Rollover Finance Program

We Help Small Business Succeed by providing them financial, legal and professional services which have been tested and proven legitimate, practical and beneficial. Our Rollover Finance Program frees you, the business owner, to focus on the most important thing about owning a business; running it.

ROLLOVER FINANCE

PROGRAM

What We Can Do For You

200 E. Sandpointe Ave Suite 750 | Santa Ana, CA 92707 | Toll Free: (888) 777-7713

What Do I Receive?

The Business Finance Store will set up a special 401(k) Profit Sharing Retirement Plan and Trust which

will have enabling language for you to transfer, (without tax or early withdraw penalties), your

retirement accounts into one easily managed 401(k) plan. Our plan will allow you to invest into a variety

of diversified investment options. We will set up a C-corporation able to conduct business in all 50

states. The plan will also allow you to acquire an existing business, start-up, or franchise of your own.

You will be able to accumulate a portion of the annual profits in your new business on a tax-deferred

basis.

Your Self Directed 401(k) Retirement Plan and Trust will be a great tool for:

Retirement Planning Business Capitalization Tax Deferral Savings Employee Retention Profit Acceleration Investment Choices

We will review your business financing options and assist in securing:

SBA/Conventional Loans Home Equity Loans 401(k)/IRA Investments Personal Cash (Equity) Outside Equity Investments Owner/Seller Carry-back Loans

What Do I Do Next?

Step 1- Fill out our Corporate Questionnaire

Step 2- Complete our Rollover Finance Program Engagement Agreement

Step 3- Ensure you are eligible to rollover your retirement funds or 401(k) plan. In order to be eligible for a

rollover from your employer’s retirement plan or 401(k), typically you must terminate employment with

that employer or your company needs to be changing plans. In some cases, your company will allow

some form of “in-service, non-hardship, non-suspension” withdrawal.

Rollover Finance Agreement


Service and Fee Schedule

Establishment of Your Advanced Retirement Planning C-Corporation & Trust Account $4,995.00

Services Include:

Incorporation of new company including state filing fess with the Secretary of State

Stock Certificates and Stock Ledger

Federal Taxpayer Identification Number (EIN) for new corporation

Articles of Incorporation

Authorizing Resolution

Corporate Resolution

Corporate Minutes and Amendments

Rollover Retirement Account assistance ( Setting up compliant bank account with your bank)

Prepare documents for new 401(k) Profit Sharing Plan with IRS Opinion Letter

Federal Employer Identification Number (EIN) for 401(k) Plan

Compliance assistance with Incorporation filing and 401(k) Profit Sharing Plan

IRS Opinion Letter for qualified plan document

Fictitious Name Search (and filing if necessary)

Recommended 401(k) Trust Plan Administration – (Annual Service Plan)

Cost: $1,000 (1st year of service – then billed quarterly)

The Plan requires annual filings with IRS Form 5500, contribution calculations to prevent over or

under contributions, compliance testing and reporting. We provide complete plan administration

services with over 29 years of retirement plan administration experience.

Cost: $45 (billed annually)

Possible annual fee per participant (qualifying employee) – after your first to employees.

Enrollment is required to select us as your Third-party Plan Administrator (TPA). This will ensure you

are immediately compliant with Dept. of Labor (DOL) and ERISA Tax Act requirement. Our TPA

service is first plan year paid at enrollment then automatic quarterly billing to your credit/debit card.

Your business should not be running a retirement plan or trying to stay current with all the ever-

changing regulatory requirements. Using our high-quality plan administration service frees you to

concentrate on managing your business and finding new clients.

Rollover Finance Agreement


Complete This Page with Information about Your Company

Company Information Company Name

Nature of Business

Address Street City State Zip

Business Phone Number ( )

Fax Number ( )

Company Web Site

Date Business Established

Date Business Incorporated State of Incorporation

Business Tax ID Number (EIN) D&B Number (if it exist)

Type of Ownership (check one) Corporation Limited Liability Company General Partnership Sole Proprietor

Business Banking Information Current Business Bank

Account Number Routing Number

Bank Phone Number ( )

Bank Fax Number ( )

Address of Preferred Banking Branch Street City State Zip

Client Information Name (First, Middle, Last – No initials please) Social Security Number

--- ---

Date of Birth

Years of Industry Experience

Driver’s License Number & State

Email Address

Home Phone No:

( ) Cell Phone No: ( )

Residence Address Street City State Zip

Previous Residence Address (omit if more than 2 years ago) Street City State Zip

Engagement Agreement


The undersigned Employer hereby retains The Business Finance Store, a Nevada corporation, hereafter

referred to as “Company”, as a facilitator and authorizes the Company to provide services. (As indicated

in the attached The Business Finance Store Rollover Services & Fees Schedule for the orderly

administration of Employers employee benefit plan. Employer agrees that services provide by the

Company will be subject to the review and approval of Employer, the Plan Administrator (as defined in

the appropriate Plan Documents) or their designated representatives, and authorizes the Company to

deal with its accountant and/or attorney as required.

Employer acknowledges that it has read and agrees to conform to the conditions of this agreement and

the Service Schedules, which are subject to change by the Company from time to time. The Service

Schedule may be modified by the Company by mailing a new Service Schedule which shall be effective

30 days from the date billed. The Company’s services will be suspended, and no administration,

however urgent, will be performed until such time as payment for delinquent fess has been received by

the Company.

Fee for Services………………………………………………………………………………………………$4,995.00

Employer acknowledges that it has read and agrees to the following:

All eligible employees will be allowed to roll money into the 401(k) Profit Sharing Plan. All

employees must be given the same investment options. All qualified employees must be

communicated an opportunity to purchase Qualified Employer Stock as an investment option.

Employer agrees to establish 401(k) investment account within 30 days from plan date for all eligible

employees. Employer must offer immediate participation to all qualified employees.

Employees vest at a rate of 20% a year after 2 years of service. That means an employee will have to

stay with an Employer for at least 6 years to get the entire (100%) amount you are contributing.

Due to IRS rules, once every 5 years the plan will have to be updated (additional fees will apply).

Plan Trustee accepts responsibility to maintain Plan Administration and fiduciary responsibilities.

An independent third-party appraisal will be required to complete the initial business or franchise

purchase involving Qualified Employer stock and meet the Fair-Market-Value (IRS/DOL) definition

for adequate consideration exemption.

Employer acknowledges that it has not formed as an investment company and is engaged in an

active business.

The Employer shall not make any election to be taxed as a “S” corporation while the Employer’s

retirement plan holds Qualifying Employer Securities as an asset.

A Summary Plan Description is prepared and distributed to each employee upon hiring.

A Notice Letter is given to each employee 30 days prior to their plan entry date outlining their

eligibility to participate in the plan.

A plan Enrollment/Participation Form is provided to each employee so they may indicate their desire

to participate in the plan.

Engagement Agreement


The Company assumes no liability for penalties, adverse tax consequences or additional costs incurred

because of non-timely filing of required government reports, application or other documents, if

Employer is delinquent in providing information. The Company shall not assume responsibility or liability

for actions or lack thereof of Employer’s prior plan consultant, actuary, or contract or named

administrator. The staff at The Business Finance Store are not attorneys, do not hold themselves out as

providing legal advice, and recommend all clients seek legal counsel on certain issues.

Recommended 401(k) Trust Plan Administration – (Annual Service Plan)

Cost: $1,000 (1st year of service – then billed quarterly)

The Plan requires annual filings with IRS Form 5500, contribution calculations to prevent over or

under contributions, compliance testing and reporting. We provide complete plan administration

services with over 29 years of retirement plan administration experience.

Cost: $45 (billed annually)

Possible annual fee per participant (qualifying employee) – after your first to employees.

Enrollment is required to select us as your Third-party Plan Administrator (TPA). This will ensure you

are immediately compliant with Dept. of Labor (DOL) and ERISA Tax Act requirement. Our TPA

service is first plan year paid at enrollment then automatic quarterly billing to your credit/debit card.

Indicate your preference below and we will send you the required TPA agreement with Sound

Benefits Consulting.

If you choose to accept the Plan Administration Services offered above please initial here ______.

If you choose to opt out of the Plan Administration Service offered above please initial here ______.

AGREED TO AND EXECUTED ON (Date):

Company Name (to be completed after state filing):

At ( City and State):

Client Name: Title:

Client Signature:

To Be Completed By The Business Finance Store Accepted on (Date):

At ( City and State):

By: Title:

Signature (The Business Finance Store):

Rollover Finance Program

Documents

Transcript of Rollover Finance Program