September - October Newsletter
5
September - October 2010 MONEY MATTERS NEWSLETTER Volume 1, Number1 Around Town Biotechnology Company seeks Jupiter loan guarantee Ocean Ridge Biosciences, which in 2009 received a $50,000 loan from Seacoast National Bank that was guaranteed by Jupiter, is working to overcome the town’s concerns about issuing an additional $100,000 guarantee, said David Willoughby, senior scientist, manager and co-owner of the four-employee company. Palm Beach Gardens-based Ocean Ridge is seeking the guarantee from Jupiter’s $3 million economic development fund, which was established in 2007 to aid the cluster of biotech companies growing in northern Palm Beach County around the Scripps Research Institute and Max Planck Florida Institute. Ocean Ridge provides genomic testing services to health care and life science companies, Willoughby said. While the company’s survival won’t hinge on the $100,000 loan, the funds would allow Ocean Ridge to expand marketing efforts and grow revenue, he noted. In September LIAM, Why devote a month to Life Insurance Awareness? Pundits talk about the economic rebound, but the American public is still cautious—and rightfully so. Uncertainty still bubbles in the job market, the housing market—the economy in general. As a preventative measure, people are spending less and saving more. And that’s good news. More Americans are looking out for the financial stability of their families. Saving more is a good start, but it’s not enough. What if you were suddenly gone and your family had to manage on their own? If you have adequate life insurance coverage, your family would be OK financially. But if you’re one of the tens of millions of Americans who has little or no life insurance, how long would it be before life would become a struggle for your family? A young biotechnology company is close to getting a $100,000 bank loan that’s backed by the town of Jupiter. Money Matters Newsletter In This Issue . Around Town . National Life Insurance Awareness Month . A cutting edge product Upcoming events Estate Planning Seminar and Wine Tasting Event: When: Wednesday September 29 at 5:00 pm Where: Keller Williams Realty of Jupiter Networking Luncheon: Tuesday October 12 at 11:30 am Sponsor(s): South Florida Fair Hispanic Chamber of Commerce of Palm Beach County Black Chamber of Commerce of Palm Beach County Womens Chamber of Commerce Pricing: Members: $10.00 Non-Members: $20.00 Register here Real LIFE Stories Insurance for individuals Exclusive agent for TEKNO 101, helping college students and their parents.
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Money Matters Newsletter, local interesting articles, Life Insurance and featured local business.
Transcript of September - October Newsletter
September - October 2010
MONEY MATTERS NEWSLETTER
Volume 1, Number1
Around Town
Biotechnology Company seeks Jupiter loan guarantee
Ocean Ridge Biosciences, which in 2009 received a $50,000 loan from Seacoast National Bank that was guaranteed by Jupiter, is working to overcome the town’s concerns about issuing an additional $100,000 guarantee, said David Willoughby, senior scientist, manager and co-owner of the four-employee company. Palm Beach Gardens-based Ocean Ridge is seeking the guarantee from Jupiter’s $3 million economic development fund, which was established in 2007 to aid the cluster of biotech companies growing in northern Palm Beach County around the Scripps Research Institute and Max Planck Florida Institute. Ocean Ridge provides genomic testing services to health care and life science companies, Willoughby said. While the company’s survival won’t hinge on the $100,000 loan, the funds would allow Ocean Ridge to expand marketing efforts and grow revenue, he noted.
In September
LIAM, Why devote a month to Life Insurance Awareness?
Pundits talk about the economic rebound, but the American public is still
cautious—and rightfully so. Uncertainty still bubbles in the job market, the
housing market—the economy in general. As a preventative measure,
people are spending less and saving more. And that’s good news. More
Americans are looking out for the financial stability of their families.
Saving more is a good start, but it’s not enough. What if you were suddenly
gone and your family had to manage on their own? If you have adequate life
insurance coverage, your family would be OK financially. But if you’re one of
the tens of millions of Americans who has little or no life insurance, how
long would it be before life would become a struggle for your family?
A young biotechnology company is close to getting a $100,000 bank loan that’s backed by the town of Jupiter.
Money Matters Newsletter
In This Issue . Around Town . National Life Insurance Awareness Month . A cutting edge product
Upcoming events Estate Planning Seminar and Wine Tasting Event: When: Wednesday September 29 at 5:00 pm Where: Keller Williams Realty of Jupiter Networking Luncheon: Tuesday October 12 at 11:30 am Sponsor(s): South Florida Fair Hispanic Chamber of Commerce of Palm Beach County Black Chamber of Commerce of Palm Beach County Womens Chamber of Commerce Pricing: Members: $10.00 Non-Members: $20.00 Register here
Real LIFE Stories Insurance for individuals
Exclusive agent for TEKNO 101, helping college students and their parents.
It’s hard enough dealing with the emotional pain of losing a loved one. You don’t want your family’s emotional struggles
to be compounded by concerns about money.
To make sure Americans are reminded of the need to include life insurance in their financial plans, the nonprofit LIFE
Foundation coordinates Life Insurance Awareness Month. Each September, LIFE is joined in this educational initiative by
more than 100 of the nation’s leading insurance companies and industry groups.
LIFE’s website is the leading source of objective information about life insurance. Spend a few minutes learning more
and trying our interactive tools like the Life Insurance Needs Calculator. If you find that you have a need for coverage,
we strongly urge you to act by contacting an insurance professional who can help you safeguard your family’s financial
future.
A cutting edge product
AGLA's Quality of Life... more options on how to use Life Insurance
What if life insurance was designed to help policy owners live their lives, not just ease the financial burden at life's end?
Quality of Life... Insurance(SM) from American General Life and Accident Insurance Company (AGLA) has taken this bold
approach, which is paying off despite a volatile economy and a polarizing healthcare debate (see also American General
Life and Accident Insurance Company).
AGLA announced that in just over four short years Quality of Life... Insurance, which allows owners to accelerate their
benefits before their death to pay for critical health care needs or to meet certain financial goals or obligations;
consumers have purchased more than 192,000 policies for over $23 billion in total issued face amount and continues to
lead all product sales at AGLA.
According to James A. Mallon, President and CEO, the success of Quality of Life...Insurance is a game-changer for the
industry, helping consumers and Main Street small business owners re-evaluate how they think about, purchase, and
use life insurance.
"This continues to be an anxious time for Americans with more to consider about how they're going to face life's many
challenges and remain financially stable," says Mallon. "We've been listening and 'Quality of Life...Insurance' is a direct
response to those concerns.
The fact that we have seen such tremendous success in this short time, especially given the economic climate, tells us
that the product we're delivering is exactly what the public has been asking for."
September – October 2010
MONEY MATTERS NEWSLETTER Volume 1, Number1
Quality of Life...Insurance, available to consumers in the Southeast, Mid-Atlantic, Midwest, and West Coast, offers a
variety of product choices -- all of which include No-Cost Accelerated Benefit Riders that may be used in the event of
chronic, critical, and/or terminal illnesses or conditions. Quality of Life...Insurance can be tailored to fit the specific needs
encountered during different life stages.
Terry Keiper, Senior Vice President - Consumer Solutions at AGLA, also believes today's economic times are perfect for a
product such as Quality of Life...Insurance. "With the economic and political climate being what it is, Americans are as
nervous as they've ever been about ways to afford care for themselves and loved ones in the event of premature death,
critical or long term chronic illness, injury, job loss, or one of hundreds of other unexpected life events," Keiper says.
"AGLA is committed to providing affordable, innovative life insurance products to its customers to ease that burden.
Quality of Life... Insurance is designed with consumers and Main Street small business owners in mind."
Personal Injury Attorneys
Hughes & Martucci, P.A. 3900 Military Trail, Suite 600 Jupiter, FL Palm Beach Co. 33458 Phone:561-296-9400 Fax:561-296-9404
The attorneys and associates at Hughes
& Martucci P.A. have an extensive
background in the insurance and law
enforcement fields. We strive to
maintain a sense of “the individual
client” by offering personalized
representation that focuses on each
client’s needs as a relationship-oriented
law firm.
Your Local Life Insurance Agent
I'm a licensed life insurance agent with AGLA, my office is located in PGA National in Palm Beach Gardens, I have been in the insurance business for over 5 years.
I specialize in various areas of insurance including but not limited to, basic needs insurance, mortgage protection and acceleration, disability, key man and buy sell insurance for business owners, employee benefits, estate planning concepts trough life insurance, disability, critical illness insurance and supplemental health insurance such as accident plans and cancer insurance.
My services would be of great benefit to you and your clients. Please feel free to contact me any time.
Paola Cala AGLA 300 Ave of Champions, Suite 100 Palm Beach Gardens, FL 33418 Ph: 561.543.2855 Fax: 561.775.0434 Email: [email protected] Website: www.paolacala.com
September – October 2010
MONEY MATTERS NEWSLETTER Volume 1, Number1
September – October 2010
MONEY MATTERS NEWSLETTER Volume 1, Number1
Local Business
Servicing the Palm Beaches
& the Treasure Coast
4455 Military Trail, Suite 100 Jupiter , FL 33458
Phone: 561-427-6100
Team Leader: Michael Brue
Maura S. Curran, Attorney
The Curran Law Firm, P.A.
601 Heritage Drive, Suite 100 Jupiter, FL 33458
Phone: 561-972-8084
www.TheCurranLawFirm.com www.AbacoaVLO.com
Progressive Employer Services
Payroll, Work Comp Benefits, HR
4440 PGA Blvd., Suite 202 PO Box 33043
Palm Beach Gardens, Fl 33420
P 561.471.9961 or 800.317.3626 Fax: 561.848.6446
Cell: 561.644.8315 www.progressiveemployer.com
Tap Tires NEW AND USED TIRES
2201 SE Indian St. Unit # H-14. Stuart, FL 34997
(772) 237-6727
Email: [email protected] www.taptires.com
Treasure Coast
Hispanic Chamber of Commerce
of Palm Beach County, Inc.
809 North Dixie Hwy, 2nd Floor West Palm Beach, FL 33401
Office: 561-832-1986
Fax: 561-832-1891
[email protected] http://www.pbhchamber.com/
Christopher T. Wilson
A Better Copy Center
A Better Copy Digital
561-655-4944 X211
561-655-6120 Fax
561-779-9089 Direct Line
www.bettercopycenter.com
VOTED BEST & BIGGEST SANDWICH IN MIAMI
BY TRAVEL CHANNEL
3499 South Congress Ave, Palm Springs, FL 33461
561-968-727
Keola Health & Well-Being Therapeutic health and wellbeing
studio to area residents.
Downtown at the Gardens 11701 Lake Victoria Gardens Ave 7104
Palm Beach Gardens, FL 33410
http://keolahealth.com
September – October 2010
MONEY MATTERS NEWSLETTER Volume 1, Number1
Local Business
AB ORIENTAL MARKET
1749 N Military Trail WPB, FL 33409
Lihn Athmer
561-686-3655
Bernstein Accounting & Tax Services, Inc.
Mirasol Town Square 11360A Jog Road, Suite 102, #5
Palm Beach Gardens, Florida 33418
Trisha Bernstein 561-627-1489 Phone
561-537-7013 Fax
Nicole Clark
Licensed Insurance Agent
Direct: 561-308-7189 Office: 772-286-6359
Fax: 772-288-4273
"Meeting your Home, Auto and Commercial Insurance Needs"
Green Cleaning Services
Residential, Commercial & Post-Construction
(772) 324-0033 Treasure Coast
(561) 692-3775 Palm Beaches
[email protected] www.ibright.co.nr
Nicole Haboush Allied Yatch Charters
Miami - Ft. Lauderdale - Palm Beach -
La – NY Office: 305.672.9899
Fax: 954.206.0335 Mobile: 305.213.8778
www.alliedyachtcharters.com
Linda Kleywegt
Assistant Branch Manager Seacoast National Bank
585 W Indiantown Rd
Jupiter Fl 33458
Office 561-744-4336 Fax 561-747-4729
www.Seacoastnational.com
Linda Gaddy Independent Cruise Planner
Compass Rose Travel (cruises & land tours)
Ph: 561-577-3435
A single website where students,
their families and other relations can find goods and services students
need for the college years.
Toll Free: 877-833-0764 Main office: 561-459-5014
WareCOMTech - TEKNO101
4400 N. Federal Hwy Ste 24 Boca Raton, Florida 33431
www.tekno101.com
Sydell and Michael Shapiro are always glad to offer suggestions and help
customers select products that best suit
the needs of their pets.
6271 PGA Blvd., Suite 204
Palm Beach Gardens, FL 33418
Phone: 561-627-8808 [email protected]
http://www.woofgangbakery.com/locations/palmbeachgardens.asp
