Public Copy of NEW Aug Week 4 Copy of KTC Template ......your budget and look for ways to trim...

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STAFF Tips On Coping With Financial Stress Someone is always here for you First Nations Inuit Hope for Wellness: 1-855-242-3310 (24 hours) Text4Hope: Text COVID19HOPE to 393939 KTC Counselling Services: Contact Health Centre AHS Mental Health Line: 1-877-303-2642 If you are worried about money, you're not alone! If you are feeling overwhelmed, there are ways to get through these tough times, ease stress and anxiety, and regain control of your finances. Check out these tips from: https://www.helpguide.org/articles/stress/coping-with-financial-stress.htm Effects of financial stress on your health: We all know there are many more important things in life than money, but when you’re struggling financially can become overwhelming. Financial stress can lead to: Insomnia, Weight gain (or loss), Depression, Anxiety, Relationship issues, Social withdrawal, Physical health issues, and Unhealthy coping methods. No matter how bad your situation may seem at the moment, there is a way out. These tips can help you to break the cycle, ease the stress, and find stability again. Tip 1: Talk to someone Don't feel like you have to bottle it up and go deal with it alone. You may feel awkward talking with someone, but talking with a trusted friend or loved one will help relive the stress and also help put things into perspective. Get professional advice: there are a number of organizations that offer free counselling on dealing with financial problems. Getting practical advise from an expert is always a good idea. This is not a sign of failure, it just means that you're wise enough to recognize your financial situation that is causing you stress. Open up to your family: your loved ones are probably worried about you. Listen to their concerns and allow them to offer suggestions on how to resolve the financial problems you are having. Tip 2: Take inventory of your finances Leaving bills unopened to avoid further stress will only contribute to your stress. The first step to creating a plan to solve your financial stress is to detail your income, debt, and spending over the course of one month. Include every source of income: salary, bonuses, benefits, or child support. Keep track of ALL your spending: even small expenses can add up over time, so keep track of everything. Understanding how you spend your money will help you budget. List your debts: include past due and monthly bills, late fees, and money you owe family. Identify spending patterns and triggers: does boredom or a stressful day cause you to go spend money or go shopping? Once you are aware of your triggers, you can find healthier ways of coping with them. Look to make small changes: cutting down on nonessential spending and finding small ways to reduce your daily expenditure can really help free up extra cash to help pay off bills. Eliminate impulse spending: try making a rule that you'll wait a week before making a new purchase. Go easy on yourself: remember that anyone can get into financial difficulties. Don't punish yourself, give yourself a break and focus on what you can now control and look to move forward. Tip 3: Make a plan - and stick to it Identify your financial problem: once you have taken inventory, you can clearly identify the financial problems. It might be you have too much credit card debt, not enough income, or you overspend on unnecessary purchases. Devise a solution: brainstorm ideas, talk with your credit card companies, eliminate some payments, consult with a free financial counselling service. Put your plan into action: Be specific and follow through. If your solution was to cut up a credit card - then cut up that credit card. Stick with the amount you plan on saving to pay off debts. Monitor your progress: are some solutions working better than others? Has your monthly expenses changed and you need to revise your plan? Don't get derailed by setbacks: we are all human and unexpected things can happen. Don't beat yourself up, but get back on track as soon as possible. 1. 2. 3. 4. 5. Tip 4: Create a monthly budget Include everyday expenses: groceries, gas, rent, utility bills, childcare. Include annual expenses: divide your annual expenses by 12 so you can set aside money each month for things like care insurance, property taxes. Include unexpected expenses: try to factor in costs for unexpected expenses such as home or car maintenance. Set up automatic payments: whenever possible set up automatic payments to help ensure bills are paid on time and you avoid late payment and interest charges. Prioritize your spending: if your having trouble covering your expenses each month, it can help to prioritize where your money goes first. What are the necessities? Keep looking for ways to save money: regularly review your budget and look for ways to trim expenses. If it is too much stress or pressure, look at one expense a week or month and focus on that one. Enlist support: get support from your spouse, partner, or kids. Make sure everyone in the household understands what you as a family are working towards. Tip 5: Manage your overall stress Get moving: even a little exercise can help relieve stress. Practice relaxation techniques: give yourself time each day to relax and give your mind a break. Don't skimp on sleep: getting a good sleep will help both your mind and your body during these stressful times. Boost your self-esteem: spend time in nature, learn a new skill, or enjoy the company of people who appreciate you for who you are, rather than for your bank balance. Eat healthy foods: eating healthy can help improve your mood. There are ways to eat well on a budget. Be grateful for the good things in your life: Take a moment to appreciate a close relationship, the beauty of a sunset, or the love you have from those around you. It can give your mind a break from the worrying and help boost your mood.

Transcript of Public Copy of NEW Aug Week 4 Copy of KTC Template ......your budget and look for ways to trim...

Page 1: Public Copy of NEW Aug Week 4 Copy of KTC Template ......your budget and look for ways to trim expenses. If it is too much stress or pressure, look at one expense a week or month and

Keeping OurAUGUST 2020 / / WEEK 4 / / PAGE 1

Healthy & WellSTAFFTips On Coping With Financial Stress

NEED TO TA LK ? SUPPORT I S AVA I LABLE !

Con t a c t y ou r hea l t h c en t r e f o r a v a i l a b l e s uppo r t s .

Someone is always here for you

First Nations Inuit Hope for Wellness: 1-855-242-3310 (24 hours)

Text4Hope: Text COVID19HOPE to 393939

KTC Counselling Services: Contact Health Centre

AHS Mental Health Line: 1-877-303-2642

If you are worried about money, you're not alone! If you are feeling overwhelmed, there are ways to get through these tough times, ease stress andanxiety, and regain control of your finances. Check out these tips from: https://www.helpguide.org/articles/stress/coping-with-financial-stress.htm

Effects of financial stress on your health:

We all know there are many more important things in life than money, but when you’re struggling financially can become overwhelming. Financial stresscan lead to: Insomnia, Weight gain (or loss), Depression, Anxiety, Relationship issues, Social withdrawal, Physical health issues, and Unhealthy copingmethods. No matter how bad your situation may seem at the moment, there is a way out. These tips can help you to break the cycle, ease the stress,and find stability again.

Tip 1: Talk to someone

Don't feel like you have to bottle it up and go deal with it alone. You may feelawkward talking with someone, but talking with a trusted friend or loved one willhelp relive the stress and also help put things into perspective.

Get professional advice: there are a number of organizations that offer freecounselling on dealing with financial problems. Getting practical advise from anexpert is always a good idea. This is not a sign of failure, it just means that you'rewise enough to recognize your financial situation that is causing you stress.

Open up to your family:  your loved ones are probably worried about you.Listen to their concerns and allow them to offer suggestions on how to resolvethe financial problems you are having.

Tip 2: Take inventory of your finances

Leaving bills unopened to avoid further stress will only contribute to your stress.The first step to creating a plan to solve your financial stress is to detail yourincome, debt, and spending over the course of one month.

Include every source of income: salary, bonuses, benefits, or childsupport.Keep track of ALL your spending: even small expenses can add up overtime, so keep track of everything. Understanding how you spend yourmoney will help you budget.List your debts: include past due and monthly bills, late fees, and moneyyou owe family.Identify spending patterns and triggers: does boredom or a stressfulday cause you to go spend money or go shopping? Once you are aware ofyour triggers, you can find healthier ways of coping with them.Look to make small changes: cutting down on nonessential spending andfinding small ways to reduce your daily expenditure can really help free upextra cash to help pay off bills.Eliminate impulse spending: try making a rule that you'll wait a weekbefore making a new purchase.Go easy on yourself: remember that anyone can get into financialdifficulties. Don't punish yourself, give yourself a break and focus on whatyou can now control and look to move forward.

Tip 3: Make a plan - and stick to itIdentify your financial problem: once you have taken inventory, you canclearly identify the financial problems. It might be you have too much creditcard debt, not enough income, or you overspend on unnecessary purchases.Devise a solution: brainstorm ideas, talk with your credit card companies,eliminate some payments, consult with a free financial counselling service.Put your plan into action: Be specific and follow through. If your solutionwas to cut up a credit card - then cut up that credit card. Stick with theamount you plan on saving to pay off debts.Monitor your progress: are some solutions working better than others? Has your monthly expenses changed and you need to revise your plan?Don't get derailed by setbacks: we are all human and unexpected thingscan happen. Don't beat yourself up, but get back on track as soon as possible.

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Tip 4: Create a monthly budget

Include everyday expenses: groceries, gas, rent, utility bills,childcare.Include annual expenses: divide your annual expenses by12 so you can set aside money each month for things like careinsurance, property taxes.Include unexpected expenses: try to factor in costs forunexpected expenses such as home or car maintenance.Set up automatic payments: whenever possible set upautomatic payments to help ensure bills are paid on time andyou avoid late payment and interest charges.Prioritize your spending: if your having trouble coveringyour expenses each month, it can help to prioritize whereyour money goes first. What are the necessities?Keep looking for ways to save money: regularly reviewyour budget and look for ways to trim expenses. If it is toomuch stress or pressure, look at one expense a week ormonth and focus on that one.Enlist support: get support from your spouse, partner, orkids. Make sure everyone in the household understands whatyou as a family are working towards.

Tip 5: Manage your overall stressGet moving: even a little exercise can help relieve stress.Practice relaxation techniques: give yourself time each dayto relax and give your mind a break.Don't skimp on sleep: getting a good sleep will help bothyour mind and your body during these stressful times.Boost your self-esteem: spend time in nature, learn a newskill, or enjoy the company of people who appreciate you forwho you are, rather than for your bank balance.Eat healthy foods: eating healthy can help improve yourmood. There are ways to eat well on a budget.Be grateful for the good things in your life: Take amoment to appreciate a close relationship, the beauty of asunset, or the love you have from those around you. It cangive your mind a break from the worrying and help boost yourmood.

Page 2: Public Copy of NEW Aug Week 4 Copy of KTC Template ......your budget and look for ways to trim expenses. If it is too much stress or pressure, look at one expense a week or month and

1 lb ground turkey, chicken or beef1 & 1/2 bags of tater tots (large size)1 can cream of mushroom soup1 can cream of chicken soup1 can evaporated milk

Brown meat and place in casserole dish (9x13).Place tater tots over meat.Mix soups and milk together, than pour over tater tots.Place in oven at 350 degrees and bake for 1 hour.

Submitted by Sharon Houle

Tater Tot Casserole

Ingredients:

Instructions:

SUMMER RECIPE OF THE WEEK

NEED TO TALK ? SUPPORT I S AVA I LABLE !

Con t a c t y ou r h e a l t h c en t r e f o r a v a i l a b l e s uppo r t s .

Keeping OurAUGUST 2020 / / WEEK 4 / / PAGE 2

Healthy & WellSTAFFStaff Activities

KNOW

Did you

NO SEW T-SHIRT TOTE BAG

Step 4. Tie fringe.  Tie your fringe into knots as pairs, all along the bottom. Thereshould be a hole between each knotted pair of fringe. Now grab three sets of fringepairs at a time, grab one strand from the middle pair, and knot it with one of the strandsfrom the left pair. Take the other strand from the middle pair, and do the same with oneof the strands from the right pair. Take the remaining strand on the right, and tie it tothe next set of strands, and so on and so forth. Turn the shirt inside out, and voila!

From: https://mommypotamus.com/no-sew-t-shirt-tote-bag-tutorial/

YOU WILL NEED:Old t-shirt (the thicker the fabric, the sturdier the bag)Sharp scissors, ideally fabric scissorsWashable marker (optional)

Step 1: Cut the sleeves off. To make anidentical cut, fold the t-shirt in half then cut bothsleeves at once. Or, if the material is too thick,cut one sleeve than fold it in half and use the cutside as a guide for the next sleeve.

Step 2: Cut the neckline area. Get a perfect round cut by turning the shirt inside outand tracing the outline of a bowl first, or free-hand cut for an oval shape.

Step 3. Decide how deep the bag willbe. With the shirt inside-out, decide whereyou want the bottom of the bag to be andtrace a line across. Stretchy or thin fabric willstretch and become longer over use!Step 4. Cut fringe.  Cut slits about 3/4 to 1inch apart, from the shirt bottom, up to theline marking the bottom of your bag. Cut boththe front and back sides together, as they willneed to match up.

Upcycle your old t-shirts or thrift shop finds, without using a sewing kit!

INSTRUCTIONS

Selena was born and raised all over northern Alberta finally settling in St. Albert with her own family. As aDriftpile Band Member she only lived on the reserve for a few years before moving again! She’s been married 15years to Daren and has 3 boys, Asher (17), Tanin (14) and Ridley (10), and has a couple of fur babies to boot!Selena enjoys family time like camping, hiking, watching movies or playing boardgames and when she can sneakaway she loves to scrapbook and art journal. Having worked in and for First Nations her entire career, she ispassionate about improving the health of First Nations with a special interest in mental health. Selena workedfor Treaty 8 First Nations of Alberta for a number of years before going to First Nations and Inuit Health branch,Health Canada to learn “the other side” of things. Having gained knowledge and experience working for thegovernment, Selena wanted to return to serving First Nations.  Joining KTC in early 2017 has been an amazingexperience, allowing Selena to take on a number of projects and roles within the organization. As Special ProjectsManager Selena was able to support many short term projects focused on diabetes, mental health, women’swellness and opioids while also overseeing some well-developed programs that KTC has like community dentaland the Treaty 8 Wellness position. Supporting Kirsten Sware, the Director of Health, Selena is happy to step upwherever she is needed to keep services and supports available to the member nations.Selena is excited to explore Insights more as an organization in the coming year!

MEET THE

STAFF

Meet Selena Willier-Schmidt, Special Projects Manager, KTC Health

It was on the 28th of August 1963 that Martin Luther King Jr gave his famous “I have a dream” speechto 250,000 people on the steps of the Lincoln Memorial in Washington D.C. Considered to be one ofthe most iconic speeches for the end of racial discrimination and for equal rights to all. For moreinteresting facts about the month of August, check out: https://www.thefactsite.com/august-facts/

AUGUST WAS A BIG MONTH FOR CIVIL RIGHTS MOVEMENT

KTC