Private Lending Opportunity
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Transcript of Private Lending Opportunity
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J ZAPPARealty Corp
Private MortgageLending Opportunity
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Benefits Of A Private Mortgage Loan
1
How Does A Private Mortgage Work? 2
What Is A Private Mortgage Loan?
3
How Do I Get Paid Back? 4
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1 What Is A Private Mortgage Loan?
•Mortgage loan funded by;-Private Individuals
-Retirement Funds
•Produces predictable income stream to Private Lender
•Mortgage Lien provides security, protection and recourse
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2How Does A Private Mortgage Work?
You Earn High Interest!!
We Borrow Money From You!
We Buy Houses
SimplePlan
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Certificate Of Deposit
MoneyMarket Fund
SavingsAccount
You Get Low Interest Rate
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PersonalLoans
AutoLoans
HomeLoans
Bank Gets Higher
Interest Rate
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WePurchase
House
We Maintain House
WePay You
YOU Earn
High Interest Rate!!
You Are A Private Bank!
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You ProvideFinancing
WeMaintain / Rehab
The House
Documents Secure Financing
We Rent The House
We Purchase The House
You Get Principal / Interest
Payments For Loan Term
How It Works
Start
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How A Private Mortgage Program Can Work For You
•Proposed loan: $80,000 To be secured by 1st mortgage on a multi-family home.•Interest Rate: Varies by each property. Can be up to 10% per term of loan. See Chart below.•No Fees
Rate: 4% Term: 10 yrs fully amortized Monthly Payment: $809.96 Total Payments: $97,195.33
Rate: 6% Term: 15 yrs fully amortizedMonthly Payment: $675.09Total Payments: $121,515.38
Rate: 8% Term: 20 yrs fully amortizedMonthly Payment: $669.15Total Payments: $160,596.49
Rate: 10% Term: 30 yrs fully amortizedMonthly Payment: $702.06Total Payments: $252,746.61
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How A Private Mortgage Program Can Work For You
1st loan paid off after the agreed term.Total Payments for the term is $252,746.61 .
Loan Amount
Loan Origination
FeeInterest
RateTerm
(Years)
Monthly P&I
PaymentsTotal P&I Payments
$80,000.00 NONE 10% 30 $702.06 $252,746.61
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Income Comparisons
Certificate Of
DepositAnnual
Interest RateAnnualIncome
$80,000 0.940% $752.00
PrivateMortgage
AnnualInterest
Rate
AverageAnnualIncome
$80,000.00 10% $5,758.22
Look!!! In
This Example
Private Lending
Earns Approx.
$5,000 More
Annually Than
Current CDs.
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Benefits Of A Private Mortgage Loan3
Higher Interest Rates
Title Insurance
Steady Income Stream
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Additional Benefits Of A Private Mortgage Loan
First Lien Position
Real Property As Collateral
Principal Is Secure
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How Do I Get Paid Back? 4
Monthly Principal And Interest
Paid As RequiredFor Term Of Loan
Early Pre-Payment Of Loan
The Mortgage IsAssigned
To Another Lender
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For further information contact:
J ZAPPARealty Corp
1225 Franklin AvenueSuite 325
Garden City, NY 11530Tel: 516-512-8946Fax: 516-599-2005
10 GlenLake ParkwaySuite 130
Atlanta, GA 30328Tel: 678-353-3235Fax: 678-222-3401
Email: [email protected]
www.jzapparealtycorp.com