SNOWBALL YOUR WEALTH LLC

REFERRAL PROGRAMS (see various levels) with Stacey Pinski: www.linkedin.com/in/staceypinski.

1. Debt Shredder (YOU are asking clients how many properties, cars, student loans, etc. they have…)a. Benefits to Your Clients

i. Interest paid cut in 1/3 to 1/2 time to pay off; Accumulate wealth fasterii. Emotion taken out of “what if” decisions

b. Benefits to Wealth Advisors, Coaches, Realtors, CPAs, estate planning attorneys, …. , YOUi. Fee-based commissionsii. More business from your clientsiii. More referrals added to your business due to diversity of programs

2. Tax Free Cashback with ShopBuddy (YOU are asking where clients are spending their $ anyway…)a. Benefits to Your Clients (families, business owners, non-profits, everyone)

i. 8-9% increase to bottom line with added tax efficiency (business owners & non-profits)ii. Save from best price shopping, exclusive coupon codes where no memory/search is

required (e.g. 3 families saved $996.42 in 2 months)iii. Double dip or triple dip on savings on the same cart with just a few easy clicksiv. Tax free cashback added like co-op dollars from everyday spending online and local

establishmentsv. Referral incentives for others to do the same – save more and add more tax efficiency

b. Benefits to YOUi. Referral incentives for others to save more and add more tax efficiency (Yes, even your

competition at networking events can benefit from what you share!)ii. Save from best price shopping, exclusive coupon codes, and snowball your savings and

cashback added

3. Shop Local / Affiliate Publisher Network / Digital Media / Merchant Accounts / Medical Insurancea. Benefits to Your Business Owner & Non-profit Clients (and website owners and bloggers)

i. Google-sized mobile-friendly marketing done for them without costing a pretty pennyii. Commissions generated while they sleep iii. Customer generation and loyalty rewards programs without upfront costs

b. Benefits to YOUi. More value added to create lasting client experiencesii. Cashback circle of efficiency (and referrals) upgraded for when you support their business

4. Shopping Annuity: Benefits to your clients and/or YOU when you are an OWNER (…and get paid for the questions they ask and want trusted advice from their advisors and people who support advisors)

i. All of the above (Chances are you already asking clients about where they spend money…) ii. Earn predictable residual income -- with little scale AND little overhead necessaryiii. Potential to earn more than veterans before them; you as CEO have control for growthiv. Wholesale prices on top-notch products; technology & customer services systems included v. Create a mid-life pension right alongside other professionals (health & wellness, wealth,

beauty, non-profits, technology experts, entrepreneurs, coaches/teachers, everyone) vi. Access to highest profit margins with 100% your choice for what you consume and buy

Please see the next few pages for an overview of being a Preferred Customer and/or Shopping Annuity Owner.

Three Ways to Get Paid (+ Multigenerational Income & Double Dipped Savings):

1. Tax Free Cashback Added 2. Immediate Retail Profit 3. Residual Commissions (capped):(Unlimited; often 4-20%) Vertically & Shared 100% (vs. horizontal & decreasing)

SHOP.COM as of 9/29/16 (~75%+ awarded since Aug. 2014)

Comparing the Wealth Advisory Business and the UnFranchise BusinessSnowball Your Wealth LLC with Stacey Pinski. Contact her today at www.linkedin.com/in/staceypinski.

Topic of Interest Wealth Advisor Business Ownerwith firm or as an independent

UnFranchise Business Owner withShop.com (Shopping Annuity Owner)

Products / Services Overview:

For people of all walks of life – including business owners, families, non-profits, executives, underdogs, …, everyone

Wealth Management & Protection

(Buy what you need from your own business; invest in what your clients would be interested in and you’d recommend to them)

Wealth Creation & Sustainability

(Buy what you need from your

own business; recommend products you would use yourself)

Education provided with services and products

1. Diversity and Quality of Investments

2. Income Distribution & Benefits Coordination

3. College / Goal Savings4. Tax Efficiency5. Protection for Family /

Lifestyle / Income / Wealth6. Wealth Optimization &

Transfer7. Legacy Planning

Requires licensure and adherence of compliance and paperwork.

1. B2C (diversity and quality of consumables)

2. B2B (diversity and quality of consumable services)

3. Non-profits4. Tax Efficiency (Save, Earn, and

Add)5. Wealth Creation from optimal

profit margins6. Multi-Generational Planning7. Referral rewards for your clients

built into economic systemScale of business requires little overhead, staff, and allows 100% choice for growth, where compliance is 99% done for you.

Overhead & Expenses 1. Marketing costs2. Client & staff appreciation3. Computer fees for you

and staff4. Staff salaries5. Licenses & CE6. Office equipment,

supplies, furniture, rent7. Initial and ongoing

investment of time studying (& leadership conferences)

8. Hosting events / Providing education

1. Marketing costs2. Client appreciation3. Initial subscription = $129

Ongoing: $20/month and $99/year renewal

4. Continuing education & leadership conferences ($763 max/year + travel)

5. Your own phone and computer from home with tax advantages

6. No office required; Qtr e-reports 7. No cost for 10+ websites that

cost billions to market in a google-size internet

8. Shared cost for hosting events ($7, $30, $75, $200)

Referrals 1. Satisfied Clients 1. Satisfied Clients

2. Efficiency of Business 2. Efficiency of Business

Income Opportunities 1. Fee-based Income / Commissionsa. Insurance (life, health,

long-term care)b. Annuitiesc. Mutual Fundsd. Fee-planning

2. Residual Incomea. Managed Accountsb. Fee-planningc. Referrals

3. Earn according to some of your efforts, including those who are more senior than you

4. Requirements for quarterly activity and bonuses

1. Immediate Retail Profita. Health & Wellnessb. Kid / Pet / Personal Carec. House / Car / Plant Cared. Business Servicese. Debt Shredder

2. Residual Incomea. Tax Free Cashbackb. Referral Tax Free Cashbackc. Health, personal, kid, pet,

car, house, plant cared. Clothes, supplies,

technology, travel, entertainment, gifts, toys, shop local

e. Business Services, Non-profits, Wealth advisors, Health professionals, Internet/Social media experts, referrals, and more

3. Earn according to your efforts with the smallest multiplier, including earning more than those who are more senior than you (and without a cut of your earnings going to managers)

4. Requirement: a. 2 receipts = $200 total / qtrb. BV & IBV orders per month

(or 125 BV and $250 from internet stores /gift cards weekly for bonus)

Time You Control / Need for Scale

1. Fees / Commissions: 100s to 1000s of clients

2. Residual Income: 40-60 people to create $187K/year

3. Unlimited income4. Compete with others

1. Immediate Retail Profit: 10-35 customers to create residual income on exclusive products

2. Residual Income: 7-10 people to create $187K/year per business development center

3. Unlimited income4. Share commissions 100% with

new people to solidify your own income, while making their income more secure too

5. Referral rewards for your clientsIn Concert: Wealth Management & Wealth Creation… What would happen to your wealth advisory practice if you had more predictability (with less requirements) for giving you your time back and making it your own to do as you wish and be with your loved ones more? What if you could give the gift of time back to your clients too? How would that impact the world?!

Congratulations! You have decided to save, earn, and/or add $$$ more efficiently!

As a preferred customer, you will be able to (for FREE!):

add tax free cashback rewards from your everyday spending online or Shop Local stores (via ShopBuddy app) save from best price and direct shopping, exclusive coupon codes with ShopBuddy that don’t require memory, double or triple dip your savings to create a snowball effect, and encourage others to save more and add cashback (and be rewarded for referrals and they in turn be rewarded

as they help others to save more and add cashback and so on…e.g. referring 10-25 business owners who also save and add cashback can add 10s of $1000s to your annual cash flow, which is unlike any other cashback program with credit cards and coupon sites)

As a sales representative, you will earn retail profit and buy exclusive brands at wholesale and can be a preferred customer of an UnFranchise Owner’s and get all of the benefits listed above. For tax purposes, you should fill out a Form 1000 each quarter and at least two sales receipts that total $200 in sales.

Shopping Annuity Owner = an UnFranchise Owner (UFO):As an UnFranchise Owner (a “stable and waiting” UFO), you will own your own shop.com site to be your own preferred customer and buy from yourself and like a sales representative, you can earn retail profit and buy exclusive brands at wholesale, offer your clients customized discounts, free shipping, bundled products, and experiences to last a life time. (Your volume also accumulates should you choose to become an activated UnFranchise Owner and you don’t have to pay extra for the management tools for an activated UnFrachise Owner so that you don’t have to make the upgrade later. Multigenerational planning is an option here too for wealth transfer options at your death; work with your estate planning attorney. The goal of any business is to operate in the black and then there are tax advantages available.)

As an activated UnFranchise Owner (a “go now” UFO; lit up on an electrical circuit vs. waiting), you will be able to: be your own preferred customer with the benefits listed above own your own shop.com site, buy BV and IBV items weekly/monthly/celebratory to convert spending into

earning, and have a business-in-a-box system (10+ websites/apps, unified training system/ handouts ready) get highest profit margins paid to you as weekly commissions (BV, Referral BV & IBV, Direct IBV, IBV)-- from

highly consumable products or services in high demand (which secures your income predictability) and manufacturing/operational costs are trimmed to a minimum (saves us $ & creates flexibility for billion $ trends)

share commission points 100% to newer people and people who have supported this economic and educational system ahead of you so that they too can share 100% of their efforts with you (capped to $3,600/week per Business Development Center; the current #1 income earner has over 40 of them)

secure your own predictability of income by placing people and volume at the bottom, where even non-activated UnFranchise Owners (and activated UnFranchise Owners and non-profits) benefit 100% with their own volume accumulation

get paid according to your efforts and management efforts, where because you have two teams (the smallest binomial multiplier to compound your growth = 2), they each will take their own shape (some like windshield cracks or snowflakes crystalizing on a windshield or maybe more like that of population creeping out from a big city, where you are the hub of your own activity as CEO of your own company & you can earn more than veterans)

have options to scale as you see fit (B2C, B2B, specific B2B focus, globally for where markets have been established; many 20+ year owners still only have 10-30 customers today)

get paid on 3 centers with the work of only 2 once your first location reaches the capped amount consistently control your business marketing efforts, learn from the best, provide exceptional client service, and delight

clients (who at any time may want to partner with you…) with the experiences you offer

There are hybrid compensation models for health professionals and non-profits, where they can fit into your “snowflake crystalized organization” like the way waves (of volume) engulf their volume to add additional volume to that of the UFO team banks. Non-profits can benefit from group volume too as new business partners are added and they have 4-10 people using exclusive (consumable) products.

Your Due Diligence:

1. Videos to watch: o Overview of Business Opportunity (Lisa Grant & Ryan Stack ~16 minutes):

https://vimeo.com/175784923o Horizontal vs. Vertical Compensation (Big Al Yentch ~9 minutes):

https://www.youtube.com/watch?v=_RIFm4JLphY&feature=youtu.beo How to optimize savings tour and how executives like shop.com (Arlene Lowry ~30 minutes):

https://www.youtube.com/watch?v=Bosxh9ODPDQo Profiles: Market America / Shop.com Owners who took 5 years off to do mission work in Mexico

(e.g. David & Stacy Whited, ~5 minutes): https://www.youtube.com/watch?v=LeqX8lUWwVo

2. 24 Year Old History of Shop.com & Market America: Consistent Growth and Stability BBB of Greensboro, NC: A+ rating Torch Award for Ethics and Integrity Blomberg (Market America buys Microsoft-based ecommerce platform, ~5 minutes):

https://www.youtube.com/watch?v=dKs_hHCBDXY Global Web Retailer: Top 100 / Speed: 3rd fastest (2 blog articles below, 2 minute reads):

http://www.beingjrridinger.com/press/shop-com-ranks-59-2016-internet-retailer-top-500/http://www.beingjrridinger.com/press/blazing-speed-shop-com-third-fastest-mobile-site-load-time/

Big name partner stores (lawyers did their due diligence beforehand) About Market America PDF (no down quarters, ~55% paid out to owners, adding to the

compensation model instead of taking away from it without additional fees to run it globally) http://www.marketamerica.com/default/assets/File/about_market_america_eng.pdf

Number of people in the business for over 1-2 decades (with only having a 24 year history) Number of people as business owners compared to corporate employees (diversity of race,

gender, age, language spoken, and backgrounds in the million dollar club and those earning 4-8 figures)

Shop.com cashback awarded as of 10/6/2016:

Next Steps: Contact Stacey Pinski to set up a call with Elizabeth Weber (earning $100K-$125K in a 4 week pay period and residual 6-figure income for nearly 25 years) and/or her team. I love helping others thrive!

See Elizabeth’s comment when I missed a team call; she is hands on with encouragement and so supportive for those that want to grow their business! With Shop.com, I am a Shopping Annuity Master Member (an elite 5%) and I have been awarded Best in Client Service for Wealth Management while at Thrivent Financial.

Elizabeth Nice-Weber No worries Stacey Blaschka Pinski. You are always on!!!! Unlike · Reply · 1 · October 3 at 6:31pm