Safe Withdrawal Rates and Zero-Risk Portfolios 2012-12

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Safe Withdrawal Rates & Zero Risk Portfolios David John Marotta Marotta Wealth Management www.eMarotta.com

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How do you know if you have money to spend or if you're going to run out? Listen to this presentation for info on how much you can spend safely based upon your age.

Transcript of Safe Withdrawal Rates and Zero-Risk Portfolios 2012-12

Page 1: Safe Withdrawal Rates and Zero-Risk Portfolios 2012-12

Safe Withdrawal Rates & Zero

Risk Portfolios

David John MarottaMarotta Wealth Management

www.eMarotta.com

Page 2: Safe Withdrawal Rates and Zero-Risk Portfolios 2012-12

Getting Your RetirementBack on Track

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How do I know how much I can spend

without risking running out of money?

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S&P 500 Index 20-years

How do I know how much I can spendwithout risking running out of money?

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How do I know how much I can spendwithout risking running out of money?

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Paid Work

Social Securit

y

Safe Spending

from Investme

nt Portfolio

Total Retirem

ent Income

Retirement Income Sources

How do I know how much I can spendwithout risking running out of money?

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Plan to 100 years old

How do I know how much I can spendwithout risking running out of money?

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How do I know how much I can spendwithout risking running out of money?

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How do I know how much I can spendwithout risking running out of money?

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How do I know how much I can spendwithout risking running out of money?

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How do I know how much I can spendwithout risking running out of money?

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How do I know how much I can spendwithout risking running out of money?

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How do I know how much I can spendwithout risking running out of money?

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How do I know how much I can spendwithout risking running out of money?

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How do I know how much I can spendwithout risking running out of money?

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How do I know how much I can spendwithout risking running out of money?

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How do I know how much I can spendwithout risking running out of money?

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How do I know how much I can spendwithout risking running out of money?

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How do I know how much I can spendwithout risking running out of money?

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How do I know how much I can spendwithout risking running out of money?

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Dream Money

Gift Money

Freedom MoneySafety Money

Survival Money

How much money do I need?

How do I know how much I can spendwithout risking running out of money?

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How do I know how much I can spendwithout risking running out of money?

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How do I know how much I can spendwithout risking running out of money?

$2,000,000 65 yrs4.36%-$87,200

$1,912,800$2,065,824 8.00%

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How do I know how much I can spendwithout risking running out of money?

$2,065,824 66 yrs4.43%-$91,516

$1,974,308$2,132,252 8.00%

+5.00%

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How do I know how much I can spendwithout risking running out of money?

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Getting Your RetirementBack on Track

Page 29: Safe Withdrawal Rates and Zero-Risk Portfolios 2012-12

How do I know how much I can spendwithout risking running out of money?

Page 30: Safe Withdrawal Rates and Zero-Risk Portfolios 2012-12

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