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Service Overview Manual

Campus Partners


Table of Contents

SOM Issue 2

December 2009

Proprietary © 2009 Campus Partners

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i


Table of Contents

Section 1 – System Features

1.0 System Features ....................................................................................................... 1-1

1.1 SLSP Number............................................................................................................ 1-1 1.2 Organization of Data.................................................................................................. 1-2 1.3 Numbering System.................................................................................................... 1-5 1.4 Summary ................................................................................................................... 1-6 1.5 Status Codes............................................................................................................. 1-7 1.6 Status Code Tidbits ................................................................................................... 1-8 1.7 Amounts Due / Amounts Billed.................................................................................. 1-9 1.8 Billing History............................................................................................................. 1-9 1.9 Delinquent Charges / Other Costs........................................................................... 1-10 1.10 Cohort Default Repayment Flag .............................................................................. 1-12 1.11 Cohort Quikletters.................................................................................................... 1-13 1.12 Loan Rehabilitation.................................................................................................. 1-14 1.13 Stop Codes.............................................................................................................. 1-15 1.14 Interest Accrual........................................................................................................ 1-16 1.15 Days Past Due......................................................................................................... 1-17 1.16 Payment Processing................................................................................................ 1-18 1.17 Automatic Reprocessing.......................................................................................... 1-20 1.18 Complete Chronological Loan ................................................................................. 1-21 1.19 Other Service Options ............................................................................................. 1-22 1.20 Reporting Flexibilities .............................................................................................. 1-24

Section 2 – Enrolled Loans Processing 2.0 New Loans and Advances Input Documents............................................................. 2-1

2.1 New Loan Input Form................................................................................................ 2-2 2.2 New Loan and Advances Reports ............................................................................. 2-9 2.3 New Loans and Advances Report ........................................................................... 2-10 2.4 Summary ................................................................................................................. 2-16 2.5 Unpostable New Loans Response Document......................................................... 2-17 2.6 Unpostable Advances Response Document ........................................................... 2-19 2.7 Separation Date Verification Report ........................................................................ 2-21 2.8 Enrolled and Grace Borrowers Report .................................................................... 2-24


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Section 3 – Loan Maintenance Input

3.0 Loan Maintenance Input Forms................................................................................. 3-1 3.1 Separation Date Change Transmittal ........................................................................ 3-2 3.2 Name and Address Change Form............................................................................. 3-3 3.3 Payment Transmittal (Itemized by Borrower) ............................................................ 3-4 3.4 Payment Transmittal (Itemized by Loan)................................................................... 3-5 3.5 Default Transmittal .................................................................................................... 3-6 3.6 Change/Adjustment Request Memo.......................................................................... 3-7 3.7 Rehabilitation Submittal Form ................................................................................. 3-11

Section 4 – Loan Maintenance Reports 4.0 Loan Maintenance Reports ....................................................................................... 4-1

4.1 Student Loan Journal ................................................................................................ 4-2 4.2 Borrower/Loan Number Cross Reference Report ..................................................... 4-6 4.3 Bad Address List ....................................................................................................... 4-9 4.4 Changed Name and Address Report ...................................................................... 4-11 4.5 Borrowers Without a Good Address ........................................................................ 4-14 4.6 Calendar Year Interest Paid Report ........................................................................ 4-17 4.7 TRA Interest Report................................................................................................. 4-19 4.8 Paid Out/Credit Balance/Write Off Report ............................................................... 4-21 4.9 Cumulative Credit Balance Report .......................................................................... 4-23 4.10 Loans Assigned to/Accepted by the U.S. ................................................................ 4-25 4.11 Inventory of Loans Referred/Assigned/Accepted to the U.S. .................................. 4-28 4.12 Stop Code List ......................................................................................................... 4-31 4.13 Small Balances Payment Transmittal...................................................................... 4-34 4.14 Credit Bureau Report............................................................................................... 4-37 4.15 Loans to Review for Cohort Default Rate ................................................................ 4-39 4.16 Loans to Review for Cohort Default Rate - Projected.............................................. 4-46

4.17 Deferment/Cancellation Detail Report ..................................................................... 4-48 Section 5 – Past Due Loans Processing 5.0 Past Due Loans Processing .....................................................................................5-1 5.1 Past Due Loans Reports ..........................................................................................5-6 5.2 Exception & Special Billing Report ...........................................................................5-7 5.3 Past Due Loans Report ..........................................................................................5-13 5.4 Borrowers to Receive a Notice Report ...................................................................5-17 5.5 Loans Brought Current Report ...............................................................................5-21 5.6 Loan Monitoring Report ..........................................................................................5-25 5.7 IRS Skip Trace Report............................................................................................5-28 5.8 Rehabilitation Monitoring Report ............................................................................5-30


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Section 6 – Collection Agency Interface 6.0 Collection Agency Overview.....................................................................................6-1 6.1 Collection Processing Input Forms Summary ..........................................................6-7 6.2 New Delinquents Report.........................................................................................6-12 6.3 New Placements Report – Agency Version............................................................6-16 6.4 New Placements Report – Institution Version ........................................................6-19 6.5 Collection Agency Inventory – Agency Version......................................................6-22 6.6 Collection Agency Inventory – Institution Version ..................................................6-25 6.7 Transactions Against Loans in Collection Report...................................................6-28 Section 7 – Accounting Reports 7.0 Accounting Reports - Summary................................................................................7-1 7.1 Transactions and Adjustments Journal ....................................................................7-2 7.2 Cash Activity Report .................................................................................................7-8 7.3 Accounting Reports ................................................................................................7-13 7.4 Funds Advanced Year to Date Report....................................................................7-43 7.5 Cost Detail Report ..................................................................................................7-45 Section 8 – Management and Government Reports

8.0 Management Reports - Summary ............................................................................8-1 8.1 Status Summary Report ...........................................................................................8-2 8.2 Collection Agency Recovery Analysis ......................................................................8-5 8.3 Monthly Collections Analysis ....................................................................................8-8

8.4 Invoice Detail Report ..............................................................................................8-11 Appendix Input Forms ......................................................................................................................... A-1 Reports................................................................................................................................ A-2 Glossaries Glossary of Terms.............................................................................................................GL-1 Glossary of Codes...........................................................................................................GL-19 Glossary of Reports.........................................................................................................GL-29


System Features

SOM Issue 2 December 2009


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TOC

Section 1 System Features

Table of Contents

1.0 System Features ................................................................................................ 1-1 1.1 SLSP Number .................................................................................................... 1-1 1.2 Organization of Data .......................................................................................... 1-2 1.3 Numbering System............................................................................................. 1-5 1.4 Summary............................................................................................................ 1-6 1.5 Status Codes...................................................................................................... 1-7 1.6 Status Code Tid Bits .......................................................................................... 1-8 1.7 Amounts Due / Amounts Billed .......................................................................... 1-9 1.8 Billing History ..................................................................................................... 1-9 1.9 Delinquent Charges / Other Costs ................................................................... 1-10 1.10 Cohort Default Repayment Flag....................................................................... 1-12 1.11 Cohort Quikletters ............................................................................................ 1-13 1.12 Loan Rehabilitation .......................................................................................... 1-14 1.13 Stop Codes ...................................................................................................... 1-15 1.14 Interest Accrual ................................................................................................ 1-16 1.15 Days Past Due ................................................................................................. 1-17 1.16 Payment Processing ........................................................................................ 1-18 1.17 Automatic Reprocessing .................................................................................. 1-20 1.18 Complete Chronological Loan.......................................................................... 1-21 1.19 Other Service Options...................................................................................... 1-22 1.20 Reporting Flexibilities ....................................................................................... 1-24

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1.0 System Features

1.1 SLSP Number

The SLSP number is used to identify customers and provide flexibility in the production of reports at various levels. It is especially useful for schools with multiple loan programs or those that are part of a system or consortium. The SLSP number is printed in the upper left corner of all our reports. Below is a description of each segment of the SLSP:

System Number: A five-digit number that identifies a group of related lenders.

Lender: A three-digit number that identifies one customer's group of programs. Each customer is a unique lender.

Sub-lender: A three-digit number that identifies a group of loan programs within a large lender.

Program: A five-digit number that identifies a single loan program associated with a particular school (lender).


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1.2 Organization of Data in Campus Partners System IIIsm The data in System III are organized in different levels that are described briefly below:

Borrower Level: contains demographic information.

Consolidation Level: contains billing information. A consolidation can have a maximum of five loans because we can print only five loans on one bill.

Program Level: contains the type of program(s) for a given school.

Loan Level: contains individual loan data.

Base Level: contains the fund information (i.e., the type of funds included in a loan). The following chart illustrates these four levels.


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Organization of Data

As you can see on this chart, the name and address are stored only once no matter how many loans this borrower has. So, a single change of address will affect all loans. The same is true of all demographic information maintained at the borrower level.

BORROWERS NAME, ADDRESS, DRIVER’S LICENSE, SSN, STUDENT ID#

ETC.

CONSOLIDATION BILLING INFORMATION

CONSOLIDATION BILLING INFORMATION

PROGRAM

LOAN LOAN AMOUNT LOAN BALANCE INTEREST RATE DAYS PAST DUE

ETC.

LOAN LOAN AMOUNT LOAN BALANCE INTEREST RATE DAYS PAST DUE

ETC.

PROGRAM

LOAN LOAN AMOUNT, LOAN BALANCE

INTEREST RATE, DAYS PAST DUE, ETC.

BASE BASE

FUND INFORMATIONBASE

FUND INFORMATIONBASE

BASE FUND INFORMATION


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SYSTEM # - 12345

SAMPLE BORROWER P.O. BOX 3176 WINSTON-SALEM, NC 27102 BORROWER #999-980-101 SSN 999-980-101

SECONDARY ADDRESS

CONSOLIDATION # - 03 DUE DAY = 25

Program = 01111

999-980-101-01

$2220.00 330.99

3%

$86.55 DUE

999-980-101-02

$1500.00 197.58

4%

$60.01 DUE

999-980-101-03

$1000.00 200.00

5%

$30.00 DUE

Base 1 Base 2 Base 3

BILLING ADDRESS


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1.3 Numbering System Campus Partners uses the following numbering system to access or process loans on various levels: Borrower Number: Nine-digit number that identifies a borrower. This will be the Social

Security Number or, if we do not have one, a specific number assigned by our system. Consolidation Number: Two-digit number that identifies a group of loans belonging to a

borrower for the purpose of consolidating the loans on one bill. Account Number: The combination of the borrower number and the consolidation number;

used for payment processing. Note: Using the account number allows System III to apply a single transaction to all loans

within a consolidation. (i.e., all loans that are billed together.) Borrower # + Consolidation # = Account # Program Number: Five-digit number used to identify a loan program for a particular school. Loan/Sequence Number: An 11-digit number that identifies a single loan with a given loan

program. To identify a particular loan, we always will use the Program/Loan Number/Sequence Number.

Randomly Assigned Account Number (RAAN)*: Nine-digit number used by Campus

Partners that will appear and print on all correspondence to your borrowers. This number will also appear as part of the Account Number on bills/past due notices.

*RAAN was added to the System III database in January 2004 in an effort to protect your borrowers against identity theft.


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1.4 Summary The data are stored in four levels 1. Borrower Level - Demographic 2. Consolidation Level - Billing information 3. Loan Level - Individual loan data 4. Base Level - Fund information A consolidation is a group of loans billed together. Think of a consolidation as a bill. Borrower + Consolidation number = Account Number To access a single loan you must use the Program/Loan/Sequence numbers. To access the Borrower level or a group of loans billed together, you must use the Account

Number. When loans are grouped it means that all loans for the borrower have the same Borrower

Number (usually the SSN). The SLSP number identifies a customer. It is composed of the System, Lender, Sublender

and Program numbers.


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1.5 Status Codes 1x Enrolled 10 Enrolled, undergraduate student 11 Enrolled, graduate student 19 Enrolled, past due for interest billed during enrollment 2x Grace 20 Grace following enrollment 21 Grace, deferred while in grace status 29 Grace, past due for interest billed during enrollment or grace 4x Repayment 40 Current 41 Special billing - Current 48 Special billing - Past Due 49 Past due - A letter following this code will indicate collection agency status 5x Deferment 50 Deferred 51 Grace period following deferment 52 Hardship deferment/hardship billing 59 Past due for amounts billed during deferment - loans continue to age (ex. Hardship

Billing) 6x Cancellation/Postponement 60 Postponed 61 Canceled 8x To Be Closed 80 Paid in full this month 82 Assigned to the U.S. 83 In litigation 84 Filed for bankruptcy - Chapter 7 and 11 85 Written off this month 86 Filed for bankruptcy - Chapter 13 (Wage Earner) 9x Closed 90 Paid in full 91 Canceled because of disability 92 Canceled because of bankruptcy 93 Accepted by the U.S. 94 Written off automatically 95 Written off manually 96 Canceled because of death


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1.6 Status Code Tidbits 19 Enrolled, past due for interest billed during enrollment (used for Private Funds). 29 Grace, past due for interest billed during enrollment or grace (used for Private Funds). 41 With an agreement flag of Y, a borrower's loan is considered current. Without an

agreement flag, a borrower's loan is based on actual days past due. 48 With an agreement flag of Y, a borrower's default is reported based on Special Billing

Days past due. Without an agreement flag, a borrower's default is reported based on actual days past due.

49 Past due - A letter following this code will indicate collection agency status, as follows:

C = in collection R = returned or recalled E = eligible for collection manual placement W = withheld from collection

52 Hardship deferment of principal Hardship Deferment - Special payment arrangement; borrower pays only interest during

or at the end of the hardship period. 59 Past due for amounts billed during deferment (example: interest billed during hardship) 61 Cancellation processed with end date in the future. The loan will be in status 61 for the

period between the date the form is processed and the cancellation end date. This period will not be greater than 90 days.

80 Review Paid Out/Credit Balance/Write Off Report or Cumulative Credit Balance Report

to refund credit balances and return promissory notes. (Check for collection fees first.) 9x Loans with a 9x status are printed on reports for at least six months. After that time,

these loans no longer are printed. They remain in the system and are included in the appropriate totals. Twice a year (June and December) all 9x loans will be printed on the Student Loan Journal.


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1.7 Amounts Due / Amounts Billed The interest that will be taken from each payment depends on the date the payment is received. Therefore, borrowers are billed a set amount rather than separate amounts. The DUE FIELDS (amounts due) in System III are: Currently Due Amount: The total amount of the current bill. Past Due Amount: The total amount of outstanding bills that a borrower must pay to bring his

or her loan to current status. Accrued Interest: The amount of unpaid interest as of the date of last interest accrual. Delinquent Charges: Consist of Penalty Charges, Late Charges, Collection Fees and other

costs.

1.8 Billing History System III generates a bill 20 days before the due date. When a bill is generated it is entered into the History of Outstanding Bills (HOSB). Customers using Campus Partners DataLink, our on-line system, can view this history on the HOSB Screen. Billing Methods: E-Bill, Statements; AutoDraft; and Coupon Books Paying Amount Billed: When borrowers pay the amount of one bill, the system considers

that bill satisfied. The date the payment is received will determine the amount of interest taken from each payment. This is accomplished by the use of the History of Outstanding Bills.

`


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1.9 Delinquent Charges / Other Costs We use Delinquent Charges to refer to the following fees as a group: Late/Penalty Charges: A fee assessed on a loan when payment is late or missed.

(Mandatory for the NDSL/Perkins, NSL and HPSL programs) Collection Fees: Charges incurred when a collection agency has taken over collecting on

past due loans; and cost of litigating a borrower. Other Costs: Cost incurred by your school for actions, personnel or equipment used in the

collection of student loan funds. Some items considered Other Costs: 1. Returned check fees;* 2. Collection telephone calls; 3. Credit bureau reports; 4. Address searches; 5. Salaries and benefits of collection personnel in proportion to the amount of time allocated

to the collection of delinquent loans; 6. Letter writing, including postage, stationery, etc.; 7. Equipment, such as personal computers or terminals; 8. Collection software, such as Campus Partners’ Collections System, etc.; and 9. Servicing fees for DataLink, in proportion to the amount of time DataLink is used for

collection. System III offers the flexibility to select the order in which these charges will be paid among themselves and whether to pay them individually or as a group before or after Principal and Interest. Note that the Federal Perkins, NSL and HPSL regulations require that Late/Penalty Charges and Collection Fees be paid before interest and principal. *Note: Although we charge for a returned check fee on your monthly invoice, you do not have to

absorb this cost. You can assess this charge to the borrower as a cost of collection (§674.45(e)(1)) or you can charge it to the Fund as a banking service charge (§674.8(a)(6)).

Cost Chargeable to the Fund: The institution must charge the borrower and attempt to

recover: 1. Billing costs incurred to obtain payment of past due amounts (late charges -

§674.43(b)(2). If not recovered, only the portion of the late charges that represents the cost of telephone calls can be charged to the Fund.

2. Cost of address searches (§674.44); 3. Cost of reporting to credit bureaus (§674.45); and 4. Cost incurred to collect or to litigate delinquent loans (§674.45(e) and §674.46(b)).


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Waiving Fees 1. The institution can waive late charges only if the borrower pays the full amount past due

on the loan. 2. You also can waive collection cost in direct proportion to the amount of the past due

balance paid by the borrower within 30 days of entering a written repayment agreement with the institution.

Late Charge Methods: You can select from several methods to assess late charges,

including the assessment of a percentage (NSL/HPSL regulations) or a flat amount with a maximum percentage (Federal Perkins regulations).


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1.10 Cohort Default Repayment Flag

Campus Partners has created fields to assist you in tracking borrowers that affect your default rate and therefore need immediate attention. You need to work closely to follow the guidelines outlined by federal regulations for removing loans from the cohort default rate. These are the values for the new fields: COHORT = YES Borrower is included in the cohort group of borrowers for the

current fiscal year. COHORT = NO Borrower is not included in the cohort group of borrowers for

the current fiscal year. DEFAULT REPAYMENT FLAG =Y1 In default, no payment arrangements made =Y2 In default, arrangements made =Y3 In default, payments not made as agreed =N1 No longer in default, arrangements satisfied =N2 No longer in default, deferment processed =N3 No longer in default, paid in full (N3 is effective July 1, 1996) These fields can be found on DataLink (LN5) screen The Cohort and Default Repayment Flag will appear on the following reports: 1. Student Loan Journal 2. Borrowers Without A Good Address 3. Past Due Loans 4. Loans to Review for Cohort - Projected Year 5. New Delinquents 6. Loan Monitoring 7. Exception and Special Billing 8. Collection Agency Inventory 9 New Placements We have included the cohort series of QuikLetters that are available.


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1.11 Cohort Quikletters

50435 * * * IMPORTANT NOTICE * * * Your Federal Perkins Student Loan(s) will be monitored closely by THE FEDERAL GOVERNMENT

and THE DEPARTMENT OF EDUCATION throughout t he next year. You are part of a “Cohort group” of individuals that entered repayment on or around the same time. Please take time to read all the information provided in your promissory not e to ensure that you are familiar with the options available.

It is our intention to provide you with the bes t service possible. If any problems arise and you are

unable to make your regular payment, please contact (Lender Name) immediately. Below is a status of your account. Please notify Campus Partners immediately with name/address changes and submission of

deferment/cancellation forms. 50436 * * * IMPORTANT NOTICE * * * Having difficulty keeping your Federal Perkins Loan payment current? Remember, failure to make

timely payments can result in serious consequence to include:

- Delinquency reported to national credit bureaus that will remain a bad debt for seven years. - Loan(s) forwarded to a professional collection agency, resulting in increased delinquency

charges to your account.

- Unable to obtain any Title IV aid (Student Financial Assistance) at any institution.

(Lender Name) needs to hear from you immediately if you are unable to make full payment at this time. Below is the status of your loan(s): Please contact Campus Partners with name/address changes and submission of deferment/cancellation forms.

50437 * * * IMPORTANT NOTICE * * * It is critical that you contact (Lender Name) immediately concerning your Federal

Perkins Student Loan, that is now seriously past due. Continued delinquency will have a severe impact on your credit rating and ability to obtain additional loans.

Below is the status of this account:

Please contact Campus Partners immediately with name/address changes and submission of deferment/cancellation forms.


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1.12 Loan Rehabilitation Final regulations published by the Department of Education to implement changes in the HEA of 1998 include a provision that allows borrowers to rehabilitate their loan (reference Section 674.39). The borrower must request rehabilitation of a defaulted loan. Once the borrower has made 9 on-time consecutive monthly payments, the loan will be returned to a regular repayment status, the default will be removed from the borrower’s credit history, and the borrower will again be eligible for title IV funds. Campus Partners includes rehabilitation information including ED’s Ombudsman’s office on the reverse side of our billing statements and the 15- and 45-day past due notices. For our DataLink customers, new fields have been added to the LN5 screen that work in conjunction with our special billing transaction to facilitate this process. A “Rehabilitation Flag” has been added to LN5 that allows you to monitor loans in various stages of the rehabilitation process. The values are: P – loan pending rehabilitation R – 9th payment received/loan rehabilitation completed (this month) S – rehabilitation report sent to credit bureau U – rehabilitation attempt unsuccessful (payment missed or late); and V – rehabilitation voided by subsequent default The “Consecutive Payment Counter” (also on LN5) will keep track of the borrower’s on-time consecutive payments. System III will allow a payment to be up to 15 days late and still be counted as on time. Both fields appear on the following reports: 1. Loans to Review for Cohort 2. Past Due Loans 3. Collection Agency Inventory – Institution Version 4. Collection Agency Inventory – Agency Version 5. New Placements Report – Agency Version


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1.13 Stop Codes Occasionally, it is necessary to stop functions from occurring on a borrower's loan. To accomplish this, System III uses six Stop Codes. Some of these are valid only on private loan funds*. To stop a given function, a reason code must be entered on that function. Below is a list of the six functions and the reason codes: Functions that can be stopped 1.* Accruing Interest - Can be used for Private loan funds only. 2. Sending Bills - Stops only paper; bill amounts continue to be added to the due fields. 3.* Sending and Accruing Bills - Can be used for Private loan funds only. 4. Sending Past Due Notices - Stops only past due contacts; actual days past due continue

to increase. 5.* Sending Past Due Notices and Aging - Can be used for Private loan funds only. 6. Sending computer generated letters. Reason Code Values Placing any one of these values in function codes 1 through 6 causes that activity to stop: 0 = Not in use 1-5 = Requested by school 7 = Requested by school at conversion A = Loan to be assigned to Department of Education C = Loan in collection; late charges do not accrue if in stop code function 4. Billing resumes

automatically when loan is removed from collection D = Pending receipt of death certificate F = Loan in collection; penalty charges continue to accrue if in Stop Code function 4. Billing

resumes automatically when loan is removed from collection H = Pending receipt of disability papers I = Judgment from small claims court J = Borrower in jail K = Loan in consumer credit counseling L = Loan in litigation S = Loan in small claims court Z = Loan flagged automatically for annual contact (more than 850 days past due) Note: Stop Codes are not necessary on bankruptcy accounts. System III automatically will

stop accruing interest, sending bills and sending past due notices.


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1.14 Interest Accrual System III uses a Daily Simple Interest accrual method. One day of interest is calculated as follows:

LOAN BALANCE x INTEREST RATE = Daily Amount 365 Example : $1,000 x .05000 = $0.1370 (daily amount) 365

System III uses 366 days during leap years. System III calculates this Daily Amount and displays it on most reports for your convenience. Customers using our on-line system can see this amount on the MAIN screen. Should it be necessary for you to calculate accrued interest beyond the calculation date on the reports or the on-line screen, the Last Accrual Date must be used to determine the number of days that must be added. Example: If you need to calculate interest for a borrower through today, 09/16/97, and the most recent

report you have is as of 8/31/97, on this report the borrower's Last Accrual Date is 8/31/97. The borrower's Daily Amount is .0084. The following should be calculated:

Step 1: 9/01/97 - 9/16/97 = 16 days of interest Step 2: 16 x .0084 = .1344 (.13¢) # of Accrual Days Daily Amount Interest Accrued

Payoff Amount Calculation Payoff Amounts can be calculated using these two easy steps: Step 1: Daily interest amount x # of days between Last Accrual Date and expected payment

date. Step 2: Result of step 1 + interest already accrued + all delinquent charges + loan balance.

Note: If the loan has been accelerated, fees due are added in the TOTAL DUE field on the Student Journal.

Contact your Customer Service Representative for payoff on Accelerated loans. For loans in collection, add the collection fees to be assessed.


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1.15 Days Past Due To ensure that Due Diligence steps are not missed, System III maintains three types of days past due: Notification Days Past Due: Notification days past due are used to determine what due

notices will be sent to the borrower. They ensure that all contacts required by regulations and/or the lender will be performed. These days will be decreased whenever an adjustment causes Actual Days past due to decrease. Notification days past due is used to determine when a loan is placed with a collection agency or reported to credit bureaus.

Actual Days Past Due: Actual days past due are the number of days since the due date of

the oldest outstanding bill. These days will be decreased or increased whenever an adjustment causes this date to move forward or backward.

Special Billing Days Past Due: The number of days that a borrower is past due within the

special billing period/arrangement. Notification and actual days past due always are displayed together on your reports and on the on-line screens. Past Due Reports and borrower notices are based on Notification Days. Special billing days past due will be provided on the Special Billing Report. The Fiscal Operations Analysis Report is based on Actual Days. Here is an example of how days past due can be affected by an adjustment:

Example As of today, the borrower is 50 days past due: Actual Days: 50 Notification Days: 50 We change the separation date to a date six months earlier than the date on our system. When this adjustment is processed, the days past due will be: Actual Days: 50 + 180 = 230 Notification Days: 50 Therefore, the borrower will receive the 60-days past due contact as scheduled.


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1.16 Payment Processing Backdated payments: Payments can be entered with a transaction date ("as of" date) for the

purpose of interest accrual (i.e., collection agency payments or payments forwarded by the school).

Note: On payments processed through Campus Partners’ Lockbox the transaction date is the date

they are received at the center. Advance Payments: Advance payments will be applied toward future installments after all

current and past due bills are cleared. The borrower's next due date will be advanced one frequency period into the future for each extra installment amount included in the payment. The payment amount is allocated to accrued interest, then principal, as appropriate on the day the amount is paid.

Example In 9/97 borrower pays $90 to pay monthly installments through 12/97 10/97 $90.00 (A) $30.00 11/97 $30.00 $90.00 12/97 $30.00

Payment Application Method Step 1: If applicable pay collection fees, other costs, then late charges due on the loan(s).

Note that on private funds the school can choose to pay these costs after interest and principal and also can select the order in which these costs are paid.

Step 2: Allocate payment amount to each loan, clearing oldest bills first. Step 3: Apply amount allocated to each loan to accrued interest, then principal. Loans in Special Billing: Payments on loans in Special Billing are allocated based on the

special bill amount rather than on the amount of the oldest outstanding bill. Advance payments are not acceptable on loans with special payment arrangements.


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Example C ONSOLIDATION Loan 01 Loan 02 Loan 03 TOTAL AMOUNT DUE 3 bills 120.00 4 bills 160.00 2 bills 240.00 ACCRUED INTEREST 5.00 10.00 12.00 FREQUENCY M M Q

OUTSTANDING BILLS March 1995 — — 40.00 (a) 120.00 (a) April 1995 40.00 (b) 40.00 (b) — — May 1995 40.00 40.00 — — June 1995 40.00 40.00 120.00 TOTAL 120.00 160.00 240.00 BORROWER PAYS $202 Step 1: Allocate $202 to oldest bills: a. $40 to loan 02 and $120 to Loan 03 (satisfies entire bills). b. Allocate remaining $42 to next oldest bills based on amount of each bill: $21 to loan 01

and $21 to loan 02 because both bills are for the same amount (satisfies partial bills). Step 2: System III will automatically allocate principal and interest to each loan.

Example PAY MENT ALLOCATIONS Loan 01 Loan 02 Loan 03 INTEREST $ 5.00 $10.00 $ 12.00 PRINCIPAL 16.00 51.00 108.00 TOTALS $21.00 + $61.00 + $120.00 = $202.00


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1.17 Automatic Reprocessing One of System III's best features is its ability to automatically reprocess past transactions whenever a new transaction is entered into the system with an effective date earlier than transactions already in the system (i.e., backdated transactions). This is accomplished by maintaining a complete, chronological history of events and transactions as described on the previous page. Reprocessing recalculates the loan as it would have been if the transaction was done on the date the transaction occurred. So ideally System III is correcting the loan due a backdated transaction such as payments, separation date changes, etc. As noted earlier, loan history is permanent and reprocessing does not change or alter existing transactions. When a transaction is entered in history with a transaction date in the past, it is placed in its chronological sequence based on the transaction date. Then Reprocessing takes place, and System III calculates a net adjustment to the effected fields using the new information. Example: A cancellation is processed on August 15, 2005 for the previous academic year (2004-05):

History before 2004-05 cancellation TRAN DT DESCRIPTION 07/01/03 * CANCELLATION 260.00 PRIN 200.00 INT 60.00 START 07/03 STOP 06/04 09/10/04 PAYMENT 90.00 PRIN 78.00 INT 12.00 12/12/04 PAYMENT 90.00 PRIN 79.00 INT 11.00 03/09/05 PAYMENT 90.00 PRIN 80.00 INT 10.00 06/11/05 PAYMENT 90.00 PRIN 81.00 INT 9.00

History after 2004-05 cancellation

TRAN DT DESCRIPTION 07/01/03 * CANCELLATION 260.00 PRIN 200.00 INT 60.00 START 07/03 STOP 06/04 07/01/04 * CANCELLATION 242.00 PRIN 200.00 INT 42.00 START 07/04 STOP 06/05 09/10/04 PAYMENT 90.00 PRIN 78.00 INT 12.00 12/12/04 PAYMENT 90.00 PRIN 79.00 INT 11.00 03/09/05 PAYMENT 90.00 PRIN 80.00 INT 10.00 06/11/05 PAYMENT 90.00 PRIN 81.00 INT 9.00 08/15/05 REPROCESSING ORIG. TRAN – CANCELLATION PRIN PAID 42.00+ INT PAID 42.00-

*This asterisk will appear in the left margin of the history if the Post Date is different from the Transaction Date. The post date is stored in the history but is not displayed normally.


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1.18 Complete Chronological Loan System III maintains a complete chronological history of events and transactions that occur on your loans, such as: Due diligence contacts Monetary transactions Non monetary changes (name, address, etc.) Comments relating to contacts with the borrowers Loan History is Permanent: Items entered into the history cannot be removed or altered. Loan History is Chronologically Organized by Transaction Date: All items entered into the

history carry two dates: 1. Transaction date - This is the as of date or effective date of the transaction (the date

that the transaction should have occurred), and can be in the past. 2. Post date - This is the date that the Transaction is entered into the system. Loan History Prints Filtered: All history for a borrower is together in System III. A series of

filters allows an on-line customer to select the history for a particular loan or history for certain types of transactions either on the borrower level or loan level. In other words, an on-line customer can select only payment history or only cancellation history, etc. If you are not using our on-line system, you can request history prints from your Customer Service Representative for a fee – .35¢ per page.


System Features



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1.19 Other Service Options Writeoffs 1. Federal Perkins Loans - You may manually write off a borrower's loan(s) (the account) after you

have reviewed all Perkins/NDSL loan balances for the borrower, and the sum of these balances is below $25.00, including interest, late charges and collection fees. (Currently, Campus Partners is providing this service for you.)

Balances of less than $25.00 are not written off immediately. Campus Partners will perform the

appropriate due diligence up to 105 days past due before performing this write off. Schools may also write off balances of less than $50.00 if the borrower has been billed for two

years. The regulations governing these write offs can be found in 674.47(h). 2. Health Professions Loan Programs (HPSL/PCL/LDS/NSL) - You may write off any loan with a

positive or negative balance of $10 or less, including interest, late charges and collection fees, using the automatic write off options described below. Regulations governing HHS write off can be found in the Student Financial Aid Guidelines, Fiscal Management section, Chapter 3, Write-off procedures.

Due Diligence Write-Off - This write-off occurs automatically when the total payoff amount is

$10 or less and the borrower has received a final bill plus a 15- and a 45-day notice. This option is not available for Federal Perkins loans.

Low Balance Write-Off - This write-off occurs automatically as soon as the payoff amount is

equal to $10 or less. This option is not available for Federal Perkins loans. Credit Balance Write-Off - When a borrower overpays his loan by $10 or less, the credit

balance is written off automatically. This option is not recommended for Federal Perkins loans.

3. Private Loan Programs - You may use any of the automatic write-offs described under No. 2.

above, for any amount up to $99.99. Past Due Notice Minimum: This option allows you to specify a dollar amount that the borrower can be past due without receiving past due notices. The maximum is $9.99. When this option is used, the loan is not considered past due until the amount owed is more than the amount you selected; the days past due do not increase and late charges are not assessed. Credit Bureau Reporting: (Requirement for all Federal Perkins) – For loans disbursed 07/23/92 and after, the loan must be reported at disbursement. Loans made before 7/23/92 must be reported based on delinquency. For HPSL/NSL – more than 120 days past due. Automatic or manual reporting to three major Credit Bureaus: Experian; Trans Union; and Equifax As an option loans can be reported to CCA (Consumer Credit Associates), a nonprofit organization that distributes information to some of the major credit bureaus and independent credit bureaus.


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Exit Interview Packages 1. Automated Exit Interview Package: This is a multipart form containing an original and a copy

of the Disclosure Statement and of the Loan Interview Sheet. Fact Sheets for each of the federal loan programs (Federal Perkins, HPSL/LDS/PCL and NSL) are included with each package you order. A peel-off label is provided to mail the form to the borrower, if necessary.

Note: Automatic exits should not be generated if a loan has already entered repayment. The disclosure

information will be inaccurate. 2. On-Line Exits: This option allows the ability to print screen a Student Loan Disclosure Statement

for each loan a borrower has. We will provide Page 2 – the required Federal Truth-in-Lending Information, which must be attached.

Note: Additional Loan Interview forms and fact sheets are available for each of the Federal loan

programs. Order through your Customer Service Representative. Capitalization Capitalization defers the payment of interest and/or fees by adding those amounts to the loan's principal balance. You automatically can capitalize the nonrepayment interest accrued on private loans and manually capitalize any interest and/or fees due on all loan types, provided they meet the criteria for that loan type. See the chart below for details on the loan type criteria.

What is Capitalized Loan Type When Interest not deferred when a deferment is processed

INST At the end of the deferment.

Nonrepayment Interest INST At the end of grace. Nonrepayment Interest INST At the end of enrollment and

at the end of grace. Fees Due Federal Perkins/HPSL/NSL/INST At any time. Interest and/or fees due on judgment loans

Federal Perkins/HPSL/NSL/INST When a judgment is processed on the loan.

Terminology to Support Capitalization: 1. Cap Balance = The capitalized balance. 2. Total Bal = The principal balance plus the capitalized balance. 3. Capitalized Amount = The capitalized portion of the loan amount. 4. Int Accrued on Cap Bal = The portion of accrued interest that accrued from the capitalized

balance. 5. Deferment Int to Cap = The interest accrued during a deferred period that will be capitalized at

the end of deferred period. Final Payment Option Regulations published in §674.33 of the Federal Register of December 1, 1987, state that if the last scheduled payment is $25 or less, you can add it to the next-to-last repayment. To accommodate this process on System III, Campus Partners provides Final Payment option. This feature can be set up easily on System III and will occur automatically within certain guidelines.


System Features



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1.20 Reporting Flexibilities The options listed below are offered for each report with few exceptions: Sort Sequence 1. Alphabetical 2. Numerical 3. By Division of Labor (sorted by Collectors) 4. Others (i.e. by status, separation date etc. on some reports) Print Frequency 1. Weekly 2. Monthly 3. Quarterly 4. Semi-Annual 5. Annual eXpressReports: Online Reports Consolidation 1. Several programs can be combined on one report for printing purposes. 2. Driven by SLSP number Selection Criteria: Several reports allow you to choose which loans are selected for printing

or how the loans are grouped (i.e. Student Loan Journal, Past Due Loans Report, etc.). FTP 1. Sending – The following information is available via FTP Masterfile – complete loan information Tax Offset – based on criteria selected by school according to their state Accounting – same as report Enrolled/Grace Borrowers – same as report 2. Receiving – Campus Partners can receive the following information via FTP, should a

customer want to provide it in that format. New Loans and Advances Separation Date Changes Miscellaneous Transactions Name and Address Changes Payments Please contact Campus Partners for the required tape specifications.


Enrolled Loan Processing



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TOC

Section 2 Enrolled Loans Processing

Table of Contents

2.0 New Loans and Advances Input Documents ..................................................... 2-1 2.1 New Loan Input Form......................................................................................... 2-2 2.2 New Loan and Advances Reports...................................................................... 2-9 2.3 New Loans and Advances Report.................................................................... 2-10 2.4 Summary.......................................................................................................... 2-16 2.5 Unpostable New Loans Response Document ................................................. 2-17 2.6 Unpostable Advances Response Document.................................................... 2-19 2.7 Separation Date Verification Report................................................................. 2-21 2.8 Enrolled and Grace Borrowers Report ............................................................. 2-24





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2.0 New Loans and Advances Input Documents

Tape Submission: All of the items below can be submitted to Campus Partners via magnetic

tape. New Loan Input Form 1. This form is used to input a new loan into the system. It allows you to enter monetary and

nonmonetary information. 2. These forms are batched and sent to Campus Partners with the New Loan Batch Ticket. 3. New Loans also can be submitted by tape. Specifications are available upon request. New Loan Batch Ticket 1. Maximum 50 input forms per batch 2. Program batch number entered in System III 3. Uniform values Advance Transmittal 1. This transmittal is used to add additional disbursements to loans already in the system. 2. Advances also can be submitted by magnetic tape. Specifications are available upon

request. Advance Batch Ticket 1. Maximum 50 transmittals per batch 2. Program batch number entered in System III 3. Uniform values Advance Reversal Transmittal 1. This transmittal allows you to make adjustments to advances. 2. System III uses the actual advance date to process the reversals. 3. Advance Reversals can be submitted by magnetic tape. Specifications are available upon

request.





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2.1 New Loan Input Form Name: The last name must be followed by a comma. When a statement is printed, all data

that follows the comma will be switched in front of the last name. Addresses: Address lines must be used in sequence, always starting with line 1. However,

the City, State and ZIP Code must be entered in these specific fields. The statements always are sent to the Primary address unless it is coded Bad. In this case, System III automatically uses the secondary address(es). The Bill To flag allows you to designate the first Secondary Address as a Billing Address. This means that all statements will be mailed to this address even if the Primary Address status is Good. If the Billing Address status is Bad the system will revert to the Primary. When the Address Location is F (Foreign) an additional line is available and the ZIP Code field will accept alpha characters.

Loan Data: A description of the fields and input codes begins on page 2-4. To save time in

completing this form, several of the fields in this section of the form have Default Values that can be entered in the system for each of your loan programs:

1. Repayment Plan/Frequency 2. Repayment Term* 3. Minimum Code/Minimum Amount/MPOC 4. Late Charge Code 5. Disbursement Code *Federal programs are automatically coded based on current regulations. You also can take advantage of the Uniform Values fields on the Batch Ticket. Interest Accrual Information: If you want the loan to accrue interest in all statuses, the INT

ACCR CODE must =0/ ; otherwise, System III will default to 1 = interest only accrues in a repayment status.

If the INT ACCR CODE =0/ (interest accrues in all statuses, then the INT BEN ELIG. (Interest

Benefits Eligibility Code) determines the interest benefits during the non-repayment period. The values are:

2 = Not eligible, capitalize non-repayment interest at the end of grace. 3 = Not eligible, bill for non-repayment interest. 4 = Not eligible, add non-repayment bill. 6 = Not eligible, capitalize non-repayment interest at the end or enrollment and then

again at the end of grace.





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2.2 New Loans and Advances Reports

System III brings you these reports to expedite the reconcilement of your input to Campus Partners and the handling of rejects:

New Loans and Advances Report (standard weekly report) 1. The report is sorted using your batch number. 2. The report provides a complete reconcilement of loan activity. 3. Detail is provided when reporting loans with activity such as payments, cancellations, etc. 4. The report has the capability to show reconciled loans made of multiple funds. Unpostable Response Documents (standard weekly report): These documents provide an

efficient way to advise you of unpostable items. A space is provided on the document to enter your correction. The document should then be returned to Campus Partners for processing. It is your responsibility to provide the necessary information to allow these loans to post. If the information is not provided, the items will be deleted in 90 days.

Unpostable Items Stored in Database: Items listed on the Unpostable Response Documents

are stored in the Campus Partners Database for 90 days. This feature will expedite the process of submitting your corrections, because only the incorrect data must be entered instead of the entire loan or advance.





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2.3 New Loans and Advances Report

(Standard Report)

PURPOSE This report shows all New Loans, Reconstruction Loans, Loan Corrections, Reconstruction Loan Corrections, Advances, Advance Adjustments and Deleted Loans. (See Miscellaneous Notes for definition of terms.) The report has a separate section or page for each type of transaction. Each section of the report is described in detail on the following pages.

INTENDED USE Use this report to verify that all batches sent to Campus Partners have been

entered into the system and that the batch totals reconcile to your records. If loans or advances are shown as unpostable, it is your responsibility to submit corrections using the Unpostable Response Document, which is supplied along with the report.

The unpostable loans and advances are stored in the database for a period

of 90 days. Campus Partners will corrected the rejected items. REPORT FREQUENCY Standard: Weekly Options: Monthly

SUGGESTED Until all batches are reconciled with lender’s records. RETENTION

CONSOLIDATION Program, Sublender, Lender or System

SELECTION All New Loans, Reconstruction Loans, Reconstruction Loan Corrections, CRITERIA Loan Corrections, Advances, Advance Adjustments and Deleted Loans

processed during the period. SORT SEQUENCES The report is divided into eight sections:

1. New Loans 2. Loan Corrections (see Miscellaneous Notes) 3. Reconstruction Loans (see Miscellaneous Notes) 4. Reconstruction Loan Corrections (see Miscellaneous Notes) 5. Batched Advances 6. On-line Advances 7. Advance Adjustments (Advance Reversals) 8. Deleted Loans Note: For accounting purposes, you might want to use a Funds In Transit

general ledger account to account for items mailed from your office but not yet received/processed by Campus Partners, this practice will alleviate reconciling problems.

Only the sections that apply will be printed.





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For New Loans, Reconstruction Loans, Loan Corrections, Reconstruction Loan Corrections and Batched Advances:

Standard: Alpha by Program Batch Number/Accepted, Rejected,

Unpostable/Borrower Name/Borrower Number/Loan Number/Sequence Number/Post Date/Post Time

Option: Numeric by Program Batch Number/Accepted, Rejected, Unpostable/Loan Number/Sequence Number/Post Date/Post Time

For on-line Advances, Advance Adjustments, Deleted Loans: Standard: Borrower Name/Borrower Number/Number/Program Number/ Loan Number/Sequence Number/Post Date/Post Time Option: Loan Number/Sequence Number/Program Number/Post

Date/Post Time

TOTALS Summary Totals Page Fund Totals Page: This page will be provided only for customers

disbursing from multiple funds within one loan program.

MISCELLANEOUS The Loan Correction section consists of loans that were on System III NOTES but had to be deleted and set up again. These loans have no monetary

activity such as payments, cancellations, etc. The Reconstruction Loans section consists of loans that were

rejected from the conversion post and now are being processed (new customers), as well as other loans with activity (i.e. payments, etc.) being entered for the first time through the New Loan System.

The Reconstruction Loan Corrections section consists of loans on

System III with monetary activity but had to be deleted and set up again. When reversing an advance that was posted to the wrong loan, the

transaction reversing the advance will be reported as an Advance Adjustment. The transaction posting the advance to the correct loan will be reported as an On-Line Advance.

Batches that are input through DataLink do not have a Campus

Partners batch number. If a separation date change requiring reprocessing of loan payments is

submitted on an advance transaction, the separation date change, in some cases, can be removed and added as a separate transaction. In these cases, the New Separation Date will not be displayed on the report.

If there are no transactions to be reported for one of the seven sections,

the section will not be printed.





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00006-001-001-01111 NEW LOANS AND ADVANCES REPORT NEW LOANS RUN DATE: 07/31/04

CAMPUS PARTNERS-DEMO UNIV-PERK WEEK ENDING 07/31/04 PAGE: 1

PROG BATCH 0188 /WSI BATCH 4041 07/27/04 PROG 01111 TOT ITEMS 5 TOT LOAN AMT 19,000.00 TOT LOAN BAL 19,000.00 TOT ADV AMT 19,000.00

IT#|LOAN NUMBER |BORROWER NAME | LOAN AMT| LOAN BAL| ADV AMT|*|L ADV DT| FUND #| FUND AMT| WARNING/ERROR MESSAGE

ACCEPTED NEW LOANS

002|333-22-1111-01|BELLING, JOHN JOSEPH | 2,600.00| 2,600.00| 2,600.00|B|06/03/04| | |

004|222-11-7777-01|BETCHER, BETTY ANNE | 5,000.00| 5,000.00| 5,000.00|B|06/03/04| | |

005|444-00-8888-01|BISHOP, BRYAN | 4,000.00| 4,000.00| 4,000.00|B|06/03/04| | |

TOTAL ACCEPTED NEW LOANS 3| 11,600.00| 11,600.00| 11,600.00 YTD

11,600.00 CUM

11,600.00 TOTAL

REJECTED NEW LOANS


001|333-33-0000-01|AMOS, KARRIE | 2,400.00| 2,400.00| 2,400.00|B|06/03/04| | |

003|444-44-1111-01|BARNES, BRODERICK | 5,000.00| 5,000.00| 5,000.00|B|06/03/04| | |W2449:MIN AMT GREATER MIN AMT ON PROG TABLE

TOTAL REJECTED NEW LOANS 2| 7,400.00| 7,400.00| 7,400.00 YTD

7,400.00 CUM

7,400.00 TOTAL

NEW LOANS PROCESSED CURRENT PERIOD 5| 19,000.00| 19,000.00| 19,000.00

NEW LOANS ACCEPTED PRIOR PERIOD 0| 0.00| 0.00| 0.00

NEW LOANS DELETED IN PRIOR PERIOD 0| 0.00| 0.00| 0.00

NEW LOANS OUTSTANDING FROM PRIOR PERIOD 0| 0.00| 0.00| 0.00

TOTAL NEW LOANS SUBMITTED 5| 19,000.00| 19,000.00| 19,000.00

DIFFERENCE 0| 0.00| 0.00| 0.00

______________________________________________________________________________________________________________________________________________________________________

PROG BATCH 0288 /WSI BATCH 4042 07/27/04 PROG 01111 TOT ITEMS 49 TOT LOAN AMT 110,175.00 TOT LOAN BAL 110,175.00 TOT ADV AMT 110,175.00


ACCEPTED NEW LOANS

002|222-88-8888-02|ANDERS, GLENN J. | 2,000.00| 2,000.00| 2,000.00|B|06/03/04| | |

004|333-22-1212-01|BENNETT, JACKIE | 4,000.00| 4,000.00| 4,000.00|B|06/03/04| | |W0934:NEW LOAN NAME DISAGREES WITH PROD NAME

TOTAL ACCEPTED NEW LOANS 2| 6,000.00| 6,000.00| 6,000.00 YTD

6,000.00 CUM

6,000.00 TOTAL

NEW LOANS PROCESSED CURRENT PERIOD 2| 6,000.00| 6,000.00| 6,000.00

NEW LOANS ACCEPTED PRIOR PERIOD 47|104,175.00|104,175.00|104,175.00

NEW LOANS DELETED IN PRIOR PERIOD 0| 0.00| 0.00| 0.00

NEW LOANS OUTSTANDING FROM PRIOR PERIOD 0| 0.00| 0.00| 0.00

TOTAL NEW LOANS SUBMITTED 49|110,175.00|110,175.00|110,175.00

DIFFERENCE 0| 0.00| 0.00| 0.00





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00006-001-001-01111 NEW LOANS AND ADVANCES REPORT ADVANCES RUN DATE: 07/31/04


PROG BATCH 0964 /WSI BATCH 0964 07/27/04 PROG 01111 TOTAL ITEMS 8 TOTAL ADVANCE AMOUNT 7,284.00

IT#|LOAN NUMBER |BORROWER NAME |ADV DATE|ADV AMOUNT|*| FUND #| FUND AMT|N SEP DT| WARNING/ERROR MESSAGE

ACCEPTED ADVANCES

001|444-22-1111-01|BYRD, LARRY |07/29/04| 950.00|B| | 950.00|03/01/05|

002|333-33-2222-01|JORDAN, MICHAEL |07/29/04| 1,150.00|B| | 1,150.00|03/01/05|

003|222-44-3333-01|MONTANA, JOE |07/29/04| 950.00|B| | 950.00|03/01/05|

004|111-55-4444-01|PALMER, ARNOLD |07/29/04| 600.00|B| | 600.00|03/01/05|

005|000-66-5555-03|ROSE, PETE |07/29/04| 330.00|B| | 330.00|03/01/05|

006|555-77-6666-01|SIMPSON, OJ |07/29/04| 1,744.00|B| | 1,744.00|03/01/05|

TOTAL ACCEPTED ADVANCES 6 5,724.00 YTD

5,724.00 CUM

5,724.00 TOTAL

REJECTED ADVANCES

001|249-64-0365-01|VASQUEZ, YVONNE |07/29/04| 410.00|B| | 410.00|06/01/05|W0045 THIS BORROWER MUST BE REPROCESSED

002|100-62-1179-01|WALSH, ALICE M |07/29/04| 1,150.00|B| | 1,150.00|06/01/05|W0708 BORROWER FOUND ON NEW LOAN DATABASE

U2659 ADVANCE DATE MUST BE GREATER NOTE DATE

TOTAL REJECTED ADVANCES 2 1,560.00 YTD

1,560.00 CUM

1,560.00 TOTAL

ADVANCES PROCESSED CURRENT PERIOD 8 7,284.00

ADVANCES ACCEPTED PRIOR PERIOD 0 0.00

ADVANCES DELETED IN PRIOR PERIOD 0 0.00

ADVANCES PLACED IN SUSPENSE 0 0.00

ADVANCES OUTSTANDING FROM PRIOR PERIOD 0 0.00

TOTAL ADVANCES SUBMITTED 8 7,284.00

DIFFERENCE 0 0.00

______________________________________________________________________________________________________________________________________________________________________


IT#|LOAN NUMBER |BORROWER NAME |ADV DATE|ADV AMOUNT|*| FUND #| FUND AMT|N SEP DT| WARNING/ERROR MESSAGE

ACCEPTED ADVANCES

001|333-12-1254-01|ARDEN, LARRY |07/29/04| 417.00|B| | 417.00|03/01/05|

002|222-13-6542-01|DAVIS, MICHAEL |07/29/04| 1,150.00|B| | 1,150.00|03/01/05|

003|444-14-1200-01|HAUSER, JERRY |07/29/04| 367.00|B| | 367.00|03/01/05|

004|555-15-7966-21|JONES, MARY |07/29/04| 500.00|B| | 500.00|03/01/05|

005|666-16-6620-03|PETERS, VICTOR |07/29/04| 1,150.00|B| | 1,150.00|03/01/05|

006|777-17-1623-01|SIMS, TYVOLA |07/29/04| 1,000.00|B| | 1,000.00|03/01/05|

007|888-18-7489-01|TESH, MARTHA |07/29/04| 850.00|B| | 850.00|03/01/05|

008|999-19-8777-01|WESTMORELAND, ROGER |07/29/04| 1,070.00|B| | 1,070.00|03/01/05|

TOTAL ACCEPTED ADVANCES 8 6,504.00 YTD

6,504.00 CUM

6,504.00 TOTAL





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00006-001-001-01111 NEW LOANS AND ADVANCES REPORT ADVANCES RUN DATE: 07/31/04



ADVANCES PROCESSED CURRENT PERIOD 8 6,504.00

ADVANCES ACCEPTED PRIOR PERIOD 0 0.00

ADVANCES DELETED IN PRIOR PERIOD 0 0.00

ADVANCES PLACED IN SUSPENSE 1 1,070.00

ADVANCES OUTSTANDING FROM PRIOR PERIOD 0 0.00

TOTAL ADVANCES SUBMITTED 9 7,574.00

DIFFERENCE 0 0.00

PROG#|LOAN NUMBER |BORROWER NAME |ADV DATE|ADV AMOUNT|*| FUND #| FUND AMT|SRC| ID# |POST DTE|BATCH #

ON-LINE ADVANCES

01111|444-33-6314-01|DEROSE, BETTY |07/27/04| 1,625.00|B| | 1,625.00| I |W919 |07/27/04

01111|555-33-7999-01|FAULKNER, TAMARA |07/30/04| 410.00|B| | 410.00| I |W919 |07/30/04

TOTAL ON-LINE ADVANCES 2 2,035.00

2,035.00

2,035.00

ON-LINE ADVANCE ADJUSTMENTS

PROG#|LOAN NUMBER |BORROWER NAME |ORIG LN AMT| NEW LOAN AMT| ADJ AMOUNT|*|ADV DATE| FUND #| FUND AMT|SRC| ID# |POST DTE

01111-222-22-2222-01|BARRAGAN, THOMAS | 4,115.01| 3,974.00| 168.01-|B|10/07/06|003964 | 168.01-| I |9999 |10/17/06

01111-333-33-3333-01|BOBONEA, JAMES | 1,200.00| 900.00| 300.00-|B|09/20/06|003964 | 300.00-| I |9999 |10/17/06

01111-444-44-4444-01|CAO, MICHAEL CHRIS | 3,803.01| 2,914.00| 889.00-|C|01/08/06|002925 | 889.00-| I |9999 |10/17/06

01111-111-11-1111-01|CLARK, GREG | 1,200.00| 900.00| 300.00-|B|10/04/06|003964 | 300.00-| I |9999 |10/17/06

01111-121-12-1212-01|CAUTLE, BRIAN | 1,200.00| 900.00| 300.00-|B|09/20/06|003964 | 300.00-| I |9999 |10/17/06

01111-232-23-2323-01|LEE, FRANK | 2,100.00| 1,800.00| 300.00-|B|09/23/06|003964 | 300.00-| I |9999 |10/17/06

01111-454-45-4545-01|MINTZ, NATHAN | 900.00| 849.90| 50.10-|B| |003964 | 50.10-| W |W155 |10/17/06

01111-515-55-5151-01|MOLINA,JAMIE | 2,100.00| 1,800.00| 300.00-|B|10/04/06|003964 | 300.00-| I |9999 |10/17/06

01111-661-66-6161-01|OTTLEY, LISA | 1,200.00| 900.00| 300.00-|B|09/24/06|003964 | 300.00-| I |9999 |10/17/06

01111-777-77-7171-01|PAGE, KIM | 1,200.00| 900.00| 300.00-|B|09/20/06|003964 | 300.00-| I |9999 |10/17/06

01111-888-81-8181-01|PERRY, TAMMY | 1,800.00| 1,500.00| 300.00-|B|09/20/06|003964 | 300.00-| I |9999 |10/17/06

TOTAL ADVANCE ADJUSTMENTS 11 2,618.00- YTD

3,507.11- CUM

3,507.11- TOTAL





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00006-001-001-01111 NEW LOANS AND ADVANCES REPORT SUMMARY TOTALS RUN DATE: 07/31/04


|| * SUBMITTED * || * * * * * * * * * PROCESSED CURRENT PERIOD * * * * * * * * * * || * * * * * PROCESSED PRIOR PERIOD * * * * * ||* DIFFERENCES *

|| TOTALS || ACCEPTED | DELETED | REJECTED | UNPOSTABLE || ACCEPTED | DELETED | OUTSTANDING ||

--- NEW LOANS ---

PROG/WSI ||ITMS| LOAN AMT ||ITMS| LOAN AMT |ITMS| LOAN AMT |ITMS| LOAN AMT |ITMS| LOAN AMT ||ITMS| LOAN AMT |ITMS| LOAN AMT |ITMS| LOAN AMT ||ITMS| LOAN AMT

|| | LOAN BAL || | LOAN BAL | | LOAN BAL | | LOAN BAL | | LOAN BAL || | LOAN BAL | | LOAN BAL | | LOAN BAL || | LOAN BAL

0188 /4041 || 5| 19,000.00|| 3| 11,600.00| 0| 0.00| 2| 7,400.00 | 0| 0.00|| 0| 0.00 | 0| 0.00 | 0| 0.00|| 0| 0.00

|| | 19,000.00|| | 11,600.00| | 0.00| | 7,400.00 | | 0.00|| | 0.00 | | 0.00 | | 0.00|| | 0.00

0288 /4042 || 49|110,175.00|| 2| 6,000.00| 0| 0.00| | 0.00 | 0| 0.00|| 47|104,175.00 | 0| 0.00 | 0| 0.00|| 0| 0.00

|| |110,175.00|| | 6,000.00| | 0.00| | 0.00 | | 0.00|| |104,175.00 | | 0.00 | | 0.00|| | 0.00

TOTAL COUNT|| 55|| 5| 0| 2 | 0|| 47 | 0 | 0|| 0

AMOUNT|| 129,175.00|| 17,600.00| 0.00| 7,400.00 | 0.00|| 104,175.00 | 0.00 | 0.00|| 0.00

BALANCE|| 129,175.00|| 17,600.00| 0.00| 7,400.00 | 0.00|| 104,175.00 | 0.00 | 0.00|| 0.00

--- ADVANCES ---

PROG/WSI ||ITMS| ADV AMT ||ITMS| ADV AMT |ITMS| ADV AMT |ITMS| ADV AMOUNT |ITMS| ADV AMT ||ITMS| ADV AMT |ITMS| ADV AMT |ITMS|ADV AMOUNT||ITMS| LOAN AMT

|| || | |ITMS| SUSP AMT | || | |ITMS| SUSP AMT ||

0964 /0964 || 8| 7,284.00|| 6| 5,724.00| 0| 0.00| 2| 1,560.00 | 0| 0.00|| 0| 0.00 | 0| 0.00 | 0| 0.00|| 0| 0.00

|| || | | 0| | || | | 0| 0.00||

0977 /0977 || 9| 7,574.00|| 8| 6,504.00| 0| 0.00| 0| 1,070.00 | 0| 0.00|| 0| 0.00 | 0| 0.00 | 0| 0.00|| 0| 0.00

|| || | | 1| | || | | 0| 0.00||

ON-LINE || 2| 2,035.00|| 2| 2,035.00| 0| 0.00| 0| 0.00 | 0| 0.00|| 0| 0.00 | 0| 0.00 | 0| 0.00|| 0| 0.00

|| || | | 0| | || | | 0| 0.00||

TOTAL COUNT|| 19|| 16| 0| 3 | 0|| 0 | 0 | 0|| 0

AMOUNT|| 16,893.00|| 14,263.00| 0.00| 2,630.00 | 0.00|| 0.00 | 0.00 | 0.00|| 0.00





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2.4 Summary

The New Loans and Advances Report is used to verify that all batches sent to Campus Partners

have been entered in the system. The report is divided in sections by type of transaction processed (i.e. New Loans, Advances,

etc.) Each section will show the batches that have been processed. Within each batch we will report the transactions in one or more of the following categories: 1. Accepted

2. Rejected (Campus Partners will correct) 3. Unpostable (You must send a correction within 90 days) 4. Deleted*

This category within a batch of new loans or advances relates to items deleted from the batch at

your request or because no response was received within the 90-day period. Each batch will show totals for transactions processed in the current period, in prior period(s), as

well as for items still outstanding. The term Advance Placed in Suspense means that one or more advance had to be removed

from the batch because the loan had to be reprocessed before posting the advance. This cannot be done in a batch environment. Therefore, the advance(s) is removed from the batch and placed in the suspense file where an analyst will process it on-line.

Such advances appear in a separate section of this report titled On-Line Advances. The original batch number will be displayed with the advance(s).





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2.5 Unpostable New Loans Response Document

(Standard Report)

PURPOSE The Unpostable New Loans Response Document provides the customer with a list of all Unpostable New Loans, Loan Corrections, Reconstruction Loans and Reconstruction Loan Corrections processed during the reporting period, as well as a reason why they could not be processed and a space to enter the corrected data. Additional information is provided whenever possible to facilitate the error correction.

INTENDED USE The customer must make necessary corrections to the data directly on the

report and return it to Campus Partners. A space is provided immediately below each data element to write in the corrections. Campus Partners personnel will use the returned report to correct data stored in the New Loan Database and will then release the new loans.

REPORT FREQUENCY Standard: Weekly

Options: None

SUGGESTED Must be returned to Campus Partners with corrections. RETENTION

CONSOLIDATION Program, Sublender, Lender or System LEVELS

SELECTION All Unpostable New Loans, New Loan Corrections, Reconstruction Loans, CRITERIA and Reconstruction Loan Corrections processed during the reporting period.

SORT SEQUENCES Standard: Program Batch Number/Borrower Name/Borrower Number/Loan

Number/Sequence Number. Option: Program Batch Number/Loan Number/Sequence Number.

TOTALS None

MISCELLANEOUS The unpostable reasons associated with the Loan Data will be printed above NOTES the program/loan number. The unpostable reasons associated with the

Advance Data will be printed to the left of the advance in question.





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00006-001-001-01111 UNPOSTABLE NEW LOANS RESPONSE DOCUMENT RUN DATE: 07/31/04


*********************************************************************************************************************************************************

*** ***

*** ON THIS REPORT YOU WILL FIND UNPOSTABLE NEW LOANS PROCESSED DURING THE WEEK ENDING 07/31/04 EACH NEW LOAN WILL BE STORED IN OUR SYSTEM ***

*** UNTIL THE DELETION DATE INDICATED. PLEASE MAKE NECESSARY CORRECTIONS AND RETURN THE REPORT. IF YOU DO NOT RETURN THE REPORT WITH CORRECTIONS ***

*** BY THE DELETION DATE, THE NEW LOANS WILL BE DELETED FROM OURSYSTEM, AND WILL NEED TO RESUBMIT THEM ON NEW LOAN INPUT FORMS. ***

*** ***

*********************************************************************************************************************************************************

BATCH # UNPOSTABLE REASON

PROG /WSI /IT# PROG# LOAN NUMBER BORROWER NAME SOC SEC # NOTE DATE LOAN AMT SEP DATE INT RATE DELETION DATE

ADV DATE ADV AMT FUND # BC

0002 /0002 /0001 U0922: BORROWER IS ALREADY ON PRODUCTION DATABASE

01111 111-88-2222-01 FLASH II, CHARLES P. 111-88-2222 06/24/04 1,040.00 05/01/07 5.0000 * 01/31/05 *

_____ ______________ ___________ ________ ________ ________ _______

06/24/04 1,040.00 114 4

________ ________ ________ _______

0002 /0002 /0044 U0922: BORROWER IS ALREADY ON PRODUCTION DATABASE

01111 222-22-2222-01 SMITH, GEORGE 222-22-2222 06/09/04 352.00 06/01/07 5.0000 * 01/31/05 *

_____ ______________ ___________ ________ ________ ________ _______

U0004: FUND ISSUE NUMBER NOT IN TABLE 06/09/04 352.00 11296 4

________ ________ ________ _______

0002 /0002 /0045 U0922: NOTE DATE MUST NOT BE > SEPARATION DATE

01111 555-55-5555-01 FOSTER, BOBBIE JEAN 555-55-5555 06/21/04 1,125.00 04/01/07 5.0000 * 01/31/05 *

_____ ______________ ___________ ________ ________ ________ _______

06/21/04 1,125.00 114 4

________ ________ ________ _______

0002 /0002 /0047 U0922: SEPARATION DATE MUST BE ENTERED

01111 333-33-3333-01 BURKE, MIKE 333-33-3333 06/17/04 1,125.00 5.0000 * 01/31/05 *

_____ ______________ ___________ ________ ________ ________ _______

06/17/04 1,125.00 114 4

________ ________ ________ _______





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2.6 Unpostable Advances Response Document

(Standard Report)

PURPOSE The Unpostable Advances Response Document provides the customer with a list of all unpostable advances processed during the reporting period, a reason why the advances could not be processed and a space to enter the corrected data. Additional information is provided whenever possible to facilitate the error correction.

INTENDED USE The customer must make necessary corrections to the data directly on the

report and return it to Campus Partners. A space is provided immediately below each data element to write in the corrections. Campus Partners personnel will use the returned report to correct data stored in the Advances Database and will release the advances.

REPORT FREQUENCY Standard: Weekly

Options: None

SUGGESTED Must be returned to Campus Partners with corrections. RETENTION


SELECTION All unpostable advances processed during the period. CRITERIA

SORT SEQUENCES Standard: Program Batch Number/Borrower Name/Borrower

Number/Loan Number/Sequence Number/Item Number Option: Program Batch Number/Loan Number/Sequence Number/Item

Number

TOTALS None





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00006-001-001-01111 UNPOSTABLE ADVANCES RESPONSE DOCUMENT RUN DATE: 07/31/04


********************************************************************************************************************************************************

*** ***

*** ON THIS REPORT YOU WILL FIND UNPOSTABLE ADVANCES PROCESSED DURING THE WEEK ENDING 07/31/04 EACH ADVANCE WILL BE STORED IN OUR SYSTEM ***

*** UNTIL THE DELETION DATE INDICATED. PLEASE MAKE NECESSARY CORRECTIONS AND RETURN THE REPORT. IF YOU DO NOT RETURN THE REPORT WITH CORRECTIONS ***

*** BY THE DELETION DATE, THE ADVANCES WILL BE DELETED FROM OUR SYSTEM, AND YOU WILL NEED TO RESUBMIT THEM ON AN ADVANCE TRANSMITTAL. ***

*** ***

********************************************************************************************************************************************************

BATCH # UNPOSTABLE REASON

PROG /WSI /IT* PROG# LOAN NUMBER BORROWER NAME ADV AMT ADV DATE N SEP DATE ST SEP DATE NOTE DATE INT RATE DELETION DATE

0001 /0124 /017 U2658: ADVANCE DATE ALREADY ON DATABASE

01111 222-22-2222-01 VENTUR, MARIA 500.00 04/28/04 00/00/00 10 00/00/00 00/00/00 5.000 ** 01/31/05 **

_____ _______________ ________ ________ ________ __ ________ ________ _____

0002 /2954 /026 U0700: BORROWER NOT ON PROD, NL, OR CONV DATABASE

01111 111-11-1111-01 MONILLA, SANDY 750.00 06/27/04 00/00/00 00/00/00 00/00/00 0.000 ** 01/31/05 **

_____ _______________ ________ ________ ________ __ ________ ________ _____

0002 /2954 /009 U2440: NEW SEP DATE LESS THAN ADVANCE DATE

01111 333-33-3333-01 PAGE, JOHN 110.00 06/27/04 00/00/00 20 01/01/04 08/15/01 5.000 ** 01/31/05 **

_____ _______________ ________ ________ ________ __ ________ ________ _____

0002 /2954 /025 U2659: ADVANCE DATE MUST BE GREATER NOTE DATE

01111 444-44-4444-01 RIVERS, KATHRYN 250.00 06/28/04 00/00/00 10 02/31/06 09/28/04 5.000 ** 01/31/05 **

_____ _______________ ________ ________ ________ __ ________ ________ _____

0002 /2954 /028 U2659: CANNOT POST ADVANCE TO ACCOUNT IN REPAYMENT

01111 555-55-5555-01 STEVENSON, RAMONA 500.00 06/26/04 05/01/06 40 11/20/03 09/27/02 5.000 ** 01/31/05 **

_____ _______________ ________ ________ ________ __ ________ ________ _____





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2.7 Separation Date Verification Report

(Standard Report) PURPOSE The Separation Date Verification Report provides a simple, easy-to-use

turnaround document to input changed separation dates for selected enrolled loans.

INTENDED USE Upon receiving this report, the lender must verify that the current separation

dates shown on the report are correct. If they are, no action is required. If some dates are incorrect, a new date should be entered in the space provided under the heading NEW SEP DATE. If any corrections have been entered, the report must be returned to Campus Partners.

REPORT FREQUENCY Standard: Quarterly Options: Weekly or Monthly (for an additional charge), Semi-annually, or Annually Semi-annual reports are produced on one of two sets of dates as follows: 1. The end of December and June. 2. The end of January and July. SUGGESTED Returned to Campus Partners if corrections are needed RETENTION CONSOLIDATION Program, Sublender, Lender or System LEVELS SELECTION Customers selecting a monthly report frequency have two options in terms CRITERIA of selection: Option One - All borrowers who separated during the past month and

those scheduled to separate during the next three months. Option Two - All borrowers who separated during the past month and

those scheduled to separate during the next six months. Customers selecting a quarterly (standard) report frequency will receive a

listing of all borrowers who separated in the past month and those scheduled to separate during the next three months.

Customers selecting a semi-annual report frequency will receive a listing of

all borrowers who separated during the past month and those scheduled to separate in the next six months.





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Customers selecting an annual report frequency will receive a listing of all borrowers who separated during the past month and those scheduled to separate in the next twelve months.

SORT SEQUENCES Standard: Alpha by Separation Date (calendar order - yy/mm)/Borrower

Name/Borrower Number/ Program Number/Loan Number Options: 1. Separation Date (calendar order - yy/mm)/Loan

Number/Program Number 2. Borrower Name/Borrower Number/ Program Number/Loan

Number 3. Loan Number/Program Number 4. Division of Labor (alpha on name)/Separation Date

(calendar order - yy/mm)/Borrower Name/Borrower Number/ Program Number/Loan Number

5. Division of Labor (numeric on Loan Number)/Separation

Date (calendar order - yy/mm)/Loan Number/Program Number

6. Division of Labor (alpha on name)/Borrower

Name/Borrower Number/ Program Number/Loan Number 7. Division of Labor (numeric on Loan Number)/Loan

Number/Program Number

TOTALS Totals will be provided based on borrowers and loans. MISCELLANEOUS If a borrower has more than one loan with separation dates in different NOTES months, all the loans will be grouped with the first loan scheduled to

separate. In some cases, numeric sorts will not allow all of a borrower's loans to

appear together. This report is not available on microfiche. Corrections or changes to separation dates also can be sent in via

magnetic tape.





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00006-001-001-01111 SEPARATION DATE VERIFICATION REPORT RUN DATE: 07/31/04

CAMPUS PARTNERS-DEMO UNIV-PERK AS OF 07/31/04 PAGE: 1

**********************************************************************************************************************************

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********* ********

**************************** E N T E R C O R R E C T T I O N S O N L Y ****************************

********* ********

**********************************************************************************************************************************

**********************************************************************************************************************************

CURRENT NEW ENRL NEW ENRL

NEW SEP. DATE SEP. DATE PROG # LOAN NUMBER BORROWER NAME STATUS STATUS EFFECTIVE DATE

_______________ 01/06/98 01111 111-22-3333-05 BECK, BARBARA A 10 ________ ______________

_______________ 01/06/98 01111 222-33-4444-05 JOHNSON, KERRY L 10 ________ ______________

_______________ 01/06/98 01111 333-44-5555-05 LIPSCOMB, EMILY A 10 ________ ______________

_______________ 01/06/98 01111 444-55-6666-01 MARINO, LEWIS B 10 ________ ______________

_______________ 01/06/98 01111 555-66-7777-01 MCGOWAN, SONNY 10 ________ ______________

_______________ 01/06/98 01111 666-77-8888-01 QUINTANA, SAHARA 10 ________ ______________

LOANS 6 BORROWERS 6

_______________ 02/06/98 01111 121-00-0000-01 RYERSON, RANDY 50 ________ ______________

_______________ 02/06/98 01111 131-00-1111-02 10 ________ ______________

_______________ 02/06/98 01111 141-00-2222-05 SWEETS, CHRISTINA 10 ________ ______________

LOANS 3 BORROWERS 2

_______________ 03/06/98 01111 111-00-0000-01 ABBOTT, MICHAEL S 10 ________ ______________

_______________ 03/06/98 01111 222-01-1111-05 ALBERT, MARIAN 10 ________ ______________

_______________ 03/06/98 01111 333-02-3333-05 ALEXANDER, ELIZABETH 10 ________ ______________

_______________ 03/06/98 01111 444-03-4444-05 ALLEN, SANDRA 10 ________ ______________

_______________ 03/06/98 01111 555-04-5555-05 AMADIO, ARTHUR 10 ________ ______________

_______________ 03/06/98 01111 666-05-6666-05 ANDINO, NORA 10 ________ ______________

_______________ 03/06/98 01111 777-06-7777-05 ANTHONY, STUART 10 ________ ______________

_______________ 03/06/98 01111 888-07-8888-05 ARTHUR, HERBERT 10 ________ ______________

_______________ 03/06/98 01111 999-08-9999-05 AUMACK, DAVID 10 ________ ______________

LOANS 9 BORROWERS 9

GRAND TOTALS LOANS 18 BORROWERS 17





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2.8 Enrolled and Grace Borrowers Report

(Standard Report)

PURPOSE The Enrolled and Grace Borrowers Report provides the customer with loan information and exit interview data on all borrowers with loans in enrolled and grace statuses.

INTENDED USE You should use this report to compare financial aid information with

Campus Partners’ data before Exit Interview Packages are produced. This report also can be used to: 1. Verify amount advanced to students in current fiscal year (ADV YTD); and

2. To verify the separation dates.

REPORT FREQUENCY Standard: Quarterly Options: Monthly (for an additional charge), Semi-annually, Annually This report also is available on magnetic tape.

SUGGESTED One academic year RETENTION


SELECTION All loans in an enrolled status (10, 11, or 19) and in grace status CRITERIA (20, 21, or 29)

SORT SEQUENCES Standard: Borrower Name/Borrower Number/Program Number/Loan

Number/Sequence Number Options: 1. Loan Number/Sequence Number/Program Number 2. Separation Date (month-year only)/Borrower

Name/Borrower Number/ Program Number/Loan Number/Sequence Number

3. Separation Date (month-year only)/Loan Number/Sequence

Number/Program Number 4. Division of Labor (based on borrower name)/Borrower

Name/Borrower Number/Program Number/Loan Number/ Sequence Number





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5. Division of Labor (based on borrower name)/Separation Date (month-year only)/Borrower Name/Borrower Number/Program Number/Loan Number/Sequence Number

6. Division of Labor (based on loan number)/Loan

Number/Sequence Number/Program Number 7. Division of Labor (based on loan number)/Separation Date

(month-year only)/Loan Number/Sequence Number/Program Number

TOTALS If several loan programs are consolidated on this report, totals will be

printed for each program. MISCELLANEOUS If the report is generated by separation date (optional sort sequences 2, NOTES 3, 5 and 7), and a borrower has two or more enrolled or grace loans

with different separation dates, all loans will be displayed based on the loan with the earliest separation date.

If two or more loans for a borrower are reported consecutively, the

borrower name, address, telephone number, and social security number will appear only once for the borrower.

If the report is generated in calendar order (optional sort sequences 2,

3, 5 and 7), a horizontal line will be printed between each monthly category.

If the report is generated alphabetically (standard sort sequence and

optional sort sequence 4), or if the first-level sort is calendar order and the second-level sort is alphabetical (optional sort sequences 2 and 5) and the borrower has loan(s) in repayment status, the following will be printed after the last loan:

BORROWER HAS ADDITIONAL LOANS: (loan number) (STATUS XX). MO represents the number of months to separation date from the "as

of" date. An "*" will appear if any of the following borrower information is missing.

An "*" will also print in the missing data field. a. Borrower name b. Borrower address c. Telephone number d. Social Security number





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00006-001-001-01111 ENROLLED AND GRACE BORROWERS REPORT (EXIT INTERVIEW INFORMATION) RUN DATE: 07/31/04


*BORROWER NAME ACCOUNT NUMBER ST NOTE DTE LOAN AMT LOAN BAL I INT DUE PL #PM FR PMT AMT LC LOAN REMARKS

ADDRESS SOC SEC # MO SEP DATE CAP AMT CAP BAL FIN CHG INT RT F PMT DTE #ADV ADV YTD

PROG#-LOAN NUMBER GRACE EX PROJ CAP TOT BAL TOT FIN TELEPHONE #

WILSON, ANNE-MARIE 555-66-7777-01 20 09/06/94 4,750.00 4,750.00 0.00 I 119 M 50.39 Y

100 BEVERLY HILLS 555-66-7777 00 04/12/97 0.00 0.00 1,285.36 5.000% 1 M 38.95 02/02/98 4 0.00

WINSTON-SALEM, NC 08712 01111-555-66-7777-01 01/12/98 0.00 4,750.00 6,035.36 704/531-8744

WILSON, GAYLE 444-44-4444-01 10 09/06/94 1,000.00 1,000.00 0.00 I 25 M 40.00 Y

9 STATE STREET 444-44-4444 06 06/01/98 0.00 0.00 58.39 5.000% 1 M 58.39 04/02/99 1 0.00

SOUTHBEND, NJ 08716 01111-444-44-4444-01 03/01/99 0.00 1,000.00 1,058.39 201/257-4814

WITHAM, BERNITA B 222-22-2222-01 20 09/06/94 5,000.00 4,945.96 0.00 I 116 M 53.46 Y

BOX 921 222-22-2222 00 06/01/96 0.00 0.00 1,317.33 5.000% 1 M 61.93 02/02/98 4 0.00

MASON, VA 23330 01111-222-22-2222-01 12/31/97 0.00 4,945.96 6,263.29 919/787-3085

WOODRUFF, AMANDA 555-55-5555-01 10 09/10/97 500.00 500.00 0.00 I 4 Q 120.00 Y

1522 WASHINGTON STREET 555-55-5555 18 06/01/99 0.00 0.00 18.47 5.000% 1 Q 38.47 06/23/00 1 500.00

SALISBURY, NC 21808 01111-555-55-5555-01 03/01/00 0.00 500.00 518.47 518/749-2943

WOMACK, ANNE 888-88-8888-01 10 09/04/95 2,200.00 2,200.00 0.00 I 62 M 40.00 Y

514 HAM STREET 888-88-8888 18 06/01/99 0.00 0.00 306.47 5.000% 1 M 26.47 04/07/00 2 0.00

SALISBURY, NC 21808 01111-888-88-8888-01 03/01/00 0.00 2,200.00 2,506.47 914/742-0160

YARBOURGH, BERNICE 111-11-1111-01 20 09/06/93 1,000.00 1,000.00 0.00 I 25 M 40.00 Y

515 VIRGINIA AVE 111-11-1111 00 06/01/94 0.00 0.00 59.61 5.000% 1 M 59.61 07/01/98 1 0.00

MOCKSVILLE, NC 21038 01111-111-11-1111-01 05/31/98 0.00 1,000.00 1,059.61 206/628-6255

YOUNG, TABITHA 333-33-3333-01 20 09/04/95 1,500.00 1,500.00 0.00 I 40 M 40.00 Y

3519 GLENN AVE 333-33-3333 00 06/01/97 0.00 0.00 136.03 5.000% 1 M 36.03 04/07/98 1 0.00

CHAPEL HILL, NC 21405 01111-333-33-3333-02 02/28/98 0.00 1,500.00 1,636.03 206/628-6255

YOUNG, SUSAN 666-66-6666-01 10 09/04/95 2,000.00 2,000.00 0.00 I 55 M 40.00 Y

1119 LAUREN RD 666-66-6666 18 06/01/99 0.00 0.00 249.59 5.000% 1 M 49.59 04/07/00 2 0.00

ASHEBORO, NC 21301 01111-666-66-6666-01 03/01/00 0.00 2,000.00 2,249.59 609/931-1195

YORK, SAMUEL 777-77-7777-01 10 09/09/96 3,000.00 3,000.00 0.00 I 89 M 40.00 Y

407 RUTH ST 777-77-7777 18 06/01/99 0.00 0.00 610.76 5.000% 1 M 50.76 04/11/00 1 0.00

CHARLOTTE, NC 27107 01111-777-77-7777-01 03/01/00 0.00 3,000.00 3,610.76 910/764-9636

YOSTO, SABRINA 999-99-9999-01 20 09/04/95 1,500.00 1,500.00 0.00 I 40 M 40.00 Y

37 ROLLINGHILL DR 999-99-9999 00 06/01/96 0.00 0.00 136.28 5.000% 1 M 36.28 04/07/98 1 0.00

FAYETTEVILLE, NC 28311 01111-999-99-9999-01 02/28/98 0.00 1,500.00 1,636.28 201/365-4589

ZAMMIT,CAMILLE 000-00-0000-01 20 09/06/93 8,939.00 8,939.00 0.00 I 118 M 95.82 Y

242 FULLER AVE 000-00-0000 00 06/01/97 0.00 0.00 2,422.29 5.000% 1 M 54.53 04/10/98 6 0.00

RALEIGH, NC 27609 01111-000-00-0000-01 03/01/98 0.00 8,939.00 11,361.29 201/344-7247

ZAYER, ABNER 122-11-1212-01 10 09/04/95 3,500.00 3,500.00 0.00 I 108 M 40.00 Y

307 BUTLER RD 122-11-1212 18 06/01/99 0.00 0.00 867.28 5.000% 1 M 47.28 04/02/00 3 1,200.00

DURHAM, NC 25896 01111-122-11-1212-01 03/01/00 0.00 3,500.00 4,367.28 609/488-5201





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00006-001-001-01111 ENROLLED AND GRACE BORROWERS REPORT (EXIT INTERVIEW INFORMATION) RUN DATE: 07/31/04


*BORROWER NAME ACCOUNT NUMBER ST NOTE DTE LOAN AMT LOAN BAL I INT DUE PL #PM FR PMT AMT LC LOAN REMARKS

ADDRESS SOC SEC # MO SEP DATE CAP AMT CAP BAL FIN CHG INT RT F PMT DTE #ADV ADV YTD

PROG#-LOAN NUMBER GRACE EX PROJ CAP TOT BAL TOT FIN TELEPHOME #

*** TOTALS -- PROGRAM 01111 ***

LOANS LOAN AMOUNT LOAN BALANCE ADVANCES YTD

TOTALS ENROLLED - UNDERGRADUATE 509 683,759.50 683,579.00 0.00

GRADUATE 0 0.00 0.00 0.00

GRACE 180 229,332.00 228,642.00 0.00

** TOTAL ** 689 913,091.50 912,221.00 0.00

*** TOTALS ***

LOANS LOAN AMOUNT LOAN BALANCE ADVANCES YTD

TOTALS ENROLLED - UNDERGRADUATE 509 683,759.50 683,579.50 0.00

GRADUATE 0 0.00 0.00 0.00

GRACE 180 229,332.00 228,642.00 0.00

** TOTAL ** 689 913,091.50 912,221.50 0.00

04-95 05-95 06-95 07-95 08-95 09-95

NUMBER OF LOANS TO SEPARATE 0 8 229 2 0 0


Loan Maintenance Input

SOM Issue 2 September 2009


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TOC

Section 3 Loan Maintenance Input

Table of Contents

3.0 Loan Maintenance Input Forms ......................................................................... 3-1 3.1 Separation Date Change Transmittal................................................................. 3-2 3.2 Name and Address Change Form ..................................................................... 3-3 3.3 Payment Transmittal (Itemized by Borrower) ..................................................... 3-4 3.4 Payment Transmittal (Itemized by Loan) ........................................................... 3-5 3.5 Default Transmittal ............................................................................................. 3-6 3.6 Change/Adjustment Request Memo .................................................................. 3-7 3.7 Rehabilitation Submittal Form.......................................................................... 3-11





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3.0 Loan Maintenance Input Forms

The maintenance of your loan portfolio requires updates to monetary as well as non-monetary fields. Customers using DataLink can make most of these changes on-line and update those fields instantaneously. Customers who are not using our on-line system will send their changes using the following forms: Separation Date Changes Transmittal: This is a preformatted form you should use to send

us updates to the separation dates. A space is available on each transaction to enter a comment into the loan history.

Name and Address Change Form: On this form, you can change the name, the address or

the telephone number. When changing an address, the entire address must be entered on the form.

Payment Transmittal (Itemized by Borrower and Itemized by Loan): This form is used to

submit payments sent directly to you by the borrowers or payments resulting from state tax offsets to Campus Partners. You can use the Itemized by Borrower or Itemized by Loan input form whichever is applicable for regular or tax offset payment submission. You also can use it for collection payment submission, however collection fees are not reported on this type of input form. For collection agency payments, send a copy of the Collection Agency Report for direct posting.

Default Transmittal: This form is used to send a list of loans that must be coded as assigned

to the federal government. The same form is used to code loans as accepted, to change loans from assigned to accepted status or to reverse the assigned or accepted status. Although the referral of loans has been suspended, this form can be used to code loans as referred, if necessary.

Change/Adjustment Request Memo: This memo is used to communicate with your

Customer Service Representative to request miscellaneous changes.





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3.1 Separation Date Change Transmittal





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3.2 Name and Address Change Form





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3.3 Payment Transmittal (Itemized by Borrower)





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3.4 Payment Transmittal (Itemized by Loan)





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3.5 Default Transmittal





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3.6 Change/Adjustment Request Memo





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3.7 Rehabilitation Submittal Form


Loan Maintenance Reports

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TOC

Section 4 Loan Maintenance Reports

Table of Contents

4.0 Loan Maintenance Reports .................................................................................................4-1 4.1 Student Loan Journal..........................................................................................................4-2 4.2 Borrower/Loan Number Cross Reference Report ...............................................................4-6 4.3 Bad Address List.................................................................................................................4-9 4.4 Changed Name and Address Report................................................................................4-11 4.5 Borrowers Without a Good Address .................................................................................4-14 4.6 Calendar Year Interest Paid Report..................................................................................4-17 4.7 TRA Interest Report ..........................................................................................................4-19 4.8 Paid Out/Credit Balance/Write Off Report ........................................................................4-21 4.9 Cumulative Credit Balance Report....................................................................................4-23 4.10 Loans Assigned to/Accepted by the U.S...........................................................................4-25 4.11 Inventory of Loans Referred/Assigned/Accepted to the U.S.............................................4-28 4.12 Stop Code List ..................................................................................................................4-31 4.13 Small Balances Payment Transmittal ...............................................................................4-34 4.14 Credit Bureau Report ........................................................................................................4-37 4.15 Loans to Review for Cohort Default Rate .........................................................................4-39 4.16 Loans to Review for Cohort Default Rate - Projected .......................................................4-46 4.17 Deferment/Cancellation Detail Report ..............................................................................4-48



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4.0 Loan Maintenance Reports

These are reports used in the general maintenance of the loan portfolio: Student Loan Journal: standard monthly report

Borrower/Loan Number Cross Reference: standard quarterly report

Bad Address List: standard monthly report

Changed Name and Address: standard monthly report

Borrowers Without a Good Address: optional quarterly report

Calendar Year Interest Paid Report: optional annual report

TRA Report: optional annual report

Paid Out/Credit Balance/Write Off: standard monthly report

Cumulative Credit Balance: optional quarterly report

Loans Assigned to/Accepted by the U.S.: standard monthly report

Inventory of Loans Referred/Assigned to the U.S.: standard quarterly report

Stop Code List: standard quarterly report

Small Balances Payment Transmittal: standard quarterly report

Credit Bureau Report

Loans to Review for Cohort Default Rate: standard monthly report

Loans to Review for Cohort Default Rate – Projected: standard monthly report

Deferment/Cancellation Detail Report: standard monthly report



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4.1 Student Loan Journal

(Standard Report) PURPOSE The Student Loan Journal is a comprehensive summary of the borrower’s

loan(s), including demographic data, monetary data and historical data. INTENDED USE This report should be used to answer borrower inquiries and to make

decisions on the most frequently occurring situations. REPORT FREQUENCY Standard: Monthly Options: Weekly, Quarterly, Semi-annually, Annually SUGGESTED Permanent RETENTION CONSOLIDATION Program, Sublender, Lender or System LEVELS SELECTION All loans with the following exceptions: CRITERIA Status 10 - Enrolled Undergraduate 11 - Enrolled Graduate 90 - Paid Out 91 - Disability 92 - Bankruptcy 93 - Accepted by the U.S. 94 - Automatic Write-off 95 - Manual Write-off 96 - Death Closed Loans (9x status) continue to appear on this report for a period of at

least six months after the closed date, after which they will print on the June and December versions of the Student Loan Journal.

All enrolled (1x status) loans will also appear on the June and December

reports. Exceptions to the selection criteria are as follows: 1. Loans in an enrolled status (10 or 11) and having interest billed. 2. If a borrower has loans in two or more statuses and one status qualifies

to appear on the report, all of the borrower’s loans will be printed. For example: A borrower has a deferred loan and an enrolled loan; both records are printed. If, however, one loan is paid out (and has been in 9X status more than seven months) and a second loan is in another status, only the second loan will be printed.)

Note: Customers have the option to have enrolled loans, paid out loans, or both

printed every month on the Student Loan Journal (for an additional fee.)



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SORT SEQUENCES Standard: Borrower Name/Borrower Number/Program Number/Loan

Number/Sequence Number Options: 1. Loan Number/Sequence Number/Program Number 2. Division of Labor (alpha range on name)/Borrower

Name/Borrower Number/Program Number/Loan Number/Sequence Number

3. Division of Labor (numeric range on loan number)/Loan

Number/Sequence Number/Program Number MISCELLANEOUS If loan is still in repayment and the loan is accelerated, NOTES zeros are placed in all due fields: 1. Currently due 2. Late charge due 3. Collection fees due 4. Other cost due 5. Billed interest due The payoff amount is printed in the Past Due field. If a borrower appearing on this report has two or more loans, the

second and subsequent addresses are not printed. An exception to this will be if an institution selected the optional sort #1 (Loan Number/Program Number/Sequence Number) and a borrower’s loan numbers were not consecutive.

The cancellation data fields appearing on the Student Loan Journal

include cancellation base amount, cancellation base balance, and cancellation base percentage.

Federal Perkins Loans 1. National Direct Funds: Base Amount = Loan Amount Base Balance = Loan Balance Base Percentage = 100% 2. National Defense Funds: Base Amount = The amount eligible for military cancellation

(disbursed between April 13, 1970 and June 30, 1972).

Base Balance = The balance of the funds eligible for military cancellation.



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Base Percentage = The percentage of this loan which is eligible for

military cancellation. (Base Amount Loan Amount)

Note: 1. Borrowers who have both Defense and Direct funds are shown with two

separate loans. 2. The total amount disbursed to the borrower under the National Defense

Program is the loan amount. HPSL/NSL Loans: Base Amount = Loan Amount (see note below) Base Balance = Loan Balance Base Percentage = 100% Note: 1. If the borrower has paid or owes any principal on this loan prior to the

first day of eligible employment, this Base Amount will be reduced by the amount of principal paid or due when the first cancellation form is received. This reduced amount will become the base on which all future cancellations will be processed.

2. Borrowers who have received funds both before and after

November 18, 1971 will be shown with two separate loans. Principal paid reflects principal paid plus the capitalized balance paid. Loan amount reflects the sum of the loan amount and the cap balance.

This field may be decreased if a portion of the cap balance is adjusted.



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4.2 Borrower/Loan Number Cross Reference Report

(Standard Report) PURPOSE The Borrower/Loan Number Cross Reference Report provides the

customer with a simple, easy-to-use cross reference list of borrower names and loan numbers.

INTENDED USE This report should be used to locate the loan number when only the

borrower name is known, or vice versa. REPORT FREQUENCY Standard: Quarterly Options: Weekly or Monthly SUGGESTED Until next report is received. RETENTION CONSOLIDATION Program, System, Lender or Sublender LEVELS SELECTION All loans, including those in closed status, appear on the report. CRITERIA SORT SEQUENCES Standard: On left side of the page - Division of Labor (alpha range on

name)/Borrower Name/Borrower Number/Program Number/Loan Number/Sequence Number

On right side of the page - Division of Labor (alpha range on

name)/Loan Number/Sequence Number/Program Number Options: 1. On left side of the page - Division of Labor (numeric range

on loan number)/Loan Number/Sequence Number/Program Number

On right side of the page - Division of Labor (numeric range

on loan number)/Borrower Name/Borrower Number/Program Number/Loan Number/Sequence Number

2. On left side of the page - Borrower Name/Borrower

Number/Program Number/Loan Number/Sequence Number On right side of the page - Loan Number/Sequence




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3. On left side of the page - Loan Number/Sequence Number/Program Number

On right side of the page - Borrower Name/Borrower

Number/Program Number/Loan Number/Sequence Number TOTALS No totals are generated. MISCELLANEOUS An alpha sort will list all the borrower's loan numbers for that NOTES borrower's name. A numeric sort will not attempt to group a borrower by loan number

unless there is only a sequence number difference or the loan numbers follow each other sequentially and have a common borrower number. In this situation, the borrower's name will not be printed more than one time. A second loan number for the same borrower that is not sequential will have the borrower's name printed with it.



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00006-000-000-00000 BORROWER/LOAN NUMBER CROSS REFERENCE RUN DATE 10/31/06

CAMPUS PARTNERS-DEMO UNIV-PERK AS OF 10/31/06 PAGE 1

BORROWER NAME RAAN PROG# LOAN NUMBER ST PROG# LOAN NUMBER ST RAAN NAME

AARONS, PATRICA M 00006 333-33-3333-05 90 00006 232-33-3333-01 10 801-14-1414 YARBOROUGH, HEATHER A

ABATE, JOANNA L 801-44-1414 00006 666-66-6666-03 40 00609 242-22-2222-04 90 LAMIRANDE, SANDRA

ABEGGLEN, JEFFREY 00006 555-55-5555-05 90 00609 424-44-4444-09 90

ABELS, DIANE 00006 111-11-1111-10 90 00609 545-55-5555-08 90 PORTER, REGINALDL

ABENDROTH, MARCY A 800-98-8888 00006 222-22-2222-03 94 00006 656-66-6666-05 90 ORTIZ, JOAN JORDAN

ACKERMAN, GLENDA LEE 00006 444-44-4444-10 90 00006 787-77-7777-03 90 800-15-1515 FLOWERS, LEDA A

ADAMS, DEBORAH E 800-88-4444 00006 888-88-8888-03 49 00006 898-88-8888-10 92 MCKAY, LINDA D

ADAMS, MARY A EVANS 00006 999-99-9999-05 90 02052 989-99-9999-03 92

ADEN, JILL M 00006 212-22-2222-10 94 00006 090-00-0000-05 90 THOMPSON, STEPHANIE K

ADLER, LEANN M 801-31-3131 00006 313-33-3333-03 94 00609 110-11-1111-04 10 801-22-1212 HUSS, HEATHER T

AESCHLIMAN, KRISTEN L 800-45-1782 00006 414-44-4444-03 50 00610 220-22-2222-05 10 801-55-5555

AGBOGLO, MARIA C 800-55-1585 00006 515-55-5555-01 10 00609 330-33-3333-03 94 800-88-8888 MARYOTT, SHIELA MARIE

800-66-1785 00609 616-66-6666-04 10 00609 440-44-4444-04 94 800-99-9999

AGGEN, AMYE J 801-44-1279 00006 717-77-7777-03 90 00006 550-55-5555-05 90 NIXON, GLADYS

AGGEN, ERICA L 800-99-9646 00006 818-88-8888-03 49 00609 660-66-6666-05 90



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4.3 Bad Address List (Standard Report)

PURPOSE The Bad Address List provides the customer with a list of all addresses

coded bad during the reporting period. INTENDED USE Upon receiving this report, you should begin internal skiptracing with the

various departments likely to maintain contact with former students (i.e, the alumni office). If this does not yield a new address, external skiptracing must be done using city and telephone directories, the Department of Motor Vehicles, etc. Campus Partners uses the IRS Skip Tracing Services. (See Section 502-5 of the Operations Manual for further information.)

REPORT FREQUENCY Standard: Monthly Options: None SUGGESTED Until loans have been skip traced. RETENTION CONSOLIDATION System, Lender, Sublender or Program LEVELS SELECTION All loans for which an address was coded bad during the reporting period. CRITERIA SORT SEQUENCES Standard: Borrower Name/Borrower Number/Program Number/Loan

Number/Sequence Number Options: 1. Loan Number/Sequence Number/Program Number 2. Division of Labor (alpha on name/ Borrower Name/Borrower

Number/Program Number/Loan Number/Sequence Number 3. Division of Labor (numeric on loan number)/Loan

Number/Sequence Number/Program Number TOTALS The number of borrowers and loans for which an address was coded bad

during the reporting period. MISCELLANEOUS If the report is sorted numerically (optional sorts 1 and 3), the program NOTES number, loan number, and loan status will be printed to the left of the

borrower name. If a borrower's loans are reported sequentially, the borrower's name will

be printed only once. If a third address line is required (foreign address), the data in the

city/state and zip code fields will be printed directly under address line 3.

If the loan has no other good addresses on the system, an asterisk (*) will be printed to the left of the borrower name (for standard sort and optional sort 2) or to the left of the program number (for optional sorts 1 and 3).



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00006-001-001-01111 BAD ADDRESS LIST RUN DATE: 07/31/04

CAMPUS PARTNERS-DEMO UNIV-PERK MONTH ENDING 07/31/04 PAGE: 1

BORROWER NAME PROG# LOAN NUMBER ST ADDRESS(ES) PHONE NUMBER A.T.

DRIVERS LICENSE ADR CHG POST DATE

GORE, GARY 01111 444-44-4444-01 49 MCMAHON 1234-B 402 RADCLIFF ST SEATTLE WA 74230 865/633-5269 P

WA 95837263 12/97 12/12/97

LEA, MARY 01111 333-33-3333-01 49 C 140 W GEORGIA RD 8 QUAIL OAKS WINSTON-SALEM NC 29673 000/000-0000 P

NC 859345134 12/97 12/25/97

01111 222-22-2222-02 49 C

*LOFTON, JOHN 01111 111-11-1111-01 40 4064 HAMOND AVE. COLUMBIA, SC 14579 714/798-1977 P

SC 8549024 12/97 12/27/97

TOTAL BORROWERS: 3 TOTAL LOANS: 5



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4.4 Changed Name and Address Report

(Standard Report) PURPOSE The Changed Name and Address Report provides the customer with a list

of borrowers whose names and/or addresses changed during the reporting period.

INTENDED USE This report should be used to update the institution's files with new names

and/or addresses. REPORT FREQUENCY Standard: Monthly Options: Weekly SUGGESTED Until files are updated. RETENTION CONSOLIDATION Program, Sublender, Lender or System LEVELS SELECTION All borrowers with an address (billing, primary or secondary) and/or name CRITERIA change processed during the reporting period. SORT SEQUENCES Standard: Borrower Name/Borrower Number/Program Number/Loan

Number/Sequence Number/Post Date Options: 1. Loan Number/Sequence Number/Program Number/Post

Date 2. Division of Labor (alpha based on borrower

name)/Borrower Name/Borrower Number/Program Number/Loan Number/Sequence Number/Post Date

3. Division of Labor (numeric based on loan number)/Loan

Number/Sequence Number/Program Number/Post Date TOTALS Number of names and addresses changed during the reporting period.

Separate totals pages will be produced if a Division of Labor sort is requested.

MISCELLANEOUS If a borrower has a name change only, the report will display the new NOTES name below the old name. The address will not be displayed. If only a phone number is changed, an entry for the borrower will not be

made. This change will be shown on the Transaction and Adjustments Journal.



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If a name and address change are processed, the new name will appear directly under the old name.

If an address is changed twice within a month, both changes will be

shown in sequence. All loans affected with a name/address change will be listed. If loans

fall sequentially, all demographic information will be printed only once. The program number, loan and sequence numbers, days/months past due, and status will be printed for each loan.

The Changed To column will also display secondary or billing

addresses which are being added to the system for borrowers who previously did not have any. In this case, the Changed From column will be blank.



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00006-001-001-01111 CHANGED NAME AND ADDRESS REPORT RUN DATE: 07/31/04


CHANGED TO: CHANGED FROM:

BORROWER NAME POST DATE SOURCE ADDRESS PHONE NUMBER ADDRESS PHONE NUMBER

PROG# LOAN NUMBER DAYS/MONTHS STAT A.T. A.T.

DEMO, PAMELA

07/15/04 B 23 LURAY ROAD 555/555-5555 13 LYRAY ROAD

01111 999-52-2505-01 0/0 40 ANYTOWN 555555 ANYTOWN USA 77777 P

DEMO, LYNN P. 07/12/04 B 4956 SENECA ROAD 555/555-5555 10 WEST 7TH STREET 555/555-5555

01111 222-11-4444-01 30/1 49 ANYTOWN USA 55555 P ANYTOWN, USA 77777 P

01111 222-11-4444-02 30/1 49

DEMO, WILLIAM 07/11/04 B 709 S. MAIN STREET 555/555-5555 7400 SOUTH MAIN 555/555-5555

01111 333-33-3333-01 0/0 40 APT. G-6 S ANYTOWN USA 55555 S

ANYTOWN, USA 55555

DEMO, VICTOR P - OLD 07/20/04 B

DEMO III, VICTOR P - NEW 1/0 40

01111 444-44-4444-01

NUMBER OF LOANS WITH NAME CHANGES 1

NUMBER OF LOANS WITH ADDRESS CHANGES 4

NUMBER OF LOANS WITH PHONE NUMBER CHANGES 4



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4.5 Borrowers Without a Good Address

(Optional Report) PURPOSE The Borrowers Without a Good Address Report provides the customer with

a list of loans that do not have a good address. It will contain all bad addresses to facilitate the customer's skip trace efforts.

INTENDED USE This report is the signal that Campus Partners has no good addresses for

the loans shown on this report. This report is a signal to the lender to initiate an address search among its offices such as the alumni office or submit the borrower's driver's license number to the Department of Motor Vehicles.

The borrower's file should contain valuable information obtained during the

exit interview to enable the student loan collector to trace a borrower (such as driver's license date and number, name and address of relatives and references, type of studies (indicative of future profession) etc.)

REPORT FREQUENCY Standard: Quarterly Options: Weekly or Monthly SUGGESTED Until loans have been skip traced. RETENTION CONSOLIDATION System, Lender, Sublender or Program LEVELS SELECTION All loans without any good addresses on the system. CRITERIA SORT SEQUENCES Standard: Borrower Name/Borrower Number/Program Number/Loan




Number/Sequence Number/Program Number TOTALS The number of borrowers and loans without a good address.



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MISCELLANEOUS Addresses will be printed as shown in the sample. NOTES If a customer selects a numeric sort on a loan or program, the program

number, loan number, consolidation number, and status should appear to the left of the borrower name.

If a third address line is required for a foreign address, the data in the

City/State and ZIP Code fields will be printed directly under address line 3.

The ZIP Code field will be printed to the immediate right of the

City/State field. If a borrower has more than one loan and no good addresses, and his

loans fall sequentially, each address (billing, primary, or secondary) will be printed only once. If the borrower has any billing addresses, the billing addresses may be matched to the corresponding loans by matching the consolidation number listed for the loan and the address sequence number listed for the address.



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00006-001-001-00006 BORROWERS WITHOUT A GOOD ADDRESS RUN DATE: 07/31/04


BORROWER NAME PROG# LOAN NUMBER CON ST ADDRESS(ES) PHONE NUMBER A.T.

DRIVERS LICENSE ADR CHG COHORT DF RP FLG

DEMONSTRATION, BIRDIE G 00006 888-02-0031-01 01 49 230 CEDAR PARK HOMES MARYVILLE GA 11201 000/000-0000 P

05/04 NO Y1

DEMONSTRATION, CLINT 00006 888-02-0024-01 01 49 SEARCHLIGHT AVENUE CHESTERVILLE VA 22112 555/556-0024 P

07/04 NO

TOTAL BORROWERS: 2 TOTAL LOANS: 2



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4.6 Calendar Year Interest Paid Report (Optional Report)

PURPOSE The Calendar Year Interest Paid Report indicates the interest paid by

borrowers during the previous calendar year. INTENDED USE You should use this report to provide the interest paid during the calendar

year to borrowers who request this information for tax purposes. This information is printed automatically on all bills and notices sent to borrowers during January, February and March. However, because deferments or postponements could be in effect at that time, some borrowers might contact you for this information.

REPORT FREQUENCY Standard: Annually Options: None SUGGESTED One year RETENTION CONSOLIDATION Program, Sublender, Lender or System LEVEL SELECTION The report shows all loans except those that have been in a closed status CRITERIA (paid, canceled, etc.) for more than 12 months. SORT SEQUENCES Standard: Borrower Name/Borrower Number/Program Number/Loan

Number/Sequence Number This report will be offered only in alpha sort by borrower name.

A numeric sort would not allow all of a borrower's loans to appear together.

Options: None TOTALS Total of all principal paid during the calendar year. MISCELLANEOUS This report will be produced annually at the end of each NOTES calendar year. The Interest Paid field will include all interest paid to include hardship,

billed, premium, interest on capitalized balance, etc. An asterisk (*) to the left of the borrower's name indicates that there is

at least one more loan for this borrower in the next column. The Interest Paid field will be incorrect for loans converted during the

calendar year unless the institution supplied the correct data to Campus Partners during the conversion process.

Interest Paid and Total Paid include Capitalized Interest Paid.



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00006-001-001-00006 CALENDAR YEAR INTEREST PAID RUN DATE: 07/31/04


* * *************************************************************************************************** * *

* * * * * *

* * * IF THE LOANS SHOWN ON THIS REPORT WERE NOT ON OUR SYSTEM FOR THE ENTIRE CALENDAR YEAR, THE * * *

* * * INTEREST PAID FIELDS MAY NOT REFLECT THE ENTIRE AMOUNT PAID BY THE BORROWER DURING THE YEAR. * * *

* * * * * *

* * *************************************************************************************************** * *

BORROWER NAME PROG#-LOAN-NUMBER INT PAID CONVDATE BORROWER NAME PROG#-LOAN NUMBER INT PAID CONV DATE

ALLAN, JAMES 00006-111-11-1111-01 10.00 KEIFFER, MARGARET 00006-000-00-0000-01 15.00

ANDERSON, LARRY 00006-222-22-2222-01 0.00 LIVINGSTON, MELANIE 00006-121-11-1212-01 0.00

BRADLEY, MORGAN 00006-333-33-3333-01 110.54 MARTIN, JONATHAN 00006-131-33-3333-01 116.34

CARLTON, NORMA 00006-444-44-4444-01 15.78 MCDONALD, RAYMOND 00006-141-44-4444-01 0.00

DAVIS, CARLTON 00006-555-55-5555-01 120.06 NORMAN, AUBREY 00006-151-55-5555-01 0.00

ELLIOTT, PAUL 00006-666-66-6666-01 0.00 PARKER, GEORGE 00006-161-66-6666-01 10.87

FULLER, ROBERT 00006-777-77-7777-01 11.15 RICHARDSON, ELAINE 00006-171-77-7777-01 51.36

HARTLEY, DREW 00006-888-88-8888-01 36.31 STEWART, OMAR A. 00006-181-88-8888-01 12.35

HOLMES, CHARLES 00006-999-99-9999-01 0.00 WASHINGTON, THERESA 00006-191-99-9999-01 47.35



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4.7 TRA Interest Report (Optional Report)

PURPOSE The TRA Interest report lists all borrowers who were sent a Form 1098-E

for interest paid during the previous calendar year. INTENDED USE This report should be used to provide eligible TRA interest paid during

the previous calendar year to borrowers for tax purposes. This information is printed on the Form 1098-E which is sent to the borrower. The amount of eligible interest included on the report will vary from the calendar year interest paid due to the eligibility period of TRA interest.

REPORT FREQUENCY Standard: Annually SUGGESTED Permanent RETENTION CONSOLIDATION System/Lender LEVEL SELECTION This report lists all borrowers that have a qualified educational loan and CRITERIA who have paid eligible TRA interest during the previous year. SORT SEQUENCES Standard: SSN Options: None TOTALS N/A MISCELLANEOUS TRA interest includes only interest paid during the first 60 months of NOTES repayment.

This report represents the information reported on the Form 1098-E to the borrower. Only borrowers with amounts over $600.00 were reported to the IRS.

This report is standard for schools who use the tax reporting option.



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SAMPLE UNIVERSITY

TRA INTEREST

GE 1

SYSTEM-LENDER 12345-001

SOCIAL SECURITY #

BORROWER ADDRESS

AMT REPORTED TO BORR

BORROWER NAME

(ONLY AMTS OVER $600

PROGRAM/LOAN #

REPORTED TO THE IRS)

001-01-1234

259 SHEATS LANE

59.25

DEMO, DEBBIE

00001 999999999 01

ANYTOWN USA 55555

001-56-0001

5375 DUKE ST APT 3

94.31

DEMO, JAMES

00001 111111111 01

ANYTOWN USA 55555

001-54-3289

33 UNION SQUARE APT 2

51.04

DEMO, NORMA

00001 789654123 01

ANYTOWN USA 55555



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4.8 Paid Out/Credit Balance/Write Off Report (Standard Report)

PURPOSE The Paid Out/Credit Balance/Write Off Report provides a list of all loans

that have entered a closed or to-be-closed status. INTENDED USE You can use this report to record paid-out loans, return promissory notes,

and/or send refund checks to borrowers. REPORT FREQUENCY Standard: Monthly Options: None SUGGESTED Until promissory notes have been returned and/or refunds made to

borrowers. RETENTION CONSOLIDATION Program, Sublender, Lender or System LEVELS SELECTION All loans in 80, 85, 90, 94 or 95 status with a Last Monetary Activity Date CRITERIA two months before the month of the report. SORT SEQUENCES Standard: Borrower name/Borrower number/Program number/Loan

number/Sequence number Options: 1. Loan number/Sequence number/Program number 2. Division of Labor (alpha on borrower name)/Borrower

name/Borrower number/Program number/Loan number/Sequence number

3. Division of Labor (numeric on loan number)/Loan

number/Sequence number/Program number TOTALS Number of loans printed on the report. (See sample report.) MISCELLANEOUS If loans are sorted alphabetically (standard sort sequence and optional NOTES sort sequence 2), borrower name will be printed at the left margin with

program number indented two spaces. If loans are sorted numerically (optional sort sequences 1 and 3),

program number will be printed at the left margin with borrower name indented two spaces.



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00006-001-001-02222 PAID OUT-CREDIT BALANCE-WRITE-OFF REPORT RUN DATE: 07/31/04

CAMPUS PARTNERS DEMO UNIV-PERK AS OF 7/31/04 PAGE: 1

PROG# LOAN NUMBER AS ADDRESSS LOAN AMOUNT LAST PMT AMT STATUS PAID OUT DATE PAID OUT/CLOSED REASON

BORROWER NAME LOAN BALANCE LAST PMT DTE COL AGCY LAST ACT DATE ADDITIONAL LOANS STATUS

02222 888-11-7323-01 G 200 JOHNSTON ST 5550.00 190.00 94 10/21/97 LOW BALANCE WRITE-OFF

DAVIS, JANE PARNELL BENNETTSVILLE NC 29513 .00 10/11/97 00210 10/21/97

02222 888-43-0105-01 G APT 25-A 750.00 79.14 80 10/11/97 PAYMENT

DEERING, REGGIE UNIVERSITY PLAZA 26.00- 10/11/97 00000 00/00/00

COLUMBIA NC 27205

02222 888-58-6915-01 G 3605 COLUMBO DR 1100.00 469.57 90 10/17/97 PAYMENT

FRANK, REBECCA ATLANTA GA 30907 .00 10/15/97 00000 00/00/00 02222 137-58-6915-02 85

02222 888-17-6960-01 G 2130 STEWARD RD 1000.00 93.74 94 10/20/97 LOW BALANCE WRITE-OFF

GILLESPIE, MELANIE LIBERTY CA 29656 .00 10/20/97 00000 10/20/97

02222 888-35-7568-02 G 1828 WOODLAWN ST 2217.50 9.42 90 10/14/97 PAYMENT

GRAHAM, TONI SMITHFIELD AZ 53411 .00 10/09/97 00210 00/00/00 02222 251-35-7568-01 94

02222 888-37-2251-01 G 320 S. BELTLINE 350.00 70.91 94 10/18/97 LOW BALANCE WRITE-OFF

HALE, WILMA COLUMBIA SC 292108024 .00 10/18/97 00210 10/18/97 02222 247-37-2251-02 94

02222 247-37-2251-03 49

TOTAL NUMBER OF LOANS: 6 TOTAL LOAN BALANCE: 26.00-



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4.9 Cumulative Credit Balance Report

(Optional Report) PURPOSE The Cumulative Credit Balance Report provides a list of all loans which

have a credit balance. INTENDED USE Use this list to send refund checks or to make adjustments for borrowers

who have overpaid their loans. REPORT FREQUENCY Standard: Quarterly Options: Semi-annually or Annually SUGGESTED Until next report is received. RETENTION CONSOLIDATION Program, Sublender, Lender or System LEVELS SELECTION All loans which meet the following criteria: CRITERIA 1. Status equals 80. 2. All loans with a Paid-Out Date or Write-Off Date three or more

months before the report date. (If these fields reflect activity, the Paid-Out Date will be used for the selection criteria.

Criteria (b) will prevent loans that appear (or have not appeared yet) on the

current month's Paid Out/Credit Balance/Write Off Report from printing on this report.

SORT SEQUENCES Standard: Borrower name/Borrower number/Program number/Loan

number/Sequence number Options: 1. Loan number/Sequence number/Program number 2. Division of Labor (alpha on borrower name)/Borrower

name/Borrower number/Program number/Loan number/Sequence number

3. Division of Labor (numeric on loan number)/Loan number/Sequence number/Program number

TOTALS Number of loans printed on the report. If the Division of Labor sort is

selected, a Portfolio Totals Page will be printed. MISCELLANEOUS If loans are sorted alphabetically (standard sort sequence and optional NOTES sort sequence 2), borrower name will be printed at the left margin, with

program number indented two spaces. If loans are sorted numerically (optional sort sequences 1 and 3),

program number will be printed at the left margin, with borrower name indented two spaces.



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00006-001-001-02222 CUMULATIVE CREDIT BALANCE REPORT RUN DATE: 07/31/04


PROG# LOAN NUMBER AS ADDRESSS LOAN AMOUNT LAST PMT AMT STATUS PAID OUT DATE PAID OUT/CLOSED REASON

BORROWER NAME LOAN BALANCE LAST PMT DTE COL AGCY ADDITIONAL LOANS STATUS

02222 888-21-9062-02 G 70 WALNUT COVE 375.00 0.04 80 07/14/97 PAYMENT

KELLY, JOHATHAN CAMDEN NJ 29021 0.04- 12/01/97 00210 02222 888-21-9062-01 94

02222 888-96-2428-01 G 3010 DUNCAN AVE. 3,025.00 0.92 80 10/28/97 PAYMENT

MAHONEY, CYNTHIA L #3 325.61- 12/12/97 00420

COLUMBIA NC 272052671

02222 888-42-3988-01 G RT 2 BOX 2B 1,750.00 557.43 80 06/18/97 PAYMENT

MONEY, CINDY LEEVILLE SC 49071 237.59- 12/15/97 00210

02222 888-35-3987-01 G 23 QUEEN ST 625.00 100.95 80 07/30/97 PAYMENT

RAINEY, LIZ KAY CHARLESTON, WV 29404 32.00- 12/27/97 00210

02222 888-41-5234-02 G 302 VIOLET DR 500.00 275.39 80 10/12/97 PAYMENT

SIMMONS, GARVIN SUMMERTON MA 53411 11.11- 12/30/97 00210 02222 888-41-5234-01 94

02222 888-29-8333-01 G 320 S. BELTLINE 975.00 801.83 80 10/28/97 PAYMENT

SMITH, BOBBIE APT, 16-H2 62.02- 12/12/97 00420

TAMPA FL 30389

02222 888-98-4975-01 G BOX 1324 3,600.00 80.00 80 08/25/97 PAYMENT AND CREDIT BALANCE

WADE, JOSEPH CAMP LEJUENE 28541 80.00- 08/15/97 00000

TOTAL NUMBER OF LOANS: 7 TOTAL LOAN BALANCE: 748.37-



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4.10 Loans Assigned to/Accepted by the U.S. (Standard Report • Federal Perkins)

PURPOSE This report shows all loans that were coded assigned to or accepted by the

U.S. Department of Education during the reporting period. INTENDED USE Use this report to verify input submitted to Campus Partners. It provides a

supplement to the Inventory of Loans Referred/Assigned to the U.S. Report.

REPORT FREQUENCY Standard: Monthly Options: Weekly SUGGESTED Until reconciled with lender's records. RETENTION CONSOLIDATION Program, Sub-lender, Lender or System LEVELS SELECTION All Federal Perkins loans which were coded assigned to or accepted by the CRITERIA U.S. Department of Education during the reporting period or on which the

assigned status was reversed. SORT SEQUENCES Standard: Loans Assigned, Loans Accepted/Borrower Name/Borrower

Number/Program Number/Loan Number/Sequence Number Options: 1. Loans Assigned, Loans Accepted/Loan Number/Sequence

Number/Program Number 2. Division of Labor (alpha range on name)/Loans Assigned,

Loans Accepted/Borrower Name/Borrower Number/Program Number/Loan Number/Sequence Number

3. Division of Labor (numeric range on loan number)/Loans

Assigned, Loans Accepted/Loan Number/Sequence Number/Program Number

TOTALS If a Division of Labor sort is requested, a separate Portfolio Totals page

also will be printed.



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MISCELLANEOUS The report contains three sections. The first section has all loans coded NOTES as assigned to the U.S. Department of Education during the reporting

period. The second section has all loans coded as accepted by the U.S. Department of Education during the reporting period. (Because loans are no longer referred to the U.S. Department of Education, this report does not include a Referred section.) The third section has all loans on which the assigned status was reversed during the reporting period.

If the report is generated in alphabetical sequence (standard sort and

optional sort 2), Borrower Name will be printed in the left margin. If there are no loans coded for one of the sections during the reporting period, the words No Activity will be printed to the right of the corresponding section. The field headings will not be printed.

If a numerical sort sequence (optional sorts 1 and 3) is used, Program

Number will be printed in the left margin. The amount of principal assigned/accepted includes the current

principal balance plus the capitalized balance.



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00006-001-001-01111 LOANS ASSIGNED TO/ACCEPTED BY THE U.S. RUN DATE: 07/31/04


**** ASSIGNED LOANS **** ***** PRIOR ****

BORROWER NAME PROG# LOAN NUMBER ST DATE ASSIGNED PRINCIPAL INTEREST PEN/LTCHG T COLL FEES OTHER CST TOTAL

JOHNSON, ROGER DAVID 01111 400-00-0000-01 49 07/01/04 900.00 61.72 18.00 P 0.00 0.00 979.72

KAVANAGH, STEPHANIE 01111 000-11-1111-05 49 07/01/04 1,280.33 113.65 0.00 P 2.00 0.00 1,395.98

LAWRENCE, RICHARD B 01111 111-11-1111-01 49 07/01/04 750.00 100.25 0.00 P 5.00 0.00 855.25

MCCULLOW, SANDY MAY 01111 222-22-2222-01 49 07/01/04 497.48 8.34 5.00 P 5.00 5.00 520.82

REAGAN, DAVID JOSEPH 01111 333-33-3333-01 49 07/01/04 2,500.70 90.45 8.53 P 0.00 0.00 2,599.68

STAUTZ, GLENN ALLEN 01111 444-44-4444-01 49 07/01/04 1,075.00 65.00 5.00 P 1.00 1.00 1,147.00

TOTAL ASSIGNED: NUMBER OF LOANS: 6 7,003.51 439.41 36.53 P 13.00 6.00 7,498.45

.00 L

**** ASSIGNED REVERSALS **** ***** PRIOR ****

BORROWER NAME PROG# LOAN NUMBER DATE ASSIGNED ST DATE REVERSED PRINCIPAL INTEREST PEN/LTCHG T COLL FEES OTHER CST TOTAL

LAWRENCE, RICHARD B 01111 555-55-5555-01 07/01/04 49 09/01/04 750.00- 100.25- 0.00 P 5.00- 0.00 855.25-

TOTAL REVERSED: NUMBER OF LOANS: 1 750.00- 100.25- 0.00 P 5.00- 0.00 855.25-

GRAND TOTAL: NUMBER OF LOANS: 1 750.00- 100.25- 0.00 P 5.00- 0.00 855.25-

0.00 L

**** ACCEPTED LOANS **** ***** PRIOR ****

BORROWER NAME PROG# LOAN NUMBER ST DATE ASSIGNED DATE ACCEPTED PRINCIPAL INTEREST PEN/LTCHG T COLL FEES OTHER CST TOTAL

ATKINS, SHERRY ANN 01111 121-12-1212-01 49 08/02/04 1,152.34 58.57 5.00 P 5.00 0.00 1,220.91

BOSS, GERRY T 01111 131-13-1313-01 82 07/01/04 09/02/04 1,000.00 97.50 0.00 P 0.00 0.00 1,097.50

CRUISE, TOM D 01111 141-44-1414-01 49 08/25/04 5,786.15 478.73 5.00 P 0.00 0.00 6,251.88

DOOLEY, SUSIE 01111 151-15-1515-01 81 08/01/04 88.46 29.21 0.00 P 0.00 0.00 117.67

JOHNSON, ROGER DAVID 01111 161-16-1616-01 49 07/01/04 09/20/04 900.00 61.72 18.00 P 0.00 0.00 979.72

KAVANAGH, STEPHANIE 01111 171-17-1717-01 82 08/02/04 1,027.46 70.00 5.00 P 0.00 1.00 1,103.46

KAVANAGH, STEPHANIE 01111 181-18-1818-05 49 07/01/04 08/02/04 1,280.33 113.65 0.00 P 2.00 0.00 1,395.98

LAWRENCE, RICHARD B 01111 191-19-1919-01 82 07/01/04 09/10/04 750.00 100.25 0.00 P 5.00 0.00 855.25

MAYS, MICHAEL A 01111 111-12-1221-01 82 07/01/04 09/10/04 2,500.00 1,118.19 0.00 P 0.00 0.00 3,618.19

MCCULLOW, SANDY MAY 01111 333-32-3232-01 49 07/01/04 09/10/04 497.48 8.34 5.00 P 5.00 5.00 520.82

MCCULLOW, SANDY MAY 01111 444-42-4242-02 82 08/01/04 6,512.54 93.86 6.00 P 0.00 0.00 6,612.40

REESE, EMILY 01111 555-52-5252-01 49 08/01/04 2,208.00 266.70 2.00 P 2.00 2.00 2,478.70

REAGAN, DAVID JOSEPH 01111 666-62-6262-01 49 07/01/04 09/01/04 2,500.70 90.45 8.53 P 0.00 0.00 2,599.68

STETTMEIER, KATHRYN 01111 777-72-7272-01 82 09/01/04 1,016.54 84.79 15.00 P 1.00 2.00 1,119.33

STAUTZ, GLENN ALLEN 01111 888-82-8282-01 49 07/01/04 09/01/04 1,075.00 65.00 5.00 P 1.00 1.00 1,174.00

TOTAL ACCEPTED: NUMBER OF LOANS: 15 28,277.00 2,736.96 74.53 P 21.00 9.00 31,118.49

.00 L



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4.11 Inventory of Loans Referred/Assigned/Accepted to the U.S.

(Standard Report • Federal Perkins) PURPOSE This report provides a listing of all loans in a Referred, Assigned or

Accepted status. INTENDED USE Use this report to verify input submitted to Campus Partners. This report

may also serve as a reference for government reporting and correspondence.

REPORT FREQUENCY Standard: Quarterly Options: Semi-annually or Annually (fiscal year end) SUGGESTED Until next report is received. RETENTION CONSOLIDATION Program, Sublender, Lender or System LEVELS SELECTION All loans in a Referred (81), Assigned (82) or Accepted (93) status. CRITERIA SORT SEQUENCES Standard: Loans in Referred Status, Loans in Assigned or Accepted

Status/Borrower Name/Borrower Number/Program Number/Loan Number/Sequence Number

Options: 1. Loans in Referred Status, Loans in Assigned or Accepted

Status/Loan Number/Sequence Number/Program Number 2. Division of Labor (alpha range on name)/Loans in Referred

Status, Loans in Assigned or Accepted Status/Borrower Name/Borrower Number/Program Number/Loan Number/Sequence Number

3. Division of Labor (numeric range on loan number)/Loans in

Referred Status, Loans in Assigned or Accepted Status/Loan Number/Sequence Number/Program Number

TOTALS If a Division of Labor sort is requested, a separate Portfolio Totals page will

be printed.



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MISCELLANEOUS The report contains two sections. The first section has all loans NOTES which are in Referred status. (Although loans no longer are referred to

the U.S. Department of Education, there might be loans that were referred before the regulation change.)

The second section includes loans that are in an Assigned or Accepted

status. The customer can use the Loans Assigned to/Accepted by the U.S.

Report, which is provided more frequently, to update this report. If the report is sorted alphabetically (standard sort and optional sort

2), Borrower Name will be printed at the left margin. If the report is sorted numerically (optional sorts 1 and 3), Program

Number will be printed at the left margin. Principal will include capitalized principal. Any interest accrued will include interest accrued on the capitalized

balance.



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00006-001-001-01111 INVENTORY OF LOANS REFFERED/ASSIGNED/ACCEPTED TO THE U.S. RUN DATE: 07/31/04


**** LOANS ASSIGNED ****

BORROWER NAME PROG# LOAN NUMBER ST DATE ASSIGNED PRINCIPAL INTEREST PEN/LT CHG T COLL FEES OTHER CST TOTAL

BARTON, MARY 01111 222-22-2222-01 82 02/15/04 500.00 43.80 .00 P .00 .00 543.80

CANTOR, KELLY 01111 333-33-3333-01 82 04/01/04 1,445.00 433.60 .00 P .00 .00 1,879.00

FULLERTON, JOEL 01111 444-44-4444-01 82 06/01/04 461.69 42.70 .00 P .00 .00 504.39

GRAY, RAYMOND 01111 555-55-5555-01 82 06/12/04 1,500.00 292.50 168.00 P .00 .00 1,960.50

TOTAL ASSIGNED: NUMBER OF LOANS: 4 3,906.69 812.60 168.00 P .00 .00 4,887.69

.00 L

**** LOANS ACCEPTED ****

BORROWER NAME PROG# LOAN NUMBER ST DATE ACCEPTED PRINCIPAL INTEREST PEN/LT CHG T COLL FEES OTHER CST TOTAL

ABBOTT, JANICE 01111 111-11-1111-01 93 03/02/03 1,250.00 163.31 .00 P .00 .00 1,413.31

ALLEN, SARA 01111 121-12-1212-01 93 10/01/02 640.00 52.08 .00 P .00 .00 692.08

BELL, VANNA 01111 131-13-1313-01 93 06/17/03 177.77 13.72 .00 P .00 .00 191.49

BOWERS, BARBARA 01111 141-14-1414-01 93 03/13/03 420.55 29.51 .00 P .00 .00 450.06

BENBOW, ROSEY C 01111 151-15-1515-01 93 02/06/03 85.50 49.57 .00 P .00 .00 135.07

CLANCY, MARGARET 01111 161-16-1616-01 93 01/28/04 461.12 5.76 .00 P .00 .00 466.88

DAVILL, DANIEL 01111 171-17-1717-01 93 06/17/03 266.71 1.10 .00 P .00 .00 267.81

FINCH, TOMMY 01111 181-18-1818-01 93 07/17/02 300.00 36.00 .00 P .00 .00 336.00

GRATEN, JANE E 01111 191-19-1919-01 93 03/02/02 1,343.86 33.75 .00 P .00 .00 1,377.61

MULLEN, STEVE 01111 212-21-2121-01 93 10/01/03 279.78 16.80 .00 P .00 .00 296.58

NANCEY, YVONNE 01111 313-31-3131-01 93 06/17/04 2,500.00 318.75 .00 P .00 .00 2,818.75

SELF, ROGER 01111 414-41-4141-01 93 03/13/04 1,500.00 135.00 .00 P .00 .00 1,635.00

SCHMIT, RONNIE 01111 515-51-5151-01 93 02/06/04 791.11 81.05 .00 P .00 .00 872.16

TOWERS, MAGGIE 01111 616-61-6161-01 93 01/28/01 2,254.54 231.10 .00 P .00 .00 2,485.64

TRIGGS, DAN 01111 717-71-7171-01 93 06/17/02 202.29 20.77 .00 P .00 .00 223.06

WALTER, TONYA 01111 818-81-8181-01 93 07/17/03 400.00 125.05 .00 P .00 .00 525.05

TOTAL ACCEPTED: NUMBER OF LOANS: 16 12,873.23 1,313.32 .00 P .00 .00 14,186.55

.00 L

GRAND TOTAL: NUMBER OF LOANS: 20 16,779.92 2,125.92 168.00 P .00 .00 19,074.24

.00 L



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4.12 Stop Code List

(Standard) PURPOSE To provide you with a list of loans on which any of six functions has been

stopped. Refer to Miscellaneous Notes for a list of these functions. INTENDED USE The customer should review this list to ensure that it still is appropriate to

stop those functions. REPORT FREQUENCY Standard: Quarterly (2, 5, 8, 11 cycle) Options: Monthly SUGGESTED RETENTION Until next report is received. CONSOLIDATION System/Lender/Sublender Program LEVELS SELECTION CRITERIA All loans with a stop code other than 0 (zero) are selected, excluding loans

in status 80, 81, 82, 85 or 9x and those currently placed with a collection agency.

SORT SEQUENCES Standard: Borrower Name/Loan Number/Sequence Number Options: 1. Loan Number/Sequence Number 2. Division of Labor/Borrower Name/Loan Number/Sequence

Number 3. Division of Labor/Loan Number/Sequence Number TOTALS Reports with sort sequences 1 & 2 will provide totals for loans with stop

codes other than 0 (zero) & C for each stop code column. Totals for loans with a stop code C (collection) will also be provided, although the loans are not shown on the report.

Reports with sort sequences 3 & 4 will show totals after each employee

section. MISCELLANEOUS There are six functions that can be stopped. Some of these are valid NOTES only on private loan funds. To stop a given function, a reason code

must be entered on the appropriate function. Below is a list of the six functions and of the reason codes:

1. Accruing Interest: Can be used for Private loan funds only.



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2. Sending Bills: Stops only paper; bill amounts continue to be added to the due fields.

3. Sending and Accruing Bills: Can be used for Private loan funds

only. 4. Sending Past Due Notices: Stops only past due contacts; actual

days past due continue to increase. 5. Sending Past Due Notices and Aging: Can be used for Private loan

funds only. 6. Sending computer generated letters. Reason Code Values Placing any one of these values in function codes 1 through 6 causes

that activity to stop: 0 = Not in use 1-5 = Requested by school 7 = Requested by school at conversion A = Loan to be assigned to U.S. C = Loan in collection; late charges do not accrue if in stop code

function 4. Billing resumes automatically when loan is removed from collection.

D = Pending receipt of death certificate F = Loan in collection; penalty charges continue to accrue if in stop

code function 4. Billing resumes automatically when loan is removed from collection.

H = Pending receipt of disability papers I = Judgment from small claims court J = Borrower in jail K = Loan in consumer credit counseling L = Loan in litigation S = Loan in small claims court Z = Loan flagged automatically for annual contact (over 850 days

past due). The Stop Codes are printed on several reports, including the Student Loan

Journal and Past Due Loans Report.



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00006-001-001-01111 STOP CODE LIST RUN DATE: 07/31/04


STOP ACCRUING STOP SENDING BILLS STOP SENDING STOP PAST DUE NOTICES STOP PAST DUE STOP

INTEREST BILL AMOUNTS AND ACCURING AND LATE CHARGES NOTICES AND GENERATION

LOAN PRIVATE FUNDS CONTINUE TO BILLS-PRIVATE ACTUAL DAYS PAST AGING-PRIVATE OF AUDIT

BORROWERS NAME PROG# LOAN NUMBER STATUS ONLY ACCRUE FUNDS ONLY DUE STILL ACCURE FUNDS ONLY LETTERS

WILSON, DONNA M 01111 111-11-1111-01 86 R 0 I 0 I 0 5

WILSON, ESTHER 01111 222-22-2222-01 49 R 0 Z 0 Z 0 0

WILSON, NATHAN T 01111 333-33-3333-01 49 R 0 Z 0 Z 0 0

WISE, KEITH 01111 444-44-4444-01 49 R 0 A 0 A 0 A

WRIGHT, JENNIFER 01111 555-55-5555-01 49 R 0 Z 0 Z 0 0

01111 555-55-5555-02 49 R 0 Z 0 Z 0 0

WUNSCH, DENISE B 01111 666-66-6666-01 49 E 0 Z 0 Z 0 0

WYNN, DANIEL D 01111 777-77-7777-01 49 R 0 Z 0 Z 0 0

01111 777-77-7777-01 49 R 0 Z 0 Z 0 0

YOUNG, JUDITH 01111 888-88-8888-01 49 R 0 Z 0 Z 0 0

01111 888-88-8888-02 49 R 0 Z 0 Z 0 0

YOUNG, STEPHANIE 01111 999-99-9999-01 49 R 0 A 0 A 0 A

YOUNTZ, KARHLEEN 01111 000-00-0000-01 49 R 0 Z 0 Z 0 0

01111 000-00-0000-02 49 R 0 Z 0 Z 0 0

ZELLER, ALFRED 01111 121-22-2222-01 49 R 0 Z 0 Z 0 0

TOTAL LOANS WITH

STOP CODES STOP

----------------- CODE

307 TOTALS: 0 307 0 307 0 98

** FOR LOANS IN COLLECTION WITH STOP CODES, SEE YOUR COLLECTION AGENCY INVENTORY



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4.13 Small Balances Payment Transmittal (Standard Report • Federal Perkins) (Optional Report for Other Programs) PURPOSE To provide a cumulative list of all loans that have a payoff amount of $10 or

less. To provide a payment transmittal for paying off the reported loans. INTENDED USE Lender: To review the report and mark any loans that you do not want

to pay off (see next page for complete instructions). REPORT FREQUENCY Standard: Quarterly (2, 5, 8, 11 cycle) SUGGESTED RETENTION Until you receive the next report. CONSOLIDATION LEVELS Program, SubLender, Lender or System SELECTION CRITERIA Standard: Perkins/Direct loans fitting these criteria are selected: 1. a payoff amount of $10 or less 2. a last monetary activity date 30 days or more before the

report generation date 3. a status other than 81, 82, or 9x Options: You can select the minimum payoff amount that a loan must

have to be selected for the report. You also can request this report for other loan programs. SORT SEQUENCES Standard: Transaction Date/Borrower Name (alpha) Transaction Date/Program-Loan-Sequence Number (numeric) TOTALS The sum of all payoff amounts listed on the report is shown on the last

page.



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MISCELLANEOUS NOTES The report is cumulative. Therefore, to prevent the same loans from

being reported again, it is important that you return it to Campus Partners before the next report is generated.

The transaction date shown on the report represents the last interest

accrual date. Payments received from schools to pay off the loans will be posted as of this date.

You cannot make adjustments between interest (or late charges) and

principal to pay off small balances. If you pay/write-off a small balance, it does not report a negative credit

rating.

To Complete the Transmittal: 1. Carefully review the loans listed on the report to determine whether

you want to pay them off. 2. Mark through any loans that you do not want to pay off. 3. Staple a check for the amount you want to pay off to the front of the

transmittal: a. Calculate the Payoff Amount for all loans you have marked. b. Subtract this amount from the total on the last page of the

transmittal. c. Write a check for this difference from a general fund. If you choose to pay off the loans as noncash transaction, you

should return the transmittal without a check and make a cash deposit to reimburse the Perkins fund.

4. Complete the requested information at the end of the report. 5. Then sign the transmittal on the last page and send the check and

transmittal to Campus Partners for processing. 6. It is important that you return the form to Campus Partners before

the next report is generated to prevent the same loans from reappearing.



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00006-001-001-01111 SMALL BALANCES DATE: 07/31/04

CAMPUS PARTNERS-DEMO UNIV-PERK PAYMENT TRANSMITTAL PAGE: 1

AS OF 7/31/04

EMPLY.ID PMT TYPE PAYOFF COLL

BORROWER NAME PROG LOAN SEQ SRC TRAN DATE AMOUNT LOAN

BOEHM, LAUREN 01111 888-44-1346 01 I 12/31/97 $ 1.23

BOLDIZAR, WALLACE S 01111 888-52-9479 01 I 12/31/97 $ 1.63 *

BOURNE, REGINA 01111 888-07-1463 05 I 12/31/97 $ 1.63 *

GAINES, DANIEL 01111 888-46-3258 01 I 12/31/97 $ 7.82

GANIEL, WALTER T 01111 888-26-8623 01 I 12/31/97 $ 6.24

MCCOURT, KENNETH 01111 888-84-1277 01 I 12/31/97 $ 1.57

WILKINSON, ROSEMARY 01111 888-89-2193 01 I 12/31/97 $ 6.72 *

NAME:__________________________________ PHONE: __________________ CHECK AMT: $__________ TOTAL: $ 26.84

* - BORROWER PAID COLLECTION COST PERCENTAGES (OR AMOUNTS) MUST BE REMOVED PRIOR TO PROCESSING PAYMENTS.



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4.14 Credit Bureau Report (Optional Report)

PURPOSE The Credit Bureau Report lists all loans reported to the credit

bureaus as of the current month end. INTENDED USE This report is to provide the customer with a listing of their loans that

were reported to the credit bureaus. The information includes the date credit bureau reporting started or ended, the date of occurrence, the loan status that Campus Partners reported, the status the credit bureau will report, and the credit bureau’s special comment, if applicable.

REPORT FRENQUENCY Standard: Monthly SUGGESTED RETENTION Monthly CONSOLIDATION LEVEL Program/Sub-lender/Lender or System SELECTION CRITERIA This report selects all loans on the month end report transmitted to

the credit bureaus. SORT SEQUENCES Standard: Alpha Option: Numeric TOTALS N/A MISCELLANEOUS This report represents the loan information as it exists as of NOTES the month end for which the report was produced. It will not reflect any manual adjustments that were reported to the credit bureaus.

The Date of Occurrence is the date the loan entered into its

current status and is not necessarily the same date that is displayed on System IIISM.



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00006-001-001-01111

CREDIT BUREAU REPORT

RUN DATE: 07/31/04

CAMPUS PARTNERS-DEMO UNIV-PERK

AS OF 7/31/04 PAGE: 1

PROGRAM-LOAN-SEQ

NAME

DATE

DATE

CAMPUS PARTNERS

CREDIT BUREAU

SPECIAL COMMENTS

OPENED/

OCCURRENCE

STATUS

STATUS

CLOSED*

01111-000000000-01

CHAPMAN, MARY

09/99 S

02/29/00

29/PAST DUE GRACE

84/DELINQ 180

ACCOUNT DELINQUENT 180 DAYS

01111-111111111-01

ANDERSON, KASEY

12/99 S

02/29/00

10/ENROLLED UNDERGRAD

11/CURR ACCT

01111-222222222-01

SACQUETY, JAMES

09/99 S

02/29/00

20/GRACE

11/CURR ACCT

AA-STUDENT LOAN PAYMENT DEFERRED

REMOVE PRIOR RPTED NEGATIVE INFO

01111-333333333-01

WRIGHT, TERRY

09/99 S

02/29/00

95/MANUAL WRT-OFF

13/PAID ACCT

01111-444444444-01

DENTON, ERIN

12/99 S

02/29/00

49C-PAST DUE/

93/COLL ACCT

CLOSED ACCOUNT/ZERO BALANCE/

IN COLLECTION

NOT RATED BY CREDIT GRANTOR

01111-555555555-01

RUPPERT, JOAN

09/99 S

02/29/00

48-SBILL PAST DUE

82-DELING 12/

ACCOUNT DELINQUENT 120 DAYS/

SPECIAL HANDLING

SPECIAL HANDLING-CONTACT

SUBSCRIBER

01111-666666666-01

RUE, SHARON

12/99 S

02/29/00


11/CURR ACCT

01111-777777777-01

HANSON, KATHY

09/99 S

02/29/00


11/CURR ACCT

D-STUDENT LOAN-PAYMENT DEFERRED



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4.15 Loans to Review for Cohort Default Rate (Standard Report - Federal Perkins)

PURPOSE To provide you with a list of loans that represent the cohort for a given

award year. INTENDED USE The customer should review each loan and determine its status. The

status code is shown in the second column. Other fields such as amounts due, last payment date and last payment amount will assist in evaluating the status of each loan.

The goal is to prevent borrowers from reaching 240/270 actual days past

due. Once a borrower has passed the 240/270 day threshold, you may exclude any loan on which the borrower has:

Voluntarily made six consecutive monthly payments. Voluntarily made all payments currently due. Repaid the loan in full. Received a deferment or forbearance based on a condition that began

prior to the loan becoming 240/270 days past due. Rehabilitated the loan after becoming 240/270 days past due.

The school shall also exclude any loan which has been cancelled or paid in

full because of:

Death or disability Bankruptcy Closed school discharge Compromise [per 674.33(e)] Write-off [per 674.47(h)] Assigned to and conditionally discharged by ED for total and permanent

disability For the purpose of this section, payments obtained through income tax

offset, garnishment, income or asset execution, or pursuant to a judgement are not considered voluntary.

The report provides a detail of loans for your Fiscal Operations Report, Part

III, Section D. REPORT Standard: Monthly FREQUENCY Options: Weekly, Quarterly, Semi-annually, Annually SUGGESTED Until the next report is received. The June 30 report should be maintained RETENTION with the Fiscal Operations Analysis permanently.



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SELECTION All Federal Perkins loans that entered repayment between July 1 to June CRITERIA 30 in the year for which the cohort default rate must be calculated. Example: For the June 30, 1997 default rate, the cohort is borrowers with a

grace expiration date plus one day, in the range of 07/01/95 to 06/30/96 inclusive.

SORT Standard: Aging Range-Borrower Name-Borrower Number-Program- SEQUENCES Loan-Sequence Options: 1. Aging Range-Loan-Sequence-Program Number 2. Division of Labor (alpha range on borrower name) -Aging

Range-Borrower Number-Program-Loan-Sequence Number

3. Division of Labor (numeric range on loan number) - Aging Range-Loan-Sequence-Program Number

The aging categories are based on actual days past due. You can select

the categories, up to eight breaks. Standard Aging Breaks (based on actual days past due): 1. Current 2. 1 - 59 3. 60 - 119 4. 120 - 239 5. 240 + TOTALS Totals are provided at the end of each aging category, the program level

and at the system level. At the end of the 240 or more category and at the System level, the report

shows the total number of loans 240+ billed monthly and 270+ billed quarterly.

If a Division of Labor sort is requested, the Portfolio Totals Page will

display one section for each employee and a section for the portfolio as a whole. Total figures will be the sum of totals for all aging breaks.

MISCELLANEOUS If the number of borrowers selected is less than 30, then borrowers who

entered repayment in the previous two years will be selected and printed on the report. However, the default rate is not calculated.

Example: For cohort year 1996-97 and the number of borrowers who

entered repayment in that year is less than 30, report also includes borrowers who entered repayment during 1994-95 and 1995-96.

For schools with 30 or more borrowers selected, the cohort default rate

is calculated as follows:



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Number of borrowers "in default" x 100 = % Total number of borrowers in cohort Loans that meet the in default criteria for the current cohort year will be

identified with an asterisk beside the Actual/Special Billing Days Past Due Fields.

In Default: Excludes loans in status 50, 51, 52, 59, 60, 61, 80, 84, 85, 86, 90,

91, 92, 94, 95, and 96.

Includes the following borrowers: borrowers whose loans have passed the 240 day threshold (if billed monthly) and 270 actual days past due (if billed quarterly) and the borrowers default has persisted.

Don't forget -- You may remove a borrower from your default

calculation for the following reasons: 1. Paid in full 2. Six consecutive payments with a written payment agreement 3. An eligible deferment that reduces the number of days past due

below 240/270 4. Death cancellation Alphabetical Sort: An informational line will print for borrowers with

multiple loans in the current cohort year if the loans are in different delinquency categories. For example:

02134-333-11-2222-01 90 days 02134-333-11-2222-02 180 days The information line will print in each category to inform you that the

borrower has another loan in the cohort year. The data will include the program-loan-sequence number of the other

loan, the status and the number of Actual-Special Billing Days Past Due.

Note: For customers with < 30 borrowers, the information is only provided for

other loans within the current cohort year. The informational line for multi-loan borrowers will not be displayed for loans that entered repayment in the prior two years.

Only those loans that fall within the aging range are included in the

totals for the report. Numeric Sort: All loans for a borrower within the current cohort year

might not appear together within the same aging range, unless they are numbered sequentially.



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00006-001-001-00006 LOANS TO REVIEW FOR COHORT DEFAULT RATE 01 TO 59 DAYS PAST DUE RUN DATE: 07/31/04


BORROWER NAME PROG# LOAN / SEQ NUM SEP DATE LOAN AMT CURR DUE LPMT AMT N PMT DTE 1ST SBILL ACT/SBIL

ADDRESS AS /AT ST PRIMARY PHONE GRACE EX LOAN BAL PAST DUE L PMT DTE L DEF END LST SBILL CB DT ID

FUND# BPCC AGENCY NOTE TYPE CAP BAL DELQ CHG ACCR INT L CAN END PL/FQ/AGR STOP CODES

LOAN REMARK PL FQ TOTAL BAL TOTAL DUE ACCR DTE #PMTS/YR DFLT/REHAB COMMENT

DEMONSTRATION, DIANA L 00006 888-02-0023-01 01/01/03 1,500.00 40.00 300.00 08/01/04 07/01/04 30 / 30

300 CLARK APT A GOOD/P 48 555/555-3333 10/01/03 1,244.49 40.00 06/05/04 11/01/03 12/01/04

DEERVILLE NC 22111 NO PERKINS 0.00 0.00 9.52 00/00/00 I /M/Y 0-0-0-0-0-0

I / M 1,244.49 80.00 07/31/04 001/ / NO PMT, DROP SUSPECT

DEMONSTRATION, LENA D 00006 888-02-0028-01 05/01/01 6,000.00 65.00 65.00 08/01/04 00/00/00 30 / 0

412 PERKINS RD GOOD/P 49 555/555-3927 02/01/02 1,697.20 65.00 05/17/04 01/01/03 00/00/00

DEERVILLE KS 11224-9429 NO PERKINS 0.00 0.00 14.14 01/01/04 / / 0-0-0-0-0-0

I / M 1,697.20 130.00 07/31/04 000/ /

COHORT YEAR 2003 / 2004

LOANS LOAN AMOUNT CURR DUE DELQ CHG BORRS MTHLY BORRS QRTLY

BORRS LOAN BALANCE PAST DUE TOTAL DUE 240+ DAYS 270+ DAYS

ACCRUED INT

2 7,500.00 105.00 0.00

2 2,941.69 105.00 210.00 0 0

23.66



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00006-001-001-00006 LOANS TO REVIEW FOR COHORT DEFAULT RATE 240 AND ABOVE RUN DATE: 07/31/04






DEMONSTRATION, BIRDIE G 00006 888-02-0031-01 01/01/02 1,500.00 4.91 0.00 08/01/04 00/00/00 638 / 0

230 CEDAR PARK HOMES BAD /P 49 000/000-0000 10/01/02 1,500.00 1,628.07 00/00/00 00/00/00 00/00/00

MARYVILLE GA 11201 NO PERKINS 0.00 12.00 137.49 00/00/00 / / 0-0-0-0-0-0

I / M 1,500.00 1,644.98 07/31/04 000/2004 Y1/




ACCRUED INT

1 1,500.00 4.91 12.00

1 1,500.00 1,628.07 1,644.98 1 0

137.49



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00006-001-001-00006 LOANS TO REVIEW FOR COHORT DEFAULT RATE PROGRAM TOTALS RUN DATE: 07/31/04


TOTAL FOR PROGRAM 00006




ACCRUED INT

5 21,000.00 109.91 12.00

5 14,793.61 1,733.07 1,854.98 1 0

172.84

YOUR SCHOOL HAS LESS THAN 30 BORROWERS WHO ENTERED REPAYMENT 07/01/03 TO 06/30/04.

1. NUMBER OF BORROWERS WHO 2. NUMBER OF BORROWERS IN DEFAULT 3. YOUR RATE IS CALCULATED

ENTERED REPAYMENT IN: STATUS ON: BY DIVIDING THE TOTAL

2001-02 1 06/30/03 IN ITEM 2 BY THE TOTAL

2002-03 2 06/30/04 1 IN ITEM 1:

2003-04 2 07/31/04 0

ITEM 2: 1

TOTAL: 5 * TOTAL: 1 --------------------- X 100 = 20.00 %

ITEM 1: 5



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00006-001-001-00006 LOANS TO REVIEW FOR COHORT DEFAULT RATE LOANS IN DEFAULT RUN DATE: 07/31/04

CAMPUS PARTNERS-DEMO UNIV-PERK AS OF 07/31/04 AT A GLANCE PAGE: 7

BORROWER NAME PROG# LOAN / SEQ NUM STATUS ACT DAYS / SBIL DAYS DFLT CHRT YR REHAB # PAYMENTS LST PAY DT GRACE EX

DEMONSTRATION, BIRDIE G 00006 888-02-0031-01 49 638 / 0 Y1 2004 000 00/00/00 10/01/02

TOTAL LOANS - 1 TOTAL BORROWERS - 1

THE "AT A GLANCE" IS ALL BORROWERS WHO HAVE A Y1, Y2, Y3, OR IE DEFAULT REPAYMENT FLAG. IF YOUR SCHOOL HAS

LESS THAN 30 BORROWERS, THE BORROWER TOTAL MAY NOT MATCH THE TOTAL NUMBER OF BORROWERS IN DEFAULT ON THE PROGRAM

TOTAL PAGE (ITEM 2). THIS LISTING DOES NOT INCLUDE LOANS COUNTED AS DEFAULTED IN EITHER OF THE PREVIOUS TWO COHORT

YEARS AND NO LONGER HAVE A DEFAULT REPAYMENT FLAG OF Y1, Y2, Y3 OR IE.



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4.16 Loans to Review for Cohort Default Rate - Projected (Standard Report - Federal Perkins) PURPOSE To provide you with a list of next year’s cohort group. INTENDED USE Although this report includes next year’s cohort group, it is possible for one

or more of these borrowers to have reached 240/270 days past due. By sending you next year’s cohort group now, you may begin contacting these borrowers early on.

Remember, the goal is to prevent borrowers from reaching 240/270 actual

days past due. REPORT Standard: Monthly FREQUENCY Options: Weekly, Quarterly, Semi-annually, Annually SUGGESTED Until the next report is received. RETENTION SELECTION All Federal Perkins loans that entered repayment between July 1 to CRITERIA June 30 in the next year for which the cohort default rate must be

calculated. SORT The options for this report are identical to the Loans to Review for Cohort SEQUENCES Default Rate.



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00006-001-001-00006 LOANS TO REVIEW FOR COHORT DEFAULT RATE CATEGORY: CURRENT RUN DATE: 07/31/04

CAMPUS PARTNERS-DEMO UNIV-PERK AS OF 07/31/04 PROJECTED PAGE: 1





DEMONSTRATION, CYNTHIA R 00006 888-02-0025-01 12/01/03 3,000.00 0.00 0.00 10/06/04 00/00/00 0 / 0

948 DIXONVILLE ST GOOD/ 20 222/555-1111 09/01/04 3,000.00 0.00 00/00/00 00/00/00 00/00/00

MARYVILLE NC 22112-2312 NO PERKINS 0.00 0.00 0.00 00/00/00 / / 0-0-0-0-0-0

I / M 3,000.00 0.00 07/31/04 000/ /

DEMONSTRATION, JASON C 00006 888-02-0030-01 12/01/02 3,000.00 0.00 40.00 09/01/04 00/00/00 0 / 0

PO BOX 339 GOOD/P 61 000/000-0000 09/01/03 1,877.11 0.00 05/03/04 00/00/00 00/00/00

DENNIS SC 22119-0339 NO PERKINS 0.00 0.00 11.69 08/01/04 / / 0-0-0-0-0-0

50942527979920 I / M 1,877.11 0.00 07/31/04 000/ /

DEMONSTRATION, MICHAEL L 00006 888-02-0033-01 05/01/02 9,000.00 0.00 95.00 12/01/04 00/00/00 0 / 0

916 SOUTH 2000 GOOD/P 51 444/555-1095 02/01/03 8,474.81 0.00 08/25/03 05/01/04 00/00/00

SUMMERVILLE UT 22444 NO PERKINS 0.00 0.00 0.00 00/00/00 / / 0-0-0-0-0-0

I / M 8,474.81 0.00 07/31/04 000/ /

DEMONSTRATION, SAMANTHA D 00006 888-02-0026-01 01/01/03 1,500.00 0.00 0.00 03/06/05 00/00/00 0 / 0

PO BOX 1753 GOOD/P 20 555/555-6444 02/01/05 1,500.00 0.00 00/00/00 05/01/04 00/00/00

BIGVILLE SC 22115-1753 NO PERKINS 0.00 0.00 0.00 00/00/00 / / 0-0-0-0-0-0

I / M 1,500.00 0.00 07/31/04 000/ /




ACCRUED INT

4 16,500.00 0.00 0.00

4 14,851.92 0.00 0.00 0 0

11.69



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4.17 Deferment/Cancellation Detail Report PURPOSE To provide recent deferment and cancellation information. INTENDED USE This report lists all deferment/deferment reversal and cancellation/

cancellation reversal transactions processed during the reporting period. REPORT Standard: Monthly FREQUENCY Options: ?? SUGGESTED Until the next report is received. RETENTION SELECTION CRITERIA SORT SEQUENCES



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00006-001-001-00006 DEFERMENT/CANCELLATION DETAIL REPORT RUN DATE: 01/31/06


BORROWER NAME PROG LOAN SEQ TYPE SOURCE REV START DT END DT PRIN CANC INT CANC PERCENT

DEFERMENTS

DEMONSTRATION, CYNTHIA R 00006 888020025 01 G B 09/07/05 06/30/06 N/A N/A N/A

DEMONSTRATION, CYNTHIA R 00006 888020025 01 G W Y 09/07/05 06/30/06 N/A N/A N/A

DEMONSTRATION, DIANA L 00006 888020023 01 S B 12/02/05 06/01/06 N/A N/A N/A

DEMONSTRATION, DIANA L 00006 888020023 01 S B Y 12/02/05 06/01/06 N/A N/A N/A

DEMONSTRATION, MATTHEW K 00006 888020032 01 S B 04/02/05 05/01/05 N/A N/A N/A

DEMONSTRATION, MATTHEW K 00006 888020032 02 S B 04/02/05 05/01/05 N/A N/A N/A

DEMONSTRATION, NATHAN D 00006 888020021 01 G B 01/07/06 06/30/06 N/A N/A N/A

DEMONSTRATION, NATHAN D 00006 888020021 01 G B Y 01/07/06 06/30/06 N/A N/A N/A

DEMONSTRATION, RYDER G 00006 888020022 01 S B 12/02/05 06/30/06 N/A N/A N/A

DEMONSTRATION, RYDER G 00006 888020022 01 S B Y 12/02/05 06/30/06 N/A N/A N/A

DEMONSTRATION, SALLY A 00006 888020020 01 S B 09/02/04 06/01/06 N/A N/A N/A

DEMONSTRATION, SALLY A 00006 888020020 01 S B Y 09/02/04 06/01/06 N/A N/A N/A

CANCELLATIONS

DEMONSTRATION, JASON C 00006 888020030 01 L4 B 08/02/04 08/01/05 600.00 90.75 20.0

DEMONSTRATION, JASON C 00006 888020030 01 L4 B Y 08/02/04 08/01/05 600.00- 90.75- .0

DEMONSTRATION, MATTHEW K 00006 888020032 01 H4 B 12/02/04 12/01/05 150.00 2.02 15.0

DEMONSTRATION, MATTHEW K 00006 888020032 01 H4 B Y 12/02/04 12/01/05 150.00- 2.02- .0

DEMONSTRATION, SAMANTHA D 00006 888020026 01 H4 B 12/07/04 12/06/05 225.00 1.03 15.0

DEMONSTRATION, SAMANTHA D 00006 888020026 01 H4 W Y 12/07/04 12/06/05 225.00- 1.03- .0


Past Due Loans Processing



All Rights Reserved

TOC

Section 5 Past Due Loans Processing

Table of Contents

5.0 Past Due Loans Processing............................................................................... 5-1 5.1 Past Due Loans Reports .................................................................................... 5-6 5.2 Exception & Special Billing Report..................................................................... 5-7 5.3 Past Due Loans Report.................................................................................... 5-13 5.4 Borrowers to Receive a Notice Report............................................................. 5-17 5.5 Loans Brought Current Report ......................................................................... 5-21 5.6 Loan Monitoring Report.................................................................................... 5-25 5.7 IRS Skip Trace Report ..................................................................................... 5-28 5.8 Rehabilitation Monitoring Report...................................................................... 5-30



Page 5-1 Proprietary

© 2009 Campus Partners All Rights Reserved


5.0 Past Due Loans Processing

When a borrower's loan to become past due it can be the result of hardship or negligence.

System III offers several methods to address these situations after you have a signed agreement between you and the borrower:

Special Billing Special Billing is a temporary change in the regular repayment schedule. During this

period, you can bill the borrower more or less than the regular payment amount. We recommend that you use our special billing transaction when making satisfactory arrangements to repay the loan.

With this feature you also can select the following options: 1. Past Due Days Allowed: The number of days that you allow payments to be past due

before removing the loan from Special Billing. 2. Drop When Current: Choose (Y/N) whether the loan should be returned to regular

billing if it becomes current before the end of the Special Billing period. 3. Change Repayment Plan or Frequency: During the Special Billing period, the

repayment plan and/or frequency can be different from the regular schedule. At the end of the Special Billing period, billing resumes under the original plan and frequency.

4. Special Billing Transmittal Form: To place a loan in Special Billing, use Form 9314,

the Special Billing Transmittal Form. Hardship Deferment - eligible on loans made prior to 7/1/93 Hardship Deferment is a temporary interruption of the repayment period. Interest continues

to accrue during the deferment and must be paid by the end of the period. System III offers some billing options during the deferment period: 1. Bill interest during the period (required on HPSL/NSL); 2. Bill interest at the end of the period; and 3. Accrue interest, but do not bill separately (used only in conjunction with deferment type

Y, when loan is renegotiated). Another option is to allow or prevent rescheduling of the loan balance at the end of the

deferment. Rescheduling ensures that the loan is paid within the term.






Extension of Repayment Period (eligible on all loans) Regulations published in the Federal Register of November 30, 1994, provide for an

extension of the repayment period due to prolonged illness or unemployment. Forbearance (eligible on all loans) Effective 07/01/95, a forbearance can be processed if the borrower is unable to make

payments due to poor health or other acceptable reasons as determined by the institution. Forbearances may be processed retroactively to 7/23/92.

You can process a forbearance one of three ways: 1. temporary cessation of payments; 2. extending the repayment period; or

3. temporarily accepting smaller payments than previously scheduled. Customer Adjustment Because of the automatic reprocessing feature built in System III, we cannot have gaps in

the repayment period. All periods of time must be accounted for by a transaction such as payment, cancellation/postponement or deferment. To provide customers with a means to remove bills or to prevent bills from accruing, we have two deferment types called Customer Adjustment.

The Customer Adjustment allows a break in the repayment period that is not covered by

any loan regulations. It works like a deferment, with a beginning and ending date. It allows the system to automatically reprocess a loan since all periods of time are accounted for.

1. Deferment type Y (customer adjustment) allows deferment of outstanding bills and/or

future bills excluding accrued interest. 2. Deferment type Q (customer adjustment) allows deferment of outstanding bills and/or

future bills including accrued interest (Institutional loans only). Loan Rehabilitation Loan rehabilitation for Perkins loan borrowers became available on July 1, 2000.

Borrowers who request the opportunity to rehabilitate their loans must be granted that option.

Campus Partners keeps you in compliance by providing your borrowers with information

about rehabilitation and its availability to them as well as information about how to contact the Department of Education Ombudsman.






This one-time benefit enables your borrowers to erase past negative credit history by

making 12 consecutive on-time monthly payments. The payment amount is determined by the lending institution. Within 30 days after the 12th payment is made, Campus Partners will submit a request to credit bureaus to delete the existing loan record. Loan should be placed in special billing to enable proper tracking.

Judgment Loans Loans with a court-ordered judgment that allows for special payment arrangements based

on that judgment. Inform Customer Service Representative to code judgment flag. Increase the interest rate as approved by the courts and apply any attorney fees as applicable.

Note: Use the Hardship Deferment/Customer Adjustment Transmittal Form (Form 9315) to send

us hardship deferments and customer adjustments.






5.1 Past Due Loans Reports Exception & Special Billing Report A listing of loans in Special Billing or, in Deferment, because of Hardship or Customer

Adjustment. Past Due Loans Report An aging report of past due loans, not including 1. Loans in collection; and 2. Loans in exception billing Borrowers to Receive a Notice Report (Optional) A listing of borrowers who must be sent a notice. The customer selects the age break(s). Loans Brought Current (Optional) A report of loans that became current during the reporting period. Loan Monitoring Report (Optional) This is a list of loans coded for monitoring at the request of the customer. IRS Skip Tracing Report A listing of borrowers who meet the IRS Skip Tracing Guidelines. Rehabilitation Monitoring Reports A listing of borrowers who are currently in a rehabilitation status, loans that have dropped

from rehabilitation, and borrowers that have completed rehabilitation.






5.2 Exception & Special Billing Report (Standard Report) PURPOSE To summarize loans that are in special billing or deferment because of

hardship (type H), forbearance (type M) or customer adjustment (types Y and Q).

INTENDED USE To monitor borrowers with a billing exception REPORT FREQUENCY Standard: Monthly Options: Weekly, Quarterly, Semi-annually, Annually REPORT RETENTION Until you receive the next report. CONSOLIDATION Program, Sublender, Lender, System LEVELS SELECTION All loans currently in special billing (statuses 41 & 48), hardship CRITERIA deferment, forbearance, and deferment by customer adjustment

(statuses 52 & 50) or past due for interest billed during hardship or customer adjustment (status 59).

Loans which were in special billing, hardship deferment, forbearance,

or customer adjustment and paid out during the reporting period. Loans that were dropped from special billing or loans for which the

special billing, hardship deferment, forbearance or customer adjustment ended during the reporting period.

When the report is sorted alphabetically, all loans for a borrower will

be printed except 9x status. However, if a loan was in special billing, hardship deferment, forbearance or deferment by customer adjustment and was paid out during the reporting period, this loan will be shown. These additional loans are not included in the totals.

SORT SEQUENCES Division of Labor (alpha range on Borrower Name)/Borrower

Name/Borrower Number/Program Number/Loan Number/Sequence Number.

Division of Labor (numeric range on Loan Number)/Loan

Number/Sequence Number/Program Number. Standard: Borrower Name/Borrower Number/Program Number/Loan

Number/Sequence Number.






Loan Number/Sequence Number/Program Number. Division of Labor (alpha range on Borrower Name)/Status (41, 48, 50,

52 or 59)/Borrower Name/Borrower Number/Program Number/Loan umber/Sequence Number.

Division of Labor (numeric range on Loan Number)/Status (41, 48, 50,

52 or 59)/Loan Number/Sequence Number/Program Number. Status (41, 48, 50, 52 or 59)/Borrower Name/Borrower

Number/Program number/Loan Number/Sequence Number. Status (41, 48, 50, 52 or 59)/Loan Number/Sequence

Number/Program Number. Division of Labor (alpha range on Borrower Name)/Current or past

due/Borrower Name/Borrower Number/Program Number/Loan Number/Sequence Number.

Division of Labor (numeric range on Loan Number)/current or past

due/Loan Number/Sequence Number/Program Number. Current or past due/Borrower Name/Borrower Number/Program

Number/Loan Number/Sequence Number. Current or past due/Loan Number/Sequence Number/Program

Number. Division of Labor (alpha range on Borrower Name)/Current or past

due/Status (41, 48, 50, 52 or 59)/Borrower Name/Borrower Number/Program Number/Loan Number/Sequence Number.

Division of Labor (numeric range on Loan Number)/Current or past

due/Status (41, 48, 50, 52 or 59)/Loan Number/Sequence Number/Program Number.

Current or past due/Status (41, 48, 50, 52 or 59)/Borrower

Name/Borrower Number/Program Number/Loan Number/Sequence Number.

Current or past due/Status (41, 48, 50, 52 or 59)/Loan

Number/Sequence Number/Program Number.






TOTALS The report provides these total lines for each Division of Labor, Status and Report Consolidation:

Special Billing All loans in status 41 and 48. Ended/Paid Out All loans that were in special billing until the

current reporting period. Reversals are excluded.

Total Sum of items above. Hardship/Forbearance/ All loans in status 50, 52 and 59. Customer Adj. Ended/Paid Out All loans that were in hardship deferment,

forbearance or deferred because of customer adjustment until the current reporting period. Reversals are excluded.

Total Sum of above items. Grand Total Sum of total fields. In addition to the total lines listed above, a line for the unduplicated

number of borrowers is provided for reports with an alphabetical sort. If a borrower has loans in both the special billing and deferment categories, he will be counted only once in the grand total.

MISCELLANEOUS Loans reversed from special billing or deferment NOTES (hardship, forbearance or customer adjustment) during the current

month are not included on this report. Loans that were renegotiated using the customer adjustment type Y,

plan 4, are not included on this report. The Comment field indicates specific conditions on a loan. The

comments listed below and on the following pages will appear when appropriate.

1. Ends Next Period: The end date of the special billing, hardship

deferment, forbearance or customer adjustment period is within the next reporting period.

2. Exception Started: A special billing or deferment (type H, M, Q or

Y) has been processed on the loan and is within the present or future reporting period.






3. Excess Payment: Payment received is greater than the special bill amount or greater than the bill amount for the hardship, forbearance or customer adjustment period with a deferment plan 0 or 1.

4. Insufficient Pmt: Payment received is less than the special bill

amount or less than the bill amount for the hardship, forbearance or customer adjustment period with a deferment plan 0 or 1.

5. Loan Current: Loan is current on all installments. 6. No Payment Received: No payment posted to the loan within 75

days prior to the report date. 7. Paid Out: Loan was in special billing status (41 or 48) or

deferment status (50, 52 or 59) and the status changed during the reporting period to either 80, 85, 90, 91, 92, 94 or 96.

8. Payment Received: A payment posted to the loan within 75 days

before the report date. 9. Period Ended: The end date of the special billing, hardship

deferment, forbearance or customer adjustment period is within the reporting period.

10. Sb Amt Int Bill: Special billing amount is less than the accrued

interest for the billing frequency 11. Sbil Current: Loan is current on special billing installments. 12. *: An asterisk preceding the comment indicates the last bill for the

exception or special billing period has been generated. The Loan Amount reflects the Loan Amount plus the Capitalized

Balance. The Loan Balance and the Capitalized Balance equals the Total

Balance.






00006-001-001-00006 EXCEPTION & SPECIAL BILLING REPORT RUN DATE: 07/31/04


*BORROWER NAME PROG# LOAN NUMBER PL-FR ACCR INT LOAN AMT CURR DUE L PMT AMT N PMT DTE 1ST SBIL LOAN REMARK COHORT

ADDRESS SOC SEC # STAT AC-IT ACCR DTE LOAN BAL PAST DUE L PMT DTE L DEF END LST SBIL SCHED AMT SB DPD CR BUREAU

A.T. PRIM PHONE DAILY INT ACT DAYS CAP BAL DELQ CHG L ACT TYP AMT CANC PL/FR/AG ADDTL AMT COL AGY ACCL DT

A.S. SECD PHONE INT RATE NOT DAYS TOTAL BAL TOTAL DUE L ACT DTE L CAN END ALLOW/DP AMT BILLED COMMENT DF RP FLG

*INTERIM INTEREST* FR INT RATE ACCR INT CURR DUE PAST DUE DELQ CHG TOTAL DUE ACT DAYS NOT DAYS

ALVIN, EDWIN L. 00006 222-22-2222-01 I - M 1.63 2,000.00 0.67 50.00 01/17/98 05/17/97 NO

RT 2 222-22-2222 48E 1 - 1 12/31/97 160.57 161.42 10/17/97 07/17/93 05/17/98 ALL PRIN 44 08-96-S

CHARLOTTE, NC 27312 P 714/781-6386 .0000 258 0.00 0.00 PAYMENT 0.00 I /M/YES BILLED 00000 00/00/00

GOOD 000/000-0000 5.000% 184 160.57 162.27 10/17/97 00/00/00 120/ NO 50.00

PAYMENT RECEIVED

INSUFICIENT PMT

EXCEPTION STARTED

LOAN CURRENT

*ROBINSON, LISA J. 00006 333-33-3333-01 I - M 279.08 4,000.00 0.00 69.31 12/25/97 00/00/00 YES

1010 MANNY STREET 333-33-3333 49E 1 - 1 12/31/97 3,654.37 91.61 08/29/97 12/25/97 00/00/00 45.76 04-96-S

NORFOLK, VA 23555 P 804/646-8502 .0000 6 0.00 10.95 ADJUST 0.00 0.00 00000 00/00/00

GOOD 000/000-0000 5.000% 6 3,654.37 102.56 12/23/97 00/00/00 INT END

*PERIOD ENDED

ROMAN, ALICE A 01111 000-00-1808-01 I - Q 49.27 2,700.00 0.00 90.00 06/25/97 00/00/00 NO

5426 GLEN DRIVE 000-00-1808 52 1 - 1 12/31/97 1,923.13 0.00 06/27/97 03/25/98 00/00/00 90.00 00-00-*

NORFOLK, VA 23505 P 804/489-7821 .0000 0 0.00 0.00 DEFER 0.00 / / 0.00 00000 00/00/00

GOOD 000/000-0000 5.000% 0 1,923.13 0.00 10/14/97 00/00/00 / INT END

NO PMT RECEIVED

LOAN CURRENT

SMITH, NANCY K. 01111 007-77-7777-01 I - Q 150.18 3,700.00 0.00 10.95 04/26/97 00/00/00 NO

200 WEST SEATTLE STREET 007-77-7777 52E 1 - 1 12/31/97 3,233.90 0.00 08/15/97 01/26/98 00/00/00 122.01 0 11-99-S

FAIRFIELD, IA 52554 P 522/372-6852 .0000 0 0.00 0.00 DEFER 0.00 / / 0.00 00000 00/00/00

GOOD 000/000-0000 5.000% 0 3,233.90 0.00 08/15/97 00/00/00 / INT END

NO PMT RECEIVED

ENDS NEXT PERIOD

LOAN CURRENT

STEVENS, JOEY 01111 666-66-6666-01 I - M 157.45 3,000.00 35.00 50.00 10/18/94 05/18/94 NO

P O BOX 10 666-66-6666 48C 1 - 1 12/31/97 2,592.01 1,579.00 08/11/94 00/00/00 05/18/99 16.91 12 05-92-S

CHARLOTTE, NC 27108 P 704/446-7824 .3551 1,397 0.00 5.00 ADJUST 0.00 I /M/YES 23.02 00806 A09/28/92

GOOD 000/000-0000 5.000% 602 2,592.01 1,619.00 08/11/94 00/00/00 120/ NO 39.93

PAYMENT RECEIVED

ZIGLAR, SHARON ANNE 01111 555-55-5555-01 I - M 32.86 895.00 0.00 97.30 12/09/93 00/00/00 NO

22230 BASSETT DR 555-55-5555 52R 1 - 1 12/31/97 813.44 0.00 01/15/93 12/09/94 00/00/00 30.00 07-94-S

NORFOLK, VA 23505 P 000/000-0000 .0000 0 0.00 45.55 DEFER 0.00 0.00 90117 00/00/00

GOOD 000/000-0000 5.000% 0 813.44 45.55 08/30/94 00/00/00 0.00

INT END *PAYMENT RECEIVED

*ENDS NEXT PERIOD






00006-001-001-00006 EXCEPTION & SPECIAL BILLING REPORT RUN DATE: 07/31/04


BORROWERS LOANS LOAN AMOUNT TOTAL BAL CURR DUE PAST DUE DELQ CHG TOTAL DUE

SPECIAL BILLING 3 4 11,350.00 7,892.66 92.89 1,919.95 0.00 2,012.84

ENDED/PAID OUT 0 0 0.00 0.00 0.00 0.00 0.00 0.00

TOTAL: 3 4 11,350.00 7,892.66 92.89 1,919.95 0.00 2,012.84

HARDSHIPS/CUSTOMER ADJS 2 2 6,975.00 5,235.50 0.00 775.52 0.00 775.52

ENDED/PAID OUT 0 0 0.00 0.00 0.00 0.00 0.00 0.00

TOTAL: 2 2 6,975.00 5,235.50 0.00 775.52 0.00 775.52

GRAND TOTAL: 5 6 18,325.00 13,128.16 92.89 2,695.47 0.00 2,788.36

UNDUPL # OF BORROWERS 5






5.3 Past Due Loans Report (Standard Report)

PURPOSE The Past Due Loans Report provides an aging of past due loans to

facilitate the internal collections effort. A special version of this report is available to identify loans requiring a due diligence contact for the institution making any of the required Federal Perkins contacts or supplemental contacts.

INTENDED USE This report should be used by the student loan collector to review certain

categories of past due borrowers. The purpose of this review is to take action such as:

1. Contact the borrowers and demand payment; 2 Placement with a collection agency; 3. Litigation; and 4. Assignment to the U.S. Department of Education If the collector wants to single out a few borrowers for closer monitoring, a

monitoring flag can be activated that will cause the borrowers to print on the Loan Monitoring Report (see Section 703-4 of the Operations Manual).

REPORT FREQUENCY Standard: Monthly Options: Weekly, Quarterly, Semi-annually, Annually SUGGESTED Until next report RETENTION CONSOLIDATION Program, Sublender, Lender or System LEVELS SELECTION All past due loans falling within the range of past due days specified by CRITERIA the lender. However, loans placed with a collection agency and

loans appearing on the Exception Billing Report do not appear on this report.

Amounts past due are based on actual days past due; however, selection

of a loan for appearance on this report is based on notification days past due.






1. Standard Aging Breaks: Loans 60 to 89 Days Past Due 90 to 119 120 to 179 180 to 729 2 years or more Option: Customers can select their aging breaks. The system provides

a maximum of eight separate age ranges that a customer can specify.

SORT SEQUENCES Standard: Aging Range/Borrower Name/Borrower Number/Program

Number/Loan Number/Sequence Number Options: 1. Aging Range/Loan Number/Sequence

Number/Program Number 2. Division of Labor (alpha range on borrower

name)/Aging Range/Borrower Name/Borrower Number/Program Number/Loan Number/Sequence Number

3. Division of Labor (numeric range on loan

number)/Aging Range/Loan Number/Sequence Number/Program Number

TOTALS Totals are provided as follows: 1. Totals are printed after each aging break. 2. In order to provide the collector and the manager with the entire

picture, the totals printed on this report will include totals for past due borrowers shown on other reports that fall within the same age category:

a. Exception Billing (hardship and premium) b. In Collection If there are no values for Exception Billing or In Collection, those lines

are not printed. 3. If a Division of Labor sort is requested, the Portfolio Totals Page will

display one section for each employee and a section for the portfolio as a whole. Totals figures will be the sums of totals for all aging breaks.






MISCELLANEOUS When the report is sorted alphabetically (standard sort and optional NOTES sort 2). 1. If a borrower has more than one loan within one program and one

of them falls within an aging range, all loans will be displayed with the past due loan.

2. If a borrower has two or more loans with different levels of

delinquency (i.e., one loan can be 90 days past due and a second loan can be 180 days past due), all loans will be displayed in each category.

This procedure is necessary to provide the collector with a

complete picture of a borrower's loan(s). 3. Only those loans that fall within the aging range are included in the

totals for that range. In the above example, only the 90 day past due amount will be in the 90 day totals.

When the report is sorted numerically (optional sorts 1 and 3), all of a

borrower's loans might not appear together even if they fall within the same aging range, unless they are sequentially numbered.

The Interim Interest field heading shown in the sample report will print

only with loans for which interest is accrued and billed during non-repayment statuses.

This report is based on the notification days past due. The Loan Amount is the actual Loan Amount plus the Capitalized

Balance. The Total Balance equals Loan Balance plus Capitalized Balance. The AI field represents the Acceleration Indicator. An "A" in this field will indicate automatic acceleration; an "M" indicates manual acceleration.






00006-001-001-00006 PAST DUE LOANS REPORT 01 TO 59 DAYS PAST DUE RUN DATE: 07/31/04


BORROWER NAME PROG# LOAN NUMBER PL-FR ACCR INT LOAN AMT CURR DUE L PMT AMT N PMT DTE A ACCL DTE LOAN REMARK

ADDRESS SOC SEC # STAT AC-IT ACCR DTE LOAN BAL PAST DUE L PMT DTE L DEF END I REC HOLD 015/045/060/075 STOP CODES

A.T. PRIM PHONE DAILY INT ACT DAYS CAP BAL DELQ CHG L ACT TYP AMT CANC CURR AGY 090/120/REHAB/#PMTS CB DATE IND

A.S. SECD PHONE INT RATE NOT DAYS TOTAL BAL TOTAL DUE L ACT DTE L CAN END PREV AGY COHORT/DFLT FLAG PROM NT TYP

DEMONSTRATION, CLINT 00006 888-02-0024-01 I - M 15.14 3,400.00 40.00 50.00 08/01/04 00/00/00

SEARCHLIGHT AVENUE 888-02-0024 49 1 - 1 07/31/04 1,095.99 80.00 04/21/04 00/00/00 NO 001/001/000/000 0-0-0-0-0-0

CHESTERVILLE VA 22112 P 555/556-0024 .1497 60 0.00 0.00 ADJUST 0.00 NO 000/000/ / 000

BAD 000/000-0000 5.000% 46 1,095.99 120.00 06/16/04 00/00/00 NO NO/ PERKINS

DEMONSTRATION, LENA D 00006 888-02-0028-01 I - M 14.14 6,000.00 65.00 65.00 08/01/04 00/00/00

412 PERKINS RD 888-02-0028 49 1 - 1 07/31/04 1,697.20 65.00 05/17/04 01/01/03 NO 001/000/000/000 0-0-0-0-0-0

DEERVILLE KS 112249429 P 555/555-3927 .2319 30 0.00 0.00 CANCEL 3,000.00 NO 000/000/ / 000

GOOD 000/000-0000 5.000% 30 1,697.20 130.00 06/16/04 01/01/04 NO NO/ PERKINS

DEMONSTRATION, MATTHEW K 00006 888-02-0032-01 I - M 29.49 1,000.00 10.62 10.62 08/01/04 00/00/00

PO BOX 1555 888-02-0032 49 1 - 1 07/31/04 500.00 10.62 05/01/04 00/00/00 NO 001/000/000/000 0-0-0-0-0-0

COLUMBUS HI 55519 P 555/555-7453 .0683 30 0.00 0.00 PAYMENT 0.00 NO 000/000/ / 000

GOOD 000/000-0000 5.000% 29 500.00 21.24 05/01/04 00/00/00 NO NO/ PERKINS

00006 888-02-0032-02 I - M 58.98 2,000.00 21.24 21.24 08/01/04 00/00/00

888-02-0032 49 1 - 1 07/31/04 1,000.00 21.24 05/01/04 00/00/00 NO 001/000/000/000 0-0-0-0-0-0

000/000-0000 .1366 30 0.00 0.00 PAYMENT 0.00 NO 000/000/ / 000

000/000-0000 5.000% 30 1,000.00 42.48 05/01/04 00/00/00 NO NO/ PERKINS

DEMONSTRATION, RYDER G 00006 888-02-0022-01 I - M 11.02 2,500.00 40.00 40.00 08/01/04 00/00/00

4646 NE HANCOCK ST 888-02-0022 49 1 - 1 07/31/04 1,346.27 40.00 09/02/03 12/01/03 NO 001/000/000/000 0-0-0-0-0-0

GREENLAND NC 221122048 P 503/555-1120 .1839 30 0.00 0.00 ADJUST 0.00 NO 000/000/ / 000

GOOD 000/000-0000 5.000% 30 1,346.27 80.00 06/16/04 00/00/00 NO NO/ PERKINS


INTERNAL: 4 5 14,900.00 5,639.46 176.86 216.86 0.00 393.72

EXCEPTION BILLING: 1 1 1,500.00 1,244.49 40.00 40.00 0.00 80.00

IN COLLECTION: 0 0.00 0.00 0.00 0.00 0.00 0.00

UNDUPLICATED BORROWER: 5

TOTAL: 6 16,400.00 6,883.95 216.86 256.86 0.00 473.72






5.4 Borrowers to Receive a Notice Report (Optional Report)

PURPOSE The Borrowers to Receive a Notice Report provides a list of names and

associated data for loans requiring a due diligence notice. As an option, customers can request mailing labels in addition to the report by writing to Customer Support (P.O. Box 3176).

INTENDED USE This report is used primarily by customers who choose to make their 60-

and 90-day contacts or by customers who want to make additional contacts before and after those required by regulation.

REPORT FREQUENCY Standard: Weekly Options: Monthly, Quarterly, Semi-annually, or Annually (fiscal year) SUGGESTED Until notices are sent to borrower. RETENTION CONSOLIDATION Program, Sub-lender, Lender, or System LEVELS SELECTION Selection for the report is based on notification days past due. CRITERIA Customers have the option of receiving up to eight report sections (based

on eight different ages). Customers can specify the notice days in each of the eight sections, elect not to receive any section, or select some number of sections less than the maximum of eight. (The notice days referred to above would represent, for example, borrowers to receive a 60-day notice.)

Certain loans will not appear on this report when notification days are

frozen. If this restriction was not imposed, a loan would continue to appear on the report time after time. Notification days will be frozen if a loan is in any of the following statuses or if there is a value in stop codes for delinquency processing.

Status 41 - special billing Status 52 - Hardship deferment Status 5x - Deferred (except Status 59) Status 6x - postponed Customers cannot select notice days greater than 999 or less than 10.

When the notice days are established, the program will define a range of dates by subtracting 10 days from the notice days to define the lowest value in the range and subtracting four from the notice days to define the highest value in the range.






Example: A customer wanting to make its 60-day contact would identify 60 as the notice days. The program will then select all loans with notification days between 50 and 56 days.

This selection criteria will create a situation in which an institution might

make unnecessary due diligence contacts. The alternative would be to provide this report after a loan has reached the selected level of days past due. This approach would not, however, allow an institution to remain in compliance with regulations.

SORT SEQUENCES Standard: Notice Days/Borrower Name/Borrower Number/Program

Number/Loan Number/Sequence Number Options: 1. Notice Days/Loan Number/Sequence Number/Program

Number 2. Division of Labor (alpha range on Name)/Notice

Days/Borrower Name/Borrower Number/Program Number/Loan Number/Sequence Number

3. Division of Labor (numeric range on loan number)/Notice

Days/Loan Number/Sequence Number/Program Number TOTALS Totals are provided after each age grouping. A Portfolio Totals Page will

be produced if more than one aging segment is requested. LABELS Customers can request mailing labels. The labels will display the

borrower name, program, loan and sequence numbers, notification days past due and address. Program and loan numbers are optional. They can be requested per age group.

MISCELLANEOUS If the report is sorted alphabetically (standard sort and optional sort NOTES: 2): 1. If a borrower has more than one loan and one of them falls within

an aging range, all loans will be displayed (excluding those in 9x Closed status) with the past due loans.

2. If a borrower has two or more loans with different levels of

delinquency, all loans will be displayed in each category. Example: A borrower has one loan that is 56 days past due and another

loan that is 86 days past due. If the institution is receiving a 50-56 day list and an 80-86 day list, both loans will appear in both segments. However, only those loans that fall within the aging range will be included in the totals for that range.






If labels are requested, these rules are followed: 1. A label will be printed each time one or more loans appear in each

of the reports. 2. Customers can request labels for some age groups and not for

others. This flexibility will better meet the needs of those institutions making phone calls.

3. If a borrower has two or more loans in one aging category and the

customer wants a program and loan number printed on the label, only the program and loan number responsible for this borrower being on the report will be displayed.

If the customer has selected to combine several programs on this

report, the same notice days must be used on all programs. If the report is sorted numerically, all of a borrower's loans might not

appear together even if they fall within the same aging range unless they are sequentially numbered. Loans will not be grouped together as they are with an alpha sort (as described in Miscellaneous Note #1).

The Total Balance equal Current Principal Balance plus the

Capitalized Balance.






00006-001-001-01111 BORROWERS TO RECEIVE A NOTICE REPORT (50 TO 56 DAYS PAST DUE) RUN DATE 07/31/04


BORROWER NAME PRIM PHONE PROG# LOAN NUMBER INT RATE LOAN AMT CURR DUE L PMT DTE LOAN REMARK

ADDRESS A.T. A.S. ST DAILY INT TOTAL BAL PAST DUE L PMT AMT L ACT TYPE CREDIT BUREAU

PL-FR ACT/NOTE TOTAL DUE DELQ CHG N PMT DTE L ACT DATE DATE IND

BAKER, PATRICIA 000/000-0000 01111 555-55-5555-01 5.000% 850.00 0.00 00/00/00 HAS TWO GRANTS

59 LUNA ST P GOOD 49 .11610 850.00 30.00 0.00 ADJUST

ARTS, AK 49980 I - Q 00051/00051 36.00 6.00 01/31/98 10/24/97

COOKS, MARY 812/579-3430 01111 666-66-6666-01 5.000% 2,012.00 22.00 00/00/00

9606 PARK RD P GOOD 49 .27490 2,012.00 44.00 0.00 ADJUST

CHICAGO IL 10682 I - M 00052/00052 67.00 1.00 01/31/98 09/26/97

DARNDY, RENE 919/943-4104 01111 777-77-7777-01 5.000% 1,100.00 0.00 10/31/97

804 W CINNA DR P GOOD 49 .02370 173.27 40.00 40.00 PAYMENT

COLA NC 50218 I - Q 00051/00051 46.00 6.00 01/31/98 08/01/97

HOOD, JOSEPH 602/516-7398 01111 888-88-8888-01 4.000% 600.00 7.00 12/31/97

582 BEAR RUN P GOOD 49 .5840 534.75 14.00 7.00 PAYMENT

FLAGSTAFF AZ 86012 I - M 00051/00051 22.00 1.00 01/31/98 08/18/97

01111 111-11-1111-02 5.000% 2,950.00 32.00 12/31/97

49 .36820 2,695.17 64.00 32.00 PAYMENT

I - M 00051/00051 97.00 1.00 01/31/98 08/18/97


TOTAL: 4 5 7,512.00 6,265.19 61.00 192.00 15.00 268.00






5.5 Loans Brought Current Report (Optional Report) PURPOSE The Loans Brought Current Report shows the loans that were brought

current during the reporting period. It enables the lender to release academic records that might have been withheld.

INTENDED USE Upon receiving this report, you should review it to note that loans show

Yes in the Records Withheld column. The status in the After column must be checked to make sure that a subsequent transaction did not return the loan to a past due status prior to the end of the period. Academic records can be released then, and the Records Withheld flag removed.

Customers who are not using the Collection Agency Interface service also

can use this report to recall borrowers from the collection agency. REPORT FREQUENCY Standard: Weekly Option: Monthly SUGGESTED Until necessary actions have been taken (records released, etc). RETENTION CONSOLIDATION Program, Sublender, Lender or System LEVELS SELECTION Standard: All loans that were at least 60 days past due and brought CRITERIA current during the reporting period. Option: The customer can select the minimum number of days past

due that a loan must be to appear on this report. The following transactions can bring a loan current. Only

these transactions are used to select loans to appear on the report.

1. Payment 2. Cancellation 3. Deferment 4. Postponement 5. Customer Adjustment 6. Separation Date Change 7. Grace Months Change 8. Advance Adjustment 9. Capitalization






10. Capitalization Adjustment 11. Rescheduling 12. Reprocessing More than one of the previously listed transactions might have

been processed on the loan during the reporting period. If a loan has been selected to appear on the report, all of the

following transactions that might have been processed on the loan during the reporting period will be printed so that the customer can see transactions that might have returned the loan to a past due status (payment reversals, etc.).

1. Payment 2. Payment Reversal 3. Cancellation 4. Cancellation Reversal 5. Deferment 6. Deferment Reversal 7. Postponement 8. Postponement Reversal 9. Customer Adjustment 10. Separation Date Change 11. Grace Months Change 12. Advance 13. Advance Adjustment 14. Interest Capitalized 15. Capitalization Adjustment 16. Reschedule 17. Credit Balance Refund 18. Reprocessing SORT SEQUENCES Standard: Borrower Name/Borrower Number/Program Number/Loan

Number/Sequence Number/Post Date/Post Time Options: 1. Loan Number/Sequence Number/Program Number/Post

Date/Post Time 2. Division of Labor (alpha based on name)/Borrower

Name/Borrower Number/Program Number/Loan Number/Sequence Number/Post Date/Post Time


Number/Sequence Number/Program Number/Post Date/Post Time






MISCELLANEOUS A loan brought current during the reporting period might not be NOTES current as of the end of the reporting period. This might be due to

aging or another transaction posting subsequently. Subsequent transactions will be shown on the report; however, aging cannot be shown.

If the report is sorted alphabetically, the borrower name will print in the

left margin, followed by the program and loan number. If the report is generated numerically, the program and loan number will print in the left margin, followed by the borrower name.

Because capitalizing could bring an account current, capitalization is a

valid activity type.






00006-001-001-01111 LOANS BROUGHT CURRENT REPORT RUN DATE: 07/31/04

CAMPUS PARTNERS-DEMO UNIV-PERK 07/01/04 THROUGH 07/31/04 PAGE: 1

REC ******* PRIOR ******** *** AFTER ****

PROG# LOAN NUMBER BORROWER NAME W/H ST DAYS / MOS AGENCY ACTIVITY POST DTE START DATE END DATE AMOUNT ST DAYS / MOS

01111 111-11-1111-01 COLLINS, MARK NO 49 75 / 2 DEFERMENT 07/30/04 05/15/04 03/14/05 52 0 / 0

KNIGHT, KEVIN NO 49 1833 / 61 DEFERMENT 07/23/04 05/15/04 11/14/04 40 0 / 0

NO 40 0 / 0 SPEC BILLING 07/23/04 41 0 / 0

NO 40 0 / 0 SCHEDULE 07/23/04 41 0 / 0

01111 222-22-2222-01 PICKINS, MARGARET NO 49 15 / 0 PAYMENT T 07/29/04 140.00 40 0 / 0

01111 222-22-2222-01

01111 222-22-2222-01 ROBINSON, JEANNE NO 49 20 / 0 PAYMENT T 07/29/04 120.00 40 0 / 0

01111 333-33-3333-01 KENNEDY, JANET NO 49 146 / 4 DEFER REV 07/23/04 05/06/04 11/05/04 49 0 / 0

NO 40 0 / 4 DEFERMENT 07/23/04 50 0 / 0

01111 333-33-3333-01 ALEXANDER, CHARLY YES 49 75 / 2 DEFERMENT 07/17/04 08/10/04 03/05/05 52 0 / 0

YES 00 0 / 0 SCHEDULE 07/17/04 52 0 / 0

01111 444-44-4444-01 LIVINGSTON, MIRANDA NO 49 27 / 0 PAYMENT 07/28/04 502.84 40 0 / 0

01111 555-55-5555-01 RUSH, RAYMOND B NO 49 27 / 0 PAYMENT 07/28/04 205.54 40 0 / 0






5.6 Loan Monitoring Report (Optional Report) PURPOSE The Loan Monitoring Report is a report on which loans or borrowers might

be placed for closer monitoring. Examples of loans to appear on this report might include borrowers with whom the lender has made a special payment arrangement, chronic delinquents, and borrowers withheld from a collection agency.

INTENDED USE Upon receiving this report, review it carefully because the loans have

been intentionally selected and coded for close monitoring by the student loan collector. Payments and other activities are shown on the report.

If the borrowers have not met their obligations, the collector should initiate

contact by phone or in writing without delay. All necessary information for such contact is printed on the report.

To place the Loan Monitoring Flag on a loan, send your request to

Campus Partners on a Change/Adjustment Memo. Customers with DataLink security can place this flag on the loan. Loans in an 83 status (litigation) will automatically be placed on this report.

REPORT FREQUENCY Standard: Monthly Options: Weekly, Quarterly, Semi-annually, Annually SUGGESTED Until next report is received. RETENTION CONSOLIDATION Program, Sublender, Lender or System LEVELS SELECTION Any loan with a Y in the Loan Monitoring Flag field. If a borrower CRITERIA has two or more loans and the flag is set for only one loan, all loans

(except those in 9x Status) will be displayed if an alpha sort is selected. SORT SEQUENCES Standard: Borrower Name/Borrower Number/Program Number/Loan




Number/Sequence Number/Program Number






TOTALS A Portfolio Totals Page will not be produced if a Division of Labor sort is

requested because totals information is provided on the Past Due Loans Report Portfolio Totals Page.

Totals will include only those loans with a Y in the Loan Monitoring Flag

Field. MISCELLANEOUS An asterisk (*) printed to the left of the program number will identify NOTES loans selected for monitoring. This will be useful when a borrower has

several loans and they are not all coded for monitoring. The Interim Interest line shown on the sample report will print only on

loans for which interest is accrued and billed during nonrepayment statuses.

The Loan Amount includes the Capitalized Amount. The Loan Balance plus the Capitalized Balance equals the Total

Balance.






00006-001-001-01111 LOAN MONITORING REPORT RUN DATE: 07/31/04


BORROWER NAME PROG# LOAN NUMBER PL-FR ACCR INT LOAN AMT CURR DUE L PMT AMT N PMT DTE A ACCL DTE LOAN REMARK

ADDRESS SOC SEC # STAT AC-IT ACCR DTE LOAN BAL PAST DUE L PMT DTE L DEF END I REC HOLD 15/45/60/75/90/120 STOP CODES

A.T. PRIM PHONE DAILY INT ACT DAYS CAP BAL DELQ CHG L ACT TYP AMT CANC CURR AGY COHORT CB DATE IND

A.S. SECD PHONE INT RATE NOT DAYS TOTAL BAL TOTAL DUE L ACT DTE L CAN END PREV AGY DF REP FLG PROM NTE TYPE

LEWIS, STEVE *01111 444 44 4444 01 I Q 50.52 500.00 0.00 1.00 01/12/98 A 00/00/00 LOAN IN LITIGATION

45 BETTER AVENUE 444 44 6963 83R 1 1 12/31/97 417.50 468.02 12/15/81 06/01/93 NO 01/01/01/01/01/01 0-I-0-I-0-I

BRONX NY 104635020 P 212/288-3528 .0342 1947 0.00 0.00 ADJUST 0.00 NO YES 11/86 S

GOOD 000/000-0000 3.000 1942 417.50 468.02 01/18/93 00/00/00 90020 DIRECT

LONG, SOPHIA *01111 555 55 5555 01 I Q 100.71 2,200.00 0.00 10.80 01/12/98 00/00/00 LOAN IN LITIGATION

PO BOX 19 758 88 8834 83C 1 1 12/31/97 1,439.68 990.00 01/24/92 06/01/93 NO 05/04/03/03/01/01 0-C-0-C-0-0

BROOKLYN NY 112152507 P 718/499-3376 .1183 937 0.00 0.00 ADJUST 0.00 90020 YES 11/86 S

GOOD 000/000-0000 0.000 937 1,439.68 990.00 01/31/94 00/00/00 NO DIRECT

MCNEELEY, ROSA *01111 333 33 3333 01 I Q 146.65 800.00 0.00 0.00 01/12/98 A 00/00/00 LOAN IN LITIGATION

RT 11 BOX 400 403 60 0365 83R 1 1 12/31/97 800.00 1017.09 00/00/00 00/00/00 NO 01/01/01/01/01/01 0-L-0-L-0-0

NEW YORK NY 100144709 P 212/580-4212 .065 2162 0.00 0.00 ADJUST 0.00 NO YES

GOOD 000/000-0000 3.000 2066 800.00 1017.09 03/14/93 00/00/00 90020 DIRECT


TOTAL: 3 3 3,500.00 2,657.18 0.00 2,475.11 0.00 2,475.11






5.7 IRS Skip Trace Report (Standard) PURPOSE The IRS Skip Trace Report provides the customer with a list of borrowers

who meet the IRS Skip Tracing Guidelines, so that skip tracing can be performed.

INTENDED USE The customer should send the report to the Department of Education

processing center, along with the school's safeguard procedures to: IRS Skip Trace P.O. Box 40132 Greenville, TX 75403-4132 REPORT FREQUENCY Standard: Monthly Options: None SUGGESTED Retain a copy until processed by the IRS. RETENTION CONSOLIDATION None LEVELS SELECTION All loans that meet the following IRS Skip Trace Guidelines: CRITERIA 1. Must be Federal Perkins, HPSL, NSL loan type. 2. Has not been skip traced in the past 90 days. 3. Has a valid Social Security Number. 4. Notification Days Past Due is greater than 29. 5. All addresses for a borrower are coded bad. 6. The loan is not in a status 82 or 9x. SORT SEQUENCES Social Security Number TOTALS None MISCELLANEOUS A borrower only will be listed once on a given report regardless of NOTES how many qualifying loans the borrower might have. The Safeguard Procedures must be sent and approved for a school

to be eligible to participate. Thereafter schools must send an Activity Report annually by September 30 to report any change to the Safeguard Procedures.

The Transmittal form must be submitted with each report.






00006-001-001-01111 IRS SKIP TRACE REPORT RUN DATE: 07/31/04

CAMPUS PARTNERS-DEMO UNIV-PERK (EFFECTIVE DATE: 07/31/04) PAGE: 1

SCHOOL ID NUMBER: _______

SOC SEC NUM LAST NAME

888-88-6839 WAYMON

777-77-0466 GRIFFIN

666-66-1715 TAPP

555-55-9228 HILL

444-44-5052 LIGHT

333-33-1564 NAPLE

222-22-2111 HARRISON

111-11-9666 LEMON

000-00-0241 FRANK

999-99-1902 LEWENDOWSKI

111-11-4843 HALL

444-44-3282 WALTERS

333-33-2998 ELMS

222-22-3844 HECKINGER

111-11-3108 SALMON

666-66-6972 WALSH

TOTALS: 16






5.8 Rehabilitation Monitoring Report (Standard) PURPOSE The Rehabilitation Monitoring Report allows the customer to monitor

borrower loans in all stages of the rehabilitation process. INTENDED USE This report provides a listing of borrowers currently in rehabilitation, loans

that have been dropped, and loans that have been successfully rehabilitated by the borrower.

REPORT FREQUENCY Standard: Monthly Options: Weekly SUGGESTED Until the next report is received RETENTION SELECTION This report includes any loan in a pending rehabilitation status, loans dropped from rehabilitation, and any loan that successfully completed

rehabilitation. SORT SEQUENCES Standard: Alpha Options: 1. Numeric

2. Employee break/alpha sort 3. Employee break/numeric sort

TOTALS None MISCELLANEOUS The report will be divided into three sections NOTES - Pending Status - Dropped Status - Rehabilitation Completed






00006-001-001-01111

REHABILITATION MONITORING REPORT PENDING STATUS RUN DATE 12/31/00


BORROWER NAME SSN

PROG#

LOAN/SEQ NUM LOAN AMT CURR DUE N PMT DTE REHAB FLG SB START

AGENCY#

ADDRESS PRIM PHONE

LOAN BAL PAST DUE L PMT DTE DF RPMT FLG SB END

ILL AMT

ADDR TYP-STAT BILL TYPE

FEES DUE TOTAL DUE INT ACCR PMT CNTR PL/FQ/AGR ACT/SBIL

ST PL-FREQ

CB IND/DT

ANDERSON, MYRA 123-45-6789 01231 123-45-6789-07 4,850.00 63.22 01/01/01 P 09/01/00 00211

P O BOX 546 000/000-0000 3,358.97 1,961.37 12/15/00 Y3 10/01/00 63.22

WINSTON-SALEM NC 27102 B G CPN 3.00 2,027.59 296.85 001 I M 01187/IF 0

049 I M

S 05/97

BATTEN, BARBARA 111-22-3333 01231 111-22-3333-07 5,110.00 3.84 01/01/01 P 09/01/00 00100

1639 WAVERLY WAY 111/111-1111 1,380.46 1,375.44 12/21/00 IE 08/01/01 40.00

BALTIMORE MD 21239 B G STMT 0.00 1,379.28 1.13 006 I M Y 03227/IF 0

041 I M

S 04/93

CONAWAY, DEX A 444-55-6666 01231 444-55-6666-21 500.00 0.00 01/01/01 P 10/01/00 00210

35 S AUDUBON #35C2 222/222-2222 380.27 382.40 11/20/00 Y2 09/01/01 40.00

INDIANAPOLIS IN 46219 B G STMT 0.00 1,379.28 1.13 003 I M Y 01491/IF 0

041 I M

S 11/94

DAVIDSON, JOHN 777-88-9999 01231 777-88-9999-05 1,900.00 1.22 01/01/01 P 09/01/00 01307

1500 GREENDALE RD 333/333-3333 448.68 447.90 11/29/00 Y2 08/01/01 90.00

CEDRA CREEK TX 78612 B G STMT 0.00 449.12 1.17 004 I M Y 03227/IF 0

041 I M

S 04/93






00006-001-001-01111

REHABILITATION MONITORING REPORT REHAB COMPLETED RUN DATE 12/31/00


BORROWER NAME SSN

PROG#


AGENCY#

ADDRESS PRIM PHONE


ILL AMT



ST PL-FREQ

CB IND/DT

ANN, SUSIE 123-45-6789 01231 123-45-6789-07 1,350.00 0.00 10/01/98 S 00/00/00 00211

#214 121 N CENTER 000/000-0000 0.00 0.00 08/10/00 00/00/00 30.00

REXBURG ID 83440 P G STMT 0.00 0.00 0.00 000 00000/ 0

091 I M

E 10/00

BRADLEY, LUKE 111-22-3333 01231 111-22-3333-07 2,700.00 0.00 01/01/01 S 09/01/98 00000

107 N 59 TH ST 999/999-9999 1,977.88 0.00 12/22/00 IE 08/01/99 40.00

SEATTLE WA 98103 B G STMT 0.00 0.00 2.43 004 I M 00000/IF 0

040 I M

S 11/00

FAWCETT, COLBY 444-55-6666 01231 444-55-6666-21 300.00 0.00 07/01/00 S 00/00/00 01069

645 ARROYO DRIVE 666/666-6666 0.00 0.00 08/23/00 N3 00/00/00 90.00

SAN DIEGO CA 92103 B G STMT 0.00 0.00 0.00 000 00000/ 0

090 I Q

R 11/00






00006-001-001-01111

REHABILITATION MONITORING REPORT DROPPED STATUS RUN DATE 12/31/00


BORROWER NAME SSN

PROG#


AGENCY#

ADDRESS PRIM PHONE


BILL AMT



ST PL-FREQ

CB IND/DT

BENEFIELD, JEAN 123-45-6789 01231 123-45-6789-07 2,441.00 0.00 10/01/00 U 10/01/00 00000

10616 NE 109TH ST 111/000-0000 0.00 0.00 10/03/00 N3 09/01/01 40.00

KIRKLAND, WA 98033 B G CPN 0.00 0.00 0.00 000 I M Y 00000/ 0

094 I M

R 11/00

COLEMAN, MICHAEL 111-22-3333 01231 111-22-3333-07 4,400.00 19.24 01/01/01 U 09/01/00 01069

2007 JACKSON AVE 111/111-1111 4,400.00 7,112.99 12/15/00 Y3 01/01/01 140.49

EVANSTON IL 60201 B G STMT 0.00 7,132.23 2,744.25 001 I M Y 05054/IF 0

041 I M

S 04/93


Collection Agency Interface



All Rights Reserved

TOC

Section 6 Collection Agency Interface

Table of Contents

6.0 Collection Agency Overview .............................................................................. 6-1 6.1 Collection Processing Input Forms Summary .................................................... 6-7 6.2 New Delinquents Report .................................................................................. 6-12 6.3 New Placements Report – Agency Version ..................................................... 6-16 6.4 New Placements Report – Institution Version.................................................. 6-19 6.5 Collection Agency Inventory – Agency Version ............................................... 6-22 6.6 Collection Agency Inventory – Institution Version ............................................ 6-25 6.7 Transactions Against Loans in Collection Report ............................................ 6-28






6.0 Collection Agency Interface

The main features of this service are: Automatic Placement at any Number of Days Past Due,

or Manual Placement All Loans for a Borrower Placed with the Same Agency (When Using Automatic

Placement) Agency Success Flag Amount Placed in Collection 1. Enter manually 2. Select automatic options: a. Amount past due b. Amount past due and currently due c. Amount past due, currently due, and delinquent charges d. Total payoff amount (when loan is accelerated) Automatic Acceleration 1. At a certain number of days past due 2. By Collection Agency Reports available via eXpressReports at www.campuspartners.com for Your

Agency(ies) and for You 1. New Placements 2. Collection Agency Inventory 3. Transactions Against Loans in Collection






SUMMARY: Campus Partners Collection Agency Interface is an automated reporting service

for interactions between the school and the collection agency(ies). When you select this service, there are two options:

1. Automatic Placement - As loans become 120 days past due,* they are coded automatically for collection with the agency(ies) you have selected. These loans will appear on the weekly New Placements Report for each agency (with a copy to you). If you are using more than one agency, loans rotate placement in equal numbers among each of your agencies.

You can withhold from collection loans from being placed automatically with an agency. To do this, notify the agency and Campus Partners of your decision. We will code those specified loans as withheld from collection until further notice from you.

2. Manual Placement - If you choose this option, as your loans become 120 days past due,* they automatically will be coded as eligible for collection. They will be reported as such in the appropriate section of the Past Due Loans Report (sent to you only). If and when you decide to place these loans with a collection agency, send us a list of the loans using the Collection Processing Transaction Transmittal. These loans will then be coded for release to the agency(ies) on the New Placements Report generated weekly for each agency (with a copy to you).

* The number of days past due a loan must be before it goes into Collection (whether you are using Automatic Placement or Manual Placement) is an institutional option. For Federal/Perkins loans, 120 days is normally used, but you have the option to request a different number of days. For institutional loan programs, any number of days determined by the institution can be used.

INVOICING OF LOANS IN COLLECTION: When a loan is coded with a collection agency number, invoicing is stopped

automatically by placing a Stop Code C or F on the loan.

Note: This is an institutional option. You may choose to have Campus Partners continue invoicing. This is usually done when a loan is placed with an in-house agency for collection.

When a loan is removed from a collection agency, the Stop Code will automatically be removed and invoicing of the loan will resume.






Note: This is an institutional option. You can choose to have loans remain

with a collection agency even when the loan becomes current. With this option, the stop code remains on the loan.

Important: If using the "accelerate when placed option" the " remove if

current" option should be no.

AMOUNT PLACED IN COLLECTION: The system automatically will calculate the amount placed in collection

based on the option you selected. These options are:

1. Amount placed in collection will be the amount past due only.

2. Amount placed in collection will be the amount past due and the amount currently due.

3. Amount placed in collection will be the amount past due, the amount in currently due, and any delinquent charges which may be due.

If the loan has been accelerated when it is placed with a collection agency, the amount placed is the payoff amount.

If you selected Automatic Placement, the system will use your selection of one of the above options to calculate the amount placed in collection. This will be the amount reported to the collection agency on the New Placements Report.

If you selected Manual Placement, you can specify the amount at the time the loans are to be placed in collection, or you may let System III use the institutional option and calculate the amount placed in collection.

LOAN BALANCE ACCELERATION: Loans can be accelerated automatically:

1. Based on the number of days a loan must be past due before it is accelerated or

2. Based on collection agency number.

You can manually accelerate a loan at any time by notifying us.

For customers using the automatic acceleration option, the Final Demand Letter will notify the borrowers of this pending action. At the time the loan is accelerated, the borrower will be notified. A copy of this notification will be sent to the institution as an optional service.






DECELERATION: System III never will automatically decelerate a loan. We must be notified in

writing.

COLLECTION AGENCY NUMBERS: System III accommodates a maximum of 45 first placement and 45 second

placement collection agencies per institution. Each collection agency with whom we interface is assigned a five-digit identification number. This number will appear on each loan placed with a given agency and on the following reports:

1. Student Loan Journal; 2. Past Due Loans Report; 3. New Delinquents Report; 4. New Placements Report; 5. Collection Agency Inventory; 6. Exception & Special Billing Report; and 7. Loan Monitoring Report.

Institutions that perform their collection activities or assign their loans to in-house collectors before placement with a collection agency can be assigned numbers in the 90000 range. Therefore, they can benefit from the same reporting as collection agencies.

CHANGING AGENCIES: You can discontinue the automatic placement of past due loans with a given

collection agency while leaving with that agency the loans already placed for further reporting.

The collection agency will be coded to prevent further automatic placement of

loans. However, you can manually place some loans with that agency by sending us the loans on the transmittal form.

What to Do if You Discontinue Association with a Particular Agency ─ If you totally discontinue working with a particular collection agency and want to transfer the loans to another agency, send us written notification of the new agency (using a new Authorization Form) as well as a transmittal listing the loans being transferred and the name of the new collection agency. If you have not submitted an Authorization Form for the new agency, you must do so when you send your transmittal.

If you are a DataLink user, we will assign the agency a number and notify you.

You can change the agency numbers on individual loans (through the on-line access as previously described) after we have assigned a new number to your agency.






AGENCY CONTACT/ ADDRESS CHANGE: If the contact at the collection agency or the address changes, send the

correction in writing to Campus Partners immediately. To expedite your request:

1. Include in your request the five digit collection agency number; and

2. Mail to Campus Partners Collection Dept., P.O. Box 2902, Winston-Salem, N.C. 27102

ESTABLISHING CAI: If you are not currently using our Collection Agency Interface service, contact

your Customer Service Representative to request information and a form for authorization to release activity reports to your collection agency(ies). This form is available on our Website at www.campuspartners.com under Downloadable forms.

In establishing the Collection Agency Interface, you must make several decisions:

1. How the loans will be placed with collection agency(ies) - automatic or manual placement.

2. Which collection agency(ies) you will use. You must designate that

collection agency(ies) is used for first placement and which is used for second placement, if any.

3. The number of days past due a loan must be before it is placed with each agency. (If you do not indicate this, we will assume 120 days.)

4. Whether invoicing by Campus Partners should continue once a loan is placed in collection - Automatic Coding with a Stop Code C. (Our standard procedure is to discontinue sending bills.)

5. Whether, when the loan becomes current, it should remain with the agency or be removed automatically from collection and returned to billing.

6. How the amount placed in collection is to be calculated by the system. This is important because this is the amount reported to the collection agency(ies) as the amount to be collected.

7. Whether you want the loan balance to be automatically accelerated (i.e.,

how many days past due the loan must be to be accelerated or the agency with which loans are always accelerated).






8. Whether the borrower is to pay part or all of the collection fees, a

percentage can be placed on loans based on the rate agreed upon with the collection agency not exceeding specified rates in the borrowers promissory note. The percentage on the loan will then dictate the amount of each incoming payment that applies to collection fees paid by the borrower.






6.1 Collection Processing Input Forms

Collection Processing Transaction - Place/Transfer This form is used to list loans that you are placing in collection or loans that you are

transferring from one agency to another. Collection Processing Transaction - Remove/Withhold This form is used to code loans as withheld from collection agency placement or remove

loans from a collection agency. Collection Agency Payments Transmittal This transmittal is used to list payments received from your collection agency(ies). For

each payment you can indicate: 1. Payment date and amount; 2. Collection cost paid by the school (charged to the fund); 3. Collection cost paid by the borrower; 4. Other cost paid by the school (charged to the fund); 5. Other cost paid by the borrower; and 6. The agency number. We also accept your collection agency's payment invoice/transmittal. However, you

must indicate the amount of Borrower Paid Collection cost to be posted and the amounts included on the invoice must balance. We prefer that you have the agency send their transmittals for research purposes.

Fees Transmittal ─ ADD Collection, Other Costs, Late/Penalty This form allows you to enter manually some delinquent charges due on individual

loans. These charges are: 1. Late/Penalty charges due; 2. Collection fees due; and 3. Other fees due.

Note: All of the above forms are available via are Website at www.campuspartners.com.






6.2 New Delinquents Report

(Optional Report) PURPOSE To provide you with a list of loans that became a specified number of

days past due during the reporting period. INTENDED USE The loan collector will use the report to place a loan with a collection

agency or to perform other due diligence activities. REPORT FREQUENCY Standard: Monthly Options: Weekly, Quarterly, Semi-Annually, Annually CONSOLIDATION LEVELS System, Lender, Sublender or Program SUGGESTED RETENTION Until all intended activities have been performed. SELECTION All loans for which New Delinquent Date falls within the reporting period. CRITERIA This field will have been updated when the loan reached the number of

days past due specified by the customer. Standard: Only loans that still are delinquent as of the report date will be

selected. Options: All loans for which New Delinquent Date falls within the

reporting period, regardless of the current number of days past due, will be selected.

SORT SEQUENCES Standard: New Delinquent Days Past Due/Borrower Name/Borrower

Number/Program Number/Loan Number/Sequence Number Options: 1. Division of Labor (Alpha range on borrower name)/New

Delinquent Days Past Due/Borrower Name/Borrower Number/Program Number/Loan Number/Sequence

2. Division of Labor (Numeric range on loan number)/New

Delinquent Days Past Due/Loan Number/Sequence Number/Program Number

3. New Delinquent Days Past Due/Loan Number/Sequence







TOTALS Totals are provided as follows: 1. For Sort Sequences 1 and 4 a. A totals line will be provided at the end of each Days Past Due

section. b. A Portfolio Totals Page will repeat the totals line for each Days

Past Due section and compute a Grand Totals line for the entire report.

c. For Sort Sequence 1, only loans that meet the criteria described in

Selection Criteria will be included in totals. Loans printed only to give a complete picture of the borrower's loans will not be included in totals. (See Miscellaneous Notes)

d. For Sort Sequence 1, an Unduplicated Number of Borrowers total

will be provided on the Grand Totals page. If a borrower has loans falling in more than one Days Past Due section, he will be counted only once in this total.

e. For Sort Sequence 4, Number of Borrowers totals will not be

provided. 2. For Sort Sequences 2 and 3 a. A totals line will be provided at the end of each Days Past Due

section for each employee. b. An Employee Totals section will repeat the totals line for each

Days Past Due section and compute a Grand Totals line for all of the employee's loans. This totals section will not start on a new page.

c. A Portfolio Totals Page will repeat the totals line for each Days

Past Due section for each employee and compute a Grand Totals line for each Days Past Due for the report as a whole. It also will compute a Grand Totals line for the entire report.

d. For Sort Sequence 2, only loans that meet the criteria described in

Selection Criteria will be in totals. Loans printed only to give a complete picture of the borrower's loans will not be included in totals. (See Miscellaneous Notes).

e. For Sort Sequence 2, an Unduplicated Number of Borrowers total

will be provided for each employee. If a borrower has loans falling in more than one Days Past Due section, he will be counted only






once in this total. In addition, an Unduplicated Number of

Borrowers total for the report as a whole will be printed on the Grand Totals page.

f. For Sort Sequence 3, Number of Borrower totals will not be

provided. MISCELLANEOUS When the report is sorted alphabetically (sort sequences 1 and 2): NOTES 1. If one of a borrower's loans is selected, all of his or her loans

(excluding those in 9x status) will be reported. 2. If a borrower has loans selected for more than one Days Past Due

section, all of his loans will appear in all of those sections. This will give the customer a complete picture of the borrower's loans.

If the report is sorted numerically, (sort sequences 3 and 4), his or her

loans will not be grouped as described in Note 1. Only loans that meet the criteria described in Selection Criteria will be selected.

If a borrower's loans fall sequentially, or are grouped together as

stated in Miscellaneous Note 1, Name, Address, Primary Phone Number, Secondary Phone Number, Address Type, Address Status and Social Security Number will be printed once.

A fifth line of information will appear in the report only on loans for

which interest is accrued during nonrepayment statuses. If a loan appearing on the report has any amounts in Billed Interest Due, Billed Interest Past Due, or Nonrepayment Interest Accrued, this fifth line will be printed.

If a loan program or report consolidation does not have any loans with

interest accrual during non-repayment, the field headings for the fifth line will not be displayed.

The Loan Amount includes the Capitalized Amount. Loan Balance plus Capitalized Balance equals the Total Balance.






00006-001-001-01111 NEW DELINQUENTS REPORT RUN DATE: 07/31/04

CAMPUS PARTNERS-DEMO UNIV-PERK AS OF 7/31/04 DAYS PAST DUE: 80 PAGE: 1

*BORROWER NAME PROG# LOAN NUMBER PL-FR ACCR INT LOAN AMT CURR DUE L PMT AMT N PMT DTE ACCL DTE LOAN REMARK

ADDRESS SOC SEC # STAT AC-IT ACCR DTE LOAN BAL PAST DUE L PMT DTE L DEF END REC HOLD 15 45 60 1-2-3-4-5-6

A.T. PRIM PHONE DAILY INT ACT DAYS CAP BAL DELQ CHG L ACT TYP AMT CANC CURR AGY 75 90 120 CB DATE-IND

A.S. SECD PHONE INT RATE NOT DAYS TOTAL BAL TOTAL DUE L ACT DTE L CAN END PREV AGY COHORT DF RP FLG NEW DELQ - DATE

MOODY, SUSAN 01111 555-55-5555-01 I - Q 5.81 200.00 90.00 0.00 01/18/98 00/00/00

188 THOMAS DRIVE 555-55-5555 49 1 - 1 12/31/97 200.00 90.00 00/00/00 00/00/00 NO 1 1 1 0-0-0-0-0-0

ELMIRA NY 14901-1414 P 607/732-4190 .0273 106 0.00 0.00 N0NE 0.00 NO 1 1 1 00/00

GOOD 503/488-3472 5.000% 106 200.00 180.00 00/00/00 00/00/00 NO NO NEW DELQ 01/05

SMOOTH, DAWN 01111 666-66-6666-01 I - Q 7.15 620.00 90.00 60.00 01/18/98 00/00/00

835 24TH STREET 666-66-6666 49R 1 - 1 12/31/97 484.85 30.00 12/17/97 12/12/92 NO 3 2 2 0-0-0-0-0-0

BAINBRIDGE NY 13733-9222 P 607/967-3216 .0662 110 0.00 0.00 PAYMENT 0.00 NO 2 2 1 05/05 S

GOOD 000/000-0000 5.000% 110 484.85 120.00 12/17/97 00/00/00 00219 NO NEW DELQ 01/01

WATTS, JOSEPH 01111 222-22-2222-01 I - Q 2.07 1,700.00 30.00 30.00 01/18/98 00/00/00

109 TAKI AVENUE 222-22-2222 49 1 - 1 12/31/97 891.04 90.00 12/14/97 00/00/00 NO 4 2 2 0-0-0-0-0-0

SAYRE PA 18840-9757 P 717/888-1165 .1217 84 0.00 0.00 PAYMENT 0.00 NO 5 5 2 00/00

GOOD 000/000-0000 5.000% 84 891.04 120.00 12/14/97 00/00/00 NO NO NEW DELQ 01/27

YOST, SYLVIA 01111 777-77-7777-01 I - M 2.37 2,606.00 30.00 30.00 01/18/98 00/00/00

224 WAY LANE 777-77-7777 49 1 - 1 12/31/97 1,201.04 90.00 12/07/97 12/03/92 NO 12 4 0 0-0-0-0-0-0

MONROE CT 06468-2634 P 401/884-3310 .0984 88 0.00 0.00 PAYMENT 0.00 NO 0 0 0 00/00

GOOD 000/000-0000 3.000% 88 1,201.04 120.00 12/07/97 00/00/00 NO NO NEW DELQ 01/23

* 80 DAYS PAST DUE TOTALS * BORROWERS LOANS LOAN AMOUNT TOTAL BAL CURR DUE PAST DUE DELQ CHG TOTAL DUE

4 4 5,126.00 2,776.93 240.00 300.00 0.00 540.00






6.3 New Placements Report - Agency Version

(Standard Report with Collection Agency Interface) PURPOSE The agency version of the New Placements Report provides the

collection agency or school collector with a listing of loans placed during the reporting period. The loans shown on the report either have been code automatically or manually for collection at the request of the lending institution.

INTENDED USE Upon receiving this report, the collection agency should create a record or

file for each loan listed. The agency should then begin collection procedures in accordance with its contractual agreement with the lender. The report provides the collector with demographic, monetary and historical data.

REPORT FREQUENCY Standard: Weekly Options: None SUGGESTED Until the agency has established its files. RETENTION CONSOLIDATION Program, Sublender, Lender or System (as specified by lender) LEVELS SELECTION This report will be produced for each collection agency. CRITERIA All loans placed (manually or automatically) with the agency during the

reporting period will be printed. SORT SEQUENCE Standard: Borrower Name/Borrower Number/Program Number/Loan

Number/Sequence Number Options: None TOTALS See sample report. MISCELLANEOUS The Interim Interest fields on the right side of the report will be NOTES displayed only for loans on which interest is accrued and billed during

a non-repayment status. If a loan program or report consolidation does not have any loans with

interest accrual and billing during non-repayment statuses, the field headings for Interim Interest will not be displayed.

If a borrower's loans fall sequentially, the Borrower Name, Address,

Primary Telephone Number, Secondary Telephone Number, Address Type, Address Status and Social Security Number will be printed once.






The Loan Amount includes the Capitalized Amount. The Total Balance equals the Principal Balance plus the Capitalized

Balance. Does not generate at month end. These will be identified on the

Monthly Collection Agency Inventory.






6.4 New Placements Report - Institution Version (Standard Report with Collection Agency Interface) PURPOSE The institutional version of the New Placements Report provides you with

a listing of loans placed with a particular collection agency during the reporting period. A different version of this report with more detailed demographic and monetary information will be sent to the collection agency(ies).

INTENDED USE This report allows the customer to verify manual placements and/or

identify the loans automatically coded for collection. Depending on the contractual agreement with the agency, this report can be used to gather additional file information to assist the agency in its collection efforts.

REPORT FREQUENCY Standard: Monthly Options: Weekly SUGGESTED Until placements have been verified. RETENTION CONSOLIDATION Program, Sublender, Lender or System LEVELS SELECTION This report will be produced for each collection agency. All loans coded CRITERIA Placed (manually or automatically) with the agency during the week or

month (depending on the report frequency) will be printed. SORT SEQUENCES Standard: Borrower Name/Borrower Number/Program Number/Loan

Number/Sequence Number Options: 1. Loan Number/Sequence Number/Program Number 2. Division of Labor (alpha on borrower name)/Borrower

Name/Borrower Number/Program Number/Loan Number/ Sequence Number


Number/Sequence Number/Program Number TOTALS See sample report. If a Division of Labor sort is requested, a separate Portfolio Totals page

will be produced, showing totals for all employees by collection agency number, totals for each collection agency, and totals for the entire portfolio.






MISCELLANEOUS If a borrower's loans fall sequentially, the borrower name will be NOTES printed once. If a Division of Labor sort is requested, the employee number will be

printed at the top of the report as shown on the sample. Totals at the bottom of the report are for that employee only.

The Loan Amount includes the Capitalized Balance. The Total Balance is the sum of the loan's Principal Balance and







6.5 Collection Agency Inventory - Agency Version (Standard Report with Collection Agency Interface) PURPOSE The agency version of the Collection Agency Inventory provides the

collection agency with an inventory of loans placed in collection for a particular institution. This report will reflect updated loan information to include all monetary changes and most nonmonetary changes.

INTENDED USE This report provides the agency with a means of verifying that its records

are complete. In addition, the agency should use this report to update its records with additional amounts that became due since the last report (provided that it is authorized to do so by the lending institution).

If the words NEW PLACEMENT are printed in the right column of this

report, the agency should create a record or file for the borrower and begin collection procedures in accordance with its contractual agreement with the lender.

REPORT FREQUENCY Standard: Monthly Options: None SUGGESTED Until the agency has updated its files and/or next report is received. RETENTION CONSOLIDATION Program, Sublender, Lender or System (as specified by Lender) LEVELS SELECTION For each collection agency: All loans placed with the Collection CRITERIA Agency will be printed. SORT SEQUENCES Standard: Borrower Name/Borrower Number/Program Number/Loan

Number/Sequence Number Options: None TOTALS Two lines of totals are provided, one for new placements and one for the

total loans listed on the report. MISCELLANEOUS The Interim Interest line on the report will be displayed only for loans NOTES on which interest is accrued and billed during non-repayment

statuses. If a loan program or report consolidation does not have any loans with

interest accrual and billing during non-repayment statuses, the field headings for the fifth line will not be displayed.







Primary Telephone Number, Address Status and Social Security Number will be printed once.

The Loan Amount includes the current capitalized amount. The Total Balance is the sum of the Capitalized Balance plus the

current Principal Balance.






6.6 Collection Agency Inventory - Institution Version (Standard Report with Collection Agency Interface) PURPOSE The institutional version of the Collection Agency Inventory provides the

customer with a listing and totals of all loans placed with each collection agency. This report also provides the institution with updated information on each loan placed with the agency.

INTENDED USE This report is intended to assist the customer in controlling its inventory of

loans placed with each collection agency. It allows the student loan manager to review the agency's progress on each loan; this can be accomplished by comparing the Amount Collected field with the Amount Placed field. The Amount Collected and the Days Placed fields are not displayed on the agency version of this report.

REPORT FREQUENCY Standard: Quarterly Options: Monthly SUGGESTED Until the next report is received. RETENTION CONSOLIDATION Program, Sublender, Lender or System LEVELS SELECTION For each collection agency: All loans with the agency's number in the CRITERIA Collection Agency Account Number field will be printed. SORT SEQUENCES Standard: Borrower Name/Borrower Number/Program Number/Loan

Number/Sequence Number Options: 1. Loan Number/Sequence Number/Program Number 2. Division of Labor (alpha or borrower name)/Borrower

Name/Borrower Number/Number/Program Number/Loan Number/Sequence Number


Number/Sequence Number/Program Number TOTALS Two lines of totals are provided, one for new placements and one for the

total loans listed on the report. A Portfolio Totals Page will be produced if a Division of Labor sort is

selected. Totals will include new placements only; totals information on all loans on the report is provided on the Past Due Loans Report Portfolio Totals Page.






MISCELLANEOUS The Interim Interest line on the report will appear only for those NOTES loans for which interest is accrued and billed during a non-repayment

status. If a loan appearing on the report has any amounts in Billed Interest Due or Billed Interest Past Due, these fields will be printed.

If a loan program or report consolidation does not have any loans with

interest accrual and billing during non-repayment statuses, those field headings will not be printed.

If a Division of Labor sort is requested, the employee number will be

printed at the top right of the report as shown on the sample. Totals at the bottom are for that employee only.


Primary Telephone Number, Secondary Telephone Number, Address Type, Address Status and Social Security Number will be printed only once.

The Loan Amount includes the Capitalized Amount. The Total Balance is the sum of the loan's Principal Balance and







6.7 Transactions Against Loans in Collection Report (Standard Report with Collection Agency Interface) PURPOSE The Transactions Against Loans in Collection Report provides you and

collection agencies with a listing of selected transactions that posted against loans in collection during the reporting period. Transactions selected are those that might be important to the collection process and those that are the results of that process.

INTENDED USE The collection agency should use this report to update its records with

payments and other monetary activity that occurred on the loans being collected and loans with changes of name or address.

The lender can use this report to check the activity processed by Campus

Partners on loans in collection. More importantly, the student loan manager can use this report to verify collection fees billed by the collection agency for payments made directly to the creditor.

REPORT FREQUENCY Standard: Weekly Options: Monthly SUGGESTED Until payments have been reconciled with the agency invoice. RETENTION CONSOLIDATION Program, Lender, Sublender or System LEVELS SELECTION All of the following transactions on loans placed with the collection CRITERIA agency. Also other transactions that affect fields on the Collection

Agency Inventory and Transactions that affect Total Due. 1. Payments except those with a Source Code of C (payments

received from agencies are not printed on this report). 2. Payment Reversals except those with a Source Code of C. 3. Cancellations 4. Cancellations Reversals 5. Postponements 6. Postponement Reversals 7. Deferments 8. Deferment Reversals 9. Changed Name 10. Changed Address 11. Changed Telephone Number 12. Acceleration 13. Deceleration 14. Separation Date Change






15. Loan Recalled from Collection Agency 16. Reprocessing - if it results in a change to Total Due. 17. Capitalization of Interest 18. Capitalization Reversal SORT SEQUENCES Standard: Borrower Name/Borrower Number/Program Number/Loan

Number/Sequence Number/Post Date/Post Time Options: 1. Loan Number/Sequence Number/Program Number/Post

Date/Post Time 2. Division of Labor (alpha on borrower name)/Borrower

Name/Borrower Number 3. Program Number/Loan Number/Sequence Number/Post

Date/Post Time 4. Division of Labor (numeric on loan number)/Loan

Number/Sequence Number/Program Number/Post Date/Post Time

MISCELLANEOUS If a transaction brings a loan current (i.e., Notification Days Past Due NOTES is equal to zero after the transaction is applied), the words LOAN

BROUGHT CURRENT will be printed in the Comments column. If the loan was coded as having records withheld, RW will be printed next to this message.

If more than one transaction posted against the loan, the borrower

name, program number, loan number and sequence number will be printed once.

The lender can request a Division of Labor sort for its internal needs.

However, the standard sort or optional sort 1 should be used for the agencies.

If the effective date of the transaction is prior to the bill generation date

(for example, backdated payments), no amount will show as Change to Amounts Due.

If the report is sorted alphabetically (standard sort or optional sort 2),

the borrower name will be in the first column. If the report is sorted numerically (optional sorts 1 and 3), the program number and loan number will be printed in the first column.






00006-001-001-01111 TRANSACTIONS AGAINST LOANS IN COLLECTION RUN DATE: 01/02/98

CAMPUS PARTNERS-DEMO UNIV-PERK WEEK ENDING 12/31/97 COLLECTORS OF AMERICA (03154) PAGE: 1

PROG# LOAN NUMBER |BORROWER NAME | |ACTIVITY |DATE |S| PAYMENT | CANCELLATION| CHANGE TO | COMMENTS

| | AMOUNT | AMOUNT | TOTAL DUE | TRAN DATE

_____________________|_______________________________|_____|____________|________|_|_____________|_____________|_____________|_______________________________________

01111 888-30-3090-01|BABER, SANDRA | |PAYMENT - 10|12/05/97|W| 30.00 | | 30.00-| 12/05/97

| | | | | | | | *** LOAN BROUGHT CURRENT ***

01111 888-30-3090-02|COOPER, JANE | |STOP CODES |12/07/97|D| | | | 12/07/97

| | | | | | | | NEW: 0-0-0-0-0-0

01111 888-32-2444-01|JONES, JOE L | |PAYMENT - 10|12/07/97|I| 10.00 | | 10.00-| 12/07/97

01111 888-33-8342-02|STANLEY, JANE | |PAYMENT - 10|12/07/97|I| 31.00 | | 31.00-| 12/07/97


01111 888-34-7964-01|GRADY, VIVIAN | |CHG ADDR - P|12/11/97|B| | | | 12/11/97

| | | | | | | |1805 S COLLIER BLVD

| | | | | | | |APT 3

| | | | | | | |GREENVILLE NC 278584428

| | | | | | | |PHONE: 919/321-2048

01111 888-35-1250-01|DANIELS, BOBBY | |PAYMENT - 10|12/12/97|W| 30.00 | | 30.00-| 12/12/97


01111 888-36-3090-02|HOOVER, SHARON E | |STOP CODES |12/21/97|D| | | | 12/21/97

| | | | | | | | NEW: 0-0-0-0-0-0

01111 888-37-9201-01|ABBOTT, COREY | |DEFERMENT |12/21/97|B| | | | 12/03/97


| |REPRO/ADJ. | | | | | 168.65-|

01111 888-39-0440-01|MINOR, TONYA | |CHG ADDR - P|12/13/97|B| | | | 12/13/97

| | | | | | | |103 VILLAGE LN #H

| | | | | | | |GREENSBORO NC 274092540

| | | | | | | |PHONE: 910/278-7062

01111 888-28-4560-01|BANNER, BRENDA K | |PAYMENT - 10|12/15/97|W| 40.00 | | 40.00-| 12/15/97

01111 888-17-6854-01|EVAN, KELLY | |PAYMENT - 10|12/17/97|I| 90.00 | | | 12/17/97

| |REPR/ADJ. | | | | | 90.00-|

01111 888-20-7418-02|WORTHY, JANICE | |PAYMENT - 10|12/20/97|W| 98.34 | | 98.34-| 12/20/97

01111 888-33-3587-01|NESS, HELLEN | |PAYMENT - 10|12/11/97|I| 7.81 | | 7.81-| 12/11/97

| | | | | | | |

01111 888-33-3587-02|NESS, HELLEN | |PAYMENT - 10|12/19/97|I| 22.19 | 22.19-| 12/19/97


01111 888-96-6547-01|HOPE, CYNTHIA | |PAYMENT - 10|12/06/97|W| 30.00 | | 30.00-| 12/06/97


01111 888-69-8186-01|MCCRAY, SCOTT | |PAYMENT - 10| |W| 30.00 | | 30.00-| 12/25/97

| | |12/25/97| | | | | *** LOAN BROUGHT CURRENT ***

TOTAL LOANS 16


Accounting Reports

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December 2009 Proprietary


TOC

Section 7 Accounting Reports

Table of Contents

7.0 Accounting Reports - Summary ......................................................................... 7-1 7.1 Transactions and Adjustments Journal .............................................................. 7-2 7.2 Cash Activity Report........................................................................................... 7-8 7.3 Accounting Reports.......................................................................................... 7-13 7.4 Funds Advanced Year to Date Report ............................................................. 7-43 7.5 Cost Detail Report............................................................................................ 7-45


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Page 7-1

7.0 Accounting Reports - Summary Transactions and Adjustments Journal – Standard Monthly Report Cash Activity Report – Standard Monthly Report Accounting Reports – Standard Monthly Report 1. Cash Reconcilement and Supporting Detail 2. Accounting Entries 3. File Reconcilement 4. Cancellation Journal 5. Write-off Journal This report also is available on magnetic tape. Fiscal Operations Analysis Report (FISCOP) and Supplement Funds Advanced Year-to-Date – Standard Monthly Report Cost Detail Report – Standard Monthly Report


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7.1 Transactions and Adjustments Journal

(Standard Report) PURPOSE The Transactions and Adjustments Journal is a list of the monetary

and some nonmonetary transactions that were processed on the loans during the reporting period.

INTENDED USE The student loan collector can use this report to monitor the activity

of certain past due borrowers or to check that Campus Partners has processed all requested adjustments.

The accountant must use this report as a permanent supporting

document for the entries made into the general ledger. REPORT FREQUENCY Standard: Monthly Options: Weekly SUGGESTED Permanent RETENTION CONSOLIDATION Program, Sublender, Lender or System LEVELS SELECTION Standard: All transactions that were processed during the reporting CRITERIA period except the following, which are shown on other reports:

Transactions Reports

New Loans Loan Corrections Reconstruction Loans Reconstruction Loan Corrections Advances Advance Adjustments Deleted Loans

New Loans and Advances Report

Addresses Coded Bad Bad Address List

Loans Placed in Collection New Placements Report

Loans Assigned to the U.S. Loans Accepted by the U.S. Assignment Reversals

Loans Assigned to/Accepted by the U.S. Report

Options: As an option, the customer can request a Transactions

and Adjustments Journal, which includes the transactions not displayed in the standard version.


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Page 7-3

SORT SEQUENCES Standard: Borrower Name/Borrower Number/Program Number/Loan Number/Sequence Number/Post Date/Post Time

Options: 1. Loan Number/Sequence Number/Program

Number/Post Date/Post Time 2. Division of Labor (alpha on borrower name)/Borrower

Name/Borrower Number/Program Number/Loan Number Sequence Number/Post Date/Post Time


Number/ sequence Number/Program Number/Post Date/Post Time

TOTALS If a Division of Labor sort is used, the totals section will be

provided for each employee and the report. If several programs are consolidated on the report, the customer

can request a totals page for each program and for report. If programs are consolidated on the report and a Division of Labor

sort is used, the customer can request a totals page for each program, for each employee, and for the report as a whole.

The customer has the option to receive an additional Adjustments

Totals Page showing totals for adjustments and reversals input by Campus Partners only (i.e., not requested by the customer).

MISCELLANEOUS If a transaction is prorated between two or more funds, the entire NOTES transaction amount will be shown on this report, and the prorated

amounts will be printed on the Monetary Transactions by Fund Issue Report.

If there is more than one type of Principal, Interest, Delinquent

Charge Paid, the amount in each type will be stacked in the appropriate column and identified by a letter code in the T (Type) column.

If more than one transaction is processed against the loan, the

borrower name, loan number, sequence number and program number will be printed once.

If the report is sorted numerically, the program and loan numbers

will be printed on the first line and the borrower name will be printed on the second line.

If the report is sorted alphabetically, the borrower's name will be

printed on the first line. If a transaction causes reprocessing, the old/new balance will not

be displayed with the transaction. It will be shown with the reprocessing transaction.

If an amount is capped, the cap amount and reason code will

appear in the comments column. The Old/New Bal. will provide a change to the loan balance as a result of capitalization.


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00006-001-001-00006 TRANSACTIONS AND ADJUSTMENTS JOURNAL RUN DATE: 03/31/08

CAMPUS PARTNERS-DEMO UNIV-PERK MONTH ENDING 03/31/08 PAGE 1

BORROWER NAME ACTIVITY S BTC# PAYMENTS C CANCELLATIONS OLD BAL COMMENTS CH TOT DUE

PROG# LOAN NUMBER ST DATE ID# ITM# PMT AMT PRINCIPAL T INTEREST T DELQ CHG T * PRINCIPAL INTEREST NEW BAL TRAN DT

-------------------------------- ------------------- --------- --------- - --------- - --------- - - --------- --------- ---------- ---------------------------------

DEMONSTRATION, ANDREW DELQ STRT DT S OLD: 00/00/00

00006 888-02-0117-01 49 03/11/08 1,550.00 NEW: 02/26/08

DEMONSTRATION, D'OUGLAS LEE DELQ STRT DT S OLD: 10/29/05

00006 888-02-0082-01 49 03/14/08 1,100.00 NEW: 02/29/08

DEMONSTRATION, DAY DUE DELQ STRT DT S OLD: 00/00/00

00006 000-00-0002-01 49 03/03/08 1,500.00 NEW: 02/17/08

DEMONSTRATION, DDAY DELQ STRT DT S OLD: 00/00/00

00006 000-00-0003-01 49 03/24/08 2,000.00 NEW: 03/09/08

DEMONSTRATION, JULIE A CHG ADDR - P B 123 MAIN STREET

00006 888-02-0029-01 10R 03/07/08 B692 4,000.00 ANYWHERE NC 27106

PHONE: 000/000-0000

CHG ADDR - P B 456 MAIN STREET

10R 03/18/08 B074 4,000.00 ANYWHERE NC 27106

PHONE: 000/000-0000

CHG ADDR - P B 123 MAIN STREET

10R 03/19/08 B904 4,000.00 ANYWHERE NC 27106

PHONE: 000/000-0000

ADDR STATUS B OLD: GOOD PRIMARY

10R 03/28/08 W680 4,000.00 NEW: BAD

DEMONSTRATION, SALLY A ADDR STATUS B OLD: GOOD PRIMARY

00006 888-02-0020-01 49 03/11/08 W680 91.00 NEW: BAD

CHG ADDR - P W 123 ANY STREET

49 03/13/08 W069 91.00 WINSTON SALEM NC 27106

PHONE: 336/565-5555

ADDR STATUS W OLD: GOOD PRIMARY

49 03/28/08 W680 91.00 NEW: BAD

DEMONSTRATION, TRAINING UNCONSOLDATE W OLD ACCT #: 000-59-1664-01

00006 888-02-0410-01 49C 03/06/08 W106 1,000.00 # OF LOANS IN OLD CONSOL: 4

CHG ADDR - P B 180 TRAINING WAY

49C 03/27/08 B007 1,000.00 PO BOX 1213

ANYWHERE NC 27103

PHONE: 717/677-4511

DEMONSTRATION, TRAINING11 DELQ STRT DT S OLD: 10/26/06

00006 888-02-0421-01 49 03/11/08 5,000.00 NEW: 02/26/08


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00006-001-001-00006 TRANSACTIONS AND ADJUSTMENTS JOURNAL COMPLETE REPORT RUN DATE: 03/31/08


*** TRANSACTIONS TOTALS *** NUMBER PRINCIPAL INTEREST LATE CHG COL FEES-B O/COST-B TOTAL COL FEES-I O/COST-I

CASH PAYMENTS - BORROWER 0 0.00 0.00 0.00 0.00 0.00 0.00

- TAX OFFSET 0 0.00 0.00 0.00 0.00 0.00 0.00

- LOCKBOX 0 0.00 0.00 0.00 0.00 0.00 0.00

- COLLECTION AGENCY (NET) 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

- COLLECTION AGENCY (GROSS) 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

- COLL AGCY-TAX OFFSET(NET) 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

- COL AGCY-TAX OFFSET(GROSS) 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

- CLAIM 0 0.00 0.00 0.00 0.00 0.00 0.00

- DISBURSEMENT CANCELLATIONS 0 0.00 0.00 0.00 0.00 0.00 0.00

NON-CASH PMTS - BORROWER 0 0.00 0.00 0.00 0.00 0.00 0.00

- TAX OFFSET 0 0.00 0.00 0.00 0.00 0.00 0.00





- CLAIM 0 0.00 0.00 0.00 0.00 0.00 0.00


PAYMENTS - OTHER - REGULAR 0 0.00 0.00 0.00 0.00 0.00 0.00

- CLAIM 0 0.00 0.00 0.00 0.00 0.00 0.00

TOTAL PAYMENTS 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

OTHER ADJUSTMENTS 0 0.00 0.00 0.00 0.00 0.00 0.00

CREDIT BALANCE REFUNDS 0 0.00 0.00

ACCOUNTS PAYABLE 0 0.00

CANCELLATIONS - BANKRUPTCY 0 0.00 0.00 0.00

- DEATH 0 0.00 0.00 0.00

- DISABILITY 0 0.00 0.00 0.00

- 9/11 SURVIVOR 0 0.00 0.00 0.00

- DEFENSE OR PRE-07/72 - 10% 0 0.00 0.00 0.00

- 15% 0 0.00 0.00 0.00

- MIL 0 0.00 0.00 0.00

- DIRECT OR POST-07/72 - 15% 0 0.00 0.00 0.00

- 20% 0 0.00 0.00 0.00

- 30% 0 0.00 0.00 0.00

- MIL 0 0.00 0.00 0.00

- PEACE CORPS/VISTA - 15% 0 0.00 0.00 0.00

- 20% 0 0.00 0.00 0.00

- LAW ENFORCEMENT - 15% 0 0.00 0.00 0.00

- 20% 0 0.00 0.00 0.00

- 30% 0 0.00 0.00 0.00

- HEADSTART - 15% 0 0.00 0.00 0.00

- TEACHING SVC-SHORTAGE- 15% 0 0.00 0.00 0.00

- 20% 0 0.00 0.00 0.00

- 30% 0 0.00 0.00 0.00

- HEALTH SVC-NURSE/MED - 15% 0 0.00 0.00 0.00

- 20% 0 0.00 0.00 0.00

- 30% 0 0.00 0.00 0.00

- SERVICES-HIGH RISK - 15% 0 0.00 0.00 0.00

- 20% 0 0.00 0.00 0.00

- 30% 0 0.00 0.00 0.00

- EARLY INTERVENTION - 15% 0 0.00 0.00 0.00

- 20% 0 0.00 0.00 0.00

- 30% 0 0.00 0.00 0.00

- OTHER 0 0.00 0.00 0.00

TOTAL CANCELLATIONS 0 0.00 0.00 0.00

ACCEPTED BY THE U.S. 0 0.00 0.00 0.00 0.00 0.00 0.00

WRITE-OFFS - LOW BALANCE 0 0.00 0.00 0.00 0.00 0.00 0.00

- DUE DILIGENCE 0 0.00 0.00 0.00 0.00 0.00 0.00

- MANUAL 0 0.00 0.00 0.00 0.00 0.00 0.00

TOTAL WRITE-OFFS 0 0.00 0.00 0.00 0.00 0.00 0.00

CAPITALIZATIONS 0 0.00 0.00 0.00 0.00 0.00 0.00


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*** REVERSALS AND REPROCESSING TOTALS ** NUMBER PRINCIPAL INTEREST LATE CHG COL FEES-B O/COST-B TOTAL COL FEES-I O/COST-I

CASH PAYMENTS - BORROWER 0 0.00 0.00 0.00 0.00 0.00 0.00

- TAX OFFSET 0 0.00 0.00 0.00 0.00 0.00 0.00

- LOCKBOX 0 0.00 0.00 0.00 0.00 0.00 0.00





- CLAIM 0 0.00 0.00 0.00 0.00 0.00 0.00


NON-CASH PMTS - BORROWER 0 0.00 0.00 0.00 0.00 0.00 0.00

- TAX OFFSET 0 0.00 0.00 0.00 0.00 0.00 0.00





- CLAIM 0 0.00 0.00 0.00 0.00 0.00 0.00


PAYMENTS - OTHER - REGULAR 0 0.00 0.00 0.00 0.00 0.00 0.00

- CLAIM 0 0.00 0.00 0.00 0.00 0.00 0.00

TOTAL PAYMENTS 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

OTHER ADJUSTMENTS 0 0.00 0.00 0.00 0.00 0.00 0.00

CREDIT BALANCE REFUNDS 0 0.00 0.00

ACCOUNTS PAYABLE 0

CANCELLATIONS - BANKRUPTCY 0 0.00 0.00 0.00

- DEATH 0 0.00 0.00 0.00

- DISABILITY 0 0.00 0.00 0.00

- 9/11 SURVIVOR 0 0.00 0.00 0.00

- DEFENSE OR PRE-07/72 - 10% 0 0.00 0.00 0.00

- 15% 0 0.00 0.00 0.00

- MIL 0 0.00 0.00 0.00

- DIRECT OR POST-07/72 - 15% 0 0.00 0.00 0.00

- 20% 0 0.00 0.00 0.00

- 30% 0 0.00 0.00 0.00

- MIL 0 0.00 0.00 0.00

- PEACE CORPS/VISTA - 15% 0 0.00 0.00 0.00

- 20% 0 0.00 0.00 0.00

- LAW ENFORCEMENT - 15% 0 0.00 0.00 0.00

- 20% 0 0.00 0.00 0.00

- 30% 0 0.00 0.00 0.00

- HEADSTART - 15% 0 0.00 0.00 0.00

- TEACHING SVC-SHORTAGE- 15% 0 0.00 0.00 0.00

- 20% 0 0.00 0.00 0.00

- 30% 0 0.00 0.00 0.00

- HEALTH SVC-NURSE/MED - 15% 0 0.00 0.00 0.00

- 20% 0 0.00 0.00 0.00

- 30% 0 0.00 0.00 0.00

- SERVICES-HIGH RISK - 15% 0 0.00 0.00 0.00

- 20% 0 0.00 0.00 0.00

- 30% 0 0.00 0.00 0.00

- EARLY INTERVENTION - 15% 0 0.00 0.00 0.00

- 20% 0 0.00 0.00 0.00

- 30% 0 0.00 0.00 0.00

- OTHER 0 0.00 0.00 0.00

TOTAL CANCELLATIONS 0 0.00 0.00 0.00

ACCEPTED BY THE U.S. 0 0.00 0.00 0.00 0.00 0.00 0.00

WRITE-OFFS - LOW BALANCE 0 0.00 0.00 0.00 0.00 0.00 0.00

- DUE DILIGENCE 0 0.00 0.00 0.00 0.00 0.00 0.00

- MANUAL 0 0.00 0.00 0.00 0.00 0.00 0.00

TOTAL WRITE-OFFS 0 0.00 0.00 0.00 0.00 0.00 0.00

CAPITALIZATIONS 0 0.00 0.00 0.00 0.00 0.00 0.00


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Page 7-7



*** NEW LOANS AND ADVANCES *** NUMBER LOAN AMT PRIN BAL ADV YTD

NEW LOANS 2 2,000.00 2,000.00 0.00

LOANS CORRECTIONS 0 0.00 0.00 0.00

ADVANCES 0 0.00 0.00 0.00

ADVANCE ADJUSTMENT 0 0.00 0.00 0.00

DELETED LOANS 0 0.00 0.00 0.00

TOTAL FUNDS ADVANCED 2 2,000.00 2,000.00 0.00

*** DEFERMENTS ***

- CUSTOMER ADJ - NO INT 0 TEMPORARY TOTAL DISABILITY 0 PEACE CORPS 0

- CUSTOMER ADJ - INT 0 U.S. PUBLIC HEALTH SERVICE 0 NOAAC 0

- GRACE 0 VISTA 0 FORBEARANCE 0

- HARDSHIP 0 VOLUNTEER 0 UNEMPLOYMENT 0

- INTERNSHIP 0 PARENTAL LEAVE 0 ECONOMIC HARDSHIP 0

- MILITARY 0 WORKING MOTHER 0 CANCELLATION/SERVICES 0

- RESIDENCY 0 INTERN RESIDENCY 0 MILITARY - NEW 0

- STUDENT 0 DEPENDENT DISABILITY 0 DISABILITY CLAIM 0

- RETURN/LEAVE 0 MEDICAL SCHOOL FORB 0 MISC FORBEARANCE 0

- PL ADMIN 0

TOTAL NUMBER OF DEFERMENTS 0

*** DEFERMENT REVERSALS ***

- CUSTOMER ADJ - NO INT 0 TEMPORARY TOTAL DISABILITY 0 PEACE CORPS 0

- CUSTOMER ADJ - INT 0 U.S. PUBLIC HEALTH SERVICE 0 NOAAC 0

- GRACE 0 VISTA 0 FORBEARANCE 0

- HARDSHIP 0 VOLUNTEER 0 UNEMPLOYMENT 0

- INTERNSHIP 0 PARENTAL LEAVE 0 ECONOMIC HARDSHIP 0

- MILITARY 0 WORKING MOTHER 0 CANCELLATION/SERVICES 0

- RESIDENCY 0 INTERN RESIDENCY 0 MILITARY - NEW 0

- STUDENT 0 DEPENDENT DISABILITY 0 DISABILITY CLAIM 0

- RETURN/LEAVE 0 MEDICAL SCHOOL FORB 0 MISC FORBEARANCE 0

- PL ADMIN 0

TOTAL NUMBER OF DEFERMENTS 0

*** POSTPONEMENTS *** 0

*** POSTPONEMENT REVERSALS *** 0

*** STATEMENTS/NOTICES *** BILLS ADD 15-DAY 45-DAY 60-DAY 75-DAY OTHER GRACE AUTO LTRS PHONE CALLS EXITS

PAPER/E-EXIT

GOOD ADDRESSES 0 0 0 1 0 0 0 0 0 0 0 3

FOREIGN ADDRESSES 0 0 0 0 0 0 0 0 0

TOTAL 0 0 0 1 0 0 0 0 0 CB START CB STOP

BAD ADDRESSES - NOT MAILED 0 0 5 0 0 0 0 0 0 0 0

STOP CODES - NOT MAILED 0 0 0 0 0 0 0 0 0

OTHER - NOT MAILED 0 0


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SOM Issue 2

December 2009


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Page 7-8

7.2 Cash Activity Report (Standard Report)

PURPOSE The purpose of the Cash Activity Report is to assist you in balancing

checking accounts and to serve as a record of payments and payment reversals.

INTENDED USE The Cash Activity Report is a listing of the activities processed during

the reporting period, which affects the lender's cash account. This report should be used by the student loan administrator to

reconcile all activity related to the institution's cash account processed by Campus Partners during the reporting period.

REPORT FREQUENCY Standard: Monthly Options: Weekly SUGGESTED Permanently (with bank statement reconcilement) RETENTION CONSOLIDATION Program only LEVEL SELECTION The following cash related transactions are selected: CRITERIA 1. Cash Payments a. Sent directly to Campus Partners b. Sent to a remote lockbox c. Sent to a collection agency 2. Cash Payment Reversals 3. Noncash Payments a. Sent to Campus Partners by the lender without a

corresponding deposit b. Sent to Campus Partners by a collection agency SORT SEQUENCE Standard: Post Date/Activity Type/Alpha (by borrower name). Options: Post Date/Activity Type/Numeric (by loan number). TOTALS The totals consist of two pages. Page 1: summarizes the cash transactions and reversals Page 2 : summarizes the noncash transactions and reversals


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Page 7-9

MISCELLANEOUS A detailed list of individual borrower payments included in a NOTES collection agency deposit can be found in Section 1 (Supporting

Detail) of the Accounting Report. If a check received from a borrower includes payments for two

different loans, the payment amount applied to each loan will be listed separately.

If there is no deposit activity for a particular day, NO ACTIVITY

will be printed in the Activity Type field. PAYMENT TYPES 10 Cash

11 Ordinary cash payment but the deposit is made independently 12 Payment which had rejected because the loan status was 85 or

95 (written off); the write off was reversed and the payment has been re-entered

13 Payment which had rejected because the loan status was 82 or 93 (assigned/accepted); assignment was reversed and the payment was re-entered

14 Payment which has been reversed and will be reapplied as an advance payment back to the loan, or reapplied to the same borrower’s loan or another loan within the same program

20 Noncash 30 Cash - net check, collections fees deducted from borrower payments 31 Cash - gross check, collection fees will be billed to you separately 40 Noncash - net check, collection fees deducted from borrower payments

41 Noncash - gross check, collections fees will be billed to you separately

50 Payment received from the borrower via a lockbox PAYMENT SOURCES W Campus Partners L Lockbox T Tax Offset H Loan Consolidation E One time ACH payment created by the borrower on mycampusloan.com C Collection Agency U Cancellation of a Disbursement I Institution P Prior to System III conversion D DataLink G Claim F One time ACH payment created by either Campus Partners or

the Customer on behalf of the borrower A ACH M Credit Card payment request created by the borrower on

mycampusloan.com N Credit Card payment request created by either Campus Partners

or the Customer on behalf of the borrower


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SOM Issue 2

December 2009


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Page 7-10

00006-001-001-00006 CASH ACTIVITY REPORT RUN DATE: 07/14/06

DEMONSTRATION UNIVERSITY WEEK ENDING 07/14/06 PAGE 1

POST DATE ACTIVITY TYPE NAME PROG#-LOAN NUMBER AMOUNT PT TRAN DATE TOTAL S BATCH/ITEM USER

07/08/06 NO ACTIVITY

07/09/06 NO ACTIVITY

07/10/06 CASH PAYMENTS - REGULAR DEMONSTRATION, TERESA 00006-899-81-6787-03 47.66 10 07/10/06 W 0936/0073 W985

DEMONSTRATION, TERESA 00006-899-81-6787-05 11.92 10 07/10/06 W 0936/0073 W985

DEMONSTRATION, LEVETTE 00006-892-84-5554-03 80.00 10 07/10/06 M 0934/0018 W986

DEMONSTRATION, HOPE 00006-895-86-7305-03 260.00 10 07/10/06 N 0202/0194 W986

DEMONSTRATION, STACIE 00006-899-84-5181-03 130.00 10 07/10/06 W 0202/0004 W985

DEMONSTRATION, STEVEN 00006-899-86-7988-03 55.00 10 07/10/06 W 0205/0009 W985

DEMONSTRATION, ASHLEY 00006-811-81-1200-03 84.86 10 07/10/06 W 0200/0051 W985

DEMONSTRATION, KAYETTA 00006-800-82-8217-03 60.00 10 07/10/06 E 0590/0998 W994

DEMONSTRATION, KEITH 00006-800-82-4597-03 592.83 10 07/10/06 W 0200/0003 W985

DEMONSTRATION, HOLLY R 00006-860-87-2820-03 43.00 10 07/08/06 A 0507/0111 W999

DEMONSTRATION, TERESA 00006-894-88-2744-03 42.43 10 07/10/06 W 0936/0104 W985

DEMONSTRATION, RICHARD L 00006-811-80-7784-03 40.00 10 07/10/06 1,447.70 W 0010/0187 W985

NET CASH ACTIVITY 1,447.70 *

NON-CASH PAYMENTS - COLL AGCY 00420 100.00 06/19/06 100.00 C ON-LINE WW99

NET NON-CASH ACTIVITY 100.00 *

07/11/06 CASH PAYMENTS - REGULAR DEMONSTRATION, MELISSA 00006-896-84-1525-03 100.00 10 07/11/06 E 0590/0500 W994

DEMONSTRATION, CHRISTIFER 00006-841-88-4286-03 68.83 10 07/11/06 168.83 E 0590/0450 W994

NET CASH ACTIVITY 168.83 *

07/12/06 CASH PAYMENTS - REGULAR DEMONSTRATION, BRENDA 00006-890-89-7370-03 96.46 10 07/12/06 A 0226/0073 W989

DEMONSTRATION, ROBIN 00006-895-82-2026-03 100.00 10 07/12/06 196.46 A 0225/0129 W997

NET CASH ACTIVITY 196.46 *

NON-CASH PAYMENTS - COLL AGCY 00806 20.00 06/20/06 20.00 C ON-LINE WW99


07/13/06 CASH PAYMENTS - REGULAR DEMONSTRATION, SUSAN 00006-872-86-6894-03 50.00 10 07/13/06 50.00 W 0200/0006 W985

CASH REVERSALS -REG/AGCY DEMONSTRATION, KAYETTA 00006-800-82-8217-03 60.00-10 07/10/06 60.00- W NSF W917

NET CASH ACTIVITY 10.00- *

NON-CASH PAYMENTS-REGULAR DEMONSTRATION,JEWELL 00006-862-83-6306-03 43.43 20 07/13/06 43.43 I ON-LINE WW99


07/14/06 CASH PAYMENTS - REGULAR DEMONSTRATION, RANDALL 00006-893-86-1086-03 75.00 10 07/14/06 A 0513/1353 W999

DEMONSTRATION, CORY 00006-892-82-8764-03 40.00 10 07/14/06 A 0225/0308 W997

DEMONSTRATION, KATHERINE 00006-887-94-9489-03 152.00 10 07/14/06 W 0200/0122 W98

DEMONSTRATION, CYNTHIA 00006-891-90-0209-03 89.48 10 07/14/06 356.48 W 0200/0039 W985

NET CASH ACTIVITY 356.48

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SOM Issue 2

December 2009


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Page 7-11

00006-001-001-00006 CASH ACTIVITY REPORT SUMMARY TOTALS RUN DATE: 07/14/06

DEMONSTRATION UNIVERSITY WEEK ENDING 07/14/06 CASH PAGE 2

DATE CASH PMTS - REGULAR CASH PMTS - LOCKBOX CASH PMTS - COLL AGCY CASH REV - REG/AGCY CASH REV - LOCKBOX NET CASH ACTIVITY

ITEMS AMOUNT ITEMS AMOUNT ITEMS AMOUNT ITEMS AMOUNT ITEMS AMOUNT ITEMS AMOUNT

07/10/06 12 1,447.70 0 0.00 0 0.00 0 0.00 0 0.00 12 1,447.70

07/11/06 2 168.83 0 0.00 0 0.00 0 0.00 0 0.00 2 168.83

07/12/06 2 196.46 0 0.00 0 0.00 0 0.00 0 0.00 2 196.46

07/13/06 1 50.00 0 0.00 0 0.00 1 60.00- 0 0.00 2 10.00-

07/14/06 4 356.48 0 0.00 0 0.00 0 0.00 0 0.00 4 356.48

GRAND TOTALS 21 2,219.47 0 0.00 0 0.00 1 60.00- 0 0.00 22 2,159.47


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Page 7-12

00006-001-001-00006 CASH ACTIVITY REPORT SUMMARY TOTALS RUN DATE: 07/14/06

CAMPUS PARTNERS-DEMO UNIV-PERK WEEK ENDING 07/14/06 NON-CASH PAGE: 3

DATE NON-CASH - REGULAR NON-CASH - LOCKBOX NON-CASH - COLL AGCY NON-CASH REV - REG/AGCY NET NON-CASH ACTIVITY NET OTHER ACTIVITY

ITEMS AMOUNT ITEMS AMOUNT ITEMS AMOUNT ITEMS AMOUNT ITEMS AMOUNT ITEMS AMOUNT

07/10/06 0 0.00 0 0.00 1 100.00 0 0.00 1 100.00 0 0.00

07/11/06 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00

07/12/06 0 0.00 0 0.00 1 20.00 0 0.00 1 20.00 0 0.00

07/13/06 1 43.43 0 0.00 0 0.00 0 0.00 1 43.43 0 0.00

07/14/06 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00

GRAND TOTALS 1 43.43 0 0.00 2 120.00 0 0.00 3 163.43 0 0.00


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SOM Issue 2

December 2009


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Page 7-13

7.3 Accounting Reports (Standard Report)

PURPOSE The purpose of the Accounting Reports is to provide the accounting

entries that result from activity processed by Campus Partners during the reporting period.

INTENDED USE The Accounting Reports must be used to: 1. Reconcile the bank statement and cash account; 2. Make general ledger entries; and 3. Reconcile the general ledger to the Campus Partners

cumulative totals. REPORT FREQUENCY Standard: Monthly Options: Weekly SORT SEQUENCE For the Supporting Detail: Standard: Alpha by borrower name Options: Numeric by loan number CONSOLIDATION Program, Sublender, Lender or System LEVELS MISCELLANEOUS The Accounting Reports are organized into five sections: NOTES Section 1: - Cash Reconcilement - Interest Collected Detail - Supporting Detail Section 2: - Accounting Entries Section 3: - File Reconcilement - Supporting Collection Detail Section 4: - Cancellation Journal Section 5: - Write-off Journal Lenders that disburse from multiple private loan funds under a

single loan program (i.e., when one loan is made up of monies from more than one loan fund) can request Sections 1 (except the supporting detail), 2 or 3 for each loan fund.

The numbering system used for the general ledger accounts is

based on the Fiscal Operations Report for the Perkins program and on the Financial Aid Guidelines, Book III, for the HPSL/HSL programs.


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December 2009


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Page 7-14

TYPE OF PRINCIPAL, INTEREST, AND DELINQUENT CHARGES PAID

Type of Principal Paid C = Capitalized Principal Paid P or blank = Regular Loan Principal Paid Type of Interest Paid blank = Regular Interest Paid B = "Billed (or Interim) Interest Paid C = Interest Paid on Capitalized Balance H = Hardship Interest Type of Delinquent Charges Paid F = Other Costs Paid by the Lender or charged to the Fund L = Late Charges Paid N = Collection Costs Paid by the Borrower P = Penalty Charges Paid S = Collection Costs Paid by the Lender or charged to the Fund T = Other Costs Paid by the Borrower


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December 2009


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Page 7-15

Perkins Chart of Accounts as of 2009 FISAP Instructions

Assets 1. Cash on Hand (1) 2. Funds Receivable from Federal Government (N/A) 3. Funds Receivable from School (N/A) 4. Funds Advanced to Students (File Reconcilement - I/II) 5. Loan Principal Collected (5) 6. Loan Principal Assigned to and Accepted by the United States (5.1) 7. Loan Principal Canceled for Teaching/Military Service – Loans Made Prior to 7/1/72 (6.1-6.3) 8. Loan Principal Canceled for Certain Subject Matter Teaching Service (7.10-7.12) 9. Loan Principal Canceled for All Other Authorized Pre-Kindergarten or K-12 Teaching Service (7.1-7.3) 10. Loan Principal Canceled for Military – Loans Made After 6/30/72 (7.4) 11. Loan Principal Canceled for Volunteer Service (Peace Corps/VISTA) (7.5-7.6) 12. Loan Principal Canceled for Law Enforcement and Corrections Officer Service (7.7-7.9) 13. Loan Principal Canceled for Child/Family/Early Intervention Service–Loans Made After 7/22/92 (Child/Family 7.16-7.18, Early Intervention 7.19-7.21) 14. Loan Principal Canceled for Nurse/Medical Technician Service (7.13-7.15) 15. Loan Principal Canceled for Pre-Kindergarten or Child Care Program Staff Member Service (7.37-7.39) 16. Loan Principal Canceled for Public Defender Service (7.22-7.24) 17. Loan Principal Canceled for Firefighter Service (7.31-7.33) 18. Loan Principal Canceled for Tribal College or University Service (7.28-7.30) 19. Loan Principal Canceled for Librarian Service (7.25-7.27) 20. Loan Principal Canceled for Speech-Language Pathology Service (7.40-7.42) 21. Loan Principal Canceled for Loans Discharged for Death/Disability (8-9) 22. Loan Principal Canceled for Disability for VA Determination (10.7) 23. Loan Principal Canceled for Bankruptcy (10) 24. Loan Principal Cancelled for 9/11/01 Survivors (10.6) 25. Loan Principal Cancelled for Loans Discharged Due to Closed Schools (N/A) 26. Loan Principal Adjustments - Other (11) Liabilities - Capital Accounts 27. Federal Capital Contributions (N/A) 29.3. Institutional Capital Contribution (N/A) Capital Reduction Accounts 28. Repayments of Fund Capital to Federal Government (N/A) 30.3. Repayment of Fund Capital to School (N/A) Revenue 31. Interest Income on Loans (16.A, 16.B) 32. Other Income (5) 33. Reimbursements to the Fund of Amounts Canceled on Loans Made 7/1/72 and After (N/A) Expenses 34.1 Administrative Cost Allowance (N/A) 34.2 Collection Costs (Including Litigation) (19.1 & 19.3) 34.3 Administrative Cost Allowance and Collection Costs (Control) (N/A) 35. Cost of Loan Principal & Interest Canceled for Teach/Military Service - Loans Prior to 7/1/72 (20.-21.) 36. Cost of Loan Principal & Interest Canceled for Certain Subject Matter Teaching Service (23.4)


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37. Cost of Loan Principal & Interest Canceled for All Other Authorized Pre-Kindergarten or K-12 Teaching Service (22) 38. Cost of Loan Principal & Interest Canceled for Military - Loans After 6/30/72 (23.1 & 23.12) 39. Cost of Principal & Interest Canceled for Volunteer Service (Peace Corps/VISTA) (23.2) 40. Cost of Principal & Interest Canceled for Law Enforcement and Corrections Officer Service (23.3) 41. Cost of Loan Principal & Interest Canceled for Child/Family/Early Intervention Service (23.6-23.7) 42. Cost of Loan Principal & Interest Canceled for Nurse/Medical Technician Service (23.5) 43. Cost of Loan Principal & Interest Canceled for Pre-Kindergarten or Child Care Program Staff Member Service (23.13) 44. Cost of Loan Principal & Interest Canceled for Public Defender Service (23.8) 45. Cost of Loan Principal & Interest Canceled for Firefighter Service (23.11) 46. Cost of Loan Principal & Interest Canceled for Tribal College or University Service (23.10) 47. Cost of Loan Principal & Interest Canceled for Librarian Service (23.9) 48. Cost of Loan Principal & Interest Canceled for Speech-Language Pathology Service (23.14) 49. Cost of Loan Principal & Interest Canceled Because of Death/Disability (24-25) 50. Cost of Loan Principal & Interest Canceled Because of VA Disability Determination (26.7) 51. Cost of Loan Principal & Interest Canceled Because of Bankruptcy (26) 52. Cost of Loan Principal & Interest Canceled for 9/11/01 Survivors (26.6) 53. Cost of Principal & Interest Assigned to and Accepted by the United States (27.A) 54. Cost of Loan Principal and Interest Canceled for Loans Discharged Due to Closed School (NA) 55. Other Costs & Losses (27.1) Note: Numbers at the end of each account reference the location on Campus Partners' Accounting Report.


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December 2009


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Page 7-17

NSL/HPSL Chart of Accounts Asset Accounts 11. Cash 12. Funds Receivable, Federal Award 13. Funds Receivable Institutional Contribution 18. Loans to Students - In School 19. Loans to Students - No Longer Enrolled 110. Loan Principal Collected 111. Loan Principal Canceled 112. Loan Principal Adjustment - Bankruptcy 113. Loan Principal Adjustment - Other Fund Accounts 14. Federal Capital Contributions Authorized 15. Institutional Capital Contributions 16. Repayments to Federal Government 17. Repayments to Institution Income Accounts 114. Interest Earned on Loans 115. Other Earnings 116. Interest Canceled on Loans Cost Accounts 117. Litigation Expense 118. Other Collection Expenses 119. Loan Principal & Interest Canceled - Employment 120. Loan Principal & Interest Canceled - Death 121. Loan Principal & Interest Canceled - Disability 122. Other Expenses or Losses - Bankruptcy 123. Other Expenses or Losses - Other Note: Accounts relating to the Scholarship Fund are not included in this chart.


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00006-001-001-00006 ACCOUNTING REPORT - NDSL/INST SECTION 1 RUN DATE: 07/31/04

CAMPUS PARTNERS-DEMO UNIV-PERK MONTH ENDING 07/31/04 CASH RECONCILEMENT PAGE: 1

DEBITS CREDITS

1. CASH ON HAND

A. CASH PAYMENTS - BORROWER PAYMENTS 76,019.76

- LOCKBOX PAYMENTS 0.00

- COLLECTION AGENCY PAYMENTS (*) 15,154.88

- TAX OFFSET PAYMENTS 0.00

B. CASH PAYMENT REVERSALS (*) 209.45

____________ ____________

TOTAL CASH PAYMENTS 91,174.64 209.45

C. NON-CASH PAYMENTS - BORROWER PAYMENTS 32,979.76

- COLLECTION AGENCY PAYMENTS (*) 156.40


D. NON-CASH PAYMENT REVERSALS (*) 4,431.70

____________ ____________

TOTAL NON-CASH PAYMENTS 33,286.16 4,431.70

E. CREDIT BALANCE REFUND (*) 0.00 463.85

F. NET REPROCESSING ADJUSTMENTS (*) 1,220.99 1,220.99

G. OTHER PAYMENT ADJUSTMENTS (*) 90.00 200.50

5. PRINCIPAL COLLECTED

A. LOAN PRINCIPAL COLLECTED 116,103.71

B. LOAN PRINCIPAL ADJUSTED - CASH PAYMENT REVERSALS (*) 209.11

- NON-CASH PAYMENT REVERSALS (*) 4,559.98

- CREDIT BALANCE REFUNDS (*) 463.85 0.00

- OTHER ADJUSTMENTS (*) 204.02 1,027.97

____________ ____________

TOTAL LOAN PRINCIPAL COLLECTED 5,436.96 117,131.68

C. CAPITALIZED BALANCE COLLECTED 0.00

D. CAPITALIZED BALANCE ADJUSTED - CASH PAYMENT REVERSALS (*) 0.00

- NON-CASH PAYMENT REVERSALS (*) 0.00

- OTHER ADJUSTMENTS (*) 0.00 0.00

____________ ____________

TOTAL CAPITALIZED PRINCIPAL COLLECTED 0.00 0.00

16. INTEREST EARNED ON LOANS

A. INTEREST COLLECTED 13,457.40

B. INTEREST ADJUSTED - CASH PAYMENT REVERSALS (*) 16.84


- OTHER ADJUSTEMENTS (*) 70.62 11.13

____________ ____________

TOTAL INTEREST COLLECTED 257.55 13,468.53


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Page 7-19



DEBITS CREDITS

17. OTHER INCOME

A. PENALTY CHARGES COLLECTED 2,652.09

B. PENALTY CHARGES ADJUSTED- CASH PAYMENT REVERSALS (*) 6.00



_____________ ____________

TOTAL PENALTY CHARGES COLLECTED 233.00 2,652.09

C. LATE CHARGES COLLECTED 320.00

D. LATE CHARGES ADJUSTED - CASH PAYMENT REVERSALS (*) 0.00



_____________ ____________

TOTAL LATE CHARGES COLLECTED 20.00 320.00

19.1 OTHER COSTS

A. OTHER COSTS - INCURRED BY INSTITUTION (*) 855.25 90.00

B. OTHER COSTS - PAID BY BORROWER (*) 177.25

C. OTHER COSTS - ADJUSTED - CASH PAYMENT REVERSALS (*) 0.00



____________ _____________

TOTAL OTHER COSTS - PAID BY BORROWER 0.00 177.25

19.3 COLLECTION FEES

A. COLLECTION FEES - INCURRED BY INSTITUTION (*) 10,484.07 544.94

B. COLLECTION FEES - PAID BY BORROWER (*) 2,821.97

C. COLLECTION FEES - ADJUSTED - CASH PAYMENT REVERSALS (*) 12.50



____________ _____________

TOTAL COLLECTION FEES - PAID BY BORROWER 942.03 2,821.97

D. ACCOUNTS PAYABLE - COLLECTION FEES AND OTHER COSTS (*) 0.00 101.67


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Page 7-20



DEBITS CREDITS

*** RECONCILING ITEMS ***

PMTS ON LOANS ASSIGNED/ACCEPTED BY U.S. - REJECTED (*) 0.00

- RELEASED (*) 0.00

PMTS ON LOANS ALREADY WRITTEN OFF - REJECTED (*) 166.03

- RELEASED (*) 0.00

____________ ____________

TOTALS 144,000.65 144,000.65

*** OTHER RECONCILING ITEMS ***

_________________________________________________________ ____________ ____________

_________________________________________________________ ____________ ____________

_________________________________________________________ ____________ ____________

_________________________________________________________ ____________ ____________

_________________________________________________________ ____________ ____________

_________________________________________________________ ____________ ____________

_________________________________________________________ ____________ ____________

_________________________________________________________ ____________ ____________

TOTALS ____________ ____________


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00006-001-001-00006 ACCOUNTING REPORT - NDSL/INST SECTION 1 - CASH RECONCILEMENT RUN DATE: 07/31/04

CAMPUS PARTNERS-DEMO UNIV-PERK MONTH ENDING 07/31/04 INTEREST COLLECTION DETAIL PAGE: 4

DEBITS CREDITS

16. INTEREST EARNED ON LOANS (REF SECTION 1)

A. REPAYMENT INTEREST COLLECTED 13,337.39

REPAYMENT INTEREST ADJUSTED - CASH PAYMENT REVERSALS 16.84

- NON-CASH PAYMENT REVERSALS 170.09

- OTHER ADJUSTMENTS 237.49 116.07

____________ ____________

TOTAL REPAYMENT INTEREST COLLECTED 424.42 13,453.46

B. INTEREST COLLECTED ON CAP BAL 0.00

INTEREST ADJUSTED ON CAP BAL - CASH PAYMENT REVERSALS 0.00



____________ ____________

TOTAL INTEREST COLLECTED ON CAP BAL 0.00 0.00

C. INTERIM INTEREST COLLECTED 0.00

INTERIM INTEREST ADJUSTED - CASH PAYMENT REVERSALS 0.00



____________ ____________

TOTAL INTERIM INTEREST COLLECTED 0.00 0.00

D. HARDSHIP INTEREST COLLECTED 120.01

HARDSHIP INTEREST ADJUSTED - CASH PAYMENT REVERSALS 0.00



____________ ____________

TOTAL HARDSHIP INTEREST COLLECTED 105.02 286.96


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CAMPUS PARTNERS-DEMO UNIV-PERK MONTH ENDING 07/31/04 SUPPORTING DETAIL PAGE: 11

** COLLECTION AGENCY PAYMENTS - NON-CASH **

BORROWER NAME PROG#-LOAN NUMBER PAYMENT AMT PRINCIPAL T INTEREST T LATE CHG T DEL CHG-B T DEL CHG-I T TYPE S AGENCY POST DTE

WARNER, BOBBIE 00006-408-74-1555-01 10.99 10.99 0.00 0.00 0.00 0.00 41 C 00050 12/26/97

WILSON, MARCIA 00006-408-74-1555-01 0.00 0.00 0.00 0.00 0.00 5.00 F 40 C 00050 12/12/97

250.00 253.46 3.46- 0.00 0.00 112.50 S 40 C 00050 12/12/97

262.00 262.00 0.00 0.00 0.00 117.90 S 40 C 00050 12/12/97

__________ ________ ________ ________ ________ _________

TOTAL AGENCY 00050 1,521.59 1,496.29 5.30 12.00 8.00 1,410.19

GRAND TOTAL **** 1,521.59 * 1,496.29 5.30 12.00 8.00 1,410.19

** PAYMENTS ON LOANS ALREADY WRITTEN OFF-REJECTED **

BORROWER NAME PROG#-LOAN NUMBER PAYMENT AMT T DEL CHG-I T TYPE S AGENCY POST DTE

MITCHELL, CARRIE 00006-420-77-1812-01 12.00 0.00 10 W 00000 12/14/97

POGUE, RAYMOND 00006-166-83-2480-03 4.03 0.00 10 I 00000 12/11/97

POWELL, WYMAN 00006-421-88-0344-01 150.00 0.00 20 T 00000 12/25/97

__________ _________

TOTAL 166.03 0.00

** CASH PAYMENT REVERSALS - COLLECTION AGENCY **

BORROWER NAME PROG#-LOAN NUMBER PAYMENT AMT PRINCIPAL T INTEREST T LATE CHG T DEL CHG-B T DEL CHG-I T TYPE S DATE REASON

GALLO, JULIE 00006-157-25-0925-01 0.00 0.00 0.00 0.00 0.00 20.00- 30 C 12/21 NSF

LADOUX, SUSAN 00006-161-66-7521-03 50.00- 35.58- 1.92- 0.00 12.50- N 15.00- 30 C 12/27 NSF

___________ _________ ________ ________ _______ ________

TOTAL AGENCY 00000 50.00- 35.58- 1.92- 0.00 12.50- 35.00-

GRAND TOTAL 50.00- 35.58- 1.92- 0.00 12.50- 35.00-

** CASH PAYMENT REVERSALS - OTHER **

BORROWER NAME PROG#-LOAN NUMBER PAYMENT AMT PRINCIPAL T INTEREST T LATE CHG T DEL CHG-B T TYPE S DATE REASON

ABUGHERIE, SALLY 00006-582-16-1426-02 90.00- 76.03- 13.97- 0.00 0.00 10 W 12/14 NSF

WILLIAMS, DARAYL 00006-120-26-5502-03 104.45- 97.50- 0.95- 6.00-P 0.00 10 W 12/27 NSF

___________ __________ __________ _________ _________

TOTAL 194.45- 173.53- 14.92- 6.00- 0.00

* THIS SAMPLE REPORT DOES NOT SHOW ALL THE COLLECTION PAYMENTS INCLUDED IN THE TOTAL


Accounting Reports

SOM Issue 2

December 2009


All Rights Reserved

Page 7-23



** NON-CASH PAYMENT REVERSALS - COLLECTION AGENCY **

BORROWER NAME PROG#-LOAN NUMBER PAYMENT AMT PRINCIPAL T INTEREST T LATE CHG T DEL CHG-B T DEL CHG-I T TYPE S DATE REASON

DEWITT, IRENE 00006-209-65-0524-01 100.00- 100.00- 0.00 0.00 0.00 41 I 12/08 COLL AGY ADJ

100.00- 100.00- 0.00 0.00 0.00 45.00- S 40 I 12/08 COLL AGY ADJ

100.00- 100.00- 0.00 0.00 0.00 45.00- S 40 I 12/08 COLL AGY ADJ

100.00- 93.79- 0.21- 6.00-P 0.00 45.00- S 40 I 12/08 COLL AGY ADJ

100.00- 100.00- 0.00 0.00 0.00 45.00- 40 I 12/08 OTHER

100.00- 93.79- 0.21- 6.00-P 0.00 45.00- F 40 I 12/08 OTHER

GENGO, JANE 00006-120-85-2279-03 19.08- 18.76- 0.32- 0.00 0.00 9.54- S 40 I 12/28 COLL AGY ADJ

GILMORE, BRICE 00006-165-85-7101-03 22.00- 22.01- 0.01 0.00 0.00 41 I 12/08 OTHER

50.00- 50.00- 0.00 0.00 0.00 22.50- S 40 I 12/08 COLL AGY ADJ

50.00- 50.00- 0.00 0.00 0.00 22.50- S 40 I 12/08 COLL AGY ADJ

50.00- 50.00- 0.00 0.00 0.00 22.50- S 40 I 12/08 COLL AGY ADJ

50.00- 49.79- 0.21- 0.00 0.00 22.50- S 40 I 12/08 COLL AGY ADJ

WILSON, MARCIA 00006-160-04-8264-01 262.00- 262.01- 0.01 0.00 0.00 117.90- S 40 I 12/12 COLL AGY ADJ

250.00- 253.46- 3.46 0.00 0.00 112.50- S 40 I 12/12 COLL AGY ADJ

_________ __________ __________ __________ _________ __________

TOTAL AGENCY 00000 1,353.08- 1,343.61- 2.53 12.00- 0.00 554.94-

GRAND TOTAL 1,353.08- 1,343.61- 2.53 12.00- 0.00 554.94-

** NON-CASH PAYMENT REVERSALS - OTHER **


DYSON, MICHAEL 00006-188-85-7161-01 960.00- 960.00- 0.00 0.00 0.00 20 T 12/19 INVAL BANK #

GIBBONS, PAMELA 00006-186-06-8506-01 270.00- 248.42- 21.58- 0.00 0.00 20 I 12/27 OTHER

KALKTEIN, HARRY 00006-126-38-6919-01 400.00- 350.89- 31.11- 18.00- P 0.00 20 I 12/29 NSF

MCDANIEL, BRENDA 00006-200-06-0927-03 90.00- 71.64- 6.36- 12.00- P 0.00 20 I 12/12 NSF

MEEKINS, CYNDY 00006-186-06-4763-03 50.00- 50.00- 0.00 0.00 0.00 20 I 12/21 NSF

MESSINA, MIKE 00006-206-26-8517-03 618.29- 390.50- 43.22- 30.00- P 154.57- N 20 I 12/21 STOP PAYMENT

RANDOLF, LORI 00006-185-45-7048-03 93.00- 93.08- 0.08 0.00 0.00 20 T 12/19 INVALID BANK #

ROSS, TONI 00006-150-46-6969-03 350.60- 299.74- 17.86- 33.00- P 0.00 20 T 12/13 INVALID BANK #

RUPPERT, THOMAS 00006-147-64-8763-03 79.12- 78.88- 0.24- 0.00 0.00 20 T 12/13 INVALID BANK #

SANTIAGO, MARGARET 00006-528-38-0212-01 100.00- 100.00- 0.00 0.00 0.00 20 I 12/05 NSF

TRAUTWEIN, JOEL 00006-019-26-6455-03 593.00- 499.86- 51.14- 42.00- P 0.00 20 I 12/05 AMTS DIFFER

WHITAKER, MARY 00006-201-65-7356-02 74.55- 73.36- 1.19- 0.00 0.00 20 I 12/13 ADJ INCORR

___________ ___________ ____________ ___________ __________

TOTAL 3,678.56- 3,216.37- 172.62- 135.00- 154.57-


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December 2009


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Page 7-24



** PAYMENTS - OTHER **

BORROWER NAME PROG#-LOAN NUMBER PAYMENT AMT PRINCIPAL T INTEREST T LATE CHG T DEL CHG-B T TYPE S POST DATE

OVERLAND, THAD 00006-415-27-4398-01 90.00 86.78 3.22 0.00 0.00 14 W 12/15/97

___________ ___________ __________ _________ _________

TOTAL 90.00 86.78 3.22 0.00 0.00

** PAYMENT REVERSALS - OTHER **


OVERLAND, THAD 00006-415-27-4398-01 90.00- 86.78- 3.22- 0.00 0.00 14 W 12/15 REAPP SM PGM

WOODLEY, VAL 00006-581-85-4166-02 110.50- 109.33- 1.17- 0.00 0.00 14 I 12/12 REAPP SM PGM

___________ ___________ ____________ ___________ __________

TOTAL 200.50- 196.11- 4.39- 0.00 0.00

** CREDIT BALANCE REFUNDS AND REFUND REVERSALS **

BORROWER NAME PROG#-LOAN NUMBER PAYMENT AMT PRINCIPAL T S DATE REASON

BONI, MALLEY 00006-128-84-9819-03 90.68- 90.68- D 12/28

EPSTEIN, SARAH 00006-881-65-0311-01 94.80- 94.80- D 12/28

GROVE, GARY 00006-431-06-6272-01 68.97- 68.97- I 12/15

PETRUCELLI, STELLA 00006-026-25-1371-02 184.03- 184.03- D 12/28

WONG, STAN 00006-581-82-4783-02 25.37- 25.37- D 12/28

___________ ___________

TOTAL 463.85- 463.85-

** OTHER ADJUSTMENT **

BORROWER NAME PROG#-LOAN NUMBER PRINCIPAL T INTEREST T LATE CHG T DEL CHG-B T S DATE REASON

ALLEN, LOIS 00006-702-84-7538-03 0.01 8.75- 0.00 0.00 I 12/19 DEFERMENT

8.74 H

ANDERSON, JACKIE 00006-159-05-6997-03 0.01- 0.01 0.00 0.00 B 12/28 DEFERMENT

ARNOLD, DEN 00006-462-86-7917-01 3.94 3.94- 0.00 0.00 B 12/28 DEFERMENT

BELL, MIMI 00006-409-64-1553-01 0.05- 0.05 0.00 0.00 W 12/06 WRT-OFF REV

BURNS, RAYMOND 00006-817-65-7224-02 0.01 54.84- 0.00 0.00 I 12/26 DEFERMENT

54.83 H

CAPP, ROSE 00006-107-05-2777-05 0.03- 30.02 0.00 0.00 I 12/22 DEFER REV

29.99- H

00006-107-05-2777-05 0.02- 75.03 0.00 0.00 I 12/22 DEFER REV

75.01- H

CASEY, SUE 00006-719-45-7344-03 4.22 4.22- 0.00 0.00 B 12/05 DEFERMENT

CHAMPS, SUSAN 00006-709-64-8617-01 0.02- 0.02 0.00 0.00 12/08 LIT FEES DUE

DELOITT, FRED 00006-210-65-9503-03 0.02 0.02- 0.00 0.00 12/08 LIT FEES DUE

EDMON, SHERRIE 00006-610-44-9578-03 0.03- 88.19- 0.00 0.00 I 12/19 DEFERMENT

88.22 H

FLEUR, GRACE 00006-611-26-3774-03 0.01- 0.01 0.00 0.00 W 12/28

GIBBONS, PAMELA 00006-186-06-8506-01 0.01- 0.01 0.00 0.00 I 12/12 LATE CHG REV

20.00 0.00 20.00- L 0.00 I 12/27 LATE CHG REV


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** OTHER ADJUSTMENT **

BORROWER NAME PROG#-LOAN NUMBER PRINCIPAL T INTEREST T LATE CHG T DEL CHG-B T S DATE REASON

HAMPTON, JENNIFER 00006-891-25-7539-03 0.48- 0.48 0.00 0.00 B 12/15 DEFER REV

0.48 0.48- 0.00 0.00 B 12/15 DEFERMENT

INGRAM, HELEN, 00006-451-27-3464-03 12.92 12.92- 0.00 0.00 B 12/04 DEFERMENT

JOHNSON, CLAUDIA 00006-711-64-4787-01 11.09 0.09- 11.00- P 0.00 I 12/11 LATE CHG REV

3.08 0.08- 3.00- P 0.00 I 12/05 LATE CHG REV

KELLER, MARY 00006-743-66-8143-03 0.03- 0.03 0.00 0.00 W 12/26

0.03- 0.03 0.00 0.00 W 12/26

KERN, ADEL 00006-611-45-9235-03 0.03- 0.03 0.00 0.00 B 12/06 POSTPONEMENT

MILES, JOSEPH 00006-197-23-9549-01 0.01- 0.01 0.00 0.00 W 12/21 WRT-OFF REV

MILNER, JANE 00006-611-85-4346-01 15.85 15.85- 0.00 0.00 B 12/28 DEFERMENT

OVERLAND, THAD 00006-415-27-4398-01 0.03- 0.03 0.00 0.00 I 12/13 LATE CHG REV

PAUL, MICHAEL 00006-193-47-6099-03 0.04- 0.04 0.00 0.00 12/12 LIT FEES DUE

QUAIL, TOM 00006-108-06-8888-03 783.17 8.21- 0.00 774.96- N I 12/21 COLL CST REV

37.22 1.22- 36.00- P 0.00 I 12/21 LATE CHG REV

QUINN, LINDA 00006-060-07-9238-01 0.00 5.59- 0.00 0.00 I 12/12 DEFERMENT

5.59 H I

00006-060-07-9238-02 0.01- 4.29- 0.00 0.00 I 12/12 DEFERMENT

4.30 H

00006-060-07-9238-03 0.02- 4.26- 0.00 0.00 I 12/12 DEFERMENT

4.28 H

RAGLAND, JANE 00006-200-83-7266-01 0.01 1.00- 0.00 0.00 I 12/05 DEFERMENT

0.99 H I

ROSENBERG, LILLY 00006-521-24-2711-01 0.22 0.22- 0.00 0.00 B 12/12 DEFERMENT

ROSS, TONI 00006-150-46-6969-03 0.08 0.08- 0.00 0.00 I 12/13 WRT-OFF REV

SEIDEMAN, RACHEL 00006-153-65-0960-01 6.52- 6.52 0.00 0.00 B 12/22 DEFER REV

6.52 6.52- 0.00 0.00 B 12/22 DEFERMENT

THOMAS, DANA 00006-026-84-5882-01 0.22 0.22- 0.00 0.00 B 12/20 DEFERMENT

0.28- 0.28 0.00 0.00 B 12/22 DEFER REV

7.22 7.22- 0.00 0.00 B 12/22 DEFERMENT

00006-206-84-2588-03 0.18 0.18- 0.00 0.00 B 12/20 DEFERMENT

0.18- 0.18 0.00 0.00 B 12/22 DEFER REV

4.60 4.60- 0.00 0.00 B 12/22 DEFERMENT

TRAUTWEIN, JOEL 00006-091-26-6455-03 0.08 0.08- 0.00 0.00 I 12/05 WRT-OFF REV

WILKOWSKI, MIKE 00006-681-65-6696-01 0.06- 0.06 0.00 0.00 I 12/25 LATE CHG REV

WILLIAMS, DANIEL 00006-120-26-5502-01 0.02 0.02- 0.00 0.00 W 12/27 WRT-OFF REV

YIM, MAI 00006-391-06-9753-03 24.00 0.00 24.00- P 0.00 I 12/22 LATE CHG REV

_________ ________ ________ _________

TOTAL 933.28 58.32- 100.00- 744.96-


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December 2009


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Page 7-26


CAMPUS PARTNERS-DEMO UNIV-PERK MONTH ENDING 07/31/04 ACCOUNTING ENTRIES PAGE: 15

******** TRANSACTIONS ******** *** REVERSALS & ADJUSTMENTS ****

DEBITS CREDITS DEBITS CREDITS

1. CASH ON HAND (REF SECTION 1)

A. CASH PAYMENTS - BORROWER PAYMENTS 76,019.76

- LOCKBOX PAYMENTS 0.00

- COLLECTION AGENCY PAYMENTS 15,154.88


B. CASH PAYMENT REVERSALS 209.45

____________ ____________ ______________ ___________

TOTAL CASH PAYMENTS 91,174.64 209.45

C. NON-CASH PAYMENTS - BORROWER PAYMENTS 32,979.76

- COLLECTION AGENCY PAYMENTS 156.40


D. NON-CASH PAYMENT REVERSALS 4,431.70

____________ ____________ ______________ ___________

TOTAL NON-CASH PAYMENTS 33,286.16 4,431.70

E. CREDIT BALANCE REFUNDS 0.00 463.85

F. NET REPROCESSING ADJUSTMENTS 1,220.99 1,220.99

G. OTHER PAYMENT ADJUSTMENTS 90.00 200.50

5. PRINCIPAL COLLECTED (REF SECTION 1)

A. LOAN PRINCIPAL COLLECTED 116,103.71

B. LOAN PRINCIPAL ADJUSTED - CASH PAYMENT REVERSALS 209.11

- NON-CASH PAYMENT REVERSALS 4,559.98

- CREDIT BALANCE REFUNDS 463.85 0.00

- OTHER ADJUSTMENTS 204.02 1,027.97

____________ ____________ ______________ ___________

TOTAL LOAN PRINCIPAL COLLECTED 116,103.71 5,436.96 1,027.97

C. CAPITALIZED BALANCE COLLECTED 0.00

D. CAPITALIZED BALANCE ADJUSTED - CASH PAYMENT REVERSALS 0.00



____________ ____________ ______________ ___________

TOTAL CAPITALIZED BALANCE COLLECTED 0.00 0.00 0.00

5.1 DEFAULTED LOAN PRINCIPAL ACCEPTED BY THE U.S. 0.00 0.00 0.00

6. LOAN PRINCIPAL CANCELLED - PRIOR TO 07/01/72

6.1 TEACHING SERVICE - 10% 0.00 0.00 0.00

6.2 TEACHING SERVICE - 15% 0.00 0.00 0.00

6.3 MILITARY SERVICE 0.00 0.00 0.00

____________ ____________ ______________ ___________

TOTAL LOAN PRINCIPAL CANCELLED - PRIOR TO 07/01/72 0.00 0.00 0.00


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7. LOAN PRINCIPAL CANCELLED - 07/01/72 AND AFTER

7.1 TEACHING SERVICE - 15%

A. LOW INCOME/HANDICAPPPED 0.00 517.50 345.00 0.00

B. HEADSTART 0.00 0.00 0.00

7.2 TEACHING SERVICE - LOW INCOME/HANDICAPPED - 20% 0.00 0.00 0.00 0.00

7.3 TEACHING SERVICE - LOW INCOME/HANDICAPPED - 30% 0.00 0.00 0.00 0.00

7.4 MILITARY SERVICE 0.00 0.00 0.00

7.5 PEACE CORPS/VISTA-15% 0.00 0.00 0.00 0.00

7.6 PEACE CORPS/VISTA-20% 0.00 0.00 0.00 0.00

7.7 LAW ENFORCEMENT - 15% 0.00 0.00 0.00 0.00

7.8 LAW ENFORCEMENT - 20% 0.00 0.00 0.00 0.00

7.9 LAW ENFORCEMENT - 30% 0.00 0.00 0.00

7.10 TEACHING SERVICE - SHORTAGE - 15% 0.00 0.00 0.00 0.00



7.13 HEALTH SERVICES - NURSE/MED TECH - 15% 0.00 0.00 0.00 0.00



7.16 SERVICES - HIGH RISK CHILDREN - 15% 0.00 0.00 0.00 0.00



_____________ ___________ __________

TOTAL LOAN PRINCIPAL CANCELLED - 07/01/72 AND AFTER 0.00 517.50 345.00 0.00

8. PRINCIPAL CANCELLED - DEATH

A. LOAN PRINCIPAL CANCELLED 0.00 0.00 0.00

B. CAPITALIZED BALANCE CANCELLED 0.00 0.00 0.00

9. PRINCIPAL CANCELLED - DISABILITY



10. PRINCIPAL CANCELLED - BANKRUPTCY



LOAN PRINCIPAL CANCELLED - OTHER 0.00 0.00

____________ ____________ ___________ ___________

TOTAL LOAN PRINCIPAL CANCELLED 517.50 345.00 0.00

TOTAL CAPITALIZED BALANCE CANCELLED 0.00 0.00 0.00

11. PRINCIPAL ADJUSTMENTS - OTHER

A. LOAN PRINCIPAL WRITTEN OFF - LOW BALANCE 53.35 8.21 4.77 80.12

- DUE DILIGENCE 0.00 0.00 0.00 0.00

- MANUAL 0.00 46.25 218.33 0.00

____________ ____________ ___________ ___________

TOTAL LOAN PRINCIPAL WRITTEN OFF 53.35 54.46 223.10 80.12

B. CAPITALIZED BALANCE WRITTEN OFF - LOW BALANCE 0.00 0.00 0.00 0.00

- DUE DILIGENCE 0.00 0.00 0.00 0.00

- MANUAL 0.00 0.00 0.00 0.00

____________ ____________ ___________ ___________

TOTAL CAPTIALIZED BALANCE WRITTEN OFF 0.00 0.00 0.00 0.00

16. INTEREST EARNED ON LOANS (REF SECTION 1)

A. INTEREST COLLECTED 13,457.40

B. INTEREST ADJUSTED - CASH PAYMENT REVERSALS 16.84



____________ ____________ __________ ___________

TOTAL INTEREST COLLECTED 13,457.40 257.55 11.13

C. DEFAULTED INTEREST ACCEPTED BY THE U.S. 0.00 0.00 0.00


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[00006-001-001-00006 ACCOUNTING REPORT - NDSL/INST SECTION 2 RUN DATE: 07/31/04




D. INTEREST CANCELLED - PRIOR TO 07/01/72 0.00 0.00 0.00

(1) TEACHING SERVICE - 10% 0.00 0.00 0.00

(2) TEACHING SERVICE - 15% 0.00 0.00 0.00

(3) MILITARY SERVICE 0.00 0.00 0.00

____________ ____________ __________ ___________

TOTAL INTEREST CANCELLED - PRIOR TO 07/01/72 0.00 0.00 0.00

E. INTEREST CANCELLED - 07/01/72 AND AFTER

(1) TEACHING SERVICE - LOW INCOME/HANDICAPPED 129.38 75.64 0.00

(2) TEACHING SERVICE - HEADSTART 0.00 0.00 0.00

(3) MILITARY SERVICE 0.00 0.00 0.00

(4) PEACE CORPS/VISTA 0.00 0.00 0.00

(5) LAW ENFORCEMENT 0.00 0.00 0.00

(6) TEACHING SERVICES - SHORTAGE 0.00 0.00 0.00

(7) HEALTH SERVICES - NURSE/MED TECH 0.00 0.00 0.00

(8) SERVICES - HIGH RISK CHILDREN ____________ ____________ __________ ___________

TOTAL INTEREST CANCELLED - 07/01/72 AND AFTER 129.38 75.64 0.00

F. INTEREST CANCELLED - DEATH 0.00 0.00 0.00

- DISABILITY 0.00 0.00 0.00

- BANKRUPTCY 0.00 0.00 0.00

- OTHER 0.00 0.00

____________ ____________ __________ ___________

TOTAL INTEREST CANCELLED 129.38 75.64 0.00

G. INTEREST WRITTEN OFF - LOW BALANCE 0.00 0.02 0.00 0.00

- DUE DILIGENCE 0.00 0.00 0.00 0.00

- MANUAL 0.00 0.68 40.16 0.00

____________ ____________ __________ ___________

TOTAL INTEREST WRITTEN OFF 0.00 0.68 40.16 0.00

17. OTHER INCOME (REF SECTION 1)

A. PENALTY CHARGES COLLECTED 2,652.09

B. PENALTY CHARGES ADJUSTED - CASH PAYMENT REVERSALS 6.00



____________ ____________ __________ ___________

TOTAL PENALTY CHARGES COLLECTED 2,652.09 233.00 0.00

C. PENALTY CHARGES WRITTEN OFF - LOW BALANCE 0.00 30.00 65.92 0.00

- DUE DILIGENCE 0.00 0.00 0.00 0.00

- MANUAL 0.00 0.00 0.00 0.00

____________ ____________ __________ ___________

TOTAL PENALTY CHARGES WRITTEN OFF 0.00 30.00 65.92 0.00

D. DEFAULTED PENALTY CHARGES ACCEPTED BY THE U. S. 0.00 0.00 0.00

E. LATE CHARGES COLLECTED 320.00

F. LATE CHARGES ADJUSTED - CASH PAYMENT REVERSALS 0.00



____________ ____________ __________ ___________

TOTAL LATE CHARGES COLLECTED 0.00 320.00 20.00 0.00


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G. LATE CHARGES WRITTEN OFF - LOW BALANCE 0.00 0.00 0.00 0.00

- DUE DILIGENCE 0.00 0.00 0.00 0.00

- MANUAL 0.00 0.00 0.00 0.00

____________ ____________ __________ ___________

TOTAL LATE CHARGES WRITTEN OFF 0.00 0.00 0.00 0.00

H. DEFAULTED LATE CHARGES ACCEPTED BY THE U.S. 0.00 0.00 0.00

19.1 OTHER COSTS (REF SECTION 1)

A. OTHER COSTS - INCURRED BY INSTITUTION 855.25 90.00

B. OTHER COSTS - PAID BY BORROWER 177.25

C. OTHER COSTS - ADJUSTED - CASH PAYMENT REVERSALS 0.00



____________ ____________ __________ ___________

TOTAL OTHER COSTS - PAID BY BORROWER 177.25 0.00 0.00

D. OTHER COSTS WRITTEN OFF - LOW BALANCE 0.00 5.00 5.00 0.00

- DUE DILIGENCE 0.00 0.00 0.00 0.00

- MANUAL 0.00 0.00 0.00 0.00

____________ ____________ __________ ___________

TOTAL OTHER COSTS WRITTEN OFF 0.00 5.00 5.00 0.00

E. DEFAULTED OTHER COST ACCEPTED BY THE U.S. 0.00 0.00 0.00

19.3 OTHER COLLECTIONS FEES (REF SECTION 1)

A. COLLECTION FEES - INCURRED BY INSTITUTION 10,484.07 544.94

B. COLLECTION FEES - PAID BY BORROWER 2,821.97

C. COLLECTION FEES - ADJUSTED - CASH PAYMENT REVERSALS 12.50



____________ ____________ __________ ___________

TOTAL COLLECTION FEES - PAID BY BORROWER 2,821.97 942.03 0.00

D. ACCOUNTS PAYABLE - COLLECTION FEES AND OTHER COSTS 0.00 101.67

E. COLLECTION FEES WRITTEN OFF - LOW BALANCE 0.00 0.00 0.00 0.00

- DUE DILIGENCE 0.00 0.00 0.00 0.00

- MANUAL 0.00 0.00 0.00 0.00

____________ ____________ __________ ___________

TOTAL COLLECTION FEES WRITTEN OFF 0.00 0.00 0.00 0.00

F. DEFAULTED COLLECTION FEES ACCEPTED BY THE U.S. 0.00 0.00 0.00


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20. COST OF PRIN & INT CANCELLED - PRIOR TO 07/01/72

A. TEACHING SERVICE - 10% 0.00 0.00 0.00

B. TEACHING SERVICE - 15% 0.00 0.00 0.00

21. COST OF PRIN & INT CANCELLED - MILITARY SERVICE - PRIOR TO 07/01 0.00 0.00 0.00

____________ ____________ __________ ___________

TOTAL FUNDS PRIOR TO 07/01/72 0.00 0.00 0.00

22. COST OF PRIN & INT CANCELLED - 07/01/72 AND AFTER

A. TEACHING SERVICE - LOW INCOME/HANDICAPPED 646.88 0.00 0.00 420.64

B. TEACHING SERVICE - HEADSTART 0.00 0.00 0.00

23.1 COST OF PRIN & INT CANCELLED - MILITARY SERVICE - 07/01/72 AND A 0.00 0.00 0.00

23.2 COST OF PRIN & INT CANCELLED - PEACE CORPS/VISTA 0.00 0.00 0.00

23.3 COST OF PRIN & INT CANCELLED - LAW ENFORCEMENT 0.00 0.00 0.00

23.4 COST OF PRIN & INT CANCELLED - TEACHING SVC-SHORTAGE 0.00 0.00 0.00

23.5 COST OF PRIN & INT CANCELLED - HEALTH SVC-NURSE/MED 0.00 0.00 0.00

23.6 COST OF PRIN & INT CANCELLED - SVCS-HIGH RISK CHILDREN 0.00 0.00 0.00

____________ ____________ __________ ___________

TOTAL FUNDS 07/01/72 AND AFTER 646.88 0.00 0.00 420.64

24. COST OF PRIN & INT CANCELLED - DEATH 0.00 0.00 0.00

25. COST OF PRIN & INT CANCELLED - DISABILITY 0.00 0.00 0.00

26. COST OF PRIN & INT CANCELLED - BANKRUPTCY 0.00 0.00 0.00

COST OF PRIN & INT CANCELLED - OTHER 0.00 0.00

____________ ____________ __________ ___________

TOTAL COST OF PRIN & INT CANCELLED 646.88 0.00 0.00 420.64

27.A COST OF DEFAULTED PRIN & INT ACCEPTED BY THE U.S. 0.00 0.00 0.00

27.B COST OF DEFAULTED FEES ACCEPTED BY THE U.S. 0.00 0.00 0.00

27.1 OTHER COSTS & LOSSES - PRIN, INT, & FEES WRITTEN OFF 90.14 53.35 80.12 334.18

*** RECONCILING ITEMS ***

PMTS ON LOANS ASSIGNED/ACCEPTED BY U.S. - REJECTED (*) 0.00

- RELEASED (*) 0.00

PMTS ON LOANS ALREADY WRITTEN OFF - REJECTED (*) 166.03

- RELEASED (*) 0.00

____________ ____________ __________ ___________

GRAND TOTALS 136,590.49 136,590.49 9,035.47 9,035.47

TOTAL DEBITS 145,625.96

TOTAL CREDITS 145,625.96

____________

DIFFERENCE 0.00

(IF DEBITS AND CREDITS DO NOT BALANCE, PLEASE REFER TO SECTION 1, CASH RECONCILEMENT, FOR "OTHER RECONCILING ITEMS")


Accounting Reports

SOM Issue 2

December 2009


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Page 7-31


CAMPUS PARTNERS-DEMO UNIV-PERK MONTH ENDING 07/31/04 FILE RECONCILEMENT PAGE: 20

I. FUNDS ADVANCED TO STUDENTS III. OUTSTANDING BALANCE IV. CAPITALIZED BALANCE V. FUNDS ADVANCED YTD VI. FILE VERIFICATION

PREVIOUS MONTH 45,487,835.41 PREVIOUS MONTH 19,526,628.78 PREVIOUS MONTH 0.00 PREVIOUS MONTH 1,207,175.00 LOAN AMT CURR MO 45,499,355.41

NEW LOANS 3,605.00 NEW LOANS 3,605.00 NEW LOANS 0.00 NEW LOANS 1,580.00

LN CORRECTIONS 0.00 LN CORRECTIONS 0.00 LN CORRECTIONS 0.00 LN CORRECTIONS 0.00 PRIN BAL CURR MO 19,426,423.43

ADVANCES 14,645.00 ADVANCES 14,645.00 AMOUNT CAPIT 60.00 ADVANCE 13,945.00 PRIN COLL CUM 20,896,720.14

ADVANCES ADJ 1,350.00- ADVANCE ADJ 1,350.00- CAPIT ADJUST 0.00 ADVANCE ADJ 600.00- PRIN CANC CUM 1,899,149.83

DELETED LOANS 5,380.00 COLLECTIONS 116,103.71- COLLECTIONS 0.00 DELETED LOANS 5,380.00 CAP BAL CANC CUM 0.00

CURRENT MONTH 45,499,355.41 COLL ADJUST 4,408.99- COLL ADJUST 0.00 CURRENT MONTH 1,216,720.00 ACCEPTED CUM 3,223,951.87

CANCELLATIONS 517.50- CANCELLATIONS 0.00 WRITE-OFF CUM 53,232.32

CANC ADJUST 345.00 CANC ADJUST 0.00

DELETED LOANS 5,380.00- DELETED LOANS 0.00 TOTAL 45,499,355.41

ACCEPTED LOANS 0.00 WRITE-OFFS 0.00

ACCEPTED ADJ 0.00 WRITE-OFF ADJ 0.00

II. CAPITALIZED AMOUNT WRITE-OFFS 1.11- CURRENT MONTH 60.00 DIFFERENCE 0.00

WRITE-OFF ADJ 142.98

PREVIOU MONTH 0.00 CURRENT MONTH 19,426,423.43

NEW LOANS 0.00

LOAN CORRECTIONS 0.00

AMOUNT CAPIT 60.00

CAPIT ADJ 0.00

DELETED LOANS 0.00

CURRENT MONTH 60.00

VII. COLLECTIONS ----------------------- CUMULATIVE ---------------------------------------

PRINCIPAL INTEREST PENALTY CHG LATE CHG COLL FEES OTHER CST

PREVIOUS MONTH 20,785,025.42 2,823,469.42 63,821.19 1,908.39 119,364.53 32,623.36

NEW LOANS 0.00 0.00 0.00 0.00 0.00 0.00

LOAN CORRECTIONS 0.00 0.00 0.00 0.00 0.00 0.00

CURRENT ACTIVITY 116,103.71 13,457.40 2,652.09 320.00 2,821.97 177.25

NET ADJUSTMENTS 4,408.99- 246.42- 233.00- 20.00- 942.03- 0.00

DELETED LOANS 0.00 0.00 0.00 0.00 0.00 0.00

CURRENT MONTH 20,896,720.14 2,836,680.40 66,240.28 2,208.39 121,244.47 32,800.61

----------------------- YEAR-TO-DATE ---------------------------------------

PRINCIPAL INTEREST PENALTY CHG LATE CHG COLL FEES OTHER CST

PREVIOUS MONTH 1,015,368.82 156,363.38 16,169.99 1,190.85 23,193.10 6,700.02

NEW LOANS 0.00 0.00 0.00 0.00 0.00 0.00


CURRENT ACTIVITY 116,103.71 13,457.40 2,652.09 320.00 2,821.97 177.25

NET ADJUSTMENTS 4,408.99- 246.42- 233.00- 20.00- 942.03- 0.00

DELETED LOANS 0.00 0.00 0.00 0.00 0.00 0.00

DELETED LOANS ADJ 0.00 0.00 0.00 0.00 0.00 0.00

CURRENT MONTH 1,127,063.54 169,574.36 18,589.08 1,490.85 25,073.04 6,877.27

VIII. CANCELLATIONS --------- CUMULATIVE ------------- --------- YEAR-TO-DATE ----------

LOAN PRIN CAP BAL INTEREST LOAN PRIN CAP BAL INTEREST

PREVIOUS MONTH 1,898,977.33 0.00 222,847.41 20,933.64 0.00 2,314.06

NEW LOANS 0.00 0.00 0.00 0.00 0.00 0.00


CURRENT ACTIVITY 517.50 0.00 129.38 517.50 0.00 129.38

NET ADJUSTMENTS 345.00- 0.00 75.64- 345.00- 0.00 75.64-

DELETED LOANS 0.00 0.00 0.00 0.00 0.00 0.00

DELETED LOANS ADJ 0.00 0.00 0.00 0.00 0.00 0.00

CURRENT MONTH 1,899,149.83 0.00 222,901.15 21,106.14 0.00 2,367.80


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CAMPUS PARTNERS-DEMO UNIV-PERK MONTH ENDING 07/31/04 FILE RECONCILEMENT PAGE: 21

IX. DEFAULTED LOANS ACCEPTED BY THE U.S.

LOAN AMOUNT LOAN BALANCE INTEREST PENALTY CHG LATE CHG COLL FEES OTHER CST

PREVIOUS MONTH 3,551,984.50 3,223,951.87 542,320.35 682.00 0.00 0.00 345.50

NEW LOANS 0.00 0.00 0.00 0.00 0.00 0.00 0.00

LOAN CORRECTIONS 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CURRENT ACTIVITY 0.00 0.00 0.00 0.00 0.00 0.00 0.00

NET ADJUSTMENTS 0.00 0.00 0.00 0.00 0.00 0.00 0.00

DELETED LOANS 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CURRENT MONTH 3,551,984.50 3,223,951.87 542,320.35 682.00 0.00 0.00 345.50

X. WRITE-OFFS LOAN PRIN CAP BAL INTEREST PENALTY CHG LATE CHG COLL FEES OTHER CST

PREVIOUS MONTH 53,252.01 0.00 8,354.45 323.92 0.00 0.00 460.38

NEW LOANS 0.00 0.00 0.00 0.00 0.00 0.00 0.00

LOAN CORRECTIONS 0.00 0.00 0.00 0.00 0.00 0.00 0.00

LOW BALANCE 45.14- 0.00 0.00 30.00 0.00 0.00 5.00

DUE DILIGENCE 0.00 0.00 0.00 0.00 0.00 0.00 0.00

MANUAL 46.25 0.00 0.68 0.00 0.00 0.00 0.00

NET ADJUSTMENTS 142.98- 0.00 40.16- 65.92- 0.00 0.00 5.00-

CURRENT MONTH 53,110.14 0.00 8,314.97 288.00 0.00 0.00 460.38


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December 2009


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00006-001-001-00006 ACCOUNTING REPORT - NDSL/INST SECTION 3 - FILE RECONCILEMENT RUN DATE: 07/31/04

CAMPUS PARTNERS-DEMO UNIV-PERK MONTH ENDING 07/31/04 SUPPORTING COLLECTION DETAIL PAGE: 22

VII. COLLECTIONS ----------------------- CUMULATIVE ------------------------------- ----------------------- YEAR-TO-DATE -------------------------------

LOAN PRINCIPAL CAP BALANCE LOAN PRINCIPAL CAP BALANCE

PREVIOUS MONTH 20,785,025.42 0.00 1,015,368.82 0.00

NEW LOANS 0.00 0.00 0.00 0.00

LOAN CORRECTIONS 0.00 0.00 0.00 0.00

CURRENT ACTIVITY 116,103.71 0.00 116,103.71 0.00

NET ADJUSTMENTS 4,408.99- 0.00 4,408.99- 0.00

DELETED LOANS 0.00 0.00 0.00 0.00

DELETED LOANS ADJ 0.00 0.00 0.00 0.00

CURRENT MONTH 20,896,720.14 0.00 1,127,063.54 0.00

----------------------- CUMULATIVE --------------------------------- ---------------------- YEAR-TO-DATE --------------------------------

REPAY INTEREST INT ON CAP BAL INTERIM INTEREST HRDSHIP INTEREST REPAY INTEREST INT ON CAP BAL INTERIM INTEREST HRDSHIP INTEREST

PREVIOUS MONTH 2,782,911.49 0.00 0.00 40,557.93 151,687.50 0.00 0.00 4,675.88

NEW LOANS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

LOAN CORRECTIONS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CURRENT ACTIVITY 13,337.39 0.00 0.00 120.01 13,337.39 0.00 0.00 120.01

NET ADJUSTMENTS 308.35- 0.00 0.00 61.93 308.35- 0.00 0.00 61.93

DELETED LOANS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

DELETED LOANS ADJ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CURRENT MONTH 2,795,940.53 0.00 0.00 40,739.87 164,716.54 0.00 0.00 4,857.82


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December 2009


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Page 7-34


CAMPUS PARTNERS-DEMO UNIV-PERK MONTH ENDING 07/31/04 CANCELLATION JOURNAL PAGE: 23

CANCELLATION TYPE BORROWER NAME PROG#-LOAN NUMBER LOAN PRIN CAP BAL INTEREST TOTAL START DATE END DATE POST DATE

T3 - TEACHING JOHNSON, ABBEY 00006-160-58-0434-03 172.50 0.00 48.86 221.36 07/22/93 07/21/94 08/21/94

07/72 & AFTER-15% 172.50 0.00 31.66 204.16 07/22/93 07/21/94 08/21/94

172.50 0.00 48.86 221.36 07/22/93 07/21/94 08/21/94

__________ __________ __________ __________

TOTAL CANCELLATIONS 517.50 0.00 129.38 646.88

REVERSALS JOHNSON, ABBEY 00006-160-58-0434-03 345.00- 0.00 75.64- 420.64- 07/22/93 02/21/95

__________ __________ _________ _________

TOTAL REVERSALS 345.00- 0.00 75.64- 420.64-

NET TOTAL 172.50 0.00 53.74 226.24

GRAND TOTAL - NET 175.50 0.00 53.74 226.24


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December 2009


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CAMPUS PARTNERS-DEMO UNIV-PERK MONTH ENDING 07/31/04 WRITEOFF JOURNAL PAGE: 26

DESCRIPTION BORROWER NAME PROG#-LOAN NUMBER LOAN PRIN CAP BAL INTEREST PEN CHG LT CHG COLL FEES OTHER CST

AUTO - LOW BAL RUSSELL, LAURIE 00006-196-45-9353-03 0.01 0.00 0.00 0.00 0.00 0.00 0.00

SCHEELER, TERRIE 00006-171-45-1701-01 0.25 0.00 0.00 0.00 0.00 0.00 0.00

SEGAL, MARY 00006-194-65-2453-03 0.05 0.00 0.00 0.00 0.00 0.00 0.00

TALLEY, LYNN 00006-115-85-1372-03 5.30- 0.00 0.00 6.00 0.00 0.00 0.00

TRACK, ANTHONY 00006-150-65-0710-01 0.03- 0.00 0.00 0.00 0.00 0.00 0.00

TRAUTWEIN, JOEL 00006-091-26-6455-03 0.08- 0.00 0.00 0.00 0.00 0.00 0.00

WARREN, JERRY 00006-158-05-4116-01 0.02 0.00 0.00 0.00 0.00 0.00 0.00

WILLIAMS, DANIEL 00006-120-26-5502-03 0.98 0.00 0.00 0.00 0.00 0.00 0.00

__________ __________ _________ _________ _________ __________ __________

TOTAL WRITEOFFS * 45.14- 0.00 0.00 30.00 0.00 0.00 5.00

REVERSALS BELL, MIMI 00006-409-64-1553-01 0.02- 0.00 0.00 0.00 0.00 0.00 0.00

GILLIAM, ELIE 00006-165-85-7101-03 7.15 0.00 0.00 0.00 0.00 0.00 5.00-

MILES, JOSEPH 00006-197-23-9549-01 3.27- 0.00 0.00 0.00 0.00 0.00 0.00

ROSS, TONI 00006-150-46-6969-02 0.28- 0.00 0.00 0.00 0.00 0.00 0.00

RUPPERT, THOMAS 00006-174-64-6738-03 26.63 0.00 0.00 24.00- 0.00 0.00 0.00

TRAUTWEIN, JOEL 00006-190-26-6455-03 0.22- 0.00 0.00 0.00 0.00 0.00 0.00

WARNER, BOBBIE 00006-408-74-1555-01 4.41 0.00 0.00 0.00 0.00 0.00 0.00

WHITAKER, MARY 00006-201-65-7356-02 41.93 0.00 0.00 41.92- 0.00 0.00 0.00

WILLIAMS, DANIEL 00006-120-26-5502-03 0.98- 0.00 0.00 0.00 0.00 0.00 0.00

__________ __________ __________ _________ _________ __________ __________

TOTAL REVERSALS 75.35 0.00 0.00 65.92- 0.00 0.00 5.00-

NET TOTAL 30.21 0.00 0.00 35.92- 0.00 0.00 0.00

MANUAL-AMT>$200 LICHTASH, ELEANOR 00006-174-24-8009-01 11.27 0.00 0.11 0.00 0.00 0.00 0.00

LUBLINE, WAYNE 00006-169-45-4576-01 1.86 0.00 0.02 0.00 0.00 0.00 0.00

MCGUINESS, ROY 00006-068-86-6284-02 2.45 0.00 0.02 0.00 0.00 0.00 0.00

MENDYS, ROBERTA 00006-181-85-2105-01 5.81 0.00 0.02 0.00 0.00 0.00 0.00

MOORE, TROY 00006-176-45-9889-01 4.51 0.00 0.02 0.00 0.00 0.00 0.00

PASLAWSKY, GAYE 00006-524-88-6173-03 6.27 0.00 0.07 0.00 0.00 0.00 0.00

QUAKE, TINA 00006-180-06-4888-01 9.72 0.00 0.16 0.00 0.00 0.00 0.00

ROSENTHAL, MARGIE 00006-722-09-6547-03 4.36 0.00 0.26 0.00 0.00 0.00 0.00

__________ __________ __________ __________ __________ __________ __________

TOTAL WRITEOFFS 46.25 0.00 0.68 0.00 0.00 0.00 0.00

REVERSALS PIERCE, GEORGE 00006-169-45-4576-01 125.00- 0.00 30.21- 0.00 0.00 0.00 0.00

SHELTON, MAGGIE 00006-000-00-2643-01 93.33- 0.00 9.95- 0.00 0.00 0.00 0.00

__________ __________ __________ __________ __________ __________ __________

TOTAL REVERSALS 218.33- 0.00 40.16- 0.00 0.00 0.00 0.00

NET TOTAL 172.08- 0.00 39.48- 0.00 0.00 0.00 0.00

GRAND TOTAL- NET * 141.87- 0.00 39.48- 35.92- 0.00 0.00 0.00

* THIS SAMPLE REPORT DOES NOT SHOW THE WRITE-OFFS INCLUDED IN THE TOTAL.


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Page 7-36

Fiscal Operations Analysis Report (FISCOP) & Supplement

(Standard Report) REPORT SEQUENCE: 400, 410 PURPOSE: To provide your loan portfolio information in the format required

by the Department of Education INTENDED USE: To help you complete your yearly reports for submission to the

federal government REPORT FREQUENCY: Standard - Semiannually (December and June) Options - Monthly or Quarterly SUGGESTED RETENTION: Permanent FORMAT: The format of this report is determined yearly by the Department

of Education for the Perkins Loan Program. The sample in this section conforms to the specifications for 1998.

A page will follow for each page of the sample report and one

page of the supplement. MISCELLANEOUS NOTES: Each year, we send you the report along with documentation and

report descriptions if needed.


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December 2009


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Page 7-37

00001-002-001-00001 CAMPUS PARTNERS RUN DATE: 07/31/04

CAMPUS PARTNERS-DEMO UNIV-PERK NDSL FISCAL OPERATIONS ANALYSIS PAGE: 1

(EFFECTIVE DATE: 07/31/04)

PART III - SECTION A - FISCAL REPORT (CUMULATIVE)

NDSLP NUMBER OF DEBIT CREDIT

ACCT BORROWERS BALANCES BALANCES

NUMB ITEM (COLUMN A) (COLUMN B) (COLUMN C) (COLUMN D)

4 FUNDS ADVANCED TO STUDENTS 998 1,382,814.00 ---

5 LOAN PRINCIPAL COLLECTED 432 --- 240,016.10

6 LOAN PRINCIPAL ASSIGNED TO AND ACCEPTED BY THE

UNITED STATES 217 --- 124,390.35

7 LOAN PRINCIPAL CANCELLED ON LOANS MADE PRIOR TO

JULY 1, 1972 3 --- 692.50

8 LOAN PRINCIPAL CANCELLED FOR CERTAIN SUBJECT

MATTER ON LOANS MADE JULY 23, 1992 AND AFTER 1 --- 15.00

9 LOAN PRINCIPAL CANCELLED FOR ALL OTHER AUTHORIZED

TEACHING SERVICE ON LOANS JULY 1, 1972 AND AFTER 45 --- 19,108.39

10 LOAN PRINCIPAL CANCELLED FOR MILITARY SERVICE ON

LOANS MADE JULY 1, 1972 AND AFTER 4 --- 1,787.50

11 LOAN PRINCIPAL CANCELLED - VOLUNTEER SERVICE 1 --- 150.00

12 LOAN PRINCIPAL CANCELLED - LAW ENFORCEMENT 0 --- 0.00

13 LOAN PRINCIPAL CANCELLED FOR CHILD/FAMILY/EARLY

INTERVENTION SERVICE MADE JULY 23, 1992 AND AFTER 0 --- 0.00

14 LOAN PRINCIPAL CANCELLED FOR NURSE/MEDICAL

TECHNICIAN ON LOANS MADE JULY 23, 1992 AND AFTER 0 --- 0.00

15 LOAN PRINCIPAL CANCELLED - DEATH/DISABILITY 10 --- 15,820.03

16 LOAN PRINCIPAL CANCELLED - BANKRUPTCY 12 --- 8,856.59

17 LOAN PRINCIPAL CANCELLED FOR LOANS DISCHARGED DUE

TO CLOSED SCHOOLS 0 --- 0.00

18 LOAN PRINCIPAL ADJUSTMENTS - OTHER 43 --- 4,897.46

23 INTEREST INCOME ON LOANS --- --- 61,190.35

24 OTHER INCOME 28 --- 7,628.39

27 COST OF PRIN. AND INTEREST CANCELLED FOR TEACHING &

MILITARY SERVICE ON LOANS MADE PRIOR TO JULY 1, 1972 --- 811.57 ---

28 COST OF LOAN PRINCIPAL INTEREST CANCELLED FOR

CERTAIN SUBJECT MATTER TEACHING SERVICE MADE

ON LOANS MADE JULY 23, 1992 AND AFTER --- 16.46 ---

29 COST OF LOAN PRINCIPAL AND INTEREST CANCELLED FOR

TEACHING SERVICE ON LOANS MADE JULY 1, 1972 AND AFTER --- 21,261.94 ---


MILITARY SERVICE ON LOANS MADE JULY 1, 1972 AND AFTER --- 2,357.56 ---


VOLUNTEER SERVICE --- 175.62 ---


LAW ENFORCEMENT --- 0.00 ---

33 COST OF LOAN PRINC/INT CANCELLED CHILD/FAM/EARLY

INTERVENTION SERVICE MADE JULY 23, 1992 AND AFTER --- 0.00 ---

34 COST OF LOAN PRINC/INT CANCELLED FOR NURSE/MEDICAL

TECHNICIAN ON LOANS MADE JULY 23, 1992 AND AFTER --- 0.00 ---

35 COST OF LOAN PRINCIPAL AND INTEREST CANCELLED

BECAUSE OF DEATH/DISABILITY --- 16,600.64 ---

36 COST OF LOAN PRINCIPAL AND INTEREST CANCELLED

BECAUSE OF BANKRUPTCY --- 9,197.48 ---

37 COST OF LOAN PRINCIPAL AND INTEREST ASSIGNED TO

AND ACCEPTED BY THE UNITED STATES --- 140,711.70 ---


LOANS DISCHARGED DUE TO CLOSED SCHOOLS --- 0.00 ---

39 OTHER COST OR LOSSES 43 7,024.44 ---


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Page 7-38




PART III SECTION B - FUND ACTIVITY DURING THE AWARD YEAR

NUMBER OF

BORROWERS AMOUNT

ITEM NUMBER AND DESCRIPTION (COLUMN A) (COLUMN B)

5. LOANS ADVANCED TO STUDENTS FROM THE LOAN FUND

DURING THE AWARD YEAR 0 0.00

7. TOTAL PRINCIPAL AND INTEREST REPAID BY BORROWERS

FROM ALL SOURCES DURING THE AWARD YEAR 0 0.00


FROM ALL SOURCES DURING THE AWARD YEAR FOR LOANS

IN DEFAULT MORE THAN 2 YEARS AND UP TO 5 YEARS. 0 0.00


FROM ALL SOURCES DURING THE AWARD YEAR FOR LOANS

IN DEFAULT MORE THAN 5 YEARS 0 0.00


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PART III - SECTION C - CUMULATIVE REPAYMENT INFORMATION AS OF THE EFFECTIVE DATE

PRINCIPAL

NUMBER OF AMOUNT

STATUS OF BORROWERS AS OF THE EFFECTIVE DATE BORROWERS AMOUNT LENT OUTSTANDING

A B C D

1.1 BORROWERS WHOSE LOANS HAVE FULLY RETIRED 160 150,773.66 7,628.39-

2. ALL ACCEPTED LOANS --- --- ---

(NOTE: FIELD 2 EQUALS THE SUM OF FIELD 2.1 PLUS FIELD 2.2)

2.1 ASSIGNMENTS DUE TO DEFAULT OR LIQUIDATION 217 135,907.96 124,390.35

2.2 ASSIGNMENTS DUE TO TOTAL AND PERMANENT DISABILITY DISCHARGE 0 0.00 0.00

3. TOTAL BORROWERS NOT IN REPAYMENT 25 --- 82,350.00

4. BORROWERS ON SCHEDULE IN REPAYMENT STATUS 7 --- 1,195.24

5.1 IN DEFAULT LESS THAN 240 DAYS OR 270 DAYS 20 35,600.00 34,134.44

5.2 IN DEFAULT > OR = TO 240 DAYS OR 270 DAYS BUT < OR = TO 2 YEARS 35 69,761.00 67,483.57

5.3 IN DEFAULT > 2 YEARS BUT < OR = 5 YEARS 54 95,424.60 84,534.23

5.4 IN DEFAULT > 5 YEARS 480 808,894.78 697,432.60

MY INSTITUTION HAD LESS THAN 30 BORROWERS WHO

ENTERED REPAYMENT DURING THE 2003-04 AWARD YEAR XX YES __ NO


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PART III - SECTION D - COHORT DEFAULT RATE

INSTITUTIONS WITH 30 OR MORE BORROWERS WHO ENTERED REPAYMENT IN THE 2003-04 AWARD YEAR.

NUMBER OF

BORROWERS

1.1 - BORROWERS WHO ENTERED REPAYMENT IN 2003-04

1.2 - BORROWERS IN ITEM 1.1 WITH LOANS IN DEFAULT

ON 07/31/04

1.3 - COHORT DEFAULT RATE (ITEM 1.2 / ITEM 1.1 X 100)=

INSTITUTIONS WITH LESS THAN 30 BORROWERS WHO ENTERED REPAYMENT IN THE 2003-04 AWARD YEAR.

2.1 - BORROWERS WHO ENTERED REPAYMENT IN: 2.2 - BORROWERS WITH LOANS IN DEFAULT ON:

(A) 2001-02 (7/1/01-6/30/02) 15 (A) JUNE 30, 2003 (2.1(A) ONLY) 11

(B) 2002-03 (7/1/02-6/30/03) 32 (B) JUNE 30, 2004 (2.1(B) ONLY) 16

(C) 2003-04 (7/1/03-6/30/04) 21 (C) JUNE 30, 2005 (2.1(C) ONLY) 1

2.3 - TOTAL BORROWERS WHO ENTERED REPAYMENT DURING

THE THREE YEARS (2.1(A) + 2.1(B) + 2.1(C)) 68

2.4 - TOTAL BORROWERS WITH LOANS IN DEFAULT

(2.2(A) + 2.2(B) + 2.2(C)) 28

2.5 - COHORT DEFAULT RATE (ITEM 2.4 / ITEM 2.3 X 100) = 41.17%


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December 2009


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Page 7-41




PART VI - SECTION A -INCOME DISTRIBUTION OF PROGRAM RECIPIENTS

INCOME RANGE STUDENTS AMOUNTS

0 - 5999 0 0.00

6000 - 11999 0 0.00

12000 - 23999 0 0.00

24000 - 29999 0 0.00

30000 - 41999 0 0.00

42000 - 59999 0 0.00

60000 & OVER 0 0.00

INDEPENDENT 0 0.00

GRADUATE 0 0.00

UNKNOWN 0 0.00

TOTALS 0 0.00

BILLING FORECAST

MONTH OF NUMBER TOTAL

BILLING OF BILLS AMT BILLED

08-04 72 4,010.48

09-04 69 4,430.87

10-04 80 6,740.78

11-04 60 3,875.72

12-04 67 4,390.52

01-05 77 7,160.13

02-05 59 3,849.05

03-05 63 4,145.09

04-05 77 6,942.30

05-05 59 3,839.91

06-05 62 4,087.44

07-05 78 8,539.06

T O T A L S 823 62,011.35


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CAMPUS PARTNERS-DEMO UNIV-PERK NDSL FISCAL OPERATIONS SUPPLEMENT PAGE: 1


PART III - SECTION C - ITEM 3.0 - STUDENT STATUS AT YOURS OR ANOTHER INSTITUTION

PRIN AMOUNT PRINCIPAL LST DATE LOAN ACT NOTI

LOAN NUMBER BORROWER# NAME LOAN AMOUNT OUTSTANDING COLL/CANC ACTIVITY STAT PDUE PDUE

888-02-0025-01 000586513 DEMONSTRATION, CYNTHIA R 3,000.00 3,000.00 0.00 00-00-00 20 0 0

888-02-0029-01 000586517 DEMONSTRATION, JULIE A 3,000.00 3,000.00 0.00 00-00-00 10 0 0

888-02-0033-01 000586521 DEMONSTRATION, MICHAEL L 9,000.00 8,474.81 525.19 08-25-03 51 0 0

888-02-0021-01 000586509 DEMONSTRATION, NATHAN D 3,000.00 3,000.00 0.00 00-00-00 10 0 0

888-02-0020-01 000586508 DEMONSTRATION, SALLY A 2,000.00 1,286.44 713.56 06-16-04 50 0 0

888-02-0026-01 000586514 DEMONSTRATION, SAMANTHA D 1,500.00 1,500.00 0.00 09-02-03 20 0 0

TOTALS OF ITEM 3.0 21,500.00 20,261.25 1,238.75

PART III - SECTION C - ITEM 4.0 - BORROWERS ON SCHEDULE IN REPAYMENT STATUS

PRIN AMOUNT PRINCIPAL LST DATE LOAN ACT NOT/SB A

LOAN NUMBER BORROWER# NAME LOAN AMOUNT OUTSTANDING COLL/CANC ACTIVITY STAT PDUE PDUE F

888-02-0030-01 000586518 DEMONSTRATION, JASON C 3,000.00 1,877.11 1,122.89 05-03-04 61 0 0

TOTALS OF ITEM 4.0 3,000.00 1,877.11 1,122.89

PART III - SECTION C - ITEM 5.1 - LESS THAN 240 OR 270 DAYS

PRIN AMOUNT PRINCIPAL LST DATE LOAN ACT NOT/SB A PRINCIPAL COLL

LOAN NUMBER BORROWER# NAME LOAN AMOUNT OUTSTANDING COLL/CANC ACTIVITY STAT PDUE PDUE F PAST DUE AGCY

888-02-0027-01 000586515 DEMONSTRATION, AMANDA 3,000.00 2,546.84 453.16 06-03-02 49 121 106 49.64 00000

888-02-0024-01 000586512 DEMONSTRATION, CLINT 3,400.00 1,095.99 2,304.01 04-21-04 49 60 46 70.01 00000

888-02-0023-01 000586511 DEMONSTRATION, DIANA L 1,500.00 1,244.49 255.51 06-05-04 48 30 30 Y 35.24 00000

888-02-0028-01 000586516 DEMONSTRATION, LENA D 6,000.00 1,697.20 4,302.80 06-16-04 49 30 30 57.93 00000

888-02-0032-01 000586520 DEMONSTRATION, MATTHEW K 1,000.00 500.00 500.00 05-01-04 49 30 29 10.62 00000 DUP BORR

888-02-0032-02 000586520 DEMONSTRATION, MATTHEW K 2,000.00 1,000.00 1,000.00 05-01-04 49 30 30 21.24 00000

888-02-0022-01 000586510 DEMONSTRATION, RYDER G 2,500.00 1,346.27 1,153.73 09-02-03 49 30 30 34.49 00000

TOTALS OF ITEM 5.1 19,400.00 9,430.79 9,969.21 279.17

PART III - SECTION C - ITEM 5.2 - IN DEFAULT >= 240 OR 270 DAYS BUT <= 2 YEARS

PRIN AMOUNT PRINCIPAL LST DATE LOAN ACT NOT/SB A PRINCIPAL COLL

LOAN NUMBER BORROWER# NAME LOAN AMOUNT OUTSTANDING COLL/CANC ACTIVITY STAT PDUE PDUE F PAST DUE AGCY

888-02-0031-01 000586519 DEMONSTRATION, BIRDIE G 1,500.00 1,500.00 0.00 00-00-00 49 638 616 1,491.96 00000

TOTALS OF ITEM 5.2 1,500.00 1,500.00 0.00

1,491.96


Accounting Reports

SOM Issue 2

December 2009


All Rights Reserved

Page 7-43

7.4 Funds Advanced Year-to-Date Report (Standard Report) PURPOSE The Funds Advanced Year-to-Date Report provides a list of all loans

that have received advances in the current fiscal year. INTENDED USE This report can be used to reconcile the funds disbursed by the

institution with the Amount Advanced YTD on the Campus Partners system.

REPORT FREQUENCY Standard: Monthly SUGGESTED One fiscal year. RETENTION CONSOLIDATION Program, Sublender, Lender or System LEVELS SELECTION All loans for that Advances YTD is greater than $0. CRITERIA SORT SEQUENCES Standard: Borrower Name/Borrower Number/Program

Number/Loan Number/Sequence Number Options: 1. Loan Number/Sequence Number/Program Number 2. Division of Labor (alpha on name)/Borrower


3. Division of Labor (numeric or loan number)/Loan

Number/Sequence Number/Program Number TOTALS See sample report. If several programs are combined on one report,

a total will be printed for each program. MISCELLANEOUS If a borrower's loans fall sequentially, the name will be printed NOTES with the first loan. However, if one or more of a borrower's loans

appear at the bottom of a column and one or more appear at the top of the next column, the name will be printed again at the top of the second column. An asterisk (*) to the left of the name in the second column will indicate that this is the same borrower. This might occur when moving from the left to the right column and when starting a new page.


Accounting Reports

SOM Issue 2

December 2009


All Rights Reserved

Page 7-44

00006-001-001-01111 FUNDS ADVANCED YEAR-TO-DATE RUN DATE: 07/31/04


BORROWER NAME PROG# LOAN NUMBER ST ADV YTD BORROWER NAME PROG# LOAN NUMBER ST ADV YTD

ASHBEE, DARLENE 01111 888-33-3619-01 20 1,000.00 CANNON, TERRENCE L 01111 888-46-8023-01 10 800.00

ASNEN, DEBBIE 01111 888-43-6936-01 10 1,000.00 CANNON, THOMASENA 01111 888-49-1168-01 10 1,000.00

ASTIN, FRANKLIN R 01111 888-47-6308-01 11 1,213.00 CARAMAN, CALVIN 01111 888-62-9966-01 11 700.00

BADGER, JAMES A 01111 888-31-8418-01 11 2,000.00 CAREY, MARGARET K 01111 888-58-0568-01 11 1,500.00

BADGER, JOSEPH B 01111 888-43-3549-01 10 938.00 CARLES, STEPHEN 01111 888-96-1152-01 10 1,000.00

BALDWIN, JOSIE R 01111 888-43-8308-01 10 1,000.00 CASS, DOUGLAS R 01111 888-68-9743-02 10 750.00

BURRELL, KIMBERLY M 01111 888-51-0236-01 10 1,000.00 DAVIS, LEROY 01111 888-02-2131-01 10 750.00

BURRELL, LORI E 01111 888-23-8585-01 10 750.00 EVANS, MARY ANNE 01111 888-25-1399-01 10 637.00

BURROUGHS, MALENTHA R 01111 888-43-7746-01 10 462.00 EVANS, JOHNNY V. 01111 888-13-2815-01 10 750.00

BUSH, MICHELLE V 01111 888-55-3649-01 10 837.00 FAGAN, ROGER 01111 888-94-4916-02 11 750.00

BUTLER, REGINALD J 01111 888-58-6612-01 10 1,000.00 FOSTER, CRAIG 01111 888-30-7973-01 10 1,000.00

TOTAL ADV YTD - PROGRAM 01111 20,837.00

- GRAND TOTAL 20,837.00


Accounting Reports

SOM Issue 2

December 2009


All Rights Reserved

Page 7-45

7.5 Cost Detail Report (Standard Report) PURPOSE Provides specific information regarding other costs, such as

Returned Item fees. INTENDED USE This monthly report lists the cost type and all the loans that had a

transaction processed for that type during the reporting period. REPORT FREQUENCY Standard: Monthly SUGGESTED RETENTION SELECTION CRITERIA SORT SEQUENCES TOTALS MISCELLANEOUS NOTES


Accounting Reports

SOM Issue 2

December 2009


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Page 7-46

00006-001-000-011111 COST DETAIL REPORT RUN DATE: 08/12/05

CAMPUS PARTNERS-DEMO-UNIV-PERK WEEK ENDING 08/12/05 PAGE: 1

BORROWER NAME PROG-LOAN-SEQ STAT TRAN DTE POST DTE ACTIVITY COST DUE COST PAID

*** COST TYPE: (R) RETURN ITEM

JONES, AMY C 011111-123456789-20 49 08/01/05 08/08/05 ASSESS FEE 25.00 0.00

JONES, AMY C 011111-123456789-20 49 08/02/05 08/08/05 PAYMENT 0.00 25.00

JONES, AMY C 011111-123456789-20 49 08/03/05 08/08/05 PAYMENT 0.00 25.00

JONES, AMY C 011111-123456789-20 49 08/08/05 08/08/05 REPROCESSING 0.00 25.00-

JONES, AMY C 011111-123456789-20 49 08/08/05 08/08/05 REPROCESSING 0.00 25.00-

TOTAL FOR COST TYPE (R) RETURN ITEM 5 ITEM(S) 25.00 0.00

TOTAL FOR PROGRAM 011111 5 ITEM(S) 25.00 0.00


JACKSON, WESLEY MARTIN 02222-456789011-01 49 08/02/05 08/09/05 ASSESS FEE 6.66 0.00



BRANTLEY, ROBERT T. 02222-121212334-01 49 08/02/05 08/09/05 ASSESS FEE 10.00 0.00

BRANTLEY, ROBERT T. 02222-121212334-02 49 08/02/05 08/09/05 ASSESS FEE 10.00 0.00

PAIGE, DEVON REBECCA 02222-999999999-01 49 08/02/05 08/09/05 ASSESS FEE 20.00 0.00

PAIGE, DEVON REBECCA 02222-999999999-01 40 08/11/05 08/11/05 PAYMENT 0.00 20.00

TURNBULL, TASHA TANICA 02222-229235512-01 49 08/02/05 08/09/05 ASSESS FEE 20.00 0.00

HOWELL, JENNIFER ANN 02222-121212123-01 49 08/02/05 08/09/05 ASSESS FEE 20.00 0.00




MITCHELL, SAMUEL P 03333-313131313-92 49 08/02/05 08/09/05 ASSESS FEE 10.00 0.00

HARTMAN, JENNIFER MARIE 03333-111111111-92 49 08/02/05 08/09/05 ASSESS FEE 10.00 0.00




RENNE, SEAN MICHAEL 04444-111111111-33 41 08/03/05 08/09/05 ASSESS FEE 20.00 0.00

HAY, DAMALI CATHERINE 04444-222222222-13 61 08/03/05 08/09/05 ASSESS FEE 20.00 0.00

HAY, DAMALI CATHERINE 04444-333333333-13 61 08/03/05 08/09/05 ASSESS FEE 20.00 0.00

HAY, DAMALI CATHERINE 04444-333333333-13 61 08/03/05 08/09/05 REVERSE FEE 20.00- 0.00




DUNHAM, CHARLES 05555-121212123-40 51 08/02/05 08/09/05 ASSESS FEE 10.00 0.00




DILLON, SCOTT A 06666-333333333-02 49 08/03/05 08/09/05 ASSESS FEE 25.00 0.00




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December 2009


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Page 7-47





WILLIAMS, DAVID M 00777-777777777-01 49 08/02/05 08/09/05 ASSESS FEE 10.00 0.00




HERMAN, JOLENE M 00333-333333333-07 49 08/02/05 08/09/05 ASSESS FEE 10.00 0.00




HIGGINBOTHAM, DANIELLE L 00444-444444444-08 49 08/02/05 08/09/05 ASSESS FEE 20.00 0.00




AMADOR, ADREAN F 00999-999999999-01 49 08/02/05 08/09/05 ASSESS FEE 10.00 0.00




ANGSTADT, TANIA 00121-121212121-01 49 08/02/05 08/09/05 ASSESS FEE 10.00 0.00




LENZNER, STEPHANIE 00222-333333333-01 49 08/02/05 08/09/05 ASSESS FEE 20.00 0.00

GRIGGS, SHONDREA 00222-444444444-01 49 08/02/05 08/09/05 ASSESS FEE 20.00 0.00




HARPER, VERONICA M 12121-333333333-97 40 08/11/05 08/11/05 PAYMENT 0.00 10.00




COLWELL, ANDREW H 11111-111111111-07 40 08/02/05 08/09/05 ASSESS FEE 10.00 0.00

COLWELL, ANDREW H 11111-141414141-07 40 08/09/05 08/09/05 REPROCESSING 0.00 10.00




CELY, WINSTON ALEXANDER 00000-000000000-16 49 08/02/05 08/09/05 ASSESS FEE 20.00 0.00





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SOM Issue 2

December 2009


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Page 7-48





FERRELL, APRIL D 66666-666666666-01 49 08/02/05 08/09/05 ASSESS FEE 20.00 0.00

FERRELL, APRIL D 66666-777777777-01 49 08/09/05 08/09/05 REPROCESSING 0.00 20.00




TSOSIE, SHERREE 77777-777777777-21 40 08/11/05 08/11/05 PAYMENT 0.00 10.00




AUSTIN, KIWANDA 45454-454545454-01 49C 08/02/05 08/09/05 ASSESS FEE 20.00 0.00




MERRILL, NICHOLAS P 67676-676767676-16 49 08/02/05 08/09/05 ASSESS FEE 10.00 0.00




NAGARAJA, SAVITA S 89898-898989898-01 49 08/02/05 08/09/05 ASSESS FEE 20.00 0.00




NESBETH, JODIA O 02020-020202020-56 49 08/03/05 08/09/05 ASSESS FEE 25.00 0.00




SANUSI, SEMIYAT 03030-030303030-01 49 08/03/05 08/09/05 ASSESS FEE 20.00 0.00




FREEMAN, DESMOND 04040-040404040-01 48C 08/02/05 08/09/05 ASSESS FEE 20.00 0.00




GORDON, ELLIOT 05050-050505050-01 49 08/02/05 08/09/05 ASSESS FEE 20.00 0.00




Accounting Reports

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December 2009


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Page 7-49





TALLON, JERI L 06060-060606006-01 49 08/03/05 08/09/05 ASSESS FEE 30.00 0.00




CROUGHWELL, TRACEY E 07070-080800808-98 40 08/02/05 08/09/05 ASSESS FEE 25.00 0.00

CROUGHWELL, TRACEY E 07070-080800808-98 40 08/09/05 08/09/05 PAYMENT 0.00 25.00




REICHERT, JENNIFER L 09090-090909090-01 49 08/02/05 08/09/05 ASSESS FEE 20.00 0.00




WINEBRINNER, ERIC JOSHUA 11111-111111111-01 49 08/03/05 08/09/05 ASSESS FEE 20.00 0.00

WINEBRINNER, ERIC JOSHUA 11111-111111111-01 49 08/09/05 08/09/05 REPROCESSING 0.00 20.00




TISCIONE, JAMES A 22222-222222222-13 49 08/02/05 08/09/05 ASSESS FEE 25.00 0.00

TISCIONE, JAMES A 22222-222222222-13 49 08/09/05 08/09/05 REPROCESSING 0.00 25.00

JOHNSON, WARREN LINDELL 22222-444444444-10 49 08/02/05 08/09/05 ASSESS FEE 12.50 0.00

JOHNSON, WARREN LINDELL 22222-444444444-13 49 08/02/05 08/09/05 ASSESS FEE 12.50 0.00




RUIZ, JASMINE 33333-333333333-30 49 07/21/05 08/12/05 ASSESS FEE 20.00 0.00




SINGH, DALJEET 44444-444444444-41 49 08/02/05 08/09/05 ASSESS FEE 20.00 0.00




CONNER, KIBBI J 12131-134567890-11 49 08/02/05 08/09/05 ASSESS FEE 20.00 0.00

CONNER, KIBBI J 12131-134567890-11 49 08/09/05 08/09/05 PAYMENT 0.00 10.00




Accounting Reports

SOM Issue 2

December 2009


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Page 7-50





DIXON, LAKISHA M 00000-090909090-01 49 08/02/05 08/09/05 ASSESS FEE 20.00 0.00




DOW, JEREMY B 11112-121212121-01 49 08/02/05 08/09/05 ASSESS FEE 10.00 0.00




SANTOS, MILENA 11133-333333333-01 49 08/02/05 08/09/05 ASSESS FEE 20.00 0.00




STAFFORD, KELLIE K 45454-454545454-01 49 08/02/05 08/09/05 ASSESS FEE 20.00 0.00




DOUGLAS, KEISHA 67678-787878787-06 49 08/03/05 08/09/05 ASSESS FEE 10.00 0.00




WOODS, RAUL 34343-343434343-01 20 07/21/05 08/12/05 ASSESS FEE 20.00 0.00

WOODS, RAUL 34343-343434343-01 20 07/21/05 08/12/05 REVERSE FEE 20.00- 0.00




CHEN, MICHAEL S 04545-454545454-01 40 08/02/05 08/09/05 ASSESS FEE 20.00 0.00

CHEN, MICHAEL S 04545-454545454-01 40 08/11/05 08/11/05 PAYMENT 0.00 20.00

FISHER, DEREK S 04545-454545454-01 49 08/03/05 08/09/05 ASSESS FEE 6.66 0.00




MELI, ALI S. 00000-010101010-01 49 08/02/05 08/09/05 ASSESS FEE 6.66 0.00





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SOM Issue 2

December 2009


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Page 7-51





PALAFOX, GILBERTO N 33333-222222222-01 49 08/02/05 08/09/05 ASSESS FEE 20.00 0.00










DORAN, DOUGLAS KENNETH 55555-678901234-01 49 08/03/05 08/09/05 ASSESS FEE 20.00 0.00




WAGNER III, JOEL J 66666-567890123-03 49 08/02/05 08/09/05 ASSESS FEE 20.00 0.00

MARTIN, WHITNEY M 66666-678901234-03 49 08/03/05 08/09/05 ASSESS FEE 20.00 0.00




PHILLIPS, ANTHONY STEVEN 77777-789012345-03 49 08/02/05 08/09/05 ASSESS FEE 20.00 0.00



GRAND TOTAL 77 ITEM(S) 950.00 170.00


Management & Government Reports


All Rights Reserved

TOC SOM Issue 2 December 2009

Section 8 Management & Government Reports

Table of Contents

8.0 Management Reports - Summary ...................................................................... 8-1 8.1 Status Summary Report..................................................................................... 8-2 8.2 Collection Agency Recovery Analysis................................................................ 8-5 8.3 Monthly Collections Analysis.............................................................................. 8-8 8.4 Invoice Detail Report........................................................................................ 8-11


Management and Government Reports

Page 8-1


All Rights Reserved


8.0 Management Reports - Summary

Status Summary Report - Standard Monthly Report This report lists number of loans, due amounts for each status code. Collection Agency Recovery Analysis - Standard with Collection Agency Interface This report is designed to monitor the effectiveness of collection agencies. It shows the

percentage collected for each of the past seven months by length of placement. Monthly Collections Analysis Report - Standard Monthly Report This report is a comprehensive study of the activity on past due loans by aging category,

payment frequency and collection agency. Invoice Detail Report - Standard Monthly Report This report provides to the customers the total number of loans and borrowers by payment

frequency within each status. Its purpose is to support the monthly invoice for our services.



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8.1 Status Summary Report

(Standard Report) PURPOSE The Status Summary Report provides customer management with relevant

statistical data based upon loan status. INTENDED USE The student loan manager should review this report for fluctuations in the file

status as a result of Campus Partners’ service and/or collection efforts at the institution.

REPORT FREQUENCY Standard: Monthly Options: Weekly (for an additional charge) or Quarterly SUGGESTED Permanent RETENTION CONSOLIDATION Program, Sublender, Lender, System LEVELS SELECTION None CRITERIA SORT SEQUENCES Standard: Numeric Listing by loan status Options: 1. Division of Labor (alpha on Name)/Numeric Listing by loan

status 2. Division of Labor (numeric on Loan Number)/Numeric Listing

by loan status TOTALS Totals are printed for each column. MISCELLANEOUS If a Division of Labor Sort (optional sort sequence 1 or 2) is selected, one NOTES page will be printed for each employee and one for the portfolio as a

whole. If Division of Labor (numeric on loan number) - optional sort sequence 2

is selected, the Borrowers column will not be printed. The Loan Amount includes the Capitalized Amount. The Total Balance includes the Capitalized Balance. Curr Due = Principal + Interest



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Past Due = Principal + Interest Interim Interest includes Billed Interest and Nonrepayment Interest

accrued. Interest to be capitalized is the interim interest accrued that will be

capped automatically at the appropriate period. The Interest Receivables detail excludes loans in an 8x or 9x status as of

report date. The Default Rate (Cohort/NDSL) represents the Cohort Default Rate. The Default Rate (NDSL/Inst) represents the total loan portfolio.



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00006-001-001-00006 STATUS SUMMARY REPORT RUN DATE: 03/31/08


LOAN STATUS BORROWERS LOANS LOAN AMOUNT TOTAL BAL CURR DUE PAST DUE DELQ CHG TOTAL DUE

00-PRE REGISTERED 0 0 0.00 0.00 0.00 0.00 0.00 0.00

01-CHGD ENROLLED 0 0 0.00 0.00 0.00 0.00 0.00 0.00

02-CHGD GRACE 0 0 0.00 0.00 0.00 0.00 0.00 0.00

09-ELIG DELETE 0 0 0.00 0.00 0.00 0.00 0.00 0.00

10-ENROLLED UNDR 17 17 35,950.00 35,950.00 0.00 0.00 105.00 105.00

11-ENROLLED GRAD 0 0 0.00 0.00 0.00 0.00 0.00 0.00

19-PAST DUE ENRL 0 0 0.00 0.00 0.00 0.00 0.00 0.00

20-GRACE 3 3 4,500.00 4,500.00 0.00 0.00 0.00 0.00

21-GRACE DEFER 0 0 0.00 0.00 0.00 0.00 0.00 0.00

29-PAST DUE GRACE 0 0 0.00 0.00 0.00 0.00 0.00 0.00

40-CURRENT 8 8 17,400.00 11,101.58 347.07 1.58 0.00 348.65

41-SBILL CURRENT 0 0 0.00 0.00 0.00 0.00 0.00 0.00

48-SBILL PAST DUE 0 0 0.00 0.00 0.00 0.00 0.00 0.00

49-PAST DUE 65 69 1,011,545.68 1,000,539.97 410.17 278,641.27 406.75 279,458.19

50-DEFERMENT 0 0 0.00 0.00 0.00 0.00 0.00 0.00

51-POST DEFR GR 1 1 33,333.33 33,233.33 0.00 0.00 0.00 0.00

52-HARDSHIP DEFR 0 0 0.00 0.00 0.00 0.00 0.00 0.00

59-PAST DUE DEFER 0 0 0.00 0.00 0.00 0.00 0.00 0.00

60-POSTPONEMENT 0 0 0.00 0.00 0.00 0.00 0.00 0.00

61-CANCELLATION 0 0 0.00 0.00 0.00 0.00 0.00 0.00

80-TO BE PAID OUT 2 2 47,000.00 23,000.00- 0.00 0.00 0.00 0.00

81-REFERRED TO OE 0 0 0.00 0.00 0.00 0.00 0.00 0.00

82-ASSIGNED TO OE 1 1 3,400.00 918.97 0.00 320.00 0.00 320.00

83-LITIGATION 0 0 0.00 0.00 0.00 0.00 0.00 0.00

84-BANKRUPT-CH7&11 0 0 0.00 0.00 0.00 0.00 0.00 0.00

85-WRI-OFF THIS MO 0 0 0.00 0.00 0.00 0.00 0.00 0.00

86-BANKRUPTCY CH13 0 0 0.00 0.00 0.00 0.00 0.00 0.00

90-PAID OUT 5 5 160,575.55 0.00 0.00 0.00 0.00 0.00

91-DISABILITY 0 0 0.00 0.00 0.00 0.00 0.00 0.00

92-BANKRUPTCY 0 0 0.00 0.00 0.00 0.00 0.00 0.00

93-ACCEPTED BY EO 0 0 0.00 0.00 0.00 0.00 0.00 0.00

94-LOW BAL WRT-OFF 1 1 3,000.00 0.00 0.00 0.00 0.00 0.00

95-MANUAL WRT-OFF 0 0 0.00 0.00 0.00 0.00 0.00 0.00

96-DEATH 0 0 0.00 0.00 0.00 0.00 0.00 0.00

COLUMN TOTALS 103 107 1,316,704.56 1,063,243.85 757.24 278,962.85 511.75 280,231.84

DELQ CHARGES DETAIL: INTEREST RECEIVABLE DETAIL:

LATE CHARGES DUE: 56.25 INTERIM INTEREST: 0.00

PENALTY CHARGES DUE: 0.00 INTEREST ON CAP. BALANCE: 0.00

COLLECTION FEES DUE: 333.50 INTEREST TO BE CAPITALIZED: 0.00

OTHER COST DUE: 122.00 REPAYMENT INTEREST: 107,332.19

HARDSHIP INTEREST: 797.25

UNDUPLICATED NUMBER OF BORROWERS: 100 TOTAL-INTEREST-RECEIVABLE: 108,129.44

*** THE BORROWER COLUMN COUNTS A BORROWER IN EACH STATUS IN WHICH HE HAS A LOAN - IT DOES NOT REPRESENT AN UNDUPLICATED NUMBER OF BORROWERS AND SHOULD NOT ***

*** BE USED TO CALCULATE A DEFAULT RATE ON THE NDSL AND HPSL PROGRAMS. ***

*** THE DEFAULT RATE PRINTED BELOW IS CALCULATED INDEPENDENTLY AND DISPLAYED ON THIS REPORT FOR YOUR CONVENIENCE. ***

DEFAULT RATE (COHORT/NDSL): 84.21 ( < 30 BORROWERS ) DEFAULT RATE (NDSL/INST): 79.67

DEFAULT RATE BY AMOUNT (HPSL): .00

DEFAULT RATE BY BORROWER COUNT (NSL): .00

DEFAULT RATE BY AMOUNT (NSL): .00



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8.2 Collection Agency Recovery Analysis (Standard with Collection Agency Interface) PURPOSE The Collection Agency Recovery Analysis provides the student loan

managers with a tool to monitor the effectiveness of a collection agency. INTENDED USE This report can be used by the manager to identify trends in the agency's

efforts and better determine when loans should be recalled from an agency. This can be accomplished by tracking the percent collected for the twelve-month period displayed on the report.

REPORT FREQUENCY Standard: Monthly Options: None SUGGESTED Permanent RETENTION CONSOLIDATION Program, Sublender, Lender or System LEVELS SELECTION Payments posted against loans that were with the agency at the end CRITERIA of the previous month. Transactions placing a loan with an agency. Transactions recalling a loan from an agency. SORT SEQUENCES Standard: Collection Agency Number/Days Placed Options: None TOTALS Totals are provided for each column of detail. Portfolio totals are also provided. MISCELLANEOUS This report is not used in any manner to reconcile billings between the NOTES collection agency and the institution. There is a separate section for each collection agency used by the

institution. Number of borrowers and total due come from a snapshot of loans as of

the end of the previous month. This approach avoids consideration of amounts being billed during the month, cancellations, NSF checks, loans returned and other adjustments that would alter the status of loans during the reporting period.



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The Total Due field (Item 3) does not include the amounts due on loans

placed during the month. This analysis will not provide a perfect representation of an agency's

performance because of the following: 1. If a borrower pays in excess of the total due, it will inflate the percent

collected. 2. Amounts due may be canceled, deferred, or postponed instead of

paid. 3. Tax offset payments which have been processed are not included in

the Collected field. 4. The collection agency may not be authorized to collect all amounts

due. 5. Payment reversals due to NSF checks are not deducted from

historical percentages already established. 6. Loans with amounts due may be returned or placed with another

agency during the month. The report, however, will provide the customer a means of making a

reasonable estimate of the agency's performance.



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00006-001-001-01111 COLLECTION AGENCY RECOVERY ANALYSIS RUN DATE: 07/31/04

SAMPLE UNIVERSITY MONTH ENDING 07/31/04 PAGE: 1

FAST COLLECTION CORP (04502)

DAYS PLACED BORROWERS TOTAL DUE COLLECTED % COLL APR MAR FEB JAN DEC NOV OCT SEP AUG JUL JUN MAY

1- 30 DAYS 3 950.00 40.00 4.2% 2.0% 2.0% 6.1% 0.0% 0.0% 0.0% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

31- 60 DAYS 1 655.32 250.32 38.2% 0.5% 1.0% 13.0% 0.0% 0.0% 0.0% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

61- 90 DAYS 6 4,007.91 988.60 24.8% 3.2% 0.4% 0.0% 0.0% 0.0% 0.0% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

91-120 DAYS 3 840.63 200.48 23.9% 50.0% 0.0% 9.0% 7.0% 0.0% 0.0% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

121-150 DAYS 0 0.00 0.00 0.0% 6.0% 10.0% 3.4% 6.9% 0.0% 0.0% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

151-180 DAYS 8 2,430.09 400.00 16.5% 12.3% 0.0% 6.0% 5.0% 0.0% 0.0% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

181-365 DAYS 2 216.51 25.00 11.6% 1.0% 2.0% 4.3% 0.0% 0.0% 0.0% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

OVER 1 YEAR 1 500.00 0.00 0.0% 1.0% 1.0% 1.0% 1.0% 0.0% 0.0% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

OTHER 0 0.00 0.00 0.00 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

TOTAL 24 9,600.46 1,904.40 19.8% 9.6% 2.7% 6.1% 4.9% 0.0% 0.0% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

LOANS RECALLED 0 0.00

NEW PLACEMENTS 0 0.00

FINANCIAL COLLECTORS (10753)


1- 30 DAYS 0 0.00 0.00 0.0% 10.7% 0.0% 0.4% 0.0% 0.0% 0.0% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

31- 60 DAYS 16 12,205.96 0.00 0.0% 0.0% 2.0% 0.0% 0.0% 0.0% 0.0% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

61- 90 DAYS 0 0.00 0.00 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 1.8% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

91-120 DAYS 9 7,012.75 0.00 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 4.5% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

121-150 DAYS 0 0.00 0.00 0.0% 0.0% 0.0% 0.0% 0.0% 0.4% 0.0% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

151-180 DAYS 1 1,512.79 0.00 0.0% 0.0% 0.0% 0.0% 0.9% 0.0% 0.0% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

181-365 DAYS 35 41,757.38 0.00 0.0% 0.2% 0.0% 0.0% 0.0% 0.0% 1.3% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

OVER 1 YEAR 51 53,018.55 0.00 0.0% 0.0% 0.0% 0.0% 1.2% 0.2% 0.3% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

OTHER 0 0.00 0.00 0.00 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

TOTAL 112 115,507.43 0.00 0.0% 1.3% 0.2% 0.0% 0.7% 0.1% 1.3% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%



BRITE & SON CREDIT COMPANY (42771)


1- 30 DAYS 0 0.00 0.00 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

31- 60 DAYS 0 0.00 0.00 0.2% 6.0% 3.0% 0.0% 0.0% 0.0% 0.0% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

61- 90 DAYS 0 0.00 0.00 0.0% 0.8% 0.5% 0.0% 0.0% 0.0% 0.0% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

91-120 DAYS 0 0.00 0.00 0.0% 0.0% 9.0% 0.0% 0.0% 0.0% 0.0% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

121-150 DAYS 0 0.00 0.00 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

151-180 DAYS 0 0.00 0.00 0.0% 0.0% 0.0% 0.0% 0.0% 34.6% 0.0% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

181-365 DAYS 3 1,432.10 716.15 0.5% 0.2% 0.2% 0.0% 1.5% 2.0% 0.0% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

OVER 1 YEAR 5 2,612.82 0.00 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

OTHER 0 0.00 0.00 0.00 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

TOTAL 8 4,044.92 716.15 0.2% 2.3% 3.2% 0.0% 1.4% 13.5% 0.0%





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8.3 Monthly Collections Analysis Report (Standard Report) PURPOSE The Monthly Collections Analysis Report provides the customer with an

analysis of its internal collection efforts and those of its collection agencies. INTENDED USE This report provides the student loan administrator with an analysis of the

institution's collection efforts. It also provides a comparative analysis of the effectiveness of each collection agency. If the institution is using an internal Division of Labor, this report will allow the school collector to evaluate his or her efforts and allow the manager to measure the productivity of the staff.

REPORT FREQUENCY Standard: Monthly Options: None SUGGESTED Permanent RETENTION CONSOLIDATION Program, Sublender, Lender or System LEVELS SELECTION See data field descriptions. CRITERIA SORT SEQUENCES Standard: Total Loan Portfolio Options: Division of Labor TOTALS A totals line is printed for three of the four sections and discussed in the fifth

Miscellaneous Notes. Percentage totals are calculated by using the Totals figures for the section.

MISCELLANEOUS If an internal Division of Labor is used, this report is produced for each NOTES employee and for the portfolio as a whole. Cents are rounded to the nearest cent (50¢ and more is rounded up) and

percentages to the nearest whole percentage. The report is designed to be a snapshot of what has transpired during the

month and is not intended to reflect the dynamic nature of a loan. Example: Two payments are received for a loan that was 180 days past due

at the end of the previous month. The first payment reduces days past due to 90 and the second further reduces the figure to 60 days. Since the loan was 180 days past due at the beginning of the month, both payments would be included in Amount Collected in the 180 to 364 category.



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Historical figures do not include Assigned (status 82) or Accepted (status

93) loans. The report consists of four sections: 1. Aging Categories: Ranges of days past due. Data for each category

consists of historical totals, transaction totals and calculations for loans which fall in the aging range. Loans with a collection agency are not included in these categories.

2. Payment Frequencies: Data for each category consists of historical

totals, transaction totals and calculations. The loans counted here are in the aging categories (i.e., not with a collection agency).

3. Collection Agencies: Data for each agency consists of historical

totals, transaction totals and calculations for loans that are coded as placed with the given agency.

4. Loans Without Good Address: Data for each category consists of

historical totals, transaction totals and calculations for borrowers without a good address.



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112345-001-001-01111 MONTHLY COLLECTIONS ANALYSIS REPORT PORTFOLIO TOTALS RUN DATE: 01/02/04

SAMPLE UNIVERSITY MONTH ENDING 12/31/03 PAGE 1

AGING LOANS IN BILLING ----------- TOTAL DUE ------------ PRINC BALANCE AMOUNT % AMOUNT NET CHANGE TO % % NUMBER AVERAGE

CATEGORY THIS MON LAST MON THIS MONTH LAST MONTH THIS MONTH COLLECTED COLL CANCELLED TOTAL DUE CHG ACT OF PMTS PAYMENT

15 TO 44 DYS 68 92 5,073.76 11,821.38 67,033.36 2,915.07 25% 0.00 -4,867.00 -41% 93% 62 47.02

45 TO 59 DYS 41 38 7,810.24 3,311.67 34,904.15 1,582.86 48% 0.00 -1,638.01 -49% 95% 28 56.53

60 TO 89 DYS 23 42 2,630.33 4,268.43 20,248.40 613.00 14% 0.00 -1,401.84 -33% 100% 11 55.73

90 TO 119 DYS 30 13 4,055.48 1,446.03 26,848.58 180.00 12% 0.00 -808.79 -56% 100% 9 20.00

120 TO 179 DYS 16 12 2,158.08 1,873.64 12,578.50 426.76 23% 0.00 -432.27 -23% 100% 4 106.69

180 TO 364 DYS 42 46 10,739.75 12,497.73 32,180.08 366.00 3% 0.00 -524.00 -4% 89% 6 61.00

1 TO 2 YRS 16 14 9,453.84 5,860.30 19,759.33 348.58 6% 0.00 -335.25 -6% 71% 4 87.15

2 TO 4 YRS 36 41 25,134.51 28,724.51 24,663.93 272.62 1% 1,287.21 -410.32 -1% 71% 4 68.16

4 TO 9 YRS 37 27 26,435.00 14,579.11 22,894.00 0.00 0% 0.00 40.17 0% 48% 0 0.00

OVER 9 YRS 12 6 5,703.57 2,358.24 3,632.08 0.00 0% 0.00 2.00 0% 17% 0 0.00

TOTAL 321 331 99,194.56 86,741.04 264,742.41 6,704.89 8% 1,287.21 -10,375.31 -12% 85% 128 52.38

PAYMENT FREQUENCY

MONTHLY 284 304 78,742.90 74,081.40 250,411.55 6,605.27 9% 1,287.21 -10,311.59 -14% 90% 125 52.84

BI-MONTHLY 0 0 0.00 0.00 0.00 0.00 0% 0.00 0.00 0% 0% 0 0.00

QUARTERLY 36 26 20,424.48 12,632.46 14,312.90 99.62 1% 0.00 -63.72 -1% 35% 3 33.21

SEMI-ANNAULLY 0 0 0.00 0.00 0.00 0.00 0% 0.00 0.00 0% 0% 0 0.00

ANNUALLY 1 1 27.18 27.18 17.96 0.00 0% 0.00 0.00 0% 0% 0 0.00

TOTAL 321 331 99,194.56 86,741.04 264,742.41 6,704.89 8% 1,287.21 -10,375.31 -12% 85% 128 52.38

COLLECTION AGENCIES

04502 2 2 217.50 216.51 188.63 0.00 0% 0.00 0.00 0% 0% 0 0.00

04750 118 127 102,331.30 115,507.43 97,870.93 0.00 0% 0.00 0.00 0% 0% 0 0.00

04880 9 9 4,052.57 4,044.92 3,936.80 7.50 0% 0.00 -7.50 0% 11% 1 7.50

90001 43 66 56,934.74 75,264.09 47,658.14 0.00 0% 0.00 59.88 0% 24% 0 0.00

TOTAL 172 204 163,536.11 195,032.95 149,654.50 7.50 0% 0.00 52.38 0% 8% 1 7.50

LOANS WITHOUT GOOD ADDRESS

NON-PLAC TOTAL 38 41 19,637.70 19,519.60 27,277.08 179.17 1% 0.00 -118.02 -1% 73% 3 59.72

PLACED TOTAL 12 14 10,156.09 11,018.02 8,106.74 0.00 0% 0.00 20.00 0% 29% 0 0.00



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8.4 Invoice Detail Report

(Standard Report) PURPOSE The Invoice Detail Report provides the total number of loans and borrowers

by payment frequency within each status. INTENDED USE The intent of this report is to support the monthly invoice for our services. REPORT FREQUENCY Standard: Monthly SUGGESTED RETENTION Until the next report is received. CONSOLIDATION LEVELS Program, Sublender, Lender or System SELECTION CRITERIA None SORT SEQUENCE None



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00006-001-001-00006 INVOICE DETAIL REPORT RUN DATE: 03/31/08

CAMPUS PARTNERS-DEMO UNIV-PERK TOTALS PAGE GRAND TOTALS PAGE 1

03/31/08

LOAN STATUS BORROWERS LOANS MONTHLY QUARTERLY ANNUAL SEMI-ANNUAL BI-MONTHLY

01 CHGD ENROLLED 0 0 0 0 0 0 0

02 CHGD GRACE 0 0 0 0 0 0 0

09 ELIG DELETE 0 0 0 0 0 0 0

10 ENROLLED UNDR 17 17 17 0 0 0 0

11 ENROLLED GRAD 0 0 0 0 0 0 0

19 PAST DUE ENRL 0 0 0 0 0 0 0

20 GRACE 2 3 3 0 0 0 0

21 GRACE DEFER 0 0 0 0 0 0 0

29 PAST DUE GRACE 0 0 0 0 0 0 0

40 CURRENT 8 8 8 0 0 0 0

41 SBILL CURRENT 0 0 0 0 0 0 0

48 SBILL PAST DUE 0 0 0 0 0 0 0

49 PAST DUE 65 69 69 0 0 0 0

50 DEFERMENT 0 0 0 0 0 0 0

51 POST DEFER GR 1 1 1 0 0 0 0

52 HARDSHIP DEFER 0 0 0 0 0 0 0

59 PAST DUE DEFER 0 0 0 0 0 0 0

60 POSTPONEMENT 0 0 0 0 0 0 0

61 CANCELLATION 0 0 0 0 0 0 0

80 TO BE PAID OUT 1 2 2 0 0 0 0

81 REFERRED TO OE 0 0 0 0 0 0 0

82 ASSIGNED TO OE 1 1 1 0 0 0 0

83 LITIGATION 0 0 0 0 0 0 0

84 BANKRUPTCY CH7,11 0 0 0 0 0 0 0

85 WRT-OFF THIS MO 0 0 0 0 0 0 0

86 BANKRUPTCY CH13 0 0 0 0 0 0 0

90 PAID OUT 4 5 5 0 0 0 0

91 DISABILITY 0 0 0 0 0 0 0

92 BANKRUPTCY 0 0 0 0 0 0 0

93 ACCEPTED BY OE 0 0 0 0 0 0 0

94 LOW BAL WRT-OFF 1 1 1 0 0 0 0

95 MANUAL WRT-OFF 0 0 0 0 0 0 0

96 DEATH 0 0 0 0 0 0 0

TOTAL 100 107 107 0 0 0 0

FLAGGED - REPORTED

NOT REPORTED THIS MONTH

CREDIT BUREAU 0 0


Appendix



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A-1

Input Forms

Advance Batch Ticket ............................................................................................................................... 2-7 Advance Reversal Transmittal .................................................................................................................. 2-8 Advance Transmittal ................................................................................................................................. 2-6 Assignment Transmittal (Default)............................................................................................................. 3-6 Change/Adjustment Request Memo ......................................................................................................... 3-7 Change/Adjustment Memo-Deferment/Cancellation Request................................................................. 3-9 Change/Adjustment Memo – Judgement Request.................................................................................... 3-8 Change/Adjustment Memo ..................................................................................................................... 3-10 Collection Agency – To Place or Transfer ............................................................................................... 6-8 Collection Agency – To Remove or Withhold ......................................................................................... 6-9 Fees Transmittal – Add Collection, Other Costs, Late/Penalty ............................................................. 6-11 Hardship Deferment/Customer Adjustment Transmittal.......................................................................... 5-4 Input Codes and Field Definitions ............................................................................................................ 2-4 Name and Address Change Form ............................................................................................................. 3-3 New Loan Batch Ticket............................................................................................................................. 2-5 New Loan Input Form ............................................................................................................................... 2-3 Payment Transmittal – Collection Agency Payments ............................................................................ 6-10 Payment Transmittal – Itemized By Borrower......................................................................................... 3-4 Payment Transmittal – Itemized By Loan ................................................................................................ 3-5 Rehabilitation Submittal Form................................................................................................................ 3-11 Separation Date Changes .......................................................................................................................... 3-2 Special Billing Transmittal........................................................................................................................ 5-5


Appendix



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A-2

Reports Accounting Reports......................................................................................................................................... 7-18 HPSL/NSL Chart of Accounts ........................................................................................................... 7-17 Perkins Chart of Accounts.................................................................................................................. 7-15 Bad Address List ............................................................................................................................................. 4-10 Borrower/Loan Number Cross Reference Report ............................................................................................ 4-8 Borrowers to Receive a Notice Report ........................................................................................................... 5-20 Borrowers Without a Good Address............................................................................................................... 4-16 Calendar Year Interest Paid Report ................................................................................................................ 4-18 Cash Activity Report....................................................................................................................................... 7-10 Changed Name and Address Report............................................................................................................... 4-13 Collection Agency Inventory – Agency Version ........................................................................................... 6-24 Collection Agency Inventory – Institution Version ....................................................................................... 6-27 Collection Agency Recovery Analysis............................................................................................................. 8-7 Cost Detail Report ........................................................................................................................................... 7-46 Credit Bureau Report ...................................................................................................................................... 4-38 Cumulative Credit Balance Report ................................................................................................................. 4-24 Deferment/Cancellation Detail Report ........................................................................................................... 4-49 Enrolled and Grace Borrowers Report ........................................................................................................... 2-26 Exception & Special Billing Report ............................................................................................................... 5-11 Fiscal Operations Analysis.............................................................................................................................. 7-37 Fiscal Operations Supplement ........................................................................................................................ 7-42 Funds Advanced Year-to-Date Report ........................................................................................................... 7-44 Inventory of Loans/Referred/Assigned/Accepted .......................................................................................... 4-30 Invoice Detail Report ...................................................................................................................................... 8-12 IRS Skip Trace Report .................................................................................................................................... 5-29 Loan Monitoring Report ................................................................................................................................. 5-27 Loans Assigned to/Accepted by the U.S. ....................................................................................................... 4-27 Loans Brought Current Report........................................................................................................................ 5-24 Loans to Review for Cohort Default Rate ...................................................................................................... 4-42 Loans to Review for Cohort Default Rate – Projected................................................................................... 4-47 Monthly Collections Analysis......................................................................................................................... 8-10 New Delinquents Report ................................................................................................................................. 6-15 New Loans and Advances Report................................................................................................................... 2-12 New Placements Report – Agency Version ................................................................................................... 6-18 New Placements Report – Institution Version ............................................................................................... 6-21 Paid Out/Credit Balance/Write Off Report..................................................................................................... 4-22 Past Due Loans Report.................................................................................................................................... 5-16 Rehabilitation Monitoring Report................................................................................................................... 5-31 Separation Date Verification Report............................................................................................................... 2-23 Small Balances Payment Transmittal ............................................................................................................. 4-36 Status Summary Report..................................................................................................................................... 8-4 Stop Code List ................................................................................................................................................. 4-33 Student Loan Journal......................................................................................................................................... 4-5


Appendix



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A-3

Reports (continued) TRA Interest Report ........................................................................................................................................ 4-20 Transactions Against Loans in Collection Report.......................................................................................... 6-30 Transactions and Adjustments Journal ............................................................................................................. 7-4 Unpostable Advances Response Document ................................................................................................... 2-20 Unpostable New Loans Response Document..................................................................................................2-18


Glossary of Terms


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Page GL-1


Summary: This glossary explains many of the terms associated with campus-based student loans and Campus Partners' servicing.

A ACADEMIC RECORDS WITHHELD — See HOLD FLAG. ACCELERATION — The promissory note might have a clause that allows the institution to accelerate a loan when it is past due. When a loan is accelerated the entire balance, accrued interest and delinquent charges on the loan are due, not just the billed portion. Generally, accelerate when placing the loan with a collection agency or internal collections staff. ACCELERATED PAYMENTS — Any payment made in excess of the amount due is applied to the principal balance unless otherwise requested by the borrower. Accelerated payments will not alter the obligation for regularly scheduled payments. See ADVANCE PAYMENTS. ACCEPTED LOANS — See ASSIGNED LOANS. ACTUAL DAYS PAST DUE — This type of past due indicator represents the number of days since the due date of the borrower's oldest outstanding bill. If an adjustment to the loan moves that date forward or backward, the Actual Days Past Due increases or decreases. See also NOTIFICATION DAYS PAST DUE. ACCOUNT NUMBER — This 11-digit number identifies a consolidation of a borrower's loans being billed together. It consists of the Borrower Number followed by the Consolidation Number. See also BORROWER NUMBER, CONSOLIDATION NUMBER, and Randomly Assigned Account Number (RAAN). ADVANCE — This term describes any disbursement of funds to a borrower. In particular, Campus Partners uses it to describe additional disbursements of the same loan program and interest rate to a borrower who already has a loan on System III but who has not yet entered repayment. ADVANCE ADJUSTMENT or ADVANCE REVERSAL — This identifies a situation where money disbursed to the borrower was returned or adjusted during the same fiscal year. ADVANCE PAYMENTS — The borrower can specify on his or her billing statement or in a letter that we apply a portion of the overpayment to future bills. The payment must bring the loan current, and the excess must equal at least a complete future bill. These additional payments apply to principal, and the next payment due date will advance one frequency period for each complete installment satisfied by the payment. Payments that cover a portion of the future bill will not advance the next payment due date and are applied as accelerated payments. AMOUNT DUE — This amount is the total of the current bill to the borrower, according to the scheduled repayment plan. When loans are billed a fixed or graduated principal amount, the Amount Due includes interest accrued up to the date the payment is due. However, in the all cases amount of interest taken from a payment is determined by the date the payment is received.


Glossary of Terms


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Page GL-2


ANNUAL OPERATING REPORT (AOR) — The Department of Health and Human Services requires all lenders who disburse HPSL, NSL, LDS and PCL funds to submit this report each year. You can complete this report with the information on Campus Partners' Management Operations Analysis Report. ARCHIVING OF LOANS — This process rolls the paid-out accounts from the main database into separate storage. Loans are archived only when all of a borrower's loans are paid out and have had no activity for nine months more. The totals for these loans continue to appear on your reports; detail for these loans appears on the June and December Student Loan Journal and FISCOP Reports. ASSIGNED LOANS — Beginning in 1979, the Department of Education ruled that Perkins/Direct loans could be returned to it for collection. After examining the loan's history to confirm that the loan was processed in compliance with all program regulations, the Department of Education sends back an Acceptance Notice to the school that disbursed the loan. The institution loses all rights to the loans and must reduce its accounts receivable by the balance of the accepted loans. The government will retain all funds it is able to collect. ASSIGNMENT FORM — This form is used to assign Federal Perkins/Direct loans to the Department of Education. Campus Partners can create a computerized facsimile of the form listing each loan that meets your selection criteria for assignment. AUDIT LETTERS — Among the borrower contacts that Campus Partners produces are these standard letters that include a summary of the borrower's loan and a preformatted message. AUTODRAFT PAYMENT METHOD — A borrower can use this option to have his or her checking or savings account automatically drafted. AUTOMATIC PLACEMENT — As loans become past due, they are coded automatically for collection with the agency (ies) you have selected. The loans are reported automatically to the agencies during the week they are flagged for placement. AUTOMATIC PRORATION — See MINIMUM PRORATION. B BALANCE — See LOAN BALANCE. BASE AMOUNT — This amount is the portion of a loan that is covered by a certain set of regulations. The term usually refers to the amount that is eligible for cancellation benefits. The sum of the base amounts will equal the original loan amount. For HPSL/NSL loans, the cancellation base amount might need to be adjusted because it must be the lower of these two amounts on the first day of employment eligible for cancellation: (1) the actual loan balance or (2) the balance if the borrower were to have paid all outstanding bills. BASE BALANCE — When loans are comprised of monies from various funds, the disbursements from each fund will have a base balance and a base amount. The sum of these base balances will equal the balance of the entire loan; the sum of base amounts will equal the original loan amount. See BASE AMOUNT.


Glossary of Terms


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Page GL-3


BASE NUMBER — This number shows which federal fund financed a portion of the borrower's loan. We use this number to determine the borrower's eligibility for loan benefits such as deferment, cancellation, and postponement. BILLED INTEREST — This is interest that has accrued and has been billed during a non-repayment period such as enrollment or grace. Interest that accrues but is not billed during a non-repayment period is called nonrepayment interest. Both of these apply to institutional programs only. BILLING ADDRESS — Address used when borrower wants his or her bills to be sent to a location other than his or her permanent residence. For example, a borrower's parents might be paying the loan, or he or she might want to receive bills at a campus or business location. BILLING STATEMENT — If you select statement billing, we produce a statement for the borrower 20 days before his payment is due. This statement is a summary of each loan under the same consolidation number. A borrower can receive bills for up to five different loans on the same statement. BORROWER NUMBER — This nine-digit number identifies a borrower and all of his or her loans maintained on System III. You can choose either the borrower's social security number or a unique nine-digit number assigned by our system. BORROWER REMARK — If you are a DataLink user, this 25-space field allows the institution to record any special identifying data about a particular borrower onto System III. It appears on most DataLink screens. BPCC AMOUNT — Borrower Paid Collection Cost Amount. This amount is added to collection costs due on the loan as each payment is processed. This amount applies only to loans in collection. BPCC PERCENT — Borrower Paid Collection Cost Percent. This percentage of the payment amount is added to collection costs due on the loan as each payment is processed. This percentage applies only to loans in collection. C CALENDAR YEAR INTEREST — This is the total amount of interest the borrower paid during the current calendar year (January 1 - December 31), which is printed each year on statements generated in January, February, March, and April. CAMPUS PARTNERS/SYSTEM III — Also called System III, this is Campus Partners' database for storing your student loan information. CANCELLATION — Borrowers might be exempt from repaying a percentage of their debt if they meet certain criteria established by the government. In some cases, the entire loan can be canceled. CAPITALIZATION — This is the process of adding accrued interest and/or fees (late charges, collection costs, etc.) to the principal amount of a loan, thus accruing interest on this new balance. The balance is called the Capitalized Balance. Interest that accrues on the Capitalized Balance is called Capitalized Interest. CD-ROM — Each year in July, Campus Partners will provide the University with a CD-ROM containing all monthly reports for the preceding fiscal year.


Glossary of Terms


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Page GL-4


COHORT — Based on a segment of active loans and the number of borrowers for purpose of calculating default rate. A borrower who is billed monthly is considered in default when his or her loan is 240 or more days past due (quarterly billing is 270 or more days past due). CLOSED LOAN — A loan is considered closed when it has reached a status in which no more transactions should be processed on it. Examples: (1) the loan has been paid out or written off for more than a month, (2) has been accepted by the Department of Education, or (3) it has been canceled. COLLECTION AGENCY INTERFACE — Campus Partners produces special reports to communicate directly with the collection agencies of the institution's choice. Two of the features of this service are automatic placement of loans and payment processing. COLLECTION COSTS — The cost of performing collection efforts for the loan. There are two types of collection costs:

1. Accrued costs: either actual or average costs incurred by the institution in trying to collect from a borrower; and

2. Contingent costs: charged by a collection agency that is contingent on receiving payment

from the borrower. CO-MAKER/CO-SIGNER ADDRESS — This is the address of the person or persons who signed the application to share repayment responsibility. CONSOLIDATION — This is a consolidation of loans that are billed together. No more than five of a borrower's loans can be billed through the same billing statement or coupon book. CONSOLIDATION NUMBER — This two-digit number identifies a particular consolidation of loans being billed together for a borrower. It will follow the Borrower Number to form the Account Number. CONVERSION IMAGE — We use this part of System III to store all of the information you provided at conversion for each of your borrowers. It is a "snapshot" of the loan as of conversion date. We report changes to this data on your Transactions and Adjustments Journal; these changes are often called CI Adjustments. COUPON BOOK — If you select coupon-book billing, your borrowers will use repayment coupons that we package in books of up to 25 coupons. We will send a billing statement for only the first and last installments of the loan. In addition to coupons, the books contain payment instructions; a forms request; a name/ address/telephone number change form; convenient mailing labels and AUTODRAFT application with instructions. CREDIT BALANCE — This is the amount by which the borrower has overpaid his or her loan. This amount should be refunded to the borrower. CREDIT BUREAU REPORTING — Campus Partners offers options to report loans to credit bureaus. You can choose to report loans automatically or manually to the major credit bureaus. Federal Perkins loans disbursed on or after July 23, 1992, will be flagged automatically to report to the credit bureaus at the time of conversion.


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CUSTOMER ADJUSTMENT — You can use this option to allow a borrower a special break in repayment not covered by loan regulations. The break acts as a deferment, and you choose whether to accrue interest during the period. CUSTOMER SERVICE — Your Customer Service Representative is your daily contact person. Call him or her to discuss changes to your loans and ask questions about our standard services as well as special services such as special reports, mailing labels, etc. D DAILY INTEREST AMOUNT — This is the amount of interest that accrues each day on the outstanding loan balance. DATABASE — A database is a storage system with different levels for retaining data on a computer system. System III is Campus Partners' database for storing your student loan information. DATABASE REPORT — This is a printed list of elements stored in the System III. DATALINK — This is Campus Partners' on-line system: it gives you direct access to your loan data through a terminal located on your campus. DataLink gives you various inquiry and update capabilities, depending on your needs. DATALINK DISPATCH — This is an electronic mail system available through the DataLink network. You can use this service to communicate with Campus Partners personnel: it allows you to send and receive messages through your terminal and printer. DEBT MANAGEMENT REPORT — See QUARTERLY DEBT MANAGEMENT REPORT. DECELERATION — A loan is decelerated when it returns from acceleration to a normal billing schedule. See also ACCELERATION. DEFAULT — According to federal regulations, a loan is considered "in default" when the borrower fails to make an installment payment when it is due or to comply with other terms of the promissory note or written payment agreement. However, the more familiar usage is to describe loans included in the default rate. DEFAULT DATE — This is the date of the oldest outstanding bill for a loan. A loan's Actual Days Past Due are calculated from this date. DEFAULT RATE — (Old calculation; now use Cohort Default Rate) This is the total loan amount of loans in repayment that are 120 days or more past due for monthly frequencies and 180 days or more past due for other frequencies. These loans are excluded from the default rate: paid in full, assigned, discharged in bankruptcy, or currently following a written repayment agreement. DEFAULT VALUE — A default value (DV) is a constant service option value that you have established for an entire program on System III. The system automatically assigns the default values you have chosen for these options to all new loans within a given loan program. DEFERMENT — This benefit allows borrowers to delay payments for student status, military service or a low-paying or unsalaried occupation or illness, etc. Each deferment type has different restrictions on length and eligibility.


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DELETION — This term describes the process of removing a loan from System III for a particular reason. For example, the loan might have been established under the incorrect program number. DELINQUENT CHARGES — This general term describes all Late or Penalty Charges, Collection Costs and Other Costs added to a loan. See the specific entries for explanations of these four terms. DIRECT DRAFT — See AUTODRAFT. DIVISION OF LABOR — This is a report sorting option. Based on an alpha or numeric sort, a single report is divided into several sections, one for each member of your processing staff. This gives employees the listing of only those loans that are assigned to them. E ECONOMIC HARDSHIP — A borrower might receive a deferment for prolonged illness or unemployment for up to three years. ENROLLED — This status covers the period the borrower attends the institution that disbursed his loan. As soon as he or she separates from that school—either by graduating, transferring or dropping out—the borrower enters grace status. If the borrower enrolls in another school, he or she can enter a deferred status, but not another enrolled status. EQUAL PRINCIPAL PAYMENTS — This repayment plan (IA for all loan types) requires that the borrower's scheduled bill amounts cover a fixed amount of principal plus the accrued interest for the period. This principal amount is fixed for the life of the loan, so the payments begin at a higher level and gradually decrease as the balance decreases. This is an old repayment plan and should not be used on any new loans. EQUAL TOTAL PAYMENTS — This repayment plan (I for Federal Perkins/Direct or H1 for HPSL and NSL) uses a fixed bill amount for the life of the loan. This payment will apply to interest accrued and then the principal balance in varying proportions as the loan is paid. In general, the amount of each payment applying to interest decreases as the loan balance decreases. EXCEPTION BILLING — This describes loans being billed under a special payment arrangement other than the normal billing schedule. These loans can be in Special Billing or Hardship Deferment. EXIT INTERVIEW — A school official must conduct this interview session with the borrower when he or she is preparing to leave school. During the interview, the school official must (1) make the borrower aware of obligations and potential benefits under the loan program regulations and (2) obtain enough background information from the borrower to make skip-tracing easier. Two documents can be used for this interview: (1) the Repayment Schedule and Disclosure Statement and (2) a Loan Interview Sheet. A school can either produce its documents according to federal regulations or order them from Campus Partners in an automatically generated package for each separating borrower.

F

FINAL PAYMENT OPTION — The ability to add the final bill amount to the previous bill, allowing the borrower to satisfy his or her loan one billing frequency earlier. Parameters are set by amount or percentage.


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FEDERAL REGISTER — This is a publication from the federal government in which various proposed and final resolutions are published. The listing of all low-income schools that are eligible for cancellation under the Perkins Loan Program is published annually in the Register. FINANCE CHARGE — This is the total amount of interest that will accrue on the principal balance of the loan during the repayment period, based on the projected amortization schedule. FISCOPS — The Department of Education requires all schools that disburse Federal Perkins/Direct funds to submit a Fiscal Operations Report each year. [This report is a part of the FISAP (Fiscal Operations Report "FISCOPS" and Application to Participate)]. To help complete this report, Campus Partners generates a Fiscal Operations Analysis report that provides the information needed. FIXED INTEREST RATE — The Federal Perkins/Direct, HPSL, and NSL programs accrue interest on loans at a constant rate beginning the day after the grace period expires. The same interest rate is used throughout the life of the loan, except during deferments, when interest accrual ceases, or if a judgment is awarded. FIXED PRINCIPAL PAYMENTS — Total payment includes principal and accrued interest. FORBEARANCE — Effective for all Federal Perkins loans of July 1, 1995, and after; A borrower might qualify to receive an extension of repayment of principal and interest or principal for a period not exceeding three years. FULL SERVICE — Full Service customers allow Campus Partners to perform all the required contact with the borrower including phone calls, forms processing, written correspondence and reconciling. However, the client remains accountable for the management of its loan program and must take the necessary steps to control its default rate, including additional contacts with its borrowers, collection, and litigation. Our Operations staff performs this servicing until the loan is paid in full, accepted by the government, or written off. A Customer Service Representative handles requests for each client. FUND ISSUE NUMBER — This number identifies the fund(s) from which a loan originated. A loan can have up to 10 fund numbers (i.e., monies from 10 different sources). Institutions must notify Campus Partners of the fund numbers they want to use so that these can be verified before a loan is input. FUTURE-DATED FORMS — When borrowers submit forms with the start date in the future, we call these future-dated forms. For example, a borrower might send us a form in December 1994 for a period covering January to June 1995. G GRACE DEFERMENT — This is a student deferment that is granted before the borrower's original grace period expires. We use this special term because the borrower is entitled to renew his or her full grace period after a Grace Deferment. GRACE EXPIRATION DATE — This is the end date of the original grace period unless a borrower has received grace deferments. When a borrower receives a grace deferment, his or her grace expiration date is recalculated based on the end date of the grace-deferment period. GRACE PERIOD — This period begins on the day the borrower leaves school and lasts a certain number of months as dictated by private or federal program regulations. During this period, the borrower receives no bills, and interest does not accrue on the loan balance. Interest accrual begins the day after the Grace Expiration Date (end of the Grace Period).


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GRADUATED PRINCIPAL PAYMENTS — These repayment plans ("II," "N3," and "IV" for Federal Perkins/Direct and "H3," "H4," and "H5" for HPSL and NSL) allow the amount of principal being billed to increase in varying percentages over time, at monthly, quarterly or yearly intervals. The accrued interest for the period is added to the principal amount due to make up the total bill. The intent is to keep bill amounts fairly constant while the payments to principal gradually increase. See REPAYMENT PLANS for a description of each. GROUPING — This procedure is used to store data for loans that belong to the same borrower in the same file on System III, regardless of lender. This allows us to locate and examine all of a borrower's loans quickly, while making System III more efficient. H HARDSHIP — This special type of deferment can be granted to borrowers under "extraordinary circumstances" such as unemployment or illness. Lenders determine which borrowers should receive this benefit. Unlike standard deferments, hardships allow interest to accrue on the loan during the deferred period. 1. Hardship Billing: Borrowers billed during this period pay according to one of the two plans under

Hardship Billing Plan that follows. 2. Hardship Deferment: Borrowers pay all interest accrued during the hardship or at the end of the

deferment period. HARDSHIP BILLING PLAN — The following are billing plans for repaying interest accrued during the Hardship Period: 0 = Bill a fixed total amount (the Hardship Amount) during the Hardship Period 1 = Bill the Hardship Amount plus interest during the Hardship Period 2 = Bill Hardship Interest only during the Hardship Period 3 = Bill Hardship Interest at the end of the Hardship Period 4 = Interest accrues during the Hardship Period but is not billed separately HISTORY — This is the complete chronological record of due diligence contacts and transactions Campus Partners has processed on a loan. System III stores all monetary and non-monetary data changes here in order of the date they became effective. (Thus, if a backdated transaction is processed, it will appear in history where it took effect, not for the day it was processed. The post date also will appear in History.) HOLD FLAG — You can set this flag to indicate that you are withholding academic records from a borrower who exceeds a certain number of days past due. A value of "Y" indicates that the records are being withheld; this code appears on your Student Loan Journal for your reference. HPSL (HEALTH PROFESSIONS STUDENT LOANS) — The Department of Health and Human Services established this loan program to provide aid to students aspiring to health-related careers. It provides deferment, cancellation and postponement benefits to borrowers and is subject to federal regulations.


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I ID NUMBER — This number identifies the Campus Partners employee or school staff member who changed or added data on System III. It will appear on the Transactions and Adjustments Journal and in the loan history with the transaction the person performed. INSTITUTIONAL LOAN PROGRAMS — This general term refers to loan programs that use funds left in personal or corporate endowments to colleges, universities, or businesses/corporations. These loans are not governed by federal regulations. INTEREST ACCRUAL CODE — Indicates when interest should accrue. A value of 1 means interest is accrued for all statuses (private loan programs only). A value of 2 means interest is accrued for all statuses except enrolled, grace and deferred. INTEREST BENEFIT ELIGIBILITY CODE — Determines how accrued interest will be billed during enrolled, grace, and deferred periods. INTEREST RATE — The interest rate represents the "cost" of borrowing the money. All loan programs have established interest rates, some depending on the loan's date of disbursement. Campus Partners uses daily simple interest to accrue interest on the borrower's loan(s). INTERIM INTEREST — At times, interest might accrue on a loan during a non-repayment period such as enrollment, grace, or deferment. This Interim Interest is permitted only on institutional loans (with the exception of "Hardship Deferment" situations). It is billed periodically during this time. (Also see Billed Interest or Nonrepayment Interest.) IRS SKIP-TRACE — The Internal Revenue Service helps find good addresses for student loans that have (1) valid Social Security Numbers, (2) no good addresses and (3) past due statuses of more than 30 days. The IRS can perform a "skip-trace" by attempting to match the social security number on our files to one on the IRS file. If the numbers match, the IRS will send the address on its to you. Campus Partners produces a monthly report that can be forwarded to the IRS. Your first request must include a copy of Campus Partners and your institution's safeguard procedures. J JUDGMENT LOAN/FLAG — This flag can be updated to allow a new interest rate to be charged on the loan after a judgment has been litigated. L LATE CHARGES — These charges are assessed when loans become a certain number of days past due. The amount, method, and time of the late charge assessment might vary by institution. Federal programs have set guidelines and maximum percentages on the amount you can charge based on the promissory note. LENDER — Any party disbursing federal or private funds in a loan program is a lender. Campus Partners also uses this term to describe a single customer (because it might have multiple loan programs).


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LENDER NUMBER — Three-digit number identifies one customer's group of loan programs. Each customer is a unique lender. LENDER REMARK — See BORROWER REMARK. LDS (Loans to Disadvantaged Students) — The Department of Health and Human Services established this loan program in 1990 for disadvantaged health professions students. LITIGATION — This term means that a borrower has been sued for non-payment of his or her loan obligation. The loan is "in litigation" until a verdict has been rendered. LITIGATION FEES — Cost of court and attorney fees that are incurred when litigating delinquent borrowers. These can be loaded onto System III under collection costs or other costs. LOAN AMOUNT — Total amount that has been disbursed for the loan. LOAN BALANCE — Original principal loan amount that the borrower has not satisfied through payment or cancellation. LOAN CONSOLIDATION — All of a borrower's loans from a single lender can be consolidated into a single bill. A lender with multiple loan programs of different types must decide if he wants loans of different types to be in the same consolidation (i.e., included on the same statement). The consolidation can consists of one to five loans, all with the same billing method and payment due date. LOAN CORRECTION — Transaction is used when a loan must be deleted and re-established on System III. No monetary activity (e.g., payments, cancellations) occurred while the loan was on the system. LOAN INTERVIEW SHEET — Form available upon request to help you in disbursing loans. LOAN MONITORING FLAG — Flag that enables tracking a particular loan by reporting it on the Loan Monitoring Report, which is similar in content to the Past Due Loans Report. Although you can have any loan appear on this report, it is most useful for tracking chronic delinquents or borrowers in unusual circumstances. LOAN NUMBER — This nine-digit number is fixed when the borrower's first loan in a program is established on System III. You have two options for assigning this number: (1) using the borrower's social security number or (2) designing your system of unique nine-digit numbers. The Loan Number, when paired with the Program Number and Sequence Number, identifies a single loan. LOAN PROGRAM — Fund from which loans are made under a single set of repayment regulations (i.e., institutional or government). For example, all loans with the Federal Perkins Loan Program are governed by the same set of federal repayment guidelines. This term is often used in a general sense to refer to the type of a loan. (See LOAN TYPE.) LOAN REMARK — This field appears on the DataLink screens and on many reports. It holds up to 25 spaces of information about a particular loan for a borrower. This institution can add any data in this field that will be helpful to you.


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LOAN SCHEDULING — Process that determines the appropriate number of bills that must be generated to pay the loan in full based on the following criteria: (1) repayment term, (2) repayment plan, (3) repayment frequency, (4) minimum bill amount and (5) loan balance. Scheduling can take place at various stages in the life of a loan: when any of the first four criteria listed above change, when advances are added or deleted, and when deferments or cancellations are processed. LOAN TYPE — Identifies the type of loan program from which a loan was made; in turn, the program indicates which regulations govern the repayment and due diligence process for the loan. It can identify a specific federal program — Federal Perkins Student Loans, Health Professions Student Loans, or Nursing Student Loans — or a private institutional program. M MANUAL PLACEMENT — Loans are coded automatically as eligible for collection when they become past due. To place loans with agencies, you must complete a Collection Processing Transmittal — To Place or Transfer or a customer adjustment request form. MANUAL WRITE-OFF — This write-off is used when an HPSL or NSL loan officially is approved as a write-off by the Department of Health and Human Services. It also can be used for Perkins loans that meet write-off requirements as well as for Institutional Loans that meet lender write-off requirements. You should retain documentation of any write-offs for audit purposes. MARKETING REPRESENTATIVE — Person whom is responsible for introducing new business and for handling all subsequent contractual issues. MASS TRANSACTION GENERATOR (MTG) — Method used by Campus Partners to affect many loans with one transaction. Through MTG, we can change all late charge codes, for example, from N to Y on selected loans with one transaction, thus allowing late charges to be assessed. Instead of keying the change on a loan-by-loan basis, we gain time and accuracy with these simultaneous updates. Changes made through MTG will not be apparent to your institution. MATURITY DATE — Date the loan should reach the end of its repayment period based on the minimum amount (if applicable to the loan), repayment frequency and the balance of the loan. The maturity date will be less than 10 years (which is the maximum term on federal loans) if the borrower has a small balance loan. Deferments and other program benefits might extend the maturity date. MINIMUM AMOUNT or MINIMUM BILL AMOUNT — Minimum amount that a borrower must pay on each installment for a certain type of loan. Only in a hardship situation are lower amounts allowed. According to regulations, when borrowers have multiple loans of the same type, their total bill must equal or exceed the minimum. The minimum is prorated among the loans according to loan amount. MINIMUM PROCESSING — Function that prorates the minimum bill amount among a borrower's loans as different loans roll in and out of repayment or new loans are added. MINIMUM PRORATION — Optional feature of System III that allows the minimum amount to be prorated automatically among several loans for a borrower. The proration applies only to loans from the same program. The school can allow proration of the minimum with other lenders on System III or restrict it to loans within its programs. To determine the amount allocated to each loan, we divide each loan amount by the sum of all loan amounts. The result in each case is the percentage of the minimum amount to allocate to each loan.


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MODIFIED — Modified Customers retain the direct borrower contact functions of forms processing, inquiries, and collection efforts. Campus Partners performs the billing, recordkeeping and reporting functions in the name of the lender. Modified Customers also have an assigned Customer Service Representative who helps with special concerns and requests. MONETARY TRANSACTION — Payments, advances, payment reversals and any other transactions involving money are monetary transactions. MTG — See MASS TRANSACTION GENERATOR. N NEW LOAN — A loan is considered new it is meets these criteria: it must (1) be in an enrolled or a grace status, (2) have no monetary activity, and (3) be "new" to System III (loaded to our files for the first time). If a borrower leaves your school and returns after his grace period has expired, you must set up a new loan for any money he or she receives the second time. NOTE DATE — Campus Partners uses this date to determine the regulations that apply to loans in federally regulated programs. This date might be the date the promissory note was signed, the date of the first disbursement on the loan or the date the borrower accepted the award. NDSL (NATIONAL DEFENSE/DIRECT STUDENT LOANS) — Federal loan program administered by the Department of Education; it officially changed its name to the Perkins Loan Program in 1986 and the Federal Perkins Loan Program in 1992. Loans disbursed on or after July 1, 1972, come from "Direct" funds, while loans disbursed before were from "Defense" funds. This distinction is important since cancellation regulations differ for Direct and Defense loans. NSLDS (National Student Loan Data System) — A national database of loan-level data on the Title IV aid programs. NONREPAYMENT INTEREST — Interest accrued during either an enrolled or grace status. Once this interest is billed, it is called billed interest. This applies only to private institutional programs. NOTIFICATION DAYS PAST DUE — This type of days past due indicates the loan's path through the past due contact cycle. When an adjustment to a loan suddenly causes it to be past due, the Notification Days will not be raised but will increase one day at a time. Past due contacts and actions (including assessment of late charges, automatic acceleration, collection agency placement, and credit bureau reporting) are triggered by the number of Notification Days Past Due. Thus, we make sure that all past due (due diligence) activity required by regulations and/or the lender will be performed. See also ACTUAL DAYS PAST DUE. NSL (NURSING STUDENT LOANS) — This federal loan program is administered by the Department of Health and Human Services. Its purpose is to aid students aspiring to careers in nursing and is subject to federal regulations.


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O ORDER OF POST — The order of post determines the order in which transactions are applied to a loan or the order in which due amounts are cleared by a transaction. When System III applies a payment to a federally funded loan, it satisfies the various due fields in this sequence: (1) collection costs; (2) other costs; (3) late charges; (4) interest; and (5) principal. On private funds, the lender can select the payment application sequence for collection cost, other costs and late charges. OTHER COSTS — Costs incurred by the institution in collection of the loan. (e.g., cost of address searches) ON-LINE REPORT VIEWING — Your weekly/monthly reports can be viewed online via eXpressReports. P PAID-OUT LOAN — Any loan, whose principal balance has been satisfied fully, either through payment, cancellation, or write-off. PAST DUE CONTACTS — We use letters and phone calls as part of our Due Diligence process to notify a borrower that payment on his or her loan is overdue. Federal regulations require specific contacts, but you can elect to add others to these requirements. Campus Partners offers standard contacts: 15-day Past Due Notice, 45-day Past Due Notice, 60-day Demand Letter and 90-day Phone Call (Federal Perkins). PAST DUE DAYS ALLOWED — Number of days that a loan can be past due before a late charge is assessed. After a late charge is assessed for the first time, the loan must reach this number of days past due before an additional late charge can be assessed. PAST DUE DEFERMENT — Status that indicates a borrower has failed to make payment by the due date on a bill sent during the deferment period. For example, he or she might be late paying a bill for accrued interest or reduced amounts due during Hardship, or a bill for interim interest on an institutional loan. PAST DUE ENROLLMENT — Status that indicates a borrower has failed to make payment by the due date on a bill sent for interim interest during the enrolled period. This applies only to institutional loans. PAST DUE GRACE — Status that indicates a borrower has failed to make payments by the due date on a bill sent for interim interest during the grace period. This applies only to institutional loans. PAST DUE NOTICE MINIMUM — Option that allows you to prevent past due notices from being sent to a borrower when the amount that is past due on his loan is less than or equal to the amount you select. You can choose an amount up to $9.99 (a minimum of $1.00 is loaded for all loan programs). PAYMENT DUE DATE — Date that an installment is due. If received later than the payment due date, the payment is past due. We print the payment due date on each bill with a message stating this requirement. A borrower's due date is initially selected at random from the range of the 1st through the 28th of the month. PAYMENT SCHEDULE — See LOAN SCHEDULING and REPAYMENT SCHEDULE.


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PAYOFF AMOUNT — Amount required to pay the loan in full on a given day. This amount consists of the principal balance plus all accrued interest and all delinquent charges due. PCL (Primary Care Loan program) — The Department of Health and Human Services established this program in 1994 to encourage individuals to provide health care in non-specialized fields. PENALTY CHARGES — Charges assessed to a borrower for late payment. Penalty charges collected from borrowers must be deposited into the federal fund. The provision for penalty charges is mandatory in the HPSL and NSL promissory notes but was optional in the Federal Perkins/NDSL promissory notes used before July 1, 1987. PERKINS LOAN PROGRAM — The National Direct Student Loan Program officially was renamed to the Perkins Loan Program by the Higher Education Amendments of 1986. POST DATE — Date a transaction was entered on the loan. POSTDEFERMENT GRACE — The period that follows a deferment during which the borrower receives no bills and interest does not accrue on the loan during this time. The applicable federal regulations determine which deferments for such a grace period. POSTPONEMENTS — During this period, borrowers who might be eligible for cancellation benefits at the end of a year of service teaching; serving in the military, Peace Corps/VISTA or serving in law enforcement are not required to make payments. During postponement, amounts due continue to accrue. The full amount becomes due at the end of this period. PREVIOUS YEAR INTEREST — This is the total amount of interest the borrower paid during the previous calendar year (January 1 — December 30). PRIMARY ADDRESS — Address we will use for mailing bills and notices to the borrower unless he has requested a separate Billing Address. When the primary address is coded "bad," the system will use the next available "good" address. See also BILLING ADDRESS and SECONDARY ADDRESS. PRINCIPAL BALANCE — See LOAN BALANCE. PROGRAM NUMBER — Campus Partners assigns this five-digit number to identify a single loan program within a school. See also LOAN PROGRAM. PROGRAM/LOAN NUMBER — This 16-digit number consists of the Program Number followed by the Loan Number and Sequence Number; it uniquely identifies a single loan on the system. See also LOAN NUMBER and PROGRAM NUMBER. PROJECTED COHORT — A report that identifies the borrowers targeted to be part of the following year’s Cohort. PROMISSORY NOTE — The borrower must sign this document (often referred to as the prom note or simply note) when he receives a loan. The note must contain terms that clearly define procedures for loan repayment and the consequences of nonpayment. For federal programs, the text is specified in the regulations. PRORATION — See MINIMUM PRORATION.


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Q QUARTERLY DEBT MANAGEMENT REPORT — The Department of Health and Human Services requires lenders who disburse HPSL or NSL loans to submit this report quarterly. Campus Partners' Management Operations Analysis report provides the information you need to prepare this report. R RECONSTRUCTION LOAN — A new loan is called a reconstruction loan when it is posted to System III for the first time and monetary activity already has occurred. RECONSTRUCTION LOAN CORRECTION — Reconstruction loan that was on System III and now is being reentered to correct an error on the loan. RECORDS WITHHELD FLAG — See HOLD FLAG. REFERRED LOANS — From 1979 to July 1, 1981, the Federal Perkins/Direct regulations authorized schools to refer loans to the Department of Education for assistance with collections efforts. The Department of Education returned a percentage of the money collected on these referred loans to the school of origin. As of February 1989, all referred loans must be assigned to the Department of Education or returned to a repayment status. Rather than refer loans to the government, schools may now assign them, but they are not entitled to collected monies under the assignment procedure. See ASSIGNED LOANS. REFUND — A refund amount on System III means that the borrower has a credit balance because he or she has overpaid his loan. Credit balances of $10 or more must be refunded to the borrower or manually written off; credit balances of $9.99 or less automatically can be written off on System III. REJECT — A reject is a transaction that cannot be processed because of unacceptable data. Rejects usually result from a simple keying error, so most rejects can be corrected and processed immediately. REPAYMENT FREQUENCY — This code indicates how often the borrower must be billed for payments on his loan. The five possible frequencies are (1) monthly, (2) bimonthly, (3) quarterly, (4) semiannually and (5) annually. The frequency is based on institutional preference and loan program regulations. REPAYMENT METHOD — This indicates how we notify the borrower of the required periodic payments on his loan. We offer three repayment methods: coupon books, billing statements, and AutoDraft. A school can choose whether coupons or statements are to be used, but the borrower can opt for AutoDraft as an alternative to either. Certain situations, such as Special Billing Arrangements, require that the loan be billed by statements. See COUPON BOOKS, BILLING STATEMENTS, and AUTODRAFT for more information about each type. REPAYMENT PLAN — This determines the way loan payments should be scheduled. Loan type determines which plans can be used. These plans are valid for federally regulated loan programs. REPAYMENT SCHEDULE — This schedule breaks payments for the life of the loan down into these categories: Number, Amount, and Frequency. See LOAN SCHEDULING for more information.


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REPAYMENT SCHEDULE AND DISCLOSURE STATEMENT — This document summarizes the borrower's loan obligation, including finance charge, number and amount of his payments and frequency. Campus Partners provides this form as part of the Exit Interview Package or as a stand-alone form. It meets federal regulation requirements for a repayment schedule. REPROCESSING — This automatic procedure takes place whenever a transaction is processed with an effective date in the past. All transactions that have posted to the loan since that date will be re-examined to see how they will be affected by the new transaction. And comments in the loan history and on the Transactions and Adjustments Journal will identify any adjustment that results from reprocessing. RESCHEDULING — See LOAN SCHEDULING. REVERSE ADVANCE — See ADVANCE ADJUSTMENT. S SCHEDULING — See LOAN SCHEDULING. SECONDARY ADDRESS — System III can store up to three of these alternate addresses for a borrower. They should be the residences of relatives or friends who would know the borrower's whereabouts. When the Post Office returns a notice sent to the primary address, we will use the first available secondary address to send statements to the borrower. SEPARATION DATE — The anticipated date of the borrower's graduation or the actual date the borrower left school/graduated. SEQUENCE NUMBER — At times, a Loan Number might need to identify more than one loan for the borrower. For these cases, a two-digit Sequence Number identifies each of the loans so that we can differentiate among all loans within that Loan Number. SLSP (SYSTEM/LENDER/SUB-LENDER/PROGRAM) NUMBER — This 16-digit number is composed of these four parts: System Number, Lender Number, Sub-Lender Number, and Program Number. We use this composite identification number to set up your servicing options, and they make your reporting options more flexible. SOCIAL SECURITY NUMBER — On System III, we store the social security number to identify each borrower and to supplement skip-tracing through the IRS. If you choose our Social Security Number Option for identifying your borrowers, you use the SSN as the nine digits of the Loan Number on the New Loan Input Form. Then when we place the loan data on our computer files, System III automatically transfers this number from the Loan Number field to the Social Security Number field. SPECIAL FEES FLAG — This flag is used to identify the types of promissory notes involved in the assessment of late charges and collection costs; they are used mainly for the Federal Perkins Loan Program. STOP CODES — These codes may be used to halt any one of six processes on a borrower's loan. The function will be stopped if a value that represents the reason for the hold is entered in its code. These six functions can be stopped: 1. Accruing interest 2. Sending bills 3. Sending and accruing bills


Glossary of Terms


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4. Sending past due notices 5. Sending past due notices and aging delinquent loans 6. Sending audit statements (Because of compliance restrictions, functions 1, 3 and 5 can be stopped only on institutional loans.) STUDENT ID NUMBER — Your school assigns this number (up to 11 digits) to identify the borrower (rather than the loan). This number, which appears only on the on-line screens, can be used to access the borrower's record. You can choose any numbering system for this identification. SUBLENDER NUMBER — We use this three-digit number to identify a set of several loan programs within the same lender. This grouping can be used to produce consolidated reports for these programs. SYSTEM NUMBER — This five-digit number identifies a group of lenders (customers) that are related. Its primary function is to permit generation of cross-lender consolidated reports as needed (for example, for the use of an official of a statewide system of colleges). SYSTEM III — See CAMPUS PARTNERS/SYSTEM III. T TABLES — System III uses tables to store all of the servicing options your institution selects at conversion. In this way, our system always follows your choices when processing transactions. Most of these selections can be changed by written request. TAX OFFSET — In some states, schools are permitted to request that a borrower's state tax refund be sent to them to offset student loan or other debts owed to the institution. Payments received from the state tax offset are not subject to collection agency fees and are identified by System III with the source code of T. TERM — The repayment term is the maximum number of months a borrower has to repay his or her loan. Federal programs have a maximum of 120 months (i.e., 10 years). TRANSACTION DATE — This is the date a transaction became effective (e.g., the date a payment was received, the beginning date of a deferment period). U UNEMPLOYMENT — Borrowers can request deferments if they can provide proof that they actively are seeking (but unable) to find permanent employment. This deferment is for a maximum of three years. UNIFORM VALUES — As you submit New Loans (or Advances) to Campus Partners, spaces on the batch tickets allow you to record any items that have the same value for all the New Loans (or Advances) in the batch. By completing these values on the batch ticket, you will not have to record them separately on each form within the batch; you also ensure that they will be input automatically for the entire batch. Examples of items, which may be input as Uniform Values, are Status Code, Advance Date, Interest Rate, Grace Months, Repayment Plan, and Frequency.


Glossary of Terms


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UNPOSTABLE — A new loan or advance is called "unpostable" when the system is unable to process it because we need additional information from the school. We send you Unpostable Response Documents to request correct data. V VARIABLE INTEREST RATE — In this situation, the loan's interest rate might not be constant throughout the life of the loan. To name a few possibilities, it might accrue at a lower rate during the enrolled period, a higher rate when the borrower goes past due or a higher rate after a certain number of years in repayment. This provision can occur only on a loan granted through a private program. W WITHHOLD FLAG — See HOLD FLAG. WRITE-OFF — A write-off is an accounting entry used to close out loans with small debit or credit balances. System III offers automatic write-off options for private loan funds; restrictions for the federal programs. Campus Partners has arranged to write off a low balance of $0.50 and less. After the loan has cycled through due diligence (15- and 45-day notices) then the low balance can be written off.


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Glossary of Codes


Summary: The following pages are charts of the Input and Output Codes used with System III. These codes are listed in alphabetical order by code name. Address Location Codes D = Domestic F = Foreign N = Domestic · Foreign Address Status Codes B = Bad G or Blank = Good Address Type Codes P = Primary B = Billing S = Secondary Assigned Reason Codes D = Default L = Liquidation T = Total/Permanent Disability Base Codes · Institutional 3 = All funds Base Codes · HPSL/NSL 1 = Funds disbursed before 11/18/1971 3 = Funds disbursed on or after 11/18/1971 Base Codes · Perkins 1 = Funds disbursed before July 1, 1972 2 = Funds disbursed on or after April 13,

1970, but before July 1, 1972 3 = Funds disbursed on or after July 1, 1972,

and before July 1, 1981 4 = Funds disbursed between September 30,

1980, and June 30, 1981, with six-month grace period, and all funds disbursed on or after July 1, 1981

Bill Cycle Codes · Loans in a Consolidation 0 = All loans are monthly and/or bimonthly 1 = All loans are compatible with quarterly

cycle 1 (1, 4, 7, 10)

Bill Cycle Codes · Loans in a Consolidation (Cont) 2 = All loans are compatible with quarterly

cycle 2 (2, 5, 8, 11) 3 = All loans are compatible with quarterly

cycle 3 (3, 6, 9, 12) Billing Methods S = Statement Billing C = Coupon Book Billing A = Automatic Direct Debit E = E-Bill Cancellation Type Codes · HPSL/NSL HT = HPSL - Practice - Shortage (10%) -Base 1 HF = HPSL - Practice - Rural Shortage (15%) - Base 1 NT = NSL - Practice - Shortage (10%) - Base 1 NF = NSL - Practice - Rural Shortage (15%) -

Base 1 N3 = NSL - Public/Non-Profit Practice (15% or

20% post 11/17/71) - Base 3 D0 = Death, Balance of the loan E0 = Disability, Balance of the loan B0 = Bankruptcy, Balance of the loan Cancellation Type Codes · Federal Perkins A4 = Attorney in Public Defender Office B0 = Bankruptcy B4 = Librarian C4 = Faculty Member at Tribal College or

University D0 = Death E0 = Disability F1 = Teaching - 15% (Base 2) F4 = Firefighter H4 = Nurse/Medical technician I4 = Early Intervention - 15%, 20%, 30% L4 = Law enforcement - 15%, 20%, 30% M2 = Military - 12½% (Base 2) M3 = Military - 12½% (Base 3) M4 = Military P3 = Preschool - 15% (Base 3) P4 = Staff at a State Licensed or Regulation

Pre- or Child Care R4 = High-risk children


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Glossary of Codes


Cancellation Type Codes · Federal Perkins (cont) S0 = Survivors of 9/11/2001 S4 = Teaching, shortage field T1 = Teaching - 10% (Base 1) T3 = Teaching - 15%, 20%, 30% (Base 3) T4 = Speech Language Pathologist V4 = Volunteer - 15%, 20%, 30% (Base 4) Cancellation Type Codes · HPSL/NSL/INSTITUTIONAL A4 = Attorney in Public Defender Office B0 = Bankruptcy B4 = Librarian C4 = Faculty Member at Tribal College or University D0 = Death F4 = Firefighter HF = HPSL rural shortage - 15% (Base 1) HT = HPSL shortage - 10% (Base 1) M4 = Military N3 = NSL - 15%, 20% (Base 3) NF = NSL rural shortage - 15% (Base 1) NT = NSL shortage - 10% (Base 1) P4 = Staff at a State Licensed or Regulation

Pre- or Child Care SP = Special Cancellation (%) ST = Special Cancellation (Total Balance) T4 = Speech Language Pathologist Collection Agency Codes A = Automatically placed in collection C = In collection (A, I or M) E = Eligible for manual placement I = Placed with in-house collector M = Manually placed in collection R = Removed from Collection Agency W = Withheld from collection Collection Agency Success Flag N = No, agency was not successful Y = Yes, agency was successful Comaker/Cosigner/Student Type S = Cosigner M = Comaker Z = Student/Comaker Student/Cosigner T = Taxpayer

Comaker/Cosigner/Student Status B = Bankruptcy D = Death E = Disability I = In Jail J = Judgement O = Other R = Released Coupon Book Codes 0 = No Coupon Book 1 = Borrower requested coupon book 2 = Borrower receiving coupon book 3 = Coupons blocked (deferment or

postponement) 8 = Coupons blocked Credit Bureau Indicator S = Start reporting E = Reporting ended R = Loan Retired * = Reporting Blocked Default Repayment Flag Y1 = In default, no repayment arrangement Y2 = In default, repayment arrangement made Y3 = In default, payments not made as agreed N1 = No longer in default, payment

arrangement satisfied N2 = No longer in default, deferment

processed N3 = No longer in default, paid in full Default Transaction Type Codes 0 = Default Interest 1 = Referred 2 = Assigned 3 = Accepted 4 = Return Reason Deferment Type Codes A = Armed Forces B = Dependent Care C = Officer in U. S. Public Health Service

Commissioned Corps D = Temporary Total Disability E = Intern/Residency G = Grace H = Hardship


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Glossary of Codes


Deferment Type Codes (cont) I = Service in an internship or residency

preceding a professional practice J = Military Deferment K = Economic Hardship L = Parental Leave M = Forbearance N = Volunteer service O = National Oceanic Atmospheric Admin.

Corps P = Peace Corps T/R = Residency (HPSL loans only) S = Student (after July 1, 1993 in-school

includes graduate fellowship and rehabilitation training)

U = Unemployment V = VISTA W = Working mothers X = Separation date change Z = Deferment before cancellation benefits Delinquent Charges Paid Type Codes N = Collection Costs F = Other Costs Paid by Lender L = Late Charges P = Penalty Charges S = Collection Costs Paid by Lender T = Other Costs Disbursement Codes C = Credited to borrower's account P = Paid directly to the student Due Date Calculation Indicator 1 = Using old method 2 = Using new method Family Income Code (Federal Perkins) 1 = $ 0,000 — $ 5,999 2 = $ 6,000 — $11,999 3 = $12,000 — $23,999 4 = $24,000 — $29,999 5 = $30,000 — $41,999 6 = $42,000 — $59,999 7 = $60,000 and over Family Income Codes (HPSL/NSL) 1 = $ 0,000 — $ 5,999 2 = $ 6,000 — $17,999

Family Income Codes (HPSL/NSL) (cont) 3 = $18,000 — $29,999 4 = $30,000 — or greater Frequency • See Repayment Frequencies. Interest Accrual Codes 0 = Accrue interest in all statuses except

canceled (private funds) 1 = Accrue interest in all statuses except

enrolled, grace, deferred (except hardship) and canceled (federal programs)

Interest Benefit Eligibility Codes 0 = Eligible for interest benefit 1 = Not eligible (federal programs) 2 = Not eligible, capitalize interest 3 = Not eligible, bill for interest 4 = Not eligible, add interest to first bill when

loan enters repayment 5 = Not eligible, divide interest into equal

payments and add portions to first few bills in repayment

6 = Not eligible, capitalize non-repayment interest at end of enrollment and grace (not available)

Interest Canceled Type Codes A = Assigned Interest C = Normal Accrued Interest F = Written-off Fees W = Written-off Interest Interest Paid Type Codes B = Billed Interest C = Interest on Capitalized Balance I = Normal Accrued Interest H = Hardship Interest Late Charge Codes Y = Assess Late Charge N = Do Not Assess Late Charge


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Glossary of Codes


Loan Sub-Type/Type Codes H = HPSL I = Institutional N = Perkins/Direct T = NSL Marital Status Codes M = Married S = Single X = Other Minimum Processing Option 1 = Prorate minimum across all loans of that

type for borrower 2 = Prorate minimum across loans of that

type within this lender for borrower 3 = Do not prorate minimum Minimum Proration Override Codes Y = Prorate minimum on this loan N = Do not prorate minimum Minimum Repayment Codes Y = Loan uses minimum bill amount in

scheduling N = Loan does not use minimum bill amount NSLDS Fields Enrollment End Date — Date classes are to end as certified on the financial aid application for the specific period covered by the aid. (Ex. Aid received 10/01/94, classes end 12/18/94; Enrollment End Date — 12/18/94) Date Enrollment Status Effective — Date a borrower entered into his/her current enrollment status. (Coincides with field #20) Enrollment Start Date — Date classes are to begin as certified on the financial aid application for the specific period covered by the aid. This is relative to the 1st advance made on the loan and does not change with subsequent disbursements. (Ex. Aid received 10/01/94, classes begin 09/04/94; Enrollment Start Date — 09/04/94)

NSLDS Fields (cont) Enrollment Status Code — The status code reflecting the borrower's current enrollment status. A = Approved Leave of Absence D = Deceased F = Full Time G = Graduated H = Half Time < Full Time L = Less Than Half Time W = Withdrawn N = Not Available NSLDS Academic Level Codes 1 = Freshman/First Year (including

proprietary institution programs that are less than 1 year in duration).

2 = Sophomore/Second Year 3 = Junior/Third Year 4 = Senior/Fourth Year A = First Year Graduate/Professional B = Second Year Graduate/Professional C = Third Year Graduate/Professional D = Beyond Third Year

Graduate/Professional G = Graduate/Professional, Year of Study

Unknown N = Not Available (used only for loans with

date of first disbursement prior to July 1, 2008).

NSLDS Award Year – A 2-position field that represents the year value associated with the new loan/advances. Payment Reversal Reason Codes A = NSF B = Uncollected Funds C = Account Closed D = Refer to Maker E = Endorsement F = Stop Payment G = No Signature H = Unable to Locate I = Invalid Bank ABA Number J = Invalid Account Number K = Irregular Signature L = Non-Participating DFI M = Amounts Difference


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Glossary of Codes


Payment Reversal Reason Codes (cont) P = Account Frozen S = Non-Trans Account T = Other U = No Authorization on File V = ACH Authorization Revoked W = Account Funds Withheld Payment Reason Codes 1 = Payment Posted to Wrong Loan 2 = Payment Reapplied (between 2 accounts

- same institution) 3 = Adjust Payment Amount/Date 4 = Reapplied Same Program 5 = Advance Payment Adjustment 6 = Adjustment Posted Incorrectly – (same

account only) 7 = NSF 8 = Collection Agency Adjustment 9 = other (analyst makes history comment) Payment Type Codes 10 = Cash payment from borrower 11 = Cash payment for which deposit was

made independently 12 = Payment that previously rejected on

written-off loan was resubmitted due to write-off reversal

13 = Payment that previously rejected on assigned or accepted loan was resubmitted due to reversed assignment

14 = Cash Payment Adjustment 20 = Non-cash Payment received from school

without deposit 30 = Payment received from collection agency

with lender-paid collection costs/litigation fees already deducted

31 = Payment received from collection agency with check for full payment amount

40 = Payment received from institution with no check — collection agency check to institution had fees deducted

41 = Payment received from institution with no check — collection agency check to institution for full amount

50 = Payment received from borrower via remote lockbox

Plan — See Repayment Plans.

Prom Note Option Y = Yes, the note can be accelerated. N = No, the note cannot be accelerated. Race Codes I = American Indian/Alaska Native O = Asian-All A = Asian – Under Represented B = Black or African American S = Hispanic or Latino H = Native Hawaiian or other Pacific islander C = White Reason codes — See Payment Reason Codes Rehabilitation Flag Codes P = Loan pending rehabilitation R = 9th payment received/loan rehabilitation

completed (this month) S = Rehabilitation report sent to credit

bureau U = Rehabilitation attempt unsuccessful

(payment missed or late) V = Rehabilitation voided by subsequent

default Repayment Frequencies A = Annual B = Bimonthly M = Monthly Q = Quarterly S = Semiannual Repayment Plans (Federal Perkins) I = Equal Total Payments IA = Equal Principal Payments II, N3, IV = Graduated Principal Payments Repayment Plans (HPSL/NSL) H1 = Equal Total Payments IA = Equal Principal Payments H3, H4, H5 = Graduated Principal Payments Reschedule/Capitalize Option 1 = Reschedule at the end of the Hardship

period if needed


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Glossary of Codes


Reschedule/Capitalize Option (cont) 2 = Do not reschedule at the end of the

Hardship period 3 = Capitalize interest accrued and

reschedule the loan at the end of the hardship status (institutional loans only).

Sex Codes F = Female M = Male Source Codes A = ADD (Automatic Direct Debit) B = Borrower C = Collection Agency D = DataLink E = Paid on time (mycampusloan) F = PREQ-System III (E-Pay – System 3i) H = Loan Consolidation I = Institution L = Lockbox M = Mail S = System T = Tax Offset W = Campus Partners State Postal Codes — See page GL-25. Status Codes — See Page GL-28. Stop Codes (Reason Codes) 1 = Requested by school 2 = Requested by school 3 = Requested by school 4 = Requested by school 5 = Requested by school 7 = Requested by school at conversion A = Loan to be assigned to ED C = Loan is in collection; late charges are not

assessed D = Pending receipt of death certificate F = Loan in collection; penalty charges are

assessed - resume billing automatically when loan is current

H = Pending receipt of disability papers I = Judgment from small claims court J = Borrower in jail K = Borrower in consumer credit counseling L = Loan is in litigation S = Borrower is in small claims court Z = Loan flagged automatically for annual

contact (more than 850 days past due)

Student Financial Status D = Undergraduate, Dependent I = Undergraduate, Independent G = Graduate, Independent S = Graduate, Dependent Subsidy Codes 0 = No subsidy 1 = Full subsidy TRA Reporting Flag B = Qualified Loan. Forms to be mailed to

borrower. N = Not a qualified loan. No forms are to be

sent. Y-T-D/CUM Code B = Both cumulative and year to date C = Cumulative


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Glossary of Codes


STATE ABBREVIATIONS AL Alabama AK Alaska AZ Arizona AR Arkansas CA California CO Colorado CT Connecticut DC District of Columbia DE Delaware FL Florida GA Georgia HI Hawaii ID Idaho IL Illinois IN Indiana IA Iowa KS Kansas KY Kentucky LA Louisiana ME Maine MD Maryland MA Massachusetts MH Marshall Islands MI Michigan MN Minnesota MS Mississippi MO Missouri MT Montana

NE Nebraska NV Nevada NH New Hampshire NJ New Jersey NM New Mexico NY New York NC North Carolina ND North Dakota OH Ohio OK Oklahoma OR Oregon PA Pennsylvania PR Puerto Rico RI Rhode Island SC South Carolina SD South Dakota TN Tennessee TX Texas UT Utah VI Virgin Islands VT Vermont VA Virginia WA Washington WV West Virginia WI Wisconsin WY Wyoming


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Glossary of Codes


DEFERMENTS

Deferment Type All Funds Limits

M • Forbearance • Americorps

(3 years)

Deferment Type All Funds (10/1/07) Limits J • Military (active duty service performed in a contingency

operation)

Deferment Type All Funds prior to 7/1/93 Limits

A, P, V • Military, Peace Corps, VISTA (3 years)

S/G • At least ½ time student

H • Hardship

Deferment Type Only for funds on or after 10/1/80 up to 7/1/93 Limits

N • Volunteer Service (non-profit organization) (3 years)

C • U.S. Public Health Service (3 years)

D • Temporary Total Disability (borrower or spouse) (3 years)

I • Internship/Residency Program (2 years)

Deferment Type Only for Perkins funds on or after 7/1/87 with a 9-month grace period prior to 7/1/93

Limits

O • National Oceanic and Atmospheric Administrative Corps (3 years)

B or D* • Temporary Total Disability (borrower or dependent) (3 years)

L • Parental Leave (6 months/child)

W • Working Mother (12 months)

I or E** • Internship/Residency Program (2 years)

Deferment Type For all funds on or after 7/1/93 Limits

S/G • In-school (includes Graduate Fellowship, Rehabilitation Training and Residency in Dentistry)

U • Unemployment (3 years)

K • Economic Hardship (3 years)

Z • See Cancellation Chart (takes place of postponement)

* D = Borrower ** E = Medical B = Dependent or spouse I = All others

Note: Effective 10/7/98, all borrowers, regardless of note date, are eligible for deferment benefits notated with a checkmark ().


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Glossary of Codes


CANCELLATIONS

Funds National Defense Program Canc Code 9/2/58 Regular Teaching - 10% per year up to 50% T1

Low income OR 15% per year up to 100% Handicapped

F1

6/30/72

Military - 12 1/2% per year up to 50% on funds received 4/13/70 - 6/30/72) M2

Funds National Direct Program Canc Code 7/1/72

Low income OR 15%, 15%, 20%, 20%, 30% (5 Yrs) Handicapped

T3

Military - 12 1/2% per year (combat zone) (50%) M3

6/30/87 Headstart - 15% per year up to 100% (7 Yrs) P3 Funds Perkins Program Canc Code

7/1/87 Same as Direct IN ADDITION TO

Peace Corps/VISTA - 15%, 15%, 20%, 20% (Total 70%) V4

7/22/92

Law Enforcement - 15%, 15%, 20%, 20%, 30% (5 Yrs) Eligible on both Direct and Perkins funds received on or after 11/29/90.

L4

Funds Federal Perkins Program Canc Code

7/23/92 Same as Perkins IN ADDITION TO

Field of expertise OR Shortage Field - 15%, 15%, 20%, 20%, 30% (5 Yrs) (Math, Science, Foreign Language, Bilingual Education)

S4

Nurse/Medical Technician - 15%, 15%, 20%, 20%, 30% (5 Yrs) H4

High Risk Children/Child Family Service -15%, 15%, 20%, 20%, 30% (5 Yrs)

R4

Early Intervention (Infant & Toddlers) - 15%, 15%, 20%, 20%, 30% (5 Yrs)

I4

7/1/93 Z deferment – Preceding cancellation Funds ALL FUNDS Canc Code

Survivor Cancellation – Victims of September 11, 2001Terrorist Attacks Remaining Balance

S0

Firefighters * 15%, 15%, 20%, 20%, 30% (5 Yrs) F4 Funds ALL FUNDS Canc Code

Attorney in Public Defender Office * 15%, 15%, 20%, 20%, 30% (5 Yrs) A4 Librarian * 15%, 15%, 20%, 20%, 30% (5 Yrs) B4 Faculty Member at Tribal College or University * 15%, 15%, 20%, 20%,

30% (5 Yrs) C4

Speech Pathologist * 15%, 15%, 20%, 20%, 30% (5 Yrs) T4 Staff at State Licensed or Regulated Pre-K/Child Care Program * 15% per

year up to 100% (7 Yrs) P4

Military Service in Area of Hostilities * 15%, 15%, 20%, 20%, 30% (5 Yrs) M4

Note: Before determining eligibility, check note dates and all advance dates.

Note: Effective 10/7/98, all borrowers, regardless of note date, are eligible for cancellation benefits notated with a checkmark (). Effective 8/14/08, all borrowers, regardless of note date, are eligible for cancellation benefits notated with an asterisks (*) for service that includes 8/14/08 or after.


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Glossary of Codes


STATUS CODES

1x Enrolled 10 Enrolled, undergraduate student

11 Enrolled, graduate student 19 Enrolled, past due for interest billed during enrollment 2x Grace 20 Grace following enrollment 21 Grace, deferred while in grace status 29 Grace, past due for interest billed during enrollment or grace 4x Repayment 40 Current 41 Special billing – Current 48 Special billing – Past Due 49 Past due – A letter following this code will indicate collection agency status 5x Deferment 50 Deferred 51 Grace period following deferment 52 Hardship deferment/hardship billing 59 Past due for amounts billed during deferment – loans continue to age (ex. Hardship Billing) 6x Cancellation/Postponement 60 Postponed 61 Canceled 8x To Be Closed 80 Paid in full this month 81 Claim filed pending payment (Private Loans only) 82 Assigned to the U.S. 83 In litigation 84 Filed for bankruptcy – Chapter 7 and 11 85 Written off this month 86 Filed for bankruptcy – Chapter 13 (Wage Earner) 9x Closed 90 Paid in full 91 Canceled because of disability 92 Canceled because of bankruptcy 93 Accepted by the U.S. 94 Written off automatically 95 Written off manually 96 Canceled because of death


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Glossary of Reports


Summary: This section acts as a supplement to the descriptions of the reports available with System III. With terms in alphabetical order, these pages explain each column heading used on the reports; they provide a brief definition of each field and a list of its possible values.

In this way, Campus Partners provides information about individual fields without

repeating definitions each time the field is used, and clients gain information crucial to understanding Campus Partners' reports.

AC Interest Accrual Code. Shows whether interest is accrued on the loan. Stop codes can override this function.

0 = Accrue interest in all statuses except canceled 1 = Accrue interest in all statuses except enrolled, grace, deferred

(except hardship) and canceled ACCL Accelerated Loan Indicator (on the New Placements Report only). Shows

whether the loan is accelerated. Yes = Loan is accelerated No or blank = Loan is not accelerated ACCL DTE Acceleration Date. Date the loan balance was accelerated. ACCOUNT NO. Account Number. A unique nine-digit borrower number followed by a ACCOUNT NUMBER two-digit consolidation number that identifies a group of loans that are billed

together for the borrower. In most cases, the borrower's account number will match his or her social security number.

ACCR DTE Date of Last Interest Accrual. Most recent date that interest accrued on the

loan. ACCR INT Accrued Interest. Amount of unpaid interest that has accrued on the loan ACCRUED IN up to the Date of Last Interest Accrual (ACCR DTE). Accrued Nonrepayment Interest. Sum of all interim interest accrued during

enrollment. ACT Actual Days Past Due during Repayment. Number of actual days the loan ACT DAYS is past due during the repayment period. Actual Days Past Due during Nonrepayment (enrolled or grace period).

Number of actual days the loan is past due for interest billed during the enrollment period.


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Glossary of Reports


ACTIVITY Type of Transaction that posted. There are nine activity (or transaction) types:

1. Cash Payments – Regular 2. Cash Payments – Lockbox 3. Cash Payments – Collection Agency 4. Cash Payments – Tax Offset 5. Cash Payment Reversals 6. Noncash Payments – Regular 7. Noncash Payments – Collection Agency 8. Noncash Payments – Tax Offset 9. Noncash Payment Reversals See each of these categories for more information. ACTIVITY DATE Activity Date. Date the transaction was processed. ACTIVITY TYPE See ACTIVITY. ACT NOTE See ACT/NOT DAYS. ACTUAL See ACT/NOT DAYS. ACT/NOT DAYS Actual Days Past Due and Notification Days Past Due. ACT/SBL Actual Days Past Due and Special Billing Days Past Due. ADD CO Address Status Code. Shows whether the borrower's address is valid. G = Good B = Bad ADD CO-TYPE Address Status Code and Address Type. For Address Status Codes, see ADD CO. The codes for Address Type are

below: 1. P = Primary 2. B = Billing 3. S = Secondary ADDITIONAL Other Loans for the Borrower. This field includes any other loans the LOANS borrower has within the program numbers included on the report. This field

appears on the Paid-Out/Credit Balance/Write-Off Report and the Cumulative Credit Balance Report only.


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Glossary of Reports


ADDRESS(ES) Borrower's Address(es). Campus Partners stores up to five lines of borrower address data:

Address Line 1 Address Line 2 (extra line of mailing address; does not print if blank) Address Line 3 (for foreign addresses only) Address City/State Zip Code (nine spaces available for ZIP+4) ADDTL AMT Additional Amount. Amount in addition to the scheduled amount for which

the borrower is being billed during special billing. This field appears on the Exception and Special Billing Report only.

ADJ AMOUNT Adjustment Amount. Amount that was adjusted on the loan. This field

appears on the New Loans and Advances Report under the Advance Adjustments sections only.

ADR CHG Address Change Date. Date the address was changed last. #ADV Number of Advances disbursed on the loan. ADV AMOUNT/ Advance Amount. See clarifications below. ADV AMT For new loans, the amount recorded from the Advance Amount field on

the New Loan Input forms processed during the reporting period For advances, the amount recorded from the Advance Amount field on

the Advance Transmittals processed during the reporting period Current Disbursements: If the entire loan amount was disbursed during

the current fiscal year, the report will show the entire advance amount in this column, and a B* will print in the next column. The system uses this figure to update both the year-to-date and cumulative fields.

Previous Disbursements: If part of the loan was disbursed in a previous

year, the second line on the report will show only the amount that updates the cumulative field, and a C* will print in the next column.

* The B and C notations will not appear on the Summary Totals

page of the New Loans and Advances Report or on the Unpostable Response Documents.

ADVANCES Advances Processed during the Reporting Period. This section of the New

Loans and Advance Report records the batches of advances that were processed during the reporting period.


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ADVANCES Advances Accepted During the Previous Reporting Period. Total number ACCEPTED and amount of advances within a batch that posted to the system during the IN PRIOR PERIOD previous period. These advances are not detailed on the current report. ADVANCES Advances Deleted During the Previous Reporting Period. Total number DELETED IN and amount of advances within a batch that were removed from the system PRIOR PERIOD during the previous period. ADVANCES Outstanding Advances from Prior Period. Total number and amount of OUTSTANDING advances from the batch that have not posted to the system. These are FROM PRIOR either rejected or unpostable items and will be detailed on the report when PERIOD loan corrections are made. ADVANCES Number and Amount of Advances Held in a Suspense File. When PLACED advances require "reprocessing," the system will remove them from the batch IN SUSPENSE and place them in suspense, or holding file. Campus Partners reviews these loans manually. After they are reprocessed,

the advances are posted and then appear in the On-Line Section for Advances.

ADVANCES Advances Processed During the Reporting Period. Total number and PROCESSED amount of advances from the batch that posted to the system during the CURRENT PERIOD current reporting period. These advances are detailed on the report. ADV DATE Advance Date. Date the advance was disbursed to borrower. On the New Loans and Advances Report as well as the Unpostable

Response Documents, the Advance Date is recorded from the Advance Date field on the New Loan Input form or the Advance Transmittal form.

ADV YTD Amount Advanced Year-to-Date. The portion of a loan that was disbursed

between July 1 and June 30 of the current fiscal year. AG Agreement Flag for Special Payment Agreement. A Y in this field means

that you have a written agreement with the borrower. This field appears on the Exception and Special Billing Report only.

AGENCY NO Collection Agency Number. Identification number for the agency that is or

was handling the collection of the loan. AGENCY (PRIOR) Previous Collection Agency Number. Identification number for the agency

that previously handled collection efforts for the borrower. This field appears on the Loans Brought Current Report only.

AGING CATEGORY Range of Days Past Due. Ten ranges are available for reporting categories

of days past due.


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AGING RANGE Range of Days Past Due for a particular section of a report. OF THE REPORT ALLOW Past Due Days Allowed. Number of days (up to 999) special billing

installments can be past due before special billing is ended automatically and regular billing resumed. This field appears on the Exception and Special Billing Report only.

AMOUNT Payment Amount. Payment Reversal Amount (if displayed with a negative sign). AMOUNT Total Amount of All Cancellations for all loans that fell into the reporting CANCELED category as of the end of the previous month. AMOUNT Sum of All Payments that posted to loans that fell into the reporting COLLECTED category as of the end of the previous month. This automatically includes all

prepayments; a special request must be made to include tax offset payments. AMT BILLED Amount Billed to the borrower during a special payment arrangement. This

amount varies according to loan status: For loans in Special Billing (Status 41 and 48), Amount Billed

equals either (1) the sum of the Regular Billing Amount plus the Additional Amount billed during the period; or (2) an amount less than the regular billing amount.

For Loans in Hardship (Status 52 and 59), the Amount Billed

depends on the Hardship Billing Plan: 0 = Hardship Bill Amount 1 = Hardship Bill Amount PLUS INT (Interest added to amount) 2 = BILL INT (Interest only) 3 = INT-END (Interest billed at the end) 4 = Accrues Interest but Not Billed Separately This field appears on the Exception and Special Billing Report only. AMT CANC Cumulative Amount Canceled. This includes principal and interest. AMT COLLECTED Amount Collected. Amount the borrower has paid to the agency while the

loan is placed with the collection agency for which the report is generated. When a loan is transferred to a different agency, this field is zeroed and begins accumulating for the new agency. This field appears on the Collection Agency Inventory Report only.

AMT PLACED Amount Placed with the Agency.


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ANNUAL Annual Repayment Frequency. This field appears on the Invoice Detail Report only.

ASSIGNED LOANS Assigned Loans. Principal balance of loans that have been moved from

repayment to "assigned" or "accepted" status during the reporting period. ASSIGN ADJ Assignment Reversals. Principal balance of loans that were changed from

"assigned" or "accepted" status to repayment status during the reporting period.

A.S./AS Address Status. See ADD CO. A.T. Address Type. P = Primary S = Secondary B = Billing A two-digit number following this code indicates the consolidation for which

the address is used. (Example: B-01.) AUTO Automatic Placements. Number of loans that were placed automatically

during the reporting period. This field appears on the New Placements Report only.

AVERAGE Average Payment Amount. Amount Collected divided by the Number of PAYMENT Payments Received. This field appears on the Monthly Collection Analysis

Report only. BATCH # Original Batch Number. If the batch has been resubmitted from the

unpostable suspense file, this number will be followed by an R. BATCH # PROG Program Batch Number. Batch number assigned by the customer. If this

field is blank on an input form, this number will match Campus Partners Batch #.

BATCH # WSI Campus Partners' Batch Number. Batch number assigned by Campus

Partners. BATCH/ITEM Batch Number and Item Number. Item Number identifies the location of the

item within the batch. This combination will print on the Cash Activity Report if the activity type is a regular payment, lockbox payment or noncash payment.

For cash reversals, Batch/Item will be replaced with one of these reason messages:

For Automatic Direct Drafts (ADD): NO AUTHOR (No Authorization for ADD Payments on File) ACH AUTHOR (ADD Authorization Revoked) FUNDS W/H (Funds Withheld)


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For Foreign Checks: FOR CURR PRM (Foreign Currency Premium) FOR CURR CHG (Foreign Currency Charge) For Payment Reversals: INCORR LOAN (Payment Was Applied to Wrong Loan) PMT REAPPL (Payment Reapplied) AMT APPL INC (Amount Was Applied Incorrectly) REAPP SM PMG (Payment Reapplied to Same Program) ADV PMT ADJ (Advance Payment Adjustment) ADJ INCORR (Adjusted Incorrectly) NSF (Non-Sufficient Fund Pmt. Received by Collection Agency or

Lender) COLL AGY ADJ (Collection Agency Payments) OTHER (Reason Not Specified) For Returned Checks: NSF (Nonsufficient Funds) POST DATED (Check Dated Later than Post Date) ACCT CLOSED (Account Closed) REF TO MAKER (Refer to Maker) ENDORSEMENT (Endorsement Needed) STOP PAYMENT (Stop Payment from Posting) NO SIGNATURE (Payment Lacks Signature) NON-CASH ITM (Non-Cash Item) INVAL BANK # (Invalid Bank Number) STALE DATED (Check Deposited After Check Expiration Date) IRREG SIGN (Irregular Signature) NOT-ON-US (Check Sent to Wrong Bank) AMTS DIFFER (Numeric Amount and Alphabetic Amounts Are Not the

Same) BC Base Code. Indicates which fund (according to disbursement date) financed

a portion of the borrower's loan. This field appears on the Unpostable New Loans Response Document.

BIMONTHLY Bimonthly Repayment Frequency. BORROWER NAME Name of the Borrower as it appears on our records. BORROWERS Number of borrowers. Collection Agency Recovery Analysis Report – Number of borrowers who

had loans in an aging category at the end of the previous month. Borrowers who have loans in more than one category will be counted in each; however, borrowers who have more than one loan in a category are counted once within that category. This total, then, is the total number of borrowers per collection category, not a summation of individual accounts in collection.


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Status Summary Report – Number of borrowers who have a particular loan status. Again, borrowers who have loans in more than one category will be counted in each category.

Borrowers to Receive a Notice Report, Collection Agency Inventory –

Institution Version, Loan Monitoring Report, New Placements Report – Institution Version: If any of these reports are sorted numerically, the column for BORROWERS will not print.

BPCC AMT Borrower Paid Collection Cost – Amount. The amount that will be taken

from each payment and applied to Collection Cost Paid by the borrower while his or her loan is placed with an agency.

BPCC % / BPCC Borrower Paid Collection Cost – Percentage. The percentage that will be

taken from each payment and applied to Collection Cost Paid by the borrower while his or her loan is placed with an agency.

B.T. Billing Type. There are three billing types: A = ADD (Automatic Direct Debit of borrower's bank account) B or S = Billing Statements C = Coupon Book BTC# Batch Number. Number Campus Partners has assigned to a particular

group of items. If no number appears here, the transaction was entered on-line.

C Cash Indicator. An asterisk (*) in this column indicates that Campus

Partners has made a corresponding entry to the customer's bank account for the payment or payment reversal. This field appears on the Transaction and Adjustments Journal.

CAN BASE AMT Cancellation Base Amount. Amount on which cancellation percentages are

calculated. Depending on the regulations applicable to the loan, this amount might be equal to or less than the loan amount.

CAN BASE BAL Cancellation Base Balance. The remaining principal balance of the funds

included in the Cancellation Base Amount. CAN BASE % Cancellation Base Percent. This percentage is the ratio of the Cancellation

Base Amount to the Loan Amount. CANCELLATION Amount Canceled. AMOUNT Amount of the Cancellation that was Reversed (if displayed with a

negative sign). CANCELLATIONS Principal Canceled. Total amount of principal canceled this month. Canceled PRIN Amount of Principal That Has Been Canceled for a Loan.


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CAP BAL The Capitalized Balance. Capitalization defers the payment of interest and/or fees by adding those amounts to the loan's principal balance. You automatically can capitalize the nonrepayment interest accrued on private loans and manually capitalize any interest and/or fees due on all loan types, providing they meet the criteria for that loan type.

CASH PAYMENT Any reversals of cash payments caused by these situations: REVERSALS Returned checks (Regular and Collection Agency) Foreign currency adjustments Misapplied payments Reversal amounts reported by collection agencies are shown as a lump

sum. CASH PAYMENTS – Cash Payments Received from a Collection Agency. Borrower payments COLL AGCY sent to Campus Partners from the collection agency. CASH PAYMENTS – Cash Payments Sent Directly to a Lockbox (not Campus Partners' LOCKBOX lockbox). The sum of all items and payments that borrowers or lenders sent

to a remote lockbox for deposit. CASH PAYMENTS – Direct Payments to Campus Partners. The sum of all items and all REGULAR payment amounts for the specified date or reporting period. These items

might include the following: Payments that borrowers send directly to Campus Partners; Payments that the lender sends to Campus Partners on transmittals

with the corresponding borrower checks; and Rejected payments. Some institutions might send one check for all borrower payments listed on

one transmittal. CASH PAYMENTS – Payments from Tax Offset Program. Payments received from the state as TAX OFFSET a result of garnishing borrowers' state tax refunds. CASH PMTS See CASH PAYMENTS. CB DATE Credit Bureau Date and Credit Bureau Indicator: CB DATE–IND Credit Bureau Date shows when the loan was flagged originally for

credit bureau reporting. A blank here shows that the loan has not been reported. If the loan is no longer being reported, the Credit Bureau Date indicates when the loan was last reported.

Credit Bureau Indicator usually appears with the date to specify the

type of credit bureau activity on the loan.


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Values follow: Blank = Eligible to be reported * = Blocked from Reporting S = Currently Being Reported E = Reporting Ended R = Retired, No Longer Reported CHANGE DATE Change Date. The post date of the transaction. CHANGED FROM: Address Before Change. Data here includes address lines 1 and 2, address ADDRESS line 3 (for foreign addresses only), city/state, and zip code. CHANGED TO: Address After Change. Data here includes address lines 1 and 2, address ADDRESS line 3 (for foreign addresses only), city/state, and zip code. CHANGE TO Change to Due Fields. This net amount shows by how much the TOTAL DUE transactions processed on the loan affected the due fields. Example: A borrower is billed for four quarters at $90 each before

Campus Partners receives his or her cancellation request. During the period covered by the resulting cancellation, $360 accumulated as past due on the account.

Because the percentage of principal canceled is a percentage of the

loan, the entire amount canceled can not equal the amount past due. Thus, the amount canceled might show as a $230 transaction, and the Change to Amounts Due would then show as $360.

CH TOT DUE See CHANGE TO TOTAL DUE. COL AGCY Number Identifying the Collection Agency That Handles (or Handled) the

Loan. COL CST – B Collection Cost – Borrower. Portion of the payment(s) paid by the borrower

that applied to collection cost. COL CST – I Collection Cost – Institution. Portion of the collection payment(s) that

applied to collection cost incurred by the institution (charged to the fund). COLLECTED Total Amount Collected during the current month on loans that were in the

aging category at the end of the previous month. Tax offset payments and payment reversals are not included in this category.

COLLECTION Analysis for All Loans That Are Placed with Collection Agencies. Loans AGENCIES included with this section are not included in the Aging Categories or

Payment Frequency sections on the Monthly Collection Analysis Report. COLLECTION Name of the Agency That Is Handling the Collection on This Loan. AGENCY NAME


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COLLECTION See COL AGCY. AGENCY NUMBER COLLECTIONS Total Principal Paid from all payments processed this month. COLL FEES Collection Fees Due. COMMENTS Information about the Loan or the Transaction. Campus Partners uses

this column to give more information about a transaction by displaying changes of name and/or address; start and end dates on deferments, cancellations or postponements; the types of deferments or cancellations; reasons for adjustments; and special messages such as Tax Offset Payment or Loan Brought Current.

On the Transactions and Adjustments Journal, this column also displays

the amounts written off. CON Consolidation Number for the Loan. Paired with the Borrower Number,

this two-digit number indicates a group of loans billed together on the same statement.

CONV DATE Conversion Date. This date prints only if the loan conversion took place

during the calendar year and if interest has been paid. In this case, the amount of calendar year interest paid that is shown might not be complete if the amount was not entered when the loan was converted.

CONVERSION/ Shows whether the loan was entered during conversion or as a new NEW LOAN loan. INDICATOR L = Batch originated in the New Loan System C = Batch originated in the Conversion System CR BUREAU Credit Bureau Date. The date credit bureau reporting started for the loan or

date reporting ended, whichever is applicable. Credit Bureau Indicator. One of the following values will appear beside the

date field: Blank = Eligible to be Reported * = Blocked from Reporting S = Currently Being Reported E = Reporting Ended R = Retired, No Longer Reported CURR AGY Currently with This Collection Agency. Identification number for the

agency that is handling collection procedures for the loan.


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CURR DUE Currently Due. Amount of currently due installment. It might include these interest categories:

Interim Interest - Displayed if applicable; Currently Due Billed Interest; and Accrued Nonrepayment Interest - Not yet billed but accrued during

enrollment. CURRENT DUE See CURR DUE. CURRENT MONTH Current Month Principal. The sum of all principal balances from all loans on

the system for this report. CURRENT SEP Current Separation Date. Date the borrower will leave school as it appears DATE on the system. DAILY INT Daily Interest Amount. The amount of one day of interest based on the

current loan balance. DATE Post Date. Date the transaction (activity) was processed and/or posted to

the loan. DATE ACCEPTED Date Loan Was Accepted by the Department of Education. DATE ASSIGNED Date Loan Was Assigned to the Department of Education. DATE OF LAST Date Borrower's Address Was Last Changed on System III. ADDRESS CHANGE DATE PLACED Date Loan Was Placed with a Collection Agency. DATE REFERRED Date Loan Was Referred or Assigned to the Department of Education. DATE REF/ASSG DATE REVERSED Date Referred or Assigned Status Was Reversed. DAYS Number of Notification Days Past Due. (After) – Notification Days Past Due After the Transaction (Prior) – Notification Days Past Due Before the Transaction This field appears on the Loans Brought Current Report. DAYS/MONTHS Notification Days Past Due and Months Past Due. The number of DAYS/MOS notification days and the equivalent number of months past due. This field

appears on the Loans Brought Current Report.


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DAYS/MOS (PRIOR) Notification Days Past Due and corresponding Months Past Due. The number of notification days and months for which the loan was past due when it was coded for assignment. This field appears on the Loans Brought Current Report.

DAYS PD Notification Days Past Due. DAYS PLACED Number of Days in Collection. Number of days a loan had been with a

collection agency as of the end of the previous month. Collection Agency Recovery Analysis – Other represents loans that were

placed with the collection agency before they were converted to our system. If institutions provide a placement date, Campus Partners can print these loans in the appropriate category.

DEFAULT DT Date of the Oldest Outstanding Bill. DEF. CD – # MO Deferment Type Code of the last deferment on the loan and cumulative

Number of Months Deferred. They are listed on the Student Loan Journal Codes page.

DEFERRED PRIN Amount of Principal Deferred for the Loan. DEL CHG PAID Delinquent Charges Paid. The sum of cumulative late charges, penalty

charges, collection costs and other costs paid. DELETED LOANS Principal Balance of Loans That Were Deleted during the Month. DELETION DATE Date New Loan or Advance Was/Will Be Deleted from System III. New

Loans and Advances that contain errors automatically are deleted from the database three months after original entry if they are not corrected within that period.

DELQ CHG Delinquent Charges. The portion of a payment or payment reversal that

applied to late or penalty charges, collection costs and other costs (see exception below).

The sum of all delinquent charges – late or penalty charges, collection costs

and other costs – that were paid or reversed. For interim interest, these fees pertain to past due billed interest.

Negative amounts signal reversals. DIFFERENCE(S) Total Number of Items Processed Minus Total Number of Items

Submitted on the New Loans and Advances Report. This amount should equal zero if the batch is in balance.

DLY INT AMT Daily Interest Amount. Amount of interest that accrues on the loan principal

balance each day.


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DP Drop When Current Flag. A Y in this field means that special billing will end automatically and regular billing will resume when the loan becomes current. This field appears on the Exception and Special Billing Report.

DRIVER'S LICENSE Number and State of Borrower's Driver's License. DTE PLACED Date the Loan Was Placed in Collection. EMPL Number Identifying the Employee Who Handles the Group of Loans EMPLOYEE Printed on the Report. This number will print only if a Division of Labor sort

is used. In this case, the words Portfolio Totals will be printed on the Portfolio Totals page.

END DATE Date the Benefit Period Ends. Periods covered include these: cancellation,

cancellation reversal, deferment, deferment reversal, postponement, postponement reversal or customer adjustment.

EXCEPTION/ Number of Loans in Special Billing Status or Deferment Status because SPECIAL BILLING of Hardship or Customer Adjustment. FIN CHG Finance Charges. The projected total amount of interest that will be

assessed on the loan during the repayment period. 1ST BILL First Bill in Special Billing or Deferment (Hardship or Customer

Adjustment) Period. FLAGGED – NOT Loans That Are Flagged for Credit Bureau Reporting But That Were Not REPORTED Reported Because of Exceptions. F PMT DTE Date the First Payment Is Due in the Borrower's Repayment Schedule. FR Repayment Frequency. FREQ A = Annually B = Bimonthly M = Monthly Q = Quarterly S = Semiannually Nonrepayment Frequency. Frequency for billing interim interest might be

different from the repayment frequency for principal and interest. FUND Fund Issue Number. Number identifying the source of money disbursed to

borrowers. This field will be blank for programs not using fund numbers. FUND AMT Fund Amount. The original amount disbursed from a particular fund. This

field will be blank for programs not using fund issue numbers.


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Fund Amount Adjustment. Equals the adjustment amount. This field will be blank for programs not using fund numbers.

FUND BAL Fund Balance. This field will be blank for all programs not using fund

numbers. FUND # See FUND. GRACE EX Grace Expiration Date. HOLD Academic Records Withheld. Y or YES in this field indicates that the lender

is withholding academic records for this borrower. HRDSH AMT Hardship Interest. A message will indicate how interest is billed to HRDSHIP INT borrowers who are in hardship (status 52 and 59): BILL INT = Interest billed at regular intervals INT END = Interest billed at the end of the hardship period ID # Identification Number of the Employee Who Entered the Transaction.

Number identifies Campus Partners employees and DataLink customers. I INT DUE Interim (or Billed) Interest Due. In certain cases, borrowers must pay

interest during nonrepayment periods. This field will be blank if there is no billed interest due.

Interim (or Billed) Interest Past Due. Past Due Interest during a

nonrepayment period. IND Credit Bureau Indicator. One of the following values will appear beside the

Credit Bureau Date field: Blank = Eligible to be Reported * = Blocked from Reporting S = Currently Being Reported E = Reporting Ended R = Retired, No Longer Reported INT CAN Cumulative Amount of Interest Canceled. INT CANC INTEREST Interest Portion of a Transaction. These transactions include payments,

payment reversals and cancellations. Interest Assigned or Accepted. Refer to the Inventory of Loans

Referred/Assigned/Accepted for the amount of interest assigned or accepted. Interest Canceled or Interest Canceled Reversal (displayed with negative

sign).


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Interest Paid or Interest Adjustment (positive or negative amount). Interest Receivable. All outstanding interest on loans in statuses not equal

to 8x or 9x. This field is displayed on the Status Summary Report and Fund Issue Listing Report after each fund total.

INTEREST See INT CAN. CANCELED INTEREST PAID Cumulative Amount of Interest That Has Been Paid. INT PAID Amount of Interest That Was Paid During the Calendar Year on the

Calendar Year Interest Paid Report. INT RATE Rate of Interest Accrual. INT RATE % INT RT Repayment Interest: Rate at which interest accrues during

repayment periods Nonrepayment Interest or Interim Interest: Rate at which interest

accrues during nonrepayment periods such as enrolled and grace. For Private Funds only. This percentage is displayed with interim interest.

IT Type of Interest Accrual. 1 = Fixed 3 = Variable by Calendar Time ITEM Number of Items Within the Batch. If no number is displayed, the ITM # transaction was entered on-line. IT # ITMS Total Number of Items in the Batch or in a section of the batch. L ACCR DT See ACCR DTE. L ACT DATE Date Last Monetary Activity Occurred for the Loan. L ACT DTE L ACT TYP Type of Last Monetary Activity That Was Entered on the Loan. L ACT TYPE L ADV DT Last Advance Date. Date money was disbursed last to the borrower. LAST ACT DATE See L ACT DATE. LAST ACT TYPE See L ACT TYP.


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L PMT AMT Amount of Last Payment. Total amount of the last payment received for LAST PAY AMT the loan. This amount includes principal, interest and delinquent charges. LAST PMT AMT L PMT DT Date of Last Payment. Date the last payment for the loan was received. LAST PAY DTE LAST PMT DTE LAST POST END Last Postponement End Date. Ending date of the most recent

postponement processed for the loan. LATE CHG Total Late Charges. Portion of the payment(s) that applied to late charges

due. LC Late Charge Indicator. Y = Late charges should be assessed on the loan. N = Late charges should not be assessed on the loan. L CAN END Last Cancellation End Date. Ending date of the most recent cancellation

period processed for the loan. L CHG DUE Late Charges Due. Amount of late or penalty charges accrued and not paid

for the loan. L DEF END Last Deferment End Date. Ending date of the most recent deferment

processed for the loan. L PMT AMT See LAST PMT AMT. L PMT DTE See LAST PMT DTE. LOAN AMOUNT Loan Amount. Total amount disbursed to a borrower for a given loan. LOAN AMT On the Fund Detail by Loan Report: Portion of the Total Loan Amount from Each Fund. LOAN BAL Loan Balance. Amount of principal remaining to be paid on the loan. LOAN BALANCE LOAN Principal Balance of Loan Corrections Entered this Month. Loan CORRECTIONS Corrections usually result from loans that have been deleted and then set up

again under a different loan number. LOAN NUMBER Loan Number and Sequence Number of the Loan.


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LOAN RMK Remarks about a Borrower's Loan. The institution can use this LOAN REMARKS 25-character field to place a comment about a borrower's loan on System III.

This comment does not appear on any of the borrower's bills, but it is visible on many of Campus Partners' reports and on-line screens.

LOANS IN BILLING Number of Loans in Each Category at the End of the Previous Month. LAST MO LOANS IN BILLING Number of Loans in Each Category at the End of the Current Month. THIS MON LOANS RECALLED – Number of Borrowers Who Had Loan(s) Recalled from the Agency BORROWERS During the Month. LOANS RECALLED – Amount Due on the Loans Recalled from the Agency During the Month. TOTAL DUE This field does not calculate the payoff amount for accelerated loans. LOAN STATUS Status of the Loan(s). All loan status codes are listed on the Status

Summary report with a short description. LOANS WITHOUT Analysis for Loans That Have No Good Addresses. Only loans selected GOOD ADDRESS for the other three segments of the report are included in this analysis, which

places loans into two categories: loans placed with a collection agency and loans not with an agency.

LST ACRL DTE Last Accrual Date. Date when interest accrued was updated most recently. LST BILL Last Bill in Special Billing or Deferment (Hardship or Customer

Adjustment) Period. LST CAN DTE Date the Last Cancellation Was Processed. LST CAN END See L CAN END. LST DEF START Date Last Deferment Period Started for the Loan. LST DEF STOP Date Last Deferment Stopped (or Ended) for the Loan. MANUAL Number of Manual Placements in Collection. MO Number of Months until the Separation Date. This field appears on the

Enrolled and Grace Borrower Report. MONTHLY Monthly Repayment Frequency. MOS (AFTER) Number of Months the Loan Is Past Due After the Transaction Is

Processed. This field appears on the Loans Brought Current Report.


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MOS (PRIOR) Number of Months the Loan Is Past Due Before the Transaction Is Processed. This field appears on the Loans Brought Current Report.

NAME Borrower's Name. NET ADJUST Net Adjustments. Sum of all adjustments affecting the loan balance (i.e., NET ADJUSTMENT adjustments to principal collected, principal canceled, assigned, written off TO BALANCE and loan amounts). NET CASH ACTIVITY Net Value of All Cash Deposits and Reversals. NET CHANGE TO Net Amount Affecting the Total Due Amounts from transactions processed TOTAL DUE on loans in the category as of the end of the previous month. A negative amount indicates a subtraction from Total Due. A positive amount shows an addition to Total Due. NET NONCASH Sum of All Items and Amounts for All Noncash Payments and ACTIVITY Reversals. NEW BAL Principal Balance After the Transaction Was Applied to the Loan. NEW DELQ-DATE New Delinquent Date. The date within the reporting period on which the

loan became a new delinquent based on the criteria established by the institution. This date prints to the right of this message: NEW DELQ. This field appears on the New Delinquent Report.

NEW LN AMT New Loan Amount After Advance Adjustment Has Been Applied. NEW: LOAN New Loan and Sequence Number. NUMBER NEW LOANS Principal Balance of New Loans entered into System III this month. NEW LOANS New Loans Within the Batch That Were Added to System III in a ACCEPTED Previous Reporting Period. These loans will not be itemized on the current IN PRIOR PERIOD report. NEW LOANS New Loans Within the Batch That Were Dropped from System III in a DELETED IN PRIOR Previous Reporting Period. PERIOD NEW LOANS New Loans Within the Batch That Have Not Been Processed. These OUTSTANDING rejected or unpostable loans will appear on the report once corrections are FROM PRIOR made. PERIOD


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NEW LOANS New Loans That Posted to System III During the Current Reporting PROCESSED Period. CURRENT PERIOD NEW PLACEMENT New Placement Indicator. This message prints beside each loan that was

placed during the reporting period. NEW PLACEMENTS: Number of Borrowers Whose Loan(s) Were Placed with the Agency BORROWERS During the Month. NEW PLACEMENTS: Total Amount Due for Loans Placed with the Agency During the Month. TOTAL DUE This field does not calculate the payoff amount for accelerated loans. NEW: PROG# New (or Changed) Program Number. NEW SEP. DATE New Separation Date. Use this space to record the borrower's correct

separation date if the Current Separation Date on the report is not correct. NEXT PMT DATE Next Payment Due Date. The borrower's next payment is due on this date. NONCASH PAYMENT Noncash Payment Reversals. Any reversal of non-cash payments. REVERSALS NONCASH Noncash Payments Received from a Collection Agency. Collection PAYMENTS – payments that agencies or institutions send to Campus Partners without a COLL AGCY corresponding check. NONCASH Noncash Regular Payments. Payments institutions send to Campus PAYMENTS – Partners on a transmittal without corresponding checks; Campus Partners REGULAR does not make a deposit for noncash payments. NONCASH Noncash Payments from the Tax Offset Program. Payments received TAX OFFSET from the state as a result of garnishing the refund due to the borrower on his state tax return. The institution sends these to Campus Partners on a

transmittal without corresponding checks. NOT DAYS Number of Notification Days Past Due. Repayment – Past due on principal/interest during repayment Nonrepayment – Past due on interest billed during enrollment NOTE DATE Date of the First Advance. NOTE DTE Date the Loan Was Awarded to the Student. NOTE TYPE See SP FEES. NOTICE DPD See NOT DAYS. N PMT DTE See NEXT PMT DATE.


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N SEP DATE New Separation Date. A value appears only if the changed date was included with the advance transaction. If the loan requires reprocessing, this field might be blank, and the separation date change will appear on the Transaction and Adjustments Journal.

# ADV Number of Advances (Disbursements) Made to the Borrower for a Loan. # MO Cumulative Number of Months for All Deferment Types (except

hardship). NUMBER OF LOANS Grace – Number of Loans in a Grace Status (2x). Graduate Students – Number of Loans in Status 11. Undergraduate Students – Number of Loans in Status 10. NUMBER OF LOANS Number of Loans That Will Reach Their Separation Date in Each of the TO SEPARATE Months Listed. This field appears on the Enrolled and Grace Borrower

Report. # PM Number of Payments Necessary To Pay the Loan in Full. This field

appears on the Enrolled and Grace Borrower Report. NUMBER OF PMTS Number of Payments That Were Received and Posted to Loans in the

Category as of the End of the Previous Month. NUMBER Number of Transactions Processed. NUMBERS Number of Each Cancellation Type Processed on the Loan. NXT PAY DTE Next Payment Due Date for the Loan. O/COST–B Portion of the Payment(s) That Applied to Other Costs Paid by the OTHR CST–B Borrower. O/COST–I Portion of the Payment(s) That Applied to Other Costs Incurred by the OTHR CST–I Institution or Charged to the Fund. OLD BAL Principal Balance Before the Transaction Was Applied to the Loan. This

amount is printed for monetary adjustments only. OLDEST BILL DATE Date of the Oldest Outstanding Bill. OLD: LOAN Borrower's Loan Number Before the Change. NUMBER OLD: PROG # Borrower's Program Number Before the Change. ORIG LN AMT Original Loan Amount Before the Advance Adjustment Was Applied.


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PAID-OUT/ Reason the Loan Is Closed. CLOSED REASON Payment Payment and Credit Balance Refund Cancellation – Teaching Cancellation – Military Cancellation – Death Cancellation – Disability Cancellation – Bankruptcy Cancellation – Nursing Cancellation – Medical Practice Due Diligence Write Off Low Balance Write Off Manual Write Off Low Credit Balance Write Off Manual Credit Balance Write Off Reprocessing Reprocessing and Credit Balance Refund PAID-OUT DATE Processing Date for the Transaction That Paid the Loan in Full. PAST DUE Sum of All Past Due Amounts – Repayment and Nonrepayment. In most

cases, this field will include the payoff amount, minus delinquent charges, for accelerated loans.

For interim interest fields, this includes only past due billed interest (i.e.,

nonrepayment interest that has accrued and is billed during enrollment). PAYMENT AMOUNT Total Amount of the Payment. Total Amount of the Payment Reversal (indicated with a negative sign). PMT FREQ Analysis by Payment Frequency is provided for all loans in the Aging PAYMENT Categories on the Monthly Collections Analysis Report. FREQUENCY PHONE NUMBER Telephone Number That Corresponds to the Address Listed. "Changed To"/"Changed From" Telephone Number. PL Repayment Plan. PLACE TYPE Type of Placement with the Collection Agency. Values here are either

Manual or Auto (Automatic). PLAN FREQ Repayment Plan and Frequency. PL-FR


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PMT AMT Total Amount of a Payment. Amount Scheduled for the Borrower to Pay for Each Repayment

Frequency. POST DATE Date the Adjustment or Transaction Posted to the Loan on System III. POST DTE POSTPND AMT Sum of the Installments That Have Been Postponed. PREV AGY Previously with This Collection Agency. The number identifies the agency

that handled the collection. This prints only if the borrower previously was placed with an agency.

PREVIOUS MONTH Outstanding Principal Balance Carried Forward from the Previous

Month. PRIMARY PHONE Primary Telephone Number for the Borrower. PRIM PHONE PRIN CAN Cumulative Principal Canceled. PRIN CANC PRINC BALANCE Sum of Principal Balance and Capitalized Balance for All Loans That THIS MONTH Are in the Category as of the End of the Current Month. PRINCIPAL Principal Portion of a Transaction. Transactions include payments,

payment reversals and cancellations. Principal Balance. Amount of outstanding principal balance. Outstanding Principal Balance for Each Fund per Loan – Fund

Detail by Loan. Principal Accepted or Assigned – Equals the Principal Balance. Principal Assigned or Accepted for Individual Borrowers – Refer

to the Inventory of Referred/Assigned/Accepted Report for Amount of Principal Assigned/Accepted.

Principal Canceled (positive) or Principal Canceled Reversal

(negative). Principal Collected – Amount of principal received from payments. Principal Paid or Principal Adjustments (positive or negative

amount). Principal Written Off – Amount of principal written off.


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PRINCIPAL Sum of Principal Balance and Capitalized Balance for All Loans That BALANCE THIS Are in the Category as of the End of the Current Month. MONTH PRINCIPAL See PRIN CAN. CANCELED PRIN PAID Cumulative Principal Paid. PRIOR DAYS Number of Notification Days Past Due the Loan Was Before the

Transaction Posted. PROG Program Number. Unique number assigned by Campus Partners to identify

the loan programs in your portfolio it services. PROG BATCH Program Batch Number. Number Assigned to the Batch by the Customer. Loans entered during conversion will not have a Program Batch Number.

This number matches batch number if left blank on input forms. PROG # See PROG. PROG#-LOAN Program, Loan, and Sequence Numbers for a Given Loan. NUMBER PROG#-LOAN NUMBER SEQ REC HOLD Academic Records Withheld. Yes in this field indicates that the institution REC W/H is withholding the academic records of the borrower. REG PAY AMT Regular Payment Amount. Amount scheduled to be paid by the borrower. REPORTED THIS Number of Loans Reported to the Credit Bureau This Month. This field MONTH appears on the Invoice Detail Report. S Source of the Transaction. Values are listed below by report. Unpostable New Loans and Advances Deleted Report I = Deleted at institution's request S = Automatically deleted by the system W = Deleted by Campus Partners All Other Reports A = ADD (Automatic Direct Draft) B = Borrower C = Collection Agency


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D = DataLink I = Institution L = Remote Lockbox P = U.S. Post Office S = Generated Automatically by the System T = Tax Offset W = Campus Partners SB DPD Special Billing Days Past Due. Number of days since the oldest

outstanding special bill due date. SCHD AMT Schedule Amount. Installment amount on the repayment schedule for the

loan. SCHOOL ID Four-Digit Number Assigned by the Department of Education to Identify NUMBER Each School. SECD PHONE Secondary Telephone Number for the Borrower. SEMI-ANNUAL Semiannual Repayment Frequency. SEP DATE Separation Date. The date that the borrower is scheduled to leave school or

left school, as recorded in System III. SOC SEC NO Social Security Number of the Borrower. SOC SEC # SOURCE See S. SP BILL AMT Amount of the Special Billing agreement currently on the loan. SP FEES Special Fees Flag. It indicates the type of promissory note in relation to the

assessment of late and penalty charges and collection costs. D/C = Direct with Cost DEF = Defense DIR = Direct - No Cost D/P = Direct/Perkins PER = Perkins SRC See S. ST Status Code. Indicates the status of the loan (e.g., Deferred). See

INPUT/OUTPUT codes. At times, a status flag will print beside the status code to identify possible

collection activity. Here are the values:


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C = In Collection E = Eligible for Collection R = Recalled or Returned from Collection W = Withheld from Collection Blank = Not in collection ST – (AFTER) Status of the Loan After the Transaction Is Processed. This field appears

on the Loans Brought Current Report. START DATE Start Date of the Period Covered by One of These Situations:

Cancellation, Cancellation Reversal, Deferment, Deferment Reversal, Postponement, Postponement Reversal or Customer Adjustment. This field appears on the Loans Brought Current Report.

STAT See ST. STATUS STOP CODES Series of Codes That Indicate Exceptions in These Areas: Invoicing,

Billing, Interest Accrual, Due Diligence and QuikLetter Actions. Here are the six functions that can be stopped: 1. Stop Interest Accrual – Prevents interest from accruing. For private

loans only. 2. Stop Invoicing (sending bills) – Overrides the printing of invoices. Bill

amounts continue to be added to the due fields. For all loan types. 3. Stop Billing (accruing and sending bills) – Overrides the printing of

invoices and the addition of bills into the due fields. For private loans only.

4. Stop Past Due Notices and Contacts – Stops notices (and late charges

if the stop code value is not F), but allows past due days to increase. For all loan types.

5. Stop Delinquency Processing – Stops all due diligence procedures

(notices and aging). For private loans only. 6. Stop Sending QuikLetters – Stops QuikLetters from being sent. For all

loans types. The reason code values indicate why the function was stopped. The reason

codes available are: 1-5 = requested by institution 7 = requested by institution at conversion A = pending assignment to Department of Education C = loan in collection (late charges do not accrue)


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D = pending receipt of death certificate F = loan in collection (past due notices stop; penalty charges accrue) H = pending receipt of disability papers I = judgment from small claims court J = borrower in jail K = loan in consumer credit counseling L = loan in litigation S = loan in small claims court Z = loan flagged for annual contact (more than 850 days past due) ST – (PRIOR) Status of the Loan Before the Transaction Is Processed. This field

appears on the Loans Brought Current Report. SUSP AMT Rejected Advances That Require Reprocessing. Once reprocessed, these

advances appear and are totalled as On-Line Advances. This field appears on the New Loans and Advances Report.

T Type of Principal, Interest, and Delinquent Charges Paid. Type of Principal Paid. C = Capitalized Principal Paid P or blank = Regular Loan Principal Paid Type of Interest Paid. blank = Regular Interest Paid B = Billed (or Interim) Interest Paid C = Interest Paid on Capitalized Balance H = Hardship Interest Paid Type of Delinquent Charges Paid. F = Other Costs Paid by the Lender or charged to the Fund L = Late Charges Paid N = Collection Costs Paid by the Borrower P = Penalty Charges Paid S = Collection Costs Paid by the Lender or charged to the Fund T = Other Costs Paid by the Borrower This field appears on the Transactions and Adjustments Journal. TELEPHONE # Telephone Number for the Borrower. TOT ADV AMT Total Advance Amount of the Items Entered in the Batch. TOTAL Sum of All Data in Each Column (see exception). Total Payment or Payment Reversal Amount – On the Transactions and

Adjustments Journal.


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TOTAL BAL Total Balance. The sum of principal and capitalized balance(s). TOTAL BALANCE TOTAL DUE Sum of All Due Amounts (see exception below). See TOTAL DUE THIS

MONTH. Sum of Non-Repayment Amounts That Are Billed During Enrollment –

For interim interest. TOTAL DUE LAST Total Due for All Loans That Fell in This Category as of the End of the MONTH Previous Month. This field appears on the Monthly Collections Analysis

Report. TOTAL DUE THIS Sum of the Following for All Loans That Fall in the Category as of the MONTH End of the Current Month: Amount Due Amount Past Due Late Charges Due Collection Costs Due Other Costs Due Billed Interest Due Billed Interest Past Due For accelerated loans, the Total Due will include the following: Principal Balance Capitalized Balance Late Charges Due Collection Costs Due Other Costs Due Billed Interest Due Billed Interest Past Due Postponed Interest Accrued Hardship Interest Accrued Outstanding Repayment Interest Accrued Outstanding Non-Repayment Interest Accrued Capitalized Interest Accrued TOTAL ITEMS Total Number of Items Submitted in the Batch. This number comes from

the batch header. TOTAL NEW LOANS Sum of Total Accepted New Loans, Total Rejected New Loans, and Total PROCESSED Unpostable New Loans. TOTAL NEW LOANS Number of New Loans Sent in the Batch. This number should match the SUBMITTED TOT ITEMS in the batch header.


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TOTAL PAID Total Amount Paid. Sum of Cumulative Interest, Principal and Delinquent Charges Paid.

Total of All Interest Paid During the Calendar Year. TOT FIN Total Financed. Sum of Loan Balance, Capitalized Balance and Finance

Charge. This field appears on the Enrolled Grace Borrower Report. TOT ITEMS Total Number of Items Submitted in the Batch. This number came from

the Batch Ticket. TOT LOAN AMT Total Loan Amount. Sum of the Loan Amount field from the New Loan Input

forms included in the batch. TOT LOAN BAL Total Loan Balance. Sum of the Loan Balance field on each loan included in

the batch. For New Loans and Loan Corrections, this amount is equal to the

TOT LOAN AMT and is entered automatically by System III on each loan.

For Reconstruction Loans and Reconstruction Loan Corrections, this

is the sum of the Loan Balance field on the input forms included in this batch.

TRAN DATE Transaction Date. The As Of Date. When the transaction affected the loan. TRAN DT This will print if it is different from the post date. TYPE Type of Address. P = Primary B = Billing S = Secondary C = Cosigner M = Comaker Type of Cancellation. An asterisk (*) prints on the right side of the most

recent cancellation code. See INPUT/OUTPUT codes. Type of Placement with Collection Agency. MANUAL AUTO (automatic) Deferment Type. See INPUT/OUTPUT codes.


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Interest Type Code (Student Loan Journal). 1 = Fixed 3 = Variable by Calendar Time UNDUPL # OF Number of Borrowers in the Categories. This is a count of people – not BORROWERS loans. UNPOSTABLE Reason Why the New Loan or Advance Did Not Post to the System. REASON Multiple reasons for the problem may print, one below the other. WARNING/ERROR Warning Number and Message or Error Number and Message. Although MESSAGE multiple error or warning messages might be in effect for a loan, only the first

five will print on the report. WRITE-OFF DATE Date the Loan Was Written Off. Loans with a credit balance write-off will

have a Paid-Out Date and Write-Off Date. WRITE-OFF ADJ Write-Off Reversals. The principal balance of loans removed from a

write-off status during the month, usually because of a payment received after the loan is written off.

WRITE-OFFS Principal Balance of Loans That Were Written Off During the Month.

This includes the automatic write-off options (Due Diligence and Low Balance) as well as the manual write-offs (upon request).

* (Asterisk) On the Enrolled and Grace Borrowers Report: Borrower Information Is Missing. An asterisk (*) will appear here as well as

in the actual data field if any of the following borrower information is missing: Borrower Name Borrower Address Telephone Number Social Security Number

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