RA Technology Data Science in...
Transcript of RA Technology Data Science in...
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Data Sciencein Business
RA Technology
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Content and ContextQuantity is better than quality
Data Science projects of RA Technology
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Context of "Data Science in Business"
Question and Answer3
➔ Financial (Fintech)➔ Ecommerce➔ Advertising (Adtech)➔ Other...
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Data science in business
Detect data insight
Utilize data mining/data science technique to:
Modeling data insight
Use insight model for new problem,
new target, ...
Create new values, unfair advantages
for company
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Fintech: Credit score modelConsumer lending market: $15 BILLION.
30%18-24
33%25-34
10%35-44
25%Others
30%
10% 8%
30%
22%
Age distribution Income distribution (by million VND)4
1. Estimation and distribution from Money Lover's report, 2016
![Page 5: RA Technology Data Science in Businessfit.uet.vnu.edu.vn/dmss2016/files/lecture/HaThanhTung-Lecture.pdf · Context of "Data Science in Business" Question and Answer 3 Financial (Fintech)](https://reader034.fdocuments.in/reader034/viewer/2022042202/5ea22932e01ff931ba6addbb/html5/thumbnails/5.jpg)
Fintech: Credit score model
Cash, Credit, Debit, ATM, Bank
Statement …
Payment AbilityPayment HistorySpending Habit
Customer Profile
Credibility & Trustworthiness
Job, Age, …
Transaction
Profile
Network
Mobile phone, social networking
site …
USER’S CREDIT SCORE
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![Page 6: RA Technology Data Science in Businessfit.uet.vnu.edu.vn/dmss2016/files/lecture/HaThanhTung-Lecture.pdf · Context of "Data Science in Business" Question and Answer 3 Financial (Fintech)](https://reader034.fdocuments.in/reader034/viewer/2022042202/5ea22932e01ff931ba6addbb/html5/thumbnails/6.jpg)
Use credit score
Share feedback data
Lender
Credit Score model
Lender
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Fintech: other businesses
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FRAUD DETECTION> $1B/year of market to reduce risk
STOCK TRADING BOT> $50B/year of market to play
Financial cross saleJust BIG
71. Estimation from Money Lover's report, 2016
![Page 8: RA Technology Data Science in Businessfit.uet.vnu.edu.vn/dmss2016/files/lecture/HaThanhTung-Lecture.pdf · Context of "Data Science in Business" Question and Answer 3 Financial (Fintech)](https://reader034.fdocuments.in/reader034/viewer/2022042202/5ea22932e01ff931ba6addbb/html5/thumbnails/8.jpg)
E-Commerce: Upsale technologyPotential market $10B/year
VERY SMALL COVERAGE
One of three biggest sites> 3K transactions/day
81. Estimation from RA Technology's research, 2016
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E-Commerce: Upsale technologyDirect marketing using RFM model
91. Data Mining Using RFM Analysis - Derya Birant, Dokuz Eylul University, Turkey
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E-Commerce: Upsale technologyDirect marketing by RFM model
101. Data Mining Using RFM Analysis - Derya Birant, Dokuz Eylul University, Turkey
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E-Commerce: Upsale technologyDirect marketing by RFM model & Recommendation
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Bestcustomers
Need areminder
Need to beupsold (551)
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Direct marketing and recommendation
Customer engagementProduct loyalty
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1. Data Mining Using RFM Analysis - Derya Birant, Dokuz Eylul University, Turkey
![Page 12: RA Technology Data Science in Businessfit.uet.vnu.edu.vn/dmss2016/files/lecture/HaThanhTung-Lecture.pdf · Context of "Data Science in Business" Question and Answer 3 Financial (Fintech)](https://reader034.fdocuments.in/reader034/viewer/2022042202/5ea22932e01ff931ba6addbb/html5/thumbnails/12.jpg)
Adtech: Personalized content/advertisingMarket: $200M/year
121. Estimation from RA Technology's research, 2016
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Adtech: Personalized content advertising
Provide free content recommendation for
website
Share revenue with website+ +
Content marketers buy advertising to be
shown with website's recommendation
RaContent solution
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Adtech: Personalized content advertising
Higher click through rate
(250%)
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Adtech: Other businessesCross-domain recommendation (cross-sale)Market: $500M/year
151. Estimation from RA Technology's research, 2016
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Hanoi
Da Nang
Ho Chi Minhcity
Hai PhongConclusion
Advantage
Disadvantage
We are in very early stage ofdata science in business
Huge potential marketFirst mover advantageFew competitors
Data is almost unreachableMarket lacks of awarenessPrivacy concerns
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Thank You For Your Attention
RA Technologyrichanchor.com
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