ScheduleofBankCharges-DEc 2014

8/9/2019 ScheduleofBankCharges-DEc 2014

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Schedule of Charges

July - Dec 2014


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Page#

Contents

DOMESTIC BANKING

S.#

0203

04-06

08-0909-1111-14

06-08Articles in Safe Deposit & Safe Deposit Lockers

A. RemittancesB. Bills

C. Project Finance/Advances/UBL Business LineD. Sale / Purchase of Securities, Custody of

E. GuaranteesF. Local Trade BusinessG. Miscellaneous Charges

34-35

Premium Banking

INTERNATIONAL BANKING

A. ImportsB. Exports 35-37

C. Remittances 37-39D. Miscellaneous 39

UBL Signature - Priority Banking 15-17

18-19

Branchless & E-Banking 22-25

Communication Charges - General 40-41

Consumer Banking 26-32

33-39

Description

01.

02.

03.

05.

06.

07.

08.

01

Important Notes09. 42

Bank Charges for Government Business04. 20-21


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DOMESTIC BANKING

DOMESTIC BANKING

01


4/44

DOMESTIC BANKING

02

Particulars Charges

A. REMITTANCESSCGL

Code

1) Cashier's Cheque/Corporate BankersCheque - CBC a) Issuance of Cashier's Cheque / CBC - 54200100 1009

Rs. 1000/- (flat)

Rs. 200/- (flat)

Rs. 500/- (flat)

Through AccountThrough Cash (For account holder &non account holder)Up to Rs.100K

Above Rs.100K

Same as 1(a) above

1010

1011

54200150

54200120

b) Cancellation of Cashier's Cheque /CBC

c) Issuance of Duplicate Cashier's Cheque /CBC

54200110 1009

54200100 1009 d) Issuance of instrument for payment of fees/dues in favor of Educational Institution HEC/Board etc.

2) Inter Branch Online Transactions-both Within City & Intercity

1006 a) Cash Deposits (Charges are to be recovered from the Depositor)

i) Within City ii) Intercity

b) Online Funds Transfer in PKR (Account to Account transfer within UBL) (Charges are to be recovered from the

remitter)

Free0.10% or Min Rs. 300/-whichever is higher

54203670

54200200 1007

Rs. 300/- (flat)

Rs. 500/- (flat)

No service fee shall be charged fromstudents depositing the amount of feedirectly in the fee collecting account

For Account HoldersFor Non Account Holders

Note:

0.50% of fee/dues or Rs.25/-per instrument whichever isless.(Charges are inclusiveof Sales Tax/FED)

The Inter Branch (account to account) Foreign Currency Funds Transfer facility is available in all CBS

branches.

54200450

54200450

1012

1013 b) Refund in Lieu of Lost Rupee Travelers Cheques

Rs. 500/- per applicationRs. 10/- per leaf

7) Rupee Travelers Cheques a) Issuance of Rupee Travelers Cheques



c) Inter Bank Funds Transfer - IBFT via Branches and Contact Centre (through 1 Link within Pakistan only; charges are to be recovered from the remitter)

Rs. 300/- (flat) 54200250 -

(Charges are to be recovered from theBeneficiary)

e) UBL Cheque Deposit



6) Duplicate SDR / TDR / FDR Issuance Charges

54200150

54200300

1010

1109

4) DD/MT/PO Cancellation Charges Rs. 500/- (flat)

Rs. 250/- (flat)

5) Issuance of SDR (Security Deposit Receipt)

Through AccountThrough Cash

54200400 1111

FreeRs. 1000/- (flat)

or 0.10% whichever is higher

Note:

54200240 1007

a) Within Cityb) Intercity

3) Inter Branch (A/c to A/c) Foreign Currency Funds Transfer (Charges to be recovered from Remitter)

USD GBPEURO AED

Free

5/- 3/-4/- 20/-

SAR 20/-

Minimum

i) Within City

d) Cash Withdrawals (Charges are to be recovered from the account holder)

ii) IntercityFree0.20% or Min. Rs. 350/-whichever is higher

54203680 1008

542002801015


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DOMESTIC BANKING

03

SCChargesParticulars

GL

Code

Note:In addition to above, commission/service charges, courier/postage / fax charges will also berecovered according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head / Divisional Head.

In addition to the charges above, all applicable Government levies will also be recovered.

In case urgent collection of Local cheque of Rs. 0.500 mln and below, additional charges ofRs. 200/- per collection and above Rs 0.500 mln, additional charge of Rs 300/- per collection isto be recovered.Postage / Courier charges are to be recovered on collection / realization of each instrument(whether clean or documentary). However, in case where party has deposited more than 1cheque instrument on particular date to be collected /drawn on the same branch of the bank,postage / courier charges are to be recovered only once.Collecting agent's charges, if the collecting bank is other than the bank, will also be recovered.Communication charges will be recoverd, if fate of the instrument is asked for by telephone.

No charges, if branch is situated within a radius of 25 km as it will be treated as a local branchor within catchment area of NIFT if clearing is handled as a local clearing.OBC charges only to be collected where cheques are physically lodged in collection.

Note:

0.25%, Min. Rs. 250/- 54201450 1014Max Rs. 10,000/-

B. BILLS

Rs. 300/- (flat) 54203660 1089

-

c) Deduction of Cashier's Cheque Issuance Charges in Direct Collection where NIFT/NBP services are not available

2) Purchase of Bills:a) Documentary other than those drawn against Letter of Credit

54206300 -

54206300 -b) Other cheques / demand instruments(like Dividend Warrants)

0.40%, Min Rs. 800/- plusmark-up from the date ofpurchase to the date ofpayment. (PlusCommunication Charges)

0.60%, Min Rs.250/-(Plus CommunicationCharges)

d) Mark-up shall be applied as under on bills purchased / negotiated

i) If retired upto 21st day from the date of

purchase

54206300 -

54 paisa per Rs.1,000/-

per day on actual finance.54 paisa per Rs. 1,000/-per day plus Bankscommission @10 paisaper Rs. 100/-

ii) If retired during next 210 days

c) i) Returning charges for documentary /clean collections from payee account in case the instruments are returned unpaid

Rs. 500/- per transaction

52700430 -

For PKR Account

ii) Returning charges for documentary / clean collections from drawer account in case the instruments are returned unpaid

For FCY Account USD 10/- or equivalentper transaction

Rs. 500/- per transactionFor PKR Account

For FCY Account USD 10/- or equivalentper transaction

Regular CC Issuancecharges through Accountas per page no. 2, Itemno. 1(a)

.Where Online system is down, remittance may be sent by other means but Inter Branch OnlineTransactions charges will be recoveredSee Page 11 - 13 for waivers on Business Partner and Business Partner Plus Account.ISB/Rwp, Chenab Nagar (Rabwah)/Chiniot and Khusab/Jahurabad are to be treated as twin cities &all online transactions should be treated as within city.

In addition to above, commission/service charges, courier/postage / fax charges will also be recoveredaccording to prescribed tariff (wherever applicable)In addition to the charges above, all applicable Government levies will also be recovered.Charges negotiable on case to case basis under approval of relevant Business Head / Divisional Head.For Inter Branch Online transaction, OBC charges would not apply.

1) a) Clean (including cheques / dividendwarrants / Bank Drafts / beyond NIFT / OBC

Centers/ APC etc). b) Intercity Clearing Charges


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DOMESTIC BANKING

04

Particulars ChargesSCGL

Code

On case to case basis asper agreement with theparty.

C. i) PROJECT FINANCE /ADVANCES

Following charges may be recovered in additionto interest / markup / return on investment

1) Fee and charges in respect of Project Financing

a) Project evaluation / Appraisal fee 54202000 2001

c) Legal documentation fee for Trade Related /

Project Finance

On case to case basis as

per agreement with theparty.

57800600 -

b) Commitment fee (on undisbursed balance) from the date of sanction to the date of disbursement (on fund based commitment only)


54202050 2002

d) Trusteeship fee (to be recovered by the lead bank in case of consortium financing)


54202100 2003

e) Restructuring and Re-scheduling fee On case to case basis asper agreement with theparty.

54202150 2004

f ) Restructuring and Re-scheduling fee for SAM related projects


54202150 2006

At Actual2) Evaluation charges of property for security Purpose

54202000 2005

54202200 20073) Non-Refundable Processing Fee for SME / Commercial Advances including Funded and Non-Funded Facilities

Upto Rs. 1 mIn Fresh / enhancement /renewal CA Rs. 5,000/-0.7% of facilities amount,whichever is higher.

Above Rs.1 mIn and upto Rs.100 mln Fresh/ enhancement/renewal CA Rs. 7,500/- or0.05% of facilities amount,whichever is higher.

Above Rs. 100 mln Negotiable with subject to aminimum of Rs. 50,000/-

4) For finance against pledge / hypothecation:

a) Godown Rent At Actual 54202250 2008

b) Godown staff salaries of Godown Keepers / Chowkidar.

54202250 2009

c) Godown Inspection Charges Shall be credited to Bank'sIncome Account

54202250 2010

i) Within municipal limits or within a radius of 10 kilometers from the branch

Rs.200/-Rs.500/-Rs.1,000/-Rs. 2,000/-

54202250 2010

Stock Value Upto Rs.1 mlnStock Value Above Rs.1 mln to 5 mlnStock Value Above Rs.5 mln to 10 mlnStock Value Above Rs.10 mln

At Actual

Plus actual conveyancecharges

(Max. one visit per month)

e) Storage charges 54206300 -i) Free, if cleared within 3

days of its receipt by thebranch.ii) Rs. 2/- per packet perday, Min Rs.100/-


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DOMESTIC BANKING

05

Particulars Charges

Note:In addition to above, commission/service charges, courier/postage / fax charges will also berecovered according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head / Divisional Head.In addition to the charges above, all applicable Government levies will also be recovered.

SCGL

Code

2022 (Form Credit / Loan), 2023 (Non Form Credit / Loan)

iii) Seasonal lending (cotton, rice etc.)Stock Value Upto Rs.5 mlnStock Value Above Rs.5 mln

Rs.300/-Rs.500/-Plus T.A. & D.A. as perrules. Applicable to staff only

d) Delivery Charges i) If a Godown Keeper is not posted,

conveyance charges will be recoveredii) Directors search / charge search / local credit report / independent stocks verification / independent credit report / assets valuation

At Actual

54202250

e) CIB Report

f) Other Incidental Expenses:

Insurance Premium, Legal Charges etc.

g) Handling charges on marking of lien on Govt. Securities

h) Marking of lien on securities issued by UBL for other banks

At Actual

Rs.500/- (flat) per customer

Rs.500/- (flat) per customer

57800500

54202300

54202300

Rs.100/- (flat)Rs. 300/- (flat)

5) Other Charges on Advances

a) For the Issuance of NOC on the request of customers for creating additional/ pari-passu

charge/second charge on their fixed assets for acquiring further project finance, finances from other banks/financial institutions.

Rs.10,000/- (flat) pertransaction

57800500

iii) Rs.3,000/- for all NonFarm limits (Fresh /

Renewals / Enhancements)

ii) Rs.2,000/- for FreshFarm /Enhancements oflimits exceeding Rs.1 mln

b) For the Issuance of NOC on the request of customers for creating charge on their current assets.

Rs.10,000/- (flat) pertransaction

57800500

6-a) Redemption of charge fee to be recovered from the party when bank officers are called before Registrar for redemption for the

mortgage.

Rs.2,500/- (flat) perproperty

57800500

b) Vacation of Charges Rs.1,000/- per property 57800500

7-a) Registration with SECP & Lawyer's charges for both Private & Public limited companies where charge on current or fixed assets is registered

Actual plus Rs. 1,000/- percase

57800500

b) Registration of charge at Registrar's office. For Partnership/Proprietorship firms/ individual finances exceeding Rs.0.500 (M)

for mortgage at registrar of Property office

Actual plus Rs. 1,000/- percase

57800500

8) Agri Proposal Processing Fee on Booking of New Customers/Fresh Facility or Enhancing the Limit

i) Rs.1,000/- for FreshFarm Loans/Enhancementsof limits up to Rs.1 mln

54202200

54202250

57800700

i) For Individualii) For Corporate Entities

2010

2013

2014

2015

2016

2017

2018

2019

2020

2021

20222033

2011

2012

At Actual

ii) Outside the above limits 54202250 2010T.A. & D.A. as per rules.Applicable to staff only inaddition to charges atc (i)above


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DOMESTIC BANKING

06

Particulars Charges

C. ii) UBL BUSINESSLINE

542022001) Processing Charges

5) Late Payment Charges 2% on outstanding principal,if not specified.

6) Property Insurance As specified in the loandocuments, or actual (maxof 3%) if not specified

54205500

09) Refund via cashiers cheque (CC) Regular CC charge as per page no. 2, Item No. 1 (a)will apply for all consumerrefunds.

54200100

10) Line Renewal Charges As per the loan documents,or @ 0.05% of credit line orRs. 5,000/- whichever ishigher, if not specified

54202200

7) Life Insurance Optional. As per the ratequoted by the InsuranceCompany.

08) Default due to lack of funds on standing instructions

As per the loan documents,or Rs. 2,000/- if notspecified

54208050

Note:These Charges are quoted by the vendor & are subject to change.In addition to above, commission/service charges courier/postage / fax charges will also berecovered according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head / Divisional Head.In addition to the charges above, all applicable Govt. levies will also be recovered includingSales Tax/ FED

SCGL

Code

As per the loan documents,or Rs. 5,000/-(non-refundable),if not specified

As per the loan documents,or Rs. 4,000/- (non-refundable),if not specified

542020002) Appraisal Charges

3) Legal Charges As per the loan documents,or Rs. 4,000/- (non-refundable),if not specified

57800600


542056004) Income Estimation Charges

3006

3009

-

3008

-

-

3007

-

-

-54302200

5) Withdrawal fee on Govt. Securities Rs.10/- per scrip, Min. Rs.75/- 54208050 -

6) Charges for collection of interest / return / dividend 0.30% on amount of interest/return dividend collected/paid Min Rs.20/- plus out ofpocket expenses Rs. 8,000/-

54208050 -

D ). SALE AND PURCHASE OF SECURITIES, SAFE CUSTODY ARTICLES IN SAFE

DEPOSIT AND SAFE DEPOSIT LOCKERS

2) Sale / purchase of shares and securities

Free - A/c CreditSame as Cashier's Cheque(Ref page No.1,( 1-a )

54202750 -1) Refund to unsuccessful applicants for IPOs

a) For A/c holderb) For non A/c holder

3) Shares / securities held in safe custody (to be recovered on quarterly basis)

Rs. 500/- flat per transaction

Rs. 850/- flat

54208050

54208050

-

-

0.25% upto Rs.10,000/-of

the paid-up or face valueMin Rs.50/- and 0.125 % onamount exceedingRs.10,000/- Min Rs.100/-

4) Withdrawal fee on shares and securities held in

safe custody (to be recovered at the time of withdrawal)

54208050 -

54302200


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DOMESTIC BANKING

CodeParticulars Charges

07

No NIFT charges if MICRcodes are on the DividendWarrant otherwise Rs.10/-each

13) Lockers

12) Articles in safe deposit - Envelopes 54208050 -

8) NIFT charges on the Dividend Warrant

7) Stop payment Charges per Dividend Warrant Rs.150/- flat 54208050 -

Commission @ Min. 0.5% oftotal amount of successfulapplications plus out of

pocket expenses, Min.Rs.25,000/- and MaxRs. 100,000/- (subject tonegotiation of rate basedon volume of business)

9) Handling charges for conversion / renewal / consolidation or sub-division of Govt. securities

10) Public flotation of shares / Modaraba Certificates / Offer for sale of shares / Disinvestment / Term Finance Certificates/Sukuk

11) Issue of Right shares

Rs.20/- per scrip 54208050

54208050

-

-

54208050 -Commission @ 0.50% onaggregate amount ofsuccessful applications,plus out of pocket expenses,Min. Rs.20,000/- (subject to

negotiation of rate based onvolume of business)

SCGL

i) Boxes & Packages Rs. 5/-flat per 100 cubic inches orany part thereof with aminimum of Rs. 400/- perquarter.ii) Envelopes Rs. 3/- flat per25 square inches or any partthereof with a minimum ofRs. 400/- per quarter.

b) Late payment charges

(plus over due yearly rent)

*Late payment charges will be recovered onceannually after rent is overdue for more than30 daysc) Breaking Charges

10%* of the applicable

annual locker rent every year

Rs 3,500/- (flat) per Lockeror at actual, whichever ishigher

54205500

54202850 1020

1019

54208050

54202850

-

1017

Safe deposit lockers fee to be recovered in advance at the commencementof the period

3,000/- 3,500/- 4,000/- 5,000/-

a)

Annual feeKey Deposit (One time only)

Small

2,500/- 3,500/- 5,500/- 7,500/-

Medium Large Extra Large

14) Investor Portfolio Securities (IPS) Account -

Domestic Clientsa) Custodial Charges

b) Transaction Charges (Sale & Purchase)

c) Security Movement/Transfer Charges

Free

Free

Free

54202600 -

15) Investor Portfolio Securities (IPS) Account - International Clients (SCRA) a) Custodial Charges Upto Rs.100/- mln - 0.05%

p.a. per issueAbove Rs.100/- mln 0.025%p.a. per issue

54202600 -

b) Primary Market Participation Fee

c) IPS Statement

d) Security Movement/Transfer Charges

5 bps per transaction

Quarterly FreeOn Demand Rs. 100/- perstatement

Rs. 500/- per transaction

54202600 -

54202600 -

54202600

54202600 -

-

d) IPS Statement Quarterly Free On DemandRs. 100/- per statement

Note:

54202700 -


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DOMESTIC BANKING

Particulars Charges

08

E. GUARANTEES

1) Guarantee issued to shipping companies in lieu of Bills of Lading / Endorsement of Airway Bills

2) Guarantees secured by cash margin / lien

over deposits

3) Consortium / Syndicate Guarantees

Rs.1,500/- (flat) 54203000

31501020

54203150

SGT

MO2 /

MO3

-

0.50% per quarter or part

thereof, Min. Rs.500/-

As per Term Sheetapplicable for the entireSyndicate members

5) a) Back to Back guarantees including issued against counter guarantee of Foreign correspondent bank and Performance

Bonds, Bid Bonds, Advance Payment Guarantees, etc.

As per Other Guarantees,Clause 4, above(commission subject

negotiations with clientsand correspondentarrangements)Min USD 100

54203150 BGC

6) Amendment 54203150 BGCRs.1,200/- per amendment(flat) or commission at ratespecified above if amendmentinvolves increase in amountor extension in period. Incaseof back to back Guarantee:USD 75 or commission at ratesspecified under item 5 (a) and(b) above, if amendmentinvolves increase in amount

or extension in period.

4) Other Guarantees Where total volume of guarantees being issued on behalf of customer during a calendar year is:

(a) Upto Rs.25 mln

(b) Rs.50 mln

(c) Rs.100 mln

(d) Over Rs.100 mln

(Quarter will start from thedate of issuance ofGuarantee)

0.50% per quarter or part

thereof

0.40% per quarter or partthereof

0.35% per quarter or partthereof

Negotiable (see note below)Minimum Commission

Rs.2,000/- per annum perGuarantee or Rs.600/- perquarter wherever Guaranteevalidity is less than one year.Charges may be waivedagainst 100% cash kept inMargin Account

b) Counter Guarantee issued by us for guarantee issuance abroad

54203150 BGCAs per Other Guarantees,Clause 4, above (commissionsubject to negotiations withclients and correspondentarrangements) Min. 100USD

SCGL

Code

54203150 BGC

Note:

In addition to above, commission/service charges, courier/postage / fax charges will also berecovered according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head / Divisional Head.In addition to the charges above, all applicable Government levies will also be recovered.

7) Service charges for handling claims lodged by beneficiary

a) Guarantees issued at customer's request

within Pakistan

b) Guarantees issued at request of foreign

banks / back to back

c) Guarantees issued by banks abroad at our

request

Rs 1,800/- (flat)

USD 120 (flat) or equivalent

USD 120 (flat) or equivalent

54203150 BGC


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DOMESTIC BANKING

09

Particulars Charges

F. LOCAL TRADE BUSINESS

1) Local Imports LC a) Inland Letters of Credit issuance

b) Inland LC Amendment charges

Upto 0.4% per quarter orpart thereof Min Rs. 2,200/-54206000

54206050

LOC

AMCRs.1,500/- (flat) pertransaction plus commissionas per item a) above ifincrease in amount.

SCGL

Code

-

-

57800400 SWF

i) LC Issuance

Min. Rs.1,000/- or actualwhichever is higher

Min. Rs.2,000/- or actualwhichever is higher

ii) Amendment Issuance

Rs.350/- per duplicateadvice

54206100 LCN

d) Duplicate Advices 57800500

54206850

f) Inland LC Cancelation Charges

2) Local Import Bills

a) Sight Billsi) Collection charges for Inland LC / Restricted LC & Handling of Inland Import Documents against PAD Bill (Sight Bill)

Rs. 1,500/- (flat) per bill 54206750 HDC

ii) Retirement of Bills

60 paisa per Rs.1,000/- perday from the date ofnegotiation Plus Bankcommission @ 0.25%

on the PAD amount(net of margin) created

If retired within 3 days from the date of lodgment in PAD

54206850 XCB

b) Usance Bills

i) Collection Charges 0.40% per bill Min. Rs.1,500/- 54206400 RT1

If retired after 3 days from date of lodgment in PAD

65 paisa per Rs. 1,000/-per day from the date ofnegotiation plus Bankscommission @ 0.25% onthe PAD amount created

54206300 LECii) If bill matures after expiry of LC Charges under b) i) plusdelivery of documentsagainst acceptancecommission @ 0.10% permonth on bill amountrealization from the date ofexpiry of LC

e) Handling of Inland LC Documents with discrepancies

54206850 DEC

d) Inland LC Documents Returned Unpaid HDC54207650Rs. 3,000/- (flat) plus swiftcharge Rs. 1,000/- flat &Communication charges

Rs. 3,000/- (flat) plus swiftcharge Rs. 1,000/- flat& Communication charges

Payment commission;Rs.600/- (flat)

c) Payment of Bill drawn under Inland LC 54201000 POC

Rs.2,000/- plus swiftcharges Rs.1,000/- flat &communication charges

e) Sales Tax/ FED invoice certificate Rs.1,000/- per certificate

c) Swift Charges

f) Issuance of Business Performance Certificate of Previous Years at the

Customers Request

Rs.3,000/- (flat) percertificate

-54206850

Note:

The Bank reserves the right to charge different rates on the basis of volume and security offeredsubject to prior approval by concerned sanctioning authority.In addition to above, commission/service charges, courier/postage / fax charges will also berecovered according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head /Divisional Head.In addition to the charges above, all applicable Government levies will also be recovered.


12/44

DOMESTIC BANKING

10

i) Above, mark-down for every 15 days from the date of purchase till the date of maturityii) If discounted later on, marked down rate

to be obtained from treasury through business

Particulars Charges

As per FIG arrangementiv) Inland LC Confirmation charges

0.40%, Min Rs 1,000/-b) Collection of Documentary Bills drawn under inland

Rs. 250/- per duplicateadvise

d) Duplicate Advices

Rs. 1,000/- (flat) per bill

Rs. 500/- (flat) per bill willbe charged by theforwarding branch

Rs. 150/-

ii) Collection charges for inland LC / restricted LC

iii) If negotiation is restricted to some other bank

iv) Postage/Courier Charges for LCs & Amendments Advising

57800200 COU/

CO1

c) Documentary bills drawn against Inland Letter of Credit Sight bills

i) Negotiating End 52600330 EMUCommission @ 0.50% MinRs. 1,000/- Plus markup asper DAC or approved byGroup / Business Headfrom date of Negotiation tillrealization. (Regular Bill

period / tenor may bedefined 07 days or 12 dayswhichever agreed by allstakeholders)

0.90%, Min Rs 1,000/-

SCGL

Code

Rs. 1,000/- per certificatee) Sales Tax/ FED Invoice Certificatef) Negotiation of documents drawn under Inland sight Letter of Credit. If proceeds not realized / credited to our customer's account within agreed period ( i.e. 7 days / 12 days) then overdue

mark-up is applicable to customer

52600330 EMUIf Realized after agreedperiod / tenor as mentionedabove then overdueMarkup @60 ps per Rs.1,000/- per day to be

charged or as per DAC(if mentioned) or approvedby concerned Group/Business Head.

j) Export LC Cancellation 54206450 CANRs.1,500/- plus swift charge

Rs. 1,000/- flat &communication charges

54206850 SCH

54201200 -

54201200 -

54201200 -

54206850 -

54206850 -

Note:In case forced PAD is created due to non payment on maturity against DA LC, commission @0.50% is to be charged (once only) on the amount (net of margin) for which FPAD is created inaddition to mark-up @ 60 paisa PTPD (or as revised from time to time) from the date of maturity till

the date of payment.

0.10%, Min Rs. 500/-Mark up Rate @60 paisasper Rs. 1000/- per day tobe charged

a) In Land Export LC Advising3

54206550 ELC

Rs.1,200/- (flat)Rs.800/- (flat)Rs.150/- (flat)

i) LC Advisingii) LC Amendment Advisingiii) Postage/Courier Charges for LC & Amendment Advising

54201100 ADC

57800200

54206500 ADA

COU

4 ) Clean Bill services/document handling charges5 ) Clean Bill delayed realization

g) Documentary collection (drawn against LC) 0.4% Min Rs. 500/- Pluscommunication charges

h) Documentary collection other than those drawn against LC)

0.4% Min Rs. 500/- Pluscommunication charges

Mark-up rate@ 60 paisaper Rs. 1,000/- per day to be

charged

i) Negotiation (Usance) (Delayed Realization) If payment of inland/local bills realized

within 03 days, no mark-up to be charged. Incase proceeds not realized/credited to our customer A/c within 03 days from the date of the maturity till its adjustment than mark-up is applicable to our customer's NICF facility or as per special approval by the competent authority In case of no NICF facility is available to the than mark-up will be charged

52600330 EMU

54206600 -

54206600 -


13/44

DOMESTIC BANKING

11

Particulars Charges

9) a) Cost of Issuance of all Currency Cheque Books

G. Miscellaneous

1) a) Delivery of Statement of account (Mandatory) Free

Rs. 35/- per statement(Charges are inclusiveof Sales Tax/FED)

54203500 1005b) Duplicate/On-Demand Statement of Account

- -

Charges negotiable from case to case basis under approval of relevant Business Head/ Division Head.

In addition to the charges above all applicable Government levies will also be recovered.

8) Charges for cheque return unpaid PKR 400/-USD 5/-GBP 3/-

EUR 4/-AED 20/-SAR 20/-

54203700 1032/1033

The Bank reserves the right to change different rates on the basis of volume and security offeredsubject to prior approval by concerned sanctioning authorityIn addition to above, commission/service charges, courier/postage / fax charges will also berecovered according to prescribed tariff (wherever applicable)

10) Minimum Balance/Service charges where the amount of deposits are below the required

balance

54203800 -

Rs.500/- per cheque 54203550 10263) 3rd Party Funds Transfer through Pakistan Real Time Interbank Settlement Mechanism (PRISM/ RTGS) System

2) Issuance of SBP/ NBP cheques / Special Clearing

- -

b)Cost of issuance of customized cheque books Charges as in 9(a) above +actual cost of cheque book

Note:UBL First Minor Account Cheque Book (25Leaves) is Free and subsequent ones will bechargedFirst cheque book up to 50 leaves is free forBusiness Partner account holders. Charges willapply on subsequent cheque books as perBusiness Partner Waiver Grid.

On case to case basis, asper agreement with the party

9 c) Corporate Customer's Cheque Books/Leaves

4) Handling charges for issuance of Student Exchange Remittance permit and maintenance of record for subsequent remittances

Rs. 300/- per case 54203600 -

5) Issuance of Balance/Account maintenance certificate on customer's request

Rs. 300/- per certificate 54203500 1027

6) Charges for same day collection/clearingcheque greater than Rs. 500 k through NIFT

Rs. 500/- (flat) per instrument 54203650 1030

For PKR. A/c - Rs. 300/-(flat) per instruction* 54202650 10047) Stop payment charges of Cheque /TT/RTC/ PO/DD

USD 10/- per instruction*GBP 6/- per instruction*EURO 7/- per instruction*

AED 35/- per instruction*SAR 35/- per instruction*

*one instruction may include advice for series/multiple instructions

Note:

Per Transaction Charges (PKR)

Rs. 220/-

Rs. 330/-

Rs. 550/-

Rs. 220/-Rs. 330/-

Transaction Time WindowsDays

Monday to Friday

Saturday

9:00 am to 1:30 pm

1:30 pm to 3:00 pm

3:00 pm to 4:00 pm

9:00 am to 11:30 am11:30 am to 12:30 pm

Rs. 10/- per leaf (flat)Rs. 7/- per leaf (flat)

i) MICR

ii) NON - MICR Rs. 15/- per leaf

54203750

54203750

1003

1079

For PLS AccountsFor All other Accounts

1001

1002

SAR 2,000/-20/-

Business Partner

USD

LCY Current A/c

EUROAEDGBP

50/- (including SalesTax/ FED)

50/- (including SalesTax/ FED)

10,000/-

25,000/-

500/-400/-

2,000/-300/-

*Charges per Month

Business Partner Plus

5/-4/-

20/-3/-

FCY CASA & FCY Uniflex

Monthly Average Balance


14/44


15/44

DOMESTIC BANKING

13

Note:For Business Partner Plus monthly average balance is Rs.25 K. Minimum Balance/Services charge as per point No.10 above will be levied for non maintenance of balance.

14)

Transaction limit charges are applicable on any withdrawal above the threshold ofthree debit transactions in one calendar month (No charges on credit transaction)

23) Transactional Charges on UBL UniFlex PLS A/c & UBL FCY UniFlex A/c 1357

54204500 -Rs. 250/- per verification24) Charges for verification of account balance to third party based on customer's consent (Exemption for: Students applying for visa to proceed for Foreign Education)

Debit / ATM Card Annual Fee

Cheque Book

Services

Issuance of Cashiers Cheque/CBC

Over the Counter Cash Deposit

Clean Bill For Collection/Intercity Clearing

Cancellation of CC /CBCCheque Returned Unpaid From Payee's Account in outward clearing

Duplicate Cashiers Cheque/ CBC

Duplicate Account StatementIssuance of RTC

FreeFreeFreeFree

FreeFreeFree

FreeFree

Free

WavierInter Branch Online Transactions-Country Wide Free

BUSINESS PARTNER PLUS

UBL Go Green SMS Alert Free

54204150

Waiver on financial transactions will be applicable only when transaction is routed throughcustomer's Business Partner Plus account.

Rs.1,200/- payable by Agentsplus Rs.500/- service charges

15) Charges on Encashment / Collection of profit coupons for certificates issued by other banks Rs.300/- per trip 54208050

16) Credit information report including credit report on Foreign Supplier / Buyers

a) Within City Report

-

54208050 -

b) Foreign Report Actual Foreign Agentscharges equivalent in Pak.Rupees Plus Rs. 600/-service charges

54208050 -

c) If requested by Banks/DFIs. Free - -

17) Standing instructions fee to be recovered in addition to the usual charges on remittance, if any

Rs.200/-per attempt 54204050 1064 -1075

18) Emigration Certificate

19) Proprietorship Certificate

20) No Objection Certificate (NOC)

Rs.150/- per certificate



54204100

54204100

54204100

1040

1040

1040

Rs. 150/- per certificate 5420410022) Statement of Profit Earned & WHT / Zakat Deduction

Maximum of two deposits

and two withdrawaltransactions (cash or clearing)per month are allowed free ofcharge on UBL BBA accountholders. However, anytransactions (cash & clearing)in a calendar month afterthose mentioned above willbe charged a flat fee ofRs.50/- in addition to regular

charges for services as perSOC.

21) UBL Basic Banking Account Transaction

Charges

54204150

1042

1041-1941

Rupees per transaction

UBL UniFlex PLS A/c

USD A/c

EURO A/cAED A/c

GBP A/c

Particulars

Rs.100/-

USD 5/-

EURO 4/-AED 20/-

GBP 3/-

UBL FCY UniFlex A/c:


Code


16/44

14

Note:Electronic Banking / Cash Management UBL provides Electronic Banking & Cash ManagementServices. Fees and other charges to be recovered on a case to case basis.

In addition to above, commission/service charges, courier/postage / fax charges will also berecovered according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head / Divisional Head.In addition to the charges above, all applicable Government levies will also be recovered.Customized Digital Currency Cheque leaves issuance charges shall be subject to the DivisionalHead Approval


Code

25) Charges on Dividend Warrants handling / payment to be recovered from Dividend delivering company

i) Minimum @0.50% per Dividend Warrant or Rs. 150/- whichever is higher

ii) Out of pocket expense Rs.10,000/-

For duplicate / on-demand SOAs, waivers are allowed on the discretion and signed approved ofBM or CSOM.


17/44

UBL SIGNATURE - PRIORITY BANKING

PRIORITY BANKING

15


18/44

16

1) Issuance of Cashier's Cheque

2) DD / MT / PO / Cashier's Cheque Cancellation Charges

3) Inter Branch Online Transactions - IBTS

Free

Free

A. UBL Signature Priority Banking

- -

- -

5) Stop payment of cheque drawn

6) Lockers Annual Fee & Key Deposit

Free

Free

7) Consumer Products Application Processing Charges

Free

- -

- -

- -

a) Cash/Cheque Deposit & Account to Account Transfer

i) Within Cityii) Intercity

FreeFree

- -- -

UBL SIGNATURE - PRIORITY BANKING

Note:

Two complimentary visits per annum for Priority

pass card holder. Additional visits will be chargedat USD 35/- per visit. Guests accompanying thecard holder will be charged at USD 35/-

b) Cash Withdrawali) Within Cityii) Intercity

Free

Free

4) Bills Collection a) Clean (including cheques / dividend warrants / Bank Drafts/ beyond NIFT/ OBC Centers /APC etc). b) Intercity Clearing Charges

Free

- -- -

- -

Free

15) Shapes Health Club Usage Charges

Extra visits will be charged@ Rs.1,000/-, per visit percustomer

a) Basic Member, 12 visits per month - Free

b) Any /All /combined Supplementary Card Holders, 4 visits per month - Free

Extra visits will be charged@ Rs.1,000/-, per visit percustomer

54204300 1305

* Shapes Health Club alliance locations may change from time to time

14) Priority Banking Lounge Charges (Applicable in case the monthly average balance is less than Rs. 1 Mln (For Current A/c) and Rs. 2 Mln (For Saving A/c). Equivalent amount of required balance and charge applicable for FCY account).

PKR 1,000/-USD 10/-EURO 8/-GBP 7/-

AED 35/-SAR 35/-

1303 -1304

54204300

a) Membership/Annual Fee b) Airport Lounge Visit Fee

9) Signature Priority Pass Fee

FreeUSD 35/- per visit

8) a) Signature Debit Master Card(with basic ATM withdrawal insurancecoverage)

b) Value added ATM withdrawal insurance coverage (optional)

Free

Rs. 1,000/- per annum

- -

- -54302050 -


Code

11) Issuance of all Currency Cheque Books

12) Charges for Cheque return unpaid

13) Net Banking Charges

Free

Free

Free

- -

- -

- -

10) Stop payment charges for DD / RTC / Cashier's Cheque

Free - -

**The Shapes offer is a limited time offer, and may be revoked, changed, or altered with prior

notice at the discretion of the Bank


19/44


20/44

PREMIUM BANKING

18

PREMIUM BANKING


21/44

Online Cash Deposit Charges8)

Cashier Cheques4)

PREMIUM BANKING

19


Code

Free (1 Basic + 1

Supplementary Card)PKR Account: Free 50 LeafCheque Book per annumFCY Account: Free 25 LeafCheque Book per annum

Premium Master Debit Card

Issuance of all currency cheque books

Intercity Online Funds Transfer

Clean Bill's for collection / intercity

Cheque Return unpaid from payeeaccount in outward clearing

Counter Charges(Applicable in case the monthly averagebalance is less than Rs. 0.5 Mln (For Current

A/c) and Rs. 0.75 Mln (For Saving A/c).Equivalent amount of required balance andcharge applicable for FCY account).

Free

Free

Free

Free

PKR 500/-EURO 4/-GBP 4/-

AED 25/-SAR 25/-

Free

1)

2)

3)

5)

6)

7)

Note:

Apart from this, all banking service charges will be levied as per current SOC.In addition to above, commission/service charges, courier/postage / fax charges will also berecovered according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head / Divisional Head.In addition to the charges above, all applicable Government levies will also be recovered.

54204300

54204300


22/44

BANK CHARGES FOR GOVERNMENT BUSINESS

20

BANK CHARGES FOR

GOVERNMENT BUSINESS


23/44

BANK CHARGES FOR GOVERNMENT BUSINESS

21

1) Cash / reimbursable loans / barters expressed in U.S. Dollar or any other foreign currency including L/Cs under A.C.U. / arrangement Less than

Rs.250,000/- and above

A. IMPORT

Particulars Charges

1/16% (0.0625%) of thevalue of the Letter of Credit.3/8% (0.375%) irrespectiveof the value of the Letter ofCredit.

-54206000

54206000 -2) Non-reimbursable Letters of Credit under barter / aid / loans / authorization to pay

1/8% (0.125%) of the valueof the Letter of Credit.

SCGL

Code

Note:The Bank reserves the right to charge different rates on the basis of volume and security offeredsubject to prior approval by concerned sanctioning authority. As per clarification given by the SBPForeign Exchange Department 6734/ FEP.9 (126-242)-95 dated 19-12-95 it is advised that in thecase of letter of credit or for that matter "Authorization to pay" opened by the Department of theFederal or Provincial Governments whether routed through State Bank of Pakistan or not Lettersof Credit commission is to be charged at the rates given in Para 37

Chapter XIII of Foreign Exchange manual (8th Edition-2002). However for Letters of Credit"Authorization to pay" opened by other public sector agencies in Federal/Provincial Governmentincluding autonomous, semi autonomous bodies e.g., K.E.S.C. Limited, WAPDA, PTCL, etc., the

commission is to be charged from the openers by the banks as per their own schedule of charges.

In addition to above, commission/service charges, courier/postage / fax charges will also bemade according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head / Divisional Head.In addition to the charges above, all applicable Government levies will also be recovered.


24/44

BRANCHLESS & E-BANKING

22



25/44


23

BRANCHLESS & E- BANKING

SlabEnd

UBL Omni Money Transfer(over the counter) *

1,0002,500

4,000

6,000

8,00010,000

13,000

15,000

SlabStart

1

2,501

4,001

6,0018,001

10,001

1,001

13,001

CustomerFee (Rs.)

60/-120/-

180-

240/-

300/-350/-

400/-

450/-

InsurancePremium (Rs)

5/-5/-

10/-

15/-

20/-25/-

30/-

35/-

* Insurance is optional for OTC consumers

Cash Deposit*(outside account opening area) - Agent

Slab Start

1

1,001

2,501

4,001

6,001

8,001

10,001

13,001

15,001

20,001

Slab End

1,000

2,500

4,000

6,000

8,000

10,000

13,000

15,000

20,000

25,000

Customer Fee (Rs.)

51/-

102/-

153/-

204/-

255/-

298/-

340/-

383/-

434/-

485/-

Slab Start1

1,001

2,501

4,001

6,001

8,001

10,001

13,001

15,001

20,001

Slab End1,000

2,500

4,000

6,000

8,000

10,000

13,000

15,000

20,000

25,000

Customer Fee (Rs.)54/-

108/-

162/-

216/-

270/-

315/-

360/-

405/-

459/-

513/-

UBL Omni Money Transfer Account to Person (Agent Assisted)

Service Fee at UBL Omni Dukaan

Utility Bill Payment

Mobile Top up

Cash Deposit

Free

Free

Free(Within Account opening area)

Cash Withdrawal *From Agent

Slab Start Slab End Customer Fee (Rs.)

1

1,0012,501

4,001

6,001

8,001

10,001

13,001

15,001

20,001

1,000

2,5004,000

6,000

8,000

10,000

13,000

15,000

20,000

25,000

15/-

30/-56/-

76/-

96/-

116/-

132/-

149/-

168/-

188/-

Particulars Charges

25,000+ 2% of transaction amount

*Cash Deposit (outside account opening area) from Branch is free

*Cash Withdrawal from Branch & UBL ATMis free

Account Opening at UBL OmniDukaan

Initial Deposit requirement*

Average Minimum Balancerequirement per Month

Fee For Account Holders

Free

Rs. 100/-

Rs. 15/-

Rs. 100/-

Minimum Balance charges perMonth

* Negotiable for corporate clients

Money Transfer From Omni Account

Account to Person Transfer(SMS* and Omni Mobile App*)

UBL Omni Account to Account**Transfer (SMS*, Omni Mobile App*

and ATM)

Customer Fee (Rs.) Customer Fee (Rs.)51/-

102/-

153/-

204/-

255/-

298/-

340/-

383/-434/-

485/-

42/-

84/-

126/-

168/-

210/-

245/-

280/-

315/-360/-

405/-

25,000+ 2% of transaction amountN/A

Note:All mentioned amounts in PKR, Fee are inclusive of all Taxes.

* Insurance is optional and free for Omni account holders.** UBL Omni Account to Account Transfer from Net Banking is Free

SlabEnd

20,00015,000

13,000

8,000

1,000

2,500

4,000

6,000

10,000

25,000

SlabStart

1

1,001

2,501

4,001

6,001

8,001

10,001

13,00115,001

20,001


26/44


24

Particulars Charges

Package Subscription

Omni Semi Annual

Omni Monthly Rs. 150/-

Rs. 500/-

Package Type Customer Fee (Rs.)

30

180

Validity (In Days)

1. UBL Omni A/c to Omni A/c Fund Transfer.2. View Bill.3. Balance Inquiry.

Free Transaction

UBL Omni ATMDebit Card

UBL Omni ATM Debit Card

Card Name Issuance* / Replacement Fee (Non Refundable)

250/-

Daily Withdrawal Limit**

40,000/-

* Negotiable for corporate clients

N/A

Non Financial Transaction and other Services

Transaction Type

Balance Enquiry

View Bill

Account Number Enquiry

Customer Fee (Rs.)

Bill Nick Addition

Payee nick addition

Deletion of Bill NickDeletion of Payee Nick

Help

Displaying of last transactions

Listing of bill Nicks

Listing of payee Nicks

Omni Mobile App

N/A

5/-

Free

Free

FreeFree

Free

Free

Free

Free

5/-

SMS

5/-

Free

Free

Free

FreeFree

Free

Free

Free

Free

Note:All mentioned amounts in PKR, Fee are inclusive of all Taxes.**Account limits will supersede.

Transaction Type

Customer Fee (Rs.)

Omni Mobile App

Other Financial Transactions

Bill Payments

Voucher Purchase

Mobile Top UpLoading amount from linked UBL account

Unloading amount to linked UBL account

Free

Free

FreeFree

Free

SMS

Free

Free

FreeFree

Free

*In addition to the charges above, all applicable Government levies will also be recovered

Inter-Bank Fund Transfer* Rs. 150/- per transaction Rs. 150/- per transaction

Transaction Type ATM Net Banking


27/44

25

GL


CRC


A.UBL Netbanking

Monthly Service Charges Rs. 50/- (Sales Tax/FED Included) when averagebalance is below Rs. 10,000/-

Transaction Fee

Door step cheque through Netbanking Rs. 150/- per transaction(Sales Tax/ FED Included)

Inter-Bank Fund Transfer Rs. 150/- per transaction

UBL Netbanking

Monthly Debit Limit Monthly Subscription Fee

Bronze Upto Rs. 5,000/- Rs. 25/-

Rs. 45/-

Rs. 75/-

Rs. 150/-

Upto Rs. 50,000/-

Upto Rs. 100,000/-

Upto Rs. 500,000/-

Silver

Gold

Platinum

Basic Free (View only) Rs.0/-

Package Name

Premium Upto Rs. 1,000,000/- Rs. 300/-

54204400 ECM004

54200200 ECM004

B. UBL E-Transaction Account

Netbanking monthly subscription fee is waived on E-Transaction A/c subject to maintenanceof required balance;

Rs. 75/-

Free

Free

Free

Rs. 150/-

Rs. 75/-

Free

Free

Less than 15,000

15,000 - 29,999

30,000 49,999

50,000 and Above

3 Months Average Balance PremiumBronze Silver Gold Platinum

Rs. 25/-

Free

Free

Free

Rs. 45/-

Free

Free

Free

Rs. 300/-

Rs. 300/-

Rs. 150/-

Free

54203800 ECM004

54208050 ECM004Initial Deposit Cheque Only

International Cheque Clearing Charges(OFBC etc.)

C. UBL NRP Direct Accounts

0.6% of the initial depositor USD 16 whichever islower

0.6% of the initial depositor USD 7 whichever ishigher

ECM00454203800

International Mailing Charges

Monthly Service Charges

When Monthly Average balance isbelow Rs. 50,000

Rs. 50/- (Sales Tax/FEDIncluded)

Rs. 2,500/-

54207550

57800200 ECM004

ECM004

Note:In addition to above, commission/service charges, courier/postage / fax charges will also be recoveredaccording to prescribed tariff (wherever applicable)In addition to the charges above, all applicable Government levies will also be recovered.

Annual ATM Card Fee (Primary)

Annual ATM Card Fee (FirstSupplementary)

Free

Free

D. UBL Click N Bank (eNRP) Accounts

Monthly Service Charges

Rs.50/- (Sales Tax/FED

included)

USD 5/-

When monthly Average balance

a. PKR A/c is below Rs. 30,000/-

b. USD A/c is below USD 500/-

International Mailing Charges Rs. 2,500/-

54203800

57800200 ECM004

ECM004

Annual ATM Card Fee (Primary)Annual ATM Card Fee (FirstSupplementary)

FreeFree


28/44

CONSUMER BANKING

26

CONSUMER BANKING


29/44

54204750

CONSUMER BANKING

27


Rs.100/-(Free for UBL Wiz InternetCard & ACCA Card)

Particulars Charges

A. ATM / DEBIT CARD1) General Debit / Prepaid Card Charges

FreeFree

c) Wiz Refund Charge 54204950 -

Re-Load Fee

ii) Value added ATM withdrawal insurance

Rs. 100/-

b)i) From Branchii) From UBL ATM (From Wiz Card to Wiz Card & From A/c to Wiz Card)iii) From UBL Net banking

(From A/c to Wiz Card)

Rs.15/-Rs.15/-

a) Switch Transaction Fee

Withdrawals on 1 Link ATMs other than UBLWithdrawals on other Switches

i)ii)

Free

c) Balance InquiryRs. 5/- per transactionRs. 100/- per transaction

Within Pakistan from Non 1 Link ATMsFrom Outside Pakistan

Freed) Internet Usage

Activation ChargesPer Session Charges 54204420 1085

For Local - Incase of Low Balance andExcess Over LimitFor International - Incase of Low Balanceand Excess Over Limit

Rs. 5/-

Rs. 35/-

e) Charge on Declined POS Transaction

f) Funds Transfer through ATM Within UBL Rs. 50/- per transaction.Outside UBL Rs. 100/- pertransaction.

3.5% of transaction amount

3% of transaction amountb) International Usage Charges

ATM Withdrawal

POS & Internet Purchase

i)

ii)

i)ii)

i)ii)

i)

ii)

Note:No joining fee. Annual fee to be recovered in advance. No refund on account closureIn addition to above, commission/service charges, courier/postage /fax charges will also be recoveredaccording to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval from relevant Business Head / Divisional Head.In addition to the charges above, all applicable Government levies will also be recovered.

SCGL

Code

Free

54204950 -i) Free on deposit ofRs. 10,000/- & above

ii) Rs. 150/- for deposit ofless than Rs.10,000/-

b)

Rs. 350/- per card


54204750 1046c)

Value added ATM withdrawal insurancecoverage (optional)

Card Replacement Fee (upon request)

3) UBL Wiz Prepaid Visa Debit Cards

a) i) Card Issuance (One time fee) (with basic ATM withdrawal insurance

coverage)

2. UBL MegaWallet Debit Card & UBL First - Pocket Money Debit Card

(with basic ATM Withdrawal Insurance Coverage)

a) Annual Charges

Supplementary

300/-

Free

Basic

500/-

Free

UBL MegaWallet Card/Proprietary Card

UBL First Pocket Money Card

Card Type

54204800 1067

54204830 1068

54204850 1051

54204850 1052

54204830 1071

- -

54204410 1083-1084

54204750 1044-1046

- -

54204750 -

-

--

--

--

a) Purchase in Currency other than USD and PKR

b) Purchase in USD and PKR

54200230 1149

1049


30/44

CONSUMER BANKING

Particulars Charges

28


Rs. 500/-Rs. 300/-

i) Basicii) Supplementary

b) Value added ATM withdrawal insurance coverage (optional)

1059

c) Card Replacement Fee (upon request) Rs. 350/- per card

4) UBL Premium Debit Master Card

a) Annual Fee(with basic ATM withdrawal insurance coverage)

Value added ATM withdrawal insurance(optional)

5) UBL Pardes Cards

a) i) Card Issuance (with basic ATM withdrawal insurance coverage)

Re-Load

c) Balance InquiryWithin Pakistan from non 1 Link ATMs

d) Cancellation / Card Replacement Charge (upon request)

Free


Free

Rs. 5/-

Rs. 100/-

ii)

iii)

i)

Rs. 15/-Rs. 15/-

b) Switch Transaction Fee Withdrawals on 1 Link ATMs other than UBL Withdrawals on other switches

C. UBL DRIVE (CAR FINANCING)

a) SMS Alert Chargesi) Basic Service

ii) Premium Service

54204570 -

B. UBL GO GREEN

Monthly Charges of Rs.100/-*(For first 150 SMS)Re. 0.5 per SMS thereafter

4) Late Payment Charges 54205500 3016

3) Pre - Payment Charges (Full Payoff) As per the loan documents,or 8% of principal outstandingif not specified

-54205550

2) Vehicle Evaluation Charges* As per the loan documents,or Rs. 5,000/- if not specified

-

As per the loan documents,or Rs. 6,000/- (non-Refundable)if not specified

-1) Application Processing Charges

6) Repossessed Vehicle Evaluation Charges* Rs. 2,500/-

*Mandatory monthly deduction irrespective of number of SMS

Freeb) E-Statement i) Statement of Account through E-mail

i) Membership Fee

ii) Merchant Setup Fee (one time)iii) Discount Rateiv) Refund/Charge Back Processing

c) Internet Merchant Acquiring

Rs. 50,000/- per merchantper annum

Rs. 40,000/-3.50% per transaction0.78% per transaction

-

Note:In addition to above, commission/service charges, courier/postage / fax charges will also berecovered according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head / Divisional Head.In addition to the charges above, all applicable Government levies will also be recovered.

5) Vehicle Re-Possession Charges* Actual incurred by thebank up to a maximum ofRs. 50,000/-

As per the loan document,or Rs. 1,000/- if notspecified

SCGL

Code

Monthly Charges of Rs.50/-*(For first 50 SMS) Re. 1 perSMS thereafter

54204750

106054204750

- -

54204750 1061

- -

54204750 -

- -

-

-

54204750 -

54204950 -

54204570 -

- -

54205500 -

54205500 -

54202200

57800710

54302350 -

54302350

54302400 -54300150 -54302650 -

Note:

54204800

54204830

54204830 -


31/44

Note:*These charges are quoted by the vendor & are subject to change.

CONSUMER BANKING

29

Particulars Charges

7) Monthly Warehouse Charges -57800800

8) Auction Charges Rs. 5,000/- -57800800

As per the loan documents,

or Rs. 5,000/- per vehicle,if not specified

Note:All regular Branch Banking charges will be applied for the transaction through branchesIn addition to the above, commission / service charges, courier / postage / fax charges will alsobe recovered according to prescribed tariff (wherever applicable)In addition to the charges above, all applicable Govt. levies will also be recovered.

All rates are subject to change.

SCGL

Code

-

9) Insurance Charges* As per the rate quoted bythe Insurance Company

10) Re-issuance of NOC Upto Rs. 1,000/- -

54302200 3018

E. UBL MONEY

1) Pre-payment Penalty

2) Late Payment Charges

3) Partial Payoff Option Fee

54205550 -

54205550

54205550

3016

-

As per the loan documents,or Rs,1,000/- per installmentif not specified

As per the loan documents,or 5% of the amount beingprincipal if not specified

As per the loan documents,or 8% of remainingoutstanding principalamount if not specified

3) Partial Payoff Fee As per the loan documents,or 5 % of the amount beingreduced from outstandingprincipal if not specified

54205550 -

4) Late Payment Charges 54205500 -As per the loan documents,or Rs. 1,000/- per installment

if not specified

As per the loan documents,or 5 % of the remainingoutstanding amount if notspecified

2) Pre-payment Penalty 54205550 -

Upto Rs. 3,000/- 54202200 30191) Processing Fee

D. ii) UBL CASH PLUS

Monthly charges of Rs.50/-* (for first 50 SMS)Rs.1 per SMS thereafter

2) Annual Charges (Renewal fee) As per the loan documents,or Rs. 2,000/- if not specified

54202200 3002

As per the loan documents,or Rs. 1,000/- if not specified

5) Insurance Charges (Credit Protector)

6) SMS Alert Fee

0.2% of total monthlyprinciple outstanding

3004

54202200 -

4) Late Payment Fee 54205500 3003

Rs. 1,000/- per annum3) Value added ATM Withdrawal Insurance Coverage (optional)

54302200 -

54202200

As per the loan documents,or Salaried Rs. 3,000/- &SEB/ SEP Rs. 4,000/- if notspecified

D. i) UBL CASHLINE1) Processing Fee 54202200 3001/

3023/3024/3025

Rs. 2,000/-7) Limit Enhancement Fee 54202200 3029

Monthly charges of Rs.100/-* (for first 150 SMS)Rs.0.50 per SMSthereafter

8) Debit/ATM Card Annual Fee Free

Basic Service

Premium Service

*Mandatory monthly deduction irrespective of number of SMS

Note:


32/44

CONSUMER BANKING

30

Particulars Charges



-57800600

F. UBL ADDRESS


3017542022001) Processing Charges

3) Legal Charges*

-542022002) Appraisal Charges*

SCGL

Code

4) Late Payment Charges 301654205500As per the loan documents,or Rs. 1,000/- per installment,if not specified

8) Pre-payment Penalty (Full Payoff)

5) Property Insurance* As specified in the loandocuments, or actual(max of 3%) if not specified

As per the loan documents,or Less than1 yr: 8%,1-3 yrs: 5%,3-20, yrs: 3%if not specified

-54205550

As per the loan documents,or Max 6 monthlyinstallments. Penalty chargesapply on amount exceedingRs. 50,000/- or 6 monthlyinstallments. 8% for Year 1,5% for Year 2, 3% in Year 3& onwards if not specified

6) Life Insurance* -Optional. As per the ratequoted by the Insurance

Company.

-542055507) Partial Payoff

9) Refund CCs Regular CC charge as per page no. 2, Item No. 1 (a)

will apply for all consumerrefunds.

54200100 -

G.CREDIT CARDS

-54205500

54205500

Annual Membership Fee(with basic ATM withdrawal insurancecoverage)

1)

Chip Maintenance Fee - For Basic(Excluding Platinum)

2)

Annual Supplementary Card Fee (with basicATM withdrawal insurance coverage)

3)

Rs. 2,000/- (Silver)Rs. 4,000/- (Gold)Rs. 6,000/- (Platinum)

Rs. 350/- per annum

Rs. 500/- (Silver)

Rs. 750/- (Gold)

Rs. 2,000/- (Platinum)

54300550

54300600

54300650

-

-

-

54301750 -

54300550 -

54300750 -

54300650 -

a) Platinum Upgrade Fee from Gold and Silver-Basicb) Platinum Upgrade Fee from Gold and Silver-Supplementary

4) Rs. 2,000/-

Rs. 1,000/-

54300650 -

54300650 -

Note:In addition to above, commission/service charges courier/postage / fax charges will alsobe recovered according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head /Divisional Head.In addition to the charges above, all applicable Govt. levies will also be recoveredincluding Sales Tax/ FED.

Note:

*These charges are quoted by the vendor &are subject to change.


33/44

CONSUMER BANKING

Code

6) APR - Retail Transaction

7) APR - Cash Advance

8) APR - BTF

9) APR - Lite Installment Plan

Particulars Charges

31

SCGL

Up to 40%

Up to 40%

Up to 24%

Up to 30%

5) Value added ATM withdrawal insurance

coverage (optional)

Rs. 1,000/- per annum - -

526009005260093052600960

SilverGold

Platinum

10) Minimum Monthly Payment

Rs. 250/-

Rs. 250/- per transactionor 1% of transactionamount (whichever ishigher)

5% of the installmentoutstanding balance orRs.1,000/- (whichever ishigher)

12) Late Payment Fee

13) Over Limit Fee

14) Credit Guardian (Insurance) - Optional

Rs. 1,000/- or 10% of Min.payment whichever ishigher

2% of the over limit amountor Rs. 1,000/- (whicheveris higher)

0.79% of the monthlyoutstanding balance

5% of the outstandingbalance or Rs.500/-(whichever is higher)

4% of the amount withdrawnor Rs. 750/-(whichever is higher)

11) Cash Advance Fee

18) Booking Charges - Balance Transfer (Open)

19) Booking Charges - Lite Installment Plan

20) Cancellation Charges - Lite Installment Plan

21) Direct Debit Failure Fee Rs. 500/-

16) Child Education Plan Plan A- Rs. 49/- per childper monthPlan B - Rs. 98/- per childper monthPlan C - Rs.125/- per childper month

17) a) Hospital Cash Plan - Executive 21-35 years: Rs. 220/-per month36-50 years: Rs. 360/-

per month51-60 years: Rs. 824/-per monthEach Child 1-20 years:Rs. 215/- per month

b) Hospital Cash Plan - Deluxe 21-35 years: Rs. 320/-per month36-50 years: Rs. 529/-per month51-60 years: Rs.1,200/-per monthEach Child 1-20 years:Rs. 300/- per month

15) Family Security Plan Plan A - Rs. 63/- per monthPlan B - Rs. 105/- per monthPlan C - Rs. 210/- per monthPlan D - Rs. 315/- per month

-

5430130054301350

54301400

5430100054301050

54301100

54300850

54300950

54302150 -

54302200 -

54302200 -

54302200 -

54302200 -

54302200 -

54302200 -

54302700 -

54301150

54301250

54301150 -

54302300 -

SilverGold

Platinum

SilverGold

Platinum

Silver

GoldPlatinum

SilverGold

Platinum

22) a) Card Replacement Fee-Silver & Gold b) Card Replacement Fee Platinum

Rs. 500/-Rs. 1,000/-

54301450 -

54300850

54301250

54301550


34/44

CONSUMER BANKING

Particulars Charges

32

Note:Markup will be charged on unpaid principal amount.In addition to above, commission / service charges, courier/postage/ fax charges will also berecovered according to prescribed tariff (wherever applicable).

In addition to the charges above, all applicable Government levies will also be recovered.

SCGL

Code

23) Credit Card Conversion Fee (for Basic and

Supplementary Cards excluding Platinum)

Rs. 500/- per card

24) Utility Bill Payment Rs. 50/- per transaction 54301900 -

Up to 3.5% of thetransaction amount

26) VISA/ MasterCard Arbitration Charges for Disputed Transactions

27) SMS Alert Fee

29) Global Customer Assistance Service - Fee

a) Lost & Stolen Card

b) Emergency Card Replacement - VISA

Gold & Platinum

c) Emergency Card Replacement - VISA Classic

d) Emergency Cash Disbursement

e) Emergency Service Request Denied or

Fulfilled by Issuer or Cancelled

f) Cardholder Inquiry Service / VISA

Assistance Centre

USD 35/- per request





USD 7.50/- per request

USD 500/- or equivalent

Up to Rs. 50/- per month

25) Foreign Transaction Charges

a) Membership/Annual Fee

b) Airport Lounge Visit Fee

28) Platinum Priority Pass FeeFree

USD 35/- per visit

54300200

70502500 -

- -

-

54302050 -

54301450 -

30) Shapes Visit charges (For Platinum Credit cards only)

a) Primary Customers, charges will be applicable from 13thvisit onwards in a month

b) Supplementary Customers, charges will be applicable from 5thvisit onwards in a month

Rs. 1,000/-

Rs. 1,000/-

H. GENERAL CONSUMER BANKING

CHARGES

1) Duplicate Statement

2) Cheque Return Charges (not applicable on

term loans)

3) Collection on Customer Call4) UBL Airport Lounge Charges (Karachi Airport)

Rs. 35/- per statement(not applicable on creditcard)

Rs. 400/- per cheque

Rs. 250/- per pickupRs. 800/-*

*Exceptions apply for Gold and Platinum Customers

54300500 -

54203700 -

54202250 -

54300550

54300600


35/44

INTERNATIONL BANKING

INTERNATIONL BANKING

33


36/44


Transfer commission willbe charged as applicablein case of fresh Letter ofCredit

Particulars Charges

A. IMPORTS

1) Cash Letters of Credit: a) Issuance of Letter of Credit Upto 0.40% for 1st Qtr orpart thereof, Upto 0.25%,for subsequent Qtr,Min Rs. 2,200/-

34

SCGL

Code

12) Mark-up & commission in case of import bills

under Import L/Cs

3) Transfer Commission-Commission on account of change in the beneficiary / country of advising

-

2) Revalidation commission Revalidation Commissionto be charged from the datesubsequent to the date ofexpiry of LC at ratesapplicable in case of

opening of fresh LC.

AMC54206050

4) a) Non reimbursable L/C under Barter Aid / Loans and Authorization to pay

1.0% on 1st Qtr and 0.30%for each subsequent Qtr orpart thereof,Min. Rs.1,500/-

-

b) L/C, L/G under "Suppliers / Buyers Credit" Pay As You Earn Scheme (PAYES) and deferred payment L/Cs for period over one year

c) In case of L/G undertaking to be issued favoring any bank for providing forward cover exchange risk under Suppliers / Buyers Credit behalf of applicant

Commission @ 0.40% perQtr or part thereof,Min. Rs.2,500/-

Commission @ 1.6% perannum,Min. Rs.2,000/-

-

-

-

d) L/C cancellation charges Rs. 2,000/- plus swiftcharges Rs. 1000/- flat &communication charge (at

actual)

LCN54206100

6) Issuance of Certificate regarding opening of L/C or registration of contract to another bank for booking of forward exchange at importers request

Rs.1,000/- per application(flat)

-

5) Registration of contract with SBP in respect of Private Foreign Currency Loans obtained by borrowers in Pakistan from Foreign Lenders

Handling chargesRs.7,500/- (flat)

-

7) Bills are drawn at a Usance under the Letter of Credit other than Pay As You Earn Scheme and Supplier / Buyer Credit and Deferred Payment Letters of Credit on yearly

a) Rs.1,500/-per bill (flat)

HDC

LEC5420675054206000

b) Extra Commission@ 0.10% per month or partthereof from any periodbeyond the L/C validity tillmaturity of the bill.

8) Contract registration for import on annual volume basis

11) Import documents received directly / indirectly from the supplier to the applicant / bank with / without registration of contract and the payment made there against.

0.40%, (flat),Min Rs.2,500/- (flat)

9) L/C Amendment

10) Contract Amendment Rs. 1,500/- (flat)

Rs.1,500/-(flat) Plusservice charges @ 18/-paisa per Rs .100/-Min, Rs 2,000/- swiftCharges Rs.1,000/-

CRC

AMC

CRC

HDCRTCSWS

Rs. 1,500/- per amendment(flat) or commission at ratesspecified under items 1 and 4(a) above, if amendmentincrease in amount or

extension in period ofshipment.

54206200

54206050

54206200

542067505420640057800400

LOC54206000

NoteIn case forced PAD is created due to non payment on maturity against DA LC, commission @ 0.50%is to be charged (once only) on the amount (net of margin) for which FPAD is created in addition tomark-up @ 60 paisa PTPD (or as revised from time to time) from the date of maturity till the date of

payment.

54206000

54206000

54206000

54203150

54206150

54208800


37/44


HDC

SC

Code

RTC

RTC

-

DEC

HDC

-

---

ELC

ADC

-

ADC

ADC

ADA

ADA

-

35

USD 75/- or equivalent plusswift charges Rs. 1,000/- flat& communication charges

Particulars Charges

17) Handling of discrepant documents under Import L/Cs

B. EXPORTS

54206850

GL

iii) If retired during next 15 days after the period mentioned in (i) and (ii) aboveiv) If retired during next 190 days after the period mentioned in item (i) (ii) and (iii) above

13) Import bills returned unpaid

14) a) Collections

30 paisas per Rs.100/-


15) Service charges on L/cs retirement of Import bills under L/c's / Contracts

Rs.1,500/- (flat), percollection

Handing charges USD100/- (flat) or equivalentplus courier charges Rs.2,000/-

16) Reimbursement charges (payable to Reimbursement Bank)

At Actual

a) Opened by us where Fx conversion forward is done by us b) Opened by us where Fx conversion / forward is done by other banks

@ 15 paisa per Rs.100/-Min. Rs.1,500/-@ 18 paisa per Rs.100/-Min. Rs.1,800/-

a) Mark-up in case of Import bills under Import

Letters of Credit

54 paisas per Rs.1,000/-

per day from the date ofnegotiation till the date ofretirement (on the amountfor which PAD is created)

b) In addition to mark-up as per (12) (a), Banks commission on the amount (net of margin) for which PAD is created, as under:

i) If retired within 10 days from the date of lodgment

No Commission

ii) If retired during 15 days subsequent to

the period at item (i) above


Rs. 1,500/- (flat), plusservice charges @15 paisaper Rs.100/-,Min Rs 1,500/- plus swiftcharges Rs. 1,000/-

b) Import against advance payment to suppliers

54206750

54206750

57800500

54206400

54206400

52700430

542067505420640057800400

f) Reimbursement payment to other local

from non-resident rupee A/c

Rs.500/-(flat)

0.25% per quarter or partthereof, Min. Rs.300/-Rs.1,300/-(flat)

d) Confirmation

e) Transfer of Export

Rs.200/- (flat)1) Processing charges for Export Registration

Rs.1,000/- (flat)USD 30 (flat)

0.30%, Min. Rs.250/-

2) Letter of Credit

b) Amendment Advising (i) Beneficiary in Pakistan (ii) Beneficiary outside Pakistan

c) Negotiation of bills against issued under barter / remittance from SBP (rupee bill)

Rs.1,800/- (flat)USD 60 (flat)

a) Advising (i) Beneficiary in Pakistan (ii) Beneficiary outside Pakistan

54206550

54206550

54206450

54206450

54206450

54206450

52700430

54206600 -

-

18) Issuance of freight certificate for Imports on FOB basis19) Extension in maturity of Usance Bills under LC / Bank Contract20) Expense Recovery Protest/ Legal Charges

Rs 1,500/- per certificate

1,500/- (flat) per bill

Actual + USD 25/-or equivalent

54206750 -

23) FED invoice certificate24) Issuance of business performance certificate of previous years at the customer request

Rs.1,000/- per certificateRs.3,000/- per certificate

5420685054206420

--

22) Duplicate advice issuance Rs.350/- per duplicateadvice

21) Handling of Imports Documents against PAD Bills (Sight Bills)

Rs. 1,500/- (flat) 54206750

54206850

-

-


38/44


Rs. 80/- (flat) per transaction

Particulars Charges

3) Advance Payment

36

0.15% Min Rs. 400/-Rs. 200/- (flat)

As per prevailing SBPregulations (as and whenthe shipment is effected).

a) Service charges b) Commission c) Export Development Surcharge

5420785054206650

4) EDS handling charges 54206750

6) Collections

a) Clean cheques / Drafts / FTCs b) Documentary (on which bank does not earn any exchange difference)

Rs.100/-Rs. 200/- per collection (flat)

7) Duty Drawback Claim

8) Service charges against export documents sent for collection basis where payment cover is already received to our Foreign Currency A/c


0.25% of the amount of claim,Min. Rs. 250/- per case

54206850

54206600/54206850

9) NOC Issued Document transferred against Export document

10) Freight Subsidy

Rs. 500/- per bill

Rs. 400/- per case

54206600

41400700

11) Research & Development Surcharge - R&D handling charges

0.25% of the amount of claim,Min Rs. 250/- per case

54206600

Rs.1,000/- per certificateRs. 2,000/- per certificate

12) Any Certificate issued in current Financial year including withholding tax certificate

54206600

a) Originalb) Duplicate

13) Trade Development Authority Registration certificate verification

14) Duplicate advice issuance

Rs. 200/- per certificate

Rs.300/- per duplicateadvice

54206600

15) a) Negotiation of documents drawn under sight Letter of Credit (Delayed Realization) If proceeds not realized / credited to our customer's a/c within 12 days than

mark-up is applicable to customer. NICF facility will be charged for any delay beyond

b) Negotiation (Usance) (Delayed Realization) If payment of Foreign / Local Bills realized within 03 days, no mark-up to be charged. Incase proceeds not realized/credited to our a/c within 03 days from the date of the maturity till its adjustment than mark-up is applicable to our customer's NICF facility or

as per special approval by the competent authority. In case of no NICF facility is available to the customer than mark-up will be charged

Mark-up rate @ 54 paisaper Rs.1,000/- per day tobe charged

Mark-up rate @ 54 paisaper Rs.1,000/- per day tobe charged

52600330

52600330

Rs.1,000/- per certificate17) Sales Tax / FED invoice certificate 54206600

Rs.1,500/- plus swiftcharges Rs. 1000/- flat &communication charges

18) Export LC Cancellation 54206450

5) If the documents are sent to other banks for negotiation under restricted Letter of Credit

Rs. 400/-(flat)

Rs.2,500/- per certificate16) Issuance of business performance certificate of previous years at the customer request

54206600

40244023

HCH

-

-

ESC/SCH

EBC

-

-

-

-

-

EMU

EMU

EBC

CAN

-

-

SCGL

Code

Note:The Bank reserves the right to charge different rates on the basis of volume and security offeredsubject to prior approval by concerned sanctioning authority.In addition to above, commission/service charges, recovery of courier/postage / fax charges willalso be recovered according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head / Divisional Head.In addition to the charges above, all applicable Government levies will also be recovered.

41800800 EDS

54206600

54206800


39/44

Code


37

Particulars Charges

C. REMITTANCES

1) Outward a) Remittance abroad through Foreign Currency Account

54207550 4002

SCGL

Flat charges Rs. 500/-

only on Out-Bound Exportproceeds in FCY only

19) Export Proceeds Transfer 54206600 EBC

i) Issuance of FDD / FTT

ii) Remittance against surrender of Foreign Currency notes or cash deposited in Foreign Currency A/c within 15 days from the date of such deposit

Commission mentionedunder (a)(i)above, plusservice charges @ 0.25%to be recovered Min Rs.200/-

iii) Foreign Currency cash deposited in CFC A/c for realization of Export proceeds

In addition to commissionmentioned at (a) (i) above,plus service [email protected]% to be charged in

case of realization of Exportproceeds against cashdeposited in FCY A/c

54207570 4003

54207550 4004

Current FCY Accounts:Commission @ 0.1% per

US$1,000/- or partthereof,equivalent for othercurrencies, Min. US$5/-,Max US$25/- orequivalentfor other currencies.Saving FCY Accounts:Commission @ 0.25% perUS$1,000/- or part

thereof,equivalent for othercurrencies, Min. US$10/-,Max US$50/- orequivalentfor other currencies.In addition, SWIFTmessagecharges and foreign bankcharges also apply.

Min Charges : US $10or equivalentMax Charges: US $ 125or equivalent

iv) Collection /Local Clearing for F.C. A/c 0.6%, Min USD 7, Max USD 15 54206760 4005

In addition, foreign bankcharges also apply

v) A/c to A/c Funds Transfer of Foreign Exchange Companies in Foreign Currency A/c (having same title of A/c) within UBL Branches (Locally)

54200240 4006Commission @ USD 1per 1000 or part thereof,equivalent for othercurrencies, Min USD 8,Max USD 75, or equivalentfor other currencies

vi) Investigation Charges on FDD (older

than 1 year)

US $50/- or equivalent

c) Remittance abroad other than through Foreign Currency A/c

i) Students (for education purpose) Rs. 200/- plus foreign bankcharges

54207600 4007

Commission mentionedunder (a) (i) above plusSWIFT charges

54207660 4008 ii) Commission against issuance of FDDs / FTT from PKR Account (Not Applicable on Advance payment imports)


40/44

SC


38

GL


c) Commission charges on payment ofInward Foreign Remittance/Swift Transfer

received in Foreign Currency (Charges code SHA/BEN/OUR) and cover through our various Nostros.These charges are to be recovered only when TT buying rate is applied.

Favoring UBL Customers@ 0.15%, of remittanceproceeds Min Rs. 500/-& Max Rs. 2,000/-Beneficiaries with otherlocal banks flat charges@ Rs. 2,000/-

54207850 -

d) Inward cheques expressed in Foreign Currency drawn on Foreign Currency A/c received from local / upcountry bank's branches for payment in Pak Rupees after conversion at authorised dealers buying TT clean rates

0.15%, Min. Rs.400/- 54207850 -

e) Direct Collection

0.6%, Min USD 7, MaxUSD 15 or EquivalentRupees per collection (inaddition to foreignBank charges) pluspostage charges of Rs.1,400/-

5420760054207550

i) Collection for Foreign Currency A/c or Rupee A/c

iii) Commission against issuance of

FDD/FTT against Export

d) i) FDD / FTT cancellation charges

@ 15 paisas per Rs.100/-,

Min. Rs. 500/- In additionto Commission mentionedunder (a) (i) above plusSWIFT charges

Rs. 500/- per item plusSWIFT charges. Foreignbank charges also applyincase of FDDcancellation

54207750 4010

54202450 -

iii) FDD / FTT cancellation charges against Export

ii) Under general permission or specific

approval of SBP

Rs.500/-

Rs. 1,000/- per cancellationplus SWIFT charges.Foreign bank charges alsoapply incase of FDDcancellation.

54207750 4011

54207750 4012

e) i) Issuance of duplicate FDD

ii) Issuance of duplicate FDD under Export

Rs. 500/- flat plus SWIFTcharges (if appliable).Foreign Bank Stoppayment charges alsoapply.

Rs. 500/- flat plusSWIFT charges (ifappliable). ForeignBank Stop paymentcharges also apply.

54207700 4013

54207700 4014

Free, if the proceeds arecredited to an A/c with

UBL. In other cases, flatcharges @ Rs.500/-

b) Others 54207850 -

2) Inward a) Home Remittance Free - -


41/44

39



SCGL

Note:

In addition to above, commission/service charges, courier/postage/ fax charges will also berecovered according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head / Divisional Head.In addition to the charges above, all applicable Government levies will also be recovered

-54206850

Rs.2,000/- per certificateRs.1,000/- per certificate

10) Issuance of business performance

11) Sales Tax / FED Invoice certificate (Export)

-54206850

b) Negotiation (Usance) -52600301If payment Foreign/Localbills realized within 3 days,no markup to be charged.Incase proceeds notrealized/credited to ouraccount within 3 days

from the date of maturitythen markup to be chargedfrom the date of maturity tillits adjustment @ applicableto our Customer's NICFfacility or as per specialapproval by the competentauthority. Incase of no NICFfacility is available to thecustomer then markup@54 paisa per Rs.1,000/-

per day to be charged.

9) a) Negotiation of documents drawn under sight letter of credit

-52600301If proceeds not realized /credited to our customer'saccount within 12 days thenmarkup @ applicable to ourcustomer NICF facility to becharged for any delaybeyond 12 days. Incase no

NICF facility to the customerthen mark up @ 54 paisa perRs. 1,000/- per day to becharged.

8) Standing instructions charge in Foreign Currency A/c

USD 5/- or equivalent pertransaction

-54206850

7) Service charges for verification of test / signature and mail L/Cs

Rs.500/- per instance -54206850

6) Credit check at customer's request Rs.300/- -54206850

D. MISCELLANEOUS

1) Correspondent Banking charges At Actual -54208000

3) Inward collection/Local Clearing received relating to Foreign Currency A/c from abroad

or local banks / branches and where the payment is demanded in Foreign Currency

2) Foreign bills sent for collection returned unpaid Rs.500/- (flat) -54203700

USD 5 per USD 1,000 orpart there of and Max.USD 15

-54203700

4) Inward Foreign Currency cheque, received from local branches, upcountry branches or local banks for payment in Pak Rupees

(convert the relevant Foreign Currency at the TT Buying rate)

Commission @ 0.10%,Min. Rs.200/-

-54203700

Note:Whenever SWIFT message is sent, SWIFT/Communication charges will be recovered fromcustomer.In addition to above, commission/service charges, courier/postage / fax charges will also berecovered according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head / Divisional Head.In addition to the charges above, all applicable Government levies will also be recovered

5) Issuance of proceeds certificate beyond one year Rs.500/- (flat) per certificate -54206850

Rs. 500/- (flat) inaddition

to foreign bank charges

ii) Cheque/Draft/FTCs Returned unpaid 54203710


42/44

COMMUNICATION

CHARGES GENERAL

40

COMMUNICATION CHARGES - GENERAL


43/44

41

COMMUNICATION CHARGES - GENERAL


SCGL

Communication Charges - General

Rs. 75/- flat

Rs. 200/- flat

Actual, Min Rs. 100/-Actual, Min Rs. 1,300/-

Rs. 250/-Free

Rs.2,000/-flat

Rs. 100/- per callRs. 100/- per messageMin Rs. 50/-

Actual, Min Rs. 200/-Actual, Min Rs. 1200/-

4) Swift a) Full Text L.C/Guarantee & Long Messages b) Short Text/LC amendment & other messages

1) a) Telephoneb) Fax

2) a) Postage Ordinary -(Inland)b) Postage Registered

i) For Inland LCii) For foreign Import LC

i) Inland

ii) Foreign3) Courier

a) Courier (Within City & Intercityb) Courier-Foreignc) Courier LCd) Courier Charges for Account Opening Welcome Pack/Cheque Book/ Debit Card (VISA & Master)

57800100

57800100

57800200

57800200

57800200

57800400

1021

1022

1023-24

1023-24

1023-24

1021

c) Others

Rs.1,000/-flat

IMPORTANT NOTES:

SIGNATURE PRIORITY BANKING CUSTOMERS:Please refer to your Priority Lounge Relationship Manager for other applicable waivers onSchedule of Charges, including FCY Accounts.Where Online system is down, remittance may be sent by other means but Inter Branch onlinetransaction will be recovered.Se

ScheduleofBankCharges-DEc 2014

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Transcript of ScheduleofBankCharges-DEc 2014