Since 1925. What is IMPS? Immediate Payment Service (IMPS) is an instant interbank electronic fund...

16
MOBILE BANKING IMPS Since 1925

Transcript of Since 1925. What is IMPS? Immediate Payment Service (IMPS) is an instant interbank electronic fund...

Page 1: Since 1925. What is IMPS?  Immediate Payment Service (IMPS) is an instant interbank electronic fund transfer service through mobile phones. It is also.

MOBILE BANKING

IMPS

Since 1925

Page 2: Since 1925. What is IMPS?  Immediate Payment Service (IMPS) is an instant interbank electronic fund transfer service through mobile phones. It is also.

IMPS Immediate

Payment Service

Since 1925

Page 3: Since 1925. What is IMPS?  Immediate Payment Service (IMPS) is an instant interbank electronic fund transfer service through mobile phones. It is also.

Since 1925

What is IMPS? Immediate Payment Service (IMPS) is an instant

interbank electronic fund transfer service through

mobile phones. It is also being extended through other

channels such as ATM, Internet Banking, etc.

What is MMID? Mobile Money Identification Number (MMID) is a seven

digit number of which the first four digits are the unique

identification number of the bank offering IMPS.

Page 4: Since 1925. What is IMPS?  Immediate Payment Service (IMPS) is an instant interbank electronic fund transfer service through mobile phones. It is also.

Since 1925 What beneficiary details the customer requires to effect an IMPS remittance from Person to Person?

Following beneficiary details are required :a. MMID of the beneficiary,b. Mobile number of the beneficiaryc. Name of the beneficiary

What beneficiary details the customer requires to effect an IMPS remittance from Person to Account?

Following beneficiary details are required :a. Account Number of the beneficiaryb. IFS Code of the beneficiary bankc. Name of the beneficiary

Page 5: Since 1925. What is IMPS?  Immediate Payment Service (IMPS) is an instant interbank electronic fund transfer service through mobile phones. It is also.

Transaction flow

REMITTER

BENEFICIARY BANK

NFS DATA

CENTER

REMITTING BANK

1

2

3 4

689

5

7Bank Switc

h

Bank Switc

h

National

Financial

Switch

BENEFICIARY

Core Banking System

Core Banking System

Since 1925

Page 6: Since 1925. What is IMPS?  Immediate Payment Service (IMPS) is an instant interbank electronic fund transfer service through mobile phones. It is also.

Benefits

Instant interbank fund transfers

First of its kind

Transact 24 X 7 X 365

Simple and easy to use

Time and cost saving

Safe, secure and state-of-art technology

Immediate Confirmation

Since 1925

Page 7: Since 1925. What is IMPS?  Immediate Payment Service (IMPS) is an instant interbank electronic fund transfer service through mobile phones. It is also.

Home screen - Mobile APPSince 1925

[email protected]

Once the LOGIN is successful the screen will appear as shown in the same slide.

Following MENU appears on the APP screen:1) Enquiry2) Transaction3) Miscellaneous4) Settings5) Services6) IMPS7) Exit

Page 8: Since 1925. What is IMPS?  Immediate Payment Service (IMPS) is an instant interbank electronic fund transfer service through mobile phones. It is also.

IMPS MENU ScreenSince 1925

www.adcbank.coop [email protected]

One can generate the MMID, cancel the MMID, can transfer fund to mobile number, can transfer the fund to other account, can also make inquiry for the fund transfer.

Page 9: Since 1925. What is IMPS?  Immediate Payment Service (IMPS) is an instant interbank electronic fund transfer service through mobile phones. It is also.

Generate/Retrieve MMIDSince 1925

www.adcbank.coop [email protected]

Click on “Generate/Retrieve MMID”

If the MMID was not generated before, than a new MMID would get generated automatically.

And if the MMID was generated before, than MMID would be retrieved from the system and would get displayed on the screen.

Page 10: Since 1925. What is IMPS?  Immediate Payment Service (IMPS) is an instant interbank electronic fund transfer service through mobile phones. It is also.

Retrieve MMIDSince 1925

www.adcbank.coop [email protected]

MMID is of 7 digit.

Presently all the ADC account holder will have the same MMID i.e 8395013

Page 11: Since 1925. What is IMPS?  Immediate Payment Service (IMPS) is an instant interbank electronic fund transfer service through mobile phones. It is also.

Cancel MMIDSince 1925

www.adcbank.coop [email protected]

To cancel the MMID, Click on “Cancel MMID”

Simply enter 4 digit MPIN and click on PROCEED

Page 12: Since 1925. What is IMPS?  Immediate Payment Service (IMPS) is an instant interbank electronic fund transfer service through mobile phones. It is also.

Fund transfer to Mobile NumberSince 1925

www.adcbank.coop [email protected]

To make the FUND Transfer using Mobile Number, Click on Fund Transfer to Mobile number Menu.

Enter the details like:Beneficiary MMIDBeneficiary Account numberBeneficiary Mobile numberAmount to transferDescription4 digit MPIN

Than click on “PROCEED”

Page 13: Since 1925. What is IMPS?  Immediate Payment Service (IMPS) is an instant interbank electronic fund transfer service through mobile phones. It is also.

Fund transfer to Mobile NumberSince 1925

www.adcbank.coop [email protected]

Click on “YES” after confirming the details of IMPS.

OTP would get generated on the registered mobile number. Enter the OTP and click on “PROCEED” to complete the IMPS transaction.

Page 14: Since 1925. What is IMPS?  Immediate Payment Service (IMPS) is an instant interbank electronic fund transfer service through mobile phones. It is also.

Fund transfer to Account NumberSince 1925

www.adcbank.coop [email protected]

Testing phase of Fund Transfer to Account Number is in process.

The short term for the same is P2A.

Page 15: Since 1925. What is IMPS?  Immediate Payment Service (IMPS) is an instant interbank electronic fund transfer service through mobile phones. It is also.

IMPS Fund transfer Enquiry Since 1925

www.adcbank.coop [email protected]

One can make the Enquiry for the past transaction using the RR No. and MPIN.

Complete details will be displayed for the transaction.

Page 16: Since 1925. What is IMPS?  Immediate Payment Service (IMPS) is an instant interbank electronic fund transfer service through mobile phones. It is also.

www.adcbank.coop

[email protected]

Since 1925

Since 1925