FACT SHEET

Series 3 Corporate Debt Investments

A 5-year Senior Secured Bond, paying 6.25% fixed pa; investing in corporate debt in the asset based lending and corporate peer-to-peer sector

www.corporatefinancebonds.com

Investment Brief Technical Information

The bond’s investment mandate is to make asset based loans to companies, including corporate peer-to-peer (P2P) lending, with such loans being secured against the assets of the company and/or specific fixed assets or property owned by the company. The Key Points of the Investment Brief are as follows:

Bond is typically secured with a fixed charge over the assets of the borrower

Collateralised debt enforced through registered Debenture and/or other security

Diversification across multiple loans (minimum of 5)

Step in rights in event of breach of lending covenants – with interest payable monthly

Independent UK based trustees provide governance

Management reporting by borrowers against milestones ensures potential problems quickly identified and resolved

Borrower’s business plan, cash flow forecasts, market analysis and good standing independently assessed

£500m programme and each Series issued listed on the Global Exchange Market of the Irish Stock Exchange, priced on Bloomberg and available on secondary market through appointed market maker.

ISIN No. GB00BYZZYP05SEDOL No. BYZZYP0

Settlement: Through Crest and/or Euroclear/Clearstream

Listing: Note listed on the Global Exchange Market of the Irish Stock Exchange

Coupon payment dates: Interest paid semi-annually in July and January

Redemption date: July 2021

£500m Note Programme, Series 3, GBP 5Y 6.25% Senior Secured

Minimum investment of just £100,000 in aggregate

Suitable for ISA, SIPP, SSAS, Portfolio Bond and Investment Platforms

Management of Bond Assets

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Parties

Our Policy

Case Study

IMPORTANT NOTICE

Corporate Finance Bonds Limited is part of the SA Group of companies (www.sa.uk.com)

Corporate Finance Bonds LimitedThe City Arc89 Worship StreetLondon, EC2A 2BF

T: 0203 411 2763E: operations@corporatefinancebonds.com

Issuer: Corporate Finance Bonds LtdTrustees & Registrar: Fairoak TrusteesCREST Registrar: SLC Registrars LtdLegal Advisers: GRM LawInvestment Advisers: Clear Capital Management LLPCollateral Managers: Structural Advisers Ltd

Investment policy will be to offer loans to professional services firms such as accountants and solicitors, property developers, technology companies and financial sector businesses enjoying the following characteristics:

In all cases a charge will be taken against all the assets of the business by way of a Debenture.

Asset based lending is a $200bn market and growing exponentially in the face of increasingly restrictive and formulaic bank lending policy. This is further evidenced by the recent rapid growth of corporate P2P lending.

This has left a lending gap for astute investors to occupy by making capital available for business growth secured against the assets of the business, whether by a fixed and floating charge on all assets of the company or against a specific fixed asset or property.

The bond proceeds provide loan capital to businesses seeking capital to accelerate plans and build a sustainable revenue stream from contractual income.

Primary focus is on the property development sector, particularly developers seeking finance for acquisition of land banks and/or property for investment, distressed property, student accommodation and bridging finance.

Lending is also made to scalable businesses in the professional services sector which can dramatically enhance profitability through technological advancement, process re-engineering and M&A activity – and so prove good borrowers since increasing profitability and balance sheet growth can readily support debt obligations and provide an identifiable exit route for debt commitments.

Corporate Finance Bonds Ltd was approached by a property development business seeking £1.5m of asset backed lending to finance the development of property. The properties were primarily acquired from distressed sellers and required significant refurbishment before onward sale or rental.

The CFB team conducted a detailed review of the business plan, historical accounts / EBITDA, corporate infrastructure, process and governance and the opportunities and risks to the business.

The business could readily support debt

obligations from its current property portfolio and enjoyed a substantial revenue base from these current activities.

The objectives for the use of funds borrowed were carefully agreed with the purpose of accelerating growth potential.

CFB and its team of professional advisers leveraged collective expertise to provide bond holders with stable returns from fully collateralised lending supported, in this example, by a highly positive interest cover ratio and a sole charge of the entire assets of the property development company.

Ref: CFB-FS-S3-0001 POSTISSUE

This can be clearly demonstrated with reference to a current project:

Client retainers and contracted flows of new business

Assets under management that generate lifetime dealing fees and commissions

Alternative investment managers, platforms and service providers

Property developers and fund managers

Investments in Corporate Finance Bonds Limited are NOT covered by the Financial Services Compensation Scheme. The investment opportunity is only available to persons who are Certified High-Net-Worth Investors, Certified Sophisticated Investors, Self-Certified Sophisticated Investors, Certified Restricted Investors and/or Professional Investors or individuals who take independent advice from an authorised Independent Financial Adviser and only following receipt of the full offer document. Investments in Corporate Bonds and the income from them will be at risk and you may lose some or all of the funds invested This flyer, which is a financial promotion for the purposes of Section 21 of the Financial Services and Markets Act 2000, has been approved for UK publication by Clear Capital Management Limited Liability Partnership of 35 New Bridge Street,London, EC4V 6BW, which is authorised and regulated by the Financial Conduct Authority with firm reference number 598743.