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Innovative Product Development House with Quality Services focused on Lottery, Gaming

and Commercial Services Industry

SUGAL & DAMANI

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The Group

and a lot more…

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� Market Leadership and continued focus on a core competence business of Lotteries & Gaming with 1.4B$ (2011) turnover in Indian Lottery Operations

� Diversified successful business group with an ability to develop strong alliances and partnerships.

� Targeting rapid growth through global expansion in the core competence field of lotteries, technology and commercial services

� The Group has expertise throughout the supply chain from technology and operations to finance and statutory control

� The Group has a history of strong revenue and profit generation and has been financed primarily through equity

Sugal & Damani Group

… Overview

“To be a Globally Successful, Diversified Business Group with a Strong Commitment to Society”

Lottery &Gaming

Information Technology

Travel & Hospitality

Education JewelryEngineering

Goods

Stock Broking & Finance

Real Estate &Infrastructure

Commercial Services

Sugal & Damani Group

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Sugal & Damani Group

… Focus Verticals

Focus Verticals

Lottery & Gaming

TechnologyCommercial

Services

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Maharashtra

Punjab

West Bengal

Sikkim

Lottery & Gaming… Indian Operations

� Sugal and Damani Group is the market

leader in the Indian lottery business with a

gross turnover of over US$ 1.4 billion in

2011.

� Only 11 states allow lottery – 4 major states

and 7 smaller states. Sugal & Damani

operates in most of these, with market share

up to 65% in most of the markets, it

operates.

� In India, its lottery operations run over a

foot print of approx. 25,000 retail POS

terminals with over 15M transactions a day.

� Recently awarded as one of the only three

provisional licensees for Online Gambling

from state of Sikkim and is building a brand

in the name of KHELPLAY.

� KhelPlay Rummy is one of the leading

Rummy Portal in India

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� Journey for International Market started with bidding for UK National Lottery in year 2006–07. S&D was the only successful bidder against Camelot and considered as reserved bidder.

� Aggressively expanding its Gaming operations in African Continent under ‘Winlot’ brand. Successfully launched licensed lotteries operations in a number of jurisdictions.

�Deep understanding, interest and appreciation of gaming requirements and challenges of Emerging economies in Europe, Asia Pacific and Africa.

� Strategic Partnerships are explored for local support in respective jurisdictions.

Lottery & Gaming… International Operations

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� Social Gaming

� Typically Free Gaming, Game of chance without any

withdrawals

� Revenues through virtual currency sale & advertisements

� Long term focus on customer acquisitions for real money

gaming once regulated.

� Sugal & Damani recently launched its games over

social gaming platform and is in its beta launch phase.

With current target market of Western World.

Lottery & Gaming… Social Gaming

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� Second largest and the only profitable commercial services

business of India.

� Spread over 60,000 retail network, including 20,000+ directly

managed. The direct one’s doing more than 10M Transactions a

month.

� Serving a large number of products including

� Pre-paid Mobile Top up, DTH and other EVDs

� Bill Payment – Electricity, Mobile, Phone

� Ticketing – Railway, Air

� Insurance, Astrology and other VAS services

� Micro Finance

� Acts as an aggregator for a number of products to B2B partners.

�Mobile Money & Cash Card – licensed from RBI.

� Also running direct consumer e-commerce portal for the same.

Commercial Services… Payworld – India

Technology

…where Creativity meets Technology…where Creativity meets Technology…where Creativity meets Technology…where Creativity meets Technology

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� Skilrock is the Technology Arm of Sugal & Damani Group, enjoying strong domain knowledge and financial backing.

� Based on 40 years of domain knowledge - Developed one of the finest modern ICT Based Lottery Solution.� Extremely robust – operating under most demanding conditions.

� Extremely efficient – managed draw frequencies as high as 15 minutes!

� Highly cost effective – We directly develop in India, the Global IT Hub.

� Highly Flexible & Responsive – Skilrock enabled S&D to effectively compete in 7 player market and still they enjoy 54% market share!

� Developed & Matured over 10 years of cycle.

�Over 100 Developers & over 300 IT support staff.

� Believe and practice in open source technologies.

� Large Scale project roll out and migration expertise

Technology… The Background

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Technology…The Platform

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Weaver…The Gaming Platform

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� Comprehensive Retail channel management with multi tier

accounting and payment collection

� Inventory Management

� Responsible Gaming & Fraud Control Measures

� Extracting More value over Retailer Channel by multiple services

�Wide range of POS supported with POS Application for PC

POS, Handheld Terminal, Mobile Phone and any third party

terminal.

Weaver…Retail Channel Solution

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� Comprehensive Player management, player profiling

�Wide range of payment options

� Portal - Content Management & Search Engine Optimization

� Affiliate Management

� Responsible Gaming & Fraud Control Measures

� Supporting PC, Mobile, SMS and other interactive devices

Weaver…Interactive Channel Solution

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Serving Gaming Needs of Everyone !!!

Games… The Portfolio

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� Legacy & Innovative Game Library – Lotto, Fast Lotto, Keno,

Bingo, Fortune etc.

�Managing up to a draw frequency of 15 mins

� Software based Draw Machines

Games… Draw Games

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� Innovative Ticket Generation System – Scratch Weaver� Minimum Turn-Around Time to Generate tickets for new Games

(Typical 4 month cycle reduced to 4 weeks time – PATENT PENDING)� Secure & Collaborative Workspace for all Stakeholders� Extensive Security Measures

�Working experience with a number of printers

Games… Scratch Card Games

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� Ticket Generation using Scratch Weaver

� Innovative Skill based Lottery Games for high player

involvement (Patent Pending)

Games… Instant Win Games

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Games… Mobile & Tablet Games

�Going beyond – Play by Text

� Low end phones to smart phones, only limited by inherent

limitations of the phone.

� Android, iOS and Java Compatible (Web – HTML5 / Native

Apps)

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� Bingo

� Slots & Casino

� Sports Betting (Tote System)

� Commercial Services (EVD, Bill Payment, Ticketing etc.)

�Micro Banking / Micro Finance

�Offline Affiliate / Agency System

WeaverOther Products

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� SaaS Model� Hosted from the Data Centre / Servers managed by or on behalf of Skilrock

� Time to Market & Initial capital investment is reduced to a greater extent.

� IT Operations and Remote Server Management� First time Server Infrastructure Setup & Support

� Vendor Management & Advisory

� Network Management

� Database Administration

� Server Monitoring & Control

Technology… Services

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� Development

� Web Applications – Java / J2EE

� POS Application – C / C++ / Java / Proprietary

� Games – Flash & Action Script

� Mobile / Tablet – Android, iOS, Java

� Open Source Tools

� Testing

� Manual & Automated Testing

� Performance & Load Testing

� IT Operational Support

� Open Source and Proprietary Tools for Server, Network Management

Technology… The Spread

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� CMMI Level 3� Scope of Certification : Quality of Software Development & Project Management

� Body Associated: SEI (Software Engineering Institute) / KPMG as Auditor & Consultant

� Status : Certification Secured in May, 2010

� RNG Certification� Scope of Certification : Fairness in Randomness for PRNG & Hardware RNG

� Body Associated: iTech Labs, Australia

� Status : Certification Secured

� Scratch Weaver – ITGS� Scope of Certification : Fair Play & RTP as per UKGC, IOM, Alderney etc.

� Body Associated: iTech Labs, Australia

� Status : Certification Secured

� Security� Scope of Certification : UKGC Security Compliance & ISO 27001

� Body Associated: BEI & GC, UK

� Status : Certification Secured

Technology… Certifications

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� Patent # 01

� Scope of Patent : Instant Ticket Generator (ITGS)

� Body Associated: Filed under PCT at WIPO, Geneva

� Status : Published by WIPO; Country Selection & National Phase in process

� Patent # 02

� Scope of Patent : Player Interactive Games (Skill Based Lottery Games)

� Body Associated: Filed under PCT at WIPO, Geneva

� Status : Published by WIPO; Country Selection & National Phase in process

� Patent # 03

� Scope of Patent : Scratch Lotto Games

� Body Associated: Filed under PCT at WIPO, Geneva

� Status : Published by WIPO; Country Selection & National Phase in process

Technology… Patent