It’s all about managing identities.

securing banking

valyoues

billion contactless cards issued over the past 6 years

1.3>1.4billion loyalty transactions processed in 2018 for Chinese merchants

Securing the Digitalization of BankingCustomer behavior changes, and technolo-gies need to advance. Are you ready to meet the digital challenges and provide your customers with instant and convenient services? Because these changes give opportunities to redefine your offerings and reaffirm your relevance in the market. These digital challenges not only require secure and smooth customer-facing services, but also internal structures that can manage and verify the digitalization of the customers’ identities, in order to securely carry out any kind of transaction or service.Protecting and managing these identities will be the key to creating innovative services that customers will value and trust.

Enabling channel-agnostic, user-friendly onboarding and a seamless payment experience are important parts of this transition. Open solutions with frictionless security for a top-of-the-art customer experience will not only affect the way your customers do their banking. It will affect conversion and enable new revenue streams, allowing you to be fast-footed when it comes changes in behavior – with future-proof technology.

A holistic digitalization strategy doesn’t just have the potential to drive innovation and profitability. It will also improve your customer relationship and create stickiness. And it’s a solid foundation when facing business crucial challenges, both geographically and regulatory. G+D Mobile Security has a track record of more than 160 years when it comes to creating confidence and building trust, with a future-proof expertise in every-day payments management. Always with the customers at heart!

As an industry leader we are driving the evolution of technology and we are in the forefront in securing digital architectures, as well as the digitalization of customers’ identities.

Our versatile portfolio of scalable and secure solutions and services will support your digital transition journey. And our expert advisors are with you every step of the way to help you master the challenges that lie ahead.

Source: Juniper Research, G+D Mobile Security research

billion IoT Payments indicated in the market by 2023

+2.6 >1.4billion EMV cards provisioned over the past 6 years

billion mobile payments users indicated in the market by 2023

>16 50%

>1.6

flagship banks and a number of subsidiaries, along with other financial institutions, use G+D Mobile Security digital issuance services

annual growth for virtual payment card provision, up to 1 million per month

Financial Institutions

2 3

» Use our experience in securing digital identities to seize the opportunities of the future. «

Whatever services you want to offer your customers, the secure, reliable, comprehensive management of their user data, preferences, and entire digital identities isn’t just a necessary foundation for any digital services strategy. Thanks to new technologies in data analysis, it offers opportunities that go far beyond those of classic customer interactions.

G+D Mobile Security’s experience in managing and provisioning identities physically and virtually creates a seamless identity journey. From onboarding and provisioning to daily usage, everything is monitored by advanced fraud management: our knowledge and powerful solutions will let you secure banking values from the moment a customer signs up for your service throughout the entire customer journey in a secure and safe way.

Your customers’ identity journey

Financial Institutions

4 5

Customer Onboarding

Frictionless everyday payment services

Securely managing every customer interaction

Provisioning sensitive data

Any trustful business relationship is based on a mutual assurance of identity. But relying on physical branches to handle customer acquisition and identification just doesn’t cut it when your newest client might want to sign up at night – or in another part of the world.

G+D Mobile Security’s ID management solutions enable a seamless customer onboarding experience, whenever and wherever they want. This removes the need for a physical meeting in the onboarding process, making it more efficient and convenient, while meeting all relevant regulations thanks to frictionless security.

As customers use your services, they will continuously authorize transactions and authenticate with you to do so. This can either happen at a physical point of sale, where their mobile or card-based payments need to be authorized and secured. Or it can happen virtually, as in the cases of online banking or instant online payment.

Our authentication platform is a complete biometrics suite, offering convenient, reliable mobile identification with the security factor needed for omni-channel payments. Your customer is authenticated by face, voice, fingerprints, or even iris scan. Then an authentication server verifies the customer in a frictionless yet secure manner, allowing your customer to execute services in a safe way with a top-of-the-art customer experi-ence.

Even when all precautions are taken, fraud and cybercrime still pose a real risk. This is why data, transactions, and services should be monitored throughout to prevent losses for you and your customer. Additional fraud prevention measures let you safe-guard your customer’s identity and provide security for the authentication and authorization of transactions.

Our powerful cybersecurity solutions cover the full spectrum of mobile application protection, anomaly detection, and fraud management. This allows you to protect identities and stop fraudulent transactions. The result: a marked decrease in fraud, an increase in cost savings, and enhanced customer satisfaction, as well as a strong brand image as a trustworthy, secure player – always with the customers at heart!

After the customer‘s identity has been securely established, their digital credentials must be generated, managed, and provisioned to their device of choice. This could be a mobile phone, a wearable, or simply a card. Our hub solution lets you work with physical and digital credentials alike – with just one simple connection process that covers all the bases.

Convego® Hub is an easily implemented central platform for all your omni-channel identity and credential management needs. It supports all mobile payment options and brands, integrating with other services to offer mobile payments on any mobile device or wearable. As a matter of course, it also supports classic physical cards. And it is the only solution being qualified by and integrated to both Visa and Mastercard, meaning this solution already has millions of active users around the globe.

Convego CloudPay, our host-card emulation (HCE) and token management solution, consists of the CloudPay Server and the CloudPay Client. Together, they provide provisioning times under 10 seconds and work on hundreds of the world’s most widely used device models. Available as a managed service or software license, it offers seamless lifecycle management, universally certified security, and a unified user experience for mobile pay ments across all schemes.

Convego AppWorld is our customizable smart wallet solution that lets you compile and control all your digital services in one modern, intuitive app. Convego AppWorld gives you the option of dynamically creating and managing services and pushing them to users. The perfect way to engage customers and position your brand for the digital age.

G+D Mobile Security is one of the leading providers of payment offerings, with a strong emphasis on securing transactions in both the online and offline space.

PROVISIO

NIN

G

ONBO

ARD

ING

INSTITUTIONSFINANCIAL

Rela

tions

hip

Chan

ge

Customer Authentication Transaction Authorization

Risk and Fraud

Managem

ent

Man

agem

ent

Physic

al a

nd V

irtu

al

Creden

tials

Man

agem

ent

User frien

dly

Identity Verificatio

n

Allow customers to seamlessly onboard your services via compliant digitalized online identification

With a one-stop issuing integration, your customers can pay smoothly regardless channel or device

Enhance the everyday customer experience by offering secure services, such as a compliant two-factor biometric solution

Use your customers‘ data to safeguard them as well as enable customized

offerings based on behavior

Based on your customers‘ needs, you can manage their accounts in a secure and safe

way thru the whole customer journey

MA

NA

GEM

ENT

MO

NETIZATION

USAGE MONETIZATION

DIS

CO

NTI

NU

ATIO

N

REN

EWA

L

Securing the Digitalization of Banking and Daily Life Usage.

Source: Juniper Research, Contactless

Payment Report 2018

Financial Institutions

6 7

Toronto

Stockholm

LondonMoscow

Helsinki

Warsaw

Munich

Neustadt

Milan

Paris

Madrid

Casablanca

BarcelonaIstanbul

New Delhi

Chennai

Mumbai

Beijing

Huangshi

SeoulTokyo

Melbourne

Sydney

Singapore

Jakarta

Hong Kong

NanchangShanghai

Johannesburg

DullesAtlanta

TwinsburgSan Jose

Mexico City

São Paulo

Buenos Aires

Dubai

Pune

Giesecke+Devrient Mobile Security GmbHPrinzregentenstrasse 159 81677 Munich Germany

www.gi-de.com/mobile-security

mobilesecurity@gi-de.com

© Giesecke+Devrient Mobile Security GmbH, 2019

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Managing identities in a connected worldG+D Mobile Security is a global mobile security technology company headquartered in Munich, Germany. The company is part of the Giesecke+Devrient group. G+D Mobile Security has a workforce of 5,700 employees and generated sales of approximately EUR 812 m in the 2017 fiscal year. More than 40 sales and partner offices as well as 20+ certified production and personalization sites and data centers ensure customer proximity worldwide.

G+D Mobile Security manages and secures billions of digital identities throughout their entire lifecycle. Our products and solutions are used every day by commercial banks, mobile network operators, car and mobile device manufacturers, business enterprises, transit authorities, health insurance providers, and their customers to secure payment,communication, and device-to-device interaction. G+D Mobile Security is a technology leader in its markets and holds a strong competitive position.