Reliance HomeProtect Insurance Policy

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    Reliance HomeProtect Insurance Policy

    Introduction

    When it comes to safety and peace of mind, there is no place like home. You put lifes effort into building this safe haven. Now you can chose to secure its future with the protectionof a comprehensive insurance package.

    Introducing Reliance ome!rotect !olicy. With an option of four different plan variants to chose from, the policy is specially designed to protect your household contents andvaluables against a wide range of risks, including fire and allied perils, burglary, mechanical " electrical breakdown and much more

    Key Advantage

    #omprehensive coverage for your home contents, appliances and valuables

    #ompensation against accidental death and disability

    #overage at competitive price

    $ption of selecting from % plan variants with varying sum insured

    #overage on first loss basis against burglary

    ost of other value added benefits such as loss of passport and title deed

    #overage against default in ome &oan '(Is

    Instant !olicy Issuance and no documentation

    What does this Policy Cover?Basic Covers

    ome contents " appliances : Covers loss or damage to home contents & appliances against

    ) fire and allied perils including earth*uake,

    ) burglary, housebreaking, hold)up,

    ) terrorism at the option of the Insured

    +aluables Covers loss or damage to valua!les against

    ) ) fire and allied perils including earth*uake,

    ) burglary, housebreaking, hold)up including theft,

    ) robbery, waylaying, snatching away

    !ersonal accident ) !rovides for compensation against

    ) eath, !ermanent -otal isablement !- / " !ermanent !artial isability arising out of accident, depending upon the plan selected,

    ) Reimbursement of e0penses incurred for transportation of dead body to residence sub1ect to a ma0imum of Rs. 2,3445) death due to accident/,

    ) !ayment of education grant for the dependent children

    What are the +alue 6dded 7enefits available8

    Loss of Passport ) Reimburses actual e0penses incurred for obtaining a duplicate or fresh passport in the event of its loss

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    Moving to a new home ) #ompensates towards loss or damage to home contents " appliances while being transported by professional packers " movers to anew home, anywhere in India

    Loss of title deed ) Reimburses actual e0penses incurred upto Rs. 9,4445) towards cost of replacement of title deed of the your home following any loss or damageto the title deed caused by )

    o ) fire and allied perils including earth*uake

    o ) burglary, housebreaking and theft

    o ) robbery, waylaying, snatching away

    Payment for Home Loan Instalments ) Provides for payment of home loan instalments upto a ma0imum of : '(Is of the home loan in the unfortunate event ofaccidental death or !- .

    Additional rent for alternate accommodation ) Provides for payment of e0penses of additional rent for alternate accommodation if the home is damaged due tofire " allied perils including earth*uake for which a claim is admissible under ;ection < ome #ontents " 6ppliances=.

    Plan variants

    Particulars "ype o# Policy

    $tandardPlan $ilver Plan %old Plan Platinum Plan

    $um Insured R

    Home Contents and Appliances

    ire & allied perils including 'arth(ua)e* "errorism is optional +,,,, -,,,,, .+,,,, +,,,,,

    Burglary/ House!rea)ing hold up 0on #irst loss !asis1 -,,,, .,,,, +,,,, -,,,,,

    2echanical & electr ical !rea)do3n cover #or Home Appl iance 0on #irs t loss !as is1 - ,, ,,.,,,,0including homePC1

    +,,,, 0including

    4aptops1

    -,,,,,0including4aptops1

    5alua!les -,,,, .,,,, +,,,, -,,,,,

    Personal Accident $um insured #or spouse is limited to +,6 o# sum insured #or the primaryinsured/ su!7ect to a ma8imum o# Rs - lac * $um insured #or dependent children is limited to.+6 o# sum insured #or the primary insured/ su!7ect to a ma8imum o# Rs* +,/,,,9

    +,,,, 0 eathCover1

    -,,,,, 0 eath ;P" 1

    +,,,,, 0 eath ;P" ; PP 1

    -,,,,,, 0 eath ;P" ; PP 1

    4oss o# Passport ure of passport by the customs, police or public authorities

    ow can I get this !olicy8 6ll you need to do is fill in the necessary details in the !roposal ?orm and hand it over along with your che*ue to your Insurance 6dvisor. You will instantly get a ome @it,containing among other things your !olicy and ome #ard.

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