RetirementGUIDE

Golden Years

June 2014

• Simpler life hasplenty of appeal

• TranzAlpineScenic Railway

• Green Prescription(GRx) for healthy living

• 50 Things to do

Open for viewing 7 days 10-3

Call today 572 3029

retirement hasnever looked SUNNIER

210 Maranui Street, Mt Maunganui

Pacific Coast Village is a resort style village located directlyacross the road from the white sandy beach and magnificentPacific Ocean between Mt Maunganui and Papamoa.

Residents enjoy the lifestyle offered by Pacific coast Villageand liken it to a kind of “Gold Coast”without leaving home!While walks along the beach are common daily occurrences,other activities enjoyed by the residents include luncheons,happy hours, pool evenings, line dancing, bowls, card cluband soon to be introduced the Beer andWine club. TheSummerhouse is regularly enjoyed by residents for birthdaysand special occasions.

The centre piece of the village will be the CommunityCentre, a comprehensive community building for the exclusiveuse of residents including reception, library, lounge, restaurant,

bar, internet cafe’, billiards/craft rooms, doctors and nursingrooms, swimming pool/spa, gymnasium,mini theatre,conservatory, meeting rooms plus a boutique full-care facilityon the upper level of the Complex.

The Summerhouse and bowling green have beencompleted along with the boardwalk allowing direct accessto the beautiful Papamoa beach. The indoor pool, spa andgymnasium complex are due to begin construction later thisyear.

To find out more, talk to the village manager, Bruce Fleming.Bruce has years of experience in the retirement village industryand understands the requirements of residents and what isimportant to them. Bruce will fully explain options, prices orany additional queries you may have.

Pacific Coast Village

Introduction

Law protects residents rights

Seaside Village home of their dreams

Simpler life has plenty of appeal

TranzAlpine Senic Railway

Green Prescription (GRx)

Be kind to yourself

Guardian Trust

50 Things to do

Outings and activities

Contents:

Welcome to theJune issue of theGolden Years.

With winter looming we thoughtwe would brighten this issue with

lots of fun activities to get you inspiredto get out and about. We have anexciting editorial on the TranzAlpineScenic Railway which offers some ofNew Zealand’s most spectacular viewsbetween Christchurch and Greymouth.

We also touch on Sports Bay ofPlenty’s “Green Prescription (GRx) forhealthy living. This is a program that

helps older Bay of Plenty residentsstay fit and healthy through learning toexercise regularly and making healthierlifestyle choices.

If you are at a loss for things to doand require some extra inspiration – ourlist of “50 Things to do” will do exactlythat. It could be as simple as reading anew book, traveling the world or doingsomething totally out there like taking abungee jump off Auckland’s sky tower.There are also some great shows comingup that would be suited to all agegroups. I for one would love to go andsee – The Kings of Country – A Tribute toNelson, Rogers and Cash.

If you are looking at going into anew retirement home, your rights andobligations are covered by the RetirementVillages Act, 2003. Our editorial on page4 covers some good points. Retirementliving can very rewarding – read ourspecial profiles on Bruce and SandyMurray who are profiled on page 6 andDick Williams and Margaret Webb whoare profiled on page 7. They have sokindly shared their “retirement living”experience with us.

Thank you to everyone who contributedto this lovely issue and thank you to ourwonderful readers.

Enjoy your read!

The Special Publications Team

3

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Lynley Park is a fully serviced residential subdivision close to theprimary school, golf course, health centre, and other village facilities.

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• Freehold Unit Title.• Fully landscaped and professionally• maintained community environment.• Just 15 minutes drive to Tauranga City.

Sales enquiries:Juliet Allen - 021 737 021 – (07) 571 1952Visit our website: www.kingdomgroup.co.nzEmail: sales@kingdomgroup.co.nz

This contains detailed provisions for residents in theperiod before they enter a retirement village, during

their occupation and after they leave. The Act alsocontrols and places certain responsibilities on all retirementvillage operators.

An ever-growing number of retirement villages inthe Tauranga area offer everything from affordableaccommodation right through to luxury living.

If you think you’re ready to make the move, think carefullyabout what kind of lifestyle you want to have, – and whethervillage living is really right for you. If you place a high valueon privacy for example, it might be a good idea to look atan alternative, such as downsizing your home or adapting itto suit your changing needs.

However, many people enjoy and thrive onretirement village living, especially if they enjoy beinginvolved in sports and other group activities. As far asaccommodation is concerned, the choices are huge,covering a wide range of needs.

You might want a place large enough for friends andrelatives to stay occasionally, and being close to publictransport or church might be important. If you have a petdog or cat, that’s another consideration. Keen gardenersmight want enough land to maintain that interest. Don’t betoo influenced by other peoples’ opinions and take yourtime to work out what you really want.

If you’ve found a village that appeals, ask the operatoror manager for a copy of the disclosure statement. Thiscontains important information about ownership, rights,responsibilities and financial obligations.

In its guide, “Thinking of Living in a RetirementVillage?” the Ministry of Business, Innovation andEmployment says several legal titles are used inretirement villages, where the terms “buy” and “sell”,are often used to describe the buying and selling of anoccupation right agreement.

Most villages offer what’s known as a “licence to occupy”.This gives you the right to live in your unit without ownershiprights. Usually you can’t borrow against the value of yourunit, though some villages offer this option.

In a village with a unit title structure, you ownyour own unit title. In some villages you will becomea member of a body corporate. However, someoperators run the body corporate without residentmembership, making upkeep and maintenance theoperator’s responsibility.

If your village offers a cross lease title, you shareownership of the land and its units and grant leases to oneanother to live there. A lease for life gives you a lease for aunit or property in the village, which stays in place until youdie or leave.

All residential units in registered villages have a ‘memorialon the land title’. This gives security of residency over anyindividual or company that has loaned the village operatormoney against the property. If your operator can’t repay theloan, the lender can’t evict you and sell the unit to get theirmoney back.

Ask your lawyer to check the ownership and title of theunit and to explain clearly how this affects your ownershipor occupancy rights.

If you’re thinking of moving to a retirement village but have concerns about ownership rights, it’sreassuring to know that your rights and obligations are covered by the Retirement Villages Act, 2003.

4

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Husband Bruce, used to the wide-openspaces of the Blenheim vineyard they

had owned, wasn’t quite as keen initially,but didn’t take much persuading.

The Murrays, who had moved toTauranga 10 years earlier, found asunny house site in the village. Theyloved the plans they were shown fora luxurious and beautifully designedtwo-bedroom home, and just sixmonths ago, they moved in.

And they couldn’t be happier withtheir choice. Their lovely, well designedhome is directly opposite the villagebowling greens and equally close toa planned swimming pool and citrusgrove. Decorated with reminders oftheir travels, it has two large bedroomswith ensuite bathrooms, a roomy office,an excellent kitchen and loads of livingspace as well as sunny outdoor spaces.

“We love it,” says Bruce. “This site wasone of the jewels in the crown of this village.”

Sandy enjoys their new home’sproximity to the beach and the nearbyboardwalk. The village is handy toshops and amenities, as well asTauranga and Mount Maunganui.

Security was also a factor inchoosing Pacific Coast Village.

“As you get older, you feel a bit morevulnerable,” she says. “We have a 24hour security system in our home.As well as that, the village gates areclosed at night and there are regularsecurity patrols.”

Though their lives can beas private as they choose, theMurrays enjoy the camaraderieof village life. A wine buff, Brucebelongs to the village wine andbeer club and plays pool, whileSandy enjoys outdoor bowls.

“This village and our home is morethan we ever hoped,” says Sandy.

“We’re thrilled with it.”

The Murray’s new home suits them perfectly, with achoice of sheltered outdoor spots to enjoy sunny days.

Bruce and Sandy Murray are more than happy with their new life at Papamoa’s Pacific Coast Village.

of their dreamsWhen Sandy Murray first set eyes on PacificCoast Village development at Papamoa, she knewinstantly that it was where she wanted to live.

The stylish community centre complex features somevery impressive facilities and is a focus of village life.

6

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Margaret has been a resident of TheAvenues for 10 years and Dick, a

former car sales businesses owner, movedin three and a half years ago.

They’re both enthusiastic aboutthe village and its central location in10th Avenue.

For Margaret, the tough decision toleave her home and much-loved gardenwas made easier by the fact that hersister lived at The Avenues and she hadvisited regularly.

“It has made life so much simpler nothaving to look after a big house andgarden. It’s different to living in your ownhome, but I like it.”

Dick looked at various villages when hewas living on his own.

“This one was ideal for me. It’s soconvenient, everything is within walkingdistance including a supermarket, cafes,post shop and even McDonalds,” hesays with a grin.

Both say it’s still possible to enjoyplenty of privacy with the benefit of addedsecurity and peace of mind.

“Apartment living is perfect for people ontheir own - women in particular,” says Margaret.“And there’s a care person on duty 24/7.”

Able to choose from a multitude ofvillage social and leisure amenities, theymaintain active lives outside the village.

Dick is registrar of the Bay of Plenty JPAssociation and secretary of the Board ofTrustees for the Baywide Community LawService. He is also chairman of the TheAvenues Residents’ Association.

Former residents’ committee member,Margaret is a life member of the MatuaGarden Club and plays bowls atGreenwood Park Village in Welcome Bay.

“It’s great to be able to enjoy life free ofthe responsibility of maintaining a home,”says Dick.

“And I’m busier now than I was beforeI retired.”

of appealThere could hardly be better advertisements forretirement village living than Dick Williams andMargaret Webb.

The billiards table gets plenty ofuse at The Avenues.

Residents enjoy a glass of wine and a chaton a sunny apartment deck

Dick Williams and Margaret Webb are both very happy with their lives at The Avenues in 10th Avenue

7

There’s always plenty goingin at Matua Lifecare Village.

Ladies coffee and chat mornings,afternoon teas, shopping trips,outings, fish and chip evenings,keep fit-exercise classes, indoorbowls. And, after all that, you

can put your feet up with agood book! Enjoy independence

or companionshipthe choice is yours …………..

Matua Lifecare Village | 124 Levers Road, Tauranga | Phone: 07 570 1425

Enjoy a first class serviceat Matua Lifecare Village

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Bernadette Lifecare Hospital and Rest home25-31 Taupo Ave, Mt Maunganui Ph: 07 575 4855

• Large Sunny Ensuited Rooms• Inspection invited anytime• 24 hours nursing care• Qualified professional staff

• Quality care• Palliative care• Respite care• Long term care

The TranzAlpine train swathed in mist on a chilly winter’s day.

The TranzAlpine train pictured on a river bend amidst beautiful mountain scenery.

It’s one of the world’s most famoustrain journeys, crossing from one

coast of the South Island to the other.And as many travellers have alreadydiscovered, there’s no better time toexperience this thrilling trip than winter.With the countryside covered in adusting of snow, the views are evenmore spectacular.

The temperatures might be chillyoutside, but in the comfy seats of yournew, world-class carriage, you’ll be aswarm as toast.

You’ll travel in the lap of luxury with anon-board licensed café serving a rangeof delicious Kiwi flavours including highlyrecommended muffins and coffee. You’lleven have a personal guide in the formof an informative GPS-triggered audiocommentary, delivered directly a headsetplugged into your seat.

And there’s no chance you’ll missout on any of the sights, thanks to thenon-reflective panoramic windows andskylights in every one of the smooth-running passenger carriages. For abreath of bracing Alpine air, step outonto the open air viewing carriage wherenothing gets between your camera

and the stunning scenery. Make sureyour camera batteries are fully chargedand carry a spare, because you’ll besnapping away at every opportunity.

From a scenic point of view, makingthe 231km trip by train beats making thetrip by road on SH 73, hands-down.

The TranzAlpine follows a stunningscenic route through the WaimakaririGorge, crossing high spindly viaductsand providing wonderful views that yousimply cannot experience from the road.And it is the ideal daily-return excursion,providing an introduction to West Coastglacier country with accompanyingalpine scenery and Hokitika’s newtreetops walk.

Cross the fertile farmlands of theCanterbury Plains, and enjoy thrilling vistasover deep gorges as you travel alongsidethe ice-fed Waimakariri River. Traverse the

mighty Southern Alps, where spectacularviews of the craggy alpine landscape willtake your breath away.

At Arthur’s Pass there’s an opportunityto get off the train and stretch yourlegs – or book a stopover, arrangeaccommodation at the village and spenda little longer exploring this beautiful andfascinating national park.

From Arthurs Pass, the traingoes through the long Otira Tunnel,descending through sub-tropical rain

forest past beautiful Lake Brunner. Thefinal stop is Greymouth – a great base forexploring this unspoiled region with itsmighty glaciers, wild rivers and famousPunakaiki pancake rocks.

The TranzAlpine runs a daily returnservice between Christchurch andGreymouth throughout the year. Youcan complete the entire return journeyin one go, or book up an overnightpackage with accommodation anda huge array of outdoor activitiesincluding visits to attractions includingShantytown, 10kms south ofGreymouth, and the famous pancakerocks and blowholes at Punakaiki.

You can book your TranzAlpine journeyat www. kiwirailscenic.co.nz. And if youneed a hand with booking options, goto http://www.kiwirailscenic.co.nz/faqs-and-booking-assistance/

With the countryside coated with snow, winter is a fabulous time to travel the TranzAlpine scenic railway. This photo was taken at Lake Sarah.

The Staircase Viaduct crossing is one of the route’s most spectacular features.

Some of New Zealand’s best views are availablefor the price of a rail ticket when you book ajourney on the spectacular TranzAlpine scenicrailway between Christchurch and Greymouth.

8

INDOOR ACTIVITIES• Heated Indoor Pool, Spas, Aqua-aerobic Classes • Gymnasium

• Choir and Ukulele Club • Indoor Bowls, Table Tennis, Darts, Tai Chi

• Bingo, Bridge, Card Games, Mahjong, Rumikub and Scrabble

• Movies in the Theatre • Hairdresser • Relaxing in the Library

• Snooker & Pool • Arts and Craft Room

• Quiz days on Saturdays

OUTDOOR ACTIVITIES• Bowls – on our full size bowling green • Shuffle Board

• Golf Croquet • Petanque • Table Tennis • Tennis• Walking Group • Motor Home ParkingA Lifestyle Beyond Compare

ALTHORP SERVICED APARTMENTSAlthorp Village is now fully integrated with the delivery of the first two of

14 Serviced Apartments. The next 12 Serviced Apartments will be available foroccupation early June. Each apartment consists of 1 bedroom with large en-suite,

lounge, dining and small kitchenette. The Apartments offer tailor made client solutionsand care packages, thus completing Althorps full range of medical, aged care and

independent living options.

Whether you’re looking for a Villa, Townhouse or Duplex …..Althorp provides a lifestyle beyond compare!

Take comfort in knowing you have continuity of care,if and when you need it - it’s all here.

ALTHORP SERVICED APARTMENTSPersonalised Living With Care...

Aimed at a wide section of the populationand not just the elderly, the drug-free

Green Prescription (GRx) Programme targetsa range of health problems and has soaredin popularity since its launch in 1998.

Sport Bay of Plenty Community ManagerCatherine McCulloch says the programme,which is aligned with health targets addressingdiabetes and cardiovascular disease, has“taken off” – particularly in the last few years.

In the last financial year, from July 2012to June 2013, a total of 2838 Bay of Plentyresidents were issued with green prescriptions,and 1426 in the Western Bay alone.

For participants, the objective is simplyto follow the programme. But those whocomplete it will have the skills neededto make healthy lifestyle decisions andmaintain a good level of exercise for the restof their lives, says Catherine.

A Green Prescription is a written referralfrom a GP or practice nurse recommendingthat a patient be more physically active toimprove their health.

People with heart disease, hypertension,diabetes, depression, obesity, arthritis,some respiratory conditions or at risk ofcardiovascular disease, are most likely tobenefit from the programme, which caninvolve one-on-one sessions or groupactivities involving fun activities such asNordic walking.

As well as improving physical health, GRxalso targets nutrition and offers supermarkettours, where groups of five or six people ata time are shown healthy eating options andhow to read food labels correctly.

“GRxis for anyone who needs assistanceto get more physically active,” saysCatherine. “It is very important for older

people to maintain a good level of fitness asit helps movement, improves balance andreduces the chance of falls.

“And it is absolutely never too late tostart exercising. We have had people intheir 80s who take part in activities like TheMount Challenge, an eight-week trainingprogramme where clients work towardsgetting fit enough to walk to the top ofMauao (Mount Maunganui).”

Designed for all fitness levels, the challengeis suitable for those who can walk aroundMauao wanting to work towards this goal andis a great way to socialise, she says.

“People who take on the challenge areabsolutely amazed when they find theycan do it.”

The programme includes a self-management group option of four sessions,focusing on teaching participants how to make

positive lifestyle changes and reduce theirrisk of heart disease, stroke and diabetes.

In between regular face-to-faceconsultations, GRx advisers phone clientsto see how they’re progressing, ensuringthey get plenty of encouragement andsupport. They also provide feedback to theclients’ doctor or nurse on discharge.

“We set their health goals at the initialconsultation and try to measure their healthimprovements throughout the programme,”Catherine says. “They stay on theprogramme for up to six months.”

Those who have completed it say GRxhas given them new levels of confidence andenergy, as well as helping them to sleep better.

Anyone hoping to join the programmemust be referred by a GP or practice nurse,to ensure they are physically stable enoughto take part.

A free community health programme run by Sport Bay of Plenty is helping older Bay of Plenty residentsstay fit and healthy through learning to exercise regularly and making healthier lifestyle choices.

10

SUPPORTING. INFORMING. EMPOWERING.Providing confidential support,empowerment, information and personaladvice to older people. Responding inperson/phone to a range of queries fromolder people and their carers eg.Advisingwhere to obtain a service, and what isavailable. Supporting people who faceelder abuse and neglect, holdingeducational seminars for the public.Assessment and provision of Total Mobilitytaxi vouchers - reduced fares for people withdisabilities or health problems.Accreditedvisiting service for those enduring socialisolation. Holding events that provide socialconnection between older people.Drivers Refresher Course, a classroombased programmeSAYGo Falls Prevention,Strength and Balance classesFirst call for elder needs.

177a Fraser Street, Tauranga

Phone: (07) 578 2631Email: ageconcerntga@xtra.co.nzwww.ageconcerntauranga.org.nz

Supreme winner of the 2012Trustpower Community

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Walking with a group will help to keep you motivatedand provide an opportunity to make new friends

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Green Prescription Programme - Western Bay of Plenty

WHAT SUPPORT CANI GET IN THE WESTERNBAY OF PLENTY?

Face to Face InitialConsultationIf you have been referred to the GreenPrescription programme you have theopportunity to come and meet with theGreen Prescription Advisor face to face.In this initial session physical activity goalsand plans will be discussed and appropriateinformation will be provided, nutritionaladvice can also be given as needed.

Phone SupportWe provide FREE support over the phonefollowing your initial consultation. We willring you to follow up progress towards yourgoals and continue to give you advice andhelp to stay motivated. We can also provideyou with information about activities in yourcommunity that might suit you.

Self Management GroupThis group series focuses on teaching waysthat you can make positive lifestyle changesand reduce your risk of heart disease,stroke and diabetes within a supportivegroup setting. Day and evening sessions areavailable. Registrations are necessary.

Discounted Activity OptionsThrough Green Prescription, you maybe eligible to get a discount at selectedexercise facilities around the Western Bay ofPlenty. Please discuss with the GRx Advisor.

Mount ChallengeThe Mount Challenge is an eight weektraining program working towardsconquering the top of Mount Maunganui.

The program is designed for all fitnesslevels and is ideal for beginner walkerswanting to work towards a goal. It is agreat way to socialize and you will havesupport from the Green Prescription andCity on its Feet coordinators. Registrationsare necessary.

Green Prescription Group Active- Available at Aquinas school gym,Omokoroa, Katikati, and the QueenElizabeth Youth Centre.

These are circuit classes designed to suitlower levels of fitness and mobility. Times,locations and intensity of the classes differso please chat to your Green Prescriptionadvisor to see what class would suit best.Registrations are necessary.

Green Prescription NordicWalking GroupsNordic Walking is a walking series aimedat beginner walkers and those with lowermobility. It involves an easy to moderatewalk with Nordic walking poles (provided)and each week the duration of the walkswill gradually increase. We will supplyyou with a walking guide to progressyour walks, with a goal of improving yourcurrent level of walking and fitness. Twogroups are available. Monday 9am in Mt

Maunganui outside the Mount Surf Club,and Friday 9.30am at Memorial Park,Devonport Road entrance, by the fountain.The Green Prescription Advisor will bethere to navigate the way for a 30-40mineasy walk with Nordic walking poles.Registrations are necessary.

Supermarket ToursThese are designed to give you an idea

of how to make “healthier food choices”in a supermarket setting. Registrations arenecessary, ask your Green PrescriptionAdvisor for more information and when thenext session will be held.

For more information:http://www.sportbop.co.nz/health_adult_green_prescription

11

CT Colonography for early detection of Bowel Cancer

Colon cancer is a leading cause of preventable cancer death in New Zealand,behind only breast and lung cancer in incidence. It is often silent for many

years. However, because most cancers start as small growing polyps, ifcaught early this is a curable disease.

CT colonography is a minimally invasive, highly sensitive means ofdetecting the early stages of colon cancer. The CT colonography technique

is much better tolerated by patients and is more sensitive than thebarium enema in evaluating diseases of the colon and in particular

detection of colonic polyps and cancers.

CT colonography is recommended to anyone over 45 witha family history of bowel cancer, rectal bleeding, or significant

change in bowel habit. It is available through Bay Radiology followinga referral from your General Practitioner or Specialist.

Bay Radiology Ltd578 0273 Phone577 9930 Fax

Promed House71 Tenth AvenueTaurangaX-ray, Ultrasound,Mammography, Fluoroscopy

Te Puke17 Queen StreetX-ray

Grace Hospital281 Cheyne RoadOropi TaurangaX-rays, Ultrasound ScansCT Scans, MRI Scans

Cameron RoadTauranga Hospital CampusMRI Scans, CT Scans

Mount Maunganui8 Grenada StreetX-ray, Ultrasound, Mammography,Bone Density Scanning

KatikatiCnr Beach and Clive RoadX-ray

East Bay RadiologyConcordia House17-19 Pyne Street WhakataneX-ray, Ultrasound, Mammography308 9913 Phone | 308 9914 Fax

9616

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Medcall is a kiwi-owned, boutique company who has been providinghomecare services for over 10 years.

We offer both Carers and Registered Nurses, who are Medcall people

– that is they are ‘people who care’!Medcall can provide you:Housework • Personal cares

Support and companionship • Meal PreparationShopping • Registered Nursing

To find out more call Shirley on (07) 579 6334or email care@medcall.co.nz • www.medcall.co.nz

Providing safe and quality care toyou or your loved ones

in the home.

It’s a well-proven fact that exercise(structured physical activity) provides huge

health benefits. And older adults, in particular,have plenty to gain by staying physicallyactive. Even moderate exercise and physicalactivity can improve the health of peoplewho are frail or who suffer diseases thatsometimes accompany ageing.

Exercise is essential for maintaining andimproving flexibility, coordination and balance,and helps maintain good blood pressure.It’s also an important factor in controllingdiseases like diabetes and obesity.

Staying physically active and exercisingregularly can produce long-term healthbenefits and may even improve healthfor some older people who already sufferdiseases and disabilities.

Health experts say inactive people arenearly twice as likely to develop heart diseaseas those who are more active. Lack ofphysical activity also can lead to more visitsto the doctor, more time spent in hospital andmore use of medicines.

Regular exercise can also help preventor delay the onset of many diseases and

disabilities and can be beneficial for chronicconditions like obesity, arthritis, heartdisease, or diabetes.

Even simple physical activity like gardeningand walking the dog regularly can also helpkeep stress at bay and counter depression.

And if, like many Tauranga retired peopleyou decide to join a gym, you’ll also discoversocial benefits, such as making new friends.

Staying physically active is one of the healthiestand most beneficial things you can do for yourself.

12

The Cancer Society provides free supportive careand information for people with cancer, fundscancer research, visits schools to promote sunsmartbehaviours and lobbies extensively forsmokefree communities.This work is only possible through donations,bequests and the support of the community.Please consider including the Waikato/Bay ofPlenty Cancer Society in your Will, and help make adifference in the lives of people affected by cancer.

Your Good Willwill make adifference

For more information contact us.

Practical advice and emotional support for

those diagnosed with breast cancer and their

families. A place where cancer won’t cause a

lull in conversation.

Ph 571 3346 www.breastcancerbop.org.nz

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Guardian Trust is excited to announcethat they are back under New Zealand

ownership, and embarking on a journey tobuild on their foundations as a dynamic,locally owned business. Guardian Trustwas purchased by Complectus Limited inearly April. Complectus is co-owned byBath Street Capital Limited (who also ownsPerpetual Trust) and the Milford ActiveGrowth Wholesale Fund. Both Guardian

Trust and Perpetual Trust have beenworking with New Zealanders for more than130 years, managing and providing advicefor wills, family trusts, enduring powers ofattorney and estate and asset planning.

Experienced director and soleshareholder of Bath Street CapitalLimited, Andrew Barnes has beenappointed Managing Director. “Wesee strong benefits in integrating

the two businesses, and we will beinjecting new thinking and ideas intoour services for our clients,” saysMr Barnes.

As part of the improvements theTauranga Guardian Trust team willsoon be relocating from 100 GreyStreet to the corner of Harrington andWillow Streets. The move is due to becompleted by the end of June.

John McFetridge, Personal ClientServices Director says “The newpremises for our team and clients inand around Tauranga is well overdueand underlines our commitment togrowing the business in the region.”

For more information, please callthe team on 07 578 2943. Theywould love to welcome you to thenew premises soon.

13

AFTER A LIFETIMEOF MAKING THERIGHT DECISIONS,

You’ve accomplished much in life. Now you are ready to protect and growyour wealth, deliver income into retirement and leave a legacy that providesfor generations to come.

We help ensure that your assets remain in your control until you pass them on,in the way you want. To achieve this, our trusted advisers can offer end-to-endsolutions designed to guide your protection strategy, manage your servicesand, ultimately, provide you with peace of mind.

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Retirement provides an ideal opportunityto do something about remedying that

situation. Whether it’s something ambitious(and expensive) like travelling the world, orsomething much more simple and cost-freelike spending more time with family andfriends, there’s a multitude of possibilities.All you need is an open mind, a sense ofadventure and a willingness to give it a go.

The possibilities are of course endless. Butto get you started, here are a few suggestions– and many of them won’t cost you a bean.

1. Spend more time with family andfriends. Tell them how much youlove them.

2. Take a bungee jump. The leap fromthe top of Auckland’s Sky Tower looksspectacular, as does the one fromAuckland Harbour Bridge. If you’replanning a trip to the South IslandQueenstown’s Kawerau Bridge jump issaid to be one of the best.

3. Splash out: treat yourself to a top classmeal at a restaurant you’ve alwayswanted to go to.

4. Seek forgiveness. If you’re harbouringlong-held resentments or have hurtanyone – even if it was unintentional,

ask them to forgive you. It’ll take aweight off your shoulders.

5. Take look around New Zealand andtravel to corners of the country you’venever seen before. They say it’s a smallcountry – but you’ll find there’s still anawful lot to see and do.

6. Help a stranger in distress. It’ll maketheir day – and yours, too.

7. Go white water rafting – it’s a nail-bitingthrill and there’s no lack of opportunitiesclose to home in Tauranga.

8. Tackle a giant jigsaw. It might driveyou around the bend, but there’ssomething satisfying about completinga complicated jigsaw. When you’vefinished, frame it – or take it to bits andlet someone else have a go.

9. Learn a new word daily. Somecomputer screensavers automaticallydisplay a new word every day andexplain its meaning. Apparentlythere are (give or take) over 250,000distinguishable words in the Englishlanguage, so there’s a long road ahead.

10. Watch the best movies ever made.You could debate the right choices

forever. However, you won’t go too farwrong by checking out http://www.empireonline.com/500/1.asp whererespected movie magazine Empirelists its top 500.

11. Read the 100 best books ever written.No two book lovers will ever agreeas to precisely which books shouldbe on this list but The Book Depositoryhas an excellent one athttp://www.bookdepository.com/

12. Join Volunteer Services Abroadand use your life and business skillsto help others. There’s plenty ofopportunity in New Zealand’s backyard – the South Pacific.

13. Learn to sail. Tauranga Harbour’s on yourdoorstep, what better place to do it?

14. Put a roof over someone’s head: JoinHabitat for Humanity which buildshomes for people in need all over theworld. Combine doing good with travelto some very interesting countries.

15. Join a club, start a new hobby, orfurther your education. Tauranga’sUniversity of the Third Age (UA3) is agood place to start on all three fronts.

they’ve dreamed of doing but have never got around to.

Some even have lengthy lists of things they’d love to do “one day”, but find theylack the motivation to get started.

14

Nine months into our first year ofoperation has been phenomenal!

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Our team of specialists can assistyou with your health and mobilityto support you to:

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health services.Enabling one to preservetheir independence as longas possible is a passionof SwitchedOn’s. Stayingswitched on to life is what it’sall about, there is always asolution to any obstacles.SwitchedOn offers independentadvice as it doesn’t sellequipment and will onlyrecommend equipment thatmeets the required need.

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E51

16. Learn a new skill. You’d be surprisedhow good you might be at things younever thought you’d be able to do.

17. Take a tandem parachute jump.Guaranteed thrills – and you only needtravel as far as Tauranga Airport to takethe opportunity.

18. Become a collector of somethinginteresting. Stamps, pens, antiques,coins – it’s up to you.

19. Take up bike riding. You’ll get fit in no time –and you’ll see the road from the viewpointof all thtose cyclists you used to swear at.

20. Learn to speak another language.There’s an app for that - and plentyof resources on the internet which willhave you fluent in Urdu within weeks.

21. Climb a mountain. There’s no shortageof them in this country so get someprofessional training and give it a go.Start gently with a stroll up MountMaunganui, then conquer one of theindoor climbing walls at Tauranga orthe Mount. Everest here we come…

22. Watch some top class sport: Buy a ticketto an All Blacks rugby match or splash outand book a ticket to the next Olympics.

23. Or don’t just watch it on TV, get activeyourself. Take up a sport and you’ll notonly get fit, you’ll make new friends, too.

24. Overcome a fear. Whether it’s spiders,heights or whatever, confront it head-on. You might be pleasantly surprisedat the outcome. The writer does,however, have to admit that his lifelongfear of snakes remains long after hevisited an Australian snake farm andhandle a harmless python.

25. Learn to play a musical instrument.It’s never to late to start. Keep inmind though that learning to play thedrums might be a step too far for yourneighbours.

26. Watch the whales. You can seeplenty around Kaikoura in the SouthIsland, or combine whale-watchingwith a tropical holiday in the sun inthe Cook Islands or Tonga.

27. Watch sunrise and sunset on the sameday. Keep an eye on the weatherforecast for suitable conditions.

28. Plant a garden. Make your homesurrounds look lovely with flowersgardens and save money by growingveges year-round.

29. Write your memoirs. Your writing might befor family eyes only, but your descendantswill be grateful – as long as it’s considerablyshorter than War and Peace, that is.

30. Learn to fly. You can learn to fly aplane, glider or helicopter right here atTauranga Airport. If you’d rather keepyour hands off the controls, take athrilling joyride in a Warbird at MountMaunganui’s Classic Flyers Museum.

31. Take a ride on a train. KiwiRail operatesscenic train journeys in both islandsincluding the fabulous TranzAlpine(see story this issue). And you canadd other adventures along the way,including tandem skydiving.

32. Take the overseas holiday of yourdreams. Go on safari in Africa, sail upthe Nile, travel across Australia, takea river cruise, visit Europe or Britain,explore Asia or India – when it comesto travel, the sky truly is the limit.

33. Take a hike. You might need towork on your fitness first, but NewZealand offers an amazing variety ofspectacular walking trails. The SouthIsland’s Queen Charlotte Track is highlyrecommended - all 71kms of it.

34. Improve your cooking skills. Classesare available at several locationsin Tauranga. If you’re looking forsomething a bit more adventurous,head off to somewhere like Thailandor Bali where hotels and resorts offera mind-boggling choice.

35. Research your ancestry. Several localgroups offer help with this, and plentyof websites specialise in researchingfamily trees. It’s fun and you might findskeletons stashed away in some long-forgotten closets!

36. Swim with the dolphins. Apparently it’s rightup there with skydiving, the most frequently-found item on many peoples’ “do to” lists.

37. Dolphins too tame. Try swimming withsharks, sans safety cage. SeveralFijian resorts offer this “once in alifetime” experience.

38. Go caving: Waitomo’s the place tohead and it’s a pleasant drive awayfrom Turanga.

39. Throw at dart at a map of the world,see where it lands, and go there. OuterMongolia, here we come!

40. Buy a soft-top sports car. Go on,you know you’ve always wanted toexperience the wind in your hair as youtear down the highway.

41. Go scuba diving. It’s a different worlddown there, and no shortage of

professional instructors to give youlessons.

42. Learn CPR: You never know when itmight come in handy and you couldsave a life.

43. Become a volunteer. There are scoresof organisations that need a helpinghand and they’ll appreciate your timeand effort.

44. Learn to dance – even if you were bornwith two left feet, you can give it agood go.

45. Learn self-defence.

46. Turn off the smart phone and thecomputer for a day or two a week andexperience life the way it once was.

47. Get a tattoo – its all the rage. Onsecond thoughts, they look a lotbetter on young skin – as millions willinevitably find out.

48. Visit the less fortunate in hospitals andnursing homes.

49. Write a will. You know it makesgood sense.

50. Finally, if you have some big ticketitems on your own list, ponder thethoughts of British psychologist LindaBlair, author of The Key to Calm.She says chasing big experiencesis only worthwhile if you enjoy thewhole process: saving up the money,planning it with friends, and thenthe moment as well. “But if you’reconstantly living in the future, ignoringwhat’s going on right now becauseyou’re shooting for goals, whichhappen so quickly that they’re over,and then you have to chase anotherone, you’re not really living.”

15

Most offer a huge range of activities andit’s up to you whether you take part.

However, even those who may haveinitially been wary about moving intoa village or home soon find they enjoyparticipating in fun social and sportingactivities that they might not otherwisehave experienced.

Rest home activities usually centre ona communal lounge where residents canmeet to chat, watch television or take

part in hobbies. Most homes offer groupoutings to interesting places aroundthe district and further afield as well asactivities like aerobics, happy hours,indoor bowls, petanque, art and craftgroups, quizzes, fashion shows, snookerand billiards, singing and walking groups,church services and gardening groups.

Some retirement villages are morelike upmarket country clubs or resorts.Their facilities can extend to bowling

greens, tennis courts, swimmingpools, hobbies rooms, workshops,restaurants, bars, barbecue areas,croquet greens, hairdressing salonsand libraries. As well as various clubscatering for a variety of interests thereare themed dinners, trips to concertsand shows and much more

Independently of retirement villages,Tauranga transport companies alsospecialise in group tours for retired folk,

whether they be scenic tours in the Northand South Islands, or visits to concertsand shows as far afield as Hamiltonand Auckland. Here’s a small sample ofwhat’s coming up:

Grumpy Old Women- 50 Shades of BeigeBaycourt May 18, 7.30pm -10.00pm

A variety of contentious topics areexplored in a hilarious show inspired by

If you live in a retirement village or rest home, one thing’s for sure. You will never be bored.

16

FOR MORE INFORMATION CONTACTP3 Research on 0800 786 529

or email info@p3research.co.nz

• Aged over 18 years?• Able to participate in a study for up to 54 weeks• Had Type 1 Diabetes for 1 year or longer

You may be eligible to take part in a study using anew diabetes medication that may improve yourblood sugar levels at P3 Research.

• Aged over 18 years?• Able to participate in a study for up to 26 weeks• Treated with insulin for your diabetes

You may be eligible to take part in a study using a new diabetes medicationthat may improve your blood sugar levels at the P3 Research.

ARE YOU:

ARE YOU:

DO YOU HAVETYPE 1 DIABETES?

DO YOU HAVETYPE 2DIABETES?

the hit BBC2 series and starring NZactresses Geraldine Brophy, JudeGibson and Lynda Milligan.

Annual Supreme ArtExhibitionBaycourt, June 27-28, 9am–5.30pm,June 29, 9am-4.30pm

Featuring previously unseen workby emerging and experienced artists.

Tommy Dorsey OrchestraBaycourt, August 3, 2:30pm– 4:30pm

A special tribute to BennyGoodman, Harry James and ArtieShaw, plus romantic hits from thelegendary Frank Sinatra.

NZSO 2014: WoundedHeartsBaycourt, July 3, 7.30pm –11.59pm

Presented by New ZealandSymphony Orchestra , conducted byprize-winning Venezuelan conductorRafael Payare and featuringoutstanding works by Schumann,Prokofiev and Tchaikovsky.

The Kings of Country - ATribute to Nelson, Rogers& CashFounders Theatre, June 11, 7pm

Direct from sell-out concerts in theUSA, this is billed as an unforgettabletribute to country music’s finest.

Take Me Home -The Music & Life ofJohn DenverFounders Theatre, 221 Tristram St,Hamilton. Sept 20 8pm – 10.30pm

Exclusive film footage takes youon a musical journey with one of theworld’s most captivating musicians.

Auckland Festivalof PhotographyVarious locations, May 29 – June 30

The largest visual arts event in theAuckland region, featuring prominentnational and international talent.

TotemAlexandra Park, Epsom, Auckland22 Aug - 28 Sep 2014,

Cirque du Soleil returns with thespectacular show Totem, tracing theorigin of the human species throughto its ultimate desire to fly.

Jesus Christ SuperstarQ Theatre, Queen St, Auckland Oct30 – Nov 2

An update of the classic show fromthe Auckland Theatre Company withmusic from Andrew Lloyd Webberand lyrics by Tim Rice.

17

Ph: 0800 66 44 14 for a free colour brochure or to make a bookinginfo@scottsdaletours.co.nz | www.scottsdaletours.co.nz

• Touring Tasmania

• Perusing thePacific Coast

• Winterless North

• Top of the South

• South of the South

• Chatham Islands

• Melbourne,Adelaide & MurrayRiver

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• Rarotonga

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• Norfolk Island

• Masterton for

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Our tour costs are all inclusive apart from your own spending money and some lunches.

Scottsdale ToursMILES OF HOLIDAY SMILES - SINCE 1978

Established since 1978, taking you where the others don’t go!Owner/operated, fully escorted tours designed with senior citizens in mind

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544 Maunganui Road, Mt MaunganuiPh/Fax: 07 575 4477

Email: reception@mtrsa.co.nz

MEMBERS, MEMBERS GUESTS & AFFILIATED MEMBERS WELCOMEMEMBERS, MEMBERS GUESTS & AFFILIATED MEMBERS WELCOMEOur monthly newsletter is online www.mtrsa.co.nzOur monthly newsletter is online www.mtrsa.co.nz

RESTAURANT OPEN 7 DAYSLunches from 12 noon – 1.30pm Mon - Fri

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“Where you live has always made sucha big difference to how you live.”

This is a statement that stays true at anyage, and in particular when you start gettingolder and want to reduce the amount oftime spent driving.

Conveniently located on the cornerof Tenth Avenue and Devonport Road,The Avenues ticks all the boxes whenit comes to having a prime positionand this prime downtown location hascertainly been a major ‘selling point’for residents.

Take Neil Henderson and his wife Carolwho moved in the village from Wellington.

Back in Wellington they were both regulardrivers, but now they hardly have to usetheir car.

“We’ve got a Pak ‘n Save,Countdown and Mad Butcher, variousfruit and vege shops, three banks andloads of other shops all within oneblock of the village. There are cafés andrestaurants close by too, and becausethe area around the village is flat we canjust stroll down whenever we feel like it,”says Neil.

The same easy living is enjoyed byMargaret Webb, who loves making themost of the downtown location. “When

I was living in Matua I had to driveeverywhere. Now I hardly have to use mycar. The position is perfect. We have allthe day-to-day requirements within a fewminutes walk - there’s banks, doctors,hairdressers and supermarkets andeverything else you could possibly need,”she says.

Moving into the village also givesresidents a new sense of freedom inplenty of other ways too. There arenumerous social activities to enjoy anda great bunch of people to enjoy themwith. In fact The Avenues has a socialcalendar full of planned activities, plus

the village hosts events such as guestspeakers and the upcoming Author talk,Wednesday 11 June at 2pm, will featurelocal writer John McTavish. Among otherthings John has written a volume of shortstories called ‘Closing the Gap’, and hisfascinating journey into the literary worldwill be very entertaining.

Experiencing The Avenues’ impressivelifestyle for yourself is easy. Simply comealong to one our regular village OpenDays at the corner of Tenth Avenueand Devonport Road in Tauranga, orcall Jamie on 07 544 7711 to arrange aprivate appointment.

to a wonderful retirement.

With its superb downtown address, The Avenues makes inner-city retirement living easy and thoroughlysatisfying for its residents.

18

VillageOpenDayIf you are unable tomake our Author Event, you can still see thebest of The Avenues’ premium city retirement living for yourselfby coming to our Open Day. If you would prefer a private tour ormore information about this stunning village, please call Jamie on07 544 7711 or 021 747 638, or visit www.metlifecare.co.nz.

Tuesday 24th June, 10am to 3pm

aUTHOReVenTaT THeaVenUeSWednesday 11th June2pmwith JohnMcTavish

Seats are limited, so pleaseRSVpbyMonday 9th June to07 571 0400.

get the insidewordfroma local storyteller.

In writing terms, you could say JohnMcTavish (pen name JohnMack) is a late bloomer. Thelocal author has been writing and editing for trade and club publications and has been theBay of Plenty correspondent for New Zealand Classic Carmagazine since 2008, but thewriting bug didn’t really hit till he was in his late 50’s.

Working days as a kiwifruit orchardist, John enrolled in an online CreativeWriting CourseatWhitireia (Wellington) Polytechnic and after graduation he picked up his part-time jobwith New Zealand Classic Carmagazine. This experience also gave him the courage to tryhis hand at writing short stories.

With his volume of short stories ‘Closing the Gap’ now published, The Avenues is proudto be hosting John at our village, where he will share his fascinating path to becoming apublished author. Everyone is welcome to join us for this fantastic event, however seatsare limited, so please RSVP to confirm your place.

enjoymulledwine and nibbles served by the fireplace and a look around aluxury apartmentwhile you are here.We look forward to seeing you.

TheavenuesCnr Tenth Ave & Devonport Rd, Taurangawww.metlifecare.co.nz

RHM69

26