Small business big flexibility
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Small business. Big flexibility. SMALL BUSINESS LENDING SOLUTIONS Our small business loans and credit cards offer a number of advantages, such as: ■ Financing short-term inventory and accounts receivable needs ■ Purchasing new equipment ■ Having funds available when you need them ■ Consolidating existing debt Business Advantage Loans and Lines of Credit ■ Up to $250,000 ■ Collateral Options: Includes primary or secondary residences, commercial or investment property, equipment and vehicles Benefits of a BB&T Business Advantage Loan Benefits of a BB&T Business Advantage Line of Credit ■ Fixed rate, term and monthly payment ■ Funds available when needed ■ Amortization schedules up to 20 years ■ Interest only ■ Advance rates up to 80% ■ Meet short-term capital needs or unexpected expenses BB&T Visa ® Business Credit Card ■ No annual fee ■ Variable credit limits ■ No program fee Business Rewards ■ Fraud protection ■ Optional overdraft protection ■ 0% APR on purchases and balance transfers for six months At BB&T, we make it easy for small business owners because we understand that your time is valuable. When you work with BB&T, you can always expect: ■ Local lender who understands your business and values your relationship ■ Short, no-hassle application process ■ Quick turnaround time To apply for any of our Small Business Lending Solutions, please visit your nearest BB&T financial center TODAY! POD_8580002 Rev. 1-1-13
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Transcript of Small business big flexibility
Small business. Big fl exibility.
SMALL BUSINESS LENDING SOLUTIONSOur small business loans and credit cards offer a number of advantages, such as:■ Financing short-term inventory and accounts receivable needs ■ Purchasing new equipment■ Having funds available when you need them ■ Consolidating existing debt
Business Advantage Loans and Lines of Credit■ Up to $250,000■ Collateral Options:
Includes primary or secondary residences, commercial or investment property, equipment and vehicles
Benefi ts of a BB&T Business Advantage Loan Benefi ts of a BB&T Business Advantage Line of Credit■ Fixed rate, term and monthly payment ■ Funds available when needed■ Amortization schedules up to 20 years ■ Interest only■ Advance rates up to 80% ■ Meet short-term capital needs or unexpected expenses
BB&T Visa® Business Credit Card ■ No annual fee ■ Variable credit limits ■ No program fee Business Rewards ■ Fraud protection ■ Optional overdraft protection ■ 0% APR on purchases and balance transfers for six months
At BB&T, we make it easy for small business owners because we understand that your time is valuable. When you work with BB&T, you can always expect:■ Local lender who understands your business and values your relationship ■ Short, no-hassle application process ■ Quick turnaround time
To apply for any of our Small Business Lending Solutions, please visit your nearest BB&T fi nancial center TODAY!
POD_8580002 Rev. 1-1-13
Dedicated To Offering The Products And Services That Meet Your Needs
Branch Banking and Trust Company, Member FDIC. Only deposit products are FDIC insured.Loans, lines of credit and credit cards are subject to credit approval. Equal Housing Lender.
1 Subject to business type and credit approval. BB&T Business Credit Card Rewards program is available on BB&T Business Credit Cards with an aggregate company credit line of less than $100,000.
2 Insurance products are offered through BB&T Insurance Services, Inc., a wholly-owned subsidiary of Branch Banking and Trust Company.
3 Investment solutions are provided by Branch Banking and Trust Company, BB&T Investment Services, Inc. and BB&T Scott & Stringfellow. BB&T Investment Services, Inc. is a wholly-owned broker-dealer subsidiary of Branch Banking and Trust Company, Member FINRA/SIPC. BB&T Scott & Stringfellow is a division
of BB&T Securities, LLC, Member FINRA/SIPC and non-bank subsidiary of BB&T Corporation.
© 2013, Branch Banking and Trust Company. All rights reserved.
BUSINESS DEPOSIT SOLUTIONS
Manage Your Cash
Checking / Savings AccountsMerchant Services1
Check CardsSmall Business OnLine®
Payroll ServicesOnSite Deposit
BUSINESS DEPOSIT SOLUTIONS
Manage Your Cash
Checking / Savings AccountsMerchant Services1
Check CardsSmall Business OnLine®
Payroll ServicesOnSite Deposit
CREDIT PRODUCTSFinance Major Purchases
Business Advantage LoansBusiness Advantage
Lines of Credit BB&T Visa® Business Credit Card1
EMPLOYEE BENEFITSAttract and Retain Key Talent
BB&T@WorkGroup Insurance2
(Health, Life, etc.)401(k) / Retirement Plans3
INSURANCE2
Protect Your Business,Property and Employees
Commercial PropertyWorkers’ Compensation
General Commercial LiabilitySurety and Bonding
Business AutoGroup Health Plans
PERSONAL FINANCIAL NEEDSManage Your Finances
Checking / Savings AccountsMortgage and Personal Loans
Personal Investments3
Home / Auto / Life Insurance2
BB&T Wealth3
B A N K I N G • I N S U R A N C E • I N V E S T M E N T S
BBT.com 1-800-BANK BBT (1-800-226-5228)
The fundamental difference between BB&T and our competitors is the commitment from our employees to share our knowledge so you can make informed decisions and look forward to a brighter fi nancial future.
Securities, Investments and Insurance products or services are:
