s Me Toolkit Cashflow Worksheet Final

Intro&Directions

Page 1

CASH FLOW STATEMENTCompany's namePeriod

Definition

How to use this tool

If you would like to unlock and edit the cells of the Annual Tab, the password is "SME".

The cash flow statement provides aggregate data regarding all cash inflows and outflows of a company. The Cash flow is determined by looking at three components by which cash enters and leaves a company: core operations, investing and financing. It allows investors to understand how a company's operations are running, where its money is coming from, and how it is being spent.

The cash flow statement is distinct from the income statement and balance sheet because it does not include the amount of future incoming and outgoing cash that has been recorded on credit. Therefore, cash is not the same as net income.

This is intended to be a practical tool to be adjusted and used by SMEs working in all sectors. You may adapt it to reflect your business needs, type of clientele, products and services you offer. It provides the minimum information required by financial institutions for assessing loan applications, tax authorities and potential investors.

Start with filling the Month 1 tab, which will populate into the Annual tab. Totals will be calculated automatically. Do not type in grey cells.

Cash Flow WorksheetCompany's nameYear

[Month 1] [Month 2] [Month 3] Q1 [Month 4] [Month 5] [Month 6] Q2Beginning Cash Balance $ - $ - $ - $ - $ - $ - $ - $ -

Cash Inflows (Income):Accounts Receivable Collections $ - $ - $ - $ - $ - $ - $ - $ - Loan Proceeds $ - $ - $ - $ - $ - $ - $ - $ - Cash sales $ - $ - $ - $ - $ - $ - $ - $ - Other: $ - $ - $ - $ - $ - $ - $ - $ - Total Cash Inflows $ - $ - $ - $ - $ - $ - $ - $ -

Cash Outflows (Expenses):Advertising $ - $ - $ - $ - $ - $ - $ - $ - Bank Service Charges $ - $ - $ - $ - $ - $ - $ - $ - Insurance $ - $ - $ - $ - $ - $ - $ - $ - Interest $ - $ - $ - $ - $ - $ - $ - $ - Inventory Purchases $ - $ - $ - $ - $ - $ - $ - $ - Miscellaneous $ - $ - $ - $ - $ - $ - $ - $ - Office $ - $ - $ - $ - $ - $ - $ - $ - Maintenance & Repairs $ - $ - $ - $ - $ - $ - $ - $ - Payroll $ - $ - $ - $ - $ - $ - $ - $ - Payroll Taxes $ - $ - $ - $ - $ - $ - $ - $ - Professional Fees $ - $ - $ - $ - $ - $ - $ - $ - Rent or Lease $ - $ - $ - $ - $ - $ - $ - $ - Supplies $ - $ - $ - $ - $ - $ - $ - $ - Taxes & Licenses $ - $ - $ - $ - $ - $ - $ - $ - Utilities & Telephone $ - $ - $ - $ - $ - $ - $ - $ - Other: $ - $ - $ - $ - $ - $ - $ - $ - Subtotal $ - $ - $ - $ - $ - $ - $ - $ -

Other Cash Out Flows:Capital Purchases $ - $ - $ - $ - $ - $ - $ - $ - Loan Principal $ - $ - $ - $ - $ - $ - $ - $ - Owner's Draw $ - $ - $ - $ - $ - $ - $ - $ - Other: $ - $ - $ - $ - $ - $ - $ - $ - Subtotal $ - $ - $ - $ - $ - $ - $ - $ - Total Cash Outflows $ - $ - $ - $ - $ - $ - $ - $ -

Ending Cash Balance $ - $ - $ - $ - $ - $ - $ - $ -

Monthly Cash Flow Worksheet for period:Day 1 Day 2 Day 3

Beginning Cash Balance $ - $ -

Cash Inflows (Income):Accounts Receivable CollectionsLoan ProceedsCash salesOther: Total Cash Inflows $ - $ - $ -

Cash Outflows (Expenses):AdvertisingBank Service ChargesInsuranceInterestInventory PurchasesMiscellaneousOfficeMaintenance & RepairsPayrollPayroll TaxesProfessional FeesRent or LeaseSuppliesTaxes & LicensesUtilities & TelephoneOther: Subtotal $ - $ - $ -

Other Cash Out Flows:Capital PurchasesLoan PrincipalOwner's DrawOther: Subtotal $ - $ - $ - Total Cash Outflows $ - $ - $ -

Ending Cash Balance $ - $ - $ -

Day 4 Day 5 Day 6 Day 7 Day 8 $ - $ - $ - $ - $ -

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