE • Special Expires April 30, 2009(719) 488-9474

[email protected] Rogers - Owner/Operator

79 4th Street (4th & Washington) Monument

DOG Runners Pet Care

DOES YOUR PET GET THEEXERCISE HE/SHE NEEDS?

DOG Runners provides Hikes and Runs for your dog at MonumentPreserve, Greenland Ranch, Reservoir trail, and other great locations, in any

kind of weather. Water provided as well. Leashes used when required.

Feeding and Daily Care as well • Fees: Sliding scale to fi t your budget

Call Garsha at 720-635-8100

By Sam Mazzotta

SHEDDING A PROBLEM WITH

MIXED BREED

DEAR PAW’S CORNER: We bought a black-and-white Pomeranian/Chihuahua cross when she was 9 months old. “Sheila” has long legs and is very pretty -- she actu-ally looks like a Papillon. She is now 16 months old and is shedding. Is this com-mon with this mixed breed? -- Marilyn from Canada

DEAR MARILYN: Sheila sounds very pretty indeed, though I’m sure the shed-ding is distressing. While shedding is not that common in purebred Chihuahuas, it is noted in purebred Pomeranians.

According to petpom.com, Pomeranian puppies shed their baby coats between three and seven months of age, allowing their adult coats to come in. Adult (or in

Paws Corner

your case, young adult) Pomeranians are known to shed their undercoat. This some-times depends on seasonal changes, but some Pomeranians, particularly indoor dogs, shed lightly all year. Unspayed fe-males may shed at different times, as well.If Sheila is shedding fur so heavily that patches of fur are missing or her coat is so thin you can see her skin through it, take her to a veterinarian and have her checked out. Heavy shedding often indicates a med-ical problem.

If the shedding is not severe, comb Shei-la’s coat daily to prevent matting. Do keep an eye on her to see if she is showing any signs of stress or illness, and check her fur and skin closely from time to time to check for any excessive shedding or signs of ir-ritated skin.

If she has not yet been spayed, go ahead and schedule this procedure with her vet-erinarian. As a mixed breed, Sheila should not have puppies and so shouldn’t have to go through issues like heat cycles, which also can cause excess shedding.

Send your tips, questions and comments to Paws Corner, c/o King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or e-mail them to [email protected].


TINA: A LOVERWe rescued Tina about four

months ago and thought she was pregnant but wasn’t. She

has become pretty spoiled while we have been working on her socialization skills. She is a wonderful lap dog and loves at-tention. She would be best in a single or one other pet home being another small dog. She is house trained and walks good on a leash. Tina still needs help with so-cialization. She was rescued from a place that had many, many dogs and was never given any attention. She will trust but her trust seems to change from day to day. Tina is not a nipper and really is sweet but will hide from you in the house if you let her. She love attention but we don’t think that she really knows yet how to handle it when you give her the attention. There is no doubt that she will need a very patient, loving person to handle her. She is not wild but may run away from you if she is not on a leash or fenced in a yard. That is just the way she has lived her life. We think Tina is part Poodle/Schnauzer and is about 2 or 3 years old.

If you are interested in adopting Tina into your heart and home please call SAINT Animal Rescue located in Calhan. Our phone number is 541-3099 but you might need to use the 719 area code.

It is always a challenge when adopting a new pet. SAINT Animal Rescue asks the adopter to give the animal a reasonable amount of time to adjust to it’s new family and environment. This is so very important to your new family member as well as your existing family members.

Please visit our website at saintanimalres-cue.org and as always thank you for car-ing.

“I give my dog one thousand kisses every day!” - WHB

11

1737 Lake Woodmoor Drive (just east of I-25 on Hwy 105)

(719) 487-1979www.anytimefi tness.com / monumentco@anytimefi tness.com

•The Crossroads at Monument Shopping Center •

A NEW BODYFOR THE

NEW YEAR!OFFERING 3 CLUBSFOR THE PRICE OF 1For a limited time, enroll for only $49.99

we offer:

• 24 Hour Access• A Personal Trainer• Aerobics• FREE Day Care

• Swimming• Golfi ng• Tennis• and so much more!

Hot and HealthyChili Peppers:

Chili Peppers can help increase metabolism, burn calories, and speed weight loss. They can

also block the formation of cancer-causing compounds in cured meats; and ease pain caused by shingles. The healing powers of chili peppers can be attributed to capsaicin. Capsaicin is also the substance that makes chili peppers hot. It also contains a good

amount of vitamin C. Try spicing up your entrees with chili peppers! They are good eaten with milk, yogurt, rice, or bread to sooth infl amed taste buds.

Chili peppers are typically a key ingre-dient in Tabasco sauce, cayenne pep-per, chili powder, red pepper fl akes, and chili sauce. Make sure you wash your hands after handling because you don’t want to rub the caipsaicin in your eyes. Add some heat to your program with hot chili peppers!

HEALTHBULLETIN

NUTRITION TIPS

HOW TOWIGGLEOUT OF THE MUD

By Dr. Ron Ross

PREPARE FOR THE BOOM:TAME

YOUR TONGUE

Is the “F” word and its many derivations and amplifi cations a necessary part of each sentence? I

have a friend who thinks so. He may be a “cursaholic” because it seems he is addicted to it and four or fi ve other dandy vulgarities that have, over the years, become a part of his every conversation…and it is not becoming to him.

He often brags about his 12 year-old granddaughter who is a great softball player and how much fun it is to go to her games. With the nasty tongue he so carelessly employs; I wonder how he can get through those games without being thrown out of the stadium.

Bad language may sometimes be humorous and once in a great while, even appropriate. But most of the time bad language is out of place and is always unbecoming.

Think about it: has anyone ever been criticized because they did not use a vulgarity? Can you imagine walking away from a conversation because someone does not use enough colorful expletives? I don’t think so.

Every person you talk to judges you by the words you use; now that’s a sobering thought. When you use appropriate, polite, considerate words you are perceived as someone with intelligence and maturity. When you

use words that are rude, juvenile or downright vulgar you are perceived as tactless, tasteless and uneducated.

I know that cursing can help vent anger and frustration but it also provokes it. I know it can relieve stress, but it also creates it.

Of course crude language can be clever and even funny, but it is more often simple-minded and unpleasant. No doubt you’ve listened as crude language was intended to be fl irtatious but instead it was sexist and you watched as all within hearing cringed in embarrassment.

Besides the embarrassment of using bad language, cursing can get you convicted in some states. Recently some guy in Michigan fell out of his canoe and started cursing - some seventy times - all within hearing distance of several small children. A few weeks later he was convicted under an 1897 statute for swearing.

So…tame your tongue, and control the emotions that trigger the expletives. Choose to have character and class – give up the rude, crude and lewd language of your youth and take on the language of dignity and good taste.

Who hasn’t said, “I wish I hadn’t said that!” Who hasn’t sorrowed over the bad words they’ve used? But no one has ever lamented the use of respectable, kind and gentle language.

If you’re a “cursaholic” like my friend, it won’t be easy, but you can do it. You can tame your tongue, and here’s a trick to help you make the change: pretend your sweet, innocent and very wealthy grandmother is able to hear every word of your conversation and she’s about to begin writing her will!

A compilation of the “Prepare for the Boom” columns will be made available soon free to those who request it. For your copy please email your request to [email protected].

For more on Dr. Ross please visit www.MileHighMotivator.com.

©2009 Ronald Ross

SNIPPETZ® HEALTH AND WELLNESS

12

The place to turn for ShelterInsurance protection foryour auto, home, and life.

Michael D. Ahlers66 Second St. Ste. B P.O. Box 1212

Monument, CO 80132-1212(719) 481-2550 Cell: (719) 209-4534

www.shelterinsurance.com Seek Shelter Today!

SNIPPETZ® HEALTH AND WELLNESS

Bonnie B. Baswell, M.D.Eric L. Caplan, M.D.

Heather F. Fink, PA-C

Specialized Adult and Pediatric

Allergy and Asthma Care

Now in Monument

Enjoy the Beauty of Colorado Without the Sneeze or the Wheeze.

Individualizedtreatment for:

Nasal AllergiesChronic Sinusitis

Food AllergyHives

EczemaAsthma

Including Allergy Injections

719-592-1365www.csallergy.com

550 Highway 105Monument, CO 80132Wednesday Afternoons

At the Medical Centernext to Safeway

THE HUMANKINDBIOSEQUENCING SEMINAR

THEDOCTOR

IS IN

by Dr. Christy Meislahn

An insightful lookat Health

I’m repeating last week’s article because I feel it’s that IMPORTANT for me to share what I learned at the HumanKind

BioSequencing Seminar presented by Dr. McKittrick Austin Hyatt, D.C. in Denver on Mar. 12-14th. Truly, this was the best semi-nar I’ve ever attended and I’m 100% com-mitted to assisting all my current and pro-spective new patients reach a higher level of health and wellness than ever before!

BioSequencing is a unique healthcare for-mat that combines Chiropractic and Ho-meopathic in a complete and profound technique that takes patients from a pool of symptomatic confusion and frustration into a simple, sequential, and effective cascade of healing. It is the perfect complimentary treatment the Activator method of treatment I currently utilize in my practice.

Simple…• because I’ve learned homeopathy and its application in a basic foundational process with the emphasis on a progressive mindset rather than historic use.• because I’ve learned to prescribe homeo-pathic remedies which are already com-bined in specifi c ratios and dilutions which allow for the coordination of physiological and emotional rebalancing to the chiroprac-tic adjustment.

Sequential…• because I am trained using aspects of muscle kinesiology and meridian therapy to read and interpret each patient’s system and to honor that patient with treatment in the

correct and most natural order for optimal healing.• because, in that step-by-step process, the patient’s system fi nds its way back to true health in a powerful, infallible way.

Effective…• because this goes beyond “random fash-ion” supplementation with vitamins and minerals; this goes beyond the typical “hit or miss,” “try and see” approach to health-care.• because this BioSequencing technique en-ables me to determine each patient’s needs exactly; I’ve learned how and when to apply the remedies to enhance the effectiveness of the chiropractic adjustment.• because there is no fail, no guessing, no “cookbook” application; my work is precise because the human body is precise. And I have access to that information with this technique and these remedies.

Current patients, prospective patients, your friends and family can learn more about BioSequencing and Homeopathics at the “Health Seekers” class at my offi ce, Tues-day, April 7th at 7:00 p.m. Since this is such short notice, I will be holding another “Health Seekers” class on April 14th at 7:00 p.m. SEATING IS LIMITED. Please call Dr. Meislahn at 719-488-8789 to reserve your seat!

QualityImport Service

Specializing inSUBARU Repairs

719.488.6729707 County Line Rd.

Palmer Lake, CO

AUTO SALES AUTO REPAIR

SUBARUS!

AUTO REPAIR

GOOD ON MOST VEHICLES EXCLUDING DIESEL

LUBE, OILAND

FILTER CHANGESPECIAL

$7.00 OFF

ANYOIL CHANGE

MONUMENT • SAFEWAY CENTER • 488-2299WITH THIS COUPON

The older we get, the less we care about brand names. We’re more concerned with how easy some-

thing is to use and whether it does what we need it to do.

Take cell phones, for example. Have you noticed that they’re getting smaller and smaller as technology gets better? And there’s the not-so-small matter of the monthly charge for a cell phone when you sign a two-year contract.

SENIORNEWS LINE

by Matilda Charles

PRODUCTS TO MAKEOUR LIVES EASIER

The Jitterbug cell phone might not be fancy, but it has some features that are just right for us: big buttons that we can actu-ally see, simple dialing and inexpensive di-aling plans that include long distance.

If you’re in the market for a cell phone that’s easier to use, check Jitterbug at www.jitterbug.com or call 1-800-918-8543 to ask questions. Be sure there’s service in your area.

I found a great place on the Internet to look for other items that can make our lives eas-ier, too: the Senior Store.

Check out the wide variety of just-for-us merchandise at www.seniorstore.com, and you’ll be pleasantly surprised at what’s available. Check especially the categories Household Gifts and Low Vision Prod-ucts.

There are large-button TV remotes with good contrast between buttons and the background, making it much easier to eas-ily fi nd the right button.

One item I’ve found very handy is a tiny magnifi er the size of a credit card that can be put in a wallet. It’s great for reading menus. The large text address book and easy-to-read wall calendars are helpful, too.

If a special occasion is coming up and

somebody asks you what you’d like as a gift, avoid getting yet another knickknack or shirt and send them to The Senior Store instead.

Matilda Charles regrets that she cannot person-ally answer reader questions, but will incorpo-rate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].


13

SNIPPETZ® DINING GUIDE

FISHFRY

FRIDAY

WILD WINGS ‘N THINGS - HAPPY HOUR SPECIALS

CALL AHEAD FOR PICKUP / DINE-IN / OR PLATTERS1415 Cipriani Loop • Monument

www.monumentwings.com

CHECK OUTOUR OTHERSPECIALS

488-WILD (9453)

AVAILABLE FOR PRIVATEPARTIES AND CATERING

75 Hwy 105Palmer Lake

719-481-2222

Open Nightly at 4:30

Spring In Palmer Lake

Daily Specials

Sunday

“Sunday Supper”

3 course meal,

served family style

$13.95

Monday

“Pick a Parmigiana”

Veal, Chicken or Eggplant

$9.95

Tuesday“Coupon Crazy”We will honor any restaurant’s valid couponWednesday“Man Vs. Food”All you can eat Lasagna$11.95

Thursday“Mama’s Macaroni”Italian Macaroni & Cheese with spicy sausage $9.95valid only at Palmer lake locationpromotion expires 4/30/09

2009 MVEA Board Nominations Now Open

Three directors will be elected to Mountain View Electric Association’s (MVEA) Board of Directors this year from the following districts:

• District 1 Limon, Karval, Genoa and surrounding areas (incumbent Joe Martin)• District 4 Calhan, Peyton, a portion of Black Forest and surrounding areas (incumbent Milt Mathis)• District 6 Falcon, Cimmaron Hills, a portion of Black Forest and surrounding areas (incumbent Barry Springer)

If you, or someone you know, is interested in being a candidate, please contact a member of the nominating committee. A candidate must be an MVEA member and reside in the district where there is a vacancy. Before applying, please contact either MVEA of ce at 719-775-2861 or 719-495-2283 to verify your district. Candidate information must be turned into the committee by 5:30 p.m., Monday, April 20, 2009. A member may also petition for nomination. Petitions are available at either MVEA of ce or online at www.mvea.coop. Petitions must be signed by 15 members of MVEA residing in the district where there is a vacancy. It must be returned to either MVEA of ce by 5:30 p.m., Mon-day, April 27, 2009. An application must also be completed for either the verbal nomina-tion or petition. The application can also be found on MVEA’s web site or you may pick one up at either of ce. If you have questions, please contact a member of the nominating committee.

Nominating Committee:

District 1 District 4 District 6Michael Bass Byrel Woolsey Timothy TroxelPO Box 86 PO Box 126 12015 Sylvan Meadows Dr.Limon, CO 80828 Calhan, CO 80808 Colo. Spgs., CO 80908719-775-2683 719-347-2750 719-495-2853

14


Coffee Cup Café

reputation251 Front St, Monument, 488-0663

www.coffeecupmonument.com

Open 7 Days a Week 6:30 am - 3:00 pm

13860 Gleneagle Dr, Gleneagle, 481-6446www.asecondcup.net

Open 7 Days a Week 6:00 am - 9:00 pm

A Second Cup

location

Yields 2 Dozen

Ingredients:

1/2 cup shortening1/2 cup butter, softened1 cup packed brown sugar3/4 cup granulated sugar1 cup peanut butter 2 eggs1 1/2 cups all-purpose fl our2 teaspoons baking soda1 teaspoon salt1 cup quick-cooking oats ½ cup semi- sweet chocolate chips½ peanut butter chips

GRETCHEN’S OODIESGOODIES

byGretchen Gire Anthonyof Bodhicitta Bakery

EVERYTHING PEANUTBUTTER COOKIES

Directions:

1. Preheat oven to 350 de-grees F.

2. In a large bowl, cream together shortening, butter, brown sugar, white sugar, and peanut butter until smooth. Beat in the eggs one at a time until well blended. Combine the fl our, baking soda, and salt; stir into the creamed mixture. Mix in the oats and chocolate and peanut butter chips until just combined. Drop by teaspoonfuls onto ungreased cookie sheets.

3. Bake for 10 to 15 minutes in the preheated oven, or until just light brown. Don’t over-bake. Cool and store in an airtight container.

Make Every DaySweeter than the Last!

Gretchen Gire AnthonyBodhicitta Bakery - 487-1555

wow!wow!Wednesday$1.99$1.99 Burger Night

Order any burgerin the house and

get your second burger,“The All-American Classic”

for just $1.99!

Valid Wednesdays 5pm - close.Must order a beverage with each burger. Dine-In Only.Not valid with any other specials, discounts or promos.

“The All-American Classic”

Valid Wednesdays 5pm - close.

Stimulus Package!www.eatatrosies.com

SERVINGBreakfast • Lunch • Dinner

Early RiserFull MenuServed All Day!

Two eggs cooked to order served with golden hashbrowns, your choice of bacon, sausage links or sausage patty and your choice of toast, biscuit, pancakes or French toast.

Breakfast

Valid Mon. – Fri. 6am-9am. Must order a beverage with each special. Dine-In Only. Not valid with any other

specials, discounts or promos. No substitutions.

$3.99$3.99

Buy one entree at regular priceand receive your second entreeof equal or lesser value FREE!

Must order a beverage with each entrée. Dine-In Only.Not valid with any other specials, discounts or promos.

Happy Hour

M-F 3 - 5PM

Haur

M M

2for1

Summer Car & Motorcycle Shows May 24th & July 26th

BODHICITTA BAKERY780 Hwy. 105 • Suite B

Palmer Lake

719-487-1555

PLEASE COME IN AND CHECK OUT

ALL OF OURWONDERFUL

SWEETS.

WE ALSO HAVE FRESH BREAD FOR DINNER... BAKEDBY NOON DAILY.

www.bodhicittabakery.com

PIZZA NIGHTFriday 5:00pm - 7:00pm

“Pizza Made To Order”

15


Pizza • Pasta • LasagnaSalads • Sandwiches

Beer • Wine

Tuesday - Friday 5 - 9 pmSaturday 11:30 am - 9 pm

4 Hwy. 105 • Palmer Lake719-481-3244

website: http://www.bellapanini.com

“TRY OUR SPECIALSTUESDAY THROUGH

THURSDAY!”

Highway 105 & Primrose St.

Dine In or

TakeOut

Steaks ❁ Shrimp ❁ Chicken ❁ Burgers ❁ Burritos

Our Famous Reubens

BINGO! Saturdays at 6:15BREAKFAST SUNDAY 8:30-10:30am

Biscuit & Gravy $1.95 ALL DAY Sunday

Sunday through Thursday 11:00 - 3:30Friday and Saturday 11:00 - 8:00

481-TOOT 8 6 6 8

488-3019or www.thewineseller.net

“Real Wine for Real People”Simply the best, most thoughtful selection

of wine under $20 anywhere.Check out our eclectic microbeer

and spirits selection too!

Public wine tastings held monthly.Sign up for our e-newsletter to find out when.

Located on Hwy 105between Palmer Lake & Monument.

Hours: Tuesday - Saturday 11am to 6pm.

ACIDIC WINES & FOOD

Acidity is one of the primary components of a wine’s taste. Acidity must be fi nely tuned if a wine is to have balance: too little acid and

a wine becomes dull or too much and it becomes too tart or sour on the palate. Wines with relatively higher acidity include most Sauvignon Blancs, Pinot Grigio, and drier Rieslings. These wines can taste less acidic when served with salty foods or slightly sweet foods. They can make foods taste slightly saltier and can counterbalance oily or fatty heaviness in food.

ACIDIC WINES & FOOD

Acidity is one of the primary components of a

Vino-BitsWine Appreciation

& Tasting Tips

brought to youby

Dirk atThe Wine Seller

CAJUN & BARBQFare

Dine-in or Take-outTuesday - Saturday 11:00am - 8:00pm

481 Hwy. 105, Suite G • Monument, CO(719) 488-2799

Website: BAYOUBARBQ.COM

BAYOUBARBQ

WEDNESDAY ISCATFISH DAY!

PATRICIA’S CAFÉ

These Unique and Delicious Recipes are presented to you by Pat McClelland - owner of

Bella Panini in Palmer Lake and Bayou BarBQ in Monument

Check out their websites: http://www.bellapanini.com and www.bayoubarbq.com (719) 488-6917

COCONUT CHAPATIS

4 c Flour1 tsp Salt1 can Coconut Milkas needed Ghee

1. Place fl our and salt in a bowl and stir in coconut milk.2. Divide dough into 9 equal balls and thinly roll out each one on a fl oured board.3. Brush each with ghee and fry.

While on safari in Tanzania, dinner at many of the lodges, bush homes and camps that we visited we were served

pumpkin soup to start with. While we were camp-ing in the Serengeti NP we had the opportunity to eat a traditional East African meal of curried plan-tains, curried chicken (which were probably really guinea-fowl), and some pork (probably wart hogs) in a sauce. Most of the dinner meals had rice or Ugali, which is a corn mush, for the starch. I wish

I had taken more notes on all of the food but I was more into the animals. For breakfast each morning we were served a typical English breakfast buffet of bacon/sausage, grilled tomato, scrambled eggs and not so typical on an English breakfast buffet but typical in Africa, fruit galore. Because we spent most of the day in the bush we had box lunches with chicken, a hard-boiled egg, chips, and some-thing for dissert like a candy bar/chocolate.

The one thing that was consistent with all of our meals no matter where we were was the Chapatis (Indian fl at bread), which I could never get enough of. I’ve attempted other recipes but adding the co-conut milk gave them a tenderness and a little bit of sweetness without giving them a strong coconut fl avor. Chapatis are used to sop up sauces and to pick up bits of food in place of a fork.

Be creative, have fun and enjoy!!!

16


Trivia Test ByMarge Svenson Sports Quiz By

Chris Richcreek

1. LANGUAGE: What does the word “plumose” mean?2. GEOGRAPHY: In what body of water can the island of Mykonos be found?3. ACRONYMS: What does the ac-ronym CAD stand for?4. GENERAL KNOWLEDGE: What is a shillelagh used for?5. POLITICS: What was the emblem of the Progressive Party of 1912?6. ANATOMY: Where is the skin the thinnest on the human body?7. ACADEMIA: What does a vexil-lologist study?8. MOVIES: What fi lm features the line: “If you can dodge a wrench, you can dodge a ball”?9. TELEVISION: What was the name of the town that was the setting for “Mary Hartman, Mary Hartman”?10. GAMES: How many playing pieces do you have to remove in the game “Operation”?

1. When was the last time a major-league team had three consecutive league MVPs, with a different player winning each year?2. Name the last World Series in which two pitchers hit home runs.3. When was the last time be-fore the 2008 season that Vanderbilt’s football team won a bowl game?4. Name Michael Jordan’s coach during his fi rst season in the NBA (1984-85) with the Chi-cago Bulls.5. Who was the only non-goal-tender to win the Conn Smythe Trophy as MVP of the Stanley Cup playoffs despite not play-ing for the Stanley Cup cham-pion?6. In what year did restrictor plates become mandated by NASCAR at the Daytona 500?7. At the 2009 Australian Open, Roger Federer and Ra-fael Nadal tied a record for the most times meeting in a Grand Slam fi nal with seven. Who else holds the mark?


SNIPPETZ® PUZZLES AND TRIVIA

1. Which rock-and-roll leg-end was born Ellas Otha Bates?

2. Name the fi rst pop “boy band” created for televi-sion.

3. What is the name of the building where John Lennon died?

4. Name Elvis Presley’s fi rst and last single records.

5. How did the group Sha Na Na get started?

6. Steppenwolf’s fi rst big hit, “Born to be Wild,” was used in what fi lm?

New DVD Releases forWeek of April 13, 2009

PICK OF THE WEEK

“The Reader” -- Kate Winslet. The fi lm opens in the 1950s. Winslet plays Hanna, a 30-something tram employ-ee. One day she crosses paths with Mi-chael (David Kross), a 15-year-old boy.

They strike up a torrid love affair over the summer, but come autumn, Hanna mysteriously disappears.

Flash forward. Michael is in college, reading law, and is attending a trial for one of his classes. To his shock, one of the defendants is Hanna, who is on trial for being a Nazi guard in a concentra-tion camp.

The confl ict of emotions that well up inside Michael affect him and his re-lationship with women for the rest of his life -- even his relationship with his daughter.

“The Reader” is a great fi lm. The per-formances are stellar, and the script and cinematography are amazing. Defi nite-

ly worth a look.

“Lost in Austen” -- This British four-part series recently aired on the Ova-tion Channel, and it is a charming and delightful and funny and heartwarming adventure that even I -- a GUY -- en-joyed.

The story is about a young, modern-day woman named Amanda (Jemima Rooper), a rabid Jane Austen fan who absolutely adores “Pride and Preju-dice.” One day, Amanda discovers Eliz-abeth Bennet (Gemma Arterton), the character from “Pride and Prejudice,” in her bathroom. Apparently there is some kind of vortex in Amanda’s loo that connects the real world with the universe of the novel.

So, Amanda leaps into the Regency Period to live out her Austen fanta-sy while leaving poor Lizzy behind. Amanda tries to faithfully keep the novel on track, but things don’t go as planned, and Austen’s novel begins to take a turn for the weird.

TV SERIES

“Skins” Vol. 2“Knots Landing”

The Complete Second Season“Wings” Final Season

“Exosquad” Season One“Malcolm and Eddie” Season One

“The Ruth Rendell Mysteries” Set 4


In order to keep everyone honest (you know who you are,) we have moved the answers and solutions to the trivia and puzzles to the next page (19).


17

HUEY’SPAGE

SNIPPETZ® COMICS AND ENTERTAINMENT

Answers & Solutions

ARIES (March 21 to April 19) Profes-sional relationships grow stronger. But you might still need to ease some problems with someone in your personal life. One way could be to try to be less rigid in your views.

TAURUS (April 20 to May 20) You might be too close to that perplexing personal situation to even attempt to make a rational decision about it right now. Stepping back could help you gain a wider perspective.

GEMINI (May 21 to June 20) Being asked to choose between the positions of two friends is an unfair imposition on you. Best to reject the demand and insist they try harder to work things out on their own.

CANCER (June 21 to July 22) A change of mind about a workplace decision might be called for once you hear more arguments, pro and con. A personal event suddenly takes an unexpected (but pleasant!) turn.

LEO (July 23 to August 22) Romance once again looms large for single Leos and Leonas, with Cupid favoring Taurus and Libra to inspire those warm and fuzzy Le-onine feelings. Expect another workplace change.

VIRGO (August 23 to September 22) A surprise gift -- and, happily, with no strings attached -- could come just when you need it to avoid a delay in getting your project done. Expect education to dominate the week.

LIBRA (September 23 to October 22) Someone close to you might ask for your support as she or he faces a demanding personal challenge. Offer it, by all means. But be careful you don’t neglect your own needs at this time.

SCORPIO (October 23 to November 21) An unexpected development could put your relationship with a partner or spouse to an emotionally demanding test. But your determination to get to the truth should save the day.

SAGITTARIUS (November 22 to De-cember 21) A recent agreement appears to be coming apart over the surfacing of un-expected complications. You might need to have expert advice on how to resolve the situation.

CAPRICORN (December 22 to January 19) Your keen business sense helps you get to the truth about a suspicious business deal. Expect to have many colleagues rally to support your efforts in this important matter.

AQUARIUS (January 20 to February 18) Someone who once moved in and out of your life over the years might now want to come back in on a more permanent basis. Give yourself a lot of time to weigh your decision.

PISCES (February 19 to March 20) Show-ing frustration over a delayed workplace decision might get someone’s attention, but not necessarily make him or her move any sooner. Best advice would be to be pa-tient and wait it out.

BORN THIS WEEK: You are drawn to excitement and enjoy fast-tempo music, with the more brass, the better.


APRIL 13, 2009

TRIVIA TEST ANSWERS

SPORTS QUIZ ANSWERS

FLASH BACK ANSWERS1. Bo Diddley. Born in 1928, he stayed in the music scene until he suffered a stroke in 2007. He died of a heart attack in 2008.2. The Monkees were formed for a comedy television show in 1966. They continued touring even after the show was canceled.3. Lennon was shot by Mark David Chapman at the en-trance to The Dakota in New York City. The Strawberry Fields memorial is across the street in Central Park.4. “That’s Alright” (1954) and “Way Down” (1977). 5. Sha Na Na started as The Kingsmen, an a cappella group at Columbia University. The name Sha Na Na came from the lyrics of the song “Get a Job” by The Silhouettes.6. The song was used in “Easy Rider” (1969), along with “The Pusher.”

1. Feathered or feathery2. Aegean Sea

3. Computer-aided design4. Irish in origin, it is a cudgel that can be used as

walking stick or a weapon5. Bull Moose

6. Eyelids7. Flags

8. “Dodgeball: A True Underdog Story”9. Fernwood, Ohio

10. Twelve

1. The New York Yankees (‘61 Roger Maris; ‘62 Mickey Mantle; ‘63 Elston Howard).2. It was 1967. Jose Santiago of Boston belted a homer in Game One; Bob Gibson of St. Louis had a round-tripper in Game Seven.3. It was the 1955 Gator Bowl versus Auburn.4. Kevin Loughery.5. Winger Reggie Leach of Philadelphia in 1976.6. It was 1988.7. Bill Tilden and William Johnston, between 1919 and 1925.

18

SNIPPETZ® BUSINESS AND FINANCE

For additional information, contact:

Adam Grayson755 Hwy.105, Ste M-4 • Palmer Lake, CO

719-481-4964

FINANCIAL FOCUS

YOUR TAXREFUND:

INVEST TODAY FOR

TOMORROW’SGOAL

Provided by Adam Graysonof EdwardJones Investments

The tax-fi ling deadline arrives this week. Will you be getting a refund? If so, take

the time to consider how best to use it — because, when used wisely, your tax refund can give you a few added steps on the road toward achieving your fi nancial goals.

Of course, if you fi led your taxes weeks ago, you might have already received a refund. But given the current economic environment, you might have kept the money in a “holding place” while you waited for an uptick in the fi nancial markets. At any rate, if you have access to a refund this year, you now have the opportunity to put that money to good use.

How? Here are a few ideas:

Help fund your IRA. In 2008, the average federal tax refund was $2,429, according to the Internal Revenue Service. If you were to receive that amount, it would cover almost half of your IRA contribution for this year, as the annual limit is $5,000. (You can put in $6,000 if you’re 50 or older). A traditional IRA grows tax deferred, while a Roth IRA grows tax free, provided you have held your account for at least fi ve years and don’t take withdrawals until you reach age 59-1/2. Your IRA may have taken a hit last year, but if you fund it with quality investments and avoid making withdrawals until retirement, you can take important steps to help rebuild your portfolio.

Help build an emergency fund. You could use part of your refund for an IRA and part to help build an emergency fund. Ideally, you should have six to 12 months’ worth of living expenses in a liquid account to help pay for unexpected costs, such as a major car repair, a new furnace or a costly medical bill. Without such an emergency fund, you might be forced to dip into your long-term investments to pay for these costs — and that can hurt your progress toward your fi nancial objectives.

Help rebalance your portfolio. Based on your risk tolerance, time horizon and long-term goals, you may have decided to put a certain percentage of your assets in “growth” vehicles and a certain percentage in income-oriented investments. At that point, your portfolio was in equilibrium. But during the long bear market, your portfolio may have sustained enough losses to become “unbalanced.” In other words, some of your investments may have lost so much value that they no longer make up the percentage of your holdings that you had originally intended. Of course, you could wait for these investments to bounce back — and they may, given enough time — but if you wanted to speed up the rebalancing process, you could use your tax refund to add the right types of new investments to your mix.

Ironic as it may seem, there may not be a better year in which to invest your refund. You can fi nd many quality investments at reasonable prices today, so your refund can help you add extra shares to your accounts — and the more shares you own, the better off you may be when the market turns around. So put your refund to work soon.

This article was written by Edward Jones for use by your local Edward Jones fi nancial advisor.

IT’S TIME TO MAKE THE WORLD

A BETTER PLACE TO DRIVE.

Joslin Nagle 1850 Woodmoor Dr., Ste. [email protected]

Feature is optional and subject to terms and conditions. Available in select states now and in most states by 1/31/06 (subject to regulatory approval whererequired).Allstate Fire and Casualty Insurance Company: Northbrook, IL. © 2007 Allstate Insurance Company

Your Choice Auto® Insurance. Deductible Rewards, AccidentForgiveness and more. Sound Good? Call me today.

719.481.4740

Fed Ex • UPS • DHL • USPSFor all your packing & shipping and printing needs.

Phone: (719) 488-9898 • Fax: (719) 488-0988481 Hwy. 105, Suite B • Monument, CO 80132 • Monument Plaza

Printing Passport Photos Copies Faxes Notary

SHIPPINGGET $1.00 OFF

for every $10.00 shippedFedEx / UPS / DHL

At Edward Jones, the level of service you receive dependson your personal needs and preferences, not on the sizeof your investment portfolio.

If you’d like to experience exceptional personal service,consider Edward Jones. We offer solutions for all yourfinancial needs. Get to know us.

Call today to schedule a free portfolio review.

IS YOUR BROKER GIVING YOUTHE COLD SHOULDER?

www.edwardjones.com Member SIPC

Adam R GraysonFinancial Advisor.

755 Hwy 105Suite M-4Palmer Lake, CO 80133719-481-4964

BUILD - RENOVATEWhether you are planning to build or renovate Harlan Homes, Inc. will use our 35 years of experience to ensure that the process will be as enjoyable and rewarding as the fi nished product.

Licensed • Insured • References

Custom HomesMulti-familyRemodels

Call Mark at: (719) 491-1147

19

SNIPPETZ® BUSINESS AND CLASSIFIED

START YOUR OWN VEGETABLE GARDEN

All across the country, families are planting vegetable gardens. For many it’s a way to cut the cost of fresh vegetables. Others plan

to can the bounty and have fresh food all winter long. No matter where you live, it’s not too late to get start-ed on a garden of your own.

Getting started: If you’re new to gardening, it’s best to start with small seedlings. Ask at your local nurs-ery about which vegetables do better when started as young plants as opposed to seeds.

Space requirements: Not everyone has access to a large growing space in the backyard. Wooden boxes on the patio or balcony can hold tomato plants, bush beans or a few rows of carrots. Investigate com-munity gardens where each person is given a small square of land to work. If the side of your garage is the only place that gets full sun, plant there. (When planting near a house, however, it’s best to have a soil test done to be sure that lead from old paint hasn’t

contaminated the ground. Certain types of vegetables will pull in more lead than others. Better to be safe and check in advance.) Start with a small garden area that won’t overwhelm you to tend.

What to plant: Keep it simple and start with just a few different types. Only plant what you know your family will eat. Don’t experiment and hope that your children will suddenly develop a taste for okra just because they helped to plant and harvest it. Food that isn’t eaten is food (and your time and money) that is wasted. If your family loves green beans and carrots, grow those.

Get advice: If a neighbor has had a successful gar-den year after year, that’s your best source of advice about soil pH, the types of vegetables that grow best and what pests to look out for.

Sharing the harvest: Investigate ahead of time to fi nd soup kitchens in your area that might want your excess vegetables. You might end up with much more than you can consume.

Sell your extras: Depending on your local laws, you might be able to set up a weekend stand at the end of your driveway to sell your vegetables.

David Uffi ngton regrets that he cannot personally answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].


❖ Business Formation

❖ Business Planning

❖ Intellectual Property

❖ Employment Law

❖ Mergers and Acquisitions

❖ Wills, Estate, Probate

❖ Transactional (Contract) Services

Lisa Welch StevensAttorney at Law, P.C.

Admitted to Colorado State Barand U.S. Federal Bar for the

District of Colorado

Member: Colorado & El Paso County Bar Association

719.488.9395lisa@lwslawfi rm.com • www.lwslawfi rm.com

Law Offi ces ofChristopher C.

Meyer,P.C.

13540 Northgate Estates Dr., #200Colorado Springs,

CO 80921

(719)488-9395

DIVORCE / FAMILYLAW

Experienced - AffordableConvenient

Please visit our comprehensive website for divorce information:

www.cmeyerlaw.com

FOR SALESNIPPETZ®

CLASSIFIED6 LINES • Only $5 A Week

(minimum 5 weeks)

Call: 719-487-0484Snippetz

® Classifi ed ads will run a minimum of fi ve consecutive weeks unless otherwise ar-ranged. Classifi ed ads must be received no later than Wednesday before 12:00 pm in order to ap-pear in the following week’s issue. We reserve the right to refuse or edit ads for any reason deemed necessary.

Ads must be submitted by E-mail or U.S. Mail

E-mail: [email protected]

or

Funder Enlightening, Inc.PO Box 789

Monument, CO 80132

Visa / Mastercard / Check

On 12 acres, 1 mile south west of Monument City Limits. Barn with power, water and locking tack room. Easy access to National Forest trails. Feeding twice daily in winter, once daily in summer. Winter $300/mo, Summer $200/mo. Call Rick: 481-6660

AFFORDABLEHORSE BOARDING

WILL TRADE WORKI Will trade work for a 4x4 pickup truck. Framing, tile, drywall, paint, maint. 719 487 7559

MEETINGS & EVENTSDo you need a place for your group to meet or to hold an event? We have lots of space for groups from 2-150 people. Food, bever-age and entertainment services also available. VERY reasonable rates – in some cases there is no charge for meeting space. Call Debbie at PINZ 487-7469 for more info.

SERVICES

FOR SALEWindshield, 1957 Ford car, good shape, few scratches, no cracks, $75 • Hubcaps, 1977 Ford 4X4 Pickup, OE, 15” very good, $25 • Grill Guard/Push Bar for pickup, $50 • Car towing trailer hitch with receiver, Draw-Tite, $75

719-599-7526

‘79 Jeep CJ-7With factory hardtop, 350 V-8 with fuel injection, only 10,000 miles on engine, good tires, clean, some rust. $4,500

Call 719-339-8290

PART-TIME HAIR STYLISTBooth Rental. Preferclientele established.

Call Brynn719-651-9073

STYLIST WANTED-BOOTH RENTWant to go out on your own, best rent in town, group health insurance available TWO WEEKS FREE RENT. MOUNTAIN AIR SALON - CALL KAREY AT 481-3265 OR 332-0810 call or come in 251 North Front St. next to the coffee cup.

LOOKING FOR DIVERSITY!Historic Downtown Monument Salon

Stylists/Nail TechBooth rent-pt/ftMale/Female487-7366

HELP WANTED

COUCH & REFRIDGERATOR*Beautiful Sectional Couch with end recliners. Excellent condition! ($475) *Refridgerator-22 Cubic foot. Great condition. Perfect for garage or basement. ($225)

481-6508

START YOUR OWN AVON BUSINESSFOR JUST $10.00!

For questions or to make an appointmentcall Nancy at 719 635-8050 or 244-0755

if I cannot answer at the time,please leave your name & number and I will call you back.

Nancy Rutter-Roberts Ind. Rep/Recruiter (719) 635-8050/244-0755Or if you just need a Rep. Call me

2020

Listen Monday - Friday from 7am to 6pm to win.

This paper courtesy of Q102.7 KBIQ FM and News Talk 1460 AM KZNT.SNIPPETZ® THE LOCAL SCOOP

20

Snippetz Issue 389

Documents

Transcript of Snippetz Issue 389