Reducing Flood Losses Through the International Codes

164
Reducing Flood Losses Through the International Codes Meeting the Requirements of the National Flood Insurance Program 3rd Edition, 2008 in cooperation with the Federal Emergency Management Agency ®

Transcript of Reducing Flood Losses Through the International Codes

Page 1: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International CodesMeeting the Requirements of the National Flood Insurance Program3rd Edition, 2008

in cooperation with the Federal Emergency Management Agency

®

NFIP_I-Code_cover_3rdEd_2008_don1 1 1/10/2008 9:30:07 AM

Page 2: Reducing Flood Losses Through the International Codes

This guide is based on the 2006 editions of the International Codes® (I-Codes®) and the 2007 Supplement to the International Codes®

Reducing Flood Losses Through the International

Codes®: Meeting the Requirements of the

National Flood Insurance Program

3rd Edition, 2008

Page 3: Reducing Flood Losses Through the International Codes

TTaabbllee ooff CCoonntteennttss

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP i

Executive Summary..................................................................................... v

Acknowledgments ...................................................................................... ix

1. Introduction.....................................................................................1-1

1.1 Purpose of This Guide ................................................................1-1

1.2 The I-Codes and the NFIP ..........................................................1-1

1.3 Intended Audience......................................................................1-2

1.4 Where to Get Help......................................................................1-2

1.5 Purpose and Overview of the NFIP ............................................1-3

1.6 Overview of Community and State Responsibilities Under the NFIP...........................................................................1-4

1.7 Benefits of Participating in the NFIP..........................................1-7

1.8 Implications of Not Participating in the NFIP............................1-8

1.9 FEMA’s Involvement with Model Codes and Standards Producing Organizations ............................................................1-9

1.10 ASCE 7: Minimum Design Loads for Buildings and Other Structures ..................................................................................1-10

1.11 ASCE 24: Flood-Resistant Design and Construction ..............1-10

1.12 Flood-Resistant Materials.........................................................1-11

1.13 Flood Elevations: BFE and DFE .............................................1-11

2. Approaches to Floodplain Management ............................2-1

2.1 The Comprehensive Approach ...................................................2-1

2.2 Stand-Alone Floodplain Management Regulations Approach ...2-2

2.3 Building Code Approach ............................................................2-3

2.4 Advantages of Reducing Flood Losses Through the I-Codes..................................................................................2-4

3. Implications of Adopting the I-Codes ..................................3-1

3.1 Development Other Than Buildings...........................................3-1

3.2 The Utility-Related I-Codes .......................................................3-2

3.3 The NFIP’s Community Rating System and the I-Codes...........3-5

3.4 Considering Higher Standards....................................................3-8

Page 4: Reducing Flood Losses Through the International Codes

Table of Contents ii

3.5 Amending the I-Codes to Implement Higher Standards ............ 3-9

3.6 The Coastal A Zone ................................................................. 3-12

3.7 Substantial Improvement and Substantial Damage.................. 3-14

3.8 Historic Structures.................................................................... 3-18

3.9 Critical and Essential Facilities ................................................ 3-19

3.10 Increased Cost of Compliance.................................................. 3-22

4. Community Responsibilities Under the NFIP .................. 4-1

4.1 Modifications of the I-Codes...................................................... 4-1

4.2 Regulate All Development ......................................................... 4-2

4.3 Record Keeping.......................................................................... 4-2

4.4 Requiring Other Permits............................................................. 4-3

4.5 Notifying Potentially Impacted Parties ...................................... 4-4

4.6 Evaluating Floodway Impacts.................................................... 4-5

4.7 Flood Hazard Map-Related Duties............................................. 4-5

4.8 Elevation Certificates ................................................................. 4-7

4.9 Inspections................................................................................ 4-10

4.10 Enforcement and Violations..................................................... 4-12

4.11 The Variance Process ............................................................... 4-13

5. State Building Codes and Flood Provisions .................... 5-1

5.1 Meeting More Restrictive State Requirements .......................... 5-1

5.2 State Amendments to the I-Codes.............................................. 5-1

5.3 Local Amendments to State Building Codes ............................. 5-2

5.4 Exemptions from State Building Codes ..................................... 5-2

5.5 Direct State Regulation of Certain Activities or Buildings ........ 5-3

5.6 Referencing Flood Maps in the Building Codes ........................ 5-3

6. Your Community’s Approach ................................................. 6-1

6.1 Assessing Your Community’s Current Approach...................... 6-1

6.2 Modifying Your Community’s Approach.................................. 6-2

Page 5: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP iii

List of Tables, Figures, and Worksheets Table 1-1 Summary of Selected Key NFIP Provisions,

Code Citations, and Reference Documents ............................ 1-13

Table 3-1 Selected ASCE 24-05 Provisions and Opportunities for Community Rating System Credits .......................................... 3-7

Table 3-2 Maximum Allowable Points for Higher Standards .................. 3-9

Table 3-3 ASCE 24-05 Provisions Related to Critical Facilities............ 3-21

Figure 3-1 Schematic of Flood Hazard Zones in Coastal Areas .............. 3-13

Figure 6-1 Approaches to Fulfilling the Requirements of the NFIP.......... 6-3

Worksheet A The NFIP and the I-Codes........................................................ 6-4

Worksheet B Assessing Your Community’s Approach ................................. 6-5

Worksheet C Discussion Topics, Decision Steps........................................... 6-6

Appendices

Appendix A References and Online Resources............................................. A-1

Appendix B Crosswalk of the NFIP Regulations to the Flood Resistance Provisions of the IBC ....................................B-1

Appendix C Crosswalk of the NFIP Regulations to the Flood Resistance Provisions of the IRC ....................................C-1

Appendix D Flood Resistance Provisions of the IMC, IPC, IFGC, IPSDC & IEBC.............................................................. D-1

Appendix E FEMA Regional Offices and NFIP State Coordinators .............E-1

Appendix F Sample Plan Review and Inspection Checklists ........................ F-1

Page 6: Reducing Flood Losses Through the International Codes

EExxeeccuuttiivvee SSuummmmaarryy

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP v

For more than 30 years, most local jurisdictions have participated in the National Flood Insurance Program (NFIP) by adopting and enforcing floodplain management ordinances or regulations. The NFIP was created as a partnership: The federal government makes NFIP flood insurance and other federal assistance available to residents and businesses, and communities agree to regulate mapped flood hazard areas to reduce future flood damage. With the publication of the International Building Code® (IBC®), the International Residential Code® (IRC®), the International Existing Building Code® (IEBC®), and the rest of the International Codes® (I-Codes®), the opportunity exists for communities to integrate building safety and floodplain management. This guide, Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the National Flood Insurance Program, will help communities decide how best to accomplish that integration in order to initiate or continue partici-pation in the NFIP. The 2003 and 2006 editions of the I-Codes contain provisions that are consistent with the minimum flood-resistant design and construction requirements of the NFIP. It is important to note, however, that adoption of one or more of the codes, by themselves, may not address all NFIP requirements. Crosswalks of the NFIP regulations and the I-Codes, including Appendix G of the IBC, have been prepared and included in this guide. This guide references the 2006 I-Codes (the crosswalks are annotated to show amendments approved in 2007). The flood-resistant provisions in the I-Codes stem from cooperative efforts among the Federal Emergency Management Agency (FEMA), the Structural Engineering Institute (SEI) of the American Society of Civil Engineers (ASCE), and other individuals and organizations. These efforts began in 1991 with the development of flood load provisions. Those load provisions became part of ASCE 7 in 1995, were expanded in the 1998 edition of ASCE 7, and were further amended in ASCE/SEI 7-02. This guide references ASCE/SEI 7-05.

Page 7: Reducing Flood Losses Through the International Codes

Executive Summary vi

Cooperative efforts continued with the development of ASCE 24-98, a standard for minimum requirements for flood-resistant design and construction of buildings and structures in flood hazard areas. ASCE/SEI 24-05 is referenced in this guide. CChhaapptteerr 11 presents a brief overview of the NFIP, including the benefits of participation and the implications of choosing not to participate. The NFIP is a voluntary program, but its benefits are far-reaching. Responsibilities of participating communities extend beyond issuance of building permits, and include administrative and map-related functions. Technical assistance and support are available from NFIP State Coordinating Agencies and FEMA regional offices. CChhaapptteerr 22 outlines some broad approaches to managing flood hazard areas. Integrating a community’s approach with the I-Codes involves careful consideration and planning to reduce overlap of regulations, duplication of effort, and conflicts. Advantages of using the building code to satisfy certain floodplain requirements are outlined. CChhaapptteerr 33 is a collection of topics on the implications of adopting the I-Codes for participation in the NFIP:

• Section 3.1 reviews the NFIP definition of “development” because the NFIP requires that communities regulate all development in flood hazard areas, not just buildings and structures.

• Section 3.2 summarizes how the utility-related I-Codes address provisions to protect building utility systems.

• Section 3.3 briefly outlines the NFIP’s Community Rating System, which provides discounts on the cost of flood insurance within communities that adopt regulations that exceed the minimum requirements of the NFIP.

• Section 3.4 includes brief explanations for consideration by communities that may elect to adopt certain standards that are higher than the minimum requirements of the NFIP.

• Section 3.5 offers sample building code text amendments language to implement higher standards.

• Section 3.6 describes the Coastal A Zone, an area where flood conditions include waves that are less than required for the NFIP to designate the area a V Zone, but that field research has identified as sufficient to cause building damage.

Page 8: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP vii

• Section 3.7 summarizes the NFIP requirements pertaining to substantial improvements and repair of substantial damage; both concepts are particularly important when dealing with older buildings.

• Section 3.8 summarizes how the codes address certain historic structures and describes two options: issue permit or approve by variance.

• Section 3.9 describes critical and essential facilities and notes that the IBC, ASCE 7, and ASCE 24 include provisions that apply to such facilities.

• Section 3.10 is a brief explanation of a part of the standard coverage provided by NFIP flood insurance. Under specific circumstances, notably if a flood causes substantial damage, this coverage provides the owner with an additional payment towards the cost of bringing the building into compliance with the flood-resistant provisions.

CChhaapptteerr 44 outlines certain responsibilities that communities assume when they participate in the NFIP. While many responsibilities are incorporated into the I-Codes, a number of others should be reviewed to make sure that they are assigned or captured in a companion floodplain management ordinance. CChhaapptteerr 55 addresses several important considerations related to state requirements. States that adopt the I-Codes at the state level may have made amendments or may require that local amendments be approved by the state. Some states have specific requirements for flood hazard area development and some issue floodplain permits. Others exempt certain activities or types of buildings from the requirement to obtain a building permit, while some states may issue building permits for some activities. And, notably, if the code is adopted at the state level, then the matter of references to community flood hazard maps must be addressed. CChhaapptteerr 66 outlines a straightforward process, using worksheets, to help communities assess how their current approaches to regulating development in flood hazard areas and building permits compare with the NFIP requirements. Also, a review process is outlined to facilitate decisions about appropriate modifications to processes and regulations.

Page 9: Reducing Flood Losses Through the International Codes

Executive Summary viii

AAppppeennddiicceess include references and online resources (Appendix A), crosswalks of the NFIP requirements with the IBC (Appendix B) and the IRC (Appendix C), the flood resistant provisions of the IMC, IPC, IFGC, IPSDC and the IEBC (Appendix D), contact information for FEMA and state offices (Appendix E), and sample plan review and inspection checklists (Appendix F).

Page 10: Reducing Flood Losses Through the International Codes

AAcckknnoowwlleeddggmmeennttss

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP ix

The original edition of this guide was prepared by the American Society of Civil Engineers (ASCE). This third edition was prepared with financial support provided by the Mitigation Directorate of the U. S. Department of Homeland Security (DHS/FEMA). The early contributions of the following reviewers are appreciated:

Wayne Berggren, CFM, City of Mandeville, Louisiana, representing the Association of State Floodplain Managers, Inc.

Lois Forster, DHS/FEMA

John Ingargiola, DHS/FEMA

Trudie Johnson, CFM, City of Hilton Head, South Carolina, representing the Association of State Floodplain Managers, Inc.

Gregory A. Main, CFM, Indiana Department of Natural Resources

Christy L. Miller, CFM, Alaska Department of Commerce, Community & Economic Development

Kimberly Paarlberg, International Code Council, Inc.

Laura Pfister, Montana Floodplain Management Program

Rebecca C. Quinn, CFM, RCQuinn Consulting, Inc.

Michael Robinson, DHS/FEMA

Page 11: Reducing Flood Losses Through the International Codes

11.. IInnttrroodduuccttiioonn

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 1-1

______________________

When the IBC is adopted, the IRC is adopted by reference. If a state or commun-ity chooses not to regulate one- and two-family dwellings through the IRC, it must specifically exclude the IRC in its Ordinance for Adoption. In this case, for the purpose of NFIP participation, the activities regu-lated by the IRC must be covered in a companion floodplain management ordinance or regulation.

______________________

______________________

This guide is based on the 2006 editions of the I-Codes. Appendices B, C and D contain crosswalks of the NFIP regulations and the flood provisions of the I-Codes. The I-Code texts are annotated to show code changes approved in the 2006/2007 cycle and published in the 2007 Supplement.

______________________

1.1 Purpose of This Guide This guide is intended to help community officials decide how to integrate the International Codes® (I-Codes®) into their current floodplain development and regulatory processes in order to meet the requirements to participate in the National Flood Insurance Program (NFIP). Careful attention is required to ensure that all requirements of the NFIP are addressed by communities through a combination of building codes and other ordinances or regulations. Adoption of one or more of the I-Codes, by itself, does not necessarily meet those requirements. This guide is not intended as an endorsement of any specific approach for achieving effective management of flood hazards, nor does it explain the NFIP requirements and how to administer them. References and online resources are listed in Appendix A. 1.2 The I-Codes and the NFIP This guide covers the family of codes known as the I-Codes that were developed under the auspices of the International Code Council® (ICC®). Each code in the series either meets or exceeds the minimum requirements of the NFIP with respect to the scope of each code:

• The 2006 and 2003 editions of the International Building Codes meet the minimum design and construction requirements of the NFIP for all buildings and structures, including, by reference, one- and two-family dwellings. Appendix G addresses other NFIP requirements such as map-related duties, subdivisions, site work, manufactured homes, recreational vehicles, underground and above-ground storage tanks, and variances.

• The 2006 and 2003 editions of the International Residential Codes meet the minimum requirements for flood-resistant design and construction of one- and two-family dwellings. For construction in the floodway, the IRC refers to the IBC.

• The 2006 and 2003 editions of the International Plumbing Code® (IPC®) meet the minimum requirements for flood-resistant design and construction of plumbing systems.

• The 2006 and 2003 editions of the International Mechanical Code® (IMC®) meet the minimum requirements for flood-resistant design and construction of mechanical systems.

Page 12: Reducing Flood Losses Through the International Codes

Introduction 1-2

______________________

For the purposes of the NFIP and this guide, the term “community” means “any State or area or political subdivision thereof, or any Indian tribe or authorized tribal organization, or Alaska Native Village or authorized native organization, which has the authority to adopt and enforce floodplain manage-ment regulations for the areas within its jurisdiction.” Coun-ties, cities, towns, and parishes are com-munities. In some states, flood control districts or planning districts may meet the definition if they exercise land-use authority.

______________________

• The 2006 and 2003 editions of the International Fuel Gas Code® (IFGC®) meet the minimum requirements for flood-resistant design and construction of fuel gas systems.

• The 2006 and 2003 editions of the International Private Sewage Disposal Code® (IPSDC®) meet the minimum requirements for flood-resistant design and construction of private sewage disposal systems.

• The 2006 and 2003 editions of the International Existing Building Code® (IEBC®) meet the minimum requirements for flood-resistant design and construction for existing buildings by reference to the requirements of the IBC.

• The 2006 and 2003 editions of the 3 International Code Council Performance Code® (ICC PC®) provide performance-based standards to provide resistance to flood loads and damage.

Table 1-1, starting on page 1-13, lists key provisions of the NFIP that pertain to buildings. These provisions are cross-referenced to specific sections of the IBC and IRC, related standards, and NFIP resource documents. Appendices B and C contain crosswalks of the complete text of the NFIP regulations and the pertinent sections from the 2006 IBC and 2006 IRC, respectively (annotated with code changes approved in 2007). Appendix D summarizes the flood-resistant provisions of the 2006 editions of the IMC, IPC, IFGC, IPSDC and the IEBC. 1.3 Intended Audience This guide is intended for officials of any unit of government who are responsible for regulating land development and building processes. It is designed specifically to help those whose agencies are responsible for regulating floodplain development and those who administer building codes. These responsibilities may be under the jurisdiction of a single office or distributed among several offices. Regardless of how your community is organized, it is recommended that this guide be reviewed by every office that has a role in land development (including subdivisions) and construction regulation. 1.4 Where to Get Help Each state has an office that is designated as the State Coordinating Agency for the National Flood Insurance Program, commonly referred to as the “NFIP State Coordinator.” Contact information for the NFIP State

Page 13: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 1-3

______________________

If your community does not currently participate in the NFIP (see Section 1.8), you are strongly urged to join. To do so, contact either your NFIP State Coordina-tor or your FEMA Regional Office listed in Appendix D.

______________________

Coordinators and a list of the Federal Emergency Management Agency’s (FEMA) 10 regional offices are included in Appendix E. FEMA and others have produced numerous documents and publications related to the NFIP and regulation of flood hazard areas. Reference and resource materials, including cited publications and online resources, are listed in Appendix A. 1.5 Purpose and Overview of the NFIP NFIP Purpose. The original authorizing legislation for the NFIP was passed in 1968. Congress expressly found that “a program of flood insurance can promote the public interest by encouraging sound land use by minimizing exposure of property to flood losses. . . ”. The NFIP is intended to encourage states and local governments to recog-nize and incorporate flood hazards in land use and development deci-sions. In some communities this is achieved by guiding development to areas with lower risk. When decisions result in development within flood hazard areas, application of the criteria set forth in federal regulation (44 CFR Section 60.3) is intended to minimize exposure and flood-related damage. Overview of the NFIP. The NFIP is administered by the DHS/FEMA and has three main elements:

1. Hazard identification and mapping, under which engineering studies are conducted and flood maps are prepared to delineate areas that are predicted to be subject to flooding under certain conditions;

2. Floodplain management criteria for development, which establish the minimum requirements for communities to apply to develop-ment within mapped flood hazard areas with the intent of recogniz-ing hazards in the entire land development process; and

3. Flood insurance, which provides financial protection for property owners to cover flood-related damage to buildings and contents.

Federal flood insurance is designed to provide an alternative to disaster assistance and disaster loans for home and business owners. Disaster assistance rarely comes close to covering all of the costs to repair and clean up. While available to qualified victims, disaster loans do not significantly ease the financial burden due to repayment terms. It is important to remember that disaster assistance is available only after

Page 14: Reducing Flood Losses Through the International Codes

Introduction 1-4

floods have been declared major disasters by the President of the United States. Disaster loans are available after major disasters and when the U.S. Small Business Administration determines that an event has affected a certain number of uninsured homes and businesses. In contrast, NFIP flood insurance claims will be paid any time damage is sustained from a qualifying flood event. Another important objective of the NFIP is to break the cycle of flood damage. Many buildings have been flooded, repaired or rebuilt, and flooded again. Before the NFIP, in some parts of the country this cycle occurred every couple of years: people rebuilt in the same flood-prone areas and used the same construction techniques that did not adequately resist flood damage. By encouraging communities to guide development to lower risk areas, and by requiring elevation of new buildings and nonconforming buildings that sustain major damage, one of the long-term objectives of the NFIP can be achieved: reduce flood damage and losses. Older buildings may be removed or replaced, or they may be upgraded or modified with techniques that lead to little or no flood damage. Through the land development process, developers can often be required or encouraged to keep new development out of high-risk areas. 1.6 Overview of Community and State

Responsibilities Under the NFIP Overview of Community Responsibilities. The NFIP regulations (44 CFR Section 59.22) outline actions to be taken by a community to become and remain eligible to participate in the NFIP. A community agrees to take certain actions, including:

• Adopting and enforcing floodplain management regulations that either meet or exceed the minimum standards of the NFIP.

• Applying the regulations to all designated special flood hazard areas (SFHAs) throughout its jurisdiction.

• Submitting to FEMA the regulations (and subsequent amendments thereto), including copies of related zoning, building, and subdivi-sion regulations; health codes; special purpose ordinances; and other corrective and preventive measures enacted to reduce or prevent flood-related damage.

• Submitting to FEMA certain estimates relating to the community as a whole and to flood hazard areas, including population, number of

Page 15: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 1-5

residences, number of small businesses, and number of other types of structures.

• Responding to FEMA’s periodic request for information on the community, including the number of permits and variances that may have been issued for development in the flood hazard area.

• Identifying the location where flood hazard maps will be maintained and available for public inspection.

• Appointing or designating an agency or individual official with the responsibility for the floodplain management program.

• Maintaining a file with specific information on all development that occurs within the mapped flood hazard area, including documenta-tion of certain building elevations and documentation of floodproof-ing designs, and making this information available for public inspection.

• Conducting periodic field inspections to ensure that ongoing development complies with issued permits and to check for unpermitted development.

• Having objectives in the comprehensive plan that are consistent with floodplain management goals.

• Notifying FEMA when revisions to the flood hazard maps are necessary and providing available data to support those revisions.

• Cooperating with federal, state, local, and private entities that under-take projects to study, survey, identify, and map flood hazard areas.

• Notifying FEMA, the state, and adjacent communities of any alteration or relocation of a watercourse.

• Notifying FEMA when the community’s boundaries have been modified by such legal actions as annexation.

Overview of State Responsibilities. The states have agreed to coordinate the NFIP with their communities and have designated an agency that is responsible for those functions (see Appendix E). The NFIP State Coordinator’s office is specifically charged with being a link between FEMA and communities and can advise communities on how to comply with the NFIP requirements, as well as any applicable state laws and regulations. The NFIP State Coordinator stays current on NFIP issues and can advise communities as to how specific provisions have been interpreted in many situations. The duties and responsibilities of the NFIP State Coordinator’s office are set forth in the NFIP regulations (44 CFR Section 60.25) and include:

Page 16: Reducing Flood Losses Through the International Codes

Introduction 1-6

• Enacting, if necessary, legislation that enables communities to regulate development in designated flood hazard areas.

• Encouraging and assisting communities to qualify for participation in the NFIP.

• Guiding and assisting communities in developing, implementing, and maintaining floodplain management regulations.

• Providing communities and the general public with NFIP information.

• Assisting communities in disseminating information about flood hazard areas and floodplain management requirements.

• Assisting in the delineation of flood hazard areas when possible, and providing technical information to FEMA.

• Recommending priorities for federal activities relative to community needs.

• Notifying FEMA of problems with community regulations if such problems cannot be resolved between the state and the community.

• Establishing minimum floodplain management standards for state activities.

• Coordinating floodplain management activities with other state, regional, and local planning and enforcement agencies.

• Assisting in the identification and implementation of mitigation recommendations.

• Participating in training opportunities and preparedness programs. Other ways that some NFIP State Coordinators may support communities include:

• Providing advice on improvements to local administrative proce-dures for issuing permits, handling variances, inspecting construc-tion, and remedying violations.

• Producing a floodplain management newsletter. • Reviewing proposed code and ordinance amendments to ensure

NFIP compliance. • Explaining ways to use flood hazard maps, including how to seek

revisions. • Assisting communities with applications to participate in the NFIP’s

Community Rating System (CRS). • Conducting training workshops on all aspects of the NFIP and

floodplain management. • Performing on-site technical assistance visits.

Page 17: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 1-7

______________________

General information about flood insurance is on the Internet at www.fema.gov

______________________

• Providing reports on community compliance to FEMA. • Developing a program of certification for floodplain managers.

1.7 Benefits of Participating in the NFIP While there is no federal requirement that communities participate in the NFIP, most communities choose to do so to make flood insurance avail-able to their citizens. In addition, federal assistance for acquisition or construction of buildings in flood hazard areas is not available in nonparticipating communities. To participate, a community agrees to adopt, administer, and enforce provisions that either meet or exceed the minimum floodplain management requirements set forth in federal regulations. If your community does not presently participate in the NFIP, you are strongly urged to join. To do so, contact either your NFIP State Coordinator or the FEMA Regional Office that supports your state. There are four significant benefits of participating in the NFIP. One focuses on property protection, while the remaining three focus on financial security. Specifically:

1. Development that complies with the minimum NFIP performance criteria is less likely to experience major damage. Studies have shown that, on average, buildings that meet the NFIP criteria sustain approximately 80 percent less damage than those that do not.

2. Federally insured or regulated lenders must require that improvements located in mapped flood hazard areas be insured for flood damage. If a community does not participate in the NFIP, then lenders must notify borrowers that federal disaster assistance for flood damage will not be available, including grants and loans.

3. People who have flood insurance have a significant advantage over those who have no financial support or those who have to get loans to help repair and rebuild. Most homeowners’ property insurance explicitly excludes damage from floods, and non-NFIP flood insurance is hard to find. However, it is easy for most home and business owners to get NFIP flood insurance because many private companies write and sell policies on behalf of the NFIP.

4. Federal disaster assistance is available to repair or restore public buildings in flood hazard areas if damaged by a disaster that is declared by the President of the United States.

Page 18: Reducing Flood Losses Through the International Codes

Introduction 1-8

In participating communities, NFIP flood insurance is available for both residential and nonresidential buildings, and additional coverage is available for contents. Policies on buildings in flood hazard areas shown on Flood Insurance Rate Maps (FIRMs) include coverage that provides a claim payment to help defray certain costs when a flood-damaged building is required to be brought into compliance with community floodplain management requirements. This additional coverage, called “Increased Cost of Compliance,” is described in Section 3.10. The amount of this coverage is stated in the flood insurance policy documents. 1.8 Implications of Not Participating in the NFIP Communities that have been provided a FIRM by FEMA may elect not to participate in the NFIP (unless required to do so by state law). If communities choose not to participate in the NFIP, the following apply:

• NFIP flood insurance is not available. • Federal agencies cannot provide grants and loans for construction,

reconstruction, repair, rehabilitation, or additions to buildings in mapped SFHAs, including such agencies as the U.S. Department of Housing and Urban Development (HUD), the U.S. Environmental Protection Agency (EPA), the U.S. Small Business Administration (SBA), and the U.S. Department of Health and Human Services.

• Federal disaster assistance will not be provided in identified flood hazard areas for permanent restorative construction. This means that public buildings damaged by flooding are not eligible for federal disaster assistance.

• Individuals and families will receive only limited federal disaster housing assistance when a major disaster is declared. Federal grants and assistance for repairs are not available.

• Direct federal loans to residents and developers for properties in flood hazard areas are not available from government programs such as the Department of Veterans Affairs (VA) and the Federal Housing Administration (FHA).

• Other regulated mortgage lenders may make loans for properties in flood hazard areas, but they are required to notify borrowers that federal disaster assistance will not be provided in the event of a flood disaster.

Communities that initially declined to participate when the FIRM was prepared may subsequently decide to join the NFIP. Insurance on buildings that were constructed in flood hazard areas after the date of the FIRM will be rated based on the risk of flooding. If they were built

Page 19: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 1-9

______________________

In 2008 the International Code Council is expected to publish ICC 600, Standard for Residential Construction in High Wind Regions. It will include FEMA 550 as guidance for design of flood-resistant foundations for residential buildings with wood or light-steel framed walls.

______________________

below the base flood elevation (BFE) and are subject to damage, then flood insurance will be very expensive. The FIRM in effect at the time a building was constructed, and the applicable actuarial rates based on that map, applies regardless of when the community elects to join the NFIP. 1.9 FEMA’s Involvement with Model Codes

and Standards Producing Organizations Many communities that participate in the NFIP do so through single-purpose floodplain management ordinances. For the most part, these ordinances are administered in land planning offices, usually in coordination with building permit offices. In other cases, communities participate through various combinations of laws, ordinances, and regulations. Despite efforts to coordinate, occasional conflicts have been known to arise between the NFIP requirements and a community’s building and other health and safety codes. In the early 1990s, FEMA requested assistance from the National Institute of Building Sciences to examine 23 model building codes and standards, and to perform a detailed comparison between NFIP regulations, model building codes, consensus standards, and technical guidance documents. The work was supported by the following model codes and standards organizations:

• Building Officials and Code Administrations International, Inc. (BOCA)*,

• Southern Building Code Congress International, Inc. (SBCCI)*, • International Conference of Building Officials (ICBO)*, • National Fire Protection Association (NFPA), and • National Conference of States on Building Codes and Standards

(NCSBCS).

* Effective February 1, 2003, BOCA, SBCCI and ICBO became one organization, the International Code Council, Inc. (ICC).

The result of this cooperative effort was the Code Compatibility Report, published in three volumes in October 1992. The report outlined recom-mended changes to the codes and to various FEMA documents. As the three major code organizations made progress on the development of the I-Codes, FEMA executed an agreement with the Structural Engineering Institute of the American Society of Civil Engineers (ASCE). ASCE was tasked with monitoring progress and proposing changes to the codes to improve consistency with the NFIP.

Page 20: Reducing Flood Losses Through the International Codes

Introduction 1-10

In the early 1990s, FEMA and ASCE’s Structural Engineering Institute initiated work to develop flood loads for inclusion in ASCE 7 and ASCE 24, a standard for flood-resistant design and construction (see Sections 1.10 and 1.11). Although the NFIP had been in effect since 1968, and by 1990 nearly 19,000 counties and towns were participating, there were no consensus standards for determining flood loads or for flood-resistant design and construction. As the I-Codes were developed, FEMA, with support of ASCE, proposed code changes. The 2000 editions were found to be nominally consistent with the NFIP minimum provisions. In the subsequent code development cycles, additional modifications continued to improve consistency. 1.10 ASCE 7: Minimum Design Loads for

Buildings and Other Structures In 1991, ASCE, with FEMA assistance, organized a committee of nation-ally recognized experts in the fields of structural engineering, construc-tion techniques, and building codes and regulations. The committee was tasked with developing flood load provisions to be included in ASCE 7. Following the consensus standards process, including balloting, these provisions first appeared in ASCE 7-95. Additional revisions were made to the flood load provisions in the 1998 edition of ASCE 7. The current edition, ASCE/SEI 7-05 is a referenced standard in the 2006 IBC. 1.11 ASCE 24: Flood-Resistant Design and

Construction In 1995, ASCE organized a standards development committee of nation-ally recognized individuals in the fields of floodplain management, structural engineering, construction techniques, and building codes and regulations. Following the consensus standards process, including ballot-ing, the committee’s work resulted in the first edition of ASCE 24 (1998), which provides minimum requirements for flood-resistant design and construction of buildings and structures located in flood hazard areas, including new structures and substantial repair or improvement of exist-ing structures that are not designated as historic structures. ASCE 24-98, is a referenced standard in the 2003 IBC and was used in the development of the flood-resistant design and construction provisions of the 2003 IRC.

Page 21: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 1-11

A revised edition, ASCE/SEI 24-05, was produced in 2005 and is referenced in the 2006 edition of the I-Codes. 1.12 Flood-Resistant Materials The ICC Evaluation Service, Inc., a part of the International Code Council, performs technical evaluations of building products, components, methods, and materials. Acceptance criteria, which form the basis of the evaluations, are developed by the ICC-ES technical staff in consultation with interested parties and the applicants who submit documentation for the technical evaluations. The evaluation process results in the issuance of reports on code compliance, which are made available free of charge. As of late 2007, the ICC-ES has not been asked to evaluate materials to determine conformance with the requirements for flood-resistant materials. Details about the ICC-ES, acceptance criteria, the evaluation process, and the reports are available at www.icc-es.org. In 1999, the National Evaluation Service, Inc. (NES), with support from FEMA, convened an advisory committee to develop an evaluation plan for determining the flood resistance of materials entitled NES Evaluation Protocol for Determination of Flood-Resistance Properties of Building Elements. This protocol provides guidance for testing to evaluate building elements for the ability to resist the effects of floodwater exposure. It serves as a starting point for manufacturers to determine whether their building products are suitable for use below flood levels. Building materials that may be evaluated include interior and exterior wall, floor, ceiling, and roof materials and finishes; structural elements; insulating materials; and windows, doors, vents, and other types of fixed or operable openings. The protocol addresses determining the physical and/or performance characteristics of the evaluation subject, exposure to simulated floodwater (fresh and saline), minimum drying times, and testing after exposure to establish changes in performance characteristics. 1.13 Flood Elevations: BFE and DFE The BFE, as used by the NFIP, is the elevation of the floodwater surface relative to the datum specified on the FIRM that is expected to be reached by a flood having a 1-percent chance of being equaled or exceeded in any given year. Although the term is misleading, this flood is commonly called the “100-year flood.”

Page 22: Reducing Flood Losses Through the International Codes

Introduction 1-12

______________________

Seek advice from the NFIP State Coordinator or the FEMA Regional Office if your FIRMs show A99 or AR zones. A99 zones designate areas to be protected from base flood by levees or Federal Flood Protection Systems that are under construction. AR zones are where previously accredited flood protection systems have been decertified but are in the process of being restored to provide base flood or greater levels of protection.

______________________

The I-Codes, ASCE 7, and ASCE 24 use the term “design flood eleva-tion” (DFE). The DFE is the elevation of the design flood, including wave height in coastal areas, relative to a specified datum. The DFE must equal or exceed the BFE in all cases. The design flood, from which the DFE is derived, is the flood associated with the greater of the following two areas:

1. The area flooded by a 1-percent annual chance flood (base flood), or 2. The area designated as the flood hazard area on a community’s

flood hazard map. A community may designate flood hazard areas by electing to incorporate such factors as the impacts of future development conditions on runoff, or a surcharge on flood stages resulting from designation of a floodway that is more restrictive than that designated by FEMA. Communities also may choose to base the DFE on a lower frequency flood (greater magnitude) or on an historical flood that was higher than the base flood used by FEMA. Many states require freeboard and many communities choose to adopt freeboard where it is not required (see Section 3.5). Freeboard is an added factor of safety expressed in feet above a specific flood elevation. It tends to compensate for the many unknown factors that could contrib-ute to flood heights greater than those computed for ideal situations. Freeboard may be incorporated in the DFE (e.g., by defining the DFE as the BFE plus freeboard), or it may be specified to be added to the DFE. There are circumstances where FIRMs do not specify BFEs:

• Zone A is used for flood hazard areas where engineering analyses have not been performed to develop detailed flood elevations. In these areas, other sources for flood information should be consulted, including the state, the U.S. Army Corps of Engineers, and the Natural Resources Conservation Service. FEMA has prepared a guidance document that outlines simplified methods to approximate the BFE, Managing Floodplain Development in Approximate Zone A Areas: A Guide for Obtaining and Developing Base (100-Year) Flood Elevations (FEMA 265).

• AO and AH zones where shallow overland or sheetflow is expected. The flood elevation is designated as a depth number on the map, or if not designated, the flood elevation is to be at least 2 feet (610 mm) above the highest grade adjacent to the proposed building footprint.

Page 23: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 1-13

Table 1-1. Summary of Selected Key NFIP Provisions, Code Citations, and Reference Documents

(See Appendices B and C for comprehensive crosswalks of the NFIP regulations to the IBC and IRC, respectively;

Appendix D contains the flood resistant provisions of the IMC, IPC, IFGC, IPSDC and the IEBC.)

Key Provisions of the NFIP 2006 IBC 2006 IRC ASCE/SEI 24-05 Other Publications

60.3(a)(3)(i) new construction and substantial improvements to be designed and adequately anchored to prevent flotation, collapse, or lateral movement

1605.2.2 and 1605.3.1.2 flood loads and load combinations (reference ASCE 7) 1612.4 design and construction (reference ASCE 24) [Reference Appendix D for IEBC; see IBC Chapter 34 for existing buildings]

R301.1 construction to support all loads, including flood loads R324.1.1 structural systems designed, connected, and anchored

Section 1.5.5 anchorage and connections to resist effects of vertical and lateral loads Section 1.6 flood loads and combination of loads

ASCE/SEI 7-02 or ASCE/SEI 7-05, Minimum Design Loads for Buildings and Other Structures FEMA 550, Recommended Residential Construction for the Gulf Coast: Building on Strong and Safe Foundation

60.3(a)(3)(ii) new construction and substantial improvements to be constructed with materials resistant to flood damage

801.1.3 interior finishes, trim, and decorative materials to be in accordance with FEMA FIA-TB#2 1403.6 exterior walls to be resistant to water damage

R324.1.7 and R501.3 building materials to be flood-resistant, installation methods for flooring and walls to conform to FEMA FIA-TB#2

Chapter 5 exposed structural and nonstructural materials, including connections, to be resistant to damage, deterioration, corrosion or decay due to direct and prolonged contact with floodwater

National Evaluation Service, Inc., Evaluation Plan for Determination of Flood-Resistance of Building Elements Technical Bulletin FEMA FIA-TB#2: Flood-Resistant Material Requirements for Buildings Located In Special Flood Hazard Areas Technical Bulletin FEMA FIA-TB#8: Corrosion Protection for Metal Connectors in Coastal Areas for Structures Located in Special Flood Hazard Areas

60.3(a)(3)(iv) electrical, heating, ventilation, plumbing, and air-conditioning equipment and other service facilities to be designed and/or located to protect components

1403.7 components not to be mounted on or through breakaway walls 1612.4 design and construction of buildings and structures (including utility support systems) to be in accordance with ASCE 24 [See also Appendix D for IMC, IPC, IFGC, and IPSDC]

R324.1.5 new and replacement mechanical and electrical systems to be elevated IFGC R301.5 appliance installations to be elevated or otherwise protected R1601.3.8 ducts and duct systems to be elevated

Chapter 7 utilities and attendant equipment to be elevated or designed, constructed and installed to prevent floodwaters from entering or accumulating within the components; utilities not to be mounted on breakaway walls

FEMA 348, Protecting Building Utilities From Flood Damage: Principles and Practices for the Design and Construction of Flood Resistant Building Utility Systems

Technical Bulletin FEMA FIA-TB#4: Elevator Installation for Buildings Located in Special Flood Hazard Areas

60.3(a)(6)(i) new/replacement sanitary sewage system designed to minimize/eliminate infiltration/discharges (ii) on-site waste disposal systems located to avoid impairment or contamination

Appendix G 401.3 Sewer facilities

R324.1.6 general performance, refer to Chapter 3 of the International Private Sewage Disposal Code®

Section 7.3 buried and exposed plumbing systems, systems below flood level, and sanitary systems, including septic tanks

FEMA 348, Protecting Building Utilities From Flood Damage: Principles and Practices for the Design and Construction of Flood Resistant Building Utility Systems

Page 24: Reducing Flood Losses Through the International Codes

Introduction 1-14

Table 1-1. Summary of Selected Key NFIP Provisions, Code Citations, and Reference Documents

(See Appendices B and C for comprehensive crosswalks of the NFIP regulations to the IBC and IRC, respectively;

Appendix D contains the flood resistant provisions of the IMC, IPC, IFGC, IPSDC and the IEBC.)

Key Provisions of the NFIP 2006 IBC 2006 IRC ASCE/SEI 24-05 Other Publications

60.3(b)(1) require permits for all development, including placement of manufactured homes

Appendix G 101.3 Scope (and definition of Development)

R101.2 Scope R105.3.1.1 specifically addresses substantial improvement and substantial damage of existing buildings Appendix E Manufactured Housing Used as Dwellings AE101, Exception, refers to IRC R324 Appendix J Existing Buildings AJ102.5 work in existing buildings in flood hazard areas per R105.3.1.1

Section 1.1 defines the scope to be new structures, including subsequent work and substantial repair or substantial improvement

ASFPM and Federal Interagency Floodplain Management Task Force, Addressing Your Community’s Flood Problems: A Guide for Elected Officials

FEMA 480, NFIP Floodplain Management Requirements: A Study Guide and Desk Reference for Local Officials

60.3(b)(5) where flood elevation data are provided: (i) obtain lowest floor elevation of new and substantially improved structures (ii) for floodproofed nonresidential structures, obtain elevation to which structure was floodproofed (iii) maintain records of elevations

109.3.3 inspection and submission of Elevation Certificate 1612.5.1 submission of specific certifications, including Elevation Certificate 104.7 and Appendix G 103.8 retention of department records

R109.1.3 inspections and submission of Elevation Certificate R104.7 retention of department records

Does not address administrative requirements or submission of certifications

Elevation Certificate (FEMA Form 81-31). [Online]. Available: www.fema.gov/business/nfip/elvinst.shtm Floodproofing Certificate (FEMA Form 81-65) [Online]. Available: www.fema.gov/plan/prevent/fhm/dl_fpc.shtm FEMA 467-1, Floodplain Management Bulletin: Elevation Certificate

60.3(b)(8) require installation of MFH using methods to minimize flood damage, including anchoring, and to resist wind forces

Appendix G 501.1 elevation requirements Appendix G 501.2 foundation requirements Appendix G 501.3 anchoring requirements

R324.1.8 MFH elevation per R324.2; anchor and tie-down per AE604 and AE605. MFH in floodways per IBC Appendix AE101 refers to IRC R324

Does not specifically address manufactured housing separate from other buildings. Foundations for MFH to be designed as other foundations and based on location within flood hazard areas (with and without high-velocity wave action)

FEMA 85, Manufactured Home Installation in Flood Hazard Areas [Note: HUD, NFPA and ICC are developing MFH standards, including installation provisions.]

Page 25: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 1-15

Table 1-1. Summary of Selected Key NFIP Provisions, Code Citations, and Reference Documents

(See Appendices B and C for comprehensive crosswalks of the NFIP regulations to the IBC and IRC, respectively;

Appendix D contains the flood resistant provisions of the IMC, IPC, IFGC, IPSDC and the IEBC.)

Key Provisions of the NFIP 2006 IBC 2006 IRC ASCE/SEI 24-05 Other Publications

60.3(c)(2) require all new and substantially improved structures to have the lowest floor elevated to or above the flood elevation

1603.1.6 Flood load (information in application) 1612.4 design and construction (reference ASCE 24) 3402.1 Exception requires substantial improvement or repair of existing buildings to be brought into compliance with flood provisions

R105.3.1.1 specifically addresses substantial improvement and substantial damage of existing buildings R324.2.1 elevation requirements, except for conforming enclosures R324.1.4 lowest floor, excluding enclosures that meet certain use limitations and are compliant

Section 2.3 specifies general elevation requirements Section 4.4 specifies elevation requirements in Coastal High Hazard Areas (V Zones) and Coastal A Zones

FEMA 259, Engineering Principles and Practices for Retrofitting Flood Prone Residential Buildings FEMA 550, Recommended Residential Construction for the Gulf Coast: Building on Strong and Safe Foundations

60.3(c)(3) for nonresidential structures: (i) lowest floor elevated, or (ii) floodproofed (including utility and sanitary facilities)

1612.4 design and construction (reference ASCE 24)

Not applicable to one- and two-family dwellings

Section 2.3 specifies general elevation requirements Chapter 6 details restrictions and requirements for dry and wet floodproofing

Technical Bulletin FEMA FIA-TB#3: Non-Residential Floodproofing – Requirements and Certification for Buildings Located in Special Flood Hazard Areas

FEMA 348, Protecting Building Utilities From Flood Damage: Principles and Practices for the Design and Construction of Flood Resistant Building Utility Systems

60.3(c)(4) for floodproofed nonresidential structures: (i) registered design professional to develop and/or review the structural design and certify (ii) certification retained in records

104.7 retention of department records 1612.5.1 submission of specific certifications, including Elevation Certificate

Not applicable to one- and two-family dwellings

Chapter 6 details restrictions and requirements for dry and wet floodproofing, but does not include administrative requirements

Floodproofing Certificate (FEMA Form 81-65) [Online]. Available: www.fema.gov/plan/prevent/fhm/dl_fpc.shtm

60.3(c)(5) fully enclosed areas below elevated buildings are to be: limited in use (parking, access, storage); provided with flood openings that meet minimum criteria or are designed and certified by a registered design professional

1202.3 under-floor ventilation (exception allows flood openings) 1612.4 design and construction (reference ASCE 24) 1612.5.1 Flood hazard certificates (for flood opening designs other than as specified)

R324.2.2 enclosed area below design flood elevation, use limitations and flood opening specifications R408.5 Enclosing underfloor spaces to have flood openings Garages allowed if elevated or compliant with provisions for enclosures below elevated buildings

Section 2.6 details provisions for enclosures below DFE, including engineered and nonengineered openings (in A and AE Zones)

Technical Bulletin FEMA FIA-TB#1: Openings in Foundation Walls for Buildings Located in Special Flood Hazard Areas

Page 26: Reducing Flood Losses Through the International Codes

Introduction 1-16

Table 1-1. Summary of Selected Key NFIP Provisions, Code Citations, and Reference Documents

(See Appendices B and C for comprehensive crosswalks of the NFIP regulations to the IBC and IRC, respectively;

Appendix D contains the flood resistant provisions of the IMC, IPC, IFGC, IPSDC and the IEBC.)

Key Provisions of the NFIP 2006 IBC 2006 IRC ASCE/SEI 24-05 Other Publications

60.3(d)(3) prohibit floodway encroach-ment unless no impact on flood levels is demonstrated

Appendix G 103.5 and G 401.1 floodway development not authorized unless no increase in flood level is demonstrated

R301.2.4 residential development in floodways to be reviewed under the IBC R324.1.8 manufactured housing in floodways to comply with the IBC

Section 2.2 flood elevations and conveyance to be maintained

FEMA 480, NFIP Floodplain Management Requirements: A Study Guide and Desk Reference for Local Officials FEMA FIA-12, Appeals, Revisions, and Amendments to NFIP Maps: A Guide for Community Officials

Additional requirements for buildings and structures in flood hazard areas subject to high-velocity wave action (V Zones) 60.3(e)(4) require all new and substantially improved construction to be elevated on pilings and columns so that: (i) bottom of lowest horizontal structural member of the lowest floor is at or above the flood elevation, (ii) pile or column foundation and structure are anchored to resist flotation, collapse and lateral movement due to wind and water loads; registered design professional to develop or review the design, specifications and plans and provide certification

1603.1.6 specifies elevation of the bottom of the lowest horizontal structural member 1605.2.2 and 1605.3.1.2 flood loads and combined loads 1612.4 design and construction (reference ASCE 24) 1612.5.2 submission of certifications

R324.3.1 elevation requirements R324.3.2 foundation requirements, including wind and water loads R324.3.5 registered professional to certify design and methods of construction

Section 2.3 and Section 4.4 specify elevation requirements Section 1.5, Sections 2.4 and 2.5, and Chapter 4 address foundations and designs

FEMA 55, Coastal Construction Manual Technical Bulletin FEMA FIA-TB #8: Corrosion Protection for Metal Connectors in Coastal Areas for Structures Located in Flood Hazard Areas FEMA 550, Recommended Residential Construction for the Gulf Coast: Building on Strong and Safe Foundation

60.3(e)(5) enclosed areas, if any, are to be constructed with non-supporting, breakaway walls, lattice, or screening intended to collapse under wind and water loads; uses limited to parking, building access, or storage

1612.4 requires design and construct in accordance with ASCE 24 1612.5.2 submission of certification of breakaway wall design under certain circumstances

R324.3.3 specifications for walls and partitions of enclosures below elevated buildings, specifically for breakaway walls

Section 4.6 outlines provisions for enclo-sures below DFE with breakaway walls, and references ASCE 7 for design criteria

FEMA 55, Coastal Construction Manual Technical Bulletin FEMA FIA-TB #5: Free of Obstruction Requirements for Buildings Located in Coastal High Hazard Areas Technical Bulletin FEMA FIA-TB #9: Design and Construction Guidance for Breakaway Walls Below Elevated Coastal Buildings

Page 27: Reducing Flood Losses Through the International Codes

22.. AApppprrooaacchheess ttoo FFllooooddppllaaiinn MMaannaaggeemmeenntt

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 2-1

______________________

The comprehensive approach yields another potential benefit. Avoiding and minimizing flood hazards may result in credits under the NFIP’s Community Rating System, described in Section 3.3.

______________________

States and communities throughout the United States take a number of approaches to floodplain management. While this guide does not cover every variation, it highlights three common approaches to illustrate the types of issues you may face in your community as you integrate floodplain management and building codes. The three approaches described below are:

• The comprehensive approach, • The stand-alone floodplain management regulation approach, and • The building code approach, relying on the International Codes® (I-

Codes). Section 2.4 outlines several advantages to using the I-Codes to participate in the NFIP. It is important for you to fully understand those advantages before you begin to evaluate your community’s approach. A suggested framework for evaluation is covered in Chapter 6. 2.1 The Comprehensive Approach Under the broad concept of “floodplain management,” many communities coordinate several separate regulatory functions in separate agencies to achieve multiple land use, environmental, and public safety goals. These goals often include avoiding flood hazard areas when buildable land is available outside of mapped flood hazard areas and otherwise minimizing flood hazard area development. Minimization techniques include such measures as low-density zoning, waterway buffers or setbacks, transfer of development rights, evacuation access requirements, and others. While specific programs or functional organizations may vary considerably from community to community, the “comprehensive approach” to floodplain management is generally considered to include:

• A plan – whether it is called a comprehensive plan, general plan, land use plan, master plan, or is a combination of several plans. This plan is a collection of policies and guidance on how the community is expected to grow, change, and look in the future. With respect to flood hazard areas, this plan may recognize existing and future risks and establish a goal of reducing future exposure through various mechanisms.

Page 28: Reducing Flood Losses Through the International Codes

Approaches to Floodplain Management 2-2

• A zoning ordinance – which is a tool to help achieve the goals set forth in the plan. Zoning typically divides a community into districts and establishes use and development criteria within each district type. Typical zoning districts are residential, commercial, industrial, and agriculture, and various permutations and combinations of these uses. Development criteria typically specify such parameters as density, size, bulk, height, setbacks, and appearance. Some communities address floodplains as a separate conservation zone with its own specifications, or as an “overlay” to the other zones, in which case the zoning specifications are modified to achieve flood-related goals.

• A subdivision ordinance – which is another tool to achieve the planning goals. These regulations typically address lot size, shape, and setbacks; curbs, sidewalks, and gutters; open space; and public improvements such as street layout and dimensions, drainage and storm water management, and installation of utilities. Many subdivision ordinances are designed to avoid mapped flood hazard areas through the use of open space conservation and setbacks from bodies of water. Where floodplain impacts are unavoidable, ordinances may guide development to less hazard-prone areas through lot layouts to put building pads on higher ground, or by requiring consideration of non-fill methods of elevating buildings.

• Building codes and other health and safety codes – which are applied after zoning, land use, and subdivision decisions, regarding what and where to build, have been made. The primary purpose of building codes and other health and safety codes is to provide minimum requirements to safeguard the public safety, health, and general welfare.

For a complete discussion of the comprehensive approach to floodplain management, and for an examination of a variety of tools to achieve flood damage reduction goals through the subdivision process, refer to Subdivision Design in Flood Hazard Areas, Planning Advisory Service Report Number 473, published by the American Planning Association. 2.2 Stand-Alone Floodplain Management

Regulations Approach Many communities that participate in the NFIP have adopted a separate ordinance to address most, if not all, of the minimum requirements of the NFIP. Typically administered by a planning office, this single-purpose, stand-alone ordinance also incorporates other state and community floodplain management requirements, including administrative

Page 29: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 2-3

______________________

When the IBC is adopted, the IRC is adopted by reference. If you specifically exclude the IRC, then you must recapture one- and two-family dwellings in another ordinance in order to participate in the NFIP. Similarly, you will include in that ordinance the provisions of IBC

Appendix G if you do not adopt it.

______________________

procedures, land management criteria, and building-specific provisions. The extent to which the stand-alone ordinance is coordinated with the building code and other health and safety codes, whether on paper or through coordinated review procedures, varies significantly from state to state and community to community. Some states and communities do not regulate development in general, but have a single “special use” permit that is required only in mapped flood hazard areas. Typically, this approach is taken solely to meet the minimum floodplain management requirements of the NFIP. 2.3 Building Code Approach Prior to the availability of the 2000 I-Codes, the model building codes included flood-related provisions to varying degrees, but none were fully consistent with the requirements of the NFIP (FEMA, Code Compatibility Report). Therefore, to participate in the NFIP most communities adopted stand-alone floodplain management regulations or ordinances that typically included administrative, land use, and building sciences provisions. With the 2003 and 2006 editions of the I-Codes, it is possible to integrate building codes and floodplain management into a single administrative process. In order to participate in the NFIP using this approach, all of the I-Codes must be adopted, including International Building Code Appendix G. Because Appendix G covers some development activities other than buildings and structures, it may be most appropriately administered by a planning or zoning office. A separate ordinance is still required in order to capture development that is not covered by the scopes of the I-Codes (filling and grading not associated with buildings and structures, paving, roads, bridges, culverts, dams, ponds, levees, floodwalls, and some utility infrastructure). The inclusion of flood-resistant provisions in the I-Codes may bring new functions to many building departments, specifically with regard to the activities addressed in IBC Appendix G. However, it may help stream-line the development process for some communities.

Page 30: Reducing Flood Losses Through the International Codes

Approaches to Floodplain Management 2-4

2.4 Advantages of Reducing Flood Losses Through the I-Codes

Continued close coordination between departments is vital to achieve a comprehensive approach to floodplain management. Adopting the I-Codes may result in shifting some provisions and responsibilities to the building department. As part of the discussion and decision process outlined in Chapter 6, you will need to address some of the implications of participating in the NFIP through the I-Codes, including:

• All Hazard-Related Building Construction Requirements are in One Place. In the past, the model building codes have included, to some extent, provisions related to natural hazards such as seismic hazards, high winds, severe winter storms, and flood hazards. The I-Codes address all of these hazards on a consistent and rational basis, which allows mitigation of the effects of the natural hazards that are found within each jurisdiction’s boundaries.

• Minimize Code Conflicts. The likelihood of conflicting code pro-visions or interpretation increases when a community has two or more regulations that apply to a single project. When different departments, agencies, or offices administer the building code and other health and safety codes, along with the floodplain manage-ment ordinance, conflicts or misinterpretation among various code and ordinance provisions can result. This is especially true when one office administers the floodplain management provisions and another office administers the building code. Another way that code conflicts arise is when amendments are made to one code or ordinance and others are not amended at the same time to maintain consistency.

• Strengthened Enforcement. Building departments routinely inspect construction, and they have clear authority and responsibility to require compliance and to enforce building permit conditions. Stand-alone floodplain management ordinances also include administrative provisions, including enforcement. Often, these enforcement provisions do not parallel the building department’s enforcement procedures, especially if a model floodplain manage-ment ordinance was adopted without tailoring to local circum-stances. Having separate and perhaps differing provisions for inspection and enforcement may lead to problems, such as if a permittee claims inconsistent treatment by different departments, agencies, or offices.

• Effective, Routine Inspections. Building departments typically conduct multiple inspections at specific times during the construc-tion process, and builders are accustomed to standard notification procedures. In communities where the flood-resistant design and

Page 31: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 2-5

______________________

Section 3.7 provides additional background on substantial im-provement and repair of substantially damaged buildings in flood hazard areas.

______________________

construction provisions are enforced by a department other than the building department, inspections to check those specific provisions may not be conducted with the same regularity or may not be coordinated with the building inspections.

• Consistent Permit Conditions and Requirements. Other problems arise if the building permit, construction plans and specifications, and inspection forms do not explicitly state the elements required for compliance with flood-resistant design and construction require-ments. Inspectors may lack the proper information to perform their required duties effectively. For example, it would be difficult to verify that a building footprint is located outside of the floodway if the floodway boundary is not shown on the site plan submitted as part of the application for a building permit. Similarly, if the flood openings specifications for an enclosed area beneath an elevated building are described in writing as a condition of the floodplain permit but are not shown on the construction drawings, they may be overlooked by both the contractor and the building inspector.

• Improved Treatment of Existing Buildings. One of the NFIP requirements that community officials sometimes find challenging to enforce effectively applies to existing buildings that are located in flood hazard areas that are proposed for improvements or restoration and repair after substantial damage. Building departments routinely handle permits for existing buildings, yet planning and zoning departments, which are often responsible for administering floodplain management ordinances, rarely deal with proposals to physically modify structures that are on sites that are already developed. This has been known to lead to gaps in enforcement of the substantial improvement and substantial damage requirements of the NFIP.

Page 32: Reducing Flood Losses Through the International Codes

33.. IImmpplliiccaattiioonnss ooff AAddooppttiinngg tthhee II--CCooddeess

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 3-1

______________________

The NFIP and IBC Appendix G define “Development” to mean “any man-made change to improved or unimproved real estate, including but not limited to build-ings or other struc-tures, mining, dredg-ing, filling, grading, paving, excavation or drilling operations, or storage of equipment or materials.” [NFIP §59.1]

______________________

As your community considers whether to use the International Codes® (I-Codes) as the primary means to regulate floodplain development and to participate in the National Flood Insurance Program (NFIP), you can use this section as a resource. It covers some of the floodplain management implications that will need to be addressed as you make your decisions. Worksheet B in Chapter 6 will help you assess your current floodplain management practices and procedures, the starting point for determining how the adoption of the I-Codes will impact those practices and what changes will be necessary as a result. Topics covered in this section include: floodplain development other than buildings; the utility-related I-Codes; the NFIP’s Community Rating System (CRS); choosing higher standards for flood hazard area develop-ment (including sample code revision texts); regulating substantial damage and substantial improvement; historic structures; and the NFIP’s Increased Cost of Compliance insurance coverage. Chapter 4 addresses community responsibilities, including record keeping, permitting requirements, modifications to the I-Codes, flood hazard map duties, elevation certificates, inspections, and variances. 3.1 Development Other Than Buildings The NFIP requires that minimum development standards be applied to all development, including buildings and structures that are built or substan-tially improved in the flood hazard area. The NFIP definition of “Development” is very broad: it includes temporary structures and development activities other than buildings. The same definition is included in the International Building Code (IBC), Appendix G. These other development activities are regulated to prevent floodway encroachments and obstructions that may increase flood heights. Because the NFIP requires communities to regulate all development in flood hazard areas, a code that applies only to buildings does not fulfill the requirements for participation. The building code, or a combination of the code and another ordinance, must address all development. It is also important to note that adopting the IBC alone will not meet NFIP

Page 33: Reducing Flood Losses Through the International Codes

Implications of Adopting the I-Codes 3-2

______________________

Section 1.13 explains the base flood elevation (BFE) used by the NFIP and the design flood elevation (DFE) used by the I-Codes and ASCE 24.

______________________

requirements because it does not contain the floodplain management criteria that apply to development other than buildings. IBC Appendix G addresses these development activities: subdivision of land; site development and utilities; placement of manufactured home units and recreational vehicles; above-ground and underground tanks; and other building work that is not within the scope of the IBC (detached accessory structures; fences in floodways that may block the passage of floodwaters; oil derricks; retaining walls; sidewalks and driveways; and prefabricated swimming pools). Certain other development activities that are not normally addressed by building officials are included in the scope of IBC Appendix G. Specifically, development includes “other structures” that may impact waterways and floodways, such as fills, transportation infrastructure (roads, bridges, and culverts), and water resources facilities (flood walls and levees, channel modifications, dams, and ponds). For the most part, these activities may be permitted if outside of a mapped floodway, although analyses are to be prepared if a floodway has not been determined. 3.2 The Utility-Related I-Codes With respect to minimizing flood damage, the overall objectives for on-site utility systems for buildings constructed in flood hazard areas are to minimize damage and to facilitate clean up and repairs so that people can return to their homes and businesses in a timely manner after a flood. The most effective way to achieve this objective is to elevate utilities to or above the design flood elevation (DFE). This requirement is specifically addressed in the IBC, the International Residential Code® (IRC®), and the specific utility codes, including the International Mechanical Code® (IMC®), the International Plumbing Code® (IPC®), the International Private Sewage Disposal Code® (IPSDC®), and the International Fuel Gas Code® (IFGC®). Post-flood field investigations conducted by the Federal Emergency Management Agency (FEMA) reinforce the critical importance of elevating or otherwise protecting building utility systems from floodwater that may enter or accumulate within the system components. Exterior mechanical units, such as heat pumps and air-conditioning units, are easily elevated to or above the DFE on roofs, platforms, or fill pads. In

Page 34: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 3-3

______________________

FEMA has prepared a guidance document on utilities: Protecting Building Utilities From Flood Damage: Prin-ciples and Practices for the Design and Construction of Flood Resistant Building Utility Systems (FEMA 348).

______________________

these cases, care should be directed to more than just the height of the platform. Utility platforms are subject to the same flood loads as building foundations, and should be designed and constructed to resist those loads. Platforms may be independent from the base building structure or attached to or cantilevered from the structure. If higher than 3 to 4 feet (914 to 1219 mm) off the ground, access stairs may be required by the applicable code, and the platform should be sized to allow access for repair and maintenance of the supported equipment. Where elevating building utility equipment or systems above the DFE is not feasible, the NFIP regulations provide a performance-based option:

If a proposed building site is in a flood-prone area, all new construction and substantial improvements shall . . . (iii) be constructed by methods and practices that minimize flood damages, and (iv) be constructed with electrical, heating, ventilation, plumbing, and air conditioning equipment designed and/or located so as to prevent water from entering or accumulating within the components during conditions of flooding. [Section 60.3(a)(3)]

To date, FEMA and most states and communities have relied on manu-facturers’ specifications, warranties, and written statements that specify which types of equipment meet this performance-based provision. For the community, this suggests that applicants may be required to submit a written statement from the manufacturer before a permit to use utility service equipment below the DFE is approved. States and communities have reported that manufacturers almost always refuse to provide such a statement or warranty because most equipment is not designed to be flood resistant. Indeed, experience indicates that most mechanical and electrical equipment suffers major damage when exposed to floodwater. Each of the I-Codes addresses protection of building utility systems from flood damage in the following manner:

• 2006 and 2003 IBC. Section 1612.1 sets forth the general require-ment that “all new construction of buildings, structures and portions of buildings and structures, including substantial improvements and restoration of substantial damage to buildings and structures, shall be designed and constructed to resist the effects of flood hazards and flood loads.” Although this text does not specifically reference utility service equipment, the NFIP requires that it apply to all elements of a building, including building utility systems.

Page 35: Reducing Flood Losses Through the International Codes

Implications of Adopting the I-Codes 3-4

Subsequent chapters of the IBC refer to the individual I-Codes for specific utilities.

• 2006 and 2003 IRC. Section R324 covers general flood-resistant construction provisions, including establishment of the DFE and protection of mechanical, plumbing, electrical systems, and ducts by elevation to or above the DFE. Section R324.1.6 includes requirements for the protection of water supply and sanitary sewage systems located in flood hazard areas, requiring both to be designed to minimize infiltration into the systems. In addition, sewage systems are to be located or designed to minimize discharges of sewage into floodwater.

• 2006 and 2003 IPC. Section 309 specifically addresses flood-resistant requirements. Systems and equipment in structures in flood hazard areas are to be capable of resisting hydrostatic and hydrodynamic loads and stresses, including the effects of buoyancy. Certain system elements must be sealed or elevated, including water supply pumps, potable water well seals, and manhole covers.

• 2006 and 2003 IMC. Section 301.13 includes the general require-ment that mechanical systems are to be placed above the BFE or protected to prevent water from entering or accumulating within appliance ducts or plenum spaces. Sections 602.4 and 603.7.3 require that plenum spaces and ducts meet the same criteria or be capable of resisting hydrostatic and hydrodynamic loads and stresses, including buoyancy.

• 2006 and 2003 IPSDC. Certain types of private sewage disposal systems involve placement of earthen fill. Sections 301, 303, and 304 are comprehensive in that prior to approval of a disposal system, the building official is required to receive written evidence that construction in and filling of flood hazard areas is acceptable. The code includes a number of restrictions on placement of private sewage disposal systems in floodways, and mound systems are not allowed in the flood hazard area (see Section 902). Section 805 specifies that new and replacement holding tanks are to be protected from flood damage and adequately anchored to counter buoyant forces. Vents and service manholes are to be at least 2 feet (610 mm) above the regulatory flood elevation established by the local jurisdiction.

• 2006 and 2003 IFGC. Section 301.11 includes the general require-ment that appliance installations are to be placed above the DFE or protected to prevent water from entering or accumulating within appliances, ducts, or plenum spaces.

Page 36: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 3-5

______________________

The CRS has three goals:

1. Reduce flood losses;

2. Facilitate accurate insurance rating; and

3. Promote aware-ness of flood insurance.

______________________

• 2006 and 2003 International Existing Building Code (IEBC). Long-term reduction in exposure to flood hazards is one of the reasons that development in flood hazard areas is regulated. The IEBC is organized to address repairs, repairs of damaged buildings, alterations, additions, and relocated or moved buildings. For work covered by the IEBC, if the work constitutes substantial improve-ment (including repair of substantial damage), the proposed work and the existing building are to be brought into compliance with the flood-resistant design requirements for new construction. Certain historic buildings in flood hazard areas are not required to be brought into compliance provided they retain their historic designation.

• 2006 and 2003 International Code Council Performance Code (ICC PC). This code focuses the user on outcomes rather than prescriptive solutions. Based on building use and occupancy, designs are to resist certain event magnitudes such that maximum tolerated levels of damage are not exceeded. Section 501.3.4 identifies expected loads for design. The flood with a mean return period of 100 years is to be used to determine flood resistance for all structures except Performance Group I.

3.3 The NFIP’s Community Rating System

and the I-Codes For more than 30 years, communities that participate in the NFIP have recognized flood hazards in their construction and development decisions. Many communities have chosen to guide development towards areas of lower risk and new buildings are often located out of harm’s way. Until 1990, the NFIP had few incentives for communities to do more than administer the minimum NFIP regulatory provisions and flood insurance rates were the same in every community, even though some elected to exceed those provisions. The Community Rating System (CRS) was established to encourage specific community and state activities that exceed the NFIP minimum floodplain management requirements and that have been shown effective at reducing damage and claims against the NFIP. In communities that apply to the CRS and are verified as implementing some of those activities, citizens who purchase flood insurance benefit from discounted premiums. The amount of flood insurance premium discount is based on a community’s CRS classification. There are 10 classes, with a 5-percent

Page 37: Reducing Flood Losses Through the International Codes

Implications of Adopting the I-Codes 3-6

______________________

Adopting the I-Codes yields Community Rating System credit.

______________________

discount for each class. Class 10 has no premium discount, and Class 1 yields the maximum discount of 45 percent for policies on buildings in the mapped flood hazard area (and 10 percent on buildings not in the mapped area). A community’s CRS classification is based on the number of credit points calculated for specific floodplain management activities undertaken to meet the goals of the NFIP and the Community Rating System. To be a CRS Class 7 or better, a community must have Building Code Effectiveness Grading Schedule (BCEGS) classification of 6 or better for both residential/personal and nonresidential/commercial. BCEGS is a measure of both the provisions in the code as they relate to natural hazards and a community’s administration of the code. Participation in the CRS is voluntary. Any community that is in full compliance with the rules and regulations of the NFIP, also called “good standing,” may apply for a CRS classification. Technical support may be requested from your state’s NFIP State Coordinator and the appropriate FEMA Regional Office (Appendix D). The application process is described in the CRS Application (FEMA FIA-15A). Eighteen creditable activities are organized under four categories. FEMA conducted extensive evaluations of all the activities and developed a system of credit points. The points are based on how well each activity helps achieve the goals of the CRS. Communities are welcome to propose alternative approaches that go beyond the minimum requirements of the NFIP. FEMA will evaluate alternative approaches to determine how much, if any, CRS credit is appropriate. Table 3-1 lists some of ASCE 24-05 provisions and notes on corresponding CRS credits. The IBC incorporates specific requirements of the NFIP, in large measure by reference to ASCE 24, Flood Resistant Design and Construction. ASCE 24 is organized to apply standards based on the structure cate-gories used by the I-Codes. This means that some standards that exceed the minimum NFIP requirements are not applied uniformly to all build-ings and structures in flood hazard areas.

Page 38: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 3-7

Table 3-1. Selected ASCE 24-05 Provisions and

Opportunities for Community Rating System Credits ASCE 24-05 Provisions Community Rating System Notes

Foundations to be designed for load combinations, including flood loads

Credit for Foundation Protection

Specific standards for High Risk Flood Hazard Areas (alluvial fans, flash flood, mudslide, erosion-prone, high-velocity, ice jam, and debris flow areas)

Credit based on the portion of the flood hazard area that is identified as subject to unique flood-related hazards where Special Hazards Regulations are applied

Based on structure category and type of flood hazard area, applies freeboard to lowest floor elevation

Credit for Freeboard, depending on the additional height (from 1 to 3 feet) and weighted by potential number of structures in each structure category

Based on structure category and type of flood hazard area, applies freeboard to utilities and mechanical and electrical equipment

Credit for Other Higher Standards, weighted by potential number of structures in each structure category

Tanks to be secured against 1.5 times potential buoyancy

Credit for Other Higher Standards

Specifies foundation types allowed in flood hazard areas subject to high-velocity wave action and high risk flood hazard areas

Credit for Other Higher Standards

In Coastal A Zones, applies requirements for flood hazard areas subject to high-velocity wave action

Credit for Other Higher Standards

Erosion analysis to establish minimum foundation depth in flood hazard areas subject to high-velocity wave action

Credit for Special Hazards, prorated by percent of flood hazard area that is subject to high-velocity wave action

Minimum warning time specified, and emergency operations plan required, for use of floodproofing that requires human intervention

Credit for Flood Warning Program, weighted by potential number of nonresidential buildings

Some activities that are eligible for CRS credit may be required or implemented by a state or a regional district, rather than at the local level. For example, some states have regulations that require freeboard, or state dam safety programs may meet national standards. All communities that apply for the CRS receive credit based on approved statewide standards and activities. FEMA periodically reviews each CRS community’s activities and performance. If the credited activities are not being implemented properly or fully, credit points and the CRS classification may be revised. A community may add, change, or drop creditable activities each year. The discount in flood insurance premiums is only one of the rewards that a community gains by undertaking activities credited by the CRS. Other reasons include improved public safety, reduced damage to property and public infrastructure, avoidance of economic disruption and losses,

Page 39: Reducing Flood Losses Through the International Codes

Implications of Adopting the I-Codes 3-8

reduction of human suffering, protection of the environment and, most importantly, promotion of disaster-resistant communities. To learn more about the CRS, contact the NFIP State Coordinator, the appropriate FEMA Regional Office, or check the NFIP CRS section of FEMA’s website at www.fema.gov/business/nfip/crs.shtm. 3.4 Considering Higher Standards The NFIP sets minimum national standards that apply to all communities, regardless of the unique characteristics that may be present. For a num-ber of reasons, states may require higher standards, or communities may elect to apply provisions that exceed the minimum NFIP requirements:

• Flood history may prompt consideration of more restrictive provi-sions.

• Past events may have been more severe than the predicted 1-percent annual chance flood (also known as the 100-year flood) or events may have occurred more often than expected.

• Communities may have identified unique hazards associated with flooding, including flash flooding, alluvial fan flooding, ice jam flooding, mud flows, debris flows, and flood-related erosion and bluff failure.

• Upland development may have altered the runoff conditions, so that the magnitude and frequency of flooding have changed since the NFIP’s maps were prepared.

• Advances in recent years have improved the modeling methodol-ogies used to develop flood hazard mapping, but it may take many years before all current maps are revised to take advantage of the improved models.

Another frequently cited basis for electing to administer a higher standard is recognition that the engineering methods used to predict flood dis-charges and water surface elevations are mathematical approximations of the natural phenomenon of flooding. In addition, flood hazard maps may be based on topographic maps with wide contour intervals, or flood dis-charges were not computed to anticipate upland development. Choosing higher standards, such as freeboard, adds a factor of safety to acknowl-edge that flood hazard area delineation is not a precise science. The NFIP’s Community Rating System, described in Section 3.3, offers credit points to communities that adopt floodplain management

Page 40: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 3-9

provisions that exceed the minimum requirements of the NFIP. The maximum number of points available for certain higher regulatory standards is summarized in Table 3-2. Actual points will be determined based on the specific provisions of a community’s program.

Table 3-2. Maximum Allowable Points for Higher Standards

Community Rating System Activity 430: Higher Regulatory Standards

Maximum CRS Credits

(as of 2006) Freeboard (up to 3’ above BFE) 300 pointsFoundation Protection (fill compaction, engineered design) 35 pointsCumulative Substantial Improvement (over specific period) 110 points Lower Substantial Improvement Threshold (less than 50%) 90 pointsProtect Critical Facilities (to 500-year flood level) 100 pointsProtect Flood Storage Capacity (minimize use of fill) 80 pointsProtect Natural and Beneficial Floodplain Functions 40 pointsProhibit or Limit Enclosures Below Elevated Buildings 300 pointsOther Higher Standards 100 pointsLand Development Criteria (e.g., low-density zoning) 700 pointsSpecial Hazards Regulations (unique flood-related hazards) Variable pointsState-Mandated Regulatory Standards 45 pointsBuilding Code and Staffing (BCEGS) 190 pointsManufactured Housing (stringent anchoring & elevation) 50 pointsCoastal A Zone (regulated to V Zone standards) 650 points

3.5 Amending the I-Codes to Implement Higher

Standards Once you have considered higher standards that are appropriate for your community’s circumstances, then you need to determine the best way to implement those standards. In this section some of the higher standards that apply specifically to buildings are described and sample language to amend the IBC and the IRC is suggested. One higher standard, known as the Coastal A Zone, is described in Section 3.6. Freeboard. Freeboard is a factor of safety that results in elevating build-ings above the minimum flood elevation. Floods can and do rise higher than established flood elevations selected for regulatory purposes. For riverine waterways, continuing development in upstream watersheds will, over time, cause more runoff that may worsen flooding. Future land use conditions, such as increased development and runoff, are presently not taken into consideration in FEMA’s flood insurance studies. One hundred CRS credit points are allowed for each additional foot of

______________________

Communities that adopt a freeboard usually do so to provide an inexpen-sive yet effective means to increase flood protection. There is another reason that property owners will appre-ciate. When homes are built above the BFE, whether 1 foot (304 mm), 2 feet (610 mm), or 3 feet (914 mm) higher, owners will qualify for a reduction in NFIP flood insurance premiums ranging from 20 to 40 percent.

______________________

Page 41: Reducing Flood Losses Through the International Codes

Implications of Adopting the I-Codes 3-10

______________________

The report, Evaluation of the National Flood Insurance Program’s Building Standards, examines the incremental costs and benefits of adding freeboard to elevated foundations. The benefits include future avoided damage and lower cost NFIP flood insurance. The report is online at www.fema.gov/business/nfip/nfipeval.shtm

______________________

freeboard above the BFE, up to 3 feet (914 mm), for a maximum of 300 points. The IBC includes freeboard by reference to ASCE 24 for flood-resistant provisions. Freeboard is required for Category III and Category IV buildings (see Section 3.9 for the description of the categories). ASCE does not require freeboard for certain minor buildings (referred to as Category I structures) and one- and two-family homes (included in Category II structures). The IRC specifies that the lowest floors of homes in flood hazard areas must be at or above the DFE. To incorporate freeboard into the IRC, the best way to ensure that designers and builders are aware of the requirement is to amend the IRC in every section that cites the DFE, as appropriate. As an alternative, the following sample revision language would incorporate freeboard in text that in essence defines the DFE.

Sample code revision language IRC: R324.1.3.1 Freeboard. A freeboard of * ft ( * m) shall be added where the design flood elevation or other elevation requirements are specified.

* Insert selected freeboard height.

Prohibition on Enclosures Below Elevated Buildings. Flood hazard areas are subject to considerable forces that may be exerted on the foundation system and any portion of a building that extends below the DFE. Enclosures below otherwise properly elevated buildings are allowable under the NFIP and the I-Codes, provided the enclosures meet certain provisions. However, to minimize obstructing flow and damage that can still be sustained, some communities choose to prohibit enclosures below elevated buildings altogether. Prohibiting enclosures below elevated buildings may earn CRS credits.

Page 42: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 3-11

Sample code revision language

IBC: 1612.4.1 Enclosures below design flood elevation. Fully enclosed areas below the design flood elevation shall not be permitted. Exception. Crawl spaces that comply with the requirements for openings in enclosures below the design flood elevation in ASCE 24.

IRC: R324.2.2 Enclosed area below design flood elevation. Enclosed areas, including crawl spaces, that are below the design flood elevation shall: Fully enclosed areas below the design flood elevation shall not be permitted.

(1) Be used solely for parking of vehicles, building access or storage.

Exception. Crawl spaces shall: (remainder of section unchanged)

IRC: R324.3.4 Walls below design flood elevation. Delete the existing text in its entirety and replace: Walls and partitions shall not be permitted below the elevated floor. Exception. Walls constructed with insect screening or open lattice.

IRC: R324.3.5 Enclosed areas below design flood elevation. Delete in its entirety and renumber following section.

Limit the Size of Enclosures Below Elevated Buildings. Limiting the size of enclosures below elevated buildings is another way to minimize flood damage. The NFIP and the I-Codes allow such enclosures that are used solely for building access, storage, or parking. All other uses are prohibited. Enclosures for access and storage do not need to be large, otherwise owners may be tempted to convert the areas to uses that are not allowed, such as bedrooms, family rooms, bathrooms, and workshops. Limiting the size of enclosures to less than 300 square feet (28 m2) yields 100 CRS credit points. An additional 50 points are available if the regulations require property owners to sign a nonconversion agreement whereby they acknowledge the use restrictions and agree not to convert enclosures below elevated buildings.

Page 43: Reducing Flood Losses Through the International Codes

Implications of Adopting the I-Codes 3-12

Sample code revision language

IBC: 1612.4.1 Enclosures below design flood elevation. Fully enclosed areas below the design flood elevation shall be no larger than * square feet ( * m2) in total enclosed area. Exception. Crawl spaces that comply with the requirements for openings in enclosures below the design flood elevation in ASCE 24.

IRC: R324.2.2 Enclosed area below design flood elevation. Enclosed areas, including crawl spaces, that are below the design flood elevation shall:

1. Be no larger than * square feet ( * m2) in total enclosed area. Retain and renumber two items for allowable uses and criteria for flood openings.

Exception. Crawl spaces that comply with the openings criteria in (3) are not limited in size.

IRC: R324.3.5 Enclosed area below design flood elevation. Enclosed areas below the design flood elevation shall be:

1. No larger than * square feet ( * m2) in total enclosed area, and

2. Used solely for parking of vehicles, building access or storage. Exception. Walls constructed with insect screening or open lattice.

* Insert selected size limit.

3.6 The Coastal A Zone Flood maps for many coastal communities show both “V Zones” and “A Zones” along open shorelines. V Zones are flood hazard areas subject to high-velocity wave action, where breaking wave heights are greater than or equal to 3 feet (914 mm). Flood hazard areas immediately inland of V Zones (and inland of shorelines without V Zones) are labeled on the flood maps as A Zones. These areas experience some wind-driven waves, but the breaking wave heights are predicted to be less than 3 feet (914 mm). FEMA’s field observations in recent years and laboratory research have determined that flooding with breaking waves between 1.5 feet (457 mm) and 3 feet (914 mm) high produces more damage than flooding of similar depths without waves. Therefore, through reference to ASCE 24, the IBC requires application of V Zone design requirements in areas with such wave conditions, called “Coastal A Zones.”

Page 44: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 3-13

The Coastal A Zone is not delineated on flood hazard maps prepared by FEMA, but is a zone where wave forces, overland transport of sand, debris impacts, foundation scour, and erosion potential should be taken into consideration. Figure 3-1 illustrates the two conditions that must be present in order for an area to be a Coastal A Zone: stillwater depth greater than or equal to 2 feet (610 mm), and breaking wave heights greater than or equal to 1.5 feet (457 mm). The stillwater depth is the vertical distance between the stillwater elevation and the ground. Note that the stillwater depth of at least 2 feet (610 mm) is necessary, but is not sufficient by itself to render an area a Coastal A Zone. In order for breaking waves to develop, there should be few obstructions between the shoreline and the site. Obstructions may block wind and limit the initial growth of waves or may cause friction that attenuates wave energy. Obstructions can include buildings, locally high ground, and dense, continuous stands of vegetation.

Figure 3-1. Schematic of Flood Hazard Zones in Coastal Areas

Because Coastal A Zones are not delineated on Flood Insurance Rate Maps, the question of determining whether the required conditions are likely to occur at a site needs to be addressed. One way to do this is to determine the inland extent of the 2-foot (610 mm) stillwater depth and assume that breaking waves will develop (i.e., there are no obstructions that would damp waves). Alternatively, a site-specific determination can

Page 45: Reducing Flood Losses Through the International Codes

Implications of Adopting the I-Codes 3-14

be made by looking at sites and their surroundings, the actual surveyed ground elevations, and the estimated wave heights which can be calculated using predicted stillwater depths or derived from elevations shown on the FEMA flood map. One way to address the potential for damage due to Coastal A Zone waves and potential for scour is to apply the V Zone foundation and elevation requirements. As noted above, the IBC incorporates the Coastal A Zone by referencing ASCE 24. Communities that amend the IRC to incorporate the Coastal A Zone may qualify for up to 650 credit points under the NFIP’s Community Rating System (see Section 3.3). Sample code revision language

IRC: R324.2 [Flood hazard areas (including A Zones)

Exception: In flood hazard areas inland of and contiguous to flood hazard areas subject to high-velocity wave action (V zones), and flood hazard areas inland of shorelines without high-velocity wave action, buildings and structures shall be designed and constructed in accordance with R324.3. Areas subject to this requirement are those where the stillwater depth is greater than or equal to 2.0 feet (610 mm), and breaking wave heights are greater than or equal to 1.5 feet (457 mm).

3.7 Substantial Improvement and Substantial

Damage The I-Codes’ definition of “substantial improvement” is consistent with the NFIP. If a proposed improvement, or the repair of damage due to any cause, will cost more than 50 percent of the market value of the building before the improvement or repair, then the entire building is to be made compliant with the flood-resistant provisions. This requirement applies to all buildings and structures located in all flood hazard areas, except designated historic structures. To help address many of the questions that often arise, FEMA prepared Answers to Questions About Substantially Damaged Buildings (FEMA 213). It also has useful information about substantial improvements that are not triggered by a damaging event. Improvements to existing buildings generally are one of four types:

Page 46: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 3-15

______________________

Complete with de-tailed diagrams and explanations, Home-owner’s Guide to Retrofitting: Six Ways to Protect Your House from Flooding (FEMA 312), is a good re-source for owners, designers, and builders who are considering improve-ments and repairs.

______________________

1. Rehabilitation of an older building without modifying its external dimensions.

2. Additions to an existing building that increase the square footage and usually involve modifying the structure of the original building.

3. Reconstruction of a building, in whole or in part, on the same footprint and foundation.

4. Restoration or repair of damage of any origin to restore a building to its predamaged condition.

Substantial damage may be caused by damage of any nature. Therefore, after a damage event, whether flood, fire, tornado, earthquake, vandalism, or any other cause, the substantial damage requirements of the I-Codes should prompt field inspections to evaluate damage that may trigger the substantial improvement/substantial damage requirements for buildings and structures located in flood hazard areas. After a damage event that affects multiple properties or large areas, buildings that are in flood hazard areas should be checked for damage. Some communities distribute flyers explaining permit requirements and how exposure to future flood damage can be reduced during repairs. Most property owners may be unaware that they need permits to repair and restore damaged buildings. Quick action is needed when substantial damage is discovered because most owners want to repair or rebuild immediately and get back to “normal.” It is good to keep in mind that if they have been damaged by flood, then “normal” means they are likely to get damaged again by the next flood. After major natural hazard events such as floods, tornadoes, and earthquakes, some communities and states organize special permit assistance teams or set up recovery center desks where impacted people can get help. Following major flooding, states and communities often seek technical support and assistance from FEMA to evaluate flood damage. Contact your NFIP State Coordinator or FEMA Regional Office to find out about post-disaster assistance that may be available when many damaged build-ings must be evaluated. FEMA has developed a user-friendly software program, and paper forms, that can be used to help determine whether specific buildings have been substantially damaged. The software is free and is included with Guidance on Estimating Substantial Damage Using

Page 47: Reducing Flood Losses Through the International Codes

Implications of Adopting the I-Codes 3-16

the NFIP Residential Substantial Damage Estimator (FEMA 311), which also includes a field workbook and training video on CD-ROM. 2006 and 2003 IBC. The IBC covers substantial improvement and substantial damage in a number of places. First, the scope of the code is broad and includes:

• 101.2 Scope: includes alteration, movement, enlargement, replacement, and repair. Thus, activities that may qualify as substantial improvement or substantial repair are included within the scope.

• 105 Permits, 105.1 Required: reinforces intended activities that are subject to the requirements of the code, including those that enlarge, alter, repair, move, or demolish a building or structure.

• 105.2.3 Repairs: clarifies that applications for permits need not be submitted for “ordinary repairs,” provided such repairs do not include certain actions that may affect the structural design and other elements of the building.

The IBC includes substantial improvements and restoration of substantial damage among activities listed in Section 1612.1 that are to be designed and constructed to resist the effects of flood hazards and flood loads. “Substantial improvement” and “substantial damage” are defined in Section 1612.2. Importantly, Chapter 34 addresses existing buildings, and specific language addresses flood hazard areas:

3402.1 Existing buildings or structures.

Exception: For buildings and structures in flood hazard areas established in Section 1612.3, any additions, alterations or repairs that constitute substantial improvement of the existing structure, as defined in Section 1612.2, shall comply with the flood design require-ments for new construction and all aspects of the existing structure shall be brought into compliance with the requirements for new construction for flood design.

The scope of Chapter 34 is broad, covering “the alteration, repair, addition and change of occupancy of existing structures.” These definitions are substantially the same as the NFIP terminology:

• “Addition” is an extension or increase in floor area or height of a building or structure.

Page 48: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 3-17

• “Alteration” is any construction or renovation to an existing structure other than repair or addition.

• “Repair” is the reconstruction or renewal of any part of an existing building for the purpose of its maintenance.

2006 and 2003 IRC. The IRC covers substantial improvement and substantial damage in three sections:

• R105.3.1.1 Substantially improved or substantially damaged existing buildings and structures in areas prone to flooding: specifies that the building official shall examine applications and prepare a finding with regard to the value of the proposed work. If the value equals or exceeds 50 percent of the market value of the building before the damage occurred or the improvement is started, the finding is provided to the board of appeals.

• R112.2.1 Determination of substantial improvement in areas prone to flooding: the board of appeals is to determine if a proposal, re-ferred to the board by the building official pursuant to Section R105.3.1.1, constitutes a substantial improvement (or repair of sub-stantial damage). If the proposed work is found to be a substantial improvement or repair of substantial damage, the work must meet the requirements of Section R324. Section R112.2.1 sets forth specific work that is not included in the term “substantial damage” and that need not be included in the valuation.

• Appendix J, Existing Buildings and Structures, Section AJ102.5 Flood hazard areas: specifies that work in existing buildings is subject to the provisions of Section R105.3.1.1, described above.

2006 and 2003 IEBC. The IEBC is organized based on the nature of the work: repairs; repair of damaged buildings; alterations (Levels 1, 2 and 3); work associated with change of occupancy classification; additions (horizontal, vertical, new/raised foundations); and relocated or moved buildings. The provisions of the IEBC that pertain to flood resistance are all triggered by the determination of whether the work constitutes sub-stantial improvement or substantial damage. In every instance where that occurs, the existing building is required to be brought into compliance with Section 1612 of the IBC. The 2006 IEBC includes, as Chapter 3, text from IBC Chapter 34 as an alternative compliance method. The IEBC also includes provisions for historic structures. The following section describes how certain historic structures may be handled.

Page 49: Reducing Flood Losses Through the International Codes

Implications of Adopting the I-Codes 3-18

______________________

Substantial improve-ment or repair of substantial damage of historic structures may be handled in two ways. After a finding that the structure will retain its historic designation:

• If you are issuing a building permit for other work, you can cite the exception to the flood provisions; or

• You can issue a variance to the requirements.

______________________

3.8 Historic Structures Work that, by valuation, would be determined to be substantial improvement or repair of substantial damage of certain historic structures is treated in a different manner than is described in Section 3.7. If a historic structure retains its historic designation, the NFIP does not require that it be brought into compliance with the flood-resistant requirements. This provision is found in the I-Codes. The best way to determine if a structure retains its historic designation is to require the applicant to have the proposed work reviewed by the appropriate entity that makes such designations and keep a copy of the findings in your permanent records. It is important to note that only historic structures that meet certain criteria that are outlined in the I-Codes need not be brought into compliance. Simply being named “historic” or being located in an historic district does not qualify. The following language is found in the IBC (Section 3407.2), the IRC (Section R112.2.1) and the IEBC (Section 1001.4) to describe historic structures that are not subject to the compliance requirement:

Exception: Historic buildings that are: 1. Listed or preliminarily determined to be eligible for listing in

the National Register of Historic Places; or 2. Determined by the Secretary of the U.S. Department of

Interior as contributing to the historical significance of a registered historic district or a district preliminarily determined to qualify as an historic district; or

3. Designated as historic under a state or local historic preservation program that is approved by the Department of Interior.

Simply because a building qualifies for the exception does not relieve you of the responsibility to work with the owner to consider measures to reduce flood damage and protect historic resources. Such measures include: elevation on a raised foundation; use of water-resistant materials; relocation of flood-prone equipment and utilities; and reconfiguration of the use of flood-prone space.

Page 50: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 3-19

______________________

The IBC does not define “critical facilities.” The term “essential facilities” is defined in IBC Section 1602: “Buildings and other structure that are intended to remain operational in the event of extreme environmental loading from flood, wind, snow or earth-quakes.”

______________________

3.9 Critical and Essential Facilities In general usage, the term “critical and essential facilities” is used to describe buildings and structures that, if destroyed, damaged, or functionally-impaired, have the potential to cause serious bodily harm, extensive property damage, or disruption of vital socioeconomic activities. Critical and essential facilities commonly include public and private facilities that a community considers essential for the delivery of vital services and for the protection of public safety. They usually include emergency response facilities (fire stations, police stations, rescue squads, and emergency operation centers, custodial/residential facilities (jails and other detention centers, long-term care facilities, hospitals, and other health care facilities), schools, emergency shelters, utilities (water supply, wastewater treatment facilities, and power), and any other assets determined by the community to be of critical importance for the protection of the health, safety and welfare. The NFIP does not have requirements that are specific to critical and essential facilities, although communities should be aware that Federal agencies are required to undertake a deliberative decision process when federal funding is proposed to be used for certain critical actions, includ-ing the construction, upgrade, or repair of critical facilities. (See box on the following page). The IBC, through reference to ASCE 24, does incorporate some additional requirements that apply to critical facilities that are located in flood hazard areas and that result in a higher level of flood-resistance (Table 3-3). ASCE 7 classifies buildings and other structures into four categories based on occupancy; most critical and essential facilities fall into Category III or Category IV, described below:

• Category I includes buildings and other structures whose failure would represent a low hazard to human life, such as agricultural buildings and storage facilities.

• Category II includes all buildings not specifically included in other categories.

Page 51: Reducing Flood Losses Through the International Codes

Implications of Adopting the I-Codes 3-20

President’s Executive Order 11988 and Critical Facilities

When Federal funding is provided for the planning, design, and construction of new critical facilities, or for the repair of existing critical facilities located within the 500-year floodplain, the funding agency is required to address additional considerations. Executive Order 11988, Floodplain Management, requires Federal agencies to apply a decision-making process to avoid, to the extent possible, the long- and short-term adverse impacts associated with the occupancy and modification of floodplains, and to avoid the direct or indirect support of floodplain development whenever there is a practicable alternative. If there is no practicable alternative, the Federal agency must minimize any adverse impacts to life, property, and the natural and beneficial functions of floodplains.

The executive order establishes the base flood elevation as the minimum standard for all Federal agencies. Implementation guidance specifically addresses “critical actions,” which are described as those actions for which even a slight chance of flooding would be too great. The construction or repair of critical facilities, such as fire stations, hospitals and clinics, emergency operations centers, the storage of hazardous wastes, and the storage of critical records, are examples of critical actions.

After determining that a site is in a mapped flood hazard area, and after giving public notice, the Federal funding agency is required to identify and evaluate practicable alternatives to locating a critical facility in a 500-year floodplain. If the Federal agency has determined that the only practicable alternative is to proceed, then the impacts of the proposed action must be identified. If the identified impacts are harmful to people, property, and the natural and beneficial functions of the floodplain, the Federal agency is required to minimize the adverse effects on the floodplain and the funded activity.

Having identified the impacts of the proposed action and the methods to minimize these impacts, the Federal agency is required to re-evaluate the proposed action. The re-evaluation must consider whether the action is still feasible, whether the action can be modified to relocate the facility or eliminate or reduce identified impacts, or if a “no action” alternative should be chosen. If the finding results in a determination that there is no practicable alternative to locating a critical facility in the floodplain, or otherwise affecting the floodplain, then a statement of findings and a public explanation must be provided.

Page 52: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 3-21

• Category III includes buildings and other structures that represent a substantial hazard to human life in the event of failure, including buildings with higher concentrations of occupants such as educational facilities with capacities greater than 250 for elementary and secondary facilities, 500 for colleges and adult education facilities, or 150 for daycare facilities.

• Category IV includes essential facilities such as hospitals, fire and police stations, rescue and other emergency service facilities, power stations, water supply facilities, aviation facilities, and other buildings critical for the national and civil defense.

Table 3-3. ASCE 24-05 Provisions Related to Critical Facilities

Category III Category IV A Zone: elevation of lowest floor

BFE +1 ft or DFE, whichever is higher

BFE +2 ft or DFE, whichever is higher

V Zone and Coastal A Zone: where the lowest horizontal structural member is parallel to direction of wave approach

BFE +1 ft or DFE, whichever is higher

BFE +1 ft or DFE, whichever is higher

Elevation of Lowest Floor or Bottom of Lowest Horizontal Structural Member

V Zone and Coastal A Zone: where the lowest horizontal structural member is perpendicular to direction of wave approach

BFE +2 ft or DFE, whichever is higher

BFE +2 ft or DFE, whichever is higher

A Zone BFE +1 ft or DFE, whichever is higher

BFE +2 ft or DFE, whichever is higher

V Zone and Coastal A Zone: where the lowest horizontal structural member is parallel to direction of wave approach

BFE +2 ft or DFE, whichever is higher

BFE +2 ft or DFE, whichever is higher

Elevation Below Which Flood-Damage-Resistant Materials Shall be Used

V Zone and Coastal A Zone: where the lowest horizontal structural member is perpendicular to direction of wave approach

BFE +3 ft or DFE, whichever is higher

BFE +3 ft or DFE, whichever is higher

A Zone BFE +1 ft or DFE, whichever is higher

BFE +2 ft or DFE, whichever is higher

V Zone and Coastal A Zone: where the lowest horizontal structural member is parallel to direction of wave approach

BFE +2 ft or DFE, whichever is higher

BFE +2 ft or DFE, whichever is higher

Minimum Elevation of Utilities and Equipment

V Zone and Coastal A Zone: where the lowest horizontal structural member is perpendicular to direction of wave approach

BFE +3 ft or DFE, whichever is higher

BFE +3 ft or DFE, whichever is higher

A Zone: elevation to which dry floodproofing extends

BFE +1 ft or DFE, whichever is higher

BFE +2 ft or DFE, whichever is higher

Dry Floodproofing

V Zone and Coastal A Zone: dry floodproofing not allowed

Not applicable Not applicable

Page 53: Reducing Flood Losses Through the International Codes

Implications of Adopting the I-Codes 3-22

______________________

Although not widely available, some private insurance companies do provide flood coverage that is not underwritten by the federal govern-ment. Those policies most likely do not include additional coverage to help pay the increased cost of bringing a building into compliance.

______________________

______________________

To help answer ques-tions, FEMA prepared Guidance for State and Local Officials: Increased Cost of Compliance Coverage (FEMA 301).

______________________

3.10 Increased Cost of Compliance The requirement to achieve compliance after substantial damage is sus-tained has been part of the NFIP regulations since 1974. Standard NFIP flood insurance policies issued or renewed since May 1997 include coverage called Increased Cost of Compliance. This coverage is intended to help cover a substantial part of the cost of bringing a flood-damaged building into compliance with the flood-resistant provisions of the community’s codes and regulations. Most buildings in FEMA-mapped flood hazard areas that are insured by the NFIP that are declared “substantially damaged” by the community will qualify for an additional insurance claim payment of up to an amount stated in the flood insurance policy. In 2007, the maximum amount was $30,000; the actual amount that is paid is a function of the nature of the work and a determination of eligibility of costs. This additional claim payment may also be used as part of the nonfederal cost-share for certain federally funded flood mitigation grants. Building officials have a significant role in working with property owners and insurance adjusters in order for owners to be able to file a claim for Increased Cost of Compliance claim payments. A formal determination of substantial damage must be made and a building permit for the work required to achieve compliance must be issued. Contact your NFIP State Coordinator as soon as you suspect that flood damage may qualify as substantial damage. Increased Cost of Compliance claim payments may be available for insured buildings that sustain repetitive flood losses, but only if the community has adopted a specific cumulative substantial damage provision that either meets or exceeds the definition in the standard flood insurance policy.

Page 54: Reducing Flood Losses Through the International Codes

44.. CCoommmmuunniittyy RReessppoonnssiibbiilliittiieess UUnnddeerr tthhee NNFFIIPP

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 4-1

______________________

State or local modifications of the flood-resistant provisions of the I-Codes may result in a code that does not meet the minimum requirements of the NFIP. If this happens, in order to continue to participate in the NFIP, the state or community must adopt compensating provisions in a separate ordinance or regulation. Before changing any flood-resistant provision of the I-Codes, contact your NFIP State Coordinator or the appropriate FEMA Regional Office to dis-cuss the impact of the proposed changes.

______________________

If your community participates in the National Flood Insurance Program (NFIP), then the responsibilities described in this section are already being addressed, although perhaps by an office other than the building department. Worksheet B in Chapter 6 can be used to identify each department in your community that has a role in administering the current floodplain management regulations. The NFIP provides flood insurance and flood hazard information. In return, states and communities agree to regulate development in flood hazard areas. The NFIP was founded on the principle that managing floodplain development at the local level will lead to avoidance and minimization of future flood damage. The Federal Emergency Management Agency (FEMA) provides convincing evidence to support this concept: Buildings that are constructed in compliance with the NFIP requirements sustain little or no damage during most floods. When a community decides to participate in the NFIP it accepts the responsibility to adopt, administer, and enforce floodplain management provisions that either meet or exceed the minimum NFIP requirements. Communities become partners with the federal government. The objectives of the partnership are to reduce safety risks to people, to protect the natural and beneficial functions of floodplains, to mitigate flood damage to real and personal property, and to create disaster-resistant communities. 4.1 Modifications of the I-Codes Review Chapter 5 about some state actions that may affect how you coordinate your building code and NFIP responsibilities. Check with your NFIP State Coordinator and the state building official to determine if your state has adopted the International Codes® (I-Codes) and if there were any modifications to the flood-resistant provisions of the I-Codes. As you compare the flood-resistant provisions of the I-Codes to your current floodplain management regulations, you may determine that you need to adopt amendments to the code or a companion floodplain

Page 55: Reducing Flood Losses Through the International Codes

Community Responsibilities Under the NFIP 4-2

______________________

If your state or com-munity amends or does not adopt the administrative pro-visions outlined in the IBC (including Ap-pendix G) and the IRC, then you must recapture those pro-visions in a companion floodplain management ordinance. Be sure to review the remainder of this section and Section 1.6 for an overview of com-munity responsibilities under the NFIP.

______________________

management ordinance in order to retain local standards that exceed the minimums in the code. FEMA encourages communities to adopt higher or more restrictive standards and has established the NFIP Community Rating System (CRS) to recognize the value of doing so. Section 3.3 is a brief overview of the CRS. Examples of higher standards, along with suggested code revision language, are found in Section 3.4 and Section 3.5. 4.2 Regulate All Development As described in Section 3.1, to participate in the NFIP, communities are required to regulate all development. When examining how the I-Codes help you to fulfill that responsibility, pay special attention to ensure that this requirement is accomplished. Any activity that is either exempt or not covered by the codes must be recaptured in a companion floodplain management ordinance. 4.3 Record Keeping Keeping complete permit records is a key element of your community’s responsibilities under the NFIP. The I-Codes contain specific requirements concerning record keeping:

• Section 104.7 of the IBC requires retention of all official records “for the period required for retention of public records.”

• The NFIP and IBC Appendix G require that records related to development in flood hazard areas be maintained permanently and that they be available for public inspection and review. In addition to retaining permit files, many communities keep a separate log of permits issued in flood hazard areas.

• Section R104.7 of the IRC requires retention of official records of applications, permits and certificates issued, reports of inspections, and notices and orders issued. Such records are to be retained “for the period required for retention of public records.”

Required Documentation. The I-Codes require communities to obtain and retain documentation needed to determine that floodplain development activities are compliant, including:

• Documentation of lowest floor elevations (IBC Sections 109.3.3 and 1612.5; IRC Sections R109.1.3 and R324.1.9),

• Documentation of floodproofing (IBC Section 1612.5), • Documentation of the design of flood openings that meet the

performance specifications (IBC Section 1612.5),

Page 56: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 4-3

• In certain circumstances, documentation of breakaway wall design (IBC Section 1612.5; IRC Section R324.3.6),

• Documentation of foundation design, only in flood hazard areas subject to high-velocity wave action (IBC Section 1612.5; IRC Section R324.3.6),

• Documentation that floodway encroachments will not increase flood levels (IBC Appendix G, Section G103.5),

• Notifications provided to adjacent communities, the state, and FEMA for watercourse alterations (IBC Appendix G, Section G103.6),

• Documentation of all floodplain management variance actions, including justifications (IBC Appendix G, Section G105.2; IRC Section R104.7),

• Notifications provided to recipients of floodplain management variances of certain cautions [IBC Appendix G, Section G105.7(5); IRC Section R112.2.2(5)], and

• Copies of inspection reports for buildings located in flood hazard areas (IBC Appendix G, Section G103.8; IRC Section R104.7).

Biennial Reports to FEMA. Periodically, FEMA sends Biennial Report forms to each participating community. The information to be reported by the community, including updates of previously submitted data, helps FEMA and the states plan for technical assistance and flood map needs. FEMA is particularly interested in the number of permits issued and variances granted. Accurate record keeping is essential for a community to be able to properly complete the Biennial Report forms. Plan Review and Inspection Checklist. Some communities use a check-list during plan review to verify that appropriate flood-resistant provisions have been checked and are acceptable. The sample plan review check-lists included in Appendix F are designed to be transferred to the inspection staff and used to document that specific flood-resistant construction details have been found to be acceptable. Use of a checklist is not required by the NFIP. However, it is a good way to document plan review and compliance. 4.4 Requiring Other Permits The NFIP regulations specifically require that communities review development proposed in flood hazard areas to ensure that all other necessary permits have been received. Such permits and approvals may

Page 57: Reducing Flood Losses Through the International Codes

Community Responsibilities Under the NFIP 4-4

need to be obtained from federal, state, or local regulatory authorities. Examples at the federal level include permitting under Section 404 of the Clean Water Act of 1972 and Section 10 of the Rivers and Harbors Act of 1899, and consultation or permitting under the Endangered Species Act of 1973. State and regional agencies may also regulate activities in flood hazard areas, including activities that impact wetlands, forestry resources, dunes, the shoreline or coastal zone, subaquatic vegetation, threatened and endangered species, navigation, and waterways. Section 105.3.1 of the IBC directs the building official to reject applica-tions that do not conform to the requirements of pertinent laws. Although not defined, pertinent laws include applicable federal, state, or other local laws. IBC Appendix G, Section G103.2 specifically requires that pro-posed developments in flood hazard areas are not to be approved until applicants provide proof that other necessary permits have been granted by federal or state authorities. Coordination of multiple permits may help applicants to avoid added costs associated with differing requirements. 4.5 Notifying Potentially Impacted Parties When an applicant proposes activities that involve alteration of a watercourse, IBC Appendix G, Section G103, specifies that the building official shall require the applicant to notify FEMA, the state, and adjacent communities. Changes to streams and rivers have the potential to significantly alter flow patterns and carrying capacities, which may adversely impact upstream, cross-stream, and downstream properties. The NFIP regulations require that the carrying capacity of an altered watercourse be not less than that of the natural watercourse before alterations were made. Engineering analyses are required to demonstrate that this requirement is satisfied. Applicants are to submit a comparison of the existing and proposed channel capacities, a description of the proposed alterations, land use of the adjacent properties, information about adjacent property owners, and an assessment of the potential impacts.

Page 58: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 4-5

______________________

Some flood hazard areas, mapped without benefit of engineering analyses to develop detailed BFEs, are shown as “Zone A” on FIRMs. A valuable resource document is FEMA 265, Managing Floodplain Development in Approximate Zone A Areas: A Guide for Obtaining and Developing Base (100-Year) Flood Elevations.

______________________

______________________

The floodway is the channel and adjacent land areas that must be reserved in order to pass the base flood without cumulatively increasing the water surface elevation more than a designated height, which is specified in the Flood Insurance Study. Floodways are delineated along most waterways that are studied using detailed methods.

______________________

4.6 Evaluating Floodway Impacts Communities are required to prohibit floodway encroachments, including fills, new construction, and substantial improvements, if they would cause flood levels to increase more than a designated height. The designated height limit on the allowable increase is found in the floodway tables of a community’s Flood Insurance Study. If a community decides to permit a floodway proposal that could cause an increase in the base flood elevation (BFE), a Conditional Letter of Map Revision (CLOMR) and floodway map revision must be reviewed and issued by FEMA. Preliminary permit approvals should be conditioned on the applicant obtaining the CLOMR. 4.7 Flood Hazard Map-Related Duties At a minimum, communities must use the Flood Insurance Rate Map (FIRM) and floodway map, if provided by FEMA, in the administration of flood-resistant provisions adopted for participation in the NFIP. Flood hazard data that are available from other federal, state, or other sources may be used if FEMA has not provided a map or if detailed data are not specified, for example, in flood hazard areas without BFE information. Communities must notify FEMA and the NFIP State Coordinator if they intend to adopt maps showing flood hazard areas that are larger or different than those on the FIRMs. This situation may arise if a commun-ity conducts a detailed study of an area that was not mapped by FEMA. It may also arise if the community prepares maps of flood hazard areas using criteria that are different than the minimum map specifications used by the NFIP, such as future watershed development runoff, “no-rise” floodway, or other aspect that would result in a more restrictive flood hazard area. Under these circumstances, the elevation of the flood hazard area is referred to as the design flood elevation (DFE). At a minimum, the DFE equals the BFE, which is shown on the FIRM. Section 1.13 includes definitions of both DFE and BFE. Another map-related responsibility pertains to flood hazard areas for which base flood elevations are specified but floodway boundaries are not designated. In these flood hazard areas, the NFIP requires demonstration “that the cumulative effect of the proposed development, when combined with all other existing and anticipated development, will not increase the

Page 59: Reducing Flood Losses Through the International Codes

Community Responsibilities Under the NFIP 4-6

______________________

To help applicants gather and complete the data necessary for map changes, FEMA developed application and certification forms that are accessible online. Additional detailed guidance on all of the map change processes is found in Appeals, Revisions, and Amendments to NFIP Maps: A Guide for Community Officials (FEMA FIA-12).

______________________

water surface elevation of the base flood more than one foot at any point within the community.” [44 CFR 60.3(c)(10)] This is usually accomplished by requiring applicants to prepare floodway analyses using methods acceptable to FEMA. Communities that participate in the NFIP are required to:

• Participate in studies to produce or revise the maps. For the most part, flood-prone communities have some level of map issued by FEMA. From time to time, waterways are restudied or new studies are conducted in areas without detailed flood elevation data.

• Adopt map revisions issued by FEMA. A change to an effective NFIP map is called a “map revision.” The effective map is the most recent map. When a map revision is warranted, FEMA will revise and republish the affected map panels and, if necessary, the Flood Insurance Study report. This is referred to as a “physical map revision.” If the scale of the revision is small, or if it affects only one property, FEMA will issue a Letter of Map Revision (LOMR). A LOMR describes the changes and officially revises the effective map.

• Retain all versions of the maps. The most recent map, called the “effective” map, is to be used to regulate development in flood hazard areas. Previous versions of the map should be retained for historical purposes and in the event permit or enforcement decisions need to be reconstructed.

• Allow for public access to the maps. Flood hazard maps serve multiple purposes. They are the basis for mortgage lenders requir-ing flood insurance and insurance agents use them to determine insurance rates. Citizens should have ready access to the maps so they can better understand flood risks and the implications of decisions regarding permits and flood insurance.

• Notify FEMA when revisions are needed. FEMA should be notified when a community becomes aware of a significant need for a change to the flood hazard maps.

The following are related to FEMA’s efforts to keep maps current to reflect changes in conditions:

• Map Modernization. FEMA is in the midst of a multiyear initiative to improve and update the nation’s flood hazard maps. Partnerships with state, regional, and local stakeholders help to facilitate such tasks as collecting, updating, adopting and maintaining flood data.

• Community boundaries. Most older FIRMs were issued for individual communities, and the areas shown are those within the

Page 60: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 4-7

______________________

Many communities attach a blank FEMA Elevation Certificate to the issued permit and clearly indicate when it must be completed and submitted.

______________________

______________________

Learn more by reading FEMA’s Technical Bulletin #10, Ensuring that Structures Built on Fill In or Near Special Flood Hazard Areas Are Reasonably Safe From Flooding (NFIP Interim Guidance).

______________________

corporate boundaries at the time the map was prepared. Over time, FEMA will convert FIRMs to digital media and will issue them on a “countywide” basis rather than individual towns, cities, and the unincorporated areas of counties.

• Engineering analyses of certain proposed activities. Applications for permits for certain proposed activities, such as flood control structures, bridges and culverts, waterway alterations, or fill for multiple lots, are to be supported with documented engineering analyses. FEMA reviews the analyses to determine whether the proposals meet the criteria for a map revision. FEMA’s initial comments are known as “conditional determinations” that are issued as CLOMR and Conditional Letters of Map Revision Based on Fill (CLOMR-F). When a project is completed, “as-builts” are submitted to support FEMA’s issuance of a final Letter of Map Amendment (LOMA) or a physical map revision.

• Flood fringe fills (individual lots). In flood hazard areas designated as AE Zones, if individual lots are filled so that the buildable surface is at or above the BFE or DFE, owners may submit docu-mentation and request that FEMA remove the flood hazard area designation. If the fill meets certain criteria, including acknowl-edgement by the community that any structures are “reasonably safe from flooding,” then FEMA will issue a Letter of Map Revision based on Fill (LOMR-F). Without the LOMR-F, lenders will require that flood insurance be purchased on buildings that, based on the FIRM, appear to be within the mapped flood hazard area.

• Naturally high ground (individual lots). Because of the scale of the original topography and the approximate nature of flood hazard mapping techniques, some land areas may have been inadvertently included in the mapped flood hazard area. Land owners may submit documentation to show that an individual structure and/or a legally described parcel of land is above the BFE. FEMA will issue a LOMA if it is determined that the natural grade of a parcel of land is actually above the BFE. The LOMA applies to only the described structure or parcel, and officially amends the effective map.

4.8 Elevation Certificates During construction, certain ground and building elevations are to be surveyed and certified so that building officials can determine the elevation of the lowest floor. The lowest floor elevation is the most significant element in determining that floodplain construction is compliant. The same elevation certification is used by insurance agents to determine appropriate insurance ratings. A good resource for

Page 61: Reducing Flood Losses Through the International Codes

Community Responsibilities Under the NFIP 4-8

______________________

Certain other design documentation may be required:

• Floodproofing, for certain nonresiden-tial buildings designed to be watertight.

• Piles or columns, for buildings in flood hazard areas subject to high -elocity wave action.

• Breakaway walls, only if anticipated loads exceed certain values set forth in the code.

• Flood openings, if flood openings do not conform to the prescriptive specifications in the code.

______________________

understanding the certification and documentation of elevations is the Floodplain Management Bulletin: Elevation Certificate (FEMA 467-1). IBC Section 109.3.3 and IRC Section 109.1.3 call for inspections when the lowest floor level is set and before further vertical construction takes place, and elevation data are to be submitted to the building official. That way, errors in the elevation can be corrected with minimal cost and delay. Because the building official’s determination of the “lowest floor” is, in part, dependent on the location of utilities and the final site grading, documentation of the a final “as-built” elevations must be completed and sealed when that work is finished. FEMA’s Elevation Certificate (FEMA Form 81-31) can be ordered from FEMA. It is available online in the library section of FEMA’s website, www.fema.gov/business/nfip/elvinst.shtm. The form includes several pages of instructions and illustrations with specifics for the surveyor/engineer and the building official:

• Surveyor/Engineer. A registered professional who is licensed to perform elevation surveys is required to complete, sign, and affix a professional seal to the documentation of elevations. The documentation must be dated to document when the elevations were surveyed because continuing construction or future modifications could alter and/or outdate the information. The registered professional is responsible for obtaining and certifying accurate elevations of key ground and building elevations. Using the diagrams provided by FEMA, the registered professional determines which building elevations to survey by selecting the building diagram that most closely represents the actual building. If the diagrams do not match the configuration of the building, the registered professional may need to note in the comment section to clarify the diagram selected. The Elevation Certificate and building diagrams specify the various elevations that are to be surveyed or measured, including:

− The bottom floor and the next higher floor; − The floor of enclosures, attached garages, below-grade areas,

and the interior grade of crawl spaces; − Lowest elevation of machinery, appliances and other utility

equipment servicing the building; − For buildings in flood hazard areas subject to high-velocity

wave action, the top of floors and the bottom of the lowest horizontal structural members;

Page 62: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 4-9

− For all buildings, the highest and lowest adjacent grades; and − For buildings with enclosures below the elevated floor, the

number and total net area of flood openings that are within 12 inches (305 mm) of the adjacent grade are to be noted on the certificate.

• Building Official. The issued building permit should clearly specify the DFE and the minimum elevation of the lowest floor (including basement). When documentation of the elevations is submitted by a registered design professional, it is the building official’s responsibility to determine that all required surveyed elevations and information are noted on the “as-built” certification. If all the required elevations have been surveyed, the building official then determines which level is the lowest floor and compares its “as-built” elevation to the DFE. This comparison determines whether the building is compliant with the elevation provisions of the code. If not compliant, enforcement action should be initiated immediately.

In determining the lowest floor, two factors should be kept in mind:

• In flood hazard areas not subject to wave action (A Zones), if an enclosed area below an elevated building has flood openings, has flood-resistant materials, and if it is used only for parking, building access, or storage*, then it is not considered the “lowest floor.”

• In areas subject to high-velocity wave action (V Zones), if an enclosed area beneath an elevated building has breakaway walls, flood-resistant materials, and is used only for parking, building access, or storage*, then it is not considered the “lowest floor.”

* Enclosures intended for access and limited storage do not need to be large; otherwise, owners may be tempted to convert the areas to uses that are not permissible, such as bedrooms, family rooms, bathrooms, and workshops. Anything stored is subject to flooding. Therefore, only limited storage should be allowed. Storage does not include working appliances such as freezers, refrigerators, washers, and dryers.

A copy of the documentation of elevations (e.g., FEMA’s Elevation Certificate) is to be placed in the community’s permanent permit file. To facilitate reporting to FEMA and the state, some communities keep a separate log with information on flood hazard area permits. At a later date, if documentation of elevations is not found in the file, the community will be required to obtain a replacement to verify proper administration of the NFIP requirements.

Page 63: Reducing Flood Losses Through the International Codes

Community Responsibilities Under the NFIP 4-10

4.9 Inspections Even when building permits and construction plans are complete, good inspection and enforcement procedures are important. Building inspectors need to understand the flood-resistant design and construction requirements that they are to check. If deviations from the conditions of the permit are found early during construction, it is easier to work with the owner and builder to achieve compliance through corrective actions. Using a plan review and inspection checklist (examples in Appendix F) can make inspections easier because the inspector will have a standardized summary of flood-related requirements that are not seen in non-floodplain buildings. A checklist also documents the inspection, which can be important for maintaining a community’s good standing in the NFIP. The following summarizes some of the inspections that can be performed to facilitate compliance with flood-resistant provisions:

• Stake Out or Site Inspection. The best time to make sure a building will be located correctly is during the site inspection when setbacks and distances from the watercourse or floodway can be checked. Checking that the lowest floor is properly elevated is easier if there is a nearby elevation benchmark or reference mark. If one of the reference marks shown on the flood hazard map is not close to the site, placement of a temporary reference mark on site can make it easier to check the elevation when the floor level is set, and to certify the elevation when the “as-built” documentation of elevations is completed.

• Fill Inspection. Fill that is placed to structurally support an elevated building should be inspected to check compaction and compaction reports should be collected. It is also important to check that the final elevation of the fill is as high as required by the permit because this will affect the final elevation of the lowest floor.

• Footing or Foundation Inspection. For solid perimeter foundation walls that will create enclosures below otherwise elevated buildings (crawlspaces), inspectors should check for the specified number, size, and location of flood openings. Flood openings are to be close to the ground and should not be confused with under-floor air ventilation openings, which are located just under the floor level. For slab-on-grade (and stemwall) buildings, the lowest floor inspection is conducted at this time.

Page 64: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 4-11

• Lowest Floor Inspection. Under Sections 109.3 of the IBC and R109.1.3 of the IRC, documentation of the lowest floor elevation is to be submitted. An important part of administering provisions for flood-resistant construction is making sure that buildings are elevated properly. The best time to verify compliance is when the lowest floor elevation is set and before further vertical construction takes place. An error of a foot or two in elevation may seem minor, but correction can be expensive and complicated if that error is discovered once the walls and roof are in place. In addition, federal flood insurance is very costly for new buildings that are constructed with the lowest floor below the DFE.

• Final Inspection. A final inspection to document compliance with the floodplain management requirements of the I-Codes can be done at the same time as the final inspection to issue the occupancy certificate. During the final inspection, the important things to check include:

− Verify that utilities and other building elements are located properly, usually above the DFE. Frequently overlooked items include: heating, cooling, and ventilation equipment; electrical outlets; plumbing fixtures; and ductwork that is installed under the floor, usually in a crawlspace.

− In flood hazard areas not subject to high-velocity wave action (A Zones), inspect enclosures below elevated buildings to ensure the flood openings are correct in number, total net open area, and placement. If standard air ventilation units are used as flood vents, the closure mechanism must be permanently disabled so that floodwater can automatically enter and exit freely, without any human intervention.

− In flood hazard areas subject to high-velocity wave action (V Zones), inspect enclosures below elevated buildings to determine that breakaway walls are constructed to break away freely without causing damage to the building’s foundation or the elevated portion of the building. To minimize transfer of loads during flood conditions, utility connections are not to be mounted on, or penetrate through, breakaway walls.

− For enclosed areas below the DFE, check that the approved use (only parking, storage, and building access) appears to be consistent with what has been built.

− Check that exterior fill is placed according to the approved plans and specifications, and that next to all sides of the foundation the fill is not higher than the interior slab or grade of crawl spaces (unless the interior crawlspace grade is filled to above the DFE).

Page 65: Reducing Flood Losses Through the International Codes

Community Responsibilities Under the NFIP 4-12

− Verify that flood damage-resistant materials are used below the DFE. Refer to FEMA Technical Bulletin Flood-Resistant Material Requirements for Buildings Located in Special Flood Hazard Areas (FEMA FIA-TB #2).

− Examine building utility systems and equipment to determine if they have been elevated or otherwise installed according to plans to resist flood damage. Heat pumps and pad-mounted air-conditioning units must be elevated.

− Collect the “as-built” documentation of elevations prior to the final sign-off and issuance of occupancy certificates.

− If used, complete and sign the plan review and inspection checklist and place all inspection reports in the permit file.

• Post-Damage Inspections. After a flood or any event that causes significant damage, buildings located in flood hazard areas should be inspected. Some communities distribute flyers explaining permit requirements and how future flood damage can be reduced during the repair process. Most homeowners do not realize that they may need permits to repair and restore damaged buildings if they are in flood hazard areas. Damage that may meet the “substantial damage” definition must be addressed in accordance with the applicable provisions of the I-Codes (see Section 3.7).

4.10 Enforcement and Violations Proper enforcement of the floodplain management provisions is a critical part of a community’s responsibility under the NFIP. During construc-tion, violations of these provisions are to be resolved as soon as they are discovered and before further construction takes place. What may appear to be a minor violation could end up being expensive when the owner purchases NFIP flood insurance. A community’s standing in the NFIP depends on making a good faith effort to successfully resolve violations. By allowing any violation to go unresolved, the community may set a precedent, making it more difficult to take future enforcement actions. Perhaps one of the more persuasive arguments for adopting the I-Codes is to consolidate enforcement authority for flood-resistant design and con-struction provisions. The building department typically has mechanisms in place to aggressively handle code violations, while planning and zoning departments may not.

Page 66: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 4-13

______________________

Communities are encouraged to consult with either the NFIP State Coordinator or the appropriate FEMA Regional Office prior to issuing variances.

Even if allowed by a properly issued variance, NFIP flood insurance on a build-ing that is only 1 or 2 feet (305 or 610 mm) below the BFE may cost two to three times more than if the lowest floor of the building is at the minimum elevation.

______________________

______________________

If the administrative sections of the I-Codes (including Appendix G) are not adopted, the variance provisions must be recaptured in a companion floodplain management ordinance.

______________________

4.11 The Variance Process For the purposes of the NFIP, a variance is a grant of relief from the application of the NFIP floodplain management requirements. A variance allows construction in a manner that is otherwise prohibited. Variances are granted for floodplain management purposes only. A community may issue a variance to allow a building to be constructed in a manner that is at variance to the minimum NFIP provisions, but NFIP flood insurance will still be rated according to risk and might be prohibitively expensive. The primary goals of the flood-resistant provisions of the code are to reduce damage and to protect public health and safety for the entire community. Achieving these goals also results in disaster-resistant and livable communities. Very few variances to the floodplain management provisions can be justified. A variance should not be granted if a proposed activity increases the susceptibility of buildings and people to flooding and flood damage. As a guiding principle, a variance should pertain to the unique character-istics of the land itself. A properly issued variance may be granted for a parcel of land with physical characteristics so unusual that complying with the code would create an exceptional hardship for the applicant. A variance should not be granted based on the personal circumstances of an individual. 2006 and 2003 IBC. Section 112 creates a board of appeals to hear and decide appeals of orders, decisions, or determinations made by the building official. Specific requirements, considerations, and conditions for issuing variance from floodplain management requirements can be found in IBC Appendix G, Section G105. 2006 and 2003 IRC. Section R112 creates a board of appeals to hear appeals of orders, decisions, or determinations made by the building official. The board of appeals has specific responsibilities related to flood hazard area development:

• R112.2.1 Determination of substantial improvement in areas prone to flooding: requires the board of appeals to evaluate the building official’s finding regarding the value of proposed improvements to existing buildings to determine if the work constitutes a substantial improvement, and

Page 67: Reducing Flood Losses Through the International Codes

Community Responsibilities Under the NFIP 4-14

• R112.2.2 Criteria for issuance of a variance for areas prone to flooding: sets forth specific criteria, consistent with the minimum NFIP requirements, to be applied in the review and consideration of variances to the minimum flood hazard area requirements.

Page 68: Reducing Flood Losses Through the International Codes

55.. SSttaattee BBuuiillddiinngg CCooddeess aanndd FFlloooodd PPrroovviissiioonnss

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 5-1

______________________

Freeboard is the most common state floodplain requirement that exceeds NFIP minimums. It is found in the statutes or regulations of 15 states. Section 3.4 offers sample language to capture this requirement in the I-Codes.

______________________

______________________

You may need to develop a companion floodplain management ordinance to assure that all NFIP requirements are addressed.

______________________

States handle building codes in a number of ways that can affect whether and to what extent communities can rely on the code to participate in the National Flood Insurance Program (NFIP). Regardless of how your state does it, you need to be sure that state-level amendments do not jeopardize the minimum flood-resistant provisions. In addition, in order to achieve the level of flood protection desired by your community (especially if you participate in the Community Rating System and administer any higher standards), you will need to coordinate your amendments with both the state building code agency and the NFIP State Coordinator. Whether the building codes are adopted at the state level for local administration or adopted at the local level, either way will affect how you will reference the flood hazard maps that are the basis for regulation (see Section 5.6). 5.1 Meeting More Restrictive State

Requirements Many states have specific requirements that apply to development in flood hazard areas. Typically the requirements are set forth in statutes or regulations that are under the jurisdiction of the natural resource, community development, or emergency management agency. The NFIP State Coordinator can identify all specific state requirements. Some of the more common higher standards provisions imposed by state regulations include freeboard, more restrictive floodway encroachment limits, setbacks, and factors to address erosion. 5.2 State Amendments to the I-Codes Before considering any amendments to the International Codes (I-Codes) that are related to flood hazard areas and flood-resistant construction, the state agency that is responsible for the state code should work with the NFIP State Coordinator and the appropriate Federal Emergency Manage-ment Agency (FEMA) regional office. Whether amendments are proposed at the state level or local amendments are approved at the state level, care must be taken to ensure that modifications are consistent with

Page 69: Reducing Flood Losses Through the International Codes

State Building Codes and Flood Provisions 5-2

the requirements for the NFIP. Otherwise, the burden falls to communities to resolve inconsistencies in their floodplain management ordinances. 5.3 Local Amendments to State Building

Codes One of the primary purposes for a statewide building code is consistency between communities. For this reason, some states do not allow communities to amend the code. However, most state building code authorities have a mechanism by which communities can seek approval to adopt amendments to the code to address local circumstances with adequate justification. Many communities have incorporated provisions in their floodplain management ordinances that exceed the minimum requirements of the NFIP, and the justifications for those higher standards may vary from community to community. Common justifications include the need to provide a greater degree of protection given a community’s history of flooding or to recognize uncertainties in modeling and mapping the flood hazard. In addition, lower federal flood insurance premiums may be available if a community participates in the NFIP’s Community Rating System (see Section 3.3). Incorporating those higher standards into your local building code may require approval by the state building code agency or you may decide to capture them in the companion floodplain management ordinance. 5.4 Exemptions from State Building Codes The I-Codes list specific types of work that are exempt from the permit requirements of the codes. Some state building codes identify additional specific activities or additional types of buildings that also are exempt. Examples that have been identified include buildings under a certain size, manufactured housing units installed according to a manufacturer’s instructions, agricultural buildings and structures, and structures and activities undertaken by specific industries such as mining or logging. As described in Section 3.1, NFIP minimum standards require that participating communities apply floodplain management requirements to all development in flood hazard areas. If your state exempts specific activities or types of buildings from the state building code, you must

Page 70: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 5-3

______________________

Most communities have FIRMs with more than one panel. Each map panel may have a different date. It is important that the date of each currently effective map panel be identified.

Check with your NFIP State Coordinator to learn how map revisions should be handled.

______________________

recapture them in a companion floodplain management ordinance to ensure compliance with the NFIP requirements. 5.5 Direct State Regulation of Certain

Activities or Buildings Some states issue building permits for certain activities or specific types of occupancies or buildings that are then exempt from a local building permit. For example, some states issue permits and conduct inspections of all public school buildings, some states regulate certain other public buildings, and some states regulate the installation of manufactured homes in manufactured home parks. In situations where the state has direct regulatory authority, the authority to address the floodplain development aspects may be shared between the community and the state. For example, the community may approve a project under its zoning ordinance or floodplain management ordinance, while the state requires compliance with codes pertaining to design and construction. Check with your state building code official and the NFIP State Coordinator to determine whether these or similar situations exist in your state. Coordinated actions may be necessary to ensure that all NFIP requirements are adequately addressed. You may need to recapture in a companion floodplain management ordinance those activities that are authorized by the state. 5.6 Referencing Flood Maps in the Building

Codes FEMA prepares Flood Insurance Studies and Flood Insurance Rate Maps (FIRMs) for flood-prone communities. Some waterways studied using detailed engineering methods show floodways, which may be shown on the FIRM or on a separate Flood Boundary and Floodway Map. FIRMs and floodway maps serve as the minimum basis for delineating flood hazard areas within which development is regulated. A growing number of communities develop and adopt their own maps, often using a basis that results in higher predicted water surface elevations and greater areas subject to regulation. Section 1.13 describes the base flood elevation (BFE) developed by the NFIP and the design flood elevation (DFE) that is referenced by the I-Codes.

Page 71: Reducing Flood Losses Through the International Codes

State Building Codes and Flood Provisions 5-4

Flood hazard areas are established in the International Building Code [see Section 1612.3] and in the International Residential Code [see Table R301.2(1)]. In both, the governing body is to adopt a flood hazard map and supporting data. At a minimum, FIRMs, floodway maps, and Flood Insurance Studies prepared by FEMA shall be cited:

• IBC Section 1612.3, Establishment of flood hazard areas: specifically requires the governing body to adopt a flood hazard map and supporting data. The text calls for insertion of the name of the jurisdiction and the date of issuance of the map and study. When the code is adopted at the local level, this approach works well. When the IBC is adopted at the state level for local administration, each community will need to cite its study and the dates of all effective maps in the companion floodplain management ordinance.

• IRC R301.2, Climatic and geographic design criteria: requires local jurisdictions to establish criteria in Table R301.2(1). The table is designed for insertion of criteria that may vary from community to community, such as wind speed, seismic design category, and other criteria. For flood hazards, the table requires each community to insert the date of entry into the NFIP and the dates of the FIRMs, floodway maps, or other maps adopted by the community.

Page 72: Reducing Flood Losses Through the International Codes

66.. YYoouurr CCoommmmuunniittyy’’ss AApppprrooaacchh

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 6-1

______________________

The I-Code texts in the appendices are annotated to show code changes approved in the 2006/2007 cycle and published in the 2007 Supplement.

______________________

Regulating flood hazard area development is not a “one-size-fits-all” process. Communities vary considerably both within a state and across the country. Each state has its own statutes and regulations, which may mandate – or limit – how a community approaches building codes, other health and safety codes, and floodplain management regulations. The International Codes (I-Codes) include the provisions pertinent to buildings that are the minimum necessary to meet the National Flood Insurance Program (NFIP) floodplain management requirements [other provisions are included in the International Building Code, Appendix G]. Your community needs to assess the current approach used to satisfy the requirements of the NFIP in order to determine the best way to coordinate the building code with your current land planning, zoning, and regulatory framework. Before working through the process, you should review Chapter 5 and contact the NFIP State Coordinator and the state building code official to learn about state-specific requirements. States that adopt the I-Codes at the state level may have made amendments or may require that local amendments be approved by the state. Some states have specific require-ments for flood hazard area development and some issue floodplain permits. Others exempt certain activities or types of buildings from the requirement to obtain a building permit, and some states may issue building permits for some activities. 6.1 Assessing Your Community’s Current

Approach Perhaps the most important issue that you need to consider is whether the I-Codes will replace some or all of requirements in your current flood-plain management regulations. During this consideration, you may want to use the crosswalks in Appendices B, C, and D to compare specific sections of the 2006 editions of the I-Codes with the NFIP regulations. The worksheets on pages 6-4 and 6-5 are useful tools to assess your community’s current approach. Worksheet A lists certain functions and regulatory requirements related to the flood-resistant provisions of the NFIP. Across the top are listed the I-Codes in which those functions and

Page 73: Reducing Flood Losses Through the International Codes

Your Community’s Approach 6-2

requirements can be found. Worksheet B is set up for use in the following manner:

• Across the top you can list all of your community’s departments that are involved in regulating flood hazard areas. The typical depart-ments are listed, and space is provided for you to add others, if appropriate to your community’s organization.

• Consider the functions and regulatory requirements of the NFIP that are listed on the right. Mark the table to indicate the department that currently is responsible for each, keeping in mind that more than one department may share some responsibilities. Representatives from each of these departments should be invited to participate in the decision process that comes next.

6.2 Modifying Your Community’s Approach The next step you need to take to coordinate the I-Codes is to get together with representatives of all departments that currently have a role in flood-plain management, as noted on Worksheet B. More than likely, a series of meetings will be needed. The topics and objectives suggested in Worksheet C (page 6-6) may help you lay out the steps needed to produce a clearly coordinated approach to managing flood hazard areas. Chapter 2 outlined three approaches that should be reviewed to under-stand your options: the comprehensive approach; the stand-alone floodplain management regulations approach; and the building code approach. Review Chapter 3 to look at some options to consider, such as higher standards. Be sure that your discussions touch on all of community responsibilities listed in Chapter 4 so that each one is assigned to the appropriate office. And, before you get too far along, review Chapter 5 and check with the appropriate state offices to understand state-specific requirements and processes. The purpose of the initial session with representatives of different depart-ments in your community is to determine your approach (see Figure 6-1) and to start the process of effectively integrating the I-Codes. Keep the following objectives in mind:

• All NFIP requirements must be addressed; • If flood-related provisions are addressed in multiple codes or

regulations, then coordination is critical to avoid overlap, conflicting provisions, and duplication;

Page 74: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 6-3

• A department must be designated to be responsible for each code or regulation related to floodplain management; and

• Communication between the departments that deal with related provisions needs to be arranged to facilitate the development review process.

Figure 6-1. Approaches to Fulfilling the Requirements of the NFIP

Use IBC Appendix G as guidance and review amendments to the I-Codes with your NFIP State Coordinator or FEMA Regional Office.

Review amendments to the IBC, IBC Appendix G, IRC, IEBC, or other I-Codes that affect NFIP compliance (if any) with your NFIP State Coordinator or FEMA Regional Office.

Review with other State and community authorities involved in regulation of flood hazard areas to avoid overlap, conflicting provisions, and duplication.

Thenyou must

Andbe certain to

Ifyou use this approach

NOTE: Take extra care if you propose amendments to the flood hazard provisions of the IBC, IBC Appendix G, IRC, IEBC, or other I-Codes. Amendments should be carefully reviewed to avoid inconsistencies with the NFIP minimum requirements. Prior to adoption of amendments consult with your NFIP State Coordinator or your FEMA Regional Office.

Adopt the IBC and IBC Appendix G (and by reference the IRC, IEBC, and other I-Codes).

Ensure that the NFIP requirements that are not retained when adopting the I-Codes are incorporated into community land use and other ordinances or regulations.

If your community has an NFIP-compliant floodplain management ordinance or regulation in place, then continue to maintain and enforce those provisions.

International CodesOnly.

Stand-Alone Floodplain Management Regulations.

Comprehensive Approach: Local Plans, Ordinances, and the International Codes.

Page 75: Reducing Flood Losses Through the International Codes

Your Community’s Approach 6-4

Worksheet A. The NFIP and the I-Codes

The International Codes

National Flood Insurance Program Provisions and Processes

IBC

IBC

App. G IRC IEBC IPC IMC IPSDC IFGC

Planning and Zoning 1. Compatibility with conservation, resource, or overlay

zoning (density, setbacks, etc.). 2. Consideration of overall planning objectives, including

flood hazard reduction objectives. 3. Storm water management and drainage. 4. Subdivision of land. Development Review 1. Changes to land (filling, grading, paving, excavation,

mining, dredging, drilling, channel modifications, alteration of sand dunes and/or mangrove stands).

2. One- and two-family dwellings (except in floodways). 3. Buildings and structures (including tanks, towers, and

one- and two-family dwellings in floodways). 4. Site-related public/private utilities (sewage disposal,

water supply). 5. Building utilities (electrical, plumbing, HVAC, fuel). 6. Existing buildings and structures (additions,

alterations, repairs, rehabilitations). 7. Site development (water, sewer, drainage, on-site

waste disposal systems). 8. Transportation infrastructure (roads, bridges,

culverts). 9. Other water resources infrastructure (dams, ponds,

levees, floodwalls). 10 Placement/replacement of manufactured housing. 11. Recreational vehicle parks. 12. Refer to other federal, state, local agencies and

require appropriate permits. 13. Review and grant of variances. Records 1. Maintain records of corporate boundaries; report

changes to FEMA. 2. Maintain record of permits and variances, including

documented elevations (Elevation Certificates) and documented floodproofing designs (Floodproofing Certificates); make available for public inspection.

3. Maintain flood hazard maps; make available for public inspection.

4. Identify, record, and report map needs to FEMA. Inspection and Enforcement 1. Subdivision lot layout (with respect to flood hazard

areas). 2. Location of building/structure footprints on lot. 3. Foundations. 4. Lowest floor elevation (buildings and structures). 5. Lowest floor elevation (manufactured housing units). 6. Enclosure below lowest floor (flood openings or

breakaway). 7. Collect/review documentation (elevation,

floodproofing, flood openings, breakaway wall). 8. Damaged buildings (to determine if building is

substantially damaged).

Page 76: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP 6-5

Worksheet B. Assessing Your Community’s Approach

Your Community’s Organization

Planning Zoning Sub- division Health

Flood Control or Storm Water

Engineer-ing or Public Works

Build-ing Code Other Other Other

Provisions and Processes (Check which department handles each code provision or function)

Planning and Zoning

1. Compatibility with conservation, resource, or overlay zoning (density, setbacks, etc.).

2. Consideration of overall planning objectives, including flood hazard reduction objectives.

3. Storm water management and drainage. 4. Subdivision of land.

Development Review

1. Changes to land (filling, grading, paving, excavation,

mining, dredging, drilling, channel modifications, alteration of sand dunes and/or mangrove stands).

2. One- and two-family dwellings (except in floodways).

3. Buildings and structures (including tanks, towers, and one- and two-family dwellings in floodways).

4. Site-related public/private utilities (sewage disposal, water supply).

5. Building utilities (electrical, plumbing, HVAC, fuel).

6. Existing buildings and structures (additions, alterations, repairs, rehabilitations).

7. Site development (water, sewer, drainage, on-site waste disposal systems).

8. Transportation infrastructure (roads, bridges, culverts).

9. Other water resources infrastructure (dams, ponds, levees, floodwalls).

10 Placement/replacement of manufactured housing. 11. Recreational vehicle parks.

12. Refer to other federal, state, local agencies and require appropriate permits.

13. Review and grant of variances.

Records

1. Maintain records of corporate boundaries; report changes to FEMA.

2. Maintain record of permits and variances, including

documented elevations (Elevation Certificates) and documented floodproofing designs (Floodproofing Certificates); make available for public inspection.

3. Maintain flood hazard maps; make available for public inspection.

4. Identify, record, and report map needs to FEMA.

Inspection and Enforcement

1. Subdivision lot layout (with respect to flood hazard areas).

2. Location of building/structure footprints on lot. 3. Foundations. 4. Lowest floor elevation (buildings and structures). 5. Lowest floor elevation (manufactured housing units).

6. Enclosure below lowest floor (flood openings or breakaway).

7. Collect/review documentation (elevation, floodproofing, flood openings, breakaway wall).

8. Damaged buildings (to determine if building is substantially damaged).

Page 77: Reducing Flood Losses Through the International Codes

Your Community’s Approach 6-6

Worksheet C. Discussion Topics, Decision Steps

Steps

Actions Date

Completed

1 Identify all offices involved in floodplain management (Worksheet B), circulate this guide as background, and convene a meeting.

2 Review how each of the NFIP functions and regulatory requirements is met under your current approach to floodplain management.

3 Review Chapter 3 to understand additional floodplain management implications of using the I-Codes to participate in the NFIP. This chapter also briefly discusses some opportunities to further reduce the impacts of flooding beyond those required under the NFIP.

4 Review Chapter 5 and check with the NFIP State Coordinator and the state building code agency for state-specific requirements.

5 Review Worksheet A to understand which of the NFIP functions and requirements are addressed in each of the I-Codes.

6 Discuss the NFIP functions and requirements that are currently performed by offices other than those that are responsible for administering the various building codes (Worksheet B).

7 Determine which of the I-Codes your community is required to adopt by state law, or which you will choose to adopt if your state does not have a requirement. Refer to Figure 6-1 to see how this determination influences how you handle development that is covered by IBC Appendix G.

8 Review Worksheet B again with respect to how the NFIP functions and requirements are currently addressed. Decide whether those functions and requirements will continue to be administered by the noted offices, which may be appropriate to the comprehensive approach and to effectively guide development as part of the planning, zoning, and subdivision processes.

9 Identify which functions and requirements will be administered by the building department upon adoption of the I-Codes.

10 If the decision is to consolidate some or all of those functions and requirements in the building department, then a critical review of all of the existing ordinances that address floodplain management provisions must be prepared to determine if there are any elements that are not covered by the I-Codes. Those elements must be recaptured either by amending the I-Codes or by inclusion in a companion floodplain management ordinance.

11 If elements are to be recaptured, review the I-Codes and prepare the appropriate language to be included in the Ordinance for Adoption.

12 Review Sections 3.3, 3.4 and 3.5 to understand how certain higher standards may be beneficial to your community.

13 If your community decides to adopt higher standards, prepare the appropriate language to be included in the Ordinance for Adoption.

14 Prepare the companion floodplain management ordinance to retain only those provisions not covered by the I-Codes.

15 Submit the Ordinance for Adoption of the I-Codes, plus the companion floodplain management ordinance, to your NFIP State Coordinator. The NFIP State Coordinator will coordinate with the FEMA Regional Office to review the materials and determine whether they are acceptable for your community’s continued participation in the NFIP.

Page 78: Reducing Flood Losses Through the International Codes

AAppppeennddiixx AA.. RReeffeerreenncceess aanndd OOnnlliinnee RReessoouurrcceess

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP A-1

FEMA publications and forms may be obtained at no cost. These and other materials may also be available online at http://www.fema.gov/library/index.jsp Hardcopy publications and forms may be ordered from:

DHS/FEMA P.O. Box 2012 Jessup, Maryland 20794-2012 Toll free: 1-800-480-2520

APA PAS #473, Subdivision Design in Flood Hazard Areas. Washington, DC: American Planning Association, 1997. ASCE 7-98, Minimum Design Loads for Buildings and Other Structures. Reston, VA: American Society of Civil Engineers, 1998. ASCE/SEI 7-05, Minimum Design Loads for Buildings and Other Structures. Reston, VA: American Society of Civil Engineers, 2005. ASCE/SEI 24-05, Flood Resistant Design and Construction. Reston, VA: American Society of Civil Engineers, 2005. ASFPM and Federal Interagency Floodplain Management Task Force, Addressing Your Community’s Flood Problems: A Guide for Elected Officials. Madison, WI: Association of State Floodplain Managers, Inc., 1996. FEMA, 44 CFR, Part 59-60, National Flood Insurance Program. Washington, DC: Federal Emergency Management Agency, 1990. FEMA Federal Insurance Administration, Code Compatibility Report. Washington, DC: Federal Emergency Management Agency, 1992. FEMA FIA-12, Appeals, Revisions, and Amendments to NFIP Maps: A Guide for Community Officials. Washington, DC: Federal Emergency Management Agency, Federal Insurance Administration, 1993.

Page 79: Reducing Flood Losses Through the International Codes

References and Online Resources A-2

FEMA FIA-15A, CRS Application. Washington, DC: Federal Emergency Management Agency, Federal Insurance Administration, 2002. FEMA 55CD (3rd edition), Coastal Construction Manual: Principles And Practices of Planning, Siting, Designing, Constructing, And Maintaining Residential Buildings in Coastal Areas. Washington, DC: Federal Emergency Management Agency, 2000. FEMA 85, Manufactured Home Installation in Flood Hazard Areas. Washington, DC: Federal Emergency Management Agency, 1985. FEMA 213, Answers to Questions About Substantially Damaged Buildings. Washington, DC: Federal Emergency Management Agency, 1991. FEMA 259, Engineering Principles and Practices for Retrofitting Flood Prone Residential Buildings. Washington, DC: Federal Emergency Management Agency, 1995. FEMA 265, Managing Floodplain Development in Approximate Zone A Areas: A Guide for Obtaining and Developing Base (100-Year) Flood Elevations. Washington, DC: Federal Emergency Management Agency, 1995. FEMA 301, Guidance for State and Local Officials: Increased Cost of Compliance Coverage. Washington, DC: Federal Emergency Management Agency, 2003. FEMA 311, Guidance on Estimating Substantial Damage Using the NFIP Residential Substantial Damage Estimator. Washington, DC: Federal Emergency Management Agency, 1998. FEMA 312, Homeowner’s Guide to Retrofitting: Six Ways to Protect Your House from Flooding. Washington, DC: Federal Emergency Management Agency, 1998. FEMA 348, Protecting Building Utilities from Flood Damage: Principles and Practices for the Design and Construction of Flood

Page 80: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP A-3

Resistant Building Utility Systems. Washington, DC: Federal Emergency Management Agency, 1999. FEMA 480, NFIP Floodplain Management Requirements: A Study Guide and Desk Reference. Washington, DC: Federal Emergency Management Agency, 2005. FEMA 467-1, Floodplain Management Bulletin: Elevation Certificate. Washington, DC: Federal Emergency Management Agency, 2004. FEMA 550, Recommended Residential Construction for the Gulf Coast: Building on Strong and Safe Foundations. Washington, DC: Federal Emergency Management Agency, 2006. FEMA. Floodproofing Certificate (FEMA Form 81-65). [Online]. Available: www.fema.gov/plan/prevent/fhm/dl_fpc.shtm FEMA. Elevation Certificate (FEMA Form 81-31). [Online]. Available: www.fema.gov/business/nfip/elvinst.shtm FEMA. (various dates) NFIP Technical Bulletin Series. Washington, DC: National Flood Insurance Program. [Online]. Available: www.fema.gov/fima/techbul.shtm

FEMA FIA-TB #0: User’s Guide to Technical Bulletins. 1999.

FEMA FIA-TB #1: Openings in Foundation Walls for Buildings Located in Special Flood Hazard Areas. 1993.

FEMA FIA-TB #2: Flood-Resistant Material Requirements for Buildings Located in Special Flood Hazard Areas. 1993.

FEMA FIA-TB #3: Non-Residential Floodproofing—Requirements and Certification for Buildings Located in Special Flood Hazard Areas. 1993.

FEMA FIA-TB #4: Elevator Installation for Buildings Located in Special Flood Hazard Areas. 1993.

FEMA FIA-TB #5: Free of Obstruction Requirements for Buildings Located in Coastal High Hazard Areas. 1993.

FEMA FIA-TB #6: Below Grade Parking Requirements for Buildings Located in Special Flood Hazard Areas. 1993.

Page 81: Reducing Flood Losses Through the International Codes

References and Online Resources A-4

FEMA FIA-TB #7: Wet Floodproofing Requirements for Structures Located in Special Flood Hazard Areas. 1993.

FEMA FIA-TB #8: Corrosion Protection for Metal Connectors in Coastal Areas for Structures Located in Special Flood Hazard Areas. 1996.

FEMA FIA-TB #9: Design and Construction Guidance for Breakaway Walls Below Elevated Coastal Buildings. 1999.

FEMA FIA-TB #10: Ensuring that Structures Built on Fill in or Near Special Flood Hazard Areas Are Reasonably Safe From Flooding. 2001.

FEMA FIA-TB #11: Crawlspace Construction for Buildings Located in Special Flood Hazard Areas (NFIP Interim Guidance). 2001.

IBC 2003, International Building Code. Washington, DC: International Code Council, Inc., 2003. IBC 2006, International Building Code. Washington, DC: International Code Council, Inc., 2006. ICC 600, Standard for Residential Construction in High Wind Regions. Washington, DC: International Code Council, Inc., 2008 (anticipated publication date). ICC PC 2003, International Code Council Performance Code. Washington, DC: International Code Council, Inc., 2003. ICC PC 2006, International Code Council Performance Code. Washington, DC: International Code Council, Inc., 2006. IEBC 2003, International Existing Building Code. Washington, DC: International Code Council, Inc., 2003. IEBC 2006, International Existing Building Code. Washington, DC: International Code Council, Inc., 2006. IFGC 2003, International Fuel Gas Code. Washington, DC: International Code Council, Inc., 2003.

Page 82: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP A-5

IFGC 2006, International Fuel Gas Code. Washington, DC: International Code Council, Inc., 2006. IMC 2003, International Mechanical Code. Washington, DC: International Code Council, Inc., 2003. IMC 2006, International Mechanical Code. Washington, DC: International Code Council, Inc., 2006. IPC 2003, International Plumbing Code. Washington, DC: International Code Council, Inc., 2003. IPC 2006, International Plumbing Code. Washington, DC: International Code Council, Inc., 2006. IPSDC 2003, International Private Sewage Disposal Code. Washington, DC: International Code Council, Inc., 2003. IPSDC 2006, International Private Sewage Disposal Code. Washington, DC: International Code Council, Inc., 2006. IRC 2003, International Residential Code. Washington, DC: International Code Council, Inc., 2003. IRC 2006, International Residential Code. Washington, DC: International Code Council, Inc., 2006. Jones, Christopher P., W.L. Coulbourne, J. Marshall, and S.M. Rogers, Jr., Evaluation of the National Flood Insurance Program’s Building Standards. Washington, D.C.: American Institutes for Research, 2006. Supplement to the International Codes. Washington, DC: International Code Council, Inc., 2007. NES Evaluation Protocol for Determination of Flood-Resistance Properties of Building Elements. National Evaluation Service, Inc., April 2000.

Page 83: Reducing Flood Losses Through the International Codes

AAppppeennddiixx BB.. CCrroosssswwaallkk ooff tthhee NNFFIIPP RReegguullaattiioonnss ttoo tthhee FFlloooodd

RReessiissttaannccee PPrroovviissiioonnss ooff tthhee IIBBCC

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP B-1

Page 84: Reducing Flood Losses Through the International Codes

pa

ge B

-3

IBC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IBC

®.

NFI

P R

egul

atio

ns

2006

IBC

® a

nd A

ppen

dix

G [a

nnot

ated

with

200

7 Su

pple

men

t] Se

c. 5

9.1

Def

initi

ons

BA

SE F

LOO

D.

Bas

e flo

od m

eans

the

flood

hav

ing

a on

e pe

rcen

t cha

nce

of b

eing

equ

aled

or e

xcee

ded

in a

ny g

iven

yea

r. B

ASE

FLO

OD

. Th

e flo

od h

avin

g a

1-pe

rcen

t cha

nce

of b

eing

equ

aled

or e

xcee

ded

in a

ny g

iven

yea

r. B

ASE

FLO

OD

ELE

VATI

ON

. Th

e el

evat

ion

of th

e ba

se fl

ood,

incl

udin

g w

ave

heig

ht, r

elat

ive

to th

e N

atio

nal

Geo

detic

Ver

tical

Dat

um (N

GV

D),

Nor

th A

mer

ican

Ver

tical

Dat

um (N

AV

D) o

r oth

er d

atum

spe

cifie

d on

the

flood

insu

ranc

e ra

te m

ap (F

IRM

).

BA

SEM

ENT.

Any

are

a of

the

build

ing

havi

ng it

s flo

or s

ubgr

ade

(bel

ow g

roun

d le

vel)

on a

ll si

des.

B

ASE

MEN

T. T

he p

ortio

n of

a b

uild

ing

havi

ng it

s flo

or s

ubgr

ade

(bel

ow g

roun

d le

vel)

on a

ll si

des.

[Not

def

ined

in th

e N

FIP

regu

latio

ns.]

DES

IGN

FLO

OD

. Th

e flo

od a

ssoc

iate

d w

ith th

e gr

eate

r of t

he fo

llow

ing

two

area

s:

1.

Are

a w

ith a

floo

dpla

in s

ubje

ct to

a 1

-per

cent

or g

reat

er c

hanc

e of

floo

ding

in a

ny y

ear,

or

2.

Are

a de

sign

ated

as

a flo

od h

azar

d ar

ea o

n a

com

mun

ity’s

floo

d ha

zard

map

, or o

ther

wis

e le

gally

de

sign

ated

.

[Not

def

ined

in th

e N

FIP

regu

latio

ns.]

DES

IGN

FLO

OD

ELE

VATI

ON

. Th

e el

evat

ion

of th

e “d

esig

n flo

od,”

incl

udin

g w

ave

heig

ht, r

elat

ive

to th

e da

tum

spe

cifie

d on

the

com

mun

ity’s

lega

lly d

esig

nate

d flo

od h

azar

d m

ap.

In a

reas

des

igna

ted

as Z

one

AO

, th

e de

sign

floo

d el

evat

ion

shal

l be

the

elev

atio

n of

the

high

est e

xist

ing

grad

e of

the

build

ing’

s pe

rimet

er p

lus

the

dept

h nu

mbe

r (in

feet

) spe

cifie

d on

the

flood

haz

ard

map

. In

are

as d

esig

nate

d as

Zon

e A

O w

here

the

dept

h nu

mbe

r is

not s

peci

fied

on th

e m

ap, t

he d

epth

num

ber s

hall

be ta

ken

as b

eing

equ

al to

2 fe

et (6

10 m

m).

DEV

ELO

PMEN

T. A

ny m

an-m

ade

chan

ge to

impr

oved

or

unim

prov

ed re

al e

stat

e, in

clud

ing

but n

ot li

mite

d to

bui

ldin

gs o

r ot

her s

truct

ures

, min

ing,

dre

dgin

g, fi

lling

, gra

ding

, pav

ing,

ex

cava

tion

or d

rillin

g op

erat

ions

or s

tora

ge o

f equ

ipm

ent o

r m

ater

ials

.

101.

2 S

cope

10

5.1

[Per

mits

] Req

uire

d 10

5.2

Wor

k ex

empt

from

per

mit

App

endi

x G

. D

EVEL

OPM

ENT.

Any

man

-mad

e ch

ange

to im

prov

ed o

r uni

mpr

oved

real

est

ate,

incl

udin

g bu

t no

t lim

ited

to b

uild

ings

or o

ther

stru

ctur

es, t

empo

rary

stru

ctur

es, t

empo

rary

or p

erm

anen

t sto

rage

of m

ater

ials

, m

inin

g, d

redg

ing,

filli

ng, g

radi

ng, p

avin

g, e

xcav

atio

ns, o

pera

tions

and

oth

er la

nd d

istu

rbin

g ac

tiviti

es.

See

FLO

OD

PRO

OFI

NG

.

DR

Y FL

OO

DPR

OO

FIN

G.

A c

ombi

natio

n of

des

ign

mod

ifica

tions

that

resu

lt in

a b

uild

ing

or s

truct

ure,

in

clud

ing

the

atte

ndan

t util

ity a

nd s

anita

ry fa

cilit

ies,

bei

ng w

ater

tight

with

wal

ls s

ubst

antia

lly im

perm

eabl

e to

th

e pa

ssag

e of

wat

er a

nd w

ith s

truct

ural

com

pone

nts

havi

ng th

e ca

paci

ty to

resi

st lo

ads

as id

entif

ied

in A

SC

E

7.

EXIS

TIN

G C

ON

STR

UC

TIO

N (E

XIST

ING

STR

UC

TUR

ES).

For

th

e pu

rpos

es o

f det

erm

inin

g ra

tes,

stru

ctur

es fo

r whi

ch th

e “s

tart

of c

onst

ruct

ion”

com

men

ced

befo

re th

e ef

fect

ive

date

of t

he

FIR

M o

r bef

ore

Janu

ary

1, 1

975,

for F

IRM

s ef

fect

ive

befo

re th

at

date

. “E

xist

ing

cons

truct

ion”

may

als

o be

refe

rred

to a

s “e

xist

ing

stru

ctur

es.”

EXIS

TIN

G C

ON

STR

UC

TIO

N.

Any

bui

ldin

gs a

nd s

truct

ures

for w

hich

the

“sta

rt of

con

stru

ctio

n” c

omm

ence

d be

fore

the

effe

ctiv

e da

te o

f the

com

mun

ity’s

firs

t flo

odpl

ain

man

agem

ent c

ode,

ord

inan

ce o

r sta

ndar

d.

“Exi

stin

g co

nstru

ctio

n” m

ay a

lso

be re

ferr

ed to

as

“exi

stin

g st

ruct

ures

.” EX

ISTI

NG

STR

UC

TUR

ES.

See

“Exi

stin

g co

nstru

ctio

n.”

Page 85: Reducing Flood Losses Through the International Codes

pa

ge B

-4

IBC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IBC

®.

NFI

P R

egul

atio

ns

2006

IBC

® a

nd A

ppen

dix

G [a

nnot

ated

with

200

7 Su

pple

men

t] FL

OO

D o

r FLO

OD

ING

. (a

) A

gen

eral

and

tem

pora

ry c

ondi

tion

of p

artia

l or c

ompl

ete

inun

datio

n of

nor

mal

ly d

ry la

nd a

reas

from

:

(1

) The

ove

rflow

of i

nlan

d or

tida

l wat

ers.

(2) T

he u

nusu

al a

nd ra

pid

accu

mul

atio

n or

runo

ff of

sur

face

w

ater

s fro

m a

ny s

ourc

e.

FLO

OD

or F

LOO

DIN

G.

A g

ener

al a

nd te

mpo

rary

con

ditio

n of

par

tial o

r com

plet

e in

unda

tion

of n

orm

ally

dry

la

nd fr

om:

1.

The

over

flow

of i

nlan

d or

tida

l wat

ers.

2.

Th

e un

usua

l and

rapi

d ac

cum

ulat

ion

or ru

noff

of s

urfa

ce w

ater

s fro

m a

ny s

ourc

e.

[Not

def

ined

in th

e N

FIP

regu

latio

ns.]

FLO

OD

DA

MA

GE-

RES

ISTA

NT

MA

TER

IALS

. A

ny c

onst

ruct

ion

mat

eria

l cap

able

of w

ithst

andi

ng d

irect

and

pr

olon

ged

cont

act w

ith fl

oodw

ater

s w

ithou

t sus

tain

ing

any

dam

age

that

requ

ires

mor

e th

an c

osm

etic

repa

ir.

[Not

def

ined

in th

e N

FIP

regu

latio

ns.]

FLO

OD

HA

ZAR

D A

REA

. Th

e gr

eate

r of t

he fo

llow

ing

two

area

s:

1.

The

area

with

in a

floo

dpla

in s

ubje

ct to

a 1

per

cent

or g

reat

er c

hanc

e of

floo

ding

in a

ny y

ear.

2.

Th

e ar

ea d

esig

nate

d as

a fl

ood

haza

rd a

rea

on a

com

mun

ity’s

floo

d ha

zard

map

, or o

ther

wis

e le

gally

de

sign

ated

. FL

OO

D H

AZA

RD

AR

EA S

UB

JEC

T TO

HIG

H-V

ELO

CIT

Y W

AVE

AC

TIO

N.

Are

a w

ithin

the

flood

haz

ard

area

whi

ch is

sub

ject

to h

igh-

velo

city

wav

e ac

tion,

and

sho

wn

on a

Flo

od In

sura

nce

Rat

e M

ap o

r oth

er fl

ood

haza

rd m

ap a

s Zo

ne V

, VO

, or V

1-30

. FL

OO

D IN

SUR

AN

CE

RA

TE M

AP

(FIR

M).

An

offic

ial m

ap o

f a

com

mun

ity, o

n w

hich

the

Adm

inis

trato

r has

del

inea

ted

both

the

spec

ial h

azar

d ar

eas

and

the

risk

prem

ium

zon

es a

pplic

able

to

the

com

mun

ity.

FLO

OD

INSU

RA

NC

E R

ATE

MA

P (F

IRM

). A

n of

ficia

l map

of a

com

mun

ity o

n w

hich

the

Fede

ral E

mer

genc

y M

anag

emen

t Age

ncy

has

delin

eate

d bo

th th

e sp

ecia

l flo

od h

azar

d ar

eas

and

the

risk

prem

ium

zon

es

appl

icab

le to

the

com

mun

ity.

FLO

OD

INSU

RA

NC

E ST

UD

Y (s

ee F

LOO

D E

LEVA

TIO

N

STU

DY)

. A

n ex

amin

atio

n, e

valu

atio

n an

d de

term

inat

ion

of fl

ood

haza

rds

and,

if a

ppro

pria

te, c

orre

spon

ding

wat

er s

urfa

ce

elev

atio

ns, o

r an

exam

inat

ion,

eva

luat

ion

and

dete

rmin

atio

n of

m

udsl

ide

(i.e.

, mud

flow

) and

/or f

lood

-rel

ated

ero

sion

haz

ards

.

FLO

OD

INSU

RA

NC

E ST

UD

Y. T

he o

ffici

al re

port

prov

ided

by

the

Fede

ral E

mer

genc

y M

anag

emen

t Age

ncy

cont

aini

ng th

e Fl

ood

Insu

ranc

e R

ate

Map

, the

Flo

od B

ound

ary

and

Floo

dway

Map

(FB

FM),

the

wat

er s

urfa

ce

elev

atio

n of

the

base

floo

d an

d su

ppor

ting

tech

nica

l dat

a.

FLO

OD

WA

Y –

See

REG

ULA

TOR

Y FL

OO

DW

AY.

FL

OO

DW

AY.

The

cha

nnel

of t

he ri

ver,

cree

k, o

r oth

er w

ater

cour

se a

nd th

e ad

jace

nt la

nd a

reas

that

mus

t be

rese

rved

in o

rder

to d

isch

arge

the

base

floo

d w

ithou

t cum

ulat

ivel

y in

crea

sing

the

wat

er s

urfa

ce e

leva

tion

mor

e th

an a

des

igna

ted

heig

ht.

FUN

CTI

ON

ALL

Y D

EPEN

DEN

T U

SE.

A u

se w

hich

can

not

perfo

rm it

s in

tend

ed p

urpo

se u

nles

s it

is lo

cate

d or

car

ried

out i

n cl

ose

prox

imity

to w

ater

. Th

e te

rm in

clud

es o

nly

dock

ing

faci

litie

s, p

ort f

acili

ties

that

are

nec

essa

ry fo

r the

load

ing

and

unlo

adin

g of

car

go o

r pas

seng

ers,

and

shi

p bu

ildin

g an

d sh

ip

repa

ir fa

cilit

ies,

but

doe

s no

t inc

lude

long

-term

sto

rage

or r

elat

ed

man

ufac

turin

g fa

cilit

ies.

App

endi

x G

. FU

NC

TIO

NA

LLY

DEP

END

ENT

FAC

ILIT

Y. A

faci

lity

whi

ch c

anno

t be

used

for i

ts in

tend

ed

purp

ose

unle

ss it

is lo

cate

d or

car

ried

out i

n cl

ose

prox

imity

to w

ater

, suc

h as

a d

ocki

ng o

r por

t fac

ility

ne

cess

ary

for t

he lo

adin

g or

unl

oadi

ng o

f car

go o

r pas

seng

ers,

shi

pbui

ldin

g, o

r shi

p re

pair.

The

term

doe

s no

t in

clud

e lo

ng-te

rm s

tora

ge, m

anuf

actu

re, s

ales

, or s

ervi

ce fa

cilit

ies.

Page 86: Reducing Flood Losses Through the International Codes

pa

ge B

-5

IBC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IBC

®.

NFI

P R

egul

atio

ns

2006

IBC

® a

nd A

ppen

dix

G [a

nnot

ated

with

200

7 Su

pple

men

t] H

ISTO

RIC

STR

UC

TUR

E.

(a)

List

ed in

divi

dual

ly in

the

Nat

iona

l Reg

iste

r of H

isto

ric P

lace

s (a

list

ing

mai

ntai

ned

by th

e D

epar

tmen

t of I

nter

ior)

or

prel

imin

arily

det

erm

ined

by

the

Sec

reta

ry o

f the

Inte

rior a

s m

eetin

g th

e re

quire

men

ts fo

r ind

ivid

ual l

istin

g on

the

Nat

iona

l Reg

iste

r;

(b)

Cer

tifie

d or

pre

limin

arily

det

erm

ined

by

the

Sec

reta

ry o

f the

In

terio

r as

cont

ribut

ing

to th

e hi

stor

ical

sig

nific

ance

of a

re

gist

ered

his

toric

dis

trict

or a

dis

trict

pre

limin

arily

de

term

ined

by

the

Sec

reta

ry to

qua

lify

as a

regi

ster

ed

hist

oric

dis

trict

; (c

) In

divi

dual

ly li

sted

on

a st

ate

inve

ntor

y of

his

toric

pla

ces

in

stat

es w

ith h

isto

ric p

rese

rvat

ion

prog

ram

s w

hich

hav

e be

en

appr

oved

by

the

Sec

reta

ry o

f the

Inte

rior;

or

(d)

Indi

vidu

ally

list

ed o

n a

loca

l inv

ento

ry o

f his

toric

pla

ces

in

com

mun

ities

with

his

toric

pre

serv

atio

n pr

ogra

ms

that

hav

e be

en c

ertif

ied

eith

er:

(1) B

y an

app

rove

d st

ate

prog

ram

as

dete

rmin

ed b

y th

e S

ecre

tary

of t

he In

terio

r or

(2

) Dire

ctly

by

the

Sec

reta

ry o

f the

Inte

rior i

n st

ates

with

out

appr

oved

pro

gram

s.

HIS

TOR

IC B

UIL

DIN

GS.

Bui

ldin

gs th

at a

re li

sted

in o

r elig

ible

for l

istin

g in

the

Nat

iona

l Reg

iste

r of H

isto

ric

Pla

ces,

or d

esig

nate

d as

his

toric

und

er a

n ap

prop

riate

sta

te o

r loc

al la

w (s

ee S

ectio

n 34

07).

§340

7.2

Floo

d ha

zard

are

as.

With

in fl

ood

haza

rd a

reas

est

ablis

hed

in S

ec. 1

612.

3, w

here

the

wor

k pr

opos

ed c

onst

itute

s su

bsta

ntia

l im

prov

emen

t as

defin

ed in

Sec

. 161

2.2,

the

build

ing

shal

l be

brou

ght i

nto

conf

orm

ance

with

Sec

. 161

2.2.

Ex

cept

ion:

His

toric

bui

ldin

gs th

at a

re:

1.

List

ed o

r pre

limin

arily

det

erm

ined

to b

e el

igib

le fo

r lis

ting

in th

e N

atio

nal R

egis

ter o

f His

toric

Pla

ces;

or

2.

D

eter

min

ed b

y th

e S

ecre

tary

of t

he U

.S. D

epar

tmen

t of I

nter

ior a

s co

ntrib

utin

g to

the

hist

oric

al

sign

ifica

nce

of a

regi

ster

ed h

isto

ric d

istri

ct o

r a d

istri

ct p

relim

inar

ily d

eter

min

ed to

qua

lify

as a

n hi

stor

ic d

istri

ct; o

r 3.

D

esig

nate

d as

his

toric

und

er a

sta

te o

r loc

al h

isto

ric p

rese

rvat

ion

prog

ram

that

is a

ppro

ved

by th

e D

epar

tmen

t of I

nter

ior.

LOW

EST

FLO

OR

. Th

e lo

wes

t flo

or o

f the

low

est e

nclo

sed

area

(in

clud

ing

base

men

t). A

n un

finis

hed

or fl

ood

resi

stan

t enc

losu

re,

usab

le s

olel

y fo

r par

king

of v

ehic

les,

bui

ldin

g ac

cess

or s

tora

ge in

an

are

a ot

her t

han

a ba

sem

ent a

rea

is n

ot c

onsi

dere

d a

build

ing’

s lo

wes

t flo

or; P

rovi

ded,

that

suc

h en

clos

ure

is n

ot b

uilt

so a

s to

rend

er th

e st

ruct

ure

in v

iola

tion

of th

e ap

plic

able

non

-el

evat

ion

desi

gn re

quire

men

ts o

f Sec

. 60.

3.

LOW

EST

FLO

OR

. Th

e flo

or o

f the

low

est e

nclo

sed

area

, inc

ludi

ng b

asem

ent,

but e

xclu

ding

any

unf

inis

hed

or fl

ood

resi

stan

t enc

losu

re, u

seab

le s

olel

y fo

r veh

icle

par

king

, bui

ldin

g ac

cess

, or l

imite

d st

orag

e pr

ovid

ed

that

suc

h en

clos

ure

is n

ot b

uilt

so a

s to

rend

er th

e st

ruct

ure

in v

iola

tion

of th

is s

ectio

n.

MA

NU

FAC

TUR

ED H

OM

E. A

stru

ctur

e, tr

ansp

orta

ble

in o

ne o

r m

ore

sect

ions

, whi

ch is

bui

lt on

a p

erm

anen

t cha

ssis

and

is

desi

gned

for u

se w

ith o

r with

out a

per

man

ent f

ound

atio

n w

hen

atta

ched

to th

e re

quire

d ut

ilitie

s. T

he te

rm “m

anuf

actu

red

hom

e”

does

not

incl

ude

a “r

ecre

atio

nal v

ehic

le.”

App

endi

x G

. M

AN

UFA

CTU

RED

HO

ME.

A s

truct

ure

that

is tr

ansp

orta

ble

in o

ne o

r mor

e se

ctio

ns, b

uilt

on a

pe

rman

ent c

hass

is, d

esig

ned

for u

se w

ith o

r with

out a

per

man

ent f

ound

atio

n w

hen

atta

ched

to th

e re

quire

d ut

ilitie

s, a

nd c

onst

ruct

ed to

the

Fede

ral M

obile

Hom

e C

onst

ruct

ion

and

Saf

ety

Sta

ndar

ds a

nd ru

les

and

regu

latio

ns p

rom

ulga

ted

by th

e U

.S.

Dep

artm

ent o

f Hou

sing

and

Urb

an D

evel

opm

ent.

The

term

als

o in

clud

es m

obile

hom

es, p

ark

traile

rs, t

rave

l tra

ilers

, and

sim

ilar t

rans

porta

ble

stru

ctur

es th

at a

re p

lace

d on

a

site

for 1

80 c

onse

cutiv

e da

ys o

r lon

ger.

MA

NU

FAC

TUR

ED H

OM

E PA

RK

OR

SU

BD

IVIS

ION

. A

par

cel

(or c

ontig

uous

par

cels

) of l

and

divi

ded

into

two

or m

ore

man

ufac

ture

d ho

me

lots

for r

ent o

r sal

e.

App

endi

x G

. M

AN

UFA

CTU

RED

HO

ME

PAR

K O

R S

UB

DIV

ISIO

N.

A p

arce

l (or

con

tiguo

us p

arce

ls) o

f lan

d di

vide

d in

to tw

o or

mor

e m

anuf

actu

red

hom

e lo

ts fo

r ren

t or s

ale.

Page 87: Reducing Flood Losses Through the International Codes

pa

ge B

-6

IBC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IBC

®.

NFI

P R

egul

atio

ns

2006

IBC

® a

nd A

ppen

dix

G [a

nnot

ated

with

200

7 Su

pple

men

t] R

ECR

EATI

ON

AL

VEH

ICLE

. A

veh

icle

whi

ch is

:

(a)

built

on

a si

ngle

cha

ssis

; (b

) 40

0 sq

uare

feet

or l

ess

whe

n m

easu

red

at th

e la

rges

t ho

rizon

tal p

roje

ctio

n;

(c)

desi

gned

to b

e se

lf-pr

opel

led

or p

erm

anen

tly to

wab

le b

y a

light

dut

y tru

ck; a

nd

(d)

desi

gned

prim

arily

not

for u

se a

s a

perm

anen

t dw

ellin

g bu

t as

tem

pora

ry li

ving

qua

rters

for r

ecre

atio

nal,

cam

ping

, tra

vel,

or s

easo

nal u

se.

App

endi

x G

. R

ECR

EATI

ON

AL

VEH

ICLE

. A

veh

icle

that

is b

uilt

on a

sin

gle

chas

sis,

400

squ

are

feet

or l

ess

whe

n m

easu

red

at th

e la

rges

t hor

izon

tal p

roje

ctio

n, d

esig

ned

to b

e se

lf-pr

opel

led

or p

erm

anen

tly to

wab

le b

y a

light

dut

y tru

ck, a

nd d

esig

ned

prim

arily

not

for u

se a

s a

perm

anen

t dw

ellin

g bu

t as

tem

pora

ry li

ving

qua

rters

fo

r rec

reat

iona

l, ca

mpi

ng, t

rave

l, or

sea

sona

l use

. A

recr

eatio

nal v

ehic

le is

read

y fo

r hig

hway

use

if it

is o

n its

w

heel

s or

jack

ing

syst

em, i

s at

tach

ed to

the

site

onl

y by

qui

ck d

isco

nnec

t typ

e ut

ilitie

s an

d se

curit

y de

vice

s,

and

has

no p

erm

anen

tly a

ttach

ed a

dditi

ons.

REG

ULA

TOR

Y FL

OO

DW

AY.

The

cha

nnel

of a

rive

r or o

ther

w

ater

cour

se a

nd th

e ad

jace

nt la

nd a

reas

that

mus

t be

rese

rved

in

ord

er to

dis

char

ge th

e ba

se fl

ood

with

out c

umul

ativ

ely

incr

easi

ng th

e w

ater

sur

face

ele

vatio

n m

ore

than

a d

esig

nate

d he

ight

.

See

FLO

OD

WA

Y.

REM

EDY

A V

IOLA

TIO

N.

To b

ring

the

stru

ctur

e or

oth

er

deve

lopm

ent i

nto

com

plia

nce

with

Sta

te o

r loc

al fl

ood

plai

n m

anag

emen

t reg

ulat

ions

, or,

if th

is is

not

pos

sibl

e, to

redu

ce th

e im

pact

s of

its

nonc

ompl

ianc

e. W

ays

that

impa

cts

may

be

redu

ced

incl

ude

prot

ectin

g th

e st

ruct

ure

or o

ther

affe

cted

de

velo

pmen

t fro

m fl

ood

dam

ages

, im

plem

entin

g th

e en

forc

emen

t pr

ovis

ions

of t

he o

rdin

ance

or o

ther

wis

e de

terr

ing

futu

re s

imila

r vi

olat

ions

, or r

educ

ing

Fede

ral f

inan

cial

exp

osur

e w

ith re

gard

to

the

stru

ctur

e or

oth

er d

evel

opm

ent.

113

Vio

latio

ns

App

endi

x G

101.

4 V

IOLA

TIO

NS.

Any

vio

latio

n of

a p

rovi

sion

of t

his

appe

ndix

, or f

ailu

re to

com

ply

with

a

perm

it or

var

ianc

e is

sued

pur

suan

t to

this

app

endi

x or

any

requ

irem

ent o

f thi

s ap

pend

ix, s

hall

be h

andl

ed in

ac

cord

ance

with

Sec

tion

113.

SPEC

IAL

HA

ZAR

D A

REA

. A

rea

of s

peci

al fl

ood

haza

rd is

the

land

in th

e flo

od p

lain

with

in a

com

mun

ity s

ubje

ct to

a o

ne

perc

ent o

r gre

ater

cha

nce

of fl

oodi

ng in

any

giv

en y

ear.

The

are

a m

ay b

e de

sign

ated

as

Zone

A o

n th

e FH

BM

. A

fter

deta

iled

rate

mak

ing

has

been

com

plet

ed in

pre

para

tion

for p

ublic

atio

n of

th

e flo

od in

sura

nce

rate

map

, Zon

e A

usu

ally

is re

fined

into

Zo

nes

A, A

O, A

H, A

1-30

, AE

, A99

, AR

, AR

/A1-

30, A

R/A

E,

AR

/AO

, AR

/AH

, AR

/A, V

O, o

r V

1-30

, VE

, or V

. Fo

r pur

pose

s of

th

ese

regu

latio

ns, t

he te

rm “s

peci

al fl

ood

haza

rd a

rea

(SFH

A)”

is

syno

nym

ous

in m

eani

ng w

ith th

e ph

rase

“are

a of

spe

cial

floo

d ha

zard

.”

SPEC

IAL

FLO

OD

HA

ZAR

D A

REA

. Th

e la

nd a

rea

subj

ect t

o flo

od h

azar

ds a

nd s

how

n on

a F

lood

Insu

ranc

e R

ate

Map

or o

ther

floo

d ha

zard

map

as

Zone

A, A

E, A

1-30

, A99

, AR

, AO

, AH

, V, V

O, V

E, o

r V1-

30.

Page 88: Reducing Flood Losses Through the International Codes

pa

ge B

-7

IBC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IBC

®.

NFI

P R

egul

atio

ns

2006

IBC

® a

nd A

ppen

dix

G [a

nnot

ated

with

200

7 Su

pple

men

t] ST

AR

T O

F C

ON

STR

UC

TIO

N.

Con

stru

ctio

n (fo

r oth

er th

an n

ew

cons

truct

ion

or s

ubst

antia

l im

prov

emen

ts u

nder

the

Coa

stal

B

arrie

r Res

ourc

es A

ct (P

ub. L

. 97-

348)

), in

clud

es s

ubst

antia

l im

prov

emen

t, an

d m

eans

the

date

the

build

ing

perm

it w

as

issu

ed, p

rovi

ded

the

actu

al s

tart

of c

onst

ruct

ion,

repa

ir,

reco

nstru

ctio

n, re

habi

litat

ion,

add

ition

pla

cem

ent,

or o

ther

im

prov

emen

t was

with

in 1

80 d

ays

of th

e pe

rmit

date

. Th

e ac

tual

st

art m

eans

eith

er th

e fir

st p

lace

men

t of p

erm

anen

t con

stru

ctio

n of

a s

truct

ure

on a

site

, suc

h as

the

pour

ing

of s

lab

or fo

otin

gs,

the

inst

alla

tion

of p

iles,

the

cons

truct

ion

of c

olum

ns, o

r any

wor

k be

yond

the

stag

e of

exc

avat

ion;

or t

he p

lace

men

t of a

m

anuf

actu

red

hom

e on

a fo

unda

tion.

Per

man

ent c

onst

ruct

ion

does

not

incl

ude

land

pre

para

tion,

suc

h as

cle

arin

g, g

radi

ng a

nd

fillin

g; n

or d

oes

it in

clud

e th

e in

stal

latio

n of

stre

ets

and/

or

wal

kway

s; n

or d

oes

it in

clud

e ex

cava

tion

for a

bas

emen

t, fo

otin

gs, p

iers

, or f

ound

atio

ns o

r the

ere

ctio

n of

tem

pora

ry fo

rms;

no

r doe

s it

incl

ude

the

inst

alla

tion

on th

e pr

oper

ty o

f acc

esso

ry

units

or n

ot p

art o

f the

mai

n st

ruct

ure.

For

a s

ubst

antia

l im

prov

emen

t, th

e ac

tual

sta

rt of

con

stru

ctio

n m

eans

the

first

al

tera

tion

of a

ny w

all,

ceili

ng, f

loor

, or o

ther

stru

ctur

al p

art o

f a

build

ing,

whe

ther

or n

ot th

at a

ltera

tion

affe

cts

the

exte

rnal

di

men

sion

s of

the

build

ing.

STA

RT

OF

CO

NST

RU

CTI

ON

. Th

e da

te o

f per

mit

issu

ance

for n

ew c

onst

ruct

ion

and

subs

tant

ial

impr

ovem

ents

to e

xist

ing

stru

ctur

es, p

rovi

ded

the

actu

al s

tart

of c

onst

ruct

ion,

repa

ir, re

cons

truct

ion,

re

habi

litat

ion,

add

ition

pla

cem

ent,

or o

ther

impr

ovem

ent i

s w

ithin

180

day

s af

ter t

he d

ate

of is

suan

ce.

The

actu

al s

tart

of c

onst

ruct

ion

mea

ns th

e fir

st p

lace

men

t of p

erm

anen

t con

stru

ctio

n of

a b

uild

ing

(incl

udin

g a

man

ufac

ture

d ho

me)

on

a si

te, s

uch

as th

e po

urin

g of

a s

lab

or fo

otin

gs, i

nsta

llatio

n of

pili

ngs

or c

onst

ruct

ion

of c

olum

ns.

P

erm

anen

t con

stru

ctio

n do

es n

ot in

clud

e la

nd p

repa

ratio

n (s

uch

as c

lear

ing,

exc

avat

ion,

gra

ding

, or f

illin

g), o

r th

e in

stal

latio

n of

stre

ets

or w

alkw

ays,

or e

xcav

atio

n fo

r a b

asem

ent,

foot

ings

, pie

rs o

r fou

ndat

ions

, or t

he

erec

tion

of te

mpo

rary

form

s, o

r the

inst

alla

tion

of a

cces

sory

bui

ldin

gs s

uch

as g

arag

es o

r she

ds n

ot o

ccup

ied

as d

wel

ling

units

or n

ot p

art o

f the

mai

n bu

ildin

g. F

or a

sub

stan

tial i

mpr

ovem

ent,

the

actu

al “s

tart

of

cons

truct

ion”

mea

ns th

e fir

st a

ltera

tion

of a

ny w

all,

ceili

ng, f

loor

, or o

ther

stru

ctur

al p

art o

f a b

uild

ing,

whe

ther

or

not

that

alte

ratio

n af

fect

s th

e ex

tern

al d

imen

sion

s of

the

build

ing.

STR

UC

TUR

E. F

or fl

ood

plai

n m

anag

emen

t pur

pose

s, a

wal

led

and

roof

ed b

uild

ing,

incl

udin

g a

gas

or li

quid

sto

rage

tank

, tha

t is

prin

cipa

lly a

bove

gro

und,

as

wel

l as

a m

anuf

actu

red

hom

e.

“Stru

ctur

e” fo

r ins

uran

ce c

over

age

purp

oses

, mea

ns a

wal

led

and

roof

ed b

uild

ing,

oth

er th

an a

gas

or l

iqui

d st

orag

e ta

nk, t

hat i

s pr

inci

pally

abo

ve g

roun

d an

d af

fixed

to a

per

man

ent s

ite, a

s w

ell

as a

man

ufac

ture

d ho

me

on a

per

man

ent f

ound

atio

n. F

or th

e la

tter p

urpo

se, t

he te

rm in

clud

es a

bui

ldin

g w

hile

in th

e co

urse

of

cons

truct

ion,

alte

ratio

n or

repa

ir, b

ut d

oes

not i

nclu

de b

uild

ing

mat

eria

ls o

r sup

plie

s in

tend

ed fo

r use

in s

uch

cons

truct

ion,

al

tera

tion

or re

pair,

unl

ess

such

mat

eria

ls o

r sup

plie

s ar

e w

ithin

an

enc

lose

d bu

ildin

g on

the

prem

ises

.

101.

2 S

cope

10

5.2

Wor

k ex

empt

from

a p

erm

it

SUB

STA

NTI

AL

DA

MA

GE.

Dam

age

of a

ny o

rigin

sus

tain

ed b

y a

stru

ctur

e w

here

by th

e co

st o

f res

torin

g th

e st

ruct

ure

to it

s be

fore

da

mag

ed c

ondi

tion

wou

ld e

qual

or e

xcee

d 50

per

cent

of t

he

mar

ket v

alue

of t

he s

truct

ure

befo

re th

e da

mag

e oc

curr

ed.

SUB

STA

NTI

AL

DA

MA

GE.

Dam

age

of a

ny o

rigin

sus

tain

ed b

y a

stru

ctur

e w

here

by th

e co

st o

f res

torin

g th

e st

ruct

ure

to it

s be

fore

-dam

aged

con

ditio

n w

ould

equ

al o

r exc

eed

50 p

erce

nt o

f the

mar

ket v

alue

of t

he

stru

ctur

e be

fore

the

dam

age

occu

rred

.

Page 89: Reducing Flood Losses Through the International Codes

pa

ge B

-8

IBC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IBC

®.

NFI

P R

egul

atio

ns

2006

IBC

® a

nd A

ppen

dix

G [a

nnot

ated

with

200

7 Su

pple

men

t] SU

BST

AN

TIA

L IM

PRO

VEM

ENT.

Any

reco

nstru

ctio

n,

reha

bilit

atio

n, a

dditi

on, o

r oth

er im

prov

emen

t of a

stru

ctur

e, th

e co

st o

f whi

ch e

qual

s or

exc

eeds

50

perc

ent o

f the

mar

ket v

alue

of

the

stru

ctur

e be

fore

the

“sta

rt of

con

stru

ctio

n” o

f the

im

prov

emen

t. T

his

term

incl

udes

stru

ctur

es w

hich

hav

e in

curr

ed

“sub

stan

tial d

amag

e”, r

egar

dles

s of

the

actu

al re

pair

wor

k pe

rform

ed.

The

term

doe

s no

t, ho

wev

er, i

nclu

de e

ither

:

(1)

Any

pro

ject

for i

mpr

ovem

ent o

f a s

truct

ure

to c

orre

ct

exis

ting

viol

atio

ns o

f sta

te o

r loc

al h

ealth

, san

itary

, or s

afet

y co

de s

peci

ficat

ions

whi

ch h

ave

been

iden

tifie

d by

the

loca

l co

de e

nfor

cem

ent o

ffici

al a

nd w

hich

are

the

min

imum

ne

cess

ary

to a

ssur

e sa

fe li

ving

con

ditio

ns o

r (2

) A

ny a

ltera

tion

of a

“his

toric

stru

ctur

e”, p

rovi

ded

that

the

alte

ratio

n w

ill n

ot p

recl

ude

the

stru

ctur

e’s

cont

inue

d de

sign

atio

n as

a “h

isto

ric s

truct

ure.

SUB

STA

NTI

AL

IMPR

OVE

MEN

T. A

ny re

pair,

reco

nstru

ctio

n, re

habi

litat

ion,

add

ition

, or i

mpr

ovem

ent o

f a

build

ing

or s

truct

ure,

the

cost

of w

hich

equ

als

or e

xcee

ds 5

0 pe

rcen

t of t

he m

arke

t val

ue o

f the

stru

ctur

e be

fore

the

impr

ovem

ent o

r rep

air i

s st

arte

d. I

f the

stru

ctur

e ha

s su

stai

ned

subs

tant

ial d

amag

e, a

ny re

pairs

ar

e co

nsid

ered

sub

stan

tial i

mpr

ovem

ent r

egar

dles

s of

the

actu

al re

pair

wor

k pe

rform

ed.

The

term

doe

s no

t, ho

wev

er, i

nclu

de e

ither

: 1.

A

ny p

roje

ct fo

r im

prov

emen

t of a

bui

ldin

g re

quire

d to

cor

rect

exi

stin

g he

alth

, san

itary

or s

afet

y co

de

viol

atio

ns id

entif

ied

by th

e bu

ildin

g of

ficia

l and

that

are

the

min

imum

nec

essa

ry to

ass

ure

safe

livi

ng

cond

ition

s.

2.

Any

alte

ratio

n of

a h

isto

ric s

truct

ure

prov

ided

that

the

alte

ratio

n w

ill n

ot p

recl

ude

the

stru

ctur

e’s

cont

inue

d de

sign

atio

n as

a h

isto

ric s

truct

ure.

VAR

IAN

CE.

A g

rant

of r

elie

f by

a co

mm

unity

from

the

term

s of

a

flood

pla

in m

anag

emen

t reg

ulat

ion.

10

4.10

Mod

ifica

tions

10

4.11

Alte

rnat

ive

mat

eria

ls, d

esig

n an

d m

etho

ds o

f con

stru

ctio

n an

d eq

uipm

ent.

[In

flood

haz

ard

area

s, m

odifi

catio

ns re

quire

a fo

rmal

var

ianc

e.]

App

endi

x G

. VA

RIA

NC

E. A

gra

nt o

f rel

ief f

rom

the

requ

irem

ents

of t

his

sect

ion

whi

ch p

erm

its c

onst

ruct

ion

in a

man

ner o

ther

wis

e pr

ohib

ited

by th

is s

ectio

n w

here

spe

cific

enf

orce

men

t wou

ld re

sult

in u

nnec

essa

ry

hard

ship

. VI

OLA

TIO

N.

The

failu

re o

f a s

truct

ure

or o

ther

dev

elop

men

t to

be fu

lly c

ompl

iant

with

the

com

mun

ity’s

floo

d pl

ain

man

agem

ent

regu

latio

ns.

A s

truct

ure

or o

ther

dev

elop

men

t with

out t

he

elev

atio

n ce

rtific

ate,

oth

er c

ertif

icat

ions

, or o

ther

evi

denc

e of

co

mpl

ianc

e re

quire

d in

Sec

. 60.

3(b)

(5),

(c)(

4), (

c)(1

0), (

d)(3

), (e

)(2)

, (e)

(4),

or (e

)(5)

is p

resu

med

to b

e in

vio

latio

n un

til s

uch

time

as th

at d

ocum

enta

tion

is p

rovi

ded.

113

Viol

atio

ns

App

endi

x G

. VI

OLA

TIO

N.

A d

evel

opm

ent t

hat i

s no

t ful

ly c

ompl

iant

with

this

app

endi

x or

Sec

tion

1612

, as

ap

plic

able

.

59.2

2 [T

his

sect

ion

outli

nes

actio

ns to

be

take

n by

com

mun

ities

to b

e el

igib

le fo

r the

Nat

iona

l Flo

od In

sura

nce

Pro

gram

, inc

ludi

ng a

pplic

atio

n pr

oced

ures

, doc

umen

tatio

n re

quire

men

ts, a

nd a

com

mitm

ent t

o fu

lfill

certa

in fu

nctio

ns a

nd re

spon

sibi

litie

s.]

1 (a

)(9)

(iii)

Mai

ntai

n fo

r pub

lic in

spec

tion

and

furn

ish

upon

requ

est c

ertif

icat

es o

f ele

vatio

n an

d ce

rtific

ates

of

floo

dpro

ofin

g.

104.

7 D

epar

tmen

t Rec

ords

A

ppen

dix

G10

3.8

Rec

ords

. Th

e bu

ildin

g of

ficia

l sha

ll m

aint

ain

a pe

rman

ent r

ecor

d of

all

perm

its is

sued

in

flood

haz

ard

area

s, in

clud

ing

copi

es o

f ins

pect

ion

repo

rts a

nd c

ertif

icat

ions

requ

ired

in S

ectio

n 16

12.

Page 90: Reducing Flood Losses Through the International Codes

pa

ge B

-9

IBC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IBC

®.

NFI

P R

egul

atio

ns

2006

IBC

® a

nd A

ppen

dix

G [a

nnot

ated

with

200

7 Su

pple

men

t]

2 (b

)(1)

App

oint

the

agen

cy o

r offi

cial

with

the

resp

onsi

bilit

y, a

utho

rity,

and

mea

ns to

impl

emen

t the

co

mm

itmen

ts, i

nclu

ding

cer

tain

repo

rting

re

quire

men

ts.

103

Dep

artm

ent o

f Bui

ldin

g Sa

fety

10

4 D

utie

s an

d Po

wer

s of

the

Bui

ldin

g O

ffici

al

App

endi

x G

104.

3 V

alid

ity o

f per

mit.

The

issu

ance

of a

per

mit

unde

r thi

s ap

pend

ix s

hall

not b

e co

nstru

ed

to b

e a

perm

it fo

r, or

app

rova

l of,

any

viol

atio

n of

this

app

endi

x or

any

oth

er o

rdin

ance

of t

he ju

risdi

ctio

n. T

he

issu

ance

of a

per

mit

base

d on

sub

mitt

ed d

ocum

ents

and

info

rmat

ion

shal

l not

pre

vent

the

build

ing

offic

ial f

rom

re

quiri

ng th

e co

rrec

tion

of e

rror

s. T

he b

uild

ing

offic

ial i

s au

thor

ized

to p

reve

nt o

ccup

ancy

or u

se o

f a s

truct

ure

or s

ite w

hich

is in

vio

latio

n of

this

app

endi

x or

oth

er o

rdin

ance

s of

this

juris

dict

ion.

A

ppen

dix

G10

4.4

Exp

iratio

n. A

per

mit

shal

l bec

ome

inva

lid if

the

prop

osed

dev

elop

men

t is

not c

omm

ence

d w

ithin

180

day

s af

ter i

ts is

suan

ce, o

r if t

he w

ork

auth

oriz

ed is

sus

pend

ed o

r aba

ndon

ed fo

r a p

erio

d of

180

da

ys a

fter t

he w

ork

com

men

ces.

Ext

ensi

ons

shal

l be

requ

este

d in

writ

ing

and

just

ifiab

le c

ause

dem

onst

rate

d.

The

build

ing

offic

ial i

s au

thor

ized

to g

rant

, in

writ

ing,

one

or m

ore

exte

nsio

ns o

f tim

e, fo

r per

iods

not

mor

e th

an

180

days

eac

h.

App

endi

x G

104.

5 S

uspe

nsio

n or

revo

catio

n. T

he b

uild

ing

offic

ial i

s au

thor

ized

to s

uspe

nd o

r rev

oke

a pe

rmit

issu

ed u

nder

this

app

endi

x w

here

ver t

he p

erm

it is

issu

ed in

err

or o

r on

the

basi

s of

inco

rrec

t, in

accu

rate

or i

ncom

plet

e in

form

atio

n, o

r in

viol

atio

n of

any

ord

inan

ce o

r cod

e of

this

juris

dict

ion.

Se

c. 6

0.2

Min

imum

com

plia

nce

with

floo

d pl

ain

man

agem

ent c

riter

ia.

[S

ectio

ns (a

) thr

ough

(c) p

erta

in to

mee

ting

spec

ific

crite

ria s

et fo

rth h

erei

n, a

s a

func

tion

of th

e ty

pe o

f flo

od-r

elat

ed h

azar

d an

d th

e le

vel o

f det

ail p

rovi

ded

on th

e flo

od h

azar

d m

ap p

repa

red

by F

EM

A.

Sec

tion

(e) p

rovi

des

for c

oord

inat

ion

with

Sta

te C

oord

inat

ing

Age

ncie

s w

ith re

spec

t to

subm

issi

on o

f reg

ulat

ions

for p

artic

ipat

ion

in th

e N

FIP

; Sec

tion

(f)

addr

esse

s th

e co

mm

unity

func

tion

to s

ubm

it re

ports

per

iodi

cally

, whe

n re

ques

ted;

and

Sec

tion

(g) d

irect

s co

mm

uniti

es to

ass

ure

that

thei

r com

preh

ensi

ve p

lans

are

con

sist

ent

with

floo

dpla

in m

anag

emen

t obj

ectiv

es.]

Page 91: Reducing Flood Losses Through the International Codes

pa

ge B

-10

IBC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IBC

®.

NFI

P R

egul

atio

ns

2006

IBC

® a

nd A

ppen

dix

G [a

nnot

ated

with

200

7 Su

pple

men

t]

3 (h

) Th

e co

mm

unity

sha

ll ad

opt a

nd e

nfor

ce

flood

plai

n m

anag

emen

t reg

ulat

ions

bas

ed o

n da

ta

prov

ided

by

the

Adm

inis

trato

r. W

ithou

t prio

r ap

prov

al o

f the

Adm

inis

trato

r, th

e co

mm

unity

sha

ll no

t ado

pt a

nd e

nfor

ce fl

oodp

lain

man

agem

ent

regu

latio

ns b

ased

upo

n m

odifi

ed d

ata

refle

ctin

g na

tura

l or m

an-m

ade

chan

ges.

1612

.3 E

stab

lishm

ent o

f flo

od h

azar

d ar

eas.

To

esta

blis

h flo

od h

azar

d ar

eas,

the

appl

icab

le g

over

ning

au

thor

ity s

hall

adop

t a fl

ood

haza

rd m

ap a

nd s

uppo

rting

dat

a. T

he fl

ood

haza

rd m

ap s

hall

incl

ude,

at a

m

inim

um, a

reas

of s

peci

al fl

ood

haza

rd a

s id

entif

ied

by th

e Fe

dera

l Em

erge

ncy

Man

agem

ent A

genc

y in

an

engi

neer

ing

repo

rt en

title

d “T

he F

lood

Insu

ranc

e S

tudy

for [

INS

ER

T N

AM

E O

F JU

RIS

DIC

TIO

N],”

dat

ed [I

NS

ER

T D

ATE

OF

ISS

UA

NC

E],

as a

men

ded

or re

vise

d w

ith th

e ac

com

pany

ing

Floo

d In

sura

nce

Rat

e M

ap (F

IRM

) and

Fl

ood

Bou

ndar

y an

d Fl

oodw

ay M

ap (F

BFM

) and

rela

ted

supp

ortin

g da

ta a

long

with

any

revi

sion

s th

eret

o.

The

adop

ted

flood

haz

ard

map

and

sup

porti

ng d

ata

are

here

by a

dopt

ed b

y re

fere

nce

and

decl

ared

to b

e pa

rt of

this

sec

tion.

16

12.3

.1 D

esig

n flo

od e

leva

tions

. W

here

des

ign

flood

ele

vatio

ns a

re n

ot in

clud

ed in

the

flood

haz

ard

area

s es

tabl

ishe

d in

Sec

tion

1612

.3, o

r if f

lood

way

s ar

e no

t des

igna

ted,

the

build

ing

offic

ial i

s au

thor

ized

to re

quire

th

e ap

plic

ant t

o:

1.

Obt

ain

and

reas

onab

ly u

tiliz

e an

y de

sign

floo

d el

evat

ion

and

flood

way

dat

a av

aila

ble

from

a fe

dera

l, st

ate,

or o

ther

sou

rce,

or

2.

Det

erm

ine

the

desi

gn fl

ood

elev

atio

n an

d/or

floo

dway

in a

ccor

danc

e w

ith a

ccep

ted

hydr

olog

ic a

nd

hydr

aulic

eng

inee

ring

prac

tices

use

d to

def

ine

spec

ial f

lood

haz

ard

area

s. D

eter

min

atio

ns s

hall

be

unde

rtake

n by

a re

gist

ered

des

ign

prof

essi

onal

who

sha

ll do

cum

ent t

hat t

he te

chni

cal m

etho

ds

used

refle

ct c

urre

ntly

acc

epte

d en

gine

erin

g pr

actic

e.

App

endi

x G

102.

2 E

stab

lishm

ent o

f flo

od h

azar

d ar

eas.

Flo

od h

azar

d ar

eas

are

esta

blis

hed

in S

ectio

n 16

12.3

of t

he In

tern

atio

nal B

uild

ing

Cod

e, a

dopt

ed b

y th

e ap

plic

able

gov

erni

ng a

utho

rity

on _

____

____

_.

Sec.

60.

3 F

lood

plai

n m

anag

emen

t crit

eria

for f

lood

-pro

ne a

reas

.

(a)

Whe

n th

e A

dmin

istra

tor h

as n

ot d

efin

ed th

e sp

ecia

l flo

od h

azar

d ar

eas

with

in a

com

mun

ity, h

as n

ot p

rovi

ded

wat

er s

urfa

ce e

leva

tion

data

, and

has

not

pro

vide

d su

ffici

ent

data

to id

entif

y th

e flo

odw

ay o

r coa

stal

hig

h ha

zard

are

a, b

ut th

e co

mm

unity

has

indi

cate

d th

e pr

esen

ce o

f suc

h ha

zard

s by

sub

mitt

ing

an a

pplic

atio

n to

par

ticip

ate

in th

e P

rogr

am, t

he c

omm

unity

sha

ll:

Page 92: Reducing Flood Losses Through the International Codes

pa

ge B

-11

IBC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IBC

®.

NFI

P R

egul

atio

ns

2006

IBC

® a

nd A

ppen

dix

G [a

nnot

ated

with

200

7 Su

pple

men

t]

4 co

ntin

ued

on n

ext

page

(1)

Req

uire

per

mits

for a

ll pr

opos

ed c

onst

ruct

ion

or o

ther

dev

elop

men

t, in

clud

ing

the

plac

emen

t of

man

ufac

ture

d ho

mes

, to

dete

rmin

e w

heth

er s

uch

deve

lopm

ent i

s pr

opos

ed w

ithin

floo

d ha

zard

are

as;

101.

2 S

cope

10

5.2

Wor

k ex

empt

from

per

mit

105.

2.2

Rep

airs

16

12.1

Gen

eral

(Flo

od L

oads

). W

ithin

floo

d ha

zard

are

as a

s es

tabl

ishe

d in

Sec

tion

1612

.3, a

ll ne

w

cons

truct

ion

of b

uild

ings

, stru

ctur

es a

nd p

ortio

ns o

f bui

ldin

gs a

nd s

truct

ures

, inc

ludi

ng s

ubst

antia

l im

prov

emen

ts a

nd re

stor

atio

n of

sub

stan

tial d

amag

e to

bui

ldin

gs a

nd s

truct

ures

, sha

ll be

des

igne

d an

d co

nstru

cted

to re

sist

the

effe

cts

of fl

ood

haza

rds

and

flood

load

s. F

or b

uild

ings

that

are

loca

ted

in o

ne o

r m

ore

flood

haz

ard

area

, the

pro

visi

ons

asso

ciat

ed w

ith th

e m

ost r

estri

ctiv

e flo

od h

azar

d ar

ea s

hall

appl

y.

3403

.1 E

xist

ing

build

ings

or s

truc

ture

s. A

dditi

ons

or a

ltera

tions

to a

ny b

uild

ing

or s

truct

ure

shal

l con

form

w

ith th

e re

quire

men

ts o

f the

cod

e fo

r new

con

stru

ctio

n. A

dditi

ons

or a

ltera

tions

sha

ll no

t be

mad

e to

an

exis

ting

build

ing

or s

truct

ure

whi

ch w

ill c

ause

the

exis

ting

build

ing

or s

truct

ure

to b

e in

vio

latio

n of

any

pr

ovis

ions

of t

his

code

. A

n ex

istin

g bu

ildin

g pl

us a

dditi

ons

shal

l com

ply

with

the

heig

ht a

nd a

rea

prov

isio

ns o

f C

hapt

er 5

. P

ortio

ns o

f the

stru

ctur

e no

t alte

red

and

not a

ffect

ed b

y th

e al

tera

tion

are

not r

equi

red

to c

ompl

y w

ith th

e co

de re

quire

men

ts fo

r a n

ew s

truct

ure.

34

03.1

.1 F

lood

haz

ard

area

s. F

or b

uild

ings

and

stru

ctur

es in

floo

d ha

zard

are

as e

stab

lishe

d in

Sec

tion

1612

.3, a

ny a

dditi

ons,

alte

ratio

ns o

r rep

airs

that

con

stitu

te s

ubst

antia

l im

prov

emen

t of t

he e

xist

ing

stru

ctur

e,

as d

efin

ed in

Sec

tion

1612

.2, s

hall

com

ply

with

the

flood

des

ign

requ

irem

ents

for n

ew c

onst

ruct

ion

and

all

aspe

cts

of th

e ex

istin

g st

ruct

ure

shal

l be

brou

ght i

nto

com

plia

nce

with

the

requ

irem

ents

for n

ew c

onst

ruct

ion

for f

lood

des

ign.

A

ppen

dix

G10

1.1

Pur

pose

. Th

e pu

rpos

e of

this

app

endi

x is

to p

rom

ote

the

publ

ic h

ealth

, saf

ety,

and

ge

nera

l wel

fare

and

to m

inim

ize

publ

ic a

nd p

rivat

e lo

sses

due

to fl

ood

cond

ition

s in

spe

cific

floo

d ha

zard

ar

eas

thro

ugh

the

esta

blis

hmen

t of c

ompr

ehen

sive

regu

latio

ns fo

r man

agem

ent o

f flo

od h

azar

d ar

eas,

de

sign

ed to

: 1.

P

reve

nt u

nnec

essa

ry d

isru

ptio

n of

com

mer

ce, a

cces

s, a

nd p

ublic

ser

vice

dur

ing

times

of f

lood

ing;

2.

M

anag

e th

e al

tera

tion

of n

atur

al fl

oodp

lain

s, s

tream

cha

nnel

s, a

nd s

hore

lines

; 3.

M

anag

e fil

ling,

gra

ding

, dre

dgin

g, a

nd o

ther

dev

elop

men

t whi

ch m

ay in

crea

se fl

ood

dam

age

or

eros

ion

pote

ntia

l; 4.

P

reve

nt o

r reg

ulat

e th

e co

nstru

ctio

n of

floo

d ba

rrie

rs w

hich

will

div

ert f

lood

wat

ers

or w

hich

can

in

crea

se fl

ood

haza

rds;

and

5.

C

ontri

bute

to im

prov

ed c

onst

ruct

ion

tech

niqu

es in

the

flood

plai

n.

App

endi

x G

102.

1 G

ener

al (A

pplic

abili

ty).

Thi

s ap

pend

ix, i

n co

njun

ctio

n w

ith th

e In

tern

atio

nal B

uild

ing

Cod

e, p

rovi

des

min

imum

requ

irem

ents

for d

evel

opm

ent l

ocat

ed in

floo

d ha

zard

are

as, i

nclu

ding

the

subd

ivis

ion

of la

nd; i

nsta

llatio

n of

util

ities

; pla

cem

ent a

nd re

plac

emen

t of m

anuf

actu

red

hom

es; n

ew

cons

truct

ion

and

repa

ir, re

cons

truct

ion,

reha

bilit

atio

n, o

r add

ition

s to

new

con

stru

ctio

n; s

ubst

antia

l im

prov

emen

t of e

xist

ing

build

ings

and

stru

ctur

es, i

nclu

ding

rest

orat

ion

afte

r dam

age,

and

cer

tain

bui

ldin

g w

ork

exem

pt fr

om p

erm

it un

der S

ectio

n105

.2.

Page 93: Reducing Flood Losses Through the International Codes

pa

ge B

-12

IBC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IBC

®.

NFI

P R

egul

atio

ns

2006

IBC

® a

nd A

ppen

dix

G [a

nnot

ated

with

200

7 Su

pple

men

t]

4 co

ntin

ued

from

pr

evio

us

page

co

ntin

ued

on n

ext

page

A

ppen

dix

G10

3.1

Per

mit

appl

icat

ions

. Th

e bu

ildin

g of

ficia

l sha

ll re

view

all

perm

it ap

plic

atio

ns to

det

erm

ine

whe

ther

pro

pose

d de

velo

pmen

t site

s w

ill b

e re

ason

ably

saf

e fro

m fl

oodi

ng.

If a

prop

osed

dev

elop

men

t site

is

in a

floo

d ha

zard

are

a, a

ll si

te d

evel

opm

ent a

ctiv

ities

, inc

ludi

ng g

radi

ng, f

illin

g, u

tility

inst

alla

tion,

and

dra

inag

e m

odifi

catio

n, a

nd a

ll ne

w c

onst

ruct

ion

and

subs

tant

ial i

mpr

ovem

ent o

f exi

stin

g bu

ildin

gs a

nd s

truct

ures

, in

clud

ing

rest

orat

ion

afte

r dam

age;

tem

pora

ry s

truct

ures

and

tem

pora

ry o

r per

man

ent s

tora

ge; u

tility

and

m

isce

llane

ous

Gro

up U

bui

ldin

gs a

nd s

truct

ures

; an

d ce

rtain

bui

ldin

g w

ork

exem

pt fr

om p

erm

it un

der

Sec

tion1

05.2

, sha

ll be

des

igne

d an

d co

nstru

cted

with

met

hods

, pra

ctic

es, a

nd m

ater

ials

that

min

imiz

e flo

od

dam

age

and

that

are

in a

ccor

danc

e w

ith th

is c

ode

and

the

AS

CE

24.

A

ppen

dix

G10

4.1

[Per

mits

] Req

uire

d. A

ny p

erso

n, o

wne

r or a

utho

rized

age

nt w

ho in

tend

s to

con

duct

any

de

velo

pmen

t in

a flo

od h

azar

d ar

ea s

hall

first

mak

e ap

plic

atio

n to

the

build

ing

offic

ial a

nd s

hall

obta

in th

e re

quire

d pe

rmit.

G

801

Oth

er B

uild

ing

Wor

k G

801.

1 D

etac

hed

acce

ssor

y st

ruct

ures

. D

etac

hed

acce

ssor

y st

ruct

ures

sha

ll be

anc

hore

d to

pre

vent

flo

tatio

n, c

olla

pse

or la

tera

l mov

emen

t res

ultin

g fro

m h

ydro

stat

ic lo

ads,

incl

udin

g th

e ef

fect

s of

buo

yanc

y,

durin

g co

nditi

ons

of th

e de

sign

floo

d. F

ully

enc

lose

d ac

cess

ory

stru

ctur

es s

hall

have

floo

d op

enin

gs to

allo

w

for t

he a

utom

atic

ent

ry a

nd e

xit o

f flo

od w

ater

s.

G80

1.2

Fen

ces.

Fen

ces

in fl

oodw

ays

that

may

blo

ck th

e pa

ssag

e of

floo

dwat

ers,

suc

h as

sto

ckad

e fe

nces

an

d w

ire m

esh

fenc

es, s

hall

mee

t the

requ

irem

ent o

f BG

103.

5.

G80

1.3

Oil

derr

icks

. O

il de

rric

ks lo

cate

d in

floo

d ha

zard

are

as s

hall

be d

esig

ned

in c

onfo

rman

ce w

ith th

e flo

od lo

ads

in S

ectio

n 16

03.1

.6 a

nd S

ectio

n 16

12.

G

801.

4 R

etai

ning

wal

ls, s

idew

alks

and

driv

eway

s. R

etai

ning

wal

ls, s

idew

alks

and

driv

eway

s sh

all m

eet

the

requ

irem

ents

of S

ectio

n 18

03.4

.

G80

1.5

Pre

fabr

icat

ed s

wim

min

g po

ols.

Pre

fabr

icat

ed s

wim

min

g po

ols

in fl

oodw

ays

shal

l mee

t the

re

quire

men

t of B

G10

3.5.

G

901

Tem

pora

ry S

truc

ture

s an

d Te

mpo

rary

Sto

rage

G

901.

1 Te

mpo

rary

str

uctu

res.

Tem

pora

ry s

truct

ures

sha

ll be

ere

cted

for a

per

iod

of le

ss th

an 1

80 d

ays.

Te

mpo

rary

stru

ctur

es s

hall

be a

ncho

red

to p

reve

nt fl

otat

ion,

col

laps

e or

late

ral m

ovem

ent r

esul

ting

from

hy

dros

tatic

load

s, in

clud

ing

the

effe

cts

of b

uoya

ncy,

dur

ing

cond

ition

s of

the

desi

gn fl

ood.

Ful

ly e

nclo

sed

tem

pora

ry s

truct

ures

sha

ll ha

ve fl

ood

open

ings

to a

llow

for t

he a

utom

atic

ent

ry a

nd e

xit o

f flo

od w

ater

s.

G90

1.2

Tem

pora

ry s

tora

ge.

Tem

pora

ry s

tora

ge in

clud

es s

tora

ge o

f goo

ds a

nd m

ater

ials

for a

per

iod

of le

ss

than

180

day

s. S

tore

d m

ater

ials

sha

ll no

t inc

lude

haz

ardo

us m

ater

ials

.

G90

1.3

Tem

pora

ry s

truc

ture

s an

d st

orag

e. T

empo

rary

stru

ctur

es a

nd te

mpo

rary

sto

rage

in fl

oodw

ays

shal

l mee

t the

requ

irem

ents

of S

ectio

n G

103.

5.

Page 94: Reducing Flood Losses Through the International Codes

pa

ge B

-13

IBC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IBC

®.

NFI

P R

egul

atio

ns

2006

IBC

® a

nd A

ppen

dix

G [a

nnot

ated

with

200

7 Su

pple

men

t]

4 co

ntin

ued

from

pr

evio

us

page

G

1001

Util

ity a

nd M

isce

llane

ous

Gro

up U

G

1001

.1 U

tility

and

Mis

cella

neou

s G

roup

U.

Util

ity a

nd M

isce

llane

ous

Gro

up U

incl

udes

bui

ldin

gs th

at a

re

acce

ssor

y in

cha

ract

er a

nd m

isce

llane

ous

stru

ctur

es n

ot c

lass

ified

in a

ny s

peci

fic o

ccup

ancy

in th

e In

tern

atio

nal B

uild

ing

Cod

e, in

clud

ing,

but

not

lim

ited

to, a

gric

ultu

ral b

uild

ings

, airc

raft

hang

ars

(acc

esso

ry to

a

one-

or t

wo-

fam

ily re

side

nce)

, bar

ns, c

arpo

rts, f

ence

s m

ore

than

6 fe

et (1

829

mm

) hig

h, g

rain

silo

s (a

cces

sory

to

a re

side

ntia

l occ

upan

cy),

gree

nhou

ses,

live

stoc

k sh

elte

rs, p

rivat

e ga

rage

s, re

tain

ing

wal

ls, s

heds

, sta

bles

, an

d to

wer

s.

G10

01.1

Flo

od lo

ads.

Util

ity a

nd m

isce

llane

ous

Gro

up U

bui

ldin

gs a

nd s

truct

ures

, inc

ludi

ng s

ubst

antia

l im

prov

emen

t of s

uch

build

ings

and

stru

ctur

es, s

hall

be a

ncho

red

to p

reve

nt fl

otat

ion,

col

laps

e or

late

ral

mov

emen

t res

ultin

g fro

m fl

ood

load

s, in

clud

ing

the

effe

cts

of b

uoya

ncy,

dur

ing

cond

ition

s of

the

desi

gn fl

ood.

G

1001

.2 E

leva

tion.

Util

ity a

nd m

isce

llane

ous

Gro

up U

bui

ldin

gs a

nd s

truct

ures

, inc

ludi

ng s

ubst

antia

l im

prov

emen

t of s

uch

build

ings

and

stru

ctur

es, s

hall

be e

leva

ted

such

that

the

low

est f

loor

, inc

ludi

ng

base

men

t, is

ele

vate

d to

or a

bove

the

desi

gn fl

ood

elev

atio

n in

acc

orda

nce

with

Sec

tion

1612

of t

he

Inte

rnat

iona

l Bui

ldin

g C

ode.

G

1001

.4 E

nclo

sure

s be

low

des

ign

flood

ele

vatio

n. F

ully

enc

lose

d ar

eas

belo

w th

e de

sign

floo

d el

evat

ion

shal

l be

at o

r abo

ve g

rade

on

all s

ides

and

con

form

to th

e fo

llow

ing:

1.

In

flood

haz

ard

area

s no

t sub

ject

to h

igh-

velo

city

wav

e ac

tion,

sha

ll ha

ve fl

ood

open

ings

to a

llow

for t

he

auto

mat

ic in

flow

and

out

flow

of f

lood

wat

ers.

2.

In fl

ood

haza

rd a

reas

sub

ject

to h

igh-

velo

city

wav

e ac

tion,

sha

ll ha

ve w

alls

bel

ow th

e de

sign

floo

d el

evat

ion

that

are

des

igne

d to

bre

ak a

way

or c

olla

pse

from

a w

ater

load

less

than

that

whi

ch w

ould

occ

ur d

urin

g th

e de

sign

floo

d, w

ithou

t cau

sing

col

laps

e, d

ispl

acem

ent o

r oth

er s

truct

ural

dam

age

to th

e bu

ildin

g or

stru

ctur

e.

G10

01.5

Flo

od-d

amag

e re

sist

ant m

ater

ials

. Fl

ood-

dam

age

resi

stan

t mat

eria

ls s

hall

be u

sed

belo

w th

e de

sign

floo

d el

evat

ion.

G

1001

.6 P

rote

ctio

n of

mec

hani

cal,

plum

bing

and

ele

ctric

al s

yste

ms.

Mec

hani

cal,

plum

bing

and

el

ectri

cal s

yste

ms,

incl

udin

g pl

umbi

ng fi

xtur

es, s

hall

be e

leva

ted

to o

r abo

ve th

e de

sign

floo

d el

evat

ion.

Ex

cept

ion:

Ele

ctric

al s

yste

ms,

equ

ipm

ent a

nd c

ompo

nent

s, a

nd h

eatin

g, v

entil

atin

g, a

ir co

nditi

onin

g, a

nd

plum

bing

app

lianc

es, p

lum

bing

fixt

ures

, duc

t sys

tem

s, a

nd o

ther

ser

vice

equ

ipm

ent a

re p

erm

itted

to b

e lo

cate

d be

low

the

desi

gn fl

ood

elev

atio

n pr

ovid

ed th

at th

ey a

re d

esig

ned

and

inst

alle

d to

pre

vent

wat

er fr

om

ente

ring

or a

ccum

ulat

ing

with

in th

e co

mpo

nent

s an

d to

resi

st h

ydro

stat

ic a

nd h

ydro

dyna

mic

load

s an

d st

ress

es, i

nclu

ding

the

effe

cts

of b

uoya

ncy,

dur

ing

the

occu

rren

ce o

f flo

odin

g to

the

desi

gn fl

ood

elev

atio

n in

co

mpl

ianc

e w

ith th

e flo

od-r

esis

tant

con

stru

ctio

n re

quire

men

ts o

f the

Inte

rnat

iona

l Bui

ldin

g C

ode.

Ele

ctric

al

wiri

ng s

yste

ms

are

perm

itted

to b

e lo

cate

d be

low

the

desi

gn fl

ood

elev

atio

n pr

ovid

ed th

ey c

onfo

rm to

the

prov

isio

ns o

f the

ele

ctric

al p

art o

f the

Inte

rnat

iona

l Cod

e C

ounc

il E

lect

rical

Cod

e A

dmin

istra

tive

Pro

visi

ons

[for

wet

loca

tions

].

Page 95: Reducing Flood Losses Through the International Codes

pa

ge B

-14

IBC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IBC

®.

NFI

P R

egul

atio

ns

2006

IBC

® a

nd A

ppen

dix

G [a

nnot

ated

with

200

7 Su

pple

men

t]

5 (2

) R

evie

w p

ropo

sed

deve

lopm

ent t

o as

sure

that

al

l nec

essa

ry p

erm

its h

ave

been

rece

ived

from

oth

er

gove

rnm

enta

l age

ncie

s fro

m w

hich

app

rova

l is

requ

ired

by F

eder

al o

r Sta

te la

w, i

nclu

ding

sec

tion

404

of th

e Fe

dera

l Wat

er P

ollu

tion

Con

trol A

ct

Am

endm

ents

of 1

972,

33

U.S

.C. 1

334;

105.

3.1

Act

ion

on a

pplic

atio

n A

ppen

dix

G10

3.2

Oth

er p

erm

its.

It sh

all b

e th

e re

spon

sibi

lity

of th

e bu

ildin

g of

ficia

l to

assu

re th

at a

ppro

val

of a

pro

pose

d de

velo

pmen

t sha

ll no

t be

give

n un

til p

roof

that

nec

essa

ry p

erm

its h

ave

been

gra

nted

by

fede

ral

or s

tate

age

ncie

s ha

ving

juris

dict

ion

over

suc

h de

velo

pmen

t.

6 co

ntin

ued

on n

ext

page

(3)

Rev

iew

all

perm

it ap

plic

atio

ns to

det

erm

ine

whe

ther

pro

pose

d bu

ildin

g si

tes

will

be

reas

onab

ly

safe

from

floo

ding

. If

a pr

opos

ed b

uild

ing

site

is in

a

flood

-pro

ne a

rea,

all

new

con

stru

ctio

n an

d su

bsta

ntia

l im

prov

emen

ts s

hall:

(i)

be

des

igne

d (o

r mod

ified

) and

ade

quat

ely

anch

ored

to p

reve

nt fl

otat

ion,

col

laps

e, o

r la

tera

l mov

emen

t of t

he s

truct

ure

resu

lting

from

hy

drod

ynam

ic a

nd h

ydro

stat

ic lo

ads,

incl

udin

g th

e ef

fect

s of

buo

yanc

y,

(ii)

be c

onst

ruct

ed w

ith m

ater

ials

resi

stan

t to

flood

da

mag

e,

(iii)

be c

onst

ruct

ed b

y m

etho

ds a

nd p

ract

ices

that

m

inim

ize

flood

dam

ages

, and

(iv

) be

con

stru

cted

with

ele

ctric

al, h

eatin

g,

vent

ilatio

n, p

lum

bing

, and

air

cond

ition

ing

equi

pmen

t and

oth

er s

ervi

ce fa

cilit

ies

that

are

de

sign

ed a

nd/o

r loc

ated

so

as to

pre

vent

wat

er

from

ent

erin

g or

acc

umul

atin

g w

ithin

the

com

pone

nts

durin

g co

nditi

ons

of fl

oodi

ng.

106.

2.5

Site

pla

n. T

he c

onst

ruct

ion

docu

men

ts s

ubm

itted

with

the

appl

icat

ion

for p

erm

it sh

all b

e ac

com

pani

ed b

y a

site

pla

n sh

owin

g to

sca

le th

e si

ze a

nd lo

catio

n of

new

con

stru

ctio

n an

d ex

istin

g st

ruct

ures

on

the

site

, dis

tanc

es fr

om lo

t lin

es, t

he e

stab

lishe

d st

reet

gra

des

and

the

prop

osed

fini

shed

gra

des,

and

, as

appl

icab

le, f

lood

haz

ard

area

s, fl

oodw

ays,

and

des

ign

flood

ele

vatio

ns; a

nd it

sha

ll be

dra

wn

in a

ccor

danc

e w

ith a

n ac

cura

te b

ound

ary

line

surv

ey. I

n th

e ca

se o

f dem

oliti

on, t

he s

ite p

lan

shal

l sho

w c

onst

ruct

ion

to b

e de

mol

ishe

d an

d th

e lo

catio

n an

d si

ze o

f exi

stin

g st

ruct

ures

and

con

stru

ctio

n th

at a

re to

rem

ain

on th

e si

te o

r pl

ot. T

he b

uild

ing

offic

ial i

s au

thor

ized

to w

aive

or m

odify

the

requ

irem

ent f

or a

site

pla

n w

hen

the

appl

icat

ion

for p

erm

it is

for a

ltera

tion

or re

pair

or w

hen

othe

rwis

e w

arra

nted

.

R10

6.2.

5.1

Des

ign

flood

ele

vatio

n. W

here

des

ign

flood

ele

vatio

ns a

re n

ot s

peci

fied,

they

sha

ll be

es

tabl

ishe

d in

acc

orda

nce

with

Sec

tion

1612

.3.1

. 80

1.1.

3 A

pplic

abili

ty.

For b

uild

ings

in fl

ood

haza

rd a

reas

as

esta

blis

hed

in S

ectio

n 16

12.3

, int

erio

r fin

ishe

s,

trim

, and

dec

orat

ive

mat

eria

ls th

at e

xten

d be

low

the

desi

gn fl

ood

elev

atio

n sh

all b

e flo

od-d

amag

e-re

sist

ant

mat

eria

ls.

14

03.6

Flo

od re

sist

ance

. Fo

r bui

ldin

gs in

floo

d ha

zard

are

as a

s es

tabl

ishe

d in

Sec

tion

1612

.3, e

xter

ior

wal

ls e

xten

ding

bel

ow th

e de

sign

floo

d el

evat

ion

shal

l be

resi

stan

t to

wat

er d

amag

e.

Woo

d sh

all b

e pr

essu

re

pres

erva

tive

treat

ed in

acc

orda

nce

with

AW

PA

U1

for t

he s

peci

es, p

rodu

ct a

nd e

nd u

se u

sing

a p

rese

rvat

ive

liste

d in

Sec

tion

4 in

AP

WA

sta

ndar

ds o

r dec

ay-r

esis

tant

hea

rtwoo

d of

redw

ood,

bla

ck lo

cust

, or c

edar

. 16

03.1

.6 F

lood

des

ign

data

. Fo

r bui

ldin

gs lo

cate

d in

who

le o

r in

part

in fl

ood

haza

rd a

reas

as

esta

blis

hed

in

Sec

tion

1612

.3, t

he fo

llow

ing

docu

men

tatio

n pe

rtain

ing

to d

esig

n, if

requ

ired

in S

ectio

n 16

12.5

, sha

ll be

sh

own,

rega

rdle

ss o

f whe

ther

floo

d lo

ads

gove

rn th

e de

sign

of t

he b

uild

ing:

1.

In

floo

d ha

zard

are

as n

ot s

ubje

ct to

hig

h-ve

loci

ty w

ave

actio

n, th

e el

evat

ion

of p

ropo

sed

low

est f

loor

, in

clud

ing

base

men

t. 2.

In

floo

d ha

zard

are

as n

ot s

ubje

ct to

hig

h-ve

loci

ty w

ave

actio

n, th

e el

evat

ion

to w

hich

any

no

nres

iden

tial b

uild

ing

will

be

dry

flood

proo

fed.

3.

In

floo

d ha

zard

are

as s

ubje

ct to

hig

h-ve

loci

ty w

ave

actio

n, th

e pr

opos

ed e

leva

tion

of th

e bo

ttom

of

the

low

est h

oriz

onta

l stru

ctur

al m

embe

r of t

he lo

wes

t flo

or, i

nclu

ding

bas

emen

t.

Page 96: Reducing Flood Losses Through the International Codes

pa

ge B

-15

IBC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IBC

®.

NFI

P R

egul

atio

ns

2006

IBC

® a

nd A

ppen

dix

G [a

nnot

ated

with

200

7 Su

pple

men

t]

6 co

ntin

ued

from

pr

evio

us

page

co

ntin

ued

on n

ext

page

16

05.2

Loa

d co

mbi

natio

ns u

sing

str

engt

h de

sign

or l

oad

and

resi

stan

ce fa

ctor

des

ign.

16

05.2

.2 O

ther

load

s.

Whe

re F

a is

to b

e co

nsid

ered

in d

esig

n, th

e lo

ad c

ombi

natio

ns o

f Sec

tion

2.3.

3 of

A

SC

E 7

sha

ll be

use

d. [

Not

e: F

a = fl

ood

load

s.]

1605

.3 L

oad

com

bina

tions

usi

ng a

llow

able

str

ess

desi

gn.

1605

.3.1

.2 O

ther

load

s. W

here

Fa i

s to

be

cons

ider

ed in

des

ign,

the

load

com

bina

tions

of S

ectio

n 2.

4.2

of

AS

CE

7 s

hall

be u

sed.

[Not

e: F

a = fl

ood

load

s.]

1612

.4 D

esig

n an

d co

nstr

uctio

n. T

he d

esig

n an

d co

nstru

ctio

n of

bui

ldin

gs a

nd s

truct

ures

loca

ted

in fl

ood

haza

rd a

reas

, inc

ludi

ng fl

ood

haza

rd a

reas

sub

ject

to h

igh-

velo

city

wav

e ac

tion,

sha

ll be

in a

ccor

danc

e w

ith

AS

CE

24.

18

01.1

Sco

pe (S

oils

and

Fou

ndat

ions

). T

he p

rovi

sion

s of

this

cha

pter

sha

ll ap

ply

to b

uild

ing

and

foun

datio

n sy

stem

s in

thos

e ar

eas

not s

ubje

ct to

sco

ur o

r wat

er p

ress

ure

by w

ind

and

wav

e ac

tion.

Bui

ldin

gs

and

foun

datio

ns s

ubje

ct to

suc

h sc

our o

r wat

er p

ress

ure

load

s sh

all b

e de

sign

ed in

acc

orda

nce

with

Cha

pter

16

. 18

03.4

Gra

ding

and

fill

in fl

ood

haza

rd a

reas

. In

floo

d ha

zard

are

as e

stab

lishe

d in

Sec

tion

1612

.3, g

radi

ng

and/

or fi

ll sh

all n

ot b

e ap

prov

ed:

1.

U

nles

s fil

l is

plac

ed, c

ompa

cted

, and

slo

ped

to m

inim

ize

shift

ing,

slu

mpi

ng a

nd e

rosi

on d

urin

g th

e ris

e an

d fa

ll of

floo

dwat

er a

nd, a

s ap

plic

able

, wav

e ac

tion.

2.

In

floo

dway

s, u

nles

s it

has

been

dem

onst

rate

d th

roug

h hy

drol

ogic

and

hyd

raul

ic a

naly

ses

perfo

rmed

by

a re

gist

ered

des

ign

prof

essi

onal

in a

ccor

danc

e w

ith s

tand

ard

engi

neer

ing

prac

tice

that

the

prop

osed

gra

ding

or f

ill, o

r bot

h, w

ill n

ot re

sult

in a

ny in

crea

se in

floo

d le

vels

dur

ing

the

occu

rren

ce o

f th

e de

sign

floo

d.

3.

In fl

ood

haza

rd a

reas

sub

ject

to h

igh-

velo

city

wav

e ac

tion,

unl

ess

such

fill

is c

ondu

cted

and

/or p

lace

d to

avo

id d

iver

sion

of w

ater

and

wav

es to

war

d an

y bu

ildin

g or

stru

ctur

e.

4.

Whe

re d

esig

n flo

od e

leva

tions

are

spe

cifie

d bu

t flo

odw

ays

have

not

bee

n de

sign

ated

, unl

ess

it ha

s be

en d

emon

stra

ted

that

the

cum

ulat

ive

effe

ct o

f the

pro

pose

d flo

od h

azar

d ar

ea e

ncro

achm

ent,

whe

n co

mbi

ned

with

all

othe

r exi

stin

g an

d an

ticip

ated

floo

d ha

zard

are

a en

croa

chm

ent,

will

not

in

crea

se th

e de

sign

floo

d el

evat

ion

mor

e th

an o

ne fo

ot a

t any

poi

nt.

3001

.2 R

efer

ence

d st

anda

rds.

Exc

ept a

s ot

herw

ise

prov

ided

for i

n th

is c

ode,

the

desi

gn, c

onst

ruct

ion,

in

stal

latio

n, a

ltera

tion,

repa

ir an

d m

aint

enan

ce o

f ele

vato

rs a

nd c

onve

ying

sys

tem

s an

d th

eir c

ompo

nent

s sh

all c

onfo

rm to

AS

ME

A17

.1, A

SM

E A

90.1

, AS

ME

B20

.1, A

LI A

LCTV

, and

AS

CE

24

for c

onst

ruct

ion

in fl

ood

haza

rd a

reas

as

esta

blis

hed

in S

ectio

n 16

12.3

. 31

02.7

Eng

inee

ring

desi

gn.

The

stru

ctur

e sh

all b

e de

sign

ed a

nd c

onst

ruct

ed to

sus

tain

dea

d lo

ads,

load

s du

e to

tens

ion

or in

flatio

n, li

ve lo

ads

incl

udin

g w

ind,

sno

w, f

lood

, and

sei

smic

load

s an

d in

acc

orda

nce

with

C

hapt

er 1

6.

3403

.1.1

[Exi

stin

g bu

ildin

gs o

r str

uctu

res]

Flo

od h

azar

d ar

eas.

SE

E B

LOC

K 4

[F

or e

lect

rical

, hea

ting,

ven

tilat

ion,

plu

mbi

ng, a

nd a

ir co

nditi

onin

g eq

uipm

ent a

nd o

ther

ser

vice

faci

litie

s, s

ee

App

endi

x D

for t

exts

from

IMC

, IP

C, I

FGC

and

IPS

DC

.]

Page 97: Reducing Flood Losses Through the International Codes

pa

ge B

-16

IBC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IBC

®.

NFI

P R

egul

atio

ns

2006

IBC

® a

nd A

ppen

dix

G [a

nnot

ated

with

200

7 Su

pple

men

t]

6 co

ntin

ued

from

pr

evio

us

page

co

ntin

ued

on n

ext

page

A

ppen

dix

G10

1.1

Pur

pose

(Flo

od R

esis

tant

Con

stru

ctio

n).

SE

E B

LOC

K 4

A

ppen

dix

G10

1.2

Obj

ectiv

es.

The

obje

ctiv

es o

f thi

s ap

pend

ix a

re to

pro

tect

hum

an li

fe, m

inim

ize

the

expe

nditu

re o

f pub

lic m

oney

for f

lood

con

trol p

roje

cts,

min

imiz

e th

e ne

ed fo

r res

cue

and

relie

f effo

rts

asso

ciat

ed w

ith fl

oodi

ng, m

inim

ize

prol

onge

d bu

sine

ss in

terr

uptio

n, m

inim

ize

dam

age

to p

ublic

faci

litie

s an

d ut

ilitie

s, h

elp

mai

ntai

n a

stab

le ta

x ba

se b

y pr

ovid

ing

for t

he s

ound

use

and

dev

elop

men

t of f

lood

-pro

ne a

reas

, co

ntrib

ute

to im

prov

ed c

onst

ruct

ion

tech

niqu

es in

the

flood

plai

n, a

nd e

nsur

e th

at p

oten

tial o

wne

rs a

nd

occu

pant

s ar

e no

tifie

d th

at p

rope

rty is

with

in fl

ood

haza

rd a

reas

. A

ppen

dix

G10

1.3

Sco

pe.

The

prov

isio

ns o

f thi

s ap

pend

ix s

hall

appl

y to

all

prop

osed

dev

elop

men

t in

a flo

od

haza

rd a

rea

esta

blis

hed

in S

ectio

n 16

12 o

f thi

s co

de, i

nclu

ding

cer

tain

wor

k ex

empt

from

per

mit

unde

r S

ectio

n105

.2.

App

endi

x G

104.

2 A

pplic

atio

n fo

r per

mit.

The

app

lican

t sha

ll fil

e an

app

licat

ion

in w

ritin

g on

a fo

rm

furn

ishe

d by

the

build

ing

offic

ial.

Suc

h ap

plic

atio

n sh

all:

1.

Iden

tify

and

desc

ribe

the

deve

lopm

ent t

o be

cov

ered

by

the

perm

it.

2.

Des

crib

e th

e la

nd o

n w

hich

the

prop

osed

dev

elop

men

t is

to c

ondu

cted

by

lega

l des

crip

tion,

stre

et

addr

ess

or s

imila

r des

crip

tion

that

will

read

ily id

entif

y an

d de

finite

ly lo

cate

the

site

. 3.

In

clud

e a

site

pla

n sh

owin

g th

e de

linea

tion

of fl

ood

haza

rd a

reas

, flo

odw

ay b

ound

arie

s, fl

ood

zone

s, d

esig

n flo

od e

leva

tions

, gro

und

elev

atio

ns, p

ropo

sed

fill a

nd e

xcav

atio

n, a

nd d

rain

age

patte

rns

and

faci

litie

s.

4.

Indi

cate

the

use

and

occu

panc

y fo

r whi

ch th

e pr

opos

ed d

evel

opm

ent i

s in

tend

ed.

5.

Be

acco

mpa

nied

by

cons

truct

ion

docu

men

ts, g

radi

ng a

nd fi

lling

pla

ns, a

nd o

ther

info

rmat

ion

deem

ed a

ppro

pria

te b

y th

e bu

ildin

g of

ficia

l. 6.

S

tate

the

valu

atio

n of

the

prop

osed

wor

k.

7.

Be

sign

ed b

y th

e ap

plic

ant o

r the

app

lican

t’s a

utho

rized

age

nt.

App

endi

x G

401.

5 S

torm

dra

inag

e. S

torm

dra

inag

e sh

all b

e de

sign

ed to

con

vey

the

flow

of s

urfa

ce w

ater

s so

as

to m

inim

ize

or e

limin

ate

dam

age

to p

erso

ns o

r pro

perty

. A

ppen

dix

G40

1.6

Str

eets

and

sid

ewal

ks.

Stre

ets

and

side

wal

ks s

hall

be d

esig

ned

to m

inim

ize

pote

ntia

l for

in

crea

sing

or a

ggra

vatin

g flo

od le

vels

. A

ppen

dix

G70

1.1

Und

ergr

ound

tank

s. U

nder

grou

nd ta

nks

in fl

ood

haza

rd a

reas

sha

ll be

anc

hore

d to

pr

even

t flo

tatio

n, c

olla

pse

or la

tera

l mov

emen

t res

ultin

g fro

m h

ydro

stat

ic lo

ads,

incl

udin

g th

e ef

fect

s of

bu

oyan

cy, d

urin

g co

nditi

ons

of th

e de

sign

floo

d.

App

endi

x G

701.

2 A

bove

-gro

und

tank

s. A

bove

-gro

und

tank

s in

floo

d ha

zard

are

as s

hall

be e

leva

ted

to o

r ab

ove

the

desi

gn fl

ood

elev

atio

n or

sha

ll be

anc

hore

d or

oth

erw

ise

desi

gned

and

con

stru

cted

to p

reve

nt

flota

tion,

col

laps

e, o

r lat

eral

mov

emen

t res

ultin

g fro

m h

ydro

dyna

mic

and

hyd

rost

atic

load

s, in

clud

ing

the

effe

cts

of b

uoya

ncy,

dur

ing

cond

ition

s of

the

desi

gn fl

ood.

Page 98: Reducing Flood Losses Through the International Codes

pa

ge B

-17

IBC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IBC

®.

NFI

P R

egul

atio

ns

2006

IBC

® a

nd A

ppen

dix

G [a

nnot

ated

with

200

7 Su

pple

men

t]

6 co

ntin

ued

from

pr

evio

us

page

A

ppen

dix

G70

1.3

Tan

k in

lets

and

ven

ts.

In fl

ood

haza

rd a

reas

, tan

k in

lets

, fill

ope

ning

s, o

utle

ts a

nd v

ents

sh

all b

e:

1.

At o

r abo

ve th

e de

sign

floo

d el

evat

ion

or fi

tted

with

cov

ers

desi

gned

to p

reve

nt th

e in

flow

of

flood

wat

er o

r out

flow

of t

he c

onte

nts

of th

e ta

nks

durin

g co

nditi

ons

of th

e de

sign

floo

d.

2.

Anc

hore

d to

pre

vent

late

ral m

ovem

ent r

esul

ting

from

hyd

rody

nam

ic a

nd h

ydro

stat

ic lo

ads,

incl

udin

g th

e ef

fect

s of

buo

yanc

y, d

urin

g co

nditi

ons

of th

e de

sign

floo

d.

App

endi

x G

801.

1 D

etac

hed

acce

ssor

y st

ruct

ures

. D

etac

hed

acce

ssor

y st

ruct

ures

sha

ll be

anc

hore

d to

pr

even

t flo

tatio

n, c

olla

pse

or la

tera

l mov

emen

t res

ultin

g fro

m h

ydro

stat

ic lo

ads,

incl

udin

g th

e ef

fect

s of

bu

oyan

cy, d

urin

g co

nditi

ons

of th

e de

sign

floo

d. F

ully

enc

lose

d ac

cess

ory

stru

ctur

es s

hall

have

floo

d op

enin

gs to

allo

w fo

r the

aut

omat

ic e

ntry

and

exi

t of f

lood

wat

ers.

A

ppen

dix

G80

1.2

Fen

ces.

Fen

ces

in fl

oodw

ays

that

may

blo

ck th

e pa

ssag

e of

floo

dwat

ers,

suc

h as

st

ocka

de fe

nces

and

wire

mes

h fe

nces

, sha

ll m

eet t

he re

quire

men

t of B

G10

3.5.

A

ppen

dix

G80

1.3

Oil

derr

icks

. O

il de

rric

ks lo

cate

d in

floo

d ha

zard

are

as s

hall

be d

esig

ned

in c

onfo

rman

ce

with

the

flood

load

s in

Sec

tion

1603

.1.6

and

Sec

tion

1612

.

App

endi

x G

801.

4 R

etai

ning

wal

ls, s

idew

alks

and

driv

eway

s. R

etai

ning

wal

ls, s

idew

alks

and

driv

eway

s sh

all m

eet t

he re

quire

men

ts o

f Sec

tion

1803

.4.

App

endi

x G

801.

5 P

refa

bric

ated

sw

imm

ing

pool

s. P

refa

bric

ated

sw

imm

ing

pool

s in

floo

dway

s sh

all m

eet

the

requ

irem

ent o

f Sec

tion

G10

3.5.

7 4.

R

evie

w s

ubdi

visi

on p

ropo

sals

and

oth

er

prop

osed

new

dev

elop

men

t, in

clud

ing

man

ufac

ture

d ho

me

park

s or

sub

divi

sion

s,

to d

eter

min

e w

heth

er s

uch

prop

osal

s w

ill

be re

ason

ably

saf

e fro

m fl

oodi

ng.

If a

subd

ivis

ion

prop

osal

or o

ther

pro

pose

d ne

w

deve

lopm

ent i

s in

a fl

ood-

pron

e ar

ea, a

ny

such

pro

posa

ls s

hall

be re

view

ed to

ass

ure

that

: (i)

al

l suc

h pr

opos

als

are

cons

iste

nt w

ith th

e ne

ed

to m

inim

ize

flood

dam

age

with

in th

e flo

od-

pron

e ar

ea,

(ii)

all p

ublic

util

ities

and

faci

litie

s, s

uch

as s

ewer

, ga

s, e

lect

rical

, and

wat

er s

yste

ms

are

loca

ted

and

cons

truct

ed to

min

imiz

e or

elim

inat

e flo

od

dam

age,

and

(ii

i) ad

equa

te d

rain

age

is p

rovi

ded

to re

duce

ex

posu

re to

floo

d ha

zard

s;

App

endi

x G

301.

1 G

ener

al (S

ubdi

visi

ons)

. A

ny s

ubdi

visi

on p

ropo

sal,

incl

udin

g pr

opos

als

for m

anuf

actu

red

hom

e pa

rks

and

subd

ivis

ions

, or o

ther

pro

pose

d ne

w d

evel

opm

ent i

n a

flood

haz

ard

area

sha

ll be

revi

ewed

to

assu

re th

at:

1.

All

such

pro

posa

ls a

re c

onsi

sten

t with

the

need

to m

inim

ize

flood

dam

age,

and

2.

A

ll pu

blic

util

ities

and

faci

litie

s, s

uch

as s

ewer

, gas

, ele

ctric

, and

wat

er s

yste

ms

are

loca

ted

and

cons

truct

ed to

min

imiz

e or

elim

inat

e flo

od d

amag

e, a

nd

3.

Ade

quat

e dr

aina

ge is

pro

vide

d to

redu

ce e

xpos

ure

to fl

ood

haza

rds.

A

ppen

dix

G30

1.2

Sub

divi

sion

requ

irem

ents

. Th

e fo

llow

ing

requ

irem

ents

sha

ll ap

ply

in th

e ca

se o

f any

pr

opos

ed s

ubdi

visi

on, i

nclu

ding

pro

posa

ls fo

r man

ufac

ture

d ho

me

park

s an

d su

bdiv

isio

ns, a

ny p

ortio

n of

w

hich

lies

with

in a

floo

d ha

zard

are

a:

1.

The

flood

haz

ard

area

, inc

ludi

ng fl

oodw

ays

and

area

s su

bjec

t to

high

-vel

ocity

wav

e ac

tion,

as

appr

opria

te, s

hall

be d

elin

eate

d on

tent

ativ

e an

d fin

al s

ubdi

visi

on p

lats

; 2.

D

esig

n flo

od e

leva

tions

sha

ll be

sho

wn

on te

ntat

ive

and

final

sub

divi

sion

pla

ts;

3.

Res

iden

tial b

uild

ing

lots

sha

ll be

pro

vide

d w

ith a

dequ

ate

build

able

are

a ou

tsid

e th

e flo

odw

ay; a

nd

4.

The

desi

gn c

riter

ia fo

r util

ities

and

faci

litie

s se

t for

th in

this

app

endi

x an

d ap

prop

riate

Inte

rnat

iona

l C

odes

sha

ll be

met

. A

ppen

dix

G40

1.5

Sto

rm d

rain

age.

SE

E B

LOC

K 6

Page 99: Reducing Flood Losses Through the International Codes

pa

ge B

-18

IBC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IBC

®.

NFI

P R

egul

atio

ns

2006

IBC

® a

nd A

ppen

dix

G [a

nnot

ated

with

200

7 Su

pple

men

t]

8 (5

) R

equi

re w

ithin

floo

d-pr

one

area

s ne

w a

nd

repl

acem

ent w

ater

sup

ply

syst

ems

to b

e de

sign

ed to

m

inim

ize

or e

limin

ate

infil

tratio

n of

floo

d w

ater

s in

to

the

syst

ems;

and

App

endi

x G

401.

4 W

ater

faci

litie

s. A

ll ne

w o

r rep

lace

men

t wat

er fa

cilit

ies

shal

l be

desi

gned

in a

ccor

danc

e w

ith th

e pr

ovis

ions

of C

hapt

er 7

, AS

CE

24

to m

inim

ize

or e

limin

ate

infil

tratio

n of

floo

d w

ater

s in

to th

e sy

stem

s.

9 (6

) Req

uire

with

in fl

ood-

pron

e ar

eas

(i)

ne

w a

nd re

plac

emen

t san

itary

sew

age

syst

ems

to b

e de

sign

ed to

min

imiz

e or

el

imin

ate

infil

tratio

n of

floo

d w

ater

s in

to th

e sy

stem

s an

d di

scha

rges

from

the

syst

ems

into

flo

od w

ater

s an

d

(ii)

onsi

te w

aste

dis

posa

l sys

tem

s to

be

loca

ted

to

avoi

d im

pairm

ent t

o th

em o

r con

tam

inat

ion

from

them

dur

ing

flood

ing.

App

endi

x G

401.

3 S

ewer

faci

litie

s. A

ll ne

w o

r rep

lace

d sa

nita

ry s

ewer

faci

litie

s, p

rivat

e se

wer

trea

tmen

t pl

ants

(inc

ludi

ng a

ll pu

mpi

ng s

tatio

ns a

nd c

olle

ctor

sys

tem

s) a

nd o

nsite

was

te d

ispo

sal s

yste

ms,

sha

ll be

de

sign

ed in

acc

orda

nce

with

Cha

pter

7, A

SC

E 2

4 to

min

imiz

e or

elim

inat

e in

filtra

tion

of fl

ood

wat

ers

into

the

faci

litie

s an

d di

scha

rge

from

the

faci

litie

s in

to fl

ood

wat

ers,

or i

mpa

irmen

t of t

he fa

cilit

ies

and

syst

ems.

[S

ee A

ppen

dix

D fo

r tex

ts fr

om IP

SD

C.]

(b) W

hen

the

Adm

inis

trato

r has

des

igna

ted

area

s of

spe

cial

floo

d ha

zard

s (A

zon

es) b

y th

e pu

blic

atio

n of

a c

omm

unity

’s F

HB

M o

r FIR

M, b

ut h

as n

eith

er p

rodu

ced

wat

er s

urfa

ce

elev

atio

n da

ta n

or id

entif

ied

a flo

odw

ay o

r coa

stal

hig

h ha

zard

are

a, th

e co

mm

unity

sha

ll:

10 (1

) R

equi

re p

erm

its fo

r all

prop

osed

con

stru

ctio

n an

d ot

her d

evel

opm

ents

incl

udin

g th

e pl

acem

ent o

f m

anuf

actu

red

hom

es, w

ithin

Zon

e A

on

the

com

mun

ity’s

FH

BM

or F

IRM

; (2

) R

equi

re th

e ap

plic

atio

n of

the

stan

dard

s in

pa

ragr

aphs

(a) (

2), (

3), (

4), (

5) a

nd (6

) of t

his

sect

ion

to d

evel

opm

ent w

ithin

Zon

e A

on

the

com

mun

ity’s

FH

BM

or F

IRM

;

[Prio

r pro

visi

ons

cum

ulat

ive]

11 (3

) R

equi

re th

at a

ll ne

w s

ubdi

visi

on p

ropo

sals

and

ot

her p

ropo

sed

deve

lopm

ents

(inc

ludi

ng p

ropo

sals

fo

r man

ufac

ture

d ho

me

park

s an

d su

bdiv

isio

ns)

grea

ter t

han

50 lo

ts o

r 5 a

cres

, whi

chev

er is

the

less

er, i

nclu

de w

ithin

suc

h pr

opos

als

base

floo

d el

evat

ion

data

;

App

endi

x G

103.

3 D

eter

min

atio

n of

des

ign

flood

ele

vatio

ns.

If de

sign

floo

d el

evat

ions

are

not

spe

cifie

d,

the

build

ing

offic

ial i

s au

thor

ized

to re

quire

the

appl

ican

t to:

1.

O

btai

n, re

view

and

reas

onab

ly u

tiliz

e da

ta a

vaila

ble

from

a fe

dera

l, st

ate

or o

ther

sou

rce,

or

2.

2. D

eter

min

e th

e de

sign

floo

d el

evat

ion

in a

ccor

danc

e w

ith a

ccep

ted

hydr

olog

ic a

nd h

ydra

ulic

en

gine

erin

g te

chni

ques

. S

uch

anal

yses

sha

ll be

per

form

ed a

nd s

eale

d by

a re

gist

ered

des

ign

prof

essi

onal

. S

tudi

es, a

naly

ses,

and

com

puta

tions

sha

ll be

sub

mitt

ed in

suf

ficie

nt d

etai

l to

allo

w

thor

ough

revi

ew a

nd a

ppro

val b

y th

e bu

ildin

g of

ficia

l. T

he a

ccur

acy

of d

ata

subm

itted

for s

uch

dete

rmin

atio

n sh

all b

e th

e re

spon

sibi

lity

of th

e ap

plic

ant.

Page 100: Reducing Flood Losses Through the International Codes

pa

ge B

-19

IBC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IBC

®.

NFI

P R

egul

atio

ns

2006

IBC

® a

nd A

ppen

dix

G [a

nnot

ated

with

200

7 Su

pple

men

t]

12 (4

) O

btai

n, re

view

and

reas

onab

ly u

tiliz

e an

y ba

se

flood

ele

vatio

n an

d flo

odw

ay d

ata

avai

labl

e fro

m a

Fe

dera

l, S

tate

, or o

ther

sou

rce,

incl

udin

g da

ta

deve

lope

d pu

rsua

nt to

par

agra

ph (b

)(3)

of t

his

sect

ion,

as

crite

ria fo

r req

uirin

g th

at n

ew

cons

truct

ion,

sub

stan

tial i

mpr

ovem

ents

, or o

ther

de

velo

pmen

t in

Zone

A o

n th

e co

mm

unity

’s F

HB

M

or F

IRM

mee

t the

sta

ndar

ds in

par

agra

phs

(c)(

2),

(c)(3

), (c

)(5)

, (c)

(6),

(c)(

12),

(c)(1

4), (

d)(2

) and

(d)(3

) of

this

sec

tion;

1612

.3 E

stab

lishm

ent o

f flo

od h

azar

d ar

eas.

SE

E B

LOC

K 3

A

ppen

dix

G10

3.3

Det

erm

inat

ion

of d

esig

n flo

od e

leva

tions

. S

EE

BLO

CK

11

13 (5

) W

here

bas

e flo

od e

leva

tion

data

are

util

ized

, w

ithin

Zon

e A

on

the

com

mun

ity’s

FH

BM

or F

IRM

:

(i)

Obt

ain

the

elev

atio

n (in

rela

tion

to m

ean

sea

leve

l) of

the

low

est f

loor

(inc

ludi

ng b

asem

ent)

of a

ll ne

w a

nd s

ubst

antia

lly im

prov

ed

stru

ctur

es, a

nd

(ii)

Obt

ain,

if th

e st

ruct

ure

has

been

floo

dpro

ofed

in

acc

orda

nce

with

par

agra

ph (c

)(3)

(ii) o

f thi

s se

ctio

n, th

e el

evat

ion

(in re

latio

n to

mea

n se

a le

vel)

to w

hich

the

stru

ctur

e w

as fl

oodp

roof

ed,

and

(ii

i) M

aint

ain

a re

cord

of a

ll su

ch in

form

atio

n w

ith

the

offic

ial d

esig

nate

d by

the

com

mun

ity u

nder

S

ec.

59.2

2 (a

)(9)(i

ii);

104.

7 D

epar

tmen

t rec

ords

10

9.3.

3 L

owes

t flo

or e

leva

tion.

In

flood

haz

ard

area

s, u

pon

plac

emen

t of t

he lo

wes

t flo

or, i

nclu

ding

ba

sem

ent,

and

prio

r to

furth

er v

ertic

al c

onst

ruct

ion,

the

elev

atio

n do

cum

enta

tion

requ

ired

in S

ectio

n 16

12.5

sh

all b

e su

bmitt

ed to

the

code

offi

cial

.

1612

.5 F

lood

haz

ard

docu

men

tatio

n. T

he fo

llow

ing

docu

men

tatio

n sh

all b

e pr

epar

ed a

nd s

eale

d by

a

regi

ster

ed d

esig

n pr

ofes

sion

al a

nd s

hall

be s

ubm

itted

to th

e bu

ildin

g of

ficia

l:

1.

For c

onst

ruct

ion

in fl

ood

haza

rd a

reas

not

sub

ject

to h

igh-

velo

city

wav

e ac

tion:

1

.1 T

he e

leva

tion

of th

e lo

wes

t flo

or e

leva

tion,

incl

udin

g ba

sem

ent,

as re

quire

d by

the

low

est f

loor

el

evat

ion

insp

ectio

n in

Sec

tion

109.

3.3.

1

.2 F

or fu

lly e

nclo

sed

area

s be

low

the

desi

gn fl

ood

elev

atio

n w

here

pro

visi

ons

to a

llow

for t

he a

utom

atic

en

try a

nd e

xit o

f flo

odw

ater

s do

not

mee

t the

min

imum

requ

irem

ents

in S

ectio

n 2.

6.2.

1, A

SC

E 2

4,

cons

truct

ion

docu

men

ts s

hall

incl

ude

a st

atem

ent t

hat t

he d

esig

n w

ill p

rovi

de fo

r equ

aliz

atio

n of

hy

dros

tatic

floo

d fo

rces

in a

ccor

danc

e w

ith S

ectio

n 2.

6.2.

2, A

SC

E 2

4.

1.3

For

dry

floo

dpro

ofed

non

resi

dent

ial b

uild

ings

, con

stru

ctio

n do

cum

ents

sha

ll in

clud

e a

stat

emen

t tha

t th

e dr

y flo

odpr

oofin

g is

des

igne

d in

acc

orda

nce

with

AS

CE

24.

14 (6

) N

otify

, in

river

ine

situ

atio

ns, a

djac

ent

com

mun

ities

and

the

Sta

te C

oord

inat

ing

Offi

ce p

rior

to a

ny a

ltera

tion

or re

loca

tion

of a

wat

erco

urse

, and

su

bmit

copi

es o

f suc

h no

tific

atio

ns to

the

Adm

inis

trato

r;

App

endi

x G

103.

6 W

ater

cour

se a

ltera

tion.

Prio

r to

issu

ing

a pe

rmit

for a

ny a

ltera

tion

or re

loca

tion

of a

ny

wat

erco

urse

, the

bui

ldin

g of

ficia

l sha

ll re

quire

the

appl

ican

t to

prov

ide

notif

icat

ion

of th

e pr

opos

al to

the

appr

opria

te a

utho

ritie

s of

all

affe

cted

adj

acen

t gov

ernm

ent j

uris

dict

ions

, as

wel

l as

appr

opria

te s

tate

age

ncie

s.

A c

opy

of th

e no

tific

atio

n sh

all b

e m

aint

aine

d in

the

perm

it re

cord

s an

d su

bmitt

ed to

FE

MA

.

15 (7

) A

ssur

e th

at th

e flo

od c

arry

ing

capa

city

with

in

the

alte

red

or re

loca

ted

porti

on o

f any

wat

erco

urse

is

mai

ntai

ned;

App

endi

x G

103.

6.1

Eng

inee

ring

anal

ysis

. Th

e bu

ildin

g of

ficia

l sha

ll re

quire

sub

mis

sion

of a

n en

gine

erin

g an

alys

is w

hich

dem

onst

rate

s th

at th

e flo

od c

arry

ing

capa

city

of t

he a

ltere

d or

relo

cate

d po

rtion

of t

he

wat

erco

urse

will

not

be

decr

ease

d. S

uch

wat

erco

urse

s sh

all b

e m

aint

aine

d in

a m

anne

r whi

ch p

rese

rves

the

chan

nel’s

floo

d ca

rryi

ng c

apac

ity.

Page 101: Reducing Flood Losses Through the International Codes

pa

ge B

-20

IBC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IBC

®.

NFI

P R

egul

atio

ns

2006

IBC

® a

nd A

ppen

dix

G [a

nnot

ated

with

200

7 Su

pple

men

t]

16 (8

) R

equi

re th

at a

ll m

anuf

actu

red

hom

es to

be

plac

ed w

ithin

Zon

e A

on

a co

mm

unity

’s F

HB

M o

r FI

RM

sha

ll be

inst

alle

d us

ing

met

hods

and

pra

ctic

es

whi

ch m

inim

ize

flood

dam

age.

For

the

purp

oses

of

this

requ

irem

ent,

man

ufac

ture

d ho

mes

mus

t be

elev

ated

and

anc

hore

d to

resi

st fl

otat

ion,

col

laps

e, o

r la

tera

l mov

emen

t. M

etho

ds o

f anc

horin

g m

ay

incl

ude,

but

are

not

to b

e lim

ited

to, u

se o

f ov

er-th

e-to

p or

fram

e tie

s to

gro

und

anch

ors.

Thi

s re

quire

men

t is

in a

dditi

on to

app

licab

le S

tate

and

lo

cal a

ncho

ring

requ

irem

ents

for r

esis

ting

win

d fo

rces

.

App

endi

x G

501.

1 E

leva

tion

(Man

ufac

ture

d H

omes

). A

ll ne

w a

nd re

plac

emen

t man

ufac

ture

d ho

mes

to b

e pl

aced

or s

ubst

antia

lly im

prov

ed in

a fl

ood

haza

rd a

rea

shal

l be

elev

ated

suc

h th

at th

e lo

wes

t flo

or o

f the

m

anuf

actu

red

hom

e is

ele

vate

d to

or a

bove

the

desi

gn fl

ood

elev

atio

n.

App

endi

x G

501.

2 F

ound

atio

ns.

All

new

and

repl

acem

ent m

anuf

actu

red

hom

es, i

nclu

ding

sub

stan

tial

impr

ovem

ent o

f exi

stin

g m

anuf

actu

red

hom

es, s

hall

be p

lace

d on

a p

erm

anen

t, re

info

rced

foun

datio

n th

at is

de

sign

ed in

acc

orda

nce

with

Sec

tion

1612

of t

he b

uild

ing

code

. A

ppen

dix

G50

1.3

Anc

horin

g. A

ll ne

w a

nd re

plac

emen

t man

ufac

ture

d ho

mes

to b

e pl

aced

or s

ubst

antia

lly

impr

oved

in a

floo

d ha

zard

are

a sh

all b

e in

stal

led

usin

g m

etho

ds a

nd p

ract

ices

whi

ch m

inim

ize

flood

dam

age.

M

anuf

actu

red

hom

es s

hall

be s

ecur

ely

anch

ored

to a

n ad

equa

tely

anc

hore

d fo

unda

tion

syst

em to

resi

st

flota

tion,

col

laps

e, a

nd la

tera

l mov

emen

t. M

etho

ds o

f anc

horin

g ar

e au

thor

ized

to in

clud

e, b

ut a

re n

ot to

be

limite

d to

, use

of o

ver-

the-

top

or fr

ame

ties

to g

roun

d an

chor

s. T

his

requ

irem

ent i

s in

add

ition

to a

pplic

able

S

tate

and

loca

l anc

horin

g re

quire

men

ts fo

r res

istin

g w

ind

forc

es.

(c) W

hen

the

Adm

inis

trato

r has

pro

vide

d a

notic

e of

fina

l flo

od e

leva

tions

for o

ne o

r mor

e sp

ecia

l flo

od h

azar

d ar

eas

on th

e co

mm

unity

’s F

IRM

and

, if a

ppro

pria

te, h

as d

esig

nate

d ot

her s

peci

al fl

ood

haza

rd a

reas

with

out b

ase

flood

ele

vatio

ns o

n th

e co

mm

unity

’s F

IRM

, but

has

not

iden

tifie

d a

regu

lato

ry fl

oodw

ay o

r coa

stal

hig

h ha

zard

are

a, th

e co

mm

unity

sh

all:

17 (1

) R

equi

re th

e st

anda

rds

of p

arag

raph

(b) o

f thi

s se

ctio

n w

ithin

all

A1-

30 z

ones

, AE

zon

es, A

zon

es,

AH

zon

es, a

nd A

O z

ones

, on

the

com

mun

ity’s

FIR

M;

[Prio

r pro

visi

ons

cum

ulat

ive]

18 (2

) R

equi

re th

at a

ll ne

w c

onst

ruct

ion

and

subs

tant

ial i

mpr

ovem

ents

of r

esid

entia

l stru

ctur

es

with

in Z

ones

A1-

30, A

E a

nd A

H z

ones

on

the

com

mun

ity’s

FIR

M h

ave

the

low

est f

loor

(inc

ludi

ng

base

men

t) el

evat

ed to

or a

bove

the

base

floo

d le

vel,

unle

ss th

e co

mm

unity

is g

rant

ed a

n ex

cept

ion

by th

e A

dmin

istra

tor f

or th

e al

low

ance

of b

asem

ents

in

acco

rdan

ce w

ith S

ec. 6

0.6

(b) o

r (c)

;

1603

.1.6

Flo

od d

esig

n da

ta.

SE

E B

LOC

K 6

16

12.1

Gen

eral

(Flo

od L

oads

). S

EE

BLO

CK

4

1612

.3 G

ener

al (F

lood

Loa

ds).

SE

E B

LOC

K 3

16

12.4

Des

ign

and

cons

truc

tion.

SE

E B

LOC

K 6

18

07.1

.2.1

Flo

od h

azar

d ar

eas.

For

bui

ldin

gs a

nd s

truct

ures

in fl

ood

haza

rd a

reas

as

esta

blis

hed

in S

ectio

n 16

12.3

, the

fini

shed

gro

und

leve

l of a

n un

derfl

oor s

pace

suc

h as

a c

raw

l spa

ce s

hall

be e

qual

to o

r hig

her

than

the

outs

ide

finis

hed

grou

nd le

vel.

Exce

ptio

n: U

nder

floor

spa

ces

of G

roup

R-3

bui

ldin

gs th

at m

eet t

he re

quire

men

ts o

f FE

MA

/FIA

TB

11-

1.

3403

.1.1

Flo

od h

azar

d ar

eas

(Exi

stin

g bu

ildin

gs o

r str

uctu

res)

. S

EE

BLO

CK

4

Page 102: Reducing Flood Losses Through the International Codes

pa

ge B

-21

IBC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IBC

®.

NFI

P R

egul

atio

ns

2006

IBC

® a

nd A

ppen

dix

G [a

nnot

ated

with

200

7 Su

pple

men

t]

19 (3

) R

equi

re th

at a

ll ne

w c

onst

ruct

ion

and

subs

tant

ial i

mpr

ovem

ents

of n

on-r

esid

entia

l st

ruct

ures

with

in Z

ones

A1-

30, A

E a

nd A

H z

ones

on

the

com

mun

ity’s

FIR

M:

(i)

have

the

low

est f

loor

(inc

ludi

ng b

asem

ent)

elev

ated

to o

r abo

ve th

e ba

se fl

ood

leve

l or,

(ii

) to

geth

er w

ith a

ttend

ant u

tility

and

san

itary

fa

cilit

ies,

be

desi

gned

so

that

bel

ow th

e ba

se

flood

leve

l the

stru

ctur

e is

wat

ertig

ht w

ith w

alls

su

bsta

ntia

lly im

perm

eabl

e to

the

pass

age

of

wat

er a

nd w

ith s

truct

ural

com

pone

nts

havi

ng

the

capa

bilit

y of

resi

stin

g hy

dros

tatic

and

hy

drod

ynam

ic lo

ads

and

effe

cts

of b

uoya

ncy;

1603

.1.6

Flo

od d

esig

n da

ta.

SE

E B

LOC

K 6

16

12.1

Gen

eral

(Flo

od L

oads

). S

EE

BLO

CK

4

1612

.4 D

esig

n an

d co

nstr

uctio

n. S

EE

BLO

CK

6

3403

.1.1

Flo

od h

azar

d ar

eas

(Exi

stin

g bu

ildin

gs o

r str

uctu

res)

. S

EE

BLO

CK

4

20 (4

) P

rovi

de th

at w

here

a n

on-r

esid

entia

l stru

ctur

e is

inte

nded

to b

e m

ade

wat

ertig

ht b

elow

the

base

flo

od le

vel,

(i)

a

regi

ster

ed p

rofe

ssio

nal e

ngin

eer o

r arc

hite

ct

shal

l dev

elop

and

/or r

evie

w s

truct

ural

des

ign,

sp

ecifi

catio

ns, a

nd p

lans

for t

he c

onst

ruct

ion,

an

d sh

all c

ertif

y th

at th

e de

sign

and

met

hods

of

cons

truct

ion

are

in a

ccor

danc

e w

ith a

ccep

ted

stan

dard

s of

pra

ctic

e fo

r mee

ting

the

appl

icab

le

prov

isio

ns o

f par

agra

ph (c

)(3)

(ii) o

r (c)

(8)(

ii) o

f th

is s

ectio

n, a

nd

(ii)

a re

cord

of s

uch

certi

ficat

es w

hich

incl

udes

the

spec

ific

elev

atio

n (in

rela

tion

to m

ean

sea

leve

l) to

whi

ch s

uch

stru

ctur

es a

re fl

oodp

roof

ed s

hall

be m

aint

aine

d w

ith th

e of

ficia

l des

igna

ted

by

the

com

mun

ity u

nder

Sec

. 59

.22(

a)(9

)(iii

);

104.

7 D

epar

tmen

t rec

ords

. 16

12.5

.1 F

lood

haz

ard

docu

men

tatio

n. [

Floo

d ha

zard

are

as n

ot s

ubje

ct to

hig

h-ve

loci

ty w

ave

actio

n] S

EE

B

LOC

K 1

3 A

ppen

dix

G10

3.8

Rec

ords

. S

EE

BLO

CK

1

Page 103: Reducing Flood Losses Through the International Codes

pa

ge B

-22

IBC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IBC

®.

NFI

P R

egul

atio

ns

2006

IBC

® a

nd A

ppen

dix

G [a

nnot

ated

with

200

7 Su

pple

men

t]

21 (5

) R

equi

re, f

or a

ll ne

w c

onst

ruct

ion

and

subs

tant

ial i

mpr

ovem

ents

, tha

t ful

ly e

nclo

sed

area

s be

low

the

low

est f

loor

that

are

usa

ble

sole

ly fo

r pa

rkin

g of

veh

icle

s, b

uild

ing

acce

ss o

r sto

rage

in a

n ar

ea o

ther

than

a b

asem

ent a

nd w

hich

are

sub

ject

to

flood

ing

shal

l be

desi

gned

to a

utom

atic

ally

equ

aliz

e hy

dros

tatic

floo

d fo

rces

on

exte

rior w

alls

by

allo

win

g fo

r the

ent

ry a

nd e

xit o

f flo

odw

ater

s. D

esig

ns fo

r m

eetin

g th

is re

quire

men

t mus

t eith

er b

e ce

rtifie

d by

a

regi

ster

ed p

rofe

ssio

nal e

ngin

eer o

r arc

hite

ct o

r m

eet o

r exc

eed

the

follo

win

g m

inim

um c

riter

ia.

A

min

imum

of t

wo

open

ings

hav

ing

a to

tal n

et a

rea

of

not l

ess

than

one

squ

are

inch

for e

very

squ

are

foot

of

enc

lose

d ar

ea s

ubje

ct to

floo

ding

sha

ll be

pr

ovid

ed.

The

botto

m o

f all

open

ings

sha

ll be

no

high

er th

an o

ne fo

ot a

bove

gra

de.

Ope

ning

s m

ay b

e eq

uipp

ed w

ith s

cree

ns, l

ouve

rs, v

alve

s, o

r oth

er

cove

rings

or d

evic

es p

rovi

ded

that

they

per

mit

the

auto

mat

ic e

ntry

and

exi

t of f

lood

wat

ers.

1202

.3.2

[U

nder

-floo

r ven

tilat

ion]

Exc

eptio

ns

5.

Fo

r bui

ldin

gs in

floo

d ha

zard

are

as a

s es

tabl

ishe

d in

Sec

tion

1612

.3, t

he o

peni

ng re

quire

men

ts o

f A

SC

E 2

4 ar

e au

thor

ized

to b

e sa

tisfie

d by

ven

tilat

ion

open

ings

that

are

des

igne

d an

d in

stal

led

in

acco

rdan

ce w

ith A

SC

E 2

4.

1612

.4 D

esig

n an

d co

nstr

uctio

n. S

EE

BLO

CK

6

1612

.5 F

lood

haz

ard

docu

men

tatio

n. [

Floo

d ha

zard

are

as n

ot s

ubje

ct to

hig

h-ve

loci

ty w

ave

actio

n] S

EE

B

LOC

K 1

3

22 (6

) R

equi

re th

at m

anuf

actu

red

hom

es th

at a

re

plac

ed o

r sub

stan

tially

impr

oved

with

in Z

ones

A1-

30,

AH

, and

AE

on

the

com

mun

ity’s

FIR

M o

n si

tes:

(i)

ou

tsid

e of

a m

anuf

actu

red

hom

e pa

rk o

r su

bdiv

isio

n,

(ii)

in a

new

man

ufac

ture

d ho

me

park

or

subd

ivis

ion,

(ii

i) in

an

expa

nsio

n to

an

exis

ting

man

ufac

ture

d ho

me

park

or s

ubdi

visi

on, o

r (iv

) in

an

exis

ting

man

ufac

ture

d ho

me

park

or

subd

ivis

ion

on w

hich

a m

anuf

actu

red

hom

e ha

s in

curr

ed “s

ubst

antia

l dam

age”

as

the

resu

lt of

a

flood

, be

elev

ated

on

a pe

rman

ent f

ound

atio

n su

ch th

at th

e lo

wes

t flo

or o

f the

man

ufac

ture

d ho

me

is e

leva

ted

to o

r abo

ve th

e ba

se fl

ood

elev

atio

n an

d be

sec

urel

y an

chor

ed to

an

adeq

uate

ly a

ncho

red

foun

datio

n sy

stem

to

resi

st fl

oata

tion

colla

pse

and

late

ral m

ovem

ent.

App

endi

x G

. Se

ctio

n 50

1 M

anuf

actu

red

Hom

es.

SE

E B

LOC

K 1

6

Page 104: Reducing Flood Losses Through the International Codes

pa

ge B

-23

IBC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IBC

®.

NFI

P R

egul

atio

ns

2006

IBC

® a

nd A

ppen

dix

G [a

nnot

ated

with

200

7 Su

pple

men

t]

23 (7

) R

equi

re w

ithin

any

AO

zon

e on

the

com

mun

ity’s

FIR

M th

at a

ll ne

w c

onst

ruct

ion

and

subs

tant

ial i

mpr

ovem

ents

of r

esid

entia

l stru

ctur

es

have

the

low

est f

loor

(inc

ludi

ng b

asem

ent)

elev

ated

ab

ove

the

high

est a

djac

ent g

rade

at l

east

as

high

as

the

dept

h nu

mbe

r spe

cifie

d in

feet

on

the

com

mun

ity’s

FIR

M (a

t lea

st tw

o fe

et if

no

dept

h nu

mbe

r is

spec

ified

);

DES

IGN

FLO

OD

ELE

VATI

ON

SE

E D

EFI

NIT

ION

S

1612

.4 D

esig

n an

d co

nstr

uctio

n. S

EE

BLO

CK

6

24 (8

) R

equi

re w

ithin

any

AO

zon

e on

the

com

mun

ity’s

FIR

M th

at a

ll ne

w c

onst

ruct

ion

and

subs

tant

ial i

mpr

ovem

ents

of n

onre

side

ntia

l st

ruct

ures

(i) h

ave

the

low

est f

loor

(inc

ludi

ng

base

men

t) el

evat

ed a

bove

the

high

est a

djac

ent

grad

e at

leas

t as

high

as

the

dept

h nu

mbe

r spe

cifie

d in

feet

on

the

com

mun

ity’s

FIR

M (a

t lea

st tw

o fe

et if

no

dep

th n

umbe

r is

spec

ified

), or

(ii)

toge

ther

with

at

tend

ant u

tility

and

san

itary

faci

litie

s be

com

plet

ely

flood

proo

fed

to th

at le

vel t

o m

eet t

he fl

oodp

roof

ing

stan

dard

spe

cifie

d in

Sec

. 60

.3(c

)(3)

(ii);

DES

IGN

FLO

OD

ELE

VATI

ON

SE

E D

EFI

NIT

ION

S

1603

.1.6

Flo

od d

esig

n da

ta.

SE

E B

LOC

K 6

16

12.4

Des

ign

and

cons

truc

tion.

SE

E B

LOC

K 6

18

07.1

.2.1

Flo

od h

azar

d ar

eas.

SE

E B

LOC

K 1

8 34

03.1

.1 F

lood

haz

ard

area

s (E

xist

ing

build

ings

or s

truc

ture

s).

SE

E B

LOC

K 4

25 (9

) R

equi

re w

ithin

any

A99

zon

es o

n a

com

mun

ity’s

FIR

M th

e st

anda

rds

of p

arag

raph

s (a

)(1) t

hrou

gh (a

)(4)

(i) a

nd (b

)(5) t

hrou

gh (b

)(9)

of

this

sec

tion;

1603

.1.6

Flo

od d

esig

n da

ta.

SE

E B

LOC

K 6

16

12.4

Des

ign

and

cons

truc

tion.

SE

E B

LOC

K 6

18

07.1

.2.1

Flo

od h

azar

d ar

eas.

SE

E B

LOC

K 1

8 34

03.1

.1 F

lood

haz

ard

area

s (E

xist

ing

build

ings

or s

truc

ture

s).

SE

E B

LOC

K 4

26 (1

0) R

equi

re u

ntil

a re

gula

tory

floo

dway

is

desi

gnat

ed, t

hat n

o ne

w c

onst

ruct

ion,

sub

stan

tial

impr

ovem

ents

, or o

ther

dev

elop

men

t (in

clud

ing

fill)

shal

l be

perm

itted

with

in Z

ones

A1-

30 a

nd A

E o

n th

e co

mm

unity

’s F

IRM

, unl

ess

it is

dem

onst

rate

d th

at

the

cum

ulat

ive

effe

ct o

f the

pro

pose

d de

velo

pmen

t, w

hen

com

bine

d w

ith a

ll ot

her e

xist

ing

and

antic

ipat

ed d

evel

opm

ent,

will

not

incr

ease

the

wat

er

surfa

ce e

leva

tion

of th

e ba

se fl

ood

mor

e th

an o

ne

foot

at a

ny p

oint

with

in th

e co

mm

unity

.

R10

6.2.

5.1

Des

ign

flood

ele

vatio

n. S

EE

BLO

CK

6

1803

.4 G

radi

ng a

nd fi

ll in

floo

d ha

zard

are

as.

SE

E B

LOC

K 6

A

ppen

dix

G10

3.4

Act

iviti

es in

rive

rine

flood

haz

ard

area

s. I

n riv

erin

e flo

od h

azar

d ar

eas

whe

re d

esig

n flo

od e

leva

tions

are

spe

cifie

d bu

t flo

odw

ays

have

not

bee

n de

sign

ated

, the

bui

ldin

g of

ficia

l sha

ll no

t per

mit

any

new

con

stru

ctio

n, s

ubst

antia

l im

prov

emen

t or o

ther

dev

elop

men

t, in

clud

ing

fill,

unle

ss th

e ap

plic

ant

dem

onst

rate

s th

at th

e cu

mul

ativ

e ef

fect

of t

he p

ropo

sed

deve

lopm

ent,

whe

n co

mbi

ned

with

all

othe

r exi

stin

g an

d an

ticip

ated

floo

d ha

zard

are

a en

croa

chm

ent,

will

not

incr

ease

the

desi

gn fl

ood

elev

atio

n m

ore

than

one

fo

ot a

t any

poi

nt w

ithin

the

com

mun

ity.

27 (1

1) R

equi

re w

ithin

Zon

es A

H a

nd A

O, a

dequ

ate

drai

nage

pat

hs a

roun

d st

ruct

ures

on

slop

es, t

o gu

ide

flood

wat

ers

arou

nd a

nd a

way

from

pro

pose

d st

ruct

ures

.

App

endi

x G

401.

5 S

torm

dra

inag

e. S

EE

BLO

CK

6

Page 105: Reducing Flood Losses Through the International Codes

pa

ge B

-24

IBC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IBC

®.

NFI

P R

egul

atio

ns

2006

IBC

® a

nd A

ppen

dix

G [a

nnot

ated

with

200

7 Su

pple

men

t]

28 (1

2) R

equi

re th

at m

anuf

actu

red

hom

es to

be

plac

ed

or s

ubst

antia

lly im

prov

ed o

n si

tes

in a

n ex

istin

g m

anuf

actu

red

hom

e pa

rk o

r sub

divi

sion

with

in Z

ones

A

-1-3

0, A

H, a

nd A

E o

n th

e co

mm

unity

’s F

IRM

that

ar

e no

t sub

ject

to th

e pr

ovis

ions

of p

arag

raph

(c)(

6)

of th

is s

ectio

n be

ele

vate

d so

that

eith

er (i

) The

lo

wes

t flo

or o

f the

man

ufac

ture

d ho

me

is a

t or a

bove

th

e ba

se fl

ood

elev

atio

n, o

r (ii)

The

man

ufac

ture

d ho

me

chas

sis

is s

uppo

rted

by re

info

rced

pie

rs o

r ot

her f

ound

atio

n el

emen

ts o

f at l

east

equ

ival

ent

stre

ngth

that

are

no

less

than

36

inch

es in

hei

ght

abov

e gr

ade

and

be s

ecur

ely

anch

ored

to a

n ad

equa

tely

anc

hore

d fo

unda

tion

syst

em to

resi

st

float

atio

n, c

olla

pse,

and

late

ral m

ovem

ent.

App

endi

x G

501

Man

ufac

ture

d H

omes

. S

EE

BLO

CK

16

29 (1

3) N

otw

ithst

andi

ng a

ny o

ther

pro

visi

ons

of S

ec.

60.3

, a c

omm

unity

may

app

rove

cer

tain

de

velo

pmen

t in

Zone

s A

l-30,

AE

, and

AH

, on

the

com

mun

ity’s

FIR

M w

hich

incr

ease

the

wat

er s

urfa

ce

elev

atio

n of

the

base

floo

d by

mor

e th

an o

ne fo

ot,

prov

ided

that

the

com

mun

ity fi

rst a

pplie

s fo

r a

cond

ition

al F

IRM

revi

sion

, ful

fills

the

requ

irem

ents

fo

r suc

h a

revi

sion

as

esta

blis

hed

unde

r the

pr

ovis

ions

of S

ec.

65.1

2, a

nd re

ceiv

es th

e ap

prov

al

of th

e A

dmin

istra

tor.

App

endi

x G

103.

5 F

lood

way

enc

roac

hmen

t. P

rior t

o is

suin

g a

perm

it fo

r any

floo

dway

enc

roac

hmen

t, in

clud

ing

fill,

new

con

stru

ctio

n, s

ubst

antia

l im

prov

emen

ts a

nd o

ther

dev

elop

men

t or l

and

dist

urbi

ng a

ctiv

ity,

the

build

ing

offic

ial s

hall

requ

ire s

ubm

issi

on o

f a c

ertif

icat

ion,

alo

ng w

ith s

uppo

rting

tech

nica

l dat

a, th

at

dem

onst

rate

s th

at s

uch

deve

lopm

ent w

ill n

ot c

ause

any

incr

ease

of t

he le

vel o

f the

bas

e flo

od.

App

endi

x G

103.

5.1

Flo

odw

ay re

visi

on.

A fl

oodw

ay e

ncro

achm

ent t

hat i

ncre

ases

the

leve

l of t

he b

ase

flood

is a

utho

rized

if th

e ap

plic

ant h

as a

pplie

d fo

r a c

ondi

tiona

l FIR

M re

visi

on a

nd h

as re

ceiv

ed th

e ap

prov

al

of F

EM

A.

30 (1

4) R

equi

re th

at re

crea

tiona

l veh

icle

s pl

aced

on

site

s w

ithin

Zon

es A

1-30

, AH

, and

AE

on

the

com

-m

unity

’s F

IRM

eith

er (i

) Be

on th

e si

te fo

r few

er th

an

180

cons

ecut

ive

days

, (ii)

Be

fully

lice

nsed

and

re

ady

for h

ighw

ay u

se, o

r (iii

) Mee

t the

per

mit

re-

quire

men

ts o

f par

agra

ph (b

)(1)

of t

his

sect

ion

and

the

elev

atio

n an

d an

chor

ing

requ

irem

ents

for

“man

ufac

ture

d ho

mes

” in

para

grap

h (c

)(6)

of t

his

sect

ion.

A re

crea

tiona

l veh

icle

is re

ady

for h

ighw

ay

use

if it

is o

n its

whe

els

or ja

ckin

g sy

stem

, is

atta

ched

to th

e si

te o

nly

by q

uick

dis

conn

ect t

ype

utili

ties

and

secu

rity

devi

ces,

and

has

no

perm

anen

tly a

ttach

ed a

dditi

ons.

App

endi

x G

601.

1 P

lace

men

t pro

hibi

ted

(Rec

reat

iona

l Veh

icle

s).

The

plac

emen

t of r

ecre

atio

nal v

ehic

les

shal

l not

be

auth

oriz

ed in

floo

d ha

zard

are

as s

ubje

ct to

hig

h-ve

loci

ty w

ave

actio

n an

d in

floo

dway

s.

App

endi

x G

601.

2 T

empo

rary

pla

cem

ent.

Rec

reat

iona

l veh

icle

s in

floo

d ha

zard

are

as s

hall

be fu

lly

licen

sed

and

read

y fo

r hig

hway

use

, and

sha

ll be

pla

ced

on a

site

for l

ess

than

180

con

secu

tive

days

. A

ppen

dix

G60

1.3

Per

man

ent p

lace

men

t. R

ecre

atio

nal v

ehic

les

that

are

not

fully

lice

nsed

and

read

y fo

r hi

ghw

ay u

se, o

r tha

t are

to b

e pl

aced

on

a si

te fo

r mor

e th

an 1

80 c

onse

cutiv

e da

ys s

hall

mee

t the

re

quire

men

ts o

f Sec

tion

G50

1 fo

r man

ufac

ture

d ho

mes

.

(d) W

hen

the

Adm

inis

trato

r has

pro

vide

d a

notic

e of

fina

l bas

e flo

od e

leva

tions

with

in Z

ones

A1-

30 a

nd/o

r AE

on th

e co

mm

unity

’s F

IRM

and

, if a

ppro

pria

te, h

as d

esig

nate

d AO

zon

es,

AH z

ones

, A99

zon

es, a

nd A

zon

es o

n th

e co

mm

unity

’s F

IRM

, and

has

pro

vide

d da

ta fr

om w

hich

the

com

mun

ity s

hall

desi

gnat

e its

regu

lato

ry fl

oodw

ay, t

he c

omm

unity

sha

ll:

31 (1

) Mee

t the

requ

irem

ents

of p

arag

raph

s (c

) (1)

th

roug

h (1

4) o

f thi

s se

ctio

n;

[Prio

r pro

visi

ons

cum

ulat

ive]

Page 106: Reducing Flood Losses Through the International Codes

pa

ge B

-25

IBC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IBC

®.

NFI

P R

egul

atio

ns

2006

IBC

® a

nd A

ppen

dix

G [a

nnot

ated

with

200

7 Su

pple

men

t]

32 (2

) S

elec

t and

ado

pt a

regu

lato

ry fl

oodw

ay b

ased

on

the

prin

cipl

e th

at th

e ar

ea c

hose

n fo

r the

regu

la-

tory

floo

dway

mus

t be

desi

gned

to c

arry

the

wat

ers

of th

e ba

se fl

ood,

with

out i

ncre

asin

g th

e w

ater

sur

-fa

ce e

leva

tion

of th

at fl

ood

mor

e th

an o

ne fo

ot a

t any

po

int;

1612

.3 E

stab

lishm

ent o

f flo

od h

azar

d ar

eas.

SE

E B

LOC

K 3

A

ppen

dix

G10

3.4

Act

iviti

es in

rive

rine

flood

haz

ard

area

s. S

EE

BLO

CK

26

33 (3

) P

rohi

bit e

ncro

achm

ents

, inc

ludi

ng fi

ll, n

ew

cons

truct

ion,

sub

stan

tial i

mpr

ovem

ents

, and

oth

er

deve

lopm

ent w

ithin

the

adop

ted

regu

lato

ry fl

oodw

ay

unle

ss it

has

bee

n de

mon

stra

ted

thro

ugh

hydr

olog

ic

and

hydr

aulic

ana

lyse

s pe

rform

ed in

acc

orda

nce

with

sta

ndar

d en

gine

erin

g pr

actic

e th

at th

e pr

opos

ed

encr

oach

men

t wou

ld n

ot re

sult

in a

ny in

crea

se in

flo

od le

vels

with

in th

e co

mm

unity

dur

ing

the

occu

rren

ce o

f the

bas

e flo

od d

isch

arge

;

1803

.4 G

radi

ng a

nd fi

ll in

floo

d ha

zard

are

as.

SE

E B

LOC

K 6

A

ppen

dix

G10

3.5

Flo

odw

ay e

ncro

achm

ent.

SE

E B

LOC

K 2

9 A

ppen

dix

G10

3.5.

1 F

lood

way

revi

sion

. S

EE

BLO

CK

29

App

endi

x G

401.

1 D

evel

opm

ent i

n flo

odw

ays.

Dev

elop

men

t or l

and

dist

urbi

ng a

ctiv

ity s

hall

not b

e au

thor

ized

in th

e flo

odw

ay u

nles

s it

has

been

dem

onst

rate

d th

roug

h hy

drol

ogic

and

hyd

raul

ic a

naly

ses

perfo

rmed

in a

ccor

danc

e w

ith s

tand

ard

engi

neer

ing

prac

tice

that

the

prop

osed

enc

roac

hmen

t will

not

resu

lt in

an

y in

crea

se in

the

leve

l of t

he b

ase

flood

. A

ppen

dix

J101

.2 F

lood

haz

ard

area

s. T

he p

rovi

sion

s of

this

cha

pter

sha

ll no

t app

ly to

gra

ding

, exc

avat

ion

and

earth

wor

k co

nstru

ctio

n, in

clud

ing

fills

and

em

bank

men

ts, i

n flo

odw

ays

with

in fl

ood

haza

rd a

reas

es

tabl

ishe

d in

Sec

tion

1612

.3, o

r in

flood

haz

ard

area

s w

here

des

ign

flood

ele

vatio

ns a

re s

peci

fied

but

flood

way

s ha

ve n

ot b

een

desi

gnat

ed, u

nles

s it

has

been

dem

onst

rate

d th

roug

h hy

drol

ogic

and

hyd

raul

ic

anal

yses

per

form

ed in

acc

orda

nce

with

sta

ndar

d en

gine

erin

g pr

actic

e th

at th

e pr

opos

ed w

ork

will

not

resu

lt in

an

y in

crea

se in

the

leve

l of t

he b

ase

flood

.

34 (4

) N

otw

ithst

andi

ng a

ny o

ther

pro

visi

ons

of S

ec.

60.3

, a c

omm

unity

may

per

mit

encr

oach

men

ts w

ithin

th

e ad

opte

d re

gula

tory

floo

dway

that

wou

ld re

sult

in

an in

crea

se in

bas

e flo

od e

leva

tions

, pro

vide

d th

at

the

com

mun

ity fi

rst a

pplie

s fo

r a c

ondi

tiona

l FIR

M

and

flood

way

revi

sion

, ful

fills

the

requ

irem

ents

for

such

revi

sion

s as

est

ablis

hed

unde

r the

pro

visi

ons

of

Sec

. 65

.12,

and

rece

ives

the

appr

oval

of t

he

Adm

inis

trato

r.

1803

.4 G

radi

ng a

nd fi

ll in

floo

d ha

zard

are

as.

SE

E B

LOC

K 6

A

ppen

dix

G10

3.5.

1 F

lood

way

revi

sion

. S

EE

BLO

CK

29

(e) W

hen

the

Adm

inis

trato

r has

pro

vide

d a

notic

e of

fina

l bas

e flo

od e

leva

tions

with

in Z

ones

A1-

30 a

nd/o

r AE

on

the

com

mun

ity’s

FIR

M a

nd, i

f app

ropr

iate

, has

des

igna

ted

AH

zo

nes,

AO

zon

es, A

99 z

ones

, and

A z

ones

on

the

com

mun

ity’s

FIR

M, a

nd h

as id

entif

ied

on th

e co

mm

unity

’s F

IRM

coa

stal

hig

h ha

zard

are

as b

y de

sign

atin

g Zo

nes

V1-

30, V

E,

and/

or V

, the

com

mun

ity s

hall.

35 (1

) M

eet t

he re

quire

men

ts o

f par

agra

phs

(c)(

1)

thro

ugh

(14)

of t

his

sect

ion;

[P

rior p

rovi

sion

s cu

mul

ativ

e]

Page 107: Reducing Flood Losses Through the International Codes

pa

ge B

-26

IBC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IBC

®.

NFI

P R

egul

atio

ns

2006

IBC

® a

nd A

ppen

dix

G [a

nnot

ated

with

200

7 Su

pple

men

t]

36 (2

) W

ithin

Zon

es V

1-30

, VE

, and

V o

n a

com

mun

ity’s

FIR

M,

(i)

obta

in th

e el

evat

ion

(in re

latio

n to

mea

n se

a le

vel)

of th

e bo

ttom

of t

he lo

wes

t stru

ctur

al

mem

ber o

f the

low

est f

loor

(exc

ludi

ng p

iling

s an

d co

lum

ns) o

f all

new

and

sub

stan

tially

im

prov

ed s

truct

ures

, and

whe

ther

or n

ot s

uch

stru

ctur

es c

onta

in a

bas

emen

t, an

d

(ii)

mai

ntai

n a

reco

rd o

f al

l suc

h in

form

atio

n w

ith

the

offic

ial d

esig

nate

d by

the

com

mun

ity u

nder

S

ec.

59.2

2(a)

(9)(

iii);

104.

7 D

epar

tmen

t rec

ords

16

03.1

.6 F

lood

des

ign

data

. S

EE

BLO

CK

6

1612

.1 G

ener

al (F

lood

Loa

ds).

SE

E B

LOC

K 4

16

12.5

Flo

od h

azar

d do

cum

enta

tion.

The

follo

win

g do

cum

enta

tion

shal

l be

prep

ared

and

sea

led

by a

re

gist

ered

des

ign

prof

essi

onal

and

sha

ll be

sub

mitt

ed to

the

build

ing

offic

ial:

2.

Fo

r con

stru

ctio

n in

floo

d ha

zard

are

as s

ubje

ct to

hig

h-ve

loci

ty w

ave

actio

n:

2.1

The

ele

vatio

n of

the

botto

m o

f the

low

est h

oriz

onta

l stru

ctur

al m

embe

r as

requ

ired

by th

e lo

wes

t flo

or e

leva

tion

insp

ectio

n in

Sec

tion

109.

3.3.

2

.2 C

onst

ruct

ion

docu

men

ts s

hall

incl

ude

a st

atem

ent t

hat t

he b

uild

ing

is d

esig

ned

in a

ccor

danc

e w

ith

AS

CE

24,

incl

udin

g th

at th

e pi

le o

r col

umn

foun

datio

n an

d bu

ildin

g or

stru

ctur

e to

be

atta

ched

th

eret

o is

des

igne

d to

be

anch

ored

to re

sist

flot

atio

n, c

olla

pse

and

late

ral m

ovem

ent d

ue to

the

effe

cts

of w

ind

and

flood

load

s ac

ting

sim

ulta

neou

sly

on a

ll bu

ildin

g co

mpo

nent

s, a

nd o

ther

load

re

quire

men

ts o

f Cha

pter

16.

2

.3 F

or b

reak

away

wal

ls d

esig

ned

to re

sist

a n

omin

al lo

ad o

f les

s th

at 1

0 ps

f (0

.48

kN/m

2 ) or m

ore

than

20

psf

(0.9

6 kN

/m2 ),

cons

truct

ion

docu

men

ts s

hall

incl

ude

a st

atem

ent t

hat t

he b

reak

away

wal

l is

desi

gned

in a

ccor

danc

e w

ith A

SC

E 2

4.

App

endi

x G

103.

8 R

ecor

ds.

SE

E B

LOC

K 1

A

ppen

dix

G50

1 M

anuf

actu

red

Hom

es.

SE

E B

LOC

K 1

6

37 (3

) P

rovi

de th

at a

ll ne

w c

onst

ruct

ion

with

in Z

ones

V

1-30

, VE

, and

V o

n th

e co

mm

unity

’s F

IRM

is

loca

ted

land

war

d of

the

reac

h of

mea

n hi

gh ti

de;

App

endi

x G

401.

2 F

lood

haz

ard

area

s su

bjec

t to

high

-vel

ocity

wav

e ac

tion.

In

flood

haz

ard

area

s su

bjec

t to

high

-vel

ocity

wav

e ac

tion:

1.

N

ew b

uild

ings

and

bui

ldin

gs th

at a

re s

ubst

antia

lly im

prov

ed s

hall

only

be

auth

oriz

ed la

ndw

ard

of th

e re

ach

of m

ean

high

tide

.

2.

The

use

of fi

ll fo

r stru

ctur

al s

uppo

rt of

bui

ldin

gs is

pro

hibi

ted.

Page 108: Reducing Flood Losses Through the International Codes

pa

ge B

-27

IBC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IBC

®.

NFI

P R

egul

atio

ns

2006

IBC

® a

nd A

ppen

dix

G [a

nnot

ated

with

200

7 Su

pple

men

t]

38 (4

) P

rovi

de th

at a

ll ne

w c

onst

ruct

ion

and

subs

tant

ial

impr

ovem

ents

in Z

ones

V1-

30 a

nd V

E, a

nd a

lso

Zone

V if

bas

e flo

od e

leva

tion

data

is a

vaila

ble,

on

the

com

mun

ity’s

FIR

M, a

re e

leva

ted

on p

iling

s an

d co

lum

ns s

o th

at

(i)

the

botto

m o

f the

low

est h

oriz

onta

l stru

ctur

al

mem

ber o

f the

low

est f

loor

(exc

ludi

ng th

e pi

lings

or c

olum

ns) i

s el

evat

ed to

or a

bove

the

base

floo

d le

vel;

and

(ii)

the

pile

or c

olum

n fo

unda

tion

and

stru

ctur

e at

tach

ed th

eret

o is

anc

hore

d to

resi

st fl

otat

ion,

co

llaps

e an

d la

tera

l mov

emen

t due

to th

e ef

fect

s of

win

d an

d w

ater

load

s ac

ting

sim

ulta

neou

sly

on a

ll bu

ildin

g co

mpo

nent

s.

Wat

er lo

adin

g va

lues

use

d sh

all b

e th

ose

asso

ciat

ed w

ith th

e ba

se fl

ood.

Win

d lo

adin

g va

lues

use

d sh

all b

e th

ose

requ

ired

by

appl

icab

le S

tate

or l

ocal

bui

ldin

g st

anda

rds.

A

regi

ster

ed p

rofe

ssio

nal e

ngin

eer o

r arc

hite

ct

shal

l dev

elop

or r

evie

w th

e st

ruct

ural

des

ign,

sp

ecifi

catio

ns a

nd p

lans

for t

he c

onst

ruct

ion,

an

d sh

all c

ertif

y th

at th

e de

sign

and

met

hods

of

cons

truct

ion

to b

e us

ed a

re in

acc

orda

nce

with

ac

cept

ed s

tand

ards

of p

ract

ice

for m

eetin

g th

e pr

ovis

ions

of p

arag

raph

s (e

)(4)

(i) a

nd (i

i) of

this

se

ctio

n.

109.

3.3

Low

est f

loor

ele

vatio

n. S

EE

BLO

CK

13

1603

.1.6

Flo

od d

esig

n da

ta.

SE

E B

LOC

K 6

16

05.2

.2 O

ther

load

s. S

EE

BLO

CK

6

1605

.3.1

.2 O

ther

load

s. S

EE

BLO

CK

6

1612

.4 D

esig

n an

d co

nstr

uctio

n. S

EE

BLO

CK

6

1612

.5 F

lood

haz

ard

docu

men

tatio

n. [

Floo

d ha

zard

are

as s

ubje

ct to

hig

h-ve

loci

ty w

ave

actio

n] S

EE

B

LOC

K 3

6

Page 109: Reducing Flood Losses Through the International Codes

pa

ge B

-28

IBC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IBC

®.

NFI

P R

egul

atio

ns

2006

IBC

® a

nd A

ppen

dix

G [a

nnot

ated

with

200

7 Su

pple

men

t]

39

(5)

Pro

vide

that

all

new

con

stru

ctio

n an

d su

bsta

ntia

l im

prov

emen

ts w

ithin

Zon

es V

1-30

, VE

, and

V o

n th

e co

mm

unity

’s F

IRM

hav

e th

e sp

ace

belo

w th

e lo

wes

t flo

or e

ither

free

of o

bstru

ctio

n or

con

stru

cted

with

no

n-su

ppor

ting

brea

kaw

ay w

alls

, ope

n w

ood

latti

ce-w

ork,

or i

nsec

t scr

eeni

ng in

tend

ed to

col

laps

e un

der w

ind

and

wat

er lo

ads

with

out c

ausi

ng

colla

pse,

dis

plac

emen

t, or

oth

er s

truct

ural

dam

age

to th

e el

evat

ed p

ortio

n of

the

build

ing

or s

uppo

rting

fo

unda

tion

syst

em.

For t

he p

urpo

ses

of th

is s

ectio

n,

a br

eaka

way

wal

l sha

ll ha

ve a

des

ign

safe

load

ing

resi

stan

ce o

f not

less

than

10

and

no m

ore

than

20

poun

ds p

er s

quar

e fo

ot.

Use

of b

reak

away

wal

ls

whi

ch e

xcee

d a

desi

gn s

afe

load

ing

resi

stan

ce o

f 20

poun

ds p

er s

quar

e fo

ot (e

ither

by

desi

gn o

r whe

n so

re

quire

d by

loca

l or S

tate

cod

es) m

ay b

e pe

rmitt

ed

only

if a

regi

ster

ed p

rofe

ssio

nal e

ngin

eer o

r arc

hite

ct

certi

fies

that

the

desi

gns

prop

osed

mee

t the

fo

llow

ing

cond

ition

s:

(i)

Bre

akaw

ay w

all c

olla

pse

shal

l res

ult f

rom

a

wat

er lo

ad le

ss th

an th

at w

hich

wou

ld o

ccur

du

ring

the

base

floo

d; a

nd,

(ii)

The

elev

ated

por

tion

of th

e bu

ildin

g an

d su

ppor

ting

foun

datio

n sy

stem

sha

ll no

t be

subj

ect t

o co

llaps

e, d

ispl

acem

ent,

or o

ther

st

ruct

ural

dam

age

due

to th

e ef

fect

s of

win

d an

d w

ater

load

s ac

ting

sim

ulta

neou

sly

on a

ll bu

ildin

g co

mpo

nent

s (s

truct

ural

and

no

n-st

ruct

ural

). W

ater

load

ing

valu

es u

sed

shal

l be

thos

e as

soci

ated

with

the

base

floo

d.

Win

d lo

adin

g va

lues

use

d sh

all b

e th

ose

requ

ired

by a

pplic

able

Sta

te o

r loc

al b

uild

ing

stan

dard

s.

Suc

h en

clos

ed s

pace

sha

ll be

use

able

sol

ely

for

park

ing

of v

ehic

les,

bui

ldin

g ac

cess

, or s

tora

ge.

1403

.7 F

lood

resi

stan

ce fo

r hig

h-ve

loci

ty w

ave

actio

n ar

eas.

For

bui

ldin

gs in

floo

d ha

zard

are

as s

ubje

ct

to h

igh-

velo

city

wav

e ac

tion

as e

stab

lishe

d in

Sec

tion

1612

.3, e

lect

rical

, mec

hani

cal,

and

plum

bing

sys

tem

co

mpo

nent

s sh

all n

ot b

e m

ount

ed o

n or

pen

etra

te th

roug

h ex

terio

r wal

ls th

at a

re d

esig

ned

to b

reak

aw

ay

unde

r flo

od lo

ads.

16

12.4

Des

ign

and

cons

truc

tion.

The

des

ign

and

cons

truct

ion

of b

uild

ings

and

stru

ctur

es lo

cate

d in

floo

d ha

zard

are

as, i

nclu

ding

floo

d ha

zard

are

as s

ubje

ct to

hig

h-ve

loci

ty w

ave

actio

n, s

hall

be in

acc

orda

nce

with

A

SC

E 2

4.

1612

.5.2

Flo

od h

azar

d do

cum

enta

tion.

[Fl

ood

haza

rd a

reas

sub

ject

to h

igh-

velo

city

wav

e ac

tion]

SE

E

BLO

CK

36

[For

util

ity c

ompo

nent

s, s

ee A

ppen

dix

D fo

r tex

ts fr

om IM

C a

nd IP

C.]

40 (6

) P

rohi

bit t

he u

se o

f fill

for s

truct

ural

sup

port

of

build

ings

with

in Z

ones

V1-

30, V

E, a

nd V

on

the

com

mun

ity’s

FIR

M;

1803

.4 G

radi

ng a

nd fi

ll in

floo

d ha

zard

are

as.

SE

E B

LOC

K 6

A

ppen

dix

G40

1.2

Flo

od h

azar

d ar

eas

subj

ect t

o hi

gh-v

eloc

ity w

ave

actio

n. S

EE

BLO

CK

37

Page 110: Reducing Flood Losses Through the International Codes

pa

ge B

-29

IBC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IBC

®.

NFI

P R

egul

atio

ns

2006

IBC

® a

nd A

ppen

dix

G [a

nnot

ated

with

200

7 Su

pple

men

t]

41 (7

) P

rohi

bit m

an-m

ade

alte

ratio

n of

san

d du

nes

and

man

grov

e st

ands

with

in Z

ones

V1-

30, V

E, a

nd

V o

n th

e co

mm

unity

’s F

IRM

whi

ch w

ould

incr

ease

po

tent

ial f

lood

dam

age.

App

endi

x G

103.

7 A

ltera

tions

in c

oast

al a

reas

. P

rior t

o is

suin

g a

perm

it fo

r any

alte

ratio

n of

san

d du

nes

and

man

grov

e st

ands

in fl

ood

haza

rd a

reas

sub

ject

to h

igh-

velo

city

wav

e ac

tion,

the

build

ing

offic

ial s

hall

requ

ire s

ubm

issi

on o

f an

engi

neer

ing

anal

ysis

whi

ch d

emon

stra

tes

that

the

prop

osed

alte

ratio

n w

ill n

ot

incr

ease

the

pote

ntia

l for

floo

d da

mag

e.

42 (8

) R

equi

re th

at m

anuf

actu

red

hom

es p

lace

d or

su

bsta

ntia

lly im

prov

ed w

ithin

Zon

es V

1-30

, V, a

nd

VE

on

the

com

mun

ity’s

FIR

M o

n si

tes

(i) O

utsi

de o

f a

man

ufac

ture

d ho

me

park

or s

ubdi

visi

on, (

ii) In

a

new

man

ufac

ture

d ho

me

park

or s

ubdi

visi

on, (

iii) I

n an

exp

ansi

on to

an

exis

ting

man

ufac

ture

d ho

me

park

or s

ubdi

visi

on, o

r (iv

) In

an e

xist

ing

man

ufac

ture

d ho

me

park

or s

ubdi

visi

on o

n w

hich

a

man

ufac

ture

d ho

me

has

incu

rred

“sub

stan

tial

dam

age”

as

the

resu

lt of

a fl

ood,

mee

t the

sta

ndar

ds

of p

arag

raph

s (e

)(2)

thro

ugh

(7) o

f thi

s se

ctio

n an

d th

at m

anuf

actu

red

hom

es p

lace

d or

sub

stan

tially

im

prov

ed o

n ot

her s

ites

in a

n ex

istin

g m

anuf

actu

red

hom

e pa

rk o

r sub

divi

sion

with

in Z

ones

VI-3

0, V

, and

V

E o

n th

e co

mm

unity

’s F

IRM

mee

t the

requ

irem

ents

of

par

agra

ph (c

)(12

) of t

his

sect

ion.

App

endi

x G

501.

Man

ufac

ture

d H

omes

. S

EE

BLO

CK

16

43 (9

) R

equi

re th

at re

crea

tiona

l veh

icle

s pl

aced

on

site

s w

ithin

Zon

es V

1-30

, V, a

nd V

E o

n th

e co

mm

unity

’s F

IRM

eith

er (i

) Be

on th

e si

te fo

r few

er

than

180

con

secu

tive

days

, (ii)

Be

fully

lice

nsed

and

re

ady

for h

ighw

ay u

se, o

r (iii

) Mee

t the

requ

irem

ents

in

par

agra

phs

(b)(

1) a

nd (e

) (2)

thro

ugh

(7) o

f thi

s se

ctio

n. A

recr

eatio

nal v

ehic

le is

read

y fo

r hig

hway

us

e if

it is

on

its w

heel

s or

jack

ing

syst

em, i

s at

tach

ed to

the

site

onl

y by

qui

ck d

isco

nnec

t typ

e ut

ilitie

s an

d se

curit

y de

vice

s, a

nd h

as n

o pe

rman

ently

atta

ched

add

ition

s.

App

endi

x G

601.

Rec

reat

iona

l Veh

icle

s. S

EE

BLO

CK

30

Page 111: Reducing Flood Losses Through the International Codes

pa

ge B

-30

IBC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IBC

®.

NFI

P R

egul

atio

ns

2006

IBC

® a

nd A

ppen

dix

G [a

nnot

ated

with

200

7 Su

pple

men

t] Se

c. 6

0.6

Var

ianc

e an

d ex

cept

ions

44 (a

) Th

e A

dmin

istra

tor d

oes

not s

et fo

rth a

bsol

ute

crite

ria fo

r gra

ntin

g va

rianc

es fr

om th

e cr

iteria

set

fo

rth in

Sec

s. 6

0.3,

60.

4, a

nd 6

0.5.

The

issu

ance

of

a va

rianc

e is

for f

lood

pla

in m

anag

emen

t pur

pose

s on

ly.

Insu

ranc

e pr

emiu

m ra

tes

are

dete

rmin

ed b

y st

atut

e ac

cord

ing

to a

ctua

rial r

isk

and

will

not

be

mod

ified

by

the

gran

ting

of a

var

ianc

e. T

he

com

mun

ity, a

fter e

xam

inin

g th

e ap

plic

ant’s

ha

rdsh

ips,

sha

ll ap

prov

e or

dis

appr

ove

a re

ques

t.

Whi

le th

e gr

antin

g of

var

ianc

es g

ener

ally

is li

mite

d to

a

lot s

ize

less

than

one

-hal

f acr

e (a

s se

t for

th in

pa

ragr

aph

(a)(

2) o

f thi

s se

ctio

n), d

evia

tions

from

that

lim

itatio

n m

ay o

ccur

. H

owev

er, a

s th

e lo

t siz

e in

crea

ses

beyo

nd o

ne-h

alf a

cre,

the

tech

nica

l ju

stifi

catio

n re

quire

d fo

r iss

uing

a v

aria

nce

incr

ease

s. T

he A

dmin

istra

tor m

ay re

view

a

com

mun

ity’s

find

ings

just

ifyin

g th

e gr

antin

g of

va

rianc

es, a

nd if

that

revi

ew in

dica

tes

a pa

ttern

in

cons

iste

nt w

ith th

e ob

ject

ives

of s

ound

floo

d pl

ain

man

agem

ent,

the

Adm

inis

trato

r may

take

ap

prop

riate

act

ion

unde

r Sec

. 59

.24(

b) o

f thi

s su

bcha

pter

.

App

endi

x G

105.

1 G

ener

al (V

aria

nces

). T

he b

oard

of a

ppea

ls e

stab

lishe

d pu

rsua

nt to

Sec

tion

112

shal

l he

ar a

nd d

ecid

e re

ques

ts fo

r var

ianc

es.

The

boar

d of

app

eals

sha

ll ba

se it

s de

term

inat

ion

on te

chni

cal

just

ifica

tions

, and

has

the

right

to a

ttach

suc

h co

nditi

ons

to v

aria

nces

as

it de

ems

nece

ssar

y to

furth

er th

e pu

rpos

es a

nd o

bjec

tives

of t

his

appe

ndix

and

Sec

tion

1612

. A

ppen

dix

G10

5.6

Con

side

ratio

ns.

In re

view

ing

appl

icat

ions

for v

aria

nces

, the

boa

rd o

f app

eals

sha

ll co

nsid

er a

ll te

chni

cal e

valu

atio

ns, a

ll re

leva

nt fa

ctor

s, a

ll ot

her p

ortio

ns o

f thi

s ap

pend

ix, a

nd th

e fo

llow

ing:

1.

Th

e da

nger

that

mat

eria

ls a

nd d

ebris

may

be

swep

t ont

o ot

her l

ands

resu

lting

in fu

rther

inju

ry o

r da

mag

e;

2.

The

dang

er to

life

and

pro

perty

due

to fl

oodi

ng o

r ero

sion

dam

age;

3.

Th

e su

scep

tibili

ty o

f the

pro

pose

d de

velo

pmen

t, in

clud

ing

cont

ents

, to

flood

dam

age

and

the

effe

ct

of s

uch

dam

age

on c

urre

nt a

nd fu

ture

ow

ners

; 4.

Th

e im

porta

nce

of th

e se

rvic

es p

rovi

ded

by th

e pr

opos

ed d

evel

opm

ent t

o th

e co

mm

unity

; 5.

Th

e av

aila

bilit

y of

alte

rnat

e lo

catio

ns fo

r the

pro

pose

d de

velo

pmen

t tha

t are

not

sub

ject

to fl

oodi

ng

or e

rosi

on;

6.

The

com

patib

ility

of t

he p

ropo

sed

deve

lopm

ent w

ith e

xist

ing

and

antic

ipat

ed d

evel

opm

ent;

7.

The

rela

tions

hip

of th

e pr

opos

ed d

evel

opm

ent t

o th

e co

mpr

ehen

sive

pla

n an

d flo

odpl

ain

man

agem

ent p

rogr

am fo

r tha

t are

a;

8.

The

safe

ty o

f acc

ess

to th

e pr

oper

ty in

tim

es o

f flo

od fo

r ord

inar

y an

d em

erge

ncy

vehi

cles

; 9.

Th

e ex

pect

ed h

eigh

ts, v

eloc

ity, d

urat

ion,

rate

of r

ise,

and

deb

ris a

nd s

edim

ent t

rans

port

of th

e flo

od

wat

ers

and

the

effe

cts

of w

ave

actio

n, if

app

licab

le, e

xpec

ted

at th

e si

te, a

nd;

10.

10.

The

cost

s of

pro

vidi

ng g

over

nmen

tal s

ervi

ces

durin

g an

d af

ter f

lood

con

ditio

ns in

clud

ing

mai

nten

ance

and

repa

ir of

pub

lic u

tiliti

es a

nd fa

cilit

ies

such

as

sew

er, g

as, e

lect

rical

, and

wat

er

syst

ems,

stre

ets

and

brid

ges.

45 V

aria

nces

may

be

issu

ed fo

r the

repa

ir or

re

habi

litat

ion

of h

isto

ric s

truct

ures

upo

n a

dete

rmin

atio

n th

at th

e pr

opos

ed re

pair

or

reha

bilit

atio

n w

ill n

ot p

recl

ude

the

stru

ctur

e’s

cont

inue

d de

sign

atio

n as

a h

isto

ric s

truct

ure

and

the

varia

nce

is th

e m

inim

um n

eces

sary

to p

rese

rve

the

hist

oric

cha

ract

er a

nd d

esig

n of

the

stru

ctur

e.

App

endi

x G

105.

3 H

isto

ric s

truc

ture

s. A

var

ianc

e is

aut

horiz

ed to

be

issu

ed fo

r the

repa

ir or

reha

bilit

atio

n of

a h

isto

ric s

truct

ure

upon

a d

eter

min

atio

n th

at th

e pr

opos

ed re

pair

or re

habi

litat

ion

will

not

pre

clud

e th

e st

ruct

ure’

s co

ntin

ued

desi

gnat

ion

as a

his

toric

stru

ctur

e, a

nd th

e va

rianc

e is

the

min

imum

nec

essa

ry to

pr

eser

ve th

e hi

stor

ic c

hara

cter

and

des

ign

of th

e st

ruct

ure.

Ex

cept

ion:

With

in fl

ood

haza

rd a

reas

, his

toric

stru

ctur

es th

at a

re n

ot:

1.

List

ed o

r pre

limin

arily

det

erm

ined

to b

e el

igib

le fo

r lis

ting

in th

e N

atio

nal R

egis

ter o

f His

toric

Pla

ces;

or

2.

D

eter

min

ed b

y th

e S

ecre

tary

of t

he U

.S. D

epar

tmen

t of I

nter

ior a

s co

ntrib

utin

g to

the

hist

oric

al

sign

ifica

nce

of a

regi

ster

ed h

isto

ric d

istri

ct o

r a d

istri

ct p

relim

inar

ily d

eter

min

ed to

qua

lify

as a

n hi

stor

ic d

istri

ct; o

r 3.

D

esig

nate

d as

his

toric

und

er a

sta

te o

r loc

al h

isto

ric p

rese

rvat

ion

prog

ram

that

is a

ppro

ved

by th

e D

epar

tmen

t of I

nter

ior.

Page 112: Reducing Flood Losses Through the International Codes

pa

ge B

-31

IBC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IBC

®.

NFI

P R

egul

atio

ns

2006

IBC

® a

nd A

ppen

dix

G [a

nnot

ated

with

200

7 Su

pple

men

t]

46 P

roce

dure

s fo

r the

gra

ntin

g of

var

ianc

es b

y a

com

mun

ity a

re a

s fo

llow

s:

(1) V

aria

nces

sha

ll no

t be

issu

ed b

y a

com

mun

ity

with

in a

ny d

esig

nate

d re

gula

tory

floo

dway

if a

ny

incr

ease

in fl

ood

leve

ls d

urin

g th

e ba

se fl

ood

disc

harg

e w

ould

resu

lt;

App

endi

x G

105.

5 R

estr

ictio

ns.

The

boar

d of

app

eals

sha

ll no

t iss

ue a

var

ianc

e fo

r any

pro

pose

d de

velo

pmen

t in

a flo

odw

ay if

any

incr

ease

in fl

ood

leve

ls w

ould

resu

lt du

ring

the

base

floo

d di

scha

rge.

47 (2

) V

aria

nces

may

be

issu

ed b

y a

com

mun

ity fo

r ne

w c

onst

ruct

ion

and

subs

tant

ial i

mpr

ovem

ents

to

be e

rect

ed o

n a

lot o

f one

-hal

f acr

e or

less

in s

ize

cont

iguo

us to

and

sur

roun

ded

by lo

ts w

ith e

xist

ing

stru

ctur

es c

onst

ruct

ed b

elow

the

base

floo

d le

vel,

in

conf

orm

ance

with

the

proc

edur

es o

f par

agra

phs

(a)

(3),

(4),

(5) a

nd (6

) of t

his

sect

ion;

App

endi

x G

105.

1 G

ener

al (V

aria

nces

). S

EE

BLO

CK

44

App

endi

x G

105.

6 C

onsi

dera

tions

. S

EE

BLO

CK

44

48 (3

) V

aria

nces

sha

ll on

ly b

e is

sued

by

a co

mm

unity

up

on:

(i)

a sh

owin

g of

goo

d an

d su

ffici

ent c

ause

, (ii

) a

dete

rmin

atio

n th

at fa

ilure

to g

rant

the

varia

nce

wou

ld re

sult

in e

xcep

tiona

l har

dshi

p to

th

e ap

plic

ant,

and

(ii

i) a

dete

rmin

atio

n th

at th

e gr

antin

g of

a v

aria

nce

will

not

resu

lt in

incr

ease

d flo

od h

eigh

ts,

addi

tiona

l thr

eats

to p

ublic

saf

ety,

ex

traor

dina

ry p

ublic

exp

ense

, cre

ate

nuis

ance

s, c

ause

frau

d on

or v

ictim

izat

ion

of

the

publ

ic, o

r con

flict

with

exi

stin

g lo

cal l

aws

or

ordi

nanc

es;

App

endi

x G

105.

7 C

ondi

tions

for i

ssua

nce.

Var

ianc

es s

hall

only

be

issu

ed b

y th

e bo

ard

of a

ppea

ls u

pon:

1.

A

tech

nica

l sho

win

g of

goo

d an

d su

ffici

ent c

ause

that

the

uniq

ue c

hara

cter

istic

s of

the

size

, co

nfig

urat

ion,

or t

opog

raph

y of

the

site

rend

ers

the

elev

atio

n st

anda

rds

inap

prop

riate

; and

2.

A

det

erm

inat

ion

that

failu

re to

gra

nt th

e va

rianc

e w

ould

resu

lt in

exc

eptio

nal h

ards

hip

by re

nder

ing

the

lot u

ndev

elop

able

; and

3.

A

det

erm

inat

ion

that

the

gran

ting

of a

var

ianc

e w

ill n

ot re

sult

in in

crea

sed

flood

hei

ghts

, add

ition

al

thre

ats

to p

ublic

saf

ety,

ext

raor

dina

ry p

ublic

exp

ense

, nor

cre

ate

nuis

ance

s, c

ause

frau

d on

or

vict

imiz

atio

n of

the

publ

ic, o

r con

flict

with

exi

stin

g lo

cal l

aws

or o

rdin

ance

s; a

nd

4.

A d

eter

min

atio

n th

at th

e va

rianc

e is

the

min

imum

nec

essa

ry, c

onsi

derin

g th

e flo

od h

azar

d, to

affo

rd

relie

f; an

d 5.

5.

Not

ifica

tion

to th

e ap

plic

ant i

n w

ritin

g ov

er th

e si

gnat

ure

of th

e bu

ildin

g of

ficia

l tha

t the

issu

ance

of

a va

rianc

e to

con

stru

ct a

stru

ctur

e be

low

the

base

floo

d le

vel w

ill re

sult

in in

crea

sed

prem

ium

rate

s fo

r flo

od in

sura

nce

up to

am

ount

s as

hig

h as

$25

for $

100

of in

sura

nce

cove

rage

, and

that

suc

h co

nstru

ctio

n be

low

the

base

floo

d le

vel i

ncre

ases

risk

s to

life

and

pro

perty

.

49 (4

) V

aria

nces

sha

ll on

ly b

e is

sued

upo

n a

dete

rmin

atio

n th

at th

e va

rianc

e is

the

min

imum

ne

cess

ary,

con

side

ring

the

flood

haz

ard,

to a

fford

re

lief;

App

endi

x G

105.

7 C

ondi

tions

for i

ssua

nce.

BLO

CK

48

Page 113: Reducing Flood Losses Through the International Codes

pa

ge B

-32

IBC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IBC

®.

NFI

P R

egul

atio

ns

2006

IBC

® a

nd A

ppen

dix

G [a

nnot

ated

with

200

7 Su

pple

men

t]

50 (5

) A

com

mun

ity s

hall

notif

y th

e ap

plic

ant i

n w

ritin

g ov

er th

e si

gnat

ure

of a

com

mun

ity o

ffici

al th

at

(i)

the

issu

ance

of a

var

ianc

e to

con

stru

ct a

st

ruct

ure

belo

w th

e ba

se fl

ood

leve

l will

resu

lt in

in

crea

sed

prem

ium

rate

s fo

r flo

od in

sura

nce

up

to a

mou

nts

as h

igh

as $

25 fo

r $10

0 of

in

sura

nce

cove

rage

and

(ii

) su

ch c

onst

ruct

ion

belo

w th

e ba

se fl

ood

leve

l in

crea

ses

risks

to li

fe a

nd p

rope

rty.

Suc

h no

tific

atio

n sh

all b

e m

aint

aine

d w

ith a

reco

rd o

f al

l var

ianc

e ac

tions

as

requ

ired

in p

arag

raph

(a

)(6)

of t

his

sect

ion;

and

App

endi

x G

105.

7 C

ondi

tions

for i

ssua

nce.

SE

E B

LOC

K 4

8

51 (6

) A

com

mun

ity s

hall

(i) m

aint

ain

a re

cord

of a

ll va

rianc

e ac

tions

, inc

ludi

ng ju

stifi

catio

n fo

r the

ir is

suan

ce, a

nd (i

i) re

port

such

var

ianc

es is

sued

in it

s an

nual

or b

ienn

ial r

epor

t sub

mitt

ed to

the

Adm

inis

trato

r.

App

endi

x G

105.

2 R

ecor

ds.

The

build

ing

offic

ial s

hall

mai

ntai

n a

perm

anen

t rec

ord

of a

ll va

rianc

e ac

tions

, in

clud

ing

just

ifica

tion

for t

heir

issu

ance

.

52 (7

) V

aria

nces

may

be

issu

ed b

y a

com

mun

ity fo

r ne

w c

onst

ruct

ion

and

subs

tant

ial i

mpr

ovem

ents

and

fo

r oth

er d

evel

opm

ent n

eces

sary

for t

he c

ondu

ct o

f a

func

tiona

lly d

epen

dent

use

pro

vide

d th

at

(i)

the

crite

ria o

f par

agra

phs

(a)(

1) th

roug

h (a

)(4)

of

this

sec

tion

are

met

, and

(ii

) th

e st

ruct

ure

or o

ther

dev

elop

men

t is

prot

ecte

d by

met

hods

that

min

imiz

e flo

od d

amag

es

durin

g th

e ba

se fl

ood

and

crea

te n

o ad

ditio

nal

thre

ats

to p

ublic

saf

ety.

App

endi

x G

105.

4 F

unct

iona

lly d

epen

dant

faci

litie

s. A

var

ianc

e is

aut

horiz

ed to

be

issu

ed fo

r the

co

nstru

ctio

n or

sub

stan

tial i

mpr

ovem

ent o

f a fu

nctio

nally

dep

enda

nt fa

cilit

y pr

ovid

ed th

e cr

iteria

in S

ectio

n 16

12.1

are

met

and

the

varia

nce

is th

e m

inim

um n

eces

sary

to a

llow

the

cons

truct

ion

or s

ubst

antia

l im

prov

emen

t, an

d th

at a

ll du

e co

nsid

erat

ion

has

been

giv

en to

met

hods

and

mat

eria

ls th

at m

inim

ize

flood

da

mag

es d

urin

g th

e de

sign

floo

d an

d cr

eate

no

addi

tiona

l thr

eats

to p

ublic

saf

ety.

Page 114: Reducing Flood Losses Through the International Codes

AAppppeennddiixx CC.. CCrroosssswwaallkk ooff tthhee NNFFIIPP RReegguullaattiioonnss ttoo tthhee FFlloooodd

RReessiissttaannccee PPrroovviissiioonnss ooff tthhee IIRRCC

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP C-1

Page 115: Reducing Flood Losses Through the International Codes

Pa

ge C

-3

IRC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IRC

®.

NFI

P R

egul

atio

ns

2006

IRC

® [

anno

tate

d w

ith 2

007

Supp

lem

ent]

Sec.

59.

1 D

efin

ition

s B

ASE

FLO

OD

. B

ase

flood

mea

ns th

e flo

od h

avin

g a

one

perc

ent c

hanc

e of

bei

ng e

qual

ed o

r exc

eede

d in

any

giv

en y

ear.

R30

1.2.

4 F

lood

plai

n co

nstr

uctio

n. S

EE

BLO

CK

3

Tabl

e R

301.

2(1)

Clim

atic

and

Geo

grap

hic

Des

ign

Crit

eria

. Fl

ood

Haz

ards

. S

EE

BLO

CK

3

R32

4.1.

3 E

stab

lishi

ng th

e de

sign

floo

d el

evat

ion.

SE

E B

LOC

K 1

2

BA

SEM

ENT.

Any

are

a of

the

build

ing

havi

ng it

s flo

or s

ubgr

ade

(bel

ow g

roun

d le

vel)

on a

ll si

des.

R

324.

1.4

Low

est f

loor

. S

EE

BLO

CK

28

R32

4.2.

1 [F

lood

haz

ard

area

s (in

clud

ing

A Z

ones

)] El

evat

ion

requ

irem

ents

. S

EE

BLO

CK

18

R32

4.3.

2 [C

oast

al fl

ood

haza

rd a

reas

(inc

ludi

ng V

Zon

es)]

Elev

atio

n re

quire

men

ts.

SE

E B

LOC

K 3

6 R

408.

5 [U

nder

-Flo

or S

pace

] Fin

ishe

d gr

ade.

SE

E B

LOC

K 1

8

DEV

ELO

PMEN

T. A

ny m

an-m

ade

chan

ge to

impr

oved

or

unim

prov

ed re

al e

stat

e, in

clud

ing

but n

ot li

mite

d to

bui

ldin

gs o

r ot

her s

truct

ures

, min

ing,

dre

dgin

g, fi

lling

, gra

ding

, pav

ing,

ex

cava

tion

or d

rillin

g op

erat

ions

or s

tora

ge o

f equ

ipm

ent o

r m

ater

ials

.

R10

1.2

Sco

pe.

R10

5.1

Per

mits

requ

ired.

R

105.

2 W

ork

exem

pt fr

om p

erm

it.

R10

5.3.

1.1

Sub

stan

tially

impr

oved

or s

ubst

antia

lly d

amag

ed e

xist

ing

build

ings

and

str

uctu

res

in a

reas

pr

one

to fl

oodi

ng.

SE

E B

LOC

K 4

EXIS

TIN

G C

ON

STR

UC

TIO

N (E

XIST

ING

STR

UC

TUR

ES).

For

th

e pu

rpos

es o

f det

erm

inin

g ra

tes,

stru

ctur

es fo

r whi

ch th

e “s

tart

of c

onst

ruct

ion”

com

men

ced

befo

re th

e ef

fect

ive

date

of t

he

FIR

M o

r bef

ore

Janu

ary

1, 1

975,

for F

IRM

s ef

fect

ive

befo

re th

at

date

. “E

xist

ing

cons

truct

ion”

may

als

o be

refe

rred

to a

s “e

xist

ing

stru

ctur

es.”

R10

2.7.

2 [E

xist

ing

Stru

ctur

es] A

dditi

ons,

alte

ratio

ns o

r rep

airs

. S

EE

BLO

CK

4

BU

ILD

ING

, EXI

STIN

G in

Cha

pter

2.

FLO

OD

OR

FLO

OD

ING

. (a

) A

gen

eral

and

tem

pora

ry c

ondi

tion

of p

artia

l or c

ompl

ete

inun

datio

n of

nor

mal

ly d

ry la

nd a

reas

from

:

(1

) The

ove

rflow

of i

nlan

d or

tida

l wat

ers.

(2) T

he u

nusu

al a

nd ra

pid

accu

mul

atio

n or

runo

ff of

su

rface

wat

ers

from

any

sou

rce.

[Gen

eral

usa

ge th

roug

hout

.]

FLO

OD

INSU

RA

NC

E R

ATE

MA

P (F

IRM

). A

n of

ficia

l map

of a

co

mm

unity

, on

whi

ch th

e A

dmin

istra

tor h

as d

elin

eate

d bo

th th

e sp

ecia

l haz

ard

area

s an

d th

e ris

k pr

emiu

m z

ones

app

licab

le to

th

e co

mm

unity

.

R30

1.2.

4 F

lood

plai

n co

nstr

uctio

n. E

xcep

tion.

SE

E B

LOC

K 3

Ta

ble

R30

1.2(

1) C

limat

ic a

nd G

eogr

aphi

c D

esig

n C

riter

ia.

Floo

d H

azar

ds.

SE

E B

LOC

K 3

FLO

OD

WA

Y –

See

REG

ULA

TOR

Y FL

OO

DW

AY.

R

301.

2.4

Flo

odpl

ain

cons

truc

tion.

Exc

eptio

n. S

EE

BLO

CK

3

Tabl

e R

301.

2(1)

Clim

atic

and

Geo

grap

hic

Des

ign

Crit

eria

. Fl

ood

Haz

ards

. S

EE

BLO

CK

3

HIG

HES

T A

DJA

CEN

T G

RA

DE.

The

hig

hest

nat

ural

ele

vatio

n of

the

grou

nd s

urfa

ce p

rior t

o co

nstru

ctio

n ne

xt to

the

prop

osed

w

alls

of a

stru

ctur

e.

R32

4.2.

1 [F

lood

haz

ard

area

s (in

clud

ing

A Z

ones

)] El

evat

ion

requ

irem

ents

. S

EE

BLO

CK

18

Page 116: Reducing Flood Losses Through the International Codes

Pa

ge C

-4

IRC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IRC

®.

NFI

P R

egul

atio

ns

2006

IRC

® [

anno

tate

d w

ith 2

007

Supp

lem

ent]

HIS

TOR

IC S

TRU

CTU

RE.

Any

stru

ctur

e th

at is

: (a

) Li

sted

indi

vidu

ally

in th

e N

atio

nal R

egis

ter o

f His

toric

P

lace

s (a

list

ing

mai

ntai

ned

by th

e D

epar

tmen

t of I

nter

ior)

or

pre

limin

arily

det

erm

ined

by

the

Sec

reta

ry o

f the

Inte

rior

as m

eetin

g th

e re

quire

men

ts fo

r ind

ivid

ual l

istin

g on

the

Nat

iona

l Reg

iste

r;

(b)

Cer

tifie

d or

pre

limin

arily

det

erm

ined

by

the

Sec

reta

ry o

f th

e In

terio

r as

cont

ribut

ing

to th

e hi

stor

ical

sig

nific

ance

of a

re

gist

ered

his

toric

dis

trict

or a

dis

trict

pre

limin

arily

de

term

ined

by

the

Sec

reta

ry to

qua

lify

as a

regi

ster

ed

hist

oric

dis

trict

; (c

) In

divi

dual

ly li

sted

on

a st

ate

inve

ntor

y of

his

toric

pla

ces

in

stat

es w

ith h

isto

ric p

rese

rvat

ion

prog

ram

s w

hich

hav

e be

en a

ppro

ved

by th

e S

ecre

tary

of t

he In

terio

r; or

(d

) In

divi

dual

ly li

sted

on

a lo

cal i

nven

tory

of h

isto

ric p

lace

s in

co

mm

uniti

es w

ith h

isto

ric p

rese

rvat

ion

prog

ram

s th

at h

ave

been

cer

tifie

d ei

ther

:

(1

) By

an a

ppro

ved

stat

e pr

ogra

m a

s de

term

ined

by

the

Sec

reta

ry o

f the

Inte

rior o

r

(2) D

irect

ly b

y th

e S

ecre

tary

of t

he In

terio

r in

stat

es w

ithou

t ap

prov

ed p

rogr

ams.

[Not

exp

licitl

y de

fined

; ref

er to

def

initi

on in

IBC

.]

LOW

EST

FLO

OR

. Th

e lo

wes

t flo

or o

f the

low

est e

nclo

sed

area

(in

clud

ing

base

men

t). A

n un

finis

hed

or fl

ood

resi

stan

t en

clos

ure,

usa

ble

sole

ly fo

r par

king

of v

ehic

les,

bui

ldin

g ac

cess

or

sto

rage

in a

n ar

ea o

ther

than

a b

asem

ent a

rea

is n

ot

cons

ider

ed a

bui

ldin

g’s

low

est f

loor

; Pro

vide

d, th

at s

uch

encl

osur

e is

not

bui

lt so

as

to re

nder

the

stru

ctur

e in

vio

latio

n of

th

e ap

plic

able

non

-ele

vatio

n de

sign

requ

irem

ents

of S

ec. 6

0.3.

R30

9.5

[Gar

ages

and

Car

port

s] F

lood

haz

ard

area

s. S

EE

BLO

CK

21

R32

4.1.

4 L

owes

t flo

or.

SE

E B

LOC

K 1

8

MA

NU

FAC

TUR

ED H

OM

E. A

stru

ctur

e, tr

ansp

orta

ble

in o

ne o

r m

ore

sect

ions

, whi

ch is

bui

lt on

a p

erm

anen

t cha

ssis

and

is

desi

gned

for u

se w

ith o

r with

out a

per

man

ent f

ound

atio

n w

hen

atta

ched

to th

e re

quire

d ut

ilitie

s. T

he te

rm “m

anuf

actu

red

hom

e” d

oes

not i

nclu

de a

“rec

reat

iona

l veh

icle

.”

Cha

pter

2,

MA

NU

FAC

TUR

ED H

OM

E.

App

endi

x E

Man

ufac

ture

d H

ousi

ng U

sed

as D

wel

lings

.

MA

NU

FAC

TUR

ED H

OM

E PA

RK

OR

SU

BD

IVIS

ION

. A

par

cel

(or c

ontig

uous

par

cels

) of l

and

divi

ded

into

two

or m

ore

man

ufac

ture

d ho

me

lots

for r

ent o

r sal

e.

[Sub

divi

sion

of l

and

not a

ddre

ssed

in IR

C; s

ee IB

C A

ppen

dix

G.]

Page 117: Reducing Flood Losses Through the International Codes

Pa

ge C

-5

IRC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IRC

®.

NFI

P R

egul

atio

ns

2006

IRC

® [

anno

tate

d w

ith 2

007

Supp

lem

ent]

REC

REA

TIO

NA

L VE

HIC

LE.

A v

ehic

le w

hich

is:

(a

) bu

ilt o

n a

sing

le c

hass

is;

(b)

400

squa

re fe

et o

r les

s w

hen

mea

sure

d at

the

larg

est

horiz

onta

l pro

ject

ion;

(c

) de

sign

ed to

be

self-

prop

elle

d or

per

man

ently

tow

able

by

a lig

ht d

uty

truck

; and

(d

) de

sign

ed p

rimar

ily n

ot fo

r use

as

a pe

rman

ent d

wel

ling

but

as te

mpo

rary

livi

ng q

uarte

rs fo

r rec

reat

iona

l, ca

mpi

ng,

trave

l, or

sea

sona

l use

.

R10

7 Te

mpo

rary

str

uctu

res

and

uses

.

REG

ULA

TOR

Y FL

OO

DW

AY.

The

cha

nnel

of a

rive

r or o

ther

w

ater

cour

se a

nd th

e ad

jace

nt la

nd a

reas

that

mus

t be

rese

rved

in

ord

er to

dis

char

ge th

e ba

se fl

ood

with

out c

umul

ativ

ely

incr

easi

ng th

e w

ater

sur

face

ele

vatio

n m

ore

than

a d

esig

nate

d he

ight

.

See

FLO

OD

WA

Y.

REM

EDY

A V

IOLA

TIO

N.

To b

ring

the

stru

ctur

e or

oth

er

deve

lopm

ent i

nto

com

plia

nce

with

Sta

te o

r loc

al fl

ood

plai

n m

anag

emen

t reg

ulat

ions

, or,

if th

is is

not

pos

sibl

e, to

redu

ce th

e im

pact

s of

its

nonc

ompl

ianc

e. W

ays

that

impa

cts

may

be

redu

ced

incl

ude

prot

ectin

g th

e st

ruct

ure

or o

ther

affe

cted

de

velo

pmen

t fro

m fl

ood

dam

ages

, im

plem

entin

g th

e en

forc

emen

t pro

visi

ons

of th

e or

dina

nce

or o

ther

wis

e de

terr

ing

futu

re s

imila

r vio

latio

ns, o

r red

ucin

g Fe

dera

l fin

anci

al e

xpos

ure

with

rega

rd to

the

stru

ctur

e or

oth

er d

evel

opm

ent.

R11

3 V

iola

tions

.

STR

UC

TUR

E. F

or fl

ood

plai

n m

anag

emen

t pur

pose

s, a

wal

led

and

roof

ed b

uild

ing,

incl

udin

g a

gas

or li

quid

sto

rage

tank

, tha

t is

prin

cipa

lly a

bove

gro

und,

as

wel

l as

a m

anuf

actu

red

hom

e.

“Stru

ctur

e” fo

r ins

uran

ce c

over

age

purp

oses

, mea

ns a

wal

led

and

roof

ed b

uild

ing,

oth

er th

an a

gas

or l

iqui

d st

orag

e ta

nk, t

hat

is p

rinci

pally

abo

ve g

roun

d an

d af

fixed

to a

per

man

ent s

ite, a

s w

ell a

s a

man

ufac

ture

d ho

me

on a

per

man

ent f

ound

atio

n. F

or

the

latte

r pur

pose

, the

term

incl

udes

a b

uild

ing

whi

le in

the

cour

se o

f con

stru

ctio

n, a

ltera

tion

or re

pair,

but

doe

s no

t inc

lude

bu

ildin

g m

ater

ials

or s

uppl

ies

inte

nded

for u

se in

suc

h co

nstru

ctio

n, a

ltera

tion

or re

pair,

unl

ess

such

mat

eria

ls o

r su

pplie

s ar

e w

ithin

an

encl

osed

bui

ldin

g on

the

prem

ises

.

R10

2.1

Sco

pe.

R10

5.2

Wor

k ex

empt

from

per

mit.

A

ppen

dix

E M

anuf

actu

red

Hou

sing

Use

d as

Dw

ellin

gs.

SUB

STA

NTI

AL

DA

MA

GE.

Dam

age

of a

ny o

rigin

sus

tain

ed b

y a

stru

ctur

e w

here

by th

e co

st o

f res

torin

g th

e st

ruct

ure

to it

s be

fore

dam

aged

con

ditio

n w

ould

equ

al o

r exc

eed

50 p

erce

nt o

f th

e m

arke

t val

ue o

f the

stru

ctur

e be

fore

the

dam

age

occu

rred

.

R10

5.3.

1.1

Sub

stan

tially

impr

oved

or s

ubst

antia

lly d

amag

ed e

xist

ing

build

ings

and

str

uctu

res

in a

reas

pr

one

to fl

oodi

ng.

SE

E B

LOC

K 4

Page 118: Reducing Flood Losses Through the International Codes

Pa

ge C

-6

IRC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IRC

®.

NFI

P R

egul

atio

ns

2006

IRC

® [

anno

tate

d w

ith 2

007

Supp

lem

ent]

SUB

STA

NTI

AL

IMPR

OVE

MEN

T. A

ny re

cons

truct

ion,

re

habi

litat

ion,

add

ition

, or o

ther

impr

ovem

ent o

f a s

truct

ure,

the

cost

of w

hich

equ

als

or e

xcee

ds 5

0 pe

rcen

t of t

he m

arke

t val

ue

of th

e st

ruct

ure

befo

re th

e “s

tart

of c

onst

ruct

ion”

of t

he

impr

ovem

ent.

Thi

s te

rm in

clud

es s

truct

ures

whi

ch h

ave

incu

rred

“sub

stan

tial d

amag

e”, r

egar

dles

s of

the

actu

al re

pair

wor

k pe

rform

ed.

The

term

doe

s no

t, ho

wev

er, i

nclu

de e

ither

:

(1)

Any

pro

ject

for i

mpr

ovem

ent o

f a s

truct

ure

to c

orre

ct

exis

ting

viol

atio

ns o

f sta

te o

r loc

al h

ealth

, san

itary

, or

safe

ty c

ode

spec

ifica

tions

whi

ch h

ave

been

iden

tifie

d by

th

e lo

cal c

ode

enfo

rcem

ent o

ffici

al a

nd w

hich

are

the

min

imum

nec

essa

ry to

ass

ure

safe

livi

ng c

ondi

tions

or

(2)

Any

alte

ratio

n of

a “h

isto

ric s

truct

ure”

, pro

vide

d th

at th

e al

tera

tion

will

not

pre

clud

e th

e st

ruct

ure’

s co

ntin

ued

desi

gnat

ion

as a

“his

toric

stru

ctur

e.”

R10

2.7.

1 [E

xist

ing

stru

ctur

es] A

dditi

ons,

alte

ratio

ns o

r rep

airs

. R

105.

3.1.

1 S

ubst

antia

lly im

prov

ed o

r sub

stan

tially

dam

aged

exi

stin

g bu

ildin

gs a

nd s

truc

ture

s in

are

as

pron

e to

floo

ding

. S

EE

BLO

CK

4

R10

8.3

Bui

ldin

g pe

rmit

valu

atio

ns.

VAR

IAN

CE.

A g

rant

of r

elie

f by

a co

mm

unity

from

the

term

s of

a

flood

pla

in m

anag

emen

t reg

ulat

ion.

R

104.

10.1

[M

odifi

catio

ns] A

reas

pro

ne to

floo

ding

. B

LOC

K 4

4 R

112.

2.2

Crit

eria

for i

ssua

nce

of a

var

ianc

e fo

r flo

od h

azar

d ar

eas.

SE

E B

LOC

K 4

7

VIO

LATI

ON

. Th

e fa

ilure

of a

stru

ctur

e or

oth

er d

evel

opm

ent t

o be

fully

com

plia

nt w

ith th

e co

mm

unity

’s fl

ood

plai

n m

anag

emen

t re

gula

tions

. A

stru

ctur

e or

oth

er d

evel

opm

ent w

ithou

t the

el

evat

ion

certi

ficat

e, o

ther

cer

tific

atio

ns, o

r oth

er e

vide

nce

of

com

plia

nce

requ

ired

in S

ec. 6

0.3(

b)(5

), (c

)(4)

, (c)

(10)

, (d)

(3),

(e)(

2), (

e)(4

), or

(e)(

5) is

pre

sum

ed to

be

in v

iola

tion

until

suc

h tim

e as

that

doc

umen

tatio

n is

pro

vide

d.

R11

3 V

iola

tions

.

Sec.

59.

22 [

This

sec

tion

outli

nes

actio

ns to

be

take

n by

com

mun

ities

to b

e el

igib

le fo

r the

Pro

gram

, inc

ludi

ng a

pplic

atio

n pr

oced

ures

, doc

umen

tatio

n re

quire

men

ts, a

nd a

co

mm

itmen

t to

fulfi

ll ce

rtain

func

tions

and

resp

onsi

bilit

ies.

]

1 (a

)(9)

(iii)

Mai

ntai

n fo

r pub

lic in

spec

tion

and

furn

ish

upon

requ

est c

ertif

icat

es o

f ele

vatio

n an

d ce

rtific

ates

of f

lood

proo

fing.

R

104.

7 D

epar

tmen

t rec

ords

.

2 (b

)(1)

App

oint

the

agen

cy o

r offi

cial

with

the

resp

onsi

bilit

y, a

utho

rity,

and

mea

ns to

impl

emen

t th

e co

mm

itmen

ts, i

nclu

ding

cer

tain

repo

rting

re

quire

men

ts.

R10

3 D

epar

tmen

t of B

uild

ing

Safe

ty.

R10

4 D

utie

s an

d Po

wer

s of

Cod

e O

ffici

al.

Page 119: Reducing Flood Losses Through the International Codes

Pa

ge C

-7

IRC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IRC

®.

NFI

P R

egul

atio

ns

2006

IRC

® [

anno

tate

d w

ith 2

007

Supp

lem

ent]

Sec.

60.

2 M

inim

um c

ompl

ianc

e w

ith fl

ood

plai

n m

anag

emen

t crit

eria

. [S

ectio

ns (a

) thr

ough

(c) p

erta

in to

mee

ting

spec

ific

crite

ria s

et fo

rth h

erei

n, a

s a

func

tion

of th

e ty

pe o

f flo

od-r

elat

ed h

azar

d an

d th

e le

vel o

f det

ail p

rovi

ded

on th

e flo

od h

azar

d m

ap p

repa

red

by F

EM

A.

Sec

tion

(e) p

rovi

des

for c

oord

inat

ion

with

Sta

te C

oord

inat

ing

Age

ncie

s w

ith re

spec

t to

subm

issi

on o

f reg

ulat

ions

for p

artic

ipat

ion

in th

e N

FIP

; Sec

tion

(f)

addr

esse

s th

e co

mm

unity

func

tion

to s

ubm

it re

ports

per

iodi

cally

, whe

n re

ques

ted;

and

Sec

tion

(g) d

irect

s co

mm

uniti

es to

ass

ure

that

thei

r com

preh

ensi

ve p

lans

are

con

sist

ent

with

floo

dpla

in m

anag

emen

t obj

ectiv

es.]

3 (h

) The

com

mun

ity s

hall

adop

t and

enf

orce

flo

odpl

ain

man

agem

ent r

egul

atio

ns b

ased

on

data

pr

ovid

ed b

y th

e A

dmin

istra

tor.

With

out p

rior

appr

oval

of t

he A

dmin

istra

tor,

the

com

mun

ity s

hall

not a

dopt

and

enf

orce

floo

dpla

in m

anag

emen

t re

gula

tions

bas

ed u

pon

mod

ified

dat

a re

flect

ing

natu

ral o

r man

-mad

e ch

ange

s.

R30

1.2.

4 F

lood

plai

n co

nstr

uctio

n. B

uild

ings

and

stru

ctur

es c

onst

ruct

ed in

who

le o

r in

part

in fl

ood

haza

rd

area

s (in

clud

ing

A o

r V Z

ones

) as

esta

blis

hed

in T

able

R30

1.2(

1) s

hall

be d

esig

ned

and

cons

truct

ed in

ac

cord

ance

with

Sec

tion

R32

4.

Exce

ptio

n: B

uild

ings

and

stru

ctur

es in

iden

tifie

d flo

odw

ays

esta

blis

hed

in T

able

R30

1.2(

1) s

hall

be d

esig

ned

and

cons

truct

ed in

acc

orda

nce

with

Flo

od R

esis

tant

Des

ign

and

Con

stru

ctio

n (A

SC

E 2

4).

Tabl

e R

301.

2(1)

Clim

atic

and

Geo

grap

hic

Des

ign

Crit

eria

. Fl

ood

Haz

ards

. Th

e ju

risdi

ctio

n sh

all f

ill in

this

pa

rt of

the

tabl

e w

ith (a

) the

dat

e of

the

juris

dict

ion’

s en

try in

to th

e N

atio

nal F

lood

Insu

ranc

e P

rogr

am (d

ate

of

adop

tion

of th

e fir

st c

ode

or o

rdin

ance

for m

anag

emen

t of f

lood

haz

ard

area

s), (

b) th

e da

tes(

s) o

f the

cur

rent

ly

effe

ctiv

e FI

RM

and

FB

FM, o

r oth

er fl

ood

haza

rd m

ap a

dopt

ed b

y th

e co

mm

unity

, as

may

be

amen

ded.

R

324.

1 G

ener

al.

Bui

ldin

gs a

nd s

truct

ures

con

stru

cted

in w

hole

or i

n pa

rt in

floo

d ha

zard

are

as (i

nclu

ding

A o

r V

Zon

es) a

s es

tabl

ishe

d in

Tab

le 3

01.2

(1) s

hall

be d

esig

ned

and

cons

truct

ed w

ith th

e pr

ovis

ions

in th

is s

ectio

n.

Exce

ptio

n: B

uild

ings

and

stru

ctur

es lo

cate

d in

who

le o

r in

part

in id

entif

ied

flood

way

s sh

all b

e de

sign

ed a

nd

cons

truct

ed in

acc

orda

nce

with

AS

CE

24.

Sec.

60.

3 F

lood

plai

n m

anag

emen

t crit

eria

for f

lood

-pro

ne a

reas

. (a

) Whe

n th

e A

dmin

istra

tor h

as n

ot d

efin

ed th

e sp

ecia

l flo

od h

azar

d ar

eas

with

in a

com

mun

ity, h

as n

ot p

rovi

ded

wat

er s

urfa

ce e

leva

tion

data

, and

has

not

pro

vide

d su

ffici

ent

data

to id

entif

y th

e flo

odw

ay o

r coa

stal

hig

h ha

zard

are

a, b

ut th

e co

mm

unity

has

indi

cate

d th

e pr

esen

ce o

f suc

h ha

zard

s by

sub

mitt

ing

an a

pplic

atio

n to

par

ticip

ate

in th

e P

rogr

am, t

he c

omm

unity

sha

ll:

4 co

ntin

ued

on n

ext

page

(1) R

equi

re p

erm

its fo

r all

prop

osed

con

stru

ctio

n or

ot

her d

evel

opm

ent,

incl

udin

g th

e pl

acem

ent o

f m

anuf

actu

red

hom

es, t

o de

term

ine

whe

ther

suc

h de

velo

pmen

t is

prop

osed

with

in fl

ood

haza

rd a

reas

;

R10

1.2

Sco

pe.

R10

2.7.

1 [E

xist

ing

stru

ctur

es] A

dditi

ons,

alte

ratio

ns o

r rep

airs

. A

dditi

ons,

alte

ratio

ns o

r rep

airs

to a

ny

stru

ctur

e sh

all c

onfo

rm to

that

requ

ired

for a

new

stru

ctur

e w

ithou

t req

uirin

g th

e ex

istin

g st

ruct

ure

to c

ompl

y w

ith a

ll of

the

requ

irem

ents

of t

his

code

, unl

ess

othe

rwis

e st

ated

. A

dditi

ons,

alte

ratio

ns o

r rep

airs

sha

ll no

t ca

use

an e

xist

ing

stru

ctur

e to

bec

ome

unsa

fe o

r adv

erse

ly a

ffect

the

perfo

rman

ce o

f the

bui

ldin

g.

R10

5.2

Wor

k ex

empt

from

per

mit.

R

105.

3.1.

1 S

ubst

antia

lly im

prov

ed o

r sub

stan

tially

dam

aged

exi

stin

g bu

ildin

gs a

nd s

truc

ture

s in

are

as

pron

e to

floo

ding

. Fo

r app

licat

ions

for r

econ

stru

ctio

n, re

habi

litat

ion,

add

ition

, or o

ther

impr

ovem

ent o

f exi

stin

g bu

ildin

gs o

r stru

ctur

es lo

cate

d in

an

area

pro

ne to

floo

ding

as

esta

blis

hed

by T

able

R30

1.2(

1), t

he b

uild

ing

offic

ial s

hall

exam

ine

or c

ause

to b

e ex

amin

ed th

e co

nstru

ctio

n do

cum

ents

and

sha

ll pr

epar

e a

findi

ng w

ith

rega

rd to

the

valu

e of

the

prop

osed

wor

k. F

or b

uild

ings

that

hav

e su

stai

ned

dam

age

of a

ny o

rigin

, the

val

ue o

f th

e pr

opos

ed w

ork

shal

l inc

lude

the

cost

to re

pair

the

build

ing

or s

truct

ure

to it

s pr

edam

age

cond

ition

. If

the

build

ing

offic

ial f

inds

that

the

valu

e of

pro

pose

d w

ork

equa

ls o

r exc

eeds

50

perc

ent o

f the

mar

ket v

alue

of t

he

build

ing

or s

truct

ure

befo

re th

e da

mag

e ha

s oc

curr

ed o

r the

impr

ovem

ent i

s st

arte

d, th

e fin

ding

sha

ll be

pr

ovid

ed to

the

boar

d of

app

eals

for a

det

erm

inat

ion

of s

ubst

antia

l im

prov

emen

t or s

ubst

antia

l dam

age.

A

pplic

atio

ns d

eter

min

ed b

y th

e bo

ard

of a

ppea

ls to

con

stitu

te s

ubst

antia

l im

prov

emen

t or s

ubst

antia

l dam

age

shal

l req

uire

all

exis

ting

porti

ons

of th

e en

tire

build

ing

or s

truct

ure

to m

eet t

he re

quire

men

ts o

f Sec

tion

R32

4.

Page 120: Reducing Flood Losses Through the International Codes

Pa

ge C

-8

IRC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IRC

®.

NFI

P R

egul

atio

ns

2006

IRC

® [

anno

tate

d w

ith 2

007

Supp

lem

ent]

4 co

ntin

ued

from

pr

evio

us

page

R

106.

1.3

Info

rmat

ion

for c

onst

ruct

ion

in a

reas

pro

ne to

floo

ding

. Fo

r bui

ldin

gs a

nd s

truct

ures

loca

ted

in

who

le o

r in

part

in fl

ood

haza

rd a

reas

as

esta

blis

hed

by T

able

R30

1.2(

1), c

onst

ruct

ion

docu

men

ts s

hall

incl

ude:

1.

Del

inea

tion

of fl

ood

haza

rd a

reas

, flo

odw

ay b

ound

arie

s, a

nd fl

ood

zone

s, a

nd th

e de

sign

floo

d el

evat

ion,

as

app

ropr

iate

; 2.

Th

e el

evat

ion

of th

e pr

opos

ed lo

wes

t flo

or, i

nclu

ding

bas

emen

t; in

are

as o

f sha

llow

floo

ding

(AO

zon

es),

the

heig

ht o

f the

pro

pose

d lo

wes

t flo

or, i

nclu

ding

bas

emen

t, ab

ove

the

high

est a

djac

ent f

inis

hed

grad

e;

3.

The

elev

atio

n of

the

botto

m o

f the

low

est h

oriz

onta

l stru

ctur

al m

embe

r in

coas

tal h

igh-

haza

rd a

reas

(V

Zone

); an

d 4.

If

desi

gn fl

ood

elev

atio

ns a

re n

ot in

clud

ed o

n th

e co

mm

unity

’s F

lood

Insu

ranc

e R

ate

Map

(FIR

M),

the

code

offi

cial

and

the

appl

ican

t sha

ll ob

tain

and

reas

onab

ly u

tiliz

e an

y de

sign

floo

d el

evat

ion

and

flood

way

da

ta a

vaila

ble

from

oth

er s

ourc

es.

R30

1.2.

4 F

lood

plai

n co

nstr

uctio

n. S

EE

BLO

CK

3

Tabl

e R

301.

2(1)

Clim

atic

and

Geo

grap

hic

Des

ign

Crit

eria

. Fl

ood

Haz

ards

.. S

EE

BLO

CK

3

R32

4.2

Flo

od h

azar

d ar

eas

(incl

udin

g A

Zon

es).

All

area

s th

at h

ave

been

det

erm

ined

to b

e pr

one

to

flood

ing

but n

ot s

ubje

ct to

hig

h-ve

loci

ty w

ave

actio

n sh

all b

e de

sign

ated

as

flood

haz

ard

area

s. A

ll bu

ildin

gs

and

stru

ctur

es c

onst

ruct

ed in

who

le o

r in

part

in fl

ood

haza

rd a

reas

sha

ll be

des

igne

d an

d co

nstru

cted

in

acco

rdan

ce w

ith S

ectio

ns R

324.

2.1

thro

ugh

R32

4.2.

3.

App

endi

x E

Man

ufac

ture

d H

ousi

ng, S

ectio

n A

E101

Sco

pe.

Exce

ptio

n: I

n ad

ditio

n to

thes

e pr

ovis

ions

, ne

w a

nd re

plac

emen

t man

ufac

ture

d ho

mes

to b

e lo

cate

d in

floo

d ha

zard

are

as a

s es

tabl

ishe

d by

Tab

le

R30

1.2(

1) o

f the

Inte

rnat

iona

l Res

iden

tial C

ode

shal

l mee

t the

app

licab

le re

quire

men

ts o

f Sec

tion

R32

4 of

the

Inte

rnat

iona

l Res

iden

tial C

ode.

A

ppen

dix

J E

xist

ing

Bui

ldin

gs a

nd S

truc

ture

s, S

ectio

n A

J102

.5 F

lood

haz

ard

area

s. W

ork

perfo

rmed

in

exis

ting

build

ings

loca

ted

in a

floo

d ha

zard

are

a as

est

ablis

hed

by T

able

301

.2(1

) sha

ll be

sub

ject

to th

e pr

ovis

ions

of R

105.

3.1.

1.

5 (2

) Rev

iew

pro

pose

d de

velo

pmen

t to

assu

re th

at a

ll ne

cess

ary

perm

its h

ave

been

rece

ived

from

oth

er

gove

rnm

enta

l age

ncie

s fro

m w

hich

app

rova

l is

requ

ired

by F

eder

al o

r Sta

te la

w, i

nclu

ding

sec

tion

404

of th

e Fe

dera

l Wat

er P

ollu

tion

Con

trol A

ct

Am

endm

ents

of 1

972,

33

U.S

.C. 1

334;

R10

5.3.

1 (P

erm

its) A

ctio

n on

app

licat

ion.

Page 121: Reducing Flood Losses Through the International Codes

Pa

ge C

-9

IRC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IRC

®.

NFI

P R

egul

atio

ns

2006

IRC

® [

anno

tate

d w

ith 2

007

Supp

lem

ent]

6 co

ntin

ued

on n

ext

page

(3)

Rev

iew

all

perm

it ap

plic

atio

ns to

det

erm

ine

whe

ther

pro

pose

d bu

ildin

g si

tes

will

be

reas

onab

ly

safe

from

floo

ding

. If

a pr

opos

ed b

uild

ing

site

is in

a

flood

-pro

ne a

rea,

all

new

con

stru

ctio

n an

d su

bsta

ntia

l im

prov

emen

ts s

hall:

(i)

be

des

igne

d (o

r mod

ified

) and

ade

quat

ely

anch

ored

to p

reve

nt fl

otat

ion,

col

laps

e, o

r la

tera

l mov

emen

t of t

he s

truct

ure

resu

lting

fro

m h

ydro

dyna

mic

and

hyd

rost

atic

load

s,

incl

udin

g th

e ef

fect

s of

buo

yanc

y,

(ii)

be c

onst

ruct

ed w

ith m

ater

ials

resi

stan

t to

flood

da

mag

e,

(iii)

be c

onst

ruct

ed b

y m

etho

ds a

nd p

ract

ices

that

m

inim

ize

flood

dam

ages

, and

(iv

) be

con

stru

cted

with

ele

ctric

al, h

eatin

g,

vent

ilatio

n, p

lum

bing

, and

air

cond

ition

ing

equi

pmen

t and

oth

er s

ervi

ce fa

cilit

ies

that

are

de

sign

ed a

nd/o

r loc

ated

so

as to

pre

vent

w

ater

from

ent

erin

g or

acc

umul

atin

g w

ithin

the

com

pone

nts

durin

g co

nditi

ons

of fl

oodi

ng.

R10

5.3.

1.1

Sub

stan

tially

impr

oved

or s

ubst

antia

lly d

amag

ed e

xist

ing

build

ings

and

str

uctu

res

in a

reas

pr

one

to fl

oodi

ng.

SE

E B

LOC

K 4

R

301.

1 D

esig

n. B

uild

ings

and

stru

ctur

es, a

nd a

ll pa

rts th

ereo

f, sh

all b

e co

nstru

cted

to s

uppo

rt sa

fely

all

load

s, in

clud

ing

dead

load

s, li

ve lo

ads,

roof

load

s, fl

ood

load

s, s

now

load

s, w

ind

load

s an

d se

ism

ic lo

ads

as

pres

crib

ed in

this

cod

e. T

he c

onst

ruct

ion

of b

uild

ings

and

stru

ctur

es s

hall

resu

lt in

a s

yste

m th

at p

rovi

des

a co

mpl

ete

load

pat

h ca

pabl

e of

tran

sfer

ring

all l

oads

from

thei

r poi

nt o

f orig

in th

roug

h th

e lo

ad-r

esis

ting

elem

ents

to th

e fo

unda

tion.

R

301.

2.4

Flo

odpl

ain

cons

truc

tion.

SE

E B

LOC

K 3

R

324.

1 [F

lood

Res

ista

nt C

onst

ruct

ion]

Gen

eral

. Ex

cept

ion.

[R

efer

s to

IBC

for f

lood

way

con

stru

ctio

n.)

SE

E B

LOC

K 3

R

324.

1.1

Str

uctu

ral s

yste

ms.

All

stru

ctur

al s

yste

ms

of a

ll bu

ildin

gs a

nd s

truct

ures

sha

ll be

des

igne

d,

conn

ecte

d an

d an

chor

ed to

resi

st fl

otat

ion,

col

laps

e or

per

man

ent l

ater

al m

ovem

ent d

ue to

stru

ctur

al lo

ads

and

stre

sses

from

floo

ding

equ

al to

the

desi

gn fl

ood

elev

atio

n.

R32

4.1.

2 F

lood

-res

ista

nt c

onst

ruct

ion.

All

build

ings

and

stru

ctur

es e

rect

ed in

are

as p

rone

to fl

oodi

ng s

hall

be c

onst

ruct

ed b

y m

etho

ds a

nd p

ract

ices

that

min

imiz

e flo

od d

amag

e.

R32

4.1.

5 Pr

otec

tion

of m

echa

nica

l, pl

umbi

ng a

nd e

lect

rical

sys

tem

s. E

lect

rical

sys

tem

s, e

quip

men

t and

co

mpo

nent

s, a

nd h

eatin

g, v

entil

atin

g, a

ir co

nditi

onin

g, a

nd p

lum

bing

app

lianc

es, p

lum

bing

fixt

ures

, duc

t sy

stem

s, a

nd o

ther

ser

vice

equ

ipm

ent s

hall

be lo

cate

d at

or a

bove

the

desi

gn fl

ood

elev

atio

n. I

f rep

lace

d as

pa

rt of

a s

ubst

antia

l im

prov

emen

t, el

ectri

cal s

yste

ms,

equ

ipm

ent a

nd c

ompo

nent

s, a

nd h

eatin

g, v

entil

atio

n, a

ir co

nditi

onin

g, a

nd p

lum

bing

app

lianc

es, p

lum

bing

fixt

ures

, duc

t sys

tem

s, a

nd o

ther

ser

vice

equ

ipm

ent s

hall

mee

t the

requ

irem

ents

of t

his

sect

ion.

Sys

tem

s, fi

xtur

es, a

nd e

quip

men

t and

com

pone

nts

shal

l not

be

mou

nted

on

or p

enet

rate

thro

ugh

wal

ls in

tend

ed to

bre

ak a

way

und

er fl

ood

load

s.

Exce

ptio

n: E

lect

rical

sys

tem

s, e

quip

men

t and

com

pone

nts,

and

hea

ting,

ven

tilat

ing,

air

cond

ition

ing,

and

pl

umbi

ng a

pplia

nces

, plu

mbi

ng fi

xtur

es, d

uct s

yste

ms,

and

oth

er s

ervi

ce e

quip

men

t are

per

mitt

ed to

be

loca

ted

belo

w th

e de

sign

floo

d el

evat

ion

prov

ided

that

they

are

des

igne

d an

d in

stal

led

to p

reve

nt w

ater

fro

m e

nter

ing

or a

ccum

ulat

ing

with

in th

e co

mpo

nent

s an

d to

resi

st h

ydro

stat

ic a

nd h

ydro

dyna

mic

load

s an

d st

ress

es, i

nclu

ding

the

effe

cts

of b

uoya

ncy,

dur

ing

the

occu

rren

ce o

f flo

odin

g to

the

desi

gn fl

ood

elev

atio

n in

com

plia

nce

with

the

flood

-res

ista

nt c

onst

ruct

ion

requ

irem

ents

of A

SC

E 2

4. E

lect

rical

wiri

ng s

yste

ms

are

perm

itted

to b

e lo

cate

d be

low

the

desi

gn fl

ood

elev

atio

n pr

ovid

ed th

ey c

onfo

rm to

the

prov

isio

ns o

f the

el

ectri

cal p

art o

f thi

s co

de fo

r wet

loca

tions

.

Page 122: Reducing Flood Losses Through the International Codes

Pa

ge C

-10

IRC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IRC

®.

NFI

P R

egul

atio

ns

2006

IRC

® [

anno

tate

d w

ith 2

007

Supp

lem

ent]

6 co

ntin

ued

from

pr

evio

us

page

co

ntin

ued

on n

ext

page

R

324.

1.7

Flo

od-r

esis

tant

mat

eria

ls.

Bui

ldin

g m

ater

ials

use

d be

low

the

desi

gn fl

ood

elev

atio

n sh

all c

ompl

y w

ith th

e fo

llow

ing:

1.

A

ll w

ood,

incl

udin

g flo

or s

heat

hing

, sha

ll be

pre

ssur

e pr

eser

vativ

ely

treat

ed in

acc

orda

nce

with

AW

PA

U1

for t

he s

peci

es, p

rodu

ct, p

rese

rvat

ive

and

end

use

or th

e de

cay-

resi

stan

t hea

rtwoo

d or

redw

ood,

bla

ck

locu

st, o

r ced

ars.

Pre

serv

ativ

es s

hall

conf

orm

to A

WP

A P

1/13

, P2,

P3

or P

5.

2.

Mat

eria

ls a

nd in

stal

latio

n m

etho

ds u

sed

for f

loor

ing

and

inte

rior a

nd e

xter

ior w

alls

and

wal

l cov

erin

gs s

hall

conf

orm

to th

e pr

ovis

ions

of F

EM

A/F

IA-T

B-2

. R

324.

2.3

Fou

ndat

ion

desi

gn a

nd c

onst

ruct

ion.

Fou

ndat

ion

wal

ls fo

r all

build

ings

and

stru

ctur

es e

rect

ed in

flo

od h

azar

d ar

eas

shal

l mee

t the

requ

irem

ents

of C

hapt

er 4

. Ex

cept

ion:

Unl

ess

desi

gned

in a

ccor

danc

e w

ith S

ectio

n 40

4.

1.

The

unsu

ppor

ted

heig

ht o

f 6 in

ches

(152

mm

) pla

in m

ason

ry w

alls

sha

ll be

no

grea

ter t

han

3 fe

et

(914

mm

). 2.

Th

e un

supp

orte

d he

ight

of 8

inch

es (2

03 m

m) p

lain

mas

onry

wal

ls s

hall

be n

o gr

eate

r tha

n 4

feet

(1

219

mm

). 3.

Th

e un

supp

orte

d he

ight

of 8

inch

es (2

03 m

m) r

einf

orce

d m

ason

ry w

alls

sha

ll be

no

grea

ter t

han

8 fe

et (2

438

mm

). Fo

r the

pur

pose

of t

his

exce

ptio

n, u

nsup

porte

d he

ight

is th

e di

stan

ce fr

om th

e fin

ishe

d gr

ade

to th

e un

der-

floor

spa

ce a

nd th

e to

p of

the

wal

l. R

401.

1 [F

ound

atio

ns] A

pplic

atio

n. T

he p

rovi

sion

s of

this

cha

pter

sha

ll co

ntro

l the

des

ign

and

cons

truct

ion

of th

e fo

unda

tion

and

foun

datio

n sp

aces

for a

ll bu

ildin

gs.

In a

dditi

on to

the

prov

isio

ns o

f thi

s ch

apte

r, th

e de

sign

and

con

stru

ctio

n of

foun

datio

ns in

are

as p

rone

to fl

oodi

ng a

s es

tabl

ishe

d by

Tab

le R

301.

2(1)

sha

ll m

eet

the

prov

isio

ns o

f Sec

tion

R32

4.

M14

01.5

Flo

od h

azar

d.

In a

reas

pro

ne to

floo

ding

as

esta

blis

hed

by T

able

R30

1.2(

1), h

eatin

g an

d co

olin

g eq

uipm

ent a

nd a

pplia

nces

sha

ll be

loca

ted

or in

stal

led

in a

ccor

danc

e w

ith S

ectio

n R

324.

1.5

M16

01.3

.8 F

lood

haz

ard

area

s. I

n ar

eas

pron

e to

floo

ding

as

esta

blis

hed

by T

able

R30

1.2(

1), d

uct s

yste

ms

shal

l be

loca

ted

or in

stal

led

in a

ccor

danc

e w

ith S

ectio

n R

324.

1.5

M17

01.6

[C

ombu

stio

n ai

r] O

peni

ng lo

catio

n. I

n ar

eas

pron

e to

floo

ding

as

esta

blis

hed

by T

able

R30

1.2(

1),

open

ings

sha

ll be

loca

ted

at o

r abo

ve th

e de

sign

floo

d el

evat

ion

esta

blis

hed

in S

ectio

n R

324.

M

2001

.3 F

lood

resi

stan

t ins

talla

tion.

In

area

s pr

one

to fl

oodi

ng a

s es

tabl

ishe

d in

Tab

le R

301.

2(1)

, boi

lers

, w

ater

hea

ters

, and

thei

r con

trol s

yste

ms

shal

l be

loca

ted

or in

stal

led

in a

ccor

danc

e w

ith S

ectio

n R

324.

1.5.

Page 123: Reducing Flood Losses Through the International Codes

Pa

ge C

-11

IRC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IRC

®.

NFI

P R

egul

atio

ns

2006

IRC

® [

anno

tate

d w

ith 2

007

Supp

lem

ent]

6 co

ntin

ued

from

pr

evio

us

page

G24

04.7

(301

.11)

Flo

od h

azar

d. F

or s

truct

ures

loca

ted

in fl

ood

haza

rd a

reas

, the

app

lianc

e, e

quip

men

t and

sy

stem

inst

alla

tions

regu

late

d by

this

cod

e sh

all b

e lo

cate

d or

inst

alle

d at

or a

bove

the

desi

gn fl

ood

elev

atio

n an

d sh

all c

ompl

y w

ith th

e flo

od-r

esis

tant

con

stru

ctio

n re

quire

men

t of S

ectio

n R

324.

Ex

cept

ion:

The

app

lianc

e, e

quip

men

t and

sys

tem

inst

alla

tions

regu

late

d by

this

cod

e ar

e pe

rmitt

ed to

be

loca

ted

belo

w th

e de

sign

floo

d el

evat

ion

prov

ided

that

they

are

des

igne

d an

d in

stal

led

to p

reve

nt w

ater

fro

m e

nter

ing

or a

ccum

ulat

ing

with

in th

e co

mpo

nent

s an

d to

resi

st h

ydro

stat

ic a

nd h

ydro

dyna

mic

load

s an

d st

ress

es, i

nclu

ding

the

effe

cts

of b

uoya

ncy,

dur

ing

the

occu

rren

ce o

f flo

odin

g to

the

desi

gn fl

ood

elev

atio

n an

d sh

all c

ompl

y w

ith th

e flo

od-r

esis

tant

con

stru

ctio

n re

quire

men

ts o

f Sec

tion

R32

4.

M22

01.6

Flo

od re

sist

ant i

nsta

llatio

n.

In a

reas

pro

ne to

floo

ding

as

esta

blis

hed

by T

able

R30

1.2(

1), t

anks

sh

all b

e in

stal

led

at o

r abo

ve th

e de

sign

floo

d el

evat

ion

esta

blis

hed

in S

ectio

n R

324

or s

hall

be a

ncho

red

to

prev

ent f

lota

tion,

col

laps

e an

d la

tera

l mov

emen

t und

er c

ondi

tions

of t

he d

esig

n flo

od.

G24

04.7

(301

.11)

Flo

od h

azar

d. F

or s

truct

ures

loca

ted

in a

reas

pro

ne to

floo

ding

as

esta

blis

hed

by T

able

R

301.

2(1)

, the

app

lianc

e, e

quip

men

t and

sys

tem

inst

alla

tions

regu

late

d by

this

cod

e sh

all b

e lo

cate

d or

in

stal

led

in a

ccor

danc

e w

ith S

ectio

n R

324.

1.5.

P2

601.

3 F

lood

haz

ard

area

. In

are

as p

rone

to fl

oodi

ng a

s es

tabl

ishe

d by

Tab

le R

301.

2(1)

, plu

mbi

ng fi

xtur

es,

drai

ns, a

nd a

pplia

nces

sha

ll be

loca

ted

or in

stal

led

in a

ccor

danc

e w

ith S

ectio

n R

324.

1.5.

P2

705.

1 G

ener

al.

7.

In

area

s pr

one

to fl

oodi

ng a

s es

tabl

ishe

d by

Tab

le R

301.

2(1)

, plu

mbi

ng fi

xtur

es s

hall

be lo

cate

d or

inst

alle

d in

acc

orda

nce

with

Sec

tion

R32

4.1.

5.

P300

1.3

Flo

od re

sist

ant i

nsta

llatio

n. I

n ar

eas

pron

e to

floo

ding

as

esta

blis

hed

by T

able

R30

1.2(

1), d

rain

age

was

te a

nd v

ent s

yste

ms

shal

l be

loca

ted

and

inst

alle

d to

pre

vent

infil

tratio

n of

floo

dwat

ers

into

the

syst

ems

and

disc

harg

es fr

om th

e sy

stem

s in

to fl

oodw

ater

s.

P310

1.5

Flo

od re

sist

ance

. In

are

as p

rone

to fl

oodi

ng a

s es

tabl

ishe

d by

Tab

le R

301.

2(1)

, ven

ts s

hall

be

loca

ted

at o

r abo

ve th

e de

sign

floo

d el

evat

ion

esta

blis

hed

in S

ec. R

324.

A

ppen

dix

E M

anuf

actu

red

Hou

sing

, Sec

tion

AE5

02.3

Foo

tings

and

foun

datio

ns.

Pie

rs a

nd b

earin

g w

alls

sh

all b

e su

ppor

ted

on m

ason

ry o

r con

cret

e fo

unda

tions

or p

iles

or o

ther

app

rove

d fo

unda

tion

syst

ems

whi

ch

shal

l be

of s

uffic

ient

cap

acity

to s

uppo

rt al

l loa

ds.

Page 124: Reducing Flood Losses Through the International Codes

Pa

ge C

-12

IRC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IRC

®.

NFI

P R

egul

atio

ns

2006

IRC

® [

anno

tate

d w

ith 2

007

Supp

lem

ent]

7 (4

) Rev

iew

sub

divi

sion

pro

posa

ls a

nd o

ther

pr

opos

ed n

ew d

evel

opm

ent,

incl

udin

g m

anuf

actu

red

hom

e pa

rks

or s

ubdi

visi

ons,

to

dete

rmin

e w

heth

er s

uch

prop

osal

s w

ill b

e re

ason

ably

saf

e fro

m fl

oodi

ng.

If a

subd

ivis

ion

prop

osal

or o

ther

pro

pose

d ne

w d

evel

opm

ent i

s in

a

flood

-pro

ne a

rea,

any

suc

h pr

opos

als

shal

l be

revi

ewed

to a

ssur

e th

at:

(i)

all s

uch

prop

osal

s ar

e co

nsis

tent

with

the

need

to m

inim

ize

flood

dam

age

with

in th

e flo

od-p

rone

are

a,

(ii)

all p

ublic

util

ities

and

faci

litie

s, s

uch

as s

ewer

, ga

s, e

lect

rical

, and

wat

er s

yste

ms

are

loca

ted

and

cons

truct

ed to

min

imiz

e or

elim

inat

e flo

od

dam

age,

and

(ii

i) ad

equa

te d

rain

age

is p

rovi

ded

to re

duce

ex

posu

re to

floo

d ha

zard

s;

[Sub

divi

sion

of l

and

not a

ddre

ssed

in IR

C; s

ee IB

C A

ppen

dix

G.]

R32

4.1.

6 P

rote

ctio

n of

wat

er s

uppl

y an

d sa

nita

ry s

ewag

e sy

stem

s. N

ew a

nd re

plac

emen

t wat

er s

uppl

y sy

stem

s sh

all b

e de

sign

ed to

min

imiz

e or

elim

inat

e in

filtra

tion

of fl

ood

wat

ers

into

the

syst

ems

in a

ccor

danc

e w

ith th

e pl

umbi

ng p

rovi

sion

s of

this

cod

e. N

ew a

nd re

plac

emen

t san

itary

sew

age

syst

ems

shal

l be

desi

gned

to

min

imiz

e or

elim

inat

e in

filtra

tion

of fl

oodw

ater

s in

to s

yste

ms

and

disc

harg

es fr

om s

yste

ms

into

floo

dwat

ers

in

acco

rdan

ce w

ith th

e pl

umbi

ng p

rovi

sion

s of

this

cod

e an

d C

hapt

er 3

of t

he In

tern

atio

nal P

rivat

e S

ewag

e D

ispo

sal C

ode.

8 (5

) Req

uire

with

in fl

ood-

pron

e ar

eas

new

and

re

plac

emen

t wat

er s

uppl

y sy

stem

s to

be

desi

gned

to

min

imiz

e or

elim

inat

e in

filtra

tion

of fl

ood

wat

ers

into

the

syst

ems;

and

R32

4.1.

6 P

rote

ctio

n of

wat

er s

uppl

y an

d sa

nita

ry s

ewag

e sy

stem

s. S

EE

BLO

CK

7

P260

2.2

Flo

od re

sist

ant i

nsta

llatio

n. I

n ar

eas

pron

e to

floo

ding

as

esta

blis

hed

by T

able

R30

1.2(

1):

1.

Wat

er-s

uppl

y sy

stem

s sh

all b

e de

sign

ed a

nd c

onst

ruct

ed to

pre

vent

infil

tratio

n of

floo

dwat

ers.

2.

P

ipes

for s

ewag

e di

spos

al s

yste

ms

shal

l be

desi

gned

and

con

stru

cted

to p

reve

nt in

filtra

tion

of

flood

wat

ers

into

the

syst

ems

and

disc

harg

es fr

om th

e sy

stem

s in

to fl

oodw

ater

s.

9 (6

) Req

uire

with

in fl

ood-

pron

e ar

eas:

(i)

ne

w a

nd re

plac

emen

t san

itary

sew

age

syst

ems

to b

e de

sign

ed to

min

imiz

e or

el

imin

ate

infil

tratio

n of

floo

d w

ater

s in

to th

e sy

stem

s an

d di

scha

rges

from

the

syst

ems

into

flo

od w

ater

s an

d

(ii)

onsi

te w

aste

dis

posa

l sys

tem

s to

be

loca

ted

to

avoi

d im

pairm

ent t

o th

em o

r con

tam

inat

ion

from

them

dur

ing

flood

ing.

R32

4.1.

6 P

rote

ctio

n of

wat

er s

uppl

y an

d sa

nita

ry s

ewag

e sy

stem

s. S

EE

BLO

CK

7

Page 125: Reducing Flood Losses Through the International Codes

Pa

ge C

-13

IRC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IRC

®.

NFI

P R

egul

atio

ns

2006

IRC

® [

anno

tate

d w

ith 2

007

Supp

lem

ent]

(b) W

hen

the

Adm

inis

trato

r has

des

igna

ted

area

s of

spe

cial

floo

d ha

zard

s (A

zon

es) b

y th

e pu

blic

atio

n of

a c

omm

unity

’s F

HB

M o

r FIR

M, b

ut h

as n

eith

er p

rodu

ced

wat

er s

urfa

ce

elev

atio

n da

ta n

or id

entif

ied

a flo

odw

ay o

r coa

stal

hig

h ha

zard

are

a, th

e co

mm

unity

sha

ll:

10 (1

) R

equi

re p

erm

its fo

r all

prop

osed

con

stru

ctio

n an

d ot

her d

evel

opm

ents

incl

udin

g th

e pl

acem

ent o

f m

anuf

actu

red

hom

es, w

ithin

Zon

e A

on

the

com

mun

ity’s

FH

BM

or F

IRM

; (2

) Req

uire

the

appl

icat

ion

of th

e st

anda

rds

in

para

grap

hs (a

) (2)

, (3)

, (4)

, (5)

and

(6) o

f thi

s se

ctio

n to

dev

elop

men

t with

in Z

one

A o

n th

e co

mm

unity

’s F

HB

M o

r FIR

M;

[Prio

r pro

visi

ons

cum

ulat

ive.

]

11 (3

) Req

uire

that

all

new

sub

divi

sion

pro

posa

ls a

nd

othe

r pro

pose

d de

velo

pmen

ts (i

nclu

ding

pro

posa

ls

for m

anuf

actu

red

hom

e pa

rks

and

subd

ivis

ions

) gr

eate

r tha

n 50

lots

or 5

acr

es, w

hich

ever

is th

e le

sser

, inc

lude

with

in s

uch

prop

osal

s ba

se fl

ood

elev

atio

n da

ta;

[Sub

divi

sion

of l

and

not a

ddre

ssed

in IR

C; s

ee IB

C A

ppen

dix

G.]

12 (4

) Obt

ain,

revi

ew a

nd re

ason

ably

util

ize

any

base

flo

od e

leva

tion

and

flood

way

dat

a av

aila

ble

from

a

Fede

ral,

Sta

te, o

r oth

er s

ourc

e, in

clud

ing

data

de

velo

ped

purs

uant

to p

arag

raph

(b)(

3) o

f thi

s se

ctio

n, a

s cr

iteria

for r

equi

ring

that

new

co

nstru

ctio

n, s

ubst

antia

l im

prov

emen

ts, o

r oth

er

deve

lopm

ent i

n Zo

ne A

on

the

com

mun

ity’s

FH

BM

or

FIR

M m

eet t

he s

tand

ards

in p

arag

raph

s (c

)(2)

, (c

)(3),

(c)(

5), (

c)(6

), (c

)(12

), (c

)(14)

, (d)

(2) a

nd

(d)(3

) of t

his

sect

ion;

R10

6.1.

3(3)

Inf

orm

atio

n fo

r con

stru

ctio

n in

are

as p

rone

to fl

oodi

ng.

SE

E B

LOC

K 4

R

324.

1.3

Esta

blis

hing

the

desi

gn fl

ood

elev

atio

n. T

he d

esig

n flo

od e

leva

tion

shal

l be

used

to d

efin

e ar

eas

pron

e to

floo

ding

, and

sha

ll de

scrib

e, a

t a m

inim

um, t

he b

ase

flood

ele

vatio

n at

the

dept

h of

pea

k el

evat

ion

of

flood

ing

(incl

udin

g w

ave

heig

ht) w

hich

has

a 1

per

cent

(100

–yea

r flo

od) o

r gre

ater

cha

nce

of b

eing

equ

aled

or

exce

eded

in a

ny g

iven

yea

r. R

324.

1.3.

1 D

eter

min

atio

n of

des

ign

flood

ele

vatio

ns.

If de

sign

floo

d el

evat

ions

are

not

spe

cifie

d, th

e bu

ildin

g of

ficia

l is

auth

oriz

ed to

requ

ire th

e ap

plic

ant t

o:

1.

Obt

ain

and

reas

onab

ly u

tiliz

e da

ta a

vaila

ble

from

a fe

dera

l, st

ate

or o

ther

sou

rce,

or

2.

D

eter

min

e th

e de

sign

floo

d el

evat

ion

in a

ccor

danc

e w

ith a

ccep

ted

hydr

olog

ic a

nd h

ydra

ulic

en

gine

erin

g pr

actic

es u

sed

to d

efin

e sp

ecia

l flo

od h

azar

d ar

eas.

Det

erm

inat

ions

sha

ll be

und

erta

ken

by a

regi

ster

ed d

esig

n pr

ofes

sion

al w

ho s

hall

docu

men

t tha

t the

tech

nica

l met

hods

use

d re

flect

cu

rren

tly a

ccep

ted

engi

neer

ing

prac

tice.

Stu

dies

, ana

lyse

s, a

nd c

ompu

tatio

ns s

hall

be s

ubm

itted

in

suffi

cien

t det

ail t

o al

low

thor

ough

revi

ew a

nd a

ppro

val.

R

324.

1.3.

2 D

eter

min

atio

n of

impa

cts.

In

river

ine

flood

haz

ard

area

s w

here

des

ign

flood

ele

vatio

ns a

re

spec

ified

but

floo

dway

s ha

ve n

ot b

een

desi

gnat

ed, t

he a

pplic

ant s

hall

dem

onst

rate

that

the

effe

ct o

f the

pr

opos

ed b

uild

ings

and

stru

ctur

es o

n de

sign

floo

d el

evat

ions

, inc

ludi

ng fi

ll, w

hen

com

bine

d w

ith a

ll ot

her

exis

ting

and

antic

ipat

ed fl

ood

haza

rd a

rea

encr

oach

men

ts, w

ill n

ot in

crea

se th

e de

sign

floo

d el

evat

ion

mor

e th

an o

ne fo

ot a

t any

poi

nt w

ithin

the

juris

dict

ion.

Page 126: Reducing Flood Losses Through the International Codes

Pa

ge C

-14

IRC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IRC

®.

NFI

P R

egul

atio

ns

2006

IRC

® [

anno

tate

d w

ith 2

007

Supp

lem

ent]

13 (5

) Whe

re b

ase

flood

ele

vatio

n da

ta a

re u

tiliz

ed,

with

in Z

one

A o

n th

e co

mm

unity

’s F

HB

M o

r FIR

M:

(i)

Obt

ain

the

elev

atio

n (in

rela

tion

to m

ean

sea

leve

l) of

the

low

est f

loor

(inc

ludi

ng b

asem

ent)

of a

ll ne

w a

nd s

ubst

antia

lly im

prov

ed

stru

ctur

es, a

nd

(ii)

Obt

ain,

if th

e st

ruct

ure

has

been

floo

dpro

ofed

in

acc

orda

nce

with

par

agra

ph (c

)(3)

(ii) o

f thi

s se

ctio

n, th

e el

evat

ion

(in re

latio

n to

mea

n se

a le

vel)

to w

hich

the

stru

ctur

e w

as fl

oodp

roof

ed,

and

(ii

i) M

aint

ain

a re

cord

of a

ll su

ch in

form

atio

n w

ith

the

offic

ial d

esig

nate

d by

the

com

mun

ity

unde

r Sec

. 59.

22 (a

)(9)

(iii);

R10

4.7

Dep

artm

ent r

ecor

ds

R10

9.1.

3 F

lood

plai

n in

spec

tions

. Fo

r con

stru

ctio

n in

are

as p

rone

to fl

oodi

ng a

s es

tabl

ishe

d by

Tab

le

301.

2(1)

, upo

n pl

acem

ent o

f the

low

est f

loor

, inc

ludi

ng b

asem

ent,

and

prio

r to

furth

er v

ertic

al c

onst

ruct

ion,

the

build

ing

offic

ial s

hall

requ

ire s

ubm

issi

on o

f doc

umen

tatio

n, p

repa

red

and

seal

ed b

y a

regi

ster

ed d

esig

n pr

ofes

sion

al, o

f the

ele

vatio

n of

the

low

est f

loor

, inc

ludi

ng b

asem

ent,

requ

ired

in S

ectio

n R

324.

R

324.

1.9

As-

built

ele

vatio

n do

cum

enta

tion.

A re

gist

ered

des

ign

prof

essi

onal

sha

ll pr

epar

e an

d se

al

docu

men

tatio

n of

the

elev

atio

ns s

peci

fied

in S

ectio

n R

324.

2 or

R32

4.3.

[N

FIP

requ

irem

ent 6

0.3(

b)(5

)(ii)

app

lies

to n

on-r

esid

entia

l con

stru

ctio

n; s

ee IB

C.]

14 (6

) N

otify

, in

river

ine

situ

atio

ns, a

djac

ent

com

mun

ities

and

the

Sta

te C

oord

inat

ing

Offi

ce

prio

r to

any

alte

ratio

n or

relo

catio

n of

a

wat

erco

urse

, and

sub

mit

copi

es o

f suc

h no

tific

atio

ns to

the

Adm

inis

trato

r;

[Not

add

ress

ed in

IRC

, see

IBC

App

endi

x G

.]

15 (7

) A

ssur

e th

at th

e flo

od c

arry

ing

capa

city

with

in

the

alte

red

or re

loca

ted

porti

on o

f any

wat

erco

urse

is

mai

ntai

ned;

[Not

add

ress

ed in

IRC

, see

IBC

App

endi

x G

.]

16 (8

) R

equi

re th

at a

ll m

anuf

actu

red

hom

es to

be

plac

ed w

ithin

Zon

e A

on

a co

mm

unity

’s F

HB

M o

r FI

RM

sha

ll be

inst

alle

d us

ing

met

hods

and

pr

actic

es w

hich

min

imiz

e flo

od d

amag

e. F

or th

e pu

rpos

es o

f thi

s re

quire

men

t, m

anuf

actu

red

hom

es

mus

t be

elev

ated

and

anc

hore

d to

resi

st fl

otat

ion,

co

llaps

e, o

r lat

eral

mov

emen

t. M

etho

ds o

f an

chor

ing

may

incl

ude,

but

are

not

to b

e lim

ited

to,

use

of o

ver-

the-

top

or fr

ame

ties

to g

roun

d an

chor

s.

This

requ

irem

ent i

s in

add

ition

to a

pplic

able

Sta

te

and

loca

l anc

horin

g re

quire

men

ts fo

r res

istin

g w

ind

forc

es.

R32

4.1.

8 M

anuf

actu

red

hous

ing.

New

or r

epla

cem

ent m

anuf

actu

red

hous

ing

shal

l be

elev

ated

in

acco

rdan

ce w

ith S

ectio

n R

324.

2 an

d th

e an

chor

and

tie-

dow

n re

quire

men

ts o

f Sec

tions

AE

604

and

AE

605

of

App

endi

x E

sha

ll ap

ply.

The

foun

datio

n an

d an

chor

age

of m

anuf

actu

red

hous

ing

to b

e lo

cate

d in

iden

tifie

d flo

odw

ays

as e

stab

lishe

d in

Tab

le R

301.

2(1)

sha

ll be

des

igne

d an

d co

nstru

cted

in a

ccor

danc

e w

ith th

e ap

plic

able

pro

visi

ons

in th

e In

tern

atio

nal B

uild

ing

Cod

e.

App

endi

x E

Man

ufac

ture

d H

ousi

ng, S

ectio

n A

E101

Exc

eptio

n S

EE

BLO

CK

4

Page 127: Reducing Flood Losses Through the International Codes

Pa

ge C

-15

IRC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IRC

®.

NFI

P R

egul

atio

ns

2006

IRC

® [

anno

tate

d w

ith 2

007

Supp

lem

ent]

(c) W

hen

the

Adm

inis

trato

r has

pro

vide

d a

notic

e of

fina

l flo

od e

leva

tions

for o

ne o

r mor

e sp

ecia

l flo

od h

azar

d ar

eas

on th

e co

mm

unity

’s F

IRM

and

, if a

ppro

pria

te, h

as d

esig

nate

d ot

her s

peci

al fl

ood

haza

rd a

reas

with

out b

ase

flood

ele

vatio

ns o

n th

e co

mm

unity

’s F

IRM

, but

has

not

iden

tifie

d a

regu

lato

ry fl

oodw

ay o

r coa

stal

hig

h ha

zard

are

a, th

e co

mm

unity

sh

all:

17 (1

) Req

uire

the

stan

dard

s of

par

agra

ph (b

) of t

his

sect

ion

with

in a

ll A

1-30

zon

es, A

E z

ones

, A z

ones

, A

H z

ones

, and

AO

zon

es, o

n th

e co

mm

unity

’s

FIR

M;

[Prio

r pro

visi

ons

cum

ulat

ive.

]

18

(2) R

equi

re th

at a

ll ne

w c

onst

ruct

ion

and

subs

tant

ial i

mpr

ovem

ents

of r

esid

entia

l stru

ctur

es

with

in Z

ones

A1-

30, A

E a

nd A

H z

ones

on

the

com

mun

ity’s

FIR

M h

ave

the

low

est f

loor

(inc

ludi

ng

base

men

t) el

evat

ed to

or a

bove

the

base

floo

d le

vel,

unle

ss th

e co

mm

unity

is g

rant

ed a

n ex

cept

ion

by th

e A

dmin

istra

tor f

or th

e al

low

ance

of

base

men

ts in

acc

orda

nce

with

Sec

. 60.

6 (b

) or (

c);

R10

5.3.

1.1

Sub

stan

tially

impr

oved

or s

ubst

antia

lly d

amag

ed e

xist

ing

build

ings

and

str

uctu

res

in a

reas

pr

one

to fl

oodi

ng.

SE

E B

LOC

K 4

R

324.

2.1

[Flo

od h

azar

d ar

eas

(incl

udin

g A

Zon

es)]

Elev

atio

n re

quire

men

ts.

1.

Bui

ldin

gs a

nd s

truct

ures

sha

ll ha

ve th

e lo

wes

t flo

ors

elev

ated

to o

r abo

ve th

e de

sign

floo

d el

evat

ion.

2.

In

are

as o

f sha

llow

floo

ding

(AO

Zon

es),

build

ings

and

stru

ctur

es s

hall

have

the

low

est f

loor

(inc

ludi

ng

base

men

t) el

evat

ed a

t lea

st a

s hi

gh a

bove

the

high

est a

djac

ent g

rade

as

the

dept

h nu

mbe

r spe

cifie

d in

fe

et (m

m) o

n th

e FI

RM

, or a

t lea

st 2

feet

(51

mm

) if a

dep

th n

umbe

r is

not s

peci

fied.

3.

B

asem

ent f

loor

s th

at a

re b

elow

gra

de o

n al

l sid

es s

hall

be e

leva

ted

to o

r abo

ve th

e de

sign

floo

d el

evat

ion.

Ex

cept

ion:

Enc

lose

d ar

eas

belo

w th

e de

sign

floo

d el

evat

ion,

incl

udin

g ba

sem

ents

who

se fl

oors

are

not

bel

ow

grad

e on

all

side

s, s

hall

mee

t the

requ

irem

ents

of S

ectio

n R

324.

2.2.

R

324.

1.4

Low

est f

loor

. Th

e lo

wes

t flo

or s

hall

be th

e flo

or o

f the

low

est e

nclo

sed

area

, inc

ludi

ng b

asem

ent,

but e

xclu

ding

any

unf

inis

hed

flood

-res

ista

nt e

nclo

sure

that

is u

seab

le s

olel

y fo

r veh

icle

par

king

, bui

ldin

g ac

cess

or

lim

ited

stor

age

prov

ided

that

suc

h en

clos

ure

is n

ot b

uilt

so a

s to

rend

er th

e bu

ildin

g or

stru

ctur

e in

vio

latio

n of

this

sec

tion.

R

408.

5 (U

nder

-Flo

or S

pace

) Fin

ishe

d gr

ade.

. .

. whe

re th

ere

is e

vide

nce

that

the

surfa

ce w

ater

doe

s no

t re

adily

dra

in fr

om th

e bu

ildin

g si

te, t

he g

rade

in th

e un

der-

floor

spa

ce s

hall

be a

s hi

gh a

s th

e ou

tsid

e fin

ishe

d gr

ade,

unl

ess

an a

ppro

ved

drai

nage

sys

tem

is p

rovi

ded.

A

ppen

dix

J Ex

istin

g B

uild

ings

and

Str

uctu

res,

Sec

tion

AJ1

02.5

Flo

od h

azar

d ar

eas.

SE

E B

LOC

K 4

Page 128: Reducing Flood Losses Through the International Codes

Pa

ge C

-16

IRC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IRC

®.

NFI

P R

egul

atio

ns

2006

IRC

® [

anno

tate

d w

ith 2

007

Supp

lem

ent]

19 (3

) R

equi

re th

at a

ll ne

w c

onst

ruct

ion

and

subs

tant

ial i

mpr

ovem

ents

of n

on-r

esid

entia

l st

ruct

ures

with

in Z

ones

A1-

30, A

E a

nd A

H z

ones

on

the

com

mun

ity’s

FIR

M:

(i)

ha

ve th

e lo

wes

t flo

or (i

nclu

ding

bas

emen

t) el

evat

ed to

or a

bove

the

base

floo

d le

vel o

r,

(ii)

toge

ther

with

atte

ndan

t util

ity a

nd s

anita

ry

faci

litie

s, b

e de

sign

ed s

o th

at b

elow

the

base

flo

od le

vel t

he s

truct

ure

is w

ater

tight

with

wal

ls

subs

tant

ially

impe

rmea

ble

to th

e pa

ssag

e of

w

ater

and

with

stru

ctur

al c

ompo

nent

s ha

ving

th

e ca

pabi

lity

of re

sist

ing

hydr

osta

tic a

nd

hydr

odyn

amic

load

s an

d ef

fect

s of

buo

yanc

y;

[NFI

P re

quire

men

t 60.

3(c)

(3) a

pplie

s to

non

-res

iden

tial c

onst

ruct

ion,

see

IBC

.]

20 (4

) P

rovi

de th

at w

here

a n

on-r

esid

entia

l stru

ctur

e is

inte

nded

to b

e m

ade

wat

ertig

ht b

elow

the

base

flo

od le

vel,

(i)

A

regi

ster

ed p

rofe

ssio

nal e

ngin

eer o

r arc

hite

ct

shal

l dev

elop

and

/or r

evie

w s

truct

ural

des

ign,

sp

ecifi

catio

ns, a

nd p

lans

for t

he c

onst

ruct

ion,

an

d sh

all c

ertif

y th

at th

e de

sign

and

met

hods

of

con

stru

ctio

n ar

e in

acc

orda

nce

with

ac

cept

ed s

tand

ards

of p

ract

ice

for m

eetin

g th

e ap

plic

able

pro

visi

ons

of p

arag

raph

(c)(

3)(ii

) or

(c)(

8)(ii

) of t

his

sect

ion,

and

(ii

) A

reco

rd o

f suc

h ce

rtific

ates

whi

ch in

clud

es

the

spec

ific

elev

atio

n (in

rela

tion

to m

ean

sea

leve

l) to

whi

ch s

uch

stru

ctur

es a

re

flood

proo

fed

shal

l be

mai

ntai

ned

with

the

offic

ial d

esig

nate

d by

the

com

mun

ity u

nder

S

ec. 5

9.22

(a)(

9)(ii

i);

[NFI

P re

quire

men

t 60.

3(c)

(4) a

pplie

s to

non

-res

iden

tial c

onst

ruct

ion,

see

IBC

.]

Page 129: Reducing Flood Losses Through the International Codes

Pa

ge C

-17

IRC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IRC

®.

NFI

P R

egul

atio

ns

2006

IRC

® [

anno

tate

d w

ith 2

007

Supp

lem

ent]

21

(5) R

equi

re, f

or a

ll ne

w c

onst

ruct

ion

and

subs

tant

ial

impr

ovem

ents

, tha

t ful

ly e

nclo

sed

area

s be

low

the

low

est f

loor

that

are

usa

ble

sole

ly fo

r par

king

of

vehi

cles

, bui

ldin

g ac

cess

or s

tora

ge in

an

area

ot

her t

han

a ba

sem

ent a

nd w

hich

are

sub

ject

to

flood

ing

shal

l be

desi

gned

to a

utom

atic

ally

equ

aliz

e hy

dros

tatic

floo

d fo

rces

on

exte

rior w

alls

by

allo

win

g fo

r the

ent

ry a

nd e

xit o

f flo

odw

ater

s.

Des

igns

for m

eetin

g th

is re

quire

men

t mus

t eith

er

be c

ertif

ied

by a

regi

ster

ed p

rofe

ssio

nal e

ngin

eer o

r ar

chite

ct o

r mee

t or e

xcee

d th

e fo

llow

ing

min

imum

cr

iteria

: A m

inim

um o

f tw

o op

enin

gs h

avin

g a

tota

l ne

t are

a of

not

less

than

one

squ

are

inch

for e

very

sq

uare

foot

of e

nclo

sed

area

sub

ject

to fl

oodi

ng

shal

l be

prov

ided

. The

bot

tom

of a

ll op

enin

gs s

hall

be n

o hi

gher

than

one

foot

abo

ve g

rade

. Ope

ning

s m

ay b

e eq

uipp

ed w

ith s

cree

ns, l

ouve

rs, v

alve

s, o

r ot

her c

over

ings

or d

evic

es p

rovi

ded

that

they

pe

rmit

the

auto

mat

ic e

ntry

and

exi

t of f

lood

wat

ers.

R10

5.3.

1.1

Sub

stan

tially

impr

oved

or s

ubst

antia

lly d

amag

ed e

xist

ing

build

ings

and

str

uctu

res

in a

reas

pr

one

to fl

oodi

ng.

SE

E B

LOC

K 4

R

309.

5 [G

arag

es] F

lood

haz

ard

area

s. F

or b

uild

ings

loca

ted

in fl

ood

haza

rd a

reas

as

esta

blis

hed

by T

able

30

1.2(

1), g

arag

e flo

ors

shal

l be:

1.

E

leva

ted

to o

r abo

ve th

e de

sign

floo

d el

evat

ion

as d

eter

min

ed in

Sec

tion

R32

4; o

r 2.

Lo

cate

d be

low

the

desi

gn fl

ood

elev

ated

pro

vide

d th

ey a

re a

t or a

bove

gra

de o

n at

leas

t one

sid

e, a

re

used

sol

ely

for p

arki

ng, b

uild

ing

acce

ss, o

r sto

rage

, mee

t the

requ

irem

ents

of S

ectio

n R

324,

and

are

ot

herw

ise

cons

truct

ed in

acc

orda

nce

with

this

cod

e.

R32

4.2.

2 E

nclo

sed

area

bel

ow d

esig

n flo

od e

leva

tion.

Enc

lose

d ar

eas,

incl

udin

g cr

awl s

pace

s, th

at a

re

belo

w th

e de

sign

floo

d el

evat

ion

shal

l: 1.

B

e us

ed s

olel

y fo

r par

king

of v

ehic

les,

bui

ldin

g ac

cess

or s

tora

ge.

2.

Be

prov

ided

with

floo

d op

enin

gs w

hich

sha

ll m

eet t

he fo

llow

ing

crite

ria:

2.1

The

re s

hall

be a

min

imum

of t

wo

open

ings

on

diffe

rent

sid

es o

f eac

h en

clos

ed a

rea;

if a

bui

ldin

g ha

s m

ore

than

one

enc

lose

d ar

ea b

elow

the

desi

gn fl

ood

elev

atio

n, e

ach

area

sha

ll ha

ve o

peni

ngs

on e

xter

ior

wal

ls.

2.2

The

tota

l net

are

a of

all

open

ings

sha

ll be

at l

east

1 s

quar

e in

ch (6

45 m

m²)

for e

ach

squa

re fo

ot

(0.0

93 m

²) o

f enc

lose

d ar

ea, o

r the

ope

ning

s sh

all b

e de

sign

ed a

nd th

e co

nstru

ctio

n do

cum

ents

sha

ll in

clud

e a

stat

emen

t tha

t the

des

ign

and

inst

alla

tion

will

pro

vide

for e

qual

izat

ion

of h

ydro

stat

ic fl

ood

forc

es

on e

xter

ior w

alls

by

allo

win

g fo

r the

aut

omat

ic e

ntry

and

exi

t of f

lood

wat

ers.

2.

3 T

he b

otto

m o

f eac

h op

enin

g sh

all b

e 1

foot

(305

mm

) or l

ess

abov

e th

e ad

jace

nt g

roun

d le

vel.

2.4

Ope

ning

s sh

all b

e no

t les

s th

an 3

inch

es (7

6 m

m) i

n an

y di

rect

ion

in th

e pl

ane

of th

e w

all.

2.5

Any

louv

ers,

scr

eens

or o

ther

ope

ning

cov

ers

shal

l allo

w th

e au

tom

atic

flow

of f

lood

wat

ers

into

and

ou

t of t

he e

nclo

sed

area

. 2.

6 O

peni

ngs

inst

alle

d in

doo

rs a

nd w

indo

ws

that

mee

t req

uire

men

ts 2

.1 th

roug

h 2.

5, a

re a

ccep

tabl

e;

how

ever

, doo

rs a

nd w

indo

ws

with

out i

nsta

lled

open

ings

do

not m

eet t

he re

quire

men

ts o

f thi

s se

ctio

n.

R40

8.6

[Und

er-F

loor

Spa

ce] F

lood

resi

stan

ce.

For b

uild

ings

loca

ted

in a

reas

pro

ne to

floo

ding

as

esta

blis

hed

in T

able

R30

1.2(

1):

1.

W

alls

enc

losi

ng th

e un

derfl

oor s

pace

sha

ll be

pro

vide

d w

ith fl

ood

open

ings

in a

ccor

danc

e w

ith

Sec

tion

R32

4.2.

2.

2.

The

finis

hed

grou

nd le

vel o

f the

und

erflo

or s

pace

sha

ll be

equ

al to

or h

ighe

r tha

n th

e ou

tsid

e fin

ishe

d gr

ound

leve

l.

Exce

ptio

n: U

nder

floor

spa

ces

that

mee

t the

requ

irem

ents

of F

EM

A/F

IA T

B 1

1-1.

[TB

11-

1 is

Cra

wl S

pace

C

onst

ruct

ion

in S

peci

al F

lood

Haz

ard

Are

as]

Page 130: Reducing Flood Losses Through the International Codes

Pa

ge C

-18

IRC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IRC

®.

NFI

P R

egul

atio

ns

2006

IRC

® [

anno

tate

d w

ith 2

007

Supp

lem

ent]

22 (6

) Req

uire

that

man

ufac

ture

d ho

mes

that

are

pl

aced

or s

ubst

antia

lly im

prov

ed w

ithin

Zon

es

A1-

30, A

H, a

nd A

E o

n th

e co

mm

unity

’s F

IRM

on

site

s:

(i)

Out

side

of a

man

ufac

ture

d ho

me

park

or

subd

ivis

ion,

(ii

) In

a n

ew m

anuf

actu

red

hom

e pa

rk o

r su

bdiv

isio

n,

(iii)

In a

n ex

pans

ion

to a

n ex

istin

g m

anuf

actu

red

hom

e pa

rk o

r sub

divi

sion

, or

(iv)

In a

n ex

istin

g m

anuf

actu

red

hom

e pa

rk o

r su

bdiv

isio

n on

whi

ch a

man

ufac

ture

d ho

me

has

incu

rred

“sub

stan

tial d

amag

e” a

s th

e re

sult

of a

floo

d, b

e el

evat

ed o

n a

perm

anen

t fo

unda

tion

such

that

the

low

est f

loor

of t

he

man

ufac

ture

d ho

me

is e

leva

ted

to o

r abo

ve

the

base

floo

d el

evat

ion

and

be s

ecur

ely

anch

ored

to a

n ad

equa

tely

anc

hore

d fo

unda

tion

syst

em to

resi

st fl

oata

tion

colla

pse

and

late

ral m

ovem

ent.

R10

5.3.

1.1

Sub

stan

tially

impr

oved

or s

ubst

antia

lly d

amag

ed e

xist

ing

build

ings

and

str

uctu

res

in a

reas

pr

one

to fl

oodi

ng.

SE

E B

LOC

K 4

R

324.

1.8

Man

ufac

ture

d ho

usin

g. S

EE

BLO

CK

16

App

endi

x E

Man

ufac

ture

d H

ousi

ng, S

ectio

n A

E101

, Exc

eptio

n S

EE

BLO

CK

4

23 (7

) Req

uire

with

in a

ny A

O z

one

on th

e co

mm

unity

’s

FIR

M th

at a

ll ne

w c

onst

ruct

ion

and

subs

tant

ial

impr

ovem

ents

of r

esid

entia

l stru

ctur

es h

ave

the

low

est f

loor

(inc

ludi

ng b

asem

ent)

elev

ated

abo

ve

the

high

est a

djac

ent g

rade

at l

east

as

high

as

the

dept

h nu

mbe

r spe

cifie

d in

feet

on

the

com

mun

ity’s

FI

RM

(at l

east

two

feet

if n

o de

pth

num

ber i

s sp

ecifi

ed);

R10

5.3.

1.1

Sub

stan

tially

impr

oved

or s

ubst

antia

lly d

amag

ed e

xist

ing

build

ings

and

str

uctu

res

in a

reas

pr

one

to fl

oodi

ng.

SE

E B

LOC

K 4

R

324.

2.1

[Flo

od h

azar

d ar

eas

(incl

udin

g A

Zon

es)]

Elev

atio

n re

quire

men

ts.

SE

E B

LOC

K 1

8

24 (8

) Req

uire

with

in a

ny A

O z

one

on th

e co

mm

unity

’s

FIR

M th

at a

ll ne

w c

onst

ruct

ion

and

subs

tant

ial

impr

ovem

ents

of n

onre

side

ntia

l stru

ctur

es

(i)

have

the

low

est f

loor

(inc

ludi

ng b

asem

ent)

elev

ated

abo

ve th

e hi

ghes

t adj

acen

t gra

de a

t le

ast a

s hi

gh a

s th

e de

pth

num

ber s

peci

fied

in

feet

on

the

com

mun

ity’s

FIR

M (a

t lea

st tw

o fe

et if

no

dept

h nu

mbe

r is

spec

ified

), or

(ii

) to

geth

er w

ith a

ttend

ant u

tility

and

san

itary

fa

cilit

ies

be c

ompl

etel

y flo

odpr

oofe

d to

that

le

vel t

o m

eet t

he fl

oodp

roof

ing

stan

dard

sp

ecifi

ed in

Sec

. 60.

3(c)

(3)(

ii);

[NFI

P re

quire

men

t 60.

3(c)

(8) a

pplie

s to

non

-res

iden

tial c

onst

ruct

ion,

see

IBC

.]

Page 131: Reducing Flood Losses Through the International Codes

Pa

ge C

-19

IRC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IRC

®.

NFI

P R

egul

atio

ns

2006

IRC

® [

anno

tate

d w

ith 2

007

Supp

lem

ent]

25 (9

) Req

uire

with

in a

ny A

99 z

ones

on

a co

mm

unity

’s

FIR

M th

e st

anda

rds

of p

arag

raph

s (a

)(1)

thro

ugh

(a)(4

)(i) a

nd (b

)(5) t

hrou

gh (b

)(9) o

f thi

s se

ctio

n;

R10

5.3.

1.1

Sub

stan

tially

impr

oved

or s

ubst

antia

lly d

amag

ed e

xist

ing

build

ings

and

str

uctu

res

in a

reas

pr

one

to fl

oodi

ng.

SE

E B

LOC

K 4

R

324.

2.1

[Flo

od h

azar

d ar

eas

(incl

udin

g A

Zon

es)]

Elev

atio

n re

quire

men

ts.

SE

E B

LOC

K 1

8

26 (1

0) R

equi

re u

ntil

a re

gula

tory

floo

dway

is

desi

gnat

ed, t

hat n

o ne

w c

onst

ruct

ion,

sub

stan

tial

impr

ovem

ents

, or o

ther

dev

elop

men

t (in

clud

ing

fill)

shal

l be

perm

itted

with

in Z

ones

A1-

30 a

nd A

E o

n th

e co

mm

unity

’s F

IRM

, unl

ess

it is

dem

onst

rate

d th

at th

e cu

mul

ativ

e ef

fect

of t

he p

ropo

sed

deve

lopm

ent,

whe

n co

mbi

ned

with

all

othe

r exi

stin

g an

d an

ticip

ated

dev

elop

men

t, w

ill n

ot in

crea

se th

e w

ater

sur

face

ele

vatio

n of

the

base

floo

d m

ore

than

on

e fo

ot a

t any

poi

nt w

ithin

the

com

mun

ity.

R10

6.1.

3 In

form

atio

n fo

r con

stru

ctio

n in

are

as p

rone

to fl

oodi

ng.

SE

E B

LOC

K 4

27 (1

1) R

equi

re w

ithin

Zon

es A

H a

nd A

O, a

dequ

ate

drai

nage

pat

hs a

roun

d st

ruct

ures

on

slop

es, t

o gu

ide

flood

wat

ers

arou

nd a

nd a

way

from

pro

pose

d st

ruct

ures

.

R40

1.3

[Fou

ndat

ions

] Dra

inag

e. S

urfa

ce d

rain

age

shal

l be

dive

rted

to a

sto

rm s

ewer

con

nect

ion

or o

ther

ap

prov

ed p

oint

of c

olle

ctio

n so

as

to n

ot c

reat

e a

haza

rd.

Lots

sha

ll be

gra

ded

so a

s to

dra

in s

urfa

ce w

ater

aw

ay fr

om fo

unda

tion

wal

ls. .

. .

28 (1

2) R

equi

re th

at m

anuf

actu

red

hom

es to

be

plac

ed o

r sub

stan

tially

impr

oved

on

site

s in

an

exis

ting

man

ufac

ture

d ho

me

park

or s

ubdi

visi

on

with

in Z

ones

A-1

-30,

AH

, and

AE

on

the

com

mun

ity’s

FIR

M th

at a

re n

ot s

ubje

ct to

the

prov

isio

ns o

f par

agra

ph (c

)(6)

of t

his

sect

ion

be

elev

ated

so

that

eith

er:

(i)

The

low

est f

loor

of t

he m

anuf

actu

red

hom

e is

at

or a

bove

the

base

floo

d el

evat

ion,

or

(ii)

The

man

ufac

ture

d ho

me

chas

sis

is s

uppo

rted

by re

info

rced

pie

rs o

r oth

er fo

unda

tion

elem

ents

of a

t lea

st e

quiv

alen

t stre

ngth

that

ar

e no

less

than

36

inch

es in

hei

ght a

bove

gr

ade

and

be s

ecur

ely

anch

ored

to a

n ad

equa

tely

anc

hore

d fo

unda

tion

syst

em to

re

sist

floa

tatio

n, c

olla

pse,

and

late

ral

mov

emen

t.

R10

5.3.

1.1

Sub

stan

tially

impr

oved

or s

ubst

antia

lly d

amag

ed e

xist

ing

build

ings

and

str

uctu

res

in a

reas

pr

one

to fl

oodi

ng.

SE

E B

LOC

K 4

R

324.

1.8

Man

ufac

ture

d ho

usin

g. S

EE

BLO

CK

16

App

endi

x E

Man

ufac

ture

d H

ousi

ng, S

ectio

n A

E101

.1 G

ener

al.

Exce

ptio

n. S

EE

BLO

CK

4

Page 132: Reducing Flood Losses Through the International Codes

Pa

ge C

-20

IRC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IRC

®.

NFI

P R

egul

atio

ns

2006

IRC

® [

anno

tate

d w

ith 2

007

Supp

lem

ent]

29 (1

3) N

otw

ithst

andi

ng a

ny o

ther

pro

visi

ons

of S

ec.

60.3

, a c

omm

unity

may

app

rove

cer

tain

de

velo

pmen

t in

Zone

s A

l-30,

AE

, and

AH

, on

the

com

mun

ity’s

FIR

M w

hich

incr

ease

the

wat

er

surfa

ce e

leva

tion

of th

e ba

se fl

ood

by m

ore

than

on

e fo

ot, p

rovi

ded

that

the

com

mun

ity fi

rst a

pplie

s fo

r a c

ondi

tiona

l FIR

M re

visi

on, f

ulfil

ls th

e re

quire

men

ts fo

r suc

h a

revi

sion

as

esta

blis

hed

unde

r the

pro

visi

ons

of S

ec. 6

5.12

, and

rece

ives

th

e ap

prov

al o

f the

Adm

inis

trato

r.

[Not

add

ress

ed in

IRC

, see

IBC

App

endi

x G

.]

30 (1

4) R

equi

re th

at re

crea

tiona

l veh

icle

s pl

aced

on

site

s w

ithin

Zon

es A

1-30

, AH

, and

AE

on

the

com

mun

ity’s

FIR

M e

ither

(i)

B

e on

the

site

for f

ewer

than

180

con

secu

tive

days

, (ii

) B

e fu

lly li

cens

ed a

nd re

ady

for h

ighw

ay u

se,

or

(iii)

Mee

t the

per

mit

requ

irem

ents

of p

arag

raph

(b

)(1)

of t

his

sect

ion

and

the

elev

atio

n an

d an

chor

ing

requ

irem

ents

for “

man

ufac

ture

d ho

mes

” in

para

grap

h (c

)(6)

of t

his

sect

ion.

A

recr

eatio

nal v

ehic

le is

read

y fo

r hig

hway

use

if it

is

on

its w

heel

s or

jack

ing

syst

em, i

s at

tach

ed to

th

e si

te o

nly

by q

uick

dis

conn

ect t

ype

utili

ties

and

secu

rity

devi

ces,

and

has

no

perm

anen

tly a

ttach

ed

addi

tions

.

R10

7 T

empo

rary

str

uctu

res.

(d) W

hen

the

Adm

inis

trato

r has

pro

vide

d a

notic

e of

fina

l bas

e flo

od e

leva

tions

with

in Z

ones

A1-

30 a

nd/o

r AE

on

the

com

mun

ity’s

FIR

M a

nd, i

f app

ropr

iate

, has

des

igna

ted

AO

zo

nes,

AH

zon

es, A

99 z

ones

, and

A z

ones

on

the

com

mun

ity’s

FIR

M, a

nd h

as p

rovi

ded

data

from

whi

ch th

e co

mm

unity

sha

ll de

sign

ate

its re

gula

tory

floo

dway

, the

com

mun

ity

shal

l: 31 (1

) Mee

t the

requ

irem

ents

of p

arag

raph

s (c

) (1)

th

roug

h (1

4) o

f thi

s se

ctio

n;

[Prio

r pro

visi

ons

cum

ulat

ive.

]

32 (2

) Sel

ect a

nd a

dopt

a re

gula

tory

floo

dway

bas

ed

on th

e pr

inci

ple

that

the

area

cho

sen

for t

he

regu

lato

ry fl

oodw

ay m

ust b

e de

sign

ed to

car

ry th

e w

ater

s of

the

base

floo

d, w

ithou

t inc

reas

ing

the

wat

er s

urfa

ce e

leva

tion

of th

at fl

ood

mor

e th

an o

ne

foot

at a

ny p

oint

;

Tabl

e R

301.

2(1)

Clim

atic

and

Geo

grap

hic

Des

ign

Crit

eria

. Fl

ood

Haz

ards

. S

EE

BLO

CK

3

Page 133: Reducing Flood Losses Through the International Codes

Pa

ge C

-21

IRC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IRC

®.

NFI

P R

egul

atio

ns

2006

IRC

® [

anno

tate

d w

ith 2

007

Supp

lem

ent]

33 (3

) Pro

hibi

t enc

roac

hmen

ts, i

nclu

ding

fill,

new

co

nstru

ctio

n, s

ubst

antia

l im

prov

emen

ts, a

nd o

ther

de

velo

pmen

t with

in th

e ad

opte

d re

gula

tory

flo

odw

ay u

nles

s it

has

been

dem

onst

rate

d th

roug

h hy

drol

ogic

and

hyd

raul

ic a

naly

ses

perfo

rmed

in

acco

rdan

ce w

ith s

tand

ard

engi

neer

ing

prac

tice

that

th

e pr

opos

ed e

ncro

achm

ent w

ould

not

resu

lt in

any

in

crea

se in

floo

d le

vels

with

in th

e co

mm

unity

dur

ing

the

occu

rren

ce o

f the

bas

e flo

od d

isch

arge

;

R10

6.1.

3 In

form

atio

n fo

r con

stru

ctio

n in

are

as p

rone

to fl

oodi

ng.

SE

E B

LOC

K 4

R

301.

2.4

Flo

odpl

ain

cons

truc

tion.

Exc

eptio

n. S

EE

BLO

CK

3

34 (4

) Not

with

stan

ding

any

oth

er p

rovi

sion

s of

Sec

. 60

.3, a

com

mun

ity m

ay p

erm

it en

croa

chm

ents

w

ithin

the

adop

ted

regu

lato

ry fl

oodw

ay th

at w

ould

re

sult

in a

n in

crea

se in

bas

e flo

od e

leva

tions

, pr

ovid

ed th

at th

e co

mm

unity

firs

t app

lies

for a

co

nditi

onal

FIR

M a

nd fl

oodw

ay re

visi

on, f

ulfil

ls th

e re

quire

men

ts fo

r suc

h re

visi

ons

as e

stab

lishe

d un

der t

he p

rovi

sion

s of

Sec

. 65.

12, a

nd re

ceiv

es

the

appr

oval

of t

he A

dmin

istra

tor.

[IRC

not

app

licab

le to

floo

dway

con

stru

ctio

n; re

fer t

o IB

C.]

(e) W

hen

the

Adm

inis

trato

r has

pro

vide

d a

notic

e of

fina

l bas

e flo

od e

leva

tions

with

in Z

ones

A1-

30 a

nd/o

r AE

on

the

com

mun

ity’s

FIR

M a

nd, i

f app

ropr

iate

, has

des

igna

ted

AH

zo

nes,

AO

zon

es, A

99 z

ones

, and

A z

ones

on

the

com

mun

ity’s

FIR

M, a

nd h

as id

entif

ied

on th

e co

mm

unity

’s F

IRM

coa

stal

hig

h ha

zard

are

as b

y de

sign

atin

g Zo

nes

V1-

30, V

E,

and/

or V

, the

com

mun

ity s

hall:

35 (1

) Mee

t the

requ

irem

ents

of p

arag

raph

s (c

)(1)

th

roug

h (1

4) o

f thi

s se

ctio

n;

[Prio

r pro

visi

ons

cum

ulat

ive.

] R

301.

2.4.

1 A

ltern

ativ

e pr

ovis

ions

. A

s an

alte

rnat

ive

to th

e re

quire

men

ts in

Sec

tion

R32

4.3

for b

uild

ings

and

st

ruct

ures

loca

ted

in w

hole

or i

n pa

rt in

coa

stal

hig

h-ha

zard

are

as (V

Zon

es),

AS

CE

24

is p

erm

itted

sub

ject

to

the

limita

tions

of t

his

code

and

the

limita

tions

ther

ein.

Page 134: Reducing Flood Losses Through the International Codes

Pa

ge C

-22

IRC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IRC

®.

NFI

P R

egul

atio

ns

2006

IRC

® [

anno

tate

d w

ith 2

007

Supp

lem

ent]

36 (2

) W

ithin

Zon

es V

1-30

, VE

, and

V o

n a

com

mun

ity’s

FIR

M,

(i)

ob

tain

the

elev

atio

n (in

rela

tion

to m

ean

sea

leve

l) of

the

botto

m o

f the

low

est s

truct

ural

m

embe

r of t

he lo

wes

t flo

or (e

xclu

ding

pili

ngs

and

colu

mns

) of a

ll ne

w a

nd s

ubst

antia

lly

impr

oved

stru

ctur

es, a

nd w

heth

er o

r not

suc

h st

ruct

ures

con

tain

a b

asem

ent,

and

(ii

) m

aint

ain

a re

cord

of

all s

uch

info

rmat

ion

with

th

e of

ficia

l des

igna

ted

by th

e co

mm

unity

un

der S

ec. 5

9.22

(a)(

9)(ii

i);

R10

4.7

Dep

artm

ent r

ecor

ds.

R10

5.3.

1.1

Sub

stan

tially

impr

oved

or s

ubst

antia

lly d

amag

ed e

xist

ing

build

ings

and

str

uctu

res

in a

reas

pr

one

to fl

oodi

ng.

SE

E B

LOC

K 4

R

106.

1.3

Info

rmat

ion

for c

onst

ruct

ion

in a

reas

pro

ne to

floo

ding

. S

EE

BLO

CK

13

R10

9.1.

3 F

lood

plai

n in

spec

tions

. S

EE

BLO

CK

13

R32

4.1.

9 A

s-bu

ilt e

leva

tion

docu

men

tatio

n. S

EE

BLO

CK

13

R

324.

3 C

oast

al h

igh-

haza

rd a

reas

(inc

ludi

ng V

Zon

es).

Are

as th

at h

ave

been

det

erm

ined

to b

e su

bjec

t to

wav

e he

ight

s in

exc

ess

of 3

feet

(914

mm

) or s

ubje

ct to

hig

h-ve

loci

ty w

ave

actio

n or

wav

e-in

duce

d er

osio

n sh

all b

e de

sign

ated

as

coas

tal h

igh-

haza

rd a

reas

. All

build

ings

and

stru

ctur

es c

onst

ruct

ed in

who

le o

r in

part

in

coas

tal h

igh-

haza

rd a

reas

sha

ll be

des

igna

ted

and

cons

truct

ed in

acc

orda

nce

with

Sec

tions

R32

4.3.

1 th

roug

h R

324.

3.6.

R

324.

3.2

[Coa

stal

hig

h-ha

zard

are

as (i

nclu

ding

V Z

ones

)] El

evat

ion

requ

irem

ents

.

1.

All

build

ings

and

stru

ctur

es e

rect

ed w

ithin

coa

stal

hig

h-ha

zard

are

as s

hall

be e

leva

ted

so th

at th

e lo

wes

t po

rtion

of a

ll st

ruct

ural

mem

bers

sup

porti

ng th

e lo

wes

t flo

or, w

ith th

e ex

cept

ion

of m

at o

r raf

t fou

ndat

ions

, pi

ling,

pile

cap

s, c

olum

ns, g

rade

bea

ms

and

brac

ing,

is lo

cate

d at

or a

bove

the

desi

gn fl

ood

elev

atio

n.

2.

Bas

emen

t flo

ors

that

are

bel

ow g

rade

on

all s

ides

are

pro

hibi

ted.

3.

Th

e us

e of

fill

for s

truct

ural

sup

port

is p

rohi

bite

d.

4.

The

plac

emen

t of f

ill b

enea

th b

uild

ings

and

stru

ctur

es is

pro

hibi

ted.

Ex

cept

ion:

Wal

ls a

nd p

artit

ions

enc

losi

ng a

reas

bel

ow th

e de

sign

floo

d el

evat

ion

shal

l mee

t the

requ

irem

ents

of

Sec

tions

R32

4.3.

4 an

d R

324.

3.5.

37 (3

) Pro

vide

that

all

new

con

stru

ctio

n w

ithin

Zon

es

V1-

30, V

E, a

nd V

on

the

com

mun

ity’s

FIR

M is

lo

cate

d la

ndw

ard

of th

e re

ach

of m

ean

high

tide

;

R32

4.3.

1 L

ocat

ion

and

site

pre

para

tion.

1.

New

bui

ldin

gs a

nd b

uild

ings

that

are

det

erm

ined

to b

e su

bsta

ntia

lly im

prov

ed p

ursu

ant t

o S

ectio

n 10

5.3.

1.1,

sh

all b

e lo

cate

d la

ndw

ard

of th

e re

ach

of m

ean

high

tide

. 2.

Site

pre

para

tions

sha

ll no

t alte

r san

d du

nes

and

man

grov

e st

ands

if a

n en

gine

erin

g an

alys

is d

emon

stra

tes

that

the

pote

ntia

l for

floo

d da

mag

e is

incr

ease

d.

Page 135: Reducing Flood Losses Through the International Codes

Pa

ge C

-23

IRC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IRC

®.

NFI

P R

egul

atio

ns

2006

IRC

® [

anno

tate

d w

ith 2

007

Supp

lem

ent]

38 (4

) P

rovi

de th

at a

ll ne

w c

onst

ruct

ion

and

subs

tant

ial i

mpr

ovem

ents

in Z

ones

V1-

30 a

nd V

E,

and

also

Zon

e V

if b

ase

flood

ele

vatio

n da

ta is

av

aila

ble,

on

the

com

mun

ity’s

FIR

M, a

re e

leva

ted

on p

iling

s an

d co

lum

ns s

o th

at

(i)

the

botto

m o

f the

low

est h

oriz

onta

l stru

ctur

al

mem

ber o

f the

low

est f

loor

(exc

ludi

ng th

e pi

lings

or c

olum

ns) i

s el

evat

ed to

or a

bove

the

base

floo

d le

vel;

and

(ii

) th

e pi

le o

r col

umn

foun

datio

n an

d st

ruct

ure

atta

ched

ther

eto

is a

ncho

red

to re

sist

flot

atio

n,

colla

pse

and

late

ral m

ovem

ent d

ue to

the

effe

cts

of w

ind

and

wat

er lo

ads

actin

g si

mul

tane

ousl

y on

all

build

ing

com

pone

nts.

W

ater

load

ing

valu

es u

sed

shal

l be

thos

e as

soci

ated

with

the

base

floo

d. W

ind

load

ing

valu

es u

sed

shal

l be

thos

e re

quire

d by

ap

plic

able

Sta

te o

r loc

al b

uild

ing

stan

dard

s. A

re

gist

ered

pro

fess

iona

l eng

inee

r or a

rchi

tect

sh

all d

evel

op o

r rev

iew

the

stru

ctur

al d

esig

n,

spec

ifica

tions

and

pla

ns fo

r the

con

stru

ctio

n,

and

shal

l cer

tify

that

the

desi

gn a

nd m

etho

ds

of c

onst

ruct

ion

to b

e us

ed a

re in

acc

orda

nce

with

acc

epte

d st

anda

rds

of p

ract

ice

for

mee

ting

the

prov

isio

ns o

f par

agra

phs

(e)(

4)(I)

an

d (ii

) of t

his

sect

ion.

R10

5.3.

1.1

Sub

stan

tially

impr

oved

or s

ubst

antia

lly d

amag

ed e

xist

ing

build

ings

and

str

uctu

res

in a

reas

pr

one

to fl

oodi

ng.

SE

E B

LOC

K 4

R

324.

3.2

[Coa

stal

hig

h-ha

zard

are

as (i

nclu

ding

V Z

ones

)] El

evat

ion

requ

irem

ents

. S

EE

BLO

CK

36

R32

4.3.

3 F

ound

atio

ns.

All

build

ings

and

stru

ctur

es e

rect

ed in

coa

stal

hig

h-ha

zard

are

as s

hall

be s

uppo

rted

on p

iling

s or

col

umns

and

sha

ll be

ade

quat

ely

anch

ored

to s

uch

pilin

gs o

r col

umns

. Pili

ng s

hall

have

ade

quat

e so

il pe

netra

tions

to re

sist

the

com

bine

d w

ave

and

win

d lo

ads

(late

ral a

nd u

plift

). W

ater

load

ing

valu

es u

sed

shal

l be

thos

e as

soci

ated

with

the

desi

gn fl

ood.

Win

d lo

adin

g va

lues

sha

ll be

thos

e re

quire

d by

this

cod

e. P

ile

embe

dmen

t sha

ll in

clud

e co

nsid

erat

ion

of d

ecre

ased

resi

stan

ce c

apac

ity c

ause

d by

sco

ur o

f soi

l stra

ta

surr

ound

ing

the

pilin

g. P

ile s

yste

ms

desi

gn a

nd in

stal

latio

n sh

all b

e ce

rtifie

d in

acc

orda

nce

with

Sec

tion

R32

4.3.

6. M

at, r

aft o

r oth

er fo

unda

tions

that

sup

port

colu

mns

sha

ll no

t be

perm

itted

whe

re s

oil i

nves

tigat

ions

th

at a

re re

quire

d in

acc

orda

nce

with

Sec

tion

R40

1.4

indi

cate

that

soi

l mat

eria

l und

er th

e m

at, r

aft o

r oth

er

foun

datio

n is

sub

ject

to s

cour

or e

rosi

on fr

om w

ave-

velo

city

flow

con

ditio

ns.

Sla

bs, p

ools

, poo

l dec

ks a

nd

wal

kway

s sh

all b

e lo

cate

d an

d co

nstru

cted

to b

e st

ruct

ural

ly in

depe

nden

t of b

uild

ings

and

stru

ctur

es a

nd th

eir

foun

datio

ns to

pre

vent

tran

sfer

of f

lood

load

s to

the

build

ings

and

stru

ctur

es d

urin

g co

nditi

ons

of fl

oodi

ng, s

cour

or

ero

sion

from

wav

e-ve

loci

ty fl

ow c

ondi

tions

, unl

ess

the

build

ings

and

stru

ctur

es a

nd th

eir f

ound

atio

n ar

e de

sign

ed to

resi

st th

e ad

ditio

nal f

lood

load

.

R32

4.3.

6 C

onst

ruct

ion

docu

men

ts.

The

cons

truct

ion

docu

men

ts s

hall

incl

ude

docu

men

tatio

n th

at is

pr

epar

ed a

nd s

eale

d by

a re

gist

ered

des

ign

prof

essi

onal

that

the

desi

gn a

nd m

etho

ds o

f con

stru

ctio

n to

be

used

mee

t the

app

licab

le c

riter

ia o

f thi

s se

ctio

n.

Page 136: Reducing Flood Losses Through the International Codes

Pa

ge C

-24

IRC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IRC

®.

NFI

P R

egul

atio

ns

2006

IRC

® [

anno

tate

d w

ith 2

007

Supp

lem

ent]

39

(5)

Pro

vide

that

all

new

con

stru

ctio

n an

d su

b-st

antia

l im

prov

emen

ts w

ithin

Zon

es V

1-30

, VE

, and

V

on

the

com

mun

ity’s

FIR

M h

ave

the

spac

e be

low

th

e lo

wes

t flo

or e

ither

free

of o

bstru

ctio

n or

con

-st

ruct

ed w

ith n

on-s

uppo

rting

bre

akaw

ay w

alls

, op

en w

ood

latti

ce-w

ork,

or i

nsec

t scr

eeni

ng in

-te

nded

to c

olla

pse

unde

r win

d an

d w

ater

load

s w

ithou

t cau

sing

col

laps

e, d

ispl

acem

ent,

or o

ther

st

ruct

ural

dam

age

to th

e el

evat

ed p

ortio

n of

the

build

ing

or s

uppo

rting

foun

datio

n sy

stem

. For

the

purp

oses

of t

his

sect

ion,

a b

reak

away

wal

l sha

ll ha

ve a

des

ign

safe

load

ing

resi

stan

ce o

f not

less

th

an 1

0 an

d no

mor

e th

an 2

0 po

unds

per

squ

are

foot

. Use

of b

reak

away

wal

ls w

hich

exc

eed

a de

sign

saf

e lo

adin

g re

sist

ance

of 2

0 po

unds

per

sq

uare

foot

(eith

er b

y de

sign

or w

hen

so re

quire

d by

loca

l or S

tate

cod

es) m

ay b

e pe

rmitt

ed o

nly

if a

regi

ster

ed p

rofe

ssio

nal e

ngin

eer o

r arc

hite

ct

certi

fies

that

the

desi

gns

prop

osed

mee

t the

fo

llow

ing

cond

ition

s:

(i)

Bre

akaw

ay w

all c

olla

pse

shal

l res

ult f

rom

a

wat

er lo

ad le

ss th

an th

at w

hich

wou

ld o

ccur

du

ring

the

base

floo

d; a

nd,

(ii)

The

elev

ated

por

tion

of th

e bu

ildin

g an

d su

ppor

ting

foun

datio

n sy

stem

sha

ll no

t be

subj

ect t

o co

llaps

e, d

ispl

acem

ent,

or o

ther

st

ruct

ural

dam

age

due

to th

e ef

fect

s of

win

d an

d w

ater

load

s ac

ting

sim

ulta

neou

sly

on a

ll bu

ildin

g co

mpo

nent

s (s

truct

ural

and

no

n-st

ruct

ural

). W

ater

load

ing

valu

es u

sed

shal

l be

thos

e as

soci

ated

with

the

base

floo

d.

Win

d lo

adin

g va

lues

use

d sh

all b

e th

ose

requ

ired

by a

pplic

able

Sta

te o

r loc

al b

uild

ing

stan

dard

s. S

uch

encl

osed

spa

ce s

hall

be

usea

ble

sole

ly fo

r par

king

of v

ehic

les,

bui

ldin

g ac

cess

, or s

tora

ge.

R10

5.3.

1.1

Sub

stan

tially

impr

oved

or s

ubst

antia

lly d

amag

ed e

xist

ing

build

ings

and

str

uctu

res

in a

reas

pr

one

to fl

oodi

ng.

SE

E B

LOC

K 4

R

324.

3.4

Wal

ls b

elow

des

ign

flood

ele

vatio

n. W

alls

and

par

titio

ns a

re p

erm

itted

bel

ow th

e el

evat

ed fl

oor,

prov

ided

that

suc

h w

alls

and

par

titio

ns a

re n

ot p

art o

f the

stru

ctur

al s

uppo

rt of

the

build

ing

or s

truct

ure

and:

1.

E

lect

rical

, mec

hani

cal,

and

plum

bing

sys

tem

com

pone

nts

are

not t

o be

mou

nted

on

or p

enet

rate

thro

ugh

wal

ls th

at a

re d

esig

ned

to b

reak

aw

ay u

nder

floo

d lo

ads,

and

2.

A

re c

onst

ruct

ed w

ith in

sect

scr

eeni

ng o

r ope

n la

ttice

, or:

3.

Are

des

igne

d to

bre

ak a

way

or c

olla

pse

with

out c

ausi

ng c

olla

pse,

dis

plac

emen

t or o

ther

stru

ctur

al

dam

age

to th

e el

evat

ed p

ortio

n of

the

build

ing

or s

uppo

rting

foun

datio

n sy

stem

. Suc

h w

alls

, fra

min

g an

d co

nnec

tions

sha

ll ha

ve a

des

ign

safe

load

ing

resi

stan

ce o

f not

less

than

10

poun

ds p

er s

quar

e fo

ot (0

.48

kN/m

2 ) and

no

mor

e th

an 2

0 po

unds

per

squ

are

foot

(0.9

6 kN

/m2 );

or

4.

Whe

re w

ind

load

ing

valu

es o

f thi

s co

de e

xcee

d 20

pou

nds

per s

quar

e fo

ot (0

.96

kN/m

2 ), th

e co

nstru

ctio

n do

cum

ents

sha

ll in

clud

e do

cum

enta

tion

prep

ared

and

sea

led

by a

regi

ster

ed d

esig

n pr

ofes

sion

al th

at:

4.

1 Th

e w

alls

and

par

titio

ns b

elow

the

desi

gn fl

ood

elev

atio

n ha

ve b

een

desi

gned

to c

olla

pse

from

a

wat

er lo

ad le

ss th

an th

at w

hich

wou

ld o

ccur

dur

ing

the

desi

gn fl

ood.

4.2.

The

ele

vate

d po

rtion

of t

he b

uild

ing

and

supp

ortin

g fo

unda

tion

syst

em h

ave

been

des

igne

d to

w

ithst

and

the

effe

cts

of w

ind

and

flood

load

s ac

ting

sim

ulta

neou

sly

on a

ll bu

ildin

g co

mpo

nent

s (s

truct

ural

and

non

stru

ctur

al).

Wat

er lo

adin

g va

lues

use

d sh

all b

e th

ose

asso

ciat

ed w

ith th

e de

sign

flo

od. W

ind

load

ing

valu

es u

sed

shal

l be

thos

e re

quire

d by

this

cod

e.

R32

4.3.

5 E

nclo

sed

area

s be

low

des

ign

flood

ele

vatio

n. E

nclo

sed

area

s be

low

the

desi

gn fl

ood

elev

atio

n sh

all b

e us

ed s

olel

y fo

r par

king

of v

ehic

les,

bui

ldin

g ac

cess

or s

tora

ge.

40 (6

) Pro

hibi

t the

use

of f

ill fo

r stru

ctur

al s

uppo

rt of

bu

ildin

gs w

ithin

Zon

es V

1-30

, VE

, and

V o

n th

e co

mm

unity

’s F

IRM

;

R32

4.3.

2(3)

and

(4)

[Coa

stal

hig

h-ha

zard

are

as (i

nclu

ding

V z

ones

)] El

evat

ion

requ

irem

ents

. S

EE

B

LOC

K 3

6

Page 137: Reducing Flood Losses Through the International Codes

Pa

ge C

-25

IRC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IRC

®.

NFI

P R

egul

atio

ns

2006

IRC

® [

anno

tate

d w

ith 2

007

Supp

lem

ent]

41 (7

) Pro

hibi

t man

-mad

e al

tera

tion

of s

and

dune

s an

d m

angr

ove

stan

ds w

ithin

Zon

es V

1-30

, VE

, and

V

on th

e co

mm

unity

’s F

IRM

whi

ch w

ould

incr

ease

po

tent

ial f

lood

dam

age.

R32

4.3.

1 L

ocat

ion

and

site

pre

para

tion.

SE

E B

LOC

K 3

7

42 (8

) Req

uire

that

man

ufac

ture

d ho

mes

pla

ced

or

subs

tant

ially

impr

oved

with

in Z

ones

V1-

30, V

, and

V

E o

n th

e co

mm

unity

’s F

IRM

on

site

s

(i)

Out

side

of a

man

ufac

ture

d ho

me

park

or

subd

ivis

ion,

(ii

) In

a n

ew m

anuf

actu

red

hom

e pa

rk o

r su

bdiv

isio

n,

(iii)

In a

n ex

pans

ion

to a

n ex

istin

g m

anuf

actu

red

hom

e pa

rk o

r sub

divi

sion

, or

(iv)

In a

n ex

istin

g m

anuf

actu

red

hom

e pa

rk o

r su

bdiv

isio

n on

whi

ch a

man

ufac

ture

d ho

me

has

incu

rred

“sub

stan

tial d

amag

e” a

s th

e re

sult

of a

floo

d, m

eet t

he s

tand

ards

of

para

grap

hs (e

)(2)

thro

ugh

(7) o

f thi

s se

ctio

n an

d th

at m

anuf

actu

red

hom

es p

lace

d or

su

bsta

ntia

lly im

prov

ed o

n ot

her s

ites

in a

n ex

istin

g m

anuf

actu

red

hom

e pa

rk o

r su

bdiv

isio

n w

ithin

Zon

es V

I-30,

V, a

nd V

E o

n th

e co

mm

unity

’s F

IRM

mee

t the

requ

irem

ents

of

par

agra

ph (c

)(12

) of t

his

sect

ion.

R32

4.1.

8 M

anuf

actu

red

hous

ing.

SE

E B

LOC

K 1

6 A

ppen

dix

E M

anuf

actu

red

Hou

sing

AE1

01, E

xcep

tion.

SE

E B

LOC

K 4

43 (9

) Req

uire

that

recr

eatio

nal v

ehic

les

plac

ed o

n si

tes

with

in Z

ones

V1-

30, V

, and

VE

on

the

com

mun

ity’s

FIR

M e

ither

(i)

B

e on

the

site

for f

ewer

than

180

con

secu

tive

days

, (ii

) B

e fu

lly li

cens

ed a

nd re

ady

for h

ighw

ay u

se,

or

(iii)

Mee

t the

requ

irem

ents

in p

arag

raph

s (b

)(1)

an

d (e

) (2)

thro

ugh

(7) o

f thi

s se

ctio

n. A

re

crea

tiona

l veh

icle

is re

ady

for h

ighw

ay u

se if

it

is o

n its

whe

els

or ja

ckin

g sy

stem

, is

atta

ched

to th

e si

te o

nly

by q

uick

dis

conn

ect

type

util

ities

and

sec

urity

dev

ices

, and

has

no

perm

anen

tly a

ttach

ed a

dditi

ons.

R10

7 T

empo

rary

str

uctu

res.

Page 138: Reducing Flood Losses Through the International Codes

Pa

ge C

-26

IRC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IRC

®.

NFI

P R

egul

atio

ns

2006

IRC

® [

anno

tate

d w

ith 2

007

Supp

lem

ent]

Sec.

60.

6 V

aria

nce

and

exce

ptio

ns

44

(a) T

he A

dmin

istra

tor d

oes

not s

et fo

rth a

bsol

ute

crite

ria fo

r gra

ntin

g va

rianc

es fr

om th

e cr

iteria

set

fo

rth in

Sec

s. 6

0.3,

60.

4, a

nd 6

0.5.

The

issu

ance

of

a va

rianc

e is

for f

lood

pla

in m

anag

emen

t pur

pose

s on

ly. I

nsur

ance

pre

miu

m ra

tes

are

dete

rmin

ed b

y st

atut

e ac

cord

ing

to a

ctua

rial r

isk

and

will

not

be

mod

ified

by

the

gran

ting

of a

var

ianc

e. T

he

com

mun

ity, a

fter e

xam

inin

g th

e ap

plic

ant’s

ha

rdsh

ips,

sha

ll ap

prov

e or

dis

appr

ove

a re

ques

t. W

hile

the

gran

ting

of v

aria

nces

gen

eral

ly is

lim

ited

to a

lot s

ize

less

than

one

-hal

f acr

e (a

s se

t for

th in

pa

ragr

aph

(a)(

2) o

f thi

s se

ctio

n), d

evia

tions

from

th

at li

mita

tion

may

occ

ur. H

owev

er, a

s th

e lo

t siz

e in

crea

ses

beyo

nd o

ne-h

alf a

cre,

the

tech

nica

l ju

stifi

catio

n re

quire

d fo

r iss

uing

a v

aria

nce

incr

ease

s. T

he A

dmin

istra

tor m

ay re

view

a

com

mun

ity’s

find

ings

just

ifyin

g th

e gr

antin

g of

va

rianc

es, a

nd if

that

revi

ew in

dica

tes

a pa

ttern

in

cons

iste

nt w

ith th

e ob

ject

ives

of s

ound

floo

d pl

ain

man

agem

ent,

the

Adm

inis

trato

r may

take

ap

prop

riate

act

ion

unde

r Sec

. 59.

24(b

) of t

his

subc

hapt

er.

R10

4.10

.1 [

Mod

ifica

tions

] Are

as p

rone

to fl

oodi

ng.

The

build

ing

offic

ial s

hall

not g

rant

mod

ifica

tions

to a

ny

prov

isio

n re

late

d to

floo

d ha

zard

are

as a

s es

tabl

ishe

d by

Tab

le R

301.

2(1)

with

out t

he g

rant

ing

of a

var

ianc

e to

su

ch p

rovi

sion

s by

the

boar

d of

app

eals

.

Page 139: Reducing Flood Losses Through the International Codes

Pa

ge C

-27

IRC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IRC

®.

NFI

P R

egul

atio

ns

2006

IRC

® [

anno

tate

d w

ith 2

007

Supp

lem

ent]

45 V

aria

nces

may

be

issu

ed fo

r the

repa

ir or

re

habi

litat

ion

of h

isto

ric s

truct

ures

upo

n a

dete

rmin

atio

n th

at th

e pr

opos

ed re

pair

or

reha

bilit

atio

n w

ill n

ot p

recl

ude

the

stru

ctur

e’s

cont

inue

d de

sign

atio

n as

a h

isto

ric s

truct

ure

and

the

varia

nce

is th

e m

inim

um n

eces

sary

to p

rese

rve

the

hist

oric

cha

ract

er a

nd d

esig

n of

the

stru

ctur

e.

R11

2.2.

1 D

eter

min

atio

n of

sub

stan

tial i

mpr

ovem

ent i

n ar

eas

pron

e to

floo

ding

. W

hen

the

build

ing

offic

ial

prov

ides

a fi

ndin

g re

quire

d in

Sec

tion

R10

5.3.

1.1,

the

boar

d of

app

eals

sha

ll de

term

ine

whe

ther

the

valu

e of

th

e pr

opos

ed w

ork

cons

titut

es a

sub

stan

tial i

mpr

ovem

ent.

A s

ubst

antia

l im

prov

emen

t mea

ns a

ny re

pair,

re

cons

truct

ion,

reha

bilit

atio

n, a

dditi

on, o

r im

prov

emen

t of a

bui

ldin

g or

stru

ctur

e, th

e co

st o

f whi

ch e

qual

s or

ex

ceed

s 50

per

cent

of t

he m

arke

t val

ue o

f the

bui

ldin

g or

stru

ctur

e be

fore

the

impr

ovem

ent o

r rep

air i

s st

arte

d.

If th

e bu

ildin

g or

stru

ctur

e ha

s su

stai

ned

subs

tant

ial d

amag

e, a

ll re

pairs

are

con

side

red

subs

tant

ial

impr

ovem

ent r

egar

dles

s of

the

actu

al re

pair

wor

k pe

rform

ed.

The

term

doe

s no

t inc

lude

: 1.

Im

prov

emen

ts o

f a b

uild

ing

or s

truct

ure

requ

ired

to c

orre

ct e

xist

ing

heal

th, s

anita

ry, o

r saf

ety

code

vi

olat

ions

iden

tifie

d by

the

build

ing

offic

ial a

nd w

hich

are

the

min

imum

nec

essa

ry to

ass

ure

safe

livi

ng

cond

ition

s; o

r 2.

A

ny a

ltera

tion

of a

his

toric

bui

ldin

g or

stru

ctur

e pr

ovid

ed th

at th

e al

tera

tion

will

not

pre

clud

e th

e co

ntin

ued

desi

gnat

ion

as a

his

toric

bui

ldin

g or

stru

ctur

e. F

or th

e pu

rpos

es o

f thi

s ex

clus

ion,

a h

isto

ric b

uild

ing

is:

2.1

Lis

ted

or p

relim

inar

ily d

eter

min

ed to

be

elig

ible

for l

istin

g in

the

Nat

iona

l Reg

iste

r of H

isto

ric P

lace

s; o

r 2.

2 D

eter

min

ed b

y th

e S

ecre

tary

of t

he U

.S. D

epar

tmen

t of I

nter

ior a

s co

ntrib

utin

g to

the

hist

oric

al

sign

ifica

nce

of a

regi

ster

ed h

isto

ric d

istri

ct o

r a d

istri

ct p

relim

inar

ily d

eter

min

ed to

qua

lify

as a

n hi

stor

ic d

istri

ct; o

r

2.3

Des

igna

ted

as h

isto

ric u

nder

a s

tate

or l

ocal

his

toric

pre

serv

atio

n pr

ogra

m th

at is

app

rove

d by

the

Dep

artm

ent o

f Int

erio

r.

46 P

roce

dure

s fo

r the

gra

ntin

g of

var

ianc

es b

y a

com

mun

ity a

re a

s fo

llow

s: (1

) Var

ianc

es s

hall

not

be is

sued

by

a co

mm

unity

with

in a

ny d

esig

nate

d re

gula

tory

floo

dway

if a

ny in

crea

se in

floo

d le

vels

du

ring

the

base

floo

d di

scha

rge

wou

ld re

sult;

R30

1.2.

4 F

lood

plai

n co

nstr

uctio

n. E

xcep

tion.

[Flo

odw

ay a

ppro

vals

not

allo

wed

, ref

er to

IBC

.]

SE

E B

LOC

K 3

47 (2

) Var

ianc

es m

ay b

e is

sued

by

a co

mm

unity

for

new

con

stru

ctio

n an

d su

bsta

ntia

l im

prov

emen

ts to

be

ere

cted

on

a lo

t of o

ne-h

alf a

cre

or le

ss in

siz

e co

ntig

uous

to a

nd s

urro

unde

d by

lots

with

exi

stin

g st

ruct

ures

con

stru

cted

bel

ow th

e ba

se fl

ood

leve

l, in

con

form

ance

with

the

proc

edur

es o

f par

agra

phs

(a) (

3), (

4), (

5) a

nd (6

) of t

his

sect

ion;

R11

2.2.

2 C

riter

ia fo

r iss

uanc

e of

a v

aria

nce

for a

reas

pro

ne to

floo

ding

. A

var

ianc

e sh

all o

nly

be is

sued

up

on:

1.

A s

how

ing

of g

ood

and

suffi

cien

t cau

se th

at th

e un

ique

cha

ract

eris

tics

of th

e si

ze, c

onfig

urat

ion,

or

topo

grap

hy o

f the

site

rend

er th

e el

evat

ion

stan

dard

s of

Sec

tion

324

inap

prop

riate

. 2.

A

det

erm

inat

ion

that

failu

re to

gra

nt th

e va

rianc

e w

ould

resu

lt in

exc

eptio

nal h

ards

hip

by re

nder

ing

the

lot

unde

velo

pabl

e.

3.

A d

eter

min

atio

n th

at th

e gr

antin

g of

a v

aria

nce

will

not

resu

lt in

incr

ease

d flo

od h

eigh

ts, a

dditi

onal

thre

ats

to p

ublic

saf

ety,

ext

raor

dina

ry p

ublic

exp

ense

, nor

cre

ate

nuis

ance

s, c

ause

frau

d on

or v

ictim

izat

ion

of th

e pu

blic

, or c

onfli

ct w

ith e

xist

ing

law

s or

ord

inan

ces.

4.

A

det

erm

inat

ion

that

the

varia

nce

is th

e m

inim

um n

eces

sary

to a

fford

relie

f, co

nsid

erin

g th

e flo

od h

azar

d.

5.

Sub

mis

sion

to th

e ap

plic

ant o

f writ

ten

notic

e sp

ecify

ing

the

diffe

renc

e be

twee

n th

e de

sign

floo

d el

evat

ion

and

the

elev

atio

n to

whi

ch th

e bu

ildin

g is

to b

e bu

ilt, s

tatin

g th

at th

e co

st o

f flo

od in

sura

nce

will

be

com

men

sura

te w

ith th

e in

crea

sed

risk

resu

lting

from

the

redu

ced

floor

ele

vatio

n, a

nd s

tatin

g th

at

cons

truct

ion

belo

w th

e de

sign

floo

d el

evat

ion

incr

ease

s ris

ks to

life

and

pro

perty

.

Page 140: Reducing Flood Losses Through the International Codes

Pa

ge C

-28

IRC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IRC

®.

NFI

P R

egul

atio

ns

2006

IRC

® [

anno

tate

d w

ith 2

007

Supp

lem

ent]

48 (3

) V

aria

nces

sha

ll on

ly b

e is

sued

by

a co

mm

unity

upo

n

(i)

a sh

owin

g of

goo

d an

d su

ffici

ent c

ause

, (ii

) a

dete

rmin

atio

n th

at fa

ilure

to g

rant

the

varia

nce

wou

ld re

sult

in e

xcep

tiona

l har

dshi

p to

the

appl

ican

t, an

d

(iii)

a de

term

inat

ion

that

the

gran

ting

of a

var

ianc

e w

ill n

ot re

sult

in in

crea

sed

flood

hei

ghts

, ad

ditio

nal t

hrea

ts to

pub

lic s

afet

y,

extra

ordi

nary

pub

lic e

xpen

se, c

reat

e nu

isan

ces,

cau

se fr

aud

on o

r vic

timiz

atio

n of

th

e pu

blic

, or c

onfli

ct w

ith e

xist

ing

loca

l law

s or

ord

inan

ces;

R11

2.2.

2(2)

and

(3)

Crit

eria

for i

ssua

nce

of a

var

ianc

e fo

r are

as p

rone

to fl

oodi

ng.

SE

E B

LOC

K 4

7

49 (4

) Var

ianc

es s

hall

only

be

issu

ed u

pon

a de

term

inat

ion

that

the

varia

nce

is th

e m

inim

um

nece

ssar

y, c

onsi

derin

g th

e flo

od h

azar

d, to

affo

rd

relie

f;

R11

2.2.

2(4)

Crit

eria

for i

ssua

nce

of a

var

ianc

e fo

r are

as p

rone

to fl

oodi

ng.

SE

E B

LOC

K 4

7

50 (5

) A

com

mun

ity s

hall

notif

y th

e ap

plic

ant i

n w

ritin

g ov

er th

e s

igna

ture

of a

com

mun

ity

offic

ial t

hat

(i)

the

issu

ance

of a

var

ianc

e to

con

stru

ct a

st

ruct

ure

belo

w th

e ba

se fl

ood

leve

l will

resu

lt in

incr

ease

d pr

emiu

m ra

tes

for f

lood

insu

ranc

e up

to a

mou

nts

as h

igh

as $

25 fo

r $10

0 of

in

sura

nce

cove

rage

and

(ii

) su

ch c

onst

ruct

ion

belo

w th

e ba

se fl

ood

leve

l in

crea

ses

risks

to li

fe a

nd p

rope

rty. S

uch

notif

icat

ion

shal

l be

mai

ntai

ned

with

a re

cord

of

all

varia

nce

actio

ns a

s re

quire

d in

pa

ragr

aph

(a)(

6) o

f thi

s se

ctio

n; a

nd

R10

4.7

Dep

artm

ent R

ecor

ds.

R11

2.2.

2(5)

Crit

eria

for i

ssua

nce

of a

var

ianc

e fo

r are

as p

rone

to fl

oodi

ng.

SE

E B

LOC

K 4

7

51 (6

) A c

omm

unity

sha

ll (i)

mai

ntai

n a

reco

rd o

f all

varia

nce

actio

ns, i

nclu

ding

just

ifica

tion

for t

heir

issu

ance

, and

(ii)

repo

rt su

ch v

aria

nces

issu

ed in

its

ann

ual o

r bie

nnia

l rep

ort s

ubm

itted

to th

e A

dmin

istra

tor.

R10

4.7

Dep

artm

ent R

ecor

ds.

R11

2.1

[Boa

rd o

f App

eals

] Gen

eral

.

Page 141: Reducing Flood Losses Through the International Codes

Pa

ge C

-29

IRC

Cro

ssw

alk

of th

e N

FIP

Reg

ulat

ions

to th

e Fl

ood

Res

ista

nce

Prov

isio

ns o

f the

IRC

®.

NFI

P R

egul

atio

ns

2006

IRC

® [

anno

tate

d w

ith 2

007

Supp

lem

ent]

52 (7

) V

aria

nces

may

be

issu

ed b

y a

com

mun

ity fo

r ne

w c

onst

ruct

ion

and

subs

tant

ial i

mpr

ovem

ents

an

d fo

r oth

er d

evel

opm

ent n

eces

sary

for t

he

cond

uct o

f a fu

nctio

nally

dep

ende

nt u

se p

rovi

ded

that

(i)

th

e cr

iteria

of p

arag

raph

s (a

)(1)

thro

ugh

(a)(

4)

of th

is s

ectio

n ar

e m

et, a

nd

(ii)

the

stru

ctur

e or

oth

er d

evel

opm

ent i

s pr

otec

ted

by m

etho

ds th

at m

inim

ize

floo

d da

mag

es d

urin

g th

e ba

se fl

ood

and

crea

te n

o ad

ditio

nal t

hrea

ts to

pub

lic s

afet

y.

[Fun

ctio

nally

dep

ende

nt u

ses

are

non-

resi

dent

ial u

ses;

refe

r to

IBC

.]

Page 142: Reducing Flood Losses Through the International Codes

AAppppeennddiixx DD.. FFlloooodd RReessiissttaannccee PPrroovviissiioonnss ooff tthhee IIMMCC,, IIPPCC,,

IIFFGGCC,, IIPPSSDDCC && IIEEBBCC

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP D-1

Page 143: Reducing Flood Losses Through the International Codes

pa

ge D

-3

IMC

-IP

C-I

FGC

-IP

SD

C-I

EB

C

Floo

d R

esis

tanc

e Pr

ovis

ions

of t

he IM

C, I

PC, I

FGC

, IPS

DC

and

the

IEB

C.

Cod

e Ex

cerp

ts F

rom

200

6 ed

ition

s of

IMC

, IPC

, IFG

C, I

PSD

C, a

nd th

e IE

BC

20

06 In

tern

atio

nal M

echa

nica

l Cod

e M

301.

13 [B

] Flo

od h

azar

d. F

or s

truct

ures

loca

ted

in fl

ood

haza

rd a

reas

, mec

hani

cal s

yste

ms,

equ

ipm

ent a

nd

appl

ianc

es s

hall

be e

leva

ted

at o

r abo

ve th

e de

sign

floo

d el

evat

ion.

Ex

cept

ion:

Mec

hani

cal s

yste

ms,

equ

ipm

ent a

nd a

pplia

nces

are

per

mitt

ed to

be

loca

ted

belo

w th

e de

sign

flo

od e

leva

tion

prov

ided

that

they

are

des

igne

d an

d in

stal

led

to p

reve

nt w

ater

from

ent

erin

g or

ac

cum

ulat

ing

with

in th

e co

mpo

nent

s an

d to

resi

st h

ydro

stat

ic a

nd h

ydro

dyna

mic

load

s an

d st

ress

es,

incl

udin

g th

e ef

fect

s of

buo

yanc

y, d

urin

g th

e oc

curr

ence

of f

lood

ing

to th

e de

sign

floo

d el

evat

ion

in

com

plia

nce

with

the

flood

-res

ista

nt c

onst

ruct

ion

requ

irem

ents

of t

he In

tern

atio

nal B

uild

ing

Cod

e.

M30

1.13

.1 W

alls

bel

ow b

uild

ings

in fl

ood

haza

rd a

reas

sub

ject

to h

igh-

velo

city

wav

e ac

tion.

In

flood

ha

zard

are

as s

ubje

ct to

hig

h-ve

loci

ty w

ave

actio

n, m

echa

nica

l sys

tem

s an

d eq

uipm

ent s

hall

not b

e m

ount

ed

on o

r pen

etra

te w

alls

inte

nded

to b

reak

aw

ay u

nder

floo

d lo

ads.

M

401.

5.3

Floo

d ha

zard

. Fo

r stru

ctur

es lo

cate

d in

floo

d ha

zard

are

as, o

utsi

de a

ir ex

haus

t ope

ning

s an

d ai

r in

take

ope

ning

s sh

all b

e lo

cate

d at

or a

bove

the

desi

gn fl

ood

elev

atio

n.

M60

2.4

Floo

d ha

zard

. Fo

r stru

ctur

es lo

cate

d in

floo

d ha

zard

are

as, p

lenu

m s

pace

s sh

all b

e lo

cate

d ab

ove

the

desi

gn fl

ood

elev

atio

n or

sha

ll be

loca

ted

abov

e th

e de

sign

floo

d el

evat

ion

or s

hall

be d

esig

ned

and

cons

truct

ed to

pre

vent

wat

er fr

om e

nter

ing

or a

ccum

ulat

ing

with

in th

e pl

enum

spa

ces

durin

g flo

ods

up to

the

desi

gn fl

ood

elev

atio

n. I

f the

ple

num

spa

ces

are

loca

ted

belo

w th

e de

sign

floo

d el

evat

ion,

they

sha

ll be

ca

pabl

e of

resi

stin

g hy

dros

tatic

and

hyd

rody

nam

ic lo

ads

and

stre

sses

, inc

ludi

ng th

e ef

fect

s of

buo

yanc

y,

durin

g th

e oc

curr

ence

of f

lood

ing

to th

e de

sign

floo

d el

evat

ion.

M

603.

13 F

lood

haz

ard

area

s.

For s

truct

ures

in fl

ood

haza

rd a

reas

, duc

ts s

hall

be lo

cate

d ab

ove

the

desi

gn

flood

ele

vatio

n or

sha

ll be

des

igne

d an

d co

nstru

cted

to p

reve

nt w

ater

from

ent

erin

g or

acc

umul

atin

g w

ithin

the

duct

s du

ring

flood

s up

to th

e de

sign

floo

d el

evat

ion.

If t

he d

ucts

are

loca

ted

belo

w th

e de

sign

floo

d el

evat

ion,

th

e du

cts

shal

l be

capa

ble

of re

sist

ing

hydr

osta

tic a

nd h

ydro

dyna

mic

load

s an

d st

ress

es, i

nclu

ding

the

effe

cts

of b

uoya

ncy,

dur

ing

the

occu

rren

ce o

f flo

odin

g to

the

desi

gn fl

ood

elev

atio

n.

M12

06.9

.1 F

lood

haz

ard.

Pip

ing

loca

ted

in a

floo

d ha

zard

are

a zo

ne s

hall

be c

apab

le o

f res

istin

g hy

dros

tatic

an

d hy

drod

ynam

ic lo

ads

and

stre

sses

, inc

ludi

ng th

e ef

fect

s of

buo

yanc

y, d

urin

g th

e oc

curr

ence

of f

lood

ing

to

the

desi

gn fl

ood

elev

atio

n.

M13

05.2

.1 F

lood

haz

ard.

All

fuel

oil

pipe

, equ

ipm

ent a

nd a

pplia

nces

loca

ted

in fl

ood

haza

rd a

reas

sha

ll be

lo

cate

d ab

ove

the

desi

gn fl

ood

elev

atio

n or

sha

ll be

cap

able

of r

esis

ting

hydr

osta

tic a

nd h

ydro

dyna

mic

load

s an

d st

ress

es, i

nclu

ding

the

effe

cts

of b

uoya

ncy,

dur

ing

the

occu

rren

ce o

f flo

odin

g to

the

desi

gn fl

ood

elev

atio

n.

Page 144: Reducing Flood Losses Through the International Codes

pa

ge D

-4

IMC

-IP

C-I

FGC

-IP

SD

C-I

EB

C

Floo

d R

esis

tanc

e Pr

ovis

ions

of t

he IM

C, I

PC, I

FGC

, IPS

DC

and

the

IEB

C.

Cod

e Ex

cerp

ts F

rom

200

6 ed

ition

s of

IMC

, IPC

, IFG

C, I

PSD

C, a

nd th

e IE

BC

20

06 In

tern

atio

nal P

lum

bing

Cod

e P3

09.1

Gen

eral

. Plu

mbi

ng s

yste

ms

and

equi

pmen

t in

stru

ctur

es e

rect

ed in

floo

d ha

zard

are

as s

hall

be

cons

truct

ed in

acc

orda

nce

with

the

requ

irem

ents

of t

his

sect

ion

and

the

Inte

rnat

iona

l Bui

ldin

g C

ode.

P3

09.2

Flo

od h

azar

d. F

or s

truct

ures

loca

ted

in fl

ood

haza

rd a

reas

, the

follo

win

g sy

stem

s an

d eq

uipm

ent

shal

l be

loca

ted

abov

e th

e de

sign

floo

d el

evat

ion:

Ex

cept

ion:

Th

e fo

llow

ing

syst

ems

are

perm

itted

to b

e lo

cate

d be

low

the

desi

gn fl

ood

elev

atio

n pr

ovid

ed

that

the

syst

ems

are

desi

gned

and

inst

alle

d to

pre

vent

wat

er fr

om e

nter

ing

or a

ccum

ulat

ing

with

in th

eir

com

pone

nts

and

the

syst

ems

are

cons

truct

ed to

resi

st h

ydro

stat

ic a

nd h

ydro

dyna

mic

load

s an

d st

ress

es,

incl

udin

g th

e ef

fect

s of

buo

yanc

y, d

urin

g th

e oc

curr

ence

of f

lood

ing

to th

e de

sign

floo

d el

evat

ion.

1.

A

ll w

ater

ser

vice

pip

es.

2.

Pum

p se

als

in in

divi

dual

wat

er s

uppl

y sy

stem

s w

here

the

pum

p is

loca

ted

belo

w th

e ba

se fl

ood

elev

atio

n.

3.

Cov

ers

on p

otab

le w

ater

wel

ls s

hall

be s

eale

d, e

xcep

t whe

re th

e to

p of

the

casi

ng w

ell o

r pip

e sl

eeve

is e

leva

ted

to a

t lea

st 1

foot

(304

.8 m

m) a

bove

the

desi

gn fl

ood

elev

atio

n.

4.

All

sani

tary

dra

inag

e pi

ping

. 5.

A

ll st

orm

dra

inag

e pi

ping

. 6.

M

anho

le c

over

s sh

all b

e se

aled

, exc

ept w

here

ele

vate

d to

or a

bove

the

desi

gn fl

ood

elev

atio

n.

7.

All

othe

r plu

mbi

ng fi

xtur

es, f

auce

ts, f

ixtu

re fi

tting

s, p

ipin

g sy

stem

s an

d eq

uipm

ent.

8.

W

ater

hea

ters

.

9.

Ven

ts a

nd v

ent s

yste

ms.

P3

09.3

Flo

od h

azar

d ar

eas

subj

ect t

o hi

gh-v

eloc

ity w

ave

actio

n. S

truct

ures

loca

ted

in fl

ood

haza

rd

area

s su

bjec

t to

high

-vel

ocity

wav

e ac

tion

shal

l mee

t the

requ

irem

ents

of S

ectio

n 30

9.2

and

the

plum

bing

sy

stem

s, p

ipes

and

fixt

ures

sha

ll no

t be

mou

nted

on

or p

enet

rate

thro

ugh

wal

ls in

tend

ed to

bre

akaw

ay u

nder

flo

od lo

ads.

2006

Inte

rnat

iona

l Fue

l Gas

Cod

e FG

301.

11 F

lood

haz

ard.

For

stru

ctur

es lo

cate

d in

floo

d ha

zard

are

as, t

he a

pplia

nce,

equ

ipm

ent a

nd s

yste

m

inst

alla

tions

regu

late

d by

this

cod

e sh

all b

e lo

cate

d at

or a

bove

the

desi

gn fl

ood

elev

atio

n an

d sh

all c

ompl

y w

ith th

e flo

od re

sist

ant c

onst

ruct

ion

requ

irem

ents

of t

he In

tern

atio

nal B

uild

ing

Cod

e.

Exce

ptio

n: T

he a

pplia

nce,

equ

ipm

ent a

nd s

yste

m in

stal

latio

ns re

gula

ted

by th

is c

ode

are

perm

itted

to b

e lo

cate

d be

low

the

desi

gn fl

ood

elev

atio

n pr

ovid

ed th

at th

ey a

re d

esig

ned

and

inst

alle

d to

pre

vent

wat

er

from

ent

erin

g or

acc

umul

atin

g w

ithin

the

com

pone

nts

and

to re

sist

hyd

rost

atic

and

hyd

rody

nam

ic lo

ads

and

stre

sses

, inc

ludi

ng th

e ef

fect

s of

buo

yanc

y, d

urin

g th

e oc

curr

ence

of f

lood

ing

to th

e de

sign

floo

d el

evat

ion

and

shal

l com

ply

with

the

flood

-res

ista

nt c

onst

ruct

ion

requ

irem

ents

of t

he In

tern

atio

nal B

uild

ing

Cod

e.

Page 145: Reducing Flood Losses Through the International Codes

pa

ge D

-5

IMC

-IP

C-I

FGC

-IP

SD

C-I

EB

C

Floo

d R

esis

tanc

e Pr

ovis

ions

of t

he IM

C, I

PC, I

FGC

, IPS

DC

and

the

IEB

C.

Cod

e Ex

cerp

ts F

rom

200

6 ed

ition

s of

IMC

, IPC

, IFG

C, I

PSD

C, a

nd th

e IE

BC

20

06 In

tern

atio

nal P

rivat

e S

ewag

e D

ispo

sal C

ode

cont

inue

d on

nex

t pag

e

PSD

C10

6.2.

3 Si

te p

lan.

Site

pla

ns s

hall

be fi

led

show

ing

to s

cale

the

loca

tion

of a

ll se

ptic

tank

s, h

oldi

ng

tank

s or

oth

er tr

eatm

ent t

anks

, bui

ldin

g se

wer

s, w

ells

, wat

er m

ains

, wat

er s

ervi

ce, s

tream

s an

d la

kes,

floo

d ha

zard

are

as, d

osin

g or

pum

ping

cha

mbe

rs, d

istri

butio

n bo

xes,

effl

uent

sys

tem

s, d

ual d

ispo

sal s

yste

ms,

re

plac

emen

t sys

tem

are

as, a

nd th

e lo

catio

n of

all

build

ings

or s

truct

ures

. All

sepa

ratin

g di

stan

ces

and

dim

ensi

ons

shal

l be

show

n, in

clud

ing

any

dist

ance

to a

djoi

ning

pro

perty

. A v

ertic

al e

leva

tion

refe

renc

e po

int

and

a ho

rizon

tal r

efer

ence

poi

nt s

hall

be in

dica

ted.

For

oth

er th

an s

ingl

e-fa

mily

dw

ellin

gs, g

rade

slo

pe w

ith

cont

ours

sha

ll be

sho

wn

for t

he g

rade

ele

vatio

n of

the

entir

e ar

ea o

f the

soi

l abs

orpt

ion

syst

em a

nd th

e ar

ea

on a

ll si

des

for a

dis

tanc

e of

25

feet

(762

0 m

m).

PS

DC

108.

7 U

nsaf

e sy

stem

s. A

ny p

rivat

e se

wag

e di

spos

al s

yste

m re

gula

ted

by th

is c

ode

that

is u

nsaf

e or

th

at c

onst

itute

s a

heal

th h

azar

d, in

sani

tary

con

ditio

n or

is o

ther

wis

e da

nger

ous

to h

uman

life

is h

ereb

y de

clar

ed u

nsaf

e. A

ny u

se o

f priv

ate

sew

age

disp

osal

sys

tem

s re

gula

ted

by th

is c

ode

cons

titut

ing

a ha

zard

to

safe

ty, h

ealth

or p

ublic

wel

fare

by

reas

on o

f ina

dequ

ate

mai

nten

ance

, dila

pida

tion,

obs

oles

cenc

e, d

isas

ter,

dam

age

or a

band

onm

ent i

s he

reby

dec

lare

d an

uns

afe

use.

Any

suc

h un

safe

equ

ipm

ent i

s he

reby

dec

lare

d to

be

a pu

blic

nui

sanc

e an

d sh

all b

e ab

ated

by

repa

ir, re

habi

litat

ion,

dem

oliti

on o

r rem

oval

PS

DC

303.

1 G

ener

al.

Soi

l abs

orpt

ion

site

s sh

all b

e lo

cate

d ou

tsid

e of

floo

d ha

zard

are

as.

Ex

cept

ion:

Whe

re s

uita

ble

soil

abso

rptio

n si

tes

outs

ide

of th

e flo

od h

azar

d ar

ea a

re n

ot a

vaila

ble

it is

pe

rmitt

ed fo

r the

soi

l abs

orpt

ion

site

to b

e lo

cate

d w

ithin

the

flood

haz

ard

area

. Th

e so

il ab

sorp

tion

site

sh

all b

e lo

cate

d to

min

imiz

e th

e ef

fect

s of

inun

datio

n un

der c

ondi

tions

of t

he d

esig

n flo

od.

PSD

C30

3.2

Tan

ks.

In fl

ood

haza

rd a

reas

, tan

ks s

hall

be a

ncho

red

to c

ount

er b

uoya

nt fo

rces

dur

ing

cond

ition

s of

the

desi

gn fl

ood.

The

ven

t ter

min

atio

n an

d se

rvic

e m

anho

le o

f the

tank

sha

ll be

a m

inim

um o

f 2

feet

(610

mm

) abo

ve th

e de

sign

floo

d el

evat

ion

or fi

tted

with

cov

ers

desi

gned

to p

reve

nt th

e in

flow

of

flood

wat

er o

r out

flow

of t

he c

onte

nts

of th

e ta

nks

durin

g co

nditi

ons

of th

e de

sign

floo

d.

PSD

C30

3.3

Mou

nd s

yste

ms.

Mou

nd s

yste

ms

in fl

ood

haza

rd a

reas

sha

ll be

pro

hibi

ted.

PS

DC

401.

2 S

ite e

valu

atio

n. S

ite e

valu

atio

n sh

all i

nclu

de s

oil c

ondi

tions

, pro

perti

es a

nd p

erm

eabi

lity,

dep

th

to z

ones

of s

oil s

atur

atio

n, d

epth

to b

edro

ck, s

lope

, lan

dsca

pe p

ositi

ons,

all

setb

ack

requ

irem

ents

and

the

pres

ence

of f

lood

haz

ard

area

s. S

oil t

est d

ata

shal

l rel

ate

to th

e un

dist

urbe

d el

evat

ions

, and

a v

ertic

al

elev

atio

n re

fere

nce

poin

t or b

ench

mar

k sh

all b

e es

tabl

ishe

d. E

valu

atio

n da

ta s

hall

be re

porte

d on

app

rove

d fo

rms.

Rep

orts

sha

ll be

file

d fo

r all

site

s in

vest

igat

ed w

ith 3

0 da

ys o

f the

com

plet

ion

of te

stin

g.

PSD

C40

3.4

Allu

vial

and

col

luvi

al d

epos

its.

Sub

surfa

ce s

oil a

bsor

ptio

n sy

stem

s sh

all n

ot b

e pl

aced

in

allu

vial

and

col

luvi

al d

epos

its w

ith s

hallo

w d

epth

s, e

xten

ded

perio

ds o

f sat

urat

ion

or p

ossi

ble

flood

ing.

Page 146: Reducing Flood Losses Through the International Codes

pa

ge D

-6

IMC

-IP

C-I

FGC

-IP

SD

C-I

EB

C

Floo

d R

esis

tanc

e Pr

ovis

ions

of t

he IM

C, I

PC, I

FGC

, IPS

DC

and

the

IEB

C.

Cod

e Ex

cerp

ts F

rom

200

6 ed

ition

s of

IMC

, IPC

, IFG

C, I

PSD

C, a

nd th

e IE

BC

20

06 In

tern

atio

nal P

rivat

e S

ewag

e D

ispo

sal C

ode

cont

inue

d fr

om p

revi

ous

page

PSD

C40

6.1

Soi

l abs

orpt

ion

site

loca

tions

. Th

e su

rface

gra

de o

f all

soil

abso

rptio

n sy

stem

s sh

all b

e lo

cate

d at

a p

oint

low

er th

an th

e su

rface

gra

de o

f any

nea

rby

wat

er w

ell o

r res

ervo

ir on

the

sam

e or

adj

oini

ng

prop

erty

. W

here

this

is n

ot p

ossi

ble,

the

site

sha

ll be

loca

ted

so s

urfa

ce w

ater

dra

inag

e fro

m th

e si

te is

not

di

rect

ed to

war

d a

wel

l or r

eser

voir.

The

soi

l abs

orpt

ion

syst

em s

hall

be lo

cate

d w

ith a

min

imum

hor

izon

tal

dist

ance

bet

wee

n va

rious

ele

men

ts a

s in

dica

ted

in T

able

406

.2.

Priv

ate

sew

age

disp

osal

sys

tem

s in

co

mpa

cted

are

as, s

uch

as p

arki

ng lo

ts a

nd d

rivew

ays,

are

pro

hibi

ted.

Sur

face

wat

er s

hall

be d

iver

ted

away

fro

m a

ny s

oil a

bsor

ptio

n si

te o

n th

e sa

me

or n

eigh

borin

g lo

ts.

PSD

C40

6.1.

1 F

lood

haz

ard

area

s. T

he s

ite s

hall

be lo

cate

d ou

tsid

e of

floo

d ha

zard

are

as.

Ex

cept

ion:

Whe

re s

uita

ble

site

s ou

tsid

e of

the

flood

haz

ard

area

are

not

ava

ilabl

e it

is p

erm

itted

for t

he

site

to b

e lo

cate

d w

ithin

the

flood

haz

ard

area

. Th

e si

te s

hall

be lo

cate

d to

min

imiz

e th

e ef

fect

s of

in

unda

tion

unde

r con

ditio

ns o

f the

des

ign

flood

.

PSD

C90

2.2

Pro

hibi

ted

loca

tions

. A

mou

nd s

yste

m s

hall

be p

rohi

bite

d on

site

s no

t hav

ing

the

min

imum

de

pths

of s

oil s

peci

fied

in T

able

902

.2.

The

inst

alla

tion

of a

mou

nd in

a fi

lled

area

sha

ll be

pro

hibi

ted.

A

mou

nd s

hall

not b

e in

stal

led

in a

com

pact

ed a

rea

or o

ver a

faili

ng c

onve

ntio

nal s

yste

m.

2006

Inte

rnat

iona

l Exi

stin

g B

uild

ing

Cod

e co

ntin

ued

on n

ext p

age

101.

2 S

cope

. Th

e pr

ovis

ions

of t

he In

tern

atio

nal E

xist

ing

Bui

ldin

g C

ode

shal

l app

ly to

the

repa

ir, a

ltera

tion,

ch

ange

of o

ccup

ancy

, add

ition

, and

relo

catio

n of

exi

stin

g bu

ildin

gs.

101.

3 In

tent

. Th

e in

tent

of t

his

code

is to

pro

vide

flex

ibili

ty to

per

mit

the

use

of a

ltern

ativ

e ap

proa

ches

to

achi

eve

com

plia

nce

with

min

imum

requ

irem

ents

to s

afeg

uard

the

publ

ic h

ealth

, saf

ety,

and

wel

fare

inso

far a

s th

ey a

re a

ffect

ed b

y th

e re

pair,

alte

ratio

n, c

hang

e of

occ

upan

cy, a

dditi

on a

nd re

loca

tion

of e

xist

ing

build

ings

.

101.

5 C

ompl

ianc

e m

etho

ds. T

he re

pair,

alte

ratio

n, c

hang

e of

occ

upan

cy, a

dditi

on o

r rel

ocat

ion

of a

ll ex

istin

g bu

ildin

gs s

hall

com

ply

with

one

of t

he m

etho

ds li

sted

in S

ectio

ns 1

01.5

.1 th

roug

h 10

1.5.

3 as

sel

ecte

d by

the

appl

ican

t. A

pplic

atio

n of

a m

etho

d sh

all b

e th

e so

le b

asis

for a

sses

sing

the

com

plia

nce

of w

ork

perfo

rmed

un

der a

sin

gle

perm

it un

less

oth

erw

ise

appr

oved

by

the

code

offi

cial

. Sec

tions

101

.5.1

thro

ugh

101.

5.3

shal

l no

t be

appl

ied

in c

ombi

natio

n w

ith e

ach

othe

r. Ex

cept

ion:

Sub

ject

to th

e ap

prov

al o

f the

cod

e of

ficia

l, al

tera

tions

com

plyi

ng w

ith th

e la

ws

in e

xist

ence

at

the

time

the

build

ing

or th

e af

fect

ed p

ortio

n of

the

build

ing

was

bui

lt sh

all b

e co

nsid

ered

in c

ompl

ianc

e w

ith th

e pr

ovis

ions

of t

his

code

unl

ess

the

build

ing

is u

nder

goin

g m

ore

than

a li

mite

d st

ruct

ural

alte

ratio

n as

def

ined

in S

ectio

n 80

7.5.

3. N

ew s

truct

ural

mem

bers

add

ed a

s pa

rt of

the

alte

ratio

n sh

all c

ompl

y w

ith

the

Inte

rnat

iona

l Bui

ldin

g C

ode.

Alte

ratio

ns o

f exi

stin

g bu

ildin

gs in

floo

d ha

zard

are

as s

hall

com

ply

with

S

ectio

n 60

1.3.

Page 147: Reducing Flood Losses Through the International Codes

pa

ge D

-7

IMC

-IP

C-I

FGC

-IP

SD

C-I

EB

C

Floo

d R

esis

tanc

e Pr

ovis

ions

of t

he IM

C, I

PC, I

FGC

, IPS

DC

and

the

IEB

C.

Cod

e Ex

cerp

ts F

rom

200

6 ed

ition

s of

IMC

, IPC

, IFG

C, I

PSD

C, a

nd th

e IE

BC

20

06 In

tern

atio

nal E

xist

ing

Bui

ldin

g C

ode

cont

inue

d fr

om p

revi

ous

page

co

ntin

ued

on n

ext p

age

104.

10 M

odifi

catio

ns.

Whe

reve

r the

re a

re p

ract

ical

diff

icul

ties

in c

arry

ing

out t

he p

rovi

sion

s of

this

cod

e, th

e co

de o

ffici

al s

hall

have

the

auth

ority

to g

rant

mod

ifica

tions

for i

ndiv

idua

l cas

es, u

pon

appl

icat

ion

of th

e ow

ner

or o

wne

r’s re

pres

enta

tive,

pro

vide

d th

e co

de o

ffici

al s

hall

first

find

that

spe

cial

indi

vidu

al re

ason

mak

es th

e st

rict l

ette

r of t

his

code

impr

actic

al a

nd th

e m

odifi

catio

n is

in c

ompl

ianc

e w

ith th

e in

tent

and

pur

pose

of t

his

code

and

that

suc

h m

odifi

catio

n do

es n

ot le

ssen

hea

lth, a

cces

sibi

lity,

life

and

fire

saf

ety,

or s

truct

ural

re

quire

men

ts.

The

deta

ils o

f act

ion

gran

ting

mod

ifica

tions

sha

ll be

reco

rded

and

ent

ered

in th

e fil

es o

f the

de

partm

ent o

f bui

ldin

g sa

fety

. 10

4.10

.1 F

lood

haz

ard

area

s. F

or e

xist

ing

build

ings

loca

ted

in fl

ood

haza

rd a

reas

for w

hich

the

repa

irs,

alte

ratio

ns, a

nd a

dditi

ons

cons

titut

e su

bsta

ntia

l im

prov

emen

t, th

e co

de o

ffici

al s

hall

not g

rant

mod

ifica

tions

to

prov

isio

ns re

late

d to

floo

d re

sist

ance

unl

ess

a de

term

inat

ion

is m

ade

that

1.

Th

e ap

plic

ant h

as p

rese

nted

goo

d an

d su

ffici

ent c

ause

that

the

uniq

ue c

hara

cter

istic

s of

the

size

, co

nfig

urat

ion,

or t

opog

raph

y of

the

site

rend

er c

ompl

ianc

e w

ith th

e flo

od re

sist

ant c

onst

ruct

ion

prov

isio

ns in

appr

opria

te.

2.

Fa

ilure

to g

rant

the

mod

ifica

tion

wou

ld re

sult

in e

xcep

tiona

l har

dshi

p.

3.

The

gran

ting

of th

e m

odifi

catio

n w

ill n

ot re

sult

in in

crea

sed

flood

hei

ghts

, add

ition

al th

reat

s to

pub

lic

safe

ty, e

xtra

ordi

nary

pub

lic e

xpen

se, n

or c

reat

e nu

isan

ces,

cau

se fr

aud

on o

r vic

timiz

atio

n of

the

publ

ic, o

r con

flict

with

exi

stin

g la

ws

or o

rdin

ance

s.

4.

The

mod

ifica

tion

is th

e m

inim

um n

eces

sary

to a

fford

relie

f, co

nsid

erin

g th

e flo

od h

azar

d.

5.

A w

ritte

n no

tice

will

be

prov

ided

to th

e ap

plic

ant s

peci

fyin

g, if

app

licab

le, t

he d

iffer

ence

bet

wee

n th

e de

sign

floo

d el

evat

ion

and

the

elev

atio

n to

whi

ch th

e bu

ildin

g is

to b

e bu

ilt, s

tatin

g th

at th

e co

st o

f flo

od in

sura

nce

will

be

com

men

sura

te w

ith th

e in

crea

sed

risk

resu

lting

from

the

redu

ced

floor

el

evat

ion,

and

sta

ting

that

con

stru

ctio

n be

low

the

desi

gn fl

ood

elev

atio

n in

crea

ses

risks

to li

fe a

nd

prop

erty

.

109.

3.3

Low

est f

loor

ele

vatio

n. F

or a

dditi

ons

and

subs

tant

ial i

mpr

ovem

ents

to e

xist

ing

build

ings

in fl

ood

haza

rd a

reas

, upo

n pl

acem

ent o

f the

low

est f

loor

, inc

ludi

ng b

asem

ents

, and

prio

r to

furth

er v

ertic

al

cons

truct

ion,

the

elev

atio

n do

cum

enta

tion

requ

ired

in th

e In

tern

atio

nal B

uild

ing

Cod

e sh

all b

e su

bmitt

ed to

the

code

offi

cial

.

DEF

INIT

ION

S Fl

ood

Haz

ard

Are

a. T

he g

reat

er o

f the

follo

win

g tw

o ar

eas:

1.

Th

e ar

ea w

ithin

a fl

ood

plai

n su

bjec

t to

a 1-

perc

ent o

r gre

ater

cha

nce

of fl

oodi

ng in

any

yea

r, or

2.

Th

e ar

ea d

esig

nate

d as

a fl

ood

haza

rd a

rea

on a

com

mun

ity’s

floo

d ha

zard

map

, or o

ther

wis

e le

gally

des

igna

ted.

H

isto

ric B

uild

ings

. A

ny b

uild

ing

or s

truct

ure

that

is (a

) lis

ted

in th

e S

tate

or N

atio

nal R

egis

ter o

f His

toric

P

lace

s, (b

) des

igna

ted

as a

his

toric

pro

perty

und

er lo

cal o

r sta

te d

esig

natio

n, la

w, o

r sur

vey,

(c) c

ertif

ied

as a

co

ntrib

utin

g re

sour

ce w

ithin

a N

atio

nal R

egis

ter l

iste

d or

loca

lly d

esig

nate

d hi

stor

ic d

istri

ct, o

r (d)

with

an

opin

ion

or c

ertif

icat

ion

that

the

prop

erty

is e

ligib

le to

be

liste

d on

the

Nat

iona

l or S

tate

Reg

iste

rs o

f His

toric

P

lace

s ei

ther

indi

vidu

ally

or a

s a

cont

ribut

ing

build

ing

to a

his

toric

dis

trict

by

the

Sta

te H

isto

ric P

rese

rvat

ion

Offi

cer o

r the

Kee

per o

f the

Nat

iona

l Reg

iste

r of H

isto

ric P

lace

s.

Page 148: Reducing Flood Losses Through the International Codes

pa

ge D

-8

IMC

-IP

C-I

FGC

-IP

SD

C-I

EB

C

Floo

d R

esis

tanc

e Pr

ovis

ions

of t

he IM

C, I

PC, I

FGC

, IPS

DC

and

the

IEB

C.

Cod

e Ex

cerp

ts F

rom

200

6 ed

ition

s of

IMC

, IPC

, IFG

C, I

PSD

C, a

nd th

e IE

BC

20

06 In

tern

atio

nal E

xist

ing

Bui

ldin

g C

ode

cont

inue

d fr

om p

revi

ous

page

co

ntin

ued

on n

ext p

age

Subs

tant

ial D

amag

e. F

or th

e pu

rpos

e of

det

erm

inin

g co

mpl

ianc

e w

ith th

e flo

od p

rovi

sion

s of

this

cod

e,

dam

age

of a

ny o

rigin

sus

tain

ed b

y a

stru

ctur

e w

here

by th

e co

st o

f res

torin

g th

e st

ruct

ure

to it

s be

fore

da

mag

ed c

ondi

tion

wou

ld e

qual

or e

xcee

d 50

per

cent

of t

he m

arke

t val

ue o

f the

stru

ctur

e be

fore

the

dam

age

occu

rred

. Su

bsta

ntia

l Im

prov

emen

t. F

or th

e pu

rpos

e of

det

erm

inin

g co

mpl

ianc

e w

ith th

e flo

od p

rovi

sion

s of

this

cod

e,

any

repa

ir, a

ltera

tion,

add

ition

, or i

mpr

ovem

ent o

f a b

uild

ing

or s

truct

ure,

the

cost

of w

hich

equ

als

or e

xcee

ds

50 p

erce

nt o

f the

mar

ket v

alue

of t

he s

truct

ure

befo

re th

e im

prov

emen

t or r

epai

r is

star

ted.

If t

he s

truct

ure

has

sust

aine

d su

bsta

ntia

l dam

age,

any

repa

irs a

re c

onsi

dere

d su

bsta

ntia

l im

prov

emen

t reg

ardl

ess

of th

e ac

tual

repa

ir w

ork

perfo

rmed

. Th

e te

rm d

oes

not,

how

ever

, inc

lude

eith

er:

1.

Any

pro

ject

for i

mpr

ovem

ent o

f a b

uild

ing

requ

ired

to c

orre

ct e

xist

ing

heal

th, s

anita

ry o

r saf

ety

code

vi

olat

ions

iden

tifie

d by

the

code

offi

cial

and

that

are

the

min

imum

nec

essa

ry to

ass

ure

safe

livi

ng

cond

ition

s.

2.

Any

alte

ratio

n of

a h

isto

ric s

truct

ure

prov

ided

that

the

alte

ratio

n w

ill n

ot p

recl

ude

the

stru

ctur

e’s

cont

inue

d de

sign

atio

n as

a h

isto

ric s

truct

ure.

C

hapt

er 3

Pre

scrip

tive

Com

plia

nce

Met

hod

[B] S

ectio

n 30

2 A

dditi

ons,

Alte

ratio

ns o

r Rep

airs

[B

] 302

.1.1

Flo

od h

azar

d ar

eas.

For

bui

ldin

gs a

nd s

truct

ures

in fl

ood

haza

rd a

reas

est

ablis

hed

in S

ectio

n 16

12.3

of t

he In

tern

atio

nal B

uild

ing

Cod

e, a

ny a

dditi

ons,

alte

ratio

ns o

r rep

airs

that

con

stitu

te s

ubst

antia

l im

prov

emen

t of t

he e

xist

ing

stru

ctur

e, a

s de

fined

in S

ectio

n 16

12.2

of t

he In

tern

atio

nal B

uild

ing

Cod

e, s

hall

com

ply

with

the

flood

des

ign

requ

irem

ents

for n

ew c

onst

ruct

ion

and

all a

spec

ts o

f the

exi

stin

g st

ruct

ure

shal

l be

bro

ught

into

com

plia

nce

with

the

requ

irem

ents

for n

ew c

onst

ruct

ion

for f

lood

des

ign.

[B

] Sec

tion

306

His

toric

Bui

ldin

gs

306.

2 F

lood

haz

ard

area

s. W

ithin

floo

d ha

zard

are

as e

stab

lishe

d in

acc

orda

nce

with

Sec

tion

1612

.3 o

f the

In

tern

atio

nal B

uild

ing

Cod

e, w

here

the

wor

k pr

opos

ed c

onst

itute

s su

bsta

ntia

l im

prov

emen

t as

defin

ed in

S

ectio

n 16

12.2

of t

he In

tern

atio

nal B

uild

ing

Cod

e, th

e bu

ildin

g sh

all b

e br

ough

t int

o co

nfor

man

ce w

ith S

ectio

n 16

12 o

f the

Inte

rnat

iona

l Bui

ldin

g C

ode.

Ex

cept

ion:

His

toric

bui

ldin

gs th

at a

re:

1.

Li

sted

or p

relim

inar

ily d

eter

min

ed to

be

elig

ible

for l

istin

g in

the

Nat

iona

l Reg

iste

r of H

isto

ric P

lace

s;

or

2.

Det

erm

ined

by

the

Sec

reta

ry o

f the

U.S

. Dep

artm

ent o

f Int

erio

r as

cont

ribut

ing

to th

e hi

stor

ical

si

gnifi

canc

e of

a re

gist

ered

his

toric

dis

trict

or a

dis

trict

pre

limin

arily

det

erm

ined

to q

ualif

y as

an

hist

oric

dis

trict

; or

3.

D

esig

ned

as h

isto

ric u

nder

a s

tate

or l

ocal

his

toric

pre

serv

atio

n pr

ogra

m th

at is

app

rove

d by

the

Dep

artm

ent o

f Int

erio

r.

Page 149: Reducing Flood Losses Through the International Codes

pa

ge D

-9

IMC

-IP

C-I

FGC

-IP

SD

C-I

EB

C

Floo

d R

esis

tanc

e Pr

ovis

ions

of t

he IM

C, I

PC, I

FGC

, IPS

DC

and

the

IEB

C.

Cod

e Ex

cerp

ts F

rom

200

6 ed

ition

s of

IMC

, IPC

, IFG

C, I

PSD

C, a

nd th

e IE

BC

20

06 In

tern

atio

nal E

xist

ing

Bui

ldin

g C

ode

cont

inue

d fr

om p

revi

ous

page

co

ntin

ued

on n

ext p

age

Cha

pter

5 R

epai

rs

501.

4 F

lood

haz

ard

area

s. I

n flo

od h

azar

d ar

eas,

repa

irs th

at c

onst

itute

sub

stan

tial i

mpr

ovem

ent s

hall

requ

ire th

at th

e bu

ildin

g co

mpl

y w

ith th

e In

tern

atio

nal B

uild

ing

Cod

e S

ectio

n 16

12.

50

7.3

Dam

aged

bui

ldin

gs.

507.

3.5

Flo

od h

azar

d ar

eas.

In

flood

haz

ard

area

s, d

amag

ed b

uild

ings

that

hav

e su

stai

ned

subs

tant

ial

dam

age

shal

l be

brou

ght i

nto

com

plia

nce

with

Sec

tion

1612

of t

he In

tern

atio

nal B

uild

ing

Cod

e.

Cha

pter

6 A

ltera

tions

– L

evel

1

601.

3 F

lood

haz

ard

area

s. I

n flo

od h

azar

d ar

eas,

alte

ratio

ns th

at c

onst

itute

sub

stan

tial i

mpr

ovem

ent s

hall

requ

ire th

at th

e bu

ildin

g co

mpl

y w

ith th

e In

tern

atio

nal B

uild

ing

Cod

e S

ectio

n 16

12.

C

hapt

er 7

Alte

ratio

ns –

Lev

el 2

70

1.2

Alte

ratio

n le

vel 1

com

plia

nce.

In

addi

tion

to th

e re

quire

men

ts o

f thi

s ch

apte

r, al

l wor

k sh

all c

ompl

y w

ith th

e re

quire

men

ts o

f Cha

pter

6.

Cha

pter

8 A

ltera

tions

– L

evel

3

801.

2 C

ompl

ianc

e. I

n ad

ditio

n to

the

requ

irem

ents

of t

his

chap

ter w

ork

shal

l com

ply

with

the

requ

irem

ents

of

Cha

pter

s 6

and

7.

Cha

pter

9 C

hang

e of

Occ

upan

cy

901.

1 R

epai

r and

alte

ratio

n w

ith n

o ch

ange

of o

ccup

ancy

cla

ssifi

catio

n. A

ny re

pair

or a

ltera

tion

wor

k un

derta

ken

in c

onne

ctio

n w

ith a

cha

nce

of o

ccup

ancy

that

doe

s no

t inv

olve

a c

hang

e of

occ

upan

cy

clas

sific

atio

n as

des

crib

ed in

the

Inte

rnat

iona

l Bui

ldin

g C

ode

shal

l con

form

to th

e re

quire

men

ts o

f Cha

pter

s 5,

6,

7, a

nd 8

resp

ectiv

ely

for t

he a

pplic

able

occ

upan

cy g

roup

and

the

requ

irem

ents

of S

ectio

n 90

2 th

roug

h 91

1.

Sec.

912

Cha

nge

of O

ccup

ancy

Cla

ssifi

catio

n 91

2.1

Com

plia

nce

with

Cha

pter

8.

The

occu

panc

y cl

assi

ficat

ion

of a

n ex

istin

g bu

ildin

g m

ay b

e ch

ange

d,

prov

ided

the

build

ing

mee

ts a

ll th

e re

quire

men

ts o

f Cha

pter

8 a

pplie

d th

roug

hout

the

build

ing

for t

he n

ew

occu

panc

y gr

oup,

and

com

plie

s w

ith th

e re

quire

men

ts o

f Sec

tions

902

thro

ugh

912.

C

hapt

er 1

0 A

dditi

ons

1001

.1 S

cope

. A

n ad

ditio

n to

a b

uild

ing

or s

truct

ure

shal

l com

ply

with

the

build

ing,

plu

mbi

ng, e

lect

rical

, and

m

echa

nica

l cod

es, w

ithou

t req

uirin

g th

e ex

istin

g bu

ildin

g or

stru

ctur

e to

com

ply

with

any

requ

irem

ents

of

thos

e co

des

or o

f the

se p

rovi

sion

s ex

cept

as

requ

ired

by th

is c

hapt

er.

Page 150: Reducing Flood Losses Through the International Codes

pa

ge D

-10

IMC

-IP

C-I

FGC

-IP

SD

C-I

EB

C

Floo

d R

esis

tanc

e Pr

ovis

ions

of t

he IM

C, I

PC, I

FGC

, IPS

DC

and

the

IEB

C.

Cod

e Ex

cerp

ts F

rom

200

6 ed

ition

s of

IMC

, IPC

, IFG

C, I

PSD

C, a

nd th

e IE

BC

20

06 In

tern

atio

nal E

xist

ing

Bui

ldin

g C

ode

cont

inue

d fr

om p

revi

ous

page

co

ntin

ued

on n

ext p

age

1003

.1 C

ompl

ianc

e w

ith In

tern

atio

nal B

uild

ing

Cod

e.

1003

.5 F

lood

Haz

ard

Area

s. I

n flo

od h

azar

d ar

eas:

1.

Fo

r hor

izon

tal a

dditi

ons

that

are

stru

ctur

ally

inte

rcon

nect

ed to

the

exis

ting

build

ing:

1.

1. If

the

addi

tion

and

all o

ther

pro

pose

d w

ork,

whe

n co

mbi

ned,

con

stitu

te s

ubst

antia

l im

prov

emen

t, th

e ex

istin

g bu

ildin

g an

d th

e ad

ditio

n sh

all c

ompl

y w

ith In

tern

atio

nal B

uild

ing

Cod

e S

ectio

n 16

12.

1.2.

If th

e ad

ditio

n co

nstit

utes

sub

stan

tial i

mpr

ovem

ent,

the

exis

ting

build

ing

and

the

addi

tion

shal

l co

mpl

y w

ith In

tern

atio

nal B

uild

ing

Cod

e S

ectio

n 16

12.

2.

Fo

r hor

izon

tal a

dditi

ons

that

are

not

stru

ctur

ally

inte

rcon

nect

ed to

the

exis

ting

build

ing:

2.

1. T

he a

dditi

on s

hall

com

ply

with

Inte

rnat

iona

l Bui

ldin

g C

ode

Sec

tion

1612

. 2.

2. If

the

addi

tion

and

all o

ther

pro

pose

d w

ork,

whe

n co

mbi

ned,

con

stitu

te s

ubst

antia

l im

prov

emen

t, th

e ex

istin

g bu

ildin

g an

d th

e ad

ditio

n sh

all c

ompl

y w

ith In

tern

atio

nal B

uild

ing

Cod

e S

ectio

n 16

12.

3.

For v

ertic

al a

dditi

ons

and

all o

ther

pro

pose

d w

ork,

whe

n co

mbi

ned,

that

con

stitu

te s

ubst

antia

l im

prov

emen

t, th

e ex

istin

g bu

ildin

g sh

all c

ompl

y w

ith In

tern

atio

nal B

uild

ing

Cod

e S

ectio

n 16

12.

4.

For a

new

, rep

lace

men

t, ra

ised

or e

xten

ded

foun

datio

n, if

the

foun

datio

n w

ork

and

all o

ther

pro

pose

d w

ork,

whe

n co

mbi

ned,

con

stitu

te s

ubst

antia

l im

prov

emen

t, th

e ex

istin

g bu

ildin

g sh

all c

ompl

y w

ith

Inte

rnat

iona

l Bui

ldin

g C

ode

Sec

tion

1612

.

Cha

pter

11

His

toric

Bui

ldin

g 11

01.4

Flo

od h

azar

d ar

eas.

In

flood

haz

ard

area

s, if

all

prop

osed

wor

k, in

clud

ing

repa

irs, w

ork

requ

ired

due

to a

cha

nge

of o

ccup

ancy

, and

alte

ratio

ns, c

onst

itute

s su

bsta

ntia

l im

prov

emen

t the

n th

e ex

istin

g bu

ildin

g sh

all

com

ply

with

Inte

rnat

iona

l Bui

ldin

g C

ode

Sec

tion

1612

.

Exce

ptio

n. I

f a h

isto

ric b

uild

ing

will

con

tinue

to b

e a

hist

oric

bui

ldin

g af

ter t

he p

ropo

sed

wor

k is

co

mpl

eted

, the

n th

e pr

opos

ed w

ork

is n

ot c

onsi

dere

d to

be

a su

bsta

ntia

l im

prov

emen

t. F

or th

e pu

rpos

es

of th

is e

xcep

tion,

a h

isto

ric b

uild

ing

is:

1.

Li

sted

or p

relim

inar

ily d

eter

min

ed to

be

elig

ible

for l

istin

g in

the

Nat

iona

l Reg

iste

r of H

isto

ric

Pla

ces;

or

2.

D

eter

min

ed b

y th

e S

ecre

tary

of t

he U

.S. D

epar

tmen

t of I

nter

ior a

s co

ntrib

utin

g to

the

hist

oric

al

sign

ifica

nce

of a

regi

ster

ed h

isto

ric d

istri

ct o

r a d

istri

ct p

relim

inar

ily d

eter

min

ed to

qua

lify

as a

n hi

stor

ic d

istri

ct; o

r

3.

Des

igna

ted

as h

isto

ric u

nder

a s

tate

or l

ocal

his

toric

pre

serv

atio

n pr

ogra

m th

at is

app

rove

d by

th

e D

epar

tmen

t of I

nter

ior.

C

hapt

er 1

2 R

eloc

ated

or M

oved

Bui

ldin

gs

1202

.6 F

lood

haz

ard

area

s. I

f rel

ocat

ed o

r mov

ed in

to a

floo

d ha

zard

are

a, s

truct

ures

sha

ll co

mpl

y w

ith

Inte

rnat

iona

l Bui

ldin

g C

ode

Sec

tion

1612

.

Page 151: Reducing Flood Losses Through the International Codes

pa

ge D

-11

IMC

-IP

C-I

FGC

-IP

SD

C-I

EB

C

Floo

d R

esis

tanc

e Pr

ovis

ions

of t

he IM

C, I

PC, I

FGC

, IPS

DC

and

the

IEB

C.

Cod

e Ex

cerp

ts F

rom

200

6 ed

ition

s of

IMC

, IPC

, IFG

C, I

PSD

C, a

nd th

e IE

BC

20

06 In

tern

atio

nal E

xist

ing

Bui

ldin

g C

ode

cont

inue

d fr

om p

revi

ous

page

Cha

pter

13

Com

plia

nce

Alte

rnat

ives

13

01.3

Acc

epta

nce.

For

repa

irs, a

ltera

tions

, add

ition

s an

d ch

ange

s of

occ

upan

cy to

exi

stin

g bu

ildin

gs th

at

are

eval

uate

d in

acc

orda

nce

with

this

sec

tion,

com

plia

nce

with

this

sec

tion

shal

l be

acce

pted

by

the

code

of

ficia

l. 13

01.3

.3 C

ompl

ianc

e w

ith fl

ood

haza

rd p

rovi

sion

s. I

n flo

od h

azar

d ar

eas,

bui

ldin

gs th

at a

re e

valu

ated

in

acco

rdan

ce w

ith th

is s

ectio

n sh

all c

ompl

y w

ith In

tern

atio

nal B

uild

ing

Cod

e S

ectio

n 16

12 if

the

wor

k co

vere

d by

this

sec

tion

cons

titut

es s

ubst

antia

l im

prov

emen

t.

Page 152: Reducing Flood Losses Through the International Codes

AAppppeennddiixx EE.. FFEEMMAA RReeggiioonnaall OOffffiicceess aanndd NNFFIIPP SSttaattee CCoooorrddiinnaattoorrss

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP E-1

FEMA’s Regional Offices

FEMA HEADQUARTERS Office of the Assistant Administrator, Mitigation 500 C Street, S.W. Washington, DC 20472 (202) 646-2781

REGION I – CT, MA, ME, NH, RI, VT Mitigation Division 99 High St, 6th Floor Boston, MA 02110 (617) 832-4761

REGION II – NJ, NY, PR, VI Mitigation Division 26 Federal Plaza, Ste 1337 New York, NY 10278-0002 (212) 680-3600

REGION III – DE, DC, MD, PA, VA, WV Mitigation Division 615 Chestnut Street, Sixth Floor Philadelphia, PA 19106-4404 (215) 931-5530

REGION IV – AL, FL, GA, KY, MS, NC, SC, TN Mitigation Division 3003 Chamblee-Tucker Road, Rm 270 Atlanta, GA 30341 (770) 220-5200

REGION V – IL, IN, MI, MN, OH, WI Mitigation Division 536 S. Clark Street, 6th Floor Chicago, IL 60605-1521 (312) 408-5500

REGION VI – AR, LA, NM, OK, TX Mitigation Division Federal Regional Center 800 North Loop 288 Denton, TX 76209-3698 (940) 898-5399

REGION VII – IA, KS, MO, NE Mitigation Division 9221 Ward Pkwy, Ste 300 Kansas City, MO 64114-3372 (816) 283-7002

REGION VIII – CO, MT, ND, SD, UT, WY Mitigation Division Denver Federal Center Building 710, Box 25267 Denver, CO 80225-0267 (303) 235-4800

REGION IX – AZ, CA, GU, HI, NV Mitigation Division 1111 Broadway, Ste 1200 Oakland, CA 94607-4053 (415) 923-7100

REGION X – AK, ID, OR, WA Mitigation Division Federal Regional Center 130 228th Street, SW. Bothell, WA 98021-8627 (425) 487-4600

Page 153: Reducing Flood Losses Through the International Codes

FEMA Regional Offices and NFIP State Coordinators E-2

NFIP State Coordinators

ALABAMA Alabama Department of Economic & Community Affairs NFIP State Coordinator P.O. Box 5690 Montgomery, AL 36103-5690 (334) 353-0853

ALASKA Alaska Department of Commerce, Community & Economic Development NFIP State Coordinator 550 W. 7th Avenue, Suite 1770 Anchorage, AK 99501-3510 (907) 269-4583

ARIZONA Arizona Department of Water Resources NFIP State Coordinator 3550 N Central Avenue Phoenix, AZ 85012-2105 (602) 771-8657

ARKANSAS Arkansas Natural Resources Commission NFIP State Coordinator 101 E. Capitol, Suite 350 Little Rock, AR 72201 (501) 682-3969

CALIFORNIA California Department of Water Resources NFIP State Coordinator 3310 El Camino Ave Sacramento, CA 95821 (916) 574-0611

COLORADO Colorado Water Conservation Board NFIP State Coordinator 1313 Sherman St, Room 721 Denver, CO 80203 (303) 866-3803

CONNECTICUT Connecticut Department of Environmental Protection NFIP State Coordinator 79 Elm Street Hartford, CT 06106-5127 (860) 424-3706

DELAWARE Delaware Division of Soil and Water NFIP State Coordinator 89 Kings Highway Dover, DE 19901 (302) 739-9921

DISTRICT OF COLUMBIA District of Columbia Department of Health NFIP State Coordinator 51 N Street, NE Room 5021 Washington, DC 20002 (202) 535-2248

FLORIDA Florida Department of Community Affairs NFIP State Coordinator 2555 Shumard Oak Boulevard Tallahassee, FL 32399-2100 (850) 413-9960

Page 154: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP E-3

GEORGIA Georgia Department of Natural Resources NFIP State Coordinator 7 Martin Luther King, Jr. Dr Ste 440 Atlanta, GA 30334 (404) 656-6382

HAWAII Hawaii Department of Land and Natural Resources NFIP State Coordinator PO Box 373 Honolulu, HI 96809 (808) 587-0267

IDAHO Idaho Department of Water Resources NFIP State Coordinator 322 E Front Street Boise, ID 83720 (208) 287-4928

ILLINOIS Illinois Department of Natural Resources Office of Water Resources NFIP State Coordinator One Natural Resources Way Springfield, IL 62702-1271 (217) 782-4428

INDIANA Indiana Division of Water NFIP State Coordinator 402 W. Washington Street, Room W264 Indianapolis, IN 46204-2748 (317) 234-1107

IOWA Iowa Department of Natural Resources NFIP State Coordinator Wallace State Office Building Des Moines, IA 50319 (515) 281-8942

KANSAS Kansas Department of Agriculture Division of Water Resources NFIP State Coordinator 109 SW 9th Street, 2nd Floor Topeka, KS 66612-1283 (785) 296-5440

KENTUCKY Kentucky Division of Water NFIP State Coordinator 14 Reilly Road Frankfort, KY 40601 (502) 564-3410

LOUISIANA Louisiana Department of Transportation & Development Floodplain Management Section NFIP State Coordinator P.O. Box 94245, Capitol Station Baton Rouge, LA 70804-9425 (225) 274-4354

MAINE Maine State Planning Office NFIP State Coordinator 38 State House Station Augusta, ME 04333-0038 (207) 287-8063

MARYLAND Maryland Department of Environment NFIP State Coordinator 1800 Washington Boulevard, Ste 430 Baltimore, MD 21230 (410) 537-3775

Page 155: Reducing Flood Losses Through the International Codes

FEMA Regional Offices and NFIP State Coordinators E-4

MASSACHUSETTS Massachusetts Department of Conservation & Recreation NFIP State Coordinator 251 Causeway Street, Suite 700 Boston, MA 02114 (617) 626-1406

MICHIGAN Michigan Department of Environmental Quality NFIP State Coordinator P.O. Box 38458 Lansing, MI 48909-7958 (517) 335-3448

MINNESOTA Minnesota Department of Natural Resources - Waters NFIP State Coordinator 500 Lafayette Road St. Paul, MN 55155-4032 (651) 259-5691

MISSISSIPPI Mississippi Emergency Management Agency NFIP State Coordinator P.O. Box 5644 Pearl, MS 39208 (601) 933-6844

MISSOURI Missouri State Emergency Management Agency NFIP State Coordinator P.O. Box 116 Jefferson City, MO 65102 (573) 526-9116

MONTANA Montana Floodplain Management Program NFIP State Coordinator 1424 9th Avenue Helena, MT 59620-1601 (406) 444-6654

NEBRASKA Nebraska Division of Natural Resources NFIP State Coordinator 301 Centennial Mall South Lincoln, NE 68509-4876 (402) 471-3936

NEVADA Nevada Division of Water Planning NFIP State Coordinator 901 S Steward Street Ste 2002 Carson City, NV 89701 (775) 684-2860

NEW HAMPSHIRE New Hampshire Office of Energy & Planning NFIP State Coordinator 57 Regional Dr, Ste 3 Concord, NH 03301-8519 (603) 271-2155

NEW JERSEY New Jersey Department of Environmental Protection Flood Plain Management Section NFIP State Coordinator P.O. Box 419 Trenton, NJ 08625 (609) 984-0859

NEW MEXICO New Mexico Office of Emergency Management NFIP State Coordinator P.O. Box 1628 Santa Fe, NM 87504-1628 (505) 476-9617

NEW YORK New York State Department of Environmental Conservation NFIP State Coordinator 625 Broadway Albany, NY 12233-3507 (518) 402-8146

Page 156: Reducing Flood Losses Through the International Codes

Reducing Flood Losses Through the International Codes®: Meeting the Requirements of the NFIP E-5

NORTH CAROLINA North Carolina Division of Emergency Management NFIP State Coordinator 4713 Mail Service Center Raleigh, NC 27699-4713 (919) 715-8000

NORTH DAKOTA North Dakota State Water Commission NFIP State Coordinator 900 East Boulevard Avenue Bismarck, ND 58505-0850 (701) 328-4898

OHIO Ohio Department of Natural Resources Division of Water NFIP State Coordinator 2045 Morse Rd, Bldg B-2 Columbus, OH 43224 (614) 265-6754

OKLAHOMA Oklahoma Water Resources Board NFIP State Coordinator 3800 N. Classen Boulevard Oklahoma City, OK 73118 (918) 581-2924

OREGON Oregon Department of Land Conservation & Development NFIP State Coordinator 635 Capitol Street, NE, Suite 150 Salem, OR 97301-2540 (503) 373-0050, ext. 250 PENNSYLVANIA Pennsylvania Department of Community and Economic Development Floodplain Management Division NFIP State Coordinator 400 N Street, 4th Floor Harrisburg, PA 17120 (717) 720-7445

PUERTO RICO Puerto Rico Planning Board NFIP Coordinator Minillas Government Center P.O. Box 41119 Santurce, PR 00940-1119 (787) 723-6200

RHODE ISLAND Rhode Island Emergency Management Agency, MURI NFIP State Coordinator 645 New London Avenue Cranston, RI 02920 (401) 949-9996

SOUTH CAROLINA South Carolina Department of Natural Resources NFIP State Coordinator 1000 Assembly Street, Room 345C Columbia, SC 29201 (803) 734-9120

SOUTH DAKOTA South Dakota Division of Emergency Management NFIP State Coordinator 118 W Capitol Avenue Pierre, SD 57501 (605) 773-3238

TENNESSEE Tennessee Department of Economic & Community Development NFIP State Coordinator 312 8th Avenue, 10th Floor Nashville, TN 37243-0405 (615) 741-2211

TEXAS Texas Commission of Environmental Quality NFIP State Coordinator P.O. Box 13087-MC 160 Austin, TX 78711-3087 (512) 239-6155

Page 157: Reducing Flood Losses Through the International Codes

FEMA Regional Offices and NFIP State Coordinators E-6

U.S. VIRGIN ISLANDS Virgin Islands Department of Planning & Natural Resources NFIP Coordinator CE King Airport, Terminal Bldg 2nd St. Thomas, VI 00802 (340) 774-3320

UTAH Utah Division of Comprehensive Emergency Management NFIP State Coordinator State Office Building, #1110 Salt Lake City, UT 84114 (801) 538-3750

VERMONT Vermont Agency of Natural Resources NFIP State Coordinator 1229 Portland St Ste 201 St. Johnsburg, VT 05819 (802) 751-0129

VIRGINIA Virginia Department of Conservation & Recreation NFIP State Coordinator 203 Governor Street, Suite 206 Richmond, VA 23219-2019 (804) 786-3914

WASHINGTON Washington Department of Ecology Land Resources Program NFIP State Coordinator P.O. Box 47600 Olympia, WA 98504-7600 (360) 407-6796

WEST VIRGINIA West Virginia Office of Emergency Services NFIP State Coordinator 1900 Kanawha Boulevard, Room EB-80 Charleston, WV 25305-0360 (304) 965-2331

WISCONSIN Wisconsin Department of Natural Resources NFIP State Coordinator 101 S. Webster Madison, WI 53702 (608) 266-8039

WYOMING Wyoming Emergency Management Agency NFIP State Coordinator 122 West 25th Street Cheyenne, WY 82002 (307) 777-4910

Page 158: Reducing Flood Losses Through the International Codes

AAppppeennddiixx FF.. SSaammppllee PPllaann RReevviieeww aanndd IInnssppeeccttiioonn CChheecckklliissttss

Reducing Flood Losses Through the International Codes Series: Meeting the Requirements of the NFIP F-1

Page 159: Reducing Flood Losses Through the International Codes

SAMPLE

page 1 – A Zone Checklist

Application #: _________________

Applicant: _________________________________

Plan Review Checklist FLOOD HAZARD AREA APPLICATION REVIEW – A ZONES

Terms: FHA = Flood Hazard Area; DFE = Design Flood Elevation Reviewer’s Initials and Date of Review

Review Steps NOTE: For variance requests, use this form to document efforts to achieve the greatest degree of compliance.

Is proposed development consistent with zoning?

□ NO, Applicant to request a zoning amendment.

□ YES, proceed with review. FIRM Panel # and date __________________ FLOODWAY Panel # and date __________________ DFE __________________

Check FIRM, floodplain/floodway boundaries, base flood elevations, and map revisions and LOMRs issued by FEMA. Is proposal in the floodplain and/or floodway?

□ NO, sign and date this form and put in file.

□ YES, must meet the flood resistant provisions of the code.

□ YES, FLOODWAY. All residential structures (including Manufactured Housing units) in floodways to comply with IBC.

□ YES, FLOODWAY. Require engineer’s “no rise” analysis and supporting hydraulic data in file before continuing review.

□ YES, in FHA without DFEs. Check other sources, use estimating methods, or require applicant to determine.

□ YES, in FHA, but applicant has elevation data that shows natural site elevation above DFE. Advise applicant to obtain LOMA and submit copy for the file.

□ YES, in Coastal A Zone; refer to V Zone Checklist if V Zone requirements are applied.

□ YES, in 500-year floodplain. Floodplain review not required; flood-resistance encouraged. Site plan shows nature of development proposal, location, dimensions, wetlands,

floodplain/floodway boundaries, and ground elevations.

□ YES, continue review.

□ NO, return to applicant to revise application and site plan. Can the proposed development be modified to avoid floodplain?

□ YES, explain flood hazards to applicant and make recommendations to modify proposal to minimize flood hazards and damage potential.

□ NO, but can impacts be further minimized? Reduce fill? Site on higher ground? Has the applicant provided copies of all necessary State and federal permits, e.g., wetlands?

□ NO, advise applicant which agencies to contact.

□ YES, require copies for the file.

Will a watercourse be altered?

□ NO, continue review.

□ YES, Applicant to provide copies of notices to adjacent communities, federal agencies, and the NFIP State Coordinator.

□ YES, engineer’s analysis required to show same flood carrying capacity; method of maintenance specified.

Is fill proposed? Compacted? Side-slopes are no steeper than 2H:1V? Protected from erosion?

□ NO fill, continue review.

□ YES, fill used to elevate building will be compacted, sloped, and stabilized.

□ YES, but not for building elevation. Purpose for fill: ________________________

Page 160: Reducing Flood Losses Through the International Codes

SAMPLE

page 2 – A Zone Checklist

Application #: _________________

Plan Review Checklist FLOOD HAZARD AREA APPLICATION REVIEW – A ZONES

Initials and Date Review Steps Is the application for improvement or addition to an existing building?

□ NO, a new structure is proposed, continue review. □ YES, but building is documented in file as a “historic structure” and proposed work will not change historic designation; encourage flood resistance. □ YES, costs of work are documented and compared to market value. □ If costs equal or exceed 50% of market value of structure, provide finding to Board of Appeals for determination of Substantial Improvement. □ Proposed work is not a Substantial Improvement. Flood hazard review not required.

Are new structures proposed to be elevated (new residential or non-residential buildings, storage tanks, manufactured homes)? Give applicant a blank Elevation Certificate. □ NO – STOP! A permit cannot be issued for non-elevated residential buildings. □ NO, non-residential may be floodproofed (see design documentation requirements) □ YES, on fill. Basements into fill are not allowed. □ YES, on piers, pilings, or columns. □ YES, on solid foundation walls (see Enclosed areas below DFE).

Check the following for Manufactured Housing units: □ Are flood hazards avoided as much as possible? □ In Floodway, refer to IBC® for foundation design. □ Foundation is reinforced (dry-stack block NOT allowed). □ Ground anchors and tie-downs shown on plans? □ Elevated above the DFE?

Check the following for utility support systems: □ Electrical, mechanical, plumbing, heating/air conditioning components elevated? □ Septic designed to minimize inflow/discharge under flood conditions? □ On-site water supply designed to minimize inflow under flood conditions? □ Above-ground tanks are anchored/elevated? □ Below-ground tanks are designed to resist flotation?

If new, non-residential structure is not elevated, will it be floodproofed? □ YES, non-residential building will be floodproofed to not less than 1' above DFE, and

signed and sealed design documentation is in file. □ YES, agricultural building to be wet floodproofed. □ NO, permit shall not be approved.

Enclosed areas below DFE (stairwells, sheds, garages, storage areas, crawl spaces)? □ NO, continue review. □ YES, number, total net open area, and location of flood openings shown on plan. □ YES, plan shows acceptable use (parking, limited storage, and access). □ YES, flood resistant materials specified. □ YES, utilities, if any, are all elevated above DFE.

□ Record permit in log of floodplain permits. □ Make sure that all necessary documents are in the file. □ Issue Permit and transfer file to Inspections.

PERMIT APPLICATION REVIEW COMPLETED BY: _________________________ DATE: ____________

□ ISSUE PERMIT approved by: ___________________________

□ DENY PERMIT approved by: ___________________________

Page 161: Reducing Flood Losses Through the International Codes

SAMPLE

page 3 – A Zone Checklist

Permit #: ________________

Date: ________________

Applicant: _________________________________

Inspection Checklist FLOOD HAZARD AREA INSPECTIONS – A ZONES

Inspector’s Initials and Date

of Inspection

Inspection Steps Before site inspection:

□ REVIEW permit file before going in the field.

□ ASK permit reviewer questions to understand requirements.

□ Are other State and federal permits in the file?

Measure stake out distances from waterway or landmark. Is development in the right place? Is fill correct distance from waterway or landmark?

□ YES, check fill compaction and side slopes. Basements into fill not allowed.

□ NO, take enforcement action to correct problems.

Elevation of lowest floor checked during framing or foundation inspection after lowest floor is in place. Elevations checked and acceptable?

□ YES, maintain copy of documentation of final elevations in permanent records.

□ NO, take enforcement action to correct problems.

Electrical, mechanical, plumbing, heating/air conditioning components elevated?

□ YES.

□ NO, take enforcement action to correct problems.

For enclosures below DFE (including crawl spaces): Are flood damage resistant materials used? Does use of enclosure appear to be limited to crawl space, parking, building access, or limited storage? Are flood openings no more than 12” above grade? Are there enough flood openings (based on net open area provided by the flood openings or certification of engineered openings), are they on at least two sides, and do they allow automatic entry/exit of floodwater (disable air vents in open position)?

□ YES.

□ Building does not have enclosures below DFE.

□ NO, take enforcement action to correct problems.

Other Notes Based on Inspection:

Issue Occupancy Certificate only if final inspection shows compliance with floodplain requirements.

FINAL INSPECTION COMPLETED BY: _________________________________ DATE: _______________

Page 162: Reducing Flood Losses Through the International Codes

SAMPLE

page 1 – V Zone Checklist

Application #: _________________

Applicant: _________________________________

Plan Review Checklist FLOOD HAZARD AREA APPLICATION REVIEW – V ZONES

Terms: FHA = Flood Hazard Area; DFE = Design Flood Elevation

Reviewer’s Initials and Date of Review

Review Steps NOTE: For variance requests, use this form to document efforts to achieve the greatest degree of compliance.

Is proposed development consistent with zoning?

□ NO, Applicant to request a zoning amendment.

□ YES, proceed with review.

Is proposal in Coastal Barrier Resources Area (CoBRA) or Otherwise Protected Area?

□ NO, continue review.

□ YES, advise applicant that Federal flood insurance is not available, document to file, continue review (must comply with flood provisions).

FIRM Panel # and date ____________________ DFE ________________

Check FIRM, floodplain and zone boundaries, base flood elevations, and map revisions or LOMRs issued by FEMA. Is proposal in the Coastal Flood Hazard Area subject to high velocity wave action (V Zone)?

□ NO, not in Flood Hazard Area; sign and date this form and put in file.

□ NO, in “Coastal A Zone” (apply V Zone requirements).

□ NO, in riverine A Zone. Use A Zone checklist.

□ YES, in V Zone, must meet flood resistant provisions of the code.

Site plan shows development proposal, location, dimensions, wetlands, FHA / V Zone boundaries, DFE, and ground elevations (NGVD or other datum on FIRM).

□ YES, continue review.

□ NO, return to applicant to revise application and site plan.

Can the proposed development be modified to avoid FHA / V Zone?

□ YES, explain flood hazards to applicant and make recommendations to modify proposal to minimize flood hazards and damage potential.

□ NO, can floodplain impacts be further minimized? Maximize setback from the water? Buildings moved to higher elevation?

Has the applicant provided copies of all necessary State and federal permits, e.g., wetlands, coastal zone consistency?

□ NO, advise applicant which agencies to contact.

□ YES, require copies in the file.

Will a dune be altered?

□ NO, continue review.

□ YES, if applicable, require State coastal zone approval before continuing.

Is a pool proposed?

□ NO, continue review.

□ YES, not attached to the building; continue review.

□ YES, attached to the building. Continue review only if included in foundation design.

Page 163: Reducing Flood Losses Through the International Codes

SAMPLE

page 2 – V Zone Checklist

Application #: _________________

Plan Review Checklist FLOOD HAZARD AREA APPLICATION REVIEW – V ZONES

Initials and Date Review Steps Is the application for improvement or addition to an existing building?

□ NO, a new structure is proposed, continue review.

□ YES, but building is documented in file as a “historic structure” and proposed work will not change historic designation; encourage flood resistance.

□ YES, costs of improvements are documented and compared to market value.

□ If costs of proposed addition equal or exceed 50% of market value of structure, provide finding to Board of Appeals for determination of Substantial Improvement.

□ Proposed work is not a Substantial Improvement. Flood hazard review not required.

Are new buildings proposed to be elevated? Give applicant a blank Elevation Certificate.

□ NO – STOP! A permit cannot be issued for non-elevated buildings.

□ YES, on fill. STOP! Structural fill not allowed in V Zones, require redesign.

□ YES, on piers, pilings, or columns; signed and sealed design certification submitted?

□ YES, on parallel shear walls (parallel to expected direction of flow?); signed and sealed design certification submitted?

Check the following for utility support systems:

□ Electrical, mechanical, plumbing, heating/air conditioning components elevated?

□ Septic designed to minimize inflow/discharge under flood conditions?

□ On-site water supply designed to minimize inflow under flood conditions?

□ Above-ground storage tanks are anchored/elevated?

□ Below-ground storage tanks are designed to resist flotation/erosion?

Enclosed area below DFE proposed (stairwells, sheds, garages, storage areas)?

□ NO, continue review.

□ YES, enclosed by insect screening or lattice. Continue review.

□ YES, applicant has provided signed and sealed documentation of breakaway wall design.

□ YES, design not documented. Advise applicant to obtain signed and sealed documentation of breakaway wall design from registered design professional.

□ YES, flood resistant materials will be used.

□ YES, utilities not penetrating or attached to breakaway walls.

□ Record permit in log of floodplain permits.

□ Make sure that all necessary documents are in the file.

□ Issue Permit and transfer file to Inspections.

PERMIT APPLICATION REVIEW COMPLETED BY: _________________________ DATE: ____________

□ ISSUE PERMIT approved by: ___________________________

□ DENY PERMIT approved by: ___________________________

Page 164: Reducing Flood Losses Through the International Codes

SAMPLE

page 3 – V Zone Checklist

Permit #: ________________

Date: ________________

Applicant: _________________________________

Inspection Checklist FLOOD HAZARD AREA INSPECTIONS – V ZONES

Inspector’s Initials and Date of Inspection

Inspection Steps

Before site inspection:

□ REVIEW permit file before going in the field.

□ ASK permit reviewer questions to understand requirements.

□ Are other State and federal permits in the file?

Measure distances from landmark. Is development in the right place?

□ NO, take enforcement action to correct problems.

□ YES, continue inspection.

Elevation of lowest floor checked during framing or foundation inspection after lowest floor is in place. Elevations checked and acceptable?

□ YES.

□ NO, take enforcement action to correct problems.

For enclosures below DFE: Are walls insect screening or lattice? Are walls breakaway, and no utilities attached to or penetrate breakaway walls? Are flood damage resistant materials used? Does use of enclosure appear to be limited to parking, building access, or limited storage?

□ YES.

□ Building does not have enclosures.

□ NO, take enforcement action to correct problems.

Other Notes Based on Inspection:

Issue Occupancy Certificate only if final inspection shows compliance with floodplain requirements.

FINAL INSPECTION COMPLETED BY: ________________________________ DATE: ________________