Russian Denver N25/806

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Sandwich and Coffee Shop 12101 Iliff Ave, Ste M Aurora, CO 80014 303-229-7993 10 9:30 www.mashaandthebear.weebly.com А МЫ И ПРАВДА В ОБЛАСТИ БАЛЕТА ... 720-323-8196 • Виниловые окна и двери - скидки до 40% • Бейсменты, куxни, ванные, ремоделинг - скидки до 35% • Деки, сантеxника, электрика с этим объявлением 720-323-8196 Имеем все необxодимые лицензии, включая GCL-B & Electrical Высокое качество, умеренные цены 10% OFF 10% OFF БЕСПЛАТНАЯ ОЦЕНКА СТОИМОСТИ РАБОТ БЕСПЛАТНАЯ ОЦЕНКА СТОИМОСТИ РАБОТ ÑÒÐÎÈÒÅËÜÍÛÅ ÐÀÁÎÒÛ Â ÄÎÌÀX È ÎÔÈÑÀX ÑÒÐÎÈÒÅËÜÍÛÅ ÐÀÁÎÒÛ Â ÄÎÌÀX È ÎÔÈÑÀX С РАДОСТЬЮ ПОМОГУ ВАМ, ЗВОНИТЕ СЕЙЧАС, ВСЕ КОНСУЛЬТАЦИИ БЕСПЛАТНЫ! Þëèÿ Î÷êîâñêàÿ Жить в чистоте - легко и недорого! УБОРКА ДОМОВ И КВАРТИР СЕЗОН "SPRING CLEANING" ОТКРЫТ! Anastasiya's Residential Cleaning Services 720-579-8910 www.lightsofrussia.com Dr. Tim Leung M.S., D.C. Самый известный врач в китайской общине, практикует более 14 лет АВТОАВАРИИ И ТРАВМЫ НА ПРОИЗВОДСТВЕ AUTO ACCIDENTS 303-692-8803 Colorado Based American Russian Publication www.nashdenver.com/rd 720-436-7613 Colorado Based American Russian Publication www.nashdenver.com/rd 720-436-7613 Russian Denver Russian Denver N25/806 N25/806 от 07.03.2015 от 07.03.2015

description

Russian Denver is a special English section of Colorado Russian Newspaper Gorizont. Established in 1995. Presented as 120 pages (77 in Russian and 43 in English) a newsprint, full color and black and white tabloid style weekly newspaper published on Fridays. It targets the Russian Community of Colorado, including South East Denver, Glendale, Aurora, Arvada, Thornton, Boulder, Colorado Springs, and Breckenridge.

Transcript of Russian Denver N25/806

  • 3Sandwich and Coffee Shop

    12101 Iliff Ave, Ste MAurora, CO 80014

    303-229-7993 10

    9:30

    www.mashaandthebear.weebly.com

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    AUTO ACCIDENTS

    303-692-8803

    Colorado Based American Russian Publication www.nashdenver.com/rd 720-436-7613 Colorado Based American Russian Publication www.nashdenver.com/rd 720-436-7613

    Russian DenverRussian DenverN25/806N25/806 07.03.2015 07.03.2015

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    email: [email protected]

    N25/806 07.03.2015 e-mail: [email protected] Simply the best RUSSIAN DENVER / HORIZON

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    Colorado Russian Newspaper published in English 720-436-7613 www.gorizont.com/rd RUSSIAN DENVER

  • 3ADVANTAGES AND DISADVANTAGES OF INVESTING IN REAL ESTATE

    Investing in real estate has ad-vantages and disadvantages, and each investor must decide if his or her investment is appropri-ate. While federal taxes are very important in determining if the property is a good investment, much more important factors are current economy and tim-ing. A good property purchased during a bad economy and at the wrong time can result in sig-nifi cant losses verses gains to the investor. At the same time, it is important to understand that a rapidly appreciating real estate market can make even minimal real estate properties show ac-ceptable returns.

    Advantages of Investing in Real Estate include leverage, good return, shelter from fed-eral income taxes, and personal control of the asset. Th e fi rst one, leverage, is when other peoples money is used to increase inves-tors return. Th e investment can be made with twenty fi ve percent down payment and even less. As for good returns, then most of in-vestors who are very careful and smart about where they are in-vesting, achieve excellent returns which oft en exceed 20 percent.

    Most investment opportuni-ties require that the investor pay taxes on all current income (div-idends). Real Estate investments oft en produce tax-free cash fl ow. Th is allows the investor to avoid paying taxes on the cash fl ow until the property is sold. As for personal control of the asset, then the purchase of real estate gives an investor much more control over the investments operation and management. Even if the in-vestor hires a property manager, the manager is still under inves-tors control.

    Disadvantages of investing in real estate include management time, high capital requirements, poor liquidity, personal stress and high risks. Th e amount of time required to manage the property might not be for every investor. Th e investor in this case must fi nd a higher return on his or her investment to compensate for the time. Also, the investor needs substantial funds to pur-chase the property and usually should save funds for renova-tions when required to cover for expenses. As for poor liquidity, the investor should understand that in bad economy it might take a year or so to sell the prop-erty if needed. Of course it is very stressful and extremely risky. To overcome fi nancial stress, inves-tors must analyze a property very carefully before purchasing it.

    GREAT SCHOOLS TO APPLY FOR KINDERGARTEN

    As soon as your child is born, you have to start thinking about his or her education. Some of these schools have a waiting list from birth. It takes several years aft er application to get in to start kindergarten. Some of them re-quire a test, and it is not an easy one to pass. Kindergarteners are supposed to know alphabet, read in English, count and diff eren-tiate the time and much more. Some are based on a lottery sys-tem. It is better to start early and fi gure out what school and what education you would like for your child and act on it. Here is a list of 10 most recommended schools based on test results, ac-ademics, prestige, and success of schools in various district areas.

    1) Aurora Quest K-8. Aurora Public Schools District. It is the most recommended school out of ten and is considered the hard-est to get in. Students have to pass the test. Aurora Quest K-8 is a magnet school in the Aurora Public School District. Th e staff of Aurora Quest K-8 is charged with the mission of meeting the needs of Gift ed and High Po-tential Learners through a rig-orous and advanced academic curriculum which provides au-thentic learning experiences and advanced opportunities for stu-dents of similar abilities.

    2) Challenge School K-8, Cherry Creek 5 District. Th e Challenge School is the fi rst magnet school in the Cherry Creek School District. Th eir fo-cus is to provide academically advanced, motivated, and gift ed/talented students in grades K-8 with academic challenges com-mensurate with their abilities. Test is required for admission.

    3) Cherry Creek Academy, Cherry Creek 5. It is an academi-cally rigorous public charter school serving students from kindergarten through eighth

    grade. CCA strictly adheres to the Core Knowledge cur-riculum and values academic achievement, character devel-opment, community service, strong parental involvement, and their team of exceptional staff members. Th ere is a waiting list from birth. If this is a desir-able school for you, it is strongly recommended to apply as soon as your child is born.

    4) Littleton Academy, Doug-las County. Charter school, based on a lottery system. Th e rigorous Core Knowledge cur-riculum provides school districts with a common instructional fo-cus, and decreases learning gaps caused by student mobility. By providing a sequenced plan for coherent learning from grade to grade, Core Knowledge enhanc-es shared planning among teach-ers and schools, which helps to ensure quality classroom ex-periences for all learners. Th e content-rich curriculum also provides a strong foundation of knowledge for success in high school and beyond.

    5) Highline Academy, Denver Public School District. Char-ter, Lottery. Highline off ers a standards-based educational program to all students. Th e foundation for curriculum and instruction at Highline Acad-emy is based on the National Common Core Standards. Th ese standards provide a consistent, clear understanding of what stu-dents are expected to learn and master at each grade level.

    6) Skyview Academy, Douglas County. Charter, Lottery. Sky-View Academy off ers a research-based, content-rich liberal arts program with a commitment to foreign language studies and community service. Staff , par-ents, and students are actively involved in a culture of expecta-tion and support where individ-uals are respected, valued, and known by the content of their character.

    7) Platte River Academy, Douglas County. Lottery. Platte River Academy is a Core Knowl-edge School. Core Knowledge curriculum is designed to coun-teract falling levels of achieve-ment in American schools. Students learn new knowledge by building upon what they al-ready know. Th e Core Knowl-

    edge Curriculum clearly defi nes the knowledge and skills students will master at each grade level and raises the bar for student ac-complishment. Core Knowledge gives students the foundation they need for success in school and be-

    yond.8) Dennison Elementary, Jef-

    ferson County. Lottery. Jeff co Public Schools off ers curricu-lum and academic programs de-signed to give students the skills they need to compete in college or the workplace. Th eir mission is to provide a quality education that prepares all children for a successful future.

    9) Polaris Elementary, Den-ver North. Test required. Ebert Elementary is the home of the Polaris Program serving grades K-5. Th e Polaris Program at Ebert is the fi rst and only inde-pendent site in Denver Public Schools dedicated to meeting the needs of Highly Gift ed and High Achieving students.

    10) Core Knowledge, Parker, Douglas County. Charter, Lot-tery. Th e rigorous Core Knowl-edge curriculum provides school districts with a common in-structional focus, and decreases learning gaps caused by student mobility. By providing a se-quenced plan for coherent learn-ing from grade to grade, Core Knowledge enhances shared planning among teachers and schools, which helps to ensure quality classroom experiences for all learners. Th e content-rich curriculum also provides a strong foundation of knowledge for success in high school and beyond.

    If you need to move to get closer to the area of the desired school, I will be delighted to help you in fi nding your new home as well. Let me hear from you today!

    EDUCATION AND CHILD-CARE GUIDE FOR MOMS IN THE METRO DENVER AREA

    Every parent is looking for the best preschool for his or her child. With such a wide variety of schools it is hard to fi gure out what is the best fi t for their needs and skills set. Even though these preschools have so much in common, they do diff er greatly from each other. Some schools interest parents more than oth-ers, which in turn infl uence their preferences in home selection. Families tend to live closer to those schools that are located in certain areas with specifi c off er-ings, which make them more at-tractive than others.

    For example, Global Village Academy-International Char-ter School off ers only 2 locations in Denver Metro Area, which arein Aurora and Northglenn. It is a unique school with a Globalperspective, where your child can learn Mandarin Chinese,Spanish, French or Russian andexplore diverse cultures. Denver Montclair International School is based on bilingual educationas well. It off ers languages suchas French, Mandarin Chineseand Spanish to three-year-oldsthrough 5th grade and the IB Middle Years Program to stu-dents in grades 68.

    Montessori School of Den-ver off ers diverse community of250 students. Most importantly, it off ers 1:10 teacher-to-studentratio. It is a well-known, well-established school, which wasfounded in 1965. Accreditedby AMS and ACIS. MontessoriChildrens House of Denver/Th e Secondary Academy serveschildren from 12 months 8th grade and provides an individu-alized Montessori curriculum. Campuses are in Stapleton, May-fair, Park Hill and Hilltop.

    Primrose Schools is the leaderin Educational Childcare pro-viding consistent, accreditedearly childhood education and care. Primrose schools are lo-cated in Centennial, HighlandsRanch, Littleton, Longmont, Lowry, Parker, Shadow Canyon, Standley Lake, Stapleton, Th orn-ton, Torrey Peaks and West Woods. Broomfi eld Academy isa high quality private elementary school. It off ers small class sizes, individualized student learning plans, advanced curriculum, half or full-day Academic preschool program, 1st-8th grade, before-aft er school program, swim-ming, art, music, technology, second languages.

    Boulder Country Day School serves children age 3 through 8th grade and provides a well-rounded education distin-guished by academic excellenceand social development. It off ersa small class size and a balanced curriculum. Alexander DawsonSchool in Boulder serves agesfrom 5 to 18. It off ers small class-es, rigorous academics, nation-ally recruited teachers, a well-rounded educational experience.

    No matter what school you choose for your child as a parent,the main thing is that your littleone loves it!

    To get more information go to:www.globalvillageacademy.

    orgwww.montessoridenver.orgwww.mchdenver.orgwww.thesecondaryacademy.

    orgwww.primroseschools.comwww.broomfieldacademy.

    comwww.bouldercountryday.org

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    4

    N25/806 07.03.2015 e-mail: [email protected] Simply the best RUSSIAN DENVER / HORIZON

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    Colorado Russian Newspaper published in English 720-436-7613 www.gorizont.com/rd RUSSIAN DENVER

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    N25/806 07.03.2015 e-mail: [email protected] Simply the best RUSSIAN DENVER / HORIZON

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    Tips n Tricks for Surviving SummerWhether you are planning

    staycations or hitting the road for a longer journey, summer is a time of festivities and gatherings. When getting together with fam-ily and friends, take advantage of these tips and tricks for surviv-ing summer.

    Be a Summer Shenanigan Prepper: Admit it music fes-tivals, backyard barbecues and summer outings can get a little messy. Fortunately, with just a little preparation, youll be ready for whatever you choose to do this summer. Keep a back-up party kit on hand with neces-sities like suntan lotion, water, snacks and towels, as well as ba-by powder to help remove sand from your skin quickly and eas-ily. Also consider buying a pack of inexpensive white t-shirts so you have a low-cost change of shirts that can easily be turned into a rag if the event and your shirt get too messy.

    Reward Yourself for Sum-mer Travel: You should be re-warded for your summer travel. However, you arent a magician, so avoid the smoke and mirrors and dont fall for points-based

    rewards programs that create an illusion of loyalty. Points pro-grams oft en require complicated redemptions and limited ways to collect. A simpler way to save is participating in rewards pro-grams that off er cash back and automatic discounts that consis-tently put money back in your wallet. For travelers hitting the road this summer, BPs refreshed Driver Rewards program gives drivers three choices for saving for every $100 they spend, they can earn.25 cents per gallon on

    future fi ll-ups. Plus, BP allows participants to enter their phone number at the pump to make earning and redeeming rewards easy. Learn more at www.mybp-station.com.

    Live Like Locals: Skip the touristy restaurants on the main drag and look for the diners and dives that locals prefer for a real taste of the area. Make a point to fi nd out what the locals do for fun at night. Expand the ac-tivities you can choose from by inserting yourself in the action for memorable experiences that you can boast about for years to come.

    Avoid Letting Money Melt Away: During hot summer days, purchasing multiple bags of ice can melt your money away. Plus, why waste time on extra store trips? Avoid the mess by add-ing salt to ice water. Doing so will decrease the melting rate of your ice, making it a great way for keeping things cooler longer during road trips or outings. For the more adventurous, consider using dry ice to keep food and drinks dry and cold for long pe-riods of time.

    Eliminate Bugs, Not Cash: Planning a picnic or barbeque at the park or in your backyard? Rather than buying costly bug sprays or insect repellant gad-gets, mix water and soap in a spray bottle and spritz it on a picnic table and clothes to help keep bees away.

    Th eres no vacation experi-ence quite like a road trip. Pack your bags (lightly so theres room for plenty of souvenirs), embrace the simplicity of a trip that sets your inner explorer free and put it in drive.

    Note: All rewards are valid for a single use only, up to 20 gallons. Any unused rewards are forfeited. May not be valid with other off ers. Rewards expire 365 days aft er the end of the monththey are earned. Rewards areearned and redeemable at par-ticipating locations with oper-able transaction networks. Notvalid where prohibited by law or in AL or CA. See our Terms andConditions for further detailsand our Station Finder for par-ticipating locations at mybpsta-tion.com.

    Activate Your Summer with These Simple TipsFitness ideas to power up your season

    When short-sleeve shirts, tanks and shorts make their way into your everyday wardrobe, summer has offi cially arrived. And look-ing and feeling your best for all of those warm weather activities is important.

    Busy women know that be-ing active means more than just picking up a few healthy habits; it requires daily dedication. But sometimes despite best laid plans, real life gets in the way. You miss that gym visit or sleep through that workout class. Make the most of your summer days with these tips that are not only fun, but will get you moving, even on the busi-

    est days.Establish a summer schedule.

    With kids out of school, it can be easy to fall into a more laid-back routine. Fight the urge to turn on the television and create an active schedule with your children. Aft er dinner, have a family walk around

    the neighborhood or plan for weekend outings to your favorite local nature preserve.

    Schedule a walking meeting at work. If sitting in an offi ce is part of your daily routine, make a point to be active. Need to go over some items with a co-worker? Avoid booking the conference room, and plan a walking meet-ing outside or around the build-ing. Getting your heartrate up and taking in some fresh summer air may be just what you need for successful brainstorming on the job.

    Find motivation in all forms. Seek the help of like-minded in-dividuals who also want to estab-lish healthy routines. Look online

    for health and fi tness blogs from other women who can share their own journeys toward better health. Or, invest in a wearable fi tness device that off ers a person-alized experience, such as a Mira Fitness tracker, that understands your fi tness level and off ers tips and inspirational boosts relevant to you. For more information and to check out their blog visit www.mymirafi t.com.

    Plan for an active vacation. Dont let travel plans justify in-activity. Use your vacation as an opportunity to get moving, and create new healthy experiences. Visiting a historic town or city? Check out a walking group tour to sightsee. Hitting the beach? Try

    beach volleyball, surfi ng or strollbeside the water every night. No matter where your travels takeyou, you can always fi nd a way tobe active.

    Find ways to beat the heat.Dont let the summer sun be yourexcuse to stay indoors on thoseextra hot days. Set your alarm ear-ly to get your morning run or hike in before those aft ernoon temper-atures rise. Seek a refreshing, coolworkout, such as water aerobics at the gym or paddle boarding at the lake when the temps are soaring.

    Let the inviting sun rays lureyou outside and get moving. You may discover your next favoriteworkout, and other life hacks fora healthier you.

    Summer Fun for KidsActivities that foster a love of reading

    While it may seem easier to let kids beat the heat by spend-ing lazy days in front of the tele-vision or tablet, parents should take advantage of the many learning opportunities the sum-mer off ers.

    Why is learning so critical this time of year? During the summer months, many children will lose some of the skills they obtained during the school year. Students who lose reading ability

    over the summer rarely catch up. In fact, research from the An-nie E. Casey Foundation shows that 75 percent of students who are poor readers in third grade, a critical grade for literacy skill building, remain poor readers in high school.Improved learning, one child at a time

    To help children keep and de-velop this essential skill, Reading Is Fundamental (RIF) has joined forces with Macys to help keep kids laughing and learning with enriching summer activities and childrens book favorites. Th e key to helping children maintain and even improve their literacy skills over the summer is providing access to quality books that they can choose based on personal interests. When children have books readily available to them,

    they are motivated and empow-ered to read, helping improve their overall success in school and life.

    Macys is helping to ensure children have access to high-quality books through its Be

    Book Smart campaign. Th e store invites customers nationwide to give $3 at their local store to help provide a book for a child in need. As a thank you, customers get $10 off a purchase of $30 or more, plus 15% or 20% off store-wide. 100% of the proceeds go directly to RIF to provide books and learning resources to chil-dren who need them most. Cus-tomers not only give children the opportunity to build their litera-cy skills, but also the opportu-nity to experience the magic and power of books.Inspire your reader

    As a parent, you can help in-crease your childs reading abil-ity. Whether its playing games, singing songs or taking a trip to the local library use this time to create new experiences together.

    Adopt some of these every-

    day activities to help your chil-dren thrive during the summermonths:

    Boost your childs vocabu-lary by talking about everything under the sun. Visit the library and check out books for the en-tire week. Pick one about birds or insects and go on an adven-ture walk to see if any live in your neighborhood.

    Reading is contagious, so letyour kids see you reading books,magazines and even cereal box-es.

    Have books available in yourchilds reach.

    Play the alphabet game by fi nding letters starting from A-Z while in the car or on a walk.

    Play easy word or rhyming games with your child.

    Use sidewalk chalk to make a mural with your family. Dont

    Colorado Russian Newspaper published in English 720-436-7613 www.gorizont.com/rd RUSSIAN DENVER

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    forget to title your masterpiece. Have a book-nic. Grab a

    blanket, snacks and books to cel-

    ebrate a beautiful summer day.Help your kids retain the es-

    sential skills they learned in the

    classroom and plan for a season full of new adventures in read-ing. You can also provide books

    and reading adventures for kids who need them most by visit-ing your local Macys store this

    summer and giving $3. Visitwww.macys.com/rif for more details.

    Healthy Living Can Be as Easy as 123When it comes to your health,

    its not the time to test your luck. Taking proactive steps to limit your risk and help prevent disease is a better bet for overall wellness.

    From heart disease and high blood pressure to diabetes and high cholesterol, there are doz-ens of diseases and health prob-lems that can slow you down. Fortunately, research has shown that the risk for many of these health problems can be reduced through healthy lifestyle hab-its. Whats more, some of these medical issues can also be eff ec-tively managed so you can con-tinue to enjoy all that life has to off er. Th e key is to understand your risk and take action early.

    Th ese three steps are the foundation for building a health-ier you:

    1. Refuel the right way. Dur-ing warmer weather seasons, cravings tend toward lighter, less dense foods, and dishes that are cool and refreshing. Sum-

    mer is the perfect time to nosh on nutrient- and vitamin-rich foods straight from the garden. Crunchy fresh veggies, plump berries and even juicy melons all off er a delicious array of vi-tamins and antioxidants that do your body good. You may be surprised by all the palate-pleas-

    ing ways you can fi nd to enjoy a healthier diet, from a crisp salad drizzled with a tangy vinaigrette dressing to an icy cold smoothie made from your favorite fruits. And dont forget to reward your-self with a taste of dark chocolate indulgence. Research suggests that fl avanol-rich cocoa beans

    (the main ingredient for choco-late) can help reduce the risk of heart disease.

    2. Invigorate with exercise. If getting started on a new get-moving routine seems over-whelming, remember that its perfectly okay to ease into a new workout regime. In fact, its bet-ter to start slow and build up your endurance so you dont burn out mentally and physi-cally. Th e American Heart Asso-ciation recommends at least 30 minutes of moderate-intensity activity at least fi ve days a week. If you need to, start out by split-ting up your sessions into two 15-minute workouts and bump up your time and intensity as your stamina increases.

    3. Identify obstacles early. Get a jump on disease by get-ting appropriate screenings so you are informed and know your risk factors. A recent study published in the Ameri-can Heart Associations journal

    underscores the importanceof early detection. Th e study, which included men and wom-en in their 40s and 50s, revealed that 63 percent of participantshad evidence of clogged arter-ies despite having no knownsymptoms. Preventive healthscreenings, such as those pro-vided by Life Line Screening, are designed by doctors and administered by trained pro-fessionals to help detect hid-den health issues. Risk factorsincluding family history, age or pre-existing health conditionsdetermine the medical screen-ings right for you, and withina couple of weeks, you can re-ceive easy-to-understand testresults to share with your doc-tor so you can work together toprevent serious problems before they start.

    To assess your health onlineor fi nd a health screening clinicin your community, visit www.lifelinescreening.com.

    More Than a HeadacheWays to cope with migraines

    For the more than 36 mil-lion Americans1 who suff er from migraines, summertime doesnt always mean fun in sun. As warmer weather and daily routines shift , many people with migraines spend much of their time trying to avoid activities that may trigger their symptoms and stay pain-free, hoping to in-stead enjoy their summer plans with family and friends.

    In fact, a new survey con-ducted by Everyday Health, Inc., on behalf of Pernix Th erapeutics revealed the impact of migraines goes well beyond physical symp-toms, impacting both personal and professional lives. More than 8 in 10 female migraine suff erers said having migraines makes them feel less in control of their lives, while half agreed their personal relationships suf-fer because of their migraines.

    Summer is oft en considered the peak of migraine season and its important people living with migraines are aware of what they can do to beat the heat and keep their symptoms at bay, said mi-graine specialist Dr. Merle Lea Diamond of the Diamond Head-ache Clinic in Chicago.

    I always remind my patients to stay hydrated and avoid caf-feinated or sugary drinks as dehy-dration is one of the biggest trig-gers, she added. Its also helpful to stick to a regular schedule as much as possible to avoid drastic changes to your sleeping or eat-ing schedules. And when spend-ing extended time in the sun, its important to pack sunglasses and a brimmed hat to avoid squinting into the light.

    Unfortunately, migraines may cause people to miss out on im-portant events with friends and family. More than 80% of survey respondents admitted migraines prevent them from being as ac-tive as they would like or being able to participate in the activi-ties theyd like.

    If you think you need addi-tional help with your symptoms, speak with your health care pro-vider about your daily routine, lifestyle and symptoms. Th ere are eff ective prescription treat-ment options available to quickly and sustainably remove the pain of migraines to help you start liv-ing life again.

    Depending on your symp-toms, your health care pro-vider may recommend a pre-scription medication such as TREXIMET, a combina-tion tablet made with two medicines sumatriptan and naproxen sodium. Th e combi-nation may be more eff ective for some patients and off er

    sustained control of the pain and associated symptoms of migraines compared to taking either medicine alone. To learn more about TREXIMET and treating migraines in patients 12 years of age and older, visit www.Treximet.com.About the survey

    Th is survey was designed and managed by Everyday Health, Inc., on behalf of Pernix Th era-peutics, and fi elded online from April 25 May 5, 2015 among a total of 2,023 female migraine suff erers, ages 2565, who are currently taking prescription medication to treat their mi-graines. Th is survey was funded by Pernix Th erapeutics Hold-ings, Inc. on behalf of TREXI-MET.Important Safety Information

    TREXIMET may increase your chance of a heart attack or stroke that can lead to death. Your chance of a heart attack or stroke increases with longer use of NSAID medicines or if you

    have heart disease or risk factors for heart disease.

    Serious allergic or skin reactions, or stomach and intestine problems such as bleeding and ulcers, can occur without warning and may cause death. Risk of stomach and intestinal problems increases in the elderly.

    Do not take TREXI-MET if you have heart problems, history of heart problems, or have ever had heart bypass surgery; had a stroke, TIAs, or problems with your blood circula-tion; hemiplegic migraines

    or basilar migraines; narrowing of blood vessels to your legs and arms, stomach, or kidneys; un-controlled blood pressure; an al-lergy to aspirin, NSAIDs, sumat-riptan or any of the ingredients in TREXIMET; taken any medi-cines in the last 24 hours that are triptans or contain ergotamine; taken an MAOI antidepressant within the last 2 weeks; during third trimester of pregnancy; or liver problems. TREXIMET should never be used if you have ever had a heart surgery called a coronary artery bypass graft (CABG) .

    Before you take TREXI-MET, tell your healthcare pro-vider about all of your medical conditions including if you have risk factors for heart disease like high blood pressure, high cholesterol, diabetes, smoking, obesity, and heart problems or a family history of heart problems or stroke; kidney problems; liv-er problems; history of epilepsy or seizures; are pregnant, think

    you might be pregnant, or are trying to become pregnant; are breastfeeding or plan to breast-feed. Tell your healthcare pro-vider about all the medicines you take, including prescriptionand over-the-counter medi-cines, vitamins, and herbal sup-plements. Serotonin syndromeis a rare but serious problemthat can happen in people using TREXIMET, especially if usedwith antidepressants called SS-RIs or SNRIs.

    Th e most common side ef-fects of TREXIMET include:dizziness; feeling weak, drowsy, or tired; pain, discomfort, orstiff ness in your neck, throat,jaw, or chest; nausea; tingling or numbness in your fi ngers or toes; heartburn; dry mouth; feel-ing hot; heartbeat problems; and muscle tightness.

    For more information, please see the complete Pre-scribing Information, includ-ing BOXED WARNINGS, andthe Medication Guide.

    You are encouraged to reportnegative side eff ects of prescrip-tion drugs to the FDA. Visit www.fda.gov/medwatch, or call1800-FDA-1088.

    IndicationPrescription TREXIMET

    is used to treat acute migraine headaches with or without aurain patients 12 years of age andolder. TREXIMET is not usedto treat other types of headachessuch as hemiplegic or basilar mi-graines. TREXIMET is not usedto prevent or decrease the num-ber of migraine headaches you have. It is not known if TREXI-MET is safe and eff ective to treatcluster headaches.

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    Can a Dentist Resolve Your Headache Symptoms?

    Relief for the pain of headaches and migraines

    For millions of people, the pain of frequent headaches is no small matter. In fact, the National Institutes of Health estimates that about 80 million Americans suf-fer from symptoms which could

    be described as headaches.Th ese painful signs include

    chronic headache, migraines, tin-nitus (ringing of the ears), vertigo or temporomandibular (TMJ) dysfunction. Many suff erers have seen multiple specialists to try to identify the cause of their symp-toms. Few, however, have asked the medical professional who might be most likely to help them their dentist.

    For many patients, the only answer has been the use (and overuse) of over the counter pain medications such as ibuprofen, aspirin or acetaminophen. Oth-ers have been prescribed more powerful pain medications. How-ever, while these pharmaceutical approaches may temporarily ease the pain, they do not resolve the underlying cause oft en untreat-ed damage from trauma.Getting to the root of the problem

    Many doctors are now learn-

    ing that dentomandibular sen-sorimotor dysfunction (an im-balanced or improper bite oft en resulting from head, neck, face or jaw trauma aff ecting not only the teeth, but also the muscles, tendons, nerves and ligaments) is oft en the cause of these long-term pain symptoms. Th is condi-tion is oft en evident in patients who have experienced some type of minor or major head trauma, years or even decades ago.

    Something as simple as a mi-nor auto accident, a fall or playing sports could be the underlying cause of the pain. Unfortunately, these causes oft en go undiag-nosed by many medical special-ists. But dentists can oft en pro-vide the answer using a painless diagnostic procedure that can quickly determine if their symp-toms could be dental force re-lated.

    A new solution for suff erers

    Dentists and orthodontists be-gan using the TruDenta system of care more than fi ve years ago to successfully treat these patients. Th e treatment uses a combina-tion of proven sports medicine technologies and advanced den-tistry to rehabilitate the damaged muscles, tendons, nerves and lig-aments of the head, neck face and jaw. Th ousands of patients have found lasting relief from chronic pain symptoms with properly trained and equipped dental professionals. Th e system uses no drugs or needles and patients oft en see immediate results even aft er the fi rst treatment.

    My wife suff ered from chron-ic headaches for more than 10 years. We visited every special-ist with no answers. Aft er herfi rst treatment, she has not hadanother headache, said Dr. Jeff Mastrioianni, an orthodontist inGlen Carbon, Illinois, who now uses TruDenta for many of his patients.

    Patients eligible for the treat-ment will typically exhibit oneor more of the following signs:

    Limited mouth opening Restricted cervical range of

    motion (the ability to tilt, turnand tip their head)

    Clicking or popping of the jaw or clenching and grinding their teeth at night

    Th e treatment is available na-tionwide and may be covered by insurance. To learn more and fi nd a doctor near you, visit www.Tru-Denta.com/family or call 8557704002 to learn more.

    Healthy Living Begins with Ample SleepTaking steps to improve your

    mental and physical well-being may fall fl at if youre not spend-ing enough time recharging your body. Sleep experts agree: ad-equate, regular sleep is essential for overall health and well-being.

    According to a new recom-mendation from the American Academy of Sleep Medicine (AASM) and Sleep Research Society (SRS), adults should get seven or more hours of sleep per night to avoid the health risks as-sociated with prolonged periods of inadequate sleep. For the mil-lions of Americans who do not make regular sleep a priority, this guidance can motivate healthier lifestyle habits.

    Sleep is critical to health, along with a healthy diet and regular exercise, said Dr. Na-thaniel F. Watson, AASM presi-dent and moderator of the ex-pert panel that developed the recommendation. Our consen-sus panel of 15 of the nations top sleep experts found that sleep-ing six or fewer hours per night is inadequate to sustain health and safety in adults. We also agreed that seven or more hours of sleep per night is the recom-mended amount for all healthy adults.

    No limit for certain indi-viduals

    Recognizing that some adults need more sleep than others, the

    panel did not place a limit on how much sleep people should get per night. For example, peo-ple who may need nine or more hours of nightly sleep include young adults with growing bod-ies, individuals trying to make up for lost sleep, or those who are sick.

    More than a third of the population is not getting enough sleep, so the focus needs to be on getting at least seven hours of nightly sleep, added Watson. In general we want people to get more sleep, not less.Tips for successful sleep

    What are some easy ways to ensure that you get the sleep you need for a productive and

    healthy life? Check out these fi ve healthy sleep habits pro-vided by the experts at AASM. Following these tips can help you develop a healthy sleep pattern:

    Be consistent. Go to bed when you are sleepy and try to wake up at the same time every day, even on weekends.

    Limit time in bed. Dont use your bed for other non-sleep ac-tivities, such as watching televi-sion or checking email.

    Make your bedroom a sleep haven. A quiet and relaxing bed-room environment will help you fall asleep and stay asleep. Keep the bedroom at a comfortable temperature but slightly cool.

    Limit the caff eine. Avoid coff ee, tea, soda and other caf-feine sources in the aft ernoon and evening hours.

    Get at least seven hours. Go to bed early enough to al-low yourself to sleep sevenhours or more each and every night.

    Live life awake and refreshedwith the proper amount of sleep.Youll be putting your best foot forward every morning.

    Visit www.projecthealthysleep.org to learn more about healthy sleep from the National Healthy Sleep Awareness Project, a col-laboration between the AASM,SRS and the Centers for DiseaseControl and Prevention.

    Find the Silver Linings in LifeBestselling author, nurse and

    breast cancer survivor shares ad-vice for healthy living

    Every year, approximately 250,000 people are diagnosed with breast cancer. As a vegan-eating, marathon-running, mother in her 30s with no family history of breast cancer, Hollye Jacobs was unexpectedly diag-nosed with the disease. Now, the nurse turned New York Times bestselling author of Th e Sil-ver Lining: A Supportive and Insightful Guide to Breast Can-cer has partnered with Allstate to help everyone impacted by cancer receive a free guide with practical tips, important infor-mation and inspiration to in-form and support people from diagnosis, through treatment and recovery, and into life aft er cancer.

    I am honored to partner with Allstate to empower wom-en with knowledge to take con-trol of their health and encour-age each other along the way, said Jacobs. I hope we can all be there for each other and fi nd the

    silver linings in life.As a follow-up to her success-

    ful book, Jacobs off ers this in-spiring advice on how to fi nd the silver lining and feel your best in any situation:

    Dress the part: Dress to feel your best no matter where your day takes you, from school to work to chemotherapy. Invest in pieces that make you feel com-fortable and confi dent. During her chemotherapy experience, Jacobs found that cotton scarves

    were the easiest to tie and most eff ective at staying comfortably on her head when out and about.

    Exercise: Pace yourself and set reasonable goals to take con-trol of a healthy lifestyle. Begin slowly but consistently to estab-lish a positive habit on which you can build; even a slow stroll can be transformative for your health.

    Healthy eating: Like exer-cise, good nutrition helps off set exhaustion that comes with the weight of daily stresses and fa-tigue. A balanced and healthy diet doesnt have to be expen-sive. Incorporate nutrient-dense foods like avocados and nuts, and drink plenty of water. Whenever possible, avoid alco-hol, sugar and processed foods.

    Encourage each other: Ja-cobs biggest life lesson from her experience with cancer was that asking for help is a sign of strength, not weakness. If you think that you could benefi t from professional or spiritual support, pursue it. Celebrate positive thinking and remember that ev-

    eryone reacts to lifes unexpected struggles and pain diff erently. Be kind and patient with others and, most importantly, yourself.

    Express yourself: For Jacobs, writing was cathartic. Her book evolved from her blog, www.Th eSilverPen.com, which unex-pectedly reached audiences far beyond her circle of friends and family. She encourages people to write down at least three silver linings each day, from noticing the color of a fl ower to petting an animal.

    Educate yourself: Be an ac-tive participant in your health

    by learning from trusted sourcesand resisting the urge to blindly search online for information. When learning anything new, be patient, open, fl exible and asser-tive to fi nd what works best and most comfortably for your rou-tine.

    Th e free Silver Lining Com-panion Guide is available fordownload or for pick up at par-ticipating distribution centersand select Allstate agencies na-tionwide. Download or fi nd the nearest participating distribu-tion center at www.Allstate.com/SilverLining.

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    Walk the Walk to a Healthier Life

    Getting healthy is necessary to living a long, full life. You know that. But not everyone knows where to start. A combination of diet, exercise and taking healthy supplements can go a long way toward improving the quality of your life, and with the prevalence of social media, it means you are never alone in your eff orts.

    Th e following steps will help get you started on the road to a better you:Eat Well

    Th e key to a healthy lifestyle is a healthy diet, which means starting the day off right with a good-for-you breakfast. Data from multiple stud-

    ies have shown that people who eat breakfast are less likely to overeat and snack later in the day. Breakfast doesnt have to be boring or tasteless either. Granola cereals, for instance, such as System LS Rise granola are high in fi ber and protein. In particular, System LS Rise features organic ancient chia

    seeds and barley malt. Also, think outside the (cereal) box. If youre running late and need to grab and go, a breakfast bar, a protein shake or even left over chicken from the night before will all work.Be Smart About Supplements

    Various factors come in-to play when trying to lose weight and get healthy which means, that sometimes diet isnt quite enough especially for those who eat more meals out than in. In those situa-tions, a multivitamin designed to help support the immune system and provide miss-ing nutrients can help fill the void. Supplements make sure

    your body is getting what it needs to stay healthy.

    Build Your Support SystemImproving your health is

    hard and it can be a struggle, which is why its important to get support and encourage-ment. Todays social media out-lets provide multiple options for seeking advice, sharing health tips and information. For ex-ample, the System LS Facebook page provides a place to com-ment on health and nutrition, share ideas and get motivated by reading success stories.Get Moving

    Moderate exercise can yield a multitude of benefi ts, from improving your mood, to low-

    ering cholesterol, to building bone density all important as you start to age. Other benefi ts of exercise include the obvious: maintaining a healthy weight and boosting your energy be-cause your heart and lungs areworking more effi ciently. In ad-dition, exercise can also boostyour sex life. Dont believe it? Th ink about it: if your energy is up, and your weight is down,youll feel better about your ap-pearance and more self-con-fi dent. Have trouble sleeping?Exercise can also help with this.

    For more information about health products and living a healthy lifestyle, visit www.sys-temls.com.

    What You Need to Know to Survive Any Dating Scenario

    Dating is never easy. Never mind fi rst impressions and the getting-to-know-you awkward-ness, the Internet has created a world where every foible, every

    fl aw, every little thing (both liter-ally and fi guratively) is on display for the all the world, including potential dating partners, to see.

    Surviving any worst-case scenario comes down to not panicking, having a plan, and ultimately being prepared, Da-vid Borgenicht, author of Th e Complete Worst-Case Scenario Survival Handbook: Dating & Sex, told the Chicago Tribune in an interview. And this applies to the realm of dating.

    Th is is why its important to be prepared for any dating scene so you arent wondering whether leaving-by-the-bathroom-win-dow might actually be an option.

    Th e following tips will help you avoid the minefi eld of dat-ing.

    You spill wine all over the table, yourself or your date. Th e best-case scenario is that you and your date laugh it off . Bo-nus? If you like one another, its an easy way to ask them out for a second date to a dry clean-ers where youll foot the bill. At worst? If the sparks arent there, its a built-in excuse to end the evening early.

    Youre running late. Th ere are a million ways things can go wrong unexpected traffi c, the boss asks you to stay later than you planned, mistiming on how

    long it takes to get ready and all of a sudden youve kept your date waiting. In this instance, take a few minutes to send a quick text message or phone call to let them know youve run into a snag, but will be there as soon as possible. Better yet, give them a time-frame. One caveat: try to keep it light. If you sound stressed about being late, theyll be stressed while theyre waiting.

    Youre a smokeless tobacco user. For smokeless tobacco us-ers, the mere thought of taking a spit cup or bottle on a date is horrifi c, and of course, an abso-lute no-no. So, what to do? You might think about investing in

    a portable spittoon made by FLASR, an Atlanta-based com-pany that specializes in creating smokeless tobacco accessories.

    To avoid the messiness thatsometimes goes hand-in-hand with using smokeless tobacco,the FLASR fl ask has an advancedclosing mechanism, ensuring that it stays securely closed when not in use, thus eliminating therisk of spills and leaks oft en found with cups and bottles. Inaddition, the small size of the FLSR fl ask allows users to enjoy smokeless tobacco unobtrusively while in public.

    For more information, visit www.fl asr.com.

    Explore Personal Style With Home Decorating Tips From an ArtistDecorating can be one of the

    most exciting times during your experience as a homeowner. Not only are you creating the es-sence of your home, you are also adding your very own personal touch and style.

    One of the easiest ways to add unique spice to an ordinarily drab room incorporate excep-tional artwork.

    Many of my clients are sim-ply amazed at how eff ective a colorful painting can be at bring-ing new life to a room that has become tired, says Matthew

    Johnston, an artist known for his vibrant Tall Tulips paintings (talltulips.com) .

    However, as easy as it sounds, purchasing and hanging a paint-ing on the center of the wall isnt going to cut it in most cases. Johnston off ers his advice to en-sure your next painting purchas-es work with your room rather than against it:Large High-Traffi c Rooms

    For family rooms, living rooms and rooms off the kitch-en, Johnston recommends fi gu-rative diptych paintings to create

    a story within each area. Diptych paintings consists of two sepa-rate panels that hang together and work as one.

    In my fi gurative diptych paintings, each fi gure has their own physical space, yet they are a couple, says Johnston. Th eir face is cropped, and viewers can imagine themselves as be-ing in the painting. Th e viewer has to look to other parts of the painting to imagine a story each individual person can create a diff erent story for the painting.

    Awkward Wall SpacesFor stairways, long hallways

    and between windows, John-ston recommends using a tall, narrow painting, like his Tall Tulips.

    Th ey are perfect for hanging up a staircase, says Johnston. You can hang the tall tulips at diff erent heights following the risers up the stairs; a great look for a diffi cult space.

    Th is style of painting also works well because they are bright and dont require ideal lighting.

    Focal Wall AreasSpaces like the area over a

    fi replace will get a lot of atten-tion from passersby. Hanging your prized piece is the perfect step for these spots.

    Many of my clients choose my large fl oral paintings, says Johnston. Oft entimes, they willhang these on a wall which faces the front door to make an im-pression when fi rst walking into the home.

    To learn more about Matthew Johnston and his work, visitwww.talltulips.com.

    Planning on Ride-Booking a Car? Here are 3 Things You Should KnowIf you happened to be an in-

    nocent bystander who somehow got caught in the crossfi re of a terrorist attack, would you think that youd have to pay four times the normal cost of a car ride to safety?

    Unfortunately, thats what happened last December to some Uber passengers when faced with needing a quick escape and some distance from the 16-hour siege at Sydney, Australias Lindt Choc-olate Cafe. Th e event triggered the controversial surge-pricing that Uber and other ride-book-ing services (lesser players Lyft and Sidecar included) also use here in the U.S.

    Even some of the app-based companies (ex) fans say its just semantics for price gouging. #Neverforget, #neveragain, read the hashtags uber-celeb Jes-sica Seinfeld used in Instagram-ming a receipt for a whopping $415 Uber fare during a recent New York snowstorm. And with so many lawmakers across the nation also having their own pro-constituent reasons for wanting to crack down on the industry, youd almost think the very idea of using your smart-phone to call for a car were evil incarnate. Here are some things you should know before booking one of those cars:

    Your driver may not have been pre-screened. Th ere have been numerous reports in the mainstream media of ride-booking drivers arrested for allegedly raping or assaulting passengers. Eff orts to subject the newbies to the same rigor-ous background checks as taxi and limousine drivers, however, have been fought by all three services.

    Background screening is a public safety issue, says Gary Buff o, president of the National Limousine Association (www.li-mo.org). Competition is a good thing, but everyone needs to play by the same rules.

    Uber, for instance, has trum-peted its industry-leading (vet-ting) standards. But that claim took a hit last December when prosecutors in California al-leged, as part of a consumer protection lawsuit against the company, that its drivers werent being fi ngerprinted thus mak-ing its criminal checks com-pletely worthless.

    Good luck suing if in-jured. Some ride-booking services allow drivers to carry personal, rather than com-mercial, insurance. (Th ey do, aft er all, use their own cars.) But at a recent City Council hearing in Buff alo, New York,

    Kristina Baldwin, of the Prop-erty Casualty Insurers Associa-tion of America, testifi ed thatallowing this made for a seri-ous insurance gap.

    Surge pricing promotes sticker shock. Uber did reim-burse Sydney riders aft er getting skewered by the media, but New Years revelers in New York City learned a lesson in supply and demand and did not have the same luck. Th e most expensiveeight minutes of my life, theNew York Daily News quotedone angry passenger.

    So, what are your thoughts on using ride-booking services andthe alternatives

    N25/806 07.03.2015 e-mail: [email protected] Simply the best RUSSIAN DENVER / HORIZON

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    Jul 4 2015

    Independence Day Celebration11200W. 58th Ave, Arvada, CO 80002Stenger Soccer ComplexStarting: 4:00 PM

    Jul 4 2015 Jul 4 2024

    Park Hill 4th of July ParadeGreater Park Hill2300 Dexter St., Denver, CO 80207Park Hill Neighborhood, Northeast

    DenverStarting: 1:30 PM

    Jul 7 2015

    Live music by Hot Spell

    Lila B. Lounge5345 Landmark Place, Greenwood

    Village, CO 80111From: 5:30 PM to 8:30 PM

    Jul 7 2015Denver Botanic Gardens at Chatfield Free DaySCFD

    8500 Deer Creek Canyon Road, Littleton, CO

    Starting: 9:00 AM

    Jul 8 2015

    BookBar BookClub #2: The Last Unicorn by Peter S. BeagleBookBar4280 Tennyson St, Denver, CO 80212From: 7:00 PM to 9:00 PM

    Jul 8 2015

    Rachel and the Ruckus Live!

    Rachel and the Ruckus3 Community Park Road, Broomfi eld,

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    Community ParkFrom: 7:00 PM to 8:30 PM

    Jul 8 2015Summer on the Plaza: Science PartnerArts Brookfi eld1801 California St., Denver, CO 802021801 California St.From: 5:30 PM to 7:00 PM

    Jul 8 2015 Aug 12 2015Movies on the SquareSouthlands Shopping Center6155 S. Main St., Aurora, CO 80016Southlands Shopping CenterStarting: 7:30 PM

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    The Water Show

    Core New Art Space900 Santa Fe Drive, Denver, CO 80204From: 12:00 PM to 9:00 PM

    Jul 10 2015Lawn Concert: Naan StopClyff ord Still Museum1250 Bannock St., Denver, CO 80204From: 5:30 PM to 7:30 PM

    Jul 10 2015Live @ 5 MisterwivesTavern Downtown1949 Market St., Denver, CO 80202From: 5:00 PM to 7:00 PM

    Jul 10 2015 Jul 12 2015American Idol AuditionsHistoric Denver Coliseum4600 Humboldt St, Denver, CO 80216Starting: 7:00 AM

    Jul 10 2015 Aug 8 2015

    Swipe Right! Its A Sketch!Bovine Metropolis Th eater1527 Champa Street, Denver, CO

    80202$18 $20Bovine Metropolis Th eaterFrom: 8:00 PM to 9:30 PM

    Jul 11 2015Hunger Games DayCU South DenverTh e Wildlife Experience/Liniger

    Building at CU South Denver10035 Peoria St., Parker, CO 80134$25From: 8:30 AM to 6:30 PM

    Jul 11 2015La Traviata124 Eureka St, Central City, CO 80427$25+Central City OperaStarting: 8:00 PM

    Jul 11 2015 Aug 8 2015

    On The Spot ImprovBovine Metropolis Th eater1527 Champa Street, Denver, CO

    80202$8 $10From: 10:15 PM to 11:15 PM

    Jul 11 2015 Aug 8 2015On The Spot ImprovBovine Metropolis Th eater1527 Champa Street, Denver, CO

    80202$8 $10Bovine Metropolis Th eaterFrom: 10:15 PM to 11:15 PM

    Jul 9 2015 Jul 12 2015

    SubUrbiaRed Rocks Community College13300 West 6th Ave., Lakewood, CO

    80228$10Red Rocks Community CollegeStarting: 7:30 PM

    Jul 4 2015Blues TravelerRed Rocks Park & Amphitheatre18300 W. Alameda Pkwy., Morrison,

    CO 80465$27.50 $46Starting: 6:30 PM

    Jul 4 2015Super Diamond: The Neil Diamond TributeHudson Gardens6115 S. Santa Fe Dr., Littleton, CO

    80120

    N25/806 07.03.2015 e-mail: [email protected] Simply the best RUSSIAN DENVER / HORIZON

  • 3 21

    $$10 $26Starting: 7:00 PM

    Jul 4 2015

    The Colorado Symphonys Family Friendly Fourth of JulyAXS.com6350 South Greenwood Plaza Blvd,

    Greenwood Village, CO 80111$12.50 $36.50Starting: 7:30 PM

    Jul 6 2015Steely DanRed Rocks Park & Amphitheatre18300 W. Alameda Pkwy., Morrison,

    CO 80465$50 $125Starting: 7:00 PM

    Jul 7 2015Jazz At Lincoln Center OrchestraDenver Botanic Gardens1007 York St., Denver, CO 80206$71 $76Starting: 6:30 PM

    Jul 7 2015

    NickelbackRed Rocks Park & Amphitheatre18300W. Alameda Parkway, Morrison,

    CO 80465$50 $100Starting: 8:00 PM

    Jul 8 2015Brian Wilson1STBANK Center11450 Broomfi eld Ln., Broomfi eld, CO

    80021$49.75 $99.50Starting: 7:30 PM

    Jul 8 2015 Jul 9 2015Neil Young + Promise Of The RealRed Rocks Park & Amphitheatre18300 W. Alameda Pkwy., Morrison,

    CO 80465$54.50 $164.50Starting: 7:30 PM

    Jul 8 2015 Jul 9 2015Neil Young + Promise Of The RealRed Rocks Park & Amphitheatre18300 W. Alameda Pkwy., Morrison,

    CO 80465$54.50 $164.50Starting: 7:30 PM

    Jul 10 2015Tunes on The Terrace: SwitchbackLone Tree Arts Center

    10075 Commons St., Lone Tree, CO 80124

    $22 $30Starting: 8:00 PM

    Jul 11 20152015 US Armed Forces Country Music FestivalProject Sanctuary2169 Field House Drive, U. S. Air Force

    Academy, CO 80840$50 $250Air Force Falcon StadiumFrom: 10:00 AM to 10:00 PM

    Jul 11 2015Big GigAXS.com6350 Greenwood Plaza Boulevard,

    Greenwood Village, CO$16.75 $60.00Starting: 2:30 PM

    Jul 11 2015RushPepsi Center1000 Chopper Cir., Denver, CO 80204$46+Starting: 7:30 PM

    Jul 11 2015RushPepsi Center1000 Chopper Cir., Denver, CO 80204$46+Starting: 7:30 PM

    Jul 9 2015 Jul 12 2015Colorado Rockies vs. Atlanta BravesCoors Field Home of the Colorado

    Rockies2001 Blake St., Denver, CO 80205Th ursday: 6:40 PM, Friday: 6:10 PM,

    Saturday & Sunday: 2:10 PM

    Jul 10 2015Music and a Movie EpicCity of Centennial13050 E. Peakview Ave., Centennial,

    CO 80112Centennial Center ParkFrom: 7:00 PM to 10:00 PM

    Jul 10 2015 Jul 12 2015Colorado Black Arts FestivalColorado Black Arts Festival17th Ave. & Colorado Blvd., Denver,

    CO 80205City Park10 a. m. 8 p. m.

    Jul 11 2015Superhero Heart Run DenverHeart Heroes, Inc.13200 Sheridan Blvd., Broomfi eld, CO

    80020$10 $25Starting: 8:30 AM

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    ARIES - Mar 21/Apr 20Aries, changes on the horizon have

    you excited. Something may come up that appears to compromise your plans, but keep an open mind and everything will work out.TAURUS - Apr 21/May 21

    Taurus, give into your feelings and throw caution to the wind this week. You might shock someone by doing something risky. Explore this boldness if it suits you.GEMINI - May 22/Jun 21

    You are a born leader, Gemini. You are normally comfortable designating tasks and overseeing their completion, but you may have to get your hands dirty this week.CANCER - Jun 22/Jul 22

    You may experience a breakthrough this week, Cancer. You have been toiling over something for some time now, and you fi nally have the information you need.LEO - Jul 23/Aug 23

    Leo, you have a lot of enthusiasm and are ready to share it with others. Devote your time to a worthy project or host a social event to bring friends together.VIRGO - Aug 24/Sept 22

    Virgo, you normally like to take things step-by-step, but excitement this week may fi nd you taking a less careful approach. Ask a friend to keep you in check.LIBRA - Sept 23/Oct 23

    Libra, an important decision is awaiting you. Weigh all of your options before making a fi nal decision. Giving yourself more time is the more prudent move.SCORPIO - Oct 24/Nov 22

    Scorpio, many career opportunities are available to you. Decide if you want to stay

    where you are or if change will serve you better over the long haul.SAGITTARIUS - Nov 23/Dec 21

    Th is can be a good week for you, Sagittarius. Many things are going your way, and you neednt worry about plans falling apart. Friends will help out as needed.CAPRICORN - Dec 22/Jan 20

    You may be feeling bored and pressured to make some changes, Capricorn. Before you make any changes, be sure you are making them for the right reasons.AQUARIUS - Jan 21/Feb 18

    Aquarius, this week you may be challenged by circumstances that prevent you from straying too far from home. You might desire a vacation, but its on hold for now.PISCES - Feb 19/Mar 20

    A new project at work excites you, Pisces. Th is may open up more opportunities in the weeks ahead, so give your best eff ort.

    FAMOUS BIRTHDAYSJULY 5 Edie Falco, Actress (52)JULY 6 Kevin Hart, Comic Actor (36)JULY 7 Michelle Kwan, Athlete (35)JULY 8 Kevin Bacon, Actor (57)JULY 9 Tom Hanks, Actor (59)JULY 10 Jessica Simpson, Singer (35)JULY 11 Justin Chambers, Actor (45) HS157100

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  • 324

    Why every driver needs to have Uninsured Motorist and Medical Payments Coverage

    When searching for car insur-ance the fi rst priority on most peoples mind is the cost of the coverage but not the actual de-tails of the policy and the type of protection it provides. Not all insurance policies are cre-ated equal. Dropping certain important coverage for the sake of saving a few dollars can cost hundreds of thousands of dollars in the long run.

    Many people think that if they have an old car or are safe driv-ers then they need a liability only minimum limits policy. Th is could be a very costly mistake. Liability only policies do not provide any protection for you in case you get injured through no fault of your own. Liability only policies do not carry Uninsured/Motorist coverage and MedPay coverage, both of which are go-ing to be explained below.

    What is uninsured/ under-insured motorist coverage and why does everyone need it? Un-insured/Underinsured motor-ist coverage provides you with benefi ts in the event that you are involved in an accident and the at fault driver either does not have any insurance or has such low limits that they will not pay for all of your expenses. In Col-orado almost one out of every fi ve drivers is uninsured. If you are involved in an accident with an uninsured driver and you do not have uninsured motorist coverage it impossible for your to recover any of the losses that

    you sustained from the accident, whether it is medical bills, lost wages, pain and suff ering or any other expenses associated with the accident.

    It is also very important to understand the concept of an underinsured driver. In Colora-do the legal minimum limits for an insurance policy are $25,000 per person and 50,000 per ve-hicle for bodily injury. Th ere is a separate minimum of $15,000.00 minimum limit for property damage. What does that mean for you? What this means is that even if the driver that hit you has insurance he or she may not have enough coverage to pay for all of your expenses.

    A trip by ambulance to the emergency department, a stay at the emergency department and the diagnostics associated with the stay could end up being more than the $25,000 that a mini-mum policy aff ords and this is before any follow up treatment, lost wages or pain and suff ering damages. If you experience trau-matic injuries as a result of the accident that require extensive treatment and/or surgeries the cost of the bills could sky rocket into the hundreds of thousands of dollars. Th erefore it is impor-tant to have the highest unin-sured/underinsured limits that you can aff ord but in no event should you have a policy with less than $100,000 per person and $300,000 per vehicle limits. Unfortunately, insurance com-

    panies do not allow you to have higher uninsured/underinsured limits than your liability limits so if you have low liability limits you will need to raise them to the same amount that you want for your uninsured/underinsured limits.

    What is medical payments coverage? Medical Payments Coverage or MedPay pays your medical bills up to your coverage limit for you, your family and others riding in your vehicle in case of an accident, regardless of whos at fault. Your medical pay-ments coverage moves with you (walking, riding with a friend or on public transportation, in-state or out), as well as with your insured vehicles, regardless of whos driving. It carries no de-ductible or co-pay.

    If youre injured in an acci-dent that another insured driver caused, it can take months for their car insurance company to pay your medical bills. Sure, your health insurance may pay, but many of us carry high de-ductibles and co-pays that can stretch our fi nances to the break-ing point before the insurance settlement with the other driver closes.

    Unlike liability coverage, MedPay policy limits do not re-fer to the total available cover-age, but instead to the amount available to each covered injured individual. Th at means if you, your spouse and your two chil-dren were injured in an auto ac-

    cident, each of you could collect the limit amount on your $5,000 MedPay coverage for a total of $20,000.

    As with uninsured motor-ist coverage you should buy the highest amount of MedPay cov-erage that your insurance com-pany off ers and that you can af-ford but in no instance should you waive the $5,000 minimum coverage that is automatically applied to every policy. Th e pre-mium for med pay is so small, of-ten only a few dollars per month for a $10,000 limit that the ben-efi ts you would receive from one claim would be enough to off set decades of payments.

    Here at the Denverfi rm we see cases where the at-fault-driver was uninsured or underinsured on a very consistent basis. An ex-ample that comes to mind is an individual who was rear-ended at a very high rate of speed, we will call him John. John was rear ended by Steve at an extremely high rate of speed. John was se-riously injured as a result of the accident and was rushed to the emergency room by ambulance. In the emergency room John un-derwent X-Rays and CT Scans. John was scheduled for surgery due to his injuries. John spent three days in the hospital recov-ering from his injuries.

    Unfortunately for John, Steve was uninsured at the time of the accident. Also, unfortunately for John, he rejected underinsured motorist coverage and medical

    payments coverage in his policy.John had to undergo additionalsurgeries throughout the nextcouple of months due to the se-verity of his injuries. He endedup with several hundred thou-sand dollars in medical bills. Be-cause John did not have any un-insured motorist coverage andbecause the driver that hit himhad no assets John had nowhereto recover the money from. Ad-ditionally, due to his injuries John was unable to work andhad no income coming in during the time he was recovering fromhis injuries. For John the endresult was the loss of his house, bankruptcy and no recovery forany of the suff ering that he wentthrough.

    As you can see from the ex-ample above saving a few dol-lars now can have dramatic, life altering consequences foryou in the future. Aft er you are done with this article, pleasecall your insurance agent and go over your policy. Make sure you have uninsured/underinsuredmotorist coverage and medical payments coverage. Make surethe limits for the uninsured/underinsured motorist cover-age and MedPay are suffi cient to reasonably cover your expenses in the event of an accident. If you have any questions and if you were ever involved in the accident call me and I will help you understand your op-tions and get the settlement youdeserve.

    N25/806 07.03.2015 e-mail: [email protected] Simply the best RUSSIAN DENVER / HORIZON

  • 3 25

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    $30

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  • 326 39

    * IRN Home Care, , -2

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    10697 E Dartmouth Ave. Aurora, CO

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    .: 303-885-4645 303-693-7670

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  • 332

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    Colorado Russian Newspaper published in English 720-436-7613 www.gorizont.com/rd RUSSIAN DENVER

    ! ! !Law Offices of Stan Epshtein6795 E. Tennessee Ave. Suite 380 Denver, Colorado 80224 303-377-5577

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  • 334

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    Colorado Russian Newspaper published in English 720-436-7613 www.gorizont.com/rd RUSSIAN DENVER

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  • 340

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