Snippetz Issue 384

All your protection under one roof.

©1997 American Family Mutual Insurance Company and its SubsidiariesHome Office – Madison, WI 53783

www.amfam.comNA-07497 Rev. 1/03

Larry E Stiltner Agency481 Hwy 105 Suite 212(719) 481-8382 BusMonument, CO 80132









We Just Dream!... Continued on Page 2

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SNIPPETZ NEVER SLEEPS... WE JUST DREAM!

Janet Susan Terry

430 Beacon Lite Rd. #155, Monument(719) 481-6555

FREE WEEKLY

ISSUE 384 • MARCH 9, 2009

“Dreaming permits each and every one of us to be quietly and safely insane every night of our lives.” -William Dement Sleep Researcher

Everyone dreams (most mammals and even some bird species!), but not everyone agrees on what

dreams really are or what they mean. Dreams have been a topic of speculation, study and theory for centuries. It is fairly agreed upon by the experts that dreams occur only during REM (rapid eye move-ment) sleep when brain activity is simi-lar to wakefulness. Nonetheless, dreams have been and probably will continue to be a topic of fascination for most of us.

We Just Dream!... Continued from Page 1

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THIS WEEK IN SNIPPETZCover Story

FEATURE ARTICLESSenior News Line... 4Strange But True... 5 Moments In Time... 8

How To Wiggle Out of The Mud... 10

STYLE PAGE 7Kims Korner

HEALTH AND WELLNESS PAGES 10-11Diet Center Health Bulletin... 10

Jills Health Tips... 10 The Doctor Is In... 11To Your Good Health... 11

SNIPPETZ BUSINESS DIRECTORY 12The Place To Find Local Businesses on the Go!

THE DINING GUIDE PAGES 13-15The Kitchen Diva... 13

Gretchen’s Goodies... 14Patricia’s Café... 15 • Vino-Bits... 15

PETS 16Paws Corner

SAINT Adoptions

BUSINESS AND FINANCE 17-19Financial Focus ... 17

Dollars and Sense... 18It’s The Law - The Marriage Zone... 18

PUZZLES, TRIVIA, ENTERTAINMENT 20-21Trivia Test • Sports Quiz • Flash BackSuper Crossword • Weekly Sudoku

Couch Theater DVD PreviewsHuey’s Page (Comics)

Salome’s Stars (Weekly Horoscope)

CLASSIFIED PAGE 22GREAT BARGAINS - Find Your Treasure!

Business / Employment Opportunities

REAL ESTATE PAGES 23-24Robyn’s Real Estate Rap... 23

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ALL RIGHTS RESERVED © 2009PUBLISHED BY FUNDER ENLIGHTENING, INC.

George Wilkins - PublisherPO Box 789 Monument, CO, 80132

(719) 487-0484email: [email protected]

SNIPPETZ® NORTH & WEST

NEXT WEEK IN SNIPPETZSnippetz Is Captivated ByLITTLE GREEN MEN

SNIPPETZ NEVER SLEEPS...WE JUST DREAM!

by Deborah Stumpf

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DREAMS THROUGHOUT THE AGES

During the Greek and Roman ages, dreams were a very signifi cant part of life. People looked to their dreams to predict the future or to provide solutions to problems. Dreams were mostly thought of in a religious context as messages from ancestors or the gods.

Between about 100 and 300 B.C., it was believed that dreams had the power to heal the sick and were often part of medical diagnosis and cure. Temples were built for the sick to sleep in so that they could be healed by using their dreams.

Egyptians who had very vivid dreams were thought to be blessed and those who could in-terpret dreams, usually priests, were thought to have had the gift of interpretation bestowed upon them by God.

The Chinese believed that the soul left the body during a dream and that one should never be

awakened lest the soul would not be able to re-turn to the body.

By the Middle Ages, people saw dreams as temp-tations from the devil.

By the early 19th century, not much attention was paid to dreams as it was thought that they came from some type of anxiety with no mean-ing behind them.

ALONG CAMESIGMUND FREUD

The father of psychoanalysis, Sigmund Freud began to study dreams as a way to understand personality. He believed that every thought and action was motivated by our unconscious minds. Fred described the mind as containing three parts: 1) the id, which is the childlike part of us that acts only on urges and desires; 2) the ego, which is the holder of our moral conscience; and 3) the superego, which is the great enforcer and keeps the id in check. Freud believed that dreams were the id’s opportunity to be free and express

3

SNIPPETZ® NORTH & WEST


We Just Dream!... Continued from Page 2

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Snippetz030208.indd 1 3/1/09 5:47:44 PM

itself, and the job of the superego was to keep the id from remembering the more disturbing parts of dreams.

There have been many theories beyond Freud’s, but according to a study recently published in the Journal of Personality and Social Psychol-ogy, people tend to agree with Freud in that their dreams reveal hidden truths. The study also found that many people will make decisions based on information from dreams because they feel that their dreams give them insight.

OTHER THOUGHTSABOUT DREAMING

There are many theories surrounding the func-tion of dreams:

• A clean up like a computer “defrag” that re-moves junk from the brain.

• The fantasy involved in dreams satisfi es the re-pressed parts of the mind.

• Carl Jung, a Swiss psychologist, believed that dreaming is an interaction between the conscious and the subconscious mind and may balance or compensate for our attitudes while awake.

• Richard Coutts uses the term ‘emotional selec-tion’ to describe the process by which we test

mental schemas during the sleep process, and re-tain only those that are adaptable while discard-ing those that are maladaptive.

• Ernest L. Hartmann, M.D. believes dreaming is likened to a psychotherapeutic experience in that it allows the dreamer to make connections about stressful and traumatic experiences in a “safe place.”

• Through dreams we create new ideas that come from random thought mutations, although some are discarded by the mind as useless.

• Dreams may lower stress levels and regulate mood.

COMMONDREAM THEMES

There are many people who make a living out of analyzing dreams. If interested in dream analy-sis, the fi rst step is to write down as much of your dream content as possible and as quickly as pos-sible. We forget 50 percent of our dreams within fi ve minutes of waking and 90 percent within 10 minutes.

Interested in analyzing your own dreams? Here are some common dream themes and possible meanings. In most cases there are multiple po-tential meanings.

If you fi nd yourself falling in your dreams, it

might be a sign of anxiety, insecurity or feeling overwhelmed with either personal or work situ-ations in your life. If you can’t hang on to some-thing, then maybe you aren’t keeping up with things you think need to be done. Falling dreams may also signify insecurity and a fear of failing.

Flying dreams can be both positive and nega-tive. On the positive side, if you dream about fl y-ing you may really feel in control, on top of the world and that you are unbeatable. It’s simply empowering. However, if you have diffi culties with obstacles while fl ying, then you may have someone or something in your real life that is inhibiting your success. If you feel fearful of the fl ying experience, then you may lack self-confi -dence.

Taking an exam suggests that you are not pre-pared for some challenge or are feeling anxious about meeting the expectations of others. Test-taking dreams can be about breaking your pencil during an exam, forgetting to study or not being able to fi nish.

Are you being chased? This is another common anxiety dream when you are trying to hide or run from something or someone that wants to hurt you. Rather than confront the situation, you are running. If you want to delve deeper, depending on how much distance is between you and your ‘attacker,’ this could signify how close you are to this issue or whether it is becoming part of the distant past.

Yikes – where are my clothes? If you fi nd your-self naked and feeling horrifi ed about it in your dreams, it might mean that you are feeling vul-nerable and defenseless…or you are afraid of making a fool of yourself. Now, if you love feel-ing naked in your dreams, then you’ve got noth-

4

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SENIORNEWS LINE

by Matilda Charles

EAT A BANANA, LOWER YOUR

BLOODPRESSURE

Could it really be that easy? It might not be the whole answer, but it could help.

Those of us with hypertension have to restrict our diets to limit salt, or sodium. Dozens of clinical trials show that potassium, as found in bananas and many other foods, can bring about a better potassium-so-dium balance. Lowered blood pres-sure can be the result in many cases, especially when combined with the other standards of high blood pres-sure treatment, such as increased exercise.

The National Heart, Lung and Blood Institute, part of the National Institutes of Health, has a Web site full of information about high blood pressure and how to manage it, in-cluding a section on diet.

Go to www.nhlbi.nih.gov and put

this in the search box: high blood pressure DASH. That will bring you to a number of articles about lower-ing blood pressure with diet.

What I appreciated in the pages on DASH (Dietary Approaches to Stop Hypertension) was the week’s worth of menus, showing quanti-ties to eat and indicating just how much sodium there is in each food. There’s even a section on getting started gradually on a DASH diet. On another page, a chart shows just how much potassium is in dozens of different foods. Potatoes, lima beans, almonds, tomatoes, yogurt, tuna -- they’re all good sources of potassium.

If you have high blood pressure, ask your doctor if you will benefi t from adding some potassium-rich foods to your diet. Don’t try to make ad-justments on your own, especially if you’re on medication. Ask, because it’s possible to get too much potas-sium, too. As in all things, there needs to be a balance.

Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].

(c) 2009 King Features Synd., Inc.

NOW is the TimeIf you have native grass pasture or acreage, now is an excellent time for dormant over-seeding, aerating, and fertilizing.

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Call 719-502-0056 or email [email protected] for Your Free Estimate!ing to hide and are a free spirit.

Dreaming that your teeth fall out could mean that you feel powerless and that you are not being heard by others. It can also mean that you feel your appearance is not up to snuff or you fear getting old.

DREAMSNIPPETS

• During a lifetime, a person spends about six years dreaming or only two hours per night.

• The majority of dreams last as short as fi ve minutes and as long as 20 minutes.

• It is thought that the body is par-alyzed during REM sleep due to suppression of neurotransmitters responsible for stimulating motor neurons. This condition is called REM atonia.

• About 65 percent of males and 70 percent of females experience re-curring dreams.

• Most of us dream in color but about 12 percent dream in black and white, a number that has decreased since the 1960’s. Another example of the power of television and mov-ies?

• A Déjà vu experience is viewed by some as the product of a previous dream experience that has been for-gotten by the dreamer.

• Blind people dream and can see images in their dreams if they be-came blind after birth. Those that were born blind also dream, but their dreams involve the other sens-es, such as smell, touch, sound and emotions.

• People who quit after many years of smoking report more vivid dreams. They also fi nd that quitters will dream about smoking, causing guilt and other negative emotions.

• There is no dreaming during snor-ing activity.

Until next week, we at Snippetz wish you pleasant dreams!

5


STRANGEBUTTRUEBy Samantha Weaver

• It was politician, liberal com-mentator and former comedian Al Franken who gave the following sage advice: “When you encounter seemingly good advice that contra-dicts other seemingly good advice, ignore them both.”

• Statistics show that for every 71,000 skydiving jumps made, there is only one fatality. That might not seem surprising until you put it in context: You have a one in 20,000 chance of dying from a regular fall right here on solid ground.

• If someone were to ask you to name the sunniest spot on Earth, you might be tempted to answer “the Sahara Desert” or some other such exotic place. You would be wrong, though; that distinction belongs to a town right here in America. Out of the possible 4,456 daylight hours each year, the sun shines for an average of 4,050 in Yuma, Ariz. That means that there’s cloud cover or rain for only about 10 percent of the time there.

• Floridians like myself are, unfor-tunately, familiar with large cock-roaches, sometimes called pal-metto bugs down South. While the bugs may inspire disgust, however, we should be glad we don’t have to deal with their Paleozoic-era ancestors. Those who study such things say that cockroaches back then were the size of today’s house cats.

• During the 19th century, fi rst lady Lucy Hayes, wife of Rutherford B. Hayes, the 19th president of the United States, was widely known as “Lemonade Lucy.” It seems she was an ardent supporter of temper-ance and therefore didn’t allow alcohol to be served in the White House during her husband’s four years in offi ce.

***

Thought for the Day: “Whatever a man prays for, he prays for a mir-acle. Every prayer reduces itself to this: Great God, grant that twice two be not four.” -- Ivan Turgenev


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EXCLUSIONS: Sears will not price match competitors’ items that are limited in quantity, offered for sale for less than six hours during a day or offered for sale during the day after Thanksgiving. Sears will not price match competitors’ bonus or free offers, special offers, bundled offers, rebates, financing offers, coupons, clearance or closeout prices, or prices on used, damaged, returned, open box ordisplay merchandise. Sears will not price match services. Sears will not match typographical errors or competitors’ prices that result from a price match. Photo copies of advertisements or receipts will not be accepted as verification of competitor pricing. For other exclusions and further details see store associates or visit www.sears.com/pricematch. SEARS IN-STOCK PROMISE ON ADVERTISED ITEMS: We try to haveadequate stock of advertised items. When out-of-stocks occur, Sears will offer: an equal or better item at the advertised price, or a raincheck for the advertised item. Limited offers, special orders and items not normally available at your Sears store are excluded. ALL ON SALE EXCLUSIONS: Special Purchases, Great Price items, clearance, closeouts, water heaters, Weber, Gift Cards, and protection agreements. SEARSSHALL NOT BE HELD LIABLE for errors or omissions. In the event of an error, we will make every effort to accommodate our customers. SEARS RETURN POLICY: Our goal is that you are completely satisfied with your purchase. If for any reason you are not satisfied, simply return your purchase in its original packaging, with your receipt within 90 days of your purchase, 30 days for Home Electronics and Mattresses for arefund or exchange. If you are not satisfied with your purchase after these time periods, please let us know. Your satisfaction is important to Sears. A 15% restocking fee applies on select Home Appliance, Home Electronics, Home Improvement, Sporting Goods, Household Goods, Lawn & Garden and Automotive products not returned in the original box, unused and containing all original product packaging and accessories.Special orders cancelled after 24 hours of purchase are subject to a 15% order cancellation fee. IMPORTANT DEFERRED INTEREST PROMOTIONAL OFFER DETAILS (WHEN OFFERED): FINANCE CHARGES accrue on a promotional purchase from the date of the purchase at the regular purchase rate in effect from time to time and all accrued FINANCE CHARGES for the entire promotional period will be added to youraccount if the purchase is not paid in full by the end of the promotional period or if you default under your card agreement. Making the minimum monthly payment will not pay off your promotional purchase in time to avoid FINANCE CHARGES. 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Let’s talk about our fl oors. We’ve got our walls covered now, so let’s go down to the

fl oor. There are so many choices to be made on fl ooring and the choices just keep getting bigger all the time. They keep getting bigger for many reasons. That’s a pun that you’ll understand in a minute.

We could choose carpet. You can do wall-to-wall made from everything from nylon to wool to polyester to Olefi n. There are so many synthetics that give you so many choices.

Remember also that choosing the right padding for your carpet is as important as choosing the right carpet. You could take a less expensive carpet, put a better padding under it and it’s going to wear better. Listen to the experts when it comes to adding the right padding for your carpeting.

You can also choose area rugs that can be made from wool, silk and synthetics. They can be hand-knotted or they can be machine made. The prices run the full gamut of prices when you think about area rugs. I like to think about area rugs as an investment to last a long time. An area rug can be taken up and moved from room to room depending on the size. You can rotate it, giving your rug more wear. I generally buy a rug because I really like it, so if I were to move, I would want to take it with me. Therefore, I think of buying the best that I can afford to put on my fl oor.

There are area rugs that will need padding under it. Check with the manufacturer to make sure you’ve got the right one and it will keep it from what we call “walking” or “crawling” on you, making it safer. You want to make sure that your

rugs are anchored down, so that no one trips over them.

Now, how do you pick a good area rug? Many area rugs are patterned. When you think about patterns, use that term color connectors. If you have a family room that is painted shades of sage greens and golds and maybe some warm terra cottas, you would want to make sure that your area rug had at least two of those colors in that area rug and that will give it a connection relationship.

Area rugs are on what we call a horizontal plane of your room, whereas your furniture is on a vertical plane. People are afraid of putting too much pattern in a room, but if it’s your family room and you’ve got an area rug, your furniture is going to break it up. So, you’re just going to see snippets of your area rug because it’s on the horizontal plane. What you tend to see is more of the vertical plane of your room. The best thing to think about is color connecting it to your furnishings in your room.

Now dark, rich colors create a cozy feeling that can help defi ne a more intimate space like a conversation area in a living room. The area rug ties in the sofa, the loveseat, the chairs, the tables and creates unity to it, creating a more intimate feeling. Lighter colors can open up small spaces. When you coordinate it with the wall colors, it can make the room appear a little bit larger. People worry again about lighter colors and that they aren’t going to wear well. Buying higher quality is better because a good wool rug has natural lanolin in it. It’s protective; it’s the Scotch Guard of the area rug so you can still buy a light color and have a lot of wear on it. It’s not going to appear as dirty as a light color of a carpet like a nylon carpet would because of that protection.

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• On March 15, 44 B.C., Julius Caesar, the “dictator for life” of the Roman Empire, is murdered by his own senators at a meet-ing in a hall next to Pompey’s Theatre. The conspiracy against Caesar encompassed as many as 60 noblemen, including Caesar’s own protege, Marcus Brutus.

• On March 13, 1781, English astronomer William Hershel discovers Uranus, the seventh planet from the sun. Herschel’s discovery was the fi rst to be made by use of a telescope, which allowed Herschel to distinguish Uranus as a planet, not a star, as previous astronomers believed.

• On March 12, 1933, eight days af-ter his inauguration, President Franklin D. Roosevelt gives his fi rst national radio address, or “fi reside chat,” broadcast di-rectly from the White House. Roosevelt went on to deliver 30 more of these broad-

casts between March 1933 and June 1944.

• On March 9, 1945, U.S. warplanes launch a new bombing offensive against Japan, dropping 2,000 tons of incendiary bombs on Tokyo and igniting the worst single fi restorm in recorded history. Al-most 16 square miles were incinerated, and between 80,000 and 130,000 Japanese ci-vilians were killed.

• On March 14, 1950, the Federal Bureau of Investigation institutes the “Ten Most Wanted Fugitives” list in an effort to pub-

licize particularly dangerous fugitives. The creation of the program arose out of a wire-service news story in 1949 about the “toughest guys” the FBI wanted to cap-ture.

• On March 10, 1969, James Earl Ray pleads guilty to the assassination of civil-rights leader Martin Luther King Jr. and is sentenced to 99 years in prison. During the 1990s, King’s widow and children spoke publicly in support of Ray and speculated

about an assassination conspiracy involv-ing the U.S. government and military.

• On March 11, 1997, Paul McCartney, a former member of The Beatles, is knighted by Queen Elizabeth II for his “services to music.” The 54-year-old lad from Liv-erpool became Sir Paul in a centuries-old ceremony of pomp and solemnity at Buck-ingham Palace in central London.


THE PLACE FOR GREATBIRTHDAY GIFTS

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1737 Lake Woodmoor Drive (just east of I-25 on Hwy 105)

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People who support you dur-ing your Diet Center Weight Loss program can contribute

to your success by being more than just someone to turn to for encour-agement. They can be someone to “report” to. Reporting to a Diet Center Counselor or friend can help you stay on track in several ways. One reason is that most people try harder to succeed when they do not want to disappoint someone else be-sides themselves. People you report to can also help you stay focused on small, achievable goals that contrib-

ute to bigger goals. They may also see problem areas that you might have overlooked.

There is an important aspect of hav-ing someone to report that should not be forgotten - that you maintain regular contact! Checking in often will help you build a good support relationship and give you more opportunities to keep moving for-ward. Reporting to someone will help strengthen your commitment to reach your weight loss goals.

HEALTHBULLETIN

BEHAVIOR TIPS

SNIPPETZ® HEALTH AND WELLNESS

HOW TOWIGGLEOUT OF THE MUD

By Dr. Ron Ross

PREPARE FOR THE BOOM:STRENGTHEN YOUR

SELF CONTROL

Being out of control is exhilarating in the moment. Your blood pressure rises, your adrenaline

rushes, your muscles tighten and words of anger and frustration come gushing out of your mouth. But the moment after the rush is over embarrassment sets in. You realize you looked like a monster, sounded like a tyrant, and acted like an idiot. You are ashamed of yourself.

Lack of self-control takes its toll in other ways as well. Have you noticed that it is always easier to do something that is fun or exciting or mind-numbing rather than something that requires focus, thought, effort, time and worst of all, sacrifi ce? The fact is it’s much easier to eat too much or drink too much or spend too much or watch too much TV than it is to take control and make the head rule the heart.

You are tested in this area every single day – even hour by hour. Your kids test you, your mate says just the wrong thing, your co-worker is snippy, your client is stubborn, the traffi c is slow, the weather is nasty, the car needs fi xed, the rent is due, and on and on the frustrations of life work at you until you fi nally ___________ (fi ll in the

blank).

Yet it need not be that way. One of the distinguishing characteristics humans have is the ability to engage our higher cognitive functions, our self-control, to resist temptations, delay gratifi cation, choose appropriate responses, and forbear vindictiveness.

So why is self-control so diffi cult? Because it’s much easier to let go, to yield to temptation, to pop a cork and respond from the gut than it is to manage your behavior with your mind.

If you’re like me you need to strengthen your self-control. You need to give up the adrenaline rush for calm and exchange the high blood pressure for composure. When you live life in control you seldom have to deal with the sticky problems of your own making; you are no longer your own worst enemy. You’ll have no more embarrassing moments; you’ll shout no more hurtful words; you’ll no longer have to make those uncomfortable apologies.

But how? Declare yourself a person who has self-control then act on it. Self-control begins in the mind. You must affi rm you have it then you can start to use it. Next, begin putting a greater pause between the stimulus and your response. A millisecond pause can give your mind authority over your emotions and put you in control and save you from another embarrassing outburst.

The fi rst century Roman philosopher and statesman Seneca nailed it when he said, “Most powerful is he who has himself in his own power.”

“Prepare for the Boom” is a series of columns that will appear over the next several months. A compilation of the series will be made available toward the end of the series. To join Dr. Ross’s e-mailing list please go to www.MileHighMotivator.com and sign up. There is no charge. For feedback email: [email protected].

11

Bonnie B. Baswell, M.D.Eric L. Caplan, M.D.

Heather F. Fink, PA-C

Specialized Adult and Pediatric

Allergy and Asthma Care

Now in Monument

Enjoy the Beauty of Colorado Without the Sneeze or the Wheeze.

Individualizedtreatment for:

Nasal AllergiesChronic Sinusitis

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719-592-1365www.csallergy.com

550 Highway 105Monument, CO 80132Wednesday Afternoons

At the Medical Centernext to Safeway

SNIPPETZ® HEALTH AND WELLNESS

MEDICINESALMOST ALWAYS CONTROL GOUT

DEAR DR. DONOHUE: I have gout in my big toe, and it’s very, very painful. I have to walk in my socks. Are there any pills for gout? What food causes the pain? -- L.K.

ANSWER: Gout results from too much uric acid in the blood.

Uric acid is a byproduct of daily cell chemistry. When the uric-acid level rises, crystals of it penetrate the joint. The joint swells, the skin over it turns red, and the joint feels warm. It hurts beyond words. Early on, gout comes in attacks, with the intervals between attacks being free of pain. As time passes, the joint can hurt all the time. The joint at the base of the big toe is often the fi rst joint affected, but it might not be the only joint. The heel, ankle, knee, fi ngers, wrists and elbows also can be targets.Doctors make the diagnosis of gout by examining the affected joint and fi nding a high blood uric acid. The most telling evidence lies in looking at joint fl uid through a microscope and seeing uric-acid crystals.Are you positive it is gout that you have? Many conditions cause swol-len, painful joints.For acute gout attacks, nonsteroidal anti-infl ammatory medicines like Indocin work well. Another time-honored gout medicine is colchi-cine. If neither of these works, cor-tisone drugs come to the rescue.

HOW FULL IS YOUR BUCKET?

THEDOCTOR

IS IN

by Dr. Christy Meislahn

An insightful lookat Health

One of the most common health complaints these days is aller-gies. So common, many people

don’t even recognize the many ways our bodies alert us to allergic reactions.

Some of the common signs include:

• Sneezing• Runny nose• Itchy eyes• Sinus congestion• Asthma• Heartburn• Skin rashes• Acne• Itching• Weight gain• Fluid retention

Yet, the problem isn’t the pet dander, pollen, chemicals or spicy food. While these and other allergens are often sin-gled out as the culprit, it’s actually the person—not the allergen. If it were the allergen, everyone would react! Clearly the problem must be the person’s ability to accommodate the allergen—which involves the nervous system. So, it’s no surprise that many people with allergies also have subluxation(s) that drain the body’s ability to adapt.

Think of your body’s ability to accom-modate physical, chemical and emotion-al distress as an empty bucket. Fill your bucket with the stress of poor nutrition, a lack of rest, a poor career choice, a stressful commute each day and other stressors and our bucket is fi lled to the brim. Along comes tree pollen season or you encounter a house cat and you start wheezing. Your bucket is overfl owing!

The pollen or the cat may get the blame, but only because your ability to adapt has been exhausted by other stressors. Do you know someone with allergies? Introduce them to chiropractic. Chiro-practic isn’t a treatment for allergies, but perhaps we can help them increase their ability to adapt!

The information in this article is provided solely for educational purposes and not as medical advice. Please consult a medical or health professional if you have ques-tions about your health. No liability is ac-cepted should you decide to self-treat or self-prescribe.

To set up an appointmentcall Dr. Christy at

719 • 488 • 8789

Zyloprim (allopurinol) turns off the production of uric acid and prevents gout attacks. Benemid (probenecid) facilitates the excretion of uric acid into the urine. It, too, prevents at-tacks.Diet was the sole treatment of gout in the bad old days. Organ meats -- liver, brain, sweetbreads and kid-neys -- are foods to avoid. Gravies are not good for those with gout. Beer should be restricted. Bing cherries can bring the blood level of uric acid down.

The gout pamphlet deals with this topic in greater detail. Readers can obtain a copy by writing: Dr. Donohue, No. 302W, Box 536475, Orlando, FL 32853-6475. Enclose a check or money order for $4.75 U.S./$6 Canada with the recipient’s printed name and address. Please allow four weeks for delivery.

***DEAR DR. DONOHUE: I have wax buildup in my ear. The doctor told me that. He didn’t tell me what to do for it. Will you? -- A.C.

ANSWER: Warm some baby oil or mineral oil. Put one or two drops in one ear and let it remain there for 10 minutes. This will soften the wax. Next, using a rubber-bulb syringe

found in drugstores, gently fl ush the ear with warm water. Tilt the head to drain the water out of the ear, and the wax should come out with it. If it doesn’t, repeat the procedure.

Don’t do this procedure if you have a hole in your eardrum or an infec-tion of the ear canal.

If this procedure is too much to han-dle, have the doctor do it.

***DEAR DR. DONOHUE: Some-times you hear that people who have a heart or liver transplant take on the personality of the person who donated the organ. Is this true or not? -- N.N.

ANSWER: That’s fantasy, stuff of fi ctional literature. It doesn’t hap-pen.

***Dr. Donohue regrets that he is un-able to answer individual letters, but he will incorporate them in his column whenever possible. Readers may write him or request an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475.

(c) 2009 North America Synd., Inc.All Rights Reserved

12

SNIPPETZ BUSINESS DIRECTORYTHE PLACE TO FIND LOCALBUSINESSES ON THE GO!

IF YOU WOULD LIKE YOUR BUSINESS LISTED IN THE SNIPPETZ BUSINESS DIRECTORY PLEASE CALL: BJ 641-8200 OR GEORGE 487-0484

A PLUS PLATINUMCARPET AND TILE CARE

Steam truck mount extraction.$15 OFF SPECIAL!

719-440-9148or 719-339-2708

FLOORS

FINANCIALCOLORADO NATIONAL

BANK581 Hwy. 105719-488-4309

Your Key to Commercial andPersonal Banking

INSURANCEAMERICAN FAMILY INSURANCE

Larry E Stiltner Agency481 Hwy 105 Suite 212

719-481-8382 Bus.Monument, CO [email protected]

AUTOMOTIVE

MAXX POWER LLCSpecializing in

Diesel Performance(719) 488-0943

www.maxxpowertrucks.com

REAL ESTATETINA PETERSON ABR-GRI-ePRO

Remax Advantage Realty719-460-7614

Are You Looking toBuy or Sell?

www.ColoradoHomesMarket.com

RICHARD PETERSON 719-481-1868R. Peterson Construction, LLC

Licensed & InsuredCustom Homes ✷ Detached

Garages ✷ Basement [email protected]

CONSTRUCTION

HOME DECOR

MARGO’S ON THE ALLEY“For You and Your Home”

215 Chapala Plaza719-487-1406

www.margosonthealley.com

VILLA DECORPolish Pottery

Home & Garden Accents868 Hwy 105, Palmer Lake, CO 80133

Mon - Sat, 10AM - 6PMPhone: 719-481-1981

SPECIALIZED CARPENTRYLocal, Personal & Affordable. Remodel

your house or fi nish your basement. More than 25 years of experience in

fi ne carpentry, remodeling & construc-tion. Licensed, bonded & insured.In-house design and engineering.

For a FREE consultation/estimate call: 719-359-6855

REMODELING

TLC COMPUTER REPAIRSales and Service

PC Recycling Center481 Hwy 105 / Monument Plaza

Behind Domino’s719-302-2937

COMPUTER

TWO TIMERS FINE CONSIGN“Smart, Savvy and Green”Women‘s and Children’s

Monument Plaza719-484-0300

www.twotimers.net

CONSIGNMENT

PET GROOMING

DIRTY DOG GROOMING481 Hwy 105 #206

Monument, COWe aim to rid this townof all them “Dirty Dogs.”

719-481-2968

COUNTRY CRITTERS UPTOWNGentle ProfessionalAll Breed Grooming

Serving The Tri-Lakes AreaWest End Center

719-481-0220

MORTGAGE

1ST METROPOLITAN MORTGAGEJerry Case & Daniel Shepard

Owners of your local Sears Store. We are fully licensed on all of the following products, VA, FHA, conventional loans, Reverse Mortgages and we can help

with any and all mortgage needs.Call us today for a FREE credit report.

719-314-1320www.nostresshomeloans.com

ROOFING

CAMPBELL ROOFING INC.Serving Colorado Since 1984

Licensed and InsuredMember of BBB and Chamber430 Beacon Lite Rd., Ste 110

719-573-9395

HEATWAVESTANNING SALON

481 Hwy. 105 Ste. 210Monument, CO 80132

719-488-8884(behind Taco Bell)

TANNING

CYLINDER HEAD SERVICEValve Jobs

Seats • GuidesSurfacing

Foreign • Domestic • Gas • DieselRup Engines 719-205-3010

KARAOKE

SPOTLIGHTERS ENTERTAINMENT Hollywood-style KaraokeWe keep everything fun and

make everyone sound like a pro with our professional sound sys-tem and mixing experience. We are available for private parties, weddings, etc. or come check us

out at PINZ everyThursday from 9pm - 1am

719-231-2946Email: [email protected]

Do you have an impossible real estate situation the the Realtors®

cannot or will not help you with?You REALLY need to sell your

house. Call Stargate Marketingat 460-5570

LEATHER GOODS

Are you tired of paying top dollar for the im-ported garbage leather belts, wallets, purs-es, etc.? Our local leather store has quality handcrafted leather products made by local Colorado Springs craftsmen with decades of experience at VERY REASONABLE prices. Crafty Cow Leatherworks is in the heart of Old Colorado City at 2506 W. Colorado Ave.

Your home and mortgage are probably your single biggest fi nancial asset and liability. It

makes sense to deal with an expert that has been there, done that, and got the t-shirt! Your Personal Mortgage Planner can help you get the right mortgage for YOU at very

competitive rates. Call 574-9500

FENCINGLAW FENCE CO.

20 YRS experience building and repairing all types of fence

FREE ESTIMATES 719-520-5538

[email protected]

LANDSCAPING

COLORADO CUSTOM ROCK LANDSCAPING INC.Licensed and insured

Serving the Front Range area for over 30 yrs.Commercial & residential landscaping services

ccrlandscaping.comCall for a FREE Estimate! 719.598.6871

PAINTING

CertaPro PaintersResidential And Light-Commercial

Interiors, Exteriors And Decks(719) 475-1616www.certapro.com

Painting • Passion • Professionalism

PRIME ROOFING, INC.Your local Monument Roofer

24 Years of Experience working for youLicensed and InsuredMember of the BBB Call: 719-599-4020

The Lewis Palmer High School After-Prom Party Committee will host a Bowling Social at PINZ Bowling Center this

Friday, March 13.

The fun begins at 6 pm with two games of bowling and a Mexican fajita buffet. During the bowling portion of the evening, items available for purchase through the silent auction will be on display. Then, at 8 pm, move on into the Lounge and dance to the music of favorite local band Monument Hill until Midnight.

Proceeds from this event are used to fund the after-prom party at LPHS and a portion of the monies raised this year will be used as seed money for the new Palmer Ridge High School to develop their own after-prom program. The after-prom party provides a safe and fun place for our local teenagers to carry out their post-prom festivities in a fun and, more importantly, safe environment.

Gloria McCartan and Al Palmonari, owners of PINZ, are “pleased that the Committee selected PINZ to host this very worthwhile event” and encourage all members of the Tri-Lakes community to extend whatever support they can – whether by attending the event or making donations to the committee of either cash or items for the silent auction.

Tickets cost $75 per couple or $37.50 per single

LPHS BOWLING SOCIAL AT PINZ and may purchased by contacting Michelle Aguero at 719-332-3838 or [email protected]. The Committee welcomes donations of any amount at any time.

13

SNIPPETZ® DINING GUIDE

FISHFRY

FRIDAY

WILD WINGS ‘N THINGS - HAPPY HOUR SPECIALS

CALL AHEAD FOR PICKUP / DINE-IN / OR PLATTERS1415 Cipriani Loop • Monument

www.monumentwings.com

CHECK OUTOUR OTHERSPECIALS

488-WILD (9453)

AVAILABLE FOR PRIVATEPARTIES AND CATERING

75 Hwy 105Palmer Lake

719-481-2222

Open Nightly at 4:30

Winter In Palmer Lake

Daily Specials

Sunday

“Let Them Eat Cake”

Free dessert with the purchase

of an entree

Monday

“Pick a Parmigiana”

Veal, Chicken or Eggplant

$9.95

Tuesday“Coupon Crazy”We will honor any restaurant’s valid couponWednesday“Man Vs. Food”All you can eat Lasagna$11.95

Thursday“Amore Dinner”4 Course meal for two $34.95valid only at Palmer lake locationpromotion expires 3/31/09

ROTISSERIE CHICKEN TO THE RESCUE!

I love using rotisserie chickens in my recipes when I’m pressed for time. Rotisserie chickens are reasonably

priced, convenient, come seasoned in a variety of ways and can be trans-formed into a multitude of quick and easy main-dish meals. Best of all, if you purchase a plain, roasted chicken, you can use the bones to make a rich, homemade chicken stock or enhance the fl avors of pre-packaged stocks or broths, so nothing goes to waste.Most rotisserie chickens are large enough to serve at least four people as a main course. Or, you can pull the meat from the bones and use it in reci-pes that call for pre-cooked chicken. Shredded chicken can be used in reci-pes from salads, sandwiches and soups to enchiladas or chicken pot pies.Using a pre-cooked chicken gives you the opportunity to explore new and unusual recipes that would ordinarily take a lot of time to prepare. This reci-pe for Speedy Mediterranean Chicken is ready in just 30 minutes and imparts all the exotic spices and fl avors of the traditional recipe. A rotisserie chicken seasoned with lemon pepper is perfect for this dish.The fl avors used in this recipe are rem-iniscent of an exotic Moroccan tagine.

A tagine is both a type of heavy clay pot with a domed lid and the dish that is cooked in it. Tagines are typically found in the North African cuisines of Morocco. Most Moroccan tagines combine lamb, chicken or beef with a variety of ingredients and seasonings, including citrus fruits, nuts, honey and pungent spices.This recipe blends spicy salsa and cur-ry powder and adds a hint of sweetness by incorporating honey and raisins with spectacular results. Toasting the curry powder in the oil fi rst gives the dish an authentic taste and brings out the fl avors of the spice. Serve with hot cooked couscous or rice to make the most of the savory sauce that envelops the chicken.

SPEEDYMEDITERRANEAN

CHICKEN1 tablespoon olive or vegetable oil2 teaspoons curry powder 1 jar (16 ounces) chunky salsa1/2 cup sliced green olives 1/4 cup golden raisins1/4 cup honey 1 deli rotisserie chicken (2 to 2 1/2 pounds), cut into 6 to 8 pieces, skin re-moved if desired

1. In 12-inch nonstick skillet, heat oil over medium heat. Stir in curry pow-der. Cook over medium heat 1 minute, stirring constantly.2. Stir in remaining ingredients except chicken. Add chicken; turn to coat.3. Cover; cook over medium-high heat 5 to 6 minutes, turning chicken oc-casionally, until sauce is bubbly and chicken is thoroughly heated. Makes 4 servings. (Recipe provided courtesy

of Betty Crocker: www.bettycrocker.com/recipes)

Angela Shelf Medearis is an award-winning children’s author, culinary historian and the author of fi ve cook-books. Her latest cookbook, “The New African-American Kitchen,” is in

bookstores now. She’s known as The Kitchen Diva and is the executive pro-ducer and host of “The Kitchen Diva!” television cooking show. Visit her Web site at www.divapro.com.


Photo courtesy of Betty Crocker

14


Coffee Cup Café

reputation251 Front St, Monument, 488-0663

www.coffeecupmonument.com

Open 7 Days a Week 6:30 am - 3:00 pm

13860 Gleneagle Dr, Gleneagle, 481-6446www.asecondcup.net

Open 7 Days a Week 6:00 am - 9:00 pm

A Second Cup

location

Yields 6-8

2 cups sifted all-purpose fl our 1 tablespoon baking powder 1 teaspoon salt 2/3 cup sugar 1/4 cup shortening 1/4 cup butter 2 teaspoons grated orange peel 2 eggs, beaten 2/3 cup milk 1/2 cup chopped raisins

Raisin Filling: 1/2 cup peanut butter

GRETCHEN’S OODIESGOODIES

byGretchen Gire Anthonyof Bodhicitta Bakery

INDIVIDUAL RAISINCOFFEE CAKES

2 tablespoons brown sugar 1/4 cup coarsely chopped rai-sins 1 tablespoon melted butter

Sift together the sifted fl our, baking powder, salt, and sug-ar.

Cut in shortening and butter until mixture resembles meal. Add grated orange peel. Add beaten eggs, milk, and 1/2 cup chopped raisins. Stir just until blended.

Spoon into muffi n tin lined with paper muffi n cups. Fill cups about 2/3 full. Blend to-gether the fi lling ingredients;

heat slightly to soften over low heat or in microwave.

Drop a spoonful of fi lling on each coffee cake; swirl through the batter with a knife.

Bake at 425° 20 to 25 minutes. Serve hot.

Make Every DaySweeter than the Last!

Gretchen Gire AnthonyBodhicitta Bakery - 487-1555

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PIZZA NIGHTFriday 5:00pm - 7:00pm

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15


Pizza • Pasta • LasagnaSalads • Sandwiches

Beer • Wine

Tuesday - Friday 5 - 9 pmSaturday 11:30 am - 9 pm

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website: http://www.bellapanini.com

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Public wine tastings held monthly.Sign up for our e-newsletter to find out when.

Located on Hwy 105between Palmer Lake & Monument.

Hours: Tuesday - Saturday 11am to 6pm.

A VARIETY OF VARIETIES

Snowfl akes and fi ngerprints aren’t the only examples of Nature’s infi nite variety. Within the genus Vitis and the species vinifera, you fi nd as many as 10,000

varieties of wine grapes. If wine from every one of these varieties were commercially available and you drank the wine of a different variety every single day, you would need more than 27 years to experience them all! All sorts of attributes distinguish one grape variety from the next. These attributes fall into two categories: personality traits and performance factors. Personality traits are the charac-teristics of the fruit itself---its fl avor, for example. Perfor-mance factors refer to how the grapevine grows, how its fruit ripens, and how quickly it can get from 0 to 60 miles per hour.

A VARIETY OF VARIETIES

Snowfl akes and fi ngerprints aren’t the only examples of Nature’s infi nite variety. Within the genus Vitis and the species vinifera, you fi nd as many as 10,000

varieties of wine grapes. If wine from every one of these

Vino-BitsWine Appreciation

& Tasting Tips

brought to youby

Dirk atThe Wine Seller

CAJUN & BARBQFare

Dine-in or Take-outTuesday - Saturday 11:00am - 8:00pm

481 Hwy. 105, Suite G • Monument, CO(719) 488-2799

Website: BAYOUBARBQ.COM

BAYOUBARBQ

WEDNESDAY ISCATFISH DAY!

PATRICIA’S CAFÉ

These Unique and Delicious Recipes are presented to you by Pat McClelland - owner of

Bella Panini in Palmer Lake and Bayou BarBQ in Monument

Check out their websites: http://www.bellapanini.com and www.bayoubarbq.com

CHICKEN CORDON BLEU

4 ea Chicken Breasts2 oz Ham4 sl Swiss Cheese2 ea Eggs1 Tbs Milk½ c Flourto taste Salt & Pepper½ c Breadcrumbs4 Tbs Butter

1. Pound chicken breast to ¼” thick.2. Place a ¼ of the ham in the center of each chicken breast with a slice of cheese.3. Roll chicken breast to incase the ham and cheese.4. Mix eggs and milk in a shallow bowl.5. Place fl our in a separate bowl.6. Place breadcrumbs with salt and pepper in an-other bowl.7. Dip each breast into the fl our then egg mix and then into the breadcrumbs.

8. Place into a heated skillet with butter and cook until golden brown on both sides and cheese is melted.

Chicken Cordon Bleu is one of those things we have each probably experienced at some type of banquet it the 80’s and

thought it was pretty cool. …Or at least I did be-cause I grew up here when the only restaurants in town were Village Inn, Dairy Queen and the Mug on the Hill so I hadn’t really eaten too many com-plex things that had fancy names. But over all the fl avors are really good together and you can change things up a little with a different type of cheese or meat for that matter. Bacon and cheddar are one combination or cream cheese and spinach might be another. Here I have it sliced and in a sandwich with some great bread along with some

Dijon mustard and lettuce, tomato and onion.

Be creative, have fun and enjoy!!!

16

SNIPPETZ® PETS

By Sam Mazzotta

FORECLOSURES TAKE TOLL ON

OWNERS AND PETSDEAR PAW’S CORNER: I have a cousin who needs help fi nding a good home for her three dogs. Her house is be-ing foreclosed on, and she is struggling to fi nd a place to live on a limited income. She has no car, her telephone will only call locally and her computer is on the blink. We contacted the no-kill shelters in our area, but none of them has ever re-sponded. Where else can we fi nd help? -- Desperate in Desert Hot Springs, Ca-lif.

DEAR DESPERATE: The foreclosure crisis has created another crisis in its wake: pets being abandoned by owners who are no longer able to care for them due to fi nancial diffi culties, because pets are not allowed in the residences they must rent or other factors.

Shelters are near or at capacity in the best of times, and these times are certainly not the best. However, you should con-tinue to try and contact local no-kill shel-

Paws Corner

ters. If you can call beyond the local area, become your cousin’s advocate and call shelters for her daily until someone responds.

Another avenue is to advertise in the local circular that the dogs are avail-able. However, do not say that the dogs are free to a good home. There are rea-sons for this, which unfortunately I don’t have room to list in today’s column. In-stead, ask for an amount that will cover veterinary and transportation costs for each dog. Insist upon meeting the poten-tial owners. More information on giving up a pet can be found at: http://www.northbay-canine.org/lastresort2-txt.htm.

Because these solutions are iffy at best, your cousin must try and keep the dogs if at all possible. Can you or a family member take in one or more of the dogs? Can you help your cousin fi nd affordable housing that also takes pets?

Helping a family member through this sort of crisis isn’t easy, and you’re a champ for stepping up. Don’t give up on fi nding either a good home for the dogs or a place where your cousin can keep them.

Send your tips, questions and comments to Paws Corner, c/o King Features Weekly Service, P.O. Box 536475, Or-lando, FL 32853-6475, or e-mail them to [email protected].


PLAYFUL AND LOVING Chyanns’ Pet CareSPECIAL

NAILS • EARS • ANAL $20(REGULARLY $8 EACH)

Gentle handling, clean, fun for you, and your pet!Grooming with TLC since 1983 • Scissoring, Big Dogs, Cats

GIFT CERTIFICATES AVAILABLE • Special Expires April 30, 2009(719) 488-9474

[email protected] Rogers - Owner/Operator

79 4th Street (4th & Washington) Monument

Please take a moment to meet Callie. Callie is a 10 month old female cat. She is spayed and has

her shots. Callie is a sweet girl. We do not know if Callie gets along with dogs or other cats. She has a beautiful face and half of a moustache. She is mainly white with golden brown spots. Callie is an inside cat. She loves to play and loves people.

If you are interested in adopting Callie into your heart and home please call SAINT Animal Rescue located in Calhan. Our phone number is 541-3099 but you might need to use the 719 area code.

It is always a challenge when adopting a new pet. SAINT Animal Rescue

asks the adopter to give the animal a reasonable amount of time to adjust to it’s new family and environment. This is so very important to your new family member as well as your existing family members.

Please visit our website at saintanimalrescue.org and as always thank you for caring.

“Thousands of years ago, cats were worshipped as gods. Cats have never forgotten this.” - Anonymous

B r i g h t I d e a

Save Energy. Save Money.

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17

SNIPPETZ® BUSINESS AND FINANCE

For additional information, contact:

Adam Grayson755 Hwy.105, Ste M-4 • Palmer Lake, CO

719-481-4964

FINANCIAL FOCUS

CREATE A STRATEGY

FORMATURING

CDS

Provided by Adam Graysonof EdwardJones Investments

Some things, like fi ne wines, get better with age. But a certifi cate of deposit (CD)

is not one of them. If you have a maturing CD, you need to decide what to do with it — and the earlier you make this decision, the better off you’ll be. So if you’ve got one or more CDs coming due in the next few months, start planning now.

Of course, if you had a specifi c goal for a maturing CD — such as a college tuition payment — your decision has already been made. But if you’ve purchased a CD for another reason, you’ll have to choose whether to renew it or invest the proceeds elsewhere.

If you bought the CD for the income it provides, you may want to renew it. If prevailing interest rates are the same, or higher, than the rate on your maturing CD, you can purchase a new CD without worrying about reducing your income stream. But if rates have fallen, you may have a dilemma: How can you reproduce the income you received from your now-matured CD?

Here are a few alternatives to consider:

Purchase a bond that pays a higher rate. Instead of buying another CD, you could possibly purchase another fi xed-income instrument, such as a bond, that pays a higher interest rate. Be aware, though, that if you fi nd a bond that pays a higher rate, you may be taking on more risk, so make sure any bond you purchase is considered “investment grade quality” by the independent rating agencies.

Buy a longer-term CD. Generally speaking, you can get a higher interest rate when you purchase a longer-term CD. Your money will be locked up for a longer period of time, but it will help provide you with a more stable income stream over time.

Create a fi xed-income “ladder.” To combat interest-rate concerns, you might want to build a fi xed-income “ladder” by buying several CDs or bonds with varying maturities — short-term, intermediate-term and long-term. When market rates are low, you’ll still have your longer-term vehicles earning higher interest rates. And when market interest rates are high, you can reinvest the maturing short-term bonds and CDs at the higher rates.

Thus far, we’ve talked about replacing a maturing CD to protect your income stream. But if you bought a CD for another purpose — such as removing some of your money from a volatile stock market — then the CD’s maturity gives you a chance to re-evaluate your investment strategy. As you know, 2008 was a tough year for the stock market, so, at the time, diverting some of your money to a CD might have seemed smart. But history tells us that even the worst bear markets don’t last forever, and that the biggest gains in a rally often occur at the early stages.

Consequently, you may want to take this opportunity to “rebalance” your portfolio, and, if appropriate for your individual situation, look for ways to invest the proceeds of your CD into quality equities or other securities.

By planning ahead, you won’t feel rushed to make a hasty decision when your CD matures or, even worse, be tempted to spend the money and have little to show for it. Your maturing CD can help you achieve your fi nancial goals — if you give it a chance.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.

IT’S TIME TO MAKE THE WORLD

A BETTER PLACE TO DRIVE.

Joslin Nagle 1850 Woodmoor Dr., Ste. [email protected]

Feature is optional and subject to terms and conditions. Available in select states now and in most states by 1/31/06 (subject to regulatory approval whererequired).Allstate Fire and Casualty Insurance Company: Northbrook, IL. © 2007 Allstate Insurance Company

Your Choice Auto® Insurance. Deductible Rewards, AccidentForgiveness and more. Sound Good? Call me today.

719.481.4740

Fed Ex • UPS • DHL • USPSFor all your packing & shipping and printing needs.

Phone: (719) 488-9898 • Fax: (719) 488-0988481 Hwy. 105, Suite B • Monument, CO 80132 • Monument Plaza

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At Edward Jones, the level of service you receive dependson your personal needs and preferences, not on the sizeof your investment portfolio.

If you’d like to experience exceptional personal service,consider Edward Jones. We offer solutions for all yourfinancial needs. Get to know us.

Call today to schedule a free portfolio review.

IS YOUR BROKER GIVING YOUTHE COLD SHOULDER?

www.edwardjones.com Member SIPC

Adam R GraysonFinancial Advisor.

755 Hwy 105Suite M-4Palmer Lake, CO 80133719-481-4964

18

❖ Business Formation

❖ Business Planning

❖ Intellectual Property

❖ Employment Law

❖ Mergers and Acquisitions

❖ Wills, Estate, Probate

❖ Transactional (Contract) Services

Lisa Welch StevensAttorney at Law, P.C.

Admitted to Colorado State Barand U.S. Federal Bar for the

District of Colorado

Member: Colorado & El Paso County Bar Association

719.488.9395lisa@lwslawfi rm.com • www.lwslawfi rm.com

Law Offi ces ofChristopher C.

Meyer,P.C.

13540 Northgate Estates Dr., #200Colorado Springs,

CO 80921

(719)488-9395

DIVORCE / FAMILYLAW

Experienced - AffordableConvenient

Please visit our comprehensive website for divorce information:

www.cmeyerlaw.com


DON’T GET SNOOKERED BUYING A USED CAR

Buying a used car doesn’t have to be an anxiety-ridden experience, but it does re-quire diligence on your part to make sure

of what you’re getting.

Here are some things to watch out for if you’re in the market to buy a used car:

• Buy from a licensed dealer. While you can get a good deal from an individual seller, you have more protections and recourse with a dealer.

• Look at the title. A number of cases have been reported where a buyer will purchase a car, ex-pecting that the dealer has taken care of any orig-inal loan, only to discover later that there’s a lien on the car and the bank wants its money. This is becoming more of a problem with small dealers

that go out of business and don’t pay off liens.

• Learn to identify vehicles that have been in a wreck. Watch the airbag light. It should come on when you start the car and then go out. If it doesn’t, the airbag might have been deployed. Try out all the moveable parts, like doors and trunk. Be sure they align. Check the paint in the daylight and look closely at trim and the edges of chrome. Peel back rubber seals. Take the car to a mechanic to be checked.

• Learn to identify vehicles that have been in a fl ood. Check the interior carefully. Does every-thing match the way it should or have some parts (seats, carpet) been replaced? Does everything work? Air bag lights, radio, window locks? Turn on the heater and see if there is a mildew smell. Check under the dash for wires that are no lon-ger fl exible. Arrange to have the car put on a lift and check the undercarriage with a fl ashlight and

© Christopher C. Meyer, July 2008

If you are thinking about getting a divorce or legal separation and you are concerned about whether the other party will provide you with

fi nancial information or how much information you’re going to have to provide to the other par-ty, you must understand that Court rules require mandatory fi nancial disclosure. As a practical matter, this means that you cannot hide or fail to disclose information regarding your fi nancial situation.

Each party has an affi rmative obligation to pro-vide the other party with a sworn fi nancial state-ment that includes all the information regarding your accounts and expenses. You also have an affi rmative obligation to provide supporting in-formation such as income documentation, tax returns, credit card statements, and bank and fi -nancial account information. “Affi rmative obli-gation” means that you are required to provide the information without the other party having to ask for it. The Court will require that you ex-change the mandatory fi nancial disclosures prior to the initial status conference, that usually is scheduled within 40 days of the petition being fi led.

You are under a continuing duty to supplement or amend your fi nancial disclosures in a timely

manner. If, for example, your in-come changes after you have pro-vided your mandatory disclosures, you have to inform the other party of the change and provide documenta-tion as well.

It is important to note that the parties are not limited to the information covered by the mandatory disclosure requirement. The parties are free to request additional information re-garding the other party’s fi nancial situation. For example, parties com-monly request bank and fi nancial account information covering years prior to fi ling the petition.

What happens if you fail to provide the mandatory fi nancial disclosures?

If you fail to provide the information and you have the ability to obtain it, the Court will im-pose appropriate sanctions. Don’t even think about trying to hide any assets. The other party will eventually discover it, your credibility will be irreparably damaged, and your case will suf-fer.

Remember that in the marriage zone, the rules require that the parties and the Court have the best fi nancial information available in order that the parties and the Court can make the best deci-sions possible based on that information.

This article is for informational purposes and does not constitute legal advice concerning your case.

Chris Meyer is an attorney practicing family law in Monument. Chris’ law practice is limited to domestic relations cases. Chris has been prac-ticing law since 1977. He is a former prosecu-tor and is licensed to practice law in Colorado, Florida, California and Wisconsin. Chris can be contacted at 719-488-9395. Chris’s website (www.cmeyerlaw.com) has additional divorce and family law information.

THE MARRIAGE ZONE:MANDATORY

FINANCIAL DISCLOSURE

come changes after you have pro-vided your mandatory disclosures, you have to inform the other party of the change and provide documenta-tion as well.

It is important to note that the parties are not limited to the information covered by the mandatory disclosure requirement. The parties are free to

IT’STHELAW!

by Christopher C. Meyer,Attorney at Law, P.C.

small handheld mirror to see areas that might have been missed in cleaning.

It can be worth your while to go online and fi nd a site that will, for a fee, check the history of the car you want to buy. You could discover that the car has had multiple owners (a red fl ag), was in an accident and had a salvage title until it was rebuilt, was used as a rental vehicle or was auc-tioned off. While not foolproof, those reports can be valuable in giving you the history of a vehicle.

David Uffi ngton regrets that he cannot personal-ly answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].


19

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ACCLAIMED FILM PRODUCER, DIRECTOR BOB GARNER TO SPEAK AT TEEN TECH WEEK

Monument resident shares lessons learned from his work for Walt Disney, CBS and others. Pikes Peak Library District will present a program by fi lm producer and director Bob Garner during the library’s Teen Tech Week (March 9-14).

Garner’s Hollywood career spanned 30 plus years as writer, producer, director and executive producer for CBS, The Walt Disney Studios and others. He recently produced and directed the highly acclaimed Disney Treasures DVD/TV special, hosted by Julie Andrews, featuring George Lucas and John Lasseter of PIXAR.

The presentation is for students in grades 6-12 and their parents, and will be held March 14 at 2 p.m. in the East Teen Center, 5550 N. Union Blvd.

In his program, “Connecting the Dots,” Garner will give hope, encouragement, and motivation to help students realize their passion and interest for any fi eld. Garner draws from Walt Disney’s philosophy, coaching students on how to use relationships, confi dence, and attitude to achieve goals.

Other events for Teen Tech Week at PPLD include:

Showing of movie Transformers (2007)March 9 at 6:30 p.m., East Teen Center

Video WorkshopShoot a mini-production and learn how to upload it to YouTube. (Registration required

through ppld.org’s events calendar.)March 10 from 6 - 8 p.m., East Library, East Teen Center

Photo WorkshopTake a photo with a green screen and upload it to Photoshop elements to add fun

backgrounds and edit the photo.March 11 from 6 - 8 p.m., East Library, East Teen Center

Break It Down, Build It UpTake apart old computers and other pieces of technology and put them back together in

new and interesting ways.March 13 from 3 - 5 p.m., East Teen Center

“COLORADO KIDS HAVE TALENT” HITS THE ROAD TO LOCAL SCHOOLS!

Colorado Kids Have lots of talent, and the Colorado Springs Chil-dren’s Chorale is excited to have a part in helping young people who love to sing and perform develop their talents. Rather than

waiting for these kids to come to them, the Children’s Chorale is taking their music to area kids with a series of four-day music festivals in the schools at Queen Palmer (October), Widefi eld (February), Bristol (March) & Chamberlin (April) Elementary schools, and in the Eastern Plains area at Calhan (February) and Peyton (April) schools. They will also present a 1-day workshop in Woodland Park, and have presented workshops at Mesa Ridge High School and Panorama Middle School. The Children’s Chorale also participates in the organization of the District 11 Elementary Music Festival, which will be held on April 11 at Mitchell High School, with 13 schools participating.

UPCOMING MUSIC FESTIVALWEEK SCHEDULEMarch 9 – 11: Bristol Elementary

CONCERT: March 12, 6:30 P.M. at Bristol Elementary

March 30 – April 3: Eastern Plains (Peyton Elem)CONCERT: April 2, evening at Peyton Elementary

April 15: Woodland Park CONCERT: April 15, evening at Columbine Elementary, Woodland Park

April 27 – 30: Chamberlin ElementaryCONCERT: April 30, 4:30 pm, Chamberlin Elementary

2020


Trivia Test ByMarge Svenson Sports Quiz By

Chris Richcreek

1. MEDICAL TERMS: What would a patient with alopecia be lacking?2. LITERATURE: Which of Shake-speare’s plays featured a charac-ter named Caliban?3. U.S. STATES: Which four states within the United States are re-ferred to as commonwealths?4. ARCHITECTURE: Where would a reredos be found?5. LANGUAGE: From which two words is the term “cyborg” de-rived?6. MYTHOLOGY: In American Indi-an mythology, which creature can cause thunder and lightning?7. TELEVISION: What was the name of the concierge in “Gilmore Girls”?8. MOVIES: What was the name of Harrison Ford’s spacecraft in “Star Wars”?9. ENTERTAINERS: Singer Olivia Newton-John came to the United States from which country?10. FAMOUS QUOTATIONS: Who once said, “I couldn’t wait for suc-cess, so I went ahead without it.”

1. When Tony La Russa became the St. Louis Cardinals’ all-time win-ningest manager in 2007, whose mark did he surpass?2. Who holds the record for high-est batting average for a career in NCAA Division I baseball?3. Only two NFL coaches have guided their teams to at least nine consecutive playoff appear-ances. Name them.4. When did Jim Calhoun begin his career as the head men’s bas-ketball coach at the University of Connecticut? 5. Only two countries have won the women’s World Hockey Champion-ship since it began in 1990. Name them.6. Name the last midfi elder be-fore Carli Lloyd in 2008 to win U.S. Soccer’s award for top female athlete of the year.7. Who won the fi rst Iditarod sled-dog race in 1973?


SNIPPETZ® PUZZLES AND TRIVIA

1. Name the two singers who cut the song “Baby, You’ve Got What It Takes” as a duet in 1960.

2. What was the fi rst album released by Nine Inch Nails?

3. Which quartet wrote and sang “At the Hop” in 1958?

4. What’s the source of the name of the band Iron Maid-en?

5. Which Neil Sedaka tune reached No. 1 both as a fast pop song and a mellow bal-lad.

6. What was Steppenwolf’s biggest hit? (Think: road trip)

New DVD Releases forWeek of Mar. 9, 2009

PICK OF THE WEEK“Pinocchio 70th Anniversary Platinum Edition” -- “Pinocchio” is one of the great-est animated fi lms of all time, and this two-disc set is a must-have for any animation -- or Disney -- fan’s library. This story of the adventures of a marionette that longs to be a real live boy marks the debut of Jiminy Cricket, the narrator of the tale and Pinocchio’s conscience, and the singer of

the classic song, “When You Wish Upon A Star.”

The collection’s special features include: audio commentary, a sing-along feature, a behind-the-scenes featurette on the making of “Pinocchio,” deleted scenes (including an alternate ending), deleted songs, games and a lot more.

ALSO THIS WEEK“Rachel Getting Married” -- Director Jon-athan Demme (“Silence of the Lambs”) assembles a top-notch cast for this com-pelling ensemble piece. Anne Hathaway stars as Kym, a young woman who is in rehab but returns to her family’s Connecti-cut home for her sister’s wedding. Kym’s presence serves as a catalyst for unveiling some buried family issues.

“Transporter 3” - Jason Statham returns as

The Transporter, whose mission is to drive a Russian woman named Valentina across Europe. The hitch? They are fi tted with ex-plosive bracelets that will blow them up if they stray more than 75 feet from the car. The action sequences and fi ght choreogra-phy in this fi lm are awesome. One of the best action movies of 2008.

“Synecdoche New York” -- This movie is just ... just ... weird. And wonderful. This is the directorial debut of Charlie Kaufman, the guy who wrote “Being John Malk-ovich” and “Eternal Sunshine of the Spot-less Mind,” so if you’ve seen those movies, you kind of know what you’re in for.The movie stars Philip Seymour Hoffman as a guy whose wife has left him, so he be-comes obsessed with creating a theatrical production that will mirror all of New York City. He builds the set in a giant warehouse and begins to cast the production with dop-

pelgangers of himself, his ex-wife, his new girlfriend and well, everybody else.

After a while the production gets to a point of such surreality that the doubles now re-quire people to play THEM. Then things get weirder. And yet, somehow, Kaufman is able to take this swirling mass of inter-connected storylines and resolve the whole shebang by the end of the movie.

TV SERIES“South Park”

The Complete Twelfth Season “The Girls Next Door” Seasons 1-4

“Get Smart” Season 2“Family Ties” The Fifth Season

“Caroline in the City”The Second Season

“The Starter Wife” Season 1


In order to keep everyone honest (you know who you are,) we have moved the answers and solutions to the trivia and puzzles to the next page (21).


21

HUEY’SPAGE

SNIPPETZ® COMICS AND ENTERTAINMENT

Answers & Solutions

ARIES (March 21 to April 19) Your efforts in behalf of a colleague do not go unno-ticed, let alone unappreciated. Meanwhile, arrange to spend more time investigating that troubling fact you recently uncovered.

TAURUS (April 20 to May 20) Devot-ing a lot of time to a current career move means having less time for those in your private life. But once you explain the cir-cumstances, they should understand and be supportive.

GEMINI (May 21 to June 20) Organizing your many duties in order of importance should help you get through them pretty quickly. Additional information puts that still-to-be-made decision in a new light.

CANCER (June 21 to July 22) Lingering bad feelings over a recent misunderstand-ing should fade as reconciliation efforts continue. Meanwhile, vacation plans might need to be revised because of new develop-ments.

LEO (July 23 to August 22) Love domi-nates the Lion’s heart this week, with Cupid shooting arrows at single Leos and Leonas looking for romance. Partnered pairs also enjoy strengthened relationships.

VIRGO (August 23 to September 22) “Getting To Know You” should be the single Virgo’s theme song as you and that special person discover more about one an-other. That workplace situation needs look-ing into.

LIBRA (September 23 to October 22) You might be upset at having your objectivity questioned in the handling of a dispute. But it would be wise to re-examine your feel-ings to make sure you’re being fair with both sides.

SCORPIO (October 23 to November 21) A family dispute creates mixed feelings about how you hope it will be ultimately resolved. Best advice: Stay out of it and let the involved parties work it through by themselves.

SAGITTARIUS (November 22 to De-cember 21) Making an effort to smooth over even the smallest obstacles now will go a long way to assuring that things run smoothly once you’re set to move on with your plans.

CAPRICORN (December 22 to January 19) A challenge to your authority can be upsetting, but your longtime supporters want you to defend your position so you can win over even your most adamant de-tractors.

AQUARIUS (January 20 to February 18) Being unable to get involved in a friend’s problem calls for an honest approach. Pro-vide explanations, not excuses. Another friend might be able to offer support for your decision.

PISCES (February 19 to March 20) You fi nd yourself swimming in circles, look-ing for some way to get back on a straight course. But things get easier once you’re able to refocus your energies.

BORN THIS WEEK: You’re known for your charm and your wisdom, and there’s no one who wouldn’t want you to be part of his or her life.


MARCH 9, 2009

TRIVIA TEST ANSWERS

SPORTS QUIZ ANSWERS

FLASH BACK ANSWERS1. Brook Benton and Dinah Washington. They also recorded the hit “A Rockin’ Good Way” in 1960.2. The fi rst album was “Pretty Hate Machine” in 1989. Nine Inch Nails, a solo underground performer, was born Trent Reznor.3. Danny and the Juniors had their main success with “Hop,” but only minor success with their next song, “Rock and Roll Is Here To Stay.”4. An Iron Maiden was a medieval torture device, in keeping with the band’s over-the-top heavy-metal music.5. “Breaking Up Is Hard to Do” was fi rst released in 1962 and soared to the No. 1 spot on Billboard’s Hot 100. The song was released again in 1975, this time as a ballad. It also went to No. 1, but on the Adult Contemporary chart.6. “Born To Be Wild” hit the charts in 1968, but became even more popular after it was used in the movie “Easy Rider” the following year.

1. Hair (baldness)2. “The Tempest”

3. Kentucky, Massachusetts, Pennsylvania and Virginia.

4. An ornamental screen or wall behind an altar5. Cybernetic organism

6. Thunderbird7. Michel

8. The Millennium Falcon9. Australia

10. Jonathan Winters

1. Red Schoendienst won 1,041 games for the Cardinals (1965-76, ‘80, ‘90).2. Rickie Weeks hit .465 during his college ca-reer at Southern University.3. Tony Dungy and Tom Landry each had at least nine consecutive seasons of making the playoffs.4. It was 1986. 5. Canada has won nine titles, and the U.S. two.6. Shannon MacMillan in 2002.7. Dick Wilmarth.

22

SNIPPETZ® BUSINESS AND CLASSIFIED

FOR SALE

SNIPPETZ®

CLASSIFIED6 LINES • Only $5 A Week

(minimum 5 weeks)

Call: 719-487-0484Snippetz

® Classifi ed ads will run a minimum of fi ve consecutive weeks unless otherwise ar-ranged. Classifi ed ads must be received no later than Wednesday before 12:00 pm in order to ap-pear in the following week’s issue. We reserve the right to refuse or edit ads for any reason deemed necessary.

Ads must be submitted by E-mail or U.S. Mail

E-mail: [email protected]

or

Funder Enlightening, Inc.PO Box 789

Monument, CO 80132

Visa / Mastercard / Check

On 12 acres, 1 mile south west of Monument City Limits. Barn with power, water and locking tack room. Easy access to National Forest trails. Feeding twice daily in winter, once daily in summer. Winter $300/mo, Summer $200/mo. Call Rick: 481-6660

AFFORDABLEHORSE BOARDING

2 BEDROOM APARTMENTFOR RENT

No smoking. No pets. Shared utilities. Quiet and secluded.

Must See! $800/mo719-481-3458

SNOW THROWERTroy-bilt, 5 HP, Two-Stage

21”, Electric Start,Tire Chains, Extra Belts,

Very Dependable. $350 obo. 719-487-8555

BEAUTIFUL SELF-CONTAINED 1-BEDROOM APT

For rent in rural Monument, walk-in-closet, 800 sq ft - $650/mo. more info at www.nyagregorfl e-ron.net/4rent.html#apt or call Paul or Nya at 719 487 3113

EXECUTIVE HOME FOR RENT OR LEASE W/OPTION TO BUY

IN PALMER LAKE4 bedroom/3 bath. Fenced yard and 3 car garage. (970) 901-5062

WOODMOOR HOUSESHARELarge MBR with pvt bath for $600/mo. Another bedroom avail with shared bath for $450/mo. Utili-ties to be shared. Non smokers please and no pets. Avail immed. Call 481 5701.

MOUNTAIN VIEW HOME FOR RENT Monument - 3 bed/3 full baths, 1.5 acres w/privacy & MTN VIEWS! Fenced back yard - dogs OK, central A/C, 2 car garage, fi nished walk-out basement. Only $1,650/mo. Call Keith (303) 888-6655, go to http://denver.craigslist.org/apa/926476325.html

WILL TRADE WORKI Will trade work for a 4x4 pickup truck. Framing, tile, drywall, paint, maint. 719 487 7559

HELP WANTED REAL ESTATE REAL ESTATE

PALMER LAKEOFFICE / STORE

FOR RENT400 sq. ft..

$425 per mo. + Utilities719-481-2671

EXECUTIVE HOME FORRENT IN KING’S DEER6,400 sq. ft. 7 bedrooms,

7 baths. 6 car garage.Contact Gene: 719-491-9634

TUTORCERTIFIED SPECIAL ED TEACHER10 yrs. exp. Students grade 1-6: reading, writing, language arts. Math through grade 5. My home or yours. Flexible hours - nights and weekends. Only $25 per hour. Call: 599-8867 or cell: 650-0001

MEETINGS & EVENTSDo you need a place for your group to meet or to hold an event? We have lots of space for groups from 2-150 people. Food, bever-age and entertainment services also available. VERY reasonable rates – in some cases there is no charge for meeting space. Call Debbie at PINZ 487-7469 for more info.

LOOKING FOR GREAT CHILD CARE?Try Imagination DestinationLearning Center. Ages 3+ (Preschool / Pre-K) Mon-Fri 7AM-6PM. Lunch and snacks provided. Experienced teacher. Low Ratio! Daily themes and activities.Call: Kathy Webb 719-487-8104

THINKING OF FINISHING ORREMODELING YOUR BASEMENT?

CALL LAST MINUTE CONSTRUCTIONWE’LL HANDLE IT ALL!

Creating Beautiful Basements in and Around Colorado Springs

Call 205-6010for an appointment

or email us:[email protected]

COMPLETE BASEMENT FINISHING

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FREE ESTIMATES

WE REALLY DO HANDLE IT ALL!• Complete materials & labor quote• Ordering & purchasing materials• Framing, electrical & plumbing• Painting & staining• We schedule all inspections• Design assistance• Permit assistance• Drywall & texture• Carpet & tile• Home theaters

ADIRONDACK ENTERPRISES, LLC.

LICENSED • BONDED • INSUREDAARON (719) 641-7996LOREN (719) 494-6119

20 YEARS EXPERIENCE!• Green Built• Custom Homes• Basement Finish• Framing

• Tile• Wood Floors• Log Work• Job Site Cleanup

• Remodels• Doors• Decks• Trim

HANDYMAN SERVICES AVAILABLE • FREE ESTIMATESemail: [email protected]

QualityImport Service

Specializing inSUBARU Repairs

719.488.6729707 County Line Rd.

Palmer Lake, CO

AUTO SALES AUTO REPAIR

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SERVICES

EXPERT REMODELINGFor kitchens, baths, additions, basements, decks and more. I am local, licensed and insured. 30+ years in the business. Dennis or Marilyn: 481-8828 / c: 510-2538

FOR SALEUsed washer and and new gas dryer - $200. Stock Isusu rims with one mounted tire and running board w/extras. $175719-481-2513

FOR SALE

IN HOME GYMMarcy Equipment.Good Condition.

$150Call: 719-481-3378

Dyan Underhill, MHA, MAEdDoctoral Candidate, Higher EducationIndependent Education Consultant

Tutoring-SAT Prep-CollegeApplications-Career/College PrepCall for your appointments today!

719.313.1999(First session 50% discount)

STYLIST WANTEDWith established clientele.

Booth rent.Full time / Part time

719-338-9423

LEAD GRAPHIC DESIGNER*Job Description: We seek an ex-perienced graphic designer who is capable of working collaboratively and individually on projects rang-ing from company identity to com-plete advertising campaigns. The ideal candidate is profi cient with Adobe InDesign, Photoshop, and Illustrator for design work as well as photo editing skills. The candi-date must be comfortable working with clients, meeting deadlines, and multi-tasking. Additional skill in Adobe Dreamweaver and Flash for web design is preferred but not required. We have a fun team, so we are looking for someone who is upbeat and friendly. Call 487-1779 email resume to: [email protected]

IF YOU’RE NOTADVERTISINGIN SNIPPETZ...

YOU MAY NOTBE ADVERTISING!

FOR SALEWindshield, 1957 Ford car, good shape, few scratches, no cracks, $75 • Hubcaps, 1977 Ford 4X4 Pickup, OE, 15” very good, $25 • Grill Guard/Push Bar for pickup, $50 • Car towing trailer hitch with receiver, Draw-Tite, $75

719-599-7526

FOR RENTIN RED ROCK RANCH

2-Bdrm, 1-bath for rent avail now. $700/mon includes utilities,cable,HS internet in Red Rock subdivision. Kitchen and laundry facilities available. CAll 719-352-6779 or 719-487-7691.

23

SNIPPETZ® REAL ESTATE

Call today for a FREE quote487-9713 or 351-7476

Once You’ve TriedOur Service,

You’ll Know WhyWe’re Called...

CUSTOMER’S CHOICE

Article by Robyn GrahamRE/MAX Properties, Inc.

Your El Paso County Certifi edDistressed Property Expert!

AVOIDINGFORECLOSURE-

KEEP YOUR HOME!

Few things are as devastating as losing your home. Sadly, it’s not always inevitable. In many cases

the foreclosure could’ve been avoided with some outside help.

There are hidden diffi culties that will arise if foreclosure occurs:

Finding a new home. It is not better to let the foreclosure happen, because after a person loses their home, they will still need to fi nd a new place to live. All too often, the price they will need to pay in rent will be almost as high if not higher than their current mortgage payment. Remember: The owner of the property needs to make his mortgage payment, too, so he’s going to charge a rental payment that’s higher than his mortgage costs.

Defi ciency judgment. When the bank sells the home as a Foreclosure, it is very common for the amount to be insuffi cient to cover the remainder of the mortgage. When the property has been damaged, or market values have dropped, the owner may end up with a bill in the tens of thousands for the difference.

Despite what many people think,

most lending institutions are not anxious to foreclose. It’s a last-ditch effort to recover their money and minimize their losses, and it’s an incredible hassle. Most lenders would rather avoid it, if possible. There are multiple sources for help. Most lenders will be happy to hear that their clients are going to try to

keep their home rather than just await a foreclosure.

Housing Counseling Agency. The US Department of Housing and Urban Development maintains a list of HUD-approved counseling agencies. Call (800) 569-4287 to fi nd the agency nearest you.

FHA-Insurance fund. FHA borrowers may qualify to have HUD make a one-time payment to bring their mortgage current. See www.hud.gov/foreclosure for more information on the requirements to qualify.

Different mortgage program. Talk to a loan offi cer about the possibility of refi nancing your mortgage to a more affordable program.

Special Forbearance. Many borrowers can qualify for a new payment structure if they’ve had an increase in their cost-of-living, such as unexpected medical expenses, or a decrease in wages. This payment structure will allow the owner to repay the lender in a given time frame.

This article was written with the help of Anne Tomlinson, Sr. Loan Offi cer at WR Starkey Mortgage (An Equal Opportunity Lender). For further questions, please call Anne Tomlinson at (720) 273-3232 or (720) 489-0712. Or call Robyn Graham at RE/MAX Properties, Inc. (719) 216-4421.

For Additional Information, email questions to

Homes@Robyn Graham.com -- please put “Real Estate Rap” in the subject line.

Or call 719-216-4421or 888-481-8641 Toll Free

The place to turn for ShelterInsurance protection foryour auto, home, and life.

Michael D. Ahlers66 Second St. Ste. B P.O. Box 1212

Monument, CO 80132-1212(719) 481-2550 Cell: (719) 209-4534

www.shelterinsurance.com Seek Shelter Today!

BUILD - RENOVATEWhether you are planning to build or renovate Harlan Homes, Inc. will use our 35 years of experience to ensure that the process will be as enjoyable and rewarding as the fi nished product.

Licensed • Insured • References

Custom HomesMulti-familyRemodels

Call Mark at: (719) 491-1147

2009 MVEA Board Nominations Now Open

Three directors will be elected to Mountain View Electric Association’s (MVEA) Board of Directors this year from the following districts:

• District 1 Limon, Karval, Genoa and surrounding areas (incumbent Joe Martin)• District 4 Calhan, Peyton, a portion of Black Forest and surrounding areas (incumbent Milt Mathis)• District 6 Falcon, Cimmaron Hills, a portion of Black Forest and surrounding areas (incumbent Barry Springer)

If you, or someone you know, is interested in being a candidate, please contact a member of the nominating committee. A candidate must be an MVEA member and reside in the district where there is a vacancy. Before applying, please contact either MVEA of ce at 719-775-2861 or 719-495-2283 to verify your district. Candidate information must be turned into the committee by 5:30 p.m., Monday, April 20, 2009. A member may also petition for nomination. Petitions are available at either MVEA of ce or online at www.mvea.coop. Petitions must be signed by 15 members of MVEA residing in the district where there is a vacancy. It must be returned to either MVEA of ce by 5:30 p.m., Mon-day, April 27, 2009. An application must also be completed for either the verbal nomina-tion or petition. The application can also be found on MVEA’s web site or you may pick one up at either of ce. If you have questions, please contact a member of the nominating committee.

Nominating Committee:

District 1 District 4 District 6Michael Bass Byrel Woolsey Timothy TroxelPO Box 86 PO Box 126 12015 Sylvan Meadows Dr.Limon, CO 80828 Calhan, CO 80808 Colo. Spgs., CO 80908719-775-2683 719-347-2750 719-495-2853

SNIPPETZ® REAL ESTATE

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Specializing in residential, commercial, land and investment properties, we providerepresentation at no cost to you when purchasing a home, new or pre-owned. We alsohave access to a large international relocation network for those moving out of state.Put our top negotiating skills to work for you, call us at 719-238-9973.

HELPING YOU WITH YOUR PURCHASE

We provide one of the best marketing packages for your home, using strong online exposure in the most popular real estate websites combines with traditional print advertisement. Call us for your free market analysis and take the first steps in sellingyour home, call us at 719-238-9973. Don’t forget to ask about our virtual tour packages.

WORKING HARD TO SELL YOUR HOME

Covering Monument, Palmer Lake and Colorado Springs, we offer services including:rental listings, full service property management, and will help you find a rental. Call usat 719-238-9973.

PROPERTY MANAGEMENT SERVICES

With two locations to choose from, one in North Academy and the other on 8th Street.We have you covered. We offer no desk fees, 100% commission plans, one-on-one training, Global Referral Network, online training resources and more! Join our team or Real Estate professionals, Call Alberto at 719-238-9974.

JOIN THE CENTURY 21 HOLT REALTY TEAM

Call 719-238-9973 to view any of theseGreat Properties!

ElaineAlberto del ToroAlberto719-238-9974adeltoro@[email protected]

Each Office Is Independently Owned And Operated.

Elegant Home in Wagon TrailsN/E This 3BR, 2.5BA, 3CAR home includes stuc-co exterior, central air, master suite and more. Access to community pool and tennis! MLS #527855 $264,900

Constitution HillsClean and well maintained 2,562 sf home. 3 bed-rooms on the main level including master bedroom w/ private bath. Great open living & dining areas w/ vaulted ceiling and gas fp. Fantastic tiered and landscaped back yard w/ patios. Finished base-ment w/ large rec rm. and additional bedroom & full bath for guests. Great location close to all! MLS #470296 $207,000

Fantastic Find in Palmer Lake!4 bedroom / 2 bathroom / 1,505 sq ft Great rancher situated on a nice level lot with mountain views. Bright and open with vaulted ceilings, vinyl windows and a deck off the master bedroom. Fully fenced back yard and a covered front porch make this home one worth seeing MLS #423842 $199,900 (Rent for $1,000/mo.)

Lots of Custom Tile Work5BR, 3BA home in Village Seven area features a kitchen with granite tile counters, travertine back-splash, hickory cabinetry, wood fl ooring and more. Lots of custom tile work throughout. The yard is a gardeners delight with covered deck covered, grape vines and shed. Great location walking dist to trails, parks and community pool! MLS #504552 $229,000

Large Lot With Lots of PossibilitiesCharming 4BR, 2BA Bi-level home with a large fenced-in yard. Home includes renovated bath-room with marble-like tub suround, new sink and faucets. large family room. Kitchen walks out to wood deck. All appliances stay including washer, dryer and stainless refrigerator. MLS #467930 $189,500

Black ForestCustom built quality 2X6 construction. Lots of natural light in this home! Located in quiet treed neighborhood within cul de sac. Area features rid-ing trails & ponds. and 2.5 acres of serenity in the trees ready for your horses! MLS #570532 $370,000

Great Turn of the Century HomeWith tons of ambiance. Desirable downtown area walking distance to trails & park. Completely ren-ovated kitchen w/ all new stainless appliances. Hardwood fl oors on main fl oor and upper level. MLS #507572 $179,000

5 Acres Homesite in Hawk RidgeWith unobstructed Pikes Peak and front range VIEWS! Perfect lot for walk out lower level. Soil and Perc tests available. MLS #435721 $199,000

24

SHORT SALE!!! INCREDIBLE!3B, 3B, 2C South Co. Springs$168,000 www.3582Venice.info

RobynGrahamCDPE, ABR, GRI, QSC, CLHMS

719-216-4421

Condo in Southeast - Great Rental !2 Bed, 2 Bath, 2 Pk Spc Co. Spr.

$77,000 www.2322Lexington.com

1999 John Laing Home !4 Bed, 4 Bath, 2 Car Monument $259,000 www.17070Foxcross.com

‘98 Parade of Homes Winner !5B, 5B, 3C, 3 Acres N. Blk Forest

$829,900 www.20175Wissler.com

Coming Soon!

Has Mother-in-Law Quarters !4B, 3B, 2C, 2.5 Acres Monument

$425,000 www.3545Sunstar.com

Coming Soon!

I am a DistressedProperty Expert!

If you are facing Foreclosure,

call me to talk about your Options!

Search Entire MLS: www.CoSpringsMLS.com

Briargate 2-Story $311,500 5/4/2, 3,072 sq ft,

Great fl oorplan, location!

ELK CREEK RANCH 2-Story$359,900

4/3/2, 3,198 sq ft, 5 Acres,Immaculate!

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North Gleneagle Ranch $329,000 Bright, sunny 4/3/2 built 1999

w/ 3,328 sq ft, A/C, tile. Finished LL with work/craft room.

Red Rock Ranch $679,900

Unbelieveable 5/5/7, 4,446 sq ft, 2.9 acres. Must See!

Fabulous Gleneagle 2-Story$495,000

Over 5,000 sq ft, 4/3/3, Views,on GC & Open Space

CALL FORA FREE LIST

OF FORECLOSED

HOMES

Snippetz Issue 384

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Transcript of Snippetz Issue 384