RBI Master Circular- Loans and Advances - Statutory and Other Restrictions
Questionnaire FOR LOANS AND ADVANCES
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Transcript of Questionnaire FOR LOANS AND ADVANCES
QUESTIONNAIRE
QUESTIONNAIRE
Age
::
Educational Qualification::
Sex
::
Marital Status
::
Occupation
::
Annual Income (in Rs) ::
Size of the Family
::
No of dependents
::
I..Do you have any deposit
account with Karur Vysya Bank?
Yes/No
If Yes type of the deposit account
1. Savings
2. Current
3. Rainbow Savings
4. Freedom Savings Account
5. Any other
II. Did you obtain any loan from
Karur Vysya Bank ?
Yes/No
If Yes particulars of the loan account.
1. Type of Loan
2. Purpose of the Loan
3. Loan Amount in Rs.
4. Rate of interest
5. Repayment Period
III. How do you feel about the services
rendered by the Karur Vysya Bank?
1. Satisfactory
2. Unsatisfactory
3. Excellent
4. Inferior quality
5. Moderate
IV. How do you feel about the Behaviour
of the staff in the Karur Vysya Bank?
1. Polite
2. Polite and courteous
3. Rude
4. Indifferent
5. Any Other
V. Are you aware of the Customer meet
organised by Karur Vysa Bank?
Yes/No
If yes, how many times you have
participated in the customers meet?
VI. Do you find the customers meet helps
improving the customer relationship?
Yes/No
If yes what are the reasons ?
1. It is a time to interact about each other.
2. Bankers problems also can be known clearly.
3. Customers suggestions also considered
4. Introduction of any new products/services
5. Any other (please specify)
If No what are the causes ?
1. It is a time wasting process.
2. Is conducted just as a matter
Of routine
3. They invite only big customers
4. It may not reflect all the customers
opinions.
5. Any other (please specify)
VII. How do you consider the documentation
procedures in the Karur Vysya Bank ?
1. Simple
2. Very easy to understand
3. Cumbersome
4. Lengthy procedure
5. Any other (please specify)
VIII. Did you experience any difficulty in
operating your account ?
Yes/No
If Yes the nature of the difficulty
1. Staff ( indifferent attitude of the staff)
2. Lack of basic amenities in the bank.
3. Inordinate delays
4. Procedural rigidities
5. Any other (please specify)
IX .If you experience any of the above
Difficulty, what did you do?
1. Lodged complaint with Branch Manager
2. Lodged complaint with the Branch Top
Management
3. Filing suit in the Consumer Courts
4. Amicably settled with the co-operation
the bank staff
5. Any other(please specify)
X. If you lodged complaint with the top management
what was the outcome?
1. Issue was sorted
2. Issue was not settled
3. Prompt action taken
4. Change in the attitude of the management
5. Any Other (please specify)
XI Are you availing of the latest services rendered by
the bank
1. RTGS
2. EFT
3. Internet Banking
4. Mobile Banking
5. Any Other (please specify)
XII Are you availing ATM services of the Bank?
Yes/No
If yes have you faced any problem with the ATM
Yes/No
If yes have you lodged complaint with whom?
1 Lodged complaint with Branch Manager
2. Lodged complaint with the Branch Top
Management
3. Filing suit in the Consumer Courts
4. Amicably settled with the co-operation
the bank staff
5. Any other(please specify)
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