Saturday Reporter-Herald June 26, 2010 C1

www.homeandrealtyguide.com Saturday, June 26, 2010 Reporter-Herald

Real EstateMatters

• •

� See GLINK/Page C5

AnthonyJarmula of

RE/MAX Alliance

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Realtor ofthe Week

Director yPPPaaagggeee CCC888

Inside thisweek’s Home& Real Estate

Senate votesto extendtax creditdeadline

Take part in the Reporter-Herald’s 2010 Tour of Homes

from noon-3 p.m todayNew and existing homes

are being featured today andtomorrow from noon to 3 p.m.throughout Loveland. Followthe map on page C4 to eachcorresponding property.

Homesstart onpage C2

Mortgage rate update

30-year fixed

15-year fixed

5/1 ARM

This week Last week Tre n d

4.72%

4.10%

3.74%

4.80%

4.18%3.78%

H& Real EstateRE

See Regional Real Estate Report on C6

What: Art in the GardenWhen: Today from 4-8 p.m.W h e re : Historic Waggener Homelocated at 980 Mountain Ave.,Berthoud. Enter the garden fromMassachusetts Avenue, parking isavailable at Turner Middle School.Cost: $5 for adults, free for chil-dren 12 and under.For more information: Vi s i tw w w. b e r t h o u d a r t i n t h e g a rd e n . c o m

If you go

ILY C E GLINKTRIBUNE MEDIA SE RV I C E S

The Senate this week voted60 to 37 to extend thedeadline by which buyers

have to close on a new home toqualify for the homebuyer taxcredits. Under the current law,those with signed, valid contractsto buy a home are required toclose by June 30 to collect the$8,000 first-time home buyer taxcredit or the $6,500 long-termhomeowner tax credit. If the lawclears the House, the new dead-line to close will be September30.

Sen. Harry Reid (D-Nev.) notedthat approximately 180,000home buyers had signed validcontracts by April 30 but will notbe able to close by June 30 dueto outside forces. Basically, thebanks, appraisers and title com-panies are overwhelmed by thecrush of demand from home buy-ers and can’t keep up.

The new rules of mortgage fi-nance require lenders to double-and triple-check documents, veri-fy all information and pull severalcredit checks. Verifying income,tax returns, bank accounts andassets can be time-consuming.Meanwhile, appraisers are nowbooked weeks in advance in somecommunities, making it difficultto meet the June 30 deadline.And many title companies thathad laid off workers after the realestate bubble burst don’t haveenough time in the next twoweeks to schedule the closings.

Home sales risethrough May

RE P O RT E R -HERALD

Home sales continued rising through May inLoveland, with 158 home sales, totaling 559for the year, up from 440 at this time last

y e a r.Monthly sales volume for May ($39,407,269) is up

58.1 percent from May last year, and year-to-date salesvolume is up 29.7 percent from May of 2009.

Fort Collins saw similar gains in May, with a 25.9percent gain in year-to-date listings sold. Year-to-datesales volume, at $245,724,054, is up 20.3 percentover last year at the end of May.

Mortgage rates remain at historic lows, dropping to4.72 percent for 30-year fixed mortgages on Friday.

Historic garden to be featuredin Berthoud’s Art in the GardenRE P O RT E R -HERALD

Area gardening enthusiasts willhave a chance to tour a his-toric garden as part of Art in

the Garden today in Berthoud. Theevent will be from 4-8 p.m. at the his-toric Waggener home located at 980Mountain Ave., Berthoud.

The tour will feature garden talksby area experts, more than 25 artists,live acoustic music and wine tast-ings.

Informative gardening and land-scaping talks will include:

• 4:30 p.m. — Xeriscaping withJim Doyle of Imagine Green Design

• 5 p.m. — Garden Tour JaneVielehr will guide a tour through thegarden and discuss her plantingmethods and process.

• 5:30 p.m. — Heirloom Roseswith Charlotte Hardy

• 6 p.m. — Garden Tour JaneVielehr will guide a tour through thegarden and discuss her plantingmethods and process.

• 6:30 p.m. — Edible Landscapingwith Marlin & Barbara Ann McMoni-gal of leasureacre.com

• 7 p.m. — Fairy Gardens withChristy Patton

ABOUT THE GARDEN

The private garden at the historicWaggener home is maintained byChuck and Jane Vielehr. It was at onetime an apple orchard and later con-verted to a garden by John Waggener.The Vielehrs plant a combination ofvegetables and flowers and experi-ment with new plantings each year.The garden is a labor of love for thosewho take care of it, and it is appreci-ated by many friends, neighbors andfamily members throughout thesummer season.

We’re ready to GO!Please visit our new location at

2809 East Harmony Road, Suite 200Fort Collins, Colorado

(Southeast corner of Harmony and Corbett)

970.206.HOME (4663) | www.Colorado-Cornerstone.comCheck the license status of your mortgage loan originator at www.dora.state.co.us/real-estate/index.htm.

Gene Humphries • NMLS 247425 | Jim Hunter • NMLS 266865

WHO YOU DO BUSINESS WITH.

Providing Service with Integrity

26-313725

Saturday Reporter-Herald June 26, 2010 C2

Home buying tips1. Location counts. How far are you really willing to commute to your place of

employment? How good are the local schools, shopping centers, public trans-portation, seniors services and other public amenities? Will your new home benext to a vacant lot or a commercial property?

2. Make a list, zeroing in on the features you must have, would like to have, defi -nitely don’t want and would prefer not to have.

3. Do your homework. Study recent home sales prices, market trends, homes onthe market, neighborhood statistics and the home-buying process.

4. Get pre-approved for a mortgage.5. Use a checklist when touring homes. Make notes about the homes you visit.6. Wear comfortable clothing and sturdy shoes. House-hunting can be tiring, es-

pecially if you’re relocating to a distant community and want to see a dozenhomes in one day. There’s no sense in torturing your feet unnecessarily.

— National Association of Realtors

Saturday Reporter-Herald June 26, 2010 C3

Did you know?Nationally, first-time homebuyers pur-

chased 49 percent of all homes sold inApril.

— National Association of Realtors

Saturday Reporter-Herald June 26, 2010 C426

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Full Service Mortgage Banker, withAccess to a Wide Variety of Lenders,

Which Means DifferentUnderwriting Guidelines and

More Options for You

Historically Low RatesDown Payment Assistance Programs

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Vivian DeVoeMortgage AnalystPersonalized Local Service970-227-4702970-278-1668

Let’s talk about YOUR bestoptions for re-fi nancing or

purchasing a new home.www.dora.state.co.us

Mortgage Broker License

vdevoe@comcast.net

Shop and Compare - You Will Be Glad You Did

MBL #100009434

Saturday Reporter-Herald June 26, 2010 C5

Senior Housing

GLINKFrom Page C1

How to: Choose your neighborhood

When evaluating a neighborhood you should investigate local conditions.Depending on your own particular needs and tastes, some of the followingfactors may be more important considerations than others:

• Quality of schools• Property values• Tr a f f i c• Crime rate• Future construction• Proximity to schools, employment, hospitals, shops, public transporta-

tion, prisons, freeways, airports, beaches, parks, stadiums and cultural activ -ities such as museums, concerts and theaters.

— National Association of Realtors

Another group ofbuyers who are run-ning short of timeare those who arehoping to buy shortsales, homes that areworth less than themortgage amount.One Realtor left acomment on my blogsaying that she hadthree buyers whomade bids on shortsale properties inJanuary and Febru-ary and had yet to re-ceive a response fromthe lenders. Thesecontracts containcontingencies thatallow the buyers tocancel the deals,penalty-free, if forthey do not qualifyfor the home buyertax credits.

Despite the ObamaAdministration up-ping the fee paid tolenders who approvea short sale, approvalfor these deals is stilltaking months. Onemortgage bankerspeculated thatlenders aren’t partic-ularly eager to writeoff the loss on theseloans, even thoughtaking back proper-ties through foreclo-sure generally netslenders less money.

Extending thedeadline for the

home buyer tax cred-its is bound to con-fuse home buyers. Allthey’ll hear is thatthe home buyer taxcredit deadline hasbeen extended, notrealizing that it’s thedeadline for closingonly; to qualify, theymust have a validcontract that was ex-ecuted by April 30.

But perhaps this iswhat the Realtors,mortgage bankersand others associat-ed with the real es-tate industry is hop-ing for — a little con-fusion and a fewmore sales.

Homebuyer de-mand has plummet-ed 40 percent sincethe end of April,more than most in-dustry observers ex-pected — all thewhile mortgage in-terest rates havedropped to a new 50-year record low of 4.6percent for a 30-yearfixed rate loan.

Indeed, lenders na-tionwide are offering30-year fixed-ratemortgage interestrates as low as 4.58percent, and as lowas 4.42 percent inColorado, accordingto Zillow’s MortgageRate Ticker. Zillowreports that the ratefor a 15-year fixedrate loan is currently4.03 percent.

But low interest

rates aren’t enoughto overcome high un-employment and amodest U.S. recov-ery. Still, for 180,000buyers who wouldotherwise have seentheir tax credits slipaway, this is goodnews.

Question: My di-vorce was final twoyears ago, and in thedivorce decree I wasawarded the house.But prior to my get-ting a spousal trans-fer deed, one of myex-spouse’s creditorsput a lien on thehouse which prevent-ed me from complet-ing a short-sale.

If one of us or bothend up filingbankruptcy, whichlooks inevitable, isthere any way to getthe lien removed sothe house can besold and prevent aforeclosure?

Answer: Yo u ’d haveto convince the cred-itor that the house isworthless and thereis no cash comingout of it. The credi-tor might be con-vinced by an ap-praisal of the proper-ty and a report thatlists what nearbyhomes have sold for.

If you can reach adecision-maker whounderstands whatyou’re saying, there’sa chance that thismight work out and

the lien will be re-moved. Otherwise,you’re probablystuck.

You are trying tosell your home as ashort sale. There isno equity in thehome and the credi-tor won’t get paidany money if thehome is sold via ashort sale or in fore-closure.

If you can’t con-vince the creditor toallow you to sell thehome through ashort sale, your otheroption would be tolet the home go intoforeclosure. In fore-closure, the lenderwould wipe out thelien of the creditorand then sell thehome to a buyer freeof that lien.

Finally, if you filefor bankruptcy, yourbankruptcy won’t re-lease the lien placedon your home byyour ex-spouse’screditor. Yourspouse’s bankruptcyshould release thelien.

If you’re worriedabout your credit his-tory showing abankruptcy and aforeclosure, don’t be.Once you have abankruptcy on yourcredit history, it’s un-likely adding a fore-closure will do muchadditional damage.

Call 970.988.4099 today

©

www.UglyHouses.com

Need to sell your house fast?We buy houses at a discount, and when we do, we:

• Pay cash• Buy “as is,” so you don’t have to make any repairs• Pay most normal closing costs• Close quickly in most cases

For more than 10 years, HomeVestors® representatives have been helping people out of all kinds of ugly real estate situations. Call today or go online for your free, no-obligation evaluation to find out if we can help you too!

Inherited properties • Repair problems • Job transfersRetirement • Divorce • Downsizing • Preforeclosure

Kirk Johanson Each franchise office is independently owned and operated.

26-314690

Saturday Reporter-Herald June 26, 2010 C6

Anthony JarmulaMeet

H& Realtor of the WeekRE

For home and real estate advice, featuresand information, visit

www.homeandrealtyguide .com

REGIONAL SNAPSHOT FOR LOVELAND/BERTHOUD RESIDENTIAL

Active Listings 1099 1126 1117Previous Year Active Listings 1099 1069 1080

Number of Sold Listings 126 138 158

Median Sales Price $234,500 $199,900 $214,500Previous Year Median $220,000 $183,500 $198,000

Average Days on the Market (ADOM) 123 105 117Previous Year ADOM 123 127 125

Year to Date Listings Sold 263 401 559Previous Year YTD Listings Sold 231 334 440

Monthly Volume $34,334,746 $34,199,536 $39,407,269Previous Year Monthly Volume $22,712,094 $23,882,898 $24,919,043

* Updated statistics will be available after the 15th of each month.

May, 2010March, 2010

REGIONAL SNAPSHOT FOR LOVELAND/BERTHOUD ATTACHED DWELLING

Active Listings 125 139 130Previous Year Active Listings 115 124 118

Number of Sold Listings 16 15 20

Median Sales Price $150,000 $147,000 $154,000Previous Year Median $125,000 $150,000 $143,500

Average Days on the Market (ADOM) 108 121 88Previous Year ADOM 102 107 102

Year to Date Listings Sold 36 51 71Previous Year YTD Listings Sold 20 37 52

Monthly Volume $2,475,100 $2,202,935 $3,474,824Previous Year Monthly Volume $1,130,656 $2,522,755 $2,156,524

May, 2010March, 2010April, 2010 April, 2010

H& Regional Real Estate ReportRE

ASSOCIATE BROKER, RE/MAX ALLIANCE

L ocation: 750 W. Eisenhower Blvd., Loveland

Contact: 970-219-6776, ajarmula1@remax.net, www.remax.com

Designations, Affiliations & Accolades: Jarmula is a member ofthe Loveland/Berthoud Association of Realtors. Graduated withhonors (Cum Laude) in 2008 from California with an Associate ofScience in Real Estate with a Loan Broker Certification. He receiveda Subject Area Award for the field of real estate. This award was thefirst one given out in three years. Jarmula holds a Colorado Mort-gage Broker’s License and a California Salesperson’s License.

Years of Experience: Jarmula is a new real estate broker with lessthan three months with Re/Max.

About Realtor:“I am presently specializing in residential properties, but I would like to get into the com-

mercial field in the future. I retired from the Aerospace Industry in 2006 from Californiawith 34 years experience as a Technical Support Engineer at Hughes Aircraft Company andRaytheon Corporation. I enjoy working with people and solving problems. It has long been adream of mine to be a real estate broker. I am honest, hard-working and will do my very bestin any transaction that I am involved with.”

MOWMOW

DIG

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CAT D-3 with 6 Way Dozer

Ron’s Equipment Co., Inc.Ron’s Equipment Co., Inc.906 North Hwy 287 Fort Collins, CO 906 North Hwy 287 Fort Collins, CO 1.877.495.9482 or 970.221.52961.877.495.9482 or 970.221.5296www.ronsequipment.comwww.ronsequipment.com

SALES:SALES:Gary BrooksGary Brooks

970-302-7525970-302-7525

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JUST IN!2-New 13’6” 3pt. Rotary Hay

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1839 Balers 14x182-Used Hyd. Post Pounders

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w/12” AugerJD 6400 MFWD w/Cab &

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JD 4020 Quad, Very NiceJD 5603 MFWD w/Cab &

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750 W. Eisenhower - Loveland, CO 80537 • 970-669-1234

David Powell970-481-5015

REALTOR®

Property of the Week

1925 Park Drive1925 Park DriveLoveland, 80538Loveland, 80538

$312,500

• Built in 1999• 6 bedroom• 4 bath• Close to Seven Lakes

Park & city bike trails• Spacious master suite

with 5-piece master bath, heated tile fl oors in master bath

• Huge Trex deck is ideal for entertaining

• Upgraded lighting throughout home

• Main fl oor offi ce/study

• Wood fl oors• Surround sound• Front porch• Newer exterior paint• 2774 Sq. Ft.• No HOA fees.

26-3

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seenhohoohowewewewerrrr -- LLoLoLoLovevevevelllalalala ddndndndnd,, COCOCOCOCO 8888 8050505050537373737 • • 9 9700-669-12seenhohoohowewewewerrrr -- LLoLoLoLovevevevelllalalala ddndndndnd,, COCOCOCOCO 8888805050505053737373737 •• 99700-669-12

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is idealalg

• NoNo HOA fees.

For virtual tour, log on to www.1925ParkDrive.com

750 W. EisenhowerLoveland Loveland

669-1234669-1234

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view more view more propertiesproperties at: at:

26-314861

Billie Myers (970) 481-1883

billiemyers@coloradohomesale.com

501 Radiant, LovelandLovely 2 bed/2 bath patio home to warm your soul! New Dream Maker Warm Floor installed in master bath, vaulted open plan, gas fireplace, skylights, large windows, breakfast nook & hardwood floors! Upgrades throughout! $189,900 MLS #626482

Hosted by:Bogdan Kaleta

215-1067& Kathy Mahaffey 689-5566

459 Cape Dory Dr., LovelandBeautiful Views of lake front of Boedecker Lake.459 Cape Dory at Marianna Cove. Custom built in 2000, two story home 4000 sq. feet, 4bd/3ba, 3 car garage. Lots of upgrades. $434,900 MLS #626976

Peggy Martin391-1745

9829 Prarie Way, LovelandOne of a Kind Property! The Carter-Kiva Ranch. Spectacular views. • 13.77 acres • 47x36 Great Room • 6139 finished sq. ft • Wine Cellar Room • 4 levels • Library • Gourmet Kitchen • Media Room • Sauna & Steam Rooms • Guest House. $1,500,000 MLS #626644

Lanette Spotanski213-3603

125 E. 15th St., LovelandGreat starter home or Investment Property. Close walking distance to Lake Loveland, shopping, downtown activities. Large fenced yard. 2 bd 1 bath, fridge, range, small bsmt. for laundry and storage. Short sale subject to lender approval. All necessary docs on file. $99,000 MLS #617369

Nanci Garnand227-1327 or 622-1810

Nanci@SellsRealEstate.comwww.LivinginLoveland.com

www.4568Mead.com.Ranch home with wood floors in kitchen and walk way. 3 bedrooms, unfinished basement. Fenced back yard with patio for BBQ’ing (with gas line) and fenced garden space. 2 car garage. $199,000

Kathy Beadell290-1798

1618 Box Prarie Circle, LovelandNewer 2 story. 4 bedroom, 3 bath, unfinished basement, deck, fenced yard sprinklers, a/c, new carpet included in price, 2 living areas, big kitchen. Directions: N. Taft to Georgetown, north on Box Prairie. $199,900MLS #619104

LaOPEN Sat & Sun 11-2

Saturday Reporter-Herald June 26, 2010 C7

H& Real Estate TransactionsRE

� See T R A N SA C T I O N S /Page C10

Real Estate Transactionsare supplied by Prospects Un-limited Inc., 1151 EagleDrive No. 467, Loveland, CO80537, 667-1537.

L oveland• Douglas & Virginia Ri-

ley from Advantage Bank,4116 Avenida Del Sol Dr,Loveland, $217,500, home

• Andrew & BrittanyBusch from Brinks Rose,1706 Diana Dr, Loveland,$122,000, home

• Devon Dennis fromChristensen Maren K, 4675Hahns Peak Dr Unit 102,Loveland, $124,900, condo

• John & Susan Strobellfrom Culley Clinton L Jr &Angela J L, 3017 ElevadoCt, Loveland, $295,000,home

• Ann Colton fromDeutsche Bank NationalTrust C, 453 Lavastone Ave,Loveland, $205,000, home

• Paul & Michele Hyattfrom Fentiman Gary G &Dale D, 2318 N GarfieldAve, Loveland, $160,500,home

• Christopher Rymesfrom Ferara Terry C, 4785Hahns Peak Dr Unit 103,Loveland, $135,000, condo

• David & Candace Wie-gand from Goss Ryan B &Angela S, 3113 SheridanAve, Loveland, $180,000,home

• Michael & Debra Dewallfrom Harrington Dan A &Donni L, 6307 N SaintLouis Ave, Loveland,$275,000, home

• Kenneth & Ella Albert-sen from Hester RichardLee Jr & Lisa Jane, 4490Fruita Dr, Loveland,$345,000, home

• Patricia Mcguinn fromHollis Albert W Jr & LaurieK, 2156 Seven Lakes Dr,Loveland, $470,000, home

• Kelly Paulus from Huff-

smith Robert S, 902Garfield Ave, Loveland,$167,000, home

• Sherry & Scott Coghlanfrom Love Miriam J, 4400 SArthur Ave, Loveland,$100,000, home

• Lindsey & Curtis Jacob-son from Moriah MarketingLLC, 1125 E 2nd St, Love-land, $131,400, home

• Christopher Mcgilvrayfrom Penfold James & Cari,204 Sand Grouse Dr, Love-land, $214,500, home

• Joanne Dobie fromPiekenbrock Shirley L, 675Radiant Dr, Loveland,$195,100, home

• Gena & Dale Hurd fromPulis Clifford A Jr & Mar-gette E, 1412 Antero Dr,Loveland, $245,000, home

• Dallas & Amy Deasonfrom Rheam Erick L & AliaL, 1887 Twin Lakes Cir,Loveland, $196,000, home

• Justin Cromer from Riz-zo Robert W & Ava L, 641W 39th St, Loveland,$195,600, home

• William Hynes fromSeaman Nicholas B & ErinM, 335 42nd St Sw, Love-land, $150,000, home

• Jennifer & John Appel-mann from Sims William &Sue, 3616 Otter Rd, Love-land, $350,000, home

• David & Kristin Bovafrom Sonntag Shirley Mar-jorie, 748 S Tyler Ave, Love-land, $176,400, home

• Lois Muhlenbruck fromTormey Michael C, 1100Taft Ave Unit 48, Loveland,$160,000, condo

• John & KathleenCooney from Us Bank,8466 Golden Fields Ln,Loveland, $435,000, home

• Jeffrey & Sheila Lagunafrom Williams Don F, 450 NCounty Road 23 E, Love-land, $270,000, home

• Amy & Mary Johnstonfrom Wanamaker Christina,

559 Blue Azurite Ave, Love-land, $165,000, home

• Richard Neece fromWells Fargo Bank, 4064 DonFox Cir, Loveland,$176,500, home

• Tracie Graner fromWells Fargo Bank, 616 S Ed-inburgh Dr, Loveland,$137,900, home

• Cindy Lopezellis fromWhite Neil & Sarah J, 6560Clearwater Dr, Loveland,$305,000, home

• Kenneth & NanceeSebenaler from Sold Al-ready LLC, 2238 Paonia St,Loveland, $225,000, home

• Crysta Statucki fromStatucki Dale A & Darleen,1815 Heather Dr, Loveland,$160,000, home

• Randy & Sherra Oka-mura from Leigh Kathy L,4409 Chateau Dr, Loveland,$365,300, home

• Kiodamkee LLC fromMorequity Inc, 1020 W 8thSt, Loveland, $102,000,home

• Dana Shirk from AsllaniDave & Angie, 309 W 51stSt, Loveland, $234,000,home

• Sandra Yacobelli fromFannie Mae, 1046 WinonaCir, Loveland, $149,000,home

• Matthew Hickman fromFannie Mae, 852 KaitlynCir, Loveland, $177,100,home

• Howard Ray from Feder-al Home Ln Mortgage Corp,1837 Grays Peak Dr Unit101, Loveland, $127,900,condo

• Ryan & Angela Gossfrom Bank New York Mel-lon, 2734 27th Ct Sw, Love-land, $233,900, home

• Lynn Gordon from LacyLinda L, 639 S County Road29, Loveland, $230,200,home

• Mercer Trust fromQuarry LLC, 404 Split Rock

Dr, Loveland, $325,000,home

• Aaron Barrett fromKennison Keith D & Lisa J,2330 Forsythia Ct, Love-land, $236,500, home

• Derek & JulieHagelthorn from HowellLarry L & Beth A, 522 E42nd St, Loveland,$167,000, home

• Michael Young fromCitimortgage Inc, 1322Harter Pl, Loveland,$105,900, home

• June Tobakos fromCreekside North PropertiesLLC, 3633 Sheridan Ave,Loveland, $167,000, home

• Tyra Kuck from DeasonDallas & Amy, 2019 GraysPeak Dr Unit 103, Love-land, $136,500, condo

• Paulette Phillips fromEagan Paul M & Jeffrey T,2610 Forsythia Dr, Love-land, $230,000, home

• Susan Thornburg fromFannie Mae, 832 21st St Sw,Loveland, $135,000, home

• George Gintoli fromFannie Mae, 2551 IndianHills Dr, Loveland,$198,900, home

• Doina Adam fromOlteanu Dan, 1816Kennedy Ave, Loveland,$400,000, home

• John Carter from Ra-mon Abel R & Karen B,2309 Steamboat SpringsSt, Loveland, $224,000,home

• Thomas & Susan Cham-berlin from Richards Gor-don J & Clare S, 2613 GlenIsle Dr, Loveland, $258,000,home

Berthoud• Cynthia Crouse from

Willis Judith A, 1503 WillowDr, Berthoud, $192,000,home

• Nathan Genardi fromChallman Chris, 4900 GlenDr, Berthoud, $325,000,

home

Estes Park• Roger Dalke from

Hause Nancy Pike, 737Sanborn Dr, Estes Park,

$325,000, home• Michael & Donna New-

ton from Hutchison DorisJean Gilman & Lloyd, 341Virginia Dr, Estes Park,

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26-3

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926-315305

Quaint house with 2 bdrms, 1 bath, oak fl oors throughout the house. Large fenced yard. Large country kitchen. Newer furnace and water heater. No HOA Short Sale. $115,000 #630630

118 North 1st Street, Johnstown

OPE HOUSE SATURDAY 12PM-3PM

Chris PamponeCentury 21 Humpal, Inc.970-430-0845christopher.rampone@century21.com

Relax & enjoy spacious, well maintained townhome minutes to Olde Course. Main fl oor bedrooms, 2 baths, loft overlooking living rm with gas fi replace. A/C, 2 Car Gar. Lg laundry rm. MLS#626380 $172,500.

3639 Wild Horse Ct.

MAINTENANCE FREE TOWNHOME

Lucinda MathesonPremier Lifestyle Realty970-290-9824plrealty@qwestoffice.net

Enjoy open space & country charm in this 4 bedroom, 2 bath home. Finished bsmt., all appliances incl., fenced backyard, south facing patio for summer entertaining. MLS# 626206 $165,000.

1274 S. Cattleman Dr, Milliken

OPEN HOUSE SUNDAY 1-3 PM

Gayle SchinkPrudential Rocky Mountain, REALTORS970-215-4771gschink@prurmr.com www.prudentialrmr.com

Spectacular location w/access to I-25 & Johnstown Reservoir Lake. This one is immaculate, move in! Choose to go fi shing through your back gate or relax on the deck or gorgeous patio. $199,000

47 Alabaster Way, Johnstown

OPEN HOUSE SATURDAY 11PM-1PM

Ursula AlbersCentury 21 Humpal, Inc.970-231-0548ursulaalbers@msn.comwww.allcoloradohomes.com

Classic 3 bedroom ranch sits on large fully fenced lot with a 20x16 storage/workshop building & alley access. Wood fl oors, freshly painted throughout! A/C, mature landscaping & sprinkler system!

822 Grant St.-Longmont

OLD TOWN LONGMONT-$189,900

Gary Maggi970-692-2002gary@berthoudrealestate.com www.berthoudrealestate.com

Character and charm in this completely updated Old Town Loveland home. 3 bds+offi ce, over 2000 sq. ft. fi nished, wood fl oors, stainless steel appliances, custom woodwork etc. Must see at only $215k.

1245 W. 8th Street

OPEN SATURDAY JUNE 26TH 11-1

Rick HausmanBenchmark Realty, LLC(970) 225-2002rick@benchmarkrealtyllc.com

Well cared for and nicely built 3 bedroom home. 3 Car garage for extra cars or storage. The lovely landscaping makes for nice outdoor summer enjoyment. Visit website for more info and all noco homes for sale.

1471 Cattail Drive, Loveland $184,500

OPEN HOUSE SAT & SUN 3:00-4:30 PM

Chris AmbrizColdwell Banker Plains970-219-8741chrisambriz@comcast.netwww.NoCoHomefinder.net

Excellent fl oor plan, large yard and a large living room make this a great opportunity. Great location with schools and park nearby. Visit website for more info and all noco homes for sale.

2538 Tupelo Drive, Loveland $184,000

OPEN HOUSE SAT & SUN 10:30-NOON

Chris AmbrizColdwell Banker Plains970-219-8741chrisambriz@comcast.netwww.NoCoHomefi nder.net

$224,900, 4 BR 3 Ba 5 level home w/heated 3 car garage. Eat-in kit, sunroom, fam rm w/wet bar & cabinets. 1950’s character & charm, orig hdwd fl , lots of storage space. Quite, spacious 2000 sq ft fi nished.

1607 Cleveland Ave.

OPEN HOUSE SATURDAY 2-4

Renee SalzaKeller Williams(970) 231-5082

rsalza@msn.com

Quick close possible. Spectacular mtn views 2 bdrms, 2 baths, wood fl oors, granite counters, open fl oor plan, covered deck, large patio for entertaining, large 3 car garage $434,900 #631397

4618 Tarragon Drive, Johnstown

OPEN HOUSE SUNDAY 12PM-3PM

Kristine RamponeCentury 21 Humpal, Inc.970-443-4913isellhomes@lpbroadband.net

Beautiful 4bed/3bath brick ranch backs to open space & trail. Builder upgrades include hickory fl oors, granite, custom tile, full fi nished bsmt, 3 sided fi replace, landscaping & more! $369,900

4360 Fruita Drive

PRICE REDUCTION ON FORMER MODEL HOME

Michelle WilliamsPrudential Rocky Mtn. Realtors970-397-9604michelletwilliams@yahoo.com www.circlepix.com/7AA4ME

Quiet Convenient Neighborhood. A place to relax and entertain in the spacious 3 bdrm, 3 bath home with all the amenties of quality, style, and value. Bring the toys and R.V. there’s room. $329,900

2952 Sterling Dr.

OPEN HOUSE SUN 2:00-4:00PM

Carolyn LaMasterPrudential Rocky Mountain, REALTORS970-690-1596c_j_lamaster@yahoo.com

Water-ski, fi sh & live on private Horseshoe Lake with over 500 acres of surface area! Nearly an acre lot with over 150ft of shoreline! 2546sf home with 6 BD, 3 BA could be remodeled or added onto!

5200 N. Monroe-Loveland

WATERFRONT PROPERTY!

Gary Maggi970-692-2002gary@berthoudrealestate.com www.berthoudrealestate.com

OPEN WED 11AM-1:30PM • FRIDAY 8AM-1:30PM • EVERY SUN 12PM-2PM. 2+Acre Lake front & horse lots starting $199,000. Surface rights, walk paths, parks, boat docks, fi shing and peace garden.

South on CR9, West on CR16-Warberg Farm

OPEN - SATURDAY 12PM-2PM

Kurt AlbersCentury 21 Humpal, Inc.970-231-1224kurtd57@msn.comwww.allcoloradohomes.com

3br/3ba 3 car. Ranch on 3.1 acre horse property w/neighborhood bridle trails, 30’x64’ shop/barn w/1/2 bath & playroom. Meticulous home w/formal living & dining rm, great room, amazing master suite.

4662 Meadowlark Dr. - Windsor

OPEN HOUSE SATURDAY 11-1

Renee SalzaKeller Williams(970) 231-5082

rsalza@msn.com

Highest quality custom 4608sf, 4BD, 5BA home on 2.3 acres! Many extras: radiant fl oor heat, 8’ Alder entry door & interior Alder doors, Ash fl oor, steam shower in master, au paire suite.

2997 Pheasant Run - Berthoud

PRICE REDUCED-$590,000

Gary Maggi970-692-2002gary@berthoudrealestate.com www.berthoudrealestate.com

FEATURED PROPERTIES - UP TO $199,999FEATURED PROPERTIES - UP TO $199,999

$300,000 - $399,999$300,000 - $399,999 $400,000 - $499,999$400,000 - $499,999

$200,000 - $299,999$200,000 - $299,999UP TO $199,000UP TO $199,000

$500,000 +$500,000 + LAND FOR SALELAND FOR SALE

Your online and print resource for residential, commercial

and land for sale

homeandrealtyguide.com

Find the HomeYou LoveSearch to yourheart’s content athomeandrealtyguide.com, your online and printreal estate source.

FOR SALE

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Begin your search athomeandrealtyguide.com - your online and print real

estate source.

3 BD, 2 BA Ranch, new kit cab and hardwood fl rs. Unfi n bsmt, big bach yard, spklrs, privacy fence.$210,000

Saturday Reporter-Herald June 26, 2010 C8

JENNIFER LEHMANSPECIAL SECTIONS RE P O RT E R

Tomatoes, lettuce, cab-bage, potatoes,onions, herbs, beets

and varieties of squashesand melons are growing atthe High Plains Environ-mental Center’s volunteer-based Giving Garden inL oveland.

Last year that food, all13,000 pounds of it, was do-nated to House of Neighbor-ly Service and the Lovelandbranch of Food Bank forLarimer County, a numberHPEC plans to achieveagain this year.

School groups, scoutgroups, church groups, indi-viduals and even businessesseeking team-building op-portunities volunteer at theGiving Garden, said SarahFox, HPEC’s Director ofCommunity Outreach.

This summer’s volunteercount has already exceededlast year’s of 300, Fox said.

“It’s a great chance tolearn how to garden if youdon’t know how, but also agreat way to give back tothe community,” Fox said.

Individual plots for rent

will be available at HPECnext summer for partici-pants so they can also growtheir own food.

“People who are on theirsecond year of helping outare really interested in com-ing out and getting a littlemore hands on on theirown,” Fox said.

HPEC is in many ways ahub for the growing com-munity garden scene inL oveland.

HPEC works with Thomp-son School District to “pro -vide opportunities for kidsto experience gardening,work with plants and learnmore about food,” said Su-san Singley, HPEC’s Com-munity Garden Coordinator.

Third graders from threeThompson District Schoolsare part of an ongoing fieldtrip experience called EveryChild Plants a Seed. Theywill come back next year as4th graders and teach thenext set of 3rd graders whatthey learned about savingseeds and gardening withtheir plot of pumpkins fromthis year.

The Loveland Youth Gar-deners share the space withHPEC and have their youth

garden there.As the recipient of fund-

ing from CanDo (Coalitionfor Activity and Nutrition toDefeat Obesity), the coordi-nating agency for theLiveWell Colorado initia-tives in Fort Collins andLoveland, HPEC is offeringfinancial and technical sup-port to community gardensthat have popped up aroundtown including an educa-tion garden at Cresset Com-munity Farm and communi-ty gardens at the LovelandBoys and Girls Club, Love-land Historical Society’sMilner Schwarz House, andat Loveland’s RV Park whereone resident spearheaded agarden for the neighbor-hood.

Organizations such asCanDo also see communitygardens as an opportunityfor communities to becomeh e a l t h i e r.

“CanDo (focuses on com-munity gardening) to in-crease physical activity anddecrease obesity. You’ll try avegetable if you grow it,”Fox said.

“Community gardeningprovides a one stop shop forphysical activity, nutrition,good food access and com-munity building,” said Su-san Singley, HPEC’s outgo-ing Community Garden Co-ordinator who will begin hernew job as CanDo’s ObesityPrevention Coordinatornext week.

HPECs Giving Garden al-so demonstrates how com-munity gardens can feed ac o m m u n i t y.

“We want to encouragegardens all over Lovelandand if you donate some of

that food to organizationsyou can feed everybody,”Fox said. “It’s our goal togive everyone fresh pro-duce.”

MORE GARDENS

“Community gardens aredefinitely on the upswing,”Carol O’Meara with CSU Ex-tension in Boulder said.

Community gardens allowindividuals to have access tofresh, healthy food that theyknow is clean from pesti-cides, O’Meara said.

Community gardens alsooffer a forum for gardeners,novice and old-school alike,to come together, learnfrom each other and sharetechniques.

O’Meara likes the saying,‘what a new gardener needsis an old gardener.’

“You can read all about it,but it’s a living thing so thebest person to teach you issomeone who’s beenthrough it.”

“I also think they’re be-coming social gatheringplaces as well, Fox said,“People get to know eachother well and enjoy theirtime together and becomefast friends.”

The increased interest incommunity gardening mayhave something to do withthe unsteady economy.

“Historically speaking, alot of people do turn to foodgardening during toughtimes,” O’Meara said.

What’s unique about thecurrent trend, O’Mearasaid, is that people “not on-ly raise their own food butraise enough to help oth-ers.”

“This big surging interestin growing your own foodhas really become quite aphenomenon that is drivingthe interest of gardenersand the way that peopleview their community,”O’Meara said.

“People are reaching out

to help one another andcommunity gardens dothis,” she said.

For volunteer opportuni-ties at High Plains Environ-mental Center e-mail SarahFox at sarah@suburbitat.com or go tow w w. s u b u r b i t a t . o rg .

RH photos/Jennifer LehmanRed cabbage grows at High Plains Environmental Cen-ter’s Giving Garden

Community gardens provide food and educationH& Front Range GardeningRE

saturday sunday

To add a listing or speak to an advertising representative, call the Reporter-Herald at 669-5050

For details about these open houses, see the ads in this section. For additional open house listings, please check the “Real Estate Classifi eds” section of this publication. This guide is brought to you

by the Daily Reporter-Herald, local real estate agents and area builders.

WWW.HOMEANDREALTYGUIDE.COM•CLICK ON OPEN HOUSE MAPS

26-3

1324

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PRICE LOCATION ADDRESS HRS OFFICE PHONE

SE LOVELAND S ON CR9, WARBURG FARMS 12-2 CENTURY 21, HUMPAL 663-2400

$99,000 NE LOVELAND 125 E 15TH ST 11-2 RE/MAX ALLIANCE 213-3603

$115,000 JOHNSTOWN/MILLIKEN 118 N 1ST ST 12-3 CENTURY 21, HUMPAL 663-2400

$149,900* NW LOVELAND 43RD & WILSON AVE THE COTTAGES AT ENCHANTMENT RIDGE 12-5 THE COTTAGE REALTY 532-5900

$150,000 NE LOVELAND 1991 GRAYS PEAK DR #104 2-4 THE GROUP, INC. 231-9073

$162,500 JOHNSTOWN/MILLIKEN 691 VILLAGE DR 12-4 THE GROUP, INC. 310-8804

$169,400 NE LOVELAND 3831 HEATHERWOOD CIR “THE GILPIN” 12-3 OAKWOOD HOMES 669-9801

$169,900* NW LOVELAND 4403 ELLIOT PLACE 12-5 THE COTTAGE REALTY 532-5900

$184,000 NE LOVELAND 2538 TUPELLO DR 10:30-NOON COLDWELL BANKER PLAINS 219-8741

$184,500 SW LOVELAND 1471 CATTAIL DR 3-4:30 COLDWELL BANKER 219-8741

$186,665* NW LOVELAND 3399 FOSTER PLACE 12-5 THE COTTAGE REALTY 532-5900

$199,900 JOHNSTOWN/MILLIKEN 47 ALABASTER WAY 11-1 CENTURY 21, HUMPAL 663-2400

$202,000 SE LOVELAND 1250 FINCH ST 10-2 MIRASOL MARKETING GROUP 635-5931

$205,000 NW LOVELAND 3342 APPLE AVE 11-1 THE GROUP, INC. 281-1891

$213,900 SW LOVELAND 2528 MARY BETH 12-3 THE GROUP, INC. 679-8265

$220,000 SW LOVELAND 2472 ANEMONIE CT 2-4 THE GROUP, INC. 481-2692

$224,900 NE LOVELAND 1607 CLEVELAND AVE 2-4 KELLER WILLIAMS 231-5082

$227,900 NW LOVELAND 4496 HAYLER AVE 12-5 THE COTTAGE REALTY 532-5900

$249,200 NE LOVELAND 3831 HEATHERWOOD CIR “THE KENDALL” 12-3 OAKWOOD HOMES 669-9801

$249,800 SW LOVELAND 2373 FORSYTHIA CT 2-4 THE GROUP, INC. 566-3516

$279,685 NW LOVELAND 4475 HAYLER AVE 12-5 THE COTTAGE REALTY 532-5900

$287,300 FORT COLLINS 1267 SWAINSON ROAD 1-3 THE GROUP, INC. 302-6894

$310,000 NE LOVELAND 1761 SEVEN LAKES DR 1-3 THE GROUP, INC. 222-0340

$315,000 NW LOVELAND 4495 RIDGWAY DR 11-2 THE GROUP, INC. 481-1250

$319,900 SW LOVELAND 2673 AMBER DR 12-3 THE GROUP, INC. 566-4626

$324,000 SW LOVELAND 4276 GOLF VISTA 11-3 PREMIER LIFESTYLE 227-2256

$324,000 SE LOVELAND 4635 TARRAGON DR 1-4 THE GROUP, INC. 217-3464

$385,400 SW LOVELAND 3448 PERUVIAN TORCH DR 12-3 GLEN MARKETING 663-4522

$400,000 NE LOVELAND 1650 UNCOMPAHGRE DR 1-4 THE GROUP, INC. 215-4803

$425,000 NW LOVELAND 5301 LARIAT DR 12-3 THE GROUP, INC. 231-0234

$500,000 SW LOVELAND 3302 SPRING MOUNTAIN CT 11-2 THE GROUP, INC. 481-1250

$539,000 NW LOVELAND 2621 RIVERFRONT DR 12-3 RE/MAX ADVANCED 219-5570

$649,000 WINDSOR 4662 MEADOWLARK DR 11-1 KELLER WILLIAMS 231-5082

$895,000 SW LOVELAND 288 RESERVOIR 12-3 PREMIER LIFESTYLE 481-5512

PRICE LOCATION ADDRESS HRS OFFICE PHONE

SE LOVELAND S ON CR9, WARBURG FARMS 12-2 CENTURY 21, HUMPAL 663-2400

$99,000 NE LOVELAND 125 E 15TH ST 11-2 RE/MAX ALLIANCE 213-3603

$149,900* NW LOVELAND 43RD & WILSON AVE THE COTTAGES AT ENCHANTMENT RIDGE 12-5 THE COTTAGE REALTY 532-5900

$152,900 BERTHOUD 836 WELCH AVE 12-2 RE/MAX TOWN & COUNTRY

303-775-7429

$162,500 JOHNSTOWN/MILLIKEN 691 VILLAGE DR 1-3 THE GROUP, INC. 310-8804

$165,000 MILLLIKEN 1274 CATTLEMAN 1-3 PRUDENTIAL RKY MTN 215-4771

$166,000 SE LOVELAND 103 CARDINAL AVE 11-1 KELLER WILLIAMS 231-5082

$169,400 NE LOVELAND 3831 HEATHERWOOD CIR “THE GILPIN” 12-3 OAKWOOD HOMES 669-9801

$169,900* NW LOVELAND 4403 ELLIOT PLACE 12-5 THE COTTAGE REALTY 532-5900

$184,000 NE LOVELAND 2538 TUPELLO DR 10:30-NOON

COLDWELL BANKER PLAINS 219-8741

$184,500 SW LOVELAND 1471 CATTAIL DR 3-4:30 COLDWELL BANKER 219-8741

$186,665* NW LOVELAND 3399 FOSTER PLACE 12-5 THE COTTAGE REALTY 532-5900

$213,900 SW LOVELAND 2528 MARY BETH 12-3 THE GROUP, INC. 679-8265

$220,000 SW LOVELAND 2472 ANEMONIE CT 2-4 THE GROUP, INC. 481-2692

$227,900 NW LOVELAND 4496 HAYLER AVE 12-5 THE COTTAGE REALTY 532-5900

$249,200 NE LOVELAND 3831 HEATHERWOOD CIR “THE KENDALL” 12-3 OAKWOOD HOMES 669-9801

$279,685 NW LOVELAND 4475 HAYLER AVE 12-5 THE COTTAGE REALTY 532-5900

$287,300 FORT COLLINS 1267 SWAINSON ROAD 1-3 THE GROUP, INC. 302-6894

$324,000 SE LOVELAND 4635 TARRAGON DR 1-4 THE GROUP, INC. 217-3464

$324,000 SW LOVELAND 4276 GOLF VISTA 1-3 PREMIER LIFESTYLE 227-2256

$329,900 NW LOVELAND 2952 STERLING DR 2-4 CAROLYN LAMASTER 690-1596

$330,000 NW LOVELAND 5258 RANGELAND AVE 1-3 THE GROUP, INC. 567-0816

$385,400 SW LOVELAND 3448 PERUVIAN TORCH DR 12-3 GLEN MARKETING 663-4522

$425,000 NW LOVELAND 5301 LARIAT DR 12-3 THE GROUP, INC. 231-0234

$434,900 SE LOVELAND 4618 TARRAGON DR 12-3 CENTURY 21, HUMPAL 663-2400

$469,000 NE LOVELAND 2935 CALLENGE POINTE DR 1-4 RE/MAX ADVANCED 689-9219

$500,000 SW LOVELAND 3302 SPRING MOUNTAIN CT 11-2 THE GROUP, INC. 481-1250

$539,000 NW LOVELAND 2621 RIVERFRONT DR 12-3 RE/MAX ADVANCED 219-5570

$895,000 SW LOVELAND 288 RESERVOIR 12-3 PREMIER LIFESTYLE 481-5512

505 E. 4th St Loveland 970.962.4061

www.familymtgco.com

Your Local Family Mortgage Company.Your Local Family Mortgage Company.Here yesterday, today and tomorrow.y, yy, y

John “Nose” Mortgages!

A+ Rating

5 E. 4th St5 E. 4th St

28-315395

Rates near all time lows!Call Today!

Saturday Reporter-Herald June 26, 2010 C9

H& Home ConnectionRE

Use caution when seeking foreclosed properties

While many such homes are in excellentcondition, some of these properties have been

neglected or even consciously damaged.

SAU L ROSENTHALCAR

Question: How do I go about buy-ing a house or condominiumthat is in foreclosure?

Answer: Over the last two years therehas been a significant increasein the number of foreclosed homesin Colorado. Buying one of theseproperties — either as a primaryresidence or for investment purposes —may be tempting. However, unless youhave some experience with foreclosedreal estate, the complexity of the pro-cess may be surprising and overwhelm-ing.

If a property is in foreclosure the legalowner(s) likely became unable to makerequired payments on the mortgage,and the lender took the property back.While many such homes are in excellentcondition, some of these propertieshave been neglected or even conscious-ly damaged. Some unscrupulousowners may even remove plumbing,wiring, countertops, lighting and otherfixtures as they vacate the property,

falsely believing they are entitled tothose items and leaving the home inshambles.

There are actually three points atwhich you might consider purchasinga foreclosure. If an owner is clearlyheaded towards losing a home, hemay consider a pre-foreclosure salein which the owner and lender cooper-ate in selling you the home at aconsiderable discount. A second optionis to attend publicly held auctions offoreclosed properties. This is a high re-ward (good prices) and high risk (possi-ble costs to you, less chance to inspectthe home thoroughly ahead of time) op-tion.

The third option is to purchase fore-closed properties after they have beentaken back by the lender. While the

prices may not be as good as at an auc-tion, or the process as straightforwardas in pre-foreclosure, lenders, whoare not regularly in the business ofbuying and selling property, are oftenhighly motivated to get rid of foreclo-sures.

Finding such properties can be as easyas driving neighborhoods, scanningnewspaper real estate sections and do-ing some on-line research. Contacting aRealtor is an important step in the pro-cess — both to help with the search andto have the benefit of that person’s pro-fessional expertise and experience. Notall foreclosures are advertised and somelenders (owners) will not accept offersfrom unrepresented buyers, simply as ameans of sorting out the legitimatebuyers.

Many of the same steps you wouldtake in buying other kinds of propertyapply if you are making an offer on aforeclosed property. Tour the propertycarefully to be sure you know its assetsand its problems. It may be worth theinvestment to have the propertyprofessionally inspected ahead of anoffer, if the lender will allow. Have yourRealtor do the research to determinewhat other properties in the area andof similar condition have sold forr e c e n t l y.

With foreclosures it becomes evenmore important to research the legalstatus of the property. Are there unpaidtaxes you will be asked to assume? Isthere a lien of any kind on the property(e.g., for work the previous owner or-dered but never paid for)?

In the end, be prepared for a slow pro-cess with a considerable amount of pa-perwork. Engaging a Realtor with expe-rience in buying foreclosed propertieswill be of considerable help throughout,as well as in introducing you to lenderswho will be interested in financing yourp u rc h a s e .

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New Homes Priced in the Mid 200’s in Desirable Seven Lakes Area5 Piece Master Baths, Walk-in Closets, Air Conditioning, 3 Car Garages,

Unfi nished Basement, Lake Rights4 Ranch Plans and a 2 Story with Main Floor Master to choose from

le Seven Lakes Areationing 3 Car Garages

E 29th St.

N. M

adis

on A

v.

US

287

E 37th St.

Seven Lakes Dr.

22-3

1296

1

D.E. BURNS CONSTRUCTIONQuality • Integrity • Experience • Reputation

970.669.8386

OPEN HOUSE SAT. & SUN. 1PM-4PM

2

NEW NORTHERN COLORADO HOMESNEW NORTHERN COLORADO HOMES

OPEN SAT & SUN 12-54496 Hayler Avenue, Loveland

4403 Elliot Place, Loveland

The Ultimate Single FamilyEnergy Star Homes in a

Foothill Setting

970-532-5900WWW.TEAMCOOK.BIZ

(*w/ qualifying special financing)

STARTING IN THE $140’S*

Enchantment Ridge

25-3

1385

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Open Houses This Weekend - www.thegroupinc.com

SATURDAY 11:00 - 1:003342 Apple Avenue, Loveland - Full brick exterior & par�ally finished bsmt. All appl incld, even the W/D + a new concrete driveway along w/concrete slab for RV/boats or toys. Covered pa�o out back w/natural gas connec�on for your grill. Cozy hearth room w/brick FP adjacent to the kitchen w/new linoleum flooring & refinished cabinets & snack bar. New paint & carpet thru-out & A/C.

Call Mark Moran218-1891

$205,000MLS#631675

SATURDAY 2:00 - 4:001991 Grays Peak Drive #104, Loveland - Main level condo w/ 2bds + office. Open floor plan, master bedroom is spacious w/a private bath. Large, fenced courtyard. Garage close by. Neighborhood open space & walking trails. This loca�on in popular Centerra is near I-25, great restaurants & shopping. A Home Warranty is included for your peace of mind.

SATURDAY 1:00 - 4:001650 Uncompahgre Drive, Loveland - Immaculate two-story former model home. Alder molding, solid panel doors, built-in bookcases, & three-sided gas fireplace. 5 BR, 4 BA home w/3 car side-load garage. Master BR w/5-pc. master bath. 2 BR/full BA plus lo� upstairs AND 2 BR/full BA plus rec room in the lower level. Check out the sunroom, private office, LARGE storeroom, and spacious kitchen.

Call Jeff Montgomery215-4803

$400,000MLS#624224

Call Kathy Boeding231-9073

$150,000MLS#628783

SUNDAY 1:00 - 3:005258 Rangeland Avenue, Loveland - Beau�ful ranch style home with all the fine quali�es you will find in a Keirns Construc�on home!Fabulous quality throughout!You will enter into a very open floor plan,vaulted ceilings,wonderful kitchen with Tharp cabinets,Cambria countertops,sleek black appliances including the refrigerator.This home is complete with tandem 3 car garage,front yard landscaping,A/C & covered back pa�o.

Call Amy Lane567-0816

$330,000MLS#607235

TUESDAY - SUNDAY 1:00 - 4:004635 Tarragon Drive, Loveland - Tired of yardwork? Visit our furnished model home at The Pa�os in Thompson Crossing. 6 ranch plans, 3 car gar op�ons, garden level lots, views, low HOA dues. Convenient loca�on, yet tucked away; million $ sculpture walk, trail, open space close to I-25. Low maintanence living at it’s best!

Call Val Schlageter217-3464

Priced From $324,000MLS#607818

SATURDAY/SUNDAY 12:00 - 3:005301 Lariat Drive, Loveland - Lovely 3,600s.f. custom-built ranch on 1.84 acres on no-thru street! Spacious, open flr plan w/living, dining, fam rm, study, laundry&3 BRs on main level. Great Sun Rm w/Mexican �le flrs. Fin. bsmt incl another fam/rec rm, 4th bd&3/4 bth. A� 2c gar is almost 600 s.f. plus DETACHED 2c gar. just under 700 s.f. In the county, no HOA, horses/RV/boats/trailers allowed.

Call Cathy Vance231-0234

$425,000MLS#628666

SATURDAY/SUNDAY 11:00 - 2:003302 Spring Mountain Court, Loveland - Ranch style home with 585 sq � bonus room over garage, & finished walk out basement. 6 beds or 5 with Office + 6 baths. 0.42 Acres backing and siding to 35 acres of open space. Side load south facing driveway. EVERYTHING has been updated. NEW paint, hardware, lights, granite countertops, �le, flooring, appliances, etc

Call John Simmons481-1250

$500,000MLS#628770

Northern Colorado

Real Estate Sourcew w w . t h e g r o u p i n c . c o m

AN EXCLUSIVE SERVICE OF THE GROUP, INC. REAL ESTATE

Northern Colorado Real Estate SourceThe Real Estate Source is a magazine produced by The Group featuring homes for sale and new home neighborhoods throughout Northern Colorado.

Online version of publication at www.thegroupinc.comcontaining links to detail pages for most listings.

SATURDAY 11:00 - 2:004495 Ridgway Drive, Loveland - 5 bed, 3 bath, ranch style home in desirable Kendall Brook. Kitchen features: wood floors, pantry, granite countertops, black appliances, 43” cabinets, island & breakfast bar. Covered pa�o, huge deck, central air, main level master & a master suite in the basement with a 5 piece luxury bath. Bsmt with great room & a full mini kitchen, Garage is insulated, painted & textured.

Call John Simmons481-1250

$315,000MLS#626597

PRICE REDUCED! www.thegroupinc.com/4495

www.thegroupinc.com/3302

SAT 12:00 - 4:00 & SUN 1:00 - 3:00691 Village Drive, Milliken - New homes star�ng in the $130’s to be built! Charming ranch with 1475 finished sq. �. with 3 bedrooms, 2 baths & 2 car garage. See model 810 Village Dr and pre-sale 791 Village Dr.

Call Kelli Couch & David Rand310-8804; 430-9505

$162,500MLS#629982

NEW HOMES

SATURDAY 2:00 - 4:002373 Forsythia Court, Loveland - Vaulted ceilings in bedrooms and cathedral ceilings increase open space feeling; finished lower level offers room to spare. Original owner designed home with focus on detail and kept home in immaculate condi�on. All appliances nego�able, Home Warranty, flat screen TV, and large screen TV in the basement. Passive Radon system already installed.

Call Rhonda Heth566-3516

$249,800MLS#624918

SATURDAY/SUNDAY 1:00 - 3:00 SATURDAY 1:00 - 3:001267 Swainson Road, Eaton - This wonderful ranch style home with a finished basement offers open living spaces that flow. 3 bedrooms plus 3 bathrooms. Features include wood flooring, gas fireplace, A/C, ceiling fans, Rinnai water heater, 5-piece bath, Traver�ne �le counters. Backs to open space with walk path, pond.

1761 Seven Lakes Drive, Loveland - 4 bedroom, 4 bath plus study/guest room. Hardwood flooring in the main level dining, kitchen and hearth room with fireplace. Upper level spacious master suite with large bath and walk-in closet. Finished basement with bedroom, study, rec room, storage and bath. Drive-thru garage for easy access to the back yard.

Call Layne Payant302-6894

Call Dave Trujillo222-0340

$287,300MLS# 621340

$310,000MLS# 631761

LAKES AND TRAILS

26-313533

Saturday Reporter-Herald June 26, 2010 C10

Grow crops indoors with hydroponic techniquesUpcoming workshopteaches gardeningwith greenhouses,hydroponics and

aquaponics

Carol O’Meara is withCSU Extension inBoulder County.Contact her at303-678-6238 orcomeara@co. b o u l d e r. c o . u s .

Front Range Gardening

$108,000, home• Michael Hollomon from Kavka Karen D, 690

Moraine Ave Unit 4, Estes Park, $150,000, condo• Mark & Jean Rissmiller from Naujokas Peter

R & Rolaine K, 416 Pawnee Ln, Estes Park,$727,500, home

• Christopher Thomas from Legacy Lodge LLC,196 Olympus Ln W, Estes Park, $131,000, home

• Kingswood Inc from Promontory LLC, 518Promontory Dr, Estes Park, $125,000, home

• Robert & Stephanie Catherine from SanbornKathleen, 1441 Bluebell Dr, Estes Park,$355,900, home

• Rt Inc from Wallace Michael T, 1750 Fall RiverRd, Estes Park, $850,000, home

• Ronald & Carol Andersonlehman from Draho-ta Jeanine Kae, 1140 Fall River Ct, Estes Park,$825,000, home

• Randy Trust from Beckord Mary Lou, 343 SSaint Vrain Ave Unit 1-12, Estes Park, $300,000,condo

• John & Anita Leitz from Benotto HoldingsLLC, 680 Park River Pl, Estes Park, $500,000,home

• Rufus & Letitia Alexander from LivingstonBetty, 2060 S Morris Ct, Estes Park, $350,000,home

• Rod & Donna Clough from Wagner Cheryl A,1986 Dallman Dr Unit 5, Estes Park, $535,000,condo

• Timothy & Janice Talsma from Weaver Ed-ward M Jr & Lois K, 961 Old Ranger Dr, EstesPark, $400,000, home

• Patrick Dunn from Hardin Jerald D & BeaLou, 731 S Saint Vrain Ave Unit 2, Estes Park,$187,000, condo

Johnstown• Benjamin Prather from Lighthall Mary, 3925

Arrowwood Ln, Johnstown, $172,000, home• Susan & Scott Sullivan from Zts Const Inc,

4756 Sorrel Ln, Johnstown, $380,000, home• Kristopher & Jodie Judisch from Tak Augie A

& Anthony, 1103 N 3rd St, Johnstown, $249,000,home

M i l l i ke n• Christopher Nelson from Jones Catherine S,

2087 Pioneer Dr, Milliken, $168,000, home• Robert Leqve from Soundview Home Loan

Trust 2007, 1494 S Growers Dr, Milliken,$137,000, home

• Timothy Dalton from Us Bk, 206 S Grace Ave,Milliken, $113,000, home

• Joseph & Emily Pantoja from Teeples Bran-don, 281 E Lilac St, Milliken, $164,900, home

• Erick Yager from Krenning Alissa R, 1498 SDusk Dr, Milliken, $129,000, home

• Susie & Isaias Vargas from Rocky Mount In-vest Group LLC, 251 S Rachel Ave, Milliken,$171,900, home

• Jill Baeza from Jpmorgan Chase Bk, 301 EHolly St, Milliken, $150,000, home

Windsor• Alex & Olga Kantor from Sahl William K &

Janet, 917 Conifer Ct Unit 1, Windsor, $124,900,condo

• Mark & Tarah Luft from Arrowhead PropertiesLLC, 147 Crabapple Dr, Windsor, $138,500,home

• Bruce & Kristi Benningsdorf from BeckerCommunities LLC, 1466 Folsum Dr, Windsor,$408,000, home

• Dennis & Julie Conmay from Duran Adolph L& Sharon A, 903 Vista Ct, Windsor, $311,800,home

Tr a n s a c t i o n sFrom Page C7

2 bed, 1 bath $665 ALLutilities included! Spaciousground level apt availimmediately! On-site laun-dry, close to library/reccenter. 970-669-1375

2 BDRM Townhouse Apt-with DW, W/D hkups, patio& storage shed. 1408 S.Douty. (South of HP).Loveland, CO. No pets.$535/mo. 970-667-2571

2 BDRM- 521 E. 13th$475/mo. Big kitchen.Call rmpm.com 669-0842

2 BDRM, 1 BA, townhousestyle apt. frpl, no pets.1912 E 18th St. $750FPI 970-663-4664

2 BDRM, 1 BA, top floor,no pets, 1157 E 5th StCheck move in special.$550 FPI 970-663-4664

2 BDRM, 1 BA, heat paid,A/C, no pets.

1707 N. Cheyenne Ave #11$575 FPI 970-663-4664

2 BDRM 1 ba, $525 + electcat ok, $500 dep, 1414 E 7th

St, Call (970)556-1558

2 BDRM, 1.5 bath. Largeunit! $700/mo. + utilities.Avail immed. 970-4816418

1 BDRM Mobile home,$550, rent includes utils.Estate Builder 970-667-3400

1 BDRM- off st prkg infront of main level entry,A/C, coin-op, walk-incloset. $480, 970-669-4382

✭1 BDRM. Gar w/opener,W/D, DW. No smk/pets.$600 incl. Ht, wtr, trash.970-667-6199 or 231-2566

✭ No Fri Eve/Sat calls ✭

1 bdrm bsmt apt, newpaint/flring, W/d hookup,non-smok, util pd, $675/mo970-669-2645

1 BDRM + bonus rm, quietwest side loc. No smoking/pets. $525/mo. Incl water &heat. 1012 Van Buren, Lvld970-663-2341 or 970-667-7309

1 BDRM, 558 w. 10th, $425/mo, newer crpt, Bright!

Call rmpm.com970-669-0842

1 rm, Studio+ Vintage apts0 utils! On-site mgmt. W/D,DirTV $333-590 970-219-8162

Apartments/Unfurnished 4030

Kitchenettes. Weekly,monthly rates. Util. pd.Satellite TV, laundry rm.

970-663-0400

Apartments/Furnished 4010

To place an ad, call 970-635-3650 or go to www.ReporterHerald.com/classifieds and place yourad any time of the day or night. Fax: 970-635-3677…email: classifieds@reporter-herald.com

Newer 2 BDRM, 1 BA,$575/mo, upstrs, avail. 7/1,519 E 13 St. 970-689-2497

3 BDRM, 922 E 8th,$775/mo. Bright! Deck!Call rmpm.com 669-0842

3 Bdrm, 2.5 ba, 2 car gar,$900/mo + dep. no pets,970-667-7708

342 Glenda, 2br, gar, fencedyard, W/D hookup,no pets/smoking, $575 970-667-9371.

2 BDRM, 709 Nyssa, $725/mo. 1 car gar, fncd yard.Call rmpm.com 669-0842

2 BDRM, 1110 Highland,$695/mo, 1 Car Gar, W/Dincl , Cal l rmpm.com970-669-0842

Duplexes 4060

GOLF-LEASETurn Key, elegant end unit,sweeping views. 3 bdrm, 21⁄2ba, 2 car. 2400 sf of luxuryliving. $1250 incl. yd care.970-530-1017; 218-0841. Aug 1

2 Bdrm + Loft, Beautiful3,000 Sq. Ft. Townhome onBoyd Lake! All the extras!$1350. drakemanor.com

970-493-4052

2 BDRM, 4695 Hahn Peak,$895/mo, Pool! Patio, Callrmpm.com 970-669-0842

2 BDRM- 4039 Don Fox$1175/mo. On golf coursermpm.com 970-669-0842

2 bdrm, 1.5 ba, S Lvld,clean, hdwd flrs, newerappl, $675/mo 970-689-2497

1400 SF, 2 BDRM, 2.5 BA,2+ car gar, full bsmt, A/C,upgrades, pool, patio.$1100/Mo. No Smoking.Avail 7/2. 970-420-7256

Condos/Townhouses 4050

FOR LEASE: LovelandWarehouse- 14,000 Sq Ft,mostly retail finished.$9,000/net per month.Call (970)535-6074

COMMERCIAL BLDG$950/mo. 2450 Sq Ft, 1 bath.rmpm.com 970-669-0842

6000 SF Retail/Warehouseon Hwy 287. Overhead door.970-593-2401 or 970-227-7447.

CommercialIndustrial 4040

So Loveland, 2 BDRM w/gar, heat pd, no pets. $675+ dep. Call Georgia atKosmos RE 970-667-8347

All Season Comfort.Garden level 2 bdrm withfrpl, W/D hkups. & Freecable TV. Cats OK. Availnow $600/mo. 970-690-5261

3 BD or 2 BD- Free rent!Pets nego. Quiet & spac.$625-$695. 970-223-1349

2 BDRM, hookups, patio,Pergo, pantry. No big dogs.1507 E. 8th. $600, 223-4620

Apartments/Unfurnished 4030

3 BDRM, 3 ba, AC. 2 cargar, No cats/S 210 MorganSW Lvld. $1150 970-222-8163

3 bdrm, 2 ba, 2 car, AC,frpl,basement, back walkpath, across from park.$ 1 1 9 5 / m o . A p r i l @970-308-5459

Nearly new 3 bdrm, 2ba,1350sf ranch, fullbsmt. 2car, great SWloc. AC,sprinkler, frpl,No smk/no pets. 1 yr

lease. $1,190. 970-667-9336

3 bdrm, 2011 Leila, A/C, 2car gar, fully fncd yd, petsok. $1250/mo. 970-689-8100

3 Bdrm 1 Ba Ranch-StyleHome-NW Loveland!Hardwood floors,greatfenced yard,quiet! $1125

drakemanor.com970-493-4052

3 bdrm, 1.5 ba, ranch, 1 cargar, NW, $850 +dep/util/lease, 970-667-8698 lv msg

3 bdrm, 1.5 ba, lrg fncd yd,2 car. $1095/mo.+dep. 2330W 22nd St. N/P 303-549-5715

2974 Spring Mtn, $1595/mo,1⁄2 acre lot, fin basement.Call rmpm.com 669-0842

EQUAL HOUSINGOPPORTUNITYAll real estate

advertised in thispaper is subject to thefederal and state FairHousing Act whichmakes it illegal toadvertise “any

preference, limitationor discrimination

based on race, color,religion, sex, handicap,familial status or

national origin, or anintention to make anysuch preference,limitation, ordiscrimination.”

The newspaper willnot knowingly acceptany advertising for

real estate which is inviolation of the law.All persons are herebyinformed that all

dwellings advertisedare available on anequal opportunity

basis.

Houses 4080

INDOOR GARAGE &Commercial Storage

20x40 or 20x50 start at $325,9x29 w/ gar door $200;10x10 $75; 12x5 $50; 10x5 $40I-25 & Hwy-66. 970-535- 6074www.Longmont-storage.com

Garages/StorageSpaces 4070

Spacious 3 bdrm, $900/mo1300 sq ft, Tri-lvl, 1.5 ba,fncd yd, 1c gar, $900 dep,7 2 1 Ny s s a , N o p e t s970-518-2730

Duplexes 4060

Aprox 800sq, all util inc,320 Main St Mead,

At Old post office, $750/mo970-535-4358 or 303-651-7217

Office Space 4100

NEW HOMES REDUCED!Don´t miss out on this

SAVINGS EVENT! Easyapproval, quick closings &affordable payments.

Tax ID´s welcome. Limitedavailability ACT NOW!!Call 970-420-8488 *wac

Move in July for $1!!!!NO JOKE

Only 3 homes available,Quick & Easy Approval

Look today, MOVE TODAYCall 970-420-8488 wac

✭ 2 BEDROOM Home ✭$575+dep. West Hwy 34.

970-690-9049

2 BDRM, 1109 E 4th,$295/mo. Newer carpet.rmpm.com 970-669-0842

Mobile Homes/Spaces 4090

Very nice 3 bdrm, 3.5 ba,2456 Mary Beth Ct. $1300/mo . P e t s n e g . C a l l307-214-7768

✔✔✔✔To ensure you receive

the best response to youradvertisement, pleasecheck your ad the first

day of publication.We regret we cannot be

responsible for morethan one day´s incorrect

insertion. Billinginquiries can be

initiated within 30 daysof ad expiration.

SUPER NICE, 3 bdrmhome, full fin bsmt, centralair, frpl, cov patio, 2 cargar, 2nd build: lg studiowork area, 1 car gar, 1402W 11th St. $1500 EstateBuilder 970-667-3400

OWN your own home forwhat you pay in Rent!

Lowest rates,$0 - $1000 Down

Free Prequalification.Western Plains Realty

Ken or Tammy970-663-5008

ON LAKE LVLD, 2 bdrm,2 ba, flexible office, privatebeach/boating/view $2375/mo lease 970-669-0602

House on Cattail Pond3 Bdrm, 2 Ba, SW Lvld.Gorgeous water views.Close to schools & allamenities. $1195/mo. Call979-487-8800. Avail now.Open House: 12-2 pm. Sat,

June 26th.

4 BDRM 2 BA+ 2 kitchensw/in-law quarters $1195.Mo 2 Mo. 970-225-4043

4 BDRM, 2 BA, 2 gar, famrm, exc cond! Fenced,A/C, No smk/sm pet ok.$1250 + dep. (970)481-2717

Houses 4080

Farm Residence for SaleJust 7 3⁄4 miles from Akron.5 bedroom home with fullbasement, large living

room, large dining room, 2bathrooms, library room,recreation room & storageroom. A new heat pump,heating & cooling unit wasinstalled in September of2009. Approx 11 acres with3 outbuildings : 40x50 steelframe with metal siding &metal roof, a 39x64 woodframe with metal siding &a metal roof & a concrete50x28 with 3 garage doors &a storage room on the end.7 Grain bins are includedon the place which could berented out if not needed

personally. Call970-345-6750 or 970-554-0603.

Farms, Ranches,Acreages 5050

OPEN HOUSESAT & SUN 1-4

1100 N. TAFT Unit 25, LvldSPACIOUS brick 1560 SFranch style TH in WestlakeVig. Den, sunroom, frpl &abundant stor, screenedpatio porch. Only duplexunit in complex. $167K.303-817-8600.

Condos/Townhouses 5040

BERTHOUD Warehousewith small office, 3000 SF@ 604 2nd St. $200,000 sell

lease. (970)493-7775

Commercial 5030

OFFICES, RETAIL,INDUSTRIAL. UTIL´SINCLUDED. 970-744-8763

Retail Space 4135

Upscale rooming house,great view, incl util, phone/cable. $385/mo. 970-622-0077

Fully furnished largerooms. Laundry, A/C,cable, all util. incl.$325/mo. (970)227-1585

RoomsFor Rent 4130

Split level, lower half avail.1 bdrm, priv. ba & liv. rm.AC, share kitchen. Allamenities. Util. incl. $450/mo. 970-218-1340

SHARE nice house,$400/mo

(970)612-0133

ROOM FOR RENTPets nego, $450/monthincludes utils. CableTV & Hi-speed

internet. (303)548-4332

RoommatesWanted 4120

Sell Your HouseFast!

Quick Sale - Fair Price720-962-4688

Real EstateWanted 5170

3 BDRM, ´03 Mobile home,exc cond, loc in Berthoud.$30,000. (303)772-4324

✭ MOBILE HOMES ✭BUYING/SELLING

Local park needs used mobhomes. We´re buying! BigSale! Many single & dblwides. Fin avl, auto ap-proval on owner fin homes.Bad credit OK! Moves avl.

970-222-1473✭ 690-2725 or 690-3283 ✭

Mobile/ManufacturedHomes/Spaces 5130

BANK OWNED, HUD & VAwww.ForeclosuresInLoveland.com

to request a copy of the list!Julie Stinson RE/MAX

Alliance 970-622-1809

A picture is wortha thousand wordsTry a classified picture

ad! Call for details970-635-3650

BANK OWNED- 3 bdrm,2 bath ranch, new carpet,paint, appliances, bsmnt.$179,900. Re/Max Alliance,Wanda Quaid, 970-481-3033

Loveland 5110

2 ACRE LOT, Berthoudarea, $40K price reduction,$125,000. Call Steve Conderfor details, 303-514-3706.

2 ACRE LOT, Berthoudarea, $40K price reduction,$125,000. Call Steve Conderfor details, 303-514-3706.

Lots &Tracts 5100

Million Dollar Views!Ranch style home on 10+acres w/ waterrights,award winning grass hay,over 3000 sq ft.home w/multiple outbuildings greatfor raising animals or 4Hlocated on the NW side ofLngmt, Reduced to $725,000Call Steve Distel PPB&R

(303)775-8723

Longmont 5090

If you go

CA RO L O'MEARACSU EXTENSION, BOULDER COUNTY

If you’ve been itching to grow yourown but the yard just isn’t the rightlocale, retool your thinking by ex-

panding into glass and water. Colorado isperfect for an alternate state of being forplants, if you have the right tools andk n o w - h o w.

At the upcoming Food ProductionWorkshop from Colorado State UniversityExtension on July 10, you’ll learn howgreenhouses, hydroponics and aquapon-ics can become your favorite way of grow-ing food.

“Pretty much you can grow anythingin a small greenhouse,” said BrookeEdmunds, Greenhouse and NurseryRegional Specialist for CSU Extension.“It’s perfect for small crops throughthe winter, like spinach, kales,greens.”

Cooking homegrown produce is fine ifyou’re in the kitchen, but when it crispsbefore you get it out of the overheated

greenhouse, you’re left with a mess.“Most people buy hobby greenhousesbuilt to go into east coast yards. They’renot sustainable in Colorado. We have todeal with heat from intense sun, wind,cold winters — the greenhouse is goingto blow away or if you don’t have insula-tion, plants will cook,” Edmunds said.

She’ll walk participants through modifi-cations for smaller greenhouses, and pro-vide tips for build-your-own sources ofgreenhouse kits and materials for glazingthe windows. Once you’ve mastered theglass enclosure, Edmunds will take youinto the wonderful world of hydroponics,a popular method for growing without us-ing soil.

“Colorado is the fastest growing statefor hydroponic supplies; it’s a result ofthe medical marijuana industry,”Edmunds said. “Home gardening getsgreat benefits from this for food produc-tion.”

Setting up and making sense of all thesupplies, often labeled for marijuana pro-

duction, can be challenging but the classwill cover how to sort through the materi-al to use it for food production.

In comparison to soil-based production,hydroponics smokes the competition,turning in 20-percent greater yields perplant. This is due to plants growing faster,rolling out yields sooner and over longertime. What you grow depends upon thespace you provide and the size of the sys-tem.

“We ’ll discuss using kits to build yourown and also found materials. A simpleice chest system for hydroponic growingcan be as inexpensive as $25, supportingup to four basil plants. Larger systemsvary in price,” she said.

But if growing plants under glass isn’tgiving you the challenge you crave, don’tworry — this class is super-sized withaquaponics, where fish swim lazily in wa-ters below the plants and their water isfiltered up through the roots to feed andhydrate the crop.

“We ’re merging fish and plant culturein an organic, complex ecosystem,” saidJ.D. Sawyer, owner of Colorado Aquapon-ics and instructor in the class. Thoughrelatively new to the United States,aquaponics is fairly mainstream inwater-limited countries like Australia, hesaid.

Plants and fish support one another inthe system, where the aquarium water ispumped into the grow bed so roots canfilter off fish waste. The clean water thendrains back into the fish tank.

“You can get into this inexpensively andgrow fish like perch or tilapia as a proteinsource, or just use pet store fish like gold-fish or zebra tetras.” Tilapia take approxi-mately 28 weeks to get big enough toharvest, he said, though how you getthem from the tank is up toyou. Sawyer recommends nettingthem out, but fishing poles might addan element of excitement to the back-y a rd .

Lids are necessary to keep predatorslike raccoons or squirrels out of thefish, but in general the system doesn’tdraw attention to itself with odors. Checkout the workshop to explorenew ways of expanding your crop produc-tion.

What: Food Production Workshop:Greenhouses, Hydroponics andAq u a p o n i c s

When: 9 a.m.-4 p.m. on July 10

W h e re : Boulder County Parks andOpen Space Office, 5201 SaintVrain Road, Longmont.

Cost: $40, lunch is on your own.

Registration and Information:www.coloradosmallscaleagricul -ture.blogspot.com/.

H& Front Range GardeningRE