Slicing Away Student Debt
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Transcript of Slicing Away Student Debt
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slicing awaystudent debt
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Student loans can be an invaluable resource on the road to a top-notch education, but they can also put a crimp in your finances after college.Here are a few steps to paying off your student loan debt quickly so you can get serious about your long term savings goals.
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ways to live frugally
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clip coupons1
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go green2
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eat at home whenever possible3
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bring your lunch to work4
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rent movies at home instead of going to the theater5
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use your car’s cruise control when possible to save on gas6
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keep your tires properly inflated7
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have a garage sale t0 get rid of your left over college decorations or sell them online
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When looking for a job, seek out multiple offers. Find something you like and always negotiate the offer they give you.
don’t sell yourself short
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Create a monthly budget for all of your income and expenses. It may take a while to get all the numbers right, but you’ll start seeing the benefits right away.
create a budget to avoid buying stuff you don’t need
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Move your money each month as needed through your various online banking services. This will help you save money and time that would otherwise go into mailing your bills by hand.
maximize your savings
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This is the simplest way to save on finance charges long-term. Try to keep your credit cards clear while you’re paying off your student loans, so that you’re not getting hit with finance charges from two different sources.
make your payments on time and establish good credit
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There’s no doubt that student loan debt can be one of the biggest financial hurdles you face early in your career. Start taking these steps early so that you can be done with debt and start putting all that money to work for your future.
ask for forgiveness
$$$
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For More InForMaTIon vISIT WWW.regIonS.CoM/advICe/STudenT_debT.rF This information is general in nature, is provided for educational purposes only, and should not be relied on or interpreted as accounting, financial planning, investment, legal or tax advice. regions neither endorses nor guarantees this information, and encourages you to consult a professional for advice applicable to your specific situation.