SC Germany Vehicles 2013-1 Monthly Investor Report · 2021. 1. 27. · SC Germany Vehicles 2013-1...

SC Germany Vehicles 2013-1

Monthly Investor Report

SC Germany Vehicles 2013-1 Reporting Date 09.06.2020

Monthly Investor Report Payment Date 12.06.2020Period No 80

Cover Sheet Monthly Investor Report Monthly Period Jun 2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days

Collection Period from 01.05.2020 to 31.05.2020

Index Page

1. Portfolio Information 1

2. Reserve Accounts 2

3. Delinquency Data 3

4. Default Data 4

5. Concentration Limits 5

6. Outstanding Notes 6

7. Original Principal Balance 7

7.1 Original PB (Graph) 8

8. Current Principal Balance 9

8.1 Current PB (Graph) 10

9. Borrower Concentration 11

10. Geographical Distribution 12

10.1 Geographical (Graph) 13

11. Object/Vehicle Type 14

12. Insurances 15

13. Contract Type 16

14. Payment Methods 17

15. Downpayment 18

16. Effective Interest Rate 19

16.1 Effective Interest Rate (Graph) 20

17. Seasoning 21

17.1 Seasoning (Graph) 22

18. Remaining Term 23

18.1 Remaining Term (Graph) 24

19. Original Term 25

19.1 Original Term (Graph) 26

20. Manufacturer Brands 27

21. Priority of Payments + Transaction Costs 28

22. Retention 30

23. Counterparties 31

24. Issuer Information 32

25. Santander Consumer Bank 33

Santander Consumer Bank AG

Santander-Platz 1

41061 Mönchengladbach



1. Portfolio Information Monthly Period Jun 2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days


current period previous period

Outstanding ReceivablesNo. of

Contracts

Aggregate Outstanding

Principal Amount

Aggregate Outstanding

Principal Amount

Beginning of Period 8.871 52.917.825,29 € 58.025.568,93 €

Scheduled Principal Payments 3.134.773,47 €

Prepayment Principal 1.197.902,73 €

Others 46.465,31 €-

Total Principal Collections 4.286.210,89 € 4.998.191,18 €

Total Interest Collections 207.967,48 € 235.703,52 €

Defaults 49.147,67 € 109.552,46 €

Replenishment - € - €

End of Period 8.233 48.582.466,73 € 52.917.825,29 €

Purchase Shortfall Account 4,27 € 4,71 €

Total Assets (End of Period) 48.582.471,00 € 52.917.830,00 €

Current Prepayment Rate (annualised) 24,0%

Loans under German COVID-19 Mitigation Act 325 2.427.766,86 € 2.981.868,82 €


Santander-Platz 1




2. Reserve Accounts Monthly Period Jun 2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days


Note BalanceBeginning of Period 52.917.830,00 €

End of Period 48.582.471,00 €

Reserve AccountsReserve Account in % Trigger Event y/n

Beginning of Period 13,23% 7.000.000,00 €

Cash Outflow - €

Cash Inflow - €

End of Period 14,41% 7.000.000,00 €

Required Reserve Fund 14,41% 7.000.000,00 €

Commingling Reserve in % no

Beginning of Period n/a

Cash Outflow n/a

Cash Inflow n/a

End of Period n/a

Required Commingling Reserve Fund n/a

Set-Off Reserve in % no

Beginning of Period n/a

Cash Outflow n/a

Cash Inflow n/a

End of Period n/a

Required Set-Off Reserve Fund n/a

Current Set-Off Amount n/a

Set-Off Amount (per Loan) n/a

Set-Off Amount (in % of Outstanding Balance) n/a


Santander-Platz 1




3. Delinquency Data Monthly Period Jun 2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days



End of Period 48.582.471,00 €

Delinquency Data and Ratios3-MRA* /

current ratioAmount at risk Overdue amount

Number of

Loans

3-MRA* 1- 30 days past due 1,20%

1- 30 days past due period before previous period 626.375,76 € 262.595,43 € 94

1- 30 days past due previous period 658.651,84 € 287.649,12 € 94

1- 30 days past due current period 1,17% 621.109,34 € 287.157,03 € 82

3-MRA* 31- 60 days past due 0,96%




3-MRA* 61-90 days past due 0,49%
















* 3-MRA stands for three months rolling average


Santander-Platz 1




4. Default Data Monthly Period Jun 2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days



End of Period 48.582.471,00 €

Default Data and Ratios Amount Number of Loans

Current Default

Current Period Gross Default 49.147,67 €

Current Period Recoveries 56.605,62 €

Current Period Net Default 7.457,95 €-

New Number of Defaulted Contracts 8

Cumulative Default

Cumulative Gross Default 22.236.407,22 €

Cumulative Recoveries 4.790.085,67 €

Cumulative Net Default 17.446.321,55 €

Total Number of Defaulted Contracts 2.435

3-MRA* /

current ratioRatio

3-MRA* Annualised Net Default Ratio (New Default) 0,69%

Annualised Loss Ratio period before previous period 1,11%

Annualised Loss Ratio previous period 1,15%

Annualised Loss Ratio current period -0,18% -0,18%

Principal Deficiency Trigger Event y/n

Principal Deficiency period before previous period - € no

Principal Deficiency previous period - €

Principal Deficiency current period - €

PDL Trigger 2.500.000,00 €

Repurchased Assets

Current Repurchased Asset Amount through breach of warranty or voluntary buyback - €

Cumulative Repurchased Asset Amount through breach of warranty or voluntary buyback - €

* 3-MRA stands for three months rolling average


Santander-Platz 1




5. Concentration Limits Monthly Period Jun 2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days


Current Transaction Status Amortizing

Portfolio Concentrations Minimum-Trigger Maximum-Trigger Current Value Trigger Breach

New Vehicles (applicable for Replenishment Portfolio) 45,00% - - -

Average Yield (applicable for Replenishment Portfolio) 4,50% - - -

Contracts with Balloon Rates (applicable for Total Portfolio) - 45,00% - -

Remaining Term (applicable for Total Portfolio) - 55,00 - -

Early Amortisation Events Maximum-Trigger Current Value Trigger Breach

Cumulative Loss Ratio

- prior to 30 September 2014 0,75% - -



Purchase Shortfall Event -

Period before previous period -

Previous period -

Current period -

Principal Deficiency Event - -

Total Sold Receivables 1.645.278.869,84 €


Santander-Platz 1




6. Outstanding Notes Monthly Period Jun 2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days


1. Note Balance All notes Class A Class BGeneral Note Information

ISIN Code XS0980215825 XS0980216807

Currency EUR EUR

Initial Tranching in % 90,0% 10,0%

Legal Maturity Oct 2027 Oct 2027

Expected Maturity Mrz 2020 Mrz 2020

Original Rating (DBRS / S&P) A(sf) / A(sf) Not rated

Current Rating (DBRS / S&P)* D & S n.r. / n.r. Not rated

Initial Notes Aggregate Principal Outstanding Balance 700.000.000,00 € 630.000.000,00 € 70.000.000,00 €

Initial Nominal per Note 100.000,00 € 100.000,00 €

Initial Number of Notes per Class 6.300 700

Current Note Information

Class Principal Outstanding Balance Beginning of Period 52.917.830,00 € 0,00 € 52.917.830,00 €

Available Distribution Amount 11.550.788,70 €

Replenishment 0,00 €

Amortisation 4.335.359,00 €

Redemption per Class 4.335.359,00 € 0,00 € 4.335.359,00 €

Redemption per Note 0,00 € 6.193,37 €

Class Principal Outstanding Balance End of Period 48.582.471,00 € 0,00 € 48.582.471,00 €

Current Tranching 0,0% 100,0%

Current Pool Factor 0,00 0,69

2. Payments to Investors per Note All notes Class A Class B Interest Rate Basis: Fixed 1,593% 2,802%

DayCount Convention act/360 act/360

Interest Days 31

Principal Outstanding per Note Beginning of Period - € 75.596,90 €

> Principal Repayment per Note - € 6.193,37 €

Principal Outstanding per Note End of Period - € 69.403,53 €

> Interest accrued for the period - € 127.680,00 €

Interest Payment - € 127.680,00 €

Interest Payment per Note - € 182,40 €

3. Credit Enhancements Class A Class B Initial total CE (Subordination, Reserve) 11,00% 1,00%

Current CE (incl. Excess Spread) 116,35% 16,35%

Current CE (excl. Excess Spread) 114,41% 14,41%

* Last rating action as of 26.02.2020


Santander-Platz 1




7. Original Principal Balance Monthly Period Jun 2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days


Original Principal Balance

(Ranges in EUR)

Original Principal

Balance in EUR

Percentage of

Total BalanceNumber of Loans

Percentage of Total

Loans

0: 1999 3.770,82 0,00% 2 0,02%

2000: 3999 125.849,16 0,07% 38 0,46%

4000: 5999 639.530,89 0,38% 123 1,49%

6000: 7999 2.152.528,82 1,26% 304 3,69%

8000: 9999 4.269.025,40 2,51% 469 5,70%

10000:11999 6.976.563,60 4,10% 634 7,70%

12000:13999 9.232.752,68 5,42% 710 8,62%

14000:15999 11.479.700,17 6,74% 766 9,30%

16000:17999 11.920.516,45 7,00% 703 8,54%

18000:19999 13.690.248,65 8,04% 721 8,76%

20000:21999 15.228.423,68 8,94% 726 8,82%

22000:23999 14.447.458,11 8,48% 628 7,63%

24000:25999 11.357.488,33 6,67% 455 5,53%

26000:27999 10.862.406,76 6,38% 404 4,91%

28000:29999 9.670.283,33 5,68% 334 4,06%

30000:31999 8.758.049,34 5,14% 283 3,44%

32000:33999 5.801.249,84 3,41% 176 2,14%

34000:35999 5.175.872,23 3,04% 148 1,80%

36000:37999 4.494.774,49 2,64% 122 1,48%

38000:39999 3.348.257,66 1,97% 86 1,04%

40000:41999 3.678.922,02 2,16% 90 1,09%

42000:43999 1.929.158,55 1,13% 45 0,55%

44000:45999 2.204.131,64 1,29% 49 0,60%

46000:47999 1.267.591,86 0,74% 27 0,33%

48000:49999 1.569.647,90 0,92% 32 0,39%

50000:51999 1.325.134,36 0,78% 26 0,32%

52000:53999 842.977,33 0,49% 16 0,19%

54000:55999 989.262,90 0,58% 18 0,22%

56000:57999 911.422,69 0,54% 16 0,19%

58000:59999 1.176.786,24 0,69% 20 0,24%

60000:61999 243.831,38 0,14% 4 0,05%

62000:63999 378.538,77 0,22% 6 0,07%

64000:65999 584.471,40 0,34% 9 0,11%

66000:67999 535.095,87 0,31% 8 0,10%

68000:69999 136.786,00 0,08% 2 0,02%

70001: 2.896.450,60 1,70% 33 0,40%

Total 170.304.959,92 100,00% 8.233 100,00%

Statistics in EUR

Average Amount 20.685,65


Santander-Platz 1




7.1 Original PB (Graph) Monthly Period Jun 2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days


0

2.000.000

4.000.000

6.000.000

8.000.000

10.000.000

12.000.000

14.000.000

16.000.000

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Santander-Platz 1




8. Current Principal Balance Monthly Period Jun 2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days


Current Principal Balance

(Ranges in EUR)

Current Principal

Balance in EUR

Percentage of Total

BalanceNumber of Loans

Percentage of Total

Loans

0: 1999 2.015.820,51 4,15% 2.151 26,13%

2000: 3999 5.108.958,40 10,52% 1.720 20,89%

4000: 5999 6.135.060,37 12,63% 1.237 15,02%

6000: 7999 6.596.075,66 13,58% 951 11,55%

8000: 9999 6.407.539,53 13,19% 716 8,70%

10000:11999 5.139.103,06 10,58% 471 5,72%

12000:13999 4.159.105,26 8,56% 321 3,90%

14000:15999 3.091.631,01 6,36% 207 2,51%

16000:17999 2.417.431,23 4,98% 143 1,74%

18000:19999 1.870.194,07 3,85% 99 1,20%

20000:21999 1.360.388,88 2,80% 65 0,79%

22000:23999 1.148.751,54 2,36% 50 0,61%

24000:25999 597.243,11 1,23% 24 0,29%

26000:27999 644.809,10 1,33% 24 0,29%

28000:29999 523.696,55 1,08% 18 0,22%

30000:31999 309.355,66 0,64% 10 0,12%

32000:33999 197.361,85 0,41% 6 0,07%

34000:35999 211.397,79 0,44% 6 0,07%

36000:37999 37.119,41 0,08% 1 0,01%

38000:39999 154.232,21 0,32% 4 0,05%

40000:41999 80.565,50 0,17% 2 0,02%

42000:43999 42.994,90 0,09% 1 0,01%

46000:47999 47.748,49 0,10% 1 0,01%

50000:51999 51.114,77 0,11% 1 0,01%

56000:57999 171.123,02 0,35% 3 0,04%

62000:63999 63.644,85 0,13% 1 0,01%

Total 48.582.466,73 100,00% 8.233 100,00%

Statistics in EUR

Average Amount 5.900,94


Santander-Platz 1




8.1 Current PB (Graph) Monthly Period Jun 2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days


0

1.000.000

2.000.000

3.000.000

4.000.000

5.000.000

6.000.000

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Santander-Platz 1




9. Borrower Concentration Monthly Period Jun 2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days


NoCurrent Principal

Balance in EUR

Percentage of


1 63.644,85 0,1310% 1

2 57.697,33 0,1188% 1

3 56.927,12 0,1172% 1

4 56.498,57 0,1163% 1

5 51.114,77 0,1052% 1

6 47.748,49 0,0983% 1

7 42.994,90 0,0885% 1

8 40.376,15 0,0831% 1

9 40.280,66 0,0829% 2

10 40.189,35 0,0827% 1

11 39.123,99 0,0805% 1

12 38.705,04 0,0797% 1

13 38.686,95 0,0796% 2

14 38.382,73 0,0790% 1

15 38.020,45 0,0783% 1

16 37.119,41 0,0764% 1

17 36.111,31 0,0743% 2

18 35.954,29 0,0740% 1

19 35.693,45 0,0735% 1

20 35.648,90 0,0734% 1

21 35.566,79 0,0732% 1

22 34.947,51 0,0719% 4

23 34.513,27 0,0710% 1

24 34.021,09 0,0700% 1

25 33.671,78 0,0693% 1

1.043.639,15 2,1482% 31


Santander-Platz 1




10. Geographical Distribution Monthly Period Jun 2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days


StateCurrent Principal

Balance in EUR

Percentage of Total


Percentage of Total

Loans

Baden-Wuerttemberg 3.988.342,15 8,21% 590 7,17%

Bavaria 4.255.333,08 8,76% 665 8,08%

Berlin 1.585.842,34 3,26% 274 3,33%

Brandenburg 3.816.418,32 7,86% 698 8,48%

Bremen 259.345,23 0,53% 46 0,56%

Hamburg 818.600,99 1,68% 135 1,64%

Hesse 2.765.932,75 5,69% 459 5,58%

Lower Saxony 4.586.616,28 9,44% 765 9,29%

Mecklenburg-Western Pomerania 3.035.082,36 6,25% 517 6,28%

North Rhine-Westphalia 9.200.518,41 18,94% 1.573 19,11%

Rhineland-Palatinate 2.022.043,66 4,16% 324 3,94%

Saarland 574.701,81 1,18% 101 1,23%

Saxonia 3.470.095,13 7,14% 627 7,62%

Saxony-Anhalt 3.096.389,17 6,37% 549 6,67%

Schleswig-Holstein 2.118.135,59 4,36% 399 4,85%

Thuringia 2.743.571,75 5,65% 480 5,83%

n/a 245.497,71 0,51% 31 0,38%

Total 48.582.466,73 100,00% 8.233 100,00%


Santander-Platz 1




10.1 Geographical Distribution (Graph) Monthly Period Jun 2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days


0

1.000.000

2.000.000

3.000.000

4.000.000

5.000.000

6.000.000

7.000.000

8.000.000

9.000.000

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Santander-Platz 1




11. Object/Vehicle Type Monthly Period Jun 2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days


Vehicle TypeCurrent Principal

Balance in EUR

Percentage of Total


Percentage of Total

Loans

New Vehicle 22.959.126,11 47,26% 3.585 43,54%

Used Vehicle 25.623.340,62 52,74% 4.648 56,46%

Total 48.582.466,73 100,00% 8.233 100,00%

Object TypeCurrent Principal

Balance in EUR

Percentage of Total


Percentage of Total

Loans

Car 46.304.407,03 95,31% 7.805 94,80%

Leisure 1.744.961,31 3,59% 245 2,98%

Motorbike 533.098,39 1,10% 183 2,22%

Total 48.582.466,73 100,00% 8.233 100,00%


Santander-Platz 1




12. Insurances Monthly Period Jun 2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days


Payment Protection

Insurance

Current Principal

Balance in EUR

Percentage of Total


Percentage of Total

Loans

No 27.332.877,45 56,26% 4.340 52,71%

Yes 21.249.589,28 43,74% 3.893 47,29%

Total 48.582.466,73 100,00% 8.233 100,00%

Gap Insurance

(Santander Safe)

Current Principal

Balance in EUR

Percentage of Total


Percentage of Total

Loans

No 34.427.385,86 70,86% 5.945 72,21%

Yes 14.155.080,87 29,14% 2.288 27,79%

Total 48.582.466,73 100,00% 8.233 100,00%

Repair Cost Insurance

(Santander AutoCare)

Current Principal

Balance in EUR

Percentage of Total


Percentage of Total

Loans

No 43.843.691,79 90,25% 7.406 89,96%

Yes 4.738.774,94 9,75% 827 10,04%

Total 48.582.466,73 100,00% 8.233 100,00%


Santander-Platz 1




13. Type of Contract Monthly Period Jun 2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days


Contracts w/Balloon PaymentsCurrent Principal Balance

in EUR

Percentage of Total


Percentage of Total

Loans

No 33.024.729,85 67,98% 6.770 82,23%

Yes 15.557.736,88 32,02% 1.463 17,77%

- of which balloon rates 13.817.710,97 28,44%

- of which regular installments 1.740.025,91 3,58%

Total 48.582.466,73 100,00% 8.233 100,00%

Balloon Loans - Original Term

in months

Balloon Rates

in EUR

Balloon Rates in % of

Total Balloon Rates

Number of Balloon

Loans

Percentage of Total

Balloon Loans

26:38 0,00 0,00% 1 0,07%

39:51 1.319.136,90 9,55% 133 9,09%

52:64 12.339.867,88 89,30% 1.323 90,43%

65:72 53.354,50 0,39% 3 0,21%

73: 105.351,69 0,76% 3 0,21%

Total 13.817.710,97 100,00% 1.463 100,00%

Balloon Loans - Remaining

Term in months

Balloon Rates

in EUR

Balloon Rates in % of

Total Balloon Rates

Number of Balloon

Loans

Percentage of Total

Balloon Loans

0:12 13.240.133,74 95,82% 1.403 95,90%

13:25 577.577,23 4,18% 60 4,10%

Total 13.817.710,97 100,00% 1.463 100,00%


Santander-Platz 1




14. Payment Methods Monthly Period Jun 2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days


Payment MethodCurrent Principal

Balance in EUR

Percentage of Total


Percentage of Total

Loans

Direct Debit 45.014.945,95 92,66% 7.692 93,43%

Other 3.567.520,78 7,34% 541 6,57%

Total 48.582.466,73 100,00% 8.233 100,00%

Cycle of PaymentCurrent Principal

Balance in EUR

Percentage of Total


Percentage of Total

Loans

15th of month 26.985.190,13 55,55% 4.504 54,71%

1st of month 21.597.276,60 44,45% 3.729 45,29%

Total 48.582.466,73 100,00% 8.233 100,00%


Santander-Platz 1




15. Downpayment Monthly Period Jun 2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days


Downpayment

(Ranges in EUR)

Current Principal

Balance in EUR

Percentage of

Total BalanceNumber of Loans

Percentage of Total

Loans

Downpayment /

Purchase Price in %

No Downpayment 17.656.149,97 36,34% 2.897 35,19% 0,00%

0: 999 424.903,38 0,87% 138 1,68% 4,38%

1000: 1999 1.851.088,25 3,81% 490 5,95% 9,38%

2000: 2999 3.077.520,30 6,33% 757 9,19% 13,65%

3000: 3999 3.656.628,03 7,53% 758 9,21% 16,38%

4000: 4999 3.593.561,81 7,40% 661 8,03% 18,41%

5000: 5999 4.358.987,91 8,97% 741 9,00% 19,89%

6000: 6999 2.805.285,05 5,77% 418 5,08% 22,66%

7000: 7999 1.948.823,69 4,01% 260 3,16% 23,80%

8000: 8999 1.479.562,24 3,05% 219 2,66% 27,85%

9000: 9999 1.001.486,04 2,06% 115 1,40% 27,33%

10000:10999 2.407.559,14 4,96% 297 3,61% 28,10%

11000:11999 439.683,30 0,91% 62 0,75% 31,43%

12000:12999 494.919,90 1,02% 59 0,72% 31,10%

13000:13999 449.474,67 0,93% 44 0,53% 30,83%

14000:14999 215.667,81 0,44% 29 0,35% 37,19%

15000:15000 546.634,42 1,13% 68 0,83% 37,00%

15001: 2.174.530,82 4,48% 220 2,67% 41,41%

Total 48.582.466,73 100,00% 8.233 100,00% 15,72%

Downpayment and

Purchase PriceAll Contracts

Contracts with

DownpaymentAverage Downpayment 3.669,85 € 5.662,26 €

Average Purchase Price 23.346,35 € 25.081,79 €

Minimum Downpayment 100,00 €

Maximum Downpayment 63.500,00 €

Downpayment in % 15,72% 22,58%


Santander-Platz 1




16. Effective Interest Rate Monthly Period Jun 2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days


Yield Range* Current Principal

Balance in EUR

Percentage of Total


Percentage of Total

Loans

1: 1 292.708,48 0,60% 39 0,47%

2: 2 432.716,45 0,89% 100 1,21%

3: 3 19.560.093,28 40,26% 2.750 33,40%

4: 4 17.837.108,76 36,72% 3.014 36,61%

5: 5 6.427.606,09 13,23% 1.378 16,74%

6: 6 2.883.754,55 5,94% 640 7,77%

7: 7 719.844,06 1,48% 195 2,37%

8: 8 276.653,59 0,57% 71 0,86%

9: 9 114.815,13 0,24% 38 0,46%

10:10 37.166,34 0,08% 8 0,10%

Total 48.582.466,73 100,00% 8.233 100,00%

Statistics in %

WA Interest 4,74%

*runs from .00 to .99


Santander-Platz 1




16.1 Effective Interest Rate (Graph) Monthly Period Jun 2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days


*runs from .00 to .99

0

5.000.000

10.000.000

15.000.000

20.000.000

25.000.000

1: 1 2: 2 3: 3 4: 4 5: 5 6: 6 7: 7 8: 8 9: 9 10:10

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Yield Range*


Santander-Platz 1




17. Seasoning Monthly Period Jun 2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days


Seasoning in

Months

Current Principal

Balance in EUR

Percentage of Total


Percentage of Total

Loans

45:47 2.141.135,23 4,41% 271 3,29%

48:50 7.357.632,94 15,14% 912 11,08%

51:53 7.522.454,72 15,48% 994 12,07%

54:56 8.617.714,68 17,74% 1.219 14,81%

57:59 7.502.943,72 15,44% 1.261 15,32%

60:62 4.692.145,57 9,66% 835 10,14%

63:65 2.035.135,60 4,19% 346 4,20%

66:68 1.112.916,70 2,29% 221 2,68%

69:71 1.254.179,71 2,58% 289 3,51%

72:74 1.131.496,70 2,33% 232 2,82%

75:77 833.183,27 1,71% 158 1,92%

78:80 931.337,03 1,92% 219 2,66%

81: 3.450.190,86 7,10% 1.276 15,50%

Total 48.582.466,73 100,00% 8.233 100,00%

Statistics

WA Seasoning 58,87


Santander-Platz 1




17.1 Seasoning (Graph) Monthly Period Jun 2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days


0

1.000.000

2.000.000

3.000.000

4.000.000

5.000.000

6.000.000

7.000.000

8.000.000

9.000.000

10.000.000

45:47 48:50 51:53 54:56 57:59 60:62 63:65 66:68 69:71 72:74 75:77 78:80 81:

Cu

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Seasoning in Months


Santander-Platz 1




18. Remaining Term Monthly Period Jun 2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days


Remaining Term in

Months

Current Principal

Balance in EUR

Percentage of Total


Percentage of Total

Loans

0: 6 11.033.231,20 22,71% 2.786 33,84%

7:13 11.639.206,26 23,96% 2.190 26,60%

14:20 4.936.059,73 10,16% 1.007 12,23%

21:27 5.432.402,29 11,18% 769 9,34%

28:34 4.793.530,30 9,87% 555 6,74%

35:41 5.766.261,45 11,87% 542 6,58%

42:48 4.210.019,16 8,67% 325 3,95%

49:55 753.494,67 1,55% 58 0,70%

56:62 18.261,67 0,04% 1 0,01%

Total 48.582.466,73 100,00% 8.233 100,00%

Statistics

WA Remaining Term 19,68


Santander-Platz 1




18.1 Remaining Term (Graph) Monthly Period Jun 2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days


0

2.000.000

4.000.000

6.000.000

8.000.000

10.000.000

12.000.000

14.000.000

0: 6 7:13 14:20 21:27 28:34 35:41 42:48 49:55 56:62

Cu

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Remaining Term in Months


Santander-Platz 1




19. Original Term Monthly Period Jun 2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days


Original Term in

Months

Current Principal

Balance in EUR

Percentage of Total


Percentage of Total

Loans

26:51 1.292.140,63 2,66% 241 2,93%

52:64 17.474.727,60 35,97% 2.939 35,70%

65:77 5.879.726,59 12,10% 1.361 16,53%

78: 23.935.871,91 49,27% 3.692 44,84%

Total 48.582.466,73 100,00% 8.233 100,00%

Statistics

WA Original Term 78,55


Santander-Platz 1




19.1 Original Term (Graph) Monthly Period Jun 2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days


0

5.000.000

10.000.000

15.000.000

20.000.000

25.000.000

30.000.000

26:51 52:64 65:77 78:

Cu

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Original Term in Months


Santander-Platz 1




20. Manufacturer Brands Monthly Period Jun 2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days


Manufacturer

brands

Current Principal

Balance in EUR

Percentage of Total


Percentage of Total

Loans1 4.852.938,91 9,99% 767 9,32%

2 4.229.347,58 8,71% 823 10,00%

3 4.173.785,62 8,59% 551 6,69%

4 3.704.905,54 7,63% 520 6,32%

5 2.796.955,53 5,76% 455 5,53%

6 2.635.157,18 5,42% 556 6,75%

7 2.456.897,99 5,06% 258 3,13%

8 2.393.077,99 4,93% 405 4,92%

9 2.352.896,88 4,84% 285 3,46%

10 2.310.574,48 4,76% 490 5,95%

11 2.296.765,55 4,73% 496 6,02%

12 2.043.290,91 4,21% 352 4,28%

13 1.409.372,39 2,90% 219 2,66%

14 1.136.997,49 2,34% 254 3,09%

15 1.123.317,10 2,31% 149 1,81%

39.916.281,14 82,16% 6.580 79,92%

TOP 15 manufacturer brands in alphabetical order:

Audi, BMW, Citroen, Fiat, Ford, Hyundai, Kia, Mazda, Mercedes, Nissan, Opel, Peugeot, Renault, Volvo, VW


Santander-Platz 1




21. Priority of Payments + Transaction Costs Monthly Period Jun 2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days


Priority of Payments

Available Distribution Amount 11.550.788,70 €

Senior Expenses - 10.531,45 €

Interest Notes Class A - - €

Interest Notes Class B - 127.680,00 €

Replenishment - - €

Payments to Purchase Shortfall Account - 4,27 €

Payments to Reserve Fund - 7.000.000,00 €

Principal Payments Class A - - €

Principal Payments Class B - 4.335.359,00 €

Payments to Commingling Reserve Ledger - n/a

Payments to Set-Off Reserve Ledger - n/a

Interest Subordinated Loan - 25.931,50 €

Principal Payments Subordinated Loan - - €

Payments to Seller = 51.282,48 €

Transaction Costs All notes Class A Class B Senior Expenses 10.531,45 €-

Interest accrued for the Period 127.680,00 €- - € 127.680,00 €-

Cumulative Interest accrued 56.383.306,00 €- 43.261.533,00 €- 13.121.773,00 €-

Interest Payments 127.680,00 €- - € 127.680,00 €-

Cumulative Interest Payments 56.383.306,00 €- 43.261.533,00 €- 13.121.773,00 €-

Interest accrued on Subordinated Loan for the Period 25.931,50 €-

Cumulative Interest accrued on Subordinated Loan 2.027.676,00 €-

Interest Payments on Subordinated Loan 25.931,50 €-

Cumulative Interest Payments on Subordinated Loan 2.027.676,00 €-

Unpaid Interest for the Period - €

Cumulative Unpaid Interest - €


Santander-Platz 1




22. Retention Monthly Period 12.06.2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days


699.999.999,22 €

52.917.825,29 €

48.582.466,73 €

7.000.000,00 €

7.000.000,00 €

7.000.000,00 €

70.000.000,00 €

52.917.830,00 €

48.582.471,00 €

11,00%

113,23%

114,41%Net Economic Interest Ratio as of the end of the Monthly Period:

Santander Consumer Bank AG confirms its compliance to have continuously retained a net economic interest in the SC Germany Vehicles 2013-1 securitisation

transaction of at least 5% of the securitised Purchased Receivables pursuant to Art. 405 of the CRR (Regulation (EU) No 575/2013 of the European Parliament and

of the Council of 26 June 2013) by retaining the regulatory first loss tranche which is represented by the Subordinated Loan of at least 1% and by retaining the

regulatory second loss tranche which is represented by the Class B Notes of at least 4%.

Outstanding Balance of the Class B Notes as of the Offer Date:

Outstanding Balance of the Class B Notes as of the beginning of the Monthly Period:

Outstanding Balance of the Class B Notes of the end of the Monthly Period:

Net Economic Interest Ratio as of Offer Date:

Net Economic Interest Ratio as of the beginning of the Monthly Period:

Outstanding Principal Balance of Purchased Receivables as of the end of the Monthly Period:

Outstanding Principal Balance of the Subordinated Loan as of the Offer Date:

Outstanding Principal Balance of the Subordinated Loan as of the beginning of the Monthly Period:

Outstanding Principal Balance of the Subordinated Loan as of the end of the Monthly Period:

Outstanding Principal Balance of Purchased Receivables as of the Offer Date:

Outstanding Principal Balance of Purchased Receivables as of the beginning of the Monthly Period:


Santander-Platz 1


SC Germany Vehicles 2013-1 09.06.2020

Monthly Investor Report 12.06.202080

23. Counterparties Jun 2020from 12.05.2020 to 12.06.2020 = 31 days

from 01.05.2020 to 31.05.2020

RTG_DBRS_LT_BANK_DEPOSITS RTG_DBRS_ST RTG_SP_LT_LC_ISSUER_CREDIT RTG_SP_ST_LC_ISSUER_CREDIT

Long

Term

Short

TermOutlook

Long

Term

Short

TermOutlook

Counterpart

y status

RTG_DBRS_SENIOR_UNSECURED RTG_DBRS_ST RTG_DBRS_OUTLOOK RTG_SP_LT_LC_ISSUER_CREDIT RTG_SP_ST_LC_ISSUER_CREDIT RTG_SP_OUTLOOK

Calculation Agent, Cash Administrator: Intertrust (Ireland) Limited - - - - - - performing

1st Floor, 1-2 Victoria [email protected] Haddington Road

Phone +353 (0)1 6975 350 Dublin 4 D04 XN32, Ireland

Account Bank and Principal Paying Agent: Bank of New York Mellon AAH R-1H STABLE AA- A-1+ STABLE performing

Friedrich-Ebert-Anlage 49eMail: [email protected] 60327 Frankfurt am Main

Phone: +49 69 12014 1772 Germany

Transaction Security Trustee: Wilmington Trust SP Services (Frankfurt) GmbH - - - - - - performing

Steinweg 3-5eMail: [email protected] 60313 Frankfurt am Main

Phone: +49 (0)69 9288 49512 Germany

Data Trustee: Circumference FS (Netherlands) B.V. - - - - - - performing

Barbara Strozzilaan 101eMail: [email protected] 1083 HN Amsterdam

Phone: +31 20 205 0132 The Netherlands

Rating Agencies: DBRS Ratings Ltd. Standard & Poor's Ratings Services

Structured Finance Structured Finance

1 Minister Court, 10th floor, Mincing Lane 20 Canada Square

EC3R 7 AA London E14 5LH London

United Kingom United Kingdom

Ratings as of 31.05.2020, data source: Bloomberg

DBRS S & P

Reporting Date

Payment Date

Period No

Monthly Period

Interest Period

Collection Period


Santander-Platz 1


mailto:[email protected]:[email protected]:[email protected]:[email protected]



24. Issuer Information Monthly Period Jun 2020Interest Period from 12.05.2020 to 12.06.2020 = 31 days


Deal Name: SC Germany Vehicles 2013-1

Issuer: SC Germany Vehicles 2013-1 UG (haftungsbeschränkt)

The Managing Directors

Grüneburgweg 58-62

60322 Frankfurt am Main

Germany

eMail [email protected]

fax +49 (0) 69 643 50 8925

LEI: 391200MKWPTO6FNJBG27

Seller of the Receivables: Santander Consumer Bank AG

Servicer Name: Santander Consumer Bank AG

Reporting Entity: Santander Consumer Bank AG

Capital Markets

Santander-Platz 1


Germany


fax +49 (0) 2161 690 7077

SPV-Administrator: Intertrust (Deutschland) GmbH

Eschersheimer Landstrasse 14

60322 Frankfurt am Main

Germany


fax +49 (0) 69 643 50 8925


Santander-Platz 1




25. Santander Consumer Bank Jun 2020from 12.05.2020 to 12.06.2020 = 31 days

from 01.05.2020 to 31.05.2020

Contact DetailsCapital Markets

Tomasz Osipowicz +49-2161-690-7046 [email protected]

Robert Westermann +49-2161-690-7424 [email protected]

Michael Evers +49-2161-690-5761 [email protected]

Bastian Menges +49-2161-690-7085 [email protected]

Stefan Zilligen +49-2161-690-6069 [email protected]

Team ABS [email protected]

Ratings Santander

Long

Term

Short

TermOutlook

Long

Term

Short

TermOutlook

AH R-1M STABLE A A-1 NEG

- - - A- A-2 NEG

- - - A- A-2 NEG

Ratings as of 31.05.2020, data source: Bloomberg


Reporting Date

Payment Date

Period No

Monthly Period

Interest Period

S & P

Collection Period

Banco Santander S.A.

Santander Consumer Finance S.A.

DBRS


Santander-Platz 1




26. Glossary Jun 2020from 12.05.2020 to 12.06.2020 = 31 days

from 01.05.2020 to 31.05.2020

Aggregate Outstanding Principal Amount: Shall mean in respect of all Purchased Receivables at any time, the aggregate of the Outstanding Principal Amounts of all Purchased Receivables

which, as of such time, are not defaulted receivables.

Balloon Loan: A loan where the final payment due is higher than any of the previous loan instalments payable by the relevant debtor.

Balloon Payment: The final payment of a balloon loan.

Defaulted Contracts/Defaults: Shall mean as of any date, any purchased receivable which has been declared due and payable in full in accordance to the Credit and Collection Policy

which in principal is between 120 and 180 calendar days after the due date.

Delinquent Receivable: Shall mean as of any date, any purchased receivable which is more than 30 days overdue and not a defaulted contract.

Downpayment: The initial upfront portion of the total net amount due at the time of finalizing the contract.

Excess Spread: Excess Spread equals WA Portfolio Yield minus WA Notes Margin

Gap Insurance: Insurance which covers the risk that loss is incurred if the relevant Financed Vehicle has to be completely written off (total damage) due to fire, accident (irrespective

of whether such accident was caused by the Debtor or a third party), flooding or theft

Legal Maturity: Final Payment date on which all outstanding notes will mature.

Expected Maturity: Maturity date of the notes under the assumption of inter alia (a) a 14% constant prepayment rate, (b) an exercised Clean-Up Call at 10%

and (c) 0% cumulative gross losses.

Leisure: Is composed of motorised and not motorised caravans and campers.

Payment Protection Insurance: Insurance, composed of life insurance and/or accident insurance and/or temporary disability insurance and/or unemployment insurance, which covers

the risk that a Debtor in its capacity as insured person is unable to pay the Loan Instalments owed by such Debtor life insurance

Recoveries: Any amount received on defaulted contracts

Repair Cost Insurance: Insurance which covers repair costs for the repair of certain important components of the Financed Vehicle

Set-Off Reserves: Protection against set-off risks due to deposits

Used Vehicle Shall mean any Financed Vehicle the date of purchase of which by the relevant debtor was later than 12 months after the date of first registration

of such Financed Vehicle

Collection Period

Reporting Date

Payment Date

Period No

Monthly Period

Interest Period

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