Retiree Benefit

Source Newsletter

Loudoun County Public Schools

Open Enrollment

Great News! The School Board recently approved maintaining current

premiums for active employees and retirees for another year. In other

words, retiree health insurance premiums will NOT increase on January

1, 2019. This is a result of retirees using in-network providers, generic

Rxs and the Cigna tools and resources to help keep costs down.

What you need to do:

No action is necessary if you do not want to make any changes to your

current retiree health insurance enrollment. If you do nothing, your

current enrollment elections will continue in 2019.

Action is necessary if you want to:

• Change your current medical enrollment (OAP and POS participants

only)

• Drop a dependent from your current elections (this can be done at

anytime)

November 15th is the last day to make your enrollment elections.

To make changes, complete the Retiree

Health Insurance Enrollment/Change Form

on the Retiree Open Enrollment Website by

clicking here.

What’s New for 2019

Telemedicine services by Cigna. Now

you can visit a doctor, counselor, psychiatrist, or dermatologist by

secure online video or phone. Cigna’s Telemedicine services gives you

easy access to affordable, quality healthcare anytime, without leaving

your home or traveling to the doctor’s office. POS or OAP participants

only. Click here for more information.

Davis Vision’s network has been expanded to include Costco Optical

as an in-network option. Note: Not all providers at Costco Optical retailers are in-

network so be sure to ask prior to scheduling an appointment.

October 2018

Inside this issue Open Enrollment .................................. 1

2019 Retiree Health Insurance

Rates………………………………………...2,3

Contact Info & Reminders ................ 4

Upcoming Events ................................. 5

Retiree Wellness Passport ............... 6

Healthy Recipes .................................... 7

Weighing in on Eye Care ................... 8

LCPS Discounts…………………………..9

Davis Vision & Costco .......................10

Special points of interest

• No rate increase for 2019! Review your rates on pages 2 and 3.

• Get a free biometric screening and/or flu shot at our Open Enrollment events. See page 5 for dates and times.

• Maintaining a healthy weight can positively impact eye health. Learn more on page 8!

• Check out some dining discounts on page 9!

2

FOR RETIREMENTS ON OR BEFORE JULY 1, 2014

Retiree Health Insurance Rates

January 1, 2019—December 31, 2019

FOR RETIREMENTS ON OR BEFORE JULY 1, 2014—CONTINUED

FOR RETIREMENTS AFTER JULY 1, 2014

Retiree Health Insurance Rates

January 1, 2019—December 31, 2019

Cigna

800-244-6224

www.mycigna.com www.cigna.com

Express Scripts Rx

800-886-9672

www.express-scripts.com

Delta Dental

800-237-6060

www.deltadentalva.com

Davis Vision

888-235-3130

www.davisvision.com

Cigna Vision (Medicare-eligible)

877-478-7557 or

www.mycigna.com

www.cigna.com

Cigna Healthspring Rx

(Medicare-eligible)

800-558-9562

Employee Health, Wellness & Benefits

571-252-1810

Fax: 571-252-1401

Retirement & Disability Programs

571-252-1690 Fax: 571-252-1699

Medicare

800-633-2273

www.medicare.gov www.mymedicare.gov

VRS

888-827-3847

www.varetire.org

4

Reminders...

Know Your Insurance Cards

Non-Medicare Eligible Participants (Cigna POS or OAP)

• Medical = Cigna Card

• Prescription = Express Scripts Card

• Vision = Davis Vision Card

• Dental = Delta Dental Card

Medicare Eligible Participants

• Medical = Medicare Card and Cigna Indemnity Card

• Prescription = Cigna HealthSpring Rx Card

• Vision = Cigna Indemnity Card

• Dental = Delta Dental Card

Unless you change plans during Open Enrollment, new cards will NOT be issued for 2019

We have expanded the ability for some of our retirees to have

deductions withheld from their VRS benefit payment. If you fall

into one of the following categories, you can request that your

retiree health insurance premiums be deducted directly from

your VRS retiree benefits by contacting Vicki Gearhart at

571.252.1838.

Categories include:

Retirements on or before July 1, 2014

Retiree Only coverage in the POS, OAP or Medicare

Supplemental plans

Retiree + Spouse coverage in the Medicare Supplemental plans

Retirements after July 1, 2014

All coverage in the POS, OAP or Medicare Supplemental plans

VRS-78 Form

Contacts

Healthy Cooking Demonstration (Registration Required)

Wednesday, November 7

5:30 pm - 7:00 pm

Harper Park MS

5

Upcoming Events

How To Register

Healthy Cooking

Demo

Click here to visit

the Employee

Health, Wellness

and Benefits

Calendar. Register

for your event on

the calendar.

Biometric

Screenings

*Registration is

needed only for

the Open

Enrollment events

on October 20 and

November 10. Call

571-252-1810 to

make an

appointment.

Open Enrollment Events

• Learn more about your benefits!

• Visit with LCPS vendors and staff

• Get a free flu shot and free biometric screenings!*

• Receive a free gift and a chance to win an iPad (4 winners)

Saturday, October 20

10:00 am - 2:00 pm

Administration Building

Saturday, November 10

10:00 am - 2:00 pm

Administration Building

Biometric Screenings (No Registration Needed)

Tuesday, November 27

3:30 pm - 6:00 pm

Harmony MS

Wednesday, December 12

3:30 pm - 6:00 pm

Administration Building

Wellness Works! In 2018 Reminder

The 2018 Retiree Wellness Works!

Passport is available on the Employee

Health, Wellness and Benefits website.

Earn your $120 reward in 2018!

Passports must be completed by

December 31, 2018 and returned to

our office no later than January 31,

2019.

**Biometric numbers are required.**

There is still time to participate in the Reimbursement Programs

Just a reminder that we offer the following reimbursement

programs:

• Wellness Passport Reward—$120

• Fitness Center Reimbursement—Up to $150

• Racing For Wellness—Up to $30

• CSA Reimbursement Program—Up to $100

All reimbursement requests must be submitted to us no later

than January 31, 2019. If you have questions or need

assistance please contact Adriana Estrada at 571.252.1810.

Find out more about these programs on our website under the

Wellness Works! Program, or click here:

http://www.lcps.org/Page/1315

Helpful Links

Employee Health,

Wellness and Benefits

Webpage

Click here

Retiree Information

Click here

Wellness Works! Events

Click here

Wellness Works!

Calendar

Click here

“Health is a state of body. Wellness is a state of being. ”

6 6

Lazy Green Mac and Cheese (From Eat Complete, Drew Ramsey MD) Olive Oil 8 ounces quinoa pasta, such as elbows, penne or shells 1/2 lb. (3-4 cups) mustard greens or kale, trimmed and chopped 1.5 cups grated cheddar cheese Preheat the oven to 400 degrees F. Coat a 7 x 11" dish with olive oil. Cook the pasta according to package instructions. Once cooked, drain the pasta and spread it out in the prepared dish. Sprinkle with the chopped greens and cheese, and transfer to the oven. Bake 15-20 minutes until the cheese has melted and is bubbling hot. Roasted Beets With Chiles, Ginger, Yogurt and Indian Spices 2 pounds beets (a mix of red, yellow and chiogga is nice) 2 tablespoons extra virgin olive oil ½ teaspoon kosher salt, more to taste Freshly ground black pepper, to taste 3/4 teaspoon black or brown mustard seeds ½ teaspoon coriander seeds 1 teaspoon cumin seeds 1 fat garlic clove, grated on a microplane or minced ⅓ cup plain Greek yogurt ½-1 jalapen o pepper, seeded and finely chopped 1 teaspoon grated fresh ginger 1 teaspoon lime juice, more to taste 2 tablespoons chopped fresh cilantro Heat the oven to 375 degrees. Peel the beets and cut into 1-inch chunks. Toss with the olive oil and season with 1/4 teaspoon salt and black pepper to taste. Roast for 30 minutes, tossing occasionally, then sprinkle with mustard seeds, coriander and cumin and roast until the beets are tender, about 15 minutes more. While the beets roast, prepare the dressing: Place yogurt in a small bowl; whisk in garlic, jalapen o, ginger, 1/4 teaspoon salt and 1 teaspoon lime juice. Whisk in the chopped cilantro. Scrape the warm beets into a large bowl. Stir in the dressing. Taste and adjust seasonings if necessary.

Recipes from our Healthy Cooking Demos

Dessert

Sesame Seed-Cinnamon Baked Apples (From Eat Complete, Drew Ramsey MD) 4 apples, cored and seeded 1/4 cup finely chopped walnuts 2 Tbs. sesame seeds 4 tsp. coconut oil 1 tsp. ground cinnamon 1 tsp. pure vanilla extract 1/4 tsp. turmeric Preheat the oven to 350 degrees F. Place the apples in a 8 x 8 inch baking dish. Put the walnuts sesame seeds, oil, cinnamon, vanilla, and turmeric in a small bowl and stir well. Spoon the mixture into the cavity of each apples. Bake the apples, uncovered, for 50 to 60 minutes until they puff and start to break apart. Let cool for 5 minutes before serving.

7

Key Terms

Glaucoma A group of diseases that can damage the eye’s optic nerve and result in vision loss and blindness. Age-related macular degeneration (AMD) A disease that blurs the sharp, central vision you need for “straight-ahead” activities such as reading, sewing, and driving. AMD affects the macula, the part of the eye that allows you to see fine detail. Cataract A clouding of the lens in the eye that affects vision. Diabetic retinopathy A complication of diabetes and a leading cause of blindness. It occurs when diabetes damages the tiny blood.

Expanding waistlines are linked to poor health. Being overweight is also linked to eye problems, which could lead to vision loss. Because being very overweight leads to poor health, there is a greater need to understand what happens to the eyes.

Two Israeli doctors reviewed many studies of patients worldwide. They found a strong link between obesity and four eye diseases that cause blindness: age-related macular degeneration (AMD), cataracts, glaucoma and diabetic retinopathy. The researchers said that although the evidence was out there suggesting a link between obesity and these conditions, the results were not well known. The eye doctors said that people with high Body Mass Index (BMI) who are very overweight have a higher chance of eye disease. These diseases are also more likely to progress faster in obese

people. The researchers said that in some cases the reason for the link between obesity and the diseases was clear. For example, since glaucoma, diabetes and AMD all affect the body’s blood vessel system and excess weight is known to create problems,

the blood vessels in the eyes are affected and sight decreases. These findings show the importance of maintaining your weight and its relationship to your height. An easy way to find your Body Mass Index (BMI) is a simple calculation of height and weight. Normal ranges are between 18 and 25. Your BMI will give you a baseline. Research also shows that living a healthy lifestyle with a diet of eye protective foods, plenty of water, exercise and stress reduction help the body as well as the eyes.

8

Weighing in on Eye Health

Weighing in on Eye Health. Retrieved from https://cvw1.davisvision.com/

forms/StaticFiles/English/Weighing_In_On_Eye_Health.pdf. 2018, July 21

Obesity can cause not just

cancer and high blood pres-

sure, but also eye disease.

9

Retiree Dining Discounts

5 Tara—Indian Cuisine 1600 Village Market Blvd.,

Ste 132,

Ashburn, VA

703-606-5817

10% discount

The American Steakhouse & Sport Theatre 43145 Broadlands Center Plaza Ashburn, VA

571-223-0100

10% discount

Andy’s Pizza 9-F Catoctin Circle Leesburg, VA 703-771-0277 10%—delivery or specials ex-cluded

Ashburn Kabob 42882 Truro Parish Dr #101 Ashburn, VA 703-729-7300 10%—Dine in or pickup

Buffalo Wings & Beer 524 Ft. Evans Road Leesburg, VA 703-779-4646 10%—excludes alcohol

The Burger Shack 424841 Creek View Plaza, Ste. 100, Ashburn, VA 703-858-1111 10% discount

Café Opera 42882 Truro Parish Ste. 104 Ashburn, VA 703-858-1441 10%—does not include on-line orders

Cici’s Pizza 500 Ft. Evans Road Leesburg, VA 703-443-8071 $1.00 off per person on the buffet

Clyde’s Willow Creek Lodge 42920 Broadlands Blvd. Broadlands, VA 20%—Valid 11:00–4:00 7 days a week Does not include specials

Fire Works Pizza Bar & Grill 201 Harrison Street Leesburg, VA 703-779-8400 10% discount

Fuddruckers 44036 Pipeline Plaza Ashburn, VA 703-724-0990 10%—Loudoun County Store Only

Greene Turtle 603 Potomac Station Drive Leesburg, VA 703-777-5511

10%—Excludes Beverages

Hunan Café IV 43300 Southern Walk Place Ashburn, VA 703-726-3890 10% discount

Jersey Mike’s 522 Ft. Evans Road Leesburg, VA 703-777-3880 15% discount

There are many Loudoun County businesses that offer discounts to LCPS retirees. The discount list includes discounts on:

• Apartments • Auto Services

• Banks • Computers

• Dentists • Educational

Centers • Fitness Centers

• Food Services • Hari & Spa Services

• Homes Services • Hotels

• Mortgage Companies

• Realtors • Restaurants

• And many more…

To view the full list of Employee Discounts, click on Employee Discount List on the Employee Health, Wellness and Benefits website.

Other Discounts

Log in to your online account at davisvision.com or use the Davis Vision mobile app to find in-network providers near you.

*Not all Costco providers are in-network, so be sure to call and confirm before scheduling your appointment.

Ready to schedule your annual eye exam?

from

DV-MKG

18-0325v1 PDF 08/2018

Say hello to Costco OpticalAvailable in your network in 2019In addition to other major retailers, you’ll soon be able to use your vision benefit at Costco Optical. This means you’ll be able to shop for glasses or contacts at hundreds of convenient Costco warehouses across the country.

Over 500 new provider locations are coming soon to your network.

davisvision.com Follow us @DavisVisionInc1 (800) 999-5431