ROBERTO I. ALBADaly City, CA 94014Phone: 415-405-5269

E-mail: ralba02@hotmail.com _____________________________________________________________________________________________

SUMMARYFinancial services professional with deep expertise in operational roles within the securities and banking industry. Strengths include the ability to leverage experience combined with leadership and team building capabilities to achieve a successful track record of implementing processing and support improvements. Detailed knowledge of corporate actions, domestic/international trade settlements, securities lending and pricing. Capable of assessing and mitigating risk utilizing securities industry and management experience. Excellent oral and written communication skills.

PROFESSIONAL EXPERIENCE Redwood Mortgage Investors, San Mateo, CA 2015- Present

Processed new investments. Communicated any issues to both client and management for timely resolution. Fielded client Service inquiries from investors, RIA’s and custodians. Organized marketing and sales materials assembly and mailing. Administered Transfer-of-account and re-registration requests. Handled account maintenance requests and requirements.

PENSCO Trust, San Francisco, CA 2011 - 2015 Member of a project team headed by senior management that worked to resolve aged and complex problems for compliance with

regulatory requirements. This also involves dealing with any escalated/emergency concerns that may that have been earmarked for immediate and extended analysis.

Tracked, gathered and organized Private Placement’s investment sponsor funding confirmations for new investments. Reconciliation/document updating of over 2,500 matured notes requiring asset revaluation of items affected by bankruptcy,

foreclosure, litigation and other factors. Current functions include investment transaction review, cash processing, client support and researching Legacy issues from the

previous Innovest conversion.

D.M. Stone Recruitment Solutions, San Francisco, CA 2010 – 2011

Senior consultant in brokerage operations. Clients included PENSCO Trust, Mellon Capital Management and ThinkEquity Inc Assignments included working in the Deposits group at PENSCO where the unit’s suspense account items were slashed

from over 50 aged items with a value of close to $700k to 12 items worth 35k upon handoff. Helped initiate the loan servicer Cornerstone’s transition from a physical check process to an electronic environment. Processed trades and settlements.

Natixis Asset Management, Oakland, CA 2007 - 2009Manager, Reconciliation/Transactions/Settlements Managed three operations units totaling 15 full-time employees and three temporary staff members in a complex, risk-laden Separately Managed Account environment.

Provided an accurate, timely withdrawal and deposit transaction flow in a deadline driven atmosphere for 25 institutional clients with over 1.5 billion in assets.

Ensured that any settlement issues and any errors due to internal or external factors were reported and corrected promptly. Reduced trade fail rate from 45% to 15%.

Selected to be part of a core group of managers that met on a weekly basis to discuss process improvements, operational initiatives and inter-department conflicts.

Assisted in the data scrubbing and UAT testing on system conversions for over 30,000 accounts. Fielded escalated sponsor inquiries and participated in the resolution of issues in coordination with Client Service when needed. Administered quarterly and yearly staff evaluations.

Union Bank of California, San Francisco, CA 2004 - 2007 Held Team Leader positions in the Securities Processing and Global Settlements units.

Monitored and maintained the proper level of collateralization for a cross section of domestic and international assets worth over 500 million dollars (equities, corporate bonds and treasuries) out on loan with different brokers. This process involved close coordination and contact with over 30 external brokers and custodians as well as the internal corporate action, pricing, administrative and trading units.

Initiated and organized the move to automate manual tasks resulting in a 25% improvement in time efficiencies and better team morale.

Modified the unit’s written procedures to reflect current processes. Managed the audit process by fielding inquiries and requests for both internal and external examiners. Provided clarification or

resolution to any issues identified. Supervised global trade and foreign exchange settlements utilizing SWIFT and Global Plus.

ROBERTO I. ALBAPhone: 415-405-5269

E-mail: ralba02@hotmail.com

Corporate Consulting Services, San Francisco, CA 2002 - 2003 Senior consultant in brokerage operations.

Last assignment was with J.P. Morgan Chase in Dallas, Texas as an analyst processing complex voluntary domestic and international corporate actions such as tenders, consents, exchange offers and bankruptcies utilizing the Sunguard Global Plus system.

Enabled unit to achieve a consistently clean cash/stock general ledger by contributing input in procedures and introducing daily control reports which highlighted risk areas.

Mentored less experienced staff members in the nuances of voluntary corporate actions, lowering risk and liability factors inherent in the job. This resulted in a smooth turnover of responsibilities once the assignment was finished.

Organized existing written procedures into a more coherent instruction manual that was utilized by the department, other units and senior management.

Zurich Scudder Investments, San Francisco, CA 2000 – 2002Investment Services DivisionResponsible for the total data integrity of the various domestic and international data and pricing and corporate action feeds utilized by the quantitative research and portfolio management groups. Filtered, formatted and distributed pertinent information to the database using diverse knowledge of the securities industry combined

with data gathering and cleansing technical expertise. Updated existing data cleansing procedures with an emphasis on automating laborious manual tasks. Developed and documented procedures manual for data cleansing to meet training and audit requirements. Nurtured and maintained relationships with the different data vendors resulting in a better understanding of the company’s needs

and reduced cost.

Barclays Global Investors, San Francisco, CA    1989 - 2000 Data Analyst (3 years) Securities Lending Operations Supervisor (4 years) Corporate Action Supervisor (4 years)

SKILLS Capable of working independently, with little supervision or as a member of a team. Familiarity with various data vendors such as Bloomberg, Reuters, Factset, MSTC, Merrill Lynch and IDC. Experienced in information/requirement gathering as well as user testing/validation. Documentation and process improvement. Proficient in MS Word and Excel. Familiarity with systems such as Innovest, Sunguard Global Plus, Global One, SEI, Loanet, SUMS, DTC, Innovest and Euroclear.

EDUCATIONAteneo De Manila University Manila, PhilippinesBachelor of Arts, Communications

UC Berkeley Extension San Francisco, CAPrinciples of Relational Database ManagementSQL Fundamentals Using Oracle and AccessPL/SQL