Snippetz Issue 382

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What Mother Goose Really Meant!... Continued on Page 2

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by Deborah Stumpf

SNIPPETZ INVESTIGATES WHATMOTHER GOOSE REALLY MEANT!

Janet Susan Terry

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Hey diddle diddle,The cat and the fi ddle,

The cow jumped over the moon.The little dog laughed to see such funAnd the dish ran away with the spoon!

Jack and Jill went up the hill and Peter, Peter, Pumpkin Eater and many other nursery rhymes were part of our child-

hood and our kids’ childhood and grand-parents, great grandparents and so on. So, who came up with nursery rhymes and why? No one knows for sure, but there are many guesses and theories. Most agree that many nursery rhymes were probably rooted in his-torical events, politics and gossip.

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ISSUE 382 • FEBRUARY 23, 2009

What Mother Goose Really Meant!... Continued from Page 1

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THIS WEEK IN SNIPPETZCover Story

FEATURE ARTICLESSenior News Line... 4Strange But True... 5 Moments In Time... 8

How To Wiggle Out of The Mud... 10

STYLE PAGE 7Kims Korner

HEALTH AND WELLNESS PAGES 10-11Diet Center Health Bulletin... 10

Jills Health Tips... 10 The Doctor Is In... 11To Your Good Health... 11

SNIPPETZ BUSINESS DIRECTORY 12The Place To Find Local Businesses on the Go!

THE DINING GUIDE PAGES 13-15The Kitchen Diva... 13

Gretchen’s Goodies... 14Patricia’s Café... 15 • Vino-Bits... 15

PETS 16Paws Corner

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BUSINESS AND FINANCE 17-19Financial Focus ... 17

Dollars and Sense... 18The Law According to Stevens... 18

PUZZLES, TRIVIA, ENTERTAINMENT 20-21Trivia Test • Sports Quiz • Flash BackSuper Crossword • Weekly Sudoku

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CLASSIFIED PAGE 22GREAT BARGAINS - Find Your Treasure!

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ALL RIGHTS RESERVED © 2009PUBLISHED BY FUNDER ENLIGHTENING, INC.

George Wilkins - PublisherPO Box 789 Monument, CO, 80132

(719) 487-0484email: [email protected]

SNIPPETZ® NORTH & WEST

NEXT WEEK IN SNIPPETZSnippetz is Haunted byGhostwriters of the Past

WHY RHYME ITWe do know that most nursery rhymes originat-ed in Great Britain beginning in the 17th cen-tury. There are some even older, such as “Sing a Song of Sixpence,” which was documented as coming from the Middle Ages. Some say nursery rhymes were written to provide children a way to learn concepts in language as well as math, or to soothe a fussy baby. Other say that most nursery rhymes were not written for the purpose of entertaining children, but would be made up to memorialize an important event, express feel-ings, spread gossip about royalty or as a way to express political views in an oppressive environ-ment. Some hold gruesome contents, but seem like child’s play when sung or chanted in verse.

HIDDEN MEANINGSThe different rumors and theories surrounding the meaning of some well-known nursery rhymes are aplenty. Have you heard any of these?

Ring Around the Roseyfor the Plague

Refers to the Great Plague of 1665. A “pocket full of posies” may refer to the herbs and spices that would go into the pocket of an ill person to freshen the air. “Ashes, Ashes” is the American version; “A-tishoo, A-tishoo” is the English ver-sion, mimicking the sound of a sneeze. “Well all fall down” refers to death. With that said, some say that this rhyme was around even before the Great Plague, so could not be connected.

Old Mother HubbardGets an Annulment

May refer to Cardinal Thomas Wolsey who tried to get King Henry VIII’s marriage to Katherine of Aragon annulled. The symbols are the dog as Henry VIII, the cupboard as the Catholic Church and Old Mother Hubbard as the Cardinal. The bone, of course, is the sought after annulment.

Jack Be Nimbleand Married

During wedding festivities people took turns jumping over a lit candle. If the candle stayed lit,

the jumper would experience a year of good luck. If the candle was extinguished from the jumper’s breeze, then a year of bad luck would follow.

Humpty Dumptythe Canon

Humpty Dumpty was the nickname of the very large canon that was placed on the wall next to St. Mary’s Church in Colchester, England during the English Civil War of the mid 17th century. The Parliamentarians attacked the Royalists, damaging the wall where the Humpty Dumpty canon was placed (…came tumbling down). The canon was so heavy that the Royalists (the king’s men) couldn’t put it back on the wall. Eventu-ally, the Royalists had to surrender to the Parlia-mentarians.

Goosey Goosey GanderHides From Religious Persecution

One rumor purports that in the 16th century Catholic priests were said to hide from Protes-tants who would execute them for their beliefs. (“There I met an old man who wouldn’t say his prayers, so I took him by the left leg and threw him down the stairs.”)

Mary, Mary Quite Contraryand Bloody Mary Indeed

Mary refers to King Henry VIII’s daughter, Mary Tudor, a Catholic who persecuted the Protestants. The garden of silver bells and cockle shells are the nicknames of Mary’s favorite instruments of torture. The maids all in a row refer to the guillo-tines used for beheading the Protestant believers, referred to as maidens.

Three Blind MiceGo After Bloody Mary

Not too sharp, the three blind mice may refer to three Protestant noblemen who dared go up against Mary Tudor who had them burnt at the stake and dismembered rather than beheaded.

by Deborah Stumpf

SNIPPETZ INVESTIGATES WHATMOTHER GOOSE REALLY MEANT!

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What Mother Goose Really Meant!... Continued from Page 2

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Rain, Rain Go to Spain;Never Show Your Face Again

are the last two lines of the famous children’s poem “Rain, Rain go away.” It might be a stretch, but some say that the poem refers to the early 16th century when Spain and England were at each other’s throats on a regular basis. In 1588 when the Spanish Armada headed toward Eng-land, they were met by small but mighty Eng-lish ships aided by a great rain storm. The attack failed and the Spaniards return to their homeland in fewer numbers than when they departed.

Little Jack HornerBribes the King

Little Jack Horner is said to portray Thomas Horner, who was the steward of the Benedictine Monastery. Around 1540 after King Henry VIII (him again) denounced the Catholic Church, he began seizing all of the Catholic monasteries to rob them of any valuables. The Benedictine Monastery was the largest in the land and at-tempted to bribe the king by offering the deeds to other properties it held. It was Thomas Horner who was sent off to see the king with the deeds of 12 properties buried in a pie. (Hiding valu-ables in food was a common occurrence in those days.) Somewhere along the way, the story goes that Jack stuck his fi nger in the pie and pulled out one of the deeds. The story continues to include treachery and treason mixed in with the usual convictions and hangings. Nonetheless, Horner moved into one of those properties and genera-tions of the Horner family lived there until the 20th century. The family denies any allegations that he may have stole the property.

Peter, Peter Pumpkin EaterStoops to Drastic Measures

Some say this has something to do with Hallow-een and must have originated in the U.S. since pumpkins were not grown in Great Britain where most nursery rhymes were originated. There are others who conjecture that Peter’s wife cheated on him (had a wife and couldn’t keep her) and the pumpkin (put her in a pumpkin shell) sym-bolized a chastity belt. Once locked up, she was not to wander again (and there he kept her, very well). Enough said about that one.

WHO IS MOTHER GOOSE?Theories abound about where Mother Goose came from. Was it France, America or England? Whatever the case may be, the fi rst known book of nursery rhymes was published in England in 1765. However, there is evidence that books called “chapbooks” were published in England as early as 1570 that contained various writings including rhymes for children.

A total of three Americans from the 19th century declared that a woman named Eliza Goose told stories to her grandchildren that were eventually published. There is no evidence of the publica-tion they spoke of.

There are two theories that Mother Goose came from France. One is that Queen Goosefoot might

4

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(c) 2009 King Features Synd., Inc.

have been Mother Goose even though she was nicknamed Goose-foot because one of her feet was bigger than the other.

Another belief is that Bertha de Laon, Mother of Charlemagne was Mother Goose because it was be-lieved that she was the model for a statue of a woman telling stories to children surrounding her. The most proof available is that the name Mother Goose has been found in French writing.

Finally, England, the home of many nursery rhymes is the focus of the third theory. A nursemaid named Martha Gooch from the 1700’s was said to sing rhymes to the children she cared for. She was teased for that and people starting calling her Mother Goose after the Queen of France.

LONDON BRIDGEThere were various versions of the London Bridge, but in the rhyme,

it’s always falling down no matter what it’s built from. The London bridge that was built in 1831 was sold to Lake Havasu City, Arizona in 1962. It was dismantled piece by piece and reconstructed to cross a channel connecting with Thompson Bay. The bridge still stands today at that location.

CORRECTIONIn the February 10 issue (Is-sue 381) of Snippetz, the article "Snippetz Forecasts the Weath-er...Or Not," noted that Mount Baker, Wash. holds the record for the most snowfall in a season in 1921 at 189 inches. It is indeed Mount Baker that holds the record snowfall in one season; however, the correct amount of snowfall amount was 1,140 inches in the 1998-99 season. Mount Baker's offi cial measurements are taken at an elevation of only 4,200 feet. The previous record was held by Mount Rainer in the 1971-72 sea-son of 1,122 inches. Mt. Rainer is located about 150 miles south of Mount Baker and sits at 5,500 feet above sea level. No matter how you shovel it, that's a lot of snow!

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STRANGEBUTTRUEBy Samantha Weaver

• According to the Crayola Compa-ny, you can eat 3,500 of its crayons a day and still not reach the level of toxicity found in an ordinary glass of drinking water. The company didn’t mention how -- or why -- anyone would consume that many crayons in a lifetime, let alone a single day.

• It was 19th-century British au-thor Elizabeth Charles who made the following observation: “To know how to say what others only know how to think is what makes men poets or sages; and to dare to say what others only dare to think makes men martyrs or reformers -- or both.”

• Good news for junk-food lov-ers: Beginning in 1996, the United States Department of Agriculture started putting frozen French fries in the “fresh vegetables” category.

• Back in 1935, the owner of the Chicago Cubs baseball team pre-dicted that night games were “just a fad.” He wasn’t much of a prog-nosticator, it seems.

• Some people claim that rubbing the nose of any statue of Abraham Lincoln is good luck. It’s not really known why, though; some specu-late that it’s because Lincoln’s chil-dren used to pull on his nose for luck. However, only one of his four children survived to adulthood, so it’s questionable whether his nose was ever lucky for anyone.

• The ubiquitous summertime fl ip-fl op sandals are known in Australia as “pluggers,” are called “slops” in South Africa and “slippers” in Hawaii, and New Zealanders call them “jandals.”

• It’s been reported that on the morning of Friday, Nov. 22, 1963, an American psychic named Jean Dixon predicted, “Something dreadful is going to happen to the president today.” At 12:30 p.m. that day in Dallas, President Ken-nedy was assassinated.

***

Thought for the Day:“The prime purpose of eloquence is to keep other people from talk-ing.” -- Louis Vermeil


Saturday, February 28, 2009 LIVE! SATURDAY MORNING!

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We’re down to number six on our list, and that’s our walls. Walls play such a

big part in our room. A magazine once did an article and they asked me, “On a budget, how can I change the room the most with the least amount of money?” My fi rst answer is, “Absolutely, paint your walls.” It’s the cheapest thing to do and it will change the room dramatically. I have a motto, “Life is too short to live with white walls. White walls are boring.” It looks like you just moved in and haven’t decided yet what you’re going to do. Add a little color to your life and add a little ex-citement.

Let’s talk about the four walls. There’s also a fi fth wall in your home and that’s your ceiling. We’ll talk about that in just a second because I have an idea for you. When we talk about painting our walls, there are so many wonderful painting tech-niques to choose from. Some of them are even do-it-yourself types, and I’m generally not a do-it-your-self person. In fact, usually the clos-est I come to do-it-yourself is when my husband asks me if I could do something and I would say, “Do it yourself,” but I’ve found I can do sponging, rag rolling and stippling. I’ve learned some of the techniques. I have bagged; I have dragged; I’ve dry brushed; I’ve glazed. I’ve done some of these techniques and I’m so proud because they don’t have to look perfect. They aren’t supposed to look perfect. That’s perfect for me so I can do them. So, painting is inexpensive and it’s the most deco-rative value for your dollar.

Wallpaper, now there’s a little more commitment here. Let’s say you paint your walls and you don’t like it. What’s the worst-case scenario? You repaint it. Wallpaper, you look for days to fi nd the perfect one. It ranges from inexpensive to expen-sive. There are textiles; there’s pa-per; there’s vinyls. There’s all sorts of different wallpapers and if you

put it up and you don’t like it, you’ve invested a little bit more. Be sure you fi nd the right wall-paper for you. Now onto paneling, we still see lots of paneling. It’s not as popular as it used to be, but it’s still used to add warmth, depth

and character in rooms such as the library, the offi ce and the family room. We are seeing better paneling, instead of that cheap, inexpensive paneling. Paneling and molding is back and it is as popular as ever. It is just so warm and so inviting. Don’t pass up paneling because you had a bad experience in your history.

When we think about all the choices we have, the walls are the one thing that we see in a room whether we’re standing, sitting or laying. So, it needs to be the right color! I always suggest that people buy a small can of paint and paint a good section of a wall and let it dry. Look at it during the day; look at during the night. Put your furnishings up there. If you’re a little skittish on trying color for the fi rst time, do this and you’ll have more confi dence in your choice. Either way, let’s get away from those white walls and add some fun!

I mentioned the fi fth wall earlier. The fi fth wall is your ceiling which provokes a lot of questions. “Do I have to use ceiling white paint?” The answer is “Absolutely not.” If you’re afraid to do some contrast-ing, the best thing you can do is to have that ceiling painted white. Try mixing it with two-thirds ceiling white paint to one-third the color on your wall.

Let’s say we’re going to add a soft butter cream yellow on the walls. Two-thirds of it would be the ceiling white and then mix a third of that butter cream yellow into it, stir it up really well and then paint your ceil-ing that color. You’ll fi nd that you get a nice shade. It’s still a contrast to your ceiling, but yet it comple-ments it beautifully.

So, if you’re tired of the same plain, old white, but don’t want too much color, this is a nice option to blend that color.

Next Week:Step 6 - Walls - Part 2

Courtesy of Sally Morse

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• On Feb. 26, 1919, the Grand Canyon na-tional park is established. The chasm drops more than a mile into the earth, and is 15 miles across at its widest point. American geologist John Wesley Powell, who popu-larized the term “Grand Canyon” in the 1870s, became the fi rst person to journey the entire length of the gorge in 1869.

• On Feb. 27, 1936, Shirley Temple re-ceives a new contract from 20th Cen-tury Fox that will pay the 7-year-old star $50,000 a fi lm. Her famous blond ringlets appeared in more than 40 fi lms, including “Bright Eyes,” “Curley Top,” “Wee Willie

Winkie,” “Heidi” and “Rebecca of Sunny-brook Farm.”

• On March 1, 1941, Nashville radio sta-tion W47NV begins transmitting. The sta-tion was the fi rst in the country to receive a license for FM radio transmission. The sta-

tion started its FM broadcast with a com-mercial for Nashville’s Standard Candy Company.

• On Feb. 25, 1964, 22-year-old Cassius Clay shocks the odds-makers by dethron-ing world heavyweight boxing champion Sonny Liston in a seventh-round technical knockout. Two days later, after meeting with Malcolm X, Clay announced he was joining the Nation of Islam. He later took the Muslim name of Muhammad Ali.

• On Feb. 28, 1975, a subway crash in Lon-don kills 43 people. The driver of the train apparently made no effort to brake as the

train headed toward a dead-end brick wall, leading some to speculate that the crash was a suicide. Following this disaster, the London Underground installed an auto-matic braking system in end-of-the-line locations.

• On Feb. 24, 1982, Wayne Gretzky scores his 77th goal, breaking a record held by Phil Esposito of 76 goals in a single sea-son. When Gretzy retired in 1999 after 20 seasons in the NHL, he was widely con-

sidered the greatest player in the history of hockey.

• On Feb. 23, 1997, “Schindler’s List” is shown on NBC, the fi rst network to broadcast a movie without commercial interruption. Ford Motor Company, which sponsored the broadcast, showed one com-mercial before and after the fi lm. The black-and-white 1993 fi lm won Steven Spielberg his fi rst Academy Award as Best Director.


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SNIPPETZ® THE LOCAL SCOOP

RICHARDS CHIROPRACTICSuite 10

719•481•3121We put the pieces back together!

THE PRICKLY PEARSuite 8 - 719•531•7418

Home accessories galore! Need help accessorizing your home? Here you will fi nd fl orals, furniture and accessories to fi t your Colorado lifestyle.

MOUNTAIN AIR SALONSuite 5

719•481•3265Under new management of Karey Ennor. Barber cuts, highlights, state of the art col-or, updos and contemporary cuts.

THE BEAD CORNERHEART & HAND MARKETPLACE

Suite 4719•487•9900

Beads, supplies, classes, jewelry, and handcrafted gifts.

BLUE SAGE MERCHANTSuite 11-B

719•488•1822We sell for you on E-Bay. Your E-Bay drop

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THE LOVE SHOP...Where you love to shop

Suite 13 - 719•598•3348Great gifts, home decor and something special just for you. We carry Vera Bradley, Pandora Jewelry, Demdaco, Lollia, Spirit Jeans and much more. Come visit today!

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THE COFFEE CUP CAFÉSuite 6 - 719•488•0663

A hometown favorite since 1978 offers true down home cookin’. Offering all-day breakfast and lunch, its menu has something for everyone. Open 7 days a week, 6:30am-3:00pm. www.coffeecupmonument.com

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This Month’s FocusPrickly Pear: We have just returned from market, and have lots of new items arriving at the store. Stop in and see our collections.

The Bead Corner, Heart and Hand Marketplace: All new class-es. Sign up for precious metal clay, metal working and beading workshops.

Love Shop: The Love Shop is now the only Pandora Jewelry deal-er in the Pikes Peak region. A beautiful Pandora key chain is free with a $75.00 Pandora purchase while supplies last.

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10

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A DAY AT THEFOOD COURT

Walking around the mall can help you burn calories (especially more than home shopping on-

line or through the television). However, it’s often too tempting and convenient to stop at the food court. Food courts make it very easy to get off track from your diet, especially with the combo sandwich deals, super-size deals, and tempting aromas of fried, greasy foods. Before you order the super-size fries, double-burger, and large soda; ask yourself a question. Do you want more for your money including more fat and calories? Or would rather get less for your money by staying on track and los-

ing the excess pounds! Sometimes less is better.

You can survive a trip to the food court by making wise selections. When you or-der Chinese food, select steamed rice and veggies. Ask for the low-fat, low-sodium sauces. When choosing Italian, a small portion of spaghetti is a good selection. Just remember to go easy on the sauce, Parmesan, and meatballs. You can even get a side garden salad with fat-free dressing. Bean or chicken burritos are good Mexican choices. If you get a sub sandwich, stick to lean cold cuts topped with veggies, and hold the cheese and mayonnaise. Some places offer small portion specials if you ask. If not, set aside an appropriate portion and take the rest home. A stop at the food court can fi ll you up, but it doesn’t have to harm your weight loss program!

HEALTHBULLETIN

WEIGHTLOSS TIPS

SNIPPETZ® HEALTH AND WELLNESS

HOW TOWIGGLEOUT OF THE MUD

By Dr. Ron Ross

PREPARE FOR THE BOOM:STRENGTHEN

YOUR STRENGTHS

Did you know that only two in ten people go to jobs where they work in the area of their strengths?

This is according to research done by Marcus Buckingham and reported in his popular book titled “Now, Discover Your Strengths”. This means that 80% of workers are wrongly employed, probably under-performing, and are defi nitely under-enjoying their hours on the job. That’s why all the talk around the water cooler is about how miserable people are and how much they are looking forward to the weekend.

Are you one of the two or are you one of the ten? How would your life change if you got paid to do what you do best and what you most enjoy doing?

If you work every day in the area of your greatest strengths you will be more productive and much happier. You already know why: You do best what you do best…and you do better what you most enjoy doing.

You may have the idea of “strengthening your strengths” upside down because of that old school thing called the “Report Card”. Remember when you got yours, your parents sat you down at the kitchen table and went over your grades with you. If you got an A or a B+ in something you got a little pat on the back. But if you got a D or

an F in something, you got a good talking to that had the underlying message that you were to strengthen your weaknesses (“Johnny, you’ve got to do something to bring up your low grades”) and overlook your strengths.

The result is that many folks always focus on the area of their weaknesses trying to bring them up to a par with their strengths. And it can be very depressing. No one wants to spend hours working on something they hate or something that is not well tuned to their natural talents.

But you can go from good to great if you discover and build on your talents, gifts, and motivations - if you strengthen your strengths. Don’t focus on your weaknesses – fi nd and focus on your strengths. Then go to work on making your strengths even stronger.

It’s possible you don’t even know what your strengths are. So, fi nd out. If you’re really serious about changing your life you should buy and read Buckingham’s book. In the meantime, here are three of many suggestions Buckingham makes for discovering your strengths:

1. Make a list of what energizes you, what you look forward to, what you feel really good about doing?

2. Then make a list of the opposite: Things that stress you out or drain your energy, or things you don’t like to do or avoid doing altogether.

3. At the end of a week review the two lists and you will have some insight into your natural strengths.

Once you discover your strengths set about to strengthen them and you’ll be happier, more productive, and ultimately more successful.

“Prepare for the Boom” is a series of columns that will appear over the next several months. A compilation of the series will be made available toward the end of the series. To join Dr. Ross’s e-mailing list please go to www.MileHighMotivator.com and sign up. There is no charge. For feedback email: [email protected].

11

Bonnie B. Baswell, M.D.Eric L. Caplan, M.D.

Heather F. Fink, PA-C

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550 Highway 105Monument, CO 80132Wednesday Afternoons

At the Medical Centernext to Safeway

SNIPPETZ® HEALTH AND WELLNESS

DO CHOLESTEROLDRUGS

REALLY WORK?DEAR DR. DONOHUE: I read a cover story in a national magazine that claimed there is much question about the need to lower cholesterol and to prescribe statin medicines. I can’t believe this story wasn’t front-page news, since 18 million Ameri-cans take statin drugs. People tak-ing statins are exposed to the risks of muscle pain, memory loss and

sexual dysfunction. My husband experienced these fi rsthand. His doctor ignored all his complaints and changed only the brand of sta-tin drug. I hope you look into these reports on cholesterol and statin drugs and get the truth out to your readers. -- R.B.

ANSWER: I know that voices of dissent arise about every medical theory and over every drug devel-oped to correct what most consider a health hazard. Numerous stud-ies have confi rmed the proposition that high blood cholesterol and high blood LDL cholesterol lead to heart attacks and strokes. Most of the worldwide medical commu-nity subscribes to that proposition. Similarly, innumerable articles have demonstrated that lowering choles-terol and LDL cholesterol prevents heart attacks and strokes, prolongs life and can possibly reverse artery-hardening. All of this has been done by rigorous scientifi c investiga-tions.Statins are the most powerful medi-cines for the lowering of choles-

LAUGHTER, ANESSENTIAL INGREDIENT

OF GOOD HEALTH

THEDOCTOR

IS IN

by Dr. Christy Meislahn

An insightful lookat Health

For years, Reader’s Digest has fea-tured the column, “Laughter, the Best Medicine.” It contains jokes,

riddles and humorous musings designed to tickle the funny bone. But just how impor-tant is laughter to our everyday health?

Turns out, when we laugh, we produce natural killer cells which destroy tumors and viruses. Plus there’s an increase in the production of Gamma-interferon (a disease fi ghting protein), T-cells (important for our immune system) and B-cells (which make disease-fi ghting antibodies). Besides low-ering blood pressure, laughter increases oxygen in the blood, which also facilitates healing.

Laughter helps us to deal with stress, cope with loss, work through tragedy, hide our embarrassment and calm our fears. Laugh-ter helps the body relax. It lowers blood pressure, increases immune system func-tioning and assists in warding off disease.

In terms of mental health, laughter:

• Helps us connect with others – humor is often used as a means to help us collec-tively cope with grief, fear or loss

• Makes us more productive – happy peo-ple have more energy

• Releases negative emotions such as an-ger, fear, sadness, resentment, depression – increases the likelihood that we will feel happy

• Releases endorphins in the brain that

help you feel good

Did you know that laughter is a form of aerobic exercise? You may even feel fa-tigued if you laugh continuously for any length of time! Just remind yourself to laugh well and often in order to experience the aerobic benefi ts of laughter.

What steps can you take to increase the amount of laughter in your life?

Surround yourself with positive upbeat people who laugh a lot – laughter is con-tagious!

Find out what makes you laugh – is it fun-ny movies, watching the comedy channel, reading funny material?

Don’t take yourself, or anyone else, or even life for that matter, so seriously.

Always remember, happiness is your birth-right…so laugh and when you do, laugh

loud and often!

The information in this article is provided solely for educational purposes and not as medical advice. Please consult a medical or health professional if you have ques-tions about your health. No liability is ac-cepted should you decide to self-treat or

self-prescribe.

To set up an appointmentcall Dr. Christy at

719 • 488 • 8789

terol. (Statins are: Zocor, Prava-chol, Crestor, Lescol, Mevacor and Lipitor.) Muscle pain occurs in 1 in 1,000 users. Muscle damage occurs in much fewer. Memory loss and sexual dysfunction are very rare. Most of the side effects of statins are reversed with discontinuation. Every doctor I know believes in the cholesterol theory and in the benefi ts of statin therapy. I put my money where my mouth is. I take a statin.To be fair, the magazine should present the other side of the story. The pamphlet on cholesterol tells the whole story in detail. Readers can obtain a copy by writing: Dr. Donohue -- No. 201W, Box 536475. Orlando, FL 32853-6475. Enclose a check or money order (no cash) for $4.75 U.S./$6 Canada with the re-cipient’s printed name and address. Please allow four weeks for deliv-ery.

***DEAR DR. DONOHUE: My hus-band wears his belt so tight that it leaves a deep mark on his skin. He has constant heartburn, for which he takes Tums by the handful. I tell him to loosen his belt and he won’t have so much heartburn. He says his pants fall down when he does. He has a big stomach. Do you think

the belt has anything to do with his heartburn? He also has a hernia. How about that? -- C.N.

ANSWER: Anything that con-stricts the stomach can encourage the upward spurt of stomach acid into the esophagus, where it causes heartburn. Your husband should at least try belt-loosening as a possi-ble solution. If his pants are falling down, buy him suspenders.The tight belt isn’t likely to have any infl uence on his hernia.

***DEAR DR. DONOHUE: What causes bags under the eyes? -- L.B.

ANSWER: In younger years, tough fi ber strands under the eyes form a grill that keeps fat from bulging for-ward. In older years, those strands give way and fat protrudes to make undereye bulges -- bags.

***Dr. Donohue regrets that he is un-able to answer individual letters, but he will incorporate them in his column whenever possible. Readers may write him or request an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475.

(c) 2009 North America Synd., Inc.All Rights Reserved

12

SNIPPETZ BUSINESS DIRECTORYTHE PLACE TO FIND LOCALBUSINESSES ON THE GO!

IF YOU WOULD LIKE YOUR BUSINESS LISTED IN THE SNIPPETZ BUSINESS DIRECTORY PLEASE CALL: BJ 641-8200 OR GEORGE 487-0484

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INSURANCEAMERICAN FAMILY INSURANCE

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AUTOMOTIVE

MAXX POWER LLCSpecializing in

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www.maxxpowertrucks.com

REAL ESTATETINA PETERSON ABR-GRI-ePRO

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Are You Looking toBuy or Sell?

www.ColoradoHomesMarket.com

RICHARD PETERSON 719-481-1868R. Peterson Construction, LLC

Licensed & InsuredCustom Homes ✷ Detached

Garages ✷ Basement [email protected]

CONSTRUCTION

HOME DECOR

MARGO’S ON THE ALLEY“For You and Your Home”

215 Chapala Plaza719-487-1406

www.margosonthealley.com

VILLA DECORPolish Pottery

Home & Garden Accents868 Hwy 105, Palmer Lake, CO 80133

Mon - Sat, 10AM - 6PMPhone: 719-481-1981

SPECIALIZED CARPENTRYLocal, Personal & Affordable. Remodel

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For a FREE consultation/estimate call: 719-359-6855

REMODELING

TLC COMPUTER REPAIRSales and Service

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COMPUTER

TWO TIMERS FINE CONSIGN“Smart, Savvy and Green”Women‘s and Children’s

Monument Plaza719-484-0300

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CONSIGNMENT

PET GROOMING

DIRTY DOG GROOMING481 Hwy 105 #206

Monument, COWe aim to rid this townof all them “Dirty Dogs.”

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COUNTRY CRITTERS UPTOWNGentle ProfessionalAll Breed Grooming

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MORTGAGE

1ST METROPOLITAN MORTGAGEJerry Case & Daniel Shepard

Owners of your local Sears Store. We are fully licensed on all of the following products, VA, FHA, conventional loans, Reverse Mortgages and we can help

with any and all mortgage needs.Call us today for a FREE credit report.

719-314-1320www.nostresshomeloans.com

ROOFING

CAMPBELL ROOFING INC.Serving Colorado Since 1984

Licensed and InsuredMember of BBB and Chamber430 Beacon Lite Rd., Ste 110

719-573-9395

HEATWAVESTANNING SALON

481 Hwy. 105 Ste. 210Monument, CO 80132

719-488-8884(behind Taco Bell)

TANNING

CYLINDER HEAD SERVICEValve Jobs

Seats • GuidesSurfacing

Foreign • Domestic • Gas • DieselRup Engines 719-205-3010

KARAOKE

SPOTLIGHTERS ENTERTAINMENT Hollywood-style KaraokeWe keep everything fun and

make everyone sound like a pro with our professional sound sys-tem and mixing experience. We are available for private parties, weddings, etc. or come check us

out at PINZ everyThursday from 9pm - 1am

719-231-2946Email: [email protected]

Do you have an impossible real estate situation the the Realtors®

cannot or will not help you with?You REALLY need to sell your

house. Call Stargate Marketingat 460-5570

LEATHER GOODS

Are you tired of paying top dollar for the im-ported garbage leather belts, wallets, purs-es, etc.? Our local leather store has quality handcrafted leather products made by local Colorado Springs craftsmen with decades of experience at VERY REASONABLE prices. Crafty Cow Leatherworks is in the heart of Old Colorado City at 2506 W. Colorado Ave.

Your home and mortgage are probably your single biggest fi nancial asset and liability. It

makes sense to deal with an expert that has been there, done that, and got the t-shirt! Your Personal Mortgage Planner can help you get the right mortgage for YOU at very

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FENCINGLAW FENCE CO.

20 YRS experience building and repairing all types of fence

FREE ESTIMATES 719-520-5538

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LANDSCAPING

COLORADO CUSTOM ROCK LANDSCAPING INC.Licensed and insured

Serving the Front Range area for over 30 yrs.Commercial & residential landscaping services

ccrlandscaping.comCall for a FREE Estimate! 719.598.6871

PAINTING

CertaPro PaintersResidential And Light-Commercial

Interiors, Exteriors And Decks(719) 475-1616www.certapro.com

Painting • Passion • Professionalism

(000) 000-0000Local AddressLocal Address


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WORK OUT FOR FREE*

*At no cost beyond your health plan premium. You must be a Medicare-eligible member of a participating health plan. SilverSneakers® is a registered mark of Healthways, Inc. ©2009 Curves International, Inc.

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[ ]OVER 10,000 LOCATIONS WORLDWIDE.

719-487-8783481 Highway 105, Suite JMonument, CO 80132

719-487-196713800 Gleneagle Drive

Colorado Springs, CO 80921

PRIME ROOFING, INC.Your local Monument Roofer

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13

SNIPPETZ® DINING GUIDE

FISHFRY

FRIDAY

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CHECK OUTOUR OTHERSPECIALS

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AVAILABLE FOR PRIVATEPARTIES AND CATERING

75 Hwy 105Palmer Lake

719-481-2222

Open Nightly at 4:30

Winter In Palmer Lake

Daily Specials

Sunday

“Let Them Eat Cake”

Free dessert with the purchase

of an entree

Monday

“Pick a Parmigiana”

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Tuesday“Coupon Crazy”We will honor any restaurant’s valid couponWednesday“Man Vs. Food”All you can eat Lasagna$11.95

Thursday“Amore Dinner”4 Course meal for two $34.95valid only at Palmer lake locationpromotion expires 3/31/09

MEXICAN HAASAVOCADOS GO

BEYOND GUACAMOLE

Hass avocados from Mexico are prized by chefs and the Kitch-en Diva because of their deli-

cate fl avor and smooth, buttery texture. Mexican Haas avocados provide a rich, creaminess and a distinctive fl avor to a variety of dishes. One of the best things about Mexican Haas avocados is that they contain the good “heart-healthy” fats that are so important in a balanced diet. They’re also packed with nutri-ents -- 20 vitamins and minerals, fi ber, folate and potassium.Avocados rank among the highest for magnesium, vitamin E and folic acid compared with other fruits. Mexican Haas avocados are also high in beta carotene and have 60 percent more po-tassium than bananas. If you’re keep-ing an eye on your waist-line, avocados are perfect for a low-carb diet.Hass avocados are native to Mexico and grow in the Michoacan area, which is west of Mexico City. The climate and growing conditions are perfect because of the rich volcanic soil. Mexico grows more than 40 percent of the world’s av-ocados and is one of the leading year-round suppliers to the United States.Check the sticker on the avocado be-

fore you buy it to be sure you’re get-ting the high-quality Haas type from Mexico. An avocado is ready to serve when the skin turns from dark green to nearly black and yields when pressed gently with a thumb. Firm, dark green avocados will ripen in a day or two at room temperature, and even faster in a brown paper bag on your kitchen coun-ter. Placing an apple inside the bag also speeds up the process. Ripe avocados can be kept in the refrigerator for sev-eral days. You should be able to remove the short stem easily when an avocado is ripe. To open an avocado, cut lengthwise around the pit; and gently twist to separate the halves. To remove the pit, place the avocado half on a counter and carefully strike the pit with the blade of sharp knife and twist to remove. Scoop out the fl esh with a spoon. To prevent cut or prepared avocados from darkening, sprinkle it with lemon or lime juice. Then place a layer of clear plastic wrap in direct contact with the avocado, cover tightly and refrigerate.

Pairing Mexican Haas avocados with citrus fruits takes an ordinary bowl of salad greens to a new taste level. Try this unusual recipe for Mexican Haas Avocado and Grapefruit Salad with Warm Bacon Dressing. It’s guaranteed to take your avocado recipes beyond guacamole!

MEXICAN AVOCADO AND GRAPEFRUIT

SALAD WITH WARM BACON DRESSING

Buttery avocado complements this warm salad, while fresh grapefruit chunks provide a refreshing bite. Invite your friends over for lunch or serve as a starter for a dinner party.

4 large fl our tortillas (10 inches)2 fully ripened avocados from Mexico, halved, pitted and peeled4 cups mixed greens1 large pink or white grapefruit, sec-tioned and cut into large chunks (about 1 cup packed) reserving juice2 carrots, cut in 1/2-inch matchsticks3 ounces queso fresco or feta cheese, cut into 1/2-inch cubes (3/4 cup)6 slices baconVegetable oil, if needed2/3 cup thinly sliced red onion3 jalape–os, seeds removed, shell cut in thin matchsticks1 tablespoon lime juice2 teaspoons sugar 1/4 teaspoon salt1/4 teaspoon ground black pepper

Preheat oven to 350 F.Coat large baking sheet with non-stick cooking spray. Arrange tortillas on sheet; spray lightly with cooking spray. Bake until crisp and beginning to brown, 6 to 8 minutes; transfer to 4 serving plates. Cut and reserve 12 thin avocado slices; dice remaining avo-cado. In large bowl, combine mixed greens, grapefruit chunks, carrots, cheese and diced avocado.In large skillet over medium-low heat, cook bacon until crisp; drain. Pour ba-con drippings from pan into measur-ing cup. If necessary, add oil to make 1/4 cup. Return drippings to skillet; heat over medium heat. Add onion and jalape–o; cook until tender. Add lime juice, sugar, salt, pepper and reserved 3 tablespoons grapefruit juice. Bring to a boil, stirring to incorporate the browned bits.Pour mixture over avocado mixture in bowl; toss gently and divide equally onto each tortilla. Crumble bacon over salads and garnish each with 3 avocado slices. Makes 4 servings.

Angela Shelf Medearis is an award-winning children’s author, culinary historian and the author of fi ve cook-books. Her latest cookbook, “The New African-American Kitchen,” is in bookstores now. She’s known as The Kitchen Diva and is the executive pro-ducer and host of “The Kitchen Diva!” television cooking show. Visit her Web site at www.divapro.com.


photograph by Phil Curry

14


Coffee Cup Café

reputation251 Front St, Monument, 488-0663

www.coffeecupmonument.com

Open 7 Days a Week 6:30 am - 3:00 pm

13860 Gleneagle Dr, Gleneagle, 481-6446www.asecondcup.net

Open 7 Days a Week 6:00 am - 9:00 pm

A Second Cup

location

BODHICITTA BAKERY780 Hwy. 105 • Suite B

Palmer Lake

719-487-1555

PLEASE COME IN AND CHECK OUT

ALL OF OURWONDERFUL

SWEETS.

WE ALSO HAVE FRESH BREAD FOR DINNER... BAKEDBY NOON DAILY.

www.bodhicittabakery.com

PIZZA NIGHTFriday 5:00pm - 7:00pm

“Pizza Made To Order”

Yields 1 Cake

This is great with mixed ber-ries and a large helping of whipped cream. I also like

to stir in a little Amaretto liqueur into the whipped cream right before serving.

2 sticks of butter 3 cups sugar 1 cup sour cream 3 cups all-purpose fl our, plus more

GRETCHEN’S OODIESGOODIES

byGretchen Gire Anthonyof Bodhicitta Bakery

ALMONDPOUND CAKE

for pan 1/2 teaspoon bak-ing soda 6 eggs 1 teaspoon almond extract

Preheat oven to 325 degrees F. Butter and fl our a Bundt pan and set aside. In the bowl of a mixer, cream but-ter and sugar to-gether and then add sour cream. Sift fl our and bak-ing soda together. Add to creamed mixture, alternate-ly with eggs, 1 at a time, beating af-ter each addition. Add extracts and

stir to combine. Pour into prepared pan and bake for 1 hour and 20 min-utes. Cool cake in pan for about 10 minutes and then unmold and cool completely on a wire rack.

Make Every DaySweeter than the Last!

Gretchen Gire AnthonyBodhicitta Bakery - 487-1555

wow!wow!Wednesday$1.99$1.99 Burger Night

Order any burgerin the house and

get your second burger,“The All-American Classic”

for just $1.99!

Valid Wednesdays 5pm - close.Must order a beverage with each burger. Dine-In Only.Not valid with any other specials, discounts or promos.

“The All-American Classic”

Valid Wednesdays 5pm - close.

Stimulus Package!www.eatatrosies.com

SERVINGBreakfast • Lunch • Dinner

Early RiserFull MenuServed All Day!

Two eggs cooked to order served with golden hashbrowns, your choice of bacon, sausage links or sausage patty and your choice of toast, biscuit, pancakes or French toast.

Breakfast

Valid Mon. – Fri. 6am-9am. Must order a beverage with each special. Dine-In Only. Not valid with any other

specials, discounts or promos. No substitutions.

$3.99$3.99

Buy one entree at regular priceand receive your second entreeof equal or lesser value FREE!

Must order a beverage with each entrée. Dine-In Only.Not valid with any other specials, discounts or promos.

Happy Hour

M-F 3 - 5PM

Haur

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Summer Car & Motorcycle Shows May 24th & July 26th

15


Pizza • Pasta • LasagnaSalads • Sandwiches

Beer • Wine

Tuesday - Friday 5 - 9 pmSaturday 11:30 am - 9 pm

4 Hwy. 105 • Palmer Lake719-481-3244

website: http://www.bellapanini.com

“TRY OUR SPECIALSTUESDAY THROUGH

THURSDAY!”

Highway 105 & Primrose St.

Dine In or

TakeOut

Steaks ❁ Shrimp ❁ Chicken ❁ Burgers ❁ Burritos

Our Famous Reubens

KIDS EAT FREE THURSDAYS(Limit: One kids meal per adult entree)

BREAKFAST SUNDAY 8:30-10:30amBiscuit & Gravy $1.95 ALL DAY Sunday

Sun - Mon - Tue 11:00 - 3:30Wed - Thur - Fri - Sat 11:00 - 8:00

481-TOOT 8 6 6 8

488-3019or www.thewineseller.net

“Real Wine for Real People”Simply the best, most thoughtful selection

of wine under $20 anywhere.Check out our eclectic microbeer

and spirits selection too!

Public wine tastings held monthly.Sign up for our e-newsletter to find out when.

Located on Hwy 105between Palmer Lake & Monument.

Hours: Tuesday - Saturday 11am to 6pm.

WINEMAKINGWONDER WORDS

The vinifi cation end of wine producing falls into two parts: fermentation, the period when the grape juice turns into wine, and matura-

tion (or fi nishing), the period following fermentation when the wine settles down, loses its rough edges, goes to prep school, and gets to meet the world. De-pending on the type of wine being made, the whole process can take three months or fi ve years---or even longer if the bank isn’t breathing down the winery’s neck!

WINEMAKINGWONDER WORDS

The vinifi cation end of wine producing falls

Vino-BitsWine Appreciation

& Tasting Tips

brought to youby

Dirk atThe Wine Seller

Rock House Ice Cream 488-6917

24 Hwy. 105 in Palmer Lake

Serving Anne & Mann’s Gourmet Ice Cream

CLOSED FOR THE SEASONJanuary 5 through March 9, 2009

Thank You for Your Business

CAJUN & BARBQFare

Dine-in or Take-outTuesday - Saturday 11:00am - 8:00pm

481 Hwy. 105, Suite G • Monument, CO(719) 488-2799

Website: BAYOUBARBQ.COM

BAYOUBARBQ

WEDNESDAY ISCATFISH DAY!

PATRICIA’S CAFÉ

These Unique and Delicious Recipes are presented to you by Pat McClelland - owner of

Bella Panini in Palmer Lake and Bayou BarBQ in Monument

Check out their websites: http://www.bellapanini.com and www.bayoubarbq.com

CHEESE FONDUE

Cheese Sauce2 c Milk1 c Dry White Wine½ lb Gouda Cheese½ lb Râclette Cheese½ tsp Garlic Powder½ tsp Onion Powderto taste Saltas needed Roux

Roux1 c Flour1 c Clarifi ed Butter (also called Ghee)

1. Shred cheese.

2. Place the milk and wine in a saucepan and heat while stirring.

3. When hot whisk in enough roux to thicken, about 3 heaping tbs.

4. Whisk in the remaining ingredients and continue cooking until all of the cheese is melted while whisk-ing.

Fondue is a Swiss dish and was very popular in the 60’s and 70’s and has resurfaced in the last several years. So if you run across your mom’s

old fondue pot, drag it out and use it. You could also pick one up at Good Will or another second hand store for pretty cheep. Of course they will probably be a nice bright orange or avocado green. You can also fi nd one at a kitchen store for a pretty reasonable price. If you don’t have one and you don’t want to go hunting for one you can always use a heavy bowl made of pottery raised with a candle under it or a small crock-pot.

The traditional way to eat fondue is with boiled pota-toes and bread. I like to add some steamed veggies. Feel free to use chunks of cooked chicken too. You can use other cheeses but the Gouda and Râclette are more traditional. Another combination could be cheddar cheese and Monterey jack cheese and add some green chilies while omitting the wine. You would need to cut back on the roux if you left out the wine.

Be creative, have fun and enjoy!!!

16

SNIPPETZ® PETS

By Sam Mazzotta

OLD-TIMEREMEDY FOR

EAR INFECTIONDEAR PAW’S CORNER: I read your column about the Shih Tzu and its prob-lem with ear infections, and wanted to pass on something I learned many years ago from an old-time eye, ear, nose and throat specialist. This also works for chil-dren who are prone to swimmer’s ear.

I had two hunting breed dogs with long ears, and we lived right on the shores of Lake Michigan, so they were constantly having ear problems. What the doctor told me is as follows: Have the patient lie with the bad ear up. Using a plastic eye-dropper fi lled with hydrogen peroxide (dilute peroxide with water before use), gently squirt the contents into the ear. Al-low this to bubble for at least a minute. Thoroughly dry the ear, and use Q-tips carefully to clean out the debris. After

Paws Corner

the ear is as dry as possible, tap Desenex powder down into the ear with the patient lying on his or her side again so the powder gets down into the ear. This may have to be done every other day

for a week, but it worked for me -- both with my dogs and my children. I hope this treatment helps “Sandy.” -- Bernie W. in Ormond Beach, Fla.

DEAR BERNIE: This type of treat-ment is available (for humans) in a kit at drugstores featuring a diluted solution of hydrogen peroxide. I would exercise caution in using this treatment with small dogs, however.

I also strongly recommend that owners whose pets are experiencing an ear infec-tion, either for the fi rst time or recurring, go to their veterinarian fi rst to have the ears examined. The vet should test for evidence of ear mites, a yeast infection or other cause. Ear mites can be quickly treated, but recurring ear infections can be trickier -- topical medicines often only treat the symptoms, and the cause, such as allergies, can take more time and effort to diagnose. Send your tips, questions and comments to Paws Corner, c/o King Features Weekly Service, P.O. Box 536475, Or-lando, FL 32853-6475, or e-mail them to [email protected].


WHAT A CUTIE! Chyanns’ Pet CareSPECIAL

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GIFT CERTIFICATES AVAILABLE • Special Expires April 30, 2009(719) 488-9474

[email protected] Rogers - Owner/Operator

79 4th Street (4th & Washington) Monument

This little cute fella is Sam. Sam is about 14 weeks old now and part Aussie Shepherd and

Border Collie. These two breeds can produce an active dog! Sam will need a secure fenced in yard to play. He is all boy! He’s very playful and lovable and not shy. Sam has his shots but not his rabies shot and has been dewormed. He is mostly black with some white on his chest area. If you are interested in adopting Sam into your heart and home please call SAINT Animal Rescue located in Calhan. Our phone number is 541-3099 but you might need to use the 719 area code.

It is always a challenge when adopting a new pet. SAINT Animal Rescue

asks the adopter to give the animal a reasonable amount of time to adjust to it’s new family and environment. This is so very important to your new family member as well as your existing family members.

Please visit our website at saintanimalrescue.org and as always thank you for caring.

“Dogs are not our whole life, but they make our lives whole.” - Roger Caras

719-495-2283

800-388-9881

719-775-2861

www.mvea.coop

Get Plugged Into Your Energy Use!

Go to MVEA’s web site at

www.mvea.coop and get your energy e ciency program

started today!

17

SNIPPETZ® BUSINESS AND FINANCE

For additional information, contact:

Adam Grayson755 Hwy.105, Ste M-4 • Palmer Lake, CO

719-481-4964

FINANCIAL FOCUS

TIME MAY BE RIGHT

TOCONVERT

TOROTH IRA

Provided by Adam Graysonof EdwardJones Investments

Do you regularly contribute to a Traditional IRA? If so, you’re taking an important

step toward building fi nancial resources for retirement. But it’s possible that you could take an even bigger step— by converting your IRA to a Roth IRA. And you may have two especially good opportunities to make this conversion in 2009 and 2010.

Before we examine why this may be so, let’s take a quick look at the differences between a Traditional IRA and a Roth IRA. Depending on your income level, your contributions to a Traditional IRA may be tax deductible; regardless of your income, your earnings grow tax deferred. With a Roth IRA, your contributions are never deductible, but your earnings grow tax free, provided you’ve had your account for at least fi ve years and you don’t start taking withdrawals until you’re 59-1/2. However, if your modifi ed adjusted gross income exceeds certain levels ($120,000 per year if you’re single and $176,000 per year if you’re married and fi ling a joint return), you can’t contribute to a Roth IRA.

Here’s another distinction between the two types of IRAs: With a Traditional IRA, you must start taking required minimum distributions (RMDs) when you reach 70-1/2. But if you own a Roth IRA, you are never required to take distributions, so you can let your money grow as long as you can afford not to touch it.

Which IRA is “better”? There’s

no one right answer for everyone. Generally speaking, though, the combination of potential tax-free earnings and no RMDs might make the Roth IRA an attractive choice for most people. Additionally you have access to the money you put into the Roth tax-free and penalty-free at any time, as long as you are not withdrawing earnings. So, if you have a Traditional IRA, you might wish to convert it to a Roth — if you can. If your adjusted gross income is more than $100,000, you can’t make the conversion in 2009. Also, keep in mind that any conversion will require you to pay income taxes on your pre-tax contributions to your Traditional IRA and any growth in your account’s value.

If you meet the income limits for a conversion in 2009, you might want to consider doing so, because your tax obligation for a Roth conversion might be lower in 2009 than it would have been in previous years. Following last year’s steep market decline, the value of your IRA may be down signifi cantly — and, generally speaking, the lower the value, the lower the tax bill upon conversion. Furthermore, if your income is somewhat dependent on the state of the economy, you could end up with lower earnings in 2009 — another factor that could lessen the tax impact of a Roth IRA conversion.

Even if you don’t make the conversion in 2009, though, you may still want to consider this move next year. In 2010 — and in 2010 only — you can convert your Traditional IRA to a Roth IRA regardless of your income level. Furthermore, the income taxes due on conversion can be spread over two years — 2011 and 2012.

So contact your fi nancial and tax advisors to determine if a Roth IRA conversion is appropriate for you. Over the next two years, you’ve got a good window of opportunity to make this move — so you’ll want to act before that window closes.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.

IT’S TIME TO MAKE THE WORLD

A BETTER PLACE TO DRIVE.

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Feature is optional and subject to terms and conditions. Available in select states now and in most states by 1/31/06 (subject to regulatory approval whererequired).Allstate Fire and Casualty Insurance Company: Northbrook, IL. © 2007 Allstate Insurance Company

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If one of your worries is whether you're investing at theright time, it shouldn't be. By investing a set amount ofmoney regularly, you establish a simple routine that canhelp make your financial goals a reality.

In addition, investing regularly can:� Make it possible to use market fluctuations

to your advantage � Add potential growth and diversification

to your portfolio� Keep your long-term financial goals in focus

Investing a set amount of money on a regular basis does not ensure a profit and does not protectagainst loss in declining markets. Such a plan involves continual investment in securitiesregardless of fluctuating price levels of such securities. You should consider your financialability to continue the purchases through periods of low price levels.

To learn how investing on a regular basis can helpyou reach your financial goals, call or visit your localfinancial advisor today.

Adam R GraysonFinancial Advisor.

755 Hwy 105Suite M-4Palmer Lake, CO 80133719-481-4964

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18

❖ Business Formation

❖ Business Planning

❖ Intellectual Property

❖ Employment Law

❖ Mergers and Acquisitions

❖ Wills, Estate, Probate

❖ Transactional (Contract) Services

Lisa Welch StevensAttorney at Law, P.C.

Admitted to Colorado State Barand U.S. Federal Bar for the

District of Colorado

Member: Colorado & El Paso County Bar Association

719.488.9395lisa@lwslawfi rm.com • www.lwslawfi rm.com

Law Offi ces ofChristopher C.

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Please visit our comprehensive website for divorce information:

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PAYDAY LOAN CAN PUTMONKEY ON BACK

Just a few years ago it was folks who lived pay-check to paycheck who were more likely to take out a payday loan. Not so anymore. With the

down economy, many people are scrambling to get cash from anywhere they can -- including payday loans.

Payday loans aren’t always the quick fi x that borrow-ers hope. Sometimes they lead to increased debt.

Here’s how a payday loan works:You apply for a loan, say for $250. You’ll be charged a fee, possibly $50, which comes off the top. You write a postdated check for the full $300 (the check is your collateral) and receive $250 in cash. At the end of the period, perhaps two weeks, the lender deposits the check -- or you go in and pay the $300 in cash.

If you don’t have the money, the lender will be happy

to roll it over into another loan, which will include more fees. If another $50 fee is tacked on, you’ll then owe $350 on a $250 loan. If you don’t pay, they’ll cash that check, leaving you with even more prob-lems, this time with the authorities for writing a “bad” check.

If the lender takes you to court to seek repayment for the bad check, some states allow a “three times the amount” penalty to the payee. You’ll pay that, plus non-suffi cient funds charges at the bank.

Online, the situation can be even more serious, and the opportunity for scams is rampant. For a lender to electronically deposit the money, it needs your bank account number, as well as personal information that likely includes your Social Security number. You may be required to pay an upfront fee for the loan, there-by giving the lender permission to do an electronic

funds transfer out of your account. When it comes to the loan itself, the question to ask yourself is: Will it be putting money in -- or taking more money out?A number of states have legislation in the works to cap the annual interest rate, generally at 36 percent. Some states have already done this.

If you need cash, do anything you can to get it else-where. If you’re caught up in a loop of ever-increas-ing payday loans, seek counsel at your local Legal Aid.

David Uffi ngton regrets that he cannot personally answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].


© Lisa Welch Stevens, Esq., July 2005

When entering into an agreement, the surest way to avoid disputes is to put the terms in writing. At a small claims trial I tried last month the judge put it best: “We all know why we are here. It’s why we’re always here. Nobody put anything in writing.” Many small business people are reluc-tant to ask for a written agreement, thinking it unnecessary, or that it implies a distrust of the other party. I can assure you: written agreements avoid disputes, and provide a type of “insurance” against deals gone bad.

Obviously, the ideal situation is to have an attor-ney draft the contract, tailored to your situation. However, not all small business people want to do that. There are form agreements available in business supply stores, over the Internet, in form books, etc. You can try adapting such forms to your situation. However, it is important to be careful: not all form agreements comply with Colorado law, and not all forms are well-drafted. You can also write up your agreement yourself; something is better than nothing.

As a checklist, here are some provisions that should be included:

• Names of the parties, and types of entities;

• Effective date, and termination date if any;

THE LAWACCORDINGTO STEVENS

by Lisa Welch Stevens,Attorney at Law P.C.

BUSINESS CONTRACTS:THE ESSENTIALS

• Purpose of the agreement;

• Representations, warran-ties, guarantees, defi nitions;

• Performances and pay-ments required of the par-ties;

• Events of default or breach;

• Remedies for default or breach;

• Releases and indemnifi -cations;

• Disclaimers;

• Merger clause;

• Choice of law provision;

• Jurisdiction and venue clause;

• Survival clause;

• Attorney’s Fees clause;

• Waiver of Breach clause;

• Severability clause;

• Provisions for contract to bind heirs, succes-sors and assigns;

• Notice clause;

• Interpretation clause;

• Signatures.

It is not distrustful to ask others to sign a contract – it is the professional way to run your business. A written contract makes all parties secure in the terms of their agreement, and saves money in the long run, through avoiding costly litigation and lost relationships because of bad feelings. Anyone unwilling to sign a fair, simple contract is probably not someone you want to be doing business anyway – it is sign of potential prob-lems down the road. As always, consult your le-gal advisor regarding your specifi c situation.

For additional information contact,Lisa Welch Stevens, Attorney at Law P.C.

Representing Colorado Businessesand Business Owners

719.488.9395

19

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2009 MVEA Board Nominations Now Open

Three directors will be elected to Mountain View Electric Association’s (MVEA) Board of Directors this year from the following districts:

• District 1 Limon, Karval, Genoa and surrounding areas (incumbent Joe Martin)• District 4 Calhan, Peyton, a portion of Black Forest and surrounding areas (incumbent Milt Mathis)• District 6 Falcon, Cimmaron Hills, a portion of Black Forest and surrounding areas (incumbent Barry Springer)

If you, or someone you know, is interested in being a candidate, please contact a member of the nominating committee. A candidate must be an MVEA member and reside in the district where there is a vacancy. Before applying, please contact either MVEA of ce at 719-775-2861 or 719-495-2283 to verify your district. Candidate information must be turned into the committee by 5:30 p.m., Monday, April 20, 2009. A member may also petition for nomination. Petitions are available at either MVEA of ce or online at www.mvea.coop. Petitions must be signed by 15 members of MVEA residing in the district where there is a vacancy. It must be returned to either MVEA of ce by 5:30 p.m., Mon-day, April 27, 2009. An application must also be completed for either the verbal nomina-tion or petition. The application can also be found on MVEA’s web site or you may pick one up at either of ce. If you have questions, please contact a member of the nominating committee.

Nominating Committee:

District 1 District 4 District 6Michael Bass Byrel Woolsey Timothy TroxelPO Box 86 PO Box 126 12015 Sylvan Meadows Dr.Limon, CO 80828 Calhan, CO 80808 Colo. Spgs., CO 80908719-775-2683 719-347-2750 719-495-2853

Tri-Lakes Views has chosen the fi rst two sculptures that will be part of the annual ARTSites public art exhibit. The two piec-

es, Blade of Grass and Perception of Freedom, will be placed at the new Monument Town Hall build-ing at the corner of Beacon Lite and Highway 105 in Monument. Installation is set for late spring of this year.

Tri-Lakes Views began sponsoring public art last year with the installation of Ice Harvest, the mu-ral on the corner of Beacon Lite and Second Street in Monument, and continues with ARTSites 2009. The pieces will be on display and for sale for one year and will not be removed until next year’s piec-es are chosen to replace them. The artists, Janet Lee Sellers, Glenn A. Hayes and Lou DeAngelis, were chosen by a panel of judges from a group re-sponding to a Call To Artists reaching artists across Colorado.

Janet Lee Sellers and Glenn A. Hayes collabo-rated on Perception of Freedom. Janet currently covers the arts for Our Community News and has experience in the arts spanning over three decades. Glenn, a Certifi ed Manufacturing Engineer, has his art pieces and building remodeling work through-out Colorado.

TRI-LAKES VIEWS ANNOUNCES SCULPTURE CHOICESFOR ARTSITES 2009

Lou DeAngelis, who did Blade of Grass, has a background in masonry and has pieces displayed in cities across the country.

Further information on ARTSites, sponsorship, volunteering or Tri-Lakes Views can be found on the website, www.trilakesviews.org, or by contact-ing Karen Ball, (719) 481-5658.

Tri-Lakes Views was founded in 2002 to address a lack of local support for the arts and historic pres-ervation. The group set out for itself three tasks: 1) Through sponsorship, fundraising and donations create a continuous source of funding for the arts and history of the Tri-Lakes region; 2) Create annu-al events focusing on the Tri-Lakes valued heritage and featuring the fi ne arts, and; 3) Be supported by a majority of the local groups and organizations, thereby encouraging a sense of community.

Tri-Lakes Views is a 501(c)3 organization whose mission is: To enrich our community by supporting activities which showcase the arts and preserve the region’s unique history. Its volunteer committee includes members of the business and residential communities of the Tri-Lakes region.

Top picture: “Perception of Freedom”Bottom picture: “Blade of Grass”

2020


Trivia Test ByMarge Svenson Sports Quiz By

Chris Richcreek

1. GEOGRAPHY: What U.S. state does the Kennebec River fl ow through?2. FAMOUS QUOTATIONS: Who once said, “There’s no trick to being a humorist when you have the whole government working for you”?3. MOVIES: In which movie was the following line uttered and by which character? “Fat, drunk and stupid is no way to go through life, son.”4. ANATOMY: What human gland produces growth hormones?5. MUSIC: In musical notation, what does the direction “mezzo” mean?6. GENERAL KNOWLEDGE: Of the seven deadly sins, which one is missing from this list - ava-rice, envy, gluttony, lust, sloth and wrath?7. ENTERTAINERS: What was co-median Jackie Gleason’s famous parting line?8. LANGUAGE: How would you describe someone who is “garru-lous”?9. TELEVISION: Cult favorite “Twin Peaks” was set and fi lmed in which U.S. state?10. TRANSPORTATION: Where might you ride a “vaporetto”?

1. Name the last National League team to appear in the World Series two consecutive years.2. The Pittsburgh Pirates tied a Na-tional League record in 2008 for most consecutive losing seasons (16). How close have they been to a winning season during that time span?3. From 2001 through 2004, quarter-backs won The Associated Press NFL MVP award each year. Name three of them.4. Tyler Hansbrough became the all-time leading scorer in University of North Carolina men’s basketball his-tory during the 2008-09 season. Whose mark did he topple?5. Who is the winningest U.S.-born coach in the history of the NHL?6. Penn State women’s volleyball team won its second consecutive NCAA championship in 2008. Name the school it beat in the fi nals both years.7. Name the last American golfer to be the LPGA Tour’s leading money winner for a season.


SNIPPETZ® PUZZLES AND TRIVIA

1. Name the 1963 instrumental hit by the Safaris.

2. Name the singer whose 1971 hits include “Moon Shadow” and “Peace Train”? Bonus: What is his current name?

3. What is the better-known subtitle of Rupert Holmes’ 1979 hit, “Escape?”

4. What was Led Zeppelin’s alter-nate name choice when the band fi rst formed?

5. What band gave guitarist Eric Clapton his start?

6. How did Duran Duran get its name?

New DVD Releases forWeek of Feb. 23, 2009

PICK OF THE WEEK“What Just Happened?” -- It’s been more than a decade since director Barry Levinson and Robert De Niro teamed up for “Wag The Dog.” Now they’re back together for another black comedy; but instead of skew-ering politics, they’ve trained their satirical sites more close to home: Hollywood.

“What Just Happened?” is a dark and com-

ic look at the behind-the-scenes absurdity of the Hollywood system. De Niro plays a producer named Ben who is trying to save a disaster of a movie from its manic Cock-ney director (Michael Wincott) who not only wants to kill off the hero of the fi lm (Sean Penn) but also his dog.

Throw into the mix Bruce Willis (play-ing “himself”), who adamantly refuses to shave off his ridiculous beard for his next fi lm role; Catherine Keener as an eccentric studio boss who issues directives whilst sitting on the toilet; and John Turturro as an agent who has a phobia of talking to his cli-ents, and you’ve got a recipe for outstand-ing comic performances within a bitingly satirical fi lm.

ALSO

“Futurama: Into The Wild Green Yonder” -- This is the last of the four direct-to-DVD releases in the Futurama series, and

from what I’ve read, the series fi nale of the show. The main plot revolves around a pro-posed “biggest miniature golf course in the universe” that will require the demolition of an entire arm of the Milky Way -- with the fi rst hole on one of Pluto’s moons, a 6-billion-mile par 2.

Professor Farnsworth is hired to do the environmental impact study, while Leela joins an eco-feminist group to protest the building of the course. Fry is on Mars do-ing some demolition work when a piece of women’s jewelry gets lodged in his brain, giving him the ability to read minds.

The preserved head of Penn Jillette makes a cameo, as does Snoop Dogg; and Seth Mc-Farlane of “Family Guy” sings the opening song. Special Features include: audio com-mentary from just about everyone, Docu-dramarama: “How We Make Futurama So

Good,” How To Draw Futurama in 10 Very Diffi cult Steps, Zapp Brannigan’s Guide to Making Love at a Woman, and much much more.

TV SERIES

“Breaking Bad” The Complete First Season

“Girlfriends” The Sixth Season

“Dirty Jobs” Collection 4

“Just Shoot Me” The Complete 3rd Season

“The Universe” Collector’s Edition Megaset

“My Wife and Kids” Season 1

“The Red Green Show” 2001 Season

“The Best of the Flatt and ScruggsTV Show” Vol. 8

“Love Hina” Box Set

“Cities of the Underworld”The Complete Season 2


In order to keep everyone honest (you know who you are,) we have moved the answers and solutions to the trivia and puzzles to the next page (21).


21

HUEY’SPAGE

SNIPPETZ® COMICS AND ENTERTAINMENT

Answers & Solutions

ARIES (March 21 to April 19) Try to say as little as possible about the work you’re doing through the end of the month. Then you can make your announcement and ac-cept your well-deserved plaudits.

TAURUS (April 20 to May 20) You face a more diffi cult challenge than you expected. But with that strong Taurean determina-tion, you should be able to deal with it suc-cessfully by week’s end.

GEMINI (May 21 to June 20) Before you act on your “feelings” about that upcoming decision, it might be wise to do a little fact-checking fi rst. You could be very much sur-prised by what you don’t fi nd.

CANCER (June 21 to July 22) A recent workplace success can open some doors that were previously closed to you. On a personal level, expect to receive some im-portant news from a longtime friend and colleague.

LEO (July 23 to August 22) Put your wounded pride aside and do what you must to heal that misunderstanding before it takes a potentially irreversible turn and leaves you regretting the loss of a good friend.

VIRGO (August 23 to September 22) One way to kick a less-than-active social life into high gear or rebuild an outdated Rolodex fi le is to throw one of your well-organized get-togethers for friends and as-sociates.

LIBRA (September 23 to October 22) Get-ting out of an obligation you didn’t really want to take on can be tricky. An honest explanation of the circumstances can help. Next time, pay more attention to your usu-ally keen instincts.

SCORPIO (October 23 to November 21) Use your Scorpion logic to push for a no-nonsense approach to a perplexing situation. This could help keep present and potential problems from creating more confusion.

SAGITTARIUS (November 22 to De-cember 21) A friend’s problem might take more time than you want to give. But stay-ing with it once again proves the depth of your Sagittarian friendship and loyalty.

CAPRICORN (December 22 to Janu-ary 19) The Sea Goat can benefi t from an extra dose of self-confi dence to unsettle your detractors, giving you the advantage of putting on a strong presentation of your position.

AQUARIUS (January 20 to February 18) You might want to ask a friend or relative for advice on an ongoing personal matter. But be careful not to give away information you might later wish you had kept secret.

PISCES (February 19 to March 20) Use the weekend for a creativity break to help restore your spiritual energy. Once that’s done, you’ll be back and more than ready to tackle whatever challenge you need to face.

BORN THIS WEEK: You get great joy out of creating beautiful things and sharing them with others who appreciate them.


FEBRUARY 23, 2009

TRIVIA TEST ANSWERS

SPORTS QUIZ ANSWERS

FLASH BACK ANSWERS1. “Wipe Out,” intended as the B-side song on a 45-rpm record, reached No. 2 on the charts. The A-side, “Surfer Joe,” never did take off.2. Cat Stevens (born Steven Demetre Georgiou). He converted to the Muslim faith in 1977 and took the name Yusuf Islam.3. “The Pina Colada Song” was almost known as something else: The line was originally, “If you like Humphrey Bogart.”4. On the list of possibilities were Whoopie Cushion and the Mad Dogs. A better name was chosen when others mentioned that the band would go over like a “lead balloon.”5. Clapton started with the Yardbirds in 1963.6. The British band took its name from the evil-scien-tist character in the 1968 sci-fi movie “Barbarella,” Dr. Durand Durand.

1. Maine2. Will Rogers

3. “Animal House” (Dean Wormer)4. Pituitary

5. Middle or moderate6. Pride

7. “And away we go ...”8. Talkative or chatty

9. Washington10. Venice, Italy. A vaporetto is a motorboat

used for transport in the canals.

1. The Atlanta Braves in 1995-96.2. They were 79-83 in 1997.3. Kurt Warner (2001), Rich Gannon (2002), Steve McNair (co-winner 2003) and Peyton Manning (co-winner 2003, 2004).4. Phil Ford tallied 2,290 points during his Tar Heel career (1974-78).5. Peter Laviolette, who in 2008 surpassed John Tor-torella’s 239 career victories.6. Stanford.7. It was Betsy King in 1993.

22

SNIPPETZ® BUSINESS AND CLASSIFIED

FOR SALE

SNIPPETZ®

CLASSIFIED6 LINES • Only $5 A Week

(minimum 5 weeks)

Call: 719-487-0484Snippetz

® Classifi ed ads will run a minimum of fi ve consecutive weeks unless otherwise ar-ranged. Classifi ed ads must be received no later than Wednesday before 12:00 pm in order to ap-pear in the following week’s issue. We reserve the right to refuse or edit ads for any reason deemed necessary.

Ads must be submitted by E-mail or U.S. Mail

E-mail: [email protected]

or

Funder Enlightening, Inc.PO Box 789

Monument, CO 80132

Visa / Mastercard / Check

On 12 acres, 1 mile south west of Monument City Limits. Barn with power, water and locking tack room. Easy access to National Forest trails. Feeding twice daily in winter, once daily in summer. Winter $300/mo, Summer $200/mo. Call Rick: 481-6660

AFFORDABLEHORSE BOARDING

2 BEDROOM APARTMENTFOR RENT

No smoking. No pets. Shared utilities. Quiet and secluded.

Must See! $800/mo719-481-3458

SNOW THROWERTroy-bilt, 5 HP, Two-Stage

21”, Electric Start,Tire Chains, Extra Belts,

Very Dependable. $350 obo. 719-487-8555

BEAUTIFUL SELF-CONTAINED 1-BEDROOM APT

For rent in rural Monument, walk-in-closet, 800 sq ft - $650/mo. more info at www.nyagregorfl e-ron.net/4rent.html#apt or call Paul or Nya at 719 487 3113

EXECUTIVE HOME FOR RENT OR LEASE W/OPTION TO BUY

IN PALMER LAKE4 bedroom/3 bath. Fenced yard and 3 car garage. (970) 901-5062

WOODMOOR HOUSESHARELarge MBR with pvt bath for $600/mo. Another bedroom avail with shared bath for $450/mo. Utili-ties to be shared. Non smokers please and no pets. Avail immed. Call 481 5701.

MOUNTAIN VIEW HOME FOR RENT Monument - 3 bed/3 full baths, 1.5 acres w/privacy & MTN VIEWS! Fenced back yard - dogs OK, central A/C, 2 car garage, fi nished walk-out basement. Only $1,650/mo. Call Keith (303) 888-6655, go to http://denver.craigslist.org/apa/926476325.html

WILL TRADE WORKI Will trade work for a 4x4 pickup truck. Framing, tile, drywall, paint, maint. 719 487 7559

HELP WANTED REAL ESTATE REAL ESTATE

PALMER LAKEOFFICE / STORE

FOR RENT400 sq. ft..

$425 per mo. + Utilities719-481-2671

EXECUTIVE HOME FORRENT IN KING’S DEER6,400 sq. ft. 7 bedrooms,

7 baths. 6 car garage.Contact Gene: 719-491-9634

TUTORCERTIFIED SPECIAL ED TEACHER10 yrs. exp. Students grade 1-6: reading, writing, language arts. Math through grade 5. My home or yours. Flexible hours - nights and weekends. Only $25 per hour. Call: 599-8867 or cell: 650-0001

MEETINGS & EVENTSDo you need a place for your group to meet or to hold an event? We have lots of space for groups from 2-150 people. Food, bever-age and entertainment services also available. VERY reasonable rates – in some cases there is no charge for meeting space. Call Debbie at PINZ 487-7469 for more info.

WANTED: PIANO PLAYERExperienced piano player wanted for regular sing-a-longs in our lounge. Must have expansive repertoire of current and standard popular songs. To audition, please call Debbie at PINZ 487-7469.

LOOKING FOR GREAT CHILD CARE?Try Imagination DestinationLearning Center. Ages 3+ (Preschool / Pre-K) Mon-Fri 7AM-6PM. Lunch and snacks provided. Experienced teacher. Low Ratio! Daily themes and activities.Call: Kathy Webb 719-487-8104

THINKING OF FINISHING ORREMODELING YOUR BASEMENT?

CALL LAST MINUTE CONSTRUCTIONWE’LL HANDLE IT ALL!

Creating Beautiful Basements in and Around Colorado Springs

Call 205-6010for an appointment

or email us:[email protected]

COMPLETE BASEMENT FINISHING

Code compliantDetail orientedCustom qualityTurnkey service

FREE ESTIMATES

WE REALLY DO HANDLE IT ALL!• Complete materials & labor quote• Ordering & purchasing materials• Framing, electrical & plumbing• Painting & staining• We schedule all inspections• Design assistance• Permit assistance• Drywall & texture• Carpet & tile• Home theaters

ADIRONDACK ENTERPRISES, LLC.

LICENSED • BONDED • INSUREDAARON (719) 641-7996LOREN (719) 494-6119

20 YEARS EXPERIENCE!• Green Built• Custom Homes• Basement Finish• Framing

• Tile• Wood Floors• Log Work• Job Site Cleanup

• Remodels• Doors• Decks• Trim

HANDYMAN SERVICES AVAILABLE • FREE ESTIMATESemail: [email protected]

QualityImport Service

Specializing inSUBARU Repairs

719.488.6729707 County Line Rd.

Palmer Lake, CO

AUTO SALES AUTO REPAIR

SUBARUS!

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LUBE, OILAND

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SERVICES

EXPERT REMODELINGFor kitchens, baths, additions, basements, decks and more. I am local, licensed and insured. 30+ years in the business. Dennis or Marilyn: 481-8828 / c: 510-2538

FOR SALEUsed washer and and new gas dryer - $200. Stock Isusu rims with one mounted tire and running board w/extras. $175719-481-2513

FOR SALE

IN HOME GYMMarcy Equipment.Good Condition.

$150Call: 719-481-3378

Dyan Underhill, MHA, MAEdDoctoral Candidate, Higher EducationIndependent Education Consultant

Tutoring-SAT Prep-CollegeApplications-Career/College PrepCall for your appointments today!

719.313.1999(First session 50% discount)

STYLIST WANTEDWith established clientele.

Booth rent.Full time / Part time

719-338-9423

LEAD GRAPHIC DESIGNER*Job Description: We seek an ex-perienced graphic designer who is capable of working collaboratively and individually on projects rang-ing from company identity to com-plete advertising campaigns. The ideal candidate is profi cient with Adobe InDesign, Photoshop, and Illustrator for design work as well as photo editing skills. The candi-date must be comfortable working with clients, meeting deadlines, and multi-tasking. Additional skill in Adobe Dreamweaver and Flash for web design is preferred but not required. We have a fun team, so we are looking for someone who is upbeat and friendly. Call 487-1779 email resume to: [email protected]

23

SNIPPETZ® REAL ESTATE

Need a high quality leather belt at a reasonable price?

Crafty Cow Leatherworks’ craftsmen have decades of experience.2506 W. Colorado Ave. • In the heart of Old Colorado City

REALLY NEEDTO SELLA HOME?

Have Realtors told you NO WAY?

Call the experts at(719) 460-5570

Call today for a FREE quote487-9713 or 351-7476

Once You’ve TriedOur Service,

You’ll Know WhyWe’re Called...

CUSTOMER’S CHOICE

Article by Robyn GrahamRE/MAX Properties, Inc.

Your El Paso County Certifi edDistressed Property Expert!

YOU DON’T HAVE TO LOSE YOUR HOMEIN FORECLOSURE!

You Have Options!

Because of today’s economy, every day more people are slipping closer to the threat of foreclosure. If this

is you, or someone you know……Do Not Freeze Up! There are options, and I am going to explain some of them here.

First of all, the bank does not want to own your home through a foreclosure! They are not in the business of re-selling homes, therefore they will work with you…..but there is a timeline involved and you must be educated on what to do and who to talk to.

“Paying up or Moving out” is not your only option. Potential solutions may be:• Negotiating a modifi cation of the loan.• Refi nancing the loan.• Listing the home through an agent for a possible “short sale.”

If you have fi rst talked to the current lender and are not able to negotiate a modifi cation of your loan, and you have also spoken with that lender or another lender to see if your situation qualifi es to refi nance the loan, and you are still hitting a brick wall, we need to talk about doing a Short Sale.

A Short Sale occurs when the current value of a home is less than the amount owed on the property. You must combine the amount owed on the loan (including late fees, etc.), the closing costs and the real estate commissions in order to come

up with your total pay off. There are “hardship” qualifi cations (such as job loss, relocation, divorce) that you must meet before you are eligible for a short sale. Once the property is listed and a “short” offer is accepted by the bank, a “short sale” closing occurs.

If a Short Sale is handled properly, this process should take 60 to 90 days. Your

bank will hold off on the foreclosure if we get an acceptable offer on the house! It is imperative that a qualifi ed real estate agent who is a Certifi ed Distressed Property Expert be hired to list the home and represent the buyer in order for the extensive paperwork and negotiations with the lender to be done properly!

Here are the facts about Short Sales vs Foreclosures:• Credit History: Foreclosures remain on your record for 10 years or more. A Short Sale is not reported on your credit history. • Credit Scores are lowered: Short Sale - as little as 50 pts. Foreclosure - 250 to over 300 pts. • Waiting period before you may be eligible for a Fannie Mae backed Mortgage for your Primary Residence: Short Sale - 2 years Foreclosure - 5 years. • Interest Rates on future loans are affected if you Foreclose, but not if you have a Short Sale. • Employment Consequences for Foreclosures (that are not affected by Short Sales): In jobs that require Security Clearances, your position will be terminated! Also, current and future employment can be challenged, reassigned or terminated! • ALL Foreclosures incur a Defi ciency Judgment, and yet you may be able to negotiate with the lender to release or lower the Defi ciency Judgment in the case of a Short Sale.

For more information about the Short Sale Process, go to www.CertDPE.com.

Be sure to always consult your accountant and/or your real estate attorney for details regarding how your options will affect your particular situation.

For Additional Information, email questions to

Homes@Robyn Graham.com -- please put “Real Estate Rap” in the subject line.

Or call 719-216-4421or 888-481-8641 Toll Free

The place to turn for ShelterInsurance protection foryour auto, home, and life.

Michael D. Ahlers66 Second St. Ste. B P.O. Box 1212

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www.shelterinsurance.com Seek Shelter Today!

IF YOU’RE NOTADVERTISINGIN SNIPPETZ...

YOU MAY NOTBE ADVERTISING!

SNIPPETZ® REAL ESTATE

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Suite 150Colorado Springs, CO 80918

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&

Buying or Selling? Call �e Best 719-238-9973

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Specializing in residential, commercial, land and investment properties, we providerepresentation at no cost to you when purchasing a home, new or pre-owned. We alsohave access to a large international relocation network for those moving out of state.Put our top negotiating skills to work for you, call us at 719-238-9973.

HELPING YOU WITH YOUR PURCHASE

We provide one of the best marketing packages for your home, using strong online exposure in the most popular real estate websites combines with traditional print advertisement. Call us for your free market analysis and take the first steps in sellingyour home, call us at 719-238-9973. Don’t forget to ask about our virtual tour packages.

WORKING HARD TO SELL YOUR HOME

Covering Monument, Palmer Lake and Colorado Springs, we offer services including:rental listings, full service property management, and will help you find a rental. Call usat 719-238-9973.

PROPERTY MANAGEMENT SERVICES

With two locations to choose from, one in North Academy and the other on 8th Street.We have you covered. We offer no desk fees, 100% commission plans, one-on-one training, Global Referral Network, online training resources and more! Join our team or Real Estate professionals, Call Alberto at 719-238-9974.

JOIN THE CENTURY 21 HOLT REALTY TEAM

Call 719-238-9973 to view any of theseGreat Properties!

ElaineAlberto del ToroAlberto719-238-9974adeltoro@[email protected]

Each Office Is Independently Owned And Operated.

Elegant Home in Wagon TrailsN/E This 3BR, 2.5BA, 3CAR home includes stuc-co exterior, central air, master suite and more. Access to community pool and tennis! MLS #527855 $264,900

Constitution HillsClean and well maintained 2,562 sf home. 3 bed-rooms on the main level including master bedroom w/ private bath. Great open living & dining areas w/ vaulted ceiling and gas fp. Fantastic tiered and landscaped back yard w/ patios. Finished base-ment w/ large rec rm. and additional bedroom & full bath for guests. Great location close to all! MLS #470296 $207,000

Fantastic Find in Palmer Lake!4 bedroom / 2 bathroom / 1,505 sq ft Great rancher situated on a nice level lot with mountain views. Bright and open with vaulted ceilings, vinyl windows and a deck off the master bedroom. Fully fenced back yard and a covered front porch make this home one worth seeing MLS #423842 $199,900 (Rent for $1,000/mo.)

Lots of Custom Tile Work5BR, 3BA home in Village Seven area features a kitchen with granite tile counters, travertine back-splash, hickory cabinetry, wood fl ooring and more. Lots of custom tile work throughout. The yard is a gardeners delight with covered deck covered, grape vines and shed. Great location walking dist to trails, parks and community pool! MLS #504552 $229,000

Large Lot With Lots of PossibilitiesCharming 4BR, 2BA Bi-level home with a large fenced-in yard. Home includes renovated bath-room with marble-like tub suround, new sink and faucets. large family room. Kitchen walks out to wood deck. All appliances stay including washer, dryer and stainless refrigerator. MLS #467930 $189,500

Black ForestCustom built quality 2X6 construction. Lots of natural light in this home! Located in quiet treed neighborhood within cul de sac. Area features rid-ing trails & ponds. and 2.5 acres of serenity in the trees ready for your horses! MLS #570532 $370,000

Great Turn of the Century HomeWith tons of ambiance. Desirable downtown area walking distance to trails & park. Completely ren-ovated kitchen w/ all new stainless appliances. Hardwood fl oors on main fl oor and upper level. MLS #507572 $179,000

5 Acres Homesite in Hawk RidgeWith unobstructed Pikes Peak and front range VIEWS! Perfect lot for walk out lower level. Soil and Perc tests available. MLS #435721 $199,000

24

SHORT SALE!!! INCREDIBLE!3B, 3B, 2C South Co. Springs$168,000 www.3582Venice.info

RobynGrahamCDPE, ABR, GRI, QSC, CLHMS

719-216-4421

Condo in Southeast - Great Rental !2 Bed, 2 Bath, 2 Pk Spc Co. Spr.

$77,000 www.2322Lexington.com

‘98 Parade of Homes Winner !5B, 5B, 3C, 3 Acres N. Blk Forest

$829,900 www.20175Wissler.com

Search Entire MLS: www.CoSpringsMLS.com

514 So. Weber St. (at Cimmaron)Zoned C6, Duplex, 4 Bdrm, 2 Bath

Needs Cosmetic Work $247,000

522 So. Weber St. (at Cimmaron)Lot Zoned C6 (current lease) $237,120

518 So. Weber St. (at Cimmaron)Zoned C6, Possible Retail orOffices w/ 3 Bdrm Upstairs

Needs Rehab Work $256,880

I am a Distressed Property Expert! If you are facing Foreclosure, call me to talk about your Options!

Briargate 2-Story $311,500 5/4/2, 3,072 sq ft,

Great fl oorplan, location!

ELK CREEK RANCH 2-Story$359,900

4/3/2, 3,198 sq ft, 5 Acres,Immaculate!

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North Gleneagle Ranch $329,000 Bright, sunny 4/3/2 built 1999

w/ 3,328 sq ft, A/C, tile. Finished LL with work/craft room.

Woodmoor 2-Story $460,000

7/4/3 with 4,041 sq ft. Yes, 7 bedrooms! Great yard & deck.

Elbert Rancher$479,900

Gorgeous 4/3/3, 3,676 sq ft, built ‘02, 5.0 acres, large new barn

CALL FORA FREE LIST

OF FORECLOSED

HOMES

Snippetz Issue 382

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Transcript of Snippetz Issue 382