PKSF Initiative for Education Development: Scholarship for ...
Promoting Agricultural Commercialization and Enterprises...
Transcript of Promoting Agricultural Commercialization and Enterprises...
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Promoting Agricultural Commercialization and
Enterprises (PACE) Project
(IFAD Loan No. 2000000722)
Yearly Progress Report
July 2015-June 2016
Palli Karma-Sahayak Foundation (PKSF)
PKSF Bhaban
Plot: E-4/B, Agargaon Administrative Area
Sher-e-Bangla Nagar, Dhaka-1207, Bangladesh
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Contents
1. Introduction: .................................................................................................................................................... 2
2. Project description: ......................................................................................................................................... 2
3. Component wise progress of the project activities ........................................................................................ 6
3.1 Component 1: Financial services for microenterprises: ................................................................................ 6
3.2 Component 2: Value chain development .................................................................................................... 10
3.3 Component 3: Technology and product adaptation ................................................................................... 17
4. Project management: .................................................................................................................................... 21
5. Financial progress of the project: .................................................................................................................. 23
6. Conclusion: ..................................................................................................................................................... 24
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1. Introduction:
Palli Karma-Sahayak Foundation (PKSF) was established by the Government of Bangladesh in 1990, as
an apex organization for poverty alleviation through employment creation. Since its inception, PKSF has
been implementing various programs and projects for poverty alleviation through its Partner
Organizations (POs). PKSF has been providing financial and non financial services to micro
entrepreneurs to run various enterprises since 2001. PKSF successfully completed implementation of
three projects financed by International Fund for Agricultural Development (IFAD), namely;
Microfinance and Technical Support (MFTS) Project, Microfinance for Marginal and Small Farmers
(MFMSF) Project and Finance for Enterprise Development and Employment Creation (FEDEC) Project.
The main feature of these three projects was combining technical supports with the financial services to
expedite the poverty reduction process.
Based on the experiences of above-mentioned three projects, PKSF launched Promoting Agricultural
Commercialization and Enterprises (PACE) Project in January 2015. The project is jointly financed by
PKSF, IFAD and POs of PKSF. The financing agreement of the project was signed on 11th
December
2014 between the Government of Bangladesh and IFAD. Subsequently, PKSF signed a Subsidiary Loan
and Grant Agreement (SLGA) with Ministry of Finance on 18th
January 2015.
Like other programs and projects, all activities under PACE project are being implemented across the
country through its Partner Organizations (POs). The project provides financial services to micro
entrepreneurs i.e. the borrowers of Micro enterprise program. The project targeted marginal and small
farmers involved in field crops, horticulture, fisheries, livestock and non-farm producers of various sizes
and professionals in service sectors. Both women and men are the direct beneficiaries of this project and
the majority of the direct beneficiaries are women. The project implementation period is six years
(January 2015 to December 2020).
This annual progress report of PACE project contains the descriptions of progress of different activities
done during the reporting year July 2015 to June 2016. The report also contains information of the
cumulative achievements of the project since its commencement. The project has passed one and half
year of its implementation from January 2015 to June 2016 and has made a good progress in expanding
financial services for microenterprises and making value chain interventions for sub-sector development
and in transferring proven technologies for different economic activities.
2. Project description:
2.1 Project Goal: The project goal is to enhance livelihoods (higher income from self
employment, business profit and wage employment and food security) of the moderate and
extreme poor project participants (men and women) in a sustainable manner.
2.2 Development Objective: The development objective is to increase sales and incomes from
existing and new micro-enterprises and to create new wage employment opportunities for extreme
and moderate poor people.
2.3 Project Components: The project has three complementary components; 1) financial
services for microenterprises, 2) value chain development, and 3) technology and product
adaptation. In addition, project management is an additional activity to implement and coordinate
all activities of the project.
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2.4 Project Cost: The total project cost is USD 92.49 million. Component wise cost allocation is
given below.
Financial Services for Microenterprise : USD 70.60 million
Value Chain Development : USD 14.64 million
Technology and Product Adaptation : USD 0.87 million
Project Management : USD 6.38 million
..………………………………
Total USD 92.49 million
2.5 Project Financing: The project is jointly financed by IFAD, PKSF and POs of PKSF. The
breakdown of project financing is given below.
IFAD USD 40.00 million
PKSF USD 22.45 million
POs USD 30.04 million
………………………………
Total USD 92.49 million
2.6 Logical Framework
Design summary Performance targets and
indicators
Monitoring mechanism &
information sources
Assumptions
Project Goal: Enhance
livelihoods (higher income
from self-employment,
business profit and wage
employment, and food
security) of the moderate
and extreme poor (men and
women) in a sustainable
manner.
60% households reporting
improvements in household
asset ownership index
50% increase in income
of 70% participating
moderate and extreme
poor households from
farm, non-farm and
service type businesses
and wage employment
Impact surveys of households
at baseline, mid- term and
completion qualitative
(PRA) assessment of
participating HHs and
quantitative assessment
(profitability analysis) of
microenterprises
Economy maintains or
increase growth rates
Terms of trade for rural
communities shall not
deteriorates
Price inflation for staple
food (rice) remains
below 10%
Rural and peri-urban
infrastructure improves
Prolonged political
unrest does not hinder
business and other
economic activities.
Development objective:
Increase sales and incomes
from existing and new
microenterprises, and create
new wage employment
opportunities for extreme
and moderate poor people.
70% existing
microenterprises have
increased combined sales
by 50% after receiving
project credit and
technical support
70% of newly included
PACE project annual
assessment report on
business expansion and
employment creation impact
assessments PRA
assessments
Government maintains
pro-small business
policies
Government continues
to support microfinance
programme and NGO
activities Prolonged
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Design summary Performance targets and
indicators
Monitoring mechanism &
information sources
Assumptions
enterprises (out of which
50% are owned by
women) are profitable 3
years after receiving
support new wage
employment positions
created through project
activities and taken up
by moderately and
extremely poor people
(of which10% are
women).
political unrest does not
adversely affects
business and economic
growth
Component-1: Financial services for microenterprise
Design Summary Performance targets and
indicators
Monitoring Mechanism &
Information Sources
Assumptions
Outcome 1: Sustainable
financial services for MEs
(farm, off-farm, trading and
service sectors) expanded.
PKSF’s portfolio in ME
program increases at least
by Taka 3,200 million.
POs’ portfolio in ME loan
program increases by Taka
5,600 million.
5% of POs offering the
new products 12 months
after the first introduction
by PKSF
5% percent of a POs'
portfolio consists of the
new loan products 2 years
after the first introduction
by the PO.
PKSF’s program/financial
reports POs
program/financial reports
PACE project report
Demand for
microenterprise loan
grows
POs remains
institutionally and
financially viable and
offer competitive loan
products.
No major external
shocks such as major
spread of disease
Outputs: 1. Expansion of on-going loan program for MEs in all sectors 2. Piloting of new loan products
3.Capacity building of
PKSF and POs
Increase in number of ME
borrowers by102,000.
Cumulative loan
disbursement to additional
project borrowers Taka
61,200 million;
Number of new product
piloted: 2-3;
125 PKSF, 250 PO
officers trained
Reports from PKSF and POs
Project MIS Independent
assessment of
microenterprise loan program
and performance of pilot
products Training assessment
report
Portfolio quality of ME
loan program of POs
remains high (PAR
<5%)
Loan recovery rate of
overall ME program
and ME loan of POs
remain high (>95%)
HR capacity of POs for
management of
microfinance
programme enhanced
PKSF maintains its
strong supervision of
POs
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Component-2: Value chain development Design Summary Performance targets and
indicators
Monitoring Mechanism
& information Sources
Assumptions
Outcome2: Sustainable
inclusion of MEs and
businesses in value chains
in agriculture, off-farm and
service sectors to up-scale
business, production
technologies, and enhance
access to markets.
Taka 9000 million increase
in cumulative sales of
participating businesses
(farm and non-farm sectors)
in value chains
50% of microenterprises
(out of 300000 beneficiaries
of value chain subprojects)
operating 3 years after the
support received from the
project
Impact assessment of value
chains
Project reports and MIS
impact assessment,
Case studies
PKSF and POs remain
committed to facilitating
non-financial services
along with providing
financial services
program to MEs
PKSF and POs
successfully establish
collaborative business
arrangements between
MEs and mainstream
businesses.
No major external
shocks such as disease
Outputs: 1. MEs and agri-businesses
sustainably included in
agricultural value chains
in various parts of the
country
2. MEs sustainably
included in value chain
for non-farm
manufacturing,
processing and service
products or group of
products
3. Capacity of PKSF and
POs enhanced to
formulate and manage
large scale value chain
subprojects and identify
opportunities for
partnership with the
private business sector
for microenterprises
4. Capacity of PKSF, POs
and microenterprises to
identify, advocate and
strengthen pro- poor
business policies,
especially sector specific
policies, enhanced
5. Electronic platform
10,000 acres of additional
land brought under
production of selected VCs,
50% increase in poultry
birds and livestock of
beneficiaries of VCD
subprojects
VC development activities
in 15 agricultural and non-
farm subsectors
5,000 agricultural and 2,500
non-farm MEs linked with
larger firms as suppliers and
contract growers
200,000 agricultural and
50,000 non-farm
microentrepreneurs trained
200,000 MEs adopted new
technologies
10,000 Local service
providers (farm and non-
farm sectors) strengthened
in VCs
50 PKSF/GoB and 200 POs
officials trained on VC
project design and
management
80 PKSF/PO officials are
trained on preventing
environmental degradation
and improving conditions in
work place
5 policy papers written and
submitted and 5 dialogue
activities held
100 PKSF, GOB and POs
Impact assessment of value
chains
Project reports and MIS
Case studies
PKSF establishes
separate non-financial
services division with
competent human
resources
PKSF enhances overall
capacity to manage value
chain projects, supervise
POs in these areas
PKSF recruits adequate
officers
POs establishes separate
non-financial services
units and enhances
capacity to manage value
chain projects
Facilitation of non-
financial services
become mainstream
services of POs
Private business
companies are interested
in sourcing products
from microenterprises
and willing to engage in
partnership in the
selected value chains
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Design Summary Performance targets and
indicators
Monitoring Mechanism
& information Sources
Assumptions
officials trained
business/sector policy
analysis and advocacy
Electronic platform
established
Component 3: Technology and Product Adaptation Design summary Performance targets and
indicators
Monitoring mechanism
&
information Sources
Assumptions
Outcome-3: Proven
technologies and products
introduced by MEs
Transfer of 10 proven
Technologies and products
successfully to Small
Producers.
Independent assessment
reports
PACE reports
PKSF and POs successfully
indentify technologies and
products for small
producers within value
chain subprojects and
outside
Outputs:
1. Resolution of
technological problem
identified under
component-2
2. Adaptation and
dissemination of readily
available technologies
and products
3. TA and studies
50000 MEs/farmers are
trained
20 subsector technical
feasibility, impact and
other studies conducted
Independent assessment
reports of technologies and
product introduced, PACE
reports, IFAD supervision
reports Case studies
Successful identification of
capable research stations
within the country.
3. Component wise Progress of the Project Activities
3.1 Component 1: Financial services for microenterprises:
The project is providing financial services to microenterprises to expand existing microenterprises and
undertake new enterprises. The outcome of this
component is sustainable financial services for
microenterprises (farm, off-farm, trading and service
sectors) expanded, while outputs of the component
are:
a) Expansion of microenterprise loans for various
sectors (e.g. agriculture, off-farm, trading and
services)
b) Piloting of new loan products, and
c) Capacity building of PKSF and POs in designing
and developing new financial products, monitoring &
evaluation, impact assessment of ME program and
application of information technology in management
of POs. Project activities and targets under this
component are:
Microenterprise financed by PKSF
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Reach 102,000 microenterprise borrowers within first three years of the project, that is, by 2017.
PKSF and POs will mobilize an additional USD 50 million to finance this subcomponent. All IFAD
loan amount is expected to be drawn down within the first three years and PKSF/POs will continue
refinancing these new 102,000 borrowers during the rest of the project period and beyond. This
process will ensure exit for IFAD and sustainability of financial services.
Pilot 2 to 3 new loan products to develop new loan products to meet emerging needs of
microenterprises. The project budget allocated resources for feasibility studies as well as capital for
lending. POs will be the actual implementer of this piloting within their ME clients.
Train an estimated 375 persons (PKSF and PO officials) in areas such as management of large scale
ME loan program, monitoring and evaluation of ME program, impact assessment and application on
information technology in management of ME loan program. The training courses may be organized
by PKSF or outsourced from training providers such as business schools and qualified training
institutions.
Progress of the Implementation of the Components
a) Financial Services: PKSF launched its microenterprise program in 2001 and since then it has
been providing fund to its POs for implementing microenterprise lending program. The
Microenterprise Program of PKSF is now known as ‘Agrosor Program’ meaning program for
advanced people. PACE is intended to strengthen and expand this existing microenterprise
program of PKSF through its financial services component.
The net disbursement target of PKSF under this component is BDT 3200.0 million (*USD 40
million) in first three years of the project (2015-17). As per the project arrangement, IFAD
finances 50% of the net disbursement in any given period. Difference between opening
outstanding (loan balance with POs) and closing outstanding is considered as net disbursement.
The project’s target of net disbursement from PKSF to POs was BDT 1,604.65 million (USD 20.
million1) for the reporting year (July 2015 to June 2016). The project’s actual achievement (net
disbursement from PKSF to POs) during the period was BDT 1,715.7 million (USD 21 million).
The achievement is 107% of the target. On the other hand the budget for POs to Field in the
reporting period was BDT 1,250 million (USD 15.6 million) where actual achievement is BDT
13,763.62 million (USD 172 million), i.e. 1102.56%.
ME loans are invested in different enterprises under agriculture, trade, processing and service
sectors. POs disburse ME loan to the members from the fund received from PKSF, besides they
use their own resources generated by savings and equity for providing microenterprise loan.
At the end of reporting period 172 POs of PKSF were implementing Microenterprise Loan
program. The number of microentrepreneurs under the program was 966,140 as on 30 June 2016.
Among them, 25.8% was male and remaining 74.2% was female. A total of additional 318,264
microentrepreneurs have come under the ME program of PKSF since the inception of the project.
1 Exchange rate 1 USD=80 BDT
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Detailed information of financial services is given below:
PKSF to POs level As on 31st
December
2014
As on
30th
June
2015
As on
30th
June
2016
Increase/Dec
rease from
July’15 to
June’16
Increase/Decr
ease during
the project
period
1 2 3 4 5
(4-3)
6
(4-2)
No. of districts : 64 64 64 0 0
No. of POs : 163 168 172 4 9
Cumulative disbursement
(BDT in million)
: 28124.1 31044.8 37945.8
6901 9,821.7
Cumulative recovery
(BDT in million)
: 18572.24 21981.66 26167.0
5185.3 7,594.76
Outstanding loans with POs
(BDT in million)
: 9551.858 10063.138 11778.8
1715.7 2,226.94
Cumulative Recovery Rate
(CRR)
99.26% 99.48% 99.57% 0.09% 0.31%
POs to Field level:
No. of borrowers with current
loan
: 647876 727287 966140 238853 318,264
Female : 446784 513146 716521 203375 269,737
Male : 201092 214141 249619 35478 48,527
Cumulative loan disbursement
(BDT in million)
: 206010.196 241710.186 331946.0
90235.81 125,935.80
Cumulative recovery (BDT in
million)
: 175767.103 205717.00 282189.2
76472.2 106,422.097
Outstanding with borrowers
(BDT in million)
: 30243.093 35993.182 49756.8
13763.62 19,513.707
Average loan size in BDT : 83496 81,683 87,961 6,278 4,465
Cumulative Recovery Rate
(CRR)
: 99.30% 99.36% 99.42% 0.06% 0.12%
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Female74%
Male26%
Male Female Distribution of ME borrowers
a) Piloting of new loan products: The project has provision to pilot new financial products like
start-up capital loan, lease financing, livestock insurance etc. for MEs. PACE has initiated a
process to pilot two new loan products namely i) Start-up capital loan and ii) Lease Financing. In
the reporting period, the project recruited a consultant for conducting feasibility study on `Lease
Finanacing'. The process of recruiting consultant for conducting feasibility study on `Start up
capital' was initiated in June 2016. Both the studies will be completed by September 2016. The
piloting of the said two products will be started by December 2016 based on the findings of study
reports.
b) Capacity building of PKSF/POs to design and development of new financial products,
monitoring, evaluation, impact assessment of ME program and application of information
technology in management of POs:
Under the activity, the project has a plan to train a total of 75 PKSF officers and 100 PO officers
on design and development of new financial products, monitoring, evaluation and impact
assessment of ME program and application of information technology in management.
In the reporting year, the project organized training on this topic for 25 PKSF and 100 POs’
officials. The training courses were organized and facilitated through specialized training
institution.
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3.2 Component 2: Value chain development
PACE project focuses on developing potential sub-sectors with a view to increase income and
employment in those subsectors. The outcome of this component is sustainable inclusion of
microenterprises and businesses run by the poor and the ultra-poor in value chains in agriculture, off-farm
and service sectors to up-scale business, production technologies and enhance access to markets.
The outputs of the value chain development component are to:
a) Establish and expand value chains of 15
agricultural sub-sectors (products or group of
products) in various parts of the country.
b) Establish and expand value chains for 15 non-farm
manufacturing, processing and service sub-sectors
(products or group of products) in various parts of the
country.
c) Strengthen capacity of PKSF and POs to
manage large-scale value chain subprojects
d) Enhence capacity of PKSF and POs to identify,
advocate and strengthen pro-poor business policies,
especially sector specific policies (i.e. through
capacity building).
The main activities under the value chain development
are to i) make VCD interventions on 15 farm subsectors
ii) make VCD interventions on 15 non-farm subsectors,
iii) capacity building of PKSF and POs in design and
management of large-scale value chain development
projects and iv) capacity building of PKSF and POs in
policy analysis and advocacy.
Progress of the implementation of activities under value chain development component
PKSF management approved 16 VCD projects (13 VCD projects in farm and 3 VCD projects in non farm
subsectors) from January, 2015 to June, 2016.
VC intervention for goat rearing
VC intervention for Beef Fattening
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Farm Subsectors:
A list of the VCD projects in farm sub-sectors is given below.
Sl.
No.
Name of VCD
sub project
Implementing
PO Sector
Direct
beneficiaries
currently
enrolled
Date of
contract
with PO
Major activities
Male Female
1
Increase income
and employment
through Black
Bengal goat
rearing
Wave
Foundation Farm 0 6,000 28/6/2015
1. Create efficient livestock service provider (LSP).
2. Arrange vaccination camp.
3. Dissemination of perch system for goat rearing and
establishment of buck service station.
4. Establish market linkages with input suppliers, service
providers.
5. Arrange hands on training to increase efficiency on
goat rearing for the farmers.
2
Increase income
and employment
of entrepreneurs
through milking
cow rearing in
Char area
Society for
Social
Services (SSS)
Farm 0 5,000 6/7/2015
1. Arrange vaccination and deworming camp.
2.Develop efficient local livestock service providers
(LSP) through training.
3. Develop local milk market.
4. Establish market linkages between targeted
beneficiaries with input suppliers, bepari, foria, processor
and other related service provider.
5. Provide technical training to beneficiaries on milking
cow management.
3
Crab culture
value chain
development
project
Nowabenki
Gonomukhi
Foundation
(NGF)
Farm 5279
721 7/9/2015
1. Training on crab farming for efficiency development of
the farmers.
2. Technology transfer and demo crab cultivation of
various modern crab farming.
3. Establish information center for providing weather
forecast and market price of crabs to the farmer.
4. Provide financial along with market development
support for sustainable crab farming management
5. Online based e-marketing to be introduced for local and
foreign market extensions.
12
Sl.
No.
Name of VCD
sub project
Implementing
PO Sector
Direct
beneficiaries
currently
enrolled
Date of
contract
with PO
Major activities
4
Increase
entrepreneur's
income and
employment
creation through
year round beef
fattening and
fatten cattle
marketing
Eco-social
Development
Organization
(ESDO)
Farm 250 250 10/4/2016
1. Create trained and efficient livestock service provider
(LSP) for primary veterinary service.
2. Disseminate urea molasses straw (UMS) technology for
beef fattening.
3. Introducing cattle insurance.
4. Capacity development training for beef fattening
5. Establish market linkages among, balanced packaged
feed supplier and vaccine/medicine supplier.
5
Improvement of
natural fish
breeding
condition of
Halda river
Integrated
Development
Foundation
(IDF)
Farm 1866 234 10/04/2016
1. Arrange training for alternative sustainable income
sources.
2. Awareness programme to maintain natural condition of
Halda river.
3. To conduct training on improve carp culture technique.
6
Entrepreneurs
creation and
increase income
through milking
cow rearing
JAKAS
Foundaion Farm 250 775 19/4/2016
1. Develop efficient local livestock service providers
(LSP) through training.
2. Establish a veterinary laboratory to test the cowdung.
3. Arrange a vaccination and deworming camp.
4. Establish market linkages among AI worker, balanced
packaged feed supplier and vaccine/medicine supplier and
other service providers.
5. Provide technical training to beneficiaries on milking
cow management.
7
Beef fattening
value chain
development
project
MBSK Farm 0 1,220 19/04/2016
1. Arrange vaccination and deworming camp.
2. Disseminate urea molasses straw (UMS) technology for
beef fattening.
3. Introduce livestock insurance.
4. Provide technical training to beneficiaries on modern
beef fattening system.
5. Arrange vaccination and deworming campaign to
reduce cattle mortality and improve productivity.
8 Increase Social Up- Farm 1768 1183 25/4/2016 1. Develop efficient local livestock service providers
13
Sl.
No.
Name of VCD
sub project
Implementing
PO Sector
Direct
beneficiaries
currently
enrolled
Date of
contract
with PO
Major activities
entrepreneur’s
income and
employment
creation through
commercially hi-
yielding milking
cow rearing,
increase milk
production and
milk marketing
lifment society
(SUS)
(LSP) and AI workers through training.
2. Establish a cowdung testing lab.
3. Arrange vaccination and deworming campaign to
reduce cattle mortality and improve productivity.
4. Establish market linkages among AI worker, balanced
packaged feed supplier and vaccine/medicine supplier.
5. Training for efficiency development on improved cow
rearing management.
9
Increase farmer’s
income and
employment
creation through
high production
& proper
marketing of
Mung bean and
aromatic rice
production
Grameen Jono
Unnayan
Sonstha
(GJUS)
Farm 507 677 28/4/2016
1. Introducing high yielding Mung bean BARI-6 and
aromatic rice (BRRI rice 34) variety.
2. Technology transfer of using inoculum fertilizer instead
of chemical fertilizer.
3. Transfer technology of line sowing instead of
broadcasting method.
4. Training to the farmers for farming Mung bean and
aromatic rice and pest control.
5. Activities relating to market expansion of produced
Mungbean and aromatic rice.
10
Increase farmer’s
income and
employment
creation through
Mung bean and
Aman rice
production by
using improved
technology
Rural
Reconstruction
Foundation
(RRF)
Farm 8322 1678 5/5/2016
1. Introducing of high yielding Mung bean BARI-6 and
aman rice.
2. Dissemination the knowledge of use of inoculum
fertilizer.
3. Transfer technology of line sowing instead of
broadcasting method
4. Training to the farmers for farming Mung bean and
aman rice and pest control.
5. Activities relating to market expansion of produced
Mung bean and aromatic rice.
14
Sl.
No.
Name of VCD
sub project
Implementing
PO Sector
Direct
beneficiaries
currently
enrolled
Date of
contract
with PO
Major activities
11
Increase farmer’s
income and
livelihood
through safe
vegetable and
Moringa
production &
marketing
Society for
Development
initiatives
(SDI)
Farm 90 60 26/6/2016
1. Provide training on pesticide free vegetable production.
2. Dissemination of modern technologies like sex
pheromone trap, Brecon, Trikogama, Trikodrama etc.
3. To create linkage among the bepari, wholesaler, retailer
and producers.
4. Government and non –government collaboration
workshop for marketing and use of pesticide.
5.Establish of herbal pesticide laboratory.
12
Increase farmer’s
income through
Mung bean
production by
using modern
technology
Dhaka
Ahsania
Mission
(DAM)
Farm
Contract
will be
signed on
16 October
2016
1. Introducing of high yielding Mung bean BARI-6
variety.
2. Technology transfer of using innoculum fertilizer in
stead of chemical fertilizer.
3. Transfer technology of line sowing instead of
broadcasting method
4. Train the farmers for farming Mung bean production.
5. Market expansion activities for Mung bean.
13
Increase farmer’s
income through
Mung bean
production by
using modern
technology
Sangathita
Grananunaon
Karmasuchi
(Sangram)
Farm
Contract
will be
signed on
16 October
2016
1. Technology transfer of high yielding Mung bean
BARI-6 cultivation.
2. Technology transfer of using innoculum fertilizer in
stead of chemical fertilizer.
3. Transfer technology of line sowing instead of
broadcasting method
4. Train the farmers for farming Mung bean production.
5. Market expansion activities for Mung bean.
15
VCD projects in non-farm subsectors:
PACE project is now implementing 3 VCD projects in three non-farm subsectors. The list of the VCD projects in non farm sub-sectors is given
below:
Sl.
No.
Name of VCD sub
project
Implementing
PO
Sector Direct
beneficiaries
currently
enrolled
Date of
contract
with POs
Major activities
Male Female
1
Women lead
embroidery dress
production sub-
development value
chain project
Ashrai Off farm 0 3,050 18/10/2015
1. Hands on training for the entrepreneurs.
2. Establish linkages between entrepreneur and
quality raw material suppliers.
3. Training on design dress making.
4. Market expansion through linkage between
national and regional perspectives.
2
Establishment of
crab hatchery value
chain development
project
Nowabenki
Gonomukhi
Foundation
(NGF)
Off farm 14/3/2016
1. Establish crab hatchery for production of
crablets artificially.
2. Production of quality crablets in hatchery
and supply to the farmers.
3. Hatchery associated peoples are to be
efficient in hatchery management.
3
Technical
improvement,
increase income and
employment
creation of small
shoe industry
entrepreneurs’ value
chain development
project
People's
Oriented
Program
Implementation
(POPI)
Off farm 450 50 19/4/2016
1. Hands on training to the workers, designer,
cutting master on producing export quality
shoes.
2. Establish linkages between producers,
quality raw material suppliers and buyers.
3. Training on design shoe making.
4. Take initiative for healthy work environment
in the shoe factories.
16
Ultra Poor22%
Poor61%
Non Poor17%
Socio-economic classwise VCD Project Members
Male 47%Female
53%
Male Female Distribution in Value Chain Project Members
18-25 yr17%
25 and above yr83%
Agewise Distribution of VCD Benificiaries
Project participants in VCD projects:
The number of beneficiaries in 14 VCD projects was 39,680 as of June 30, 2016. Number of male and
female beneficiaries is 18,782 (47%) and 20,898 (53%) respectively.
According to the socio-economic class the division of beneficiaries are as Ultra Poor 8,811 (22%), Poor
24,027 (61%) and rest 6,842 (17%) are Non Poor. Among the beneficiaries 6,807 (17%) are aged under
25 and rest 32,873 (83%) are above 25.
17
Training of PKSF/GoB and POs officials on value chain project design and management:
The project has a provision to train 125 PKSF/GoB/ PO officials on value chain project design and
management. During the reporting period PACE project trained a total of 125 PKSF and POs officials on
the above mentioned subject. The achievement status is 100% against the target.
Training for PKSF/PO officials on preventing environmental degradation and improving
conditions in work place:
During the reporting period the project organized a training course on environmental degradation and
improving conditions in work place for 20 PKSF officials against the target of organizing training for 20
officials. The sessions of the training course were conducted by experts of department of environment
and resource persons of PKSF trained on this subject.
3.3 Component 3: Technology and product adaptation
PACE project is making attempts to solve technological problems in different potential economic
subsectors under the component of technology and product adaptation. The project provides
technological supports to the microentrepreneurs
engaged in various economic activities in different
region of the country.
The outcome of this component is proven
technologies and products (agricultural and off-
farm) from Bangladesh and international sources
introduced to micro entrepreneurs. The outputs are:
a) Resolution of technological problems identified
under component 2, b) Adaptation and
dissemination of proven technologies and products,
c) Provision for technical assistance.
The activities under Technology and product
adaptation are; a) address six technological problems;
b) transfer 15 proven technology/products to small
producers, c) conduct 26 sub-sector and technical
feasibility studies, 5 sector specific impact studies
and organize associated consulting services.
Perch method technology for goat rearing
Pheromone trap for pest control
18
Progress of the implementation of activities under Technology and product adaptation
(component:3)
PACE project identified a number of technological problems while designing VCD sub projects on
different sub sectors. The project is currently using 23 different technologies in different VCD sub
projects. The list of currently used technologies in different VCD projects is given below:
Sl. No. Technologies
1 Goat rearing through perch system
2 Urea molasses straw (UMS)
3 Scheduled vaccination and de-worming
4 Artificial insemination
5 Prepare balanced feed
6 Decrease cost by increasing longivity of bamboo platform used in nursery
7 Mono culture crab farming
8 Mix culture crab farming
9 Provide commercial food in crab nursery
10 Fingerling culture technology of Halda river fish
11 Improved carp culture technology of Halda river fish
12 Use of sex pheromone trap
13 Use of bio-pesticide
14 Use of inoculum fertilizer
15 Line sowing cultivation for Mung bean production
16 Introduce of aromatic rice seed BRRI-6 variety
17 Technology about Brady Rhizobium innoculum fertiliser
18 Crab hatchery management
19 Different types of handicrafts design technology transfer like Jessore Stitch, China Rose,
Dates Leaves etc.
20 Use of natural dying materials
21 Modern and improve packaging
22 High yielding green grass cultivation
23 Use of brady rhizobium innoculum fertilizer in mung bean production
19
The following table shows the name of technologies introduced in ongoing VCD sub projects
Sl.
No.
Name of VCD sub
project
Implementing
POs
Sector Technologies are being used
1
Increase income and
employment creation
through Black Bengal
goat rearing
Wave Foundation Farm 1.Goat rearing through perch
system.
2.Urea molasses straw (UMS).
3. Scheduled vaccination and
dewarming.
4. Prepare balanced feed.
2
Increase income and
employment creation of
entrepreneurs through
milking cow rearing in
char area
Society for Social
Services (SSS)
Farm 1. Artificial insemination (AI).
2. Urea molasesses straw (UMS).
3.Prepare balanced feed.
4. Hi-yielding Napier fodder
cultivation.
3
Crab culture value chain
development project
Nowabenki
Gonomukhi
Foundation
(NGF)
Farm 1. Decrease cost by increasing
longivity of bamboo platform
used in nursery.
2. Mono culture crab farming.
3. Mix culture crab farming
4. Provide commercial food in
crab nursery.
4
Women lead embroidery
dress production sub-
development value chain
project
Ashrai Off farm 1. Different types of handicrafts
design technology transfer like
Jessore Stitch, China Rose, Dates
Leaves etc.
2. Use of natural dying materials.
5
Establishment of crab
hatchery value chain
development project
Noabeki
Gonomukhi
Foundation
(NGF)
Off farm 1. Hatchery management
6
Increase entrepreneur's
income and employment
creation through year
round beef fattening and
fatten cattle marketing
Eco-social
Development
Organization
(ESDO)
Farm 1. Urea molasses straw (UMS).
2. Hi-yielding green grass
cultivation.
7
Improvement of natural
fish breeding condition
of Halda river
Integrated
Development
Foundation (IDF)
Farm 1. Fingerling culture technology
of Halda river fishes.
2. Improved carp culture
technology of Halda river fishes.
3. Using pheromon trap and
biopestiside for safe vegetable
production.
8
Entrepreneurs creation
and increase income
through milking cow
rearing
JAKAS
Foundaion
Farm 1. Artificial insemination
2. Hi-yielding green grass
cultivation.
9 Beef fattening value
chain development
MBSK Farm 1. Urea molasesses straw (UMS).
2.Prepare balanced ration.
20
Sl.
No.
Name of VCD sub
project
Implementing
POs
Sector Technologies are being used
project 3. Hi-yielding Napier fodder
cultivation
10
Technical improvement,
increase income and
employment creation of
small shoe industry
entrepreneurs’ value
chain development
project
People's Oriented
Program
Implementation
(POPI)
Off farm
11
Increase entrepreneur’s
income and employment
creation through
commercially hi-
yielding milking cow
rearing, increase milk
production and milk
marketing
Social Up-lifment
society (SUS)
Farm 1. Artificial insemination (AI).
2. Scheduled vaccination and
dewarming.
12
Increase farmer’s
income and employment
creation through high
production & proper
marketing of Mung bean
and aromatic rice
production
Grameen Jono
Unnayan Sonstha
(GJUS)
Farm 1. Uses of new variety of Mung
bean BARI-6.
2. Uses of aromatic rice seed
BRRI-6.
3. Use of Brady Rhizobium
innoculum fertilizer for
Mungbean VC project in the
project area.
13
Increase farmer’s
income and employment
creation through Mung
bean and Aman rice
production by using
improved technology
Rural
Reconstruction
Foundation
(RRF)
Farm 1. Use of inoculum fertilizer
2. Uses of Mungbean seeds:
BARI-6.
3. Line sowing for cultivation of
Mung bean
14
Increase farmer’s
income and livelihood
through pesticide free
vegetable and moringa
production & marketing
Society for
development
initiatives (SDI)
Farm 1. Use of sex pheromone trap
2. Use of bio-pesticide.
Signing MoUs with specialised organizations of Bangladesh:
PKSF has signed MoUs with different specialised technical organizations to extend technical assistance
to the entrepreneurs involved in various sub-sectors. Some notable organizations are: Bangladesh
Agricultural Research Institution (BARI), Bangladesh Shrimp and Fish Foundation (BSFF), Practical
Action Bangladesh, Bangladesh Agricultural University (BAU), Institution of Diploma Engineers,
Bangladesh (IDEB), Agricultural Value Chains (AVC) project and Grameen Yukiguni Maitake Ltd.
(GYM).
21
Technology transfer from other countries to Bangladesh:
PKSF initiated the process of establishing crab hatchery in Bangladesh in FY 2015-16. A feasibility
study was conducted to determine whether the crab hatchery could be established and run in a
sustainable way in southern part of
Bangladesh. Following the
recommendation of the feasibility study,
PKSF started construction of the hatchery
in Shymnagar of Satklhira district in April
2016. The crab hatchery technology was
transferred to Bangladesh from Vietnam.
Vietnamese development organization
named Center for Education and
Community Development (CECD)
provided supports and cooperation in
transferring the crab hatchery technology.
The production capacity of the hatchery is 3200000 crablets per year. This crab hatchery will have a far
reaching effect in expanding crab culture subsector in the southern part of Bangladesh. In the mean time,
about 5000 crablets have been released from the hatchery to crab nursery ponds.
4. Project management:
4.1 Project staffing: A Project management unit (PMU) has been established at PKSF for managing
project activities led by the Project Coordinator who is a General Manager of PKSF. The project has
provisions for following 26 positions;
1. Project Coordinator 1
2. Head of Microenterprise -1
3. Value Chain Project Supervisor- 2
4. Value Chain Specialist (farm ) -1
5. Value Chain Specialist (non-farm ) -2 (1 post vacant)
6. Value Chain Project Manger- 10
7. Assistant Manager (technology adaptation) -1
8. Assistant Manager (new product piloting) -1
9. Procurement/admin/logistic Specialist -1
10. M&E and KM Specialist -1
11. Financial Analyst (planning and budgeting) -1
12. Accounts Officer -2
13. Driver -2
The updated list of PACE project staffs as on June 2016 is given below:
Sl no. Name Designation
1 Mr. Akond Md. Rafiqul Islam Project Coordinator, PACE Project & General Manager (Ops),
PKSF
2 Mr. Gokul Chandra Biswas Chief of Microenterprise Program & AGM(Ops), PKSF
Country’s first successful crab hatchery established by
PKSF at Shyamnagar upazilla of Shatkhira
22
3 Mr. Md. Habibur Rahman Value chain supervisor, PACE Project & Manager (Ops),
PKSF
4 Mr. Md. Manir Hossain Value chain project Manager, PACE Project & Manager
(Ops), PKSF
5 Mr. Musharraf Hossain Value chain Supervisor, PACE Project & Manager (Ops),
PKSF
6 Ms. Mahmuda Morshed Value chain Project Manager, PACE Project & Deputy
Manager (Ops), PKSF
7 Mr. Moznu Sarkar VC Project Manager, PACE Project & Assistant
Manager(Ops), PKSF
8 MD. Mahamudur Rahman Assistant Manager, Technology and product adaptation,
PACE & Assistant Manager(Ops), PKSF
9 Kazi Abul Hasnat Value Chain Manager, PACE project & Assistant
Manager(Ops), PKSF
10 Dr. S. M. Faruk-Ul-Alam Value chain specialist, PACE Project (farm sector)
11 Mr. Md. Rafizul Islam VC Specialist, PACE Project (non farm)
12 Mr. Md. Mohidul Islam Financial Analyst, PACE Project
13 Mr. A B M Al Jaber Hirok Procurement Specialist, PACE Project
14 Mr. Mohammad Mizanur
Rahman
M&E and KM Specialist
15 Mr. Md. Zahed Al Nayon Assistant Manager (New Product Piloting)
16 Mr. Shaikh Nazrul Islam Value chain Project Manager, PACE Project
17 MS. Shanchita Islam Value chain Project Manager, PACE Project
18 Mr. Md. Masum Sharkar Value chain Project Manager, PACE Project
19 Mr. Md. Motiur Rahman Value chain Project Manager, PACE Project
20 Mr. Al Imran Value chain Project Manager, PACE Project
21 Mr. Md. Earfan Ali Value chain Project Manager, PACE Project
22 Mr. H M Anowarul Islam Accounts Officer, PACE Project
23 Mr. Abu Saleh Mohammad
Rajib
Accounts Officer, PACE Project
24 Mr. Zahirul Hoque Driver
25 Mr. Md. Hasan Driver
23
5. Financial progress of the project:
Budget Expenditure Burning Ratio
Components
Total Project
Budget for 2015-2020
Total Project Budget upto
Jun'16
Total project Budget
Jul’15-Jun'16
Total expenditure Jul'15-Jun’16
Total Expenditure upto Jun'16
% of project fund
for Jul'15-Jun’16
% of project fund upto
Jun'16
% of total
project fund
Component - 1: Financial Services for Microenterprises
5,647,440.00 3760830.00 2,854,800.00 13,763,676.00 19,514,542.00 482% 519% 346%
Component - 2: Value Chain Development
1,200,800.00 186475.00 149,900.00 48,043.35 53,443.54 32% 29% 4%
Component -3: Technology and Product Adaptation
70,320.00 17500.00 17,500.00 3,042.87 3,042.87 17% 17% 4%
Component -4: Project Management
510,880.00 116350.00 79,079.00 62,588.36 77,414.68 79% 67% 15%
Total 7,429,440.00 4,081,155.00 3,101,279.00 13,877,350.58 19,648,443.09 447% 481% 264%
24
6. Conclusion:
PKSF started implementing Promoting Agricultural Commercialization and Enterprises (PACE) project
in January 2015. This six-year project is being implemented all over Bangladesh through Partner
Organizations (POs) of PKSF. The project has three complimentary components i) Financial services for
microenterprises, ii) Value Chain Development and iii) Technology and product adaptation. The project
has made excellent progress in extending financial services for microenterprises. The progress of value
chain development is also remarkable. The project has taken initiative to transfer technologies to different
potential sub-sectors. The project has already transferred crab hatchery technology to Bangladesh from
Vietnam. The country’s first ever crab hatchery has been established under the technical supervision of
Vietnamese experts. Since the crabs produced in Bangladesh have huge demand in export market, the
introduction of crab hatchery will have far reaching effect in expanding crab culture sub-sector in the
country. PACE project has taken initiatives to transfer some proven technologies innovated in different
specialized/research institution to increase productivity and income of farmers and micrentrepreneurs.
The project is going to conduct sub-sector studies and technical studies to identify constraints in different
sub-sectors. It is expected that, PACE project will have a good contribution to expanding microenterprise
sector and creating employment for poor and ultra poor people in Bangladesh by implementing all
activities under its three components.