Settling into your new life in Canada - Scotiabank · 2015-12-17 · provides auto financing...
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Settling into your new life in Canada Getting settled Visit the Government of Canada Services for Newcomers to Canada website for a complete list of services such as Permanent Resident cards, work permits, education and training. Visit a newcomer settlement agency for helpful advice and information on immigration processes required after you arrive. Start with the federal government’s Citizenship and Immigration Canada (CIC) website for a listing of newcomer serving organizations. The Scotiabank sponsored Prepare for Canada website provides a wealth of free information for newcomers both pre and post arrival through their webinar series, eBooks and newsletters. The site provides practical settlement tips and guidance on topics such as job searches, education, housing, banking and financial literacy. Browse local service available in your area. 211Canada is Canada’s primary source of information on government and community based health and social services. Take time for leisure and family activities in your new country, such as sightseeing popular tourist attractions or attending sporting events. Attend social functions, community events and festivals. Continue getting familiar with your new country by learning its laws, history, culture and government. Watch the news on television or online or read the newspaper to keep current on local and national news. Finding a home Visit the Canada Mortgage and Housing Corporation (CMHC) website resource to better help you settle in Canada. It provides you with national housing information to help you make informed decisions and find a safe, affordable home for your family. Familiarize yourself with your new community, services and schools. Scotiabank Home Financing Advisors will be happy to assist you and can provide tips about the real estate market. Familiarize yourself with the housing marketing in Canada by visiting the Canadian Real Estate Association website to get an idea of the types of homes that are available and their market price. Getting around If you plan to drive, visit the Ministry of Transport offices to get details and enrol for a Canadian driver’s license. A valid driver’s licence is required to drive in every province and territory. Visit your provincial or territorial website for more information. Ensure you have vehicle insurance for yourself and other drivers. Visit the Insurance Bureau of Canada (IBA) website for comprehensive information on auto insurance. Learn about auto loan financing options. The Scotiabank StartRight ® Auto Finance Program 2 provides auto financing solutions for Foreign Workers and Permeant Residents who have been in Canada up to 3 years. For more information, speak with your chosen auto dealership’s business manager. Familiarize yourself with the cost of auto insurance by obtaining online quotes. Your finances Visit a nearby Scotiabank branch as soon as you land, to open an account (or complete the account opening process if started while you were still in your home country). Ask about the Scotiabank StartRight ® Program 1 providing newcomers with financial solutions for their specific needs. To open your Canadian bank account, be prepared to bring along your valid passport, work permit, study permit or Permanent Resident card when you visit a Scotiabank branch. Talk to a Scotiabank advisor to select the credit card suited to your needs that can help you to build a Canadian credit history. Consider opening a Tax Free Savings Account (TFSA) so you can set aside money and watch it grow tax-free. Get to know the manager and advisors at your new local branch – they are glad to provide financial advice or helpful newcomer suggestions. Visit the Canada Revenue Agency (CRA) website to learn about the Canadian tax system. Children’s education Register children at your local school soon after arriving. Participate in Parent-Teacher meetings and other school activities to assist your children settle into their new environment. Begin learning about Canada’s post-secondary education system. Speak to a Scotiabank advisor about Registered Education Savings Plans (RESP) to explore ways to save for children’s higher education. Visit the Canada Citizenship and Immigration (CIC) website which includes games to help children learn about their school subjects and Canada in a fun way. All of the games are related to citizenship, immigration and multiculturalism. Enrol your children in after-school activities such as music or sport. Offer to volunteer at your child’s school to either on a regular basis or for special events as needed. Your health Apply for a health insurance card for each family member as soon as you arrive. To get health care in Canada, you will need a health insurance card from the province or territory where you live. You must show this card each time you get medical services. Talk to family, friends or trusted contacts to find local doctors and health care providers in your new community. Visit a doctor to ensure you and your family have all the required immunizations. Preparing to work As soon as you arrive in Canada apply for a Social Insurance Number (SIN) for each family member. It is an essential piece of identification required to work and access government services or benefits. Visit a Service Canada location and apply for a SIN after your arrive. Visit a Human Resources Centre of Canada for employment counselling, job placement or training, labour market information and unemployment insurance administration. Learn about Canada’s tax system and file a tax return each year. Visit the Prepare for Canada website to view a video on how to write a Canadian-style resume. Consider joining a neighborhood community organization to help you with networking. Review job search websites on a regular basis to see what jobs are available: www.jobbank.gc.ca www.canadajobs.com www.canjobs.com www.workopolis.com www.monster.ca www.scotiabank.com/careers www.prepareforcanada.com/category/working/jobs/ Canada’s official languages Canada has two official languages: English is the most commonly spoken language in most provinces and territories. French is the main language spoken in Quebec and in some areas of Ontario, New Brunswick and Manitoba. Visit the federal government’s Citizenship and Immigration Canada (CIC) website for language services available for newcomers. Enroll in a language school, tutoring or conversation groups to enhance your communication skills. Look into joining Toastmasters International (TI), a non-profit educational organization that operates clubs worldwide for the purpose of helping members improve their communication, public speaking, and leadership skills. Practice speaking English or French at home with your family to improve together. Watch Canadian TV programs and films, or read Canadian books and magazines to pick up popular terms and expressions. How can Scotiabank help you settle in Canada? ☑ We know how you feel when you arrive in a new country. The Scotiabank StartRight Program for Newcomers is created to offer you all the help you need to make settling in Canada easier. As you start your new life, you will find managing your finances will be at the top of your to-do list. Our Scotiabank advisors are here to offer the right solutions and advice – from setting up your bank account and managing your money, to investing for your future. ☑ Scotiabank’s multilingual branch and customer contact centre employees are glad to explain your options. To get started: • Call our Customer Contact Centre at 1-866-800-5159, Monday to Thursday 9 a.m. to 11 p.m., Friday 9 a.m. to 10 p.m. and Saturdays 10 a.m. to 6 p.m. (Eastern Time). • Visit your nearest Scotiabank branch • Visit scotiabank.com/startright To get started: Visit www.scotiabank.com/startright Canada and the United States, call 1-866-800-5159. For all other countries, call our Customer Contact Centre by collect call at 416-288-3062, Monday to Thursday 9 a.m. to 11 p.m., Friday 9 a.m. to 10 p.m. and Saturdays 10 a.m. to 6 p.m. (Eastern Time). 1.The Scotiabank StartRight Program, created for Canadian Landed Immigrants from 0-3 years in Canada, International Students and Foreign Workers. The Scotiabank StartRight Mortgage Program, created for Canadian Landed Immigrants and Foreign Workers from 0-5 years in Canada. 2. Subject to meeting Scotiabank’s credit criteria and security requirements, the Scotiabank StartRight Auto Finance Program is available through all Scotiabank authorized dealerships in Canada. This program is only available for Landed Immigrants and Foreign Workers. Subject to Scotiabank financing terms and conditions. Downpayment required. ® Registered trademarks of The Bank of Nova Scotia.
Transcript of Settling into your new life in Canada - Scotiabank · 2015-12-17 · provides auto financing...
Settling into your new life in Canada
Getting settled Visit the Government of Canada Services for Newcomers
to Canada website for a complete list of services such as Permanent Resident cards, work permits, education and training.
Visit a newcomer settlement agency for helpful advice and information on immigration processes required after you arrive. Start with the federal government’s Citizenship and Immigration Canada (CIC) website for a listing of newcomer serving organizations.
The Scotiabank sponsored Prepare for Canada website provides a wealth of free information for newcomers both pre and post arrival through their webinar series, eBooks and newsletters. The site provides practical settlement tips and guidance on topics such as job searches, education, housing, banking and financial literacy.
Browse local service available in your area. 211Canada is Canada’s primary source of information on government and community based health and social services.
Take time for leisure and family activities in your new country, such as sightseeing popular tourist attractions or attending sporting events.
Attend social functions, community events and festivals.
Continue getting familiar with your new country by learning its laws, history, culture and government.
Watch the news on television or online or read the newspaper to keep current on local and national news.
Finding a home Visit the Canada Mortgage and
Housing Corporation (CMHC) website resource to better help you settle in Canada. It provides you with national housing information to help you make informed decisions and find a safe, affordable home for your family.
Familiarize yourself with your new community, services and schools. Scotiabank Home Financing Advisors will be happy to assist you and can provide tips about the real estate market.
Familiarize yourself with the housing marketing in Canada by visiting the Canadian Real Estate Association website to get an idea of the types of homes that are available and their market price.
Getting around If you plan to drive, visit the Ministry of
Transport offices to get details and enrol for a Canadian driver’s license. A valid driver’s licence is required to drive in every province and territory. Visit your provincial or territorial website for more information.
Ensure you have vehicle insurance for yourself and other drivers. Visit the Insurance Bureau of Canada (IBA) website for comprehensive information on auto insurance.
Learn about auto loan financing options. The Scotiabank StartRight® Auto Finance Program2 provides auto financing solutions for Foreign Workers and Permeant Residents who have been in Canada up to 3 years. For more information, speak with your chosen auto dealership’s business manager.
Familiarize yourself with the cost of auto insurance by obtaining online quotes.
Your finances Visit a nearby
Scotiabank branch as soon as you land, to open an account (or complete the account opening process if started while you were still in your home country). Ask about the Scotiabank StartRight® Program1 providing newcomers with financial solutions for their specific needs.
To open your Canadian bank account, be prepared to bring along your valid passport, work permit, study permit or Permanent Resident card when you visit a Scotiabank branch.
Talk to a Scotiabank advisor to select the credit card suited to your needs that can help you to build a Canadian credit history.
Consider opening a Tax Free Savings Account (TFSA) so you can set aside money and watch it grow tax-free.
Get to know the manager and advisors at your new local branch – they are glad to provide financial advice or helpful newcomer suggestions.
Visit the Canada Revenue Agency (CRA) website to learn about the Canadian tax system.
Children’s education
Register children at your local school soon after arriving.
Participate in Parent-Teacher meetings and other school activities to assist your children settle into their new environment.
Begin learning about Canada’s post-secondary education system. Speak to a Scotiabank advisor about Registered Education Savings Plans (RESP) to explore ways to save for children’s higher education.
Visit the Canada Citizenship and Immigration (CIC) website which includes games to help children learn about their school subjects and Canada in a fun way. All of the games are related to citizenship, immigration and multiculturalism.
Enrol your children in after-school activities such as music or sport.
Offer to volunteer at your child’s school to either on a regular basis or for special events as needed.
Your health Apply for a health insurance
card for each family member as soon as you arrive.
To get health care in Canada, you will need a health insurance card from the province or territory where you live. You must show this card each time you get medical services.
Talk to family, friends or trusted contacts to find local doctors and health care providers in your new community.
Visit a doctor to ensure you and your family have all the required immunizations.
Preparing to work As soon as you arrive in Canada apply for a Social
Insurance Number (SIN) for each family member. It is an essential piece of identification required to work and access government services or benefits. Visit a Service Canada location and apply for a SIN after your arrive.
Visit a Human Resources Centre of Canada for employment counselling, job placement or training, labour market information and unemployment insurance administration.
Learn about Canada’s tax system and file a tax return each year.
Visit the Prepare for Canada website to view a video on how to write a Canadian-style resume.
Consider joining a neighborhood community organization to help you with networking.
Review job search websites on a regular basis to see what jobs are available:
www.jobbank.gc.ca
www.canadajobs.com
www.canjobs.com
www.workopolis.com
www.monster.ca
www.scotiabank.com/careers
www.prepareforcanada.com/category/working/jobs/
Canada’s official languages Canada has two official
languages: English is the most commonly spoken language in most provinces and territories. French is the main language spoken in Quebec and in some areas of Ontario, New Brunswick and Manitoba. Visit the federal government’s Citizenship and Immigration Canada (CIC) website for language services available for newcomers.
Enroll in a language school, tutoring or conversation groups to enhance your communication skills.
Look into joining Toastmasters International (TI), a non-profit educational organization that operates clubs worldwide for the purpose of helping members improve their communication, public speaking, and leadership skills.
Practice speaking English or French at home with your family to improve together.
Watch Canadian TV programs and films, or read Canadian books and magazines to pick up popular terms and expressions.
How can Scotiabank help you settle in Canada?
☑ We know how you feel when you arrive in a new country. The Scotiabank StartRight Program for Newcomers is created to offer you all the help you need to make settling in Canada easier. As you start your new life, you will find managing your finances will be at the top of your to-do list. Our Scotiabank advisors are here to offer the right solutions and advice – from setting up your bank account and managing your money, to investing for your future.
☑ Scotiabank’s multilingual branch and customer contact centre employees are glad to explain your options.
To get started:
• CallourCustomerContactCentre at 1-866-800-5159, Monday to Thursday 9 a.m. to 11 p.m., Friday 9 a.m. to 10 p.m. and Saturdays 10 a.m. to 6 p.m. (Eastern Time).
• VisityournearestScotiabank branch
• Visitscotiabank.com/startright
To get started: Visit www.scotiabank.com/startrightCanada and the United States, call 1-866-800-5159. For all other countries, call our Customer Contact Centre by collect call at 416-288-3062, Monday to Thursday 9 a.m. to 11 p.m., Friday 9 a.m. to 10 p.m. and Saturdays 10 a.m. to 6 p.m. (Eastern Time).
1.The Scotiabank StartRight Program, created for Canadian Landed Immigrants from 0-3 years in Canada, International Students and Foreign Workers. The Scotiabank StartRight Mortgage Program, created for Canadian Landed Immigrants and Foreign Workers from 0-5 years in Canada. 2. Subject to meeting Scotiabank’s credit criteria and security requirements, the Scotiabank StartRight Auto Finance Program is available through all Scotiabank authorized dealerships in Canada. This program is only available for Landed Immigrants and Foreign Workers. Subject to Scotiabank financing terms and conditions. Downpayment required.® Registered trademarks of The Bank of Nova Scotia.
