2010 — 2011

SSCHOOLCHOOL ANDAND CCOMMUNITYOMMUNITY

C entral Piedmont Community College (CPCC) is a large, urban two-year college located in Mecklenburg County, North

Carolina. This includes the city of Charlotte and the greater metropolitan population of approximately 1.5 million people. Charlotte is an economically thriving “New South” city emerging as the nation’s second largest banking center. Of Charlotte’s 827,445 residents, approximately 148,940 adults do not have a high school diploma (Census 2000), and 20% of adults in Charlotte cannot read at a Level 1 Literacy Skill Level (National Adult Literacy Survey).

C PCC operates six campuses making it the largest community college in North Carolina. CPCC’s student body is diverse.

Forty-six percent of students represent a minority population and the average age is 29. Approximately 38% of CPCC students are categorized as high risk and non-traditional students; many are re-cent immigrants, displaced workers, and of low income.

TTEAMEAM HHISTORYISTORY

E stablished in fall 2003, the eight member SIFE team competed and was awarded Rookie of the Year. The team won the

Southeast Regional Championship in March, 2007.

T his year’s SIFE Team membership is diverse with students participating from many curriculum areas. Team members

work while earning their degrees along with being committed to changing the community. In 2004-2005, the team underwent some changes, but re-established itself under the leadership of Ms. Patricia McDaniel in 2005-2006. Two additional faculty advisors were added, Mr. William Crews and Mr. Cedric Steele.

SIFE TSIFE TEAMEAM OOFFICERSFFICERS Advisors: Mr. William Crews, Mr. Cedric Steele Executive Committee: DeMaurio Page, Marlene Blanco-Chavez, Verleatha Williams, and Selina Piccoli

SIFE TSIFE TEAMEAM MMISSIONISSION SSTATEMENTTATEMENT

O ur mission is to empower the community by teaching self-sufficiency through financial planning, entrepreneurship,

and effective citizenship. This team was organized to provide opportunities for team members to give back to the community through teaching and service. Goals: 1. Deliver programs that meet community needs 2. Raise funds to support our mission and projects 3. Increase membership and replace students graduating

MIDWOOD LEADERSHIP ACADEMY

Targeted Concepts: Entrepreneurship, Financial Literacy, Success

Skills

Hours: 29

People Impacted: 77

Project Status: Completed, On-going

Project Cost: $82.91

Need: To help create a new mentality in young people thus helping them become conscientious adults and future leaders.

Project Description: The SIFE team partnered with Pro-Active Consulting to design a leadership academy for low income/high risk students. This academy was created to help these students gain an understanding of the fundamentals of business and equip them with the leadership skills to be successful in life. Students were interviewed and selected based upon faculty recommendations from Midwood. They completed a series of workshops on effective leadership characteristics and skills.

Measured Results:

100% successfully completed the program

Life Impact: The program helped instill leadership skills and confidence for all of the student participants. Since the leadership session, students have taken on roles as student advisors for the entire student body of Midwood. The students have planned a spring dance as their first official project. They will require each attendee to donate canned goods. All of the donations will be contributed to the Salvation Army. Shelia Ijames, Midwood’s principal stated, “I have seen a tremendous change in the students’ performance as leaders within the school.” One-hundred percent of the students stated “they use the leadership skills on a daily basis and will continue to do so when they return to a traditional high school next fall.”

CPCC FINANCIAL LITERACY

Targeted Concepts: Financial Literacy, Success Skills

Hours: 10

People Impacted: 60

Project Status: Completed, On-going

Project Cost: In-Kind Donations

Need: To educate college students on avoiding personal debt. In the long run this will help them obtain personal and professional goals.

Project Description: SIFE partnered with Carolina Telco Credit Union and conducted financial seminars for CPCC students. These seminars were designed to provide participants with the tools necessary for managing their financial resources in a competitive economy. The Financial Literacy Workshop taught and reinforced financial management skills which included: budgeting, debt consolidation, checking, savings account information, FICO scores, and the difference between credit unions and banks. Practical exercises in budgeting helped participants understand the value of money and the importance of saving.

Measured Results:

100% of participants reported an understanding about the importance of budgeting 82% of the participants reported understanding the impact that your credit score has on your life 89% of participants reported an understanding of the importance of having a good banking relationship

Life Impact::

54% started a Debt Management Plan 82% developed a budget 71% are utilizing their budget.

YYOUROUR LIFELIFE IISS YYOUROUR BBUSINESSUSINESS Targeted Concepts: Financial Literacy, Success Skills,

Business Ethics, Entrepreneurship

Hours: 43

People Impacted: 69

Project Status: Completed, On-going

Project Cost: $474.40

Need: To help create a new mentality of fiscal and social responsibility in citizens.

Project Description: Mrs. Verleath Williams designed a series of workshops that targeted CPCC Adult High School students. These workshops were created to help empower them with a new outlook on life and equip the participants with tools to increase their social economic status. The participants were educated on how to structure their lives like a successful business, by reinforcing vital skills in financial literacy, business ethics, and entrepreneurship. A comprehensive workbook, designed by Mrs. Williams, educated participants in strategic planning, time management, marketing, forecasting, and ethics. After successful completion of the workbook, participants constructed a comprehensive Life Plan.

Measured Results:

89% of the students completed their Life Plan 21% of the students will graduate Adult High School 2011

Life Impact: 24% are committed to furthering their education at CPCC 89% are utilizing their budget on a daily basis 60% have reported saving 5% of their income

We will continue to meet with students bi-monthly to provide them assistance and encouragement in the implementation of their Life Plan

FINANCIAL FREEDOM Targeted Concepts: Financial Literacy, Success Skills

Hours: 4

People Impacted: 40

Project Status: Completed, Ongoing

Project Cost: In-Kind Donations

Need: To educate indigent population with tools to sustain themselves in this economic time.

Project Description: This workshop was designed for clients of Jacob’s Ladder, a non-profit organization, that helps transient population in job placement and life skills. The Financial Freedom Workshop emphasizes budget management, debt management, and financial skills. The workshop educated participants on techniques to develop and sustain good financial health. The material was created for the participants to be able to educate their family and friends on gaining and maintaining good financial health.

Measured Results:

40% planned to establish a checking and savings account

39 % of participants are committed to saving and budgeting 44% of the participants committed to making their life better 83% of the participants committed to applying the knowledge they learned to their daily leaves

Life Impact: Based upon surveys the participants stated they are able to make better financial decisions due to this workshop. Participants reported that because of this workshop they are now comfortable in asking the questions that help them make an informed decision. Surveys reported that all participants are committed to applying the knowledge that they learned in their lives to ensure a better quality of life.

SUSTAINABILITYSUSTAINABILITY

Projects on the Horizon for Spring 2011: Energy Savings Plan with Bishop Spaugh Middle School, CPCC Financial Literacy Lunch and Learn, and Financial Freedom Workshop

Projects On The Horizon For Summer 2011: Entrepreneurship Summer Camp Projects In the Making: International Student Transition Program, Entrepreneurial Incubator, CPCC Adult High School Transition Recruitment Kick Off : 2011/2012 School Year

Business Advisory Board: Utilizing our Advisory Board more as a resource for project development, funding, and member recruitment Fund Raising: Start A Capital Campaign with more emphasis on funding from grants and contributions from Advisory Broad

We are committed to the long-term survival of CPCC’s SIFE Team by actively developing new projects for future implementation, funding, and recruitment strategies for continued growth.

FFINANCIALINANCIAL SSTATEMENTTATEMENT

CCOMPERHENSIVEOMPERHENSIVE PPROJECTROJECT SSUMMARYUMMARY

Cash Flows

Beginning Balance Fundraiser College Donation

$1019.02 263.25 450.00

Available Funds 1732.27

Project Cost 557.31 Miscellaneous Expense 204.81

Total Expenses (762.12)

Ending Balance $ 970.15

AADVISORYDVISORY BBOARDOARD MMEMBERSEMBERS 1. Gregory Sharpe, Human Resources, Coca-Cola Bottling Company 2. Thea Bandy, Technical Writer, Wells Fargo, 3. Debbie Page, Human Resources, Mergis Group 4. Joseph Rapley, Veteran Specialist, Mecklenburg County 5. Renee Hode, Director, Institute of Entrepreneurship, CPCC 6. Kelly Emanuel, SIFE Alumna 7. Allen Dargins, Owner, Realty Resources of the Carolinas

Projects Target Audience People

Impacted Total Hours Project Status

Midwood Leadership Academy Low Income-High Risk Students 92 133 Completed On-going

Your Life Is Your Business Adult High School 71 43 Completed On-Going

Financial Freedom Homeless Women 20 12 Completed On-Going

CPCC Financial Literacy Lunch and Learn

CPCC Students 60 10 Completed On-Going

ESP (Energy Savings Plan) Charlotte Mecklenburg Schools 86 100 On-going

International Programs Project CPCC International Students 100 20 On-going

Anti-Piracy Greater Charlotte & Online Community

836 7 Completed On-Going

Entrepreneur

Seminar

Financial

Literacy

Seminar

Preparing for Competition Financial Literacy Seminar SIFE Alumnus assisting

current members