SCB NigTariff 1&2 - Standard Chartered · PDF fileBranch directory Branch directory or visit...

Branch directory Branch directory

or visit standardchartered.com/ngCall (01) 270 4611- 4

HEAD OFFICE142 Ahmadu Bello WayVictoria Island, Lagos,Tel: +234-(0)1-270 0025, 270 4600

BRANCHESLagos1.Ahmadu Bello 142 Ahmadu Bello Way,

Victoria Island LagosTel: +234-(0)1-271 9316 – 8

2. Ajose 105B Ajose Adeogun Street P.M.B. 80038, Victoria Island, Lagos, Tel: +234-(0)1- 270 0025, 270 213

3.Aromire 30, Aromire Street, Ikeja, Lagos

Tel: +234 (1) 461 6596

4.Warehouse Road, Apapa 40, Warehouse Road, Apapa, Lagos Tel: +234(1) 270 4751, 270 4753

5.ThePalms Shopping Mall 1, BIS Way Lagos - Epe Expressway Lekki, Lagos Tel: +234 (1) 270 7150, 270 7152, 270 2145

6.CityMall Shop G2 & G3 City Mall Onikan Lagos

Tel: 1-5404850 01-8435869

7.Lekki Phase 1 Block 94,Plot 24, Lekki Scheme Phase 1

Tel: +234(01)207 4653-4

8.Ikoyi 184 Awolowo Road, Ikoyi, Lagos

Tel: +234(1) 271 6642, 270 6644

9. Broadstreet 138 Broad Street, Lagos,

Tel: +234(1) 461 4149

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20. Opebi 35 Opebi Road Ikeja

Tel: +234(1) 2770850-1: 8425804

21. GRAIkeja Isaac John Street Ikeja GRA

Tel: +234(1)27705850-1: 8425804

22.Ibadan 102 Moshood Abiola Way, Ring Road, Ibadan, Oyo State

Tel: +234(2) 200 5495-6

23.Ota Km 3, Idi-Iroko Road, Ojuore, Ota Ogun State

Tel: +234(39) 600 077-9

ABUJA & NORTH24. Wuse II Plot 374, Adetokunbo Ademola Crescent, Wuse II, FCT, Abuja

Tel: +234(9) 461 2665

25.Asokoro 84, Kwame Nkrumah Crescent, Asokoro Abuja.

Tel: +234-270 4611-4

26. NUJ Premises Plot 4, Cadastral Zone B05, JbiUtako District , FCT, Abuja

Tel: +234(09) 870 5070-4;

27. Silverbird Silverbird Galleria, Plot 1161, Memorial Drive, Central Business District

Tel: +234(09) 870 0368-70

28.GarkiTswanya Centre,

Plot 1517 Muhammadu, Buhari Way, Garki, Abuja

Tel: +234(09) 875 5059

29.Maitama Zamani Complex 1 Zambezi Creescent, Aguyi Ironsi, Abuja

Tel: +234(09) 8766836, +234 (9) 8766840-1

871072-3

30.Kano 8C Murtala Mohammed Way, Kano State

Tel: +234(64) 890 635, 200 456

31.Kaduna Plot 1 & 2C Kachia Road, Kaduna, Kaduna State

Tel: +234 (062) 870 134

Port Harcourt & East 32.Trans Amadi Plot 7, Trans Amadi Industrial Layout Port Harcourt

Tel: +234(84) 463 607-9

33.AbaRoad 143 Port Harcourt – Aba Express Road, Port Harcourt

Tel: +234 (84) 464 321-6

34. Onne Free Trade Zone, Intels Camp, Onne Port Harcourt

Tel +234(84) 464 321-6

35.Aba 20 Aba – Owerri Road, Aba, Abia State

Tel: +234 (82) 228 600, 288 565,

36. Onitsha No. 49 New Market Road, Onitsha, Anambra State

Tel: +234(046) 830215; 871073

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FeesOverdraft

Commitment fees 1%Cheque bounce protectionoffered at discretion of the bank. Fee of up to 1% on advanced sum.

Other fees Negotiable

Reference Letters NGN2,500/USD15/EUR15

Cheque Confirmation NGN2,000

Foreign statement Equivalent of N50/page

Salary Processing Negotiableper employee

PTA/BTACommission 1%

Discounted if bought with Travel Insurance. Waived for Excel/Priority clients and Cash Passport

Telegraphic TransfersInward Free

Offshore bank chargesmay apply

Outward(foreign) International Trade Account (FCY a/cs)• TT: To SCB a/cs– 0%• Other TT - 0.5% Plus $36,GBP26 or EUR30 • Cash withdrawal: 0.5%flat per transaction• Other charges applicableto current accounts or trade transactionsOther Current & SavingsAccounts (FCY)• TT - 0.5% Subject to a

Amendment to USD30/GBP20/EUR30Instruction Where error is at customer’s

instance.

Temporary OverdraftsDefault rate Market driven (linked to

regulatory policy)Minimum flat fee of NGN5,000

Processing fee Up to 1% flat

Cash Transfers/Cash in TransitCash Transfer Credited to NGN1,500/USD10/GBP6/other Branch’s Suspense EUR10 flata/c for payment acrosscounter - Up Country

Cash Transfer Credited to NGN1,000/USD5/GBP3/EUR5other Branch’s Suspense a/c for payment acrosscounter- Same City

Foreign Currency ChequesSent on collection 1%

Minimum USD10/GBP10/EUR10;Courier USD18GBP13/EUR15 VAT on both Professional Fees.

Corporate search Corporate Affairs Commission(CAC) NGN4,500

Certified true copy of form CAC 2 NGN5,000

Certified true copy of form CAC 7 NGN5,000

Certified true copy of MOA NGN10,000

Foreign Statement Print Equivalent of NGN50/Page

Certified true copy of Certificate of Incorporation NGN10,000

Cards

Naira Debit CardIssuance fee NGN1,000.

Card Insurance premium NGN1,000Covers cash robbery risk,

Issuance with Debit NGN 1,000card insurance

Card usage Free on Standard Charteredand other banks ATMs in Nigeria

International card usage

ATM: 4% plus USD1.5/GBP1

EUR1.2 per ATM withdrawal

Issuance fees NGN1,000

Additional card NGN1,000Limit change

Annual fees on FCY cards N3,000 or FCY equivalent




Annual Fee (Primary Card) NGN6,000 NGN10,000

Monthly Administration Fee NGN250 NGN250Monthly Interest Rate 2.50% 2.35%

Annual Fee (Supplimentary Card)

NGN2,500 NGN3,500

Visa Gold Debit Ca

Credit Cards

Fees Gold Platinum

rd ChargesIssuance fees NGN1,000

Additional card NGN1,000

Limit change NGN1,000


Platinum Card Charges

Limit Change

Emergency replacementof card in a foreign country USD250

Issuance NGN1,000



Visa Business Card Charges





Limit change


Other fees and charges

SMS Alerts NGN4 per alert

Term DepositPre-mature liquidation within 15 days: Forfeiture of all accrued interest due

N0-N499, 999.99

NEFT Charge

N500, 000-N10, 000,000

N10,000,000

N70

N100

N500

Interbank Transfer(Online Banking) N100 flat

June 2013

Pre-mature liquidation after 15 days but before maturity: 20% on interest accrued

0It’s good to be able

to make informeddecisions

12products tochoose from

2decisionsto make

suprises

10.Point Road, Apapa Polysonic Plaza, 1B Point Road, Apapa, Lagos

Tel: +234 1 2809731

11.Agidingbi Plot 42 Acme Road/34 Lateef Jakande Street, Agidingbi

Tel: +234 (1) 270 4611-4

12.AdetokunboAdemola 72A Ademola Adetokunbo Branch, opposite Ocean View,

Victoria IslandTel: +234 (1) 277 8256-9

13.Festac 20. Plot 6/7 First Avenue, Festac Town

Tel: +234 (1) 270 4611-4

14. New Leisure Mall Adeniran Ogunsanya Road, Surulere Lagos

Tel: +234(1) 271 1539, 271 8134

15.Ikota Road 5, K23 Ikota Shopping Complex, beside VGC, Lagos

Tel: +234(1) 461 3697-8, 461 3690-2

16.Sanusi Plot 1681 Sanusi Fafunwa Street,

Victoria Island LagosTel: +234(1) 280 072(0-4), 280 0722

17. Shell (Implant) Freeman House, 21/22 MARINA LAGOS

Tel- 01-2771514 EXT - 4090,4091

18.Ilupeju 56 Town Planning Way, Ilupeju, Lagos

Tel: +234(1) 280 6540 – 4

19. Isolo Afprint Complex, Plot 122/132 Apapa-Oshodi Expressway, Lagos

Tel: +234(1) 2800725-9

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NGN1,000

NGN1,000

NGN1,000

POS: 4%

Visa Electron Debit Card Charges

Infinite Card (By Invitation only)



Cash Advance Fee NGN240 flat NGN240 flat

Credit Life Insurance 0.09%/monthof outstanding balance

0.09%/monthof outstanding balance

Card Replacement Fee NGN2,500 NGN2,500

Exceeding the set credit limit Fee NGN3,000 NGN3,000

Late Payment Fee NGN2,000 NGN2,000

InternationalTransaction charge

Please note that all these charges are subject to change by the bank.

4% 4%



POS: 4%



POS: 4%



POS: 4%



POS: 4%




POS: 4%

Limit change NGN1,000

min of $10 or equivalent

Account Closure No charge

Diva Savings Account

Interest 3.6%

Opening Balance NGN25,000My Dream Account

Non ATM Usage (in-branch cash withdrawal) fee

On Own account(Amount below NGN100,000) NGN200

Withdrawals Withdrawals above once rin a month would lead to forfeiture of interest.

Interest 3.6%

Interest 4%

Cash Withdrawal

(Current) 0.5%

Account to Account Transfer 0.5%

within SCB (3rd Party)

Account Closure No charge

Cheque BookUSD

Personal USD18Corporate/SME USD22

GBPPersonal GBP12Corporate/SME GBP16

Corporate (SME) NGN250,000Interest in line with Market Conditions

Gold Crest Account (SME)

NGN500,000

Non ATM usage (in-branch cash withdrawal) fee

On own account (amounts below NGN100,000) NGN200

A clear commitmentto youIn order to make the bestdecisions about your finances,you need to be informed.Always. That’s why we arecommitted to being open andtransparent about what wecharge. This leaflet contains aclear and itemized list of all ourrates and charges.

Current accounts Current Accounts Continued

Savings Accounts

Foreign Currency Account

Foreign Currency Account Continued

Employee Banking (For Salary Earners)

Chequebook

Personal

NGN1,500Add stamp duty; NGN50 plus VAT 5%

Corporate/SME NGN2,500Add stamp duty; NGN50plus VAT 5%

Commission on NGN3Turnover (COT) per mille

Standing Order NGN300/USD2/GBP2/EUR2

Counter Cheque NGN200 flat

Statement Print NGN50 per page

Stopped Cheque Charge N500/USD3/GBP3/EUR3GBP3/EUR3

Returned Cheque Charge 0.5% of amount subject to a maximum of N5,000

Account Closure No Charge

Cashier’s Order Current Account: N300

Cashier’s Order Savings Account: N500

EURPersonal EUR15Corporate/SME EUR18

Relationship Balance on all accounts

Preferred Customer $10,000.00 (or equivalent in NGN, GBP, EUR)Minimum balance of N250,000on naira accountA NGN3,000 flat fee will be charged each month the minimum balance falls below N250,000 Zero COT

Priority Customer $50,000.00 (or equivalent in NGN, GBP, EUR).

Commission on Turnover (COT)

Priority Accounts Zero COTPreferred Accounts Zero COT

A NGN3,000 flat fee will be charged each month the minimum balance falls below N250,000.

BTA/PTAPreferred & Priority customers

CommissionFree

Easy banking bundleTravel Insurancepremium 10% discount

Naira debit cardissuance fee 50% discountForeign Currency

Debit card fee 25% discount

Spend Easy bundle

Current Account Zero COT

Credit card for

approved applications No Joining fee

Naira debit card

issuance fee 50% discount

Personal Zero COTDiscount on loan productsFree Naira Visa Debit cardFree SMS alert50% discount on FCY VISA Debit Card

Foreign Currency TT USD36/GPB26/EUR30 plus 0.5% commission.

Bonds/Guarantees

Bid bonds/Tender bonds 1% per quarterPerformance bonds 2% per half yearAdvance payment bonds 2% per half yearBonds of customs and excise 2% per half year

Other Services Continued

All other bonds and guarantees 2% per half year

Mininum charge of NGN5,000applies to all

LC Commission- Import

Processing & registrationof Form NGN5,000

Amendment NGN5,000

Swift Charge NGN4,000

Revalidation NGN5,000

Extensions NGN5,000

Establishment of commission for credits up to 180 days 1%

Plus communication charges

Establishment of commissionfor credits up to 270 days 1.25%


Establishment of commission for credits up to 360 days 1.50%


Amendment N2,000

Handling commission 0.50%Min NGN5000

LC Commission- ExportProcessing and registrationof NXP form NGN5,000

Advising CommissionWhere a Nigerian Bank simply verifies authenticity of credit and delivers same NGN2,000

Where a Nigerian Bank has to re-write the credit 0.50%

Min equivalent of USD25

Transfering commission 0.50%Min equivalent of USD25

Confirming 1%Minimum NGN1,500

Negotiation 1%

Bills for Collection (Inward)

Documentary Bill 2%

Min NGN1000

Holding Charge:Bills under NGN 25,000 NGN500 per month

Product Bundles

Other Services

Savings Accounts Continued Premium Banking

eSaver

1-499,999.99500,000-1,999,999.99

3.6%4.25

2,000,000-4,999,999.99Over 5,000,000

5.75%7%

Bills above NGN25,000 NGN1,000 per month

Extension NGN1,000 per bill

Bills for collection negotiation 0.5% flat

Protest charge plus 2% of bill amountNotary public fees Minimum NGN2,000

Bills for Collection (Inward)

Documentary Bills 2%

Prime Lending RatesSME or Personal Market driven

( Linked to regulatory policy)

Other Loan Charges

Credit life insurance 0.5% per annumManagement fee 1% flat one-off chargeBill payment N100 per transaction

Delayed payment chargeon missed repayment 1%

Prematureliquidation fee 5%

MortgageManagement fee 1% flat

Commitment fee on PIL 1% flat

Premature liquidation Up to 3% of the original loanfee amount.

For loans that run less than5 years, a 3% fee will beapplicable for full liquidation

RTGS N700 flat

Preferred

Priority Zero COT, discount onDiscount on loan productsFree Naira Visa Debit cardFree SMS alert50% discount on FCY VISA Debit CardPriority Pass

Zero COTDiscount on loan productsFree Naira Visa Debit cardFree SMS alert50% discount on FCY VISA Debit CardPriority Pass

A NGN1,000 charge is applied for in-branch withdrawals

SCB NigTariff 1&2 - Standard Chartered · PDF fileBranch directory Branch directory or visit...

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Transcript of SCB NigTariff 1&2 - Standard Chartered · PDF fileBranch directory Branch directory or visit...