SME Employee ProteXion Brochure

8/12/2019 SME Employee ProteXion Brochure

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Your company is not too smallfor BIG TIME protection

EmployeeProte Xion


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Make your people feel how much you value them.Protect them financially with SME Employee Prote Xion today.1 A minimum of 3-day confinement is required before the Daily Hospital Income becomes available. For succeeding confinements for the same cause occurring within 30 days from each other, the3-day minimum confinement will no longer be required. Pre-existing conditions shall be covered after one year from effective date of employees insurance. Pre-existing conditions are those:

(a) For which the insured received medical advice, consultation, or treatment; or(b) Whose signs or symptoms are evident, or should have been evident to the insured, even if the insured did not seek medical advice, consultation, or treatment for it prior to the effective date ofthe policy or its last reinstatement, if any.Condition means any type of illness, specific injury, disease or infirmity including all underlying or related conditions and any manifestation thereof, whether in one or more than one body system.

This marketing material contains only general information about the product. Accordingly, this information should be read and construed in the light of, and subject to, terms and conditions containedin the Group Policy. In the event of conflict, the provisions in the Group Policy will prevail.

Specially designed for small to medium-sized groups, SME Employee Prote Xion provides a full range of benefits in aremarkably cost-effective way to meet your budget.

Daily Hospital Income 1

Guarantees a xed amount of benet for each day ofhospital connement. Amount is doubled if connementis in an Intensive Care Unit (ICU).

2

Critical Conditions Cover

Guarantees a lump sum cash benet in case

the employee is diagnosed with any of the 35 coveredcritical conditions including but not limited to Cancer,Stroke, Heart Attack and Kidney Failure.

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Life Insurance

Guarantees a lump sum cash benet paid to thedesignated beneciary in case of the employees death.Advances a portion of the lump sum cash benet to theemployee in case of Total & Permanent Disability.Advances half of the life insurance benet in case theemployee is diagnosed with a Terminal Illness, as denedwith a life expectancy of less than twelve (12) months.

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Accidental Death & Disablement

Doubles the amount of life insurance benet in case theemployees death is caused by an accident. A portion ofthe benet is paid in case of total or partial disablement.

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Maximized Protection for your EmployeesHealth is a basic requirement for learning, performance, motivation, and productivity. If youremployees are healthy, they can report to work and fulfill their duties accordingly, enabling yourcompany to have more opportunities for income generation.

At AXA , we understand the importance of providing financial protection for your employees, andwe recognize the special needs of your growing organization. This is why we developed a simplehealth and protection plan-in-one to show your employees just how much you care for them,without making a dent in your companys budget.


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Secure a healthier future for your companyfor as low as P5 * a day per employee!

*Php 1700/365 ~ Php5**With Total & Permanent Disability Benefit and Terminal Illness Benefit2 Non-hazardous occupations include, but not limited to, professional, clerical, technical and sales work.3 Actively-at-work means the ability to perform all the usual, customary and essential duties of his or her usual occupation without restriction

IMPORTANT NOTES:A. Premium for employees aged 56-65 are available upon request.B. Additional premiums may be charged depending on employees medical history and avocation.C. Companies may choose different packages for different employee levels or employee classifications (i.e. Staff, Managers, Executives); but employees under the same level must have the same package.

Choose from any of our 3 SME Employee Prote Xion packages!

Benefit Option 1 Option 2 Option 3 Option 4 Option 5

Daily Hospital Income (DHI) P600 P900 P1,200 P1,500 P3,000Life Insurance (Life) ** P200,000 P300,000 P400,000 P500,000 P1,000,000

Critical Conditions Cover (CC) P200,000 P300,000 P400,000 P500,000 P1,000,000

Accidental Death &Disablement (AD&D) P200,000 P300,000 P400,000 P500,000 P1,000,000

Annual Premium per Employee (age 18 to 55)PackageComprehensive Package

(CC, DHI, Life, AD&D) P3,000 P4,400 P5,900 P7,300 P14,600

Health Package(CC and DHI only) P2,300 P3,400 P4,600 P5,700 P11,200

Standard Package(CC and AD&D only) P1,700 P2,500 P3,300 P4,100 P8,100

Who Can Avail?Employer-employee groups with at least10 employees (100% enrolment)

Companies not engaged in hazardous occupations(i.e. financial institutions, real estate sales, retail, hoteland hospitality businesses)

Companies with at least 90% of the total workforceperform non-hazardous occupations 2

Regular employees who are actively-at-work 3

Easy to Avail Simple application procedure and easy administration No medical examinations needed Pays on top of any existing insurance coverage

No hospital or doctor accreditation required


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Global Expertise We are present in 57 countries and are able to leverage on the depth

and strength of our global resources. We go beyond standard industry practices.

And we pride ourselves in providing first class products and services tocompanies and people around the world.

24/7 Access to Information via Group Management Solutions (GMS) View your latest employee insurance records right at your fingertips.

Features eBilling, eReceipting, and issuance of eCertificates

Zero-Cost Financial Wellness Programs Improve your employees financial position through AXA-sponsored

financial wellness programs at no cost to you.

Dedicated AXA Financial Partner Leverage on our expert financial advice and assistance throughout

your partnership with AXA

Convenient Payment Options Pay your premiums through cash, check or via credit card

using AXA's M-Swipe.

EXPERIENCETHE AXA DIFFERENCE

Talk to your AXA Financial Partner today:

AXA Philippines632 5815-AXA (292) www.AXA.com.ph632 3231-AXA (292) 34th Floor GT Tower International

Customer Care Email: [email protected] 6813 Ayala Ave. corner H.V. Dela Costa St.www.facebook.com/AXA.Philippines Makati City, Philippines

AXA Philippines is borne out of the formidable partnership between Metrobank, one of the foremost nancialnstitutions in the Philippines, and the AXA Group, worldwide leader in insurance and investment management.

THIS FINANCIAL PRODUCT OF AXA PHILIPPINES IS NOT INSURED BY THE PHILIPPINEDEPOSIT INSURANCE CORPORATION (PDIC) AND IS NOT GUARANTEED BY METROBANK.

SME Employee ProteXion Brochure

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