RBK Money - Innovation in Payments

RBK Money Innova-on in payments

October 19, 2011

Why RBK Money?

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We have a truly unique proposi-on on the market

•  Everything is FREE for users •  100% protec-on for users and merchants

•  200+ payment methods integrated in one solu-on

Quick facts

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1,200,000 e-‐Wallets

250,000 payment points

FREE for users

23,000 merchants

200+ payment methods

9 years on the

market

15,000 transac-ons

daily

1M USD in transac-ons

daily

Best product on the payment market

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RBK Money Yandex.Money, Qiwi PSPs PayPal,

Skrill (MB)

Free for users ✔ -‐ ✔ -‐

eWallet ✔ ✔ -‐ ✔

Card payments ✔ -‐ ✔ ✔

Other payment methods ✔ -‐ -‐ Limited

Payments without user registra-on ✔ -‐ ✔ Limited

100% fraud protec-on ✔ -‐ -‐ ✔

Products and services

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eWallet POS Payments

Payment Kiosks

Money transfers

Merchant Payment Gateway

Card Payments

Mobile Payments

RBK Money Visa Card

eWallet

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First 100% free eWallet in the world

•  Free top-‐up, payments, p2p and withdrawal

•  Access via web, mobile and apps

•  Professional eWallet – for small businesses and freelancers

•  Instant payments and transfers

•  Instant Virtual MasterCard

Merchant Payment Gateway

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All payment methods in one interface

•  No registra-on for user •  Geo-‐loca-on •  Fully-‐customized

RBK Money Visa Debit Card

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Your money online and offline

•  Delivered by post •  Visa Chip&PIN Classic card •  Connected to the eWallet

•  Free ATM cash service

•  Earning 7% p/a on the deposit

Payments in POS

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Accep-ng payment cards never been easier

•  Virtual POS terminal

•  Mobile terminal (like Square)

•  QR-‐payments

Coming up…

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RBK Games

Social Shopping

eWallet payments in POS

Geo-‐loca-on deals

Security and an--‐fraud systems

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To protect our customers, we combine our in-‐house developments with the best 3rd-‐party solu-ons

•  Our own an=-‐fraud system More than 5 years of constant improvement based on our experience. Covering eWallet opera-ons, card payments, MLR etc.

•  3rd party solu=ons Iova=on – break-‐through device-‐reputa-on system MaxMind – Card payments fraud detec-on system

Compliance and regula-ons

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Currently we operate according to eMoney regula-ons in the following areas

Russia

•  New Central Bank eMoney issuer license is due in Q3 2012 (new law is being implemented)

•  RosFinMonitoring MLR compliance

UK and EU

•  FSA-‐registered limited eMoney issuer, new FSA EMD2 license is due in Q1 2012

•  HRMC MLR compliance

Expanding globally

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Our offices

•  London, UK -‐ Global and European HQ •  Moscow, Russia -‐ Russian and CIS HQ

•  Krasnodar, Russia – Back-‐office for Russia

•  Kiev, Ukraine – Back-‐office for Russia

•  Sofia, Bulgaria – Global back-‐office

•  San Francisco, US -‐ US HQ coming soon

•  Toronto, CA – coming soon Our Global HQ in London, UK

Some of our partners

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Thank you! Get in touch today

RBK Money Global HQ Level 33, 25 Canada Sq. London, E14 5LQ UK +44 20 7060 4660 [email protected]

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RBK Money - Innovation in Payments

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