Protecting Customers…

Building Better Relationships!

# 1 Equity Builder for your Business

PROTECTION

Centum and PSG have formed a strategic alliance

to help enhance the CRMS

Group Mortgage Protection

IndividualTerm

Insurance

Home and Auto

Protection

Life

- Up to Age 70… maximum of $500,000

- Covers outstanding balance on the date of death

Disability

- Age 18-64 up to $4000/mth.

- 24 monthly benefits

- NO cap on number of benefits received

- Soft tissue injuries

- Full benefit paid on Joint coverage

Critical Illness

- Ages 18-55

- 24 payments of up to $4000/mth.

- Covers 15 possible Illnesses

Mortgage Protection

Centum Features

- White labelled- All in one certificate- No need to know

what coverage or smoking status to generate certificate

- True joint coverage

- Email confirmation

- $300,000 medical question

- Up to 40 year ammort.

- Stand alone coverage

- No Broker administered medical questionaire

- Up to 60 days free coverage- Blend and extend

i. true portability

- Commitment to communicatei. toll-free support lineii. sales tipsiii. email confirmation on applications

Centum Features

CompensationTerm Of Coverage

6m 1 2 3 4 5 6 7 8 9 10 Renewal

COMPENSATION 

Up-Front 12% 25% 45% 65% 85% 100% 110% 120% 130% 140% 150% 25%

  Percentage of First Year’s Premium  

Hybrid

$100 $150 $300 $400

25%

PLUS 15% of Monthly Premium

Profit Potential

Building Equity in Your Business

- Auto generation through CRMS

i. Certificate of Coverage

ii. Needs Analysis

Delivery

- Ability to edit- Create new certificate

- Selling of the credit application

- Real life analogies

- Feel, Felt, Found

Sales Tips

Sales Video

- Call centre based

- Consistent presentations

- Broker compensation

Sales Follow-up

- Centum branded

- Term 20 coveragei. Life

- Referral based

IndividualTerm Insurance

- Centum branded- Top 3 Canadian insurer- Instant binding right from your

office- Referral based- Available first quarter ‘08

Home and Auto Protection

Committed to helping

Kent Taylor877.319.7151

PROTECTION

you build your business