Real Estate Guide

Reporter-HeraldHOME & Realty GuideLookInside:

SATURDAY, January 30, 2010

www.homeandrealtyguide.com

Mortgage rates .................... pg. 2NAR .......................................... pg. 3Transactions ......................... pg. 3Refurbish furniture ............. pg. 5Open Houses ....................... pg. 9Classifieds .......................... pg. 11

Featur edProper tiesSection:

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this spring

Real EstateMatters

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Seller hasright to

choose buyer

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HGTV photoBy adding luxurious fixtures, fabulous finishes and a relaxing color scheme, this bathroom is a refresh-ing oasis in which Tonia and Francis can retreat from the chaos of everyday life.

Create your dream bath

CANDICE OLSONHGTV

Tonia and Francis have traveled the worldand have lived on three continents. But withthree young children and a brand-new baby,

they decided the time was right to move backhome and put down roots. They bought a bighouse near their families that needed a bit ofwork, and expended all their effort into updating

their kids’ rooms. But they got stalled when itcame to their own space, specifically their masterbathroom. The room’s awkward layout, grungytub and peeling wallpaper made it the last placethese busy parents wanted to spend any time.

So they called me to see if I could provide arefuge where they could unwind and relax. Tonia,in particular, was aching for a place where shecould happily sink into a bath at the end of a hec-tic day. So I grabbed my crew and got set to givethis hardworking couple a beautiful, spa-like bath-room that would help turn stressful days intosoothing nights.

Divine Design: Bathroomtransformation complete

Did You KnowSingle women nowrepresent morethan one-fifth of allhome buyers —21 percent, up from15 percent in 1999.— National Association of Realtors

2 HOME and REALTY GUIDE/Reporter-Herald S AT U R D AY, J A N U A RY 30, 2 0 1 0 w w w. h o m e a n d r e a l t y g u i d e . c o m

Home & Realty Guide isproduced every Saturday by

the Loveland DailyReporter-Herald.

EDITORJade Cody

j c o d y @ re p o r t e r- h e r a l d . c o m635-3656

R E P O RT E RRhema Muncy

r [email protected]

DISPLAY ADVERTISING669-5050

CLASSIFIED ADVERTISING635-3650

Home and RealtyGuide is on the Web

For home and real estate advice,features and information, visit

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LastWe e kTo d ay

This Week’s Rates

30-Year Fixed:Tr e n d

15-Year Fixed:

5/1 ARM:

* Rates provided by Bankrate.com. All rates are subject to change.

*

5.11%

4.51%

4.15%

5.16%

4.66%

4.23%

H&M o rt g a g e

Interest RatesRG H& Real Estate MattersRG

� See Glink/Page 8

ILY C E GLINK AND SAMUEL J. TAMKINTRIBUNE MEDIA SE RV I C E S

Question: My fiance and I offeredto buy a home owned by a bank.The bank responded to our offerbut said they would not pay for

any FHA fees or for any of the inspec-tions.

There are two other offers on thishome by other potential buyers. Thoseother buyers are also obtaining FHAloans. Before responding to our offer, thebank asked whether we would be willingto still buy the home even if the homedid not appraise out for the amount weoffered for the home. If we did, we wouldhave to pay the bank the difference incash.

We didn’t agree to their terms relatingto the appraisal but they responded toour offer. About two days later, the listingagent for the home told our agent thatthe bank was negotiating with anotherbuyer and left us completely in the dark.

We were almost sure we got this house,and I fear that the listing agent or bankor someone is playing games with us. Italmost seems to me that the listingagent may be trying to get a friend orclient of hers to get this house.

What should we do in this situation? Isthere any way we can find out what is go-ing on? If we haven’t heard anything backfrom them for such a long time, does thismean we will probably not get it?

Our agent is out of the country andwe’re working with her replacement.

Answer: You should face the fact thatyou probably did not get the house.When a seller is faced with multiple of-fers for a home, the seller may pick andchoose which offer to accept. Until the

parties sign a contract for the purchaseand sale of the home, the deal may be upfor grabs.

While the bank may have responded toyour offer, that response might have beenverbal and the bank may have decided togo a different way when a different buyeroffered more or offered the bank a betterdeal.

In the best of real estate markets andin the worst, the old adage holds true:Buyer beware.

You don’t know you have a deal with aseller or a buyer until both parties havesigned on the dotted line. You should alsoknow that in some parts of the country,buyers and sellers can sign a real estatecontract, and if that contract contains aprovision that allows the buyer or sellerto have his or her attorney review and ap-prove the contract, either party might beable to cancel the deal during that reviewp ro c e s s .

While you may suspect funny businessgoing on with the listing broker, youmight be wrong about that. While thereare some real estate agents who may tryto work a deal in favor of their clients, farmore agents in multiple bid situationsactually work to get the seller the highestprice and the best deal.

Usually, the higher the sales price, themore money the listing broker will make.Furthermore, if the listing agent finds abuyer who is more qualified to buy thehome, who offers a higher amount andwho is willing to close sooner, the listingbroker will likely try to influence the sell-er to accept that buyer’s offer.

While it’s possible that the listing bro-ker is trying to freeze you out of the pur-chase of the home, the information youhave included in your letter does not pro-vide any clues that anything irregular has

occurred.If you find out more, please

keep me posted.In the meantime, when your

agent comes back from vacation,be sure to have a conversationabout the situation and ask himor her to follow up.

Question: We would appreciate

For more information, callGlink’s radio show at800-972-8255 on Sundaysfrom 9 to 10 a.m., write to RealEstate Matters Syndicate, P.O.Box 366, Glencoe, IL 60022 orvisit www.thinkglink.com.

Real Estate Matters

Seller has right to choose

HOME and REALTY GUIDE/Reporter-Herald S AT U R D AY, J A N U A RY 30, 2010 3w w w. h o m e a n d r e a l t y g u i d e . c o m

H& Real Estate TransactionsRG

Real EstateTransactions aresupplied byProspects Unlimit-ed Inc., 1151 Ea-gle Drive No. 467,Loveland, CO80537, 667-1537.

L oveland• Danny

Mertens from El-lis Wendy M &Daniel, 4086 Flo-rence Dr, Love-land, $217,000,home

• R i c h a rdWaite from Harp-er Charles L &Gidget, 1942Kennedy Ave,L oveland,$410,000, home

• Bonnie &Gerritt Newtonfrom McbrideDanny Lee &Jennifer Frances,4517 N LincolnAve, Loveland,$178,000, home

• Amy &Charles Spitzerfrom Star WestLLC, 156 BrassCt, Loveland,$199,000, home

• Kristy Thomefrom MannDavid, 319 Lava-stone Ave, Love-land, $185,000,home

• Bruce &

Marcia Mathesonfrom SommerMarty, 5624Mckinley Ave,L oveland,$198,000, home

• Siou & NeyCheng fromDeutsche BankNational Trust,4785 Valley OakDr, Loveland,$600,000, home

• Gary & GSteiner from En-der Mark A &Lori, 1810 Bush-nell Dr, Love-land, $239,000,home

• Burt Murphyfrom LovelandMidtown Devel-opment, 905 Pe-gasus Ct, Love-land, $169,900,home

• Jenifer &Preston Titusfrom PhilippC h r i s t o p h e r,2305 KirkviewDr, Loveland,$144,000, home

• John &Kathryn Carrollfrom SeaserRayno, 432Hawthorn Dr,L oveland,$194,000, home

• Lenora Vale-rio from USBank, 313 49thSt Sw, Loveland,$122,000, home

Berthoud• David & Lucy

Wilson from Bel-cara Home CoLLC, 921Berthoud PeakDr, Berthoud,$675,000, home

• Ralph & Bar-bara Bond fromFour Seasons Re-alty Inc Lgmt,1247 LegacyHeights Dr,Berthoud,$147,000, home

• Richard &Sheryl Holmesfrom US Bank,435 Dove Ln,Berthoud,$350,000, home

• Blane Bead-nell from BelcaraHome Co LLC,901 High Moun-tain Dr,Berthoud,$716,500, home

• AngelaPlumb fromWatkins Peggy,1065 6th StreetCt, Berthoud,$135,000, home

• David & Lor-raine Marb fromBender Frank &Colleen, 540 MtMassive St,Berthoud,$277,000, home

• Kellie & Kel-lie Davidsonfrom Mattison

Terry O & Mary,860 LongviewAve, Berthoud,$264,900, home

Estes Park• Stewart &

Melanie Squiresfrom Richard HWille Trust, 618Park River Pl,Estes Park,$388,900, home

Johstown• Clyde & Jan-

ice Hembergerfrom EncoreLLC, 2490 NCounty Road 3,Johnstown,$142,900, home

• Tina Hillmanfrom Boster Re-becca J C &Matthew, 4332Limestone Ln,Johnstown,$177,400, home

• Ami Robischfrom CowdenJohn, 413 N 2ndSt, Johnstown,$125,400, home

• T imothySchwarz fromMalloy William &Dawn, 3642Brunner Blvd,Johnstown,$287,000, home

• John Mus-grave from Ryal-nd Group Inc,2613 Rosybill

Ln, Johnstown,$273,500, home

• Adam &Kendra Bearlyfrom RylandGroup Inc, 166Bittern Dr, John-stown,$249,000, home

• Robert &Shantel Dermanfrom ZodiacConstr LLC, 312Maestes St,Johnstown,$110,000, home

• Eric Kingfrom OakwoodHomes LLC,3855 Heather-wood Cir,Johnstown,$202,700, home

M i l l i ke n• Carmen Sill

from AuroraLoan ServicesLLC, 2017 Pio-neer Dr, Milliken,$140,000, home

• Carol Weibelfrom BaconMichael N & So-nia, 181 E HollySt, Milliken,$133,500, home

• DanaCampesino fromBk New YorkMellon, 2232Stage Coach Dr,M i l l i ke n ,$145,000, home

• Christopher

Beebe from Fan-nie Mae, 875 SLilac St, Mil-liken, $137,000,home

• T imothyHatch from Mc-clure Eugene,1401 S Dawn Dr,M i l l i ke n ,$139,000, home

• Keishi Ishidafrom WertzPaulette A, 1248Tiller Ln, Mil-liken, $137,500,home

• BrandonTeeples from USBk, 261 E LilacSt, Milliken,$105,000, home

Windsor• Todd & Kar-

rie Lopezi fromDewayne CharlesM & Stephanie J,1971 RiversEdge Rd, Wind-sor, $274,900,home

• Collin &Melissa Smalleyfrom Tmst HomeLoans Inc, 1064Grand Ave,Wi n d s o r,$195,000, home

• Ru s s e l lMcabee fromFederal Home LnMortgage Corp,1931 Kaplan Dr,Wi n d s o r,

$320,000, home• L ansing

Emore fromAgone Thomas,833 ColumbineDr, Windsor,$165,000, home

• Abigail &Rayno Seaserfrom Capfinan-cial PropertiesCv2 Ll, 1101Grand Ave,Wi n d s o r,$150,000, home

• BerniceTangney fromFannie Mae, 991Columbine Dr,Wi n d s o r,$145,000, home

• Donald &Yvette Albertsfrom FultonJustin L & Mari-lyn L, 316 4thSt, Windsor,$130,500, home

• Mar yHabenicht fromOcchiate Proper-ties LLC, 1972Cataluna Dr,Wi n d s o r,$399,900, home

• Wa r r e nUnion from OneQuick One LLC,810 AutomationDr, Windsor,$1,115,000,home

• Richard &April Tuckerfrom RunyanStephen T & Lisa

M, 1257 FalconCt, Windsor,$1,086,000,home

• We n d l e rTrust from Swan-son Joyce, 6152nd St, Windsor,$208,000, home

• NubiaL opezvillegasfrom Taylor BeanWhitaker MtgCorp, 1540Sandy Ln, Wind-sor, $225,000,home

• Herbert & BChristian fromWelton GaryArthur, 1368 Ea-gle Ct, Windsor,$204,900, home

• Aaron Everittfrom JamestownBuilders LLC,6517 AberdourCir, Windsor,$475,000, home

• Charles &Christine Noakesfrom Ml PrimeProperty Inc,2002 BayfrontDr, Windsor,$432,000, home

• Nancy &Charles Bloserfrom ThomasFr e d e r i c kMessinger Trust,1521 Pintail Cv,Wi n d s o r,$470,000, home

Realtors work to revitalize neighborhoods hit by foreclosuresNAR

The National Association of Realtors hasjoined forces with the National CommunityStabilization Trust to help rebuild American

communities devastated by the foreclosure crisis.The collaboration will bring Realtors and the

more than 1,400 state and local Realtor associa-tions into a side-by-side relationship with leadingnational non-profits, as well as with state and localleaders, to develop comprehensive and targeted

plans to rebuild communities. The partnership wasmade possible by the new federal NeighborhoodStabilization Program, which provides $6 billion toreclaim neighborhoods wracked by high levels offoreclosed and abandoned property, property disin-vestment, extremely low prices and low residentconfidence.

“Realtors build communities and have the mar-ket expertise and property transaction tools to helplocal housing organizations understand local mar-ket conditions and how to put foreclosed housesback into the hands of stable homeowners,” said

NAR President Vicki Cox Golder,.“Neighborhoods across America have been deci-

mated by high concentrations of abandoned andforeclosed homes. To reverse neighborhood de-cline, we need the Realtor community workinghand in hand with other housing providers,” saidCraig Nickerson, president of NCST.

Through a nationwide network of state and localassociations, Realtors have been engaged in fore-closure prevention efforts since early 2009 as partof the NAR’s Foreclosure Prevention & ResponsePro g r a m .


05-308962

“Stunning Ranch by Weinland Homes.” ENERGY EFFICIENT built w/2x6 const. Dream Kit w/Knotty Hickory Cab, Jenn-Air Appl, & Granite Counters. Formal Dng or Study. Fully Insul Oversized 3-car garage w/8ft doors.

2005 Creede Ave.

OPEN HOUSE SAT & SUN 1-4

Cory RobertsPremier Lifestyle Realty(970) 215-9913www.mycoloradoproperty.com

This patio home is loaded with granite in kitchen & bathrooms! Beautiful gourmet kitchen. Perfect for entertaining. No outside maintenance here! Its all done for you. Sit back and enjoy!

1779 Muddy Creek Dr.

SEVEN LAKES PATIO HOME

Lisa Moore/Connie GliottGlen Marketing, Inc970/663-4522www.glencompanies.com

New roof, exterior paint, A/C, granite & tile. 4 bed, 4 bath. Formal dining & great room on main. Large kitchen w/Eating Area. Full fi nished daylight bsmt. 3 tier deck, beautiful yard.

2739 W. 36th - $339,000

OPEN HOUSE SUNDAY 1-3

Billie Myers 970-206-8262RE/MAX Alliance 970-226-39904703 Boardwalk Dr.Fort Collins, CO [email protected]

Price reduced. Now $360,000. Backs to Green Belt Space. Great room style fl oor plan lots of Wood fl oors. Walk out basement. Gas Fireplace! 3 bedrooms AND main fl oor offi ce/study. Granite countertops. Driveway faces West.

www.1045Crabapple.com

OPEN HOUSE SUNDAY 2:00 SHARP

The Nanci Garnand Team227-1327 or 622-1846RE/MAX Alliance-LovelandNanci@SellsRealEstate.comwww.LivingInLoveland.com

Westside bungalow! Absolutely charming! Three bedrooms, 1 1/2 baths, hardwood fl oors, fenced yard, deck and hot tub all within walking distance to downtown Loveland.

421 West 6th St.

OPEN HOUSE SUN 1-3

Call Julie Stinson 970-622-1809RE/MAX Alliance 970-669-1234750 W. Eisenhower Blvd.Loveland, CO [email protected]

3 bedroom, 3 bath, 2 car garage. Close to schools & shopping! 6’ privacy fence, sprinkler system! 1-year Blue Ribbon Home Warranty included! Pictures and virtual tour: www.kwalicia.com

1371 Taft Ct.

ENERGY EFFICIENT TOWNHOME!

Alicia StewartKeller Williams(970) [email protected]

All brink ranch style home w/ fi nished bsmt situated on .67 acre. 4 Bed/3 bath, 2 wood burning fp, wet bar, central A/C. Covered patio & mature landscaping.

4546 Rosewood Dr - $325,000

PRICE REDUCED

Billie Myers 970-206-8262RE/MAX Alliance 970-226-39904703 Boardwalk Dr.Fort Collins, CO [email protected]

FEATURED PROPERTIES - UP TO $199,999FEATURED PROPERTIES - UP TO $199,999

This cute, 3 bedroom, 2 bath home has been updated - featuring a new roof, fresh exterior & interior paint, newer windows, updated bathrooms, fi replace, newer carpet. Open fl oor plan. Lovely back yard.

136 Sunfl ower Drive

OPEN SATURDAY 1-3 PM

Beth EdensRE/MAX Advanced, [email protected] owerDrive.com

Copper 10 Subdivision, located at the corner of East 1st and Boise Ave. Paired home that is almost complete! Great fl oor plan that features two master suites, volume ceilings, one car garage and a carport, Bamboo fl ooring and European-style cabinetry.

193 Colbalt Ave.

OPEN HOUSE FRI, SAT & SUN 1-3

Megan Wachtman/Julie [email protected]

www.364w1st.com $100,900www.370w1st.com $78,200

These older, smaller houses are next door to each other. Purchase one of them or both.

364 W 1st & 370 W 1st

$100,900 AND $78,200

Nanci Garnand227-1327 or 622-1846RE/MAX Alliance-LovelandNanci@SellsRealEstate.comwww.LivingInLoveland.com

All brick ranch low maintenance home on a large lot w/ great landscaping! 3BD, 2BA, 1582sf, open fl r plan, master ste w/ bath & walk-in closet! Well built, gas fi replace, sunroom & mountain views!

4843 Filbert Dr - Loveland

A MUST SEE-$199,900

Kathy Burcham303-775-7429kathy@berthoudrealestate.comwww.berthoudrealestate.com

Former show home has 3 bedrooms, 2 baths & main level laundry! Full unfi nished basement! Covered patio & easy care fenced yard! Quick close okay! More photos at website! MLS 597272

181 Lindenwood Ave, Johnstown

PATIO HOME STYLE!

Sarah BennettRE/MAX Advanced, Inc970-221-5995 [email protected] www.sbfi ndhome.com

NW location, 4bd, 2ba. New interior paint, carpet, sliding glass door, some new light fi xtures, kitchen countertops & sink. Laminate fl ooring in kitchen, dining & living rm, A/C, sprinkler. Call today!

3829 Conifer Dr., Loveland $180,000

OPEN HOUSE SATURDAY & SUNDAY 1-4

Own This Home Team970.669.4175RE/MAX Action Brokers At Centerra970.612.9200ownthishometeam.com

3 bedroom, 3 bath, 2 car garage, close to schools & shopping! 6’ privacy fence, sprinkler system. 1-year Blue Ribbon Home Warranty included. Pictures & virtual tour. www.kwalicia.com

1375 Taft Ct.

ENERGY EFFICIENT TOWNHOME!

Alicia StewartKeller Williams(970) [email protected]

3 bd, 2 bath ranch in well established area. Numerous upgrades incl vinyl siding on the gables/soffi ts, 30 year roof & dbl pane windows, covered 23x11patio, workshop. Pride of ownership shows. $194,900

4845 North Sheridan Avenue, Loveland

OPEN HOUSE SATURDAY 1- 3PM

Kevin ManshipCentury 21 Humpal, [email protected]

WOW!! If you are looking for something unique, this might be it! Two story paired home with 2 master suites, private terraces, European kitchen design, open fl oor plan with lots of light and an unfi nished basement. Priced to sell at $199,000.

162 Brass Ct.

OPEN HOUSE FRI, SAT & SUN 1-3

Julie Stinson/Megan Wachtman970-669-1809750 W. Eisenhower Blvd.Loveland, CO 80537

Wow! NEW hardwood fl oors, carpet, paint, & doors! NEW stainless look appliances in spacious kitchen! Huge master bedroom! AND 2 car garage! See photos @ website! MLS 611925. $179,900!

240 Rochester Dr, Windsor

OPEN SAT JAN 30 FROM 1-3 PM!


Close to hospital, bike trail, Boyd Lake and shopping! Enjoy the warmth of the family room fi replace on a cold winter night. Features include a large cul-de-sac lot, oversized garage, updated kitchen and baths, unfi nished basement and neutral colors through out! $219,900.

BRAND NEW LISTING!!!

1919 CANTERBURY CT.

Call Julie Stinson 970-622-1809RE/MAX Alliance 970-669-1234750 W. Eisenhower Blvd.Loveland, CO [email protected]

UP TO $199,999UP TO $199,999 $200,000 TO $299,999$200,000 TO $299,999

FOR SALE3 BD, 2 BA Ranch,new kit cabinets

and hardwood fl rs.Unfi n bsmt, big backyard, spklrs,

privacy fence.$210,000

3n

anUnfi

p

Time to GetYour OwnPlace?Begin your searchat your onlineand printreal estatesource:homeandrealtyguide.com -

$300,000 TO $399,999$300,000 TO $399,999


H& Home TrendsRG

Home interiors: Rethink and refurbishRO S E M A RY SADEZ FRIEDMANNSCRIPPS HO WA R D NEWS SE RV I C E

Say you’re considering some dec-orating updates for your home,but you think most of the ideas

you have are unaffordable. All youhave to do is rethink the way you ac-complish those changes. Here aresome suggestions.

Refurbish rather than replace someof those items in your home. If yourcouch is showing some wear and tear,rather than replacing it, consider re-upholstering it. Granted, in many cas-es, reupholstering is as expensive asreplacing, but look for bargain fab-rics, and you should be able to recov-er the furniture with less cash spentthan buying new furnishings.

Consider visiting flea markets and

going to yard sales. You might findthe right dresser or dining-room tableor perhaps the right cocktail tablethat works for your home and justneeds to be refinished. There is a cer-tain charm in old furniture that canadd appeal to your home.

L et’s talk about that dining area abit more. Sometimes the table is inpretty good condition, but the chairsare a mess from spilled wine or choco-laty finger marks that just don’t seemto come off no matter how many up-holstery cleaners you’ve tried. Per-haps it is time to get new chairs. Twochoices: 1) If the chairs are fabric-based, again you might consider re-upholstering. 2) If the chairs are justunacceptable, purchase new ones.Again, try looking around resaleshops or flea markets. Plus, buyingjust the chairs instead of a complete

dining-room set won’t break thebank.

Continuing on that idea, mixingand matching can make for interest-ing decor. Not everything has to comefrom the same furniture set. In fact,the look can be more personalizedand inviting when unexpected combi-nations are put together. So when yousee that coveted nightstand on sale,go for it even if it is not from thesame bedroom suite that you have.

Do the bathroom mirrors seem tohave that creeping crud around theedges? Replacing the mirror isn’t to-tally unaffordable, but even less ex-pensive is putting a wood framearound it. The frame can be as fancyor as simple as the decor in the bath-room requires, and you can purchasethe materials at a hardware store.Paint to the color that best suits the

room. There is also something calledMirrorMate for premade frames.Check out www.mirrormate.com formore information.

Of course, anything you can doyourself instead of hiring a profession-al will cost you less. But if you reallyaren’t the handyman type, considergetting some help. Repainting aroom, perhaps, would be an easy, do-it-yourself job and one that would cer-tainly refresh the room. Be sure youknow your limits, though. Don’t ven-ture into refurbishing something youaren’t sure exactly how to handle, be-cause it could end up costing youmuch more in the long run.

Rosemary Sadez Friedmann, an in-terior designer in Naples, Fla., is au-thor of “Mystery of Color.” For designinquiries, write to Rosemary [email protected].

Best selling fl oor plan with upgrades, oversized garage and backing to open space. The community offers private lake rights, walking paths, maintenance free, and views. $406,000 and available now.

2915 Purgatory Creek Drive

WE HAVE PATIO HOMES!!

Lisa Moore/Connie GliottGlen Marketing, Inc970/[email protected]

FEATURED PROPERTIES - $500,000 +FEATURED PROPERTIES - $500,000 +

05-308963

$400,000 TO $499,999$400,000 TO $499,999+

Custom home on Horseshoe Lake comes complete with a private dock. Enjoy the private lake rights for skiing, boating & entertaining. This home offers fi nished walk out basement w/ wet bar.

4138 Monroe Ave.

BACKS TO HORSESHOE LAKE

Connie GliottGlen Marketing, Inc970/663-4522www.glencompanies.com

2000 sq. ft ranch with walk-out basement. Solar electric, solar radiant hot water heat. To be built. Starting at $650,000. Call John Mathey at Premier Lifestyle Realty today!

TO BE BUILT

TOTAL SOLAR!

John MatheyPremier Lifestyle

(970) 613-4400(970) 481-5512

New custom ranch w/full walkout bsmt. Open fl r plan, panoramic views. In select group of lots, Pittington Ranch. Many upgrades. Must see. W. on Hwy 34, S on CR 29, W.

288 Reservoir Drive

OPEN HOUSE SAT & SUN 1-4 TRADES CONSIDERED

John MatheyPremier Lifestyle

(970) 613-4400(970) 481-5512

Immaculate 4 bedroom/5 bath ranch with luxury features! Open & vaulted fl oorplan! Builder fi nished basement! 1/3 acre lot on greenbelt with golf nearby! See photos @ website! MLS 617596 $529,000

8258 Spinnaker Bay Dr, Windsor

FIVE CAR GARAGE & MORE!


OPEN WED 11AM-1:30PM - FRIDAY 8AM-1:30PM - EVERY SUNDAY 3PM-5PM. Fantastic location on Chapman Reservoir. Lake rights, walk paths. 2+ acre lots, 2 lots w/horses allowed, wakeless craft allowed.

Warberg Farm - Sophia Court

OPEN HOUSE

Kurt AlbersCentury 21 Humpal, [email protected]

36ac Country Paradise w/ unimpaired mtn views! 4876sf English cottage 2-story offers 3BD, 3BA, hrdwd fl rs, updated baths, formal living rm & dining rm. 1 share of water & a pond!

1907 French Hill Dr. - Berthoud

PRICE REDUCED-$619,000

Kathleen Gruman970-290-3393kathleen@berthoudrealestate.comwww.berthoudrealestate.com

Your online and print resource for residential, commercial and land for sale

homeandrealtyguide.com

$500,000 +$500,000 +$500,000 +$500,000 +


H& IN the GardenRG

Poppies perk up the gardenCA RO L O'MEARACSU EXTENSION, BOULDER COUNTY

Agood thing about spending timehome sick in bed is watching oldmovies. Reruns of stories you love can

pull a smile in between coughing fits, andoccasionally you see something that sparksa connection in your fever-addled brain.

The Wizard of Oz is such a movie, andwhen the Wicked Witch of the West begancrooning “poppies, poppies, poppies,” thisgardener paid attention like it was an inspi-rational show on Home and Garden Televi-sion. The time for sowing these silky flow-ered sensations is approaching.

We have Bread Seed poppies (Papaversomniferum) which are known to self soweagerly. This is an understatement; onebump of the dried pods hurls hundreds ofseeds to the ground. In spring, they all ger-minate. Not only are they vigorous self-seed-ers, they’re promiscuous too, cross pollinat-ing with one another to the point where Ican’t tell common Hungarian from Lau-ren’s Grape. But it’s nice to know some-one’s having a good time out in the garden,and the different colors that come up arewonderful surprises.

An annual that blooms in late spring, bak-ers love the seeds for breads and fillings. Fora spectacular, double-blooming display, trythe peony type (paeoniflorum) with itsshredded petals. These need light to germi-nate; choose a sunny location and sow seedsin early spring by sprinkling them over theg ro u n d .

Bread Seed poppies will take care of re-sowing, flinging seeds across the gardenfrom their huge pods. To keep them fromtaking over, clip off and remove seed headsafter the flower is finished; this will also en-courage the plant to keep blooming. Ice -landic poppy (Papaver nudicaule) is thedainty darling of the group, seducing gar-deners with fragrant flowers that come andgo quickly in spring. A tender perennial, itsurvives for two to three years in many gar-dens, and because it thrives in areas withcooler summers, grows well at elevation.

Spread seed early in spring and cover witha little soil. Chronically moist areas are fatalto Icelandic poppies; pick a spot that drainsquickly, but close to walks or patios whereyou can enjoy their perfume.

As much fun as these smaller poppies are,they can’t compare to the stunning effect ofOriental poppy (Papaver orientale) planteden masse. Any plant that lifts six-inch flow-

ers to stare you in the face is sure to com-mand attention. A large perennial bloomingMay and June, they sport doubled, ruffled,or single flowers in crimson, orange, pink orwhite.

Preferring sunny locations with well-drained soil, these do well in xeric beds andat an elevation where summers are cool.Plant seeds in spring, sowing them acrossthe surface of the soil. Root cuttings andplant divisions, generally planted in fall, canbe successfully placed in the garden inspring.

Oriental poppies come back each year ina dazzling display but leave a gaping hole inthe garden in mid-simmer, when the foliagegoes dormant. To cover this, many garden-ers plant the poppies to the back of the bedand let summer plants mask the gap. In fall,new leaves often sprout, and require wintermulch for protection.

Medium sized at just over two-feet tall,the corn, or field, poppy (Papaver rhoeas)poppy’s petals are crinkled, thin, and pa-pery. A late spring flowering annual, followdirections on the seed packet for sowing.

Carol O’Meara is withCSU Extension inBoulder County.Contact her at303-678-6238 orcomeara@co. b o u l d e r. c o . u s .

DIG In

Photo courtesy Carol O’Meara

Work on loweringutility bills one

improvement at a timeDWIGHT BARNETTSCRIPPS HO WA R D NEWS SE RV I C E

Question: I have a question about the newer An-derson windows with double-pane glass. Shouldone still hang a storm window to prevent furtherinsulation?

My husband and I have a home that was built in 2003,and we would like to lower our utilities bills any way wecan. We have walls with extra insulation, but we realizethe windows and doors are a great energy zapper.

We have noticed that some of the windows have mildewaround them during some seasons. We have an Aprilairesystem on our heat pump system with UV light. It helpsconsiderably. Please give any additional advice to keepour environment and home safe and economical.

Answer: Anything you do to add a thermal barrier be-tween the inside air and the outside air, or to simply pre-vent air infiltration to the home, helps to conserve ener-g y.

Adding storm windows is both economical and energy-efficient as a thermal barrier even for new windows. Thewindows you have might have significant air leaks, whichallow condensation to promote mildew and mold growth.

Adding storm windows should help some, but what youreally need to do is seal the windows where they are at-tached to the home.

By removing the trim around the windows, the woodframing of the home should be partially exposed. By in-jecting an expanding foam in the space between theedge of the window and the wood frame of the home, youcan seal out a lot of air infiltration.

It is very important to use a foam designed for windowand door frames. Expanding foam can damage the win-dow or the wall if it expands too much. I would stronglyrecommend that this be left to professionals.

When you are at the hardware or home store, makesure the salesman knows exactly where the foam is to beinstalled. There will be a foam for filling large voids andone known as a low-expanding foam for small, tightplaces.

Be careful not to get the foam on your skin because itreally sticks. Wear rubber gloves, and work in well-venti-lated areas. After the foam has set, the excess foam canbe scraped off with a knife and the wood trim reinstalled.

Also, keep a close watch on the humidifier on the fur-nace. Levels should be between 40 and 60 percent at 65degrees.

Dwight Barnett is a certified master inspector with theAmerican Society of Home Inspectors. Write to him withhome improvement questions at C. Dwight Barnett,Evansville Courier & Press, P.O. Box 286, Evansville,Ind. 47702 or e-mail him at [email protected].


Open Houses This Weekend - www.thegroupinc.com

SATURDAY 1:00 - 3:00SATURDAY 1:00 - 3:00SATURDAY 1:00 - 3:00353 Indiana Avenue, Berthoud - Very well kept home ready to move in to. Spacious rooms, tons of storage. Double pantry in kitch-en, newly remodeled master bath, some new windows, huge deck overlooks large backyard. Bonus is a detached workshop with 220 elec. and wood stove.

4869 Harrison Avenue, Loveland - Ist Time Buyer or Investor! All brick 3 bedroom ranch. New paint, new carpet, new roof. Convenient N area, close to park & elementary school. Great yard & no HOA. Dir: N on 287, W on 43rd, N on Grant to 48th to Harrison. Call Robert Walkowicz, CRS 481-6077 or Nancy 461-7136

309 Buffalo Drive A, Windsor - Wow! Brand new w/ finishes you won’t believe for the price! NOT a short sale,NOT bank owned!Pergo flooring on main,beau�ful color schemes w/2-toned paint thruout,stainless steel appliance package incl. refrigerator,stove/oven & microwave,washer/dryer hook-ups,�le bath & all w/in walking distance to Old Town Windsor & Windsor Lake!

Call Cindy Kurtz962-6832

Call Nancy Walkowicz, CRS461-7136

Call Ryan Spencer214-0263

$214,000MLS#615783

$159,900MLS#612201

$109,000MLS#607124

SUNDAY 1:00 - 3:00404 Split Rock Drive, Loveland - Innova�ve new design in this 2-story pa�o home. Live like you’re on vaca�on with spectac-ular lake views and private lake rights for fishing, swimming, boa�ng and more. Main level has an open living room with gas fireplace, office/den, dining area and open kitchen. Up-per level is complete with 2 master suites and laundry. Walk out basement features an addi�onal bedroom, full bath and family room.

SATURDAY 1:00 - 3:00476 Rossum Drive, Loveland - This luxury pa�o home in popular Mariana Bu�e has tons of up-grades. You won’t need to worry about mowing the lawn or shoveling snow - it is done for you! Sit in the back yard on the deck to enjoy the views and be worry-free.

Call Kim Summi�689-6950

$320,000MLS#604854

SATURDAY 12:00 - 3:004437 Thompson Pkwy, Johnstown -Enjoy the courtyard as you enter this unique home. 2 main floor masters! Large walk-in closets. Home theater system w/raised pla�orm. 2 fireplaces. Add’l 2 car tandem. Short Sale.

Call Tracy Wilson567-0907

$629,000MLS#554762

FRIDAY - SUNDAY 12:00 - 5:002409 Maple Hill Drive, Fort Collins -Maple hill is an excit-ing collec�on of a�rac�ve, energy efficient, affordable and environmentally friendly homes with neighborhood pool, trails and future park. This is builders model. Paired homes star�ng at $175, 000 single family homes star�ng at $201,000.

Call Lisa O’Brien566-0995

$234,000MLS#595204

SATURDAY/SUNDAY 1:00 - 3:004104 Redbird Place, Loveland - Come see country living at its best! Just a few steps to fishing at Boedecker Lake and only minutes to shopping, dining and entertainment. This 3 bedroom, 2 bath ranch with a southern facing heated sunroom is located on a 27,137 square foot lot that boasts 2 sheds both with power and room to grow, RV parking, pre-inspected, Blue Ribbon Gold home warranty, country views and awesome landscaping. Don’t let this one slip by.

Call Bob Skillman631-2257

$250,000MLS#610130

SATURDAY 1:00 - 3:001478 SW 26th Street, Loveland - Spacious ranch w/mature landscaping. Open floor plan. New re-finished wood floors, roof & newer duel hot water tanks. Large rooms w/split master floor plan & dedi-cated dining room. Finished bsmnt has media room, rec room, 2 bedrooms & a 3/4 bath. 3 car finished, heated garage.

Call Tracy Wilson567-0907

$335,000MLS#612121

SUNDAY 1:00 - 4:002398 Amber Drive, Loveland - WOW excep-�onal 2-story built by Custom-On-Site. 3BR, 3BA and large lo�. Immaculate home, granite countertops, �le flooring, new carpet, 3-car garage, a huge deck located on a corner lot in Lakeside Terrace; backs to greenbelt.

Call Mari Wildt685-0143

$325,000MLS#604108

LUXURY PATIO HOME

QUALIFIES FOR $6,500 HOMEBUYER CREDIT

Call The Brent Team461-7146

$345,000MLS#613940

LAKEFRONT PROPERTY

FRIDAY - SUNDAY 12:00 - 5:00291 Saratoga Drive, Windsor - Greenspire is a lake front community with planned trails, parks, docks and open space capturing the spirit of Colorado. Designed with en-ergy efficiency and comfort in mind. Homes star�ng at $235,000 lake view homes star�ng at $330,000.

Call Lisa O’Brien566-0995

$235,545MLS#595072

SATURDAY/SUNDAY 1:30 - 3:301596 Angora Drive, Loveland -BEGIN HERE!! A starter home that doesn’t need to be a starter home!! This will fill your needs for years to come! 4 Bdrms, 3 baths plus a full base-ment for the ul�mate expansion room in the future! Hard-wood kitchen/dining room floor, main level laundry, blazing warm fireplace, private lot w/greenbelt on 2 sides, huge 20’ x 15’ master suite w/private bath, sprinkler & cent. air

Call Don Riedel679-8265

$259,900MLS#613422

ACROSS FROM PARK

SATURDAY/SUNDAY 12:00 - 5:001014 Burrowing Owl Drive, Fort Collins - Welcome to Water-leaf – Smartly Designed Homes for Northern Colorado Living! Fantas�c southeast Fort Collins loca�on. Nine floorplans avail with base prices from $259 - $320. Four ranch plans & five two-stories. Great list of included features. Come see what all the excitement is about. Call Ma� Thompson 443-9101 or Dianne Breneman 222-8549.

Call Ma� Thompson443-9910

$278,950MLS#555310

SATURDAY 12:00 - 2:00994 Longspur Street, Loveland - Beau�fully appointed 3BR, 2BA ranch style home w/ 1954 finished sf & 1814 sf in the un-fin bsmt w/ 9� walls. Features include: covered entry, 24x26 2 car garage, vaulted or 9� ceilings, hickory floors in kitchen, dining & traffic pa�ern. Kitchen boasts alder cabinets, full �le backsplash, solid granite counters & island, w/ ss appliances. Full landscaping front & back, stamped concrete porch, drive-way & covered pa�o. Neighborhood pool & park.

Call Cindy Ku�n679-1573

$359,999MLS#607067


SUNDAY 1:30 - 3:301714 Hitch Wagon Drive, Loveland -A “FOREVER” HOME!! Ahhhhh, the permanent home you have been looking for! Perfect 4,200 sq � ranch on 1/2 acre, 4 bedrooms, 2 fire-places, formal dining room + in�mate sunny breakfast nook, NEW CARPET, NEW GRANITE ISLAND, NEW PAINT! 26’ long oversize 3 car garage. End of cul-de-sac loca�on for quiet enjoyment!

$439,000MLS#604203

SATURDAY/SUNDAY 1:00 - 3:004951 Pyrenees Drive, Fort Collins - CLASS, COMFORT, CHARM! This Country French home gives you all this & more. The warm & invi�ng hearth room kitchen is a gourmet cook’s dream w/double ovens & a 5-burner gas range located in the large center island. Lots of gorgeous cabinets, warm hard-wood floors & a fireplace. The master suite has a fireplace, his & hers separate closets w/custom built-ins & huge luxury 5-piece bath. Two blocks south of Harmony & Shields. Call Nancy Maus 213-0554 or Bob Skillman 631-2257.

Call Jim Muller443-5140

$575,000MLS#598278

SATURDAY/SUNDAY 1:00 - 3:005210 Rangeland Avenue, Loveland - This Is What You Have Been Looking For! Great ranch with 4 bed-rooms and 3 baths all on one level. Very open with large living room and nice kitchen w/ breakfast bar and family room with gas fireplace. Pa�o and storage building adjacent to greenbelts on nearly 1/2 acre lot landscaped and fenced. Move In Today and Enjoy.

Call Rich Gardiner461-7126

$279,000MLS#612470

PRICE REDUCED!

Tax CreditThe Federal Homebuyer

Tax Credits Expire

April 30, 2010

$8,000 Available to First-Time Buyers

$6,500 Available to Repeat Buyers

Call us to receive your HOMEBUYERTAX CREDIT KIT filled with everything

you need to know!

05-307905


DIVINEFrom Page 1

B e fo r e :

After:

Interior decorator CandiceOlson is host of HGTV’s“Divine Design.” For moreideas, information andshow times visitwww.HGTV.com orw w w. d i v i n e d e s i g n . t v.

Divine Design

HGTV photos

GLINKFrom Page 2

your advice on a challenging realestate situation we’re facing.

My husband bought a rentalproperty in 2005 using a first andsecond mortgage. The property hassince dropped in value and we nowowe more than it will appraise for— not the first you’ve heard ofthat, I’m sure.

The first mortgage is at 9 percentand the second is at 12 percent.These are horrendous loans thathe’d be able to refinance out ofwithin five years except the bottomfell out of the market.

We have tried for over a year toget someone to work with us to re-finance these loans and have got-

ten absolutely nowhere.My husband has been without a

paycheck for six months, and weare reaching the point where wewill have to either face foreclosureon this rental, thus ruining ourcredit, or sell it at a significant lossto a wholesaler and still owe on theproperty loans.

Again, because of a lack of in-come for months, we have signifi-cant debt-to-income ratios that willalso make getting a loan nearly im-possible. Do you have any sugges-tions on a way to refinance thisproperty so we can avoid a com-plete collapse of our personal fi-nances?

Answer: I’m sorry, but I don’thave any easy answers for you.Without an income, you won’t beable to get any conventional lenderto refinance your loans.

Worse, this isn’t your primary

residence. It’s a rental property,and there are fewer lenders willingto give loans on investment proper-ties these days, or modify theterms of an investment propertyloan.

If you or your husband were em-ployed, and your home had someequity, you could try a regularlender. But lenders who finance in-vestment properties typically re-quire a down payment of 25 per-cent in cash (at a minimum) — it’stough to meet that requirement ifyour savings are running dry.(Some investment lenders are nowrequiring even 40 percent down tofinance or refinance investmentp ro p e r t i e s . )

Although I don’t often recom-mend this, you and your husbandneed to seriously think about notpaying any more on this propertyand simply turning it over to the

lender and trying to negotiate adeed-in-lieu or short sale. Hiring agood real estate attorney may helpyou resolve this more easily. Butyou can count on ruining yourcredit for the next few years.

Unfortunately for some, thefastest path back to financial secu-rity may be to cut their losses nowand then work toward rebuildingtheir future. For some, that maymean filing for bankruptcy, whilefor others it may just mean reset-ting priorities about where theirmoney should go.

While some people may find an-other job and continue to makepayments to their lender, othersmay conclude it’s necessary to stoppaying the lender and try to getout from under the debt burdenbrought on by a bad investment de-cision.

I’m so sorry.

The bathroom sat adjacent to a small dress-ing room that Tonia and Francis never used, soI kicked off the redesign by tearing down thewall between the two rooms and making it intoone large space. I got rid of the dated stripedwallpaper and put up a light, fresh coat ofpaint. I also ripped up the ugly, cracked flooringand put down some large-scale marble tileswith heated flooring below.

On a wall, I put in a gorgeous mirror, twosmall windows draped in soft, translucentblinds and cabinets built out of warm, rich ma-hogany. Below this installment, I placed a stun-ning vanity that features a gorgeous, white-quartz countertop, a contemporary vessel sinkand wooden storage cabinets.

On one side of the vanity, I installed a new toi-let, and on the other, a huge, 24-inch soakertub, surrounded by the same white quartz asthe countertop. To keep the warmth of thewood flowing throughout the space, I added acabinet for linens and laundry right beside thetub.

Across from the vanity, I put in a fantasticshower with a frameless glass enclosure. Itboasts a rain shower, a steam shower, bodysprays and a white-quartz bench on which to sit

and take it all in.I wanted the room to be calm and refreshing,

so I chose cool, watery greens for the colorscheme. I selected a small, green marble mosa-ic tile for the steam shower and for the back-splash for the soaker tub and vanity. The tilematches the green in the solid glass vessel sinkand the painted glass in the luxurious shower.

Then, because this is no ordinary bathroom, Iput in extraordinary lighting. In addition to re-cessed lighting in the ceiling, I also put in twogorgeous sconces on each side of the vanitymirror, and put up a brilliant crystal fixtureover the tub, so Tonia will have a great viewwhile she is soaking.

This bathroom was cramped, cluttered anddingy. By adding luxurious fixtures, fabulousfinishes and a relaxing color scheme, I turned itinto a calm, refreshing oasis to which Tonia andFrancis can retreat from the chaos of everydaylife. Now that’s divine.


To add a listing or speak to an advertising representative, call the Reporter-Herald at 669-5050

For details about these open houses, see the ads in this section. For additional open house listings, please check the “Real Estate Classifi eds” section of this publication. This guide is brought to you

by the Daily Reporter-Herald, local real estate agents and area builders.

saturday sunday

05-3

0706

1

WWW.HOMEANDREALTYGUIDE.COM•CLICK ON OPEN HOUSE MAPS

PRICE LOCATION ADDRESS HRS OFFICE PHONE

$109,000 WINDSOR 309 BUFFALO DR A 1-3 THE GROUP,INC. 214-0263

$139,900 NW LOVELAND 2729 W 46TH ST 12-5 THE COTTAGE REALTY 532-5900

$149,900* NW LOVELAND43RD & WILSON AVE THE COTTAGES AT ENCHANTMENT RIDGE

12-5 THE COTTAGE REALTY 532-5900

$159,900 NW LOVELAND 4869 HARRISON AVE 1-3 THE GROUP,INC. 461-7136



$180,000 NW LOVELAND 3850 CONIFER DR 1-4 RE/MAX ACTION 669-4175

$184,900* NW LOVELAND 3399 FOSTER PLACE 12-5 THE COTTAGE REALTY 532-5900


$194,900 NW LOVELAND 4845 N SHERIDAN 1-3 CENTURY 21, HUMPAL 663-2400

$195,900 NW LOVELAND 3404 LOGAN 12-3 KELLER WILLIAMS 231-5082

$214,000 BERTHOUD 353 INDIANA AVE 1-3 THE GROUP,INC. 962-6832

$227,900 NW LOVELAND 4496 HAYLER AVE 12-5 THE COTTAGE REALTY 532-5900

$234,000 FORT COLLINS 2409 MAPLE HILL DR 12-5 THE GROUP,INC. 566-0995

$235,545 WINDSOR 291 SARATOGA DR 12-5 THE GROUP,INC. 566-0995

$250,000 SW LOVELAND 4104 REDBIRD PLACE 1-3 THE GROUP,INC. 631-2257


$259,900 SW LOVELAND 1596 ANGORA DR 1:30-3:30 THE GROUP,INC. 679-8265

$278,950 BERTHOUD 1014 BURROWING OWL DR 12-5 THE GROUP,INC. 443-9910

$279,000 NW LOVELAND 5210 RANGELAND AVE 1-3 THE GROUP,INC. 461-7126

$300,000 SE LOVELAND 1294 INCA DOVE CIR 1-4 COLDWELL BANKER 566-9716

$309,900 SW LOVELAND 435 CLUBHOUSE CT 1-3 DEIS & ASSOC 231-5050

$320,000 SW LOVELAND 476 ROSSUM DR 1-3 THE GROUP,INC. 689-6950

$329,900 SW LOVELAND 459 CLUBHOUSE CT 1-3 DEIS & ASSOC 231-5050

$335,000 SW LOVELAND 1478 SW 26TH ST 1-3 THE GROUP,INC. 567-0907

$359,999 NW LOVELAND 994 LONGSPUR ST 12-2 THE GROUP,INC. 679-1573

$575,000 FORT COLLINS 4951 PYRENEES DR 1-3 THE GROUP,INC. 443-5140

$629,000JOHNSTOWN/MILLIKEN

4437 THOMPSON PKWY 12-3 THE GROUP,INC. 567-0907

$895,000 SW LOVELAND 288 RESERVOIR DR. 1-4 PREMIER LIFESTYLE 481-5512

PRICE LOCATION ADDRESS HRS OFFICE PHONE

SE LOVELAND WARBERG FARM-SOPHIA CT 3-5 CENTURY 21, HUMPAL 663-2400

$139,900 NW LOVELAND 2729 W 46TH ST 12-5 THE COTTAGE REALTY 532-5900





$180,000 NW LOVELAND 3850 CONIFER DR 1-4 RE/MAX ACTION 669-4175



$195,900 NW LOVELAND 3404 LOGAN 12-3 KELLER WILLIAMS 231-5082

$224,900 BERTHOUD 102 E NEBRASKA AVE 1-3RE/MAX TOWN & COUNTRY

290-0908


$234,000 FORT COLLINS 2409 MAPLE HILL DR 12-5 THE GROUP,INC. 566-0995

$235,545 WINDSOR 291 SARATOGA DR 12-5 THE GROUP,INC. 566-0995

$250,000 SW LOVELAND 4104 REDBIRD PL 1-3 THE GROUP,INC. 631-2257


$259,900 SW LOVELAND 1596 ANGORA DR 1:30-3:30 THE GROUP,INC. 679-8265

$278,950 BERTHOUD 1014 BURROWING OWL DR 12-5 THE GROUP,INC. 443-9910

$279,000 NW LOVELAND 5210 RANGELAND AVE 1-3 THE GROUP,INC. 461-7126

$300,000 SE LOVELAND 1294 INCA DOVE CIR 1-4 COLWELL BANKER 566-9716

$325,000 NW LOVELAND 2398 AMBER DR 1-4 THE GROUP,INC. 685-0143

$345,000 SW LOVELAND 404 SPLIT ROCK DR 1-3 THE GROUP,INC. 461-7146

$439,000 SW LOVELAND 1714 HITCH WAGON DR 1:30-3:30 THE GROUP,INC. 679-8265

$575,000 FORT COLLINS 4951 PYRENEES DR 1-3 THE GROUP,INC. 443-5140

$895,000 SW LOVELAND 288 RESERVOIR DR 1-4 PREMIER LIFESTYLE 481-5512


H& Real Estate BriefsRG

COLDWELL BANKER AGENT RECEIVESD E S I G N AT I O N

Marie Edwards,a real estate pro-fessional withColdwell BankerResidential Bro-kerage in FortCollins, hasearned the Certi-fied DistressedProperty Expert(CDPE) designa-tion.

Edwards completed an extensivetraining course in foreclosure avoid-ance and short sales to earn theCDPE designation. She now has ex-pertise to offer during a time whenthe area is experiencing more dis-tressed homes in the foreclosure pro-cess.

Short sales allow the cash-strappedseller to repay the mortgage at theprice the home sells for, even thoughit is lower than what is owed on the

p ro p e r t y.Edwards has been a licensed Real-

tor with Coldwell Banker ResidentialBrokerage since 2004 and served asan escrow officer and personal assis-tant in the real estate business priorto pursuing a full-time sales position.

Edwards is the second vice presi-dent of the Fort Collins Board of Re-altors and is a member of the FortCollins Affordable Housing Boardand the Fort Collins Housing Author-ity’s Resident Services Committee.

Edwards can be reached directly at970.419.2258 or via e-mail atm a r i e . e d w a rd s @ c o l o r a d o h o m e s.com.

HUBER RELEASES BOOK ABOUTCARING FOR SPECIAL NEEDS CHILD

Amber Huber understands thatachieving success in the highly com-petitive real estate business requiresdedication, intensity, and persever-ance. It’s these same characteristicsthat have enabled Huber to care for a

special needs childwhile continuing asuccessful real es-tate career.

After taking atwo-year hiatusfrom the businessto work constantlyand intensely withher son, David,who was originallydiagnosed as potentially autistic, Hu-ber just enjoyed one of her most suc-cessful years in the real estate busi-ness. She has now told her story in abook that will soon be shared withothers through www.MomsLikeMe.com, a community blog andforum.

“When therapists suggested thatDavid might be Autistic or Aspersers,we did not give in to the diagnosis,”said Huber. “I basically took a hiatusfrom real estate for two years to workwith him constantly. The collabora-tive efforts between my husband,

Dave, my parents, brother and sis-ter-in-law, our caretakers, severaltherapists, teachers, doctors,friends and neighbors, we contin-ued to mainstream David. Just re-cently, David’s current preschoolteacher said the school psychologistdetermined through IEP testingthat he was off the charts extraordi-nary in some areas of the testing,and we are very excited to learn

more. He is now five years old anddoing fantastic.”

Amber Huber earned her real es-tate license in 1992 and is a memberof the Fort Collins Board of Realtors.She earned her bachelor’s degree inarts and humanities from ColoradoState University and holds specialdesignations recognizing the suc-cessful completion of stringent con-tinuing education courses in real es-tate.

For more information, call 970-217-2939, or contact Amber via e-mail atamberhuber@r mfa.com.

Marie Edwards

Amber Huber

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NEW NORTHERNCOLORADO HOMES

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1 Lakes Point at Seven LakesLakes Point at Seven Lakes

D.E. BURNS CONSTRUCTIOND.E. BURNS CONSTRUCTIONQuality • Integrity • Experience • Reputation

970-669-8386

New homes priced in the mid 200’s in desirable Seven Lakes Area

5 piece master baths, walk-in closets, air conditioning, 3 car garages, unfi nished basement

4 ranch plans and a 2 story withmain fl oor master to choose from

04

-30

74

54

E 29th St.

N. M

adis

on A

v.

US

287

E 37th St.

Seven Lakes Dr.

2PATIO HOMES FOR SALE

Maintenance - Free Living

S FOR SALE

Free Living

Visit our model home 2915 Purgatory Creek Drive (Take Boise, 1 mile north from Hwy 34)

970-663-4522www.SevenLakesColorado.comOffi ce Hours: Mon-Fri 1pm-4pm; Sat-Sun 12pm-3pm

4-307505

Open House Seven Days a Week

1


www.reporterherald.com/MarketPlacewww.reporterherald.com/MarketPlace

Classified ads get results.

2&3 bdrm apts: $575-$850+dep. Clean, fresh paint, smpets neg. Lvlnd 970-308-4096

1 studio, 606 Eisehower,$350, Util Inc., BasementUnit, rmpm.com 669-0842

1 Cute studio, $350/mo, 28Idlewild, river acc., in can-yon. RMPM 970-669-0842

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FOR THE MONEYGarage with storage, A/C.Coin-op. $505 & $555. Nopets. Call 970-669-3826.

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1 BDRM, 1 ba, no pets. 125S. Jefferson #6. $410/mo.

FPI 970-663-4664

1&2 BDRM, BERTHOUD,$495 & up+dep. Util´s incl.No pets/smk. 970-215-8848

1 rm, Studio+ Vintage apts0 utils! On-site mgmt. W/D,DirecTV $333-590 219-8162

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Foothills Apts2 Bdrm Apartment Homes.● Newly Updated● Includes Washer & Dryer● Park-Like Setting● Garages Available● Water & Trash Paid

1913 W. 15th St.669-7850, Sorry no pets

2 BDRM, $625/mo, 3408Butternut, 1/2 mo/free,W/D hkp. RMPM 669-0842

2 BDRM, $575-$600/mo.Clean, Bright, Remod-eled. New Appliances.Free Heat & basiccable. No pets.970-663-6787 or970-430-0859

2 BDRM, 529 E. 13th,$475/mo, cat ok, big kit.Call rmpm.com 669-0842

2 BDRM, $495/mo., 131Jefferson, balcony, 2-Stry.

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2 bdrm, 210 Cleveland,bsmt unit. Newer carpet.$425/mo. RMPM 669-0842

2 BDRM, 1 ba, no pets.1155 E. 5th St. $535/mo.

FPI 970-663-4664

2 BDRM, 1 ba, free rent!Near Lake Loveland &park, pets nego. Quiet &spacious. $599 223-1349

2 BDRM, 1.5 ba. w/d hkupsNo smoke/pet. $600 + dep.3542 Butternut. 970 290-0211

2 & 3 BDRM, cent. loc. Newcarpet/paint. Fncd yd, nopets. Ht/Wtr pd! 308-7387


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2 BDRM, Loft, 2.5 bath,double gar, W/D hkup. $900+ utils/mo. (970)203-1290

2 Bdrm, 386 Audrey,$835/mo. Loft, unfin.bsmnt, RMPM 970-669-0842

Condos/Townhouses 4050

STORAGE UNITS for leasein Loveland. 20x40 w/14´OHD. High ceilings, E-Zaccess. Call Jack at

970-593-9900 or 970-217-1027

2880 Sq Ft free-standingshop, 3-phz, stor, $950. Alsoretail bldgs 970-669-9099

1800 SF. Auto, auto paint,furniture stripping, weld-ing, med. marijuana neednot apply. 502 2nd St, Unit3, Berthoud 970-221-0997

CommercialIndustrial 4040

LOVELAND ♦ 2 BDRM, 1ba, 135 W. 11th St., $750/mo.; 1+ BDRM, 1 ba, 4207N County Rd 27, $450/mo.ESTES PARK ♦ 1224, 1260,1262 Graves Ave, 2 BDRM,1 ba, $750. 1st ChoiceRealtors, 970-669-9696

3 bed, 2 bath $735 ALLutilities included! Quiet

and clean end unit close tolibrary/rec center. Coin-oplaundry, off street parking.

669-1375

3 BDRM, 2 ba, $850. WaterPaid! @ 2350 S. Colorado,Quiet. No smoking/pets.

970-218-0510

2 bed, 1 bath $655ALL utilities included!

Ready for move in end ofJanuary 669-1375


2 BDRM JOHNSTOWN-1 ba, appl´s incl DW, W/Dhkup. $645/$645 deposit.No smk/dogs. 970-221-7367

2 Bdrm, 2539 Garfield,$795/mo. Frplc, fencedyard RMPM 970-669-0842

2 Bdrm, 1040 Cleveland,$750/mo. Sunroom, petsneg RMPM 970-669-0842

Country living 4 BDRM, 2non-conform, 1 3/4 ba, 2 cargar. Corrals, 4+ acres.3239 CR 13. Horses ok.$1395. FPI 970-663-4664

Houses 4080

STORAGE 20 x 40with 14´ overhead door.

$325/mo. Call (970)481-5899

INDOOR GARAGESTORAGE 20x40, 20x50.I-25 & Hwy-66. 970-535- 6074

GARAGE - 1 car garage,$85/mo. Storage only. Callrmpm.com 970-669-0842.

Garages/StorageSpaces 4070

3 BDRM, 2 ba, gar,W/Dhkps, $725. No pets/smk. 7Birkley Ct Lvld 970-667-3353

3 Bdrm, 2526 Gilpin,$795/mo. Frplc, fencedyard RMPM 970-669-0842

3 Bdrm, 1717 Ranae $825/mo, new carpet/paint, W/Dincl RMPM 970-669-0842

3 Bdrm, 1112 Gard,$625/mo, fenced ydRMPM 970-669-0842

2 BDRM, $695/mo, 1841 E.16th, 1 car gar, 1/2 mo/

free. RMPM 669-0842

2 BDRM, 1 ba, 1 car gar,free W/D, Internet, cableTV. $650 + electric & gas.No smk/pets. 126B E. 12thSt- Loveland. (970)214-4754

2 Bdrm, 1841 E. 16th,$695/mo, 1 car gar, W/Dhkups, RMPM 970-669-0842

1 BDRM, hdwd floors,deck, W/D incl. $450/mo.$400/dep. 1136 Jefferson.

Call 970-663-2672

Duplexes 4060

Furnished ExecutiveCondo near Centerra,monthly. 970 227-4115

2 BDRM, 1.5 ba Ranch-Heat & Water paid! Cov´dprkg, W/D onsite. 1404Caddoa Dr. #3 Loveland.$650/mo+dep. Avail now.303-795-5440 / 303-981-5787

Condos/Townhouses 4050

� 2 BEDROOM Home �$575+dep. W. Hwy 34. 1Mo. FREE w/6 Mo. lease.Pets nego. 970-690-9049

Mobile Homes/Spaces 4090

WHY RENT???Get $8000 for buying0 Down/0 ClosingCall for details

Ken or Tammy 970-663-5008

��To ensure you receive

the best response to youradvertisement, pleasecheck your ad the first

day of publication.We regret we cannot be

responsible for morethan one day´s incorrect

insertion. Billinginquiries can be

initiated within 30 daysof ad expiration.

A PHONE CALLWORTH $8000.00

”Call us”We´ll show you how to get$8000 for Buying a housewith no money out of

Pocket. We have until April30, 2010 So don´t hesitate ~let´s get started today!

Ken or TammyWestern Plains Realty

970-663-5008

4 BDRM, 1 1/2 ba, 2 car,SW. NICE! No smk. Petneg. $1100/mo (970)667-8816

3 bdrm+ study, 1.75 ba, lrghtd 2 car gar, A/C, sprklr,storage shed. No pets/smk.$995/mo. 2102 S. Custer

Ave. 970-663-6811

3 BDRM, extremely nice,farmhouse, no indoor pets/smk, $1100+dep. utils pd.Ocassional farm help insummer (970) 587-2527

Like new, 3 BDRM, 2 BA, 2car, backs to greenbelt.No pets/smoking. $995

Cottage Realty 970-532-2695.

3 Bdrm, 1403 Douglas, $750/mo, Fenced yd, 1 car gar,

RMPM 970-669-0842

UNIQUE HOME! 3 BDRM,2 Ba, full finished bsmnt, 2car gar, covered patio.

Detached studio w/1/2 ba &1 car gar w/storage.

$1850/mo. Estate Builder,(970)667-3400

Close to I25 and shop-ping!!! 1009 King Dr. 3BDRM, 2 ba. New carpet/tile flr. Gar, lrg yd, A/C,patio. Just Reduced!!!$1,550/mo. Faith Property

970-377-1626

Rent/Rent to Own, 3BDRM, 2 ba, fncd yd. FrontPorch. $900/mo. 124 SE 2ndSt. (970)222-1742. If Rent toOwn, comes w/add´l rental

income. Avail Now!

Houses 4080

Your new employeeis reading our classifieds.

[email protected]

RENT master bd+ba Fe-male; Priv+Util incl.(townhome) $500+$250dep. 970-488-9643

RoomsFor Rent 4130

Private, Professional. 600Sq.ft. I25/Johnstown. $675/mo. incl. util´s. 970-213-3408

OFFICE, RETAIL,INDUSTRIAL. UTIL´SINCL. 970-667-3338

Mountain Ave., BerthoudCommercial/Retail$500/mo 970-532-2652.

920 Sq Ft- 4 prof´l offices,recep area, high traffic, grtpkng. $775/mo. 970-420-5757

Office Space 4100

� � � � � �FREE HOMES!!

2b´s-just pay lot rentAlso have like NEW 3bI am willing to carry @$700/mo LOT INCLUDED

4105 n Garfield lvld#70 free #44-$700

831 17th ave, Longmont#20-Free

970-420-8488www.aboutarc.com

� � � � � �

2 Mobile Homes, Sale/RentAdult park, small pets OK,owner fin, bad credit OK.Rent to own, total pmnt.

$800/mo inc lot rent.Let´s Talk! 970-215-1819

Mobile Homes/Spaces 4090

MIRASOL SENIORCOMMUNITY

1377 sq. ft. ranch 2 bdrm,2 ba many extras.

970-635-5931 for info & tours.

BANK OWNED, HUD & VAwww.ForeclosuresInLoveland.com

to request a copy of the list!Julie Stinson RE/MAX

Alliance 970-622-1809

A picture is wortha thousand wordsTry a classified picture

ad! Call for details970-635-3650

Get $8000 when you buy thisnew 2 bdrm, 3 ba, 2 car

townhome. $139,900Cottage Realty 970-532-5900

2240 Bismarck Ct.,Loveland. $179,900, ranch.3 BDRM, 2 Full bath, 1520sqft, RV Parking, huge

yard, close to McKee MedCenter. Call Rob(970)481-2133 withAt Home Realtors

Loveland 5110

FAXUS

YYOOUURRCLASSIFFIIEDD

ADIt’s fast! It’s easy! Useyour FAX machine tosend us your classifiedads. Reporrterr-HeraldFaax numbber 6355-3677.

Sell Your HouseFast!

Quick Sale - Fair Price720-962-4688

Real EstateWanted 5170

Nice home in Cherry RidgePk, Lvld. 1996, 3 bdrm, 2ba, 14x70. Must sell ASAP.Only $15K 970-988-6903.

* Everyone´s Approved! *Bad credit ok on our OwnerCarry Mobile homes. Over50 Dbl. & Sing. wides. Big-gest Sale Ever!! We´rebuying too! 970-222-1473

970-690-2725 or 970-690-3283

Mobile/ManufacturedHomes/Spaces 5130

THIS IS IT! Udatedtri-level, 3 bdrm, 2 ba, park

like yard, $183,500.593 S. Edinburgh. Quickmove-in. Joy 970-412-5542

Loveland 5110


970-613-0700 www.thegroupinc.com 970-663-0700

5401 Stone Creek CircleLoveland, CO 80538

New Listing

New Construction

Featured Property

Open House

Price Reduced

1401 W. 29th St.Loveland, CO 80538

$550,000MLS#584395

Light, bright and airy describes this great 4-level home. Separate living and family rooms with room to expand in unfi nished basement. Spacious master has full master bath. Exterior features include deck, patio and covered front porch. The fenced corner lot backs to green belt. Other features include upgraded cabinets, appliances and central air!

204 Sand Grouse Drive, Loveland

$217,500MLS#617259

05-3

0790

4

New roof, gutters, garage door, paint, water heater and more. Walking distance to schools and neighborhood park. This well maintained home features a 3 beds, 2 bath, 2 car garage, open fl oor plan, central air conditioning and fenced yard. Amazing short sale opportunity!

561 S Rachel Avenue, Milliken

$135,000MLS#617024

Large home on level lot w/ new roof & vinyl siding has been immaculately cared for. Accommodate extra friends or family in the attached 2bd effi ciency unit w/ fi replace. Entertaining kitchen in the basement. Deep roomy heated/insulated 2 car garage. Amenities include open fl oor plan, skylights, wood fl oors, 1 wood burning and 1 gas fi replace, a bar in the daylight basement, 2 furnaces & hot water heaters, A/C & ceiling fans. 17x13 storage shed & covered porch.

509 7th Street, Windsor

$259,000MLS#616328

3 bd, 2 bath 3800+ sq ft ranch with full unfi nished basement. Open and light fl oor plan with hickory fl oors throughout living areas, hickory cabinets w/crown molding. Only $339,000!

1694 Platte River Drive, Windsor

$339,000MLS#617676

Enjoy your own pedal boat on Buckingham Lake, play a round of golf at Mariana Butte Golf Course or relax at the new Loveland Clubhouse for dinner with an unobstructed view. Get your blood pumping on the walking trails. Enjoy all the neighborhood has to offer while living in a quality built custom ranch style home. Luxurious master suite. Full walk-out basement w/work shop. Oversized 3 car garage for toys. Manicured lawn w/sculptured garden, enclosed patio w/spectacular mountain & lake views!

$697,875MLS#610033

Call John Simmons481-1250

Call Cindy Kurtz962-6832

LhrominTfea

Upgrades include hardwood fl ooring, custom paint, maple cabinetry, tile fl oors & backsplash. The main level offers an open fl r plan. Upstairs the mstr suite w/2 walk-in closet & 5 piece luxury bath. 2nd bdrm has its own bath & also a loft area/study offi ce. Unfi nished bsmt w/radon system installed. Fenced in yard & patio area to enjoy summer fun.

1995 Big Sandy Place, Loveland

$195,000MLS#616119

Call Diana Luthi481-2692

Nhsm2cs

Wow! Brand new townhome with fi nishes you won’t believe for this price!! NOT a short sale, NOT bank-owned! Pergo fl ooring on main level, beautiful color schemes with two toned paint throughout, stainless steel appliances package including refrigerator, stove/oven, dishwasher & microwave, washer/dryer hook-ups, tile bath and all within walking distance to Old town Windsor and Windsor Lake! Full price offer includes 3.5% seller paid C.C/prepaids!

309 Buffalo Drive B, Windsor

$104,000MLS#607133

3.5% SELLER PAID C.C. INCLUDED

Call Kristen Specketer290-8097

Tastefully upgraded 5bd/3ba in Lvld. This home has been extensively upgraded w/ walnut fl ooring throughout the main fl oor, new carpeting, new energy effi cient windows, stainless appliances, fi nished basement w/ built-in bar & great room.

3016 Silver Leaf Drive, Loveland

$219,000MLS#615104

Call David Rand430-9505

New carpet, new ceramic tile, and new interior paint throughout home. Great condition home with oversized garage, large deck, mature landscaping, room for RV/boat, and no HOA!

2030 Bronson Street, Fort Collins

$219,900MLS#610229

Call Jim Muller443-5140

Aspen Homes of Northern Colorado is proud to offer this great home located in Greenspire just east of Windsor Lake. This ranch plan features 3 bedrooms, 2 baths and an open fl oor plan. Home can be built in 4 months from time of contract. *Photo is of previously built home. Model is open Fri-Sun, 12-5 pm.

$232,126MLS#612928

560 Moonglow Drive, Windsor

Call Jeff Montgomery215-4803

Liikcwdc

Well maintained ranch in beautiful Water Valley. Very bright and open fl oor plan with a fi nished basement featuring a 24 x 17 family room with fi replace. Five bedrooms, three baths with 3,000 sq. ft. fi nished. Close to pool and club house.

101 Whitney Bay, Windsor

$259,900MLS#595480

Call Felipe Sorzano222-4423

Call Mary Laing, CRS, GRI690-7288

So much more when you walk thru the door! 4 bdrm, 3 bath, two story with blazing warm living room fi replace located in desirable Blackbird Knolls. Simply walk across the street to Blackbird Knolls community park, or walk a block the other way and you’re in the country! White glove “spiffed” & “meticulously” cared for!

1596 Angora Drive, Loveland

$259,900MLS# 613422

OPEN SAT/SUN 1:30-3:30


3upaO

This luxury patio home in popular Mariana Butte has tons of upgrades. You won’t need to worry about mowing the lawn or shoveling snow - it is done for you! Sit in the back yard on the deck to enjoy the views and be worry-free.

476 Rossum Drive, Loveland

OPEN SATURDAY 1-3

$320,000MLS#604854

Call Kim Summitt689-6950

Call Miki Roth690-9459

Spectacular lake views & private lake rights for fi shing, swimming, boating & more. Main level has an open living room with gas fi replace, dining area & open kitchen. Upper level is complete w/ 2 master suites & laundry. Walk out basement features an additional bedroom, full bath and family room.

404 Split Rock Drive, Loveland

$345,000MLS#613940


994 Longspur Street, Loveland

$359,999MLS#607067

Beautifully upgraded 3BR 2BA ranch w/ 26’x24’ oversized garage on a spacious lot. This beautiful home includes alder trim, hickory fl oors in dining, kitchen and traffi c pattern, AC, gas fi replace & generous sized rooms. Gourmet kitchen features SS apps, alder cabinets, solid granite island and counters, and full tile backsplash. Covered stamped concrete patio. Neighborhood pool and park.

OPEN SATURDAY 12-2

Call Cindy Kutin391-4735

EgCptoLOg

CLASS, COMFORT, CHARM! This Country French home gives you all this & more. The warm & inviting hearth room kitchen is a gourmet cook’s dream with double ovens & a 5 burner gas range. The master suite has a fi replace and his & hers closets with custom built-ins. This popular design offers a nice mix of “our” space and “my” space. hosts: Georgena Arnett and Bob Skillman

4951 Pyrenees Drive, Fort Collins

$575,000MLS#598278

OPEN SAT & SUN 1-3

Call Nancy Maus213-0554

403 Rossum Drive, LovelandCustom stucco and brick home on 4.8 acres w/mountain views. Vaulted great room. Formal dining. Gourmet kitchen. Cozy sitting nook w/3-sided fi replace opens to great room & kitchen. Large laundry/mud room. Luxury master w/deck. 1728 sf RV garage.

4585 Levi Court, Loveland

$775,000MLS#570212

HUGE SHOP!

Call Linda Sioux Stenson215-9044

Custom 4 bed, 7 bath home offers rustic brick, stone & timber fl ooring, hefty beams, & European Country fl avor on 2 acres. Additional amenities include a Portico uniting the 6 car garages, offi ce, golf, exercise & theater rooms. www.ColoradoCustomEstate.com

1587 S Preserve Drive, Berthoud

$2,250,000MLS#595241

INVITING SANCTUARY


Call John Peden 227-5677

OPEN SUNDAY 1-3

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