Sears · • Layaway payments must be made at the Sears store where your order was initiated or...

2
• How often do I make payments? Payments are to be made every two weeks. They must be made at the store where you initiated your contract or made online at sears.com/layaway. • When I make my final payment, can I pick up my items right away? If your item is being held in the store, you can pick your item up right away. If your item is reserved offsite, you must make your final payment in the store where you opened your contract and schedule a pickup or delivery time. • What can I put on layaway? Items that are available in store and are in stock are eligible for layaway. (Exclusions may apply. Ask an Associate for details.) • Is there a penalty for completing my contract early? No. You can shorten your layaway contract at any time by making the final payment early. • Can I cancel a layaway contract? Yes, you can cancel any layaway contract. You will receive a refund of your payments made to date, minus the service and cancellation fees** . Sears layaway the easy way to pay style-away entertain-away chill-away fit-away FAQs mow-away make small payments pay over time no finance charges How Sears layaway works: Para información en español vea el reverso Sears Layaway Terms and Conditions: Type and amount of merchandise is used in determining layaway contract length and final due date. Layaway contract length is either 8 weeks or 12 weeks, except where final due date is impacted by seasonal events. The service fee on all new layaway contracts is $5.00 for an 8-week contract and $10.00 for a 12-week contract.** The cancellation fee on all new layaway contracts is $10.00 for an 8-week contract and $20.00 for a 12-week contract.** For an 8-week contract, the down payment is $15 or 20% of total contract amount (whichever is greater). For a 12-week contract, the down payment is $30 or 20% of total contract amount (whichever is greater). The biweekly payment schedule for all new layaway contracts is dependent on the layaway contract length. Payment due dates and amounts due will be printed on your receipt. Layaway merchandise will be Retuned to Stock seven (7) days after a missed payment. If layaways merchandise is Returned to Stock for delinquency of payment, the customer is eligible for a refund minus the Service and Cancellation Fees. Exclusions apply, see sears.com or an Associate at the register for details. Not available at all Sears stores. Layaway payments must be made at the Sears store where your order was initiated or online. **Except where prohibited by law. See stores for state specific fee limitations. Shop layaway, make payments and manage your account online! sears.com/layaway Sears layaway is just one of the many ways to pay at Sears. Ask an Associate for more details. Sears layaway payment examples: Equals $15 or 20% of total payment (whichever is greater) for 8-week plan, or $30 or 20% of total payment (whichever is greater) for 12-week plan. †† Total payment includes $5 or $10 service fee except where prohibited by law, in which case the total payment would be less than that amount. *12-week payment plan option only available for purchases over $400 with a $10 service fee. 8-week payment plan purchase amount down payment 4 easy payments total payments †† $100 $21 $21 $105 $200 $41 $41 $205 $300 $61 $61 $305 $400 $81 $81 $405 12-week payment plan* purchase amount down payment 6 easy payments total payments †† $400 $82 $55 $410 $500 $102 $68 $510 $600 $122 $82 $610 availability: online & in store in store only* Option 8 weeks 12 weeks Service Fee $5 $10 Cancellation Fee $10 $20 Down Payment $15 or 20% whichever is greater $30 or 20% whichever is greater Bi-weekly Payments 4 Payments 25% of balance due after down payment 6 Payments 16.7% of balance due after down payment relax-away how it works 4 easy steps *12-week options available in most locations with a total purchase of $400 or more. See Associate for details. Shop for virtually anything and bring your items to any Sears register or add to your online shopping cart. Make your down payment (see payment examples table). Make payments every two weeks online or at any Sears register. Use cash, check or debit/credit card. Pick up your items if they are held at the store. For items held at the warehouse, schedule a pickup or delivery time. 1 2 3 S 4

Transcript of Sears · • Layaway payments must be made at the Sears store where your order was initiated or...

• How often do I make payments? Payments are to be made every two weeks. They must be made at the store where you initiated your contract or made online at sears.com/layaway.

• When I make my final payment, can I pick up my items right away? If your item is being held in the store, you can pick your item up right away. If your item is reserved offsite, you must make your final payment in the store where you opened your contract and schedule a pickup or delivery time.

• What can I put on layaway? Items that are available in store and are in stock are eligible for layaway. (Exclusions may apply. Ask an Associate for details.)

• Is there a penalty for completing my contract early? No. You can shorten your layaway contract at any time by making the final payment early.

• Can I cancel a layaway contract? Yes, you can cancel any layaway contract. You will receive a refund of your payments made to date, minus the service and cancellation fees**.

Sears layawaythe easy way to pay

style-away

entertain-away

chill-away

fit-away

faqs

mow-away

• make small payments• pay over time• no finance charges

How Sears layaway works:

Para información en español vea el reverso

Sears Layaway Terms and Conditions:

Type and amount of merchandise is used in determining layaway contract length and final due date. Layaway contract length is either 8 weeks or 12 weeks, except where final due date is impacted by seasonal events. • The service fee on all new layaway contracts is $5.00 for an 8-week contract and $10.00 for a 12-week contract.**• The cancellation fee on all new layaway contracts is $10.00 for an 8-week contract and $20.00 for a 12-week contract.** • For an 8-week contract, the down payment is $15 or 20% of total contract amount (whichever is greater). • For a 12-week contract, the down payment is $30 or 20% of total contract amount (whichever is greater). • The biweekly payment schedule for all new layaway contracts is dependent on the layaway contract length. • Payment due dates and amounts due will be printed on your receipt. • Layaway merchandise will be Retuned to Stock seven (7) days after a missed payment. • If layaways merchandise is Returned to Stock for delinquencyof payment, the customer is eligible for a refund minus the Service and Cancellation Fees. • Exclusions apply, see sears.com or an Associate at the register for details.• Not available at all Sears stores. • Layaway payments must be made at the Sears store where your order was initiated or online.

**Except where prohibited by law. See stores for state specific fee limitations.

Shop layaway, make payments and manage your account online! sears.com/layaway

Sears layaway is just one of the many ways to pay at Sears. Ask an Associate for more details.

Sears layaway payment examples:

† Equals $15 or 20% of total payment (whichever is greater) for 8-week plan, or $30 or 20% of total payment (whichever is greater) for 12-week plan.

†† Total payment includes $5 or $10 service fee except where prohibited by law, in which case the total payment would be less than that amount.

*12-week payment plan option only available for purchases over $400 with a $10 service fee.

8-week payment plan

purchase amount

down payment†

4 easy payments

total payments††

$100 $21 $21 $105$200 $41 $41 $205$300 $61 $61 $305$400 $81 $81 $405

12-week payment plan*

purchase amount

down payment†

6 easy payments

total payments††

$400 $82 $55 $410$500 $102 $68 $510$600 $122 $82 $610

availability: online & in store in store only*

Option 8 weeks 12 weeks

Service Fee $5 $10

Cancellation Fee $10 $20

Down Payment $15 or 20% whichever is greater

$30 or 20% whichever is greater

Bi-weekly Payments

4 Payments 25% of balance due after down payment

6 Payments 16.7% of balance due after down payment

relax-away

how it works4 easy steps

* 12-week options available in most locations with a total purchase of $400 or more. See Associate for details.

Shop for virtually anything and bring your items to any Sears register or add to your online shopping cart.

Make your down payment (see payment examples table).

Make payments every two weeks online or at any Sears register. Use cash, check or debit/credit card.

Pick up your items if they are held at the store. For items held at the warehouse, schedule a pickup or delivery time.

1

2

3

S

4

• ¿Cada cuánto tiempo hago los pagos?Los pagos se deben hacer cada dos semanas. Deben ser efectuados en la tienda donde iniciaste tu contrato o en línea a través de Sears.com/layaway.

• Al momento en que haga mi último pago, ¿puedo recoger mis artículos al instante?Si el artículo está guardado en la tienda, lo puedes buscar al instante. Si el artículo está en otro lugar, debes hacer el último pago en la tienda donde hiciste el contrato y programar una hora para recoger o para entrega.

• ¿Qué puedo dejar en layaway?Los artículos que estén disponibles en la tienda son elegibles para layaway. (Pueden aplicar exclusiones. Pregunta a un Asociado para detalles.)

• ¿Hay alguna penalidad por terminar mi contrato antes de tiempo?No. Tú puedes disminuir el contrato de layaway en cualquier momento realizando el último pago antes del tiempo correspondiente.

• ¿Puedo cancelar mi contrato de layaway?Sí, puedes cancelar cualquier contrato de layaway. Recibirás un reembolso de los pagos que hayas hecho hasta el momento, descontando los cargos de servicios y de cancelación**.

Sears layawayla manera fácil de pagar

estilo

entretenimiento

refrigeración

ejercicio

jardinería

• haz pequeños pagos

• paga en un cierto plazo

• sin cargos por financiamientoCómo trabaja el layaway de Sears:

for information in English, see reverse.

Términos y Condiciones de Sears Layaway:

El tipo y cantidad de mercancía es utilizada para determinar el periodo del contrato de Layaway y su fecha de vencimiento. El periodo del contrato Layaway es de 8 semanas o 12 semanas, excepto cuando la fecha de vencimiento sea afectada por eventos de temporada. • El cargo por servicio en todos los contratos nuevos de Layaway es de $5.00 por un contrato de 8 semanas y $10.00 por un contrato de 12 semanas**. El cargo por cancelación en todos los nuevos contratos es de $10.00 para los contratos de 8 semanas y $20.00 para un contrato de 12 semanas**. • Para un contrato de 8 semanas, el pago inicial es de $15 o el 20% de la cantidad total del contrato (lo que sea mayor). • Para un contrato de 12 semanas, el pago inicial es de $30 o 20% del total del contrato (lo que sea mayor) • El plan de pago bisemanal para todos los contratos nuevos de Layaway depende del periodo del contrato. • Las fechas de pagos y las cantidades serán impresas en su recibo. • La mercancía en Layaway será Regresada a la Mercancía de la tienda siete (7) días luego de la falta de un pago. Si la mercancía de Layaway se Regresa a la Mercancía de la tienda por la falta de un pago, el cliente es elegible para un reembolso descontando los Cargos por Servicio y Cancelación. • Exclusiones aplican, visite Sears.com o hable con un Asociado en la caja registradora para detalles. • No está disponible en todas las tiendas Sears. • Los pagos de Layaway deben de hacerse en la tienda Sears donde se inició su orden o en línea.

**Excepto donde lo prohíba la ley. Visite las tiendas para saber las limitaciones estatales específicas sobre cargos.

Ejemplos de pagos a Sears layaway:

† Es igual a $15 ó 20% del pago total, lo que sea mayor, para el plan de 8 semanas o $30 ó 20% del pago total, lo que sea mayor, para el plan de 12 semanas.

†† El pago total incluye un cargo de $5 ó $10 por servicio, excepto donde esté prohibido por la ley, en cuyo caso el pago total sería menos de esa cantidad.

* La opción de pago de 12 semanas está disponible sólo para compras de más de $400 con un cargo por servicio de $10.

plan de pago de 8 semanas

cantidad de la compra

pago inicial†

4 fáciles pagos pago total††

$100 $21 $21 $105$200 $41 $41 $205$300 $61 $61 $305$400 $81 $81 $405

plan de pago de 12 semanas*

cantidad de la compra

pago inicial†

6 fáciles pagos pago total††

$400 $82 $55 $410$500 $102 $68 $510$600 $122 $82 $610

disponibilidad en línea y en la tienda sólo en la tienda

Opción 8 semanas 12 semanas

Cargo por Servicio $5 $10

Cargo por Cancelación $10 $20

Pago Inicial $15 ó 20% lo que sea mayor

$30 ó 20% lo que sea mayor

Pagos Bisemanales

4 Pagos 25% del balance luego

del pago inicial

6 Pagos 16.7% del balance luego

del pago inicial

exterior

cómo funciona preguntas frecuentes4 fáciles pasos

* La opción de pago de 12 semanas está disponible sólo para compras de más de $400. Ver a un Asociado para detalles.

Compra básicamente todo y trae tus artículos a cualquier caja registradora de Sears o añádelos a tu carro de compras en línea.

Haz tu pago inicial(mira la tabla con ejemplos de pagos).

Haz pagos cada dos semanas en línea o en cualquier caja registradora de Sears. Usa dinero en efectivo, cheque o una tarjeta de débito/crédito.

Recoge tus artículossi están en la tienda. Para los artículos que estén en el almacén, programa una hora para recoger o para entrega. ¡Compra con layaway, haz tus pagos

y maneja tu cuenta en línea!sears.com/layaway

Sears layaway es sólo una de las maneras para pagar en Sears. Pregunta a un Asociado para más detalles.

1

2

3

S

4